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Miami, FL 33133
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Resolution: R-16-0160
File Number: 16-00335
Final Action Date: 4/14/2016
A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S),
APPROVING THE CITY OF MIAMI ("CITY") LOCAL HOUSING ASSISTANCE PIAN
("LHAP"), ATTACHED AND INCORPORATED, FOR THE PERIOD FROM JULY 1,
2016 THROUGH JUNE 30, 2019, FOR THE CONTINUED PARTICIPATION OF THE
CITY IN THE FLORIDA STATE HOUSING INITIATIVES PARTNERSHIP ("SHIP")
PROGRAM; AUTHORIZING THE CITY MANAGER TO SUBMIT THE PLAN FOR
REVIEWAND APPROVAL BY THE FLORIDA HOUSING FINANCE CORPORATION;
FURTHER AUTHORIZING THE CITY MANAGER TO EXECUTE ALL NECESSARY
DOCUMENTS, 1N A FORM ACCEPTABLE TO THE CITY ATTORNEY, TO
IMPLEMENT THE TERMS AND CONDITIONS OF THE LHAP AND THE SHIP
PROGRAM.
WHEREAS, in July 1992, the State of Florida enacted the William E. Sadowski Affordable Housing
Act ("Sadowski Act"), which provides for the allocation of a portion of new and existing documentary
stamp taxes on deeds of real estate transactions to local governments, for the development and
maintenance of affordable housing; and
WHEREAS, the Sadowski Act provided a dedicated revenue source for affordable housing and
created the State Housing Initiative Partnership ("SHIP") Program; and
WHEREAS, pursuant to Section 420-9072(2)(a), Florida Statutes, a county, or eligible municipality,
must submit to the Florida Housing Finance Corporation its Local Housing Assistance Plan ("LHAP"),
describing the local housing assistance strategies to be eligible to receive funds under the program;
and
WHEREAS, the City of Miami's ("City") current LHAP will expire on June 30, 2016 and a new ore
is required for the continued participation in the SHIP program; and
WHEREAS, the City Administration recommends approving the City's LHAP, attached and
incorporated, for the period of July 1, 2016 through June 30, 2019;
NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI,
FLORIDA:
Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by
reference and incorporated as if fully set forth in this Section.
Section 2. The City's Local Housing Assistance Plan ("LHAP"), attached and incorporated, for the
period of July 1, 2016 through June 30, 2018, for the continued participation of the City in the Florida
SHIP Program, is approved.
Section 3. The City Manager is authorized {1) to submit the plan to the Florida Housing Finance
Corporation for review and approval, and to execute all necessary documents, in a form acceptable to
City ofilfland page I of 2 File Irl. 16-00335 (Version: 1) ,printers Ora: 4/29/2016
File Number. 96-00335 Frrae:7nelrl Nunther.- R-16-0160
the City Attorney, to implement the terms and conditions of the LHAP and the SHIP Program.
Section 4. This Resolution shall become effective immediately upon its adoption and signature of
the Mayor. {2}
Footnotes:
{1} The herein authorization is further subject to compliance with all requirements that may be
imposed by the City Attorney, including but not limited to those prescribed by the City Attorney,
including but not limited to those prescribed by applicable City Charter and Code provisions.
f2} if the Mayor does not sign this Resolution, it shall become effective at the end of ten (10) calendar
days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become
effective immediately upon override of the veto by the City Commission.
City ofAfiatni Page 2 oft File 1& 16.00335 (Piersion: 1) Prinled Ott: 412912016
ATTACHMENT 1
CITY OF MIAMI
SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2016-20179 2017-2018 and 2018-2019
- 1 -
Table of Contents
Description
Page #
Section I, Program Details
3
Section II, Housing Strategies
A. Emergency Home Repair Assistance Program
8
B. Single Family Rehabilitation Assistance Program
11
C. Single Family Replacement Home Program
14
D. Home Buyer Financing Program
17
E. Disaster Relief Program
20
F. Homeownership Development Program
23
G. Rental Housing Development Program
25
Section III, Incentive Strategies
A. Expedited Permitting
28
B. Ongoing Review Process
29
C. Other Incentive Strategies Adopted
29
Exhibits
A. Administrative Budget for each fiscal year covered in the Plan
B. Timeline for Estimated. Encumbrance and Expenditure
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the plan
D. Signed LHAP Certification
E. Signed, dated, witnessed or attested adopting resolution
F. Ordinance: (If changed from the original creating ordinance)
G. Interlocal Agreement
H. Expediting Permitting Policy
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I. Program Details:
A. Name of the participating local government:
City of Miami
Is there an Interlocal Agreement: Yes No _X
If "Yes", name local government(s) in the Interlocal Agreement:
B. Purpose of the program:
1. To meet the housing needs of the very low, low and moderate income
households;
2. To expand production of and preserve affordable housing; and
3. To further the housing element of the local government comprehensive plan
specific to affordable housing.
C. Fiscal years covered by the Plan: 2016-2017, 2017-2018 and 2018-2019
D. Governance:
The SHIP Program is established in accordance with Section 420.907-9079,
Florida Statutes and Chapter 67-37, Florida Administrative Code.
Cities and Counties must be in compliance with these applicable statutes, rules
and any additional requirements as established through the Legislative process.
E. Local Housing Partnership:
The SHIP Program encourages building active partnerships between government,
lenders, builders and developers, real estate professionals, advocates for low-
income persons and community groups. Such partnerships include the following
community housing development organizations and community development
corporations.
• Allapattah Business Development Authority, Inc.
• East Little Havana Community Development Corporation
• Habitat for Humanity of Greater Miami, Inc.
• Little Haiti Housing Association, Inc.
• Neighborhood Housing Services
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F. Leveraging:
The Plan is intended to increase the availability of affordable residential units by
combining local resources and cost saving measures into a local housing
partnership and using public and private funds to reduce the cost of housing.
SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs and to provide local inatch to obtain federal
housing grants or programs.
G. Public Input:
Public input was solicited through face to face meetings with housing providers,
social service providers and local lenders and neighborhood associations. Public
input was solicited through the local newspaper in the advertising of the Local
Housing Assistance Plan and the Notice of Funding Availability.
H. Advertising and Outreach:
SHIP funding availability shall be advertised in a newspaper of general circulation
and periodicals serving ethnic and diverse neighborhoods, at least 30 days before
the beginning of the application period. If no funding is available due to a waiting
list, no notice of funding availability is required.
I. Waiting List/Priorities:
A waiting list will be established when there are eligible applicants for strategies
that no longer have funding available. Those households on the waiting list will
be notified of their status. Applicants will be maintained in an order that is
consistent with the time applications were submitted as well as any established
funding priorities as described in this plan. Priorities for funding described/listed
here apply to all strategies unless otherwise stated in the strategy: Priorty will be
given to eligible "Persons Who Have Special Housing Needs" and elderly (62
years or older) households and homeowners.
J. Discrimination:
In accordance with the provisions of ss.760.20-760,37, it is unlawful to
discriminate on the basis of race, color, religion, sex, national origin, age,
handicap, or marital status in the award application process for eligible housing.
K. Support Services and Counseling:
Support services are available from various sources. Available support services
may include but are not limited to: Homeownership Counseling (Pre and Post),
Credit Counseling, Tenant Counseling, Foreclosure Counseling and
Transportation.
L. Purchase Price Limits:
The sales price or value of new or existing eligible housing may not exceed 90%
of the average area purchase price in the statistical area in which the eligible
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housing is located. Such average area purchase price may be that calculated for
any 12 -month period beginning not earlier than the fourth calendar year prior to
the year in which the award occurs. The sales price of new and existing units,
which can be lower but may not exceed 90% of the median area purchase price
established by the U.S. Treasury Department or as described above.
The methodology used is:
_X_, U.S. Treasury Department
Local HFA Numbers
M. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually by
the Department of Housing and Urban Development and posted at
www.fioridahou.sing.or. g.
Affordable means that monthly rents or mortgage payments including taxes and
insurance do not exceed 30 percent of that amount which represents the
percentage of the median annual gross income for the households as indicated in
Sections 420.9071, F.S. However, it is not the intent to limit an individual
household's ability to devote more than 30% of its income for housing, and
housing for which a household devotes more than 30% of its income shall be
deemed Affordable if the first institutional mortgage lender is satisfied that the
household can afford mortgage payments in excess of the 30% benchmark and in
the case of rental housing does not exceed those rental limits adjusted for
bedroom size.
N. Welfare Transition Program:
Should an eligible sponsor be used, a qualification system and selection criteria
for applications for Awards to eligible sponsors shall be developed, which
includes a description that demonstrates how eligible sponsors that employ
personnel from the Welfare Transition Program will be given preference in the
selection process.
O. Monitoring and First Right of Refusal:
In the case of rental housing, the staff and any entity that has administrative
authority for implementing the local housing assistance plan assisting rental
developments shall annually monitor and determine tenant eligibility or, to the
extent another governmental entity provides the same monitoring and
determination, a municipality, county or local housing financing authority may
rely on such monitoring and determination of tenant eligibility. However, any
loan or grant in the original amount of $3,000 or less shall not be subject to these
annual monitoring and determination of tenant eligibility requirements. Tenant
eligibility will be monitored annually for no less than 15 years or the term of
assistance whichever is longer unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that have
remaining mortgages funded under this program must give a first right of refusal
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to eligible nonprofit organizations for purchase at the current market value for
continued occupancy by eligible persons.
P. Administrative Budget:
A line -item budget of proposed Administrative Expenditures is attached as
Exhibit A.
_City of Miami_ finds that the moneys deposited in the local housing
assistance trust fund shall be used to administer and implement the local housing
assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative
Code, states: "A county or an eligible municipality may not exceed the 5
percent limitation on administrative costs, unless its governing body finds, by
resolution, that 5 percent of the local housing distribution plus 5 percent of
program income is insufficient to adequately pay the necessary costs of
administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative
Code, further states: "The cost of administering the program may not exceed
10 percent of the local housing distribution plus 5 percent of program income
deposited into the trust fund, except that small counties, as defined in s.
120.52(17), and eligible municipalities receiving a local housing distribution of
up to $350,000 may use up to 10 percent of program income for administrative
costs," The applicable local jurisdiction has adopted the above findings in the
resolution attached as Exhibit E.
Q, Program Administration:
Administration of the local housing assistance plan will be wholly performed and
maintained by the City of Miami Department of Community and Economic
Development
Or
A third party entity or consultant will be contracted for all of part of the
administrative of the program. The name of the entity is: ®N/A_. The
administrative duties they will provide are: N/A
R. Project Delivery Costs: N/A
S. Essential Service Personnel Definition:
In accordance with Chapter 67-37.002(8), F.A.C. and Chapter 67-37.005(8),
F.A.C. and section 420.9075(3)(a), Fla.Stat., the City of Miami defines Essential
Service Personnel as follows:
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Essential Services Personnel means any person in need of affordable housing,
who is classified as a permanent employee of a company or organization located
within the City of Miami in the following areas:
i. Educational services
ii. Health Care industry
iii. Law Enforcement
iv. Fire Safety and Emergency Services
V. Criminal Justice System
vi. City Government
T. Describe efforts to incorporate Green Building and Energy Saving products and
processes:
In accordance with Section 420.9075(3)(4), Fla.Stat., the City of Miami is
committed to malting the City's housing stock more energy efficient, as a result
the City of Miami will require the use of the following features when
economically feasible in the rehabilitating or constructing of homes:
i. Water -Conserving Appliances and Fixtures (toilets, shower heads,
faucets)
ii. Energy Star Appliances (refrigerator and stove)
iii. Efficient Lighting Interior / Exterior
iv. Upgrading of Insulation (attics, walls and new roofing materials)
V. Tank Less Water Heaters
vi. Water —Permeable Walkways
vii. Air Conditioning Units with a higher Seer Rating
viii. Construction Waste Management
ix. Impact Resistant Windows
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Section II. LHAP Strategies:
A.
Emergency Home Repair Assistance Program Code 6
a. Summary of Strategy:
The Emergency Home Repair Assistance Program will provide emergency
repair assistance to very low, low and moderate income owner -occupied single
family homes located within the corporate limits of the City of Miami. The
City will provide deferred payment loan assistance to an eligible homeowner
to carry out limited repairs such as roofing, electrical and plumbing to
immediately rectify life hazardous and potentially hazardous conditions that
threaten the safety and health of the occupants of the home.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
C. Income Categories to be served: Very -low, low and moderate income
d. Maximum award: $20,000
Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred payment
loan secured by a recorded subordinate mortgage and note.
2, Interest Rate: 3%
3, Term: 10 years
4. Forgiveness/Repayment:
The loan will be forgiven at the end of the ten (10) years.
5. Default/Recapture:
The loan will be determined to be in default if any of the following
occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to a rental property; loss of homestead exemption status; or
failure to occupy the home as primary residence. If any of these occur,
the full loan amount will be due and payable.
In the event of death of all eligible homeowner(s), the heirs to the
property can assume the obligation based on the original terms and
conditions provided to the homeowner as long as the heirs qualify
based on income and household size, remain owner occupants of the
property and do not sell or rent the property for the remaining term of
the mortgage and note. An heir or prospective purchaser who does not
- 8 -
qualify based on the provisions of this strategy will be required to repay
the full loan amount provided by the City of Miami.
If the home is foreclosed on by a superior mortgage holder, the City
will make an effort to recapture funds through the legal process if it is
determined that adequate funds may be available to justify pursuing a
repayment.
Recipient Selection Criteria:
All recipients of assistance must meet the eligibility requirements as stipulated
in the Florida Statutes, Florida Administrative Code, the SHIP Resolution and
this Plan. Eligible housing includes single family homes, owner -occupied
town houses or twin homes and condominium units. Duplexes and properties
with more than one unit, except condominiums or town homes are not eligible
for assistance. In addition, as per the SHIP regulations, mobile homes are not
eligible for assistance under this program. The properties to be assisted must
be owner -occupied and located within the corporate limits of the City of
Miami.
Applications will be processed on a first -come -first qualified basis from all
applicants meeting the selection criteria, subject to funding availability and in
such a manner as to comply with the statutory requirements.
Applicants with household income above (120%) of the median area
income limit are ineligible for SHIP assistance under this strategy.
Staff will review actual performance data on a continuous basis to
ensure that adjustments are made as necessary to remain in compliance
with funding requirements.
Other selection criteria will include the following:
• The property shall consist of one (1) owner -occupied residential unit.
• Preference will be given to eligible "Persons Who Have Special
Housing Needs" and elderly (62 years or older) households and
homeowners.
• Persons Who Have Special Housing Needs is defined as individuals
who have incomes not exceeding moderate -income and because of
particular social, economic, or health related circumstances, have a
greater difficulty acquiring or maintaining affordable housing as
stipulated in Chapter 67-37.002 (21), F.A.C.
- 9 -
The appraised value of the home may not exceed the maximum sales
price (value) allowed under the SHIP Program.
The property must require needed repairs such as roofing, electrical and
plumbing to meet the decent, safe and sanitary standard to immediately
rectify hazardous and potentially hazardous conditions.
The applicant may not be delinquent on any debt owed to the City of
Miami or Miami -Dade County or any mortgagee associated with the
property.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program. However, if the need
for a sponsor should arise, the City of Miami will use a Request for Proposals
process in accordance with Chapter 67-37.005(6)(b)7, F.A.C., to select an
eligible sponsor. Eligible persons, sponsors or other recipients of assistance
under this program will be required to contractually commit and comply with
all SHIP Program requirements.
Request for proposals will be accepted from both for-profit and not-for-profit
corporations. Proposals received will be reviewed based upon a selection
criterion which include, but are not limited to, the following:
• The not-for-profit corporation must have received a tax exempt ruling
from the Internal Revenue Service (IRS) under Section 501c(3) of the
Internal Revenue code;
• The for-profit corporation must be organized and established under the
laws of the State of Florida;
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Department of Community
Development to account for and audit SHIP funds;
• Sponsors that employed personnel from the Welfare Transition
Program will be given preference in the selection process;.
• The organizational capacity and experience of the not-for-profit or for-
profit corporation in administering home renovation and/or
homebuyers financing programs;
• The soundness of the proposal;
• The cost per family to administer the program; and
—10—
All sponsors must be in good standing with the City.
h. Additional Information: N/A
B.
Single Family Rehabilitation Assistance Program Code 3
a. Summary of Strategy:
The Single Family Rehabilitation Program will provide rehabilitation
assistance to very low, low and moderate income residents who live in single
family owner -occupied properties located within the corporate limits of the
City of Miami. The City will provide deferred payment loan assistance to an
eligible homeowner to complete needed repairs such as roofing, plumbing and
electrical work to meet the decent, safe and sanitary standard conditions after
rehabilitation.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
C. Income Categories to be served: Very -low, low and moderate income
d. Maximum award: $50,000
e. Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred payment
loan secured by a recorded subordinate mortgage and note.
2. Interest Rate: 3%
3. Term: 10 years
4. Forgiveness/Repayment:
The loan will be forgiven at the end of the ten (10) years.
5. Default/Recapture:
The loan will be determined to be in default if any of the following
occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to a rental property; loss of homestead exemption status; or
failure to occupy the home as primary residence. If any of these occur,
the full loan amount will be due and payable.
In the event of death of all eligible homeowner(s), the heirs to the
property can assume the obligation based on the original terms and
conditions provided to the homeowner as long as the heirs qualify
f.
based on income and household size, remain owner occupants of the
property and do not sell or rent the property for the remaining term of
the mortgage and note. An heir or prospective purchaser who does not
qualify based on the provisions of this strategy will be required to repay
the full loan amount provided by the City of Miami.
If the home is foreclosed on by a superior mortgage holder, the City
will make an effort to recapture funds through the legal process if it is
determined that adequate funds may be available to justify pursuing a
repayment.
Recipient Selection Criteria;
All recipients of assistance must meet the eligibility requirements as stipulated
in the Florida Statutes, Florida Administrative Code, the SHIP Resolution and
this Plan, Eligible housing includes single family homes, owner -occupied
town houses or twin homes and condominium units. Duplexes and properties
with more than one unit, except condominiums or town homes are not eligible
for assistance. In addition, as per the SHIP regulations, mobile homes are not
eligible for assistance under this program. The properties to be assisted must
be owner -occupied and located within the corporate limits of the City of
Miami.
Applications will be processed on a first -come -first qualified basis from all
applicants meeting the selection criteria, subject to funding availability and in
such a manner as to comply with the statutory requirements.
Applicants with household income above (120%) of the median area
income limit are ineligible for SHIP assistance under this strategy.
Staff will review actual performance data on a continuous basis to
ensure that adjustments are made as necessary to remain in compliance
with funding requirements.
Other selection criteria will include the following:
The property shall consist of one (1) owner -occupied residential unit.
Preference will be given to eligible "Persons Who Have Special
Housing Needs" and elderly (62 years or older) households and
homeowners.
Persons Who Have Special Housing Needs is defined as individuals
who have incomes not exceeding moderate -income and because of
particular social, economic, or health related circumstances, have a
- 12 -
greater difficulty acquiring or maintaining affordable housing as
stipulated in Chapter 67-37.002 (21), F.A.C,
• The appraised value of the home may not exceed the maximum sales
price (value) allowed under the SHIP Program.
The property must require needed repairs such as roofing, electrical and
plumbing to meet the decent, safe and sanitary standard to immediately
rectify hazardous and potentially hazardous conditions.
The applicant may not be delinquent on any debt owed to the City of
Miami or Miami -Dade County or any mortgagee associated with the
property.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program. However, if the need
for a sponsor should arise, the City of Miami will use a Request for Proposals
process in accordance with Chapter 67-37.005(6)(b)7, F.A.C., to select an
eligible sponsor. Eligible persons, sponsors or other recipients of assistance
under this program will be required to contractually commit and comply with
all SHIP Program requirements.
Request for proposals will be accepted from both for-profit and. not-for-profit
corporations. Proposals received will be reviewed based upon a selection
criterion which include, but are not limited to, the following:
• The not-for-profit corporation must have received a tax exempt ruling
from the Internal Revenue Service (IRS) under Section 501c(3) of the
Internal Revenue code;
• The for-profit corporation must be organized and established under the
laws of the State of Florida;
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Department of Community
Development to account for and audit SHIP funds;
• Sponsors that employed personnel from the Welfare Transition
Program will be given preference in the selection process;
• The organizational capacity and experience of the not-for-profit or for-
profit corporation in administering home renovation and/or
homebuyers financing programs;
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• The soundness of the proposal;
• The cost per family to administer the program; and
• All sponsors must be in good standing with the City.
h. Additional Information: N/A
C.
Single Family Replacement Home Program Code 4
a. Summary of Strategy:
The Single Family Replacement Housing Program is designed to address
substandard and dilapidated housing units that the cost of repairs or poor
housing conditions cannot be addressed through the SHIP and/or HOME
assisted Single Family Rehabilitation Programs.
Under this strategy, only single family residential properties which' are beyond
repair and unsafe for human habitation will be provided assistance. The Single
Family Housing Inspection Unit will determine the economic feasibility (cost)
of the rehabilitation and soundness of the structure, in consultation with the
City of Miami Building Department to determine if a replacement home is
necessary.
The SHIP funds will be used to defray the cost of temporary relocation
expenses, demolition of the dilapidated structure, soft and hard construction
costs associated with the reconstruction of the new home. This strategy will
be used primarily to assist existing owners of single family homes where the
most appropriate solution to their housing problem would be to demolish the
existing structure and replace it with a newly constructed housing unit on the
existing lot.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
c. Income Categories to be served: Very -low, low and moderate income
d. Maximum award: $150,000
e. Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred
forgivable loan secured by a recorded first mortgage and note.
2. Interest Rate: 3
- 14 -
3. Term: 30 years
4. Forgiveness/Repayment:
The loan will be forgiven at the end of the thirty (30) years.
5. Default/Recapture:
The loan will be determined to be in default if any of the following
occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to a rental property; loss of homestead exemption status; or
failure to occupy the home as primary residence. If any of these occur,
the full loan amount will be due and payable.
In the event of death of all eligible homeowner(s), the heirs to the
property can assume the obligation based on the original terms and
conditions provided to the homeowner as long as the heirs qualify
based on income and household size, remain owner occupants of the
property and do not sell or rent the property for the remaining term of
the mortgage and note. An heir or prospective purchaser who does not
qualify based on the provisions of this strategy will be required to repay
the full loan amount provided by the City of Miami.
f. Recipient Selection Criteria:
All recipients of financial assistance must meet the eligibility requirements as
provided in the Florida Statutes, Florida Administrative Code, the SHIP
Program Ordinance, Resolution, the Plan and this Strategy. Eligible housing
includes single family owner -occupied homes that have been determined by
the housing inspector, in consultation with the Department of Building, to be
beyond repair, unsafe for human habilitation and suitable for demolition.
Mobile homes will .not be a type of. replacement home offered under this
strategy. The properties to be assisted must be the primary residence of the
owner and the property must be located within the corporate limits of the City
of Miami.
Applicants will be selected from an existing waiting list, on a first come first
qualified basis, subject to funding availability and in such a manner as to
comply with the statutory requirements:
Applicants with household income above one hundred and twenty
percent (120%) of the median area income limit are ineligible for SHIP
assistance under this strategy.
• The applicant may not be delinquent on any debt owed to the City of
Miami or Miami -Dade County or any mortgagee associated with the
property.
- 15 -
• The amount of the financial assistance provided will be the full cost of
demolition, temporary relocation and reconstruction of the property, to
include hard and soft costs, not to exceed $150,000.
The following costs associated with this strategy are eligible:
1. Hard costs, which are typical and customarily viewed as construction cost(s)
by institutional lenders;
2. Payment of impact fees;
3. Infrastructure fees typically paid by the developer;
4. Construction soft cost such as architectural and engineering fees, appraisals,
if directly related to housing construction; and
5. Temporary relocation cost associated with the reconstruction of the home.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program. However, if the need
for a sponsor should arise, the City of Miami will use a Request for Proposals
process in accordance with Chapter 67=37.005(6) b7, F.A.C., to select an
eligible sponsor. Eligible persons, sponsors or other recipients of assistance
under this program will be required to contractually commit and comply with
all SHIP Program requirements.
Request for proposals will be accepted from both for-profit and not-for-profit
corporations. Proposals received will be reviewed based upon a selection
criterion which include, but not be limited to, the following:
The not-for-profit corporation must have received a tax exempt ruling
from the Internal Revenue Service (IRS) under Section 501c(3) of the
Internal Revenue code;
• The for-profit corporation must be organized and established under the
laws of the State of Florida
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Department of Community
Development to account for and audit SHIP funds;
• Sponsors that employed personnel from the Welfare Transition
Program will be given preference in the selection process;
- 16 -
• The organizational capacity and experience of the not-for-profit or for-
profit corporation in administering home renovation and/or
homebuyers financing programs;
• The soundness of the proposal;
• The cost per family to administer the program; and
• All sponsors must be in good standing with the City.
h. Additional Information: N/A
D. _
Home Buyer Financing Program Code 2
a. Summary of Strategy:
The City of Miami through the Homebuyers Financing Program will provide
down payment, closing cost and/or mortgage financing assistance to eligible
persons and households who are first time homebuyers to purchase a newly
constructed or existing residential property within the City of Miami. The
strategy will be available to assist very low, low and moderate income residents
to purchase a single family home, town home or condominium.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
Income Categories to be served: Very -low, low and moderate income
d. Maximum award:
Residents meeting the selection criteria will be awarded a maximum amount
based on the number of bedrooms as shown in the chart below. However, the
amount cannot be more than $86,020 or the amount necessary to meet the first
lenders credit criteria, whichever is lower.
Number of bedrooms 1 0
1 1
1 2
13
Maximum Subsidy $48,328
1 $55,722
1 $67,202
1$86,020
Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred payment
loan secured by a recorded subordinate mortgage and note.
2. Interest Rate: 0%
3. Term: 30 years
4. Forgiveness/Repayment:
The loan will be forgiven at the end of the thirty (30) years. There are
no monthly payment requirements associated with this loan. There is
no amortization of this loan.
5. Default/Recapture:
The loan will be determined to be in default if any of the following
occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to a rental property; loss of homestead exemption status; or
failure to occupy the home as primary residence. If any of these occur,
the full loan amount will be due and payable..
In the case of sale or transfer of the property, the borrower will be
required to repay the original amount given as assistance and the City
will share in the gain realized by the borrower according to the
following schedule:
a. 0 to 3 years — 100% of the City's pro rata share of the gain
generated.
b. 3 — 20 years — On the 3'd year, City receives 85% of the City's
pro rata share of the gain generated and borrower receives 15%.
Thereafter, the borrower receives additional 5% of the City's
prorated share per year reducing the City's share by the same
percentage.
c. Year 20 and above: The borrower receives 100% of the gain,
The above gain sharing proposal will terminate in foreclosure;
however, the City will require lenders to provide a right of first refusal
to purchase the loan at a negotiated price. In the case of a foreclosure,
the City will recapture any amount of net proceeds from the sale of the
property available.
f. Recipient Selection Criteria:
Applications will be processed from an existing waiting list or through
applications received from advertisements on a first-come, first ready, first
qualified basis from all applicants meeting the selection criteria, subject to
funding availability and in such a manner as to comply with the statutory
requirements.
Other selection criteria will include the following:
The property shall consist of one (1) owner -occupied residential unit.
- 18 -
• The property must be located in the City of Miami.
The appraised value of the home may not exceed the maximum
purchase price limits (value) allowed under the SHIP Program for new
and existing homes.
• The property must meet safe and sanitary standard conditions at closing
or funds must be held in escrow to bring it to safe and sanitary standards
after closing.
• The applicant may not be delinquent on any debt owed to the City of
Miami or Miami -Dade County.
• Applicants purchasing Mobile homes are not eligible for funding under
this strategy.
• Manufactured housing constructed after June 1994 is considered
eligible housing, so long as no more than 20% of the SHIP distribution
is devoted to this type of housing, as referenced in Section
420.9075(5)(c), F.S.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program. However, if the need
for a sponsor should arise, the City of Miami will use a Request for Proposals
process in accordance with Chapter 67-37.005(6) b (7), F.A.C., to select an
eligible sponsor. Eligible persons, sponsors or other recipients of assistance
under this program will be required to contractually commit and comply with
all SHIP Program requirements.
Request for Proposals will be accepted from both for-profit and not-for-profit
corporations. Proposals received will be reviewed based upon a selection
criterion which include, but are not limited to, the following:
The not-for-profit corporation must have received a tax exempt ruling
from the Internal Revenue Service (IRS) under Section 501c(3) of the
Internal Revenue code;
The for-profit corporation must be organized and established under the
laws of the State of Florida;
The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Department of Community
Development to account for and audit SHIP funds;
- 19 -
• Sponsors that employed personnel from the Welfare Transition
Program will be given preference in the selection process;
• The organizational capacity and experience of the not-for-profit or for-
profit corporation in administering home renovation and/or
homebuyers financing programs;
• The soundness of the proposal;
• The cost per family to administer the program; and
• All sponsors must be in good standing with the City.
h. Additional Information: N/A
K
Disaster Relief Code 5
a. Summary of Strategy:
The disaster relief program offers deferred payment loan assistance to very
low, low and moderate income households whose homes need repair to correct
life threatening, health and safety defects after a disaster or to make immediate
repairs to prevent or correct exposure of the property to the environment, This
strategy will only be implemented when a disaster is declared by an Executive
Order by the President or Governor.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
C. Income Categories to be served: Very -low, low and moderate income
d. Maximum award: $15,000
e. Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred payment
loan secured by a recorded subordinate mortgage and note,
2. Interest Rate: 3%
3. Term: 10 years
4. Forgiveness/Repayment:
The loan will be forgiven at the end of the ten (10) years.
5. Default/Recapture:
- 20 -
a
The loan will be determined to be in default if any of the following
occurs during the Loan term: sale, transfer, or conveyance of property;
conversion to a rental property; loss of homestead exemption status; or
failure to occupy the home as primary residence. If any of these occur,
the full loan amount will be due and payable.
In the event of death of all eligible homeowner(s), the heirs to the
property can assume the obligation based on the original terms and
conditions provided to the homeowner as long as the heirs qualify
based on income and household size, remain owner occupants of the
property and do not sell or rent the property for the remaining term of
the mortgage and note. An heir or prospective purchaser who does not
qualify based on the provisions of this strategy will be required to repay
the full loan amount provided by the City of Miami.
If the home is foreclosed on by a superior mortgage holder, the City
will make an effort to recapture funds through the legal process if it is
determined that adequate funds may be available to justify pursuing a
repayment.
f. Recipient Selection Criteria:
All recipients of assistance must meet the eligibility requirements as stipulated
in the Florida Statutes, Florida Administrative Code, the SHIP Resolution and
this Plan. Eligible housing includes single family homes, owner -occupied
town houses or twin homes, condominium units and manufactured homes
constructed after June 1994. Duplexes and properties with more than one unit,
except condominiums or town homes are not eligible for assistance. In
addition, as per the SHIP regulations, mobile homes are not eligible for
assistance under this program. The properties to be assisted must be owner -
occupied and located within the corporate limits of the City of Miami.
Applications will be processed on a first -come -first qualified basis from all
applicants meeting the selection criteria, subject to funding availability and in
such a manner as to comply with the statutory requirements.
® Applicants with household income above (120%) of the median area
income limit are ineligible for SHIP assistance under this strategy.
Staff will review actual performance data on a continuous basis to
ensure that adjustments are made as necessary to remain in compliance
with funding requirements.
Other selection criteria will include the following:
The property shall consist of one (1) owner -occupied residential unit.
- 21 -
Preference will be given to eligible "Persons Who Have Special
Housing Needs" and elderly (62 years or older) households and
homeowners.
The appraised value of the home may not exceed the maximum sales
price (value) allowed under the SHIP Program.
• The property must require needed repairs such as roofing, electrical and
plumbing to meet the decent, safe and sanitary standard to immediately
rectify hazardous and potentially hazardous conditions.
A The maximum amount of financial assistance to be provided may not
exceed the lesser of (t) the actual cost of rehabilitation or (2) $15,000.
• The applicant may not be delinquent on any debt owed to the City of
Miami or Miami -Dade County.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program. However, if the need
for a sponsor should arise, the City of Miami will use a Request for Proposals
process in accordance with Chapter 67-37.005(6)(b)7, F.A.C., to select an
eligible sponsor. Eligible persons, sponsors or other recipients of assistance
under this program will be required to contractually commit and comply with
all SHIP Program requirements.
Request for Proposals will be accepted from both for-profit and not-for-profit
corporations. Proposals received will be reviewed based upon a selection
criterion which include, but are not limited to, the following:
• The not-for-profit corporation must have received a tax exempt ruling
from the Internal Revenue Service (IRS) under Section 501c(3) of the
Internal Revenue code;
• The for profit corporation must be organized and established under
the laws of the State of Florida;
The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Department of Community
Development to account for and audit SHIP funds;
• Sponsors that employed personnel from the Welfare Transition
Program will be given preference in the selection process;
• The organizational capacity and experience of the not-for-profit or for-
profit corporation in administering home renovation and/or
homebuyers financing programs;
- 22 -
• The soundness of the proposal;
• The cost per family to administer the program; and
All sponsors must be in good standing with the City.
h. Additional Information: N/A
F.
Homeownership Development Program Code 10
a. Summary of Strategy:
The SHIP Homeownership Program is designed to promote and create
affordable homeownership opportunities for very low, low and moderate
income families and individuals. SHIP Program funds reserved for this
strategy will be used to assist not-for-profit and for-profit housing developers
or the City. SHIP funds reserved for this strategy will be utilized by the City
of Miami to finance the project cost associated with site development, hard and
soft construction financing and permanent financing associated with the
development of affordable housing units by for-profit and not-for-profit
housing developers or the City.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
C. Income Categories to be served: Very -low, low and moderate income
d. Maximum award:
Developments meeting the selection criteria will be awarded a maximum
amount per unit based on the number of bedrooms as shown in the chart below:
Number of bedrooms
0
1
2
3�
Maximum Subsidy
$48,328
$55,722
$67,202
$86,020
e. Terms:
1. Loan/deferred loan/grant: Funds will be awarded as a deferred
payment loan secured by a recorded subordinate mortgage and note.
2. Interest Rate: 0%
3. Term: Construction loan with no monthly payments during the
- 23 -
construction phase.
• Commence construction of the Project within six (6) months
from the Effective Date (Date Contract is Executed);
• Obtain all required certificate of occupancy for the Project,
within eighteen (18) months from the Effective Date;
• Sell all assisted units to Eligible. Home Buyers within six. (6)
months of the certificate of occupancy;
4. Forgiveness/Repayment:
Once the developer has successfully completed the construction, the
average subsidy per unit provided to the development during
construction may be passed through to the eligible homebuyer in the
form of a permanent mortgage loan as described in the Homebuyers
Financing Program Strategy as previously outlined in this Plan.
In the event through no fault of the developer the project suffers a
reduction in market value, the City reserves the right to allow for a buy -
down (forgiveness) equal to the difference between the project
development cost and market value.
5. Default/Recapture:
The loan will be determined to be in default if the Developer does not
comply with the loan terms contained herein. If this occurs the full loan
amount will be due and payable.
Recipient Selection Criteria:
SHIP funding to be provided by the City of Miami under the Homeownership
Development Program strategy will be awarded through a Request for
Proposals ("RFP") process.
Any SHIP Program allocation including the term of the loan will be
recommended by City staff to the City's Housing and Commercial Loan
Committee for approval/disapproval based on the following criteria:
• Level of experience in development of similar projects.
• Project feasibility and ability of the developer/sponsor to commence
construction within six (6) months funding award.
• Evidence of availability of construction and first mortgage financing.
• Consistency with the City's Five (5) Year Consolidated Plan (2014-
20t8).
- 24 -
• Ability to demonstrate project will be affordable to low and moderate
income households.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program.
h. Additional Information: N/A
G.
Rental Housing Development Program Code .21
a. Summary of Strategy:
The SHIP Rental Housing Development Program is designed to promote and
create affordable housing opportunities for very low, low, and moderate
income families and individuals. SHIP Program funds reserved for this
strategy will be used to assist not-for-profit and for profit housing developers
or the City. SHIP funds reserved for this strategy will be utilized by the City
of Miami to finance the project cost associated with site development, hard and
soft construction financing and permanent financing associated with the
development of affordable housing units by not-for-profit or for profit housing
developers or the City.
b. Fiscal Years Covered: 2016-2017, 2017-2018 and 2018-2019
C. Income Categories to be served: Very -low, low and moderate income
d. Maximum award: $60,000 per unit.
e. Terms:
1. Loan/deferred loan/grant: Deferred payment loan
2. Interest Rate: 0%
3. Term:
There will be no monthly payments associated with the loan during the
construction phase.
• Commence construction of the Project within six (6) months
from the Effective Date (Date Contract is Executed);
• Obtain all required certificate of occupancy for the Project,
within twenty-four (24) months from the Effective Date;
• Rent all assisted units to income eligible renters within twelve
- 25 -
(12) months after the issuance of a certificate of occupancy for
the Project
Upon completion of the construction period and upon the project
obtaining a certificate of occupancy, the loan shall convert to a deferred
payment loan at a rate of zero (0%) for thirty (30) years.
During the underwriting stage, the level of financial assistance and the
terms provided are determined based on the project's ability to generate
cash-flow sufficient to secure all private and public financing needed
to successfully complete the development. Typically, a project needs
to generate cash flow sufficient to result in a debt service ratio of 1.25.
4. Forgiveness/Repayment:
Once the developer has successfully completed the construction and all
the housing units are occupied by income eligible renters, the City of
Miami will fully satisfy the developer's obligation to the City in
connection with the financing of the project. Financial assistance made
to the developer as a grant will also be satisfied upon completion of the
construction phase and all the housing units have been occupied.
Recipients of funding under this strategy will be required to make the
property affordable for a period of not less than twenty years (20) years.
• Project feasibility and ability of the developer/sponsor to commence
construction within twelve (12) months funding award.
• Evidence of available of construction and first mortgage financing.
• Consistency with the City's Five (5) Year Consolidated Plan (2014-
2018).
20142018).
• Ability to demonstrate project will be affordable to very -low, low and
moderate income households.
5. Default/Recapture:
The loan will be determined to be in default if the Developer does not
comply with the loan terms contained herein. If this occurs the full
loan amount will be due and payable.
Recipient Selection Criteria:
- 26 -
SHIP funding under this strategy will be awarded through a competitive
Request for Proposals (RFP) process. Through the City of Miami's
solicitation, proposals will be received from for-profit and not-for-profit
housing developers for the construction of new affordable housing units
targeted for very low, low, and moderate income families and individuals.
All housing developers applying for financial assistance under the strategy will
be awarded SHIP funding using criteria, including, but not limited to the
following:
• Level of experience in development of multifamily rental housing.
• Financial capacity and strength of the not-for-profit or for-profit
housing developer;
• Ability of not-for-profit or for-profit housing developer to complete the
housing project by the expenditure deadline requirements established
by the SHIP Program and State of Florida;
• Ability to document/demonstrate that construction will be underway
within six (6) months from the date of funding award by the City;
• Firm evidence of site control;
• Document and/or identify other project financing from other public
and/or private sources which would leverage financial assistance
provided by the City at a minimum of one (1) to five (5) for rental
projects as stipulated by City of Miami's Resolution No. 98-587
adopted June 9, 1998; and
• Consistency with the City of Miami's Five Year Consolidation Plan
(2014-2018).
All recipients or households that will receive housing assistance under this
strategy once the housing project has been completed must meet the eligibility
requirements as stipulated in the Florida Statutes, Florida Administrative Code,
the SHIP Program Ordinance, Resolution, the Plan and this strategy. Only
multi -family housing will be eligible under this strategy. The properties to be
developed must be located within the corporate limits of the City of Miami.
The non -for-profit or for-profit housing developer(s) must rent the newly
constructed housing units to an eligible household on a first come first-served
basis.
The following expenditures shall qualify and will be eligible under this
strategy:
- 27
® Those hard costs which are typical and customarily treated as
construction costs by institutional lenders;
• Construction costs, such as architectural, engineering studies and
appraisals, if directly related to housing construction;
• Infrastructures expenses typically paid by the developer;
• Payment of impact and permitting fees; and
• Costs associated with land acquisition and site development.
Any SHIP Program allocation including the term of the loan will be
recommended by City staff to the City's Housing and Commercial Loan
Committee for approval/disapproval based on the criteria enumerated above.
The City shall annually monitor and determine tenant eligibility. In cases
where another governmental entity provides the same monitoring and
determination, the City may rely on such monitoring and determination of
tenant eligibility. However, any loan or grant in the original amount of
$3,000 or less shall not be subject to these annual monitoring and
determination of tenant eligibility requirements. Tenant eligibility will be
monitored for at least annually for 15 years or the term of assistance
whichever is longer unless as specified above.
g. Sponsor/Developer Selection Criteria:
The City of Miami intends to administer this program through an RFP
process.
h. Additional Information: N/A
III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted
incentives with the policies and procedures used for implementation as provided in Section
420.9076, F.S.:
A. Name of the Strategy: Expedited Permitting
Permits as defined in s. 163.3177 (6) (f) (3) for affordable housing
projects are expedited to a greater degree than other projects.
Provide a description of the procedures used to implement this strategy:
Please refer to Exhibit H
- 28 -
B. Name of the Strategy: Ongoing Review Process
An ongoing process for review of local policies, ordinances, regulations and
plan provisions that increase the cost of housing prior to their adoption.
Provide a description of the procedures used to implement this strategy:
The Department of Community and Economic Development is notified of all
proposed changes to the zoning code. If a propose change affects the construction of
affordable housing, a meeting is scheduled with the respective department to discuss
such changes followed by a recommendation from the department.
C. Other Incentive Strategies Adopted:
• Reduction of Parking and Setback Requirements
• Impact- Fee Deferral / Waiver
• Allowance of Flexibility in Densities and Intensities; i.e. FAR
Provide a description of the procedures used to implement this strategy:
Developers requesting any of the above mentioned waivers submits an affordable
housing certification form to the Department of Community and Economic
Development, which reviews and certifies that the project is an affordable housing
project. After certification, the Developer follows the procedures illustrated in the
Miami 21 Zoning Code under Article 7 Procedures and Nonconformities Section
1.2.5 Waiver to be able to avail themselves of the waivers.
IV. EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year Covered in the plan.
D. Signed LHAP Certification.
E. Signed, dated, witnessed or attested adopting resolution.
F. Ordinance: (If changed from the original creating ordinance).
G. Interlocal Agreement.
H. Expediting Permitting Policy
- 29 -
Exhibit A
ADMINISTRATIVE BUDGET FOR EACH FISCAL YEAR
LHAP 2009-001
Exhibit A
Revised: 6/2015
City of Miami
Fiscal Year: 2016-2017
Estimated Allcoation for Calculating:
$
129,945.00
Salaries and Benefits
$
105,945.00
Office Supplies and Equipment
$
12,000.00
Travel Per diem Workshops, etc.
$
5,000.00
Advertising
$
7,000.00
Other*
$
Total
$
129,945.00
Fiscal Year: 2017-2018
Estimated Allcoation for Calculating:
$
129,945.00
Salaries and Benefits
$
108,945.00
Office Supplies and Equipment
$
10,000.00
Travel Per diem Workshops, etc.
$
5,000.00
Advertising
$
6,000.00
Other*
$
Total
$
129,945.00
Fiscal Year 2018-2019
Estimated Allcoation for Calculatin :
$
129,945.00
Salaries and Benefits
$
111,945.00
Office Supplies and Equipment
$
8,000.00
Travel Per diem Workshops, etc.
$
5,000.00
Advertising
$
5,000.00
Other*
$
Total
$
129,945.00
*All 'other" items need to be detailed here and are subject to review and
approval by the SHIP review committee. Project Delivery Costs that are
outside of adminsitrative costs are not to be included here, but must be
detailed in the LHAP main document.
Details:
Exhibit B
Timeline for SHIP Expenditures
_City of Miami_ affirms that funds allocated for these fiscal years will meet the following deadlines:
Fiscal Year
Encumbered
Expended
11t Year AR
2nd Year AR
Closeout AR
2016-2017
6/30/2018
6/30/2019
9/15/2017
9/15/2018
9/15/2019
2017-2018
6/30/2019
6/30/2020
9/15/2018
9/15/2019
9/15/2020
2018-2019
6/30/2020
6/30/2021
9/15/2019
9/15/2020
9/15/2021
if funds allocated for these fiscal years is not anticipated to meet any of the deadlines in the table above,
Florida Housing Finance Corporation will be notified according to the following chart:
Fiscal Year
Funds Not
Encumbered
Funds Not
Expended
1s1 Year AR
Not
Submitted
2nd Year AR
Not
Submitted
Closeout AR
Not
Submitted
2016-2017
3/30/2018
3/30/2019
6/15/2017
6/15/2018
6/15/2019
2017-2018
3/30/2019
3/30/2020
6/15/2018
6/15/2019
6/15/2020
2018-2019
3/30/2020
3/30/2021
6/15/2019
6/15/2020
6/15/2021
Requests for Expenditure Extensions (close-out year ONLY) must be received by FHFC by June 15 of the
year in which funds are required to be expended. The extension request shall be emailed to
robert.dearduff floridahousingI rand te_,rry.aurinxerf)floridahousing.orn. and include:
1. A statement that "(city/county) requests an extension to the expenditure deadline for fiscal
year
2. The amount of funds that is not expended.
3. The amount of funds that is not encumbered or has been recaptured.
4. A detailed plan of how/when the money will be expended.
Note; an extension to the expenditure deadline (June 30) does not relieve the requirement to submit
(September 15) the annual report online detailing all funds that have been expended. Please email
terrv,aurin er floridahousina,orq when you are ready to "submit" the AR.
Other Key Deadlines:
AHAC reports are due for each local government by December 31 of the year prior to the local
government's LHAP being submitted. Local governments receiving the minimum or less allocation are not
required to report.
l_...._...�..,4..,.,......,�...
..-,L.. ..._..w..,...,�.......�.,�................
FLORIDA HOUSING FINANCE CORPORATION
___........,....,.._............_......,..........._e..,.,.LHAPExhIbtC2015_
�.-r,. _,,.....
Please check applicable box
I
HOUSING DELIVERY GOALS CHART
New Plan;
X
2016.2017
Amendment:
j
Fiscal Yr, Closeout:
Name of Local Government
,City of Miaml..
. ...,_,
_ _ w .
Allocation:
$1,299,453.00
A
B
C
D
E
F
HOMEOWNERSHIP
VLI Max. SHIP
LI
Max. SHIP
MI
Max.SHIP
New Construction
Rehab/Ropair
Without
Construction
Total
-Total
Total
_
STRATEGIES (strategy title must
Code be same as the title used In plan
text.
Units Award
_
Units
Award
Units.
Award
SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars Percentage
Units
I
i6 Emergency Home Repair Assists
2 $15,000
2
$15,000
1
$15,000
$75,000.00
$75,000.00
5.77/
5
'i3 Single Family Rehabilitation Pro
4 $50,000
4
$50,000
1
$50;000
$416,448.00
$416,448,00
32.05%
9
4 Single Family Replacement Hom
1 $150,000
1
$150,000
0
$150,000.
$300,000.00
$300,000.00
23,09%
2
1 Home Buyer Financing Program
1 $86,020
1
$86;020
0
$86,020
$172,040.00
$172,040.00
13,24%
2
5 Disaster Relief Program
0 $15,000
0
$15,000
0
$15,000
$0,00
0.00%
0
i10 Homeownership Development P
0 $86,020
1
$86,020
0
$86,020
$86,020.00
$86,020.00
6.62%
1
$0.00
0,00%
0'
$0.00
0,00%
0
Subtotal 1 (Home Ownership)
8
9
2
$386,020,00
$491,448.00
$172,040.00
$1,049,508.00
80.77%
19 '.
RENTAL
VLI Max, SHIP
LI
Max. SHIP
MI
Max, SHIP
New Construction
Rehab/Repair
Without
Construction
Total
Total
_
Total
i
STRATEGIES
Units Award
Units
Award
Units
Award
SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars Percentage
Units
;21 Rental Housing Development Prc
1 $60,000 1
1
$60,000
0
$60,000
$120,000.00
$120,000.00
9.23%
2 i
$0,00
0.00%
01
$0.00
0100%
0
$0.00
0.00%
0
$0.00
0.00%
01
Subtotal 2 (Non -Home OWnershi
1
1
0
$120,000.00
$0.00
$0.00
$120,000.00
9.23%
21
Administration Fees
$129,945.00
10.00%
Admin. From Program Income
-
0.00%
Home Ownership Counseling
0.00%
GRAND TOTAL
_
Add Subtotals 1 &2. lus all Adr
9
10
2
506 020:00
491 448.00
172 040.00
1 299 453.00
100.00%
21 i
Percentages Construction/Rel
Calculate Constr./Rehab Percent.. by adding Grand Total Columns A&B, than divide by Annual Allocation Amt.
77%
Maximum Allowable
i
Purchase Price:
New
$238,000
Existing
$223,000
I
Allocation Breakdown
Amount
%
Projected Program Income:
Max Amount Program Income For Adml
$0.00
j
Very -Low Income
$526,020 .00
40.5%
Projected Recaptured Funds:
Lowlncome
$578,48 8.00
44.5%
Distributon:
$1,299,453.00
Moderate Income
$65,000.00
5.0%
Total Available Funds:
$1,299,453.00
i
i TOTAL
$1 169 50300
90 0 /
-
_
4 ..._n .._ 1...
FLORIDA. HOUSING FINANCE CORPORATION Please check applicable box
HOUSING DELIVERY GOALS CHART Now Plan: X
2017.2018 Amendment:
Name of Local Government:
!City -Of Miami
i
Anocanon:
zii1,z`J8,4bJ.UV
I
A
B
C
D
E
F
HOME OWNERSHIP
VLI
Max. SHIP
LI_
Max. SHIP
MI
Max. SHIP
New Construction
Rehab/Repair
Construction Without
Cons
Total
_
Total
Total
STRATEGIES (strategy title must
Code be some as the title used in plan
text.
Units
Award
Units
Award
Units
Award
SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars
Percentage
Units
:6 Emergency Home Repair Assists
2
$15,000
2
$15,000
1
$15,000
$75;000.00
$75,000.00
5,77%
5 j
!3 Single Family Rehabilitation Pro
4
$50,000
4
$50,000
1
$50,000
$41.6,448.00
$416,448.00
32.05%
9
I4 Single Family Replacement Hom
1
$150,000
1
$150,000
0
$150,000
$300,000.00
$300,000.00
23.09%
2
1 Home Buyer Financing Program
1
$86,020
1
$86,020
0
$86,020
$172,040.00
$172,040.00
13.24%
2 I
I5 Disaster Relief Program
0
$15,000
0
$151000
0
$151000
$0.00
0.00%
0 i
'10 Homeownership Development Pt0
$66,020
1
$86,020
0
$86,020
$86,020.00
$86,020.00
6.62%
1;
$0.00
'
_ 0.00%1
0 !
$0.00
0.00%1
0
RENTAL pir Total Total
Total
VLI
ax, SH
I Ll
ax. SH
ax. SH
STRATEGIES Units MAwardlP Units MAwardlP I Units I MAwardlP INeSHIP Dollarsonl SHIP Dollar. I SHIPDollarsSHIP Dollars IPercentage l Units
;21 Rental Housing Development Pr 1 Ps0.000 1 $60.000 0 &60,000 $120,000.00 $120,000.00 9,23% 2
2
Percentage Construction/Re Calculate Constr./Rehab Percent. by adding Grand Total Columns A&B, then divide by Annual Allocation Amt. 77%1 1!
Maximum Allowable
Purchase Price: New $238,000 Existing $223,000
Allocation Breakdown Amount % Protected Prouram Income: Max Amount Program Income For Admi $0.00
(Moderate Income ( 1 $65,000.00 1 1 5;0%1 (Total Available Funds: $7,299;453,00 I __
Name of Local Government: 1CIty of Mlaml ....
New Construction
Max. SHIP LI Max. SHIP MI Max. SHIP
FLORIDA HOUSING FINANCE CORPORATION
.,........1�...
M -.w...,:......,..,.,
Please check appllcable box
Anocalron:i,zya,vos.uv
Total j
HOUSING DELIVERY GOALS CHART
Award Units Award Units Award SHIP Dollars
New Plan: X.
SHIP Dollars
SHIP Dollars
2018.2019 1 1
1
1 Amendment:__
Name of Local Government: 1CIty of Mlaml ....
New Construction
Max. SHIP LI Max. SHIP MI Max. SHIP
—1
---
Construction
Total
Anocalron:i,zya,vos.uv
Total j
STRATEGIES Units
Award Units Award Units Award SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars
Percentage
Units
21 Rental Housing Development Pr 1
$60,000 1 $60,000 0 $60,000 $120,000.00
A
B
C
D
E
F
HOME OWNERSHIP
VLI
Max. SHIP
LI
Max. SHIP
MI
Max. SHIP
New Construction
Rehab/Ropair.
Without
Construction
Total
Total
Total
STRATEGIES (strategy title must
Code be same as the title used in plan
text.
Units
Award
Units
Award
Units
Award
SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars
Percentage
Units
'.6 Emergency Home. Repair Asslsta
2
$15;000
2
$15,000
1
$15,000
I 1
$75,000.00
$75,000.00
5.77%
5
'3 single Family Rehabilitation Prog
4
1 $50,000
4
$50,000
1 1
$50,000
Home Ownership Counseling
$416,448.00
$416,448.00
32.05%
9
4 Single Family Replacement Hom
t
$150,000
1 1
$150(000
0
$150,000
$300,000.00
Add Subtotals 1 & 2plus all Ad 9
10 2 $506,020.00
$300,000,00
23.09%
2
A Home Buyer Financing Program
1
$86,020
1
$86,020
0
$86,020
$172,040.00
$172,040.00
13,24%
2
5 Disaster Relief Program
0
$15,000
0
$15,000
0
$15,000
Purchase Price:
$0.00
0.00%
0
.10 Homeownership Development Pt
0
$86,020
1
$86,020
0
$86,020
$86,020,00
$86,020,00
6.62%
1
$0.00
0.00%
0
$o.00
0.00%
o
RENTAL
VLI
New Construction
Max. SHIP LI Max. SHIP MI Max. SHIP
Rehab/Repair
---
Construction
Total
Total
Total j
STRATEGIES Units
Award Units Award Units Award SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars
Percentage
Units
21 Rental Housing Development Pr 1
$60,000 1 $60,000 0 $60,000 $120,000.00
$120,000.00
9,23%
2 i
-
$0.00
0100%
01
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.001
0
Subtotal 2 (Non -Home Ownorshl 1
1 0 $120,000.00
$0.00
$0.00
$120,000.00
9.23%
2
Administration Fees
I 1
$129,945.00
10.00%
Admin. From Program InCOlne
0100%
Home Ownership Counseling
0,00%
GRAND TOTAL
Add Subtotals 1 & 2plus all Ad 9
10 2 $506,020.00
$491,448,00
172040.00
$1,299,453.00
100.00.%
21
Percentage Construction/Rall
Calculate Constr./Rehab Percent.. by adding Grand Total Columns A&B, then divide by Annual Allocation Amt.
77
Maximum Allowable
Purchase Price:
Now
$238,000
Ezlsting
$223,090
Allocation Breakdown Amount % Projected Program Income: Max Amount Program Income For Admil $0.00 1_
Very -Low Income $526,020.00 40.5% Projected Recaptured Funds:
Low Income $57843800 445Dlsirlbutiom $1299453.00
hn..a„rorn i„ — I 1 ,ke5.ono.00 I 15.0-1 ITotal.Available Funds: I $1,299,453.00 I -
Exhibit D
67-37.005(1), F.A.C.
Effective Date: 10/14
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government: City of Miami
(1) The local government will advertise the availability of SHIP funds pursuant to Florida
Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, creed, religion, color, age, sex, familial or marital
status, handicap, or national origin.
(3) A process for selection of recipients for funds has been developed.
(4) The eligible municipality or county has developed a qualification system for applications for
awards.
(5) Recipients of funds will be required to contractually commit to program guidelines.
(6) The Florida Housing Finance Corporation will be notified promptly if the local
government (or interlocal entity) will be unable to comply with the provisions the plan.
(7) The Local Housing Assistance Plan shall provide for the expenditure of SHIP funds within
24 months following the end of the State fiscal year in which they are received.
(8) The plan conforms to the Local Government Comprehensive Plan, or that an amendment to
the Local Government Comprehensive Plan will be initiated at the next available opportunity
to insure conformance with the Local Housing Assistance Plan.
(9) Amendments to the approved Local Housing Assistance Plan shall be provided to the
Corporation with in 21 days after adoption.
(10) The trust fund shall be established with a qualified depository for all SHIP funds as well
as moneys generated from activities such as interest earned on loans.
(11) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted
by law.
(12) The local housing assistance trust fund shall be separately stated as a special revenue fund in
the local governments audited financial statements, copies of the audits will be forwarded to
the Corporation as soon as available.
Exhibit D
67-37.005(1), F.A.C.
Effective Date: 10/14
13) An interlocal entity shall have its local housing assistance trust fund separately audited
for each state fiscal year, and the audit forwarded to the Corporation as soon as possible.
(14) SHIP funds will not be pledged for debt service on bonds or as rent subsidies.
(15) Developers receiving assistance from both SHIP and the Low Income Housing Tax
Credit (LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements, similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(16) Loans shall be provided for periods not exceeding 30 years, except for deferred payment
loans or loans that extend beyond 30 years which continue to service eligible persons.
(17) Rental Units constructed or rehabilitated with SHIP funds shall be monitored at least
annually for 15 years for compliance with tenant income requirements and affordability
requirements or as required in Section 420.9075 (3)(e)
(18) The Plan meets the requirements of Section 420-907-9079 FS, and Rule Chapter 67-37 FAC,
and how each of those requirements shall be met.
(19) The provisions of Chapter 83-220, Laws of Florida has or X_ has not
been implemented. (note: Miami Dade County will check "has")
Witness Chief Elected Official or designee
Daniel J. Alfonso City Manager
Witness Type Name and Title
Date
OR
Attest:
(Seal)
2
Exhibit E.
Executed Resolution
Exhibit F.
Ordinance has not changed
Exhibit G.
Interlocal Agreement Not Applicable
Expediting Plans Processing for
Affordable Housing Development
1.0 INTRODUCTION
Exhibit H.
Housing development projects require a building plan review to be completed prior to issuing permits.
Due to the number of plan review applications submitted to the City and the time it takes the City to
approve them. it is imperative to implement a process to expedite plans that are directly related with
the construction of affordable housing in the City of Miami.
Developers who wish to take advantage of this process must adhere to the following rules:
1.1. Two full sets of Plans (including engineering/systems and calculations), containing
completed permit applications MUST be submitted directly to the Department of
Community Development (CD) reception desk. Plans will be reviewed by the Housing
Divisions to determine if project is affordable. If so determined, the plans will be labeled
"Affordable Housing". CD will be in charge of running the plans through Building, Public
Works, Zoning, and Fire departments.
1.2. Plans MUST NOT be submitted directly, by developer's staff, to the Building Department. By
doing so, developer will be acknowledging that such plans will NOT be part of this
expediting process. CD will not, under any circumstances, assist in expediting plans not
labeled as "Affordable Housing".
1,3. if plans were submitted directly to the Building Department and developer wishes to get
assistance expediting such plans, developer must re -submit plans through CD. The plans
will be logged -in on a first-come first -serve basis.
1.4. Plans that have been returned three (3) prior times for corrections (same discipline) will no
longer be accepted by the Department. of Community Development to take advantage of
the expediting process.
2.0 THE PROCESS:
The Department of Community Development will be the only contact point for affordable housing
developers who wish to expedite their plan review process. The following are the steps the
Department of Community Development must implement/ have in order to keep accurate tracking of
affordable housing plans:
2.0.1 Labeling plan(s) as Affordable Housing:
a. Plans MUST be submitted to the Department of Community Development's (CD) front desk.
b. Plans will be reviewed by the Housing Division to determine affordability.
c. Plans will be date stamped and labeled as "Affordable Housing".
d. Plans will be provided to CD's plan processor (City's own plan runner).
e. Processor will log in (tracking system) the applicant's name, project's name, project's
address, email address (contact information), and date submitted to CD.
f. Processor will proceed to walk the plans to the Building Department and will receive a
"processing number".
g. Processor will then log -in the processing number and date of delivery (to Building Dept.) in
the tracking system.
h. Processor will email applicant the processing number.
i. Applicant may, at anytime, check the current status of plans by typing the processing number
in the following website address: a
http:Z/egov.ci.miami.fl.us/MiamiBuilding/PlanStattisReview.asp
2.0.2 Recognizing and Expediting:
a. Building Department recognizes that these are Affordable Housing plans approved by the
Department of Community Development and expediters the review process. The Building
Department's designated liaison will be the Department of Community Developments direct
contact throughout the processing process.
If plans are approved:
1, Building Department contacts CD to inform of the approval of the Affordable Housing
plans (using processing number).
2. Building Department forwards plans to either Public Works, Zoning, or Fire for further
approval
3. Processor will enter the date plans were transferred to one of the units above in the
tracking system.
If plans need corrections:
1. Building Department contacts CD to return Affordable Housing plan(s).
2. Processor will pick up plan(s) and will log in tracking system the date plans were received
from Building department.
3. Processor will contact applicant and return plans for correction.
4. Processor will log -in in tracking system date and reasons plans were returned to CD and
date plans were picked up by applicant.
2.0.3 Corrections and Plan Re -submission
Once the proper corrections are made to the plans, plans must be re -submitted to the Department of
Community Development reception desk. Processor will resubmit the plans to the Building
Department.
M
2.0.4 Flowchart
SUBMIT AFFORDABLE
HOUSING PLANS TO CD
FIRST
PLANS REVIEWED BY
HOUSING DIVISION TO
DETERMINE AFFORDABILITY
NO
PROJECT ARCHITECT/
FENGINEER MAKES
CORRECTIONS
CD LOGS IN SYSTEM AND
TAKES IT TO BUILDING
DEPARTMENT RETURNS
RETURNS TO CD/ CD CALLS
PLANS ARE REVIEWED BY APPLICANT TO PICK UP
BUILDING PLANS WITH COMMENTS
PPROVE COMMENTS/ CORRECTIONS
by BLDG. NO LIST IS ISSUED BY CITY
ADVICE CD OF
_.� DATE PLANS
LEAVE EACH
UNIT
PLANS ARE REVIEWED BY:
PUBLIC WORKS, ZONING,
FIRE
PROVED
CALL CD TO PICK UP DEVELOPER RECEIVES
APPROVED PLANS �` APPROVED PLANS