Loading...
HomeMy WebLinkAboutSubmittal-Commissioner Francis Suarez-Aprroved Leasehold Mortgage SNDASubmitted into the public record f r ite (s) on �.��. City Clerk APPROVED LEASEHOLD MORTGAGEE SNDA Prepared By and Return to Andrew S. Robins, Esq. Gunster, Yoakley & Stewart P.A. 500 E. Broward Blvd., Suite 1400 Ft. Lauderdale, Florida 33394 SPACE ABOVE THIS LINE FOR RECORDING DATA SUBORDINATION, NON -DISTURBANCE AND ATTORNMENT AGREEMENT THIS SUBORDINATION, NON -DISTURBANCE AND ATTORNMENT AGREEMENT (this "Agreement") made as of the t40" day of Ma ry4 , 2015 by and among THE CITY OF AIIAW a municipal corporation of the State of Florida ("Lessor'l, FLAGSTONE ISLAND GARDENS, LLC, a Delaware limited 'ability company ("Lessee")YOA and 0,1eq, �1� �aJPfiLla nd 1 i . !I ( `Leasehold Mortgagee �. s¢ or R - AOL a551* JAee$ VVTTNESSETH: WHEREAS, Lessor is the owner in fee simple of certain real property more particularly described in EALibit "A", attached hereto and incorporated herein by this reference (the "Property'l; andd "Grp- c t 1� MAC;4a �en�Oanea�,,�,Mane" Q,e,� �t�. WHEREAS, pursuant to that certainV Ground Lease dated j4cl V 'I , 24 (the "Ground Lease", a memorandum of which was recorded in Official Records Book at Page, of the Public Records of Miami -Dade County, Florida, Lessor has leased the Property to Lessee, subject to and in accordance with the terms and conditions of the Ground Lease (unless otherwise defined herein, all capitalized terms used herein shall have the respective meanings ascribed to them in the Ground Lease); and WHEREAS, pursuant to the Ground Lease, Lessee is the owner and holder of the Leasehold Estate during the Lease Term, and Lessee is and shall be, during the Lease Term, the owner and holder of all Leasehold lmprovements now or hereafter constructed on the Property; and 1/1dr ma Component Allitended and Restated Ground Lease -Final 4S997S Page 3 _ ski G �r S� e -���,�� 1 f U'�CiS of Z Submitted into the public I record fo item s on ` City Clerk i da sarTAQ WHEREAS, Leasehold Mohas agreed to make a loan in the original face amount of meg( ($i p,7T,>6to Lessee as the same may be amended, modified, restated, renewed or extended from time to time, the "Loan"); and WHEREAS, the Loan will be evidenced by a mortgage mote (as the saner may be amended, modified, restated, renewed, substituted or extended from time to time, the "Note") made by Lessee to the order of Leasehold Mortgagee and will be secured by, among other things, a mortgage and other security documents more particularly described in Exhibit "B", attached hereto (as the same may be amended, modified, restated, renewed, substituted or extended from time to timer collectively, the `Leasehold Mortgage') made by Lessee to Leasehold Mortgagee, which Leasehold Mortgage will encumber the Leasehold Estate and the Leasehold Improvements (the Note, the Leasehold Mortgage and all other documents and instruments which evidence, secure or are otherwise related to the Loss, as the same may be amended, modified, restated, renewed, substituted or extended from time to time, are sometimes hereinaffer collectively refected to the `Leasehold Loan Documents"). NOW, THEREFORE, the part= hereto, in consideration of the covenants coutmed herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, hereby agree as follows: 1. RECTTALS. The foregoing recitals are true and correct and incorporated herein by this reference. 2. LESSOR'S FEE ESTATE NOT ENCUMBERED BY LEASEHOLD MORTGAGE. Leasehold Mortgagee hereby acknowledges and agrees that the leasehold Mortgagee does not and shall not encumber or constitute a lien upon Lessor's fee simple estate in the Property. 3. LESSOR'S ACKNOWLEDGMENT OF LEASEHOLD MORTGAGE. Pursuant to any and all applicable provisions of the Ground Lease, Lessor hereby irrevocably and fully consents to the execution and delivery (and recordation, where applicable) of the Leasehold Mortgage and other Leasehold Loan Documents. Lessor hereby further acknowledges and agrees as follows: l (a) Annroved Lender. Leasehold Mortgagee hereby is, and shall at all times until all obligations secured by the Leasehold Mortgage have been paid in full or the Leasehold Mortgage has been fully released and satisfied, whichevei► oc6m first, be deemed an Approved Lender, an Approved Leasehold Mortgagee and an Approved Mortgagee, as such terms are defined, described and used in the Ground Leese. As used herein, the term "L.easehold Mortgagee" shall include: (x) each and every successor of Leasehold Mortgagee; and (y) each and every assignee of Leasehold Mortgagee, so Long as assignee independently meets the } r c-V�j's�rs+vrffieej�t+B�iF4i&i� [ii'dRr.til� si�ii 66tAdtiGY� iYt f(J�i i� 9w •iafiT+it-innc of d�mA T nnAr� ;p Marina Component Amended and Restated Ground Lease -Final 459875 Page 4 Submitted into the public record for itc (s) I H . on _ _ 5 J tj 11-1 City Clerk criteria set forth in clauses (i) through (vi) of the definition of Approved Lender contained in the Ground Lease (subject to the last sentence of clause (viii) of such definition). (b) Approved Mcg. (i) General. The Leasehold Mortgage hereby is, and shall at all tines until all obligations secured by the Leasehold Mortgage have been paid in full, or the Leasehold Mortgage has been fully released and satisfied, whichever occurs first, be deemed an Approved Mortgage and an Approved Leasehold Mortgage, as such terms are defined, described, and used in the Ground Lease. (ii) Optional Advances. Notwithstanding the provisions of subparagraph (a) above, no Optional Advance (as hereinafter defined) shall be deemed secured by an Approved Mortgage or an Approved leasehold Mortgage unless and until the provisions of clauses (iii) and (iv) of Section 6.1(b) of the Ground Lease are independently satisfied as to such Optional Advance. Each such Optional Advance shall be treated as a separate loan for purposes of satisfying the provisions of claws (iu) and (Iv) of Section 6.1(b) of the Ground lease. Upon Leasehold Mortgagee's request and delivery of evidence reasonably satisfactory to Lessor that the provisions of clauses (iii) and (iv) of Section 6.1(b) of the Ground Lease are independently satisfied as to any such Optional Advance, Lessor shall execute a written acknowledgement confirming that such Optional Advance independently satisfies the requirements of such clauses (iii) and (iv). (iii) Definition of Optional Advances. The term "Optional Advance" shall mean: (x) a future advance under the Leasehold Mortgage which is entirely within Leasehold Mortgagee's discretion to make; or (y) any advance of additional funds pursuant to a fixture modification of the Leasehold Mortgage; provided, however, that in no event shall the term "Optional Advance" be deeded to include any advances or disbursements for construction or other purposes which are made upon the satisfaction or waiver of certain terms and conditions specified in the leasehold Mortgage and/or the other Leasehold Loan Documents, even if the Leasehold Mortgage and/or the other Leasehold Loan Documents permit Leasehold Mortgagee to determine in its sole discretion or judgment whether to make such advances or disbursements if such terms and conditions are not satisfied or if a default or event of default under the Leasehold Mortgage and/or the other Leasehold Loan Documents then exists. Moreover, the term "Optional Advance" shall not include any advances for the purpose of paying Marina Component Amended and Restated Ground Lease -Final 459875 Page 5 Submitted into thepublic record foj it (5 _7 on J` I `, City Clerk unpaid taxes, assessments or levies against the Property or unpaid insi$ance premiums with respect to the Property, protecting the Collateral (as hereina$er defined), preserving leasehold Mortgagee's lien upon and security interest in the Collateral, curing defaults under the Leasehold Loan Documents and/or the Ground lease and other protective, remedial and/or curative advances. (c) Rights and Benefits Under Ground Lease. All rights and benefits of an approved Lender, Approved Leasehold Mortgagee and an approved Mortgagee provided in the Ground Lease may be exercised and enjoyed by Leasehold Mortgagee in accordance with the provisions of the Ground Lease, including, but not limited to, those rights and benefits conferred by Article VI {Leasehold and Subleasehold Mortgages) Section 8.7 (Approved Leasehold Mortgages, Leases and Subleases Article XVI (Damage or Destruction) and Article XXIV (Condemnation) of the Ground Lease, and Lessor is and shall be bound by all provisions in tate Ground Lease applicable to Leasehold Mortgagee and the Leasehold Mortgage. (d) Conditions of Ground Lease Satisfied. Lessee hereby represents that it has delivered to Lessor copies of the executed leasehold Mortgage and all other Leasehold Loan Documents (as more particularly described in a separate certificate signed by Lessee and delivered to Lessor), and that same have not been modified or amended through the date hereof (except as may be set forth in such certificate), Lessor hereby confirms that all conditions of Section 6.4 of the Ground Lease have been fully satisfied (and that this Agreement fully satisfies the requirements of Section 6.4 of the Ground Lease concerning the execution and delivery of the Subordination, Non -Disturbance and Attornment Agreement described therein with respect to the leasehold Mortgage), such that Leasehold Mortgagee shall have the rights and benefits described in Article VI of the Ground Lease. 4. COLLATERAL FOR LEASEHOLD MORTGAGE. Until all obligations secured by the Leasehold Mortgage have been paid in full or the Leasehold Mortgage has been fully released and satisfied, whichever occurs first: (a) Lien and Eneumbrance. Lessor hereby aelmowledges that the purpose of the Leasehold Mortgage is to create a lien and encumbrance upon and security interest in all of the collateral descnbed in the Leasehold Mortgage and the other Leasehold Loan Doaunents and all additions, replacements and substitutions therefor and proceeds thereof (collectively, the "Collateral" ), including, but not limited to, the following items (except to the extmA the Leasehold Loan Documents specifically provide that same are not part of the Collateral): Marina Component Amended and Restated Ground Lease -Final 459875 Page 6 Submitted into the public (� record for itel (s) �` on _J ^ �' '� . City Clerk (i) the Leasehold Estate (and related easements) and the Leasehold Improvements; (ir) all of Lessee's right, tithe and interest in and to any and all furniture, fixtures, equipment, machinery, goods, merchandise, inventory and other tangible personal property of Lessee located upon or within or connected to the Property; (M) all of Lessee's right, title and interest in and to any and all ft=ign'ble personal property pertaining or related to or connected with the Property, including, but not lunited to, plans and specifications, permits, licenses, service contracts and other agreements, and intellectual property; and (iv) all other tangible and intangible personal property of Lessee of any kind or nature whatsoever, wherever located, now or hereafter acquired, all as more particularly set forth in the Leasehold Mortgage. (b) No Ownersh-in Rights of Lessor. At all times during the Lease Term (and if a New Lease (as hereinafter defined) is entered into in accordance with the terms of the Ground Lease and this Agreement, at all times during the term thereof including any extension options when and if exercised, and any period between the termination of the Ground Lease and the commencement of the term of such New Lease), but not after the expiration of the Lease Term or the term of any such New Lease, as the case may be: (2) Lessor is not, and shall not claim to be, the owner of the Collateral or any part of the Collateral; and (n) All of the Collateral shall be conclusively presumed to be the property of Lessee (subject to any rights therein of Leasehold Mortgagee or any or any Persons claiming by, through or under Leasehold Mortgagee), regardless of the nature of any item of the Collateral or the manner in which it is or may become affixed to or incorporated into the Property or otherwise acquired or obtained by Lessee. S. SUBORDINATION. (a) Acknowledgment of Lessor's Lien ruts under Section 23.1 of Ground Lease. Leasehold Mortgagee hereby acknowledges that pursuant to Section 23.1 of the Ground Lease, Lessee has granted to Lessor a lien upon the Leasehold Improvements and the Leasehold Estate to the extent described therein. Marina Component Amended and Restated Ground Lease -Final 4S987S Page 7 Submitted into the public I record f ite (s on 1 City Clerk (b) Lessor's Lien„ (i) Definition. As used herein, the term `Lessor's Lien" shall collectively mean and refer to: (l? the lien granted to Lessor upon the Leasehold Improvements and the leasehold Estate to the extent descrPnd in Section 23.1 of the Ground Lease; and (u) any and all other claims, rights of distraint or levy, `landlord's lien" or othex lien rights, or any other right, title or interest, if any, which Lessor may have upon, in or to any portion of the Collateral from time to time. (u� ubardhmilan. Lessor acknowledges and agrees that each and every Lessor's Lien (to the extent same may exist) is and shall at all times and for all purposes and in all respects, be subject, subordinate and inferior to the lien, operation, effect, tenors and provisions of the leasehold Mortgage and other Leasehold Loan Documents and the rights of Leasehold Mortgagee (and any Approved Foreclosure Transferee and any Approved Subsequent Foreclosure Purchaser) thereunder or otherwise in connection with the Loan. (iii) No Enforcement. Lessor acknowledges and agrees that without Leasehold Mortgagee's prior mitten consent, no Lessor's Lien may be enforced against any portion of the Leasehold Improvements, the Leasehold Estate or any other portion of the Collateral at the time such portion is encumbered by the Leasehold. Mortgage and/or the other Leasehold Loan Documents. (iv) Lessor's Lien Arising After Foreclosure Transfer. Notwithstanding the provisions of subparagraphs 5(b)(U) and 5(b)(iiu7 above, any Approved Foreclosure Transferee and Approved Subsequent Foreclosure Purchaser shall take subject to any Lessor's Lien on account of any obligation arising after the date of the Foreclosure Transfer by which such Approved Foreclosure Transferee acquires title to the Collateral, and Lessor may enforce such Lessor's Lien as permitted by the provisions of the Ground Lease. (c) Development Plans. {i) Use Rights. Leasehold Mortgagee hereby acknowledges that Lessee has granted to Lessor the right to: (i) use the Development Plans, to the extent set forth in Section 6.14 of the Ground Lease; and (ii) grant to other profwionals the right to use the Development Plans (subject to the rights of the architect(s) and engineer(s) who prepared the Development Plans and to the rights Marina Component Amended and Restated Ground Lease -Final 499875 Page 8 Submitted into the public record f r ite' s) on 5 ICity Clerk of any Approved Mortgagees therein), to the extent set forth in Section 6.10 of the Ground Lease. Lessor hereby agrees not to enforce such rights excerpt as provided by subparagraph (c)(iii) below. (ii) Subordination. Without limiting the generality of subparagraph (b) above, Lessor hereby aclrnowledges and agrees that the rights of Lessor described in clause (i) above are and shall, at all times and for all purposes and in all respects, be subject, subordinate and inferior to lien, operation, effect, terms and provisions of the Leaseb:)ld Mortgage and the other Leasehold Loan Documents and the rights of Leasehold Mortgagee (and any Approved Foreclosure Transkree and any Approved Subsequent Foreclosure Plug) thereunder with respect to the Development Plans and the Project Approvals. If required by Leasehold Mortgagee, Lessor shall join in any pledge of such rights as security for the Loan solely to subordinate Lessor's interest in the same to the interest therein of Leasehold Mortgagee on the terms set forth herein. Bats Upon Termination of Lease. In the event of termination of the Ciround Lease on account of an Event of Lessee's Default, Lessor shall be entitled to the hill complete and unconditional use and ownership ofthe Development Plans and the ability to grant to other proi%~ssionals the right to use the Development Plans (subject to the rights of the architect(s) and engineer(s) who prepared the Development Plans}, and full, complete and unconditional ownership of the Project Approvals, without payment of any consideration therefor by Lessor to Lessee, provided that until the expiration of the period within which Leasehold Mortgage or any Approved Foreclosure Transferee or Approved Subsequent Foreclosure Purchaser may enter into a New Lease pursuant to Section 10 below, and thereafter if Leasehold Mortgagee or any Approved Foreclosure Transferee or Approved Subsequent Foreclosure Purchaser does enter into a New Lease pursuant to Section 10 below, such rights of Lessor therein shall, at all times and for a]R purposes and in all respects, be subject, subordinate and inferior, to the rights therein of Leasehold Mortgage or such Approved Foreclosure Transferee or Approved Subsequent Foreclosure Purchaser. 6. NO SURRENDER, MODIFICATION, ETC. Until all obligations secured by the Leasehold Mortgage have been paid in full or the Leasehold Mortgage has been fully released and satisfied, whichever occurs first -2 Marina Component.Amended and Restated Ground Lease -Final 4S987S Page 9 Submitted into the publics record ]Ir iaes on J City Clerk (a) No Tera ation of Ground Lease. Lessor shall not accept from Lessee, and Lessee shall not offer to Lessor, any cancellation, surrender or termination of the Ground Lease, and any purported cancellation, surrender or termination without Leasehold Mortgagee's prior w7itto consent shall be null mW void and of no force or of =L (b) No Amendment of Ground Lease. Lessor and Lessee shall not amend or modify, and shall not agree to amend or modify, in any material respect, any provision of the Ground Lease, without Leasehold Mortgagee's prior written. consent. Any such amendment or modification without Leasehold Mortgagee's }Prior written consent shall be null and void and of no force or eflit.3 7. CERTAIN RIGHTS OF jXAnHQLD MORTGAGEE WITH RESPECT TO GROUND LEASE. Until all obligations secured by the Leasehold Mortgagee have been paid in full, or the Leasehold Mortgage has been fully released and satisfied, whichever occurs first, Lessor shall have the obligations set forth below with respect to the Ground Lease, and Leasehold Mortgagee shall have the rights, remedies and recourse set forth blow with respect to the Ground Lease: (a) Insurance Policies.. Lessor agrees that Leasehold Mortgagee shall, at Leasehold Mortgagee's option, be named as an additional insured and loss payee under any _ and aU insurance policies required to be carried by Lessee under the Ground .Lease. (b) Cases In the event of any Casualty, Leasehold Mortgagee may, to the extent provided for by Leasehold Mortgage, apply all or any portion of Net Insurance Proceeds to any principal, interest or other sums due and payable to Leasehold Mortgagee under the Leasehold Mortgage and the other Leasehold Loan Documents. No such application shall relieve Lessee of its obligations under Article XVI of the Ground Lease. To the extent there remain any Net Insurance Proceeds, or to the extent there remain any Net Insurance Proceeds after such application, the provisions of Article XVI of the Ground Lease shall govern the collection and disbursement of such Net insurance Proceeds mid the use of such Net Insurance Proceeds for the completion of Restoration work. Without limiting the generality of the foregoing, to the extent provided for by Article XVI of the Marina Component Amended and Restated Ground Lease -Final 459875 Page 10 Submitted into the public record f r ite (s) - I on I City Clerk Ground Lease, such Net Insurance Proceeds &W1 be deposited with an Insurance Tnt_stee pursuant to an Insurance Escrow Agreement as contemplated by Section 16.2(b) of the Ground Lease, provided that such Insurance Escrow Agreement is satisfactory in form and content to Leasehold Mortgagee, Lessee and Lessor. Leasehold Mortgagee may require that such Insurance Escrow Agreement incorporate (by reference or otherwise) the provisions of the Leasehold Loan Documents setting Earth the terrmss and conditions for the disiJurwrnent and use of Net Insurance Proceeds. (c) Condemnation. In the event of any Condemnation, Leasehold Mortgagee may, to the extent provided for by the Leasehold Mortgage, apply all or any portion of the Condemnation Awards to any principal, interim or other sums due and payable to Leasehold Mortgagee under the Leasehold Mortgage and the other Leasehold Loan Documents. No such application shall relieve Lessee of its obligations under Article XXIV of the Ground Lease. To the extent Leasehold Mortgage does not so apply Condemnation Awards, or to the extent there remain any Condemnation Awards after such application, the provisions of Article XXIV of the Ground Lease shall govern the allocation and disbursement of such Condemnation Awards and the use of such Condemnation Awards for restoring any balance of the Project not taken (as contemplated by Section 24.3(bxi) of the Ground Lease), provided, however, that Leasehold Mortgagee may impose such additional terms and conditions for such disbursement and use of such Condemnation Awards as are set forth in the Leasehold Mortgage. (d) Consent and Participation Rights. Lessor and Lessee shall not settle or compromise the mount or division of any Condemnation award in any Condemnation proceeding without Leasehold Mortgagee shall be entitled to participate in any such Condemnation proceeding and make claim for the share of any award to which Lessee is entitled by the terms of Article XXIV of the Ground Lease. (e) Renewal Untions. Lessor shall give written notice to Leasehold Mortgagee of Lessee's failure to timely exercise any Extension Option (the `Extension Option Notice'). Leasehold Mortgagee (or an Approved Foreclosure Transferee, if applicable) may, at its option, and without limiting the availability of other " remedies under the Leasehold Loan Documents, exercise such Extension Option on timely exercised by Lessee, and Lessor agreements to recognize and be bound be the exercise of such Extension Option by Leasehold Mortgagee or such Approved Foreclosure Transferee, provided that: • (i) No Material Uncured Lessee's Default. No Material Uncured Lessee's Default then exists, other than a Material Uncured Lessee's Default: (i) as to which Leasehold Mortgagee or such Approved Foreclosure Transferee ' is diligently pursuing a cure (including initiating actions to obtain possession of and title to the Collateral in order to facilitate such care) in Marina Component Amended. and Restated Ground Lease -Final 459875 Page 11 Submitted into the public record f r ite s on Ir City Clerk the manner and within the time afforded by Section 8 below; or ('u) which is not susceptible to cure; and (n) Time to Exercise. Leasehold Mortgage or such Approved Foreclosure Transferee exercises such Extension Option within thirty (30) days of Leasehold Mortgagee's receipt of the Extension Option Notice; provided, however, that if at any time during such thirty (30) day period, there are pending foreclosure proceedings with respect to the Leasehold Mortgage or any pending bankruptcy (or insolvency or similar) proceedings as to which an automatic stay or other similar order affecting any such foreclosure proceedings has been or may thereafter be issued, then the deadline within which Leasehold Mortgagee or such Approved Foreclosure Transferee may exercise such Extension Option shall be extended to the date which is six (6) months after the later of; (i) the termination of such 1hreclosure proceedings or the completion of Foreclosure Transfer with respect to the Leasehold Mortgage; or (it) the Iding in any banlauptcy (or insolvency or similar) proceedings of any automatic stay or other similar order affecting Lessee. 8. NOTICE AND CURE RIGHTS. The term "lender Party" shall mean, as applicable. (i) as to any period prior to a Foreclosure Transfer with respect to the Leasehold Mortgage, Leasehold Mortgagee; (ii) as to any period alter such Foreclosure Transfer, but only with respect to Defaults occurring before such Foreclosure Transfer, any Approved foreclosure Transferee or any Approved Subsequent foreclosure Purchaser, as applicable. Until all obligations secured by the leasehold Mortgage have been paid in full or the Leasehold Mortgage is felly released and satisfied, whichever occurs first, Lessor shall have the obligations, and the applicable Lender Party shall be afforded the notice and cure rights and other rights, set forth in this Section 8, provided that in the case of any Approved Foreclosure Transferee or Approved Subsequent Foreclosure Purchaser, such Lender Party shall have given Lessor written notice of its name and address. (a) Notice of Default. Whenever Lessor sends or gives Lessee any written notice of or other written communication (a `Default Notice") from Lessor pertaining to a default or any event which, if not remedied, would or could result in an Event of Lessee's Default (collectively, a "Default), Lessor shall simultaneously send a copy of such Default Notice to the applicable Lender Party. The applicable Lender Party shall be afforded the applicable cure period with respect to such Default as is specified in subparagraph (b) below. (b) Leasehold Mortgage's right to Cure. Upon the applicable Lender Party's receipt of a Default Notice, the applicable Lender Party shall have the same period of time as is allowed to Lessee under the provisions of the Ground Lease, plus an additional thirty (30) days, to cure the alleged Default or cause the same to be cured, provided that such cure shall require payment of interest at the Default Rate (as defined in Section I.5(s) of the Ground Lease) on sums due pursuant to the Ground Lease for the period commencing on the date on which such Lender Marina Component Amended and Restated Ground Lease -Final 459875 Page 12 Submitted into the public record f r ite (s) on City Clerk Parry first received such Defmh Notice until the date payment is received by Lessor. Notwithstanding the foregoing: () Additional Notice and Care Period for Certain Monetary Default. In the case of an alleged Default on account of Lessee's failure to pay Base Rmit, Percentage Rent, Impositions or the cost of insurance, which Default is not cured by the applicable Lender Party within the additional thirty (30) day cure period specified above, Lessor shall give the applicable Lender Party a second written Default Notice with respect to such alleged Default, which Default Notice shall state in boldface: `Failure to cure the Default(s) described herein within thirty (30) days from the date of this Default Notice is given will entitle Lessor to terminate the Ground lase, and in the event of such termination of the Ground Lease, you will not be entitled to enter into a New Lease." The applicable Lender Party shall be afforded thirty (30) days from its receipt of such second written Default Notice within which it may cure any such alleged Default on account of Lessee's failure: to pay Base Rent, Percentage Rent, Impositions or the cost of insurance; and (ii) Additional Care Period to Cure Certak Defaults. In the case of an alleged Default which is not reasonably susceptible to being cured within such additional thirty (30) day period, the applicable Lender Party, with the exercise of due diligence and in good faith, to cure such alleged Default or cause; same to be cured. (c) Where Possession is Necessary; Foreclosure Proceedings. (i) Additional Care Period. Notwithstanding the provisions of subparagraph (b) above, in the case of any alleged Default not involving the failure to pay money, which Default is capable of being cured but is not reasonably susceptible to cure without having possession of the Property (a "Curable Default"), the applicable Lender Party shall have the right to further extend the period of time within which to cure such Curable Default for such reasonable additional period as wM enable the applicable Lender Party, with the exercise of due dfligence and in good faith, to institute foreclosure proceedings, cause the leasehold Estate to be acquired and cause lessee to be removed from the property through a Foreclosure Transfer, and at the earliest reasonable opportunity thereafter, cure such curable Default (unless such Default has been previously cured, including any cure by a receiver appointed in connection with such foreclosure proceedings). Nothing contained in this Agreement or in the Ground Lease shall: (i) require any Lender party to cure such Curable Default prior to the time when such Lender Party has actually obtained such possession, so -long as the applicable Lender Party is actively seeking to obtain such possession; or (ii) require any Lender party to cure any Default which is not susceptible to cure. Marina Component Amended and Restated Ground Lease -Final 499879 Page 13 Submitted into the public, record f ite (s) 5 ,' on `J ' City Clerk: (in) Lessor's Cooperation. Lessor agrees to Cooperate in the prosecution of any such forec,lowre or other proceedings brought by any Lender Party to obtain possession of the property, provided, however, that Lessor shall not be obligated to incur any cost in connection with such cooperation unless Lessor is reimbursed for any actual and reasonable cost so incurred by Lessor. {iu7 Effect of Stair. Lessor agrees that if by reason of a bankruptcy, insolvency or similar type proceeding, or by reason of any other judicial order or legislative enactment, any Lender Party SMI be stayed from commencing (or if commenced, from continuing) foreclosure proceedings, then such Lender Party shall be deemed to be prosecuting such proceedings in the exercise of due diligence and in good faith so long as it is in good Earth attempting to obtain relief from any such stay. (d) Acceptance of Care. Lessee irrevocably directs that Lessor accept, and Lessor hereby agrees to accept„ any such cure of a Default made within the time periods described in subparagraph (b), subparagraph (c)(t) and/or subparagraph (c)(iii) above, as applicable, by or on behalf of any Lender Party, as if same had been performer) by Lessee. (e) Nnilification of any Termination. Any attempt by Lessor to terminate the Ground Lease on account of any Default or Event of Lessee's Default shall be null and void and of no force or effect for so long as any applicable lender Party is pursuing a cure thereof pursuant to, and within the time periods set forth in, subparagraph (b), subparagraph (c)(i) and/or subparagraph (c)(iii) above, as applicable. (a) Notice of Intent to Terminate. If any Default described above (or any Default occurring while any applicable Lender Party is exercising its cure rights) is not cured within the applicable time period set forth in subPPh 8(b), subparagraph 8(c)(i) and/or subparagraph (c)(iii) above, as applicable, Lessor may thereafter give the applicable Lender Party written notice (by registered or certified mail, return receipt, requested) of Lessor's intent to terminate the Ground lease on account of the failure to care same in accordance with the Ground Lease on account of the failure to cure same in accordance with the Ground Lease and this Agreement. (b) Termination. Such termination shall become effective if and only if the applicable Lender Party shall fail to cure same within ten (10) days thereafter in the case of a Default involving the payment of money due to Lessor or thirty (30) days in the case of any other Default. Marina Component Amended and Restated Ground Lease -Final 459875 Page 14 Submitted into the public record f r ite (s) ^K_ on 5� City Clerk (c) Surrender of Possession. If Lessee or any Lender party is in possession of the Property, either personally or by a receiver, the applicable party shall, upon any such termination of the Ground Lease, quit and peacefully surrender the property to Lessor. Notwithstanding the foregoing, if any such Lender party requests a New Lease pursuant to Section 10 below within the period provided for in Section 10(a) below, then such Lender Party shall not be required to so surrender possession of the property so long as such Lender Party requests and thereafter enters into such New Lease pursuant to Section 10 below. If such Lender party fails to request a New lease within the period provided by Section 10(a) below but then fails to enter into such New Lease within the period provided for by Section 10(a) below, then such Lender Party (if it is then in possession of the Property) shall so surrender promptly after the expiration of such period. 10. NEW LEASE. (a) Riaht to Obtain a New Lease. If the Ground Lease shall (i) terminate for any reason other than a Default on account of Lessee's failure, beyond any applicable cure period, to pay Base Rent, Percentage Rent, Impositions or the cost of insurance, as to which Leasehold Mortgagee was provided notice and an opportunity to cure in accordance with the Ground lease this Agreement and lhiled to so cure within the time period provided for under subparagraph 8(b), subparagraph 8(c)(i) and/or subparagraph (c)(iii) above, as applicable), or (u) be rejected or disaffirmed pursuant to bankruptcy law or other law affecting creditor's rights, any applicable lender Party shall have the right, exercisable by written Mice to Lessor (the "Exercise Notice") within thirty (30) days after such lender party receives written notice of such termination, rejection or dinffrmation (as applicable, a "Termination') to enter a New Lease of the property, provided that such Lender Party shall have remedied all Defaults on the part of lessee involving the payment of money to Lessor, and shall continue to pay all Rent that would come due under the Ground lease but for such Termination. Lessor and such lender party shall use good faith efforts to ewer into the New lease as soon as practicable, but in no event laxer than one hundred eighty (180) days after such lender party receives such written notice of such Termination. From the date on which such lender party shall serve the Exercise Notice upon Lessor until the New Lease is entered into, such Lender Party may use and enjoy the Property without hindrance by Lessor but subject to compliance with the terms of the Ground Lease. (b) Terms and conditions of New Lease. The term of the New Lease shall begin on the date of the termination of the Ground lease and shall continue for the remainder of the Lease Term, including any Extension Terms. Marina Component Amended and Restaffed Ground Lease -Final 459875 Page 15 Submitted into the public record for ite (s)__ on S51.5 City Clerk Such New Lease small otherwise contain the same terms and conditions as those set forth in the Ground lease (including, but not limited to, the provisions of Section 13.4 of the Ground Lease), except fDr requirements which are no longer applicable or have already been performed; provided, however, that (i) such New Lease shall require the Lessee thereunder promptly to commence, and expeditiously to continue, to remedy all other defaults on the part of the Lessee hereunder to the extent reasonably susceptible of being remedied; and (u) such New Lease, if entered into by Leasehold Mortgagee or any Approved Foreclosure transfer, shall permit such party to assign such New Lease to an Approved Subsequent Foreclosure Purchaser without Lessor's consent. (c) Subrontion. The Lender Party obtaining such New Lease shall be subrogated to the rights of Lessor against Lessee as to any monetary defaults of Lessee which are cured by such Lender Party as a condition to obtaining such New Lease, and any other Defaults which are remedied as described in clause (i) of subparagraph (b) above (but not as to any other matters). (d) Priority of New Lease. It is the intention of the parties hereto that such New lease shall have the same priority relative to other rights or interests to or in the Property as the Ground Lease. (e) Execution of Other Documents. Simultaneously with the making of such New Lease, the Lender Party obtaining such New Lease and Lessor (together with all other Persons described in Section 6.6(a)(u) of the Ground Lease, to the extent they are bound to do so pinsuant to the provisions of the Ground Lease or otherwise) shall execute, acknowledge and deliver such new instruments (including new mortgages and other security documents, new Major Subleases, new Approved Time Share Licenses, new Space leases, new Subordination, Non -Disturbance and Attornment Agreements and new easements which were previously granted, as the case may be), and shall make such payments and adjustments among themselves, as shall be necessary and property for the purpose of restoring to each of such Persons as nearly as reasonably possible, the respective interests and status with respect to the property and the Leasehold Improvements which was possessed by the respective persons prior to the termination of the Ground Lease (including, but not limited to, any rights and obligations under this Agreement and any other applicable subordination, Non -disturbance and Attornment Agreements entered into pursuant to the provisions of the Ground Lease). (fl No Termination by Lessee of any Major Sublease or Space Lease. Between the date of termination of the Ground Lease and the date of execution and delivery of the New Lease, if any applicable Lender Party shall have requested such New Lease as provided for by subparagraph (a) Marina Component Amended and Restated Ground Lease -Final 459875 Page 16 Submitted into the public record ficir it (s) _1_ on 1� IhA 19 City Clerk above, lessee shall not cancel or terminate any Major Sublease or Space Lease or any Approved time Share License, or accept any cancellation, termination or surrender thereof (unless such termination shall be effective as a matter of law on the termination of the Ground lease), without the Prior written consent of such Lender Party. (g) No Obligation to Care Uacurabk Defaults. Lathing contained herein or in the Ground Lease shall require any applicable lender party, as a condition to its exercise of its right to ender into a New Lease, to cure any Default of lessee not reasonably susceptible of being awed by such Lender Party. (h) Priority as to Approved Lasebold Mortmes. It within the time period specified in subparagraph (a) above for any applicable Lender Party to enter into a New Lease with Lessor, more than one request for a New Lease shall have been received by Lessor by more than one holder of an Approved Leasehold Mortgage (or any Approved Foreclosure Transferee or Approved Subsequent Foreclosure Purchaser with respect thereto), priority with respect to the right to enter into such New lease shall be given (regardless ofthe order in which such requests shall have been made or received) to such holders (or any Approved Foreclosure Transferees or Approved Subsequent Foreclosure Purchasers with respect thereto) in the same order of priority of the liens of the applicable Approved Leasehold Mortgages. (i) UaLiability- No Lender party (or any assignee, designee or nominee thereofl shall become liable for the performance or observance of any covenants or conditions to be performed or observed by lessee, unless and until such Lender Party acquires possession of the Leasehold Estate becomes the owner of the Lessee's interest under the Ground Lease, or enters into a New Lease with Lessor as provided above. Thereafter, such Lender Party shall be liable for the performance and observance of those covenants and conditions which arise during its possession and ownership as well as those which predate such possession or ownership but as to which such lender party is Liable pursuant to the terms of this Agreement. Such Lender Party shall not be liable for the performance or observance of any covenants or conditions to be performed or observed by Lessee which accrue after the transfer of such Lender Party's interest in the Leasehold Estate. No Obligationto +Cure. Nothing herein comained shall require any applicable Lender party to cure any Default by Lessee or Event of Lessee's Default under the Ground Lease; provided, however, that if such Lender party shell not: (i) cure same within the times provided by subparagraph 8(b), subparagraph 8(cxi) and/or subparagraph (e)(iiij as applicable; or (ii) request and obtain a New Lease within the times Marina Component Amended and Restated Ground Lease -Final 4S987S Page 17 Submitted into the public record frite s) sP, I on _IM City Clerk provided by subparagraph (a) of this Section 10, Lessor shall be permitted to proceed with any rights or remedies under the Ground lease and/or otherwise available at law or in equity (subject, however, to any prior rights and remedies of such Lender party as to the Collateral, as provided for by the Ground Lease, this Agreement and/or Applicable Laws). (k) & ObIirr±+aflon as to Ac ,&rated Rent or Damages. Whenever this Agreement refers to any Lender Party's curing monetary Defaults or Events of Lessee's Default, such Lender Party shall not be required to pay any accelerated sums or any damages, other than the payment of accrued interest on monetary sums as required pursuant to Section 8(b) of this Agreement, on account thereof which may otherwise be provided for by the terms of the Ground Lease, and upon such care by such Lender party, any such acceleration by Lessor shall be deemed to be nullified and of no force or effect. (I) Survival. The provisions of this Section 10 shall survive the termination of the Ground Lease and shall continue in full force and effect thereafter to the same extent as if this Section were a separate and independent contract among Lessor, lessee and the applicable Lender Party. (m) References to Groued Lease. As of the date the New Lease becomes effective, all references herein to the Ground lease shall be deemed references to the New Lease. 11. ATTORNAUNT. In the event any Lender Party suds to the rights of Lessee under the Ground Lease through a Foreclosure Transfer or otherwise: (i) such Lender party shall attorn to Lessor, (u') Lessor shall accept such attornment; and ('ii) such Lender party and Lessor shall have the same rights and obligations toward one another which they would have had if the Ground Lease had been entered into directly between them (subject, however, to the provisions of this Agreement). Upon such attonoment, the respective rights and obligations of Lessor and such Lender Party shall, for the remaining balance of the Lease Term, be the same as set forth therein, and -the Ground Lease shall in accordance with its terms, remain in full force and effect as a direct agreement between Lessor and such lender party with the same force and effect as if originally entered into with Lessor (subject, however, to the provisions ofthis Agreement). The foregoing provision shall be self -operative. 12. ASSIGNMENT OF GROUND LEASE. Notwithstanding anything to the contrary contained in this Agreement or in the Grog Lease, in the event Leasehold Mortgagee or any Approved Foreclosure Transferee with respect to the Ground Lease either succeeds to the rights of Lessee under the Ground Lease through a Foreclosure Transfer or enters into a New Lease pursuant to Section 10 above, Leasehold Mortgagee or such Approved Foreclosure Transferee may freely assign or transfer, without Lessor's consent, the leasehold Estate or any portion thereof to any Approved Subsequent Foreclosure Purchaser. Any subsequent assignment Marina Component Amended and Restated Ground Lease -Final 459875 Page 18 Submitted into the public record fo ite s) _ on City Clerk or transfir thereof by such Approved Foreclosure Purchaser to any other Person must comply with the provisions of Article VM of the Ground Lease. 13. NO MERGER Lessor and Lessee admowledge and agree that until all obligations secured by Leasehold Mortgage have been paid in full or the Leasehold Mortgage has been fully released and satisfied, whichever occurs fest, unless Leasehold Mortgagee expressly consents in writing; the fee title to the property will not merge with the leasehold Estate but will always remain separate and distinct, notwithstanding the union of such estates in Lessor, Lessee or a third party by purchase or otherwise. In the event Lessee acquires the fee title or any other estate, title or interest in any part of the Property, the Leasehold Mortgage shall attach to and cover and be alien upon the fee title or other estate so acquired, and such flee title and other estate will, without firrther assignment, mortgage or conveyance, become and be subject to the lien of and covered by the Leasehold Mortgage. 14. OTHER APPROVED LEASHOLD MORTGAGEES. In the event Lessee desires to encumber the Leasehold Estate with any Approved. Leasehold Mortgage(s) in addition to the Leasehold Mortgage from time to time (to the extent permitted by the Ground leap, the Leasehold Mortgage and other Leasehold Loan Documents or otherwise approved in writing by Lessor or Leasehold Mortgagee, as applicable), Lessor, Lessee, Leasehold Mortgagee and the anticipated holder(s) of such Approved. Leasehold Mortgage(s) shall enter into an agreement, in form and substance reasonably acceptable to all such parties. Such agreement shall provide for rights and obligations on the part of such holda(s) of Approved Leasehold Mortgage(s) which �. are comparable to those set forth herein as to leasehold Mortgagee. Notwithstanding the kregoing, such agreement shall fully recognize Leasehold Mortgagee's first priority position and shall contain such "subordination and intercreditor" provisions recognizing and preserving such first priority position as are acceptable to Leasehold Mortgagee, provided that such provisions do not: (i) affect the business and financial terms of the Ground lease; (int) constMe a material deviation from the Watson Island RFP and the Island Gardens Proposal; or (iii) significantly impair the protections afforded to Lessor pursuant to the Ground lease and this Agreement or impair the protections afforded to Lessor pursuant to the Ground lease and this Agent or impose any additional material burdens on Lessor. Such provisions shall address, among other things, priority as to lien rights and rights to receive payments, priority and timing as to cure rights concerning Defaults, procedures for disbursing Condemnation Awards and Net insurance Proceeds consistent with the provisions of the Ground Lease and this Agreement, foreclosure rights and "standstill" requirements. 15. OTHER SNDA'S. Leasehold Mortgagee specifically recognizes that: n Major Subleasehold Mortgagees, Major Subtenants, holders of Approved time Share Licenses, certain Space Tenants and operators of the Hotels are entitled to enter into Subordination, Non Disturbance and Attornment Agreements as contemplated by the provisions of the Ground Lease, each in the form previously submitted in writing to LeasiUehold Mortgagee; and Ob certain provisions ofthe Ground lease and such Subordination, Non -Disturbance and AttornmM Agreements grant or will grant certain possessory and/or other rights to such parties that will smmve any Foreclosures Transfer with respect to the Leasehold Mortgagee, the termination of the Ground Lease, the granting of any New Lease and certain other events described therein. `This p vdsiun wnt be mo&&d to add the Marina opmwr, if applicable. Marina Component Amended and Restated Ground Lease -Final 459875 Page 19 Submitted into the public record f r ite ) _ on (sCity Clerk 16. LESSOR'S CURE RIGHTS. Leasehold Mortgagee hereby acknowledges that Section 15.2 of the Ground Lease permits Lessor, upon prior written notice to Lessee, to cure any default under the Leasehold Mortgage not cued by lessee within the applicable notes and cure period thereunder. Leasehold Mortgagee may, but shall not be obligated, to accept any such cure. 17. dV QRMCATTONS. AMENDMENTS. ETC. No modification, amendment, waiver or release of any provision of this Agreement or of any right, obligation, claim or cause of action arising hereunder shall be valid or binding for any purpose whatsoever unless in writing and duly executed by the parties against whom the same is sought and asserted. 18. NOTICES. All notices, demands and requests given or required to be given hereunder or pursuant to the terms of the Ground Lease shall be in writing. All such notices, demands and requests by Lessor to Leasehold Mortgagee shall be given by United States Registered or Certified Mail, postage prepaid, by reputable overnight courier, addressed to: Leasehold Mortgagee. S UITS I�wu Ll -1' F6_ n>113 t CA rLQ . Attn: JCI:-�,U With a copy to: >t4-16 %after th c 'hie rda A .`t-� �e� �I&C t3 Attn: ate. f�rd�1 h � � _ or to such other address as Leasehold Mortgagee may from time to time designated by written notice to Lessor. All such notices, demands and request by Leasehold Mortgagee to Lessor shall be given by United States Registered or Certified Mail, postage prepaid, by reputable overnight courier, addressed to: Lessor: City Manager, City of Miami 3500 Pan American Drive Miami, FL 33133 With a copy to: Department of Public Facilities, City of Miami 444 SW 2 Avenue Maori, FL 33130 With a copy to: City Attorney, City of Miami 444 SW 2 Avenue Miami, FL 33130 Marina Component Amended and Restated Ground Lease -Final 459875 Page 20 Submitted into the public record fo • ite (s) on �6,. City Clerk ^ 19. SUCCESSORS AND ASSIGNS. This Agreement may not be assigned by Lessee without Leasehold Mortgagee's prior written consent, which_ may be granted or withheld in Leasehold Mortgagee's sole discretion. This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and pew assigns. 20. GOVERNING LAW. This Agreement shall be construed in accordance with the provisions of the laws of the State of Florida, without application of its conflict of law principles. 21. AUTHORITY. Each party to this Agreement reprnts to the other parties that: (i) it is duly organized, validly existing and in good standing in its state of formation; and (u) the person executing this Agreement on its behalf is duly authorized to execute this Agreement and to legally bind the party on whose behalf he .is executing this Agreement. 22. FURTHER ASSURANCES. Upon Leasehold Mortgagee's request, Lessor and Lessee shall, each at its sole ems, execute, adsnowledge and deliver such further instruments and do such further acts as may, in the opinion of Leasehold Mortgagees be nay, desirable, or proper to carry out more effectively the purpose of this Agreement. 23. SEVERABILITY. In case any one or more of the provisions confined in this Agreement shall be invalid, illegal or unenforceable in any respect, the validity, legality or enforceability of the remaining provisions contained herein or thein shall not in any way be affected or impaired thereby. '-' 24. CAPTIONS. The captions and headings contained in this Agreement are for convenience of reference only and shall not be construed as limiting or defining in any way the provisions of this Agreement. 25. RECORDING. At Leasehold Mortgagee's option, this Agreement may be recorded in the Public Records ofMiami Dade County, Florida. 26. WAIVER OF AMY TRIAL. The parties hereby knowingly, irrevocably, voluntarily and intentionally waive any right any of them may have to a trial by jury in reged of any action, proceeding or counterclaim based on, or arising out of under or in connection with this Agreement or any amendment or modification of this Agreement, or,any other agreement executed by and between the parties in connection with this Agreement, or any course of conduct, course of dealing, statements (whether verbal or written) or actions of any party hereto. This waiver of jury trial provision is x material inducement for each of the parties hereto to enter into this Agreement and for Leasehold Mortgagee to make the Loan. _ 27. TERMMTATION. This Agreement shall terminate at such time as all obligations secured by the Leasehold Mortgage have been paid in full. Such obligations shall not be deemed to have been `paid in fall" (as such term is used herein) unless and until any period under any bankruptcy or similar laws during which any payment to Leasehold Mortgagee may be required to be rescinded, disgorged or returned shall have expired without any such payment being requh-ed to be rescinded, disgorged or returned. Marina Component Amended and Restated Ground Lease -Final 459875 Page 21 Submitted into the public E_ record f r ite (s) on jj gU L 1'] City Clerk 1-8. QQUINTERPARTS. This Agreement may be executed n1 one or more ec umerparts, eae12 of which shall be deemed an original and all of which shad be deemed but one IN VNrFMSS WHEREOF. Lessor, Lessee and I..easehold Mortgagee have executed this Agreement as of the dsty and date first ♦rhea above. Sited, sealed and delivered in the presence of YYME CITE' OF MLA1 HI a municipal corporation of the State of P[orida k Y' ' r _J Name: 14Ltift1�}���iLn�:. l�$t7il': �r:l ✓, r o if f': [ .y_ ` title: -f ;T L t411%e,,t1j ycr FLAGSTOM ISLAND GARDE -NS, LLC, a Delaware Lunited Iiabilhy wrapany 4 mea. a 13y: Flagstone ago [-A, i'v, ,#�' ►-; Delaware , as its sole and managing member BY-. Mane: b U t4 J2��� LEAS ED L13 M ia{t'f ' AGUE Mania ComponentAniended and Restated Ground Lease -Final 459875 Page 22 Name: BY: -- Name Name Title: Submitted record for into the public A itcv� 5P L -AY-- Cilly Clerk [�A-4444N A449. � Sit- wM. b (z Matina Component Amended And Restated Ground Lease- Final 4S9875 Page 23 �40EO Submitted into the public, record f r ite s) on City Clerk The signatures of: - Mr Kayhan �amil Acardag, born in Amasya (Turkey) on the 16th day of February 1957, residing at 3065 LG Rotterdam (the Netherlands), Gerardus van Sillevoldtstraat 33, acting in this matter in his capacity of director; and - Mr Steven Walter Prins, born in Weststellingwerf (the Netherlands) on the 25" day of April 1965, residing at 3992 CG Houten (the Netherlands), Hofineiersborch 6, acting in this matter in his capacity of director; of the public company organized and existing under the laws of the Netherlands: Demir- Halk Bank (Nederland) N.V., having its registered office at Rotterdam (the Netherlands) and principal place of business at 3016 BB Rotterdam (the Netherlands), Parklaan 8, registered with the Dutch Commercial Register under file number 24199853 (the "Company'), and as such duly authorized to jointly represent the Company, were authenticated by me, MrJohan Kemper, civil -law notary in Rotterdam, the Netherlands. The identity of: - Mr K.$. Acardag was established by me on the basis of the Dutch passport with number NNOOF1611, issued in Rotterdam (the Netherlands) on the 22nd day of November 2010; - Mr S.W. Prins was established by me on the basis of the Dutch driving license with number 4297576307, issued in Houten (the Netherlands) on the 20" day of August 2008. I proceeded on the assumption that the signing of this document is in the Company's interest. This is an authentication of the signature of the directors and their authority to represent the Company. However, the undersigned disclaims any liability arising from the further contents of this document. Signed in Rotterdam on the 20th day of May 2015. Submitted into the public record f r ite S)q,' on 5 4 1 City Clerk ACKNOWLEDGMENT OF LESSOR STATE OF FLORIDA COUNTY OF MIAMI -DARE The£�oregoing instrument was acknowledged befo me this day of Glr'C26 IS by %%ct �v as 7e . � G of TBB CITY OF WANIL a political subdivision of The State of Florida, on behalf oftbk political subdivision. Personally known to me � or produced I.D. (type of I.D.) _.; . r MY COMMISSION i IT 004070 EXPIRES: April 20, 2017 WN110�' Wrdea Tt" ►f+y PoW UV*Wdn Si Name: iUYCA Title: Notary Public Serial No., if any: 1�F ON -40-1f) My commission expires: n�e,i �0)VI Marina Component A,-nended and Restated Ground Lease -Final 459875 Page 74 ACKNOWLEDGMENT OF LESSEE STATE OF FLORIDA ) COUNTY OF ) e foregoing instrument was acknowle 20,6 by Mehmet Bayraktar, as the a Delaware Submitted into the public record fo ite (s) on �' 1 . City Clerk befome this o1,� day of of Flagstone Oft( 'el as the sole and managing member of FLAGSTONE .ISLAND GARDENS, LLC, a Delaware limited liability company, on behalf of each company. Personally known to me or produced I.D. 13i (P2 3. 540 1. 149 • o (type of I.D.) Signature: LOQ Z r p ••,,• ty;nWsla tutu R#drsg = Name: [Print or type] N a s 4zsr w r"t CDMMMIONIFF14+809 Title: Notary Public cEXPiRE& jW.1,2018 so 5 ,st FUNUDA NOTAFM LLC My commission expires: Marina Component Amended and Restated Ground Lease -Final 459875 Page 25 Submitted into the public,, record fqqr ite (s) S on 5l City Clerk Prepared by and return to: Terry B. Fein, Esq. Shutts & Bowen LLP 201 South Biscayne Blvd., Suite 1500 Miami, Florida 33131 CFN: 20150315953 BOOK 29619 PAGE 2825 DATE:05/18/2015 10:44:57 AM MTG DOC 79,338.00 HARVEY RUVIN, CLERK OF COURT, MIA-DADE CTY FIRST LEASEHOLD MORTGAGE, ASSIGNMENT OF RENTS_ AND SECURITY AGREEMENT Dated as of. May 11, 2015 (the "date hereof') Mortgagor: Mortgagor's Address Mortgagee: Mortgagee's Address: Island Gardens Deep Harbour LLC, a Delaware limited liability company 888 MacArthur Causeway Miami, Florida 33132 Attn: Mehmet Bayraktar Demir-Halk Bank (Nederland) N.V. Parklaan 8, 3016 BB Rotterdam, The Netherlands Attn: Ozan Dereli, Head of Corporate Loans THIS MORTGAGE SECURES THE REPAYMENT OF INDEBTEDNESS EVIDENCED BY THAT CERTAIN LOAN AGREEMENT OF EVEN DATE HEREWITH IN THE ORIGINAL PRINCIPAL AMOUNT OF $22,668,000.00. FLORIDA DOCUMENTARY STAMP TAXES IN THE AMOUNT OF $79,338.00 ARE BEING PAID UPON RECORDATION OF THIS INSTRUMENT IN MIAMI-DADE COUNTY, FLORIDA. THIS INSTRUMENT IS EXEMPT FROM FLORIDA NON-RECURRING INTANGIBLE PERSONAL PROPERTY TAXES BECAUSE IT IS A MORTGAGE OF A LEASEHOLD INTEREST. MIADOCS 105940316 Submitted into the ubl' record f r iteT111 s) gq, 1 CFN: 20150315953 BOOK 29619 PAGE 2826 on City Clerk BACKGROUND A. Mortgagor is the Lessee under that certain Marina Component Amended and Restated Ground Lease, dated May 30, 2014, between the City of Miami, as lessor, and Flagstone Island Gardens, LLC, as lessee, a Delaware limited liability company ("Original Lessee"), a memorandum of which dated May 30, 2014 is recorded in Official Records Book 29436, Page 1498, of the Public Records of Miami -Dade County, Florida, and assigned to Mortgagor as evidenced by that certain Memorandum of Transfer of Rights to be recorded in the Public Records of Miami -Dade County prior to the recordation of this Mortgage (together with any lease that replaces that Marina Component Amended and Restated Ground Lease and any amendment or modification thereto which are hereafter entered into, the "Ground Lease") and which covers, inter aria, the land described in Exhibit "A" hereto (the "Land"), a portion of which is submerged land. B. Mortgagor is justly indebted to Mortgagee for repayment of the principal amount of up to $22,668,000.00 pursuant to the terms of the Loan Agreement (as hereinafter defined), together with interest thereon and all other sums which are due and payable from time to time under the terms of the Loan Agreement, this Mortgage and any other documents (collectively the "Loan Documents') evidencing and/or securing the loan evidenced by the Loan Agreement (the "Loan"). GRANT OF MORTGAGE For good and valuable consideration (the receipt and sufficiency of which Mortgagor hereby acknowledges) and to secure the Secured Obligations (as such term is hereinafter defined), Mortgagor hereby grants to Mortgagee a mortgage on, assigns and conveys to Mortgagee and grants to Mortgagee a security interest in, the property described in clauses A through I below, in each case whether presently or hereafter existing and whether now owned or hereafter acquired by Mortgagor (all such property being collectively the "Mortgaged Property"): A. All of Mortgagor's rights and interests in and under, and its leasehold estate created by, the Ground Lease, and all of the leasehold and other estate and interest of Mortgagor in and to the Land (including the right to any payment owing at any time by the Lessor under the Ground Lease to Mortgagor) (collectively, the "Leasehold Estate"); B. All buildings, structures, facilities, utility lines and other improvements, and components thereof and materials therefor (including all docks and other marina -related components, building, structures and facilities), located, or planned or intended to be located, on, in, under or above any of the Land (collectively, the "Improvements"); and all materials and other goods intended to be incorporated into the Improvements; C. All easements, plants, landscaping, water rights, mineral rights, water taps, sewer taps, rents, tenements, appurtenances, hereditaments, and zoning rights MIADOCS 105940316 2 Submitted into the public record f r ite (s) '5D , CFN: 20150315953 BOOK 29619 PAGE 2827 on 7 . City Clerk and entitlements located on, in, under or above, or belonging, benefiting or appertaining to, any of the Land or the Improvements; D. All awards and payments, including interest thereon, and the right to receive them, which may be made with respect to any part of the Mortgaged Property as a result of the exercise of the right of eminent domain, the alteration of the grade of any street, or any other damage or injury to or decrease in the value of the Land, the Improvements or any other part of the Mortgaged Property; E. All furniture, fixtures, equipment, machinery, goods, merchandise, inventory and other tangible personal property now or hereafter located on or used in connection with any of the Land or the improvements (collectively, "FF&E"); F. All Leases and Rents (as such terms are hereinafter defined); G. All accounts, general intangibles (including software and payment intangibles), instruments, chattel paper, letter -of -credit rights, investment property, and deposit accounts (the foregoing terms being used herein as defined in the applicable Uniform Commercial Code, whether or not such collateral is subject thereto) and contract rights (including, but not limited to, (i) all architectural contracts, construction contracts, plans and specifications, and construction and other warranties, (ii) all service contracts, purchase contracts, reservation agreements, management contracts, equipment leases and other contracts (including all deposits, prepaid expenses thereon, insurance policies and unearned premiums thereon), (iii) all licenses, building and other permits, books, records, customer lists, computer programs, software and printouts, trade names, and trademarks, and (iv) all abstracts and other title evidence) arising from or related to any of the Land or the Improvements, the construction thereof or any business or activity conducted thereon; H. All insurance policies and insurance rights and claims arising from or relating to any of the Mortgaged Property or any activity or business conducted thereon or therein; and I. All proceeds, products, replacements, additions, substitutions, renewals and accessions of or to any of the Mortgaged Property. OBLIGATIONS SECURED This instrument ("this Mortgage") secures the following obligations and liabilities (collectively, the "Secured Obligations"): A. Payment of all amounts now or hereafter owing under or evidenced by the Loan Agreement, dated as of even date herewith, between Mortgagor and Mortgagee, among other parties (the "Loan Agreement"), this Mortgage, and any of the Loan Documents; B. Payment of all future advances made pursuant to Section 3; MIADOCS 10594031 6 3 Submitted into the public record f r ite (s) CFN: 20150315953 BOOK 29619 PAGE 2828 on 51 City Clerk C. Reimbursement of any and all advances made by Mortgagee to protect or preserve the Mortgaged Property or the lien hereof thereon, to complete any construction or renovation of any or all Improvements or for taxes, assessments, insurance premiums or other costs or expenses as hereinafter provided; and D. Performance of each agreement contained herein or in the Loan Agreement. FURTHER AGREEMENTS AND WARRANTIES Mortgagor hereby agrees with and warrants to Mortgagee as follows: 1. Title Warranties. Mortgagor has full power and lawful right to mortgage the Mortgaged Property. Mortgagor is the Lessee under the Ground Lease and entitled to all of the rights and benefits of the Lessee thereunder. The Ground Lease is in full force and effect and neither the Lessor nor the Lessee thereunder is in default of any provision thereof. The Mortgaged Property is free from and unencumbered by any charges, judgments, taxes, tax titles or certificates, liens, assessments, and encumbrances of any kind except any listed in Schedule B -II or B-2 of the title insurance commitment issued in connection with this Mortgage (as heretofore or hereafter endorsed or marked -up). Mortgagor fully warrants its title to the Mortgaged Property and shall defend that title, at Mortgagor's expense, against the claims of all persons except those claims, if any, that are listed as exceptions in Schedule B -II or B-2 of the title insurance commitment issued in connection with this Mortgage (as heretofore or hereafter endorsed or marked -up). Mortgagor shall use its best efforts to ensure that any contracts and other items described in paragraph G under "GRANT OF MORTGAGE" above shall not prohibit their collateral assignment to Mortgagee. 2. Payment of Secured Obligations. Mortgagor shall pay the Secured Obligations promptly as they become due in accordance with the terms thereof. 3. Future Advances. This Mortgage shall secure any and all advances (however evidenced and whether or not obligatory and including those made on a revolving basis) made by Mortgagee to Mortgagor within 20 years after the date hereof to the same extent as though those advances were made on the date hereof even though there may be no indebtedness outstanding at the time any such advance is made; provided that, while the total amount of indebtedness secured hereby may increase or decrease from time to time, the total amount at any one time secured hereby shall not exceed a maximum principal amount of $45,336,000.00 plus interest thereon and advances made hereunder for the payment of taxes, liens and insurance with respect to any part of the Mortgaged Property. This Section shall not, however, obligate Mortgagee to make any such advances. 4. Taxes and Assessments. Mortgagor shall pay or cause to be paid promptly as they become due and payable all taxes, assessments and other charges, whether public or private, that may be levied or assessed against the Mortgaged Property (or any part thereof) and shall, upon the request of Mortgagee, deliver to MIAOOCS 105940316 4 Submitted into the public record f9r item(s) S r _ CFN: 20150315953 BOOK 29619 PAGE 2829 on 61bbill . City Clerk Mortgagee receipts evidencing the payment of all such taxes, assessments and other charges. If requested by Mortgagee, Mortgagor shall cause to be furnished to Mortgagee, at Mortgagor's expense, a tax reporting service covering the Mortgaged Property of a type and duration, and with a company, satisfactory to Mortgagee. 5. Insurance. Mortgagor's obligations to keep the Mortgaged Property insured and provisions governing the disposition of insurance proceeds are set forth in the Loan Agreement. 6. Taxes and Insurance Escrow. Starting upon Mortgagee's demand after the occurrence of an Event of Default, Mortgagor shall deposit with Mortgagee monthly installments in amounts sufficient to discharge Mortgagor's obligations under Sections 4 and 5 30 days before they become due, and, in the case of real estate taxes, 30 days before the last date on which Mortgagor can obtain the maximum discount available and, on the date of such demand, shall deposit with Mortgagee whatever amount Mortgagee requires (based on its customary practices) to take account of the fact that real estate taxes and insurance premiums will or may be initially payable in fewer than 12 months after the date hereof and to create a "cushion" of two months. The determination of the amount of the installments to be deposited with Mortgagee, so that the aggregate of such deposits shall be sufficient for these purposes, shall be made by Mortgagee in its sole discretion. Such amounts shall be held by Mortgagee in a non- interest bearing account (unless and except to the extent payment of interest thereon is required by applicable law) and applied to the payment of the obligations in respect of which such amounts were deposited or, at the option of Mortgagee, to the payment of those obligations in such order or priority as Mortgagee determines, on or before the respective dates on which they or any of them would become delinquent. If 30 days before the date on which any such charges become due (or, in the case of real estate taxes, the last day on which the maximum discount is available), the amounts then on deposit with Mortgagee are insufficient for the payment of such obligations in full, Mortgagor shall, within 10 days after Mortgagee's demand, deposit the amount of the deficiency with Mortgagee or, if Mortgagee consents in writing, shall make over a period designated by Mortgagee (but not to exceed 12 months) additional equal monthly deposits with Mortgagee totaling the deficiency. Nothing contained herein shall affect any right or remedy of Mortgagee under any provisions of this Mortgage or of any statute or rule of law to pay any such amount and to add the amount so paid together with interest as provided hereinafter to the Secured Obligations. Mortgagor shall cause all bills and statements relating to Mortgagee's obligations under Sections 4 and 5 to be sent or mailed directly to Mortgagee. Nothing herein shall cause Mortgagee to be deemed a trustee of funds deposited with it under this Section or to be obligated to pay any amounts in excess of the amount of funds so deposited. 7. Removal of Liens. Mortgagor shall not permit any construction, mechanic's, materialman's, statutory or other lien (other than a lien for real estate taxes or special assessments that are not yet due and payable) to encumber or affect any part of the Mortgaged Property for more than 45 days. MIADOCS 10594031 6 5 Submi ed into the publico record or ite s) i , CFN: 20150315953 BOOK 29619 PAGE 2830 on City Clerk 8. Repair and Restoration. Mortgagor shall keep the Mortgaged Properly in good condition and repair and shall not commit or permit any waste or deterioration thereof. Mortgagor shall promptly repair, restore, replace or rebuild (as appropriate) any part of the Mortgaged Property which is damaged or destroyed. 9. Hazardous Substances. (a) Mortgagor shall comply with any and all laws, regulations and orders with respect to the presence, storage, discharge and removal of Hazardous Substances (as defined hereinbelow), shall immediately remove, in accordance with applicable law, at Mortgagor's expense, any Hazardous Substances in, on or near the Mortgaged Property and shall keep the Mortgaged Property free of any lien imposed pursuant to such laws, regulations or orders. If Mortgagor fails to do so promptly (in Mortgagee's judgment) after notice to Mortgagor, Mortgagee may cause the Hazardous Substances in question to be removed from the Mortgaged Property (without waiving its right to consider Mortgagor in default hereunder based on Mortgagor's failure to do so). The cost of any such removal shall be part of the Secured Obligations and shall become immediately due and payable upon demand with interest thereon at the Default Rate. Mortgagor shall give to Mortgagee and its agents, contractors and employees access to the Mortgaged Property and hereby specifically grants to Mortgagee and such other persons a license to remove any Hazardous Substances. Mortgagor shall defend, indemnify and hold Mortgagee, its officers, directors, agents, successors and assigns (collectively "Indemnitees") harmless from and against whatever losses, costs, damages (including consequential damages) and expenses (including attorneys' fees and costs) any such Indemnitee may sustain by reason of any assertion against such Indemnitee by anyone of any claim in connection with Hazardous Substances on, in or near the Mortgaged Property. Nothing in this Section 9 shall be construed to impose any obligation on Mortgagee. As used herein, the term "Hazardous Substance" means any substance that is at any time defined or listed in, or otherwise classified pursuant to, any applicable laws or regulations (whether existing on the date hereof or enacted thereafter and including without limitation the Comprehensive Environmental Response, Compensation and Liability Act of 1980, 42 U.S.C. Section 9601, et seg., the Clean Water Act, 33 U.S.C. Section 1251, et seq., the Clean Air Act, 42 U.S.C. Section 7901, et seg., the Hazardous Substance Transportation Act, 49 U.S.C. §1801 et seg.; the Federal Water Pollution Control Act, 33 U.S.C. §1251 et seg.; the Clean Air Act, 42 U.S.C. §7401 et seg.; the Toxic Substances Control Act, 15 U.S.C. §2601 et seg.; the Safe Drinking Water Act, 42 U.S.C. §300f et seq.; the Florida Resource Recovery and Management Act, The Water Quality Assurance Act of 1983, The Florida Resource Conservation and Recovery Act, the Florida Air and Water Pollution Control Act, the Florida Safe Drinking Water Act, and The Pollution Spill Prevention and Control Act, each as amended from time to time), as a "hazardous substance," "hazardous material," "hazardous waste," "infectious waste," "toxic substance," "toxic pollutant," or any other formulation intended to define, list or classify substances by reason of deleterious properties such as ignitability, flammability, corrosivity, reactivity, carcinogenicity, toxicity, reproductive toxicity or "EP toxicity", including asbestos, polychlorinated biphenyls and petroleum products, by-products and wastes and by-products associated with the extraction, refining or use of petroleum or petroleum products, whether or not so listed or classified in such laws or regulations. M"OCS 10594031 6 6 Submitted into the public record fqr ite (s) CFN: 20150315953 BOOK 29619 PAGE 2831 on 51 1 City Clerk (b) Within 30 days after Mortgagee requests it to (based on Mortgagee's reasonable belief that any part of the Mortgaged Property may contain Hazardous Substances), Mortgagor shall, at its expense, have performed on the Mortgaged Property by an environmental engineering firm acceptable to Mortgagee whatever testing Mortgagee requests and shall promptly furnish to Mortgagee the resultant report (addressed to Mortgagee) of such firm. (c) Immediately after receiving it, Mortgagor shall deliver to Mortgagee a copy of each and any notice or other communication it receives from any governmental authority or agency regarding Hazardous Substances affecting the Mortgaged Property (or any part thereof). 10. Alterations. No Improvements or other property now or hereafter included within the Mortgaged Property shall be removed, demolished or materially altered, without the prior written consent of Mortgagee (which consent shall not be unreasonably withheld if the value of such Improvements or other property as security for the Loan Agreement will not be materially diminished as determined by Mortgagee based on Mortgagee's normal review procedures or, if deemed necessary by Mortgagee, an appraisal by a licensed appraiser retained at Mortgagor's expense), except that Mortgagor shall have the right, without such consent, to construct the Improvements pursuant to the Loan Agreement and to remove and dispose of, free from the lien of this Mortgage, such equipment as from time to time becomes worn out, obsolete or no longer needed, provided that either simultaneously with or prior to such removal, such equipment shall be replaced with other equipment of a value at least equal to that of the replaced equipment and free from any title retention, security agreement or other encumbrance, and by such removal and replacement Mortgagor shall be deemed to have subjected such equipment to the lien of this Mortgage. 11. Performance by Mortgagee. If Mortgagor fails to repair or insure the Mortgaged Property as required hereby, to obtain and deliver the insurance policies (or certificates therefor together with copies thereof) with premiums paid as required hereby, to pay as they become due and payable any taxes, assessments or charges assessed or imposed with respect to the Mortgaged Property (or any part thereof), to satisfy, bond or otherwise release the liens or claims which may accrue on or with respect to the Mortgaged Property (or any part thereof) or to perform any other obligations of Mortgagor under this Mortgage and, except in the case of a failure involving insurance, such failure continues for 30 days after notification thereof by Mortgagee to Mortgagor, Mortgagee may, at its election (but without any obligation), repair the Mortgaged Property, insure the Mortgaged Property, pay the aforesaid taxes, charges, liens and claims (or any part thereof) and perform any of such other obligations without in any such case waiving its right of foreclosure or any other right hereunder and without in any such case the necessity of further notice to or demand on Mortgagor. Mortgagor shall reimburse Mortgagee, immediately upon demand, the amount of any and all costs and expenses incurred by Mortgagee in performing any of these obligations together with interest on that amount at the Default Rate, and its liability to do so shall be a part of the Secured Obligations. Mortgagee, in making any payments, is hereby authorized: (a) to pay any taxes, assessments and insurance MIADOCS 105940316 7 Submitted into the public record f ite (s) �Q �� CFN: 20150315953 BOOK 29619 PAGE 2832 on City Clerk ' premiums according to any bill, statement or estimate procured from the appropriate public office or vendor without inquiry into the accuracy of such bill, statement or estimate or the validity of any tax, assessment, insurance premiums, sale, forfeiture, tax lien or title or claim thereof, and (b) to purchase, discharge, compromise or settle any other lien on any part of the Mortgaged Property, without inquiry as to the validity or amount of the lien or the claim on which it is based. 12. No Sale or Further Encumbrance. Neither -the Mortgaged Property nor any part thereof or interest therein may be voluntarily or involuntarily transferred, assigned or conveyed, leased (except in strict compliance with Section 30 hereof) or further mortgaged or encumbered (except to Mortgagee) without the prior written consent of Mortgagee (which may be granted or withheld in Mortgagee's sole and absolute discretion). Any sale or transfer of an interest in Mortgagor (or in a member, shareholder or partner thereof that is an entity) shall be considered a transfer of the Mortgaged Property for purposes of this Section 12. If Mortgagee does consent to a further mortgage on the Mortgaged Property, Mortgagor shall keep that mortgage in good standing and free from default. No right of first refusal or right of first offer contained in any lease of all or any part of the Land or the Improvements (whether or not the lease was consented to or approved by Mortgagee) shall be construed or operate to require Mortgagee to release all or any part of the Mortgaged Property from the lien of this Mortgage unless and until Mortgagee receives indefeasible payment in full of the Secured Obligations. 13. Events of Default. Any of the following events or circumstances shall constitute an Event of Default: (a) Any payment of principal or interest or other amount included in the Secured Obligations is not made when it becomes due; (b) The occurrence of: (i) any default or event of default under the Loan Agreement or any other loan document evidencing and/or securing the Loan which is not cured within the applicable notice and/or cure period provided for in the Loan Agreement or such other loan document; (ii) any Event of Default as defined in any such loan documents; or (iii) any other event entitling Mortgagee to accelerate the Secured Obligations; (c) Any breach of an agreement in this Mortgage or the Loan Agreement (other than a breach described in clause (a) above) occurs; (d) Any warranty or representation by Mortgagor (or any guarantor of any of the Secured Obligations) to Mortgagee (herein or elsewhere) is breached or proves materially untrue; (e) Any bankruptcy petition is filed by or against Mortgagor (or any guarantor of any of the Secured Obligations) and, in the case of one filed against Mortgagor (or any guarantor of any of the Secured Obligations), is not dismissed within 45 days after its filing; MIADOCS 105940316 8 Submitted into the public record f ite s C, CFN: 20150315953 BOOK 29619 PAGE 2833 on City Clerk (f) Any breach of Section 7 occurs; (g) Any breach of Section 9 occurs; (h) Any breach of Section 12 occurs; (i) Any Event of Default under the Ground Lease occurs and is continuing; 6) A foreclosure of any other mortgage or lien on any part of the Mortgaged Property is instituted (provided that this clause shall not be construed to imply that the existence of any such mortgage or lien is permissible). 14. Acceleration, Foreclosure and Other Remedies. Upon and at any time after an Event of Default occurs, all of the Secured Obligations in their entirety shall, at Mortgagee's option, become immediately due and payable in full without notice or demand (which Mortgagor hereby waives) and Mortgagee shall be entitled to foreclose this Mortgage (in whole or in part) and otherwise to exercise all remedies available to it hereunder or under applicable law. 15. Application of Foreclosure Proceeds. If this Mortgage is foreclosed by a suit and the Mortgaged Property (or any part thereof) is sold to satisfy a decree of foreclosure, the proceeds of such sale shall be applied as follows: first, to the expenses and costs incurred, including reasonable attorneys' fees; second, to the payment of whatever amounts Mortgagee may have paid or become liable to pay in carrying out the terms and conditions of this Mortgage, together with interest thereon at the Default Rate; and third, to the payment and satisfaction of the Secured Obligations (allocated among them as Mortgagee determines). 16. Actions to Preserve Security. Upon and at any time after an Event of Default occurs, Mortgagee, in its sole discretion, without any obligation so to do, without notice to or demand upon Mortgagor and without releasing Mortgagor from any obligation, may take any action in respect of the Mortgaged Property in such manner and to such extent as Mortgagee considers necessary to protect the security hereof. In connection therewith (and without limiting its general powers), Mortgagee shall have the right, but not the obligation, in each case to the fullest extent permitted by applicable law: (a) to enter upon and take possession of the Mortgaged Property, (b) to direct Mortgagor to terminate any management agent employed by Mortgagor and to employ such management agent as Mortgagee may determine in its sole discretion, (c) to make additions, alterations, repairs and improvements to the Mortgaged Property which Mortgagee may consider to be necessary or proper to keep the Mortgaged Property in good condition and repair, (d) to cancel or terminate any Lease or sublease for any cause which would entitle Mortgagor to cancel it and to disaffirm any Lease or sublease which is then subordinate to the lien hereof, (e) to appear and participate in any action or proceeding affecting or which may affect the security hereof or the rights or powers of Mortgagee, (f) to pay, purchase, contest or compromise any encumbrance, claim, charge, lien or debt which in the judgment of Mortgagee may affect or appear to affect MIADOCS 10594031 6 9 Submitted into the publi CFN: 20150315953 BOOK 29619 PAGE 2834 record f ite (s) 5 � on 5 City Clerk the security of this Mortgage or be prior or superior hereto, (g) to exercise and avail itself of any or all of Mortgagor's rights under and with respect to the contracts, licenses, permits and other items described in Paragraph G under "GRANT OF MORTGAGE" above, and (h) in exercising such powers, to pay necessary expenses, including employment of counsel or other necessary or desirable consultants. Mortgagor shall reimburse Mortgagee, immediately upon demand, the amount of any and all costs and expenses incurred by Mortgagee in performing any of the aforedescribed actions together with interest on that amount at the Default Rate, and its liability to do so shall be a part of the Secured Obligations. 17. Appointment of Receiver. Mortgagee, in connection with any action to foreclose this Mortgage or sell any part of the Mortgaged Property, or upon the actual or threatened waste to any part of the Mortgaged Property, shall be entitled to apply for the appointment of a receiver of the Mortgaged Property and the rents and profits thereof without notice to Mortgagor, and shall be entitled to the appointment of such receiver as a matter of right, without consideration of the value of the Mortgaged Property (or other collateral) as security for the amounts due Mortgagee or of the solvency of any person or other entity liable for payment of such amounts. Any such receiver or receivers shall have all the usual powers and duties of receivers in like or similar cases and all the powers and duties of Mortgagee in case of entry as provided in Section 16 and shall continue as such and exercise all such powers until the date of confirmation of sale of the Mortgaged Property unless the receivership is terminated sooner with Mortgagee's consent. 18. Costs of Enforcement. Mortgagor shall pay (or, if. already paid by Mortgagee, reimburse Mortgagee for) any and all costs, expenses (including without limitation title insurance and title search expenses, inspection reports and consultants' fees) and attorneys' fees reasonably incurred or paid by Mortgagee in connection herewith after an Event of Default (or event or circumstance which with notice, the passage of time or both would constitute an Event of Default) occurs, whether suit be brought or not, and any such costs and expenses shall be secured by the lien of this Mortgage. 19. Inspections. Upon prior notice, Mortgagee and any persons authorized by Mortgagee shall be entitled to enter and inspect the Mortgaged Property at all reasonable times, and Mortgagor shall cooperate fully with any such inspection. 20. Rights Cumulative. No enumeration of special rights or powers by any provisions of this Mortgage shall be construed to limit any grants of general rights or powers, or to take away or limit any rights granted to or vested in Mortgagee by virtue of the laws of the State of Florida; and no right, power or remedy created or conferred by this Mortgage shall be exclusive of any other right, power or remedy created or conferred hereby or by the Loan Documents. 21. Mortgage Taxes. Mortgagor shall on demand pay (or, if already paid by Mortgagee, reimburse Mortgagee for) any and all documentary stamp, intangible and other taxes levied on, in connection with or as a result of this Mortgage, the Loan MIADOCS 10594031 6 10 Submitted into the public CFN: 20150315953 BOOK 29619 PAGE 2835 record f r ite s) on �� City Clerk Agreement and/or any Secured Obligations (including any future advances included therein) and shall indemnify Mortgagee from and against any liability resulting from any breach of the foregoing agreement, including any interest and penalties. Mortgagee is hereby authorized to deduct any such tax from any advance made under the Loan Agreement or from any account of Mortgagor with Mortgagee. 22. Modification and Performance of Covenants and Restrictions. Mortgagor shall not join in, terminate, initiate, consent to or permit any discharge, amendment, or modification of, any public or private restrictions or covenants or any zoning ordinances affecting the Mortgaged Property, without first having obtained the written consent of Mortgagee to such action. Mortgagor shall perform all its obligations under any declaration of covenants and restrictions or similar instrument now or hereafter affecting the Mortgaged Property. 23. Subrogation. (a) The right of any person or entity to be subrogated to the liens hereof by virtue of the payment or satisfaction of any portion of the Secured Obligations shall be subordinated and remain inferior to the rights of Mortgagee hereunder until all of the Secured Obligations shall have been paid in full and Mortgagee shall have released its rights hereunder, and any such person or entity shall be regarded as a junior lienholder at any foreclosure proceeding, shall not be entitled to notice thereof and, until Mortgagee is fully paid, shall not be entitled to participate in any proceeds therefrom. (b) To the extent funds are at any time advanced by Mortgagee hereunder or under the Loan Agreement for the purpose of paying any indebtedness now or hereafter secured by any liens or security interests other than the liens and security interests created by this Mortgage, Mortgagee shall be subrogated to any and all rights, liens, security interests and equities owned or claimed by the holder of such other liens and security interests. Such other liens and security interests, if any, are not waived, but rather are hereby renewed, extended and continued in full force and effect in favor of Mortgagee and are merged with the liens and security interests created herein as cumulative security for the repayment of the Secured Obligations. Except with respect to the priority of any lien to which Mortgagee is subrogated pursuant to this provision, the terms and provisions of this Mortgage shall govern the rights and remedies of Mortgagee and shall supersede the rights and remedies provided under any instrument creating liens to which Mortgagee is subrogated. 24. Condemnation. If any part of the Mortgaged Property is condemned and taken for public use under the power of eminent domain, Mortgagee shall have the right to have any award or payment made or to be made on account of the taking of or damage to the Mortgaged Property paid to Mortgagee up to the amount of the Secured Obligations (to be applied by Mortgagee to the Secured Obligations when and in such order as Mortgagee elects), and Mortgagor hereby assigns and transfers to Mortgagee any such award or payment. Mortgagor shall reimburse Mortgagee, upon demand, for any attorneys' fees and other expenses incurred by Mortgagee in connection with any condemnation or eminent domain proceedings affecting the Mortgaged Property. MIADOCS 10594031 6 11 Submitted into the public re ord ffgr itetn�s) Y CFN: 20150315953 BOOK 29619 PAGE 2836 j�++ Cit Clerk 25. Estoppel Letters. Within 10 days after Mortgagee's request, Mortgagor shall certify, by a duly acknowledged writing, to Mortgagee or to any proposed assignee of this Mortgage, the amount of principal and interest then owing with respect to the Secured Obligations and whether any offsets or defenses exist against the Secured Obligations; and, if Mortgagor fails to so respond within 10 days, the information contained in Mortgagee's request shall be binding on Mortgagor. 26. No Waiver. Any failure by Mortgagee to insist upon the strict performance by Mortgagor of any of the terms and provisions hereof shall not be considered to be a waiver of any of the terms and provisions hereof, and Mortgagee, notwithstanding any such failure, shall have the right thereafter to insist upon the strict performance by Mortgagor of any and all of the terms and provisions of this Mortgage to be performed by Mortgagor. Neither Mortgagor nor any other person now or hereafter obligated for the payment of the whole or any part of the Secured Obligations shall be relieved of any obligation by reason of the failure of Mortgagee to comply with any request of Mortgagor or of any other person so obligated to take action to foreclose this Mortgage or otherwise enforce any of the provisions of this Mortgage or of any Secured Obligations, or by reason of the release, regardless of consideration, of the whole or any part of other security for the Secured Obligations, or by reason of any agreement or stipulation between any subsequent owner or owners of the Mortgaged Property and the Mortgagee extending the time of payment for amounts due under the Loan Agreement or this Mortgage or modifying the terms thereof without first having obtained the consent of Mortgagor or such other person, and, in the latter event, Mortgagor and all such other persons shall continue to be liable to make such payments according to the terms of any such agreement of extension or modification unless and until expressly released and discharged in writing by Mortgagee. Regardless of consideration, and without the necessity for any notice to or consent by Mortgagor or the holder of any subordinate lien on the Mortgaged Property, Mortgagee may release the obligation of anyone at any time liable for any of the Secured Obligations or any part of the security held therefor and may extend the time of payment or otherwise modify the terms of the Loan Agreement and/or this Mortgage without, as to the security or the remainder thereof, in any way impairing or affecting the lien of this Mortgage or the priority of such lien, as security for the payment of the Secured Obligations as it may be so extended or modified, over any subordinate lien. 27. Resort to Other Collateral; Waiver of Certain Defenses. Mortgagee may resort for the payment of the Secured Obligations to any other security therefor in such order and manner as Mortgagee may elect in its sole discretion. Mortgagor agrees, to the extent that it may lawfully so agree, that if an Event of Default occurs, neither Mortgagor nor anyone claiming through or under Mortgagor shall or will set up, seek or claim to take advantage of any appraisement, valuation, stay, extension, homestead, redemption, moratorium or marshalling laws now or hereafter enforced in the jurisdiction where the Mortgaged Property may be situated in order to prevent or hinder the enforcement or foreclosure of this Mortgage, or the absolute sale of the Mortgaged Property, or the final or absolute putting into possession thereof, immediately after such sale, of the purchaser thereof, and Mortgagor for itself and its successors and assigns hereby waives, to the full extent that it may lawfully do so, the benefit of all such laws MIADOCS 105940316 12 Submitted into the public record fm ite s SQ CFN: 20150315953 BOOK 29619 PAGE 2837 on City Clerk and any and all right to have the estates comprising the security intended to be created hereby marshaled upon any foreclosure of the lien hereof. 28. Superiority Over Intervening Liens. Any agreement hereafter made between Mortgagor and Mortgagee relating to this Mortgage, the Mortgaged Property or any Secured Obligations shall be superior to the rights of any holder of an intervening lien or encumbrance recorded after the date this Mortgage is recorded. 29. Personal Property and Fixtures. This Mortgage constitutes and shall be construed as a security agreement and financing statement under the applicable Uniform Commercial Code for the purpose of evidencing and creating a lien on and security interest in fixtures and personal property included in the Mortgaged Property and shall be recorded in the real estate records of the county in which the Mortgaged Property is located. Either the original or a photocopy of this Mortgage shall suffice as a financing statement for the purposes of the applicable Uniform Commercial Code. Notification of any sale or other disposition of such fixtures and personal property after an Event of Default shall be considered reasonable if given 10 or more days before the disposition in the manner set forth hereinafter. Mortgagor shall notify Mortgagee at least 30 days before it makes any change in its name, identity or location (as defined in the applicable Uniform Commercial Code or its then -current equivalent) and shall execute and deliver to Mortgagee, before making any such change, all additional financing statements and amendments that Mortgagee may require to establish or maintain the validity and priority of Mortgagee's security interest with respect to the Mortgaged Property. 30. Rents Assignment. (a) Mortgagor hereby assigns and transfers to Mortgagee all of the rents, income and profits (the "Rents") arising from any and all present and future leases, subleases, licenses or occupancy agreements of or with respect to any part of the Land or the Improvements (the "Leases," each a "Lease," the tenants, licensees and occupants thereunder being the "Lessees," each a "Lessee") as further security for repayment of the Secured Obligations and hereby irrevocably grants to Mortgagee the right to enter the Mortgaged Property for the purpose of collecting all or any of the Rents, to apply all or any of the Rents (after deduction of collection costs) to the Secured Obligations (and/or, in Mortgagee's discretion, to the costs and expenses of operating and maintaining the Land and Improvements) and to generally perform any other act with respect to the Leases and the Mortgaged Property to the same extent as Mortgagor could or might do. This is a present, absolute and executed assignment of the Rents and Leases; nevertheless, unless and until an Event of Default occurs, Mortgagor shall have the right, under a license granted hereby, to collect the Rents upon, but not prior to, their accrual. Mortgagor hereby irrevocably directs each Lessee, upon demand and notice from Mortgagee of an Event of Default under this Mortgage, to pay to Mortgagee all Rents hereafter accruing or due under such Lease; and no Lessee shall be under any obligation, before making such payments, to inquire into or determine the actual existence of any such Event of Default of which it is notified. (b) Except if and as otherwise provided in the Assignment of Rents and Leases, of approximately even date herewith, made by Mortgagor in favor of MIADOCS 10594031 6 13 Submitted into the publ' recordf iteTil (S)Q.1 CFN: 20150315953 BOOK 29619 PAGE 2838 on City Clerk Mortgagee, without the prior written consent of Mortgagee, Mortgagor shall not enter into any new Lease or any material modification of any Lease, shall not accept prepayments of rents under any Lease for more than 1 month in advance or prepayments thereunder in the nature of security in excess of 1 month's rent and shall not consent to any assignment of any Lease or any subletting under any Lease. Mortgagor shall notify Mortgagee of any material default under any Lease, shall enforce each material term and condition of each Lease to be performed by Lessee and shall not accept any surrender of any Lease except as a result of default by the Lessee thereunder. Mortgagor shall furnish to Mortgagee, within 10 days after a request by Mortgagee to do so, a certified rent schedule containing such data regarding Leases as Mortgagee may reasonably request. (c) Mortgagor shall indemnify and hold Mortgagee harmless from and against any and all liability, damages and expenses that Mortgagee may incur under or with respect to any of the Leases or by reason of any action taken or omitted to be taken by Mortgagee in connection with any of the Leases (except for liability, damages and expenses caused by Mortgagee's gross negligence or willful misconduct); and any amount that may become due from Mortgagor to Mortgagee as a result of the foregoing indemnity shall be paid by Mortgagor on demand, shall bear interest until paid at the Default Rate and shall be secured by this Mortgage. Nothing contained herein shall operate or be construed to obligate Mortgagee to perform any of the terms or covenants of any Lease. (d) If Mortgagee requests it to, Mortgagor shall cause each and any Lessee to deliver to Mortgagee a tenant estoppel certificate in a form prepared by Mortgagee and/or to enter into either (at Mortgagee's election) a subordination agreement prepared by Mortgagee or a subordination, non -disturbance and attomment agreement prepared by Mortgagee (though Mortgagee shall have no obligation to enter into any such agreement). (e) Mortgagee's rights in this Section shall be cumulative with and in addition to its rights contained in any Assignment of Rents and Leases made by Mortgagor in Mortgagee's favor. In the event of any conflict between this Section and a provision of any such Assignment of Rents and Leases, the provision giving Mortgagee greater rights and/or protection shall control. 31. Assignment of Development Rights. Mortgagor hereby collaterally assigns to Mortgagee all Mortgagor's right, title and interest in and to (but not its obligations and duties under) any and all building permits, plans and specifications, architectural contracts, construction contracts and other agreements or items to or of which Mortgagor is or at any time hereafter becomes a party or beneficiary or in which it now or hereafter has an interest which relate to the development, construction and/or renovation of the Improvements (collectively, the "Development Documents") and all Mortgagor's rights (but not its obligations except to the extent expressly assumed by Mortgagee in a recorded instrument signed by it) under any and all declarations of covenants or restrictions and any and all land -use or zoning rights or entitlements relating to the Land (collectively, the "Entitlements"). In the event the Secured MIADOCS 105940316 14 Submitted into the public record foj it(s � CFN: 20150315953 BOOK 29619 PAGE 2839 on ( e I�' City Clerk Obligations become due and payable in full (whether as stated, by acceleration or otherwise) the foregoing assignment shall, at Mortgagee's election, become absolute and Mortgagee shall have the option, but not the obligation, to exercise the rights of Mortgagor in and to any one or more of the Development Documents and any one or more of the Entitlements. Mortgagee may assign by an express written instrument to any purchaser at a foreclosure sale (or grantee of a deed -in -lieu thereof) of all or any part of the Land or to any purchaser thereof from Mortgagee, all or any of the rights assigned hereunder. 32. Reporting. Mortgagor shall furnish to Mortgagee, at Mortgagor's expense, and promptly upon Mortgagee's request, whatever information respecting the condition or operations, financial or otherwise, of Mortgagor or the Mortgaged Property as Mortgagee may from time to time reasonably request. 33. Compliance with Laws. Mortgagor shall comply at all times with all laws, codes and regulations applicable to the Mortgaged Property, including without limitation zoning laws, building and safety codes and laws and regulations relating to persons with disabilities. 34. Prior Mortgages. This Section shall apply if and as long as there is any mortgage on all or any part of the Mortgaged Property that is superior to this Mortgage (any and all such prior mortgages being the "Prior Mortgages"), but shall not be construed to permit any Prior Mortgages or to undercut or negate any warranty or covenant herein regarding further encumbrances. Mortgagor shall not apply for or accept any future advances secured by any Prior Mortgage. Upon request by Mortgagee, Mortgagor shall promptly execute and deliver all notices required under s. 697.04(1)(b), Florida Statutes, to limit the amount secured by each Prior Mortgage to the amount secured thereby on the date hereof, and, if Mortgagor fails to do so, Mortgagee is hereby granted a power of attorney to do so in place of Mortgagor (this power is coupled with an interest and is irrevocable). Mortgagor shall keep each and any Prior Mortgage in good standing and free from default. If Mortgagor fails to promptly perform and comply with all obligations of Mortgagor under any Prior Mortgage, Mortgagee may (but shall not be obligated to) take any such action, without awaiting the expiration of any grace period, as Mortgagee deems necessary or desirable to prevent or to cure any default thereunder by Mortgagor. Upon receipt by Mortgagee of any written notice of default by Mortgagor in the observance or performance of any of the covenants and conditions in any Prior Mortgage, Mortgagee may rely thereon and may (but shall not be obligated to) take any such action required to prevent or cure such default even though the existence of such default or the nature thereof be questioned or denied by or on behalf of Mortgagor. Mortgagor hereby expressly grants to Mortgagee, and agrees that Mortgagee shall have, the absolute and immediate right to enter in and upon the Mortgaged Property or any part thereof to such extent and as often as Mortgagee, in its sole discretion, deems necessary or desirable in order to prevent or to cure any such default by Mortgagor. Mortgagor shall pay to Mortgagee, immediately and without demand, all sums paid by Mortgagee pursuant to this Section, with interest thereon from the date of each such payment at the Default Rate. All amounts so paid and expended by Mortgagee, and the interest thereon, shall MIADOCS 105940316 15 Submitted into the publSc,� , — record fo ite s ��, I CFN: 20150315953 BOOK 29619 PAGE 2840 on � . City Clerk be added to and be secured by the lien of this Mortgage. Mortgagor shall deliver to Mortgagee at any time upon request by Mortgagee evidence satisfactory to Mortgagee of the full force and effect of each Prior Mortgage without default thereunder by any party thereto and without the occurrence of any event which would, upon the lapse of time or the giving of notice, or both, result in a default thereunder. Mortgagor shall promptly give written notice to Mortgagee (together with a copy of any written notice received from the mortgagee under the Prior Mortgage in question) of any default by Mortgagor under any Prior Mortgage. Mortgagor shall not agree to the amendment or modification of any provision of any Prior Mortgage without first obtaining the written consent of Mortgagee. Mortgagor shall notify Mortgagee in writing of any change in the holder of the Prior Mortgage within 15 days after Mortgagor learns of the change. Mortgagor hereby consents to Mortgagee's communicating with each holder of a Prior Mortgage for any purpose regarding this Mortgage or Mortgagee's interest in the Mortgaged Property. 35. Further Warranties. Mortgagor represents and warrants to Mortgagee as follows: (a) The Loan Documents constitute the valid, binding and enforceable obligations of Mortgagor and do not violate or contravene any law, order, decree, rule or regulation to which Mortgagor is subject. (b) The Mortgaged Property and the intended use thereof by Mortgagor comply with all applicable restrictive covenants, zoning ordinances, subdivision and building codes, flood disaster laws, health and environmental laws and regulations, and laws and regulations relating to persons with disabilities or handicaps and all other ordinances, orders or requirements issued by any state, federal, county or municipal authorities having or claiming jurisdiction over any of the Mortgaged Property. The Mortgaged Property does not require any rights over, or restrictions against, any other property in order to comply with any of the aforesaid governmental ordinances, orders or requirements. (c) Mortgagor will cause the Land and the Improvements to be separated into a separate tax parcel for purposes of ad valorem taxation. (d) All utility services necessary and sufficient for the full use occupancy, operation and disposition of the Mortgaged Property for its intended purposes (including water, storm sewer, sanitary sewer, gas, electric, cable and telephone facilities) are or will be available thereto through public rights of way or perpetual private easements approved by Mortgagee. MIADOCS 105940316 16 Submitted into the public record f r ite (s) .�Q . ` CFN: 20150315953 BOOK 29619 PAGE 2841 on City Clerk (e) All streets, roads, highways, bridges and waterways necessary for access to and full use occupancy, operation and disposition of the Mortgaged Property have been or will be completed, will be dedicated to and accepted by the appropriate municipal authority and are or will be open and available to the Mortgaged Property without further condition or cost to Mortgagor. Any and all easements benefiting the Mortgaged Property are included in the description of the Land in Exhibit A hereto. (f) There are no judicial, administrative, mediation or arbitration actions, suits or proceedings pending, or, to the best knowledge of Mortgagor, threatened against, Mortgagor or any of the Mortgaged Property which, if adversely determined, would materially impair the Mortgaged Property or Mortgagor's ability to perform its agreements hereunder. (g) The Mortgaged Property is free from delinquent water charges, sewer rents, taxes and other assessments. (h) As of the date hereof, the Improvements are free from unrepaired damage caused by fire, flood, accident or other casualty. (i) As of the date hereof, no part of the Mortgaged Property has been taken in condemnation, eminent domain or similar proceedings nor is any such proceeding pending or, to Mortgagor's knowledge, threatened or contemplated. 0) Mortgagor possesses all franchises, trade names, licenses and permits adequate for the conduct of any business it now conducts. (k) There are no security agreements or financing statements affecting any of the Mortgaged Property other than those in favor of Mortgagee and any disclosed in writing by Mortgagor to Mortgagee prior to the date hereof. (1) No Leases exist as of the date hereof. (m) Any credit secured hereby will be used exclusively for business, commercial or agricultural purposes. 36. Usurer Negation. Nothing herein shall be construed or operate so as to require Mortgagor to pay interest hereunder in an amount or at a rate greater than the maximum allowed by applicable law, it being Mortgagor's and Mortgagee's intention not to violate any law relating to usury. Should any interest or other charges paid or to be paid hereunder result in the computation or earning of interest in excess of the maximum rate or amount of interest which is permitted under applicable law, any and all such excess interest shall be (and the same hereby is) waived by Mortgagee, and the amount of such excess paid shall be automatically credited against, and be deemed to have been payments in reduction of, the principal then due hereunder, and any portion of such excess paid which exceeds the principal then due hereunder shall be paid by Mortgagee to Mortgagor. MIADOCS 105940316 17 Submitted into the publ record f r it (s CFN: 20150315953 BOOK 29619 PAGE 2842 on 11 . City Clerk 37. Further Assurances. Mortgagor shall, at any time and from time to time, execute and deliver whatever further instruments may be requested by Mortgagee to confirm and perfect the lien of this Mortgage on any part of the Mortgaged Property, to correct any errors or omissions herein, in the Loan Documents or in any related documents or to otherwise fulfill or further the objectives hereof. 38. Amendments. This Mortgage may not be amended orally or by any course of dealing between Mortgagor and Mortgagee, but only by an agreement in writing signed by the party against whom enforcement of the amendment is sought. No provision hereof may be waived orally or by any course of dealing but only by an agreement in writing signed by Mortgagee. 39. Terminology. The term "attorneys' fees" whenever used herein shall be deemed to include but not be limited to attorneys' fees and paralegal fees incurred in any and all judicial, bankruptcy, and other proceedings, including appellate level proceedings, whether such proceedings arise before or after entry of a final judgment. The term "the Default Rate," whenever used herein means the rate of interest specked in the section of the Loan Agreement entitled "Default." The term "Business Day" whenever used herein means any day other than a Saturday, a Sunday or a holiday on which most banks are closed for general commercial business in Miami -Dade County, Florida. Whenever used herein, "acceptable to Mortgagee" or "satisfactory to Mortgagee" shall be read to mean "acceptable and satisfactory to Mortgagee in Mortgagee's sole and absolute discretion." Terms defined at the head of this Mortgage are used herein as there defined. 40. Binding Effect. The term "Mortgagor" shall be construed to include the heirs, executors, administrators, legal or personal representatives, successors and assigns of each person or entity included within that term; and all agreements of Mortgagor herein shall be binding upon all those persons and shall inure to the benefit of Mortgagee, its successors and assigns. All obligations of Mortgagor hereunder shall be the joint and several obligations of each person or entity included within that term. 41. Assignments and Participations. Mortgagee may at any time assign this Mortgage together with all or any part of the Secured Obligations and may grant at any time one or more participations in this Mortgage and all or any part of the Secured Obligations. Mortgagee may make whatever disclosures regarding Mortgagor or the Mortgaged Property it considers necessary or desirable in connection with any assignment of this Mortgage or any sale of a participation herein. 42. Partial Invalidity. If any provision of this Mortgage or the application thereof to any person or circumstance shall be invalid or unenforceable to any extent, the remainder of this Mortgage and the application of such provision to other persons or circumstances shall not be affected thereby and shall be enforced to the greatest extent permitted by law. 43. Time of the Essence. Time is of the essence of this Mortgage. MIADOCS 105940316 18 Submitted into the public record f it s) CFN: 20150315953 BOOK 29619 PAGE 2843 onr� City Clerk 44. Modifications of Loan Agreement. This Mortgage secures, in addition to the Loan Agreement itself, all extensions, renewals, consolidations, restatements and modifications thereof and all substitutions and replacements therefor. Whenever used elsewhere herein, the term "the Loan Agreement" includes all extensions, modifications, renewals, restatements and consolidations of the Loan Agreement and all substitutions and replacements therefor. 45. Survival of Indemnities. Mortgagor's liability under any indemnity or hold harmless agreement contained herein shall survive the release or satisfaction hereof and repayment of the Secured Obligations. 46. Ground Lease. (a) Mortgagor shall pay all rent and other charges required under the Ground Lease as and when the same are due and Mortgagor shall keep, observe and perform, or cause to be kept, observed and performed, all of the other terms, covenants, provisions and agreements of the Ground Lease on the part of the tenant thereunder to be kept, observed and performed, and shall not in any manner, cancel, terminate or surrender, or permit any cancellation, termination or surrender of the Ground Lease, in whole or in part, or, without the written consent of Mortgagee, either orally or in writing, modify, amend or permit any modification or amendment of any of the terms thereof in any respect, and any attempt on the part of Mortgagor to exercise any such right without such written consent of Mortgagee shall be null and void and of no effect. (b) Mortgagor shall do, or cause to be done, all things necessary to preserve and keep unimpaired the rights of Mortgagor as lessee under the Ground Lease, and to prevent any default under the Ground Lease, or any termination, surrender, cancellation, forfeiture or impairment thereof; and, in the event of the failure of Mortgagor to make any payment required or permitted to be made by Mortgagor pursuant to the provisions of the Ground Lease or to keep, observe or perform, or cause to be kept, observed or performed, any of the terms, covenants, provisions or agreements of the Ground Lease, Mortgagee may (but shall not be obligated to) take any action on behalf of Mortgagor, to make or cause to be kept, observed or performed any such terms, covenants, provisions or agreements and to enter upon the Mortgaged Property and take all such action thereof as may be necessary therefor, to the end that the rights of Mortgagor in and to the leasehold estate created by the Ground Lease shall be kept unimpaired and free from default, and all money so expended by Mortgagee, with interest thereon at the Default Rate from the date of each such expenditure, shall be paid by Mortgagor to Mortgagee promptly upon demand by Mortgagee and shall be added to the Secured Obligations and Mortgagee shall have, in addition to any other remedy of Mortgagee, the same rights and remedies in the event of non-payment of any such sum by Mortgagor as in the case of a default by Mortgagor in the payment of any sums due under the Loan Agreement. (c) Mortgagor shall enforce the obligations of the lessor under the Ground Lease to the end that Mortgagor may enjoy all of the rights granted to it under MIADOCS 105940316 19 Submitted into the publ' record f r ite (s,) CFN: 20150315953 BOOK 29619 PAGE 2844 on 5 I City Clerk the Ground Lease, and shall promptly notify Mortgagee in writing of any default by Mortgagor in the performance or observance of any of the terms, covenants and conditions on the part of such Mortgagor, as the case may be, to be performed or observed under the Ground Lease and Mortgagor shall promptly advise Mortgagee in writing of the occurrences of any of the events of default enumerated in the Ground Lease and of the giving of any notice by the landlord under the Ground Lease to Mortgagor of any default by Mortgagor in performance or observance of any of the terms, covenants or conditions of the Ground Lease on the part of the Mortgagor to be performed or observed and shall immediately deliver to Mortgagee a true copy of each such notice. If, pursuant to the Ground Lease, the landlord delivers to Mortgagee a copy of any notice of default given to Mortgagor, such notice shall constitute full authority and protection to Mortgagee for any action taken or omitted to be taken by Mortgagee in good faith in reliance thereon. (d) If any action or proceeding is instituted to evict Mortgagor or to recover possession of any of the Premises or for any other purpose affecting the Ground Lease or this Mortgage, Mortgagor shall, immediately upon service thereof on or to Mortgagor, deliver to Mortgagee a true copy of each petition, summons, complaint, notice of motion, order to show cause and of all other provisions, pleadings, and papers, however designated, served in any such action or proceeding. (e) Unless Mortgagee otherwise expressly consents in writing, the fee title to the Mortgaged Property shall not merge with the leasehold interests created by the Ground Lease but shall always remain separate and distinct, notwithstanding the union of said estates either in the lessor, Mortgagor or a third party by purchase or otherwise; and in case Mortgagor acquires the fee title or any other estate, title or interest in any part of the Mortgaged Property, this Mortgage shall attach to and cover and be a lien upon the fee title or such other estate so acquired, and such fee title, and other estate shall, without further assignment, mortgage or conveyance, become and be subject to the lien of and covered by this Mortgage. (f) No release or forbearance of any.of Mortgagor's obligations under the Ground Lease, pursuant to the Ground Lease, or otherwise, shall release Mortgagor from any of its obligations under this Mortgage, including its obligation with respect to the payment of rent as provided for in the Ground Lease and the performance of all of the terms, provisions, covenants, conditions and agreements contained in the Ground Lease, to be kept, performed and complied with by the lessee therein. Mortgagor shall not make any election or give any consent or approval for which a right to do so is conferred upon Mortgagor as the tenant under the Ground Lease without Mortgagee's prior written consent. In case of any default continuing beyond applicable cure periods, all such rights, together with the right of termination, cancellation, modification, change, supplement, alteration or amendment of the Ground Lease, all of which have been assigned for collateral purpose to Mortgagee, shall vest in and be exercisable solely by Mortgagee. Mortgagor shall give Mortgagee prompt written notice of the commencement of any arbitration or appraisal proceeding under and pursuant to the provisions of the Ground Lease. Mortgagee shall have the right to intervene and MIADOCS 10594031 6 20 Submitted into the publi CFN: 20150315953 BOOK 29619 PAGE 2845 record forite (s) on rJ City Clerk participate in any such proceeding and Mortgagor shall confer with Mortgagee to the extent which Mortgagee deems necessary for the protection of Mortgagee. (g) (i) The lien of this Mortgage shall attach to all of Mortgagor's rights and remedies at any time arising under or pursuant to Subsection 365(h) of the Bankruptcy Code, 11 U.S.C. §365(h), including, without limitation, all of Mortgagor's rights to remain in possession of the Premises. (ii) Mortgagor shall not, without Mortgagee's prior written consent, elect to treat the Ground Lease as terminated under Subsection 365(h)(1) of the Bankruptcy Code, 11 U.S.C. §365(h)(1). Any such election made without Mortgagee's prior written consent shall be void. (iii) Mortgagor hereby unconditionally assigns, transfers and sets over to Mortgagee all of Mortgagor's claims and rights to the payment of damages arising from any rejection of the Ground Lease by the landlord under the Ground Lease or any fee owner of the Premises under the Bankruptcy Code. Mortgagee shall have the right to proceed in its own name or in the name of Mortgagor in respect of any claim, suit, action or proceeding relating to the rejection of the Ground Lease, including, without limitation, the right to file and prosecute, to the exclusion of Mortgagor, any proofs of claim, complaints, motions, applications, notices and other documents, in any case with respect to the landlord or any fee owner under the Bankruptcy Code. This assignment constitutes a present, irrevocable and unconditional assignment of the foregoing claims, rights and remedies, and shall continue in effect until all of the indebtedness secured by this Mortgage has been satisfied and discharged in full. Any amounts received by Mortgagee as damages arising out of the rejection of the Ground Lease as aforesaid shall be applied first to all costs and expenses—of-Mortgagee-- (including, without limitation, attorneys' fees) incurred in connection with the exercise of any of its rights or remedies under this section. (iv) If pursuant to Subsection 365(h)(2) of the Bankruptcy Code, 11 U.S.C. §365(h)(2), Mortgagor seeks to offset against the rent reserved in the Ground Lease the amount of any damages caused by the nonperformance by the landlord under such Ground Lease or any fee owner of the Premises of any of its obligations under the Ground Lease after the rejection by the landlord or any fee owner of the Ground Lease under the Bankruptcy Code, Mortgagor shall, prior to effecting such offset, notify Mortgagee of its intent to do so, setting forth the amounts proposed to be so offset and the basis therefor. Mortgagee shall have the right to object to all or any part of such offset that, in the reasonable judgment of Mortgagee, would constitute a breach of the Ground Lease, and in the event of such objection, Mortgagor shall not effect any offset of the amounts so objected to by Mortgagee. Neither Mortgagor's failure to object as aforesaid nor any objection relating to such offset shall constitute an approval of any such offset by Mortgagee. Mortgagor shall pay and protect Mortgagee, and indemnify and save Mortgagee harmless from and against, any and all claims, demands, actions, suits, proceedings, damages, losses, costs and expenses or every nature whatsoever (including without limitation, attorneys' fees) arising from or relating to any offset by Mortgagor against the rent reserved in the Ground Lease. MIADOCS 10594031 6 21 Submitted into the publi rec rd f r ite s) �, � CFN: 20150315953 BOOK 29619 PAGE 2846 on M IIICity Clerk (v) If any action, proceeding, motion or notice is commenced or filed in respect of the landlord under the Ground Lease or any fee owner, the Premises, or the Ground Lease in connection with any case under the Bankruptcy Code, Mortgagee shall have the option, exercisable upon notice from Mortgagee to Mortgagor, to conduct and control any such litigation with counsel of Mortgagee's choice. Mortgagee may proceed in its own name or in the name of Mortgagor in connection with any such litigation, and Mortgagor agrees to execute any and all powers, authorizations, consents or other documents required by Mortgagee in connection therewith. Mortgagor shall, upon demand, pay to Mortgagee all costs and expenses (including attorneys' fees) paid or incurred by Mortgagee in connection with the prosecution or conduct of any such proceedings. Any such costs or expenses not paid by Mortgagor as aforesaid shall be secured by the lien of this Mortgage and shall be added to the principal amount of the Secured Obligations. Mortgagor shall not commence any action, suit, proceeding or case, or file any application or make any motion, in respect of the Ground Lease in any such case under the Bankruptcy Code without the prior written consent of Mortgagee. (vi) Mortgagor shall, after obtaining knowledge thereof, promptly notify Mortgagee of any filing by or against the landlord under the Ground Lease or any fee owner of any part of the Premises of a petition under the Bankruptcy Code. Mortgagor shall deliver to Mortgagee, promptly after its receipt thereof, copies of any and all notices, summonses, pleadings, applications and other documents received by Mortgagor in connection with any such petition and any proceedings relating thereto. (vii) If there is filed by or against Mortgagor a petition under the Bankruptcy Code and Mortgagor, as lessee under the Ground Lease, determines to reject such Ground Lease pursuant to Section 365(a) of the Bankruptcy Code, Mortgagor shall give Mortgagee not less than 30 days' prior notice of the date on which Mortgagor shall apply to the Bankruptcy Court for authority to reject the Ground Lease. Mortgagee shall have the right, but not the obligation, to serve upon Mortgagor within such 30 day period a notice stating that Mortgagee demands that Mortgagor assume and assign such Ground Lease to Mortgagee pursuant to Section 365 of the Bankruptcy Code. If Mortgagee serves upon Mortgagor the notice described in the preceding sentence, Mortgagor shall not seek to reject such Ground Lease and shall comply with the demand provided for in the preceding sentence. (viii) Effective upon the entry of an order for relief with respect to Mortgagor under the Bankruptcy Code, Mortgagor hereby assigns and transfers to Mortgagee a non exclusive right to apply to the Bankruptcy Court under subsection 365(d)(4) of the Bankruptcy Code for an order extending the period during which the Ground Lease may be rejected or assumed. (h) As used in this Section 46, the term "the Premises" shall mean and refer to the Land and the Improvements. 47. Notices. Any notice given in connection herewith shall be given in the manner and with the effect set forth in the Loan Agreement except that any notice given MIADOCS 105940316 22 Submitted into the public Q CFN: 20150315953 BOOK 29619 PAGE 2847 record f r ite s) 5i on City Clerk pursuant to s. 697.04(1)(b), Florida Statutes, (a "Future Advance Cutoff Notice") shall be effective only when actually received and receipted for by an officer of Mortgagee. To the fullest extent permitted by law, Mortgagor hereby waives any right it may have to give, and agrees not to give, any Future Advance Cutoff Notice in connection with or affecting any future advance which Mortgagee is now or hereafter committed to make (whether pursuant to a standby letter of credit, a loan agreement or otherwise) and its giving one anyway shall constitute an Event of Default. 48. Bankruptcy. In the event that Mortgagor shall seek protection under the United States Bankruptcy Code, or should Mortgagor be adjudicated a debtor thereunder, Mortgagor hereby consents to relief from the automatic stay pursuant to 11 U.S.C. §362(d) to allow Mortgagee to proceed to, and obtain, a final judgment of foreclosure of this Mortgage, to complete a foreclosure sale pursuant thereto, to cause the issuance of a certificate of title pursuant thereto, and to otherwise take all such actions as Mortgagee may elect in its sole discretion in pursuance of the other rights and remedies available to Mortgagee in the case of a default under this Mortgage. Mortgagor hereby waives any protection under 11 U.S.C. §362(a). 49. Loan Agreement. This Mortgage is the Mortgage referred to in, and is entitled to the benefits of, the Loan Agreement. 50. Cumulative Rights and Remedies. Mortgagee's rights and remedies hereunder shall be cumulative with, and not exclusive of, those contained in the Loan Documents. 51. Governing Law. This Mortgage will be governed by and interpreted in accordance with federal law and the internal laws of the State of Florida, except for matters related to interest and the exportation of interest, which matters shall be governed by and interpreted in accordance with federal law (including, but not limited to, statutes, regulations, interpretations and opinions) and the laws of the State of Florida. However, if there is ever a question about whether any provision of this Mortgage is valid or enforceable, the provision that is questioned will be governed by whichever state or federal law would find the provision to be valid and enforceable. 52. Waiver of Jury Trial. MORTGAGOR AND (BY ACCEPTANCE HEREOF) MORTGAGEE EACH HEREBY WAIVE ANY RIGHT THEY MAY HAVE TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS MORTGAGE. (Signature page follows) MIADOCS 10594031 6 23 Submitted into the public record fo ite (s)� on 1 . City Clerk CFN: 20150315953 BOOK 29619 PAGE 2848 IN WITNESS WHEREOF, Mortgagor has executed this Mortgage on the date hereof. Witnessed by: ISLAND GARDENS DEEP HARBOUR LLC, a Delaware limited liability company Y Print Name: Va TK 5 uci 1 STATE Of FLORIDA SS: COUNTY OF MIAMI-DADE Flagstone Asset Management, LLC, a Delaware limited liability company, its Manager 0 --A - � 2�1� � — M hme r kt r, Chairman IV The foregoing instrument was acknowledged before me this I I day of M , 2015 by Mehmet Bayraktar on behalf of and as Chairman of Flagst ne Asset Management, LLC, a Delaware limited liability company, as Manager of Island Gardens Deep Harbour LLC, a Delaware limited liability company. He is personally known tome or has produced pez: VES t.+'c-EvSE — f as identify cation. Notary Public, State Florida Print Name: NAST4 Ssi M M • 0 d' VZ` &LA5 L My commission expires: JUL • 19, Zo 115 Ga r4 -# 4:.r 1 `F l t� ai9 (SEAL) . ," r n . Nastassia Mala RodZ ,? 60mmIsSION # FF 141899 -i -EXPIRES: JUL 15, 2018 i .... 3 BOWED TtIRU „ �;, •' tat FLORIDA NOTARY. LLC MIADOCS 105940316 24 Submitted into the public, record fo ite (s) SP, 11 CFN: 20150315953 BOOK 29619 PAGE 2849 on 51,n City Clerk EXHIBIT "A" LEGAL DESCRIPTION Submitted into the publi record f ite (S)� CFN: 20150315953 BOOK 29619 PAGE 2850 on TJ1 . City Clerk SKETCH AND LEGAL DESCRIPTION LEGAL DESCRIPTIO[: (UPLANDS Commence of a point shown, marked by an 5/6" diameter Iron 'rod and Cop Stamped FDAT., shown as P.T. Ste. 25+50 on the "Official Atop of Locotfon and Survey of a portion of Section 8706. designated as pad of State Road A -1—A In Dodo County, Florida', prepared by the State Road Department of the State of Florida, as recorded in Map Book 55, of Page 71 of the Public Records of Dade County, Florida. Said point being the point of tongency of the orfginof centerfine of the Douglas MadArthur Cousewoy running Easterly and South Easterly from the Westerly limits (West Bridge) of Watson Island as shown on Sheet 3 of the State Road Department Right—of—Woy Map, Section No. (8706-112) 8700-2117, revised March 25, 1939, said most Northerly curve having a radius of 1432.69 feet and a central angle of 82' 00' 00'; thence South 59' 51' 26' West departing radially from sold eenterflne a distance of 967.36 feet to o Projected Bulkhead One; thence North 17 12' 21' West along said bulkhead line, a distance of 238.116 feet to the Point and Place- of Beginning; thence continue North 1T 12' 21' West, along void bulkhead tare, for a disfonce of 923.03 feet to a point; Thence South 89' 1D' 55" East for a distance of 72.89 feet to o pant; Thence run North 88' 39' 49' East for a distance of 57.31 feet to a point on curve whose radius point bears North 39' 29' 13' Eost to the center of circular curve, concave to the Northeast and having for its elements o Radius of 160.00 feet and a central angle of 22' 09' 28"; Thence run Southeasterly along the arc of sold circular curve for on arc distance of 61.88 feet to o point of tcngencj Thence run South 17 21' 56' East for a distance of 774.52 feet to a point; Thence run South 54' 07' 39' West for a distance of 150.14 feet to the Point of Beginning. Sold described parcel of land containing 151.544 square feet (3.479 +/— acres) LEGAL DESCRIPTION: (SUBMERGED. LANCIM Comments at o point shawrn marked by an 5,/8' diameter iron rod and Cap Stomped F.D.D.T., shown as P.T. Sto. 25+50 on .ths "Offtclol Mop of Location and Survey of a portion of Section 8706. designated as port of $tate Rood A --1—A in Dade County. Florlde, prepared by the State Road Deportment of the State of Florida, as recprded in Map Book 56, of Page 71 of the Public Records of Dade County. Florida. Sold point being the point of tongency of the original centerline of the Douglas MacArthur Causeway running Easterly and South Easterly from'the Westerly Emits (West Bridge) of Watson island as shown on Sheet 3 of the Stott Rood Deportment Righl—of--Woy Map, Section No. (8706-112) B7O60-2117, revised March 25, 1959, sold most Northerly curve having a radius of 1432.89 feet and a central angle of 62' 00' DO '% thence South 59' 51' 26' West deporthe rodIdX from sold centerfne a distance of 987.36 feet to a Projected Bulkhead tine; thence North 1 12 21 West Along sold bulkhead fine, a distance of 23&86 feet to the Point and Place of Beginning; thence South 49' 32' 57" West departing said bulkhead line o distance of 550.82 feet to a Point of intersection of fines of turning basin limit as established by U.S. Army Caps of engineers and positron by coordinates North 527.'376.62 feet East 926,135.22 fast (booed on North American Datum 1983—NAC83) with the Northerly One of the Miami blain Ship Channel; thence North 31' 31 03'50' West, along the limits of sold turning basin a distance o1 428.44 feat to a paint of intersection with the East right of way line of the Intracoastal waterway. thence North 03' 27' 54' West along said East fight of way line o distance of 874.43 feet to a point of intersection with the Southerly ewfit of ray ilne of sold Douglas MacArthur Causeway, sold point of intersection being a point on a curve =catie Southerty oad having a radius of 10,716.59 feet, a radio] be to said pont bears South 01' 15' 15' East: thence run Easterly for 387.46 feet along the ore of sold curve and along said Southerly right of way lime. through a central angle of 02' 04' 17' to a point of tongency, thence Soutic 59' 10 55" East continuing Easterly along the said Southerly right of troy line, a distance of 32.05 feet more or less to o point of Intersection with on existing bultdnod One; thence South 17' 12' 21' East along said bulkhead lime a distance of 924,70 feet to the Paint of Beginning. a,0 NCL t�t Xya O.J Submitted into the publi record foq ite s, _a on 5 City Clerk CFN.: 20150315953 BOOK 29619 PAGE 2851 SKETCH AND LEGAL DESCRIPTION Douglas MacArthur Causeway S89'10'fi5'E � 589.10'55'8-172.59. N86'39'49'E 31.87' \ 6Z8t' — °1 D-2.04'17' .. C L�81.88' iF367.d8' D. 22*09*28' rn v ; m N Q LA SUBMERGED PARCEL > c 581.649. sq.ft. _ 13.3a Dame -� -y rn w to C J NS»8UM PREPARM ft -�R-�.O+�Y MDQ ' ! LA#4n 0UKVrY0jgA, INC. WW 305-822-41882 �- FAR- 305 -827 -WS 8R5 W Ord 5111 V WE 321 WA LkW FL 33014 Page 20 of 20 Page 2 of 2