HomeMy WebLinkAboutSubmittal-Wayne Pathman-Sea Level Rise Committee Quarterly ReportSubmitted into the public
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TO; Honorable Mayor & Members of DATE: April 26, 2017
the City Commission
SUBJECT: April 27th City Commission Meeting
Sea Level Rise Committee Quarterly
Appearance (DI.1)
FROM: Wayne Pathman ENCLOSURES: March 23rd, 2017 Memo from
Chair, Sea Level Rise Committee Greenberg Traurig to Miami -Dade
Managing Partner, Pathman Lewis, County re: NFIP Reauthorization
LLP
On April 27`h, 2017, the City of Miami Sea Level Rise Committee (Committee) will appear before the Miami City Commission for
its second scheduled quarterly discussion item for the year. Since its last quarterly appearance in January, the Committee sent
you all a follow up memo dated February 24. 2017 summarizing our findings and recommendations to the Commission. The SLR
Committee has also held three regular monthly meetings and one workshop focused on planning and zoning issues since
January. This memo will highlight some of the critical findings from these recent hearings and encourage the City to urgently
appropriate funds for addressing the associated recommendations contained herein.
However, before addressing these findings and recommendations, it would be remiss of this Committee not to recognize some
of the positive steps the City has been making towards assessing its resilience to sea level rise (SLR) including the City Manager
authorizing:
• Retaining consulting services from the South Florida Regional Planning Council to assist the Office of Resilience &
Sustainability (ORS) in developing decision-making GIS mapping tools, to better understand the City's increased flooding
risks associated with SLR
• Piggy -backing on a Miami -Dade County contract with Hazen & Sawyer for developing a Rapid Action Plan to address the
vulnerability of the County's most critical infrastructure to increasing flood risks exacerbated by SLR
• Development of an RFQ to update the City's Stormwater Master Plan taking SLR into account and fully digitizing the
City's stormwater infrastructure so that future modeling scenarios will become easier.
The Committee supports these actions as an initial step to help the City better understand the vulnerability of its assets and
communities to SLR. However, as you are well aware, the City is already subject to significant flooding impacts and risks due to
King Tides and extreme storm events. While these actions represent a start, the Committee believes they must be quickly
augmented with Economic/Insurance Risk modeling to better understand the economic risks of inaction vs. the potential risk-
adjusted economic value of adaptation investments and Engineering/Planning support to evaluate potential enhancements to
Miami21 to prevent or reduce the impact of development in highly vulnerable areas.
in our memo to the City Commission dated February 24, 2017 — the Sea Level Rise Committee requested a budget which
included a proposed $300,000 to conduct vulnerability analyses around sea level rise. To date, the Committee has received no
response on its request from either the City Commission or Administration. Considering the urgency of SLR, the Committee
again respectfully asks that the City considers and approves this budget request. Per the findings of our recent hearings, the
Committee is requesting the City appropriate funding to contract with outside professional services for the following:
1. Economic Risk Modeling for Sea Level Rise
During the last appearance before the City Commission, the Committee discussed the urgency of understanding and
preparing for potential economic impacts from sea level rise. Along with analyzing physical and social vulnerability, this
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Committee believes it is just as urgent (if not more so) to begin the process to comprehensively study Miami's economic
vulnerability to sea level rise, and to retain the appropriate expertise for doing so, especially with changes to the
prevailing insurance landscape looming.
As a result of Hurricanes Katrina and Sandy and extensive flooding in recent years, the National Flood Insurance Program
(NFIP), on which many Floridians rely, is almost $25 billion in debt. NFIP is set to expire on September 30, 2017, and
Congress has indicated its intent to renew the program prior to this date. However, there remains much debate and
uncertainty around how long the program may be renewed for and what form it will ultimately take. Much of the debate
centers on: accelerating the development of a private flood insurance market and competing private -sector insurance
products; what authority states will have over private flood insurance; and, a move towards a more risk-based formula
for pricing. These changes will have significant effects on our local insurance landscape, rate stability, and economy as a
whole. Therefore, it is critical that the City begins to fully understand its economic risk from SLR and take the needed
actions to reduce it.
The Sea Level Rise Committee strongly recommends that the City considers retaining professional services for economic
and catastrophe risk modeling as an urgent priority — to quantify and model the economic risks Miami faces from sea
level rise including; insured and uninsured risk, business and service interruption risk, and more. Furthermore, we ask
that the City Commission direct the City Manager to: task ORS to work closely with the Sea Level Rise Committee on
developing a scope of services for retaining a qualified provider for said services; and, identify and appropriate the
funding necessary.
2. Analyzing Possible Changes to the Miami 21 Zoning Code for Sea Level Rise
During the last appearance before the City Commission, the Committee also discussed the urgent need for the City to
identify opportunities for strengthening Miami 21 and other applicable building and land -use development
plans/documents, to increase resilience to sea level rise. In addition, the Committee believes it is critical that changes to
the Code ultimately provide a framework that encourages more cooperation between the City and the private
development sector for increasing SLR resilience. With limited staff capacity in the Planning & Zoning, Building and other
applicable departments to conduct a comprehensive gap -analysis in this regard, the Sea Level Rise Committee strongly
recommends that the City considers retaining professional services for these purposes; and that the City Commission
direct the City Manager to: task ORS, the Planning & Zoning, Building and other applicable departments to develop a
scope of services for retaining a qualified provider for said services; and, identify and appropriate the funding necessary.
On behalf of the entire Sea Level Rise Committee, I wish to thank you for this opportunity to present this information, and look
forward to continuing working closethe City on strengthening our resilience to sea level rise and ensuring a prosperous
future for all of Miami. --
Wayne Peftan
Managing Partner, Pathman Lewis, LLP
Chairperson, on behalf of the Sea Level Rise Committee as a whole
Cc: Honorable Mayor and Members of the City Commission
Daniel J. Alfonso, City Manager
Todd B. Hannon, City Clerk
Dr. Nzeribe Ihekwaba, Assistant City Manager
Jane Gilbert, Chief Resilience Officer
Members of the Sea Level Rise Committee
Xavier Alban, Assistant City Attorney
Ajani Stewart, Board Liaison
mGreenbergTraurig
Memorandum
TO: Miami Dade County
FROM: Diane Blagman, Laurie McKay
DATE: March 23, 2017
RE: Flood Insurance Reauthorization
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As you know, the National Flood Insurance Program (NFIP) will expire on September
30, 2017, and Congress is looking to reauthorize the program before that date,
although there has been significant discussion whether it should be a three, five, or
seven year reauthorization. Following Hurricanes Katrina and Sandy and extensive
flooding in recent years, NFIP is $24.6 billion in debt, and has roughly 5.1 million
participants.
Legislation to reauthorize the program, the Flood Insurance Market Parity and
Modernization Act, introduced in the Senate by Dean Heller (R -NV) and in the
House by Dennis Ross (R -FL). This legislation would accelerate the development of
a private flood insurance market, and seeks stronger consumer protections. The bill
would clarify a provision from the Biggert -Waters Flood Insurance Reform Act of
2012 to allow private insurers to meet the mandatory purchase requirements of the
NFIP. The legislation would also give states regulators the authority to determine
what would constitute an acceptable private insurance. This bill moved through
the House last year, but saw no action in the Senate.
Specific bill provisions include:
Acceleration of the development of a private flood insurance market with
stronger protections overseen by state regulators by allowing state regulators
to allow for private insurers to participate if requirements are met;
Technical amendments to the Flood Disaster Protection Act of 1973;
Ensures that mandatory flood insurance (either private or federal) be equal
to the development or project cost of the structure (less estimated land
costs), the outstanding principle balance of the loan, or, the maximum limit
of federal flood insurance coverage available for the particular type of
property - whichever is less;
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• Revises certain requirements that apply to home loans or loan guarantees
by the Federal National Mortgage Association (Fannie Mae) and the Federal
Home Loan Mortgage Corporation (Freddie Mac);
• Extends the NFIP to Puerto Rico, Guam, the Northern Mariana Islands, the
Virgin Islands, and American Samoa;
• Requires FEMA to consider any period during which a property was
continuously covered by private flood insurance to ne a period of
continuous insurance coverage.
There have been three hearings on NFIP reauthorization to date in the 1 15th
Congress. The House Financial Services Committee held hearings on March 9
(httQ://financialservices.house.gov/calendar/`eventsingle.asQx?EventID=401561)
and March 16
(http://f in ancialservices. house. aov/calendar/eventsingIe.aspx?EventID=401597),
and the Senate Banking Committee held a hearing on March 14
(http://www. ban king.senate.gov/public/index.cfm/hearings?ID=CAFEDOAS-B098-
442A-946C-F4A5A2B43AIA), and more hearings are expected as Congress
continues to work through the program.
As you know, this is a bipartisan issue that generally unites Members of Congress
and Senators from coastal communities against those representing more
landlocked states. Therefore, there is always significant debate surrounding this
program, and a variety of other provisions and ideas are being discussed beyond
what has been included in legislation to date. Some Members would like to see the
pricing structure rewritten with a more accurate risk-based formula that they argue
would improve the program's solvency and encourage the private sector to offer
competing products. House Financial Services Chairman Hensarling (R -TX) has said
he would like to fully privatize the program, but has recently indicated he may
back more bipartisan efforts to stabilize the rates, improve the flood maps, and
encourage the private market back in. Ranking Member Maxine Waters (D -CA)
favors having the Treasury forgive the program's debt - an idea Republicans don't
support.
Senate Banking Chairman Crapo (R -ID) has said the reauthorization effort would
work on improving FEMA's use of technology, such as light detection and ranging,
to create maps that better reflect risk, make greater use of private insurance to
give policy holders more options and to share risk between the government and
the private sector, and change the length of the reauthorization. Other ideas
include updating maps and technology used to assess flood zones and factoring in
a homeowner's ability to pay a certain rate.
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In addition to Congressional action, President Trump's "skinny budget" included a
provision to restructure TSA and NFIP by establishing user fees that would likely go
toward funding the border wall. Specifically the President's budget blueprint
includes the following bullet point:
Restructures selected user fees for the Transportation Security Administration (TSA)
and the National Flood Insurance Program (NFIP) to ensure that the cost of
Government services is not subsidized by taxpayers who do not directly benefit from
those programs. The Budget proposes to raise the Passenger Security Fee to recover
75 percent of the cost of TSA aviation security operations. The Budget proposes
eliminating the discretionary appropriation for the NFIP's Flood Hazard Mapping
Program, a savings of $190 million, to instead explore other more effective and fair
means of funding flood mapping efforts.
We expect significant debate on this issue to increase in the upcoming months,
and both House and Senate committees are hoping to markup by summer.