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FINANCIAL
EMPOWERMENT
Fund
GRANT AGREEMENT
This Grant Agreement (the "Agreement"), effective date as of March 1, 2016, is by and between
the Cities for Financial Empowerment Fund, Inc. (the "CFE Fund"), a Delaware non -stock, non-
profit corporation, and the City of Miami, a Florida municipal corporation, whose principal
address is 3500 Pan American Drive, Miami, Florida 331.33, acting through its City Manager
(the "Grantee").
WHEREAS, the CFE Fund works to support municipal engagement to improve the financial
stability of low and moderate income households by embedding financial empowerment
strategies into local government infrastructure (the "Purposes").
WHEREAS, the CFE Fund has determined that the support of the Grantee in the work
contemplated by this Agreement furthers the exempt purposes of the CFE Fund.
WHEREAS, the Grantee has agreed to use the funds provided by this Agreement (the "Grant")
to support the Purposes by managing the implementation and operation of the activities set forth
in Exhibit A (the "Scope of Work") (also known as the "Program").
WHEREAS, it is understood, that this is a renewal agreement and that is the final renewal
funding to be received for this project.
WHEREAS, the CFE Fund and the Grantee desire to enter into this Agreement to provide for the
terms and conditions of the Grant and the Program.
NOW, THEREFORE, the CFE Fund and the Grantee agree as follows:
1. Grant.
The CFE Fund pledges and agrees to provide the Grantee a Grant in the form of cash or
cash equivalents in an amount not to exceed FOUR HUNDRED EIGHTEEN
THOUSAND THREE HUNDRED AND SEVENTY-FIVE DOLLARS ($418,375). An
additional sum of SEVENTY-FIVE THOUSAND DOLLARS ($75,000) of funds from
the 2015-2016 CFE Grant may be used to support the 2016-2017 program as well. Grant
funds will be paid in U.S. Dollars according to the Grant Payout Schedule in Section 6 to
be paid electronically
2. Use of Grant.
44 Wall Street; Suite 6051 NewYork, NY 100051 wwwcfefund.org
The Grant is to be used only for the purposes outlined in Exhibit A — Scope of Work and
in accordance with the specific allocations identified in the Grant budget included in
Exhibit B, attached and incorporated (the "Grantee Budget"). The Grantee must obtain
the prior written consent of the CFE Fund before engaging in any work that is beyond the
Scope of Work and the failure to obtain such consent shall invalidate any obligation of
the CFE Fund to pay any invoices for such work.
3. Term.
(a) This is a one-year Grant. The Grant term will begin on March 1, 2016 and end on
February 28, 2017. Any funds not used by the end of the Grant term toward the
purposes of this Grant will be returned to the CFE Fund within thirty (30) days
after the end of the Grant tern, unless term is extended in writing in advance of
expiration.
(b) This Agreement may be terminated at any time prior to its scheduled termination
as set forth above:
(i) By either the CFE Fund or the Grantee without cause by giving the other
party sixty (60) days' prior written notice;
(ii) Immediately by a non -breaching party following a material breach of this
Agreement by the other party and the expiration of a ten (10) day "cure"
period after the non -breaching party shall have given notice to the
breaching party of such breach; or;
(iii) Immediately by the CFE Fund when its objectives can no longer be
advanced through the relationship set forth in this Agreement including,
without limitation, by the Grantee's administration, if applicable, of any
Vendor Contract (as defined below).
4. Vendor(s).
(a) The CFE Fund hereby appoints the Grantee as its sole and exclusive agent with
respect to any community-based 501(c)(3) organizations (each a "Vendor"), if
any, engaged by the Grantee to support the implementation of the Program. Each
Vendor may rely upon the direction and instruction of the Grantee.
(b) If the Grantee determines to use any Vendor(s) for the implementation of the
Program, then the Grantee shall consult with the CFE Fund in advance of the
selection of any Vendor and agrees that any selection without the CFE Fund's
prior written consent (not to be unreasonably withheld, conditioned or delayed)
shall be an act of default under this Agreement and may result in a requirement
for the Grantee to return of part or all of the Grant funds to the CFE Fund as
determined by the CFE Fund in its sole and absolute discretion.
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(c) If the Grantee determines to use any Vendor(s) for the Program, then the Grantee
shall administer all aspects of each contract entered into with any Vendor for
purposes of this Agreement (the "Vendor Contracts"), including, without
limitation, payment of Vendor(s)' invoices, managing and overseeing the
performance of each Vendor under the Vendor Contracts and monitoring such
Vendor's adherence to its duties, obligations and responsibilities thereunder. The
Grantee shall promptly notify the CFE Fund of any material breach by a Vendor
of its duties, obligations and responsibilities under the Vendor Agreements.
(d) If the Grantee determines to use any Vendor(s) for the Program, then the Grantee
shall review each invoice submitted by a Vendor for the performance of services
in light of the Purposes as expressed in the Scope of Work and pursuant to the
Vendor Contracts, inclusive of supporting documentation, to ensure funds support
youth workforce opportunities or financial empowennent opportunities, and shall
promptly furnish the CFE Fund with copies of vendor invoices or other such
proof of services provided pursuant to this contract. No invoice from the Grantee
will be paid without proof of services directly relevant to the purposes of this
grant.
(e) If the Grantee determines to use any Vendor(s) for the Program, then the Grantee
shall designate appropriate staff to fulfill its responsibilities as the CFE Fund's
agent for the Vendor Contracts and to act as liaison with the CFE Fund. The
Grantee has designated William Porro as its Staff Liaison with the CFE Fund.
(f) For a period of three (3) years and a day following the expiration of the Grant
tern, the Grantee shall keep and maintain accurate books, records and accounting
documentation, if the Grantee determines to use any Vendor(s) for the Program,
of each Vendor's performance under the Vendor Contracts and shall make such
records available for inspection by the CFE Fund and/or its auditors upon prior
reasonable notice to such effect.
(g) Notwithstanding anything to the contrary herein set forth, the Grantee shall notify
the CFE Fund if they plan to amend, modify, rescind or terminate any of the
Vendor Contracts if the Grantee detennines to use any Vendor(s) for the Program.
(h) To the extent available if the Grantee determines to use any Vendor(s) for the
Program, the Grantee shall provide the list of Vendor(s) and Vendor Contracts on
Exhibit C, attached and incorporated ("Vendor(s) and Vendor Contracts") and
update as necessary.
5. Conditions of Disbursement of Grant.
(a) Grantee shall be eligible to receive funds upon the fulfillment of the following
condition:
(i) Receipt by the CFE Fund of a countersigned copy of this Agreement,
which includes Scope of Work and Grantee Budget. Budget should be a
detailed, line -item projected accounting of all project costs.
(b) Disbursements of the Grant shall be subject to the fulfillment of the following
conditions:
(i) Timely receipt of all Grantee reports.
(ii) Satisfactory performance of this Agreement in accordance with the Scope
of Work.
(c) Grant payout schedule:
(i) 90% of funds will available for payment upon execution of contract and
receipt of detailed line-itein projected accounting.
(ii) 5% of funds will be available upon receipt of interim report, with outcome
deliverables, and detailed invoices reconciling how first 90% of funds was
spent as well as refined detail budget for last 10%.
(iii) Final S% of funds will be available upon receipt of final report and
documentation of all project spending projected in detailed line -item
accounting (including attachments).
(iv) All funds will be electronically transferred.
6. Payment of Grant.
Subject to the fulfillment of the conditions set forth in Section 5:
(a) The CFE Fund may increase the Scope of Work and corresponding outcome
requirements and make concomitant payment adjustments as funds become
available to expand services. Any increase in the Scope of Work and subsequent
outcome goals would be made in consultation with the Grantee and the Vendor(s),
if the Grantee determines to use any Vendor(s) for the Program.
(b) Services provided by the Vendor, if the Grantee determines to use any Vendor(s)
for the Program, to clients beyond the Grant term shall not be within the Scope of
Work under this Agreement and shall not be included in the Grant.
7. Covenants.
During the tern of this Grant, the Grantee is expected to adhere to the terms and
conditions below and outlined in Exhibit A, Scope of Work, and to account for the
adherence of any Vendor(s), if the Grantee determines to use any Vendor(s) for the
Program, under this agreement. Failure to adhere to these conditions will constitute an act
of default and result in the return of part or all of the Grant funds to the CFE Fund and the
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tennination of any obligation of the CFE Fund to pay subsequent invoices submitted after
such default. In such a case, the CFE Fund will determine in its sole and absolute
discretion the percentage of the Grant to be returned. Cessation or reclamation of Grant
funding by the CFE Fund may also result in the Grantee's elimination from consideration
for investment from the. CFE Fund in any other form. In the event that the CFE Fund
terminates the Grant as provided herein, the Grantee shall return Grant funds to the CFE
Fund within the time period specified by the CFE Fund upon termination.
During the Grant tern and beyond as applicable, the Grantee and, if the Grantee
determines to use any Vendor(s) for the Program, its Vendor(s) under this Agreement
agree to;
(a) Coordinate the overall implementation of the program.
The Grantee will oversee and direct the work of all partner organizations with
respect to the Scope of Work, including its nonprofit, referral, integration and
training partners. In particular, if the Grantee determines to use any Vendor(s) for
the Program, the Grantee will monitor and manage the Vendor(s) to ensure proper
implementation in conformance with the Scope of Work and ongoing model
fidelity and will serve as the main point of contact with the CFE Fund. If the
Grantee determines to use any Vendor(s) for the Progrann, then the Grantee and
its Vendor(s) will draft and sign an agreement that will memorialize this
understanding.
(b) Adhere to the uses of the Grant detailed in the Scope of Work.
(i) This Grant is made only for the purposes of implementing the Scope of
Work and this Agreement. Any Grant funds not expended or committed
for these purposes within the Grant tern will be returned to the CFE Fund.
Any prospective changes in the use of this Grant totaling over five (5%)
percent of the total Grant amount or over twenty-five (25%) percent of any
individual budget line must be submitted in writing to and approved by the
CFE Fund.
(ii) In addition, the Grantee is expected to meet the milestones and outcomes
stated in the Scope of Work within the specified timeframe and in
accordance with the -Grantee Budget. If the Grantee determines to use any -
Vendor(s) for the Program, then the Grantee is also responsible for
ensuring that its Vendor(s) achieves the milestones and outcomes stated in
its Scope of Work. Any material changes in the Grantee's or, if applicable,
its Vendor's milestones, outcomes or timefraine should be reported to the
CFE Fund at the earliest reasonable opportunity. The CFE Fund will
decide in its sole and absolute discretion whether any delays in meeting
milestones or outcomes constitute a violation of this covenant, and thus an
event of default.
(iii) The, Grantee will provide immediate written notification to the CFE Fund
if significant changes or events occur during the term of the Grant which
could potentially impact the progress or outcome of the Grant, including,
without limitation, changes in the Grantee's or, if applicable, Vendor(s)'
management personnel, loss of funding or other extenuating circumstances
which could affect the Grantee Budget or, if applicable, Vendor(s)'
budgets. The CFE Fund, in its sole and absolute discretion, will determine
if requests for budget modifications are warranted.
(c) If the Grantee determines to use any Vendor(s) for the Program, then to confirm
the tax-exempt status of each Vendor at the time of each payment, and ensure that
that each Vendor is maintaining all authorizations, filings, exemptions, etc.
required of a Vendor to perform its duties within and outside this Agreement,
The Grantee also agrees to immediately provide any correspondence from the
Internal Revenue Service or other related agencies regarding the above.
(d) Cooperate in the monitoring, evaluation and reporting of work, as detailed in
Exhibit A, Scope of Work.
(e) Adhere to the CFE Fund financial compliance stipulations.
(i) The Grantee will maintain financial records to clearly account for the
Grant funds from the CFE Fund and proper expenditures in furtherance of
the Grant. The Grantee shall retain and maintain adequate records to
substantiate such expenditures according to generally accepted accounting
practices. The Grantee shall retain original substantiating documents
related to the specific Grant expenditures and make these records available
to the CFE Fund upon request.
(ii) The CFE Fund reserves the right to audit the Grantee's financial and other
records to ensure the proper utilization of its Grant funds. During and at
least three (3) years following the end of the Grant term, the Grantee will
be expected to maintain records showing, separately from other accounts
kept in its books and records, the receipt and expenditure of the CFE Fund
Grant funds.
(f) Adhere to the CFE Fund's marketing and communications guidelines.
(i) The Grantee agrees to adhere to the marketing and communication
guidelines of both the Citi Foundation and the CFE Fund (as it may be
amended, modified, supplemented or otherwise revised), as applicable.
The current form of the marketing and communication guidelines of the
Citi Foundation are attached hereto as Exhibit E.
(ii) The Grantee agrees to acknowledge the CFE Fund in all Program Grant -
related materials and events including but not limited to websites,
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newsletters, media releases, public announcements, event invitations and
programs. The CFE Fund will provide specific communication protocols
including language for recognizing the CFE Fund in text and logo format.
Grantee also shall provide to the CFE Fund final copies of all printed
materials as part of the semi-annual progress reports for the Program.
(iii) Any Program Grant -related media interviews or public announcements
intended for media or public purposes must be coordinated with and
approved by the CFE Fund in advance.
(iv) The Grantee and, if applicable, its Vendor(s) may not publicly announce
the receipt of this Grant or its details until the CFE Fund and its
institutional investors have made their official announcement. Prior to the
official announcement, the Grantee should consult with the CFE Fund to
develop language that may be used for the purposes of recruitment and
other administrative purposes.
(v) Execution of this Grant agreement provides the CFE Fund and its
institutional investors the right to disseminate any products, outcomes, or
other information related to the Grantee's efforts regarding the Program in
any media of its choosing. Whenever feasible, the CFE Fund will share
these materials with the Grantee prior to publication and give appropriate
credit to the Grantee as the provider of this information. The Grantee and,
if applicable, its Vendor(s) will be expected to cooperate in any public
education or outreach effort undertaken in connection with this. Grant,
which may include other CFE Fund programs.
(g) Adhere to the following prohibitions on the use of the Grant.
Under no circumstances the Grantee or any other organization receiving the CFE
Fund's Grant funds use these funds directly or indirectly for the following
purposes or activities:
(i) Make a Grant to an individual for travel, study or other similar purpose, as
described in section 4945(d)(3) of the Code.
(ii) Promote or engage in violence, terrorism, bigotry, or the destruction of
any state, nor will it make sub -Grants to any entity that engages in these
activities.
(iii) Influence legislation, especially for the benefit of the CFE Fund or any of
its affiliates or funders, including by publishing or distributing any
statements, or any campaign in support of or opposition to any pending
legislation.
(iv) Any other purposes outside what is stated in the Scope of Work without
express written permission from the CFE Fund.
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8. Insurance
(a) Agreement to Insure.
(i) Unless determined inapplicable and/or unnecessary as evidenced in prior written
approval obtained from the CFE Fund and the Grantee, if the Grantee determines
to use any Vendor(s) for the Program, then the Grantee shall ensure that any
Vendor shall not commence performing services under this Agreement unless and
until all insurance required by this Section is in effect, and shall ensure continuous
insurance coverage in the manner, form, and limits required by this Section
throughout the term of the Agreement.
(ii)Grantee's Self -Insurance Letter addressed to the CFE Fund is attached and
incorporated as Exhibit G to this Agreement.
(b) Commercial General Liability Insurance.
(i) The Grantee shall ensure that the Vendor shall maintain Commercial
General Liability Insurance covering the Vendor as the named insured and
the CFE Fund and the Grantee as additional insureds in the amount of at
least One Million Dollars ($1,000,000) per occurrence. Such insurance
shall protect the CFE Fund, the Grantee and the Vendor from claims for
property damage and/or bodily injury, including death, that may arise from
any of the operations under this Agreement. The Commercial General
Liability Insurance should also provide the CFE Fund, the Grantee and the
Vendor with coverage against abuse or molestation claims that may arise
from any of the operations under this Agreement. Coverage under this
insurance shall be at least as broad as that provided by the most recently
issued Insurance Services Office ("ISO") Form CG 0001 and must be
"occurrence" based rather than "claims -made."
(ii) Such Commercial General Liability Insurance shall name the CFE Fund
and the Grantee, together with their officials and employees, as additional
insureds with coverage at least as broad as the most recently issued ISO
Form CG 20 10.
(iii) The Grantee shall ensure that the Vendor and each sub -Vendor, to the
extent applicable, adds the CFE Fund and the Grantee, together with their
officials and employees, as additional insureds under all Commercial
General Liability Insurance policies obtained by a sub -Vendor covering
work performed by such sub -Vendor under this Agreement with coverage
at least as broad as the most recently issued ISO Fonn CG 20 26.
(c) Professional Liability Insurance.
(i) The Grantee shall ensure that if the Vendor provides professional services
pursuant to this Agreement for which professional liability insurance is
reasonably commercially available, the Vendor shall maintain and submit
evidence of Professional Liability Insurance appropriate to the type(s) of
such services to be provided under this Agreement in the amount of at
least One Million Dollars ($1,000,000) per claim. The policy or policies
shall include an endorsement to cover the liability assumed by the Vendor
under this Agreement arising out of the negligent performance of
professional services or caused by an error, omission or negligent act of
the Vendor or anyone employed by the Vendor.
(ii) The Grantee shall ensure that all sub -Vendors of the Vendor providing
professional services under this Agreement for which Professional
Liability Insurance is reasonably commercially available shall also
maintain such insurance in the amount of at least One Million Dollars
($1,000,000) per claim, and the Vendor shall provide to the Grantee, at the
time of the request for sub -Vendor approval, evidence of such
Professional Liability Insurance on forms acceptable to the CFE Fund and
the Grantee.
(iii) Claims -made policies will be accepted for Professional Liability Insurance.
All such policies shall have an extended reporting period option or
automatic coverage of not less than two (2) years. If available as an
option, the Grantee shall ensure that the Vendor shall purchase extended
reporting period coverage effective on cancellation or termination of such
insurance unless a new policy is secured with a retroactive date, including
at least the last policy year.
(d) Workers' Compensation, Disability Benefits, and Employer's Liability Insurance.
The Grantee shall ensure that the Vendor shall maintain, and ensure that each sub -
Vendor maintains, Workers' Compensation Insurance, Disability Benefits
Insurance, and Employer's Liability Insurance in accordance with the laws of the
State of Florida on behalf of, or with regard to, all employees providing services
under this Agreement; provided, that the requirements in this clause may be
waived if determined inapplicable and/or unnecessary as evidenced in prior
written approval obtained from the CFE Fund and the Grantee.
(e) Unemployment Insurance.
To the extent required by law, the Grantee shall ensure that the Vendor shall
provide Unemployment Insurance for its employees.
(f) Business Automobile Liability Insurance.
(i) If vehicles are used in the provision of services under this Agreement, then
the Grantee shall ensure that the Vendor shall maintain Business
Automobile Liability insurance in the amount of at least One Million
Dollars ($1,000,000) each accident combined single limit for liability
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arising out of ownership, maintenance or use of any owned, non -owned, or
hired vehicles to be used in connection with this Agreement. Coverage
shall be at least as broad as ISO Form CA0001, ed. 10/01.
(ii) If vehicles are used for transporting hazardous materials, the Business
Automobile Liability Insurance shall be endorsed to provide pollution
liability broadened coverage for covered vehicles (endorsement CA 99 48)
as well as proof of MCS -90.
(g) General Requirements for Insurance Coverage and Policies.
(i) All required insurance policies shall be maintained with companies that
may lawfully issue the required policy and have an A.M. Best rating of at
least A -VII or a Standard and Poor's rating of at least A, unless prior
written approval is obtained from the CFE Fund and the Grantee.
(ii) All insurance policies shall be primary (and non-contributing) to any
insurance or self-insurance maintained by the CFE Fund or the Grantee.
(iii) The Vendor shall be solely responsible for the payment of all premiums
for all required insurance policies and all deductibles or self-insured
retentions to which such policies are subject, whether or not the CFE Fund
and the Grantee are insureds under the policy.
(iv) There shall be no self-insurance program with regard to any insurance
required under this Section unless approved in writing by the CFE Fund
and the Grantee. Any such self-insurance program shall provide the CFE
Fund and the Grantee with all rights that would be provided by traditional
insurance required under this Section, including but not limited to the
defense obligations that insurers are required to undertake in liability
policies.
(v) The limits of coverage for all types of insurance required under this
Section shall be the greater of (i) the minimum limits set forth in this
Section or (ii) the limits provided to the Vendor as named insured under
all primary, excess and umbrella policies of that type of coverage.
(vi) All insurance policies required pursuant to subsections (b) and (c) above
shall contain an endorsement substantially in the form as follows: "This
policy may not be cancelled, terminated, modified or changed for any
reason other than non-payment unless thirty (30) days prior written notice
is sent by the insurance company to the named insured, the CFE Fund, and
to Grantee. For non-payment, at least ten (10) days written notice must be
provided."
(h) Proof of Insurance.
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(i) For Workers' Compensation Insurance, Disability Benefits Insurance, and
Employer's Liability Insurance, the Grantee shall ensure that the Vendor
shall file one of the following within ten (10) days of execution of this
Agreement. ACORD forms are not acceptable proof of workers'
compensation coverage:
(A) C-105.2 Certificate of Workers' Compensation Insurance;
(B) U-26.3 -- State Insurance Fund Certificate of Workers'
Compensation Insurance;
(C) Request for WC/DB Exemption (Form CE -200);
(D) Equivalent or successor forms used by the New York State
Workers' Compensation Board; or
(E) Other proof of insurance in a form acceptable to the CFE Fund and
the Grantee.
For each policy required udder this Agreement, except for Workers'
Compensation Insurance, Disability Benefits Insurance, Employer's
Liability Insurance, and Unemployment Insurance, the Vendor shall file a
Certificate of Insurance with the Grantee within ten (10) days of execution
of this Agreement. All Certificates of Insurance shall be in a form
acceptable to the CFE Fund and the Grantee and certify the issuance and
effectiveness of such policies of insurance, each with the specified
minimum limits and evidence of the compliance with the Additional
Insured provisions of this Section, if applicable. All Certificate(s) of
Insurance shall be accompanied by either a duly executed "Certification
by Broker" in the form attached to this Agreement or copies of all policies
referenced in the Certificate of Insurance. If complete policies have not
yet been issued, binders are acceptable, until such time as the complete
policies have been issued, at which time such policies shall be submitted.
Certificates of Insurance confirming renewals of insurance shall be
submitted to the Grantee prior to the expiration date of coverage of
policies required under this Section. Such Certificates of Insurance shall
comply with the requirements of subsections (h)(i) and (h)(ii) above, as
applicable.
(iv) The Vendor shall provide the CFE Fund and the Grantee with a copy of
any policy required under this Section upon the demand for such policy by
the CFE Fund or the Grantee.
(v) Acceptance by the CFE Fund and the Grantee of a certificate or a policy
does not excuse the Vendor from maintaining policies consistent with all
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provisions of this Section (and ensuring that sub -Vendors maintain such
policies) or from any liability arising fiom its failure to do so.
(i) Miscellaneous.
(i) Where notice of loss, damage, occurrence, accident, claim or suit is
required under a policy maintained in accordance with this Section, the
Grantee shall ensure that the Vendor shall notify in writing all insurance
carriers that issued potentially responsive policies of any such event
relating to any operations under this Agreement (including notice to
Commercial General Liability Insurance carriers for events relating to the
Vendor's own employees) no later than twenty (20) days after such event.
Such notice shall be in substantially the following form and specify that
"this notice is being given on behalf of the CFE Fund and the Grantee as
additional insureds as well as the named insured." Such notice shall also
contain the following information: the number of the insurance policy, the
name of the named insured, the date and location of the damage,
occurrence, or accident, and the identity of the persons or things injured,
damaged or lost. The Vendor shall simultaneously send a copy of such
notice to the CFE Fund and to the Grantee.
(ii) The Vendor's failure to maintain any of the insurance required by this
Section shall constitute a material breach of this Agreement. Such breach
shall not be waived or otherwise excused by any action or inaction by the
CFE Fund or the Grantee at any time. The Grantee shall be responsible
for notifying the CFE Fund of any such failure by the Vendor to maintain
any of the insurance required by this Section. Upon such notification, the
CFE Fund and the Grantee shall have no further obligation to honor any
invoice submitted by such Vendor.
(iii) Insurance coverage in the minimum amounts required in this Section shall
not relieve the Vendor or its sub -Vendors of any liability under this
Agreement, nor shall it preclude the CFE Fund nor the Grantee from
exercising any rights or taking such other actions as are available,
respectively, to each of them under any other provisions of this Agreement
or law.
(iv) The Vendor waives all rights against the CFE Fund and the Grantee,
including their respective officials and employees for any damages or
losses that are covered under any insurance required under this Section
(whether or not such insurance is actually procured or claims are paid
thereunder) or any other insurance applicable to the operations of the
Vendor and/or its sub -Vendors in the performance of this Agreement.
9. Indemnification and Sovereign Immunity.
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The parties acknowledge that as a Florida municipal corporation, Grantee is subject to
the sovereign immunity provisions of Florida Laws, consistent with those immunities.
(a) Regarding the program and the grant, the CFE Fund shall indemnify, defend and
hold harmless the Grantee, including Grantee staff, and its officers, employees
and agents, from any and all claims, demands, costs, judgments or liabilities to
which they may be subject because of any acts or omissions of the CFE Fund, its
officers, directors or trustees, employees, agents, representatives, Vendors or sub -
Vendors, or because of any negligence or fault of the CFE Fund, its officers,
directors or trustees, employees, agents, representatives, Vendors or sub -Vendors.
This obligation shall survive and continue beyond any termination or expiration
of this Agreement.
(b) Regarding the program and the grant, the Grantee shall indemnify, defend and
hold harmless the CFE Fund, including its staff, and its officers, directors or
trustees, employees and agents, from any and all claims, demands, costs,
judgments or liabilities to which they may be subject because of any acts or
omissions of the Grantee, its employees, agents, representatives, Vendors or sub -
Vendors, or because of any negligence or fault of the Grantee, its employees,
agents, representatives, Vendors and sub -Vendors. This obligation shall survive
and continue beyond any termination or expiration of this Agreement.
(c) Regarding the program and the grant, and in accordance with the City's self-
insurance program regarding the City, each of the parties hereto shall take all
steps necessary to ensure that its staff, officers or trustees, employees, agents,
representatives, Vendors and sub -Vendors are covered under all insurance
policies necessary to effectuate the provisions of this Section.
10. Confidentiality and Public Records.
To the extent of any specific exemptions from disclosures under the Florida Public
Records Laws, all reports, information or data furnished to or to be prepared or
assembled under this Agreement or any Vendor Contract are to be held confidential,
unless otherwise herein provided or subject to disclosure by law. The parties
acknowledge that this Agreement is considered a public contract pursuant to Florida
Statutes Section 119.
11. Non -Assignability.
The Grantee shall not assign, transfer, subcontract, convey or otherwise dispose of this
Agreement or of its rights, obligations, responsibilities or duties hereunder or under any
Vendor Contract, either in whole or in part, without the prior written consent of the CFE
Fund,
12. Compliance with Anti -Discrimination Rules.
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In its use of Grant funds provided by the CFE Fund, and in the course of all development,
marketing and operation activities, the Grantee shall fully comply and shall require any
Vendor, if the Grantee determines to use any Vendor(s) for the Program, with all
applicable federal, state, local (and any other governmental), anti -discrimination laws,
executive orders, rules and regulations.
13. Severability of Provisions.
Each provision of this Agreement shall be considered severable and if for any reason any
provision or provisions herein are determined to be invalid, unenforceable or illegal
under any existing or future law, such invalidity, unenforceability or illegality shall not
impair the operation of or affect those portions of this Agreement which are valid,
enforceable and legal.
14. Entire Agreement.
This Agreement contains the entire understanding between the parties hereto with respect
to the subject matter of this Agreement and replaces and supersedes all prior agreements
and understandings of the parties. This Agreement may be amended or modified only by
a writing executed by the parties hereto.
15. Binding Agreement.
Notwithstanding any other provision of this Agreement, the parties agree that this
Agreement constitutes a legal, valid and binding agreement of each party, and is
enforceable against each party in accordance with its terms.
16. Governing Law.
AS A FLORIDA MUNICIPAL CORPORATION, GRANTEE IS BOUND BY THE
LAWS OF STATE OF FLORIDA. AS A DELAWARE NON -STOCK, NON-PROFIT
CORPORATION, CFE FUND IS BOUND BY THE LAWS OF THE STATE OF
DELAWARE. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED
IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT
GIVING EFFECT TO THE CONFLICT OF LAWS PROVISIONS THEREOF.
17. Amendment.
The CFE Fund shall consider, but is not obligated to agree to, requests by the Grantee to
amend the terms of this Agreement. Amendments to this Agreement shall be made only
after (i) the CFE Fund has received written request from the Grantee stating the nature of
the amendment request, and (ii) the CFE Fund has executed a written agreement
describing the tenns of the amendment.
18. Counterparts.
14
This Agreement may be executed in any number of counterparts, including by facsimile
or other electronic means of communication, each of which shall be deemed an original
of this Agreement and all of which together shall constitute one and the same instrument.
19. Notices.
Any notices required to be delivered hereunder shall be in writing and personally
delivered, mailed or sent by electronic mail, telefacsimile or other similar form of rapid
transmission, and shall be deemed to have been duly given upon receipt (a) at the
respective party's address listed on Exhibit D, Notices or (b) at such other address as may
be designated by written notice to the other party.
15
IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed by
their respective officers as of the day and year first above written.
ATTEST:
By:
Todd Hannon, City Clerk
APPROVED AS TO INSURANCE
REQUIREMENTS:
By:
Anne -Marie Sharpe, Risk Management
Director
CITIES FOR FINANCIAL
EMPOWERMENT FUND, INC.
IC
Name: Jonathan Mintz
Title: President and Chief Executive Officer
CITE' OF MIAMI, A FLORIDA
MUNICIPAL CORPORATION
By:
Name: Daniel J. Alfonso
Title: City Manager, City of Miami
APPROVED AS TO LEGAL FORM AND
CORRECTNESS
By:
Victoria Mendez, City Attorney
Exhibit A
Scope of Work
1. Core Elements of Summer Jobs Connect.
The City of Miami will be responsible for:
a) Identifying and tracking 150 job slots funded under this initiative within their operating
SYEP or other approved youth employment program.
b) Working closely with financial institution partners to make at least one safe/affordable
financial product available to the vast majority of all SYEP participants. SYEP program
touch points should be designed to integrate account enrollment and direct deposit of
payroll.
c) Innovation Fund activities include, but are not limited to: Providing inultiple one-on-one
financial counseling sessions to SYEP participants by Financial Empowerment Center
counselors, working with the DMV to offer ID creation at the point of bank account
enrollment, providing incentives to youth to promote direct deposit, seeking additional
funding for program to expand including sites outside of city's departmental sites, and
integrating payroll options for the expansion.
d) Actively participating in the CFE Fund's research and learning community efforts.
e) Facilitating and participating in the CFE Fund's site visit during the summer.
0 Supporting CFE Fund communications efforts promoting the SJC initiative.
g) Preparing and submitting timely reports and billing.
2. Summer Employment.
The Grantee will use the CFE Fund grant to fund a total of 150 SYEP slots to low- and
moderate -income youth. The CFE Fund will provide funding to support these job opportunities,
which includes both wages and program administration costs.
3. Banking Access
The City of Miami will build upon its successes from year two to help more SYEP participants
access and use direct deposit, monitoring closely the quality of accounts offered to youth,
advising the Parks and Recreation summer workforce program about how to advise its temporary
employees about banking and direct deposit options. The City will implement banking access
into SYEP by:
• Providing resources at the orientations of all City SYEPs—coordinating with the SJC
program manager, financial empowerment counselors, financial institution partners, and
department of motor vehicles, to make sure that all youth are provided the opportunity to
open and utilize appropriate bank products. The DMV will set up a mobile on-site ID
registration at the orientations.
• Educating youth during orientation on the benefits of being banked and the pros and cons
of a variety of bank accounts, ranging from national banks to local credit unions.
4. Financial Empowerment Innovation Fund
The CFE Fund will provide support towards the Grantee's financial empowerment program.
• Conduct two one-on-one sessions with each youth participant. After the SYEP's close at
the end of summer 2016, the counselors will follow-up with each youth client multiple
times either through in-person sessions or via email or phone. The counselors will
complete an individualized coaching assessment of each youth participant after each
session to document data and track outcomes. The counselors will focus on assisting
youth to develop a regular saving practice and assist with productive money management
behaviors.
• Provide incentives to encourage savings. All youth who agree to participate in the
savings incentive for 6 months will receive a $25 gift card. If their account is still open
and active by January 2017, the youth will be eligible for a 20% bonus on the balance, up
to $100. The City will track to see if the desired income of increased savings is realized.
• Leverage existing funding to attract new funders to expand SYEP, which includes adding
new sites beyond the City's departmental sites, with a goal of employing 300 young
people.
• Investigate payroll options for expanded program.
• Enhance and centralize the application system.
5. Research
As an important component of SJC 2016, the City of Miami will participate in a study that
explores banking access initiatives for low- to -moderate income (LMI) youth. Surveys will be
administered in order to measure perceptions of, behaviors around, barriers to and intentions
towards the utilization of mainstream financial products. In order to effectively and efficiently
conduct this study, city staff members in municipally coordinated SYEPs are being asked to
coordinate with Public Works Partners (PWP) the research team selected to conduct this study.
CFE requests that city staff collaborate with PWP in the following ways to support an effective
collaboration:
• . Work as partners with PWP to ensure clear communication and openness concerning city
staff capacity to supporting the study. This begins with developing a customized strategy in
coordination with PWP, outlining responsibilities of both parties in conducting the study.
• Share program participant information with PWP insofar as it does not impinge on privacy
or disseminate sensitive personal inforination about participating youth. PWP is willing to
sign a memorandum of understanding (MOU) agreeing to stipulations concerning in-
forination sharing.
• Assist in the research consent integration and collection process, as well as survey ad-
ministration and requisite follow-up with youth to encourage completion of the SJC 2016
survey by a mutually agreed upon date. Further, staff may be asked to coordinate with PWP
to facilitate administering surveys in a proctored setting.
• SYEP staff participating in the study in any capacity will be required to complete training
with the Heartland Institutional Review Board (IRB), complete an online quiz and email a
copy of the automated IRB certification form. If an individual completed the IRB training
for the SJC 2015 study, he/she is exempt from completing the training in 2016.
Additionally, the Grantee and its vendors agree to cooperate with and support the CFE Fund
evaluation efforts that will seek both qualitative and quantitative data that demonstrate the
changes that occur throughout the summer. This may include documenting program processes.
The Grantee and its vendors must identify, track, and report on youth occupying the jobs slots
funded by CFE Fund. The Grantee and its vendors will also document progress towards the
outcomes as structured in Exhibit F (the ``2016 Outcomes")
6. Learning Community
CFE Fund expects full participation and attendance at learning community gatherings and phone
calls are mandatory for SJC grantees, Both workforce and financial empowerment partners (or
their designees as applicable) will be required to attend two in-person meetings held in the spring
and in the fall. Grantee partners must also join approximately 4-6 learning community
conference calls that will be held throughout the grant year. The CFE Fund will have a monthly,
one-on-one check-in call with each Grantee city.
7. Site Visits
Grantee will be required to host, at minimum, one full-day site visit during which CFE Fund staff
meet with the City workforce and financial empowerment designees of the Summer Jobs
Connect grant, and potentially other city agencies involved in the program. The CFE Fund may
also meet with key partners of the Summer Jobs Connect initiative, including financial
empowerment services providers, banking partners, researchers, etc. During the site visit, the
CFE Fund should also meet and speak with youth and job supervisors in a group and/or a one-
on-one setting. As feasible, the site visit should also offer an opportunity for CFE Fund to
observe implementation of the banking access and targeted financial education programs. Site
visits are likely going to be in Spring 2016.
8. Media, Public Relations and Volunteerism
Grantee will document this success of the program, focusing on financial empowerment
achievements, throughout the year to communicate the progress and impact of SJC. To do so, we
will compile data and stories from all of the participating cities. To prepare for both planned and
ad hoc communication opportunities, Grantee will be expected to prepare and provide content to
the CFE Fund that includes, but is not limited to:
• Mayoral event: Cities are required to hold a mayoral level event relating to SPEP, with
an opportunity for representatives from the Citi Foundation or Citibank to speak. Cities
must provide at least two weeks of advanced notice so Citi can identify an appropriate
staff member to attend, and must coordinate with the CFE Fund and Citi on event
logistics in advance.
• Press Office contact: By May 23, cities must identify a contact in the Mayor's Press
Office or other appropriate office who can coordinate with CFE Fund staff when press
inquiries arise. Contact information should be sent to Katie Plat, kplat@cfefund.org.
• City representative contact: By May 23, cities must identify a city representative to
serve as a lead spokesperson, who can speak about the importance of SJC and the value
of investing in the financial well-being of youth. This representative should be prepared
to do media interviews and participate in the creation of any promotional materials
promoting Summer Jobs Connect.
• Twitter campaign: Before the program begins, and then throughout the summer, the
CFE Fund will work with city partners to create content for a Twitter campaign.
Programs will be asked to participate in the campaign through their own programmatic
Twitter.
• Logos: Please add Citi Foundation logo liberally and send photos or links to uses of Citi
logo to CFE Fund. Just note that the Citi Foundation requires that any grant recipient
using Citi's logo on any collateral, including websites, will complete a Logo Consent
Foran, which will be provided by the CFE Fund.
• Public Relations opportunities: The CFE Fund also expects each SJC City to identify
potential filming and public relations opportunities for Citi Foundation to attend, and
identify the success stories of the initiative.
The Grantee will also be encouraged to engage Citi volunteers, connecting youth to volunteers,
and develop a plan for implementing Citi volunteers into program and media opportunities in
regards to their participation.
9. Interim and Final Reports
Grantees will be required to complete two reports during the 2016 Summer Jobs Coniect grant
period.
• The interim report is due August 18, 2016. The CFE Fund will require an interim budget
report, and other program specific data that is available for processing.
• The final report is due October 27, 2016. This will include completing Exhibit F, 2016
Outcomes
The interim report and the final reports must be submitted completed and on-time to ensure
timely release of remaining payments. As part of the final report, Grantee will be required to
submit a playbook that documents the financial empowerment work (including direct deposit and
financial education efforts) that was integrated into the program so that other cities can learn
from the success of the Grantee. Please review these reports and contact the CFE Fund with any
questions or concerns in advance of the due date.
Grantee Budget
The City of Miami will use the funding from this grant to provide 150 Sumner Youth
Employment Program "SPEP" slots to low and moderate -income youth.
0 C:tiit for
I it°IANC er L
EPA FOVe C RSiA E: WT
Food
SUMMER JOBS CONNECT - YR 3
°""ptaase canr ple¢rr aril ser.Sons hlghligfriad in yellow"
City Na-
Expense Line#
12 Background check and drug testing at$105 per student is required for all placements
City of Miami
3 Program Manager includes salaryand FlCAand Medicare
$795,725
I4 Office supplies used during the summer session
5 Transportation (8) buses used to transport all the students to/from the City Hall recognition ceremony
6 Cavern the cost of food for events, and lite orientation
Total Cost per
SloflPer Student
CFE Funding
Foundation Other Funding
Total Cost
Youth Financial Empowerrment&Employment
Share of
Funding 'I
549000
;.50%
17% ::33%
10 Sustainabilityincentive to each sthdentwho maintai. the bank accountin good standing for 6 months. A20%incentive will be provide up to $100
afthe balance remaining in
#of Slots
300
150
50 100
1 Wages for Summer Jobs Connect @".$8.05/hr
$2,536
$380,363
$126,788 $253,575
$760,725
2 Background&drug testing
$105
$15,750
$5.250 $10,500
$31,500
Total Student Investment,
$2,641
$396,263
$732;088 $264,179
$792,225:.
Program Manager- (1) FTE salary
$35000
$35,000
$35,000
3 Social Security
6.20%
$2,170
$2,170
Medicare
1,45%
$508
$508
Subtotal Program Manager
$37,678
$37,678
4 Office supplies
$3,400
$3,400
5 Transportation- City Hall recogni8on ceremony
$2,120
$2,120
6 Event related
$2,600
$2,600
7 Bus passes for those SJC students hating transportation
issues (30%) for 3 months
270.00
$56.25
$15,188
Total Summer Job Connect.
Financial Empowerment Innovation Fund Proposal
Wages for (2) FEC Coaches for 3 months
i'; , ,,,
, $442,01
, ; „ ,-
; , <,
$883,210
$24,000
$5,910
$29,910
$7,500
$12,000
�, $49,410
8 BenefitsAtealthcare for(2)FEC Coaches@$985/mtt
each for 3 months
Subtotal FEC Coaches
9 New savings/account opening incentive @ $25
Sustainabilityincenfive -for commued savings & account
10 @20%of remaining balance @ 6 monOis up to $100
(40% all the students will achieve some success)
Total Innovation Fund Proposal I ,=,
TOTAL PROPOSAL
5491,470
$9Q2,52Q
Administration/overhead expense
Total Summer Job Connect
Detail description
$90,262
$992,882
. .. .. ......_ ..... ..__..
1 Wage calculation = $8.05 per hour @ 35thrs per week for 9 weeks
Expense Line#
12 Background check and drug testing at$105 per student is required for all placements
Wages
3 Program Manager includes salaryand FlCAand Medicare
$795,725
I4 Office supplies used during the summer session
5 Transportation (8) buses used to transport all the students to/from the City Hall recognition ceremony
6 Cavern the cost of food for events, and lite orientation
521000
17 Bus passes for those students who have transportation issues to and from the work sites
Other contractual sewce
8 Wage/benefits for (2) FEC Coaches for 3 months = $48,000 each FEC Coach x 2 = $96,000 - $8,000 per month for 3 months = $24,000
$49,818
Benefits including Social Security& healthcare at$985 per rnonth per FEC Coach
549000
9 New savings and account opening Incenfive with a @25 gift card. We estimate that 100% will take thisincen6ve
_.....__._......._....._.__ __._..___........_.......__-....._.._._._._......_.. -- - -._...._................ ._.......__...__......_._._._._-...__...._..._..._.._.__..._......_...
Administrative/overhead expense
10 Sustainabilityincentive to each sthdentwho maintai. the bank accountin good standing for 6 months. A20%incentive will be provide up to $100
afthe balance remaining in
the accountata 6 month interval
896000
Type of Expense
Expense Line#
Amount
Wages
512000
$795,725
F ICWMICA
521000
$2,678
Other contractual sewce
534000
$49,818
Other c uncut charges &alligators
549000
$54,400
Administrative/overhead expense
896000
$90,262
Budget reserve
896000
Total
$992,882
$0
Exhibit C
Vendor(s) and. Vendor Contracts
(To be provided by the Grantee and updated as necessary)
Notices,
Cities for Financial Empowerment Fund, Inc.
I-Hsing Sun
Cities for Financial Ernpowernient Fund, Inc.
44 Wall Street, Suite 605
New York, NY 10005
Telephone: (646) 362-16314
Email: isungcfefund.org
Grantee
William Porro
City of Miami
444 SW 2nd Avenue, 5th Floor
Miami, FL 33130
Telephone: (305) 416-2181
Email: wporro(Lmianiigovxom
I
Exhibit D
Exhibit E
Marketing and Communications Guidelines
Citi Foundation
ExfilBIT E
WMMUI
2016 Outeon-nes
Estimated
2016 pre-SJC
Actuals actuals
how many youth are served by your city's SYEP in
total?
how many youth are served by the SPEP that your
agency oversees and manages?
for how many youth did the city determine banking
status (whether the youth had a bank account upon
joining SYEP)?
for how many youth did the city or its contractors
facilitate opening a new bank account?
how many youth had the option of direct depositing their
summer pay into a bank account?
how many youth got messaging from the city or its
contractors about setting up direct deposit?
-how many youth actually received their pay via direct
deposit?
how many youth receiving DID splitTFEir -deposit into
savings and transactions accounts?
how many youth in SPEP received financial education?
how many youth who received financial education got
specific messaging about how to use bank/credit union
accounts or pa cards to minimize expenses?
how many (younger) youth who received financial
education got specific messaging about how to save,
including resistin temptation?
how many (older) youth who received financial
education got specific messaging about coping skills for
income/expense mismatch?
Exhibit G
Grantee's Self -Insurance Letter