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HomeMy WebLinkAboutLegislation-SUB Memo from City ManagerCITY OF MIAMI, FLORIDA INTER -OFFICE MENIOR NDU.N1 TO: Honorable Mayor and Members Of the City Comm' ion FROM: Daniell.f so City Manage DATE: November 14, 2017 SUBJECT. Substitution Item— November 16, 2017 City Commission Meeting REFERENCES: ENCLOSURES: The Office of the City Manager is giving notice of a revision to RE.11, and respectfully requests substitution of the following item for the November 16th Agenda: RE.11- A Resolution authorizing (1) the refunding of the City's outstanding Special Obligation Non -Ad Valorem Revenue Refunding Bonds, Series 2011A by (2) the issuance of not to exceed Sixty -One Million, Five Hundred Thousand Dollars ($61,500,000.00) of the City of Miami, Florida Special Obligation Non -Ad Valorem Refunding Note Series 2017 through a direct placement loan from DNT Asset Trust, an affiliate of JPMorgan Chase Bank, N.A. The proposals and recommendations related to this Resolution were voted on by the Finance Committee at their November 8th meeting, and were completed after the Agenda Office's print and publication date. Cc: Victoria Mendez, City Attorney Todd Hannon, City Clerk Fernando Casamayor, CFO/Assistant City Manager Chris Rose, Director, Office of Management and Budget Anna Medina, Agenda Coordinator 3JO/9—L�o�s � �-h a� -s��3 o =r-�o� O'� P✓� City of Miami Legislation Resolution File Number: 3122 City Hail 3600 Pan American Drive Miami, FL 33133 www.miamigov.com Final Action Date: A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), PROVIDING FOR THE ISSUANCE OF NOT TO EXCEED SIXTY-ONE MILLION FIVE HUNDRED THOUSAND DOLLARS ($61,500,000.00) IN AGGREGATE PRINCIPAL AMOUNT OF A CITY OF MIAMI, FLORIDA ("CITY") SPECIAL OBLIGATION NOW AD VALOREM REVENUE REFUNDING NOTE, SERIES 2017 ("NOTE") AND THE COSTS OF ISSUANCE THEREOF; APPROVING THE SELECTION OF THE PROPOSAL FROM DNT ASSET TRUST, A WHOLLY- OWNED SUBSIDIARY OF JPMORGAN CHASE BANK, N.A. (THE "PURCHASER"); SETTING CERTAIN BASIC PARAMETERS OF THE TERMS AND CONDITIONS OF A LOAN AGREEMENT AND THE NOTE AND AUTHORIZING THE NEGOTIATION, EXECUTION AND DELIVERY OF A LOAN AGREEMENT, THE NOTE, AND ALL OTHER NECESSARY AGREEMENTS, DOCUMENTS, AND INSTRUMENTS IN CONNECTION THEREWITH; MAKING CERTAIN FINDINGS AND DETERMINATIONS; AUTHORIZING ALL REQUIRED ACTIONS BY THE CITY MANAGER, THE CITY ATTORNEY, BOND COUNSEL, CHIEF FINANCIAL OFFICER, FINANCE DIRECTOR, FINANCIAL ADVISOR, AND ALL OTHER CITY OFFICIALS IN CONNECTION THEREWITH; FURTHER AUTHORIZING THE CITY MANAGER, CITY ATTORNEY, CHIEF FINANCIAL OFFICER, FINANCE DIRECTOR, FINANCIAL ADVISOR, BOND COUNSEL, BOND REGISTRARS AND PAYING AGENTS AND ALL OTHER NECESSARY CITY OFFICIALS TO UNDERTAKE THE NECESSARY STEPS AND TO NEGOTIATE, EXECUTE, AND DELIVER ALL AN ESCROW DEPOSIT AGREEMENT, AND ANY NOTICES, DOCUMENTS, AND INSTRUMENTS IN CONNECTION WITH THE REDEMPTION OF A PORTION OF THE CITY'S OUTSTANDING SPECIAL OBLIGATION NON- AD VALOREM REVENUE REFUNDING BONDS, SERIES 2011A ("SERIES 2011A BONDS"); DELEGATION OF AUTHORITY TO THE CITY MANAGER TO SELECT ESCROW AGENT AND VERIFICATION AGENT; FURTHER AUTHORIZATIONS REGARDING THE ISSUANCE OF THE NOTE AND THE REDEMPTION AND REFUNDING OF THE BONDS TO BE REFUNDED; RATIFYING, APPROVING, AND CONFIRMING CERTAIN NECESSARY ACTIONS BY THE CITY MANAGER AND DESIGNATED DEPARTMENTS IN ORDER TO UPDATE THE RELEVANT FINANCIAL CONTROLS AND COMPUTER SYSTEMS IN CONNECTION THEREWITH; AND PROVIDING APPLICABLE EFFECTIVE DATES. WHEREAS, the City of Miami ("City") has currently outstanding sixty-seven million, four - hundred fifty thousand dollars ($67,450,000) of its previously issued $70,645,000,00 Special Obligation Non -Ad Valorem Revenue Refunding Bonds, Series 2011A ("Series 2 011 A Bonds"); and City of Miami Page T of 10 File ID: 3122 (Revision.: A) Printed On: 11114/2017 File ID: 3122 Enactment Number: WHEREAS, in order to obtain interest savings, the City desires to issue in a total aggregate principal amount not to exceed Sixty -One Million Five Hundred Thousand Dollars ($61,500,000.00) a Special Obligation Non -Ad Valorem Revenue Refunding Note, Series 2017 ("Note") to advance refund the Series 2011 A Bonds maturing on February 1 in the years 2022 through 2031 in an outstanding principal amount of Fifty-two Million, Nine Hundred Seventy-five Thousand Dollars ($52,975,000.00) (which will become subject to optional redemption as of February 1, 2021) (the "Bonds to be Refunded"); and WHEREAS, the City's Financial Advisor, Public Financial Management, Inc. ("Financial Advisor"), issued a Request for Proposals to banking and financial institutions for refinancing and refunding of the Bonds to be Refunded and received multiple proposals which were evaluated by the Financial Advisor for responses consistent with the City's needs; and WHEREAS, the proposals and recommendations by the Financial Advisor were reviewed and recommended by the City Administration to the City's Finance Committee, with the proposal dated October 30, 2017 ("Proposal", attached and incorporated) from the Lender being recommended by the Finance Committee on November 8, 2017, as the most responsive and responsible proposer providing the most favorable covenants, to lend to the City the funds necessary to refund the Bonds to be Refunded and pay transactional expenses, which loan shall be evidenced by the Note; and WHEREAS, in accordance with Section 218.385(1), Florida Statutes, as amended, the City Manager has recommended and the City Commission desires to find, determine and declare as set forth below in Section 3, that a privately -placed negotiated sale of the Note to the Lender is in the best interests of the City due to the complexities of the market, the timings of the refunding and redemption of the Bonds to be Refunded, and timing of the issuance of the Note; and WHEREAS, it is in the best interest of the City to approve the issuance of the Note and the direct placement and negotiated sale of the Note to the Lender to provide for interest savings to the City without extending the original maturities of the payments, to authorize the basic parameters of the terms and conditions of a Loan Agreement between the City and the Lender, the Note, and certain agreements and documents in connection with the issuance therewith, to delegate to the City Manager the determination of certain other details of the Loan Agreement, the Note, and the Escrow Deposit Agreement for the redemption of the Bonds to be Refunded, and to authorize the City Manager, the City Attorney, Bond Counsel, the Financial Advisor, Bond Registrars and Paying Agents, and other necessary and appropriate City officials to undertake and to do all actions necessary and in the best interests of the City in connection with the direct placement, issuance and delivery of the Note, the redemption and advance refunding of the Bonds to be Refunded; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. Authority. This Resolution is adopted pursuant to the Constitution of the State of Florida (the "State"); Chapters 166, Florida Statutes as amended; the City Charter of the City of Miami, Florida; applicable City resolutions and other applicable provisions of law (collectively, the "Act"). City of Miami Page 2 of 10 File ID: 3122 (Revision: A) Printed on: 99/14/2017 File ID: 3122 Enactment Number: Section 2. Definitions. All capitalized undefined terms shall have the meanings as set forth in this Resolution, the Proposal, and as defined in the Loan Agreement and the Note. In addition to the words and terms defined in the recitals to this Resolution, as used herein, the following terms shall have the following meanings herein, unless the context otherwise requires: "Bond Counsel" means Squire Patton Boggs (US) LLP, Miami, Florida, or any other attorney at Paw or firm of attorneys of nationally recognized standing in matters pertaining to the federal tax exemption of interest on obligations issued by states and political subdivisions, and duly admitted to practice law before the highest court of any state of the United States of America. "Bond Registrar" means the Finance Director of the City. "Code" shall mean the Internal Revenue Code of 1986, as amended, and all temporary, proposed or permanent implementing regulation promulgated or applicable thereunder. "Escrow Agent" means the bank or financial institution selected by the City Manager as provided in Section 17. "Escrow Deposit Agreement" means the Escrow Deposit Agreement to be entered into between the City and the Escrow Agent providing for the defeasance and redemption of the Bonds to be Refunded. "Financial Advisor" means Public Financial Management, Inc. "Fiscal Year" means the Fiscal Year of the City beginning on October 1 of each year and ending on September 30 of the following calendar year, "Interest Rate" means not to exceed % per annum, as adjusted pursuant to the Loan Agreement. "Loan Agreement" means the loan agreement to be entered into between the City and DNT Asset Trust, an affiliate of JPMorgan Chase Bank, N.A., in accordance with the terms of this Resolution and the Proposal. "Maturity Date" means February 1, 2031. "Non -Ad Valorem Revenues" means all revenues of the City derived from any source whatsoever, other than ad valorem taxation on real or personal property, which are legally available to make the payments required herein. "Note" means the not to exceed Sixty-one Million Five Hundred Thousand Dollars ($61,500,000.00) City of Miami, Florida Special Obligation Non -Ad Valorem Revenue Refunding Note, Series 2017 authorized pursuant to this Resolution. "Note Registrar" means the Finance Director of the City. "Payment(s)" means all amounts payable by the City of principal, interest and prepayment penalty, if any, on the Bond, and all other amounts payable by the City pursuant to the Loan Agreement. City of Miami Page 3 of 10 File IA: 3122 (Revision: A) Printed on: 1911412097 File ID: 3122 Enactment Number: "Payment Dates" and "Payment Frequency" means (a) that principal payments shall be made annually on February 1, commencing February 1, 2018; (b) that interest payments shall be paid semi-annually each February 1 and August 1, commencing February 1, 2018; and (d) that prepayments shall be made as set forth in the Loan Agreement. "Paying Agent" means the Finance Director of the City. "Pledged Funds" means collectively the amounts on deposit in the Bond Fund and any other funds and accounts created pursuant to the Loan Agreement and therein pledged to secure the Bond (with the exception of the Rebate Fund). "Proposal" means the attached and incorporated proposal dated October 30, 2017, from the Lender to the City. "Purchaser" or "Lender" means DNT Asset Trust, as the purchaser and holder of the Note and as Lender under the Loan Agreement. "Resolution(s)" means this Resolution No. R-17- adopted by the City Commission of the City of Miami, Florida on November 16, 2017, as amended and supplemented from time to time. "Series 2011A Bonds" means the City's Special Obligation Non -Ad Valorem Revenue Refunding Bonds, Series 2011 A. "Taxable Interest Rate" means the rate per annum to be borne by the Note should the interest on the Note become taxable, as set out in the Loan Agreement, and such taxable rate of interest shall continue in effect as the date the tax status is ruled to have changed until the final Payment on the Note. Section 3. Recitals and Findings. The recitals and findings contained in the Preamble of this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Additionally, it is hereby ascertained, determined and declared that: A. In accordance with Section 218.385, Florida Statutes, the City hereby finds, determines and declares, based upon the advice of its Financial Advisor for the Note, that a negotiated sale of the Note is in the best interests of the City for the following reasons: (i) The underlying security structure (credit) is one that is broadly understood by market participants and maintains a strong underlying credit rating; (ii) The structure and timing of the issuance of the Note require extensive planning, and it is not practical for the City, the Financial Advisor, and the Lender to engage in such planning within the time constraints and uncertainties Inherent within a competitive bidding process; (iii) The short average life of the transaction lends itself to the competitive solicitation of financial institutions undertaken by the City with respect to the Note; (iv) Market conditions are such that this type of credit would be well received by financial institutions; (v) The vagaries of the current and near future municipal bond market demand that the City have the maximum time and flexibility in order to obtain the most favorable interest rates available; and City of Miami Page 4 of 10 File ID: 3122 (Revision: A) Printed on: IV1412017 File ID: 3122 Enactment Number: (vi) The structure and timing of the advance refunding and redemption of the Bonds to be Refunded require extensive planning. B. It is in the best interests of the City, its citizens and taxpayers to issue the Note in order to realize debt service savings without extending the time for such payments. C. The Note shall be payable from the Pledged Funds. D. There are expected to be sufficient Pledged Funds to pay the interest and principal on the Note as the same become due and payable. E. The Pledged Funds are not now pledged or encumbered in any other matter. F. The Note shall not constitute a lien upon any properties owned by or situated within the City, except as provided herein with respect to the Pledged Funds, in the manner and to the extent provided herein. G. Prior to the issuance of the Note, the City shall receive from the Lender a Purchaser's Certificate, the form of which will be attached as an exhibit to the Loan Agreement and the Disclosure Letter containing the information required by Section 218.385, Florida Statutes, a form of which will be attached as an exhibit to the Loan Agreement. H. In accordance with the recommendations of the City's Administration and the Finance Committee, the City Commission hereby approves the selection of the Proposal. Section 4. This Resolution to Constitute Contract. In consideration of the acceptance of the Note authorized to be issued hereunder by those who shall hold the same from time to time, this Resolution and the Loan Agreement shall be deemed to be and shall constitute a contract between the City and the Lender. The covenants and agreements herein set forth to be performed by the City shall be for the equal benefit, protection and security of the Lender and the Note, except as expressly provided herein and in the Loan Agreement. Section 5. Authorization of the Loan Agreement, the Note, the Escrow Deposit Agreement, and All Other Necessary Documents, Agreements, and Instruments. Subject and pursuant to the provisions hereof and in anticipation of the sale and delivery of the Note, (i) the City Manager, in consultation with the City Attorney, Bond Counsel, the Chief Financial Officer, the Finance Director, and the Financial Advisor, is authorized to negotiate, to execute and to deliver a Loan Agreement with the Lender, (ii) an obligation of the City to be known as the "Special Obligation Non -Ad Valorem Revenue Refunding Note, Series 2017" is authorized to be issued, executed, and delivered in the aggregate principal amount of not to exceed Sixty- one Million Five Hundred Thousand Dollars and No Cents ($81,500,000), and (iii) the City Manager, in consultation with the City Attorney, Bond Counsel, the Chief Financial Officer, the Finance Director, and the Financial Advisor, is authorized to negotiate, to execute, and to deliver the Escrow Deposit Agreement and all other necessary documents, agreements, and instruments. The City Manager, after consultation with the City Attorney, Bond Counsel, the Chief Financial Officer, the Finance Director, and the Financial Advisor, is further authorized to negotiate, execute, and deliver any changes, modifications, supplements, or amendments to the Loan Agreement, the !Vote, the Escrow Deposit Agreement, and any and all other agreements, documents, and instruments as should be deemed necessary or desirable and to take such other actions as shall be necessary to implement the terms and conditions of the Loan Agreement, the Note, and the Escrow Deposit Agreement, The provisions of such documents, City of Miami Page 5 of 10 File 1D: 3122 (Revision: A) Printed on: 1VI412017 File ID: 3122 Enactment Number: as so negotiated, executed, and delivered, are hereby incorporated into and made a part of this Resolution. Section 0. Description of the Note. The Note shall be issued as one (1) fully registered note in the principal amount not to exceed Sixty-one Million Five Hundred Thousand Dollars and No Cents ($81,500,000.00), shall be dated as of the date of its delivery to the Lender thereof and shall mature on the Maturity Date, subject to prior mandatory amortization payments as to be provided in the Note and the Loan Agreement. The Note shall be payable to the Lender, and shall bear interest at the interest Rate, calculated on the basis of a 301380 day year. Interest will be paid semi-annually each February 1 and August 1 with the first interest payment due on February 1, 2018. Principal will be paid annually on February 1 each year, with the first principal payment payable on February 1, 2018. The Maturity Date shall be February 1, 2031; provided, however, that the Note and the Loan Agreement shall also provide for prepayments. Upon the occurrence of an event of taxability, any due but unpaid principal and interest on the Note shall bear interest at the Taxable Interest Rate from the date the tax status is ruled to have changed until paid and collected. Anything herein or in the Note to the contrary notwithstanding, in no event shall the interest rate borne by the Note exceed the maximum interest rate permitted to be paid by the City under applicable law. On the date of the issuance of the Note, the City shall receive an amount equal to the par amount of the Note from the Lender as the purchase price of the Note. The Note shall be payable in any coin or currency of the United States of America which on the respective dates of payment of principal and interest thereof is legal tender for the payment of public and private debts. The principal and interest on the Note shall be payable upon presentation and surrender at the principal office of the Paying Agent to the registered owner of the Note. The Note may be exchanged at the office of the Note Registrar for a like aggregate principal amount of Note of the same series and maturity as provided in the Loan Agreement, Notwithstanding the foregoing or any provision of this Resolution to the contrary, the Note shall not be transferred unless the transferee has previously executed and provided to the City an "investor fetter" in substantially the same form and substance as the "investor letter" executed by the original Lender of the Note. Section 7. Execution of Note. The Note shall be executed in the name of the City by the City Manager and the seal of the City shall be imprinted, reproduced or lithographed on the Note and attested to and countersigned by the City Clerk. In addition, the City Attorney shall sign the Note, showing approval of the form and correctness thereof, and the City's Director of Risk Management shall sign the Loan Agreement, showing approval as to the City's insurance requirements. The signatures of the City Manager, the City Clerk, and the City Attorney on the Note may be by facsimile. If any officer whose signature appears on the Note ceases to hold office before the delivery of the Note, his or her signature shall nevertheless be valid and sufficient for all purposes. In addition, any Note may bear the signature of, or may be signed by, such persons as at the actual time of execution of such Note shall be the proper designated officers to sign such Note, although at the date of such Note or the date of delivery thereof such persons may not have been such officers. Any Note delivered shall be authenticated by the manual signature of the f=inance Director, and the registered owner of any Note so authenticated shall be entitled to the benefits of this Resolution. Section 8. Note Mutilated, Destroyed, Stolen or Lost. If the Note is mutilated, destroyed, stolen or lost, the City or its agent may, in its discretion (i) deliver a duplicate replacement Note, or (ii) pay a Note that has matured or is about to mature or has been called for redemption. A mutilated Note shall be surrendered to and cancelled by the Note Registrar. City of Miami Page 6 of 10 Fife ID: 3122 (Revision: a) Printed on, 1111412017 File ID: 3122 Enactment Number: The holder of the Note must furnish the City or its agent proof of ownership of any destroyed, stolen or lost Note; post satisfactory indemnity; comply with any reasonable conditions the City or its agent may prescribe; and ,pay the reasonable expenses of the City or its agent. Any such duplicate Note shall constitute an original contractual obligation on the part of the City whether or not the destroyed, stolen or lost Note be at any time found by anyone, and such duplicate Note shall be entitled to equal and proportionate benefits and rights as to lien on, and source of payment of and security for payment from, the funds pledged to the payment of the Note so mutilated, destroyed, stolen or lost. Section 9. Form of Nate. The Note shall be in substantially the form attached as Exhibit A to the Loan Agreement, with only such omissions, insertions and variations as may be necessary and desirable and permitted by this Resolution or by any subsequent ordinance or resolution adopted prior to the issuance thereof. Section 19. Covenants of the City. To the extent permitted by and in accordance with applicable law and budgetary processes, the City covenants and agrees to budget and appropriate in its annual budget, by amendment, if necessary, from Non -Ad Valorem Revenues lawfully available in each Fiscal Year, amounts sufficient to satisfy the Annual Debt Service Requirement for such Fiscal Year and any Rebate Amount due during such Fiscal Year as provided in Section 11 hereof. Such covenants and agreements on the part of the City to budget and appropriate such legally available amounts as stated above shall be cumulative to the extent not paid, and shall continue until such legally available funds in amounts sufficient to make all such required Payments shall have been budgeted, appropriated and actually paid. Notwithstanding the foregoing covenants of the City, the City does not covenant to maintain any services or programs, now provided or maintained by the City, which generate Non -Ad Valorem Revenues. Such covenant to budget and appropriate does not create any lien upon or pledge of such Non -Ad Valorem Revenues, nor, except as provided below, does it preclude the City from pledging in the future its Non -Ad Valorem Revenues, nor does it require the City to levy and collect any particular Non -Ad Valorem Revenues, nor does it give the Lender a prior claim on the Non -Ad Valorem Revenues as opposed to claims of general creditors of the City. Such covenant to budget and appropriate Non -Ad Valorem Revenues is subject in all respects to the payment of obligations secured by a pledge of such Non -Ad Valorem Revenues heretofore or hereinafter entered into (including the payment of debt service on other bonds and other debt instruments of the City). However, the covenant to budget and appropriate in its general annual budget for the purposes and in the manner stated herein shall have the effect of making available for the payment of the Payments, in the manner described herein, Non -Ad Valorem Revenues and to the extent permitted by applicable law placing on the City a positive duty to budget and appropriate, by amendment if necessary, amounts sufficient to meet its obligations hereunder; subject, however, in all respects to the restrictions of Section 166.241(2), Florida Statutes, which provides, in part, that the governing body of each municipality make appropriations for each Fiscal Year which, in any one year, shall not exceed the amount to be received from taxation or other revenue sources; and subject further, to the payment of services and programs which are for essential public purposes affecting the health, welfare and safety of the inhabitants of the City or which are legally mandated by applicable law. Section 11. Tax Covenants. The City covenants and agrees to comply with the requirements applicable to it contained in the Code to the extent necessary to preserve the exclusion of interest on the Bonds from gross income for federal income tax purposes. City of Miami Page 7 of 10 File 10: 3122 (Revision: A) Printed on: IV1412017 File ID: 3122 Enactment Number: Specifically, without intending to limit in any way the generality of the foregoing, the City covenants and agrees: (1) To pay to the United States of America, at the times required pursuant to Section 148(f) of the Code, any rebate amount ("Rebate Amount") determined pursuant to Section 148(f) of the Code; (2) To maintain and retain all records pertaining to and to be responsible for making or causing to be made all determinations and calculations of the Rebate Amount and required payments of the Rebate Amount as shall be necessary to comply with the Code; (3) To refrain from using proceeds from the Note in a manner that would cause the Note to be classified as a private activity bond under Section 141(a) of the Code; and (4) To refrain from taking any action that would cause the Note, or any of them, to become arbitrage bonds under Section 148 of the Code. Section 12. Security; Note Not General Indebtedness. The Note shall not be deemed to constitute a general obligation or a pledge of the faith and credit of the City, the State or any other political subdivision thereof within the meaning of any constitutional, legislative or charter provision or limitation, but shall be payable solely from and secured by a lien upon and a pledge of the Pledged Funds, in the manner and to the extent herein provided. No holder of the Note shall ever have the right, directly or indirectly, to require or compel the exercise of the ad valorem taxing power of the City, the State or any other political subdivision of the State or taxation in any form on any real or personal property to pay the Note or the interest thereon, nor shall any holder of the Note be entitled to payment of such principal of and interest from any other funds of the City other than the proceeds of the Pledged Funds, all in the manner and to the extent herein provided. The Note and the indebtedness evidenced thereby shall not constitute a lien upon any real or personal property of the City, but shall constitute a lien only on the proceeds of the Pledged Funds, all in the manner and to the extent provided herein. Section 13. Sale of Note to Refund and to Redeem the Bonds to be Refunded. The Note is hereby sold and awarded to the Lender, at the purchase price equal to the par amount thereof and the City Manager, the City Clerk, and the City Attorney are hereby authorized to execute and deliver the Note in the form set forth herein and in the Loan Agreement, receive the purchase price therefor and apply the proceeds thereof to pay costs of issuance of the Note and for the City to redeem and to refund the Bonds to be Refunded as herein provided, without further authority from this body. The City Manager and the City Clerk are authorized to snake any and all changes on the form of the Note which shall be necessary to conform the same to the proposed term sheet of the Lender. Execution of the Note by the City Manager, the City Clerk, Risk Management Director, and the City Attorney shall be conclusive evidence of their approval of the form of the Note. Section 14. Amendments and Supplements to this Resolution. This Resolution shall be further amended and supplemented as necessary in order to accomplish the issuance of the Note or as necessary in connection with the purposes for which the Note are being issued or as necessary in connection with the redemption and refunding of the Bonds to be Refunded. Section 15. Severability. If any one or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary City of Miami Page 8 of 10 Fife 113: 3122 (Revision: A) Printed on: I1YI412017 File ID: $122 Enactment Number: to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed severed from the remaining covenants, agreements or provisions of this Resolution, or of the Note issued hereunder, or regarding the redemption and advance refunding of a portion of the Bonds to be Refunded. Section 16. Controlling Law; Members, Ofiicials, Agents, Representatives and Employees of City Not Liable. All covenants, stipulations, obligations and agreements of the City contained in this Resolution shall be deemed to be covenants, stipulations, obligations and agreements of the City to the full extent authorized by the Act and provided by the Constitution and laws of the State. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, official, agent, representative or employee of the City in his or her individual capacity, and neither the members of the City Commission, the Mayor, the City Clerk, City Attorney, City Manager, Risk Management Director, the Chief Financial Officer, the Finance Director, nor any other official executing the Bond shall be liable personally on the Bond or this Resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the City, or such respective members, officials, agents, representatives or employees thereof, or by reason of the redemption and refunding of the Bonds to be Refunded. Section 17. Further Authorizations regarding the issuance of the Note and the redemption and refunding of the Bonds to be Refunded; Delegation of Authority to Select Escrow Agent and Verification Agent. The City Manager and the City Clerk, the Chief Financial Officer, the Finance Director, the City Attorney, Bond Counsel, the City's Financial Advisor, and such other officers, employees, agents, and representatives of the City as may be designated by the Mayor, the City Commission, the City Attorney, and the City Manager, including any Note Registrar, Escrow Agent, or Paying Agent, or any of them, are each designated as respective applicable agents of the City, as necessary, in connection with the sale, issuance and delivery of the Note, the notices, calls for redemptions, redemptions, and the refunding of the Bonds to be Refunded, and are authorized and empowered, collectively or individually, to take all action and steps and to execute the Note, all notices, instruments, agreements, certificates, documents and contracts on behalf of the City, and as and if necessary, including the execution of documentation required in connection with the sale of the Note to the Lender, and the redemption and refunding of the Bonds to be Refunded, that are necessary or desirable in connection therewith, and which are specifically authorized or are not inconsistent with the terms and provisions of this Resolution, the Proposal. or any action relating to the Note or the Bonds to be Refunded, heretofore taken by the City and/or by the City's Financial Advisor, Bond Counsel, City Manager, Chief Financial Officer, Finance Director, and City Attorney, or other necessary City officials, employees, representatives, and agents, including any Note Registrar, Escrow Agent or Paying Agent for the Bonds to be Refunded. Such officials, employees, agents and representatives and those so designated are hereby charged with the responsibility for the issuance of the Note and the redemption and refunding of the Bonds to be Refunded, on behalf of the City and with any related and required responsibilities of the City, its agents, representatives, employees, or officials, including its Financial Advisor and Bond Counsel and any Note Registrar, Escrow Agent or Paying Agent. Any and all costs incurred in connection with the issuance of the Note and the redemption and refunding of the Bonds to be Refunded are hereby authorized to be paid from the proceeds of the Note and from any other City funds that have previously been designated by the City for such payments. The City Manager and all other necessary City officials, employees, agents and City of Miami Page 9 of 10 File 10: 3122 (Revision: A) Printed on: 11/14/2017 File ID: 3122 Enactment Number. representatives are hereby further authorized to use all remaining proceeds and interest thereon, if any, from the Bonds to be Refunded (and the debt refunded by the Bonds to be Refunded) to make a deposit under the Escrow Deposit Agreement to be used to pay the cost of the refunding of the Bonds to be Refunded, The City Manager is hereby delegated the authority to select a bank or other financial institution to serve as Escrow Agent with respect to the Bonds to be Refunded and a verification agent based upon proposals received and reviewed by the City's Financial Advisor. Section 18, Ratifications, Approvals, and Confirmations. Certain necessary actions by the City Manager and the designated Departments in order to update the relevant financial controls, project close-outs, accounting entries, and computer systems in connection with ongoing compliance for the outstanding Series 2011A Bonds, the Authorizing Resolution, and the Tax Compliance Certificate for continuing compliance are hereby ratified, approved and confirmed. Section 19. Repeal of Inconsistent Resolutions. All resolutions or parts thereof in conflict herewith are to the extent of such conflict superseded and repealed. Section 20. Effective Date. This Resolution shall be effective immediately upon its adoption and signature by the Mayor.' APPROVED AS TO FORM AND CORRECTNESS. ' If the Mayor does not sign this Resolution, it shall become effective at the end of ten (10) calendar days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective Immediately upon override of the veto by the City Commission, City of Miami Page 10 of 10 File ID: 3122 (Revision: A) Printed on: 1111412017 October 30, 2017 J P. Morgan Non -Bank Qualified Tax -Exempt Note in the amount of up to $61,500,000 and/or Taxable Note in the amount of up to $7,500,000 to be issued by the City of Miami October 30, 2017 Erica Paschal City of Miami epaschal@miamiiay.com Dear Erica, Sergio & Pete: JT Morgan Sergio Masvidal Pedro Varona Public Financial Management Public Financial Management masvidals�3ae pfm.com varonapp rl,pfm.com On behalf of JPMorgan Chase Bank, N.A. ("JPMorgan"), we are pleased to propose for discussion indicative terms to the City of Miami for a Non -Bank Qualified Tax -Exempt Note in the amount of up to $61,500,000 and/or a Taxable Note in the amount of up to $7,500,000, subject to the following terms and conditions described herein (the "Proposal"). The proposed indicative terms included in the enclosed Summary of Terms and Conditions are for discussion purposes only and do not represent an offer or commitment to lend on the part of JPMorgan or its affiliates and will be subject to due diligence, credit analysis and approval, and documentation of detailed terms and condi€tions_satisfactory to JPMorgan and its legal counsel.. Should any of the enclosed terms and conditions conflict with the City of Miami's structuring parameters, we will be happy to discuss mutually acceptable alternatives. Should you have any questions regarding any of the indicative terms, please do not hesitate to contact either of us at the numbers set fortis below: Ralph Hildeverl Jackie Watson Executive Director Executive Director, Credit Risk Director 1450 Brickell Ave, Floor 33 450 S. Orange Ave Miami, FL, 33131 Orlando, FL 32801 305-579-4320 407-235-5382 ralph.hildevert@jpmorgan.com jackie.watson@jpmorgan.com JPMorgan has been the market leader in public finance credit for over 35 years and ranks among the largest providers of credit facilities in the municipal market today. Our deep familiarity with this sector is viewed as a strong benefit by the municipal clients with whom we do business. We believe that our experience in providing direct purchase note financing, coupled with our long experience in deal execution, will ensure an efficient, cost-effective transaction. Client references are available upon request. JPMorgan Chase Bank, N.A. Credit Ratings: Moody's S & P Fitch Outlook: Stable Stable Stable Long Term Issuer Ratings: Aa3 A+ AA - Short Term Issuer Ratings: P-1 A-1 F1+ Annual Report: JPMorgan Chase & Co.'s most recent annual report may be accessed via the following website: http i2lwww.j amorganchase.com/coEporatelinvestor-relationslannual-report-proxy.htm We look forward to further discussions with the City of Miami and its financing team regarding this proposal. Confidentia[ Yours sincerely, JPMORGAN CHASE BANK, N.A. By. By: Ralph Hildevert Jackie Watson Relationship Executive Executive Director J.P. Morgan JT Morgan CITY OF MIAMI Non -Bank Qualified Tax -Exempt Note and/or Taxable Note Summary of Terms and Conditions October 30, 2017 This Summary of Terms and Conditions (the "Term Sheet") is confidential and is intended as a statement of indicative terms only, and is provided to facilitate additional discussion. It is a proposal for your consideration only and not a commitment by JPMorgan Chase Bank, NA or its affiliates ("JPMorgan") to provide the financing described in this Term Sheet or any other financing. The rates and fees set forth in this proposal are indicative and are subject to market conditions at all times until JPMorgan will commit to in writing and, in any event should not be regarded as indicative after the date of this Term Sheet. The terms in this proposal expire on Norvember 28, 2017. SECTION I DESCRIPTION OF THE NOTES Issuer: City of Miami (the "Issuer") Purchaser: Tax -Exempt Note DMT Asset Trust and its successors and assigns (the "Purchaser"). DNT Asset Trust is a Delaware business trust; a wholly owned subsidiary of JPMorgan Chase Bank, N.A., and is an "accredited investor" under SEC Rule 501, Regulation D and a "qualified institutional buyer" under SEC Rule 144A. JPMorgan Chase Bank, N.A. (the "Notebolder Representative" or the "Bank") and its successors and assigns, or any other entity subsequently appointed by the majority of the noteholders, shall act as the representative on behalf of the noteholder and shall be the party which provides consent, direct remedies and takes all actions on behalf of the Purchaser and other noteholders under the Note Documents. Taxable Nate JPMorgan Chase Bank, N.A. and its successors and assigns (the "Purchaser" or the "Bank"). Facility 1 Amount: Tax -Exempt Note Up to $61,500,000 Non -Bank Qualified Tax -Exempt Direct Purchase Note (the "Tax - Exempt Note" or the "Facility") issued as a single maturity Note. Taxable Note Up to $7,500,000 Taxable Direct Purchase Note (the "Taxable Note" or the "Facility") issued as a single maturity Note. The Tax -Exempt Note and the Taxable Note, collectively the Notes, will be purchased at 100% of Par on an `all or none' basis. The Notes will not be rated by any rating agency, shall not be initially registered to participate in DTC, shall not contain CUSIP numbers and shall not be marketed during any period in which the Notes are held by the Purchaser thereof pursuant to any Official Confidential Statement, Offering Memorandum or any other disclosure documentation. Each Purchaser shall take physical delivery of the Notes at closing. Purpose: Tax -Exempt Note Advance refund a portion of the outstanding Special Obligation Notes, Series 2011A. Taxable Note Advance refund a portion of the outstanding Non -Ad Valorem Refunding Revenue Notes, Taxable Pension Series 2009. Note Maturity Date: Tax -Exempt Note —February 1, 2031 Taxable Note — December 1, 2025 SECTION 11 INTEREST RATES, PAYMENTS AND FEES Fixed Interest Rate: The Notes will accrue interest at a fixed rate per annum as set forth below, based upon the tenor selected by the Issuer. The following fixed interest rates are indicative as of October 30, 2017 and are subject to change daily until a written rate lock letter agreement is executed between the Issuer and the Bank: Tax-Exem t Note Maturity Date 0 tional Redemption Date ** Indicative Fixed Rate *** February 1, 2031 N/A 2.46% February 1, 2031 Febn a I, 2022 2.62% **The Note is callable at par on or after the Optional Redemption Date. *** Should the Issuer request the removal of the `Change in Tax Rate' provision referenced on page 4 of this Term Sheet, an additional 36 basis points would be added to the Indicative Fixed Rate shown above. Taxable Note Maturity Date Optional Redemption Date ** Indicative Fixed Rate December 1, 2025 NIA 3.67% December 1, 2025 December 1, 2022 3.73% *{ 't -he Note is callable at par on or after the Optional Redemption Date. Payments 1 Amortization: Tax -Exempt Note Interest Payment Dates: February 1 and August 1, commencing February 1, 2018 Principal Payment Dates: February of each year, commencing February 1, 2018 Date Principal 211/2018 $ 1,410,000 211/2019 $ 900,000 211/2020 $ 925,000 2/1/2021 $ 950,000 2/1/2022 $ 61015,000 2/1/2023 $ 5,150,000 2/9/2024 $ 5,295,000 2/112025 $ 5,445,000 2/112026 $ 5,595,000 211/2027 $ 5,755,000 21112028 $ 5,915,000 21112029 $ 6,080,000 211/2030 $ 6,245,000 2/1/2031 $ 6,420,000 Total $ 61,100,000 J.P. Morgan Confidential Taxable Note Interest Payment Dates: June 1 and December 1, commencing lune 1, 2018 Principal Payment Dates: December of each year, commencing December 1, 2018 bate Principal 1 21112 0 1 8 $ 15s,o0o 12/112019 $ 165,000 12/112020 $ 670,000 121112021 $ 665,000 1211/2022 $ 665,000 1 21112 0 2 3 $ 670,000 121112024 $ 670,000 121112026 $ 3,806,000 Total $7,465,000 Notwithstanding the foregoing, the Notes will be required to be repaid in full on the respective Note Maturity Dates. Upon an Event of Default, interest will be computed at the Default Rate (defined below). Prepayment: The Notes may be prepaid in whole or in part, without premium or penalty, on any Optional Redemption Date as defined above. Any prepayment on any date other than those provided for above is subject to breakage costs payable by the Issuer. Day Basis/Year: 301360 Base Rate: The higher of ('i) the Bank's Prime Rate and (ii) 2.5% plus the one month Adjusted LIBOR Rate, as such terms will be more particularly described in the related note documents. Default Rate: Base Rate + 4.00% SECTION III OTHER NOTE TERMS AND PROVISIONS Security: Covenant to budget and appropriate legally available non -ad valorem revenues sufficient to repay principal and interest on the Notes. Drawdown: The proceeds of the Notes will be fully drawn on the date of issuance. Required Documents: The terms of this financing will be evidenced by agreements, instruments and documents (collectively, the "Note Documents") that are usual and customary for Direct Purchase Note transactions. The required documentation will include, but not be limited to, the terms and conditions outlined herein as well as the Bank's standard provisions with respect to representations and warranties, covenants, events of default, remedies, conditions precedent, waiver of jury trial, compliance with anti -corruption laws, and other general provisions that the Purchaser and its counsel deem necessary and will otherwise be satisfactory in form and substance to the Purchaser and its counsel. Note Documents will be prepared by bond counsel or Issuer's counsel. Conditions Precedent: Usual and customary representations and warranties and other conditions prior to the issuance of the Notes for like situated issuers and for the type and term of the Facilities including absence of default, absence of material litigation and absence of material adverse change from the Issuer's financial conditions and operations as reflected in the most recent audited financial statements of the Issuer. Additional conditions precedent will include delivery of acceptable documentation and legal opinions, including an opinion of bond counsel as to the validity and enforceability of the J PMorgan Confidential obligations of the Issuer under the Note Documents and, for the Tax -Exempt Note, that interest payable on the Note is exempt from federal and State of Florida income taxation. Financial Covenants: Covenants will be consistent with those as currently required and defined in the Issuer's resolution(s) for its existing CB&A debt including the 2.00x anti -dilution test. Reporting Covenants: The Issuer will provide the following items in an electronic format acceptable to the Purchaser: 1. Receipt of CAFR within 240 days of the fiscal year end. 2. Additional information as reasonably requested by the Bank. Tax Gross -Up: Tax -Exempt Note In the event that the Tax -Exempt Note subsequently loses its tax exemption as a result of violations of the tax covenants, the Purchaser will require an adjustment to the Interest Rates payable on the Note to account for such loss of tax exemption. The Tax-Exem t Note Purchaser will not require any adjustment to the Interest Rate for @ changes to the regmlatoZ environment or Muired re ulato ca ital- or Oil changes due to a decline in the Issuer's public bond rating. Any adjustment to the Interest Rate will solely be related to the loss of tax exemption for violations of the tax covenants. Change in Tax Rate: Tax -Exempt Note In the event of a change in the Corporate Tax Rate (as hereinafter defined) during any period where interest is accruing on a tax-exempt basis causes a reduction in the tax equivalent yield on the Tax -Exempt Note, the interest payable on the Tax -Exempt Note will be increased to compensate for such change in the effective yield to a rate calculated by multiplying the note interest rate by the ratio equal to (I minus A) divided by (1 minus B), where A equals the Corporate Tax Rate in effect as of the date of the corporate tax rate adjustment as announced by the IRS and B equals the Corporate Tax Rate in effect on the date of the original issuance of the Note. The Corporate Tax Rate will mean the highest marginal statutory rate of federal income tax imposed on corporations and applicable to the Bank (expressed as a decimal). Should lire Issuer request removal of the `Change in Tax Rate' provision an additional 36 basis points would he added to the Indicative Fixed Rate as indicated on ,Section IL Sale 1 Assignment: The Issuer will agree that each Purchaser may without limitation (i) at any time sell, assign, pledge or transfer all or a portion of each Note, or one or more interests in all or any part of such Purchaser's rights and obligations under each Facility to one or more assignees and/or participants which may include affiliates of the Bank; and (ii) at each Purchaser's option, disclose information and share fees with such assignees and/or participants. Waiver of Jury Trial- The Issuer and each Purchaser will waive, to the fullest extent permitted by applicable law, any right to have a jury participate in resolving any dispute in any way related to this Term Sheet, any related documentation or the transactions contemplated hereby or thereby. Governing Law: All aspects of each Facility being discussed including this Tenn Sheet and any Note Documents will be governed by the laws of the State of Florida. SECTION IV OTHER BANK REQUIREMENTS Municipal Advisor Disclosure: The Issuer acknowledges and agrees that (i) the transaction contemplated herein is an arm's length commercial transaction between the Issuer and the Bank and its affiliates, (ii) in connection with such transaction, the Bank and its affiliates are acting solely as a principal and not as an advisor including, without limitation, a "Municipal Advisor" as such term is defined in Section 15B of the Securities and Exchange Act of 1934, as amended, and the J YMorgan 4 Confidentia[ related final rules (the "Municipal Advisor Rules"), agent or a fiduciary of the Issuer, (iii) the Bank and its affiliates are relying on the Bank exemption in the Municipal Advisor Rules, (iv) the Bank and its affiliates have not provided any advice or assumed any advisory or fiduciary responsibility in favor of the Issuer with respect to the transaction contemplated hereby and the discussions, undertakings and procedures leading thereto (whether or not the Bank, or any affiliate of the Bank, has provided other services or advised, or is currently providing other services or advising the Issuer on other matters), (v) the Bank and its affiliates have financial and other interests that differ from those of the Issuer, and (vi) the Issuer has consulted with its own financial, legal, accounting, tax and other advisors, as applicable, to the extent it deemed appropriate. Expenses: The Issuer will pay or reimburse the Purchaser for all its out-of-pocket costs and expenses and reasonable attorneys' fees where not prohibited by applicable law and incurred in connection with (i) the development, preparation and execution of the Notes, and (ii) in connection with the enforcement or preservation of any rights under any agreement, any amendment, supplement, or modification thereto, and any other loan documents both before and after j udgment. Legal Counsel: The Bank will engage Locke Lord LLA as the Purchaser's legal counsel. Mark -David Adams will be acting in the capacity of attorney representing the Purchaser. Legal fees are estimated at $5,540 per facility or $9,500 for both facilities Mark -David Adams Locke Lord LLP 525 Okeechobee Boulevard, Suite 1600 West Palm Beach, FL 33401 561-820-0281 tnark.adams@lockelord.com Information Sharing: The Issuer will agree that each Purchaser may provide any information or knowledge such Purchaser may have about the Issuer or about any matter relating to each Facility described in this Term Sheet to 7PMorgan Chase & Co., or any of its subsidiaries or affiliates or their successors, or to any one or more purchasers or potential purchasers of the Notes, or participants or assignees of the Notes or each Facility described in this letter. Website Disclosure: As a best practice to maintain transparency, final documentation may be posted by the Issuer on a national public bond market repository provided that certain information be redacted by the Issuer as directed by the Bank. Items that should be redacted include pricing, financial ratio covenants, signatures/names, account numbers, wire transfer and payment instructions and any other data that could be construed as sensitive information. Confidentiality: This Term Sheet is for the Issuer's confidential review and may not be disclosed by it to any other person other than its employees, attorneys, board members and financial advisors (but not other commercial lenders), and then only in connection with the transactions being discussed and on a confidential basis, except where disclosure is required by law, or where the Purchaser consents to the proposed disclosure. J P. Morgan 2017 Refinancings Special Obligation (CB&A) Refunding Bonds, Series 2017A Refinancing 2009 Pension Obligation Bonds (Taxable) Special Obligation (CB&A) Refunding Bonds, Series 2017B Refinancing 2011A Special Obligation Bonds (Tax-exempt) PFM Financial Advisors LLC 255 Alhambra Circle, 305-448-6992 T Suite 404 pfm.cdrn Coral Gables, FL 33134 Executive Summary r PFM identified two refunding candidates: Non -Ad Valorem Refunding Revenue Bonds, Pension Series 2009 (Taxable), and Special Obligation Bonds, Series 2011 A (Tax -Exempt) ■ The City sought proposals from lending institutions for these two discrete transactions. Four (4) proposals were received on October 30, 2017 - Issuing a Special Obligation Non- Ad Valorem Revenue Refunding Bond, Taxable Pension Series 2017 • Proceeds in the approximate amount of $7.5 million will be used refund the callable portion of the Non -Ad Valorem Refunding Revenue Bonds, Taxable Pension Series 2009 for net present value savings - Issuing a Special Obligation Non- Ad Valorem Revenue Refunding Bond, Series 2017 • Proceeds in the approximate amount of $61.5 million will be used refund the callable portion of the Special Obligation Bonds, Series 2011A for net present value savings • The financings will be completed via a Direct Purchase of a Note by a "sophisticated investor" • The direct placement structure offers specific benefits to the City: • Only sophisticated investor(s) will be eligible to buy the note; future transferability is also limited • Official Statement is not required • Credit ratings are not required • Reduced costs of issuance and administrative time VA Refinancing of 2011 A Tax -Exempt Bonds • Refinancing the existing Special Obligation Bonds, Series 2011A (approximately $53MM) • Lowest -cast proposal provided an indicative rate as of the date of the proposal of 2.36%Q • Included onerous covenants such as cross -default and acceleration • Second lowest -cost proposal provided an indicative rate as of the date of the proposal of 2.46%, plus 0.36% to waive "tax gross up language" (recommended) • All -in rate of 2.82% as of the date of the proposal • DNT Asset Trust, a wholly owned subsidiary of JPMorgan Chase Bank, N.A., would act as the "Purchaser" • Optional prepayment at anytime at the "Make -Whole" amount.. Effectively negates the economics of a future refinancing • Results in estimated Net Present Value Savings of 10-04% or $5.32 million i City of Miami Special Obligation Refundine 2017 Refunding !P Morgan Stats Tax Language Removed Language Indicative Rate ax Adjustment* 2.46% 0.57% 2.46% 0.36%v Final Efate 3.03% 2.82%. *Assumes the current 359 corporate tax rate decreases to 20% �IPIRIM The City of Miami, Florida Proposed Refiutding of Series 2011A Date Prior Debt Service Refunding Debt Service Savings Present Value to 11/28/2017 @ 2.8953698a/a 12101/2418 3,018,342.50 2,553,157,50 465,185.00 453,372.53 12/0112019 3,018,342.54 2,555,779.50 462,563.00 437,818.29 12/01/2020 3,01.8,342._50 2,555,470.00 462,872.50 425,530.62 1210112.021 3,418,342.50 2,554,455,50 463,887.00 414,226.70 12/0112022 7,002,386.25 6,535,772.00 466,614.25 405,293.09 12/01/2023 6,999,180,00 6,532,798.04 466,382.00 394,035.87 12/01/2424 6,999,540.00 6,535,735.00 463,805.00 381,223.70 12/01/2025 7,000,012.54 6,534,442.00 465,570.50 372,559.14 12/0112026 7,002,543.75 6,538,778.00 463,765.75 361,323.97 1210112027 7,003,256.25 6,538,602.00 464,654.25 352,565.07 12/01/2028 7,003,900..00 6,538,843.50 465,056.50 343,799.86 12/01/2029 7,002,600.00 6,539,361.50 463,238,50 333,721.94 12/01/2030 6,999,700.00 6,535,085.50 464,614.50 326,277.43 12/01/2031 6,998,850.00 6,535,874.54 462,975.50 317,013.39 82,485,338.75 75,584,154.50 6,501,184.25 5,318,761.59 3 Refinancing of 2009 Taxable Pension Bonds • Refinancing the existing Non -Ad Valorem Refunding Revenue Bands, Taxable Pension Series 2009 (approximately $5.4MM) • Lowest -cost proposal provided an indicative rate as of the date of the proposal of 3.172% • PNC Financial Services would act as the "Purchaser" • Optional prepayment at anytime at the "Make -Whole" amount. Effectively negates the economics of a future refinancing • Provision that if City falls below BBB- rating, proposed pricing would increase 50 basis points • Although extremely unlikely, this represents the "worst case scenario" and thus is represented in the numbers shown here • Results in estimated Net Present Value Savings of 9.05% or $575,000 PFM SAVINGS The City of Miami. Florida Taxable Refunaig of Series 2049 Present Value Hate Prior Debt Senice Refimding Debt Sei vice Saviugs to 11/28/2017 rr 2.8953698% 1214112017 235,286.25 235.286.5 235 229.89 12101/2018 470,572.50 421.399.09 49.173.41 49.117.84 12/01/2019 470,572.50 423.790.44 46.782.10 45,536.42 12/01/2020 974,572.50 923A98.80 47,473.70 44,918.15 12/01/2021 945,572, 50 898.863.60 46.708.90 42,894.30 12101/2072 929.872.50 884.628.40 45,244.10 40,338.56 12/01/2423 912.772.54 865.026.40 47,746.50 41,224.84 12101/2024 894.272.50 845.240.00 49.032.50 41.026.85 12/0112025 4.006.237.50 3.960.270.40 45,967.10 37,325.35 9.835.731.25 9.222.316.69 613.414.56 577.612.1 0 Timing for the Transaction • For both issuances, rate will be locked after the City Commission meeting on November 16 CITY OF MIAMI, FLORIDA Special Obligation Revenue Refunding Bonds, Series 2017 Date Event Responsibility October 2 Still Mon Tua Wad Thu Fri Sat FriF 3 4 5 6 BC 8 9 T 1011 12 13 14 15 16 1 17 1 18 19 '0 21 22 23 2s 25 26 27 28 29 n 31 14 15 1F, 1719 November 8 Finance Committee Approval Date Event Responsibility October 2 Distribute distribution List / Timetable j Draft RFP to Working Group FA October 11 Sun Mon Tue Wad Thu FriF October 18 Distribute First Draft of Resolution, Loan Agreement BC October 24 1 2 3 Bank Loan RFP Bids Received City 6 7 8 9 1U City 12 13 14 15 1F, 1719 November 8 Finance Committee Approval 2J 21 22 23 2'' City Commission Meeting — Adopt Resaiution, Award Note 2 6 27 28 27 30 28 Pre-closing and Closing All i 'M 1 t , 4•S �t d '� `� rF 4 d �� 1 _ Date Event Responsibility October 2 Distribute distribution List / Timetable j Draft RFP to Working Group FA October 11 Distribute Bank Loan RFP FA October 18 Distribute First Draft of Resolution, Loan Agreement BC October 24 Working Group Conference Call (Document Comments) All October 30 Bank Loan RFP Bids Received City November 1 Seek Bids for Verification Agent FA November 2 City Attorney Submits Placeholder for Resolution City November 3 Distribute Second Draft Resolution, Loan Agreement BC November 8 Submit Resolution to Agenda Coordinator for City Commission City November 8 Finance Committee Approval City November 13 Distribute Closing Documents, Closing Memorandum BC, FA November 16 City Commission Meeting — Adopt Resaiution, Award Note City November 17 Circulate Finalized Loan Agreement BC November 27 & 28 Pre-closing and Closing All i 'M 1 t , 4•S �t d '� `� rF 4 d �� 1 _ 5 103 Preliminary Financing Estimates QPFM [:i pfm Note: Preliminary numbers for discussion purposes only. Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 1 SOURCES AND USES OF FUNDS The City of Miami, Florida Series 2017 Special Obligation Refunding Preliminary Numbers Indicative Rates as of Oct. 30 Worst Case Scenario (20% Tax Rate Assumed) 2017 taxable (PNC) and 2017 tax exempt (JP Morgan) Taxable Proposed Refunding of Refunding of Sources: Series 2009 Series 2011A Total Bond Proceeds: Par Amount 7,465,000.00 61,100,000.00 68,565,000.00 7,465,000.00 61,100,000.00 68,565,000.00 Taxable Proposed Refunding of Refunding of Uses: Series 2009 Series 2011A Total Refunding Escrow Deposits: Cash Deposit 235,286.31 0.53 235,286.84 SLOS Purchases _ 7,160,107.00 60,934,128.00 68,094,235.00 7,395,393.31 60,934,128.53 68,329,521.84 Delivery Date Expenses: Cost of issuance 69,000.00 162,450.00 231,450.00 Other Uses of Funds: Additional Proceeds 606.69 3,421.47 4,028.I6 7,465,000.00 61,100,000.00 68,565,000.00 Note: Preliminary numbers for discussion purposes only. Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 1 pfm BOND SUMMARY STATISTICS The City of Miami, Florida Taxable Refunding of Series 2009 Dated Date 11/28/2017 Delivery Date 11/28/2017 First Coupon 06/01/2018 Last Maturity 12/01/2025 Arbitrage Yield 2.895370% True Interest Cost (TIC) 3.671950°x6 Net Interest Cost (MC) 3.672000% All -In TIC 3.837757%a Average Coupon 3.672000% Average Life (years) 6.411 Duration of Issue (years) 5.7I0 Par Amount 7,465,000.00 Bond Proceeds 7,465,000.00 Total Interest 1,757,316.69 Net Interest 1,757,316.69 Total Debt Service 9,222,316.69 Maximum Annual Debt Service 3,960,270.40 Average Annual Debt Service 1,151,590.01 Underwriter's Fees (per $1000) Average Takedown Other Fee Total Underwriter's Discount Bid Price 100.000000 Par Average Average PV of 1 by Bond Component Value Price Coupon Life change Band Component 7,465,000.00 100.000 3.672% 6.411 4,182.80 7,465,000.00 6.411 4,182.80 All -In Arbitrage TIC TIC Yield Par Value + Accrued Interest + Premium (Discount) - Underwi ter's Discount Cost of Issuance Expense Other Amounts Target Value Target Date Yield 7,465,000.00 7,465,000.00 11/28/2017 3.671950% 7,465,000.00 -69,000.00 7,396,000.00 11/28/2017 3.837757%a 7,465,000.00 7,465,000.00 11/28/2017 2.895370%0 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 2 pfm BOND SUMMARY STATISTICS The City of Miami, Florida Proposed Refunding of Series 2011A Dated Date 11/28/2017 Delivery Date 11/28/2017 First Coupon 02/01/2018 Last Maturity 02/01/2031 Arbitrage Yield 2.895370% True Interest Cost (TIC) 2.820305% Net Interest Cost (NIQ 2.820000% All -In TIC 2.856731% Average Coupon 2.820000% Average Life (years) 8.406 Duration of Issue (years) 7.415 Par Amount 61,100,000.00 Bond Proceeds 61,100,000.00 Total Interest 14,484,154.50 Net Interest 14,484,154.50 Total Debt Service 75,584,154.50 Maximum Annual Debt Service 6,539,361.50 Average Annual Debt Service 5,736,937.72 Underwriter's Fees (per $1000) Average Takedown Other Fee Total Underwriter's Discount Bid Price 100.000000 Par Average Average PV of 1 by Bond Component Value Price Coupon Life change Bond Component 61,100,000.00 100.000 2.820% 8.406 44,517.95 61,100,000.00 8.406 44,517.95 All -In Arbitrage TIC TIC Yield Par Value 61,100,000.00 61,100,OWOO 61,100,000.00 + Accrued Interest Premium (Discount) - Underwriter's Discount - Cost of Issuance Expense -162,450.00 - Other Amounts Target Value 6I,100,000.00 60,937,550.00 61,100,000.00 Target pate 11/28/2017 11/28/2017 11/28/2017 Yield 2.820305% 2.856731% 2.895370% Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 3 SUMMARY OF BONDS REFUNDED The City of Miami, Florida Series 2017 Special Obligation Refunding Preliminary Numbers Indicative Rates as of Oct. 30 Worst Case Scenario (20% Tax Rate Assumed) 2017 taxable {PNC) and 2017 tax exempt (IP Morgan) Maturity Interest Par Call Call Bond Date mate Amount Date Price Taxable Series 2009 Bonds: TERM23 12/01/2020 7.000% 500,000.00 12/01/2019 I00.000 12101/2021 7.000% 510,000.00 12/01/2019 100.000 12101/2022 7.000% 530,000.00 12/0112019 100.000 I2/01/2023 7.000% 550,000.00 12/01/2019 100.000 TERM25 12/01/2024 7.550% 570,000.00 12/0I/2019 100.000 12/0112025 7.550% 3,725,000.00 12/01/2019 100.000 6,3 85,000.00 Special Obligation NAV Revenue Refunding Bonds, Series 201 IA: SERIAL 02/01/2022 5.000% 2,215,000.00 02/01/2021 100.000 02/01/2023 5.000% 4,290,000.00 02/01/2021 100,000 02/01/2024 5.200% 4,515,000.00 02/01/2021 100.000 0210/12025 5.750% 4,770,000.00 02101/2021 100.000 02/01/2026 5.750% 5,055,000.00 02/01/2021 100.000 02/01/2027 5.750% 5,355,000.00 02/01/2021 100.000 02/01/2029 6.000% 5,680,000.00 02/01/2021 100.000 02/01/2029 6.000% 6,030,000.00 02/01/2021 100.000 02/01/2030 6.000% 6,400,000.00 02/01/2021 100.000 02/01/2031 6.000% 6,795,000.00 02/01/2021 100.000 BOND 02/01/2022 4.875% 1,870,000.00 02/01/2021 100,000 52,975,000.00 59,360,000.00 Nov 8, 2017 9:05 azo Prepared by PFM Financial Advisors L1,C Page 4 pfm SUMMARY OF REFUNDING RESULTS The City of Miami, Florida Series 2017 Special Obligation Refunding Preliminary Numbers Indicative Rates as of Oct. 30 Worst Case Scenario (20% Tax Rate Assumed) 2017 taxable (PNC) and 2017 tax exempt (,1P Morgan) Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 5 Taxable Proposed Refunding of Refunding of Series 2009 Series 2011A Total Dated Date 11/28/2017 11/2W017 11/2912017 Delivery Date 11/28/2017 11/28/2017 I 1 /2 8120 17 Arbitrage Yield 2,895370% 2.895370% 2.895370% Escrow Yield 1.202984%p 1.437774% 1.421031% Value of Negative Arbitrage 225,458.41 2,508,273.80 2,733,732.41 Bond Par Amount 7,465,000.00 61,100,000.00 68,565,000.00 True Interest Cost 3.671950% 2.820305% 2.895370% Net Interest Cost 3.672000% 2.820000% 2.892619% Average Coupon 3.672000% 2.820000% 2.892619% Average Life 6.411 8.406 8.189 Par amount of refunded bonds 6,385,000.00 52,975,000.00 59,360,000.00 Average coupon of refunded bonds 7.429329% 5.806569% 5.939806% Average life of refunded bonds 6.787 9.145 8.891 PV of prior debt 8,376,770.90 66,084,602.90 74,461,373.80 Net PV Savings 578,218.90 5,322,183.06 5,900,401.96 Percentage savings of refunded bands 9.055895% 10.046594% 9.940030% Percentage savings of refunding bonds 7.745732% 8310611% 8.605560% Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 5 p#m SAVINGS Nov 8, 20I7 9:05 am Prepared by PFM Financial Advisors LLC Page 6 The City of Miami, Florida Taxable Refunding of Series 2009 Present Value Prior Refunding to 11/28/2017 Bate Debt Service Debt Service Savings @ 2.8953698% 12101/2017 235,286.25 235,286.25 235,229.89 12/41/2018 470,572.50 421,399.09 49, I73.41 49,117.84 12/01/2019 470,572.50 423,790.40 46,782.10 45,536.42 12/01/2020 970,572.50 923,098.80 47,473.70 44,918.15 12/01/2021 945,572.50 898,863.60 46,708.90 42,894.30 12/01/2022 929,872.50 884,628.40 45,244.10 40,338.56 I2/01/2023 912,772.50 865,026.00 47,746.50 41,224.84 12/01/2024 894,272.50 845,240.00 49,032.50 41,026.85 12/01/2025 4,006,237.50 3,960,270.40 45,967.10 37,325.35 9,835,731.25 9,222,316.69 613,414.56 577,612.21 Savings_ Summary PV of savings from cash flow 577,612.21 Plus: Refunding funds on hand 606.69 Net PV Savings 578,218.90 Nov 8, 20I7 9:05 am Prepared by PFM Financial Advisors LLC Page 6 I rIZ17"Im"11 SAVINGS The City of Miami, Florida Proposed Refunding of Series 2011A Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 7 Present Value Prior Refunding to 1I/28/2017 Date Debt Service Debt Service Savings @ 2.8953698% 12/0112018 3,018,342.50 2,553,157.50 465,185.00 453,372.53 12/0112019 3,018,342.50 2,555,779.50 462,563.00 437,818.29 12101/2020 3,018,342.50 2,555,470.00 462,872.50 425,530.62 12101/2021 3,018,342.50 2,554,455.50 463,887.00 414,226.70 12/01/2022 7,002,386.25 6,535,77200 466,614.25 405,293.09 12101/2023 6,999,180.00 6,532,798.00 466,382.00 394,035.87 12/01/2024 6,999,540.00 6,535,735.00 463,805.00 381,223.70 12/01/2025 7,000,012.50 6,534,442.00 465,570.50 372,559.14 12/0112026 7,002,543.75 6,538,778.00 463,765.75 361,323.97 12/01/2027 7,003,256.25 6,538,602.00 464,654.25 352,565.07 12/0112028 7,003,900.00 6,538,843.50 465,056.50 343,799.86 12/0I/2029 7,002,600.00 6,539,361.50 463,238.50 333,721,94 12/0112030 6,999,700.00 6,535,085.50 464,614.50 326,277.43 12/01/2031 6,998,850.00 6,535,874.50 462,975.50 317,013.39 82,085,338.75 75,584,154.50 6,501,184.25 5,318,761.59 Savines Summary PV of savings from cash flow 5,318,761.59 Plus: Refunding funds on hand 3,421.47 Net PV Savings 5,322,183.06 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 7 pfm Net Proceeds 7,465,000.00 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 8 BOND PRICING Dated Date Ile City of Miami, Florida Delivery Date 11/28/2017 First Coupon Taxable Refunding of Series 2009 Par Amount 7,465,000.00 Maturity Production 7,465,000.00 100.000000% Bond Component Date Amount Rate Yield Price Bond Component: 12/01/2018 145,000 3.672% 3.672% I00.000 12101!2019 155,000 3.672% 3.672% 100.000 12101/2020 660,000 3.672% 3.672% 100.000 12/01/2021 660,000 3.672% 3.672% 100.000 12/01/2022 670,000 3-672% 3.672% 100.000 12/01/2023 675,000 3.672% 3.672% 100.000 12/01/2024 680,000 3.672% 3.672% I00.000 12/01/2025 3,820,000 3.672% 3.672% 1WOW Net Proceeds 7,465,000.00 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 8 7,465,000 Dated Date 11/28/2017 Delivery Date 11/28/2017 First Coupon 06/01/2018 Par Amount 7,465,000.00 Original Issue Discount Production 7,465,000.00 100.000000% Underwriter's Discount Purchase Price 7,465,000.00 100.000000% Accrued Interest Net Proceeds 7,465,000.00 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 8 0 pfm BOND PRICING The City of Miami, Florida Proposed Refunding of Series 201 IA Maturity Bond Component Date Amount Rate Yield Price Bond Component: 02/01/2018 1,410,000 2,820% 2.820% 100.000 02/01/2019 885,000 2.820% 2.820% 100.000 02/01/2020 910,000 2.820% 2.820% 100.000 02/01/2021 935,000 2.920% 2.820% 100.000 02/011202.2 5,000,000 2.820% 2.820% 100.000 02/01/2023 5,140,000 2.820% 2.82011/0 100.000 02/01/2024 5,290,000 2.820% 2.820% 100.000 02/0I/2025 5,440,000 2.820% 2.820% 100.000 02101/2026 5,600,000 2.8200% 2.820% 100.000 02/01/2027 5,760,000 2.820% 2.820% 100.000 02/01/2028 5,925,000 2.820% 2.820% 100.000 02/01/2029 6,095,000 2.820% 2.820°/u 100.000 02/01/2030 6,265,000 2.820% 2.820% 100.000 02/01/2031 6,445,000 2.820% 2.820% 100.000 Net Proceeds 61,100,000.00 4 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 9 61,100,000 Dated Date 11/28/2017 Delivery Date 11/28/2017 First Coupon 02/01/2018 Par Amount 61,100,000.00 Original Issue Discount Production 61,100_,000.00 100.000000% Underwriter's Discount Purchase Price 61,100,000.00 100.000000% Accrued Interest Net Proceeds 61,100,000.00 4 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 9 0 pfm BOND DEBT SERVICE The City of Miami, Florida Taxable Refunding of Series 2009 Period Ending Principal Coupon Interest Debt Service Annual ]Debt Service 06/01/2018 139,341.69 139,341.69 12/01/2018 145,000 3,672% 137,057.40 282,057.40 42I,399.09 06/01/2019 134,395.20 134,395,20 12/01/2019 155,000 3.672% 134,395.20 289,395.20 423,790.40 06/01/2020 131,549.40 131,549.40 12/01/2020 660,000 3.672% 131,549.40 791,549.40 923,098.80 06/01/2021 119,431.80 119,431.80 12/01/2021 660,000 3.672% 119,431.80 779,431.80 898,863.60 06/01/2022 107,314.20 107,314.20 12101/2022 670,000 3.6720/c 107,314.20 777,314.20 884,628.40 06/01/2023 95,013.00 95,013.00 12/01/2023 675,000 3.672% 95,013.00 770,013.00 865,026.00 06/01/2024 82,620.00 82,620.00 12/01/2024 680,000 3.672% 82,620.00 762,620.00 845,240.00 06/01/2025 70,135.20 70,135.20 12/01/2025 3,820,000 3.672% 70,135.20 3,890,135.20 3,960,270.40 7,465,000 I,757,316.69 9,222,316.69 9,222,316.69 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 10 BOND DEBT SERVICE Period Ending Principal The City of Miami, Florida Proposed Refunding of Series 2011 A Coupon Interest Debt Service Annual Debt Service 02/01/2018 1,410,000 2.820% 301,528.50 1,711,528.50 08/0I/2018 841,629.00 841,629.00 12/01/2018 2,553,157.50 02/01/2019 885,000 2.820% 841,629.00 1,726,629.00 08/01/2019 829,150.50 829,150.50 12/01/2019 2,555,779.50 02/01/2020 910,000 2.820% 829,150.50 1,739,150.50 08/01/2020 816,319.50 816,319.50 12/01/2020 2,555,470.00 02/01/2021 935,000 2.820% 816,319.50 1,751,319.50 08/01/2021 803,136.00 $03,136,00 12/01/2421 2,554,455.50 02/01/2022 5,000,000 2.820% 803,136.00 5,803,136.00 08101/2022 732,636.00 732,636.00 12/01/2022 6,535,772.00 02/01/2023 5,140,000 2.820% 732,636.00 5,872,636.00 08/01/2023 660,162.00 660,162.00 12/01/2023 6,532,798.00 02/01/2024 5,290,000 2.820% 660,162.00 5,950,162.00 08/01/2024 585,573.00 585,573.00 12/01/2024 6,535,735.00 02/01/2025 5,440,000 2.820% 585,573.00 6,025,573.00 08/01/2025 508,869.00 508,869.00 I2/01/2025 6,534,442.00 02/01/2026 5,600,000 2.820% 508,869,00 6,108,869.00 08/01/2026 429,909.00 429,909.00 12/01/2026 6,538,778.00 02/01/2027 5,760,000 2.820% 429,909.00 6,189,909.00 08/01/2027 348,693.00 348,693.00 12/01/2027 6,538,602.00 02/0112028 5,925,000 2.820% 348,693.00 6,273,693.00 08/01/2028 265,150.50 265,150.50 12/01/2028 6,538,843.50 02/01/2029 6,095,000 2.820% 265,150.50 6,360,150.50 08/01/2029 179,211.00 179,211.00 12/01/2029 6,539,361.50 02/01/2030 6,265,000 2.820% 179,211.00 6,444,211.00 08/01/2030 90,874.50 90,874.50 12/01/2030 6,535,085.50 02101/2031 6,445,000 2.820% 90,874.50 6,535,874.50 12/0112031 6,535,874.50 61,100,000 14,484,154.50 75,584,I54.50 75,584,154.50 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 11 DR. ESCROW REQUIREMENTS The City of Miami, Florida Taxable Refunding of Series 2009 Period Principal Ending Interest Redeemed Total I2/01/2017 235,286.25 235,286.25 06/01/2018 235,286.25 235,286.25 12/0I12018 235,286.25 235,286.25 06/01/2019 235,286.25 235,286.25 12101/2019 235,286.25 6,385,000.00 6,620,286.25 1,176,43I.25 6,385,000.00 7,561,431.25 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 12 ESCROW REQUIREMENTS Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 13 The City of Miami, Florida Proposed Refunding of Series 2011A Period Principal Fording Interest Redeemed Total 02101/2018 1,509,171.25 I,509,17115 08/01/2018 1,509,171.25 1,509,171.25 02/01/2019 1,509,171.25 1,509,171.25 08/01/2019 1,509,171.25 1,509,171.25 02/0112020 1,509,171.25 1,509,171.25 08/01/2020 1,509,171.25 1,509,171.25 02/01/2021 1,509,171.25 52,975,000.00 54,484,171.25 10,564,198.75 52,975,000.00 63,539,198.75 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 13 p€m COST OF ISSUANCE Nov 8, 2017 9:05 am Prepared by PFM Financial. Advisors LLC Page 14 The City of Miami, Florida Series 2017 Special Obligation Refunding Preliminary Numbers Indicative Rates as of Oct. 30 Worst Case Scenario (20% Tax Rate Assumed) 2017 taxable (PNC) and 2017 tax exempt (IP Morgan) Taxable Proposed Refunding of Refunding of Series 2009 Series 2011A Total Financial Advisor Fee 25,000.00 45,825.00 70,825.00 Bond Counsel Fee 22,500.00 95,125.00 117,625.00 Bank Counsel Fee 10,000.00 10,000.00 20,000.00 Counsel Expenses (est.) 4,000.00 4,000.00 8,000.00 DAC Fee 2,500.00 2,500.00 5,000.00 Miscellaneous 5,000.00 5,000.00 10,000.00 69,000.00 162,450.00 231,450.00 Nov 8, 2017 9:05 am Prepared by PFM Financial. Advisors LLC Page 14 Bond Component Date Band Component FORM 8038 STATISTICS The City of Miami, Florida Taxable Refunding of Series 2009 Dated Date 11/28/2017 Delivery Date 11/28/2017 Redemption Principal Coupon Price Issue Price at Maturity 12/01/2018 145,000.40 3.672% 10x000 145,000.00 145,000.00 12/0112019 1.55,000.00 1672% 100.000 155,000.00 155,000.00 12/01/2020 660,000.00 3.672% 100.000 660,000.00 660,000.00 12/0112021 660,000.00 3.672% 100.000 660,000.00 660,000.00 I2/01/2022 670,000.00 3.672% 100900 670,000.00 670,000.00 12101/2023 675,000.00 3.672% 100.000 675,000,00 675,000.00 12101/2024 680,000.00 3.672% 100.000 680,000.00 680,000.00 12/01/2025 3,820,000.00. 3,672% 100.000 3,820,000.00 3,820,000.00 7,465,000.00 7,465,000.00 7,465,000.00 Stated Weighted Maturity interest Issue Redemption Average Date Rate Price at Maturity Maturity Yield Final Maturity I2/0112025 3.672% 3,820,000.00 3,820,000.00 Entire Issue 7,465,000.00 7,465,000.00 6AI09 2.8954% Proceeds used for accrued interest 0,00 Proceeds used for bond issuance costs (including underwriters' discount) 69,000.00 Proceeds used for credit enhancement 0.00 Proceeds allocated to reasonably required reserve or replacement fund 0.00 Proceeds used to currently refund prior issues 0.00 Proceeds used to advance refund prior issues 7,395,393.31 Remaining weighted average maturity of the bonds to be currently refunded 0.0000 Remaining weighted average maturity of the bonds to be advance refunded 6.8160 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 15 0 pfm FORM 8038 STATISTICS The City of Miami, Florida Taxable Refunding of Series 2009 Refunded Bonds Bond Component Date Principal Coupon Price Issue Price Taxable Series 2009 Bonds. TERM23 12101/2020 500,000.00 7.000% %6 058 480,290.00 TERM23 12/01/2021 510,000.00 7.000% 96.058 489,895.80 TERM23 12/01/2022 530,000.00 7.000% 96.058 509,107.40 TERM23 12/01/2023 550,000.00 TOM% 96.058 528,319.00 TERM25 12/01/2024 570,000.00 7.550% 100.000 570,000.00 TERM25 12/01/2025 3,725,000.00 7.550% 100.000 3,725,000.00 6,385,000.00 6,302,612.20 Remaining Last Weighted Call Issue Average Date Date Maturity Taxable Series 2009 Bonds 12/01.12019 07/16/2009 6.8160 All Refunded Issues 12/01/2019 6.8160 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 16 FORM 8038 STATISTICS The City of Miami, Florida Proposed Refunding of Series 2011A Dated Date 11/2&/2017 Delivery Date 11128/2017 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 17 Redemption Bond Component Date Principal Coupon Price Issue Price at Maturity Hand Component: 02/01/2018 1,410,000.00 2.820% 100.000 1,410,000.00 1,410,000.00 02/01/2019 885,000.00 2.820% 100.000 885,000.00 885,000.00 02/01/2020 910,000.00 2.820% MUM 910,000.00 910,000.00 02/01/202I 935,000.00 2.820% 100.000 935,000.00 935,000.00 02101/2022 5,000,000.00 2.820% 100.000 5,000,000.00 5,000,000.00 02/01/2023 5,140,000.00 2.820% 100.000 5,140,000.00 5,140,000.00 02101/2024 5,290,000.00 2.820% 100.000 5,290,000.00 5,290,000.00 02101/2025 5,440,000.00 2.820% 100.000 5,440,000.00 5,440,000.00 02/01/2026 5,600,000.00 2.820% 100.000 5,600,000.00 5,600,000.00 02/01/2027 5,760,000.00 2.820% 100.000 5,760,000.00 5,760,000.00 02/01/2028 5,925,000.00 2.820% 100.000 5,925,000.00 5,925,000.00 02/0I12029 6,095,000.00 2.820% 100.000 6,095,000.00 6,095,000.00 02/01/2030 6,265,000.00 2.820%Q 100.000 6,265,000.00 6,265,000.00 02/01/2031 6,445,000.00 2.820% 100.000 6,445,000.00 6,445,000.00 61,100,000.00 61,100,000.00 61,100,000.00 Stated Weighted Maturity Interest Issue Redemption Average Date Rate Price at Maturity Maturity Yield Final Maturity 02101/2031 2.820% 6,445,000.00 6,445,000.00 Entire Issue 61,100,000.00 61,100,000.00 8.4063 2.8954% Proceeds used for accrued interest 0.00 Proceeds used for bond issuance costs (including underwriters' discount) 162,450.00 Proceeds used for credit enhancement 0.00 Proceeds allocated to reasonably required reserve or replacement fund 0,00 Proceeds used to currently refund prior issues 0.00 Proceeds used to advance refund prior issues 60,934,12:8.53 Remaining weighted average maturity of the bonds to be currently refunded 0.0000 Remaining weighted average maturity of the bonds to be advance refunded 9.1645 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 17 0 pfm FORM 8038 STATISTICS The City of Miami, Florida Proposed Refunding of Series 2011A Refunded Bonds Bond Component Hate Principal Coupon Price Issue Price Special Obligation NAV Revenue Refunding Bonds, Series 201 IA: SERIAL 02/01/2022 2,215,000.00 5.000% 100.676 2,229,973.40 SERIAL 02/01/2023 4,290,000.00 5.000% 99.565 4,271,338.50 SERIAL 02201/2024 4,515,000.00 5.200% 100.000 4,515,000.00 SERIAL 02/01/2025 4,770,000.00 5.750% 103.104 4,918,060.80 SERIAL 02/01/2026 5,055,000.00 5.750°/v 102.279 5,170,203.45 SERIAL 02/01/2027 5,355,000.00 5.750% 101.98I 5,461,082,55 SERIAL 02/01/2028 5,680,000.00 6,000% 103.2I8 5,862,782.40 SERIAL 02/01/2029 6,030,000.00 6.000% 102.623 6,I88,I66.90 SERIAL 02/01/2030 6,400,000.00 6.000% 102.253 6,544,192.00 SERIAL 02/011203I 6,795,000.00 6.000% 101.812 6,918,125.40 BOND 02/01/2022 1,870,000.00 4.875% 99.713 1,864,633.10 52,975,000.00 53,943,558.50 Remaining Last Weighted Call Issue Average Date Date Maturity Special Obligation NAV Revenue Refunding Bonds, Series 2011A 02/01/2021 07/2112011 9.1645 All Refunded Issues 02/01/2021 9.I645 Nov 8, 2017 9:05 am Prepared by PFM Financial Advisors LLC Page 18 Response Summary Matrix City of Miami Special Obligation Refunding Refunding of Series 2011A (Tax -Exempt) and Series 2009 (Taxable) Bank Loan RFP Summary Capital One JP Morgan PNC Wells Fargo Jacqueline Bretz Ralph Hildevert Nick Ayotte Stephen Lenehan T: 866.617.2337 1450 Brickell Ave., 33rd Vice President, Public 450 S Australian Ave F: 866.617.2330 Floor Finance West Palm Beach, FL 33401 jaci.bretz@capitalone..com Miami, FL 33131 16740 San Carlos Boulevard T: 561,650.2364 Contact information T: 305.579. 9320 Fart Myers, FL 33908 stephen.lenehan@wellsfargo. F: 305. 351. 8451 (p) 239-437-3736 com raIph.hiIdevert@jpmorgan,cc (f) 239-433-0359 m nicholas, ayotte@pnc. cc Series to be Refunded Series 2 011 A (Tax -Exempt) Series 2011A (Tax -Exempt) Series 2011A (Tax -Exempt) Series 2011A (Tax -Exempt) Series 2009 (Taxable) Series 2009 (Taxable) Series 2009 (Taxable) Series 2009 (Taxable) Fixed Rate: Indicative Rate: Indicative Rate: Indicative Rate: Interest Rate Series 2011A - 2.98% Series 2011A - 2.46% Series 2011A - 2.89% Series 2011A - 2.36°/0 Series 2009 - 4.25% Series 2009 - 3.67% Series 2009 - 3.172% Series 2009 - 3.36% Rates are based on October Rates are based on October Rates are based on October 30, 2017 and are subject to 30, 2017 and are subject to 27, 2017 and are subject to Rate Locked to Closing, or Date Rates valid until November change daily unless a written change daily unless a written change daily. Bank will to be set 30, 2017 rate lock agreement is rate lack agreement is consider a rate lock executed between the bank executed between the bank agreement to be executed and the City and the City between the bank and the City Final Maturity Series 2011A - 2/1/31 Serres 2011A - 2!1131 Series 2011A - 2!1!31 Series 2011A - 211/31 Series 2009 - 12/1125 Series 2009 - 1211/25 Series 2009 - 12/1125 Series 2009 - 12/1/25 2011A - Prepayment after 211124 on any interest date Prepayable with make -whole Make -whole prepayment. Tax Prepayment Penalty provision, or in 2022 for an Make -whole prepayment exempt issuance can be 2009 - Prepayment after additional 16 (TE) or 6 callable in 2025 for 10 12/1/21 on any payment date (Taxable) bps additional bps Bank Counsel Fee None $6,500 each, or $9,500 far $8,004 Taxable, $10,000 TE, both $15,000 both $30,000 Change in tax rate language Change in tax rate language Change in tax rate language can remove for additional 36 (capped at 35 bps) bps Increased pricing if rating falls to Baa3 or below Cross default to other parity Other Conditions indebtedness Clawback language Amendment Fees Prepared by PFM Financial Advisors, LLC 11/1/2017