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HomeMy WebLinkAboutCRA-R-26-0016 Exhibit ACITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A Component Unit of the City of Miami, Florida) Basic Financial Statements September 30, 2025 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) TABLE OF CONTENTS SEPTEMBER 30, 2025 Independent Auditor's Report Management's Discussion and Analysis (Required Supplementary Information) Paaes 1-2 3-7 Basic Financial Statements: Government -wide Financial Statements: Statement of Net Position 8 Statement of Activities 9 Fund Financial Statements: Balance Sheet — Governmental Funds 10 Reconciliation of the Balance Sheet - Governmental Funds to the Statement of Net Position 11 Statement of Revenues, Expenditures, and Changes in Fund Balances — Governmental Funds 12 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds to the Statement of Activities 13 Notes to Basic Financial Statements 14-25 Required Supplementary Information (Unaudited): Budgetary Comparison Schedule — Special Revenue Fund Note to Required Supplementary Information 26 27 Other Reports: Independent Auditor's Report on Internal Control Over Financial Reporting and and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards 28-29 Management letter in Accordance with the Rules of the Auditor General of the State of Florida 30-31 Independent Accountant's Report or Compliance with Sections 163.387(6) and (7), Florida Statutes 32 X line T niooc, ,A, Certified irn lic / ccvvtw-tnvii- c. CovisrnI-t'oa1t 13453 Sw 105" Elva, Miami, flaridu 33174? 1 T. (305) 7ZD•2.502- INDEPENDENT AUDITOR'S REPORT The Board of Directors City of Miami Southeast Overtown Park West Community Redevelopment Agency: Opinions We have audited the accompanying financial statements of the governmental activities and each major fund of the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency), a component unit of the City of Miami, Florida, as of and for the year ended September 30, 2025, and the related notes to the financial statements, which collectively comprise the Agency's basic financial statements as listed in the table of contents. In our opinion; the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and each major fund of the Agency as of September 30, 2025, and the respective changes in financial position thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the Un-ted States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Resporsibilities for the Audit of the Financial Statements section of our report, We are required to be independent of the Agency, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Agency's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. 1 The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: ■ Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, ard design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. ■ Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Agency's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. ■ Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Agency's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis and budgetary comparison information be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the informatior because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated February 3, 2026 on our consideration of the Agency's internal control over financial reporting and our tests of is compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Agency's internal control over financial reporting. Miami, Florida February 3, 2026 2 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) MANAGEMENT'S ❑ISCUSSION AND ANALYSIS - UNAUDITED SEPTEMBER 30, 2025 This section of the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency) financial statements presents management's analysis of the financial performance for the fiscal year ended September 30, 2025. This discussion addresses whether or not the Agency as a whole is better off or worse off as a result of this year's activities. Overview The purpose of the Agency is to eliminate blight and slum conditions within the redevelopment area of the Agency, pursuant to the redevelopment plans of the Agency for new residential and commercial activity in the Southeast Overtown area. The Agency's primary source of revenue is tax -increment funds. This revenue is computed by applying the operating tax rate for the City and the County, multiplied by the increased value of property located within the boundaries of the redevelopment areas of the Agency, over the base property value, minus 5%. Both the City and the County are required to fund this amount annually without regard to tax collections or other obligations, On August 6, 2007, the City, County and The Children's Trust (the Trust) entered into an Interlocal Agreement with the Agency, whereby the Agency would receive from the Trust, on an annual basis, tax increment revenues derived from the imposition of a half -mil tax levied by the Trust against real property located within the redevelopment district (referred to as Trust revenues). The agency agreed to use the Trust revenues for debt service on, and other obligations relating to; existing debts of the Agency only after all other available tax increment revenues have been exhausted for such purpose, and to remit to the Trust on the last day of the Agency's fiscal year, all of the Trust revenues that are not needed for debt service on, or other obligations relating to, existing debts of the Agency. Further, the Agency's policy is set by a board of directors comprised of the five members of the City commission and are separate, distinct and independent from the governing body of the City; and its management plan is executed by a small professional staff led by its executive director. Financial Hiahliohts The liabilities of the Agency exceeded its assets at the close of its most recent fiscal year by $53,234,958. Of this amount, $30,327,787 is invested in capital assets, and $150,000,000 is restricted for capital projects, resulting in $(127,092,829) (unrestricted net deficit) available to meet the Agency's obligations to citizens in the Southeast Overtown area. At the close of the current fiscal year, the Agency's governmental funds reported combined ending fund balances of $197,596,804, an increase of $151,224,450 in comparison with the prior year. This significant increase was mainly a result of the issuance of Tax Increment Revenue Bonds, Series 2025A and Tax Increment Revenue Refunding Bonds, Series 2025E during the current fiscal year. Overview to the Financial Statements This discussion and analysis is intended to serve as an introduction to the Agency's basic financial statements. The Agency's basic financial statements are comprised of three components: • Government -wide financial statements • Fund financial statements • Notes to the basic financial statements In addition, the Agency reports, as required supplementary information, a budget to actual comparison and notes to the required supplementary information. 3 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) MANAGEMENT'S ❑ISCUSSION AND ANALYSIS - UNAUDITED SEPTEMBER 30. 2025 Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the Agency's finances, in a manner similar to a private -sector business (i.e. economic resources and measurement focus). The statement of net position presents information on all of the Agency's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the Agency is improving or deteriorating. The statement of activities presents information showing how the Agency's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of the related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods. The government -wide financial statements may be found on pages B and 9 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Agency, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance related legal requirements. All of the funds of the Agency are categorized as governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However; unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of expendable resources, as well as on balances of expendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Agency maintains four individual governmental funds during fiscal year 2025. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for each governmental fund. The basic governmental fund financial statements can be found on pages 10 and 12 of this report. The reconciliations between the governmental funds and governmental activities can be found on Sages 11 and 13 of this report. Notes to the Basic Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the basic financial statements can be found on pages 14 to 25 of this report. 4 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) MANAGEMENT'S ❑ISCUSSION AND ANALYSIS - UNAUDITED SEPTEMBER 30. 2025 Budgetary Highlights The Agency adopts an annual budget on an individual fund basis. A budgetary comparison schedule has been provided for the Special Revenue Fund to demonstrate compliance with the budget on page 26 of this report. The following is a brief review of the significant variances between the original budget and the final budget, if any, as well as the significant variances between the final budget and actual amounts, for the Special Revenue Fund: • The significant variance between the final budget and actual amounts reported for community redevelopment expenditures is a result of redevelopment projects that either did not commence yet or were not yet completed as planned. Financial AnaLvsis Government -wide Analysis Our analysis of the financial statements of the Agency begins below. The Statement of Net Position and the Statement of Activities report information about the Agency's activities that will help answer questions about the position of the Agency. A summary of the Agency's net position is presented in Tab e A-1 and a summary of changes in net position is presented in Table A-2. Table A-1 Summary of Net Position FY 2025 FY 2024 Cash Restricted cash Interest receivable Loan receivable Lease receivables Capital assets, net Total assets Current liabilities Non -current liabilities Total liabilities Deferred Inflows of Resources Net position: Net investment in capital assets Restricted for capital projects Unrestricted $ 47,625,415 150,000,000 376,632 163,106 238,769 32,919,076 231,322,998 580,239 177,280,922 177,861,161 226,879 30,327,787 150, 000, 000 (127,092,829) $ 47,984,131 353,502 195,593 413,201 32,730,701 81,677,128 2,547,237 27,097,485 32,005,955 401,253 30,201,837 19,068,083 Total net position $ 53,234,958 $ 49,269,920 • Increase in restricted cash from the prior year is a result of the issuance of Tax Increment Revenue Bonds, Series 2025A in the current year. • Increase in non -current liabilities from the prior year is a result of the issuance of Tax Increment Revenue Bonds, Series 2025A and Tax Increment Revenue Refunding Bonds, Series 2025E in the current year. 5 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) MANAGEMENT'S ❑ISCUSSION AND ANALYSIS - UNAUDITED SEPTEMBER 30. 2025 • A portion of the Agency's net position in the current year ($30,327,787) reflects its net investment in capital assets (e.g. furniture and equipment, infrastructure and and), less any related outstanding debt used to acquire those assets. These assets are not available for future spending. • A portion of the Agency's net position in the current year ($15C,000,000) reflects the funding from the issuance of Tax Increment Revenue Bonds, Series 2025A restricted for specific capital projects. • The remairing portion of the Agency's net position in the current year (-$127,017,829) represents resources that are unrestricted and available for any lawful use by the Agency. Table A-2 Summary of Changes in Net Position FYE 2025 FYE 2024 Revenues: General revenues: Tax increment revenue Charges for Services - leases Investment income Other Total revenues Expenses: General government Community redevelopment Interest on long-term debt Total expenses Change in net position Net position, beginning of year Net position, end of year $ 52,653,923 174,374 1,171, 240 5,142,891 60,328,127 4,016,863 51,174,986 1,171,240 56,363,089 3,965,038 49,269,920 $ 53,234,958 $ 48,080,037 150,823 2,583,622 2,368,169 53,182,651 5,331,650 34, 698,178 1,006,730 41,036,558 12,146,093 20,652,114 49,269,920 • Tax increment revenue increased as a result of the increase in the payout by the City and County from the prior year. • Other revenues increased as a result of the reversal of accrued retainage from previous years and income collected for rent on multiple properties managed by a third -party management company. • Community redevelopment expenses -ncreased in the current year as a result of the increase in project activity. Individual Fund Analysis The fund balance for the Special Revenue Fund increased from $42,025,905 at September 30, 2024 to $44,747,871 at September 30, 2025. The fund balance in the Capital Projects Fund was new during 2025 due to the Tax Increment Revenue Bonds, Series 2025A, and as such has a fund balance of $150,000,000 at September 30, 2025. The fund balance for the Debt Service Fund remained at $0 at September 30, 2025, compared to September 30, 2024. The fund balance for the Non -Major Governmental Fund decreased from $4,346,449 at September 30, 2024 to $2,848,933 at September 30, 2025. Since the Agency only has governmental funds/activities, the changes in fund balance also explain the increases in net position. The following are key factors in the changes in fund balances for 2025: • The decrease in fund balance in the Special Revenue Fund was mainly due to the increase use of Non- TIF funds on redevelopment projects during the current fiscal year as compared to the prior fiscal year. 6 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) MANAGEMENT'S ❑ISCUSSION AND ANALYSIS - UNAUDITED SEPTEMBER 30. 2025 Capital Assets As of September 30, 2025, the Agency's investment in capital assets, net of accumulated depreciation, amounted to $32,919,076, increasing from $30,201,837 as of September 30, 2024. Land Construction -in -progress Furniture and equipment Infrastructure Right of use lease asset Total capital assets Summary of Capital Assets (Net of Accumulated Depreciation) Fiscal Year 2025 $ 19,911,165 3,795,102 59,242 6,610,641 2,542,926 32,919,076 $ Additional capital asset information can be found on page 19 of this report. Fiscal Year 2024 $ 19,911,165 3,077,484 54,025 7,159,163 2,528,864 $ 32,730,701 Long-term Obligations During the fiscal year 2014, the Agency issued $55,885,000 (Series 2014A-1) in tax increment revenue bonds. These bonds are secured by a pledge of certain tax increment revenue amounts received from the City and County on the Southeast Overtown/Park West Community Redevelopment area. The proceeds of the bonds were to be used to pay all or part of the costs of the construction and/or rehabilitation of certain redevelopment projects undertaken pursuant to the Redevelopment Plan. During the fiscal year 2025, the Agency issued $142,235,000 in tax increment revenue bonds (Series 2025A) and $19,675,000 in tax increment revenue refunding bonds (Series 2025B). These bonds are secured by a pledge of certain tax increment revenue amounts received from the City and County on the Southeast Overtown/Park West Community Redevelopment area. The proceeds of the Series 2025A bonds are to be used to pay all or part of the costs of the construction and/or rehabilitation of certain redevelopment projects undertaken pursuant to the Redevelopment Plan. The proceeds of the Series 20256 bonds were used to refund all of the Series 2014A-1 bonds and pay the costs of issuance related to the Series 2025B bonds. As of September 30, 2025, the Agency has bonds and loan outstanding in the amount of $174,460,819 compared to $30,616,209 as of September 30, 2024. Other than the Series 2025A and Series 2025B bonds, no other debt was issued during fiscal year 2025. Also as of September 30, 2025, the Agency has lease liabilities of $2,591,289 compared to $2,547,237 as of September 30, 2024, and compensated absences payable as of September 30, 2025 of $228,814 compared to $188,413 as of September 30, 2024. Additional long-term debt information can be found on pages 20 and 22 of this report. Requests for Information This financial report is designed to provide a general overview of the Agency's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the Executive Director, 819 NW 2nd Ave 3rd Floor Miami FL 33136. 7 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) STATEMENT OF NET POSITION SEPTEMBER 30, 2025 Governmental Activities ASSETS Current assets: Cash $ 47,625,415 Restricted cash 150,000,000 Interest receivable 376,632 Loan receivable 33,811 Lease receivables 112,784 Non -current assets: Loan receivable 129,295 Lease receivables 125,985 Capital assets (net of accumulated depreciation): Land 19,911,165 Construction -in -progress 3,795,102 Furniture and equipment 59,242 Infrastructure 6,610,641 Right to use leased asset 2,542,926 Total assets 231,322,998 LIABILITIES Accounts payable and accrued liabilities 580,239 Non -current liabilities: Due within one year: Bond payable 6,130,000 Lease liabilities 594,057 Due in more than one year: Bond and loan payable 168,330,819 Lease liabilities 1,997,232 Compensated absences 228,814 Total liabilities 177,861,161 DEFERRED INFLOWS OF RESOURCES Leases 226,879 NET POSITION Net investment in capital assets 30,327,787 Restricted for capital projects 150,000,000 Unrestricted (deficit) (127,092,829) Total net position $ 53,234,958 The accompanying notes are an integral part of the basic financial statements. 8 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2025 Expenses Program Revenues Net Revenue (Expense) and Charges for Changes in Net Services Position Functions/Programs Governmental Activities: General government $ 4,016,863 $ 174,374 $ (3,842,489) Community redevelopment 51,174,986 - (51,174,986) Interest on long-term obligations 1,171,240 - (1,171,240) Total governmental activities $ 56,363,089 $ 174,374 (56,188,715) General revenues: Tax increment revenue 52,653,923 Other 5,142,891 Investment income 2,356,939 Total general revenues 60,153,753 Change in net position 3,965,038 Net position - beginning of year 49,269,920 Net position - end of year $ 53,234,958 The accompanying notes are an integral part of the basic financial statements. 9 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) BALANCE SHEET- GOVERNMENTAL FUNDS SEPTEMBER 30, 2025 ASSETS Cash Restricted cash Interest receivable Loan receivable Lease receivables Total assets Major funds Special revenue 5 44,615,474 376,632 163,106 24,749 Capital projects $ 150,000,000 Non -major governmental Debt service fund $ Total governmental funds $ 3,009,941 $ 47,625,415 150,000,000 376,632 163,106 214.020 238.769 5 45,179,961 $ 150,000,000 $ - $ 3,223,961 $ 198,403,922 LIABILITIES Accounts payable and accrued liabilities 5 410,528 $ DEFERRED INFLOWS OF RESOURCES Leases 21,562 FUND BALANCES Non Spendable: Loan receivable Lease receivables Spendable: Restricted Committed Unassigned Total fund balances Total liabilities, deferred inflows of resources and fund balances 129,295 3,187 43,059,908 1, 555,481 44,747,871 150,000,000 150,000,000 $ $ 169,711 $ 580,239 205,317 1,283,394 1,565,539 226,879 129,295 3,187 150,000,000 44,343,302 3,121,020 2,848,933 197,596,804 s 45,179,961 $ 150,000,000 $ - $ 3,223,961 $ 198,403,922 The accompanying notes are an integral part of the basic financial statements. 10 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) RECONCILIATION OF THE BALANCE SHEET - GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION YEAR ENDED SEPTEMBER 30, 2025 Total fund balance - governmental funds $ 197,596,804 Amounts reported for governmental activities in the statement of net position consist of: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. 32,919,076 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds: Lease liabilities (2,591,289) Bonds payable (172,751,955) Loan payable (1,708,864) Compensated absences (228,814) (177,280,922) Net position of governmental activities $ 53,234,958 The accompanying notes are an integral part of the basic financial statements. 11 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS YEAR ENDED SEPTEMBER 30, 2025 Major funcs Non -major Total Special governmental governmental revenue Capital project Debt service fund funds REVENUES Tax increment $ 52,653,923 $ - $ - $ - $ 52,653,923 Leases 83,122 91,252 174,374 Investment income 2,165,227 191,712 2,356,939 Other 4,663,900 - 1,346 477,645 5,142,891 Total revenues 59,566,172 1,346 760,609 60,328,127 EXPENDITURES Current: General government 3,976,462 - 3,976,462 Community redevelopment 48,350,782 2,258,125 50,608,907 Debt service: Principal 515,778 23,945,000 24,460,778 Interest and other charges 59,859 - 1,111,381 - 1,171,240 Other debt service cost - 2,198,074 2,198,074 Total expenditures 52,902,881 - 27,254,455 2,258,125 82,415461 Excess (deficiency) of revenues over (under) expenditures 6,663,291 (27,253,109) (1,497,5161 (22,087,334) OTHER FINANCING SOURCES (USES) Lease liability issued Issuance of debt Premium from issuance of debt Transfers in Transfers out Total other financing sources (uses) 559,829 (4,501,154) 559,829 150,000,000 11,910,060 - 161,910,000 10,841,955 10,841,955 4,501,154 - 4,501,154 (4,501,154) (3,941,325) 150,000,000 27,253,109 - 173,311,784 Net change in fund balances 2,721,966 150,000,000 - (1,497,516) 151,224,450 Fund balances - beginning of year 42,025,905 4,346,449 46,372,354 Fund balances - end of year $ 44,747,871 $ 150,000000 $ - $ 2,848,933 $ 197,596,804 The accompanying notes are an integral part of the basic financial statements. 12 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2025 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the statement of activities are different because: The governmental funds reported capital outlays as expenditures, however, in the statement of activities, the cost of those assets is allocated over their estimated useful lives: Expenditures for capital assets Depreciation expense Loss on disposal of capital assets Items reported in the statement of activities do not require the use of current financial resources, and therefore, are not reported as expenditures in governmental funds: Increase in compensated absences The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction has any effect on net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amount are deferred and amortized on the statement of activities. Lease liability issued Issuance of bonds Premium on issuance of bonds Principal payments on lease liabilities Principal payments on long-term debt Amortization of bond premium Change in net position of governmental activities 1,292,435 (838,014) (266,047) $ 151,224,450 188,374 (40,401) (559,829) (161,910,000) (10,841,955) 515,778 23,945,000 1,443,621 (147,407,385) $ 3,965,038 The accompanying notes are an integral part of the basic financial statements. 13 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 1. Summary of Significant Accounting Policies This summary of the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency) significant accounting policies is presented to assist the reader in interpreting the basic financial statements. The policies are considered essential and should be read in conjunction with the basic financial statements. The accounting policies of the Agency conform to accounting principles generally accepted in the United States of America applicable to governmental units. This report, the accounting systems and classification of accounts conform to standards of the Governmental Accounting Standards Board (GASB), which is the accepted standard -setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: A. Reporting Entity The Agency was established in 1983, by the City of Miami, Florida (the City) under the provisions of Section 163, Florida Statutes. The purpose of the Agency is to eliminate blight and slum conditions within the redevelopment area of the Agency pursuant to the redevelopment plans of the Agency for new residential and commercial activity in the Southeast Overtown area. The board of directors of the Agency is comprised of the five members of the City commission and are separate, distinct and independent from the governing body of the City. The City entered into Interlocal Cooperation Agreements, dated March 31, 1982, with Miami -Dade County, Florida (the County) and related ordinances of the City and County whereby tax increment revenue collected by the parties would be paid to the Agency and used in accordance with the approved budgets of the redevelopment plans and terms and conditions of the Interlocal Agreements for the benefit of the Agency. For financial reporting purposes, the Agency is a component unit of the City and is thus included in the City's comprehensive annual financial report as a blended component unit. B. Government -wide and Fund Financial Statements The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all the nonfiduciary activities of the Agency. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business —type activities, which rely to a significant extent on fees and charges for support. The Agency does not have any business -type activities. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues Separate financial statements are provided for the governmental funds. Major individual governmental funds are reported as separate columns in the fund financial statements. 14 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 1. Summary of Significant Accounting Policies (continued) C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Governmental fund financial statements are reported using the current financial resource measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Agency considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Tax increment revenue, intergovernmental revenues, parking fees, lease revenues, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The Agency reports the following major governmental funds: ■ The Special Revenue Fund accounts for the proceeds of specific revenue sources (other than major capital projects) that are legally restricted for specified purposes. Specifically, this fund reports tax increment revenue collected from the City, County and The Children's Trust: • The Capital Projects Fund accounts for the proceeds from the Tax Increment Revenue Bonds, Series 2025A restricted for specific capital projects in accordance with the bond indenture; and ■ The Debt Service Fund accounts for the accumulation of resources for, and the payment of, bond principal and interest on the Tax Increment Revenue Bonds, Series 2014A, which was refunded. The Agency reports the following non -major governmental fund: • The Non-TIF Special Revenue Fund accounts for the proceeds of revenue sources that are not tax increment revenue and/or other revenue sources not legally restricted for specified purposes. D. Cash and Restricted Cash The Agency's cash and restricted cash includes demand deposits and pooled cash. The Agency participates in the City's pool on a dollar equivalent and daily transaction basis. Investment income (which includes interest and unrealized gains and losses) is distributed monthly based on a monthly average balance. Equity in pooled cash is reflected as Cash on the Agency's statement of net position and governmental funds balance sheet. Unspent proceeds from the Tax Increment Revenue Bonds, Series 2025A are considered restrictec because their use is limited by the applicable bond indenture. E. Lease Receivables The Agency's lease receivables are measured at the present value of lease payments expected to be received during the lease term. A deferred inflow of resources is recorded for the leases. The deferred inflow of resources is recorded at the initiation of the lease in an amount equal to the initial recording of the lease receivable. The deferred inflow of resources is amortized on a straight-line basis over the term of the lease. 15 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 1. Summary of Significant Accounting Policies (continued) F. Capital Assets Capital assets, which include property, plant, and equipment are reported in the applicable governmental type activities column in the government -wide financial statements. Capital assets are defined by the Agency as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays For capital assets and improvements are capitalized as projects are constructed. The Agency has recorded a right to use leased asset for its office facility. The right to use leased asset is initially measured at an amount equal to the initial measurement of the related lease liability plus any lease payments made prior to the lease term, less lease incentives, and plus ancillary charges necessary to place the lease into service, if any. The right to use leased asset is amortized on a straight-line basis over the life of the related lease. Capital assets of the Agency are depreciated using the straight-line method over the following estimated useful lives: Assets Years Furniture and equipment 5 Infrastructure 5-35 Right of use leased asset 3-10 H. Deferred Inflows of Resources The statement of financial position reports a separate section of deferred inflows of resources which represents an acquisition of net position that applies to a future period and is not recognized an inflow of resources or revenue until that time. The Agency has one type of resource, which occurs under a modified accrual basis of accounting in this category, leases, reported in the governmental fund balance sheet. The Special Revenue fund reports unavailable revenue from leases. These amounts are deferred and recognized as an inflow of revenue in the period that the amounts become available. I. Fund Balance / Net Position Fund balance Fund balances for governmental funds are reported in classifications that comprise a hierarchy based primarily or the extent to which the government is bound to honor constraints on the specific purposes for which amounts in those funds can be spent, as follows: • Non spendable fund balance - amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. • Restricted fund balance - amounts that are restricted to specific purposes when constraints placed on the use of resources are either by (a) externally imposed by creditors (such as debt covenants), grantors, contributors, or laws or regulations of other governments; or (b) imposed by law through constitutional provisions or enabling legislations. ■ Committed fund balance - amounts that can only be used for specific purposes pursuant to constraints imposed by formal action of the government's highest level of decision -making authority. 16 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 1. Summary of Significant Accounting Policies (continued) I. Fund Balance / Net Position (continued) • Assigned fund balance - amounts that are constrained by the government's intent to be used for specific purposes, but are neither restricted nor committed. • Unassigned fund balance - amounts that have not been assigned to other funds and that have not been restricted, committed, or assigned to specific purpose within the general fund. When both restricted and unrestricted amounts are available for use, it is the Agency's practice to use restricted resources first. Additionally, the Agency would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance. Net position The government -wide financial statements utilize a net position presentation. Net position can be categorized as net investment in capital assets, restricted, or unrestricted. The first category represents capital assets, less accumulated depreciation and net of any outstanding debt associated with the acquisition of capital assets. Restricted net position represents amounts that are restricted by requirement of debt indenture or enabling legislation. Unrestricted net position represents the net position of the Agency which are not restricted for any project or purpose. 3. Bond premiums, discounts and issuance costs In the government -wide financial statements, bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts are reported as other financing uses. Issuance costs are reported as community redevelopment expenditures in the fund financial statements and community redevelopment expense in the government -wide financial statements. K. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Although these estimates are based on management's knowledge of current events and actions it may undertake in the future, they may ultimately differ from actual results. 2. Cash and Restricted Cash At September 30, 2025, the Agency's cash and restricted cash consists of the following: Cash: Demand deposits $ 816,034 Poo ed cash 46,809,381 $ 47,625,415 Restricted Cash: Demand deposits $ 150,000,000 17 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 2. Cash (continued) Custodial Credit Risk is the risk that in the event of a bank fal ure, the Agency's deposits may not be returned to it. In addition to insurance provided by the Federal Deposit Insurance Corporation (FDIC), deposits are held in banking institutions approved by the State of Florida, State Treasurer to hold public funds. Under the Florida Statutes Chapter 280, "Florida Security for Public Deposits Act", the State Treasurer requires all qualified public depositories to deposit with the Treasurer or another banking institution eligible collateral. In the event of a failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. 3. Loan Receivable On February 1, 2017, the Agency entered into a loan agreement with one of its Overtown Shopping Center tenants to fund the cost of construction of the leased property in the original amount of $400,000. Interest, at a fixed rate of 4%, and principal and interest payments are due monthly in the amount of $3,310, commencing on May 1, 2017 and maturing on March 1, 2030. As of September 30, 2025, future minimum principal payments to be received on the loan are as follows: Fiscal year Amount 2026 $ 33,811 2027 35,188 2028 36,622 2029 38,114 2030 19,371 $ 163,106 4. Lease Receivables Lease receivables at September 30, 2025 consist of the following tenant leases at the Agency -owned Overtown Shopping Center: Tenant lease entered into on November 25, 2014, with the most recent amendment to the agreement on April 4, 2022. Remaining lease term as of October 1, 2021 was 65 months. Monthly rent payments due in accordance with the amended agreement is $577 per month, with 3% escalations every March 1st, The lease receivable is measured as the present value of the remaining minimum rent payments expected to be received during the lease term at a discount rate of 6%, which is the Agency's incremental borrowing rate. Tenant lease commencing on July 1, 2023 for a term of 36 months. Monthly rent payments due is $1,524 per month, with 4% escalations every July 15t. The lease receivable is measured as the present value of the remaining minimum rent payments expected to be received during the lease term at a discount rate of 6%, which is the Agency's incremental borrowing rate. Amount $ 10,460 14,289 18 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 4. Lease Receivables (continued) Tenant lease commencing ❑n July 19, 2024 for a term of 41 months. Monthly rent payments due is $8,317 per month, with 2.5% escalations every July 19th. The lease receivable is measured as the present value of the minimum rent payments expected to be received during the lease term at a discount rate of 6%, which is the Agency's incremental borrowing rate. Amount 214,020 Total lease receivables $ 238,769 In fiscal year 2025, the Agency recognized a total of $174,374 of lease revenue and $19,141 of interest revenue under the leases. As of September 30, 2025, future minimum lease payments to be received on the leases are as follows: Fiscal Year(s) Principal Interest Total 2026 $ 112,784 11,166 123,950 2027 100,687 4,763 105,450 2028 25,298 253 25,551 $ 238,769 16,182 254,951 5. Capital Assets Capital asset activity for the fiscal year ended September 30, 2025 was as follows: Capital assets, not being depreciated: Land Construction -in -progress Total capital assets, not being depreciated Capital assets, being depreciated: Furniture and equipment Infrastructure Right to use leased asset - office Total capital assets, being depreciated Less accumulated depreciation for: Furniture and equipment Infrastructure Right to use leased asset - office Total accumulated depreciation Total capital assets, being depreciated, net Total capital assets (net of accumulated depreciation) During fiscal year 2025, depreciation expense Redevelopment. Balance 9/30/2024 Transfers / Transfers / Balance Additions Deletions 9/30/2025 $ 19,911,165 3,077,484 717,618 22,988,649 717,618 - 19,911,165 - 3,795,102 - 22,706,267 224,691 11,023,787 3,382,789 14,631,267 14,988 559,830 574,818 395,769 395,769 239,679 L0,628,018 3,942,619 L4,810,316 170,666 3,864,624 853,925 4,889,215 9,742,052 $ 32,730,701 in 9,771 - 282,475 129,722 545,768 838,014 129,722 (263,196) 266,047 454,422 266,047 the amount of $838,014 was charged 180,437 4,017,377 1,399,693 5,597,507 9,212,809 32,919,076 to Community 19 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 6. Long -Term Obligations The changes in the long-term obligations for the year ended September 30, 2025 are summarized as follows: Amount due Balance Balance within one 9/30/2024 Additions Deletions 9/30/2025 year Tax Increment Revenue Bonds, Series 2014A 23,945,000 - (23,945,000) - Plus deferred amounts for issuance premium, Series 2014A 1,443,621 - (1,443,621) - Tax Increment Revenue Bonds, Series 2025A - 142,235,000 - 142,235,000 2,735,000 Tax Increment Revenue Refunding Bonds, Series 2025E 19,675,000 19,675,000 3,395,000 Plus deferred amounts for issuance premium, Series 2025A and 2025B - 10,841,955 - 10,841,955 Total bonds payable 25,388,621 172,751,955 (25,388,621) 172,751,955 6,130,000 Gran Centra° Loan 1,708,864 - - 1,708,864 - Total bonds and loan payable 27,097,485 172,751,955 (25,388,621) 174,460,819 6,130,000 Lease liabilities 2,547,237 559,830 (515,778) 2,591,289 594,057 Compensated absences 188,413 40,401 - 228,814 - Total long-term obligations $ 29,833,135 173,352,186 (25,904,399) 177,280,922 6,724,057 Tax Increment Revenue and Tax Increment Revenue Refunding Bonds On August 28, 2025, the Agency issued Tax Increment Revenue Bonds, Series 2025A ("Series 2025A") in the principal amount of $142,235,000, and Tax Increment Revenue Refunding Bond, Series 2025E ("Series 2025B") in the principal amount of $19,675,000, maturing in 2042 and 2030, respectively, with interest rates ranging from 5% to 5.25% payable annually on March 1st These bonds are secured by a pledge of certain tax increment reverue amounts received from the City and County on the Southeast Overtown/Park West Community Redevelopment area. The proceeds of the Series 2025A bonds are to be used to pay all or part of the costs of the construction and/or rehabilitation of certain redevelopment projects undertaken pursuant to the Redevelopment Plan. The proceeds of the Series 2025B bonds were used to refund all of the Series 2014A-1 bonds and pay the costs of issuance related to the Series 202513 bonds. The annual debt service requirements for the bonds as of September 30, 2025, are as follows: Series 2025A Series 2025E Tota Fiscal Year(s) Principal Interest Principal Interest Principal Interest 2026 $ 2,735,000 7,170,652 3,395,000 907,073 6,130,000 8,077,725 2027 2,945,000 6,968,825 3,570,000 724,750 6,515,000 7,693,575 2028 3,100,000 6,817,700 3,745,000 541,875 6,845,000 7,359,575 2029 3,265,000 6,658,575 3,935,000 349,875 7,200,000 7,008,450 2030 2,540,000 6,513,450 5,030,000 125,750 7,570,000 6,639,200 2031-2035 44,075,000 26,960,375 44,075,000 26,960,375 2036-2040 56,595,000 14,439,625 - - 56,595,000 14,439,625 2041-2042 26,980,000 1,435,087 - 26,980,000 1,435,087 $ 142,235,000 76,964,289 19,675,000 2,649,323 161,910,000 79,613,612 20 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 6. Long -Term Obligations (continued) Gran Central Loan On January 20, 1988, the City entered into a loan agreement with the Gran Central Corporation (GCC) to finance 50% of the cost to acquire a parcel of property within the SEOPW CRA Area and relocate and widen Northwest First Avenue between Northwest First Street and Northwest Eighth Street. The loan, in the amount of $1,708,864, does not bear interest and is payable from tax increment funds received from the City and County within a designated area defined in the loan documents on a junior and subordinate basis to the lien granted to holders of the $11,500,000 Community Redevelopment Revenue Bonds, Series 1990. GCC was to be fully repaid by the year 2008 with annual payments to be made to the extent funds are generated by tax increment revenue within the designated area, as defined in the loan document, is available after required payments for the Series 1990 Bonds debt service and any requirement of the reserve fund or reserve product, as defined in the Series 1990 Bond indenture. GCC has subsequently been acquired by another company (referred to as the "predecessor company"), which has taken over the loan. Although the loan was to be fully repaid by 2008, in accordance with the loan agreement, management believes that since no tax increment funds have been generated within the designated area, as defined in the loan documents, no payment on the loan is required, and will only become due when any such tax increment funds have been generated within the designated area. Management does not believe that any such tax increment funds will ever be generated within the designated area. Lease liabilities The Agency has the following operating leases as of September 30, 2025: • On August 18, 2022, the Agency entered into an agreement to lease an office facility, expiring in August 2031. The lease was recorded at the present value of the remaining future minimum lease payments. The agreement requires 10 annual payments of $280,000 per year. The lease liability is measured at a discount rate of 6%. • On August 1, 2024, the Agency entered into an agreement to lease an office facility, expiring in August 2027. The lease was recorded at the present value of the remaining future minimum lease payments. The agreement requires 36 monthly payments of $19,460, with 3% escalations every August 15t. The lease liability is measured at a discount rate of 6%. • On February 11, 2025, the Agency entered into an agreement to sublease retail space, expiring in February 2035. The lease was recorded at the present value of the remaining future minimum lease payments. The agreement requires 120.5 monthly payments of $1,400. The lease liability is measured at a discount rate of 6%. • On February 14, 2025, the Agency entered into an agreement to lease retail/office facilities, expiring in February 2035. The lease was recorded at the present value of the remaining future minimum lease payments. The agreement requires 120.5 monthly payments of $1,667, with 5% escalations every January 15t. The lease liability is measured at a discount rate of 6%. • On April 22, 2025, the Agency entered into an agreement to lease a multipurpose space, expiring in March 2028. The lease was reco-ded at the present value of the remaining future minimum lease payments. The agreement requires 36 monthly payments of $7,560. The lease liability is measured at a discount rate of 6%. 21 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 6. Long -Term Obligations (continued) The future minimum lease obligations and the net present value of the minimum lease payments of the lease agreements as of September 30; 2025, are as follows: Fiscal Year(s) Principal Interest Total 2026 $ 594,057 55,941 649,998 2027 581,089 34,581 615,670 2028 351,110 21,395 372,505 2029 303,304 17,421 320,725 2030 307,606 15,315 321,921 2031-2035 454,123 26,691 480,814 $ 2,591,289 170,344 2,761,633 7. Fund Balances At September 30, 2025, the Agency reported the following governmental fund balances: ■ Non spendable fund balance — these amounts represent the long-term portion of the loan receivable, as well as the difference between the lease receivables and deferred inflows of resources related to those leases, both of which cannot be spent because those amounts are not in spendable form. ■ Restricted fund balance — these amounts are restricted for specific capital projects in accordance with the tax increment revenue bonds, Series 2025A and tax increment revenue refunding bonds, Series 2025B. • Committed fund balance - these amounts can only be used for specific purposes pursuant to constraints imposed by the Board of the Agency. The items cannot be removed unless the Board removes it in the same mariner it was implemented. ■ Unassigned fund balance - amounts that have not been assigned to other funds and that have not been restricted, committed, or assigned to specific purpose within the general fund. Below is a table of fund balance categories and classifications, by fund, at September 30, 2025: Non -major Special Capital Governmental Revenue Projects Fund Non Spendable: Loan receivable $ 129,295 Lease receivables 3,187 Spendable: Restricted - 150,000,000 Committed to community redevelopment 43,059,908 - 1,283,394 Unassigned 1,555,481 - 1,565,539 Total $ 44,747,871 150,000,000 2,848,933 22 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 8. Tax Increment Revenue The Agency's primary source of revenue is tax -increment funds. This revenue is computed by applying the operating tax rate for the City and the County, multiplied by the increased value of property located within the boundaries of the redevelopment areas of the Agency, over the base property value, minus 5%. Both the City and the County are required to fund this amount annually without regard to tax collections or other obligations. In fiscal year 2007, the City, County and The Children's Trust (the Trust) entered into an Interlocal Agreement with the Agency, whereby the Agency would receive from the Trust, on an annual basis, tax increment revenues derived from the imposition of a half -mil tax levied by the Trust against real property located within the redevelopment district (referred to as Trust revenues). The Agency agreed to use the Trust revenues for debt service on, and other obligations relating to, existing debts of the Agency only after all other available tax increment revenues have been exhausted for such purpose, and to remit to the Trust on the last day of the Agency's fiscal year, all of the Trust revenues that are not needed for debt service on, or other obligations relating to, existing debts of the Agency. During 2025, the Agency remitted a total of $2,250,155 to the Trust. In fiscal year 2008, the Agency entered into an interlocal agreement with the City, the County and the City of Miami Omni Community Redevelopment Agency, whereby the Agency may not, for fiscal years 2017 through 2030, budget in excess of 50% of the tax increment revenues collected from certain projects described in that interlocal agreement. The Agency must return 45% of tax increment revenues collected from such projects to the taxing authorities which paid such revenues to the Agency. However, for fiscal year 2025 and beyond, the City Commission, pursuant to resolution R-24-0109, authorized the City Manager to disburse to the Agency the balance returned to the City for the development of affordable housing and related infrastructure at or below sixty percent (60%) of the area median income. During fiscal year 2025, the amount returned to the County totaled $4,392,728. Also during fiscal year 2025, the amount due to the City but kept by the Agency pursuant to resolution R-24-0109 mentioned above, totaled $6,853,577. 9. Interfund Transfers During 2025, The Agency made a transfer of $4,501,154 from the special revenue fund to the debt service fund to cover debt service expenditures. 10. Special Benefit Plans (a) 401(a) Deferred Compensation Plan All employees, including executives and general employees, of the Agency are eligible, after one year of service, to join the ICMA Retirement Trust 401(a) Deferred Compensation Plan (the Plan). The Plan agreement requires the Agency to contribute 15% of each executive employee's earnable compensation, and 5% of each general employee's earnable compensation. Contributions by executive and general employees are not required. Participants may withdraw funds at retirement or upon separation based on a variety of payout options. The following information -elates to the Agency's participation in the 401(a) Deferred Compensation Plan: Executives General Employees Employees Current year's payroll Current year's employer contributions $ 965,995 1,154,873 241,499 144,534 23 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 10. Special Benefit Plans (continued) (b) 457(b) Deferred Compensation Plan All employees, including executives and general employees, of the Agency are eligible to join the United States Conference of Mayors 457(b) Deferred Compensation Plan (the Plan). The Plan agreement requires the Agency to contribute 2-5% of each executive employee's earnable compensation, and is not required to contribute to general employee participants. Contributions by executive and general employees are not required. Participants may withdraw funds at retirement or upon separation based on a variety of payout options. The following information relates to the Agency's participation in the 457(b) Deferred Compensation Plan: Current year's payroll Current year's employer contributions Executives Employees $ 965,995 21,154 11. Risk Management The Agency is exposed to various risks of losses related to torts; theft or damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The Agency purchases commercial insurance for the risks of loss to which it is exposed. Policy limits and deductibles are reviewed by management and established at amounts to provide reasonable protection from significant financial loss. There were no losses or claims incurred during the current fiscal year, and there were no settlements that exceeded insurance coverage during the past three fiscal years. 12.Commitment and Contingencies (a)The Agency is contractually obligated for approximately $153.6 million at September 30, 2025 for construction projects, of which $132.5 million of the projects will be funded with the bonds that were issued in 2025. (b)The Agency is a defendant in several legal actions. The outcome of these actions cannot be determined at this time. Management believes that any liability from these actions will not have a materia effect on the Agency's financial condition. (c) In fiscal year 2010, the Agency entered into a grant agreement with the City, with two subsequent amendments during fiscal year 2012, in an amount not to exceed $8 million, plus interest of approximately $6.1 million, for the renovation of Gibson Park. Payments on the grant will be made through fiscal year 2030, and are pledged by tax increment funds. (d) In fiscal year 2015, the Agency entered into an economic incentive agreement with certain developers in connection with the development of the Miami World Center mixed -use project. The economic incentive agreement calls for payment to the master developer of a certain percentage of tax increment revenues generated from the project during the time period from completion of the first building. During fiscal year 2025, the Agency paid $5.2 million. 24 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO BASIC FINANCIAL STATEMENTS SEPTEMBER 30. 2025 12. Commitment and Contingencies (continued) (e) In fiscal year 2019, the Agency entered into an economic incentive agreement with Downtown Retail Associates, LLC for the development of Block 55. This project will be a developed as a mixed - used development of not less than 250,000 square feet of retail, office, restaurant, and entertainment uses, and not less than 500 residential units. As a development incentive, the Agency shall pay to Developer an incentive payment equal to up to 70% of the incremental TIF generated from this specific project. (f) In fisca year 2021, the Agency entered Into an economic incentive agreement with Grand Central Miami Holdings, LLC for the development of Block 46. This project contains one hundred (100) affordable rental units. As a development incentive, the Agency shall pay to Developer an incentive payment equal to up to 65% of the incremental TIF generated from this specific project. During fiscal year 2025, the Agency paid $327,236 (g) In fiscal year 2024, the Agency entered into a Housing Subsidy Agreement with Block 55 Residential L.P. to subsidize the affordability of 289 housing units for individuals Sixty -years of age and older. The financial commitment for this agreement is $1.6 million per year for a five-year term, not to exceed $8 million, and is subject to the availability of funding. 13. New Pronouncements Issued The following pronouncements were recently issued, but were not yet effective for the Agency's fiscal year ended September 30, 2025. Management will evaluate the effect that the following pronouncements will have on its financial statements as they become effective: • GASB Statement No. 103, Financial Reporting Model Improvements • GASB Statement No. 104, Disclosure of Certain Capital Assets 14. Subsequent events The Agency evaluated subsequent events through February 3, 2026, the date the financial statements were available to be issued, and does not believe that there are any such events or transactions that require disclosure. 25 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) BUDGETARY COMPARISON SCHEDULE - SPECIAL REVENUE FUND (REQUIRED SUPPLEMENTARY INFORMATION - UNAUDITED) YEAR ENDED SEPTEMBER 30, 2025 Budgeted amounts Original Final REVENUES Tax increment revenues $ 52,421,145 Leases Investment income Other Total revenues 52,421,145 EXPENDITURES Current: General government Community redevelopment Debt service: Principal Interest and other charges Total expenditures Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Lease liability issued Transfers out Net carryover fund balance Total other financing sources (uses) Net change in fund balance Fund balances - beginning of year Fund balances - end of year Actual 52,421,145 $ 52,653,923 83,122 2,165,227 4,663,900 52,421,145 59,566,172 Variance with final budget - positive (negative) $ 232,778 83,122 2,165,227 4,663,900 7,145,027 5,216,607 5,216,607 3,976,462 1,240,145 86,066,541 85,066,541 48,350,782 37,715,759 515,778 (515,778) 59,859 (59,859) 91,283,148 91,283,148 52,902,881 38,380,267 (38,862,003) (33,862,003) 6,663,291 45,525,294 (4,502,500) 43,364, 503 38,862,003 (4,502,500) 43,364, 503 38,862,003 (3,941,325) $ 2,721,966 42,025,905 $ 44,747,871 559,829 (4,501,154) The note to the required supplementary information is an integral part of this schedule. 559,829 1,346 (43,364,503) (42,803,328) $ 2,721,966 26 CITY OF MIAMI SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (A COMPONENT UNIT OF THE CITY OF MIAMI, FLORIDA) NOTES TO SUPPLEMENTARY INFORMATION SEPTEMBER 30. 2025 1. Budgetary Policy The Agency adopts an annual budget for the operations of the Special Revenue Fund in accordance with generally accepted accounting principles. The budget is adopted on a modifed accrual basis of accounting, consistent with U.S. generally accepted accounting principles. Budgetary control is maintained at the fund level. 27 Ta.vlooc, ,-Pc. Certified irn lic / ccbL4Yi'tdvirr Coosrnl-tdo-r 13453 Sw 105th Avc, INiami, Florida 3317,ry 11. (305) 7Z4-150Z REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Board of Directors City of Miami Southeast Overtown Park West Community Redevelopment Agency: We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities and the major fund of the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency) as of and for the year ended September 30, 2025, and the related notes to the financial statements, which collectively comprise the Agency's basic financial statements, and have issued our report thereon dated February 3, 2026. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Agency's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Agency's internal control. Accordingly, we do not express an opinion on the effectiveness of the Agency's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses and significant deficiencies may exist that were not identified. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the Agency's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 28 Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Miami, Florida February 3, 2026 29 f X -Ric Vile Two Certified Tri Iic Accvvtw-tnw-1- c. Covisrni-ioot 13453 SW 105' Elva, Miami, Florida 3317(v l T. (305) 7Z0•2-502- MANAGEMENT LETTER IN ACCORDANCE WITH THE RULES OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA The Board of Directors City of Miami Southeast Overtown Park West Community Redevelopment Agency: Report on the Financial Statements We have audited the financial statements of the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency), a Component Unit of the City of Miami, Florida, as of and for the fiscal year ended September 30, 2025, and have issued our report dated February 3, 2026. Auditor's Responsibility We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and Chapter 10.550, Rules of the Florida Auditor General. Other Report Requirements We have issued our Independent Auditors' Reports on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of the Financial Statements Performed in Accordance with Government Auditing Standards. Disclosures in that report, which is dated February 3, 2026, should be considered in conjunction with this management letter. Prior Audit Findings Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. Corrective action has been taken to address the finding and recommendation that was reported in the preceding annual financial audit report. Official Title and Legal Authority Section 10.554(1)0)4., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. Such disclosures are made in note 1 to the Agency's financial statements. Financial Condition and Management Section 10.554(1)(i)5.a. and 10.556(7), Rules of the Auditor General, requires that we report the results of our determination as to whether or not the Agency has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s) met. In connection with our audit, we determined that the Agency did not meet any of the conditions described in Section 218.503(1), Florida Statutes. Pursuant to Sections 10.554(1)(i)5.c. and 10.556(8), Rules of the Auditor General, we applied financial condition assessment procedures as of September 30, 2025. It is management's responsibility to monitor the Agency's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. 30 Section 10.554(1)(i)2., Rules of the Auditor General, requires that we communicate any recommendations to improve financial management. In connection with our audit, we did not have any such recommendations. Property Assessed Clean Energy (PACE) Programs As required by Section 10.554(1)(i)6.a., Rules of the Auditor General, a statement is required as to whether a PACE program authorized pursuant to Section 163.081 or Section 163.082, Florida Statutes, did or did not operate within the Agency's geographical boundaries during the fiscal year under audit. The Agency did not have a PACE program operate within its geographical boundaries during the fiscal year under audit. Specific Information As required by Section 218.39(3)(a), Florida Statutes, and Section 10.554(1)(i)6, Rules of the Auditor General, the Agency reported: a. A total of 20 employees compensated in the last pay period of the Agency's fiscal year. b. No independent contractors to whom nonemployee compensation was paid in the last month of the Agency's fiscal year. c. Compensation earned by or awarded to employees, whether paid or accrued, regardless of contingency totaled $2,159,994 for the fiscal year. d. No compensation earned by or awarded to nonemployee independent contractors, whether paid or accrued, regardless of contingency for the fiscal year. e. The following is a list of construction projects with a total cost of at least $65,000 approved by the Agency that is scheduled to begin on or after October 1 of the fiscal year being reported: Project Name Project Expenditures for FYE 9/30/2025 Quadplex Affordable Housing Project at 244 NW 16t'" St. $ 481,480 f. A budget variance based on the budget adopted under Section 189.016(4), Florida Statutes, before the beginning of the fiscal year being reported if the Agency amends a final adopted budget under Section 189.016(6), Florida Statutes — is not applicable, as the Agency did not amend a final adopted budget under Section 189.016(6), Florida Statutes. Additional Matters Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address noncompliance with provisions of contracts or grant agreements, or abuse, that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but which warrants the attention of those charged with governance. In connection with our audit, we did not have any such findings. Purpose of this Letter Our management letter is intended solely for the information and use of the Florida Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, and the Board of Directors and management of the Agency, and is not intended to be and should not be used by anyone other than these specified parties. Miami, Florida February 3, 2026 31 X ic106 T Iviobc, Certified Yrnblic Accornvitm CotisrnI-#061t 13453 SW 10a"' Ave, Miami, -Florida 3311(pi T. (i() 714-2502 INDEPENDENT ACCOUNTANT'S REPORT ON COMPLIANCE WITH SECTIONS 163.387(6) AND (7), FLORIDA STATUTES The Board of Directors City of Miami Southeast Overtown Park West Community Redevelopment Agency: We have examined the City of Miami Southeast Overtown Park West Community Redevelopment Agency (the Agency), a Component Unit of the City of Miami, Florida compliance with Sections 163.387(6) and (7), Florida Statutes regarding the redevelopment trust fund during the year ended September 30, 2025. Management is responsible for the Agency's compliance with those requirements. Our responsibility is to express an opinion on the Agency's compliance based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about the Agency's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Agency's compliance with specified requirements. In our opinion, the Agency complied, in all material respects, with the aforementioned requirements for the year ended September 30, 2025. This report is intended solely for the information and use of the Florida Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, and the Board of Directors and management of the Agency, and is not intended to be and should not be used by anyone other than these specified parties. ' ut f ,&, PA Miami, Florida February 3, 2026 32