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HomeMy WebLinkAboutCRA-R-25-0052 Backup (2)CR CORALROCK DEVELOPMENT GROUP ST. AGNES CHURCH COMMUNITY DEVELOPMENT CORPORATION SOULOF OV :RTOWN APARTMENTS Proposal from Coral Rock St. Agnes Partners, LLC, a single purpose entity controlled by Coral Rock Development Group, LLC ("CRDG") and St. Agnes Church Community Development Corporation ("SACCDC"). Prepared in response to Southeast Overtown/Park West Community Redevelopment Agency Request for Proposals No. 24-01, for NW 12th St. Affordable Housing Development May 21, 2024 Contact: Michael Wohl mwohl@coralrockgroup.com 2800 Ponce de Leon Blvd, #1160 I Coral Gables, Florida 33134 305-270-2228 WELCOME 1Q HISTORIC OVERTOWN EXHIBIT "A" TABLE OF CONTENTS Letter of Tra nsm itta I 4 Development Concept 6 Project Overview 7 8 Vision for the Project 9 Overtown as a Destination............................................................ 14 Parking for Residents and Overtown Visitors 15 Project Schedule 17 Proposal Structure 17 Financing Plan 18 Budget 19 Financing Sources 20 Pro forma 21 Evidence of Financing 22 Qualifications and Experience 35 Proposer's Qualifications 36 Key Subconsultants Qualifications 37 Organizational Chart 39 Ability to Complete the Project 39 Key Personnel 40 Financial Statements 48 Current Developments and Comparable Projects 49 Proposer Current Developments and Comparable Projects 50 Subconsultant Current Developments and Comparable Projects56 Community Benefits 58 References 61 Appendix 66 Description of the Project 13 EXHIBIT "A" LETTER OFTRANSMITTAL CR May 21, 70074 CORALROCK DEVELOPMENT GROUP The Office of the City Clerk, City of Miami 3500 Pan American Drive Miami, Florida 33133 Attention: Mr. Brian leltsman, RA, Director of Architecture and Development Southeast Overtown/Park West Community Redevelopment agency (SEOPW CRA) Re: Southeast OvertownlPark West Community Redevelopment Agency Request for Proposals No. 24-01, for NW 12th Street Affordable Housing Development ("RFP") Dear Mr. Zeltsman: Coral Rock St. Agnes Partners, LLC, ("Coral Rock 5t. Agnes") appreciates the opportunity to respond to the RFP and present to the SEOPW CRA the vision for its project SOUL of Overtown Apartments. Coral Rock St. Agnes is a single purpose entity comprised of two members: Coral Rock Development Group, LLC ("CRDG"), a south Florida real estate development firm acting as master developer for the project, and St. Agnes Church Community Development Corporation ("SACCDC"), a not -for -profit entity that fosters educational, social, and economic development for underserved residents of the Overtown community at large. The principal partners of CRDG are Michael Wohl, Stephen Blumenthal, Victor Brown, and David Brown. Amalgamating their talents eight years ago to form CRDG, they bring a combined 150 years of successful development evidenced by over 10 million square feet of commercial properties and over 11,000 residential units. Their portfolio displays an array of endeavors including mixed -use projects, shopping centers, self -storage facilities, industrial warehouses, residential apartments and townhomes. Importantly, CRDG partner Michael Wahl brings particular expertise in affordable housing, having built more than 75 affordable and workforce developments in 3 states with 27 of those in Miami -Dade County and 15 in the City of Miami. CRDG is currently developing four affordable mixed -use, mixed -income projects in Miami. Affordable housing projects require a unique expertise to be financially successful and truly affordable. The CRDG team has the knowledge and experience to identify and obtain necessary subsidies from a myriad of sources including federal, state, and local funding through grants, bond structures, tax incentives, and other mechanisms in conjunction with conventional mortgage financing to ensure a successful development. SACCDC was founded in 2015 to provide social and civic services and improve the lives and livelihoo of the Overtown population. SACCDC's contributions include back -to -school programs, scholarships, d 2800 Ponce de Leon Boulevard, Suite 1160 l Coral Gables, Florida 33134 (305) 270-2228 l www.coralrockgroup.com 14 EXHIBIT "A" LETTI OFTRANSMITTAL mental and .physical health programs and awareness, food and clothing drives, as well as adult educational and financial literacy programs. A progeny of the Historical 5t. Agnes' Episcopal Church which has served the religious and humanitarian needs of Miami's African -American community for more than 100 years, the SACCDC is led by Revered Denrick E. Rolle who has also served as Pastor and Rector for the Church since 2012. Assisting Reverend Rolle in the leadership of SACCDC is Executive Director, Carlos D. Rolle, President of Palm Construction and Design Group, Inc.. and a longtime Miami resident and St. Agnes Church member. A professional engineer and certified general contractor, Carlos Rolle brings vast management experience with a concentration on affordable housing. The leadership of the SACCDC intimately understands the need for affordable housing in the Overtown community and can assist in identifying individuals and families who are best suited to qualify for and capitalize on the benefits afforded by this development. The vision for SOUL of Overtown Apartments was carefully crafted to encompass the Goats and Guiding Principles of the SEOPW CRA 2018 Redevelopment Plan update: that Overtown "will once again become a destination and will be a place for people to live, work and enjoy its unique history and culture." The growing disparity between stagnant incomes and escalating rents has amplified the gentrification of Overtown. Miami -Dade remains the most cost -burdened rental market in the country. Affordable housing is a crucial aspect to decelerating Plan goal of providing housing choices for new and existing Overtown Apartments proposes a mixed -income, mixed -use development offering a combination of studios, one, two, and three bedroom apartments totaling 178 units with affordability levels in the range of 60% to 1211% area median income (""AMI ') as defined by HUD. All units will include state of the art appliances and contemporary design and fixtures. Residents will have access to a premium amenity package that includes a clubhouse, fitness center, business center and conference room, and computer lab, as well as a generous outdoor patio with two barbecue areas complimented by decorative planters and other landscaping. In addition, approximately 4,000 square feet will be designated for street-levet retail establishments compatible with the area on NW 3rd Ave. The plan also includes a small business incubator space to support local startup business owners, promoting innovation and entrepreneurship. A 5-level parking garage with approximately 216 spaces will accommodate all residents and retail visitors. Security features for the building include electronic key entry, security cameras, and on -site building maintenance. this trend and achieving the Master residents. To that end, SOUL of The Coral Rock St. Agnes team is committed to ensuring that the SEOPW CRA residents and stakeholders realize the many economic benefits of this proposal. We look forward to helping the Overtown District "once again become a destination, and a place for people to live, work and enjoy its unique history and culture. Sincerely, Michael Wohl, Authorized Representative Coral Rock St. Agnes Partners, LLC 2800 Ponce de Leon Boulevard, Suite 1160 t Coral Gables, Florida 33134 (305) 270-2228 l www.coralrockgroup.com 15 DEVELOPMENT CONCEPT EXHIBIT "A" PROJECT OVERVIEW SOUL of Overtown Apartments is a mixed -income, mixed -use development designed to create affordable housing for existing community residents, safeguard the historic significance of St. Agnes Episcopal Church, and expand the tax base of the community by creating an attractive destination for new residents. In response to the dire need for affordable housing in Miami -Dade that stems from the dual problem of high housing costs and low wages, the project offers a broad mix of beautifully designed studio, 1, 2, and 3-bedroom units with affordability levels in the range of 60%to 120% of the area median income ("AMI").This spectrum of affordability is essential to building a resilient and self-sustaining economy, ensuring a local workforce of essential workers (teachers, healthcare providers, first responders, service workers, etc.), and improving the quality of life for new and existing Overtown residents by increasing their disposable income. Ideally located on Northwest 3rd Avenue, SOUL of Overtown Apartments is within walking distance from the Overtown Optimist Club and Theodore Gibson Park. Residents can easily access the generous sport fields, playgrounds, full-size swimming pool and myriad year-round programs it offers. Additionally, the project is located directly across from Frederick Douglas Elementary School, offering incredible convenience for teachers and students who make their home at SOUL of Overtown Apartments. The design and location of this project have been carefully curated to maximize the highest and best use of the property and to minimize rental cost for prospective tenants, while delivering attractive, well-appointed, welcoming and secure homes for families and individuals. In addition to creating residential units, SOUL of Overtown Apartments will extend the business corridor along NW 3rd Avenue by creating street level retail space to complement existing businesses. This commercial area will create a variety of new job opportunities for residents, stimulate economic growth, and promote Overtown as a cultural destination. 7 EXHIBIT "A" DESCRIPTION OFTHE PROJECT Coral Rock St. Agnes proposes a single 12-story building with 178 residential units ranging from studios to three -bedroom units. The project will incorporate a mixed -income, multifamily component that provides units for renters whose incomes fall with affordability thresholds as dictated by HUD. In Miami, nearly six in ten renters (59.7%) in City of Miami District 5 are "cost -burdened," with 34% of renters spending more than 50% of their income on housing. Mindful of this dire need in the community, we have structured the development based on the following income levels: • 40% at 60 AM I • 60%at80AMI-120AMI On the fifth floor, residents will have access to a premium amenity package that includes an indoor clubhouse, fitness gym, business center and conference room, and a computer lab. This level will also include a generous outdoor patio furnished with two barbecue stations, contemporary outdoor furniture, decorative planters, and other landscaping to soften and beautify this elevated outdoor oasis. On the first floor, an attractively appointed lobby area will welcome residents home. State of the art security measures including electronic key entry, security cameras, and on site building maintenance will provide enhanced security. Approximately 4,000 square feet of commercial retail space will also be located on the first floor fronting Northwest 3rd Avenue. Additionally, the building design includes a parking garage that will accommodate approximately 216 spaces for residents, visitors, and retail customers. Bicycle racks, storage, and a package room center are also included in the design. Importantly, the project will be designed to achieve LEED Silver Certification as stipulated by the Florida Green Building Coalition. It will incorporate building systems that focus on indoor air quality, energy conservation, water efficiency and sustainably sourced building materials. Furthermore, it will include systems to ensure and monitor energy consumption, particularly light power density design, ambient air controls and spectrally selective window glazing. 8 VISION FOR THE PROJECT EXHIBIT "A" 19 VISION FOR THE PROJECT EXHIBIT "A" UNITS/FLOOR OTLI010 06541opA ' 2BEbeiotia BEDROP;1 oo 01 02 ea 00 FLOOR PLANS O2,..d 4111 FLOOR PLAN 3 1JNITS/FLOOR 001 RETAIL LOBBY 1 AMENITIES 1.10.10110 0 30 PARKING SPACES (I-) GROUND FLOOR PLAN PARKING SPACES 1 1 0 VISION FOR THE PROJECT A a 1 EXHIBIT "A" UNITS/FLOOR OECAOS. bit 2 BE °ROOM 05 9 BE DROOM 01 TOTAL 22 UNITS/FLOOR sTureio 06 1 BEDROOM 05 0S9ROObl 05 BEOROOM 01 TOTAL 10 FLOOR PLANS cr,TYPICAL FLOOR PLAN (6TH-12TH LEVEL) 22 UNITS/FLOOR Sth LEVEL FLOOR PLAN liras VISION FOR THE PROJECT EXHIBIT "A" .men ERR. FRONT AND BACK ELEVATIONS woke. re reierliO 'IV: 4.. 4 w 4 w 4 4 ACCol reteel Fee wme 4 w 4 „ 4 s v 4 IRO Ineotlne Moo., opt ic{.{.70d NOLO crociorrraeollouorefr Toe 1 ■ 11 11 11 11 .. !1 11 11 11 VIOIANTOTOMMOOM en. OUT OHOOPe w L 11 11 11 11 11 !1 11 11 r I� f NVINST Kier{ k mono" own. nueori rya IMOITHOMOtpte Mae Tre 12 VISION FOR THE PROJECT ISTANNTIP.31.1. 115..111.1. 1.111" 1"1" cwwwm•Ax.crtn.-9 P.m!. .1.1 NOM 0.1..SOINTINT TNX EXHIBIT "A" SIDE ELEVATIONS •1,1171.tomij; 1 117.1 [Ilan= [I -71 F-1 T1 1.41.1"07.1.1.1.611 ce.arrtriusa.... ..........111 W.W.II 1....1"1" :cr...... "":" ............. .1.....arrlsarl At AP I 1 I 11 • 0.0.411.11.1" 1.. • poK.1.1.4" 1.11". ...740.111.191-11. ...111Z1r.1.14•Sel mu. 5!"'r I Ti ..1 Li L_1 1M. "Hs.. 1.1011.111r..0 IMO. pa NITPITOWN '11"1 46, "WI4 'WI 9 '74 4 er• 9 4 1 13 EXHIBIT "A" OVERTOWN A DESTINATION Nestled in the middle of Overtown's Historic District, SOUL of Overtown Apartments continues the long - held tradition of the Historic St. Agnes Episcopal Church to ensure safe and attractive residential facilities for the residents of Overtown, while also developing spaces that will draw new visitors creating new jobs and economic opportunities for the community. In the recent years, Overtown has experienced a renaissance as a cultural and entertainment destination, bringing new visitors each day to vibrant new or renovated venues such as Red Rooster, the Overtown Performing Arts Center, Lil Greenhouse Grill, among others. SOUL of Overtown Apartments seeks to continue the path of economic development by creating retail and commercial space along the NW 3rd Avenue business corridor that serves the needs of the neighboring community. Offering 4,000 sq.ft. of retail space, including incubator spaces for local small business, the project will create new jobs and sources of income. The tenants of the new retail space will be carefully curated to ensure they complement the rich history of the Overtown community and are in line with the needs of the adjoining neighbors. Overtown residents and visitors will be able to drive or walk to brand new establishments, which will also service parents, students, and teachers attending The Frederick Douglass Elementary School as well as the visitors of the neighboring community recreational areas, including Gibson Park and the Culmer Overtown Branch Library. hlil y, \ ;, 114 EXHIBIT "A" PARKING FOR RESIDENTS AND OVERTOWN VISITORS The building will include a 5-level parking garage that will accommodate approximately 216 spaces to provide sufficient parking for residents and retail space patrons and employees. In addition,street level parking is also availble along NW 3rd Avenue and NW 12th Street, providing a quick and convenient alternative for visitors. Importantly, SOUL of Overtown Apartments is proximate to local and regional public transportation. RETAIL is r • LOBBY 1 AMENITIES • % T: GROUND FLOOR PLAN �f 39 PARKING SPACES 115 EXHIBIT "A" PARKING FOR RESIDENTS AND OVERTOWN VISITORS NIL UNITS/FLOOR m 1 BEDROOM 01 remCa'1' rhyME2ZANIN€ FLOOR PLAN �..`,YI� 42 PARKUNG SPACES . J (T)2nd-4m FLOOR PLAN r� f 3 UNITS/FLOOR 116 EXHIBIT "A" PROJECT SCHEDULE SOUL of Overtown Name 1 Development Agreement Execution 2 Site Plan Package 3 Adm inistrative Site Plan Approval 4 Construction Document Design 5 CRA Concept Design Review & Approval 6 Permitting&Approvals 7 Construction 8 Start of Pre -Leasing 9 Start of Resident Occupancy / Tenant Move -In 10 Full Stabil¢ation Assigned to Start Finish 5/22/2024 9/24/2024 0 9/25/2024 12/17/2024 0 12/18/2024 4/22/2025 0 4/23/2025 8/26/2025 0 8/27/2025 10/7/2025 0 10/8/2025 3/24/2026 0 3/25/2026 1/25/2028 0 7/26/2027 7/26/2027 0 1/26/2028 1/26/2028 0 7/26/2028 7/26/2028 0 %Complete May2024 Oct2024 Apr 2025 Sep2025 Mar2026 Aug 2026 Fels 2527 rL PROPOSAL STRUCTURE This project will be developed following the public -private principles in the Updated Redevelopment Plan and will be financed through tax credits and CRATIF grants.To achieve this financing structure, SACCDC offers to purchase a fee simple interest in the property for $1,000, payable upon closing. 17 EXHIBIT "A" FINANCING PLAN EXHIBIT "A" BUD ET DEVELOPMENT BUDGET PERSQFT COSTPERUNIT TOTAL COSTS Land !Acquisition Acquisition $0.01 $6 $1,000 Broker Commision $0.00 $0 $0 Hard Costs Construction Costs - Def. GC Fees $435.16 $282,857 $50,348,473 Deferred GC Fees $0.00 $0 $0 Hard Cost Contingency $21.76 $14,143 $2,517,424 Soft Costs Architect $13.92 $9,045 $1,610,000 Engineer $2.94 $1,910 $340,000 Inspections $5.36 $3,483 $620,000 Survey $0.22 $140 $25,000 Environmental/Soils $0.48 $309 $55,000 FF&E $3.67 $2,388 $425,000 Municipal Fees (Plat,Siteplan,Review) $0.65 $421 $75,000 Building Permits $9.63 $6,257 $1,113,818 Municipal Fees - Impact $10.15 $6,595 $1,173,957 UtilityFees $1.12 $730 $130,000 W &SlMeter Fees $1.84 $1,196 $212,970 Borrower Legal Co unsel $3.63 $2,360 $420,000 Marketing & Start Up $1.43 $927 $165,000 Accounting $0.52 $337 $60,000 Insurance -Builders Risk,OCIP $1.86 $1,210 $215,359 Insurance -Perm. $3.08 $2,000 $356,000 RE Taxes $0.65 $422 $75,171 Miscellaneous $0.86 $562 $100,000 Soft Cost Contingency $3.10 $2,015 $358,614 Finance/Bank Fees Finance Fees $18.94 $12,309 $2,191,000 Title & Recording $2.18 $1,417 $252,225 Appraisal& Market Study $0.22 $140 $25,000 Tax Credit Fees $1.79 $1,163 $207,000 Construction Interest $26.37 $17,140 $3,051,000 Seed Capital Interest $0.43 $281 $50,000 Reserves Replacement Reserve $0.46 $300 $53,400 Operating Reserve (6 months) $5.53 $3,595 $639,947 Developer Fee &OH Developer's OH $22.88 $14,871 $2,647,000 Developer's Fee $80.07 $52,045 $9,264,000 Total Uses $680.88 $442,575 $78,778,357 119 EXHIBIT "A" FINANCING SOURCES Sources Tax Credit Equity 1 st Mtg. Debt Svc Coverage City of Miami - GOB Su rtax SAI L New Market Credits $119.76 $293.00 $242.01 $0.00 $0.00 $0.00 $77,844 $190,449 $157,303 $0 $0 $0 $13,856,280 $33,900,000 $28,000,000 $0 $0 $0 Deferred GC Fee $0.00 $0 Deferred Developer Fee $26.12 $16,978 $o $3,022,077 Total Sources $680.88 $442,575 $78,778,357 SOUL of Overtown Apartments will be built and constructed utilizing multiple financial resources both public and private, as follows: Housing Bonds: SACCDC will apply for housing bonds through the Miami Dade Housing Finance Agency (HFA) in the amount designated on our proforma. We have communicated with the HFA office, and they have the capacity ($1 MM) and priority interest in facilitating ground up construction of quality workforce and affordable housing units in core areas of the City of Miami. There is an established market for these bonds and the related construction loan. Tax Credits Equity: The 71 affordable housing units will receive auto credits for 4% equity. These credits are sold to financial institutions who receive dollarfordollar credits and tax reductions for their investment. Banks often fulfill their CRA obligations by investing in these credits. CRA TIF Bond Funds: RFI No. 23-02 pending application was submitted to the SEOPW for CRA bond financing. Deferred Developer Fee: SACCDC shall defer a portion of its developer fee. This fee will be paid from cash flow from the project. Miami Dade County Surtax: County surtax each year is raised through an excess tax on the deed transfers of land and commercial property within the county and awarded through an RFP process. With the volume of sales during this calendaryear,we anticipate the County will receive $50-$100 million dollars in surtaxfunds. Other Subsidy The subject property is in a Qualified Census Tract (QCT) for the procurement of new market tax credits (NMTC). SACCDC has spoken to several recipients of the credits, and they are interested in our proposal. These credits will go to subsidize the non-residential development. Note: Financial models, financing, and construction costs as well as sources of financing contained in response to the RFP are based upon current market conditions and, accordingly, may increase or decrease based upon future market conditions. 20 EXHIBIT "A" PRO FORMA 15 YEAR- CASH FLOW ANALYSIS INCOME YR 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7 YR 8 YR 9 YR 10 YR 11 YR 12 YR 13 YR 14 YR 15 Grass Rental) no] me 3,906,396 3,984,524 4,064,214 4,145,499 4,228,409 4,312,977 4,399,236 4,487,221 4,576,966 4,668,505 4,761,875 4,857,112 4,954,255 5,053,340 5,154,407 Other Income 287,300 293,046 298,907 304,885 310,983 317,202 323,546 330,017 336,618 343,350 350,217 357,221 364,366 371,653 379,086 Potential Gross Income 4,193,896 4,277,570 4,363,121 4,450,884 4,539,891 4,630,179 4,722,783 4,817,238 4,913,583 5,011,855 5,112,092 5,214,334 5,318,621 5,424,998 5,533,498 Vacancy (209,585) (213,878) (218,156) (222,519) (226,970) (231,509) (236,139) (240,862) (245,679) (250,593) (255,605) (260,717) (265,931) (271,250) (276,675) Effective Gross Income 3,984,011 4,063,691 4,144,965 4,227,865 4,312,422 4,398,670 4,486,644 4,576,377 4,667,904 4,761,262 4,856,487 4,953,617 5,052,690 5,153,743 5,256,818 EXPENSES Repair & Maintenan ce 151,300 155,839 160,514 165,330 170,289 175,398 180,660 186,080 191,662 197,412 203,335 209,435 215,718 222,189 228,855 Reconditioning 39,160 40,335 41,545 42,791 44,075 45,397 46,759 48,162 49,607 51,095 52,628 54,207 55,833 57,508 59,233 Payroll 284,800 293,344 302,144 311,209 320,545 330,161 340,066 350,268 360,776 371,599 382,747 394,230 406,057 418,238 430,786 General&Administrative 57,850 59,586 61,373 63,214 65,111 67,064 69,076 71,148 73,283 75,481 77,746 80,078 82,480 84,955 87,503 Marketing&Advertising 35,600 36,668 37,768 38,901 40,068 41,270 42,508 43,784 45,097 48,450 47,843 49,279 50,757 52,280 53,848 Grounds&Landscaping 27,590 28,418 29,270 30,148 31,053 31,984 32,944 33,932 34,950 35,999 37,079 38,191 39,337 40,517 41,732 BuildingSensices 30,260 31,168 32,103 33,066 34,058 35,080 36,132 37,216 38,332 39,482 40,667 41,887 43,144 44,438 45,771 Utilities 111,250 114,588 118,025 121,566 125,213 128,269 132,838 136,823 140,928 145,156 149,511 153,996 158,616 163,374 168,276 Total Variable Expenses 737,810 759,944 782,743 806,225 830,412 855,324 880,984 907,413 934,636 962,675 991,555 1,021,302 1,051,941 1,083,499 1,116,004 Real Estate Taxes 46,843 48,043 49,484 50,988 52,497 54,072 55,694 57,365 59,086 60,859 62,685 64,565 66,502 68,497 70,662 Insurance 356000 366,680 377,880 389,011 400,681 412,702 425,083 437,835 450,970 464,499 478,434 492,787 507,571 522,798 538,482 Management Fee 139,440 142,229 145,074 147,975 150,935 153,953 157,033 160,173 163,377 168,644 189,977 173,377 176,844 180,381 183,989 Total. 0 perating Expenses 1,279,894 1,316,896 1,354,981 1,394,179 1,434,525 1,476,051 1,518,793 1,562,787 1,608,069 1,654,677 1,702,651 1,752,031 1,802,858 1,855,175 1,909,027 CapitalReseives 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 44,500 Total Expenses 1,324,394 1,361,396 1,399,481 1,438,679 1,479,025 1,520,551 1,563,293 1,607,287 1,652,569 1,699,177 1,747,151 1,796,531 1,847,358 1,899,675 1,953,527 Net Operating loco me 2,659,618 2,702,295 2,746,485 2,789,185 2,833,397 2,878,119 2,923,350 2,969,090 3,015,335 3,062,085 3,109,337 3,157,087 3,205,332 3,254,068 3,303,292 Deht Service {2,309,565) (2,309,565) (2,309,565) {2,309,565) (2,309,565) (2,309,565) {2,309,565) (2,309,565) (2,309,565) (2,309,565) (2,309,565) (2,309,565) (2,309,565) (2,309,565) {2,309,565) Cash Flow After Debt 350,053 392,731 435,920 479,621 523,832 568,554 613,786 659,525 705,771 752,521 799,772 847,522 895,767 944,504 993,727 Assumptions: Gross Rental Income - 60%-120%AMI based on 2024 Income limits & rent limits (HUD release: 4/2/2024), minus estimated utility allowance for all qualified units. Other Income - Retai I tenant rent, parking fees, pet fees, etc. Vacancy - 5% Management Fee - 3.5% of gross income Capital Reserves - $250 per unit/yr Debt Service - 6.25% interest, 40 year amortization Note: OUR LONG-TERM COMMITMENT TO KEEP THE AFFORDABLE AND WORKFORCE UNITS RENT RESTRICTED SHALL BE INCORPORATED IN A LURA (LAND USE RESTRICTIONAGREEMENT) FOR A MINIMUM OF 30 YEARS. 121 EXHIBIT "A" EVIDENCE OF FINANCING Community Capital May 15, 2024 Coral Rock Development Group 2800 Ponce de Leon Blvd. Suite 1160 Coral Gables, FL 33134 ATTN: Michael Wohl Re: Letter of Interest SOUL of Overtown Apartments — Miami, Miami -Dade County, Florida Dear Mr. Wohl: Citibank, N.A. ("CITI") understands that Coral Rock St. Agnes Partners, LLC ("Coral Rock") intends to submit an application to the City of Miami for General Obligation Bond (GOB) funds to be used in conjunction with a tax-exempt loan to fund the construction of a 178- utitaffordable multifamily housing property in Miami, Miami - Dade County, FL (the "Project"). CITI may be interested in arranginga tax-exempt construction to permanent loan (see attached Term Sheet, "Exhibit A"), This letter is not intended to be, and shall not constitute, a commitment to lend, syndicate a financing, underwrite or purchase securities, comrrtit capital, or provide or arrange any portion of the financing for the Project. Such obligations would arise only under separate written agreements acceptable to CITI in its sole discretion. Furthermore, any such commitments would be subject to, among other things, (a) the satisfactory completion of CITI's customary due diligence review; (b) approval by CITI internal committees; (c) the receipt of any necessary governmental, contractual and regulatory consents or approvals in connection with the Project and the related financing; (d) the negotiation and documentation of the financing referred to above, including the terms and conditions of the financing, in form and substance satisfactory to CITI and its counsel; and (e) there not having occurred any disruption of or change in financial, banking or capital market conditions that, in CITI's judgment, could make it inadvisable or impractical to proceed with any portion of the financing of the Project. Neither CITI nor any of its affiliates shall have any liability (whether direct or indirect, or in contract, tort or otherwise) to Coral Rock, the Project or any other person, claiming through Coral Rock or the Project, as the case may be, for or in connection with the delivery of this letter. In connection with this transaction, CITI will be acting solely as a principal and not as your agent, advisor or fiduciary. CITI has not assumed a fiduciary responsibility with respect to this transaction, and nothing in this transaction or in any prior relationship between you and CITI will be deemed to create an advisory, fiduciary or agency relationship between us in respect of this transaction. You should consider carefully whether you would like to engage an independent advisor to represent or otherwise advise you in connection with this transaction, if you have not already done so. Very truly yours, CITIBANK, N.A. 4a Adam Hurwitz Authorized Signatory Attachment - Exhibit A 22 EXHIBIT "A" EVIDENCE OF FINANCING Community Capital EXHIBIT A TERM SHEET Multifamily Rental Developments with Rent Restrictions New Construction and/or Substantial Rehabilitation and/or Term Mortgages Tax -Exempt "Back -to -Back" Loan Structure SOUL of Overtown Apartments May 15, 2024 NOTE: This Term Sheet constitutes a brief summary of certain, but not all, transaction terms and conditions for discussion purposes only. The summary that follows is subject to credit apprmvalanddoes not constitute an offeror commitment. In connection with this Term Sheet, CITI will be acting solely as a principal and not as your agent, advisor or fiduciary. CITI has not assumed a fiduciary responsibility with respect to this Term Sheet, and nothing in this transaction or in any prior relationship between you and CITI will be deemed to create an advisory, fiduciary or agency relationship between us in respect of this Term Sheet. You should consider carefully whether you would like to engage an independent ads isur to represent or otherwise ad►`ise you in connection with this Term Sheet, if you have not already done so. Iltis Term Sheet is a o integral part of, and establishes terms, conditions and requirements of, a Letter of Interest dated May 15,2024, to which it is annexed. PRELIMINARY LOAN TERMS Transaction Summary: CITIBANK, N.A. ("CITI")proposes toarrangealax exemptconsetuction/pemranentban to the Housing Finance Authority of Miami -Dade County (the" Governmental Lendej'). The proceeds of the Loan to (iovemmentalLend crshall fund an interim construction ban convening into a pennanentmortgage loan ("Tax-exempt 1.. tan")by Governmental Lender to the Borrower for the Property described below. If required by Ciovemmental Lender, a fiscal agent (Fiscal Agent") will be appointed and will be responsible for following the tenns of the Tax-exempt Loan documents and administering funds held under the Construction Funding Agreement. Property: The Tax-exempt Loan will have two distinct phases: (1) Construction Phase - an initia phase during which funds will be advanced to Governmental Lender and loaned to Bonower (directly or through a Fiscal Agent, al GovemrnentaILender's discretion) on a "draw -down" basis. Payments on the Tax-exempt Loan during the Interim Phase will be interest only. (2) Permanent Phase - a subsequent phase when, upon completion of construction and achievement o fstabilized operations, no additional funds will be availabb to Borrower. Payments during the Permanent Phase will include principal reduction payments as well as interest. A to -be -constructed multifamily project containing 178 units located in Miami, Florida. The property is commonly referred to as"SOUL ofOvertownApartments" ("Property"). 23 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet- CITI Tax -Exempt "Bar k-ta-Back" Conatruckan-Perm Loan SOUL at Overiown Apartments, Miami, Miami -Dade County, FL May 25, 2024 Page 2 Set -Asides: 71 of the units are reserved for individuals or families whose income is no Beater than 60% of Area Median Income ("AMI") 12 of the units are reserved for individuals or families whose income is no greater than 80% of AMI, 77 of the units are reserved for individuals or families whose income is no greater than 100%ofAM1, and 18 of the units are reserved for individuals or families whose income is no !area ter than 120% of AMI. Applicant: Coral Rock Development Group Borrower: LIHTC Investor/ Syndicator: Guarantor(s): Subordinate Debt: Loan Security: Construction Phase Recourse Guarantees: CoralRock St. Agnes Pa rtners,LLC. Nevertheless, a single asset entity whose manager or generalpartner is the Applicant or an a ffiliate of Applicant. l3orrowerentity , its constituiatt entities and its partnership or operating agreement must be acceptable to CITI in all respects. If applicable, the Low -Income Housing Tax Credit ("LIIITC") Investor/Syndicator, the upper tier investors) and the terms and conditions of the operating (or partnership) agreement must be acceptable to CITI in a II respects including, partieula rly, the tim ingand conditions to funding capital contnbutions. The toning of the funding of capital contributions into the Transaction must follow a schedule that will allow for a mininum of 50% of the Equity being contributed by completion of constmction. Michael Wohl, Coral Rock Development Group and/or other individual(s) or corporate entity acceptable to CITI in all respects. The Guarantor(s)' financial conditions) must be acceptable to CITI in all respects. The sources of subordinate debt and the subordinate loan documents must be acceptable to CITI in all respects. All subordinate debt must fund priorto Loan funding unless C I TI approves other a tra ngements. Subordinate Debt will be subject to CI TI's Subordination Agreement, which in addition to other provisions, requires that Subordinate Debt only be paid from 75% ❑favallable cash flow. First lien on land and any improvements, UCC filings for fixtures; assignment of all leases andrents; and, a first priority collateral assignment of all contracts, management agreements, and other agreements and allperm its relatin g to the Property_ If the Property is subject to a ground lease, the ground lease must be subordinate to CITI 's lien position unless the fee is owned by a government agency to ensure Tong -teen affordability. All income and rent restrictions will be subordinate to the CITI security instrument. The provisions of the ground lease must be acceptable to CITI in all respects and approved by CITI is its sole discretion_ Prior to conversion of the Tax-exempt Loan to thePennanent Phase (described below), the Tax-exempt Loan will be fully recourse to the Borrower and to the Guanantor(s) and Completion and Repayment Guarantees are required from the Borrower and the Guarantor(s). Guarantees, Permanent Phase: None, except for industry standard carve outs ('Carve Outs"). Carve Outs include guarantees against fraud, misrepresentation, bankruptcy and environmental issues. Indemnity, for Loss of Tax. Exclusion in connection with having the Tax -Exempt Loan structured as a drawdown loan, the Guarantor will be required to indemnify CITI and Governmental Lender for any losses resulting from any oftheundrawn amounts of the Tax -Exempt Loan being deemed taxahlr. 24 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet- C1TI Tax -Exempt "Bar Via -Bock" Construction -Perm Loan SOUL at Overfown.4perrments, Miami, Miami -Dade County, FL May 15, 2024 Page 3 Environmental Indemnity: Closing: Closing Date (est.): CONSTRUCTION PHASE Construction Phase Loan Amount: Term: Construction Phase interest Rate: Interest Day Count: Interest Reserve: Availability: Loan in Balance: Amortization: Borrower a ud Gua rantor(s) will be liable for CITI's standard environmental indemnity. Closing is subject to full satisfaction of CITI's standard duc diligence, underwriting and credit approval pmcesses, and the execution and delivery of a 11 required loan documents, delivery of opinions, payment of fees and other customary requirements March 2026. An amount, currently estimated to be S40,857,995 but in any event, an amount not to exceed 80% of costs budgeted for the Construction Phase. 30 months, plus two 6-month extensions. Fees for the extension(s) are indicated below under "Fees & Expenses." A variable rate currently estimated at 7.50%. AetuaV360 Ca lcula led a t the Construction Phase Interesl Rate noteda Bove, plus a cushion a cceptabk to CI11 at time offinaIcredit approval. Currently,CITI is underwriting with a cushion of 0.75%. The Interest Reserve will be sized based on an analysis of the projected draw schedule for the Tax-exempt Loan during the Construction Phase. Tax-exempt Loan pmceeds will be adva need to Borroweron a "draw down" basis upon receipt of a written request from Borrower, supported by documentation acceptable to CITI. Borrower will be required to submits loan budget work sheet with each d taw request track ingall Property sources and uses of funds. Draw requests limited to one per month, The Tax-exempt Loan must remain "in balance" during the Construction Phase. "In balance" means that (1) the funds available during the Construction Phase (from the Loan and all other debt and equity sources) are sufficient to complete the construction or rehabilitation of the Properly and all other expenses reasonably expected to be necessary to achieve the conditions for conversion of the Tax-exempt Loan to the Permanent Phase; and (2) the sources available at Conversion are sufficient to pay down the Consttuchon Pha se Loan Amount to the Perma nent Phase Loan Amount, along with any otherfund mg requirements for Conversion. None. Payments on the Tax-exempt Loan during the Construction Phase will be interest only. 25 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet- CITI Tax -Exempt "Bar Via -Back" Construction -Perm Loan SOUL. al Osiettown Apartments, Miami, Miami -Dade County, FI_ May IS, 2024 Page 4 Prepayment and Yield Maintenance: Voluntary prepayment of Tax-exempt Loan principal amounts during the Construction Pha se, including those as a result of a Borrower default. may be made without prepayment fee or penalty unless the Construction Phase Loan Amount is reduced to less than the Permanent Phase Loan Amount (as defined below). If the prepayment reduces the Tax-exempt Loan amount to an amount less than the Permanent Phase Loan Amount, the Borrower shall pay the greater oft (i) 1% of the amount of the Tax-exempt Loan prepaid below 100% of the Permanent Phase Loan Amount; or (ii) CITI's standard yield maintenance amount on the amount of the Tax- exempt Loan prepaid below 100% of the Permanent Phase Loan Amount_ In the event that a Tax-exempt Loan prepayment resulting from a Tax-exemptLaan resizing, as determined by CITI in its sole discretion, reduces the Tax-exempt Loan amount to an amount less than the Permanent Phase Loan Amount, the Bummer shall pay the greater of: (i) 1% of the amount of the Tax-exempt Loan prepaid below 90% of the Permanent Phase Loan Amount; or (v) CITI's standard yield maintenance amount on the a mount of the Tax-exempt Loan prepaid below 90% of the Permanent Phase Loan Amount. Notwithstanding any of the above, in the event the amount of such prepaymentwouki cause the Tax-exempt Loan amount to fall below 50% of the Permanent Phase Loan Amount, the Borrower shall be required to repay the Tax-exempt Loan in full plus the greater of: (i) 1% of the amount of the Tax-exempt Loan repaid below 90% of the Permanent Phase Loan Amount; or (ii) CM's standard yield maintenance amount on the amount of the Tax-exempt Loan repaid below 90% of the Permanent Phase Loan Amount. If Borrower prepays Tax-exempt Loan principal amounts through the application of insurance proceeds ora condemnation award, no prepayment fee shall be payable to CITI. Budget and Contingencies: The budget for the Construction Phase, including all budget line items, is subject to CITI approval. The budget shall include a hard cost contingency of no less than 5% of budgeted hard costs for new construction projects and no less than 10%of budgeted hard costs for rehabilitation projects. The budget shall include a soft cost contingency of no less than 5% of budgeted soft costs, excluding 1) soft costs incurred prior to or in connection with closing 2) interest reserve and bank fees; 3) capitalized operating reserve deposits and other costs that may be due in connection with Conversion for which specific sources are identified; and d) developer fees. General Contractor and Bonding Requirements: The general contractor and the construction con tract must be acceptable to CITI. CITI will require payment and performance bonds equal to 100% of the construction contract amount, Surety issuirrg bonds must have an A.M. Best rating of `°AIVIII" or better arid must be a eceptable to CITI in a ll other respects. In lieu of bonds, CITI will accept a letter of credit ("LC") equalto 10% of the hard cost budget. LC provider must be ra ted "BBB" or better. 26 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet - CTTI Tax -Exempt "Ruck-ta-Bark" Construction -Perm Loan SOUL,. ut Os'ertown Apartments, Miami, Miami -Dade County, FL May 25, 2024 Page 5 Retainage: PERMANENT PHASE Permanent Phase Loan Amount: Construction contract will provide fora minimum retainage of 10% of each construction pay application until "substantial completion" (as defined in the Loan documents) Retainage percentage amounts can be revised, upon review andapproval by CITI, at CPITs sole discretion, but only down to a minimum of 10% until 50% completion and then 0% retention withheld thereafter. No release of retainage is permitted for achieving 50% completion. All retained amounts will be released upon final, lien -free completion of construction, es approved by CITI. The estima red Permanent Pha se Loan Amount is currently estimated to be in the maximum amount of $33,900,000 or such other loan a mount supported by CITI's underwriting of the Property at the time of Conversion in accordance with CITI's underwriting requirements including those listed below. Maturity Date: Anticipated nominalmat-tufty dateof33.5yearsi'ollowingtheClosingDate,subjecttoany Governmental Lender restrictions. Mandatary Prepayment! Term: At the end of the 18.5th year following the Closing Date, mandatory prepayment of the Tax-exempt Loan will be required in full. Amortization: Lock -out Period: Yield Maintenance Period: Permanent Phase Interest Rate: 40 years From the Conversion Date until the 10th anniversary of the Conversion Date. From Closing until months prior to the end of the Permanent Phase. A fixed rate equal to 6.25%. Pricing is based on current market conditions and is subject to change. The rate will be committed at the time of closing of the Construction Phase fmaacing. If the Conversion to the PemranentPhase does not occur on or before month 30 following Closing, 0.05%will be added to the above quoted rate for ea ch a s-o f-right 6-month period past the initial 30-month period in which Conversion occurs. Interest Day Count: Aetualt360 Conversion to Permanent Phase Requirements: Conversion requirements include completion of construction and 90% physical occupancy of Project for three consecutive calendar months_ CIT I will review the Property's net operating income to determine the maximum Peonanem Phase Loan Amount based on the Debt Service Coverage and Loan -to -Value noted below. Debt Service Coverage: A minimum of 1.20 to 1.00. Loan -to -Value: 85% of ma rket value,based on restricted rents and inclusive ofva lue of permanent below market financing (if applicable), assuming project rents on 80% or more of the units are discounted to a level a t least 10% below market, Otherwise, 80%. 27 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet - CITI Tax -Exempt "Ruck -la -Bark" Conalrurlian-Perm Loon SOUL al Overtown Apartments, Miami, Miami -Dade County, FL May 25, 2024 Page 6 Replacement Reserve: Repairs Escrow: Taxes and Insurance: Other Conversion Requirements: OTHER Appraisal, Env ironme nta I, Plan/Cost Reviews: Property Tax Abatements, Incentives: Developer Fee: FEES & EXPENSES Application Fee: Origination Fee: Upon Conversion, Borrower will he required to fund a Replacement Reserve fares di of the first five years following Conversion in a minimum amount of5250/unitlyearfor new construction projects or, for renovation projects, in an amount detenmmed by a Physical Needs Assessment acceptable to CITI, but m a minimum amount of 5300/unit/year. For each successive five-year period thereafter until Tax-exempt Loan maturity, the Replacement Reserve level will be determined by a new Physical Needs Assessment acceptable to Citi. CITI may require immediate repa its following delivery of the post construction final PNA. All immedia terepairs shallhe funded ata rate of 150% of the estimated cost established by the PNA and reviewed and approved by CITI. My amount rema fining in the Repair Escrow after a II repa irs have been completed may be deposited into the Replacement Reserve or returned to Borrower, at Borrower's election. Commencing upon Conversion, real estate taxes and insurance premiums must be escrowed with the Tax-exempt Loan serviccr ("Servicer") on a monthly prorated bas in an amount sufficient to enable the Servicer to pay (at least 30 days before due) all taxes, assessments, insurance premiums or other similar charges a ffectiug the Property. As may be required by Governmental Lender and/or pennanent credit enhancer. Appraisal and Plan/Cost Review reports will be commissioned and reviewed by CITI. CITI may rely upon environmentalreports commissioned by Borrowerf report is current (within 12 months) and CITI has been provided evidence of acceptable E&O insurance coverage carried by Borrower's environmental consultant and a reliance letter in foam acceptable to CITI. Otherwise, CITI will commission its own environmental report. Appraise L environmental andplan/cost reviews must he acceptable to CITI in ail respects. All documentation related to any tax abatement or lax incentives must be acceptable to CITI in ail respects. Any developer fee paid prior to conversion to the Permanent Phase shall be pre -approved by CITI in its sole discretion. $25,000, which amount sha llbe non-refundable and due and payableupon acceptance of a Loan Application. This fee is applicable toward third party reports, loanunderwriting and processing (in the minimum a mountof $5,000), and CITI's initia l lega 1 fees. Applicant is responsible for the payment of all reasonable costs incurred in connection with the underwriting, processing and/or closing of the Tax-exempt Loan (including CITI legal fees). A non-refundable Origination Fee equalto 1.00%of the Construction Phase Loan Amount ("Origination Fee"). The Origination fee site ll be earned in full by CITI upon the closing of the Loan and is due and payable a t thattime. The Origination Fee will be applied towards CITI's costs of providing this financing. 28 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheet- CITI Tax -Exempt "Back-ta-Back" Conatrnckan-Perm Loan SOUL at Overtown Apartments, Miami, Miami -Dade County, FL May 25, 2024 Page 7 CITI Legal Fees (est); Course of Construction Inspections (est): Construction Term Extension Fee: Conversion Fee and Expenses: Other Costs: Term Sheet Rate Lock: Term Sheet Expiration Date: Estimated fees ofCITI'scounsel for the initial closing are to he determined and assumes no significant negotiation over ClTI'sform documents. A portion of the Application Fee will be applied to initial CITI counsel fees. Applicant agrees to make a supplemental deposit to coverClT1's counsel fees once the drafling of legaldocum entation commences, if requested. Fees of C1TI's counsel for work associa tedwith conversion ofthe Tax-exempt Loretto the Permanent Phase are to be determined. $TBDlmonihly report. See "Permanent Phase Interest Rate" section. A Conversion fee equal to $10,000 will be charged by CITI. Other expenses, including insurance review, site inspection and loan servicerset-up fees are estimated to be $7,500. Applicant is responsible for costsof survey, title insurance policy, hazard insurance polity, lax escrow fee and all other normal and customary loan closing expenses. No earlier than 5 business clays prior to Closing. Rate lock must occur on or before 150 days following the date of the Application. May 29,2024, unless attached to a signed Preliminary Application Iettcrreceived by CITI on or before May 29, 2024, along with the Application Fee, in which case 150 days following the date of the Preliminary Application. 29 EXHIBIT "A" EVIDENCE OF FINANCING Term Sheer- CITI Tax-Fxempr "Ruck -to -Back" Conarruclian-Perm Loan SOUL. at Oneriown Aparimenls, Miami, Miami -Dude County, FL May 15, 2024 Page Any terms set forth herein are intended for discussion purposes only and are subject to the final terms as set forth in separate definitive written agreements. This Term Sheet is not a commitment to lend, syndicate a financing underwrite or purchase securities, or commit capital nor does it obligate us to enter into such a commitment, nor are we acting as a fiduciary to you. By accepting this presentation, subject to applicable law or regulation, you agree to keep confidential the existence of and proposed terms for any transaction contemplated hereby (a "Tra nsa ction"). The provision of information in this Term Sheet is not based on yourindividualcircumstances and should not be relied upon asan assessment of suitability for you of a particular product or transaction. Even if CITI possesses information as to your objectives in relation to any transaction, series of transactions or tra ding strategy, this will not be deemed sufficient for any assessment of suitability for you of any transaction, series of transactions or trading strategy. This Term Sheet is provided for information pnrposcsand is intended for your use only. Except in those jurisdictions where it is impermissible to make such a statement, CITI hereby informs you that this Term Sheet should not be considered a s a solicitation or offer to sell or purchase any securities or other financialproducts.This Tenn Sheet does not constitute investment advice and does not purport to identify all risks or material considerations which should be considered when undertaking a transaction CITI makes no recommendation as to the suitability of any of the products or transactions mentioned. Any trading or investment decisions you take are in reliance on your own analysis and judgment and/or that of your advisors and not in reliance on us. CITI often acts as (i) a market maker, (ii) an issuer of t"mancial instruments and other products: and (iii) trades as principal in ma ny different financial instruments and other products, and can be expected to perform or seek to perform investment banking and otherservices for the issuer of such Financial instruments or other products_ The authorof this Tenn Sheet may have discussed the informs tion contained herein with others within or outside CITI and the author and/or such other Citi personnel may have already acted on the basis of this information (including by trading for CITI's proprietary accounts or communicating the information contained herein to other customers of C1TI). CITI, CITI's personnel (including those with whom the aurhormay have consulted in the preparation of this Term Sheet), and other customers of CITI may be long or short the financial instruments or other products referred to in this Term Sheet, may have acquired such positions at prices and market conditions the t are no longer a va iiable, and may have interests different from or a dverse to your interests. CITI is required to obtain, verify and record certain information that identifies each entity that enters into a formal business relationship with CITI. CITI wilt ask foryourcomplete name, street address, and taxpayerlDnumber. CITI may also request corporate formation documents, or other forms of identification, to verify information provided. Although Citibank, NA (together with its subsidiaries and branches worldwide, "Citibank") is an affiliate of C111, you should be aware that none of the financial instruments or other products mentioned in this term sheet (unless expressly stated otherwise) are (i) insured by the Federal Deposit Insurance Corporation or any othergovemmental authority, or (ii) deposits or other oblige t ions of, or guaranteed by, Citilm nk or any other insured depository institution. IRS Circular 230 Disclosure: CITI and its employees a re not in the business o£providing, and do not provide, tax or legs 1 advice to any taxpayer outside of CITI. Any statements in this term sheet regarding tax ma ttets were not intended or written to be used, and cannot be used or relied upon, by any taxpayer for the purpose of a voiding tax penalties. Any such taxpayer should seek advice based on the taxpayer'sparticular circumstances from an independent tax advisor. C 2024 Citigroug Global Markets Inc_ Member SIPC., All rights reserved Citi and Arc Design arc tradrtrnrics and service 'narks of Citigroup Inn or its affiliates and are used and registered throughout the world. 30 EXHIBIT "A" EVIDENCE OF FINANCING Berkshire Hathaway Group of Companies AFFORDABLE HOUSING PARTNERS, INC. May 13, 2024 Mr. Michael Wohl Coral Rock Development Group 2800 Ponce de Leon Blvd, Suite 1160 Coral Gables, FL 33134 Re: Purchase Low Income Housing Tax Credits ("LIHTC") 178 Units Soul of Overtown Apartments - Miami, FL Dear Mr. Wohl: Robert B. Johnston Senior Vice President, Acquisitions rjohnston @ berkahp.corn 1972) 342-6621 Thank you for providing Affordable Housing Partners, Inc. ("AHP") with the opportunity to work with Coral Rock Development Group in the overall development of Soul of Overtown Apartments (the "Apartment Complex"). As you are aware AHP, which is a member of the Berkshire Hathaway group of companies, is the direct LIHTC investor, and as such does not rely upon the terms, availability and/or return requirements of an unaffiliated third -party upper tier investor. The purpose of this letter is to set forth certain business terms to be included in an Operating Agreement by and between AHP or its affiliate (the "Investor Member") and Coral Rock St. Agnes Holdings, LLC (the "Managing Member"). The Investor Member would be admitted to Coral Rock St Agnes Partners, LLC (the "Company") as a substitute investor member and the investor members of the Company would withdraw, all as specified in an amended Operating Agreement for the Company (the "Amended Operating Agreement"). Pursuant to the Amended Operating Agreement, the Investor Member would contribute to the capital of the Company the sum of $13,856,280, which equates to $0.90 per LIHTC estimated in paragraph 3.3 below, in the manner set forth in paragraph 1 of this letter and would acquire a 99.99% investment member interest (referred to hereinafter as the "Acquired Interest") in the Company. The Managing Member shall remain as the Managing Member of the Company. 1. Capital Contribution. The Investor Member would contribute to the capital of the Company the sum of $13,856,280 (the"Capital Contribution") for the Acquired Interest as follows: 1.1 First Capital Contribution $2,771,256 concurrently with closing ("Closing") of the Amended Operating Agreement and may be funded pari passu with the anticipated construction financing. 131 EXHIBIT "A" EVIDENCE OF FINANCING Soul of Overtown Apartments May 13, 2024 Page 2 of 4 1.2 Second Capital Contribution $3,464,070 upon (a) substantial completion of the Apartment Complex, (b) issuance of final certificates of occupancy, and (c) such other standard terms as set forth in AHP's standard form Operating Agreements. 1.3 Third Capital Contribution $7,120,954 upon (a) the achievement of initial occupancy of all LIHTC units, (b) receipt of an audited cost certification of eligible basis, and (c) such other standard terms as set forth in AHP's standard form Operating Agreements. 1.4 Fourth Capital Contribution $500,000 upon (a) commencement of amortization of the permanent loan, (b) receipt of Form(s) 8609 for the entire Apartment Complex, and (d) such other standard terms as set forth in AHP's standard form Operating Agreements. 2. Representations and Warranties. The Amended Operating Agreement, and related documents would contain the customary representations and warranties required by the Investor Member, which would survive the Closing, including warranties of title, absence of defaults, litigation, liens and undisclosed liabilities, existence of insurance, full compliance with applicable laws including state and federal securities laws, regulatory agreements, environmental regulations and requirements, defect -free construction of the Apartment Complex, authority of the Managing Member, financial statements of the Managing Member, full disclosure to the Investor Member, and the receipt of a credit allocation from the appropriate governmental agency. 3. Additional Terms. The Amended Operating Agreement would also include the provisions substantially like the following: 3.1 Operations. The Managing Member shall cause the Company to operate the Apartment Complex in the ordinary course of business and in such a manner that the Apartment Complex shall be eligible to receive low-income housing tax credits pursuant to Internal Revenue Code Section 42 ("Tax Credits") as provided herein and remain in compliance, pursuant to applicable rules. 3.2 Transaction Expenses. The Managing Member shall be responsible for the following expenses of this transaction: a. title insurance policies or endorsements to the existing title insurance policies updating the insurance coverage and, if necessary, increasing the amount of same to the full amount of the appraised value for the Apartment Complex; and b. legal fees and expenses of the Managing Member and the Company, including any fees and expenses incurred in connection with obtaining any governmental agency approval and the credit allocation. 3.3 Credit Allocation. Prior to the Closing, the Managing Member shall obtain evidence that the Company will receive Tax Credits in the amount of at least $15,397,406 based on the assumption that 40% of the available units are Low -Income and that 40% of the prospective tenants will comply with the tests promulgated under Code Section 42(g). If the actual amount of Tax Credits available to the Investor Member is reduced, the Capital Contributions of the Investor Member will be reduced. 3.4 Opinion of Counsel. The Managing Member shall deliver at the Closing an opinion of counsel concerning customary tax, Company, real property and compliance matters in the 132 EXHIBIT "A" EVIDENCE OF FINANCING Soul of Overtown Apartments May 13, 2024 Page 3 of 4 form requested by the Investor Member, including, but not limited to, the availability of the Tax Credits. 3.5 Management. The property manager shall certify annually that the Apartment Complex and its tenants are in compliance with all Tax Credit regulations and requirements. If the property manager is an affiliate of the Managing Member, the property manager will accrue the management fee to the extent necessary at any time to prevent a default under the construction loan and/or mortgage loan. 3.6 Title Insurance. At the Closing, the Managing Member shall deliver to the Investor Member a fee title insurance policy, obtained at the Managing Member's expense, insuring the Company's ownership of the amount of the replacement cost of the Apartment Complex (which amount shall not be less than the aggregate of the principal amount of the Mortgage Loan and the Capital Contributions of the Managing Member and the Investor Member), subject only to permitted encumbrances and such other matters consented to in writing by the Investor Member. 4. Certain Obligations of the Managing Member. The Managing Member and its principals will provide the Investor Member customary guarantees set forth in AHP's standard form Operating Agreement. 5. Asset Management Fee. The Company would pay, as an operational expense of the Company, an asset management fee of $7,500 to AHP Affordable Housing Partners, Inc. (or to such other entity as the investor Member shall designate), for an annual review of the operations of the Company and the Apartment Complex. Such fee would accrue beginning with the commencement of leasing or marketing activity for the Apartment Complex. 6. Permanent Financing. The Investor Member has assumed that the Apartment Complex will be financed with a first lien mortgage loan with the following terms: (i) principal amount $33,900,000, but in no event shall the amount of the Mortgage Loan result in aggregate debt service coverage ratio being less than one hundred fifteen percent (115%), as determined by the Investor Member in its good faith discretion; (ii) the rate of interest shall be a fixed market interest rate for comparable loans; (iii) the Mortgage Loan shall be nonrecourse to the Company and the Managing Member; (iv) the Mortgage Loan shall amortize on a 30-year payment schedule; (v) the maturity date of the Mortgage Loan will be not less than fifteen (15) years from the date of closing of the Mortgage Loan; and (vi) the Mortgage Loan documents shall contain such other terms as may be consented to by the Investor Member. 7. Insurance. The Managing Member would cause the Company to obtain (i) Commercial General Liability insurance, (b) automobile liability insurance, (c) worker's compensation insurance meeting statutory limits, (d) Builder's Risk insurance, (e) property damage insurance and (f) such other insurance and terms as AHP require as set forth in AHP's standard form Operating Agreement. 8. Replacement Reserves. Annual amount of at least $250 per unit per year to be increased annually by three percent (3%) from revenues of the Apartment Complex. 9. Investor Members Due Diligence and Legal Fees. AHP will charge a fee to cover its due diligence costs as well as Company legal expenses of $75,000, which will be payable at initial Company closing. 133 EXHIBIT "A" EVIDENCE FINANCING Soul of Overtown Apartments May 13, 2024 Page 4 of 4 10. Conditions to Execution of Amended Operating Agreement. The Investor Members obligation to execute the Amended Operating Agreement will be conditioned upon completion of its normal due diligence review and, after such review is completed, the approval of the Investor Member's investment committee, in its sole and absolute discretion. In connection with its due diligence, the Managing Member agrees to provide the Investor Member and its representatives full access to the Apartment Complex and its records. Please indicate your agreement and acceptance of the foregoing by signing the enclosed copy of this letter and returning it to the undersigned. Sincerely, AFFORDABLE HOUSING PARTNERS, INC. a Delaware Corporation By: Robert Jo ton Senior Vi ' e President cc: Mike Fo ler Agreed and Ac pted: Coral Rock St. Agnes Partners, LLC A Florida limited liability company By: Coral Rock St. Agnes Holdings, LLC Its: Managing Member By: Its: Manager 134 EXHIBIT "A" OUALI FICATIONS AND EXPERIENCE EXHIBIT "A" PROPOSER'S QUALIFICATIONS Coral Rock St.Agnes is a single purpose entity controlled by Coral Rock Development Group ("CDRG") and St. Agnes Church Community Development Corporation ("SACCDC"). CRDG has been in existence since 2018 and has nine employees. The principal partners of CRDG are Michael Wohl, Stephen Blumenthal, Victor Brown, and David Brown. Amalgamating their talents, they bring a combined 125 years of successful development experience evidenced by over 10 million square feet of commercial properties and over 10,000 residential units covering an array of endeavors including mixed -use projects, shopping centers, self -storage facilities, industrial warehouses, residential apartments, and townhomes. Importantly, CRDG partner Michael Wohl brings proven expertise in the development of affordable housing, having built more than 75 affordable and workforce developments in 3 states, with 27 of those being located in Miami -Dade County. CRDG is currently developing four affordable mixed -use, mixed income projects in Miami as part of its portfolio of work. St. Agnes Church Community Development Corporation (SACCDC) is a not -for -profit organization that fosters educational, social, and economic development for underserved residents of the Overtown community. Formed in 2015,the SACCDC is the progeny of the HistoricSaintAgnes Episcopal Church formed by Bahamian - American Immigrants in 1898. Throughout the last 125 years, the St.Agnes Episcopal Church community has been an integral part of the creation and preservation of the rich culture and unique history of Overtown, providing education, housing resources, community engagement, and donations of food and clothing to those in need, especially children and the elderly. Through its partnerships with Overtown Optimist Club, Miami Police Su pportTeam, NAMI Miami Dade and the Miami Dade Community Health Council,and Transition Inc., SACCDC has provided an array of information and services to address mental and physical health, reduce homelessness, as well as increase financial literacy and employment opportunities. SACCDC understands that the soul of Overtown - its culture and sense of community- lies in its residents.As such, SACCDC's mission is to sustain, enrich, and uplift the wonderful historic Overtown community. Creating affordable housing options for its lower -income residents is a cornerstone of keeping the soul of Overtown in Overtown. Coral Rock St. Agnes will also be joined by an experienced group of subconsultants, including Behar Font Partners, P.A. as architect, Langan Engineering as civil engineer, Professional Management as property management, KAST Construction, pre -construction services, and Bilzin Sumberg as legal counsel. 36 EXHIBIT "A" KEY SUBCONSULTANTS QUALIFICATIONS BEHAR FONT & PARTNERS, P. A., ARCHITECTURE AND DESIGN YEARS IN BUSINESS: 22 NUMBER OF EMPLOYEES: 25 Behar Font is a professional organization dedicated to the practice of architecture, planning, and interior design. Its principals have a combined total of 65 years of architectural experience and, as such, have served as architects and designers for a wide variety of project types. This varied experience includes retail facilities from individual stores to shopping malls, residential facilities from single-family residences to multi -unit complexes, professional office centers, religious architecture, governmental facilities, educational facilities and multi -use complexes. Behar Font offers complete architectural services encompassing feasibility and zoning studies, establishment of environmental performance standards, strategic growth management, land use objectives, economic objectives, programming, master planning, cost estimating, architectural design, construction document preparation, securing of local approvals/permits, as well as contract and construction administration. Their interior design services ranges from space planning to furniture and equipment purchasing. LANGAN ENGINEERING & ENVIRONMENTAL SERVICES, PROJECT ENGINEER YEARS IN BUSINESS: 24 NUMBER OF EMPLOYEES: 1,687 Langan Engineering & Environmental Services ("Langan")was founded in 1970, has 1,687 employees and 40 office locations nationwide. Langan provides an integrated mix of engineering and environmental consulting services in support of land development projects, corporate real estate portfolios, and the energy industry. The company offers a wide of services that include site and civil services, geotechnical services, environmental and energy services, land use planning, environmental compliance services and landscape architecture services, thus enabling clients to get an unmatched combination of technical and practical experience, and responsiveness. 37 EXHIBIT "A" KEY SUBCONSULTANT QUALIFICATIONS KAST CONSTRUCTION COMPANY, LLC, PRE -CONSTRUCTION SERVICES YEARS IN BUSINESS: 19 NUMBER OF EMPLOYEES: 474 KAST Construction Company was founded in 2005 and has offices in West Palm Beach, Coral Gables and Tampa. The company offers a full spectrum of construction services including design -build, pre -construction and construction services. The firm has constructed over 13,000 multifamily rental units, 4,500 condominium units, and 3,000 hospitality units since its founding.According to the BusinessJournal, in 2020 KAST was the fourth largest general construction by gross billings in South Florida at $523MM. PROFESSIONAL MANAGEMENT INC., PROPERTY MANAGER YEARS IN BUSINESS: 50+ NUMBER OF EMPLOYEES: 313 For over 50 years, Professional Management, Inc. has provided exceptional real estate management services for institutional and private investors throughout the state of Florida. To date, PMI has managed more than 15,000 apartment units, commercial office buildings and, condominiums. They have also been responsible for supervising and implementing over 70 million dollars in apartment renovations involving more than 5,000 units. BILZIN SUMBERG, LEGAL COUNSEL YEARS IN BUSINESS: 23 NUMBER OF EMPLOYEES: 212 Bilzin Sumberg is a commercial law firm counseling clients whose business and legal opportunities and challenges span the United States,Canada, Europe, Latin America, the Middle East, and Asia. The firm's growth has paralleled thatof its Miami home base,a region knownforits rich cultural,social,and professional diversity. Bilzin Sumberg stands at the center of virtually every major transaction shaping Florida and is at the forefront of the state's most pressing economic issues - from infrastructure, transit and mobility, to affordability and the diversification of the state's economy. Bilzin Sumberg lawyers concentrate on services at the heart of both regional and international commerce, including real estate, land development and government relations, environmental, construction, corporate and securities, finance, joint ventures, domestic and international tax and private wealth planning, antitrust, business litigation, and public -private partnerships. 38 EXHIBIT "A" ORGANIZATIONAL CHART Coral Rock St. Agnes Partners, LLC (Master Developer) MICHAELWOHL/STEPHEN BLUMENTHAL/ VICTOR BROWN / DAVID BROWN Project Management SARA BARLI HERALD Real Estate /Affordable Housing Law BILZIN SUMBERG DENRICK E. ROLLE Local Community Liason ST. AGNES EPISCOPLACHURCH CARLOS D. ROLLE, P.E. Project Procurement and Community Liaison PALM CONSTRUCTION AND DESIGN GROUP, INC. JOELFURRER Project Manager YANAMARA PEREZ Comptroller ABILITY TO COMPLETE THE PROJECT JAVIER FONT Architect Behar Font ANAMARISTORRES Site Engineer LANGAN ENGINEERING SUNNY ROMERO Property Management Professional Management Inc. KAST CONSTRUCTION Pre -Construction Services Coral Rock St. Agnes and its principals have the financial capacity and resources to undertake large scale development efforts. CRDC is able to meet significant net worth and liquidity requirements due to their very strong financial standing. CRDG and its principals have a proven track record of developing and managing over Five Billion dollars in real estate assets. CRDG is well positioned to guarantee the financial obligations associated with the development of the Project. Moreover, as shown in Proposer's Qualifications, CRDG has an impeccable record of performing theirfinancial commitments and has established excellent banking relationships with numerous banks and financial institutions. CRDG has provided letters of reference from Nothern Trust, Regions Bank, and Synovus indicating their strong interest in participating and their intent to provide financing for the project. 39 EXHIBIT "A" KEY PERSONNEL CR STEPHEN BLUMENTHAL Principal CORALROCK DEVELOPMENT GROUP Stephen Blumenthal contributes to CRDG with his vast array of real estate development and financing achievements. During the past 30 years, he has accumulated experience and success with industrial parks, hotels, retail shopping centers, single -tenant retail buildings, and office buildings. Mr. Blumenthal is the PresidentofJ/SCommercial Realty, Inc., a full service real estate and mortgage brokerage firm. He received his Bachelor and MBA degrees from the University of Florida. Mr. Blumenthal generously contributes his time and resources as a Founder at Baptist Hospital, a Golden Angel atJackson Memorial Hospital, a Young President at Mount Sinai Hospital, a Patron of the AdrienneArshtCenter for the Performing Arts. Additionally, he is a Founder of Children's Resources, and sits on the Foundation Board of The Miami Cancer Institute. sblumenthal@coralrockgroup.com DAVID BROWN Principal David Brown oversees site selection and entitlement operationsforCRDG. He brings more than 20 years of experience and success as a co-founder of Budget Mini -Storage and Brown Development Group. He continues to manage and negotiate all aspects of the zoning and platting processes for BDG's various projects throughout Southern and Central Florida. He procures and analyzes market research, demographics, trends and other key metrics to determine project viability, and he has secured development rights of approximately 3 million square feet of commercial and residential property. David began his career as a commercial broker for The Doran Jason Group of Florida where he specialized in industrial properties. He received both a B.S. in Finance and an MBA from the University of Miami, Coral Gables, Florida. David is passionate about community service and animal welfare, and he is involved with several community -based organizations in South Florida. dbrown@coralrockgroup.com 40 EXHIBIT "A" KEY PERSONNEL CR VICTOR BROWN Principal CORALROCK DEVELOPMENT GROUP Victor Brown manages loan origination, analysis, underwriting, asset management, and execution of real estate investments and development projects for CRDG. It is a skill set he has mastered over the past 25 years with numerous successful commercial real estate projects in Central and South Florida. Victor co-founded Budget Mini -Storage (BMS) in 1995 and oversaw the construction, financing and day-to-day operations of 18 climate - controlled self -storage facilities encompassing approximately 2 million square feet and employing more than one -hundred personnel. Victor negotiated the lucrative sale of these facilities to Public Storage in 2006. Prior to BMS, Victor formed and operated Groshire Construction Company of South Florida which engaged in reconstruction of residential and commercial projects. He received both a B.S. in Finance & Real Estate and an MBA from the University of Miami, Coral Gables, Florida. vbrown@coralrockgroup.com MICHAELWOHI Principal Mr. Wohl is a Principal of Coral Rock Development Group. He has an in-depth familiarity with real estate and law. He is a second -generation real estate developer, carrying on his family's successful tradition of quality development first started in New York and carried down to South Florida with Mr. Wohl's relocation to the area in 1975. Mr. Wohl had been active in real estate development and management while continuing to practice law until 1990, when he formed his own full -service real estate firm, which has owned and managed over one million square feet of commercial property and 700 apartment units in Florida. He co-founded Pinnacle Housing Group in 1997, twenty years later Pinnacle is recognized as the leading producer of affordable housing in the southeast United States having delivered over10,000 units in over70 complexes. Mr. Wohl is also a co-founder of Ascend Properties. Mr. Wohl, has extensive experience in negotiating, documenting and closing acquisitions and sales of residential, industrial and commercial office space. Mr. Wohl is well versed in project financing and leasing and he leads Pinnacle's acquisition and disposition efforts. Mr. Wohl is a recognized industry leader in devising approaches to developing affordable housing in an urban environment. Mr. Wohl is chairman of the distinguished Urban Land Institute's Center for Workforce Housing, which continually works to solve the persistent affordable housing problems in Miami -Dade, Broward and Palm Beach counties. He earned both is B.A. and J.D. degrees at Syracuse University where he serves the University as a Trustee, and is a Licensed Real Estate Broker and Mortgage Broker. mwohl@coralrockgroup.com 41 EXHIBIT "A" KEY PERSONNEL CR JOEL FURRER Project Manager CORALROCK flFVELOPMENT GROUP Joel Furrer is an Owner's Representative with extensive knowledge in a diverse types of development projects. Joel's role includes the supervision and management of the integral individuals involved in the realization of construction projects which include design teams, engineers, contractors and government officials. In addition to his leadership skills, Joel's responsibilities include timely construction completions, while maintaining the projects within budget. A decade of experience in construction has awarded Joel with the opportunity and to be involved in a wide range of project types — from mixed -use, commercial, and residential — ranging from $6 million to $150 million, fueling his ability to adapt and apply his knowledge within any environment presented. Joe holds a Bachelor of Science in Construction Management Minor in Business Administration from Florida International University. jfurrer@coralrockgroup.com YANAMARA PEREZ Comptroller Yanamara "Yani" joined Coral Rock Development Group in 2020 and is responsible for the accounting and tax reporting of Coral Rock's various projects. Prior to joining Coral Rock, she worked as a Comptroller at Brickell Asset Management, a Miami based aerospace company specializing in the acquisition, lease, and sale of commercial aircrafts, airframes, engines, and parts. Yani has over 19 years of experience from working in public accounting in the audit sector to working in private equity funds, and family offices.Yani received both her graduate and undergraduate degree from Florida International University. yperez@coralrockgroup.com Coral Rock Development Group Contact Information 2800 Ponce de Leon Blvd. Suite 1160 I Coral Gables, FL 33134 info@coralrockgroup.com 1305-270-2228 coralrockg roup.com 42 EXHIBIT "A" KEY PERSONNEL Contact Information: 1750 NW 3rd AVE Miami, FL 33136 305.457.9214 drolle@saccdc.org Contact Information: 1801 NW 186 St. Miami, FL 33056 305.457.9214 crolle25@gmail.com ST. AGNES CHURCH COMMUNITY DEVELOPMENT CORPORATION REVEREND DENRICK E. ROLLS Rectorofthe Historic St.Agnes Episcopal Church and Director of St.Agnes Church Community Development Corporation Reverend Denrick E. Rolle is Rector of the Historic St. Agnes Episcopal Church of Miami Located on 1750 NW 3rd Avenue, its origins dating back to 1897. Born and educated in the Bahamas and West Indies, he holds advanced degrees in Philosophy and Theology was from the University of West Indies at Cave Hill, Barbados. Ordained in 2003, he has served at various parishes throughout the islands and was inducted as Rector to St. Agnes in 2015 where he continues to lead the congregation in their support for the Overtown community providing education, housing resources, community engagement and donations of food and clothing to those in need, especially the children and the elderly. Father Rolle has fostered partnerships with various community organizations, including the Optimist Club, Miami Police Support Team, NAMI Miami Dade, the Community Health Council, and Transition, Inc. to provide an array of services for mental and physical health, reduce homelessness, and increase financial literacy and employment opportunities. A recognized spiritual and community leader, Father Rolle lives his responsibility to (in his own words) "get to know the people in the immediate community first, then seek to build them up in every way possible, spiritually, academically, and otherwise." CARLOS D. ROLLE, P.E. Executive Director of St. Agnes Church Community Development Corporation; President Palm Construction and Design Group, Inc., Miami, Florida. Carlos Rolle serves as the Executive Board DirectorforSACCDC. A longtime resident of Miami and member of the St.Agnes community, Mr. Rolle obtained a B.S. in Civil Engineering from Florida International University in 1994. He is a certified Professional Engineerand a Certified General Contractor in the state of Florida, and an EPA Certified Lead Renovator. He is also the President and Owner of Palm Construction and Design Group, Inc., a Miami -based company with over 25 years of experience in engineering design and construction of municipal and private engineering projects. Recognized by the City of Miami for its instrumental involvement in city construction projects, Palm Construction and Carlos Rolle have managed projects involving aviation (Miami International Airport), commercial, residential, industrial, mixed -use and environmental concerns. Importantly, a substantial number of these projects are affordable housing in Miami -Dade County. Mr. Rolle's experience and connections within the Overtown community will benefit and guide the SACCDC in this project. 43 EXHIBIT "A" KEY PERSONNEL Contact Information: 4533 Ponde Leon Blvd. Coral Gables, FL 33146 305.740.5449 reception@beharfont.com Contact Information: 1221 Brickell Ave. Miami, FL33131 786.264.7200 Irodriguez@langan.com JAVIER FONT Principal, Behar Font BEHAR FONT P A R I N E N S,. P. A. A4 C4o4ECi41E • PIA11119 • IIiE41444 U 1(;AIM ' 1141111 Javier Font is an architect with more than thirty-five years of architectural design and project Javier Font is an architect with more than thirty-five years of architectural design and project management experience. His previous responsibilities encompass all aspects of Real Estate Developments from feasibility studies through construction completion. In addition to his hands-on knowledge of Design, Mr. Font has vast experience in Construction Documents, Specification and Governmental Approvals. Mr. Font currently holds an architecture license, a real estate broker's license, a general contractor license and he is LEED Certified. This varied experience allows him to comprehend all aspects of a project and thus intelligently and successfully communicate with other professionals and governing institutions. Mr. Font's project experience varies from restoration of historic residences to major developments. These projects have not only reached successful completions but have received various award recognitions. Mr. Font graduated from the University of Miami in 1986, with a Bachelor of Architecture degree and received his Florida architectural license in 1988. LANGAN LEONARDO RODRIGUEZ Principal, Langan Engineering Leonardo Rodriquez, PE has over29 years of civil engineering experience. He has led the site/ civil engineering design of numerous urban, high -profile projects in the City of Miami, City of Coral Gables, City of Aventura and Miami -Dade County. His expertise ranges from municipal utility improvements and roadway resurfacing and reconstruction to County local and area wide drainage improvements. Mr. Rodriguez has spearheaded the Environmental Resource Permit (ERP) and Corp of Engineer Dredge and Fill permitting efforts on numerous projects. He is intimately familiar with the Miami -Dade Water and Sewer Department (MDWASD) standards and specifications as well as with the permit process through the Miami -Dade County Department of Planning, Environmental and Regulatory Affairs (PERA), the South Florida Water Management District, the Florida Department of Environmental Protection and US Army Corp of Engineers. 44 EXHIBIT "A" KEY PERSONNEL Contact Information: 1221 Brickell Ave. Miami, FL33131 786.264.7200 asanchez@langan.com Contact Information: 9095 SW 87th Avenue, Suite 777 Miami, FL 33176 (305) 270-0870 SunnyR@pmiflorida.com LANGAN ANAMARIS TORRES SANCHEZ Senior Project Manager, Langan Engineering Anamaris Torres Sanchez, PE has more than 10 years of civil engineering experience. She specializes in site engineering, hydraulics and hydrology, storm water management, water distribution systems, and sanitary sewerage conveyance design. Her experience includes site/civil design for residential, commercial, and industrial projects; regulatory permitting; and construction observation and support. SUNNY ROMERO District Manager, Leasing Director, Professional Management Inc. Professional RM I Management, Inc. Sunny Romero has been involved in multifamily rental housing for the past 25 years. As a District Manager, she has been responsible for the supervision of over 25 rental properties encompassing over 2,500 units with both market rate and affordable housing units. Some of Sunny's responsibilities include preparing annual budgets, reviewing monthly financial reports, conducting meetings with owners, marketing analysis, team building, supervision, resident retention planning and so much more! Sunny has also been involved in thetakeover processwith properties from different ManagementCompanies including some properties owned by various housing authorities. Asa Leasing Director, she has been responsible for the implementation and supervision of the lease -up and setup of 17 new properties. Some of her duties include hiring team members, working with vendors, processing applications, property set up, inspections and making sure the building and units are ready for occupancy. Sunny's years of expertise in the property management industry makes her a true asset working with the Professional Management, Inc. company and various owners. Her level of commitment and professionalism far exceeds her peers. Sunny goes above and beyond to ensure the job is completed in the best manner possible. Her drive, passion and focus allow Sunny to do anything that she puts her involved in truly reflect the time and hard workthatshe has invested in them. 45 EXHIBIT "A" KEY PERSONNEL Contact Information: 1450 Brickell Avenue, 23rd Floor Miami, Florida 33131-3456 305-350-7232 sherald@bilzin.com Contact Information: 1450 Brickell Avenue, 23rd Floor Miami, Florida 33131-3456 305-350-2394 dmendez@bilzin.com Bilzin Sumberg SARA BALI HERALD Partner, Bilzin Sumberg Sara Barli Herald is a Partner whose in-depth experience spans public -private partnerships (P3), affordable housing and tax credit, real estate, banking, commercial transactions, mergers & acquisitions, and corporate reorganizations. Her background as a C-level executive in seven verticals enables her to assist her clients in crafting creative solutions to complex business transactions, particularly those that involve the public sector. Over the past two decades Sara has been committed to optimizing companies and advancing communities with vision and leadership - working across the for -profit, non-profit, and public sectors. Sara has significant experience in leading non-profit organizations as a CEO, Board Member, and consulting strategic partner. Sara has been the recipient of many awards, among them, the American Red Cross Sara Hopkins Spectrum Award for Community Service and the Athena Award for Outstanding Businesswoman. DIANA MENDEZ Partner, Bilzin Sumberg Diana Mendez is a Partner at Bilzin Sumberg's Public -Private Partnerships (P3) & GovernmentContracting team, where she counsels real estate developers, infrastructure companies, transportation companies, design and engineering firms, and diverse concessionaires on matters involving public administrative, procurement, and transactional law. She advises clients through all phases of the government procurement process, including teaming arrangements, proposal preparation, responsiveness and responsibility review, minority and disadvantaged business enterprise certifications, contract negotiations, administrative bid protests, and bid protest litigation. Diana's experience covers some of South Florida's most complex developments and public - private transactions, including major infrastructure projects, mass transit systems and transportation -related assets, and transit -oriented development. She also represents government contractors (in addition to real estate companies) in bid protest matters. Diana is the co-chair of the State and Local Procurement Committee of the Public Contracts Law Section of the American Bar Association, Board Member for PACE Center for Girls and Past President of the Miami -Dade Florida Association for Women Lawyers. 46 EXHIBIT "A" KEY PERSONNEL Modesto Milo Sr. V.P. Division Manager - Miami KAST construction Mo oversees KASTs strategic growth initiatives in Miami -Dade County. Mo brings over 24 years of experience to KAST. As Vice President of Operations for KAST's Miami Office, Mr. Millo works closely with KAST's preconstruction team to provide operational planning on all new projects. His involvement continues through the construction phase, supporting and guiding the construction team to ensure success at all levels. Contact Information: 4535 Ponce De Leon Blvd. Coral Gables, FL 33146 305-507-5701 mmillo@kastbuild.com 47 EXHIBIT "A" FINANCIAL STATEMENTS Coral Rock St. Agnes is a newly formed special purpose entity and therefore does not currently have financial statements. As reflected in the attached documentation, Coral Rock St.Agnes'sfinancial resources far exceeds what is required for this project. kNORTHERN \s4,2 TRUST May 9, 2024 Brian Zeitsman, RA Director of Architecture and Development Southeast Overtown/ Park West Community Redevelopment Agency 819 NW 2' Ave, 3'd Floor Miami, FL 33136 Re: Michael D. Wohl Dear Mr. Zeltsman. This letter serves to provide you with information regarding our client, Michael D. Wohl, at his request. It is our understanding that Mr. Wohl and his team are submitting an application for NW 12`h Street Affordable Housing Development (RFP: 24-01) related to the Soul of Qvertown Apartments located at 1141 NW 3rd Avenue, Miami, FL.. Mr. Wohl is currently a valued client of ours and has maintained one or more banking and investment management accounts with us or one or more of our affiliated companies since 1987. Mr. Wohl maintains deposit and investment management accounts with us or one of our affiliates and as of May 9, 2024 has access to unencumbered' funds and/or other assets in an average amount in excess of $10,000,000, All information contained in this letter is as of the date hereof unless otherwise specified. We have not diligenced any contemplated client transaction referred to in this letter and cannot provide any assurances related to any transaction structure or parties thereto. Any amounts confirmed in this letter relate only to funds and/or other assets available in connection with relationships between Michael Wohl and us or one of our affiliated companies. This letter is being provided to you (and to you only) in strict confidence with the intention that neither it nor its contents be shared with any third patties and with the understanding that we do not incur any legal responsibility to you in any way. Please feel free to contact me with any questions or concerns relating to this letter; please understand that confirmation of any additional facts or circumstances will require Michael Wohl's permission and will be subject to our internal policies and guidelines. Sincerely, Robbie Oyarzun Vice President t Unencumbered means that weare of any control agreement over such account(s). We have not conducted a UCC search on such account(s), NTAC:2SE-18 48 CURRENT DEVELOPMENTS AND COMPARABLE PROJECTS EXHIBIT "A" PROPOSER CURRENT DEVELOPMENTS AND COMPARABLE PROJECTS Brickell View Terrace Affordable housing, historically, in major urban areas like NewYork, Boston and Washington, DC has been delivered in mixed income developments. In the City of Miami, the best example of a successful mixed income, mixed use development is Brickell View Terrace ("BVT"), a 176 unit apartment development located at 940 SW 1st Avenue, Miami. BVT, built by Michael D. Wohl and his partners at Pinnacle Housing Group in April, 2016 includes 100 units of Affordable Housing at 60% AMI or below and 76 units at market rate housing in a 23 story high rise structure. The apartment development was built combining low income housing tax credits, HOME funds from the City of Miami, Surtax from Miami -Dade County together with conventional mortgage debt. Today it is very successful and 100% leased. 1%04 wolf tree 11' 11111 50 EXHIBIT "A" PROPOSER CURRENT QEVELOPMENTS AND COMPARABLE PROJECTS PU RA VI DA HIALEAH Located at 3051 W. 16th Avenue, Hialeah, the development includes two hundred and sixty (260) apartment units, renting at workforce level rents and 55,000 square feet of supportive retail. The development was completed the first quarter of 2022. Pura Vida is conventionally financed with Principal Insurance Company and private equity. THE RESIDENCES a=PLI46umc 151 EXHIBIT "A" PROPOSER CURRENT DEVELOPMENTS AND COMPARABLE PROJECTS DU LCE VIDA APARTMENTS Located at 1785 NW 35th Street, in the heart of Allapattah, the development will include 228 apartments together with a 9,000 square sq.ft. Miami Dade County Library, in a mid -rise structure, with structured parking. Financing will be provided through the sale of housing bonds issued by Miami - Dade County HFA. Subsidies will be provided will be provided by City of Miami GOB and Surtax (maybe SAIL Funds from State of Florida). The rental structure shall include 50% of the units affordable at 60% AMI or below and 50% of the units will be at workforce rent level, 100% AMI or below. It is anticipated that construction will commence in the first quarter of 2025. 52 EXHIBIT "A" PROPOSER CURRENT DEVELOPMENTS AND COMPARABLE PROJECTS PROJECT: CARD SOUND KEY APARTMENTS Located in Florida City, Florida, this development will include 342 units of workforce housing between 80%-120%AMI. It will be financed through the HUD 221 (d)(4) program and private equity.Anticipated commencement for this project is in the first quarter of 2025. 53 EXHIBIT "A" CORAL ROCK PARTNERS - PAST PROJECTS Project Name Address *LIMB t Bldg. Stifle Compined Tequesta Knoll Douglas Pointe Pinnacle View Hidden Grove Pinnacle Cove Old Circle rVillage Rayos Del Sol Pinnacles Lakes Pinnacle Palms Pinnacle -Grove Pinnacle at Abbey Park Pinnacle Pointe Pinnacle Village Pinnacle at Hammack Place LiveOak Villas Pinnacle Pines Los Suerrias The Corinthian LhleOlak Villas 11 Pinnacle Park Goodbread Hills H lanlGarder Crystal Lakes Pinnacle at Magnolia Pointe PinnacleSquar€ F riendship Postmaster Golden Villas Golden 5quare Pinnacle Place Pinnacle Plaza Cy press Cove CamacolTower Drc hid G rove Vista Mar Pinnacleat Hammack Square Pinnacleat MarinersVillagc Oak Ridge Estates Pinnac1€.atAve ryGlen Kings Terrace Pinnacleat North Chase Singing Oaks Am ista1Apartments TyFor Grand LaVentana Saba Landings Am be rwood 1629 NW 14th Street, M is m i, FL 33125 3840 NW 183 rd Street, M is rn i, F 133055 225 NE 23rdStreet, Miami, FI33137 13815 SW 271 Te rr, Miami, F 133032 525 PinnacleCove Bh1d, Orlando, F132824 10415 0Id Cutler Road, Mia m i, F 13 3190 185 NW 13th Ave, Miami, F 133115 18821 NE 3 rd CT, Miami, F133179 601 Executive D r, West Palm Beach, F 13 3401 1810 Waodla nd Circ le, Vero Beach, F 13 2967 1921 Abbey Rd, We st Palm Beach, F 13 3415 13301 Am her Lake Bhvd, Orla rrdo, F 132824 801 Powerline Rd, Pompano Beach, FI33069 2909 Minnesota Ave, Lynn Haven, FI 32444 9195. 25thStreet, Ft Piero, F134947 501 L ive Oa k Avenue, H a ines City, F 133844 500 NW 36th:Street, M is m i, F13312.7 7705.7735 NW 22 Ave, M is m i, F 133147 9075. 27thStreet, Ft Pierce, F134947 7901 NW 7th Ave, Miami, F 133150 950 Edge hill Circ le, Ta Ila hassee, F 132303 333.,335 NE 48thSt,De*rfieldBch, F133064 2900 N. 24thAve nue, HolYwood, F133020 1240 Pa rk la ne Drive, Mc Comb, MS 39648 8300NE 1PI,Miami,F133138 1551 NW 36Street, Miami, F133142 8800 SW 8 Street, M is m 13 3174 1325 NW 18th D rrve, Pom pa no Beach, F 13 3069 1415 NW 18th D riv e, Pompano Beach, F 13 3069 S600 NE 4 Anne, M is m i, F 13 3138 3650 NW 36 Street, M is m i, F133142 930 5th5treet, Winter Haven, F133881 1401 W. F lag ler Street, Miami, F133135 750 NW 8th Street, Florida City, F 13 3035 3606 N W 5th Ave, M is m i, F 133127 2206 Hammtxk Square Dr, Lynn Have, F132444 18400 28th Street, Long Bea h, MS 39560 343 S. G ross Ave, Ta rpon S prings, F134.689 3871N Pine Isla rki Rd, 5 unrise, F1333.51 12555 NW 27thAve, Miami, F133167 3851 N. Broadway Avenue) Tyler,TX 75702 307 N Loop 288, Denion, TX 75209 571SW 9th Street, Miami, F133130 3 702 Rolling Green D rive, Abilene, TX 79606 2109 Hwy 351,Abiline,TX 79601 3701Saba1 Palm Blvd, Fort Myers, F133916 411 W, Hawk ins Pkway, Longv iew, TX 75604 100 176 186 222 420 288 199 226 152 234 160 268 148 132 104 156 179 126 80 135 93 100 190 108 110 92 55 120 182 137 132 80 100 80 110 100 108 62 140 300 120 126 89 120 84 126 78 High-rise Garden High-rise Garden Garden Garden High-rise Garden Mid -rise Garden Garden Garden Garden Garden Garden Garden 11 ig I. rise Garden Garden High - rise Garden Garden Garden Garden High rise High rise Mid- rise Garden Garden High - rise High-rise Garden High-rise Garden High-rise Garden Garden Garden Garden Garden Garden Garden High rise Garden Garden Garden Garden 20bi.1 2000 2001 2002 2002 2003 2#03 2003 2003 2003 2004 2004 2005 2005 2005 2006 2007 2007 2007 2008 2008 2008 2008 2008 2 u09 2:v8 2009 2009 2009 2010 2010 2011 2011 2011 2011 2011 2012 2012 2012 2013 2013 2013 2014 2014 2014 154 EXHIBIT "A" CORAL ROCK PARTNERS - PAST PROJECTS Palmetto 3501 Da le Street, Fort Myers, F133916 86 Garden 2015 Saige Meadows 13488Hwy 69N,Tyler,TX75706 92 Garden 2015 Parc Station 2300 N 29th Avenue, Hollywood, F 133020 336 Garden 2015 Gibson Plaza 3629GrandAve, Coconut Grove, FI33133 56 Mid. rise 2015 Pinnac le at Tarpon River 805SE3rdAve, Fort Lauderdale, F133316 112 Mid•rise 2015 Barrons Branch N. 9th Street & Colcord Ave, Waco, TX 76707 92 Garden 2016 Liberty Pass 17321 Lookout Rd, Selma, TX 78154 104 Garden 2016 Bric kell View Terrace 117SW10thStreet, Miami, FI3aim 176 irise 2016 Summit PaNiue 12777Merit Drive, DaRas, TX7525.1 98 Mid. rise 2016 TupeloVue 525 NW Ave G, Winter Haven, F133861 70 Mid. rise 2016 BarronsBII 817Concord Aye, Waco, TX76707 76 Garden 2016 Metropolitan 1220NE24thStreet, WiltonManors,F133305 179 Mid•rise 2016 Art at Bratton's Edge 15405 Long Vista D r, Austin, TX 78728 76 Garden 2017 Oakland Preserve 3700OaklandPreserve Way,Oklarid Park,FI33334 80 Garden 2017 PinnacleHeights 3530 NW 36Street,Miami F133142 109 High rise 2017 Pic Villages atTarpon 5005Waton Ave, Tarpon5prings,F134689 95 Garden 2017 StillhouseFlats 2926 Ceda r Knob Rd, Harker Heig hts, TX 76548 96 Garden 2017 PinnacleatHammockCrossings 2212.2218 Hammock Square Dr, Ly nn Haven, F132444 92 Garden 2018 Casa nas at Frenc htown 448WGeorg iaStreet, Tallabassee,FI 88 Mid. rise 2018 La Madrid Apia rtments 11320Manchacha Rd, Austin, TX 78748 95 Garden 2018 La Vida 6600NW7thStreet, Miami Fl33126 272 High•rise 2019 CaribbeanVllage 1975•5SW110thCt,Miam1,FI 123 High•rise 2019 Verbena 28140S. DixieHighway,Miam1,F133033 110 Mid. rise 2020 WoodlawnPark 1901}SW4thStreet, Gainesville,F132641 96 Garden 2020 Pinnac le at Peacefleld 2122;2216,2314MamsSt, Hollywood, F133020 120 Garden 2020 Pura Vida Hialiah 2901West15thAvenue, Hialaeah,FI33012 260 Mid, rise 2022 155 EXHIBIT "A" SUBCONSULTANT CURREN'! DEVELOPMENTS AND COMPARABLE PROJECTS BEHAR + FONT PROJECT: KARIS VILLAGE Location: 21517 S.W. 119th Avenue, Miami, Florida PROJECT: JOE MORETTI Location: 240 S.W. 9th Street Miami, Florida - r Tryr -a�3j11i17111 it l II �11 a ➢ it it 11 111 11 11 :1111 111. 1'x 7 a ➢ 11 111 1 111 11 11 ` II aa;m99®19q I➢711 ]I 11 1 11 Rom. *�=' • d11 PROJECT: CARIBBEAN VILLAGE Location: 19755 S.W.110th Court Miami, Florida PROJECT: NORTHSIDE COMMONS Location: 8301 N.W. 27th Avenue Miami, Florida 56 EXHIBIT "A" SUBCONSULTANT CURRENT DEVELOPMENTS AND COMPARABLE PROJECTS KAST CONSTRUCTION PROJECT: YARD 8 Location: Midtown Miami, FL 28-story, 387-unit mixed -use project PROJECT: BASK Location: Ft. Lauderdale, FL 8-story, 310 unit, mixed -use complex PROJECT: THE MARK AT CITYSCAPE Location: Boca Raton, FL 208 residential units, 23,000 sf of retail space, and a 686 space garage. T. A w y. Vie+ , 7E R � * PP..';1 ;,'1141041T4. Py'r'SF r.,`fie:9 a1rx.. r ye PROJECT: VANTAGE ST. PETE Location: St. Petersburg, FL 11-story, 211-unit, mixed -use development with first floor retail, 227 space parking deck, and an abundance of community amenities. 57 EXHIBIT "A" AFFORDABLE HOUSING BENEFITS More than a laudable social goal, affordable housing has far-reaching impacts on economic growth, opportunity, mobility, and equity. Housing costs represent the single largest component of total household expenses for most American families; the larger the housing costs, the less disposable income these households have for other necessities such as health care, transportation, education, and other quality of life factors. Miami has the highest proportion of cost -burdened renters in the nation by a significant margin. Six in ten (59.7%) of Miami's renters spend more than 30 percent of their income on housing, the rate at which they are officially considered rent burdened. This disparity severely and disproportionately affects racial minority communities. Affordable housing at the levels proposed by Coral Rock St. Agnes will allow Overtown residents to spend considerably less on superior housing and permit them to remain in the community. Residents retain a greater portion of their hard-earned income to be saved, invested, or used for educational, medical, transportation, travel, and other necessities - all of which spurs financial growth and improved quality of life for individuals and their local economy. EMPLOYMENTAND OTHER ECONOMIC BENEFITS Coral Rock St. Agnes anticipates the creation of approximately 900 temporary jobs during the construction and development process and about 38 permanent jobs affiliated with retail and apartment management. Local small businesses will benefit from opportunities in construction and managerial contracts. Individual employment opportunities will range from construction jobs and skilled tradesmen to service, maintenance, managerial and professional services. Small business startups will benefit from the incubator space that provides finished retail space at greatly reduced rental rates. Coral Rock St. Agnes member SACCDC will be instrumental in identifying individual candidates and small businesses within the community to benefit from these economic opportunities. More specifically, Coral Rock St. Agnes will: Help ensure public awareness and participation with media campaigns and outreach to churches, community organizations and local government agencies with special focus on low-income census track areas identified by the City of Miami and Miami Dade County. Host career fairs where candidates can meet with potential employers looking for skilled and unskilled labor. Identify local subcontractors and small business firms for construction and managerial contracts. Provide temporary construction trades with skilled and unskilled general labor staffing solutions for development projects. With respect to entry level jobs in particular, Miami is experiencing a high demand for labor that exceeds its potential pool of qualified workers. This disparity creates an excellent hiring opportunity for workers who have the necessary preparation fora position but may lack prior experience, i.e. the first time hire or someone moving to a new career. Importantly, these workforce dynamics also result in higher wages and increased benefits, improving residents' quality of life. Furthermore, having Frederick Douglas Elementary School as its immediate neighbor, SOUL of Overtown Apartments presents a unique opportunity to address the challenge of teacher attrition in Miami-Dade's public school system. Exceptional housing a broad mix of units at affordable rates coupled with ht benefits of increased disposable income and convenience will attract teachers and their families to SOUL of Overtown Apartments. 59 EXHIBIT "A" HISTORICAL PRESERVATION The history of St. Agnes Church spans more than 125 years. Originated in 1898 by the Bahamian American community, the church formally established a home for on N.W. 8th street with land donated in 1901 by Henry Flagler for that purpose. Due to the rapid growth of the church, its home was moved to its current location at 1750 NW 3rd Avenue in 1923. Construction of the new building was interrupted by the Hurricane of 1926, until it was completed in 1930, fourteen months after civil rights legend, Reverend John E. Culmer, had been instituted as Rector for the church. During his tenure, the church became the largest Episcopal church of color in the South and the third Iargest forAfro-Americans in the country. Culmer was an early voice for eliminating segregation both within his diocese and in the community at large. He and his parishioners worked to enforce black suffrage and citizens voting rights, counseled male juvenile delinquents and men, worked to form the community's first black police force designed to cut crime and police brutality, and supported the naturalization of aliens in the 1930's and 40s. Importantly, as witness to the overwhelming need in his community, Rev. Culmer initiated a campaign for better housing and improved sanitation for what was known as Miami's Central Negro District, now known as Overtown. In 1937, the efforts of the St. Agnes community led by Rev. Culmer resulted in the first public housing project in Florida (and the second in the nation,) "Liberty Square." SOUL of Overtown Apartments seeks to preserve and build upon the historic legacy by ensuring that Overtown remains a place where its residents can afford to live, work and enjoy its unique culture and history. 60 REFERENCES EXHIBIT "A" A REGIONS May 9, 2024 Southeast Overtown/Park West Community Redevelopment Agency 819 NW 2nd Avenue, 3rd Floor Miami, FL 33136 Re: Victor Brown and David Brown 2800 Ponce de Leon Blvd, #1160 Coral Gables, Florida 33134 Dear Sir/Madam: It is my privilege to recommend to you Victor Brown and David Brown, they are both long valued customers of Regions Bank for over 30 years. Regions Bank has financed multiple real estate transactions throughout Florida for the Brown's, during which time Regions Bank provided well over $100 million in project financing. In addition, the Brown's maintain various business and personal accounts with the Bank which have been handled as agreed. Regions Bank looks forward to a continued working relationship with the Brown's. Sincerely, Sincerely, Mercedes Montalvo Senior Vice President Regions Bank CC: Victor Brown David Brown 162 EXHIBIT "A" S NOVUS May 14, 2024 Brian Zeltsman, RA Director of Architecture and Development Southeast Overtown / Park West Community Redevelopment Agency 819 NW 2"d Avenue, 3'd Floor Miami, FL 33136 Re: Stephen Alan Blumenthal 2800 Ponce de Leon Blvd, Suite # I160 Corot Gables, FL 33134-6919 To whom may concern: Coral Gables Branch 221 Alhambra Plaza Suite. b 100 Coral Gables, FL 33134 At the request of our client Stephen Alan Blumenthal, we are writing this letter to provide additional information to you regarding his established relationship with our institution. Mr. Blumenthal has had a deposit relationship with Synovus Bank since August 2006. The relationship with our institution involved personal and business accounts maintained in good standing with combined balances in the high six -figures. If you have additional questions, please contact me at 305-756-2310. I can provide you information except for those which are classified as confidential. We give the foregoing information without any responsibility on the part of the Bank and any of its officers. Respectfully yours, -Negri Mederos Vice President Retail Market Manager 163 EXHIBIT "A" May 18, 2024 Re: Coral Rock Development Group To Whom It May Concern: I am pleased to give Coral Rock Development Group my highest recommendation. I base this on the six years or more spent working directly with Coral Rock, but also on my firm's decades of experience with each of its four managing partners in their prior individual business entities. I have found each of the partners to personally possess the highest degree of competence, integrity and professionalism. We have had the opportunity to work with Coral Rock on several multifamily projects. They clearly understand the development business and its many challenges, whether those challenges relate to job site conditions, regulatory impediments or changing market conditions. When the inevitable obstacles are encountered, any or all of the Coral Rock partners have been readily available to lend their collective experience, in collaboration with their development team, to make rapid and wise decisions. They have always assembled an outstanding team of professionals and contractors, and they have proven their leadership skills by fostering a positive working environment. This approach minimizes risk and maximizes the opportunities for success for all of its stakeholders. I recommend Coral Rock Development Group without reservation to anyone looking for an experienced strategic real estate partner. Please let me know if I can provide any additional information. Sincerely, Jo n R. Hall, P.E. esident Mobile: 786-299-9369 jrhall@ludovici-orange.com [poi LUDOVICI & ORANGE CONSULTING ENGINEERS, INC. 13727 SW 152nd STREET, #217 • MIAMI • FLORIDA 33186 PHONE (305) 448-1600 164 EXHIBIT "A" icsts April 17th, 2024 To Whom It May Concern, 1?PJ INC CONSULTING ENGINEERS I am writing to recommend Coral Rock Development Group. We have had the opportunity to work with Coral Rock on multifamily projects and our experience has been phenomenal. Working with a developer that understands the business and knows that making swift decisions is critical to the success of the project is extremely important. Coral Rock has its finger on the pulse of today's shifting market conditions, is an experienced developer, and is focused on managing risk and achieving success for its stakeholders. The thing that stands out most is the accessibility of their leadership and the strong sense of partnership that has carried us through the inevitable challenges. I highly recommend them to anyone looking for a qualified strategic partner with a real interest in collaboration. For twenty plus years we have had the leisure of working with all the individuals that make up Coral Rock Development Group, and the numerous stops they all had before collaborating here. I say with no hesitation, it is always our pleasure to work jointly with individuals that work there and have allowed us to ally in their success for the last twenty plus years we have known them. Please let me know if I can provide any additional information. Sincerely, Adrian Pena 15:06:36-04'00' Adrian Pena Principal / Vice President 7432 SW 4SrH STREET, MIAMI, FL 33155 •PHONE: (3O5/G6G-3131 • FAX: 13051666-M131 E-MAIL: RPJ@APJMEP.CCM • WESSITE: WWW.RPJM EP.COM 165 EXHIBIT "A" APPENDIX EXHIBIT "A" CHRISTINE KING Boars! Chair SECTION 5 5.0: RFP RESPONSE FORMS JAMES MCQUEEN Executive Director 5.1. RFP INFORMATION FORM RFP No. 24-01: REQUEST FOR PROPOSALS — NW 12"' STREET AFFORDABLE HOUSING DEVELOPMENT I certify that any and all information contained in this RFP is true. I certify that this RFP is made without prior understanding, agreement, or connections with any corporation, firm or person submitting a REP for the same materials, supplies, equipment, or services and is in all respects fair and without collusion or fraud. I agree to abide by all terms and conditions of the RFP, and certify that I am authorized to sign for the proposer's firm. Please print the following and sign your name: Coral Rock St. Agnes Partners, LLC Firm's Name 2800 Ponce de Leon Blvd, Suite 1160. Coral Gables, FL 33134 Principal Business Address 305-270-2228 Telephone 786-475-5958 Fax mwohl@corairockgroup.com E-mail address Michael D. Wohl Name Authorized Representative Title +,4uthorizd Signature FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 16 67 EXHIBIT "A" CHRISTINE KING Board Chair SECTION 5 5.0: RFP RESPONSE FORMS JAMES MCQUEEN Executive Director 5.1a. ACKNOWLEDGEMENT OF RECEIPT OF ADDENDUMS FORM RFP No. 24-01: REQUEST FOR PROPOSALS — NW 12"' STREET AFFORDABLE HOUSING DEVELOPMENT I acknowledge the receipt and have familiarized myself with all addendums for this RFP, and certify that I am authorized to sign for the proposer's firm. Any and all addendums can be found on the SEOPW CRA website by the Response Submission Date. Please print the following and sign your name: Coral Rock St, Agnes Partners, LLC Firm's Name 2800 Ponce de Leon Blvd, Suite 1160. Coral Gables, FL 33134 Principal Business Address 305 270-2228 Telephone 786 475-5958 Fax mwohl@coralrockgroup.com E-mail address Michael D. Wohl Name Authorized Representative Ti 7 Autho ized Signature FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 17 68 EXHIBIT "A" CHRISTINE KING Board Chair 5.2.1 STATE OF } SS: COUNTY OF CERTIFICATE OF AUTHORITY (IF CORPORATION) J AM ES MCQU EE N Executive Director NOT APPLICABLE I HEREBY CERTIFY that a meeting of the Board of Directors of , a corporation existing under the laws of the State of , held on , 20 , and the following resolution was duly passed and adopted: "RESOLVED, that, as _ of the Corporation, be and is hereby authorized to execute the Response dated, , 20 , for submission to the Southeast Overtown / Park West Community Redevelopment Agency; and this Corporation and the execution on its behalf thereof, attested by the Secretary of the Corporation, and with the Corporate Seal affixed, shall be the official act and deed of this Corporation." 1 further certify that said resolution is now in full force and effect. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the corporation this , day of ,20 Secretary: (SEAL) FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 69 EXHIBIT "A" CHRISTINE KING Board Chair 5.2.2 CERTIFICATE OF AUTHORITY STATE OF COUNTY OF ] SS: JAMES MCQUEEN Executive Director I HEREBY CERTIFY that a meeting of the Peers-ef Mernbersot coral Rock SI. Agnes Partners, LLC a limited liability company organized and existing under the laws of the State of Fforida held on May loth 20 24 the following resolution was duly passed and adopted: Company "RESOLVED, that Michael D. Wohl asAuthorized Reprentative of the •rartnerslh+p, be and is hereby authorized to execute the Response dated, May 21 st 20 24 the Southeast Overtown l Park West Community Redevelopment Agency, and execution on its behalf, attested by the authorized person Company shall be the official act and deed of this fiekiarefe4ip." I further certify that said resolution is now in full force and effect. for submission to Com a this and IN WITNESS WHEREOF, I have hereunto set my hand this 21st day of May —Seefeteet:• (SEAL) Victor Brown, Authorized Representative 2024 FAILURE TO COMPLETE, SIGN AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 9 70 EXHIBIT "A" CHRISTINE KING Board Chair 5.2.3 CERTIFICATE OF AUTHORITY (IF JOINT VENTURE) STATE OF COUNTY OF } ) SS: JAMES MCQUEEN Executive Director NOT APPLICABLE I HEREBY CERTIFY that a meeting of the Principals of the organized and existing under the laws of the State of held on , 20 adopted: , the following resolution was duly passed and "RESOLVED, that as of the Joint Venture be and is hereby authorized to execute the Response dated, 20 , for submission to the Southeast Overtown ! Park West Community Redevelopment Agency, as an official act and deed of this Joint Venture." I further certify that said resolution is now in full force and effect. IN WITNESS WHEREOF, I have hereunto set my hand this , day of 20 Secretary: (SEAL) FAILURE TO COMPLETE, SIGN AND RETURN THIS FOR MAY DISQUALIFY YOUR RESPONSE 20 171 EXHIBIT "A" CHRISTINE KING Board Chair 5.2.4 CERTIFICATE OF AUTHORITY (IF INDIVIDUAL) STATE OF COUNTY OF } ) SS: ) I HEREBY CERTIFY that as an individual I JAMES MCQUEEN Executive Director NOT APPLICABLE (Name of Individual) and as a d/b/a (doing business as) (if applicable) exist under the laws of the State of Florida. "RESOLVED, that, as an individual and/or d/b/a (if applicable), is hereby authorized to execute the Response dated, 20 , for submission to the Southeast Overtown / Park West Community Redevelopment Agency, as an individual and/or a going business concern with the a fictitious name, (if applicable) and that my execution thereof, attested by a Notary public of the State, shall be the official act and deed of this attestation." further certify that said resolution is now in full force and effect. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of Notary Public this , day of , 20 NOTARY PUBLIC: Commission No.: personally know the individual/do not know the individual (Please Circle) Driver's License # (SEAL) FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 21 72 EXHIBIT "A" CHRISTINE KING Board Chair 5.3 DEBARMENT AND SUSPENSION (a) Authority and requirement to debar and suspend: JAMES MCQUEEN Executive Director After reasonable notice to an actual or prospective contractual party, and after reasonable opportunity to such party to be heard, the SEOPW CRA shall have the authority to debar a contractual party for the causes listed below from consideration for award of SEOPW CRA contracts. The debarment shall be for a period of not fewer than three (3) years. The SEOPW CRA shall also have the authority to suspend a Proposer from consideration for award of SEOPW CRA contracts if there is probable cause for debarment. Pending the debarment determination, the authority to debar and suspend Proposer shall be exercised in accordance with regulations, which shall be issued by the SEOPW CRA after approval by the SEOPW CRA Board of Commissioners. (b) Causes for debarment or suspension include the following: 1. Conviction for commission of a criminal offense incident to obtaining or atternpting to obtain a public or private contract or subcontract, or incident to the performance of such contract or subcontract. 2. Conviction under state or federal statutes of embezzlement, theft, forgery, bribery, falsification or destruction of records, receiving stolen property, or any other offense indicating a lack of business integrity or business honesty. 3. Conviction under state or federal antitrust statutes arising out of the submission of bids or responses, 4. Violation of contract provisions, which are regarded by the SEOPW CRA to be indicative of non -responsibility. Such violation may include failure without good cause to perform in accordance with the terms and conditions of a contract or to perform within the time limits provided in a contract, provided that failure to perform caused by acts beyond the control of a party shall not be considered a basis for debarment or suspension. 5. Debarment or suspension of the contractual party by any federal, state or other governmental entity. 6. False certification pursuant to paragraph (c) below. 7. Any other cause judged by the SEOPW GRA to be so serious and compelling as to affect the responsibility of the contractual party performing SEOPW CRA contracts. 77 73 EXHIBIT "A" CHRISTINE KING Board Chair JAMES MCQUEEN 'ExecutiveDirector (c) Certification: All contracts for goods and services, sales, and leases by the SEOPW CRA shall contain a certification that neither the contractual party nor any of its principal owners or personnel has been convicted of any of the violations set forth above or debarred or suspended as set forth in paragraph (b) (5). The undersigned hereby certifies that neither the contractual party nor any of its principal owners or personnel has been convicted of any of the violations set forth above, or debarred or suspended as set forth in paragraph (b) (5). Company Name: Coral Rock St. Agnes Partners, LLC Signature: — Michael D. Wohl, Authorized Representative Date: st, 2024 FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 174 EXHIBIT "A" CHRISTINE KING Board Chair FORM 'A' JAMES MCQUEEN Executive Director NOT APPLICABLE INFORMATION FOR DETERMINING JOINT VENTURE ELIGIBILITY If the proposer is submitting as a joint venture, please be advised that this form MUST be completed and the REQUESTED written joint -venture agreement MUST be attached and submitted. 1. Name of joint venture: 2. Address of joint venture: 3. Telephone number: 4. List the firms/entities/individuals that comprise the joint venture: 5. Identify by name and firm, those individuals (and their titles) who are responsible for the day-to-day management and policy decision making, including, but not limited to, those with prime responsibility for: (a) Financial decisions: (b) Management decisions, such as: (i} Estimating: (ii) Marketing and sales: (iii) Hiring/firing of management and non -management personnel: (iv) Purchasing of major items or supplies: (v) Supervision of field operations: lA 75 EXHIBIT "A" CHRISTINE KING Board Chair FORM 'A' (Continued) JAMES MCQUEEN Executive Director NOTE: If, after filing this form and before the completion of the joint venture's work on the project, there is any significant change in the information submitted, the joint venture must inform the SEOPW CRA in writing. The following Affidavit was must completed by the principal of each party participating in the joint venture. AFFIDAVIT "The undersigned swears or affirms that the foregoing statements are correct and include all material information necessary to identify and explain the terms and operation of the joint venture and the intended participation by each member of the joint venture in the undertaking. Further, the undersigned covenants and agrees to provide to the Southeast Overtown/Park West Community Redevelopment Agency, ("SEOPW CRA") current, complete, and accurate information regarding work performed by the joint venture in connection with the Project and any proposed changes regarding any member of the joint venture relevant to the joint venture. Any material misrepresentation will be grounds for terminating the Agreement between the SEOPW CRA and the joint venture which may be awarded for the project. Joint Ventures: Name of Firm/Entity/individual: Signature: Printed Name of Signatory: Title of Signatory: Date: Name of Firm/Entityllndividual: Signature: Printed Name of Signatory: Title of Signatory: Date: Name of Firm/Entity/individual: Signature: Printed Name of Signatory: Title of Signatory: Date: FAILURE TO COMPLETE, SIGN, AND RETURN THIS FORM MAY DISQUALIFY YOUR RESPONSE 7C 76 DIVISION OF CORF \r 1— Elf rbs an official 3rarry u/'{7u lhi srr loside Department of State / Division of Corporations / Search Records / Search by Entity Name / Detail by Entity Name Florida Limited Liability Company CORAL ROCK ST. AGNES PARTNERS, LLC Filing Information Document Number L24000219897 FEI/EIN Number 33-3647926 Date Filed 05/10/2024 Effective Date 05/10/2024 State FL Status ACTIVE Last Event LC AMENDMENT Event Date Filed 05/29/2024 Event Effective Date NONE Principal Address 2800 PONCE DE LEON BLVD. SUITE 1160 CORAL GABLES, FL 33134 Mailing Address 2800 PONCE DE LEON BLVD. SUITE 1160 CORAL GABLES, FL 33134 Registered Agent Name & Address BROWN, VICTOR 2800 PONCE DE LEON BLVD. SUITE 1160 CORAL GABLES, FL 33134 Authorized Person(s) Detail Name & Address Title MGR CORAL ROCK DEVELOPMENT GROUP, LLC 2800 PONCE DE LEON BVD., SUITE 1160 CORAL GABLES, FL 33134 Title AMBR ST. AGNES CHURCH COMMUN 1750 NW 3RD AVE MIAMI, FL 33136 Annual Reports Report Year Filed Date 2025 02/26/2025 Document Images 02/26/2025 -- ANNUAL REPORT View image in PDF format 05/29/2024 -- LC Amendment View image in PDF format 05/10/2024 -- Florida Limited Liability View image in PDF format Florida Department of State, Division of Corporations