HomeMy WebLinkAboutExhibit ACity of Miami
Department of Housing and Community Development
Annual Action Plan
FY2025
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should contact communitydevelopment@miamigov.com or call 305.416.2080.
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Table of Contents
Executive Summary 4
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 4
PR-05 Lead & Responsible Agencies — 91.200(b) 9
AP-10 Consultation — 91.100, 91.200(b), 91.215(1) 10
AP-12 Participation — 91.105, 91.200(c) 16
AP-15 Expected Resources — 91.220(c)(1,2) 19
AP-20 Annual Goals and Objectives 23
Projects 27
AP-35 Projects — 91.220(d) 27
AP-38 Project Summary 28
AP-50 Geographic Distribution — 91.220(f) 37
Affordable Housing 37
AP-55 Affordable Housing — 91.220(g) 39
AP-60 Public Housing-91.220(h) 40
AP-65 Homeless and Other Special Needs Activities — 91.220(i) 41
AP-70 HOPWA Goals— 91.220 (1)(3) 44
AP-75 Barriers to affordable housing — 91.220(j) 44
AP-85 Other Actions — 91.220(k) 45
Program Specific Requirements 50
AP-90 Program Specific Requirements — 91.220(I)(1,2,4) 50
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Executive Summary
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
As a recipient of federal funds through the U.S Department of Housing and Urban Development (HUD),
the City of Miami receives funds on an annual basis to address priority housing, homeless, community
revitalization, and economic development needs locally identified through a comprehensive planning
process and through extensive community engagement. To receive grant funds, the city must develop
a Consolidated Plan, which includes a comprehensive housing needs assessment and market analysis to
identify Miami's strengths and gaps. The Consolidated Plan details the city's strategy for addressing unmet
needs and outlines a proposed budget for the use of funds towards HUD eligible activities. On a yearly
basis, the Consolidated Plan is updated by the annual Action Plan. This Action Plan covers the period of
October 1, 2025, to September 30, 2026.
The city receives annual allocations under the following federal grants for which a HUD approved
Consolidated Plan is required prior to allocating funds:
• Community Development Block Grant (CDBG): The primary objective of this program is to develop
viable communities by providing decent housing, a suitable living environment, and economic
opportunities, principally for people of low- and moderate -income levels. Funds can be used for
activities that address needs such as infrastructure, economic development projects, public
facilities installation, community centers, housing rehabilitation, public services,
clearance/acquisition, micro enterprise assistance, code enforcement, and homeowner
assistance.
• HOME Investment Partnerships Program (HOME): The HOME program is intended to exclusively
create or preserve affordable housing. The program provides federal funds for the development
and rehabilitation of affordable rental and ownership housing for low- and moderate -income
households. HOME funds can be used for activities including building, buying, and/or
rehabilitating affordable housing for rent or homeownership or providing direct rental assistance
to low-income people.
• Emergency Solutions Grant (ESG): The ESG program is intended to reduce homelessness and
provide supportive services to homeless and at -risk populations. The ESG program provides
funding to engage homeless individuals and families living on the street; improve the number and
quality of emergency shelters for homeless individuals and families; help operate shelters;
provide essential services to shelter residents; rapidly re -house homeless individuals and families;
and prevent families and individuals from becoming homeless.
• Housing Opportunities for Persons With AIDS (HOPWA): The HOIPWA program is the only federal
program dedicated to the housing needs of people living with HIV/AIDS. Under the HOPWA
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Program, HUD makes grants to local communities, States, and nonprofit organizations for projects
that benefit low-income persons living with HIV/AIDS and their families.
This plan was formulated using HUD's eCon planning suite, which dictates the plan's structure and
provides a series of pre -populated tables. The city updated or supplemented the HUD -provided tables
with more accurate or relevant data when possible and as data was made available to the public.
Summary of Objectives and Outcomes Identified in the Plan
The city's housing needs assessment identified six priority needs areas to be addressed during the PY 2025
annual Action Plan. The priority needs identified below meet the HUD National Objectives of providing
decent housing, creating a suitable living environment, or providing economic opportunity. Priority needs,
objectives, outcomes, and indicators projected for this period include:
1
Priority Need: Affordable Housing
National Objective: Low/Moderate Housing
Objective: Decent Housing
Outcome: Accessibility/ Availability
Indicators:
- Homeowner Housing Rehabilitated: 6 Household Housing Units
- Rental Units Rehabilitated: 50 Household Housing Units
- Direct Financial Assistance to Homebuyers: 6 Households Assisted
- Homeowner Housing Added: 10 Household Housing Units
- Rental Units Constructed: 250 Household Housing Units
- Tenant -Based Rental Assistance / Rapid Rehousing: 730 Households Assisted
- HIV/AIDS Housing Operations: 26 Household Housing Units
2
Priority Need: Public Services
National Objective: Low/Mod Income Area or Low/Mod Income Limited Clientele
Objective: Create a Suitable Living Environment
Outcome: Accessibility/ Availability
Indicator:
- Public Service Activities Other Than Low/Moderate Income Housing Benefit: 700 Persons
Assisted
3
Priority Need: Public Facilities Improvements and Infrastructure
National Objective: Low Income Area Benefit or Limited Clientele
Objective: Create a Suitable Living Environment
Outcome: Accessibility/ Availability
Indicators:
- Public Facility or Infrastructure Activities Other Than Low/Moderate Income Housing
Benefit: 10,000 Persons Assisted
4
Priority Need: Economic Development
National Objective: Low/Mod Income Area or Low/Mod Job Creation or Retention
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5
Objective: Create Economic Opportunities
Outcome: Sustainability
Indicator:
- Businesses Assisted: 100 Businesses Assisted
- Jobs Created/Retained: 2 Jobs
5
Priority Need: Homeless and Special Needs Populations Assistance
National Objective: Low Income Housing/ Low Income Limited Clientele
Objective: Decent Housing / Create a Suitable Living Environment
Outcome: Availability/Accessibility
Indicators:
Homelessness Prevention: 50 Persons Assisted
Homeless Person Overnight Shelter: 1,500 Persons Assisted
6
Priority Need: Planning and Administration
National Objective: N/A
Objective: Create or Sustain a Suitable Living Environment
Outcome: Sustainability
Indicator: N/A
Map ES-05.1: City of Mia mi Boundaries
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Evaluation of past performance
The city regularly monitors and evaluates its past performance to ensure meaningful progress is made
toward its goals identified in its previous PY 2019-2023 Consolidated Plan. As reported in the city's most
recent Consolidated Annual Performance and Evaluation Report (CAPER), the city has met or exceeded
goals for many activities. Goals met or exceeded include:
• HIV/AIDS Housing Operations: 107.7%
• HIV/AIDS Housing Supportive Services: 99.8%
• Homeless Persons Overnight Shelter: 1,974%
• Homelessness Prevention and STRMU: 115.7%
• Homeless Street Outreach: 107.5%
• Job Creation/Retention: 112.5%
• Public Facilities and Infrastructure Improvements: 4,357%
• Rehabilitation of Affordable Rental Units: 171%
• Rental Assistance/TBRA/RRH/Section 8: 114.9%
Activities near completion include the provision of public services at 79% and activities halfway or just
over halfway completed include commercial facade/code enforcement at 46.4%, direct financial
assistance to homebuyers at 49.2%, and technical assistance to businesses at 59.3%. It is to be noted that
the program year does not end until September 30, 2024, and the city continues to work towards
completing its five-year goals.
The city also undertakes large-scale housing development where its federal funds are leveraged and
blended with multiple funding sources. Construction of new housing can be a multi -year process and
accomplishments may not be reported at this time. In addition, during the PY 2019-2023 consolidated
planning period, the city was impacted by the pandemic and unprecedented housing market shifts directly
affecting the completion of housing activities including new construction of rental and owner housing and
housing rehabilitation. Construction and material costs have increased significantly over the previous 5
years exacerbating barriers to developing affordable housing.
Summary of Citizen Participation Process and consultation process
The City of Miami undertook a comprehensive citizen participation process aimed at engaging all
stakeholders, including city residents, community -based organizations, and private agencies, in order to
create a well-rounded and sensitive Action Plan that addressed their needs in a responsible manner. Public
hearings were conducted in person at multiple locations throughout the city and were broadcasted and/or
recorded, enabling vulnerable residents who preferred to maintain social distance to participate. All
recordings were made available on the HCD website, along with instructions on how to provide feedback.
Marketing efforts included advertisements on the city's website, email blasts, flyers, and public service
announcements.
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During these public hearings, the city was able to effectively capture the needs, concerns, and
expectations expressed by many residents, solicit suggestions, and propose avenues to address those
needs.
Moreover, as the local administrator of the HOPWA program, the City organized an additional public
meeting to discuss the needs, expectations, and future plans for allocating those specific program funds.
The City held three public hearings at the following locations and dates:
Public Hearing #1
Tuesday, May 29th, 2025, at 5:30 PM
City Commission Chambers — 3500 Pan American Drive, Miami, FL 33133
Public Hearing #2
Tuesday, June 3rd, 2025, at 5:30 PM
Charles Hadley Park, Black Box Theater — 1350 NW 50th ST, Miami, FL 33142
Public Hearing #3 — HOPWA Only
Wednesday, June 4th, 2025, at 4:30 PM
Care Resource, Community Room — 3510 Biscayne Blvd, Miami, FL 33137
Summary of public comments
Public comments for the action plan were taken during and prior to the public meetings. Residents were
able to submit their comments through various channels, including providing live comments during the
public meetings and public hearing. All comments were carefully listened to, addressed, and accepted.
Furthermore, in accordance with HUD's consolidated planning guidelines, a comment period of no less
than 30 days was provided to review the Action Plan.
Summary of comments or views not accepted and the reasons for not accepting them
All public comments received either through a public meeting, public hearing or submitted to the City
were reviewed and accepted. A summary of public comments can be found as an attachment to this plan.
Summary
The City of Miami FY2024-2028 Consolidated Plan and the FY2025 annual Action Plan aim to reduce the
high levels of poverty that exist within its boundaries through its community and economic development
efforts. The objective of this plan is to revitalize distressed neighborhoods by implementing community
and economic development strategies to improve the quality of life of low-income City residents by
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providing them with access to services which aids them in achieving self-sufficiency and economic
stability.
PR-05 Lead & Responsible Agencies — 91.200(b)
Agency/entity responsible for preparing/administering the Consolidated Plan
The following are the agencies/entities responsible for preparing the Consolidated Plan and those
responsible for the administration of each grant program and funding source.
Agency Role
Lead Agency
CDBG, HOPWA, HOME, ESG
Administrator
Name
Miami, FL
Miami, FL
Department/Agency
Housing and Community Development
Housing and Community Development
The City of Miami Department of Housing and Community Development (HCD) is the lead agency
overseeing the development of the Consolidated Plan and it is responsible for providing guidance and
policy direction for the implementation of eligible programs that support the overall City strategy for
community revitalization, including CDBG, HOME, HOPWA, and ESG.
The City executes its housing and community development plan in harmony with public, private and non-
profit agencies. Non-profit organizations include developers, community housing development
organizations (CHDO), and social and economic development service providers. Private sector partners
include local financial institutions, for -profit developers, microenterprises, and other local businesses. The
City works closely with its partners to design programs that work to address the present and future needs
of its residents. Still, some program delivery gaps exist, which can be attributed to funding shortfalls which
serve as an impediment to the coordination process.
Consolidated Plan Public Contact Information
All inquiries and comments regarding the Consolidated Plan and its process and/or matters regarding
CDBG, ESG, HOME, and HOPWA funding should be addressed to Roberto Tazoe, Assistant Director,
Department of Housing and Community Development 444 SW 2'd Avenue, 3rd Floor, Miami, FL 33130;
(305)416-1984; rtazoe@miamigov.com
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AP-10 Consultation — 91.100, 91.200(b), 91.215(1)
The City of Miami Department of Housing and Community Development (HCD) serves as the lead agency
overseeing the development of the annual Action Plan and it is responsible for providing guidance and
policy direction for the implementation of eligible programs that support the overall strategy for
community revitalization.
The City works in collaboration with public, private, and not -for -profit agencies, including not -for -profit
developers, community housing development organizations (CHDO), and social and economic
development service providers, as well as local financial institutions, for -profit developers,
microenterprises, and other local businesses. Through close collaboration with its partners, the City
designs programs to address the current and future needs of its residents. However, funding shortfalls
have led to gaps in program delivery, which have hindered the coordination process.
As a HOPWA grantee, the City collaborates closely with the Miami -Dade HIV/AIDS Partnership and its
Housing Committee to develop a metropolitan -wide strategy aimed at addressing the needs of persons
living with HIV/AIDS (PLWHA) and their families. The Miami -Dade HIV/AIDS Partnership is the official
county planning board for HIV/AIDS. Its members are PLWHAs, care givers, Ryan White Program service
providers, government representatives and community members. The City of Miami is formally
represented on the Partnership and its Housing Committee. The Housing Committee is comprised of
PLWHAs, HIV/AIDS care providers, HOPWA-funded agencies, housing providers and members of the
community.
The City consults the HIV/AIDS Partnership's Housing Committee for community input and advice
concerning resource allocation, HOPWA program policies, and coordination of efforts to address housing
needs with care and treatment services and activities directed at persons living with HIV/AIDS. In
coordination with the Housing Committee, the HOPWA Program conducts county -wide Housing Needs
Assessments of PLWHAs to further determine the use of resources.
Summary of Jurisdiction's activities to enhance coordination between public and assisted
housing providers and private and governmental health, mental health and service agencies
To enhance collaboration among housing providers and other stakeholders in community development,
HCD actively engages in several boards and committees. It holds a seat on the Housing Committee of the
local Continuum of Care (CoC), represented by the Miami -Dade Homeless Trust. Moreover, the HCD is
actively participating as a permanent board member in the Miami -Dade HIV/AIDS Partnership Board,
dedicated to addressing the needs of the HIV/AIDS community in the county. These activities enable the
HCD to stay informed about developments in publicly funded programs and address community concerns
effectively.
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Throughout the year, HCD administrators attend numerous meetings, conferences, and workshops,
engaging directly with representatives from various agencies and entities across Miami -Dade County. This
face-to-face communication is crucial for fostering collaborative relationships in community
development. The HCD also organizes multiple workshops annually to educate housing providers on
various topics, including fair housing practices and Davis Bacon regulations.
The HCD collaborates with a diverse range of entities, including:
• Homeless Services: Miami -Dade Homeless Trust, Citrus Health Network, Miami Coalition for the
Homeless, Inc., Department of Human Services, Carrfour Supportive Housing, and Chapman
Partnership.
• Social Services: Alliance for the Aging, multiple social service providers catering to the elderly,
youth, children, and people with disabilities.
• Housing: Various for -profit developers, Community Development Corporations (CHDOs),
Neighborhood Housing Services of South Florida, South Florida Regional Planning Council, Public
Housing and Community Development Department of Miami -Dade County (PHCD), HOPE, Inc.,
Miami Realtors Association.
• Economic Development: The Beacon Council, Democracy at Work Institute, National League of
Cities, Community Development Financial Institutions (CDFIs).
• Health Services: Miami -Dade Health Department, Florida Department of Health, Citrus Health
Network.
Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness.
Through collaboration and engagement, the city works to address homelessness effectively both within
and outside of its geographic boundaries. As members of the Miami -Dade Homeless Trust (MDHT) and its
Joint Housing Services Committee, the City of Miami shares resources and fosters collaboration to address
homelessness in alignment with the CoC's "Housing First" approach. The City of Miami provides ESG
funding for street outreach and rapid re -housing programs within its jurisdiction, thereby providing
support and ideas to these collaborating programs about programs on an ongoing basis.
The MDHT serves as the designated CoC for Miami -Dade County under the Homeless Emergency
Assistance and Rapid Transition to Housing Act (HEARTH). Working closely with the City of Miami and
other recipients of HUD Emergency Solutions Grant (ESG) funds in the County, the MDHT has
implemented Standards of Care to uphold the health, safety, and well-being of homeless individuals.
MDHT has also established a centralized Coordinated Entry system and related Policies and Procedures
Manual to promote coordination among service providers. This system ensures that individuals and
families entering the homeless services system receive a comprehensive assessment of their needs,
regardless of how they enter the system or where they are located in the City or County. The MDHT also
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developed specific procedures to support individuals and families fleeing domestic violence, dating
violence, sexual assault, or stalking, who seek shelter or services from non -victim service providers.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards for and evaluate
outcomes of projects and activities assisted by ESG funds, and develop funding, policies and
procedures for the operation and administration of HMIS
The City meets several times a year with the Miami -Dade Homeless Trust and the overall CoC to discuss
policy, procedures, programs, and allocation of funds, including ESG dollars, and to administer their rapid -
rehousing program funded by ESG.
The MDHT regularly meets with participating partners to review project -level data and to discuss HMIS
system updates. However, all CoC agencies are responsible for maintaining their own compliance with
federal regulations as set by U.S. HUD and with HIPPA standards.
Describe Agencies, groups, organizations and others who participated in the process and
describe the jurisdiction's consultations with housing, social service agencies and other entities
1
Agency/Group/Organization
Miami -Dade Homeless Trust
Agency/Group/Organization Type
Services -Homeless
Other Government -County
What section of the Plan was addressed by
Consultation?
Homeless Strategy
Homeless Needs — Chronically homeless
Homeless Needs — Families with children
Homelessness Needs — Veterans
Homelessness Needs — Unaccompanied youth
How was the Organization consulted and
what are the anticipated outcomes of the
consultation or areas for improved
coordination?
This entity leads the area's CoC and administers HUD
funding, as well as local Food & Beverage Tax dollars
towards fighting homelessness in all of Miami -Dade
County. HCD sought out the Trust's input for the
Consolidated Plan, and these comments were
incorporated.
2
Agency/Group/Organization
Carrfour Supportive Housing
Agency/Group/Organization Type
Services -Homeless
Services -Persons with HIV/AIDS
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What section of the Plan was addressed by
Consultation?
Homelessness Strategy
Homeless Needs — Chronically homeless
HOPWA Strategy
How was the Organization consulted and
what are the anticipated outcomes of the
consultation or areas for improved
coordination?
Carrfour Supportive Housing is a project sponsor under the
HOPWA program and addresses housing for homeless
persons with HIV/AIDS. They provide the City with input on
these programs as they develop issues that may arise, and
results/accomplishments.
Agency/Group/Organization
Agency/Group/Organization Type
Miami -Dade Health Department
Health Agency
What section of the Plan was addressed by
Consultation?
HOPWA Strategy
How was the Organization consulted and
what was are the anticipated outcomes of
the consultation or areas for improved
coordination?
The Miami -Dade Health Department and the Florida
Department of Health provided with up-to-date
information on people with HIV/AIDS and the lead
program.
4
Agency/Group/Organization
HOPE, Inc.
Agency/Group/Organization Type
Service -Fair Housing
What section of the Plan was addressed by
Consultation?
How was the Organization consulted and
what are the anticipated outcomes of the
consultation or areas for improved
coordination?
Housing Needs Assessment
Market Analysis
HOPE, Inc. provides the City with up-to-date counts on
housing discrimination claims filed in the City and identifies
undeserved areas and areas of concern in the City in
relation to fair housing violations or impediments. It also
conducts fair housing testing and verification.
Agency/Group/Organization
Miami -Dade County Public Housing and Community
Development Department
Agency/Group/Organization Type
What section of the Plan was addressed by
Consultation?
Housing
PHA
Other Government -County
Housing Needs Assessment
Public Housing Needs
How was the Organization consulted and
what was are the anticipated outcomes of
The HCD reached out to the Miami -Dade County Public
Housing and Community Development Department
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the consultation or areas for improved
coordination?
(PHCD), who acts as the public housing administrator in all
of Miami -Dade County including 50+ Public Housing sites
within City of Miami limits, to gather their input and plans
for improvements at Public Housing locations, and their
levels of engagement with the public.
6
Agency/Group/Organization
City of Miami
Agency/Group/Organization Type
Other Government -Local
What section of the Plan was addressed by Housing Needs Assessment
Consultation?
Homelessness Strategy
Non -Homeless Special Needs
HOPWA Strategy
Economic Development
Market Analysis
Anti -Poverty Strategy
How was the Organization consulted and HCD consulted with the Office of the Mayor, City
what was are the anticipated outcomes of Commissioners, and multiple departments.
the consultation or areas for improved
coordination?
Identify any Agency Types not consulted and provide rationale for not consulting
The City of Miami strives to consult with all types of agencies involved in or affected by the Consolidated
Plan and Annual Action Plan and does everything possible to ensure that no local agencies are excluded.
While local publicly funded institutions such as mental health and correctional facilities were not available
for consultation, the city did engage with local non-profit organizations that serve populations previously
residing in or assisted by these agency types. These organizations, which provide services to homeless
individuals, those needing mental health care, and youth in foster care, were consulted through public
meetings and invited to provide comments.
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Other local/regional/state/federal planning efforts considered when preparing the Plan
Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap
with the goals of each plan?
Miami -Dade County
Housing Needs Assessment
Miami Homes for All
Provides an overview of needs and strategies to
help increase affordable units, diversify the
housing stock, and promote equitable housing
choice which aligns with the affordable housing
priority need in the Consolidated Plan.
Comprehensive Economic
Development Strategy
(CEDS)
South Florida Regional
Planning Council's (SFRPC)
The data and analysis of economic conditions,
barriers, and strategies in the CEDS informs
economic developments needs related to housing;
particularly in section MA-45, Non -Housing
Community Development Assets in the
Consolidated Plan.
Miami -Dade County Local
Mitigation Strategy (LMS)
Miami -Dade County Office
of Emergency
Management (OEM)
The data and analysis of environmental conditions
and hazard risks in the LMS informs economic
developments needs related to housing;
particularly in section MA-65 Hazard Mitigation in
the Consolidated Plan.
Continuum of Care Strategic
Plan
Miami Homeless Trust
The Miami Homeless Trust's organizational mission
overlaps with the City of Miami's Strategic Plan and
Action Plan goals through enhanced coordination
between public and private social service
providers, as well as community outreach on issues
related to homelessness.
Local Housing Assistance
Plan (LHAP)
City of Miami
The City of Miami LHAP includes goals related to
homeownership and rental housing, both of which
are identified as priority needs in this Consolidated
Plan, particularly in terms of expanding the supply
of affordable housing.
Comprehensive Plan
City of Miami
The Housing, Transportation, and Future Land Use
Elements of the city's Comprehensive Plan identify
goals in support of activities that align with housing
and community improvement needs and priorities
of the Consolidated Plan.
PHA Five -Year Plan
Miami -Dade PHA
The PHA annual plans include increasing access to
affordable housing and supporting services to
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Name of Plan Lead Organization
How do the goals of your Strategic Plan overlap
with the goals of each plan?
achieve self-sufficiency as goals which aligns with
the city's affordable housing priorities.
Analysis of Impediments to
Fair Housing Choice
City of Miami
Analyzes fair housing data, issues and factors
contributing to housing discrimination and then
identifies goals and priorities to address these
issues, including collaboration with other entities.
PHA Five -Year Plan
City of Miami
The PHA annual plans include increasing access to
affordable housing and supporting services to
achieve self-sufficiency as goals which aligns with
the city's affordable housing priorities.
Describe Cooperation and Coordination with Other Public Entities, Including the State and any
Adjacent Units of General Local Government, in the Implementation of the Consolidated Plan
(91.215(1))
The City collaborated with several public entities to develop this plan, including the Miami -Dade Public
Housing Authority and Miami -Dade County. In the implementation of this plan, the City coordinated with
the Florida Housing Finance Corporation to implement affordable housing efforts that often align directly
with the priorities of the Consolidated Plan. SHIP funds are frequently leveraged with federal HOME and
CDBG funds, requiring coordination with this state agency. The City also partners with many local quasi -
public agencies and with City and County committees to support planning goals which follow HUD's
National Objectives, including providing affordable, safe, and sanitary housing, creating a suitable living
environment, and expanding economic opportunities for low and moderate -income individuals.
At the core of these goals is the City's commitment to developing a plan for providing housing and
supportive services to its low-income residents that is built on community input and collaboration. The
City will continue building partnerships with adjacent units of local and state government entities such as
emergency management, public works, and agencies focused on fair housing, equal opportunity, lending,
and others in order to expand its expertise, capacity, reach, and effectiveness.
AP-12 Participation — 91.105, 91.200(c)
Summary of citizen participation process/Efforts made to broaden citizen participation.
Summarize citizen participation process and how it impacted goal setting
The HCD makes every attempt to target as many stakeholders as possible to join the
Consolidated Planning process. The main form of outreach to the public has always been the public
hearings, whereby all residents, developers, public service agencies, housing associations, economic
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development providers, clients, and other City Departments are invited via a printed advertisement in The
Miami Herald, multiple e-mail blasts, and printed flyers mailed or electronically mailed out to all agencies.
In adherence to U.S. HUD's suggestions for informational meetings, at the public hearings the public
was provided with informational visual material that included the latest total funding allocation
breakdowns, and a historical review of past federal funding received. The public meetings to discuss
CDBG, HOME and ESG funding for the Action Plan were held late in the afternoon to allow more residents
to attend and/or connect to the meeting.
Citizen Participation Outreach
Mode of Outreach
Target of
Outreach
Summary of Response/
Attendance
Summary of Comments Received
Website Notification
Non -English Speaking
(Spanish, Creole)
Non -targeted/ Broad
Community
Placed on the City's website, this
notice announced the
locations/dates/times of the virtual
public hearings in English and
provided information in Spanish and
Creole
Not applicable
Public Hearing
Non -English Speaking
(Spanish, Creole)
Non -targeted/ Broad
Community
Three presential meetings were held
to address community needs and
future allocations of CDBG, ESG,
HOME, and HOPWA programs.
A summary of comments will be included in
the appendix. All comments were accepted.
Flyer
Non -English Speaking
(Spanish, Creole)
Non -targeted/ Broad
Community
Flyers advertising the availability of
Public Hearings were distributed
electronically to as many outlets as
possible to provide additional
notification for these meetings.
Not applicable
Internet Outreach
Non -targeted/ Broad
Community
An email blast was sent to over 500
institutions and individuals to
promote public hearings and the
availability of the online survey. The
informational flyer, along with
details, was also posted on the
Department's main web page,
Facebook page, and Twitter account.
A summary of comments will be included in
the appendix. All comments were accepted.
Website
Advertisement
Non -English Speaking
(Spanish, Creole)
Non -targeted/ Broad
Community
A notice was published in the City's
website announcing the issuance of
the annual Action Plan 30-day
comment period, how to access the
plan and how to submit comments
for it.
A summary of comments will be included in
the appendix. All comments were accepted.
Public Hearing
Non -targeted/ Broad
Community
Draft Action Plan was presented in
front of City Commission for
approval.
A summary of comments will be included in
the appendix. All comments were accepted.
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Expected Resources
AP-15 Expected Resources — 91.220(c)(1,2)
The City of Miami provides General Fund dollars to leverage, and complement, approved CDBG-funded
public service agencies and to provide additional public services that otherwise could not be funded due
to the 15% CDBG cap on the funding of public services. These City funds, known as Social Service Gap
funds, help stabilize these agencies. The City of Miami Planning & Zoning Departments also collect
financial contributions (as stipulated by the current Zoning Ordinance) from private developers who opt
for specific provisions allowed by the City of Miami Zoning Code (Miami21) to developments providing a
certain number of affordable units in a given project, as defined by the Code. These collections are then
dedicated to the City's Affordable Housing Trust Fund (AHTF), with funding from this source used to
further the HCD's existent housing programs, aiding both homebuyers (first-time and existent) and
developers (multi -family rental and homeownership projects), as delineated in the Affordable Housing
Trust guidelines approved by City Commission in Resolution #07-0203.
Expected Amount Available Yea
Program
Annual
Source of Funds
Allocation
$
Expected Amount
Program Prior Year Available
Total
Income Resources Remainder of Con
$ Plan $
$ $
CDBG
Public— Federal $5,026,283
$10,150
$0
$5,036,433
$15,078,849
Uses of Funds:
Narrative Description:
• Acquisition
CDBG funds are utilized for housing rehabilitation, acquisition, relocation,
• Admin and Planning
clearance and demolition, code enforcement, public services, economic
• Economic Development
development, and public facilities and infrastructure improvements. A
• Housing
minimum of 70% of CDBG funds will be used to address low and moderate
• Public Improvements
national objectives. Expected Amount Available Remainder of Con Plan
• Public Services
assumes level federal funding and program income receipts.
HOME
Public— Federal
$2,919,951.04
$250,000
$12,000,000
$15,169,951
$8,759,853
Uses of Funds:
Narrative Description:
• Acquisition
HOME funds are utilized for construction of new rental and homeowner
• Home buyer Assistance
units, housing rehabilitation, direct financial assistance to homeowners, and
• Homeowner rehab
the implementation of a HOME TBRA program, which will support rent
• Multifamily rental new
subsidies and security deposit assistance for income -eligible households.
construction
Expected Amount Available Remainder of Con Plan assumes level federal
• Multifamily rental rehab
funding and program income receipts.
• New construction for
ownership
• TBRA
HOPWA
Public— Federal
$13,889,565
$0 $1,400,000
$15,289,565
$41,668,695
DRAFT Annual Action Plan
2025
19
Program
Annual
Source of Funds
Allocation
$
Expected Amount Available Year 1
Expected Amount
Program Prior Year Available
Total
Income Resources Remainder of Con
$ Plan $
$ $
Uses of Funds:
Narrative Description:
• Permanent housing in facilities
Narrative Description:
• Permanent housing placement
HOME funds are utilized for construction of new rental and homeowner
• Short term or transitional
units, housing rehabilitation, and direct financial assistance to homeowners.
housing facilities
• STRMU
Expected Amount Available Remainder of Con Plan assumes level federal
funding and program income receipts.
• Supportive Services
• TBRA
ESG
Public— Federal
$447,390
$0
$0
$447,390
$1,342,170
Uses of Funds:
Narrative Description:
• Conversion and rehab for
ESG funds are utilized to fund Homeless prevention, rapid re -housing, and
transitional housing
street outreach. Expected Amount Available Remainder of Con Plan assumes
• Finance assistance
level federal funding and program income receipts.
• Overnight shelter
• Rapid re -housing
• Rental assistance services
• Transitional housing
OTHER
Public — State
$0
$0
$0
$0
$0
State
Uses of Funds:
Narrative Description:
Housing
• Acquisition
State funding for housing activities authorized by the 1992 William E.
Initiative
• Home buyer Assistance
Sadowski Affordable housing act. The department has not been able to rely
Program
• Homeowner rehab
on these funds on an annual basis as these can be reprogrammed by the
(SHIP)
• Multifamily rental new
construction
State for other non -housing purposes.
• Multifamily rental rehab
• New construction for
ownership
OTHER
Public— Federal
$6,417,208
$0
$0
$6,417,208
$19,251,624
Section 8
Uses of Funds:
Narrative Description:
• Rental Assistance
These funds are used for the operation of the Section 8 voucher and mod -
rehab programs. Most of the funds are for rental payments.
OTHER
Public —local
$743,000.00
$0.00
$0.00
$743,000.00
2,229,000
General
Uses of Funds:
Narrative Description:
Fund
• Economic Development
• Public Services
Social Service Gap funds are approved by the City Commission on a yearly
basis to provide additional funding mainly to public service agencies.
DRAFT Annual Action Plan
2025
20
Explain how federal funds will leverage those additional resources (private, state and local
funds), including a description of how matching requirements will be satisfied
The City of Miami provides General Fund dollars to leverage, and complement, approved CDBG-funded
public service agencies and to provide additional public services that otherwise could not be funded due
to the 15% CDBG cap on the funding of public services. These city funds, known as Social Service Gap
funds, help stabilize these agencies. The City of Miami Planning & Zoning Departments also collect
financial contributions (as stipulated by the current Zoning Ordinance) from private developers who opt
for specific provisions allowed by the City of Miami Zoning Code (Miami21) to developments providing a
certain number of affordable units in a given project, as defined by the Code. These collections are then
dedicated to the City's Affordable Housing Trust Fund (AHTF), with funding from this source used to
further the HCD's existent housing programs, aiding both homebuyers (first-time and existent) and
developers (multi -family rental and homeownership projects), as delineated in the Affordable Housing
Trust guidelines approved by City Commission in Resolution #07-0203.
In 2023, the City Commission created the Miami For Everyone (MFE) program. Funded with general funds,
it assists communities facing long-term complications resulting from declared emergencies and helps to
address the specific needs of the most vulnerable residents and businesses through priority areas of need
including, but not limited to, affordable housing, homeless services, job development, retention, and
training programs.
The City of Miami continues to identify funding sources that can be pooled to make a greater impact
within the community. Although federal, state, private, and local grant program funds and activities
operate according to their own guidelines and requirements, they are frequently combined to provide a
higher level of funding for housing and community development needs. For example, federal CDBG and
HOME funds can be leveraged with State Housing Initiatives Partnership (SHIP) program funds in order to
meet the needs in affordable housing. The HOME Investment Partnership program funds can also be
combined with SHIP to provide assistance for qualified low- and moderate -income first-time homebuyers
in the form of down -payment, principal reduction, and closing cost assistance.
The HOME program requires a 25% match from grantees. The City of Miami will meet HOME match
requirements through a combination of using Bonds and SHIP funds.
If appropriate, describe publicly owned land or property located within the jurisdiction that may be
used to address the needs identified in the plan
The HCD currently manages a portfolio of approximately 40 parcels that are owned by the City of Miami.
Some of these sites can or must be used to address some of the needs identified in this plan. These parcels
each have limitations associated to the type of development that can occur on the individual site. As
funding becomes available, HCD incorporates the appropriate sites in a Request for Proposals (RFP) which
is properly advertised and then publicly issued to interested parties who have to meet certain thresholds
of experience, knowledge, financial capacity, etc. RFPs are reviewed, scored, and recommendations
presented to either the City of Miami Commission or the City's Housing & Commercial Loan Committee,
DRAFT Annual Action Plan 21
2025
comprised of private individuals with different specialties in the banking, housing, private/public sector
who volunteer their time and meet several times a year to award funding. This Committee was granted
the authority to make these decisions by the City of Miami Commission.
Disaster Response and Recovery
South Florida is an area vulnerable to natural disasters mainly related to extreme weather conditions such
as hurricanes, tropical storms, tornadoes, wildfires, and floods. Through the years, the City has
experienced its share of devastating disasters followed by aftermaths and rebuilding efforts. As such, the
City is always at high alert and maintains an up-to-date Hurricane Plan that deals with preparedness and
operational activities prior, during, and after a storm; establishes procedures to minimize storm -related
damage and protects the life of personnel and City residents. Understanding that the federal
government's function is to provide disaster relief through the Federal Emergency Management Agency
(FEMA) and the Small Business Administration (SBA) to meet short-term recovery needs, the City strongly
believes that there are scenarios where assistance is needed to safeguard the health and well-being of its
residents by addressing emergency housing repairs and providing long-term affordable housing solutions
among other essential services for residents in need after a natural or man-made disaster.
Need to Reallocate Funds in Case of a Disaster - The City is electing to leave open the option to utilize its
CPD funding for emergencies, short-term assistance and/or long-term recovery assistance when those
activities are not fully funded by FEMA, SBA, or other alternative sources. If the City were to utilize its
CDBG funding, it would apply it toward activities allowed by CDBG regulations, including, but not limited
to meeting the interim assistance criteria defined under 24 CFR 570.201 (f)(2) to alleviate emergency
conditions. CDBG funds can also be used for other public service activities, not to exceed the 15% public
service cap, which would assist those impacted by the disaster. While the general rule is that CDBG funds
may not be used for income payments, such as rent and security deposits, food, and utilities, CDBG funds
may be used as emergency grant payments over a period of up to three consecutive months to the
provider of such items or services on behalf of an individual or family.
Funding Reallocation Once South Florida receives a major disaster declaration, the City shall be open to
the possibility of reallocating its CPD funds toward eligible activities to help counteract the effects of a
disaster on its residents. Any and all CPD funds available or previously allocated to any activity on any
fiscal year may be reallocated toward disaster response and recovery. This decision is left solely to the
discretion of the City of Miami as it best see fit in the aftermath of a major natural or man-made disaster.
The City will, at all times, adhere to its citizen participation plan requirements.
Utilization of CPD Funding - As it is understood that HUD assistance is intended to supplement, not
replace, other public, private, and non-profit sector resources that have already been provided for the
same need or loss, the City will be careful to review and document household's eligibility, financial
resources, and other assistance available or reasonably anticipated for the same purpose as the CPD
program assistance in an effort to avoid duplication of benefits. The following are projects the City will
utilize CPD funds for in the case of a disaster:
DRAFT Annual Action Plan 22
2025
• Public services (up to an amount not to exceed 15% of CDBG allocation for the PY);
• Emergency housing rehabilitation (up to $1,000,000);
• Homebuyer programs (up to $1,000,000);
• Acquisition programs that purchase properties in floodplains (up to $1,000,000);
• Infrastructure improvements (up to $2,000,000);
• Demolition of buildings and unsafe structures (up to $2,000,000);
• Reconstruction or replacement of public facilities (up to $2,000,000);
• Small business grants and loans (up to $500,000); and
• Relocation assistance for people moved out of floodways (up to $1,000,000).
AP-20 Annual Goals and Objectives
The following are the goals related to the annual Action Plan FY2025
1
Construction of New
Rental Units
Affordable
Housing
City of Miami
Affordable
Housing
Production of
New Units
HOME:
$8,022,970
SHIP: TBD; Tax
Exempt Bond
Proceeds:
$10,063,975
Rental Units
Constructed: 250
Household
Housing Units
Goal Description:
Increase the supply of affordable rental housing available to extremely low-, very low-, low- and
low -to -moderate income residents through new construction. The City will finance project costs for
site development and will offer soft and hard construction financing associated with the
development of affordable housing units. The City will ensure compliance by reviewing rent rolls,
leases, tenant income files, financial statements, operational licenses and certificates, annual unit
inspection, etc. Includes land acquisition for affordable housing.
2
Construction of New
Homeowner Units
Affordable
Housing
City of Miami
Affordable
Housing
Production of
New Units
HOME:
$2,289,747J;
SHIP: TBD
Homeowner
Housing Added:
10 Household
Housing Units
Goal Description:
The City will seek to increase the supply of affordable home ownership through new construction
of homeowner unit. The focus will be to promote and create affordable home ownership
opportunities for City residents. This will be achieved by financing project costs associated with the
development of affordable housing units and by providing hard and soft construction financing.
This strategy also includes the cost of land acquisition for the purpose of constructing affordable
housing.
3
Rehabilitation of
Affordable Rental Units
Affordable
Housing
City of Miami
Affordable
Housing
Rehabilitation of
Existing Units
CDBG:
$250,000
HOME:
$2,887,992
Rental Units
Rehabilitated: 50
Household
Housing Units
Goal Description:
Rehabilitation of multi -family rental p operties to help preserve affordable rental housing for
extremely low-, very low-, low-, and low -to -moderate income residents. This strategy aims to
DRAFT Annual Action Plan
2025
23
preserve affordable rental housing stock in the City from continue to decline and to improve the
condition of rental inventory available to our target population.
4
Rehabilitation of
Affordable Homeowner
Units
Affordable
Housing
City of Miami
Affordable
Housing
Rehabilitation of
Existing Units
CDBG:
$250,000
SHIP: TBD
Homeowner
Housing
Rehabilitated: 6
Household
Housing Units
Goal Description:
The City will provide home improvement and rehabilitation assistance to homeowners in order to
improve the condition of existing housing stock and maintain the affordability of these homes.
Under the Single -Family Rehabilitation program, extremely low-, very low-, low- and low-to-
moderate income homeowners that reside and maintain a property as their principal residence in
the City will be able to obtain a deferred loan to bring their property to decent, safe, and sanitary
housing standards or to correct existing code violations. In addition, the City also has a home
ownership Preservation Strategy that will target the same population but will concentrate on
hardening the property to better withstand natural weather occurrences and to maximize the
energy efficiency of the home. Whenever the housing unit cannot be properly rehabilitated with
the abovementioned programs, the City implemented a Single -Family Replacement program that
concentrates on replacing unsafe housing structures by demolishing them and replacing it with a
brand-new housing unit on the existing lot.
5
Rental Assistance —
TBRA/Rapid
Rehousing/S8
Affordable
Housing,
Homeless
City of Miami,
Miami -Dade
County (HOPWA
Program)
Affordable
Housing Rental
Assistance,
Homeless and
Special Needs
Population
Assistance
HOME:
$1,225,000;
ESG: $145,402;
HOPWA:
$14,754,319;
Section 8:
$5,870,196
Tenant -Based
rental assistance/
Rapid Rehousing:
1,136 Households
Assisted
Goal Description:
Provide rental housing assistance through the HOPWA TBRA program, ESG Rapid Rehousing
program, and Section 8 voucher and moderate rehabilitation programs. All these rental assistance
programs are designed to assist lower income households live under safe, decent, and sanitary
conditions. In the case of the HOPWA TBRA program, it is important to assist participants maintain
housing stability in an effort for them to utilize their resources toward improving their access to
and engagement in treatment and care. (680 TBRA, 50 RRH, 356 S8)
6
Direct Financial
Assistance to Home
Buyers
Affordable
Housing
City of Miami
Affordable
Housing Down
Payment
Assistance
HOME:
$452,247;
SHIP: TBD
Direct Financial
Assistance to
Home Buyers: 6
Households
Assisted
Goal Description:
Assist low, low -to -moderate income households obtain home ownership by providing financial
assistance in the form of down payment or closing cost assistance based on program availability.
7
Provision of Public
Services
Non -Housing
Community
Development
City of Miami
Provision of
Public Services
CDBG:
$753,942
General Fund:
$743,000
Public service
activities other
than
Low/Moderate
Income Housing
DRAFT Annual Action Plan
2025
24
Benefit: 700
Persons Assisted
Goal Description:
Provide nutritional meals to the elderly and people with disabilities. Provide childcare, youth
development activities, services for people with disabilities, employment training among other
programs.
8
Public Facilities and
Infrastructure
Improvements
Non -Housing
Community
Development
City of Miami
Public Facilities
Improvements
and
Infrastructure
CDBG:
$608,533
Public Facility or
Infrastructure
Activities other
than
Low/Moderate
Income Housing
Benefit: 10,000
Persons Assisted
Goal Description:
Encourage community revitalization by investing in public facility or infrastructure improvements
such as street or park improvements. This is an area benefit and shall benefit residents in an area
where at least 51 percent of the residents are extremely low-, very low-, low-, and low -to -
moderate income persons. The GOI for this section reflects the number of persons of such area
that will benefit from these activities.
9
Commercial
Facade/Code
Enforcement
Non -Housing
Community
Development
City of Miami
Economic
Development
CDBG: $50,000
Business Assisted:
10 Businesses
Assisted
Goal Description:
The program covers the rehabilitation of privately owned for -profit commercial buildings limited to
improvement and correction of code violations. Under the commercial facade program, all
improvements are limited to those that are visible from a commercial corridor. This is an area
benefit and shall benefit residents in an area where at least 51 percent of the residents are
extremely low-, very low-, low-, and low -to -moderate income persons.
10
Technical Assistance to
Businesses
Non -Housing
Community
Development
City of Miami
Economic
Development
CDBG: $50,000
Businesses
Assisted:
30 Businesses
Assisted
Goal Description:
Provide technical assistance to for -profit businesses in orde to build capacity, generate economic
development opportunities, and create/retain jobs for extremely low-, very low-, low-, and low -to -
moderate income persons. Technical assistance includes, but it is not limited to financial
consultation, permits/licenses, zoning information, infrastructure, business
relations/relocation/expansion, business attraction, security improvements, seminars/workshops,
general business services, and marketing/promotion assistance. Also included the micro enterprise
assistance program.
11
Job Creation/ Retention
Non -Housing
Community
Development
City of Miami
Economic
Development
CDBG: $70,000
Jobs created/
retained: 2 Jobs
Goal Description:
Create and maintain employment opportunities for extremely low-, very low-, low-, and low -to -
moderate income persons (target population). Subrecipients funded for job creation activities must
be able to verify that at least 51 percent of the jobs are held by the target population, or it must be
able to proof that at least 51 percent of jobs were available to the target population. Conversely,
DRAFT Annual Action Plan
2025
25
when an activity is funded to retain jobs, it must provide evidence that the jobs held by the target
population would otherwise be lost if it wasn't for the CDBG assistance provided.
12
Homeless Prevention
and STRMU
Homeless
City of Miami,
Miami -Dade
County—
HOPWA
Program
Homeless and
Special Needs
Population
Assistance
HOPWA: $TBD
STRMU TBD
Persons Assisted
Goal Description:
ESG-funded Homeless Prevention and HOPWA-funded Short Term Rent Mortgage and Utilities
programs provide direct assistance to extremely low-, very low-, low-, and low -to -moderate income
households to prevent them falling into homelessness. There is a high -demand for these programs
as there is a high percentage of City residents that are cost -burdened and severely cost -burdened.
13
Homeless Street
Outreach
Homeless
City of Miami
Homeless and
Special Needs
Population
Assistance
ESG: $268,434
Homeless Person
Overnight Shelter:
1,500 Persons
Assisted
Goal Description:
Street outreach activities target a large number of unshelte ed homeless persons located within
City limits. These funds are used toward engagement in order to locate, identify, and build
relationships with the unsheltered population to provide immediate support, intervention, and
connections with homeless assistance programs and mainstream social services/and or housing
programs. In addition, whenever appropriate, the City may utilize ESG funding to cover for
hotel/motel expenditures related to maintaining homeless families off the street whenever shelter
space is not available.
14
HIV/AIDS Housing
Operations
Affordable
Housing,
Homeless
City of Miami,
Miami -Dade
County (HOPWA
Program)
Affordable
Housing — Other
Housing
Programs
HOPWA:
$118,560
HIV/AIDS Housing
Operations: 26
Household
Housing Unit
Goal Description:
Project -Based housing relates to subsidies toward the operational cost of the unit. Tenants are
required to pay a portion of their rent (including utilities) based on their monthly income. The
operational subsidy stays with the assisted unit once the tenant vacates it.
15
Program Administration
Other
City of Miami
All
CDBG:
$1,005,256
HOME:
$291,995
HOPWA:
$416,686
ESG: $33,554
Section 8:
$547,012
OTHER SHIP:
TBD
Not applicable
Goal Description:
Administration for all Consolidated Planning programs
DRAFT Annual Action Plan
2025
26
Estimate the number of extremely low-income, low-income, and moderate -income families
to whom the jurisdiction will provide affordable housing as defined by HOME 91.215(b)
The Department of Housing and Community Development is expected to allocate funding to multifamily
housing developments yielding over 260 affordable housing units. In addition, the department has a goal
of continuing to assist low -to -moderate income households with down payment assistance.
Approximately 6 households will benefit from this activity.
Projects
AP-35 Projects — 91.220(d)
The city will undertake various projects during the 2025 program year focused on providing
decent affordable housing and creating a suitable living environment for residents. The city will
utilize their HUD CDBG, HOME, ESG, and HOPWA grant allocations to carry out activities intended
to address priority needs in the community. Those funds will be leveraged by other sources
including Section 8, state funding, general funds, and possibly bond funds to maximize benefit to
Miami residents.
1
Public Services 2025
2
Economic Development 2025
3
Sustainable Communities 2025
4
Affordable Housing - Single Family Projects 2025
5
Affordable Housing— Multi Family Projects 2025
6
Affordable Housing - Down Payment Assistance 2025
7
Affordable Housing — Direct Rental Assistance (TBRA) 2025
8
HESG25 - Miami/Chapman/Admin 2025
9
2025-2028 - City of Miami FLH25F005 (COM)
10
2025-2028 - Carrfour Supportive Housing FLH25F005 (CSH)
11
2025-2028 - Center of Information and Orientation FLH25F005 (CIO)
12
2025-2028 - Empower U FLH25F005 (EU)
13
2025-2028 - SABER FLH25F005 (SA)
14
2025-2028 - Sunshine for All FLH25F005 (SFA)
15
2025-2028 - Care Resource FLH25F005 (CR)
16
2025-2028 - Latin Mission Ministries FLH25F005 (LM)
18
Affordable Housing — Section 8 Rental Assistance 2025
19
Program Administration 2025
DRAFT Annual Action Plan 27
2025
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs
In FY2025, the City will once more concentrate its efforts in funding eligible programs based on the input
received though the citizen participation process. Provision of public services for the elderly will be a focus
area, as well as the provision of additional affordable housing opportunities for City residents. The main
obstacle for addressing underserved needs is the lack of funding availability along with higher costs for
providing services and creating additional affordable housing opportunities.
Given the escalating rental costs the City has seen in the past few years in the private market, it has
become clear that public entities should work at facilitating the creation of new affordable housing that
is not at the mercy of market forces and has affordability periods/restrictions. However, national data
from the Engineering News -Record (ENR) 4Q Cost Report, indicates that construction costs went up by
18.6% from 2022 to 2023, which makes building affordable housing more expensive and less popular for
builders who are looking for their traditional return on investment. Higher construction costs are typically
passed down to the renter/homeowner, but low and moderate -income people cannot absorb those types
of pass downs, which means that the developer must then seek additional financing in what is a tight
market.
AP-38 Project Summary
Project Summary Information
1— Public Services 2025
Target Area
City of Miami
Goals Supported
Provision of Public Services
Needs Addressed
Provision of Public Services
Funding
CDBG: $753,942
General Fund: $743,000
Description
Provision of public services that directly benefit low- to moderate -income residents, with a focus on
vulnerable populations. Services include the provision of nutritional meals to elderly individuals,
childcare and enrichment programs for youth, and supportive services for persons with disabilities.
These programs aim to promote health, independence, and social inclusion while addressing essential
daily needs.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Elderly Meals: 550 People
Child Care and Youth Development: 150 People
Location Description
Various sites —City of Miami
Planned Activities
Elderly Meals, childcare, youth programs, programs for people with disabilities, job training, etc.
2 — Economic Development 2025
Target Area
City of Miami
Goals Supported
Public Facilities and Improvements
Commercial Facade/Code Enforcement
Technical Assistance to Businesses
Job Creation/Retention
Needs Addressed
Economic Development
DRAFT Annual Action Plan
2025
28
2 — Economic Development 2025
Funding
CDBG: $2,475,659
Description
CDBG Economic Development funds are used to support activities that expand economic opportunities
for low- to moderate -income individuals. This includes the creation or retention of permanent jobs,
assistance to microenterprises and small businesses, technical assistance, job training, and commercial
revitalization efforts. The goal is to stimulate local economic growth, support entrepreneurship, and
promote self-sufficiency among residents in low- and moderate -income communities.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Public Facilities and Improvements: 10,000 Persons
Commercial Facade and Code Compliance: 10 Businesses
Technical Assistance to for profit businesses: 30 Businesses
Job Creation/Retention: 2 Jobs
Location Description
Various sites — City of Miami
Planned Activities
Public Facilities and Improvements, Street Improvements, Water & Sewer Improvements, Park
Improvements, Job Creation, Technical Assistance to for profit businesses, Commercial Facade and
Code Compliance
3— Sustainable Communities 2025
Target Area
City of Miami
Goals Supported
Construction of New Rental Units
Construction of New Homeowner Units
Needs Addressed
Sustainable Communities
Funding
CDBG: TBD
Description
This project relates to Building Acquisitions and Brownfield Restoration activities.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Buildings Demolished: TBD
Location Description
TBD
Planned Activities
Demolition of Building, Brownfields clearance
4 — Affordable Housing — Single Family Projects 2025
Target Area
City of Miami
Goals Supported
Rehabilitation of Affordable Homeowner Units
Needs Addressed
Affordable Housing - Rehabilitation of Existing Units
Funding
CDBG: $250,000
SHIP: TBD
Description
This project provides funding through the CDBG and State SHIP programs to assist low- to moderate -
income homeowners with the rehabilitation of their single-family residences. The goal is to preserve
the existing affordable housing stock, improve living conditions, and promote long-term housing
stability for income -eligible households. Assistance is provided in the form of grants or deferred loans,
in accordance with program guidelines.
Target Date
9/30/2026
DRAFT Annual Action Plan
2025
29
4 — Affordable Housing — Single Family Projects 2025
Estimate the Number and Type of
families that will benefit from the
proposed activities
Single Family Rehabilitation Program: 6 Household Housing Units
Location Description
Various sites — City of Miami
Planned Activities
Single Family Rehabilitation Program. Single Family Replacement Program, Homeowner preservation
program.
5 — Affordable Housing — Multi Family Projects 2025
Target Area
City of Miami
Goals Supported
Construction of New Rental Units
Construction of New Homeowner Units
Rehabilitation of Affordable Rental Units
Needs Addressed
Affordable Housing - Production of New Units
Affordable Housing - Rehabilitation of Existing Units
Funding
CDBG: $551,576
HOME: $13,200,709.04
Description
This project provides funding for the development, acquisition, and/or rehabilitation of affordable
multifamily housing units serving low- to moderate -income households. Financing sources include
CDBG, HOME, State SHIP funds, City of Miami Tax -Exempt Bond Proceeds, and other leveraged public
and private resources. The project supports both rental and ownership opportunities and may include
new construction or substantial rehabilitation to address housing quality, code compliance, and long-
term affordability. The goal is to increase the supply of safe, decent, and affordable housing, promote
neighborhood revitalization, and support mixed -income communities in alignment with federal, state,
and local housing priorities.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Rental units constructed: 350 Household Housing units
Rental units rehabilitated: 50 Household Housing units
Homeowner Housing Added: 10 Household Housing units
Location Description
Various sites —City of Miami
Planned Activities
Construction/Rehabilitation of Rental units, construction of homeowner units
6 — Affordable Housing — Down Payment Assistance 2025
Target Area
City of Miami
Goals Supported
Direct Financial Assistance to Home Buyers
Needs Addressed
Affordable Housing - Down Payment Assistance
Funding
HOME: $452,247
SHIP: TBD
Description
This project provides financial assistance to eligible low- to moderate -income households to help them
achieve homeownership. Funded with HOME and State SHIP funds, the program offers down payment
and closing cost assistance for the purchase of eligible owner -occupied housing units. The goal is to
expand access to affordable homeownership, promote housing stability, and support long-term wealth
building for income -qualified families in alignment with federal and state housing priorities.
Target Date
9/30/2026
DRAFT Annual Action Plan
2025
30
6 — Affordable Housing — Down Payment Assistance 2025
Estimate the Number and Type of
families that will benefit from the
proposed activities
Direct Financial Assistance to Homebuyers: 6 Households Assisted
Location Description
Various sites — City of Miami
Planned Activities
Down Payment Assistance Program
7 — Affordable Housing — Direct Rental Assistance (TBRA) 2025
Target Area
City of Miami
Goals Supported
Direct Financial Assistance to Home Buyers
Needs Addressed
Affordable Housing - Down Payment Assistance
Funding
HOME: $1,225,000
Description
This project utilizes HOME funds to provide Tenant -Based Rental Assistance (TBRA) to low-income
individuals and families who are unable to afford market -rate housing. he program is designed to
promote housing stability, prevent homelessness, and increase access to safe, decent, and affordable
housing. TBRA recipients are free to choose their own housing in the private market, provided it meets
program requirements, including rent reasonableness and housing quality standards.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Rental Assistance —TBRA to 50 households
Location Description
Various sites — Miami Dade County
Planned Activities
Tenant Based Rental Assistance
8 — ESG — City of Miami 2025
Target Area
City of Miami
Goals Supported
Rental Assistance -TBRA/Rapid Rehousing/S8
Homeless Prevention and STRMU
Homeless Street Outreach
Needs Addressed
Homeless and Special Needs Population Assistance
Funding
ESG: $447,390
Description
ESG funds will support street outreach activities designed to engage and assist unsheltered homeless
individuals and families living in places not meant for human habitation (e.g., streets, parks, vehicles,
encampments). The goal is to build trust with unsheltered persons and connect them to appropriate
housing and services. A portion of ESG funding will also be allocated to the Rapid Rehousing Program,
which helps individuals and families move quickly from homelessness into permanent housing.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Rapid Rehousing: 50 People
Homeless Prevention: 0 People
Homeless Street Outreach (Under Homeless Person Overnight Shelter): 1500 People
Location Description
Various sites — City of Miami
Planned Activities
Rapid Rehousing, Homeless Prevention, Street Outreach, Hotel/Motel Vouchers
DRAFT Annual Action Plan
2025
31
9 — 2025-2028 — City of Miami FLH25F005 (COM)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Homeless Prevention and STRMU
Needs Addressed
Affordable Housing- Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $13,310,078
Description
This project provides Tenant -Based Rental Assistance (TBRA) through the HOPWA program to assist
low-income individuals living with HIV/AIDS and their families in securing and maintaining stable
housing. The goal is to prevent homelessness, promote housing stability, and improve access to health
care and supportive services for individuals affected by HIV/AIDS, in alignment with HOPWA program
objectives.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
TBRA: 650 People
Location Description
Various sites — City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
TBRA, STRMU and PHP programs
10 — 2025-2028 - Carrfour Supportive Housing FLH25F005 (CSH)
Target Area
City of Miami, Miami -Dade County
Goals Supported
HIV/AIDS Housing Operations
Needs Addressed
Homeless and Special Needs Population Assistance
Funding
HOPWA: $63,840
Description
Project Based Operational Support to support affordable housing for eligible HIV/AIDS clients
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
HIV/AIDS Housing Operations: 14 Household Housing Units
Location Description
Various sites — City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
Project -Based housing operational support
11— 2025-2028 — Center of Information and Orientation FLH25F005 (CIO)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Needs Addressed
Affordable Housing - Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $256,374
Description
HOPWA TBRA Housing Specialists and HQS Inspection Services
Target Date
9/30/2026
DRAFT Annual Action Plan
2025
32
11— 2025-2028 — Center of Information and Orientation FLH25F005 (CIO)
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 206 Households Assisted
Location Description
Various sites —City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
HOPWATenant Based Rental Assistance Program
12 — 2025-2028 — Empower U - FLH25F005 (EU)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Needs Addressed FLH25F005
Affordable Housing - Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $350,378
Description
HOPWATBRA Housing Specialists and HQS Inspection Services
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 206 Households Assisted
Location Description
Various sites —City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
HOPWA Tenant Based Rental Assistance Program
13 — 2025-2028 — SABER FLH25F005 (SA)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Needs Addressed
Affordable Housing - Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $213,645
Description
HOPWA TBRA Housing Specialists and HQS Inspection Services
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 100 Households Assisted
Location Description
Various sites —City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
HOPWATenant Based Rental Assistance Program
14 — 2025-2028 — Sunshine for All FLH25F005 (SFA)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Needs Addressed
Affordable Housing- Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $410,199
DRAFT Annual Action Plan
2025
33
14 — 2025-2028 — Sunshine for All FLH25F005 (SFA)
Description
HOPWA TBRA Housing Specialists and HQS Inspection Services
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 206 Households Assisted
Location Description
Various sites — City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
HOPWATenant Based Rental Assistance Program
15 — 2025-2028 — Care Resource FLH25F005 (CR)
Target Area
City of Miami, Miami -Dade County
Goals Supported
Rental Assistance - TBRA/Rapid Rehousing/S8
Needs Addressed
Affordable Housing- Rental Assistance
Homeless and Special Needs Population Assistance
Funding
HOPWA: $213,645
Description
HOPWA TBRA & STRMU Housing Specialists and HQS Inspection Services
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 103 Households Assisted
STRMU & PHP Assistance: 50 Households Assisted
Location Description
Various sites — City of Miami, Miami -Dade County (HOPWA Program)
Planned Activities
HOPWATenant Based Rental Assistance Program, STRMU & PHP Processing Services
16 — 2025-2028 — Latin Mission Ministries FLH25F005 (LM)
Target Area
City of Miami, Miami -Dade County
Goals Supported
HIV/AIDS Housing Operations
Needs Addressed
Homeless and Special Needs Population Assistance
Funding
HOPWA: $54,720
Description
Project Based Operational Support to support affordable housing for eligible HIV/AIDS clients
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
HIV/AIDS Housing Operations: 12 Household Housing Units
Location Description
Miami -Dade County (HOPWA Program)
Planned Activities
Project -Based housing operational support
17 — Affordable Housing — Section 8 Rental Assistance
Target Area
City of Miami
Goals Supported
Rental Assistance—TBRA/Rapid Rehousing/S8
Needs Addressed
Affordable Housing — Rental Assistance
DRAFT Annual Action Plan
2025
34
17 — Affordable Housing — Section 8 Rental Assistance
Funding
Section 8: $5,870,196
Description
The Section 8 Housing Choice Voucher Program provides rental assistance to low-income households,
enabling them to afford decent, safe, and sanitary housing in the private market.
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
Tenant -based rental assistance / Rapid Rehousing: 356 Households Assisted
Location Description
City of Miami
Planned Activities
Section 8 Rental Assistance
18 — Program Administration 2025
Target Area
City of Miami
Goals Supported
ALL
Needs Addressed
ALL
Funding
CDBG: $1,005,256
HOME: $291,995
HOPWA: $416,686
SHIP: TBD
Section 8: $547,012
Description
Program Administration
Target Date
9/30/2026
Estimate the Number and Type of
families that will benefit from the
proposed activities
N/A
Location Description
City of Miami
Planned Activities
Program Administration
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs
The needs assessment and housing market study revealed that a large portion of City residents, either
renters or homeowners, are cost -burdened or severely cost -burdened. In addition, City workers make less
than the average median income while the costs of living in the City are some of the highest in the nation.
As such, there are many low- to moderate -income residents in need of services, from affordable housing
to public services and economic development activities that can provide support for those families in
need.
The main issue the City faces, however, is the lack of resources. The City utilizes its local, state and federal
resources to its maximum ability, allocating to various activities to help establish and create decent, safe
and affordable housing that improves the lives of its residents. The HCD also concentrates in providing a
variety of services for the elderly, disabled, and underserved in an effort to be socially responsible and
support those who have less resources to take care of themselves.
DRAFT Annual Action Plan 35
2025
In FY2025, the City will once more concentrate its efforts in funding eligible programs based on the input
received though the citizen participation process. Provision of public services for the elderly would be one
of HCD's focus as well as the provision of additional affordable housing opportunities for City residents.
The main obstacle for addressing underserved needs is lack of funding availability along with higher
costs for providing services/ creating additional affordable housing opportunities.
DRAFT Annual Action Plan 36
2025
AP-50 Geographic Distribution — 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and
minority concentration) where assistance will be directed
The city's federal funded programs for affordable housing, public services, homelessness, public facilities,
and economic development are available citywide. The city promotes these programs to residents,
businesses, and non-profit organizations that reside in or provide services to designated low-income
target areas. Direct benefit activities including housing rehabilitation and purchase assistance will require
income qualification of applicants but are available citywide. The city has designated census tracts and
block groups that qualify as low- and moderate -income per HUD regulations. If the city funds projects that
must meet the low -moderate income area benefit criteria, they will be in the qualified census tracts and
block groups.
The primary populations benefiting from grant assistance programs will be extremely low, low, and
moderate -income. Beneficiaries will also include the elderly, youth, persons with disabilities, the
homeless or at -risk of becoming homeless, and persons living with HIV/AIDS.
Geographic Distribution
Target Area
Percentage of Funds
City of Miami
100%
Miami -Dade County — HOPWA Program Only
100%
Rationale for the priorities for allocating investments geographically
The City of Miami determines the allocation of investments based on level of need, scale level of the
project, and availability of funding. The plan goals established are intended to benefit eligible residents
citywide, therefore funding allocations will not be based on geographic preference. For area benefit
activities the city will comply with federal regulation and allocate funding in neighborhoods or census
tracts that qualify as at least 51% low -to moderate -income. New construction activities will be targeted
in areas of opportunity, when possible, which likely align with CDBG eligible low-income target areas.
In addition, CDBG funds are intended to provide low and moderate income (LMI) households with decent
housing, a suitable living environment, and expanded economic opportunities. The system for establishing
the geographic priority for the selection of these projects in the City of Maimi is predicated upon the
following criteria:
• Meeting the statutory requirements of the CDBG program
• Meeting the needs of LMI residents
• Affirmatively furthering fair housing
• Coordination and leveraging of resources
• Sustainability and/or long-term impact
• The ability to demonstrate measurable progress and success
DRAFT Annual Action Plan 37
2025
The City of Miami administers the HOPWA program for all of Miami -Dade County (EMSA).
Miami -Dade County is the most populous county in the State of Florida. The city's HOPWA
Tenant -Based Rental Assistance Program (TBRA) allows its clients to live throughout Miami -
Dade County. This will apply to the HOME TBRA as well.
Housing specialist services are provided to these clients by several community -based
organizations, which operate out of at least six separate locations in different areas of Miami -
Dade County.
DRAFT Annual Action Plan 38
2025
Affordable Housing
AP-55 Affordable Housing — 91.220(g)
The City of Miami will continue to allocate CDBG, HOME, HOPWA, and SHIP funding for the development
of housing opportunities. In addition to this funding, the City has earmarked approximately $100 Million
through the issuance of general obligation bonds, the Miami Forever Bond, in order to build a stronger,
more resilient future for Miami.
Housing creation, maintenance, and resiliency shall be accomplished by implementing strategies that
concentrate in alleviating citywide housing needs. As depicted in the Housing Needs Assessment section
of this plan, Miami is a City where wages and job growth have not been able to keep up with the increasing
cost of living, and as such, over half of City residents are cost burdened.
Table AP-55.1: One Year Goals for Affordable Housing by Support Requirement
Homeless
50
Non -Homeless
272
Special -Needs (TBRA, STRMU, Section 8)
1,112
Total
1,434
Homeless goals for the number of households to be supported include Homeless Prevention (0), Rapid Rehousing (50); Non -
Homeless goals for the number of households to be supported include Down payment assistance (6), Single family rehabilitation
(6), New construction (260); Special needs housing goals for the number of households to be supported include HOPWA TBRA (680),
STRMU (50), Project Based (26), and Section 8 (356) programs.
Table AP-55.2: One Year Goals for Affordable Housing by Support Type
Rental Assistance
1,162
Production of New Units
260
Rehab of Existing Units
6
Acquisition of Existing Units
6
Total
1,434
Rental Assistance includes HOPWA TBRA (680); STRMU (50); Homeless Prevention (0); Rapid Rehousing (50); Project Based (26),
and Section 8 (356) programs. Production of New Units Rental + HO (260). Rehab SFR (6). Acquisition Down Payment (6).
DRAFT Annual Action Plan 39
2025
AP-60 Public Housing — 91.220(h)
The Miami -Dade Public Housing and Community Development oversees public housing throughout the
City of Miami as well as the county. PHCD is responsible for more than 9,000 units of public housing, with
approximately 6,800 located within the City of Miami. Public housing was established to provide decent
and safe rental housing for eligible low-income families, the elderly and people with disabilities. Support
services include assisted living facilities for the elderly and self-sufficiency programs for tenants. PHCD
also administers over $18,000 vouchers with a portion of those being utilized within city limits.
The City of Miami also manages a voucher program with a total of 366 vouchers through Housing Choice
Vouchers, protected, mainstream, and moderate rehabilitation.
Actions planned during the next year to address the needs to public housing
The city does not own or operate any public housing units but according to the 2023-2024 Annual PHA
Plan for PHCD, the strategies for addressing housing needs include:
• Maximizing the number of affordable units available to Miami -Dade County by and through its
housing department Public Housing and Community Development Department
• Increase the number of affordable housing units that reflect HUD and local requirements
• Target available assistance to ELI families
• Target available assistance to applicants and residents with disabilities
• Increase awareness by complying with all HUD fair housing requirements
• Continue providing fair housing training to employees. Training is provided to staff on equal
opportunities to applicants and participants regardless of their status as a victim of domestic
violence, dating violence or stalking, actual or perceived sexual orientation, gender identity,
gender expression, race, national origin, ethnic origin, color, sex, religion, age, disability, familial
status, marital status, ancestry, pregnancy or source of income
Actions to encourage public housing residents to become more involved in management and
participate in homeownership
In an effort to encourage public housing residents to become more involved in management, PHCD has
implemented quarterly meetings with resident councils to provide training on various aspects of resident
organization and empowerment. Also, there are several Public Housing Homeownership Activities.
FHA Homes Dade County —The application to be included in the PHA's Homeownership Plan/Program has
been approved and affects part of the development to include 5 units.
Heritage Village 1—The application to be included in the PHA's Homeownership Plan/Program has been
approved and affects part of the development to include 26 units.
Homeownership — The application to be included in the PHA's Homeownership Plan/Program has been
DRAFT Annual Action Plan 40
2025
approved and affects part of the development to include 2 units.
Vista Verde — The application to be included in the PHA's Homeownership Plan/Program has been
approved and affects part of the development to include 24 units.
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance
The PHA is not designated as troubled.
AP-65 Homeless and Other Special Needs Activities — 91.220(i)
The Miami -Dade County Community Homelessness Plan, Priority Home, provides a framework for Miami -
Dade County to prevent and end homelessness, which is inclusive to ending homelessness in the City of
Miami. Spearheaded by The Homeless Trust, the plan includes strategies to ensure it addresses and
responds to local gaps and needs and aligns with the Federal strategic plan, All In, to prevent and end
homelessness. The plan is focused around six categories:
1. Emergency Housing (crisis care)
2. Transitional Housing (temporary immediate care)
3. Permanent housing (advanced care)
4. Coordinated Outreach, Assessment, and Placement
5. Supportive Services
6. Homeless Plan
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
The City will continue to support the CoC's Coordinated Entry System (CE) and Coordinated Outreach,
Assessment and Placement Program (COAP) by utilizing $282,022 of its ESG allocation to fund homeless
outreach and engagement within the City of Miami with a goal of assisting approximately 1,500 persons
in the 24-25 program year. The City will comply with the CoC's CE policies and procedures.
The City of Miami's Homeless Assistance Program (MHAP) serves as the front lines in the city's fight against
homelessness and has handled street outreach services for the CoC for over a decade. MHAP receives
separate funding from the Homeless Trust to provide OAP services in areas outside of City of Miami limits.
As detailed in the Miami -Dade County CoC's Coordinated Entry (CE) Process Policies & procedures, the
CoC's CE process is linked to street outreach efforts so that people sleeping on the streets are prioritized
for assistance in the same manner as any other person assessed through the CE process. An unsheltered
client who is refusing shelter may still obtain written homeless verification and referral for services,
including rental assistance focused on shortening their homeless episode in accordance with the CoC's
Housing First approach. Street Outreach (SO) includes two specialized behavioral health outreach teams,
DRAFT Annual Action Plan 41
2025
Camillus House's Lazarus Project and New Horizon's PATH program. SO teams provide in -the -field
assessments of unsheltered people and provide transportation following shelter or permanent housing
placement. MHAP works with the CoC's Housing Coordinator to place assessed homeless people on By
Name List(s) for permanent housing placement in accordance with the CoC's Order of Priorities. MHAP
also assists people on the street with obtaining necessary documentation (homeless verification, birth
certificates, I.Ds and social security cards) and makes referrals to community services and resources. SO
workers follow the HMIS workflow, which includes collection of the HMIS Notices and Disclosure and
HMIS Consent to Release and Exchange of Information. SO teams also attempt to place victims of
Domestic Violence (DV) in shelter designed for survivors of domestic violence.
Addressing the emergency shelter and transitional housing needs of homeless persons
The City of Miami does not operate emergency shelters/transitional housing with the exception of the
Motel/Hotel Program providing immediate shelter to families with children when there no shelter beds
available. Chapman Partnership, which operates the county's primary shelters, provides case
management to families placed in motel/hotel. The City's MHAP teams work closely with CoC shelters to
coordinate placement into available shelter beds.
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
When analyzing the data from the most recent PIT in regard to the sub -populations identified, the two
characteristics found most frequently, are mental illness and substance abuse, in both the sheltered and
unsheltered categories. This data would seem to indicate that a bulk of homeless people are battling
another underlying issue(s) and as such, are in need of housing and supportive services. Addressing these
needs given dwindling funding on a federal, state, and local level creates several obstacles. First,
establishing on -going support services for people who are formerly homeless is difficult. Secondly,
unemployment levels in South Florida continue to be some of the highest in the nation and lack of
employment is a key factor in a person's ability to retain housing and finally, there is a limited supply of
affordable housing units within City limits, specifically for the very low-income. To that end, the City works
within the means available and awards federal funds to supportive housing projects within City limits.
The city also funds public service activities that include employment training for low-income residents and
programs for the elderly or individuals with disabilities, all populations that may be at -risk for
homelessness. The city utilizes over $1.5 million of CDBG and general revenue to fund public services.
Additionally, the city will spend over $20 million for rental assistance helping 950 households with housing
stability, reducing the risk of homelessness and another $700,000 for homeless prevention and Short -
DRAFT Annual Action Plan 42
2025
Term Rent, Mortgage, and Utility (STRMU) assistance.
The city also recently received an allocation under the HOME American Rescue Plan in the amount of
$12,720,427 to implement eligible activities to benefit qualifying populations which include:
• Homeless
• At -risk of homelessness
• Fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, stalking, or
human trafficking
• In other populations where providing supportive services or assistance would prevent the family's
homelessness or would serve those with the greatest risk of housing instability
The city will use their allocation to develop affordable rental housing to help prevent and reduce
homelessness.
Helping low-income individuals and families avoid becoming homeless, especially extremely low-
income individuals and families and those who are: being discharged from publicly funded institutions
and systems of care (such as health care facilities, mental health facilities, foster care and other youth
facilities, and corrections programs and institutions); or, receiving assistance from public or private
agencies that address housing, health, social services, employment, education, or youth needs.
The city will use a portion of its ESG allocation towards CoC rapid re -housing program. Awarded providers
will be required to comply with the CoC's CE policies and procedures as well as Standards of Care for this
program strategy. The City will coordinate its efforts to ensure that the City's ESG funds are directed
toward CoC priorities for RRH assistance.
Rapid Re -Housing (RRH) targets families and individuals currently in emergency housing programs or living
in places not meant for human habitation, for the purposes of rapidly moving them into private market
housing. Rapid rehousing programs may provide rental assistance for up to 24 months or other types of
financial assistance required to secure permanent housing. Households receive supportive services on a
time -limited basis, including assistance with locating, securing, and stabilizing in affordable housing so
that they can independently sustain their housing after assistance ends. Rapid Re -Housing also includes
bridge housing for homeless persons who qualify but are waitlisted for placement in permanent
supportive housing. RRH funded by ESG must be conducted in compliance with ESG regulations.
Other activities
In response to increased heroin overdoses, particularly in the urban core located in the City of Miami, the
state authorized a needle exchange program, the only one in Florida (the IDEA Exchange Program
establishes under the Florida Infectious Disease Elimination Act. The: harm -reduction focused IDEA
Exchange Program is operated by the Miller School of Medicine at the University of Miami. The Homeless
Trust and City participate in IDEA Exchange coordination.
DRAFT Annual Action Plan 43
2025
AP-70 HOPWA Goals— 91.220 (I)(3)
Table AP-70.1: One Year Goals for Households to be Provided Housing with HOPWA for:
Program
Short-term rent, mortgage, and utility assistance to prevent homelessness of the individual or family
0
Tenant -based rental assistance
650
Units provided in permanent housing facilities developed, leased, or operated with HOPWA funds
26
Units provided in transitional short-term housing facilities developed, leased, or operated with HOPWA 0
funds
Total
676
AP-75 Barriers to affordable housing — 91.220(j)
The City of Miami, despite its small land area of 55.24 square miles, boasts a significant population of
443,665 (ACS 2022 5YR), contributing to its high housing demand and soaring prices. Between 2021 and
2022, housing prices in Miami surged by 55.3%. Conditions such as in -migration population, the rising cost
of limited land, rising mortgage interest rates leading to an increased prevalence of cash buyers, and a
minimum wage that does not keep up with the cost of housing have exacerbated housing affordability
issues over the last five years.
Miami leaders and partners have been working to provide innovative land use and programmatic
solutions to the housing problem, such as the implementation of transit -oriented development areas, and
assistance programs focused on underserved populations such as veterans and people living with
HIV/AIDS. Due to the ongoing desirability of Miami's land and housing market, careful action related to
zoning and affordable housing policies are required to alleviate the housing cost burden as the City
explores and implements new and trusted solutions.
Actions it planned to remove or ameliorate the negative effects of public policies that serve as
barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment
Land Use & Zoning — Miami's leaders will continue to expand upon its form -based Zoning Code, aka Miami
21, and will continue to support incentives including impact fee deferrals, reduced parking and setback
requirements, and density bonuses, etc.) meant to encourage the development (by the private sector) of
additional affordable/workforce housing. Miami will also continue to target transit -oriented development
areas such as stations, stops, and corridors for its various public transportation systems. Staff will consider
other ways to promote the development of various housing types throughout the city, such as reduced
rear setback requirements in zone T-3 when I tabuts a higher -density zones such as T-5 or T-6.
DRAFT Annual Action Plan 44
2025
Miami Forever Bond — The city will continue to fund projects utilizing the remaining funds from the $400
million General Obligation (GO) Bond to build a stronger, more resilient future for the City of Miami,
alleviating existing and future risks to residents. The Bond is meant to fund a variety of projects that align
with the City's most pressing needs: Sea -Level Rise and Flood Prevention ($192 million), Roadway
Improvements ($23 million), Parks and Cultural Facilities ($78 million), Public Safety ($7 million), and
Affordable Housing ($100 million). The city has so far awarded $63 million to 14 affordable housing
projects. The remaining $37 million in Miami Forever Bonds (GO Bond) set for affordable housing efforts
in the city will be used throughout the upcoming, Five -Year CP based on a deliberate and objective project
selection process, city wide requirements, and citizen input. These GOB dollars will be used to leverage
other public funding to bring additional, much needed affordable housing units to the city.
Fair Housing — To address past and present issues of fair housing, the HCD plans to continue promoting
education about its housing programs and fair housing laws through innovative and effective methods.
The city hopes to nurture and expand its longstanding relationship with Housing Opportunities Project for
Excellence (HOPE) Inc. and other local nonprofits to engage and build trust with underserved members of
the community.
Resilience and Disaster Preparation — The HCD will continue to partner with the Office of Resilience and
Sustainability and will consider actions and programs that analyze and assist the vulnerable affordable
housing stock in the city. By strengthening a partnership with the Office of Resilience and Sustainability,
the HCD can assist in the pursuance of grants for strengthening both the future and existent housing stock
against storms, wind, heat, flooding, and other risks.
Discussion
The HCD plans to continue its longstanding relationship with Housing Opportunities Project for Excellence
(HOPE) Inc., our local Fair Housing Center (FHIP), given the latter's ability to monitor and respond to the
different faces of discrimination especially in light of potential issues related to predatory
lending/refinancing. As required, HOPE assists the HCD and City in testing fair housing law violations,
pursuing enforcement of meritorious claims, and conducting fair housing education and outreach. Their
insight into fair housing matters is crucial in the HCD's efforts to affirmatively further fair housing.
AP-85 Other Actions — 91.220(k)
This section of the Plan describes the specific actions that the city will take to address the housing and
community development needs of low- and moderate -income residents during the fiscal year based on
the strategies outlined in the five-year plan for reducing lead -based paint hazards, reducing poverty,
developing institutional structure, and enhancing coordination between the public and private housing
and social service agencies.
Actions planned to address obstacles to meeting underserved needs
The City of Miami, through the Action Plan, petitions for federal funds to assist the needs of residents that
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have traditionally been underserved by existing local social service programs. The activities funded are
carefully designed to provide appropriate and needed services, particularly to those that may not be
eligible for assistance from other local sources, those that are geographically isolated by lack of
transportation, and those that lack basic amenities in their neighborhoods. As an example, for senior
citizens and homebound frail elderly persons, physically and developmentally disabled persons, and
infants and youth. The city also addresses language barriers by ensuring that marketing materials for city
and county funded programs are available in languages specific to the populations seeking information.
A primary barrier for the city is the limited resources available to address the priority needs identified in
the Strategic Plan. Generally, the needs of low- and moderate -income and other vulnerable populations
exceed available resources. To overcome this obstacle the city will collaborate closely with public and
private sector organizations that provide services to a community or population where there is an unmet
need to ensure that efforts are not duplicated, and resources are used effectively. The city will also
continue to leverage funds for greater impact.
Actions planned to foster and maintain affordable housing
Efforts planned to foster and maintain affordable housing include continuing to implement neighborhood
revitalization and encourage public and private development; support mixed use and mixed income
development throughout the city; make efforts to assist existing homeowners bring their units into safe
and sanitary conditions; make HOME funds available towards new construction and rehabilitation of
multi -family structures; continue providing rental subsidies to over 1,000 residents. With Miami residents
voting to fund $400 million in spending to help counter against the effects of sea level rising and lack of
affordable housing, residents made a conscious choice to tax themselves to preserve and ameliorate the
current affordable housing stock left in the city.
The HOME program is used to exclusively create or preserve affordable housing and the PY 2025 HOME
allocation of $2,919,951.04 will be used for new construction of rental and homeownership units, the
provision of tenant based rental assistance, home purchase assistance, owner -occupied and rental
housing rehabilitation.
Actions planned to reduce lead -based paint hazards
In 1978, the use of lead -based paint was declared hazardous and prohibited in residential housing. Due to
the proportion of pre-1978 housing units within the Miami city limits, the city is required to comment on
efforts to identify housing units in which lead may be present and to remove this hazard. Lead is a
particular concern in units where children reside. HUD regulations have been unified and now require that
lead -based paint inspections be expanded. The reduction of elevated lead blood levels ("EBL") in children
is a top priority for HUD. The City of Miami requires that inspections be conducted on all general housing
rehabilitation projects involving construction dating prior to 1978. Asbestos assessment and lead -based
paint reports are generated from the inspections to identify the presence and location of hazards. The
city requires that certified lead -based paint contractors perform the work on housing projects where
hazards have been identified, to ensure that safe work practices are followed as implemented by Florida
DRAFT Annual Action Plan 46
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OSHA.
In addition, the city distributes an informational brochure to contractors and citizens regarding the use of
Federal housing monies to abate lead -based paint hazards. The following procedure will be enforced for
all housing units assisted by the city. All housing units are inspected for Housing Quality Standards ("HQS")
before housing assistance is provided, regardless of the age of construction or the age of the prospective
tenants. The city's HQS inspection includes a check for signs of lead -based paint and dust hazards
(chipping, peeling and scaling of paint) as required under HUD lead -based paint regulations. Properties
identified as having potential lead -based paint and dust hazards are reported and hazards are abated.
Finally, the city provides a written notice regarding the hazards of lead -based paint to each family or
applicant who is receiving housing assistance for units built before 1978. The notice must be signed by
the applicant and maintained in the applicant's file to ensure awareness of the potential hazard. The city
does not limit the inspections, abatement, or notices to families with children under age 6.
Actions planned to reduce the number of poverty -level families
The city strives to reduce the number of poverty level families by supporting human development and
economic development activities that facilitate the creation and retention of employment opportunities,
allowing extremely low- and very low-income residents to move toward self-sufficiency. The mission is to
fund or participate in programs that work towards getting families out of poverty. The city also works to
develop infrastructure support to assist economic development projects that complement workforce
enhancement. The city will continue to provide funding to organizations rendering social services, housing,
economic development programs, and services to the special needs populations.
The city will collaborate with ACCESS (Assets, Capital, Community, Education, Savings and Success) Miami
which works with local partners on a one-on-one, customized basis to offer opportunities for City of Miami
residents year-round, including offering financial seminars, workshops, free tax sites, training, job
listings, and more. The city's Department of Human Services oversees numerous local efforts, including
ACCESS Miami, meant to reduce poverty and increase residents' access to the financial tools and
education that are fundamental to economic prosperity and success including employment opportunities,
financial training, assistance to veterans, and homeless referral services. In the city, these efforts are
primarily funded with local General Fund dollars under the budgets of the Department of Human Services.
The city also coordinates with the Community Action Agency administering the Community Services Block
Grant (CSBG) program specifically designed to reduce poverty. This program is geared towards lessening
poverty in communities and building sustainable communities by alleviating the causes of poverty while
increasing self-sufficiency and improving living conditions. Funding is allocated from the State of Florida
and directed towards eligible households for the provision of critical social and supportive services.
The city will also continue previous efforts intended to reduce poverty for residents including: placing
persons in employment through its Opportunity Center; hosting hiring events; providing access to
childcare centers with state -approved childcare curriculums; extending partnerships through the Live
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Healthy, Little Havana initiative to continue its mission of strengthening the community's capacity to
collaboratively plan and collectively carryout strategies to improve the health of the residents of Little
Havana; preparation of tax returns for city residents as part of the Earned Income Tax Credit (EITC)
campaign; provided small business assistance; established Child Savings Accounts (CSA) when children
enter kindergarten to help build savings to offset the cost of postsecondary education; coordinated with
the U.S. Small Business Administration (SBA) to foster small business development and growth amongst
Miami's vast entrepreneurial network; and providing technical assistance to businesses through the
Miami Minority Business Development Agency (MBDA) Export Center in cooperation with the U.S.
Department of Commerce.
Actions planned to develop institutional structure
The city participated in the Connect Capital Miami effort. The initiative is comprised of dozens of local
non -profits, private organizations, educational institutions, and public representatives who convened
from 2018-2020 to work together to better address affordable housing concerns in the City of Miami,
collectively.
The city also partners and collaborates with a number of agencies and organizations to address the
housing and community development needs of low- and moderate -income people through its
administration of HUD grants. The city is a participating member of the Greater Miami Housing Alliance
(GMHA), with over 100 active members, including residents service providers, advocacy groups,
government departments, housing providers, developers, and more. Together, members meet multiple
times a year and work to share community information and resources, and to advocate to end
homelessness through affordable housing. Collaboration between local, county, and state agencies is
important in successfully carrying out the goals and objectives identified in the Consolidated Plan and
addressing community needs. The city also works closely with leadership and City Commissioners to
ensure coordination in implementing programs.
Proper institutional delivery structures are critical to the long-term success of community development
efforts in the city. These structures assist in proper targeting of resources, efficient use of those resources,
and meaningful change in the number of poverty -level families in the city. The City of Miami will continue
to engage in coordination efforts between governmental agencies operating within the city, and
continued support for institutional efforts to address long-term challenges in the region.
Actions planned to enhance coordination between public and private housing and social
service agencies
The city participates in a number of boards and committees such as the Miami -Dade Homeless Trust
Board, the Miami -Dade HIV/AIDS Partnership Housing Committee, and the Greater Miami Chamber of
Commerce's Housing Solutions Task Force, amongst others to be able to properly assess some of the
needs of our economically disadvantaged population. Meetings are attended by public and private
partners which allow for better coordination and cooperation in finding common ground and an
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opportunity to collaborate and bring the necessary services to the community. The HCD continues to work
to enhance the programs and services it already provides to many of its residents and promotes
cooperation among industry leaders from both public and private agencies.
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Program Specific Requirements
AP-90 Program Specific Requirements — 91.220(I)(1,2,4)
Introduction:
The following addresses the program specific requirements for the Annual Action Plan. It includes
information regarding the Community Development Block Grant (CDBG), HOME Investment Partnership
Program, and Emergency Solutions Grant (ESG).
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(I)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table. The following identifies program income that is available for use that is included in
projects to be carried out.
1. The total amount of program income that will have been received before the start of
the next program year and that has not yet been reprogrammed
2. The amount of proceeds from section 108 loan guarantees that will be used during the
year to address the priority needs and specific objectives identified in the grantee's
strategic plan.
3. The amount of surplus funds from urban renewal settlements
4. The amount of any grant funds returned to the line of credit for which the planned use
has not been included in a prior statement or plan
5. The amount of income from float -funded activities
Total Program Income:
Other CDBG Requirements
1. The amount of urgent need activities
2. The estimated percentage of CDBG funds that will be used for activities that benefit
persons of low and moderate income. Overall Benefit - A consecutive period of one, two
or three years may be used to determine that a minimum overall benefit of 70% of CDBG
funds is used to benefit persons of low and moderate income. Specify the years covered
that include this Annual Action Plan.
0
0
0
0
0
0
0
70.00%
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HOME Investment Partnership Program (HOME)
Reference 24 CFR 91.220(I)(2)
1. A description of other forms of investment being used beyond those identified in Section 92.205 is
as follows:
The HCD will also utilize State Housing Initiative Program (SHIP) funds from the State of Florida,
Affordable Housing Trust funds (AHTF), and the Miami Forever General Obligation Bond (GOB). The
City may use SHIP and/or GOB funds as a local match to leverage additional HOME monies. The City
also may use SHIP funds for all of its single-family home programs (down payment assistance,
emergency rehabilitation/replacement). The AHTF collects financial contributions from private
developers who desire to take advantage of various incentives allowed in the City's Zoning Code.
Housing programs include assistance to for -profit and not -for -profit developers for homeownership
or rental developments, existing homeowners, and first-time homebuyers. All AHTF funding must be
approved by the City's Housing and Commercial Loan Committee and/or City of Miami Commission.
The Miami Forever Bond, voted on and approved by City residents, is a $400M general obligation
bond that help protect property from sea level rise and flooding, increase affordable housing, improve
parks and cultural facilities, improve roadways, and enhance public safety. Out of $400M, $100M is
for affordable housing and economic development activities. To date close to $89 million has been
either expended or allocated to affordable housing projects. The city has an open pipeline Request
For Applications for multi -family developments since 2019, where bond funding can be requested.
2. A description of the guidelines that will be used for resale or recapture of HOME funds when used
Programs designed to help homebuyers may support the acquisition, rehabilitation, or new construction
of homes for purchase by low- to moderate -income buyers. The HOME subsidy can be offered to the
developer, the homebuyer, or both, and can take various forms, such as low -interest, zero -interest, or
deferred payment loans, grants, interest rate subsidies, and other similar options.
RESALE PROVISION (for development subsidy)
When a homebuyer does not receive direct assistance through the City's First Time Homebuyer Program
(FTHB) or a similar program that provides direct subsidies to homebuyers but is instead supported as part
of a broader development initiative (such as infill housing, construction financing, land acquisition, etc.),
resale provisions will apply to ensure long-term affordability of the units.
a. Resale provisions will be formalized through a written agreement with the homebuyer, which will be
enforceable through a recorded deed restriction and loan origination Promissory Note. This ensures
that the property remains compliant with affordability standards and continues to serve the intended
purpose for the community over time.
b. Resale provisions will be activated upon any transfer of title, whether voluntary or involuntary, within
the designated HOME affordability period.
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c. In accordance with HOME Program regulations at § 92.254(a)(3), all HOME -assisted homebuyer
properties must be acquired by an eligible low-income family, and property must remain the principal
residence of that family throughout the affordability period. If the property is transferred, either
voluntarily or involuntary, during the period of affordability, it must be resold only to a buyer who
qualifies as low-income and use the property as their principal residence.
d. The duration of the affordability period is determined by the amount of per -unit HOME assistance
provided. As outlined in § 92.254(a)(5)(i) of the HOME Program regulations, the affordability period
is directly tied to the total amount of HOME funds invested in the property. This means that the total
HOME funding expended for the unit dictates the applicable affordability period. Additionally, any
HOME program income used to assist the project is also factored into the determination of the
affordability period under the resale provision.
Total HOME investment in the
unit:
Period of Affordability*:
Less than $15,000
5 years
$15,000 - $40,000
10 years
More than $40,000
15 years
*NOTE: The City of Miami imposes a longer affordability period (up to 30 years) for direct subsidy to
homebuyers.
e. The resale price must ensure that the original HOME -assisted homeowner receives a fair return on
their investment, while also guaranteeing that the property remains affordable to a reasonable range
of low-income homebuyers.
■ Affordable to a reasonable range of low-income buyers means that the principal, interest, taxes
and insurance (PITI) shall not exceed 30% of gross income for households at or below 80% of the
area median income (AMI).
■ In certain situations, the City may need to provide additional HOME assistance to a subsequent
homebuyer to ensure that the original homebuyer receives a fair return, and the unit remains
affordable to the designated low-income population. The resale price should not be set based on
what is affordable to a specific homebuyer but rather must be structured to accommodate a range
or low-income purchasers.
f. Fair Return to Initial Buyer —A Fair Return is defined as the reimbursement of the initial homebuyer's
original investment (e.g., down payment) along with the cost of eligible capital improvements made
to the property. To adjust for inflation, the average change in the Consumer Price Index (CPI) during
the period of ownership or other method, as determined, at its sole discretion, by the Department of
Housing and Community Development will be applied to the investment basis, if necessary. This Fair
Return provision will only apply to sales occurring within the HOME affordability period. It is important
to note that in certain circumstances, such as a declining housing market where home values are
depreciating, the original homebuyer may not receive a return on their investment if the home sells
for less than or the same as the original purchase price.
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g•
Eligible Capital Improvements — Any capital improvements made by the original homebuyer must be
substantiated by receipts, contracts, cashed checks, or other proof of payment. All work must comply
with local building codes and if a permit is required for the work, it must be on file and approved by
the City of Miami Building Department. Improvements made without proper documentation or
permits will not be included in the Fair Return calculation.
Eligible Capital Improvements include:
■ Energy upgrades such as solar and/or electric hot water systems, heating and cooling systems or
increased insulation.
■ Replacement of kitchen and/or bathrooms.
■ Kitchen modernization.
■ Addition of a driveway, sprinkler systems, retaining walls or fences.
Excluded items include:
■ Maintenance costs.
■ Cosmetic improvements, such as paint, wallpaper, landscaping lighting, etc.
h. Resale Requirement and Deed Restrictions: The City will enforce resale requirements through deed
restrictions and the loan origination Promissory Note. These affordability restrictions may terminate
under certain circumstances, including foreclosure, transfer in lieu of foreclosure, or assignment of an
FHA -insured mortgage to HUD. To preserve affordability, the City may exercise purchase options,
rights of first refusal, or other preemptive rights to acquire the property before foreclosure.
If the affordability restrictions are terminated, they will be reinstated under the original terms if,
during the affordability period, the original owner or the owner of record before the termination
event re -acquires an ownership interest in the property.
RECAPTURE PROVISION (for direct subsidy to homebuyer)
The US Department of Housing and Urban Development (HUD) defines Direct HOME subsidy as the
amount of HOME assistance, including program income, that enabled a homebuyer to acquire the
property. This subsidy may include downpayment assistance, closing costs, interest subsidies, or other
HOME assistance provided directly to the homebuyer.
Under the City of Miami's First -Time Homebuyer Program (FTHB), low -mod income borrowers can obtain
forgivable loans toward down payment, closing costs, and other related costs to purchase a property, if
the owner sells and/ or transfers the property before the end of the HOME affordability period, the City
of Miami shall apply the RECAPTURE provisions of 92.254(a)(5)(ii), which unlike the resale approach,
recapture permits the original homebuyer to sell the property to any willing buyer during the period of
affordability while the PJ is able to recapture all or a portion of the HOME -assistance provided to the
original homebuyer.
a. If the property is sold prior to the maturity of the HOME affordability period, as may be reflected in
the Promissory Note, the City shall recoup all or a portion of the HOME assistance to the homebuyer.
The amount of HOME assistance subject to recapture is the direct subsidy that enabled the
DRAFT Annual Action Plan 53
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homebuyer to purchase the property. Duration of the affordability period is 30 years regardless of the
amount of HOME investment in the unit.
b. If the homebuyer fails to occupy the property as his/her principal residence, transfers the property
title, or violates other compliance terms in the HOME agreement, the entire HOME assistance amount
must be repaid. Failure to occupy is considered non-compliance and no portion of the loan will be
forgiven. The homebuyer is responsible for any applicable legal fees and shall bear an interest rate at
the highest rate allowable by law.
c. For any 'early' sale or transfer, the City shall share in any 'gain' realized, based on its pro -rated share
of participation in the original purchase. Furthermore, if the sale occurs within the first 3 years, the
City shall keep 100% of its pro -rated share of the 'gain', from year 4 up to year 20, the City's share of
its pro -rated 'gain' shall decrease by 5% every year, while in turn, the owner's share shall increase by
5% each year. At year 20 up to the City's loan maturity, the owner shall retain 100% of the City's 'gain'.
d. This above -mentioned share gain proposal terminates in the event of a foreclosure, with the lender
required to provide the City the right of first refusal to purchase the loan at a negotiated price. In the
event of a foreclosure, the City will recapture any amount of net proceeds available from the sale of
the property. In the case of refinances, the City Manager or his designee will determine the amount
that has to be paid back based on the funding source.
e. The City will allow a subsequent low-income homebuyer of a HOME -assisted homeownership unit to
assume the existing HOME loan and recapture obligation entered by the original buyer when no
additional HOME assistance is provided to the subsequent homebuyer (consistent with §
92.254(a)(5)(ii)). The original buyer must submit this request in writing and the City must review and
approve the subsequent buyer to determine eligibility.
f. Recapture provisions will be documented through a written agreement with the homebuyer and
enforced by a deed restriction and loan origination Promissory Note.
3. A description of the guidelines for resale or recapture that ensures the affordability of units
acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows:
a. Multifamily Rental projects which have been funded by the City will be monitored according to
established procedures during the affordability period and as stated in the Rent Regulatory
Agreement (Agreement) signed with the City of Miami. The duration of the affordability period
will depend on the total City funding in the project. The Income and Rent monitoring (tenant
eligibility) will be based on annual Adjusted Rent and Income Limits as published by U.S. HUD. The
monitoring will include confirmation of tenant eligibility and rent structure for the initial lease -up
which will be held at the time of the construction close out process. In addition, an annual tenant
DRAFT Annual Action Plan 54
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eligibility monitoring will begin with the first anniversary of the project's Certificate of Occupancy,
and as close as possible to the project's anniversary during each following year for the entire term
of the affordability. This monitoring will be conducted separately from any property inspections.
During the on -site file review, the documentation of a sample of 10% or more of Tenants is
analyzed to confirm compliance with all HOME regulations. Upon completion of this review, an
exit interview is conducted with the developer/property manager to discuss results. If in non-
compliance, potential remedies are discussed to be considered in the Corrective Action Plan (CAP)
with specific due dates established for the corrections. If in compliance, the project is certified in
compliance for a year.
b. For HOME -assisted homeownership units, the City will ensure affordability through a combination
of checks to ensure that the homebuyer continues to live in the property. Some of the methods
include compliance reviews, deed restrictions, on -site inspections, occupancy affidavits and
review of homestead exemption records. By combining these methods, the city can effectively
monitor and enforce HOME program homebuyer assistance to ensure that the property remains
the homebuyer's primary residence throughout the required affordability period.
4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is
rehabilitated with HOME funds along with a description of the refinancing guidelines required that
will be used under 24 CFR 92.206(b), are as follows:
We do not plan for this, and so we do not have guidelines for any such program.
5. If applicable to a planned HOME TBRA activity, a description of the preference for persons with
special needs or disabilities. (See 24 CFR 92.209(c)(2)(i) and CFR 91.220(I)(2)(vii)).
Not Applicable.
6. If applicable to a planned HOME TBRA activity, a description of how the preference for a specific
category of individuals with disabilities (e.g. persons with HIV/AIDS or chronic mental illness) will
narrow the gap in benefits and the preference is needed to narrow the gap in benefits and services
received by such persons. (See 24 CFR 92.209(c)(2)(ii) and 91.220(I)(2)(vii)).
Not Applicable.
7. If applicable, a description of any preference or limitation for rental housing projects. (See 24 CFR
92.253(d)(3) and CFR 91.220(I)(2)(vii)). Note: Preferences cannot be administered in a manner that
limits the opportunities of persons on any basis prohibited by the laws listed under 24 CFR 5.105(a).
Not Applicable.
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Emergency Solutions Grant (ESG)
Reference 91.220(I)(4)
1. Include written standards for providing ESG assistance (may include as attachment)
This is provided as an attachment to address rapid re -housing and/or homeless prevention activities.
2. If the Continuum of Care has established centralized or coordinated assessment system that meets
HUD requirements, describe that centralized or coordinated assessment system.
The Continuum of Care (CoC) program Interim Rule at 24 CFR 578.7(a)(8) requires that a CoC
establishes a Centralized or Coordinated Assessment System. The purpose of the Coordinated Entry
(CE) is to improve the service delivery for individuals and families experiencing homelessness and
increases the efficiency of the homeless response system by simplifying access to housing and services
for people experiencing homelessness.
The Miami -Dade Homeless Trust (MDHT) is responsible for the oversight of the CE. The CE has been
designed and implemented over time through the work of the Homeless Trust Board, its Services
Development Committee and workgroups comprised of CoC stakeholders. An annual review is
conducted to ensure that the CE's is functioning correctly and effectively.
The CE is composed of CoC access points and four key elements:
■ Assessment of Need.
■ Identification of Housing Intervention.
■ Prioritization for Assistance, and.
■ Referral
Possible CE outcomes for persons seeking assistance are:
■ Homeless Prevention assistance.
■ Diversion from the CoC.
■ Emergency Shelter.
■ Transitional Housing or Safe Haven.
■ Rapid Re -Housing through short-term housing assistance.
■ Placement into Permanent Supportive Housing (PSH)
The CE provides households experiencing homelessness access to services from multiple locations to
ensure a fair and consistent process is applied across the continuum. Entry into the system may be
initiated in person, at a program access point, through the CoC helpline, or street outreach teams.
1) Helpline - The CoC offers a toll -free helpline. The CoC Helpline is staffed by the Street Outreach
(SO) Program. Helpline staff initiate collection of data for the individual or family's HMIS Uniform
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Data Elements record (UDE) over the phone and dispatch SO teams to verify homelessness and
complete UDEs, housing and vulnerability assessments for unsheltered persons
2) Street Outreach - The Coordinated Entry process is linked to street outreach efforts so that people
sleeping on the streets are prioritized for assistance in the same manner as any other person
assessed through the Coordinated Entry process.
3) CoC Shelters - The CoC provides dedicated CE access points for homeless youth and individuals
and families who are fleeing, or attempting to flee, domestic violence, dating violence, sexual
assault, or stalking.
4) Child welfare system - Child welfare agencies serve as an access point for youth exiting foster care.
5) Homeless Youth Access Points - Youth access points are organizations whose primary mission is
to provide direct services to unaccompanied or parenting youth who are 24 years old or younger.
6) Victims of Domestic Violence Access Points - DV access points are organizations whose primary
mission is to provide direct services to those fleeing DV, including human trafficking. These access
points use common assessment tools to assess needs at intake.
Upon accessing the CE, the individual or family household will be screened to determine if homeless
prevention assistance or diversion from the CoC is most appropriate. If it is determined that the
individual or family person cannot be assisted with homeless prevention or diversion, the household
will be assessed using a standardized tool to quickly identify an appropriate housing intervention and
establish prioritization. Furthermore, assessment is a continuing process through CE and referral to
build an accurate and concise picture of the person's needs and preferences to connect them with an
appropriate intervention.
To ensure that the Process is effective and manageable for homeless and at -risk households and for
the housing and service providers tasked with meeting their needs, the CoC anticipates adjustments
to the processes described herein. The Coordinated Entry Process will be periodically evaluated, but
not less than quarterly. The evaluation will include both provider and client feedback regarding the
quality and effectiveness of the entire coordinated entry experience for both participating projects
and households.
3. Identify the process for making sub -awards and describe how the ESG allocation available to private
nonprofit organizations (including community and faith -based organizations).
The City has historically awarded the bulk of its ESG funding to the Miami Homeless Assistance
Program (MHAP), a City unit that has handled homeless street outreach since 1991. MHAP's staff --
many of whom are formerly homeless - provide outreach, assessment, placement, information,
referral and transportation services to homeless individuals and families. They also receive funding
from other sources and are an actively engaged participant in the local CoC, utilize the Homeless
Trust's master Homeless Verification Form, report all necessary data in HMIS, and participate in the
bi-annual Point -in -Time (PIT) counts of homeless people, County -wide. Currently, 60% of the ESG
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allocation (the maximum allowable) is awarded to MHAP given the continued trend of unsheltered
homeless people who live on City of Miami streets.
4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR
576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with
homeless or formerly homeless individuals in considering policies and funding decisions
regarding facilities and services funded under ESG.
Of the 27 members serving on the Board of the Trust, three are formerly homeless people. Apart from
this the HCD invited all CoC agencies via e-mail to its public hearings and notified the Homeless
Trust of this Annual Action Plan, as well as providing specific sections of the AP addressing homeless -
related issues and activities to them for their review.
5. Describe performance standards for evaluating ESG.
As part of the CoC, the City of Miami allocates ESG resources to activities that directly and strategically
support the objectives of the Miami -Dade Homeless Trust. Currently, the City of Miami dedicates
approximately 60 percent of its ESG funding toward Street Outreach and approximately 32.5 percent
toward Rapid Re -Housing and/or Homeless Prevention activities.
The City of Miami's Homeless Assistance Program (MHAP) provides homeless individuals assistance
by placing them into appropriate housing and/or shelter. MHAP provides outreach, assessment,
placement, information, referral and transportation services to homeless individuals and their
families. The HCD assesses street outreach efforts by monitoring its agreement with MHAP. In
addition, MHAP is required to submit monthly reimbursement requests with back up documentation
detailing the number of homeless individuals they assisted for that reimbursement period.
All ESG-funded providers utilize HMIS to enter all client -related service information which is then
reported to HUD at the end of the fiscal year via the SAGE HMIS Reporting Repository system as part
of the Consolidated Annual Performance and Evaluation Report (CAPER).
DRAFT Annual Action Plan 58
2025
Attachments
DRAFT Annual Action Plan 59
2025