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HomeMy WebLinkAboutCRA-R-20-0006 BackupEXPERIENCE OVERTOWN • r C • WORK • PLAY SOUTHEAST OVERTOWN / PARK WEST COMMUNITY REDEVELOPMENT AGENCY Southeast Overtown / Park West Community Redevelopment Agency Homeownership Qualification Course Prepared by: Keva Chester; Principal Broker The Chester Realty Group LLC Table of Contents 1. Training Course Program Details ......... 2 2. Course Description ... 3 3. Instructors Bio ... 4 4. Classroom Location & Requirement ......... 5 5. Homeownership Course Calendar ......... 6 6. Instructors Resume ...... 7 EQUAL HOUSING OPPORTUNITY THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 1 The Chester Realty Group Homeownership Courses Proposal Course Proposals 1.13.20 Dear Mr. Cornelius Shiver, Executive Director of Southeast Overtown / Park West Community Redevelopment Agency It has come to our attention that the Southeast Overtown / Park West Community Redevelopment Agency (SEOPW CRA) needs homeownership services. Goal: The goal of The Chester Realty Group homeownership course: • Educate 100 residents • Prepare and qualify residents for homeownership At the conclusion of our courses, residents shall: • Understand the process of purchasing a home • Gain a better understanding on financial literacy (budgeting & planning) • Understand importance of Creditworthiness • Receive First -Time Home Buyer Course HUD Approved Certificate • Qualify for Miami -Dade and Broward City & County First Time Homeownership Program • One hour One -on -One Home Readiness Counseling • Assistance in applying for City / County Closing Costs & Down Payment Assistance • Loan application preparation • Qualify for loan discount points with preferred lender • One (1) hour personal budgeting review Training Course Program Details Proposed Session and Time(s) Three (3) session per year is designed to meet for: • Six (6) , consecutive weeks • Two (2) times per week • Three (3) Hours per day EQUAL HOUSING OPPORTUNITY THE CHESTER REALTY GROUP, LLC 3O5.894.9361 1400 NW 3RD AVE 4io6 MIAMI, FL 33136 1 \ F'O@CHESTERREALTYGROUP.COM W WW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 2 Total course: 60 Hours After completing the homeownership course, residents will receive a Hud approved first time home buyer certificate that can be used for Miami -Dade and Broward city, county, etc. first-time home buyer assistance programs. This Hud approve certificate is valid for twelve (12) months. Residents must be under contract within 12 months from the date on the certificate to receive city & county first-time home buyer benefits. After the completion of each homeownership course cycle, the following information will be provided to Southeast Overtown / Park West CRA: • List of residents attendees weekly sheet • List of residents graduates that completed the course • List of residents that is homeownership ready (will qualify for mortgage) • List of residents that is not homeownership ready (will not qualify for home mortgage) • List of residents that will be recommended for financial literacy & credit repair program Course Descriptions 1. First Time Homebuyers Course Outline • Steps of the home buying process • Preparing for expenses of homeownership • Financial management of homeownership • Post purchase strategies 2. Maintaining Homeownership Course Outline • Preparation for long-term responsibilities • Avoiding scams in the marketplace • Advoding financial hardship situations • Foreclosure prevention 3. Financial Literacy (Credit & Money Management) Course Outline • Financial plan • Budgeting & Saving • Paying off debt • Maintaining good credit for long-term • Planning for unexpected expenses EQUAL HOUSING OPPORTUNITY THE CHESTER REALTY GROUP, LLC 3O5.894.9361 1490 NW 3RD AVE 4io6 MIAMI, FL 33136 1 \ FOrWCHESTERREALTYGROUP.COM \\ \V'\\ .CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 3 Instructor Bio Keva Chester is a Miami Native. She grew up in Liberty City, Miami and graduated from Miami Jackson Senior High School top ten (10) percent of her class. She received her Associate in Science in Pre -Medicine from Miami -Dade College and her Bachelors of Applied Science in Business Management from Broward College. Upon graduation, she became a licensed Correctional Officer, employed with Miami -Dade County Corrections and Rehabilitation (MDCR). Keva is currently completing her Masters of Science in International Real Estate at Florida International University. She is scheduled to graduate in December 2020. While serving our communities , Keva realized there was a huge deficiency of homeownership and financial literacy within our communities. She went to acquire her Real Estate Sales Associate License, and was employed by Keller Williams Elite Properties. She also became a Licensed Financial Advisor with Primerica. As a part-time Real Estate Sales Associate and Financial Advisor, Keva and her team dominate the market by providing financial literacy and homes to over 100 Miami -Dade & Broward County Residents. Keva also held the position of Director of Marketing for Liberty City Trust where she was able to promote and plan homeownership programs and seminars to our Liberty City residents. Due to Keva's passion for helping residents obtain the first leverage of life by becoming homeowners, her business experienced a drastic growth. She decided to take a leap of faith and retire from MDCR after serving a total of nine (9) years as a Certified Corrections Officer. Currently, Keva is the principal broker of The Chester Realty Group, a thriving female and minority owned Real Estate Brokerage, and still serving our communities by providing homeownership and financial literacy to the residents throughout our communities. EQUAL HOUSING OPPORTUNITY (Resume is Attached THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 4 Classroom location This homeownership course location will be determined upon execution. Classroom requirements In order to fully execute our mission, our classroom will need to have the following: • Projector • Microphone connection • Seats / Chairs • Bathroom access • Light Refreshments • Printed course handbooks (will be provided by The Chester Realty Group) Virtual Class Options *Due to the safety of both our clients and staff, all classes will be held virtual ( via zoom) until further notice. The following class dates, listed below, will remain the same. In person classes will be available when all safety manners are cleared. EQUAL HOUSING OPPORTUNITY THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 5 Session 1: May 29, 2020 - June 27, 2020 Friday's: 5:00pm- 8:00pm & Saturday's: 10:00am- 1:00pm Dates of Meeting. May 29, 30 June: 5,6,12, 13, 19, 20, 26, 27 graduation rate. June 27th Session 2: August 3, 2020 - September 4, 2020 Monday's & Friday's: 5:30pm- 8:30pm Dates Meting August 3, 7, 10, 14, 17, 21 24, 28, 31 September 4 Graduation Date September 4, 2020 Session 3: September 29. 2020 - October 29. 2020 Tuesday's & Thursday's: 6:30pm- 9:30pm Dates of Meeting. September, 29 October: 1,6, 8, 13, 15, 20, 22, 27, 29 graduation rate. October 29, 2020 EQUAL HOUSING OPPORTUNITY (Calendar attached) THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS' REALTOR 6 Keva Chester 1490 NW 3rd Ave #106 Miami, FL 33136 Keva@chesterrealtygroup.com 305.894.9361 OBJECTIVE: To contribute my knowledge, and skills with a business entity for mutual growth and success. EXPERIENCE: July 2018- Present The Chester Realty Group, LLC Miramar, FL Principal / Real Estate Broker • Offers high quality professional realty representation services to home sellers & buyers, rental property owners & tenants, commercial property: owners, buyers lessors & lessees, and real estate developers & investors to strategies in the area of pricing, marketing, selling, real estate acquisition, site planning & control to allow our clients to receive the maximum return on investment. February 2017- September 2018 Liberty City Trust Miami, FL Marketing Director • Develop and manage social media platforms: Facebook, Instagram, Website • Organize community support groups with community leaders, lesions, and residence to promote real estate, the importance of home ownership, and social community awareness • Schedule and coordinate housing events, functions, and seminars • Develop programs to enhance positive community image • Create and maintain companies database December 2014- May 2019 Keller Williams Elite Properties Aventura, FL Real Estate Sales Associate • Lead Generate for real estate leads • Develop business systems and models • Broker real estate transactions • Educated & Consult with clients about the real estate market, terms, conditions, and transaction • Host and attend seminars, community events, social gatherings, and community service/fund raiser projects • Skilled user of Loopnet, Matrix, Dotloop, Realtors Property Resource, and etc. to provide high quality services to clients • Create and maintain a strong client database • Skilledly negotiated exceptional real estate deals on behalf of my clients EQUAL HOUSING OPPORTUNITY THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 7 December 2015- September 2019 Primerica Ft. Lauderdale, FL Financial Coach • Provide Clients with Financial Advice, Life Insurance, and Investment Plans to diversify and/or create wealth portfolio October 2009- April 2018 Miami -Dade County Corrections Miami, FL Certified Correctional Officer • Appointed as Facility Representative/Host for departmental functions • Supervise & manage to insure care, custody, and control is granted to all • Generate daily reports using various departmental computer programs and procedures • Plan, host, budget, and schedule facility functions, meetings, tours, and fundraisers • Analyze and perform internal assessment on facility and submit proposals for improvement of facility operation, employees morale, and job satisfaction • Train new employees and reconcile daily inmate population • Provide administration support and customer services in a professional manner EDUCATION & LICENSES: January 2020- Current Florida International University • Masters of Science in International Real Estate September 2019 Trustee of South Dade Chamber of Commerce May 2019 Florida Real Estate Broker Licenses April 2019 Miami Gardens Nuisance Abatement Board Member Miami July 2018 Incorporated Real Estate Business Brokerage & Licenses April 2018 Certification of Completion: Entrepreneur Certification January 2015 December 2014 Life Insurance Licenses Florida Real -Estate Sales Associate Licenses • Member of the National Boards of Realtors • Member of Miami Boards of Realtors • Senior Real Estate Designation Specialist Designation (SRERS) • Military Relocation Professional Certification (MRP) October 2009-May 2014 Broward College Broward-County, FL • Bachelor in Applied Science Degree in Supervision & Management • Associate in Arts Degree in Pre -Nursing EQUAL HOUSING OPPORTUNITY Miami, FL Miami, FL State of FL Gardens, FL State of FL Miami, FL Primerica Gold -Coast (REFERENCES ARE AVAILABLE UPON REQUEST) THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM ®NATIONAL ASSOCIATIONof REALTORS" REALTOR 8 The Chester Realty Group, LLC Southeast Overtown / Park West CRA Homeownership Calendar January February March ApriL Th Fr Sa Su Mo Tu We Th Fr 3a 3u Mo Tu ' We Th Fr Se 3u Mo Tu We Th Fr Sa 3u Mo ( Tu We 1 2 3 4 4 5 11 12 16 19 , 25 26 1 1 2 3 4 5 6 7 I 7 14 21 , 28 1 1 2 3 4 5 6 7 8 9 10 11 2 3 6 13 7 8 6 9 10 11 12 13 14 5 6 13 20 i 27 8 9 10 11 12 13 14 15 16 17 18 9 10 14 15 15 16 17 18 19 20 21 12 15 16 22 23 , 29 30 17 18 19 20 21 22 23 24 25 16 17 20 21 22 22 23 24 25 26 27 28 19 24 25 26 27 28 29 30 31 23 24 , 27 28 29 29 30 31 26 May Ile July Aual We 5 -12 Su Mo Tu We Th Fr Sa Su Mo Tu We 3 10 17 Th Fr 5 12 19 26 I Sa 6 13 32 WI Su Mo Tu We Th Fr Sa Su Mo Tu Th I 6 13 Fr Se _ 1 2 1 2 9 4 11 18 1 2 3 4 1 IS 3 4 5 6 7 8 9 7 8 5 6 7 8 9 10 11 2 3 4 0 6 I 10 11 12 13 14 15 16 14 15 16 12 13 14 15 16 17 18 9 1 17 18 19 20 21 22 29 23 30 21 22 23 24 25 19 20 21 22 23 24 25 16 17 18 19 20 m 22 24 25 26 27 28 28 29 30 26 27 28 29 30 31 23 24 25 26 27 IJ 29 31 30 31 Se . tember October November December Su Mo TU We Th Fr 3e Su Mo Tu I We ' Th 1 Fr 3a Su Mo Tu We Th Fr Se Su Mo Tu We Th Fr 3a 1 2 3 4 5 1 2 3 1 2 3 4 5 6 7 1 2 3 4 5 6 7 8 9 10 12 4 5 AIL 6 7' 9 10 8 9 10 11 12 13 14' 6 7 8 9 10 11 12 13 14 15 16 17 18 19 11 12 13 14 15 16 17 15 16 17 18 19 20 21 13 14 15 16 17 18 19 20 21 23 24 25 26 18 19 20 21 2j 23 24 22 23 24 25 26 27 28 20 21 22 23 24 25 26 27 28 L_Wil 30 25 26 27 28 0130 31 29 30 27 28 29 30 31 Jan 1 New Year's Day Jan 20 Martin Luther King Jr. Day Feb 17 Presidents' Day {Moat regions) Holidays: May 25 Memorial Bay Jul 3 'Independence Day observed Jul 4 Independence Day Sep 7 Oct 12 Nov 11 Labor Day Columbus Day (Most regions) Veterans Day Nov 26 Thanksgiving Day Dec 25 Christmas Day Session 1: Fri. 5pm- 8pm & Sat. 10am - 1 pm ❑ Session 3: Tue. & Thurs. 6:30pm - 9:30pm EQUAL HOUSING OPPORTUNITY Session 2: Mon. & Fri. 5:30pm - 8:30pm Graduation Date THE CHESTER REALTY GROUP, LLC 305.894.9361 1490 NW 3RD AVE 4106 MIAMI, FL 33136 INFO@CHESTERREALTYGROUP.COM WWW.CHESTERREALTYGROUP.COM LOCATION: Overtown Business Resource Center 1490 NW 3rd Ave Miami, FL 33136 Suite #106 ®NATIONAL ASSOCIATIONof REALTORS' REALTOR 9