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HomeMy WebLinkAboutAgenda Item Summary FormAGENDA ITEM SUMMARY FORM File ID: #7854 Date: 09/09/2020 Commission Meeting Date: 09/24/2020 Requesting Department: Department of Housing and Community Development Sponsored By: District Impacted: All Type: Resolution Subject: Authorize Increase - Mortgage Assistance Program Funds Purpose of Item: AUTHORIZING AN INCREASE IN THE LIMIT OF THE MORTGAGE ASSISTANCE PROGRAM ("MAP") FROM $6,000.00 TO $10,000.00 TO BETTER REFLECT THE AVERAGE DELINQUENT MORTGAGE ; FURTHER AUTHORIZING THE CITY MANAGER TO NEGOTIATE AND EXECUTE ANY AND ALL NECESSARY DOCUMENTS, INCLUDING AMENDMENTS, EXTENSIONS, AND MODIFICATIONS, ALL IN FORMS ACCEPTABLE TO THE CITY ATTORNEY, SUBJECT TO ALL FEDERAL, STATE, AND LOCAL LAWS THAT REGULATE THE USE OF SUCH FUNDS, AS MAY BE NECESSARY FOR SAID PURPOSE. Background of Item: On July 23, 2020, pursuant to Resolution No. 20-0237, the Miami City Commission approved the allocation of Coronavirus Relief Fund ("CRF") from the United States Treasury Department in the amount of $1,312,500.00, which included an amount of $1,181,250.00 for Mortgage Assistance program. The MAP guidelines restricted the maximum mortgage delinquent mortgage that can be paid to $6,000.00. Of the applications received and processed, the average delinquent mortgage was around $10,000.00. The City Administration recommends increasing the limit on the Mortgage Assistance program funds from $6,000.00 to $10,000.00 to better reflect the average mortgage delinquencies of low and moderate -income homeowners with loss or reduction in income because of the Coronavirus pandemic (Covid-19). Budget Impact Analysis Item is NOT Related to Revenue Item is an Expenditure Item is NOT funded by Bonds Total Fiscal Impact: N/A Department of Community and Economic Development Review Completed Office of Management and Budget Office of Management and Budget City Manager's Office City Manager's Office Legislative Division Office of the City Attorney Office of the City Attorney Office of the City Attorney City Commission Office of the Mayor Office of the City Clerk Office of the City Clerk Reviewed B 09/09/2020 9:34 AM Rene Lazaro Hernandez Christopher M Rose Sandra Bridgeman Arthur Noriega V Valentin J Alvarez Richard Appleton Barnaby L. Min Victoria Mendez Nicole Ewan Mayor's Office City Clerk's Office City Clerk's Office George Mensah Department Head Budget Analyst Review Budget Review Assistant City Manager Review City Manager Review Legislative Division Review ACA Review Deputy City Attorney Review Approved Form and Correctness Meeting Signed by the Mayor Signed and Attested by the City Rendered Clerk Completed Completed 09/15/2020 3:37 PM Completed 09/15/2020 4:53 PM Completed 09/15/2020 5:16 PM Completed 09/15/2020 6:51 PM Completed 09/15/2020 7:05 PM Completed 09/15/2020 8:08 PM Completed 09/15/2020 8:11 PM Completed 09/15/2020 8:23 PM Completed 09/24/2020 9:00 AM Completed 09/28/2020 6:36 PM 09/28/2020 6:46 PM Completed 09/28/2020 6:46 PM City of Miami Legislation Resolution Enactment Number: R-20-0293 City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File Number: 7854 Final Action Date:9/24/2020 A RESOLUTION OF THE MIAMI CITY COMMISSION INCREASING THE LIMIT OF THE MORTGAGE ASSISTANCE PROGRAM FROM $6,000.00 TO $10,000.00 TO BETTER REFLECT THE AVERAGE DELINQUENT MORTGAGE PAYMENT AMOUNT OF LOW- AND MODERATE -INCOME HOMEOWNERS WITH LOSS OR REDUCTION IN INCOME BECAUSE OF THE NOVEL CORONAVIRUS PANDEMIC; FURTHER AUTHORIZING THE CITY MANAGER TO NEGOTIATE AND EXECUTE ANY AND ALL NECESSARY DOCUMENTS, INCLUDING AMENDMENTS, EXTENSIONS, AND MODIFICATIONS, ALL IN FORMS ACCEPTABLE TO THE CITY ATTORNEY, SUBJECT TO ALL FEDERAL, STATE, AND LOCAL LAWS THAT REGULATE THE USE OF SUCH FUNDS, FOR SAID PURPOSE. WHEREAS, on July 23, 2020, pursuant to Resolution No. R-20-0237, the Miami City Commission approved the allocation of Coronavirus Relief Funds from the United States Treasury Department in the amount of $1,312,500.00, which included an amount of $1,181,250.00 for the Mortgage Assistance Program ("MAP"); and WHEREAS, the MAP guidelines restricted the maximum delinquent mortgage payment that can be paid to $6,000.00 per applicant; and WHEREAS, of the applications received and processed, the average delinquent mortgage payment was approximately $10,000.00; and WHEREAS, the City of Miami's Administration recommends increasing the limit on MAP funds from $6,000.00 to $10,000.00 to better reflect the average mortgage delinquencies of low - and moderate -income homeowners who have suffered a loss or reduction in income because of the Novel Coronavirus ("COVID-19") pandemic; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Section 2. Increasing the limit on MAP funds from $6,000.00 to $10,000.00 to better reflect the average mortgage delinquencies of low- and moderate -income homeowners with loss or reduction in income because of the COVID-19 pandemic is authorized.' Section 3. The City Manager is authorized' to negotiate and execute any and all necessary documents, including amendments, extensions, and modifications, all in forms acceptable to the City Attorney, subject to all federal, state, and local laws that regulate the use 1 The herein authorization is further subject to compliance with all requirements that may be imposed by the City Attorney, including but not limited to those prescribed by applicable City Charter and Code provisions. of such funds for said purpose. Section 4. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.2 APPROVED AS TO FORM AND CORRECTNESS: ndez, ity Attor ey ) 9/15/2020 2 If the Mayor does not sign this Resolution, it shall become effective at the end of ten (10) calendar days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission.