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ORIGINAL CAN BE SEEN AT THE END OF
THIS DOCUMENT.
Covid-19 Micro -Enterprise Assistance Program
Guidelines
FILE NO. 7364 EXHIBIT SUB
Micro -Enterprise Assistance Program
Policies and Guidelin
The City of Miami hereby establishes a Micro-Enterpris
keeping micro -enterprises afloat due to the econo
Enterprise Assistance Program, which will be administered
Department of Housing and Community Development ("HCD
[stance Program with specific goal of
the Covid-19 virus. The Micro -
he City of Miami ("City")
II be capitalized using
Community Development Block Grant ("CDBG") funds authorized ci rr 24 CFR 570.201(o).
Under this category, grantees and other public and private organizations: may use Community
Development Block Grant (CDBG) funds to facilitate economic development through the
establishment, stabilization and ex . on of micro -enterprises.
Purpose
The goal of the Micro -Enterprise Assist
business owners with financial assistance
months due to the effect of Covid-19 in the
benefit through the retention of jobs and busin
Eligible Use of Funds
o provide low to moderate income
business stabilization in the next 3
unity. Fun "re provided to create economic
yes in the City.
if Grant Conditions or a confirmation of exempt status has to be issued
ds.
• Funds will be allowed to be used exclusively for expenditures that will allow the business
to remain feasible for the next three months. Such expenses includes but not limited to
the following:
• Rent (lease required)
• Salaries of current employees (Payroll register required)
• Payment of utilities, licenses and insurance. (Bills required)
1
• Any other eligible expense that meets the objective of the program
Ineligible Use of Funds
Expenditures not allowed under this program include, but are not limited to, the following
items:
• Construction/Rehabilitation
• Vehicle Purchases/Leases
• Security Deposits
• Outstanding Debts or paying off a creditor 4f the business owner/business
• Late Fees unless it is related to an eligtb . ' pense
• Paying of any tax lien or liability.
Eligibility Criteria
A business owner/business may qualify for consideration proves t meets the following criteria:
• Business is for
• Business mu
• Business is define
the County Mayor or
e City of Miami
ssential business and ordered closed by Executive Order of
• Business must be a Mic terprise as fined below:
a. Operating business hin five or fewer employees, one or more of these
(employees) owns the b ass.
b. Business owner must have an income less than or equal to 80% of the area median
income, adjusted for family size (see income chart in page 3).
• Applicant must be current in all financial obligations with the City of Miami. The City of
Miami will not fund a business owner or a business with outstanding disallowed costs,
defaulted loans, debarment actions or any other legal encumbrance, regardless of the
merits of the submitted application.
• Business is an equal opportunity employer.
• Applicant must be willing to comply with all regulations, guidelines and policies as they
relate to the program.
2
Required Information
It is necessary that applicants and/or business owner(s) submit documentation along with the
program application supporting requirements listed below. Failure to do so will disqualify
applicants and/or business owner(s) from this program.
1- Proof of Income: Business owners with low and moderate income households qualify for
this program. Those levels are defined as incomes equal to or Tess than the U.S. HUD
Section 8 income limits established by HUD annually
Applicants must submit documentation showing "` die meet low to moderate income
pp g��� Y
household requirements listed below.
MIAMI-
DADE
FY2019
Median
Family
Income:
$54,900
The FY 2019 Income Table are as follows:
Program
2- Proof
at
o will disq
One
Person
Two
Person
Three
arsons
Four
Persons
Five
Persons
Six
Persons
even
lsons
Eight
Persons
tuber of employees: It is necksary for Applicants to submit documentation
e business employs 5 or le smployees (including the owner). Failure to
fy applicants from this program.
3- Pt tif of location off
business is located in
this pro b
usmess: Applicants must submit documentation showing that the
4- Proof that business is
the business is
program.
City of Miami. Failure to do so will disqualify applicants from
rofit: Applicants must submit documentation showing that
fit entity. Failure to do so will disqualify applicants from this
5- Duns & Bradstreet Number: All business owners must provide a Duns & Bradstreet
Number in order to receive funding through this program. If your business does not
currently have a Duns & Bradstreet Number, you may attain one free of charge, here:
http://fedgov.dnb.com/webform
In the event an application is submitted without all required documentation, the applicant will
be notified within 5 business days of submission. Applicants will then have 5 business days to
3
submit all missing required documents. If the applicant fails to submit all required
documentation within 5 business days of notification, his or her application will not be
considered for funding through this program.
Other Program Requirements:
• If recommended for funding, Business Owners will be required to sign a contract with
the City of Miami. The contract term will be for o. r1) year, with the City of Miami
retaining the option to renew or extend the a went with the owner/business for
an additional year, subject to satisfactory eormance, available funding, and
ongoing community needs.
• The application must be submitted in the legal nam ' he applicant (ie. Name of
business owner(s), corporation name as registered wit a Florida Department of
State, Division of Corporations, etc.).
• For Corporations, information demonstrating that the corporation_Zhas an "Active"
status in the Florida Department of State, Division of Corporations
• The business owner or a
authority to bind the orga
applications.
z,�representative of the corporation who has legal
ed
a contract with the City of Miami must sign
• Submission of an application shall onst ac nowledgement and acceptance of all
terms and conditions contained 1 guidelines aid the application. Acceptance of
an application does not constitute ntract and does not obligate the City to award
funds.
y require additional inform on for the determination of the applicant's
ualifica
pplication res"�
lications tha
cic required atta
rejecter
• Businesse all the valid and applicable City of Miami and Miami -Dade
County busing - es (occupational license and certificate of use) and any other
professional lic _- s. If the business does not have the appropriate licenses when
this contract is executed, then they must be obtained. Applicants can utilize this grant
(if awarded) to obtain said licenses. Applicants must provide copies of all these
licenses to the Department.
• All business owners selected to receive this grant must have a Duns & Bradstreet
number. This number must be provided to the City before grant funds can be released.
ses must comply with the requirements detailed in this document.
incomplete, out of order, have an inadequate number of copies,
ents, or have other content errors or deficiencies may be
Non -recommended Applications
4
Applications will not be recommended or disqualified for approval for the following reasons:
• Applicant did not provide documentation demonstrating that the eligibility criteria have
been met.
• Applicant did not provide income information for all members of household.
• Owner(s) did not provide income information.
• The business is not located in the City of Miami.
• If the grant will provide funds for speculation in any kind of property, real or personal,
tangible or intangible;
• If the applicant is a charitable institution or non-profit enterprise:
• If the purpose of the grant is to finance the acquisition of real property or land.
• If the Applicant and/or its principals are in ted to the City of Miami.
• If the Applicant and/or business owner have been debarred from doing business with
kzY
federal, state, county or local govern eats
• Lack of funds.
Application Fee
There will be no application fee.
Appeal Process
Applicants will h
applicant to appea
time for consideration
second time, no further ap
Grant Approval
days from the receipt of the letter not recommending the
The applicant can provide additional documents at that
ommittee. If the applicant is not recommended a
rained.
The Department of Housing and ` Community Development will evaluate the Micro -
Enterprise Assistance grant applications. The evaluations will be conducted by utilizing the
Scoring Criteria below in order to make funding recommendations based upon the
applications submitted.
The grant applications will be approved on first come, first ready, first served basis, subject
to the availability of funds.
5
Scoring Criteria
Complete Program Applications will be evaluated upon the quality of the response provided
to each question. Incomplete applications that do not contain all required supporting
documentation will not be evaluated.
All complete program applications will be evaluated as follows:
Maximum Points
1. Business Information
a. Stability — Length of time the business been inoperation 10
5 years or more —10 points
2-4 years —7 points
1 year —5 point
b. Business has the potential to withstand the current economicturn based on
their past tax returns`F10
c. Applicant clearly describedthe grant funds will be used
to maintain the busine for nc 3"months 10
d. Proposed use of funds ap ars reason ble and necessary 10
for the business, as described withi application
oints
points
2. Alicant
s experienced in the business activity described
Iication
10 years or more —10 points
7-9 years — 7 points
4-6 years —5 points
2-3 points — 3 points
1 year-1 point
<1 year — 0 points
10
Total : 50
Minimum Score Required for Consideration: 35
6
SUBSTITUTED.
Covid-19 Micro-Enterpr':e Assistance Program
Gui• elines
SUBSTITUTED.
Micro -Enterprise Assistance Program
Policies and Guidelin
The City of Miami hereby establishes a Micro-Enterpris
keeping micro -enterprises afloat due to the econo m ec
Enterprise Assistance Program, which will be administered
Department of Housing and Community Development ("HCD
Community Development Block Grant ("CDBG") funds author'
Under this category, grantees and other public and private o
Development Block Grant (CDBG) funds to facilitate ec
establishment, stabilization and ex on of micro -enter
Purpose
The goal of the Micro -Enterprise Assist
business owners with financial assistance
months due to the effect of Covid-19 in the
benefit through the retention of jobs and bus
Grant A
Maxin .
Eligible Use of Funds
am with specific goal of
vid-19 virus. The Micro -
City of Miami ("City")
ill be capitalized using
ed urr 24 CFR 570.201(o).
ganizations may use Community
nomic development through the
ises.
stance Pro
the
o provide low to moderate income
business stabilization in the next 3
unity. Fun "re provided to create economic
Rs in the City.
ant Conditions or a confirmation of exempt status has to be issued
ds.
• Funds will be al •wed to be used exclusively for expenditures that will allow the business
to remain fe..ible for the next three months. Such expenses includes but not limited to
the followi
• Rent (Iee required)
• Safari : of current employees (Payroll register required)
• Pa ent of utilities, licenses and insurance. (Bills required)
1
SUBSTITUTED.
• Any other eligible expense that meets the objective of the program
Ineligible Use of Funds
Expenditures not allowed under this program include, but are not limited to, th ollowing
items:
• Construction/Rehabilitation
• Vehicle Purchases/Leases
• Security Deposits
• Outstanding Debts or paying off a creditor 4f the business ' wner/business
• Late Fees unless it is related to an eligtb . pense
• Paying of any tax lien or liability.
Eligibility Criteria
A business owner/business may qualify for consideration prov ` °t meets the following criteria:
• Business is for
• Business mu
• Business is define
the County Mayor or
• Business must be a Mic
iami
business and ordered closed by Executive Order of
fined below:
a. Operating business five or fewer employees, one or more of these
(employees) owns e b ass.
b. Business owner st have an income less than or equal to 80% of the area median
income, adjust = • for family size (see income chart in page 3).
• Applicant must be current in all financial obligations with the City of Miami. The City of
Miami will not fu d a business owner or a business with outstanding disallowed costs,
defaulted loans debarment actions or any other legal encumbrance, regardless of the
merits of the bmitted application.
• Business is . equal opportunity employer.
• Applicant ust be willing to comply with all regulations, guidelines and policies as they
relate t► the program.
2
SUBSTITUTED.
Required Information
It is necessary that applicants and/or business owner(s) submit documentation along with the
program application supporting requirements listed below. Failure to do so will disqualify
applicants and/or business owner(s) from this program.
1- Proof of Income: Business owners with low and moderate income households qualify for
this program. Those levels are defined as incomes equal to or Tess than the U.S. HUD
Section 8 income limits established by HUD annually
Applicants must submit documentation showing "` die meet low to moderate income
pp g��� Y
household requirements listed below.
MIAMI-
DADE
FY2019
Median
Family
Income:
$54,900
The FY 2019 Income Table are as follows:
Program
2- Proof
at
o will disq
One
Person
Two
Person
Three
arsons
Four
Persons
Five
Persons
Six
Persons
even
lsons
Eight
Persons
mber of employees: It is nectsary for Applicants to submit documentation
e business employs 5 or le smployees (including the owner). Failure to
fy applicants from this program.
3- Pt tif of location off
business is located in
this pro b
usmess: Applicants must submit documentation showing that the
4- Proof that business is
the business is
program.
City of Miami. Failure to do so will disqualify applicants from
rofit: Applicants must submit documentation showing that
fit entity. Failure to do so will disqualify applicants from this
5- Duns & Bradstreet Number: All business owners must provide a Duns & Bradstreet
Number in order to receive funding through this program. If your business does not
currently have a Duns & Bradstreet Number, you may attain one free of charge, here:
http://fedgov.dnb.com/webform
In the event an application is submitted without all required documentation, the applicant will
be notified within 5 business days of submission. Applicants will then have 5 business days to
3
he applicant (ie. Name of
Florida Department of
ust comply with the requirements detailed in this document.
incomplete, out of order, have an inadequate number of copies,
hinents, or have other content errors or deficiencies may be
rejecte
• Business •uld jv all the valid and applicable City of Miami and Miami -Dade
County bus e - es (occupational license and certificate of use) and any other
professio .I lic _- s. If the business does not have the appropriate licenses when
this con act is executed, then they must be obtained. Applicants can utilize this grant
(if aw-- rded) to obtain said licenses. Applicants must provide copies of all these
lice es to the Department.
• Al business owners selected to receive this grant must have a Duns & Bradstreet
umber. This number must be provided to the City before grant funds can be released.
SUBSTITUTED.
submit all missing required documents. If the applicant fails to submit all required
documentation within 5 business days of notification, his or her application will not e
considered for funding through this program.
Other Program Requirements:
• If recommended for funding, Business Owners will be require to sign a contract with
the City of Miami. The contract term will be for o . r1) ye . r, with the City of Miami
retaining the option to renew or extend the a went ith the owner/business for
an additional year, subject to satisfactory eformce, available funding, and
ongoing community needs.
• The application must be submitted in the legal
business owner(s), corporation name as registe
State, Division of Corporations, etc.).
• For Corporations, information demonstrate that the corporatioo,has an "Active"
status in the Florida Department of State, r ivision of Corporations
• The business owner or a
authority to bind the orga
applications.
zed re . esentative of the corporation who has legal
contract with the City of Miami must sign
• Submission of an application shall onst acknowledgement and acceptance of all
terms and conditions contained uidelines aid the application. Acceptance of
an application does not consti ntract and does not obligate the City to award
funds.
y require addi - onal inform on for the determination of the applicant's
u a I ificar s..;.
pplication resp"
lications tha
acic required att
Non-r commended Applications
4
SUBSTITUTED.
Applications will not be recommended or disqualified for approval for the following reasns:
• Applicant did not provide documentation demonstrating that the eligibility cr' eria have
been met.
• Applicant did not provide income information for all members of househ• d.
• Owner(s) did not provide income information.
• The business is not located in the City of Miami.
• If the grant will provide funds for speculation in any kind of pro ' erty, real or personal,
tangible or intangible;
• If the applicant is a charitable institution or non-profit enterp se:
• If the purpose of the grant is to finance the acquisition of r- :I property or land.
• If the Applicant and/or its principals are in bted to the y of Miami.
• If the Applicant and/or business owner have been d •arred from doing business with
federal, state, county or local govern eras
• Lack of funds.
Application Fee
There will be no application fee.
Appeal Process
Applicants will h
applicant to appea
time for consideration
second time, no further ap
Grant Approval
A Micro -Enterprise Assistce approval committee(s) will be created to evaluate the grant
applications. The com tee will be made up of three (3) members who will make funding
recommendations based upon the applications submitted.
om the receipt of the letter not recommending the
applicant can provide additional documents at that
ommittee. If the applicant is not recommended a
rained.
The grant applicat'•ns will be approved on first come, first ready, first served basis, subject
to the availabilit of funds.
5
SUBSTITUTED.
Scoring Criteria
Complete Program Applications will be evaluated upon the quality of the respo ' se provided
to each question. Incomplete applications that do not contain all requir-d supporting
documentation will not be evaluated.
All complete program applications will be evaluated as follows:
Maximum Points
1. Business Information
a. Stability — Length of time the business es been in peration 10
5 years or more —1points
2-4 years —7 poin
1 year —5 poin
b. Business has the potential to withstand t►e current economicturn based on
their past tax returns`F10
c. Applicant clearly describedthe : ant funds will be used
to maintain the busine r next months 10
d. Proposed use of funds ap for
r- sopbfe and necessary 10
for the business, as described;;; thi` application
oints
points
2. Alicant
s experien -d in the business activity described 10
Iicatin
10 years or more —10 points
7-9 years — 7 points
4-6 years —5 points
2-3 points —3 points
1 year-1 point
<1 year — 0 points
Total : 50
Minim m Score Required for Consideration: 35
6