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HomeMy WebLinkAboutExhibit MALICE: A STUDY OF FINANCIAL HARDSHIP IN FLORIDA LIVE UNITED ALICE' is an acronym for Asset Limited, Income Constrained, Employed. The United Way ALICE Project is a collaboration of United Ways in Connecticut, Florida, Hawaii, Idaho, Indiana, Iowa, Louisiana, Maryland, Michigan, New Jersey, New York, Ohio, Oregon, Texas, Virginia, Washington, and Wisconsin. United Way ftIP THE UNITED WAYS OF FLORIDA Heart of Florida United Way United Way of Brevard County United Way of Broward County United Way of Central Florida United Way of Charlotte County United Way of Citrus County United Way of Collier County United Way of Escambia County United Way of Hernando County United Way of Indian River County United Way of Lake & Sumter Counties United Way of Lee, Hendry, Glades & Okeechobee Counties United Way of Marion County United Way of Martin County United Way of Miami -Dade United Way of North Central Florida United Way of Northeast Florida United Way of Northwest Florida United Way of Okaloosa-Walton Counties United Way of Palm Beach County United Way of Pasco County United Way of Santa Rosa County United Way of South Sarasota County United Way of St. Johns County United Way of St. Lucie County United Way of Suwannee Valley United Way of the Big Bend United Way of the Florida Keys United Way of Volusia-Flagler Counties United Way Suncoast Note: This Report was made possible through funding from all Florida United Ways. Learn more here: www.uwof.orq/alice NATIONAL ALICE ADVISORY COUNCIL The following companies are major funders and supporters of the United Way ALICE Project. Aetna Foundation ■ Alliant Energy ■ AT&T ■ Atlantic Health System ■ Deloitte ■ Entergy Johnson & Johnson ■ KeyBank ■ Novartis Pharmaceuticals Corporation ■ OneMain Financial RWJBarnabas Health ■ Thrivent Financial Foundation ■ Union Bank & Trust ■ UPS ■ U.S. Venture LETTER TO THE COMMUNITY Dear Floridians, In 2016, 45 percent of Florida's families struggled to pay their bills and keep their heads above the fiscal waters. When I first heard this statistic, I was floored. Certainly, I knew that many Florida families were struggling. But almost half of the families in the state? Shocking! The vast majority of these families work hard to earn a living. Many work one or more full-time jobs and earn enough to be above the Federal Poverty Level, but they are still barely treading water. We call these families and workers ALICE, an acronym for Asset Limited, Income Constrained, Employed. Even using the most conservative cost scenarios for a family's monthly expenses for housing, child care, food, transportation, health care, and necessary technology, these ALICE families live on the brink of financial disaster every day — at risk of falling over the precipice when an emergency comes their way. Unable to pay to repair a broken-down car, for example, they may not be able to get to work and risk losing their jobs, leading to a downward spiral that can put them at risk of going hungry or becoming homeless. When these — or other circumstance beyond their control — occur, ALICE households, as well as their communities suffer. The United Way ALICE Report puts a spotlight on ALICE families with the goal of helping everyone better understand the challenges the more than 2.4 million ALICE households in Florida face every day. The Report stands apart from other studies on low-income families because the methodology is conservative and based on real and current cost data. It also drills down to look at the reasons ALICE families face financial hardship. It asks the questions: What can ALICE families do to improve their conditions? What can employers do to help their ALICE employees? What can communities do to help ALICE families improve their quality of life, and at the same time improve the quality of life for all members of the community? As you read this Report, I encourage you to think about friends, family members, co-workers, neighbors, and others with whom you regularly interact who may be ALICE. Compare your household budget to the ALICE Survival Budget for your county to more fully understand the fiscal challenges ALICE families have, and consider how you — and we — can help make a difference in their lives. Sincerely, Ted Granger, President, United Way of Florida II THE UNITED WAY ALICE PROTECT The United Way ALICE Project provides a framework, language, and tools to measure and understand the struggles of a population called ALICE — an acronym for Asset Limited, Income Constrained, Employed. ALICE is the growing number of households in our communities that do not earn enough to afford basic necessities. This research initiative partners with state United Way organizations to present data that can stimulate meaningful discussion, attract new partners, and ultimately inform strategies for positive change. Based on the overwhelming success of this research in identifying and articulating the needs of this vulnerable population, the United Way ALICE Project has grown from a pilot in Morris County, New Jersey in 2009, to the entire state of New Jersey in 2012, and now to the national level with 18 states participating. United Way of Florida is proud to join the more than 540 United Ways in these states that are working to better understand ALICE's struggles. Organizations across the country are also using this data to address the challenges and needs of their employees, customers, and communities. The result is that ALICE is rapidly becoming part of the common vernacular, appearing in the media and in public forums discussing financial hardship in communities nationwide. Together, United Ways, government agencies, nonprofits, and corporations have the opportunity to evaluate current initiatives and discover innovative approaches that give ALICE a voice, and create changes that improve life for ALICE and the wider community. To access reports from all states, visit UnitedWayALICE.orct States With United Way ALICE Reports Nevada California Montana Arizona Wyoming Colorado New Mexico North Dakota Minnesota South Dakota Nebraska Kansas Oklahoma Wisconsin Missouri Arkansas Michigan Indiana Ohio Alabama Louisiana Mississippi OO Hawai`i Q o� .c> New Hamp Vermont New York Caro Soulinath Florida Massachusetts Rhode Island Connecticut ew Jersey Delaware Maryland District of Columbia III THE ALICE RESEARCH TEAM The United Way ALICE Project provides high -quality, research -based information to foster a better understanding of who is struggling in our communities. To produce the United Way ALICE Report for Florida, a team of researchers collaborated with a Research Advisory Committee, composed of 26 representatives from across Florida, who advised and contributed to the report. This collaborative model, practiced in each state, ensures each report presents unbiased data that is replicable, easily updated on a regular basis, and sensitive to local context. Working closely with United Ways, the United Way ALICE Project seeks to equip communities with information to create innovative solutions. Lead Researcher Stephanie Hoopes, Ph.D., is the lead researcher and director of the United Way ALICE Project. Dr. Hoopes began this effort with a pilot study of a more accurate way to measure financial hardship in Morris County, New Jersey in 2009. Since then, she has overseen its expansion into a broad -based, state -by -state research initiative now spanning 18 states across the country. Her research on the ALICE population has garnered both state and national media attention. Before joining United Way full time in 2015, Dr. Hoopes taught at Rutgers University and Columbia University. Dr. Hoopes has a doctorate from the London School of Economics, a master's degree from the University of North Carolina at Chapel Hill, and a bachelor's degree from Wellesley College. Dr. Hoopes is on the board of directors of the McGraw-Hill Federal Credit Union, and she received a resolution from the New Jersey General Assembly for her work on ALICE in 2016. Research Support Team Andrew Abrahamson Madeline Leonard Dan Treglia, Ph.D. ALICE Research Advisory Committee for Florida Lance Arney, Ph.D. Social ImpactAnalytics, LLC Jennifer Bencie, M.D., M.S.A. Florida Department of Health - Manatee Brittany Olivieri Birken, Ph.D. Lastinger Center for Learning Dale Brill, Ph.D. Orlando Economic Partnership Holly Bullard Florida Policy Institute Morgan Burleson Homeless and Hunger Coalition Melissa Clements, Ph.D. The Children's Forum Sameera Fazili, J.D. Federal Reserve Bank of Atlanta Mazhab (Mazi) Ferguson, M.B.A. University of South Florida Liana Fernandez Fox, Ph.D. Education Consultant Michael Gutter, Ph.D. Institute of Food & Agricultural Sciences - University of Florida Nancy Hardt, M.D. University of Florida Maria D. Ilcheva, Ph.D. The Metropolitan Center Florida International University Phyllis Kalifeh, Ed.D. The Children's Forum Jennifer (Allen) McFarren Gulf Power Foundation Jerry Murphy, A.I.C.P., C.F.M. University of Florida Ashon Nesbitt Florida Housing Coalition Jerry D. Parrish, Ph.D. The Florida Chamber Foundation Robin Perry, Ph.D. Florida A&M University Gloria Putiak, M.U.R.P. Children's Services Council of Broward County Stephanie Scott, Ph.D., M.S.S.W. United Way of Broward County Dave Sobush Tampa Bay Partnership Sandra S. Stone, Ph.D. University of South Florida, Sarasota -Manatee Bob Thompson United Way of Florida ALICE Chair Norinda Rosario Yancey United Way of North Central Florida Ellen Zinzeleta, Sc.D. United Way Suncoast iv v TABLE OF CONTENTS EXECUTIVE SUMMARY 1 ALICE BY THE NUMBERS 6 THE HOUSEHOLD SURVIVAL BUDGET 14 ALICE IN THE WORKFORCE 16 EMERGING TRENDS 22 NEXT STEPS 32 BIBLIOGRAPHY / COUNTY PAGES 35 INDEX OF FIGURES Figure 1. Household Income, Florida, 2010 to 2016 6 Figure 2. Household Income by Age of Head of Household, Florida, 2010 to 2016 8 Figure 3. Households Below ALICE Threshold (BAT), by Age and Race/Ethnicity, Florida, 2010 to 2016 10 Figure 4. Single or Cohabiting (Under 65) Households, No Children, by Income, Florida, 2010 to 2016 11 Figure 5. Families With Children by Income, Florida, 2010 to 2016 12 Figure 6. Percent of Households Below the ALICE Threshold by County, Florida, 2010 and 2016 13 Figure 1. Household Survival Budget, Florida Average, 2016 14 Figure 8. Household Survival Budget, Family of Four, Florida Counties, 2016 15 Figure 9. Number of Jobs by Hourly Wage, Florida, 2016 11 Figure 10. Top 20 Occupations by Employment and Wage, Florida, 2016 18 Figure 11. Private -Sector Employment by Firm Size, With Average Annual Wages, Florida, 2016 19 Figure 12. Percent Employment by Firm Size, Florida, 2016 20 Figure 13. Population Projection, Florida, 2010 to 2040 22 Figure 14. Population Inflows and Outflows, Florida, 2016 23 Figure 15. Job Projections, Florida, 2016 to 2026 26 Figure 16. Household Income by Irma Insurance Claims, Florida, 2016 to 2011 28 UNITED WAY ALICE REPORT - FLORIDA 1 EXECUTIVE SUMMARY In Florida, 3,480,886 households — 46 percent — could not afford basic needs such as housing, child care, food, transportation, health care, and technology in 2016. This update of the United Way ALICE Report for Florida provides the most comprehensive look at the population called ALICE — an acronym for Asset Limited, Income Constrained, Employed. ALICE households have incomes above the Federal Poverty Level (FPL) but struggle to afford basic household necessities. The Report describes the cost of basic needs for each county in Florida, as well as the number of households earning below this amount — the ALICE Threshold — and focuses on how households have fared since the Great Recession ended in 2010. Despite overall improvement in employment and gains in median income, the economic recovery in Florida has been uneven. Many ALICE households continue to face challenges from low wages, reduced work hours, depleted savings, and increasing costs. For the many households that earned just above the ALICE Threshold in the past, the increases in the cost of living have pushed them below the Threshold and into financial hardship. The total number of Florida households that cannot afford basic needs increased 10 percent from 2010 to 2016. This Report focuses on trends in Florida that led to more families becoming unable to make ends meet. Key findings include: • Households continue to struggle: Of Florida's 7,574,766 households, 14 percent lived in poverty in 2016 and another 32 percent were ALICE. Combined, 46 percent (3,480,886 households) had income below the ALICE Threshold, an increase of 10 percent since 2010. • Basic cost of living still on the rise: The cost of basic household expenses increased steadily in Florida to $55,164 for a family of four (two adults with one infant and one preschooler) and $20,712 for a single adult. These bare -minimum budgets are significantly higher than the 2016 FPL of $24,300 fora family and $11,880 for a single adult. The cost of the family budget increased by 20 percent from 2010 to 2016. • Changes in the workforce: Although unemployment rates are falling, ALICE workers are still struggling. Low -wage jobs dominate the employment landscape, with 67 percent of all jobs paying less than $20 per hour. At the same time, an increase in contract jobs and on -demand jobs is leading to less financial stability. Gaps in wages are growing wider and vary depending on the size and location of employers as well as on the gender, education, race, and ethnicity of workers. • Emerging trends: Several trends could impact the economic landscape for ALICE families: • The Changing American Household — Baby boomers are aging, millennials are making different lifestyle and work choices than previous generations, and patterns of domestic and foreign migration are shifting. These trends are changing both household composition and demands for goods and services. • Market Instability —A globally connected economy means that economic disruptions and natural disasters in one part of the world will increasingly have an impact on ALICE workers in the U.S., contributing to employment instability, a shifting supply and demand, and a disruption in traditional modes of operation. • Health Inequality —As health costs rise, there will be increasing disparities in health based on income. Expensive medical advances that are out of reach of lower -income households will only further this divide. The United Way ALICE Report for Florida offers an enhanced set of tools for stakeholders to measure the real challenges ALICE households face in trying to make ends meet. This information is presented to enable communities to move beyond stereotypes of "the poor" and an outdated FPL, and instead use data to inform programmatic and policy solutions for ALICE and communities, now and for the future. RESEARCH FRAMEWORK G LOSSARY ALICE is an acronym that stands for Asset Limited, Income Constrained, Employed, comprising households with income above the Federal Poverty Level but below the basic cost of living. A household consists of all the people who occupy a housing unit but does not include those living in group quarters such as a dorm, nursing home, or prison. The Household Survival Budget calculates the actual costs of basic necessities (housing, child care, food, transportation, health care, a smartphone, and taxes) in Florida, adjusted for different counties and household types. The ALICE Threshold is the average income that a household needs to afford the basic necessities defined by the Household Survival Budget for each county in Florida. Households earning below the ALICE Threshold include both ALICE and poverty -level households. WHAT'S NEW Every two years, the United Way ALICE Project engages a national Research Advisory Committee of external experts to scrutinize the ALICE methodology and sources. This rigorous process results in enhancements to the methodology that ensure the best local data is presented. While these changes impact specific calculations, the overall trends have remained the same. For this Report, the following changes have been incorporated: The inclusion of technology: Technology has become a regular part of life, and smartphones in particular are an expectation for employment. The Household Survival Budget now includes the cost of a smartphone plan for each adult. The source for state taxes has been updated and the child care methodology has been standardized: To provide greater consistency across states and reduce the complexity of calculations while maintaining accuracy, the Report uses the Tax Foundation's individual income tax rates and deductions for each state instead of state -level tax sources. This change resulted in slight changes in tax amounts. In addition, to improve consistency in year-to-year comparisons, the methodology used for child care calculations has been updated. Budgets have been recalculated for 2010, 2012, and 2014. To ensure consistency in change -over -time comparisons the data for previous years — 2010, 2012, and 2014 — has been recalculated and is presented in this Report. 2 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 3 For example, the 2014 Report stated that 3,230,688 households (45 percent) had income below the ALICE Threshold in 2012, and this Report presents that 3,187,432 (44 percent) had income below the ALICE Threshold in 2012. Change over time ranges have shifted: The first United Way ALICE Report measured change before and after the Great Recession, in 2007 and 2010. This Report focuses on the recovery, measuring change from the baseline of 2010, followed by the even years since — 2012, 2014, and 2016. Additional detail at the sub -county level: More ALICE data is available at the local level on our website including by: subcounty, place, zip code, Public Use Microdata Area, and congressional district. METHODOLOGY NOTES This Report remains focused on the county level because state averages can mask significant differences between counties. For example, the percentage of households below the ALICE Threshold ranges from 26 percent in St. Johns County to 70 percent in Glades County. The Report examines issues surrounding ALICE households from different angles to draw the clearest picture with the range of data available. Sources include the American Community Survey, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, the Bureau of Labor Statistics at the U.S. Department of Labor, the Internal Revenue Service, the Tax Foundation, and the Florida Department of Education. State, county, and municipal data is used to provide different lenses on ALICE households. The data are estimates; some are geographic averages, others are one- or five-year averages depending on population size. Due to different rounding conventions in different data sources, total percentages may vary by +/-1 percent from 100 percent for a group. Typically, we present rounded numbers to make the ALICE data as clear as possible to a general audience. The United Way ALICE Reports follow the U.S. Census classifications for the largest non-White populations: Black, Asian, Hispanic, and American Indian/Alaska Native, as well as people identifying as two or more races. Because people of any race, including Whites, can also be of Hispanic ethnicity, the ALICE data looks at White, Black, Asian, and American Indian/Alaska Native categories "alone" (i.e., not also Hispanic), as well as at Hispanic populations. In Florida, ALICE data is only available for White, Black, Hispanic, and Asian populations. The American Community Survey does not provide income data on other race/ethnicity categories because they have small samples, so ALICE statistics are not available. Less than 1 percent of households in Florida identify themselves as American Indian/Alaskan Native, another 2 percent identify as "Some Other Race," and 2 percent also identify as being of "Two or More Races" (American Community Survey, 2016). For a more detailed description of the methodology and sources, see the Methodology Overview on our website, UnitedWavALICE.org. For a breakdown of the data by county and municipality, see the County Pages and Data File at UnitedWavALICE.org/Florida (under "Downloads"). AT -A -GLANCE: FLORIDA 2016 Point -in -Time Data Population: 20,612,439 I Number of Counties: 67 I Number of Households: 7,574,766 How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, comprises households that earn more than the Federal Poverty Level but less than the basic cost of living for the state (the ALICE Threshold). Of Florida's 7,574,766 households, 1,056,316 earn below the Federal Poverty Level (14 percent) and another 2,424,570 (32 percent) are ALICE. Combined, 3,480,886 (46 percent) live below the ALICE threshold. How much does ALICE earn? In Florida, 67 percent of jobs pay less than $20 per hour, with almost three-quarters of those jobs paying less than $15 per hour. Another 27 percent of jobs pay from $20 to $40 per hour. Only 5 percent of jobs pay from $40 to $60 per hour. What does it cost to afford the basic necessities? 54% 32% • Poverty ALICE Above ALICE Threshold Number of Jobs (in thousands) 6,000 5,000 4,000 3,000 2,000 1,000 0 67% $15-$20 $10-$15 Less Than 0 27% $20-$3 5% .3% .7% Less Than $20-$40 $40-$60 $60-$80 Above $80 $20 Despite a low rate of inflation nationwide — 9 percent from 2010 to 2016 — the bare -minimum Household Survival Budget increased by 12 percent for a single adult and 20 percent for a family. Affording only a very modest living, this budget is still significantly more than the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Household Survival Budget, Florida Average, 2016 SINGLE ADULT JIL ,2 AADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $617 $848 Child Care $- $1,024 Food $164 $542 Transportation $326 $653 Health Care $195 $720 Technology $55 $75 Miscellaneous $157 $418 Taxes $212 $317 Monthly Total $1,726 $4,597 ANNUAL TOTAL $20,712 $55,164 Hourly Wage* $10.36 $27.58 *Full-time wage required to support this budget 4 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA woo 5 Florida Counties, 2016 COUNTY TOTAL % ALICE & HOUSEHOLLIadEttlig Alachua 94,428 50% Baker 8,270 42% Bay 70,330 43% Bradford 8,704 49% Brevard 226,021 40% Broward 681,474 50% Calhoun 4,555 58% Charlotte 75,147 45% Citrus 63,581 50% Clay 74,130 37% Collier 139,522 36% Columbia 24,215 50% DeSoto 11,419 60% Dixie 6,221 58% Duval 353,946 40% Escambia 118,702 46% Flagler 41,311 42% Franklin 4,250 54% Gadsden 16,885 59% Gilchrist 6,254 54% Glades 4,019 70% Gulf 5,349 55% Hamilton 4,717 53% Hardee 7,558 65% Hendry 11,817 65% Hernando 74,262 44% Highlands 38,808 55% Hillsborough 514,487 39% Holmes 6,809 55% Indian River 55,427 51 Jackson 16,744 58% Jefferson 5,564 49% Lafayette 2,320 61% Lake 128,888 44% Lee 261,735 42% Leon 112,119 43% Florida Counties, 2016 tUNTY Levy TOTAL % ALICE & iIOUSEHOLOlVERI 15,372 55% Liberty 2,363 62% Madison 6,665 60% Manatee 142,465 44% Marion 134,239 51% Martin 62,976 38% Miami -Dade 880,766 59% Monroe 30,318 42% Nassau 30,547 28% Okaloosa 76,102 36% Okeechobee 12,850 56% Orange 468,515 47% Osceola 97,569 57% Palm Beach 536,446 46% Pasco 195,628 45% Pinellas 407,268 42% Polk 226,429 49% Putnam 28,025 49% Santa Rosa 61,817 36% Sarasota 176,191 37% Seminole 167,549 39% St. Johns 84,187 26% St. Lucie 111,617 51 Sumter 51,781 34% Suwannee 15,315 50% Taylor 7,544 62% Union 3,892 59% Volusia 214,039 43% Wakulla 10,726 39% Walton 27,207 35% Washington 8,370 54% Sources: Point -in -Time Data: American Community Survey, 2016. ALICE Demographics: American Community Survey" the ALICE Threshold, 2016. Wages: Bureau of Labor Statistics, 2016b. Budget: U.S. Department of Housing and Urban Development, 2016; U.S. Department of Agriculture, 2016; Bureau of Labor Statistics, 2016a; Internal Revenue Service, 2016; Tax Foundation, 2016, 2017; U.S. Department of Agriculture, 2016; and Florida Department of Education, 2016. ALICE BY THE NUMBERS In Florida, ALICE households exist in all age groups, across all races and ethnicities, in single and two -parent families, and in households with or without children. They exist in all parts of the state, from urban Miami and Tallahassee to the suburbs of Orlando, and to rural communities in Calhoun and Suwannee counties. This section drills down to reveal demographic differences of ALICE and poverty -level households by age, race and ethnicity, and household type over time. It also reports on important local variations that are often masked by state averages. Overall population changes: In Florida, the total number of households increased by 8 percent between 2010 and 2016 to 7,574,766. But the number of ALICE and poverty -level households increased even more from 3,164,432 in 2010 to 3,480,886 in 2016, a 10 percent increase (Figure 1). • Poverty: The number of households in poverty — defined in 2016 as those earning $11,880 for a single adult and $24,300 for a family of four — grew from 1,044,961 in 2010 to 1,056,316 in 2016, a 1 percent increase. The proportion of all households that were in poverty fell from 15 percent to 14 percent during that period. • ALICE: The number of ALICE households increased from 2,119,471 in 2010 to 2,424,570 in 2016, a 14 percent increase. The proportion of ALICE households decreased slightly from 30 to 29 percent between 2010 and 2014, and then rose to 32 percent by 2016. Figure 1. Household Income, Florida, 2010 to 2016 Households 8,000,000 7,000,000 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 0 7,036,881 55% 30% 15% 7,195,727 56% 1 15% 7,574,766 7,328,403 56% 15% 54% 2% 2010 2012 2014 2016 Poverty ALICE Above ALICE Threshold Source: American Community Survey, 2010-2016, the ALICE Threshold, 2010-2016; for additional data and ALICE Methodology, see UnitedWavALICE.ora 6 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 1 HOUSEHOLDS BY AGE Two major population bubbles are changing communities across Florida. The baby boomers (born between 1946 and 1964) are the largest generation, and as they age, their needs and preferences change. The second largest group is the millennials (adults born between 1981 and 1996, according to the Pew Research Center), who are making different lifestyle and work choices than previous generations. Between the two population bubbles is the smaller Generation X, made up of adults born between 1964 and 1980. To analyze general trends, the ALICE data is presented by household in more precise Census age breaks: under-25, 25-44, 45-64, and 65 and older. Millennials are covered by the youngest two brackets and baby boomers by the oldest two (Colby & Ortman, 2014; Dimock, 2018). Aging Population The increase in the number of ALICE households in Florida is driven by older households, both seniors and those 45 to 64 years old. The number of senior households (65 years and older) increased from 1.9 million in 2010 to 2.4 million in 2016, a 22 percent increase (Figure 2). The number of senior households with income below the ALICE Threshold grew at a slower rate of 19 percent, yet by 2016, 46 percent of senior households had income below the ALICE Threshold. The next oldest age group, households headed by 45- to 64-year-olds, grew only 4 percent, yet the number of these households with income below the ALICE Threshold increased by 10 percent, a surprising drop in income for those in their prime earning years (American Community Survey, 2010, 2016). Younger Households Even though the total population of millennials is growing, the number of households headed by them is decreasing. The youngest segment of the millennials, households headed by those under 25 years old, fell by 12 percent, from 242,703 households in 2010 to 214,218 in 2016, and the number with income below the ALICE Threshold fell by 12 percent. The older and larger segment of millennials, households headed by 25- to 44-year-olds, increased by only 1 percent overall, yet the number with income below the ALICE Threshold increased by 6 percent. Unlike previous generations of young Americans, many millennials cannot afford to live on their own. Instead, they are more likely to live with their parents or with roommates. And for the first time in more than a century, they are less likely to be living with a romantic partner. These patterns vary among some millennials from immigrant families. Overall, people under the age of 25 who are the head of their household (i.e., don't live with parents, older relatives, or roommates/partners) are far less likely to be able to afford basic necessities, with 76 percent of them living below the ALICE Threshold in 2016 (American Community Survey, 2010, 2016; Cilluffo & Cohn, 2017; Gurrentz, 2018; W. H. Frey, 2018). Figure 2. Household Income by Age of Head of Household, Florida, 2010 to 2016 DECREASED : HOUSEHOLDS Under 25 Years 214,218 25.44 Years 2,102,166 45.64 Years 2,819,125 Over 65 Years 2,318,657 TOTAL 7,574,166 HOUSEHOLDS DECREASED : HOUSEHOLDS : INCREASE Under 25 Years 162,236 25.44 Years 979,035 45.64 Years 1,235,836 Over 65 Years 1,103,119 TOTAL 3,480,886 HOUSEHOLDS BELOW ALICE THRESHOLD Source: American Community Survey, 2010-2016, the ALICE Threshold, 2010-2016 HOUSEHOLDS BY RACE AND ETHNICITY Statewide changes in financial stability are driven by changes in the income of White (non -Hispanic) households because they make up the largest racial group in Florida, but these trends often mask important changes in other ethnic groups. For example, in Florida, the number of Hispanic, Asian, and Black households grew faster than the number of White households from 2010 to 2016. Hispanic households increased by 20 percent to 1,514,561 households, Asian households increased by 15 percent to 159,421 households, and Black households increased by 9 percent to 1,030,968 households. In comparison, the number of White households increased by only 3 percent to 4,764,243 households (see the note on race/ethnicity in the Data & Methodology Box on p. 3). A breakdown by race and age shows other important trends: Young households are decreasing overall: The number of White under-25-year-old households fell by 16 percent from 2010 to 2016. Because White households make up the largest group of under-25-year-old households, this drop caused a decrease in the overall number of young households in Florida. But there was also a decline in the number of young households in all other racial/ethnic groups. The number of Asian under- 25-year-old households fell by 17 percent, Black under-25-year-old households by 16 percent, and Hispanic under-25-year-old households by 7 percent. 8 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 9 Households headed by the next oldest age group, 25- to 44-year-olds, followed a similar trajectory for White households, decreasing by 9 percent, but increased for all other racial/ethnic groups (up 14 percent for Hispanic households, 3 percent for Black households, and 1 percent for Asian households). Senior households of all race and ethnic groups are increasing: White senior households are driving the overall growth in the senior population, increasing by 19 percent from 2010 to 2016, but other senior groups experienced significant growth as well: Asian senior households increased by 63 percent, Black senior households by 37 percent, and Hispanic senior households by 30 percent. For households headed by 45- to 64-year-olds, there was growth in all racial/ethnic groups except for White households, which decreased by 5 percent. Below ALICE Threshold households increased across most groups (Figure 3): From 2010 to 2016, the number of households below the ALICE Threshold increased for all age and racial/ethnic groups, with the exception of young under-25-year-old households (and white households aged 25-44 years). The largest increases were among households 65 years and older with Asian senior households below the ALICE threshold growing by 63 percent, Black senior households by 35 percent, Hispanic senior households by 31 percent, and White senior households by 13 percent. All groups that saw a decrease in the number of households below the ALICE threshold — households headed by under-25-year-olds in all racial/ethnic groups and White households aged 25-44 years — also experienced a decrease in total households. Figure 3. Households Below ALICE Threshold (BAT), by Age and Race/Ethnicity, Florida, 2010 to 2016 DECREASED : HOUSEHOLDS BAT INCREASED Under 25 Years 17,260 25.44 Years 358,469 45.64 Years 657,394 Over 65 Years 171,451 Total Below ALICE Threshold 1,864,580 4 WHITE HOUSEHOLDS BAT DECREASED : HOUSEHOLDS BAT : INCREASED Elmn Under 25 Years 38,620 25.44 Years 346,821 45.64 Years 305,756 Over 65 Years 190,315 Total Below ALICE Threshold 881,512 4 HISPANIC HOUSEHOLDS BAT DECREASED HOUSEHOLDS BAT : INCREASED uaaer 1 iears 38,610 25.44 Years 248,280 45-64 Years 236,148 Over 65 Years 121,181 Total Below ALICE Threshold 644,225 BLACK HOUSEHOLDS BAT DECREASED : HOUSEHOLDS BAT : INCREASED Under 25 Years 4,314 25-44 Years 24,406 45.64 Years 23,008 Over 65 Years 10,783 Total Below ALICE Threshold 62,511 34 ASIAN HOUSEHOLDS BAT Source: American Community Survey, 2010-2016 and the ALICE Threshold, 2010-2016 10 IlilliiiI4liti l81Il1lil1i011113111 UNITED WAY ALICE REPORT - FLORIDA 11 HOUSEHOLDS BY FAMILY TYPF There are longstanding preconceptions about what types of families tend to be low-income — for example, homes headed by single mothers. Yet ALICE and poverty -level families exist in all configurations. In fact, there have been such dramatic changes in the living arrangements of Americans that it is important to re-evaluate these old stereotypes. After decades of declining marriage rates, along with rising levels of divorce, remarriage, and cohabitation, the household made up of a married couple with two children is no longer typical. Since the 1970s, American households have become smaller for a number of reasons: Fewer households have children, there are fewer married -couple households, and more people are living alone, especially at older ages. People are living in a wider variety of arrangements, including singles living alone or with roommates, and grown children living with parents. The share of American adults who have never been married is at a historic high. In Florida, there are 3.4 million households composed of single or cohabiting adults under the age of 65 with no children under 18 years old. They make up the largest group in Florida, accounting for 45 percent of all households. These single or cohabiting households without children under 18 are also the group with the largest number of households below the ALICE Threshold. In 2016, 1.5 million of these households — 46 percent — had income below the ALICE Threshold, increasing from 43 percent in 2010 (Figure 4). Figure 4. Single or Cohabiting (Under 65) Households, No Children, by Income, Florida, 2010 to 2016 Households 4,000,000 3,500,000 3,000,000 2,500,000 2,000,000 1,500,000 1,000,000 500,000 0 3,291,437 57% 30% 3,314,906 3,350,664 56% 30% 56% 30% 3,396,607 54% 33% 2010 2012 2014 2016 M Poverty ALICE Above ALICE Threshold Source: American Community Survey, 2010-2016, the ALICE Threshold, 2010-2016 Families With Children Families with children are also changing, with mothers doing more paid work outside the home as the cost of living continues to rise. Nationally in 2015, 42 percent of mothers were sole or primary breadwinners, bringing in 50 percent or more of family earnings, and another 22 percent were co -breadwinners, earning 25 to 49 percent of earnings in 2015. Gender roles are changing as well, with fathers doing more housework and child care. Over the last 30 years, the number of stay-at-home fathers has doubled to 2.2 million, and the amount of housework fathers report doing has also doubled, to an average of nine hours a week (Cohn & Caumont, 2016; Glynn, 2016; Livingston, 2014; Parker & Livingston, 2017). The composition of families is changing as well. There are increasing numbers of other types of families, including those with several cohabiting generations and those with lesbian, gay, bisexual, and transgender (LGBT) parents. More than a quarter of married LGBT couples are now raising children, and the number of same -sex marriages more than doubled nationally from 2012 to 2015. During that time, the Supreme Court ruled in 2013 that the federal government must recognize state -sanctioned same -sex marriages, and then in 2015, it ruled that all states must allow same -sex marriages. Households with combined children from parents' prior relationships are also on the rise. Almost one in six children under the age of 18 now lives in a family with parents and their children from previous relationships (Cohn & Caumont, 2016; Gates & Brown, 2015; Pew Research Center, 2015). Florida families saw the following changes from 2010 to 2016: • Below ALICE Threshold: Of all Florida families with children, there were 827,926, or 46 percent, with income below the ALICE Threshold in 2016, an increase of 5 percent since 2010. Of these families, 40 percent were in married -parent families, 48 percent were in single -female -headed families, and 12 percent were in single -male -headed families. • Married -parent families: The number of married -parent families with children fell by 1 percent from 2010 to 2016, while the number below the ALICE Threshold increased by 6 percent (Figure 5). In 2016, 29 percent of married -parent households lived below the ALICE Threshold. • Single -female -headed families: The number of single -female -headed families with children decreased by 2 percent, but the number below the ALICE Threshold increased slightly, by 1 percent. In 2016, 80 percent of single -female -headed families lived below the ALICE Threshold. • Single -male -headed families: This smallest share of family types increased by 12 percent; the number with income below the ALICE Threshold increased by 13 percent. In 2016, 63 percent of single -male - headed households lived below the ALICE Threshold. Figure 5. Families With Children by Income, Florida, 2010 to 2016 ,., ple 1,140,060 Single Female•Headed 500,969 Single Male•Headed 158,473 TOTAL 1,199,502* *NO CHANCE FAMILIES Mar - 1 ple 328,488 Single Female•Headed 399,546 Single Male•Headed 99,892 TOTAL 827,926 FAMILIES BELOW ALICE THRESHOLD Source: American Community Survey, 2010-2016, the ALICE Threshold, 2010-2016 12 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 13 ALICE BY COUNTY Contrary to stereotypes that suggest financial hardship only exists in inner cities, ALICE households live in urban, suburban, and rural areas and in every county in Florida. Though the cost of living and wages differ across the state, the number of households with income below the ALICE Threshold increased across most counties from 2010 to 2016. But there is enormous variation among counties: The percentage of households below the ALICE Threshold ranges from 26 percent in St. Johns County to 70 percent in Glades County (Figure 6). Figure 6. Percent of Households Below the ALICE Threshold by County, Florida, 2010 and 2016 2010 Tampa 26% 2016 Jacksonville ndo West Palm Beach Fort Lauderdale Miami Percent Below ALICE Threshold 70% Jacksonville West Palm Beach Fort Lauderdale Miami Source: American Community Survey, 2010,2016, the ALICE Threshold, 2010, 2016. Details on each county's household income and ALICE demographics, as well as further breakdown by municipality, are listed in the ALICE County Pages and Data File at UnitedWavALICE.org/Florida THE HOUSEHOLD SURVIVAL BUDGET The Household Survival Budget reflects the bare -minimum cost to live and work in the modern economy. In Florida, the average Household Survival Budget was $55,164 for a four -person family and $20,712 for a single adult in 2016 (Figure 7). The hourly wage necessary to support a family budget is $27.58 for one parent working 40 hours per week for 50 weeks per year (or $13.79 per hour each, if two parents work), and $10.36 per hour full-time for a single adult. These costs continue to increase faster than the rate of inflation. Figure 1. Household Survival Budget, Florida Average, 2016 Household Survival Budget, Florida Average, 2016 11111L Percent Change 2010.2016 �, Monthly Costs SINGLE ADULT 2 ADULTS,1 INFANT, PRESCHOOLER IjEADULTI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Housing $617 $848 -5% 1% Child Care $- $1,024 N/A 5% Food $164 $542 1 % 10% Transportation $326 $653 9% 9% Health Care $195 $720 97% 82% Technology* $55 $75 N/A N/A Miscellaneous $157 $418 12% 20% Taxes $212 $317 12% 68% Monthly Total $1,726 $4,597 12% 20% ANNUAL TOTAL $20,712 $55,164 12% 20% Hourly Wage** $10.36 $27.58 12% 20% * New to budget in 2016 ** Wage working full-time required to support this budget Source: Bureau of Labor Statistics, 2016a; Consumer Reports, 2017; Florida Department of Education, 2016; Internal Revenue Service, 2016; Tax Foundation, 2016, 2017; U.S. Department of Agriculture, 2016; U.S. Department of Housing and Urban Development, 2016. For the Methodology Overview and additional data, see: UnitedWavALICE.oro The cost of household basics in the Household Survival Budget — housing, child care, food, transportation, health care, technology, and taxes — increased by 12 percent for a single adult and 20 percent for a family of four from 2010 to 2016. At the same time, median earnings only increased by 13 percent in Florida and 11 percent nationwide, putting greater strain on families. It is important to note that the national rate of inflation — which covers many budget items that change at varying rates — was 9 percent during this time period, lower than the increase in Florida's Household Survival Budget. The rise in the Household Survival Budget in Florida between 2010 and 2016 was driven primarily by the significant increase — more than 80 percent — in health care costs. This increase is due to a 39 percent increase in out-of-pocket costs as well as the addition of the Affordable Care Act shared responsibility penalty for not purchasing health insurance. The Household Survival Budget only includes the bare minimum cost for each item, and the shared responsibility penalty is much lower cost than even the lowest -cost health insurance option — the Bronze Marketplace plan, which carries premiums and deductibles (for more details on health care costs, see the Methodology Overview at UnitedWavALICE.org). 14 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 15 In addition, the 2016 budget now includes the cost of a basic smartphone (technology), which is a necessity of modern-day life. The big increase in taxes can largely be explained by the increase in all other budget items. As the cost of these items increased, the earnings needed to cover the expenses increased, and higher earnings resulted in a larger tax bill. Changes in tax rates were minimal from 2010 to 2016; both federal and Florida tax rates were on average flat, though tax brackets shifted (American Community Survey, 2010, 2016; Bureau of Labor Statistics, 2018). The cost of the Household Survival Budget varies across the state, with the highest -cost counties located around Miami and West Palm Beach. The lowest cost counties are in the more rural panhandle counties (Figure 8). Figure 8. Household Survival Budget, Family of Four, Florida Counties, 2016 Source: American Community Survey, 2010-2016, and the ALICE Threshold, 2010-2016 West Palm Beach Fort Lauderdale Miami ALICE IN THE WORKFORCE Overall, economic conditions in Florida continued to improve. The unemployment rate dropped considerably from a high of 13 percent in 2010 to 6 percent in 2016, though rates varied across the state. Many businesses have increased their productivity and the Gross Domestic Product (GDP) grew steadily during this time period, increasing from almost $727 billion in 2010 to just over $836 billion in 2016 (adjusted for inflation). GDP growth — 3 percent during the 2016 calendar year — was double the national average of 1.5 percent and placed Florida fifth in the nation for economic growth. The core segments of the Florida economy — finance, insurance, and real estate; professional and business services; and government — have contributed significantly to this growth. Several indicators show the Floridian economy doing well, such as the 5 percent growth in the state's total personal income in 2015, which is the third highest rate of growth in the nation. Yet this primarily reflects the growth of the state's population, not individual increases in earnings. Per capita income growth, which measures the state's total income divided by the total population, barely grew; Florida ranked 27th in the country for per capita income growth (Bureau of Economic Analysis, 2018; Bustamante, 2018; The Florida Legislature Office of Economic and Demographic Research, 2017). In addition, wages (adjusted for inflation) remained stagnant from 2005 to 2014, though they rose between 2014 and 2015. Because the cost of living outpaced growth in wages, many workers in Florida still do not earn enough to cover a basic household budget (Gomez & Sandoval, 2017). For a range of reasons outlined in the following sections — including low wages, lack of full-time work, and a reduced share of profits going to workers —ALICE households are not benefiting financially from seemingly positive economic trends. LOW -WAGE JOBS Florida has had a boon in job creation between 2010 and 2016, with the number of jobs rising from 7.1 million to 8.2 million. Yet more than two thirds of jobs in Florida (67 percent) pay less than $20 per hour, with 72 percent of those jobs paying less than $15 per hour (Figure 9). A full-time job that pays $15 per hour grosses $30,000 per year, which is just over half of the Household Survival Budget for a family of four in Florida. Moreover, job gains were greatest in occupations that paid even less than this — between $9.17 and $14.06 per hour (Bureau of Labor Statistics, 2010 and 2016). Despite the growth in jobs, it has become more challenging for Florida workers to find jobs with wages that can support even a basic household budget. And while the unemployment rate in Florida was 4.9 percent in 2016, the underemployment rate was much higher, at 10.3 percent. In 2016, 445,900 Floridians were working less than 35 hours despite wanting to work full-time and being available to work. These individuals, often called involuntary part-time workers, cited economic reasons, such as a cutback in hours or an inability to find full-time work as the reason for their underemployment. Nationally in 2017, 22 percent of part-time workers reported that they would prefer to be working full time (Bureau of Labor Statistics, 2016c; Bureau of Labor Statistics, 2018b). To compensate for low wages many workers take on a second job. Nationally, 29 percent of workers have a second job. This trend is expected to increase because millennials are more likely than other age groups to have more than one job: About 39 percent of workers aged 18-24 and 44 percent of workers aged 25- 34 reported taking on a second job to earn more money. And workers are taking on second jobs even in professional occupations traditionally seen as providing adequate wages. For example, the National Center for Education Statistics found that in 2016, 18 percent of full-time public school teachers reported working a second job to make ends meet (CareerBuilder, 2016; National Center for Education Statistics, 2018). 16 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 11 Figure 9. Number of lobs by Hourly Wage, Florida, 2016 Number of Jobs (in thousands) 6,000 5,000 4,000 3,000 2,000 1,000 67% $15-$20 $10-$15 Less Than $10 Less Than $20 27% 5% .3% .7% $20-$40 $40-$60 $60-$80 Above $80 Source: Bureau of Labor Statistics, Occupational Employment Statistics Wage Survey — All Industries Combined, 2016 Many ALICE workers are employed in the service sector, but they also work in occupations that build and repair our infrastructure and in jobs that educate and care for the workforce. Together, these workers were aptly described as "maintainers" by technology scholars Lee Vinsel and Andrew Russel in 2016. With much credit for economic growth given to "innovators" — disruptors and inventors — it is important to recognize that the majority of jobs are focused on ensuring a strong and functioning infrastructure and a healthy and educated workforce. These maintainer jobs are not only vital to a smoothly running economy but are the foundation for successful innovation. Yet despite how essential these workers are to the economy, improvements in employment and productivity still have not enabled many of them to earn enough to afford a basic household budget (Frey & Osborne, 2013; Vinsel & Russell, 2016). The top 20 occupations employing the most people in Florida are predominantly maintainer jobs, which are more likely to pay low wages. In 2016, only one of the top 20 occupations — registered nurses — paid enough to support the Household Survival Budget for a family, a minimum of $27.58 per hour (Figure 10). The most common occupation in Florida, retail sales, pays a wage that is well below what is needed to make ends meet. The almost 340,000 retail salespeople make an average of $10.33 per hour, or $20,660 if working full time, year-round. These jobs fall short of meeting the family Household Survival Budget by more than $34,000 per year. Even if both parents worked full time at this wage, they would fall short of the Household Survival Budget by $13,844 per year. Figure 10. Top 20 Occupations by Employment and Wage, Florida, 2016 2016 Retail Salespersons 339,070 $10.33 29% -2% Cashiers 240,010 $9.29 17% 6% Customer Service Representatives 233,430 $14.06 49% 3% Food Preparation, Including Fast Food 228,350 $9.17 50% 9% Waiters and Waitresses 217,790 $9.71 26% 11 Secretaries and Administrative Assistants 174,800 $15.37 21 % 11 Registered Nurses 174,710 $30.15 10% 4% Office Clerks 163,290 $13.05 17% 13% Stock Clerks and Order Fillers. 135,660 $11.29 -5% 10% Laborers and Freight 126,850 $11.55 62% 8% Janitors and Cleaners 121,760 $10.26 12% 9% Cooks 101,520 $12.15 37% 11 First -Line Supervisors of Office Support Workers 96,140 $24.69 23% 15% Sales Representatives 95,130 $23.12 22% -1% Bookkeeping and Auditing Clerks 94,170 $17.14 4% 11 % Nursing Assistants 90,890 $11.76 2% 5% First -Line Supervisors of Retail Sales Workers 88,970 $19.64 23% 8% Security Guards 85,510 $10.71 12% 2% Maintenance and Repair Workers 83,440 $15.54 17% 6% Landscaping and Groundskeeping Workers 82,520 $11.37 13% 10% Source: Bureau of Labor Statistics, Occupational Employment Statistics Wage Survey — Alllndustries Combined, 2010, 2016 18 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 19 SMALL BUSINESSES One of the key determinants of ALICE workers' wages, benefits, and job stability is the size of their employer. Generally, large companies have greater resources to offer career -growth opportunities, continuous employment, and better benefits. Small businesses, defined by the Bureau of Labor Statistics as firms with fewer than 500 employees, have been an important engine for growth in the U.S. and Florida economies — driving job creation, innovation, and wealth — and have traditionally grown to become medium or large employers. However, small businesses are more vulnerable to changes in demand, price of materials, and transportation costs, as well as to cyberattacks and natural disasters. As a result, their employees face more instability, reduced wages, and a greater risk of job loss. These past two decades have been particularly tough for small businesses, with entrepreneurial growth in the U.S. and Florida largely down from the levels experienced in the 1980s and 1990s (Ewing Marion Kauffman Foundation, 2017; Haltiwanger, Jarmin, Kulick, & Miranda, 2017). Despite these struggles, in 2016 small businesses employed just under half of the private sector workforce in Florida (Figure 11). The very smallest firms — those with fewer than 20 people — accounted for the largest share of small-business employment. Yet because small firms experience the greatest employee turnover of any size firm, workers in small firms move in and out of employment more often, which can lead to periods of no wages (U.S. Census Bureau, 2016b). Figure 11. Private -Sector Employment by Firm Size, With Average Annual Wages, Florida, 2016 Number of Jobs 4,500,000 4,000,000 3,500,000 3,000,000 2,500,000 2,000,000 1,500,000 1,000,000 500,000 0 $46,692 $43,860 $38,832 Small Firms Large Firms Firm Size by Number of Employees ■ 500+ 250-499 50-249 20-49 © 0-19 Source: U.S. Census Bureau; Quarterly Workforce Indicators, 2016b The wages of employees in the smallest firms are significantly lower than wages in larger firms (Figure 11). While average wages have been increasing faster than the 9 percent national rate of inflation, for many employees, wages have not kept pace with the 15 percent increase in the cost of the family Household Survival Budget in Florida. From 2010 to 2016, workers in firms with fewer than 20 employees saw their wages rise by 12 percent, to an average of $36,000 (if full time, year-round). Wages of workers in companies with 20 to 49 employees grew by 8 percent to $38,832, and wages for workers in companies with 50 to 249 employees increased by 14 percent, to $43,860. Employees in the largest firms started with higher wages and also saw an increase in their wages: Those working in firms with 250 to 499 employees saw their wages increase by 18 percent to $46,692, and wages of those working in firms with 500 or more employees increased by 14 percent, to $44,520. Another measure reveals that new -hire wages are lower than wages of workers in stable employment (defined as working more than one quarter). Since job instability is often a threat to an ALICE household's stability, it is important to note the difference between new wages and stable wages. For all firm sizes, new -hire wages were at least 31 percent lower than stable wages, and as much as 34 percent less for those in firms with 20 to 49 employees. Wages vary widely by location with areas dominated by small companies having lower wages and less job stability. Figure 12 shows the percentage of firms in each county that are the smallest (fewer than 20) and the largest (500 or more), with lighter areas representing a lower percentage of firms and the darker areas representing a higher percentage. Small firms are more concentrated in less populous counties in the panhandle and central Florida, while companies with 500 or more employees are more concentrated in urban areas around Miami, Tampa, Orlando, and Jacksonville. Large companies in rural areas are often large retail chains, which tend to have lower wages, explaining the lower median wage for firms with more than 500 employees in rural areas compared to firms with 250 to 499 employees in those areas (U.S. Census Bureau, 2016b). Figure 12. Percent Employment by Firm Size, Florida, 2016 Fewer Than 20 Employees IWAVAIN I AIWA qabalSORTI 181 b jndo 111.1 500 or More Employees Tampa 15% Jacksonville Miami Percent Employment Tampa 70% Jacksonville Miami Source: U.S. Census; Quarterly Workforce Indicators, 2016b GIG ECONOMY In 2016, as the economy approached full employment (defined as less than 5 percent unemployment rate) in many Florida counties, ALICE workers were more likely to be employed. But their income still lagged behind the cost of living in most areas. In some cases, the problem is just low wages. But workers are also having difficulty finding full-time, continuous work. 20 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 21 Over the last decade, there has been a shift away from traditional full-time, full -benefit jobs. In 2016, 15 to 33 percent of the workforce nationally was working as a consultant or contingent worker, temp, freelancer, or contractor (often referred to as the gig economy). According to a National Bureau of Economic Research report, as much as 94 percent of U.S. net employment growth in the last decade has come from alternative or contingent labor (Hathaway & Muro, 2016). Yet many gig -economy workers are struggling financially. Some evidence of this hardship comes from data on a subset of the gig economy called non -employer firms, defined in most cases as a self-employed individual operating a very small, unincorporated business with no paid employees. Nationally, non -employer firms are growing at a greater rate than firms with employees. There were 25 million businesses classified as non -employers in 2016. Average annual sales for these firms were $46,978, and approximately 45 percent of non -employer firms had total revenue of less than $25,000 per year (Abraham, Haltiwanger, Sandusky, & Spletzer, 2016; Economic Policy Institute, 2018; Federal Reserve Banks, 2015; Katz & Krueger, 2016; U.S. Census Bureau, 2016a; Wald, 2014). Florida has been a leader in the nation in this area with over two million non -employer firms in 2016, primarily concentrated in real estate (245,008 firms); professional, scientific, and technical services (240,709 firms); administrative support and waste management (233,972 firms); construction (181,203 firms); and a large category that encompasses a range of other service establishments, such as equipment and machinery repair, grantmaking, advocacy, personal care, dry cleaning and laundry, and pet care (346,169 firms). In 2016, sales receipts from non -employer firms made a significant contribution to the Florida economy, totaling $85 billion, or 18 percent of total receipts. Yet the average annual sales for these firms was only $41,829 in 2015 (SBCD Florida, 2016; U.S. Census Bureau, 2016). Miami -Dade County is one of the most entrepreneurial areas in the country, with a self-employment rate at 15 percent of all workers over age 16 (compared to 10 percent nationally in 2015). Between 2005 and 2015, the number of non -employer firms in the Miami area rose 56 percent, almost three times the national rate. In Miami, non -employer firms are concentrated in natural resource, construction, and maintenance occupations. Within each of these industries, 31 percent are self-employed; in the service sector, management, business, science, and arts occupations, 15 percent are self-employed (Hippie & Hammond, 2016; Florida International University Business, 2018; Pew Charitable Trusts, 2016). Although non -employer firms and contingent jobs contribute to job growth, many gig -economy workers experience gaps in employment and less regular schedules, and they do not have retirement plans, employer - sponsored health insurance, and worker safety protections. In addition, these workers often have difficulty qualifying for loans or other financial products that require regular income, making it difficult to pay for monthly expenses during gaps in employment or during times of crisis (Economic Policy Institute, 2018; Federal Reserve Bank, 2015; Freelancers Union & Elance-oDesk, 2016; U.S. Government Accountability Office, 2015). EMERGING TRENDS While ALICE households differ in their composition, challenges, and level of need, three broad trends will impact the conditions they face and their opportunities to change their financial status in the next decade: the changing American household, increasing market instability, and growing inequality of health. These trends will also have significant implications for local communities and Florida as a whole. THE CHANGING AMERICAN HOUSEHOLD Decades of shifting demographic trends have created changes in demand for housing, health care, transportation, and community services. These changes have implications for which households become ALICE households and where they live and work. Growing Populations: Millennials, Baby Boomers, and Immigrants Generational shifts: Both millennials and baby boomers are powerful demographic forces. Millennials have different lifestyle preferences than past generations, including choosing to live in urban areas, and delaying both marriage and having children. The large boomer cohort encompasses a group that is working longer, involved in a wide array of activities, and is generally healthier than previous generations. Florida's elderly population is projected to grow from 3,259,602 (17 percent of the total population) in 2010 to 6,481,767 (23 percent) by 2040, a 99 percent increase (Figure 13). In contrast, demographers predict that the rest of the population will increase in numbers, but their percentage of the overall population will actually decline. For example, the number of 0- to 19-year-olds will grow from 4,512,990 (24 percent) in 2010 to 6,377,392 (23 percent) by 2040, and 20- to 64-year-olds will grow from 11,028,718 (59 percent) in 2010 to 15,375,980 (54 percent) by 2040 (Bleemer, et al., 2017; Gurrentz, 2018; Weldon Cooper Center for Public Service, 2016). Figure 13. Population Projection, Florida, 2010 to 2040 30,000,000 25,000,000 20,000,000 .771 15,000,000 0 a 10,000,000 5,000,000 17% 59% 20% 57% 1 23% 550 1 23% 23% 2010 2020 2030 2040 Age Group: Under-20 20-64 1I65+ Source: Weldon Cooper Center for Public Service, 2016 22 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 23 Migration and immigration: Florida has seen an influx of people migrating from other states, largely New York and other northeastern states, and immigrating from abroad. Though people moved in and out of the state in 2016, tens of thousands more people across all age groups moved into Florida than left, a trend that has been increasing over the last decade. The largest inflows are among people under 18 years old and those over 50 years old (Figure 14). There was significant foreign -born immigration in all age groups, and for those aged 18 to 30, net migration would have been negative without the foreign -born inflow of immigrants (Aisch, Gebeloff, & Quealy, 2014; American Community Survey, 2016). Figure 14. Population Inflows and Outflows, Florida, 2016 200,000 150,000 100,000 0 8 p 50,000 d 0 (50,000) (100,000) 0 Under-18 13,971 18-24 Outflow 63,600 95,113 94,243 43,865 26,362 25-30 30s 40s 50-64 65+ Age Group Inflow - Domestic Inflow - Foreign ❑ Net Migration Source: American Community Survey, 2016 An ethnically diverse workforce: International migration plays an increasing role in Florida's racial and ethnic composition as well as its changing workforce. The total number of immigrants entering the state increased from 634,062 in 2010 to 837,856 in 2016, a 32 percent increase. The largest number of immigrants are of people in their 30's, followed by youth under 18, and adults aged 50-64 (American Community Survey, 2010, 2016). Because of this steady flow of immigrants, the foreign -born population made up 21 percent of Florida's total population in 2016, up from 17 percent in 2000. By 2016, 55 percent had become citizens, 13 percent were legal permanent residents, and 32 percent were undocumented. Current immigrants in Florida come from Latin America (75 percent), followed by Asia (11 percent), but they also hail from Africa, Europe, and the Middle East (American Community Survey, 2016; Migration Policy Institute, 2014, 2016). • Impact on the labor force: In Florida, 26 percent of the civilian labor force (age 16 and older) was foreign born in 2016. Nationally, the portion of the labor force that is foreign born has risen over the last 20 years from about 11 percent to just over 16 percent. Because the number of immigrants and their children are increasing faster than the domestic population, they will become an even bigger portion of the future workforce (National Academies of Sciences, Engineering, and Medicine, 2017). • Immigrants work in all sectors: In Florida, immigrants work primarily in agriculture, forestry, fishing and hunting, and mining (46 percent of the workforce in these industries); construction (36 percent); wholesale trade and transportation (31 percent each); and manufacturing (28 percent) (Cilluffo & Cohn, 2017; Migration Policy Institute, 2016). • Immigrants vary widely in education: Among adults age 25 and older, 23 percent of Florida's foreign - born population has less than a high school education, compared with 9 percent of the native population. However, a comparable percentage of the foreign -born population has a graduate or professional degree (10 percent) compared to the native-born population (11 percent) (American Community Survey, 2016). Implications of Demographic Trends Changing infrastructure needs: There will be greater pressure on the state's infrastructure, especially the housing market, with demand for smaller, affordable rental units. Different groups prioritize different amenities for these units: Many young millennials prefer housing near compact, mixed -use, walkable centers with shopping, restaurants, and public transportation; seniors generally want housing that is accessible to family, health care, and other services; and many immigrants want locations close to schools, jobs, and public transportation. In addition, millennials are burdened by more student debt than previous generations, which has led to reduced rates of homeownership in this population. These trends are increasing the demand for smaller, low-cost housing units. The demand in Florida has pushed down the vacancy rate of all rental units to 8 percent in 2016 (from 15 percent in 2010), while increasing their prices, making it harder for ALICE households of all ages to find and afford basic housing. There were only 32 affordable rental units available for every 100 households with incomes at or below 30 percent of area median income. This represents a deficit of more than 309,000 affordable units across the state. Because of these shortages, more households are increasingly burdened by the cost of housing. Over 70 percent of low-income renters (those with incomes below 50 percent of area median income) were housing burdened (they spent more than 30 percent of income on housing) in 2016, compared to only 5 percent of renters with incomes above 100 percent of the area median income (American Community Survey, 2016; Bleemer, Brown, Lee, Strair, & van der Klaauw, 2017; Shimberg Center for Housing Studies, 2016; U.S. Census Bureau, 2017). Increased need for caregiving: The aging population will increase demand for geriatric health services, including caregiving, assisted living facilities, nursing homes, and home health care. The challenges of ensuring seniors getting the care they need include a shortage of paid and unpaid caregivers, lack of training among caregivers, and the financial and emotional burden of caregiving on family members. • The caregiver -support ratio: With the number of seniors increasing and the number of potential caregivers (aged 45 to 64) decreasing, there will be fewer people available to care for each senior. The ratio of working -age people to older seniors (80+) was 7 to 1 in 2010 nationally, and is projected to fall to 4 to 1 by 2030, and then to 3 to 1 in 2050 (AARP Public Policy Institute, 2015; Redfoot, Feinberg, & Houser, 2013). • Health aides are ALICE: With the increased demand for caregivers, there is a growing need for more paid direct care workers (home health aides, personal care aides, and nursing assistants), who are themselves likely to be ALICE. These jobs do not require extensive training and are not well regulated, yet they involve substantial responsibility for the health of vulnerable clients. Together, these factors may lead to poor - quality caregiving and the risk of physical, mental, and financial abuse and neglect — an issue that is on the rise in Florida and across the country (Bureau of Labor Statistics, 2016b; Espinoza, 2017; MetLife Mature Market Institute, 2011; U.S. Bureau of Justice Statistics, 2015). 24 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 25 • Caregiving takes a toll: In Florida, there are currently more than 2.6 million family caregivers, whose unpaid care totals an estimated $29.7 billion. While families of all income levels may choose to care for family members themselves, many ALICE caregivers are forced into the role because they cannot afford to hire outside care. Nationwide, half of caregivers reported household income of less than $50,000 per year and said they had no choice in taking on caregiving responsibilities. Caregiving also adds direct costs to a household budget and can reduce income due to hours away from work or the loss of a job. And the responsibility of making medical decisions, as well as the amount of care required, can mean further mental and physical strain for caregivers. Caregivers rely on community resources, and unfortunately in Florida, many caregivers aren't getting the support they need. The Long -Term Services and Supports scorecard ranked Florida 161h among the 50 states when it comes to serving family caregivers, older adults, and people with disabilities (AARP Foundation, 2017; AARP Public Policy Institute, 2015; Dixon, 2017; MetLife Mature Market Institute, 2011; Rainville, Skufca, & Mehegan, 2016; Ramchand, et al., 2014). MARKET INSTABILITY In a complex, integrated global economy, ALICE workers will experience even greater fluctuations in employment and changes in job requirements. Economic disruptions and natural disasters in one part of the world will increasingly have an impact on ALICE workers in the U.S., contributing to employment instability, shifting supply and demand, and disruption in traditional modes of operation. ALICE households, with few resources to weather these fluctuations, will suffer the most. Shifting Risk to Workers As businesses seek new ways to improve productivity and reduce costs, they have increasingly shifted to a contingent workforce and developed more flexible, short-term staffing models that enable them to scale up or down as needed. Yet, workers bear the brunt of this strategy by experiencing unexpected gains or losses in work hours, which makes it difficult for ALICE households to pay bills regularly, make short-term family plans (e.g., child care), or make long-term financial plans such as qualifying for a mortgage. In many cases, shorter working hours make it uneconomic for those who have to travel long distances to jobs. Irregular work schedules for families with children have also been shown to increase parenting stress, which in turn puts children at risk for adverse childhood experiences (Browne, 2014; Watson, Frohlich, & Johnston, 2014). Shifting to contractors or part-time workers reduces the responsibility of employers to provide benefits, such as health insurance and retirement plans. This increases costs to ALICE households and makes them more vulnerable if they have a health crisis or have to retire early. In some cases, employer or government benefits (including paid and unpaid time off, health insurance, unemployment insurance, public assistance, and work supports) are tied to number of hours worked, and unpredictable scheduling means workers could at times fall short of eligibility. For example, low -wage workers are two and a half times more likely to be out of work than other workers, but they are only half as likely to receive unemployment insurance (Garfield, Damico, Stephens, & Rouhani, 2015; U.S. Government Accountability Office, 2007, 2017). Changing Job Market Florida's economic landscape is changing. Despite national media's attention on innovation, the workforce in Florida is projected to be largely low -paying jobs requiring few educational credentials. Of the jobs that are projected to be the fastest -growing in the next decade, 88 percent currently pay less than $20 per hour in Florida, and 84 percent do not require more than a high school diploma (Figure 15) (Bureau of Labor Statistics, 2016b; Projections Management Partnership, 2016). Many of these jobs are also at the greatest risk of being replaced by technology. In Florida, more than four out of five jobs (84 percent) in the top-20 fastest -growing occupations could be replaced by technology in the next two decades. In addition to automating existing jobs, technology is creating new on -demand jobs and services, with the most attention going to gig -economy jobs, such as Airbnb rentals and Uber and Lyft driving (Frey & Osborne, 2013). It is easy to identify jobs that are likely to disappear due to automation, but it is more difficult to predict the many new jobs that will be created to build and repair the newly mechanized parts of this infrastructure. Workers filling these maintainer roles will be required to develop new sets of skills. In the face of rapidly increasing computing power, an ability to work with data and work alongside machines will be necessary. The pace of change may be faster than anticipated. By one estimate, 50 percent of subject knowledge acquired during the first year of a four-year technical degree will be outdated by the time students graduate. Types of jobs that are predicted to emerge in the next 20 to 30 years include augmented reality architects, alternative currency bankers, waste -data managers, 3-D printing engineers, privacy managers, wind -turbine repair techs, nano - medics, drone dispatchers, robotic -earthworm drivers, body -part and limb makers, memory augmentation therapists, mass-energy storage -developers, and self -driving -car mechanics (Bustamante, 2018; T. Frey, 2011; Mejia, 2017; OECD, 2016; World Economic Forum, 2016). Figure 15. Job Projections, Florida, 2016 to 2026 Occupation 201 Employmen. ew rowth Me Wage (2016) Education Tramm ikelihood f Being Replaced by Tech Retail Salespersons 345,800 3,381 $10.33 None 92% Cashiers 240,360 1,245 $9.29 None 97% Customer Service Representatives 236,920 3,567 $14.06 High school diploma or equivalent 55% Food Prep, Including Fast Food 230,340 5,872 $9.17 None 92% Waiters and Waitresses 218,160 3,436 $9.71 None 94% Secretaries and Administrative Assistants 187,930 404 $15.37 High school diploma or equivalent 96% Registered Nurses 185,360 3,971 $30.15 Bachelor's degree 1% Office Clerks, General 168,100 1,405 $13.05 High school diploma or equivalent 96% Stock Clerks and Order Fillers 136,450 1,810 $11.29 High school diploma or equivalent 64% Janitors and Cleaners 127,530 2,427 $10.26 None 66% Laborers and Movers, Hand 127,330 2,529 $11.55 None 85% First -Line Supervisors of Retail Sales Workers 114,660 1,402 $19.64 None 28% Landscaping and Groundskeeping Workers 108,360 2,298 $11.37 None 95% Bookkeeping and Auditing Clerks 105,330 779 $17.14 Some college, no degree 98% Cooks, Restaurant 101,930 2,114 $12.15 None 96% Sales Representatives, Wholesale and Manufacturing 100,540 1,572 $23.12 High school diploma or equivalent 85% First -Line Supervisors of Office Workers 99,790 1,184 $24.69 Bachelor's degree 1% Maids and Housekeeping Cleaners 96,510 1,750 $10.01 None 69% Nursing Assistants 95,050 1,656 $17.14 Postsecondary nondegree award 4% Maintenance and Repair Workers 92,260 1,582 $15.54 High school diploma or equivalent 64% Source: Bureau of Labor Statistics, 2017; Projections Management Partnership, 2016 26 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 21 Increasing Exposure to Environmental Hazards The impact of natural and man-made disasters is often felt more by ALICE workers and low-income communities. More affordable homes are often located in vulnerable areas. Hurricanes, floods, violent weather, rising sea levels, crop failures, droughts, and ocean acidification directly threaten the homes of ALICE families and jobs where ALICE works. For example, ALICE families who live in flood prone areas may suffer the financial cost of flooding damage, and an ALICE worker suffers lost wages when crops fail and there is less work. Employees in the tourism and hospitality industry often lose work and wages during and following disasters like floods, hurricanes, and environmental events such as a red tide (NASA, 2018; Simms, 2018; Van Paasschen, 2017). Where climate risk overlaps with social risk, natural disasters have the most devastating impacts. In Florida, there are 11 counties that rank "high" for both social vulnerability and for climate hazards, according to Oxfam America and the Hazards and Vulnerability Research Institute. These counties include Charlotte, Citrus, Flagler, Hernando, Highlands, Marion, Miami -Dade, Pasco, Pinellas, Sarasota, and Sumter. Factors for social vulnerability include economic standing (the most important factor in assessing community vulnerability to disaster), age extremes (with the young and elderly more dependent on care and less able to evacuate in times of disaster), rural and urban communities (extremes in population compound risks), special needs populations, vulnerable occupations (people who are unemployed or employed in low -paying jobs have a more difficult time preparing for and recovering from disasters), housing quality, and racial/ethnic disparities. Eight Florida counties (Charlotte, Citrus, Collier, Highlands, Marion, Miami -Dade, Sarasota, and Sumter) are in the top 20 percent in the nation when it comes to social vulnerability to environmental hazards (Oxfam America, 2017). Households that have their own resources (like flood insurance) to put toward disaster recovery can often bounce back quicker than households that rely on government assistance following a natural disaster. There is evidence that people with lower incomes face substantial barriers in obtaining aid following disasters, including difficulty getting to disaster assistance centers (due to transportation and child care issues) and a lack of knowledge and comfort with governmental procedures. Even with assistance, many families are still not able to recover fully, especially in terms of lost and lower wages (Fothergill & Peek, 2004). Maintainer jobs commonly held by ALICE workers — those that build and repair infrastructure and support the workforce — are also key to recovery following natural disasters. Communities rely on ALICE to rebuild and recover. When ALICE can't work during these periods of recovery because of relocation, injury, or caregiving responsibilities (e.g., due to closed schools or senior centers), ALICE households suffer lost wages and community resilience is negatively impacted overall. Because of the impact natural disasters have on their work and living situations, low-income families are also more likely to suffer from mental and physical health issues, such as depression, stress, and post -traumatic stress disorder. Children and those with pre-existing mental and physical health conditions are at increased risk (SAMHSA, 2017). ALICE AND HURRICANE IRMA When Hurricane Irma made landfall in Florida on September 10, 2017, it became one of the strongest and costliest hurricanes recorded in the Atlantic basin. Irma caused widespread damage across the Caribbean islands and the southern U.S. In Florida, the cost of damage was approximately $50 billion. Because the hurricane occurred after the time period covered in this Report, its impact is not reflected in the Household Survival Budget data. But by highlighting where ALICE households live and work, and understanding their financial vulnerability, we know ALICE families lost wages and suffered from damage to their houses and cars. To demonstrate that this disaster disproportionately impacted low- income residents, Figure 16 shows where insurance claims were made after Hurricane Irma layered over where ALICE lives. When looking at the number of insurance claims alone (diagonal lines reflect 10 to 49 percent of total households with insurance claims, while the cross hatch reflects 50 percent or more), the counties that appear to be hardest hit were Miami -Dade, followed by Orange and Lee. However, an analysis of insurance claims and ALICE data together shows that other counties with a high percentage of households below the ALICE Threshold also were hard hit, especially Hendry, Hardee, and Osceola counties. These findings are corroborated by assessments of the impact of Hurricane Irma from FEMA, the U.S. Energy Information Administration, and the National Low Income Housing Coalition. Figure 16. Household Income by Irma Insurance Claims, Florida, 2016 to 2011 Irma Insurance Claims as a Percent of Total Households Less Than 10% 10% to 49% 50% + Percent Below ALICE Threshold 29% - 32% 33% - 38% 39%-41% 42% - 43% 44% - 45% 46% - 48% 49%-51% 52% - 54% 55% - 57% 58% - 64% Source: ALICE Threshold, 2016; Florida Office of Insurance Regulation, 2018 28 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 29 Hurricane Irma impacted housing for thousands of ALICE families — both renters and owners. ALICE and low-income households are less able to move away from environmentally vulnerable areas and less able to prepare for a disaster or evacuate. Renters also face an increased burden as they often have little control over the timing and quality of the rehabilitation of their homes, and fewer resources for finding new housing. An analysis of FEMA registrations for post -storm assistance showed that almost half of renters and just over one third of owners that registered lived in economically disadvantaged zip codes, where at least 20 percent of the population lived in poverty. And while the majority of FEMA registrants were White (echoing the Florida population), households of color were disproportionately represented among FEMA rental registrants: 32 percent were Hispanic and 27 percent were Black. In comparison, Hispanic households comprise 20 percent of all Florida households and Black households account for 14 percent. Irma also negatively impacted employment in the state, with 5,900 Floridians applying for financial assistance through the Disaster Unemployment Assistance Program due to lost work or income. Workers who applied were compensated, but there were delays in receiving aid, while rent and other expenses continued. With power outages in most counties for days, many residents could not work, yet only a portion were aware that they could apply for assistance. The impact on income continued for those whose livelihood was damaged by the storm. Irma had a significant impact on the tourism, hospitality, and citrus industries, which employ a large number seasonal workers, many of whom lost work, not only during the storm but for weeks and months afterwards. First Responders — who are often ALICE — also reported an unexpected burden on household after the storm: Due to overtime pay they received, they no longer qualified for benefits and social services when they needed them the most, despite the fact that the increase in pay was temporary. Sources: FEMA, 2017; Fothergill & Peek, 2004; Hartman, 2017; National Low Income Housing Coalition, 2017; NOAA, 2017; Oxfam America, 2017; Pilkington, 2017; U.S. Energy Information Administration, 2017 Lacking Assets What makes market instability especially difficult for ALICE households is their lack of financial resilience. Without adequate assets, families have little to no savings and few opportunities to improve their situation. When families can invest in education, new technology, a small business, or their own home, they can improve their circumstances socially and economically. They can also finance a secure retirement. These are opportunities for creating financial security that are often unavailable to ALICE, increasing the vulnerability of hard-working people. More than three-quarters of U.S. workers live paycheck to paycheck at least some of the time, and nearly as many are in debt. They do not have savings or access to credit that might sustain them through a low period of income or an unexpected disaster. In 2015, 47 percent of Florida residents did not have money set aside to cover expenses for three months to protect them against an emergency such as illness or the loss of a job. The wealth divide disproportionately affects households of color, which have fewer assets than White households. Nationally (state data is not available), the median wealth of White households was eight times the median wealth of Black households in 2010 and grew to 13 times in 2013 (the most recent data available) (CareerBuilder, 2017; FINRA Investor Education Foundation, 2016; Kochhar & Cilluffo, 2017; McKernan, Ratcliffe, & Shanks, 2011; Prosperity Now, 2018). While data on wealth is minimal, there is data on three of the most common assets in Florida — vehicles, homes, and investments — which can provide insight into resources families have for emergencies and to accumulate wealth. Most Florida households (93 percent) have at least one vehicle. Although cars are by -and - large a necessity for work in Florida and offer other benefits beyond their cash value, they are not an effective means of accumulating wealth. The second most common asset is a home, which has traditionally provided financial stability and the primary means for low-income families to accumulate wealth. In 2016, 65 percent of Florida households owned a home and over half of those had a mortgage. Homeownership rates are decreasing, and more Florida households are renting — among both lower- and higher -income households (American Community Survey, 2016; Shimberg Center for Housing Studies, 2016). The most effective resource to weather an emergency is an income -producing investment, which can range from a savings account to a 401(k) retirement plan to a rental property. In 2016, 21 percent of households in Florida had interest and dividends or rental income, equal to the national average of 21 percent, but down from 31 percent in 2007. And only 20 percent of Florida households had retirement income. Florida has the lowest percentage of employees with access to retirement plans and also the lowest participation rate for retirement plans in the nation (American Community Survey, 2014, 2016; CareerBuilder, 2017; McKernan, et.al., 2011). When families do not have savings or access to traditional financial services, they are often forced to either go without critical necessities (such as electricity or medical care) or to borrow money through alternative lending products, which have high interest rates and greater risks of predatory lending practices and default. In some cases, the consequence of not taking out these loans are worse than the financial risk of taking them. However, when caught in a cycle of lending and borrowing, they can spiral into a debt trap with long-term financial consequences (Consumer Financial Protection Bureau, 2017; Mayer & Jencks, 1989; McKernan, et al., 2011; McKernan, Ratcliffe, & Vinopal, 2009; Mills & Amick, 2011). THE WEALTH -HEALTH GAP There has long been a real and significant divide in health outcomes by socioeconomic status, largely because of differences in living conditions, but also because of disparities in levels of quality health care access. With advances in technology and medical care, that gap is projected to grow. It is well documented that people in lower -income groups do not live as long as those in higher -income groups. The National Academies of Sciences, Engineering, and Medicine projects that, of people born in 1960, those in the lowest -income quintile have a shorter life expectancy than those in the highest -income quintile: 13 years shorter for men (76 years compared to 89 years) and 14 years shorter for women (78 years compared to 92 years) (Chetty, Stepner, et al., 2016; Komlos & Kelly, 2016; National Academies of Sciences, Engineering, and Medicine, 2015). With advances in technology and medical care, such as personalized medicine, biotechnology, and genetic engineering, that gap is projected to grow (Chetty, Stepner, Abraham, et al., 2016; Harari, 2014; Komlos & Kelly, 2016; Regalado, 2015). The health -wealth divide is also exacerbated by the differences in the environments where families live. Those with the fewest resources live in areas with unhealthy living conditions, such as contaminated water and polluted air, because these homes are less expensive. The impact of pollution, toxic exposure, and disease compounds over time. Institutionalized racism and ongoing discrimination also factor into disproportionate exposure to adverse health conditions, as people of color have typically had less mobility and choice around where they live and in job opportunities. A 30-year analysis of 319 commercial hazardous -waste treatment and storage sites in the U.S. found a consistent pattern of placing hazardous waste facilities in low-income neighborhoods, which are often disproportionately populated by Black and Hispanic families. A variety of large studies have also revealed an association between low socioeconomic status and greater harm from air pollution. A comprehensive review from Harvard University researchers revealed that Black, Asian, Hispanic, and Medicaid -eligible individuals of any race/ethnicity had a higher likelihood of death from any pollution -related cause compared to the rest of the population, with Black people almost three times as likely to die from exposure to air pollutants than other groups (Di, Wang, Zanobetti, & Wang, 2017; Mohai & Saha, 2015). 30 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 31 THE DENTAL HEALTH DIVIDE Nowhere are wealth -health disparities starker than in the divide in dental care. Higher -income Americans have dental insurance (most often separate from health insurance) and access to care that provides resistance to tooth decay and breakage, and promotes jaw comfort, clear speech, and easier maintenance — all of which lead to better overall health. The wealthiest families spend thousands of dollars on supplemental dental care to achieve whiter, straighter, and stronger smiles, which lead to more social and job opportunities. Those with the lowest incomes rarely have dental insurance and Medicaid's dental coverage varies from state to state, so these families often forgo preventative care. They are far more likely to suffer from tooth decay and gum infection, which can increase the risk of cancer and cardiovascular diseases and can affect speech, nutrition, sleeping, learning, playing, and overall quality of life. In addition, crooked or yellow teeth can stigmatize people in social settings and reduce job prospects, as they are associated with low educational achievement and social mobility. According to a 2015 American Dental Association survey, 29 percent of low-income respondents reported that the appearance of their mouth and teeth affected their ability to interview for a job. Dental coverage for those covered by Medicaid and Children's Health Insurance Program (CHIP) in Florida (with income below 133 percent of the Federal Poverty Level) is available through Florida Medicaid Dental (for adults aged 19 and over) and the Florida KidCare program (for children ages 18 and under). Florida KidCare covers a variety of services, including semi-annual oral exams, x-rays, fillings, crowns, and oral surgery. Still, there was a 30 percent gap in dental care utilization between children enrolled in KidCare and children with private dental benefits — the second largest dental utilization gap of all states in 2013. Florida Medicaid Dental for adults is even more limited, only covering emergency dental services. For adults 65 years and older in Florida and across the country, Medicare does not cover routine oral health and dental care. Older adults must purchase an insurance plan or pay out-of-pocket. Many seniors with severe needs (such as root canals and crowns), are unable to afford the high cost of these restorative procedures and simply have their teeth pulled. As a result, nearly one in five Americans older than 65 do not have a single real tooth. Even Floridians with dental coverage have difficulty accessing care because of the limited number of dentists in the state and a shortage of those who accept Medicaid and other dental plans. Florida has 223 Dental Care Health Professional Shortage Areas. In 2016, 69 percent of general practice dentists surveyed by the Florida Department of Health reported that they had not accepted a Medicaid patient in the last 12 months, largely because of Medicaid's inadequate reimbursement. In addition, with the eligibility cutoff for the Florida Medicaid Dental at 133 percent of the Federal Poverty Level, there are many ALICE households that do not qualify for dental assistance but cannot afford marketplace premiums for dental insurance. As a result, the U.S. Department of Health and Human Services estimates that just 13 percent of dental needs in Florida were met in 2017. Nationally, even though states are required to provide dental benefits to children covered by Medicaid and CHIP, one-third of White children and one-half of Black and Hispanic children still go without dental care. Sources: Barnett & Berchick, 2017; Center for Health Care Strategies, 2018; Frakt, 2018; Health Policy Institute, 2015; Hinton & Paradise, 2016; Jordan & Sullivan, 2017; Kaiser Family Foundation, 2017; Otto, 2017; Paradise, 2014; Wall, Nasseh, & Vujicic, 2014 NEXT STEPS There is a basic belief in America that if you work hard, you can support yourself and your family. Yet the data presented in this Report shows that for nearly 3.5 million households in Florida, this is not the case. Working households are still struggling due to the mismatch between the basic cost of living and the wages of many jobs across the state, exacerbated by systemic inequalities in opportunity and wealth. By making this clear, the ALICE data challenges persistent assumptions and stereotypes about people who can't afford to pay their bills or are forced to visit a food bank — that they are primarily people of color, live only in cities, are unemployed, or are struggling as the result of some moral failing. The data on ALICE households shows that hardship in Florida exists across boundaries of race/ethnicity, age, and geography. With projected demographic changes and persistent barriers to stability, many ALICE and poverty -level families will continue to face hardship. In particular: • At least 47 percent of Floridians do not have money set aside to cover expenses for three months in case of an emergency such as illness or the loss of a job (FINRA Investor Education Foundation, 2016). • The majority of residents under age 25 are unable to afford to live on their own, and for both economic and cultural reasons are delaying getting married, having children, or moving for new job opportunities. • More seniors are aging without saving for retirement. • There are fewer workers to meet the growing demand for senior caregiving. • Income and wealth disparities persist by race/ethnicity, sex, gender identity, and sexual orientation. OVERCOMING THE OBSTACLES: IDEAS BEING DEBATED, CONSIDERED, AND PILOTED Economic change will continue, and these changes will both provide opportunity and inflict costs. Yet the distribution of opportunity and cost is not usually even or equitable. To have a positive impact on ALICE families, communities need to consider a range of system changes that would help ALICE weather downturns in the short term and become more financially secure in the long term. Policymakers, academics, and advocates have proposed a range of broad ideas that could be adapted on a local, statewide, or national front. The following are four of the biggest obstacles to financial stability for ALICE families, and a sample of ideas and pilot programs being debated and considered across the country. Widening Skills Gap i Going forward, most jobs, and especially higher -paying jobs, will require digital skills. Since 2004, the share of occupations that require high levels of digital skills has more than doubled, from 10 to 22 percent (Liu, 2017). For ALICE to maintain employment over time, workers will need accessible, high - quality technology training throughout their lifetime. Public K-12 schools can incorporate digital skills into all aspects of the curriculum for students, higher education can offer more focused programs, and companies can invest in training for their employees. 32 UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA 33 Lack of Stable and Viable Employment 2 For ALICE, finding well -paying jobs with security and financial stability is becoming harder as low -wage and gig -economy jobs continue to dominate the landscape. Fluctuating income —through unpredictable schedules and on -demand work — is one of the biggest problems ALICE workers face. At the same time, employers are also trying to navigate a changing business environment, remain competitive, and offer comprehensive benefit packages. The following are several possible solutions that address these challenges that ALICE workers and businesses face: • Fewer barriers to employment: Barriers for ALICE can include lack of job skills, family care responsibilities, physical and mental health problems (including substance abuse), limited English proficiency, and lack of reliable transportation. There are several evidence -based solutions such as work programs that provide direct connections to employment (including apprenticeships); an individualized approach (to address a wide range of challenges, from soft skills to housing); and the development of career pathways over time through work and education. Successful outcomes require employers, government agencies, and nonprofits to weave together larger webs of connected programs and resources (Tessler, 2013; U.S. Department of Health & Human Services, 2012; Van Horn, Edwards, & Greene, n.d.; Yellen, 2017). • Portable benefits: Benefits such as health insurance, retirement plans like a 401(k), or paid leave, could move with the worker from job to job, and across multiple jobs at once. These can be delivered in multiple forms — through programs that are not connected to work or the employer at all; or through programs that involve employers but establish benefits that can be provided across employers. Some examples of this approach already exist in the construction industry and business associations; legislators in New York and Washington are considering benefit management systems that would allow employers to pay into workers' benefit funds (Foster, Nelson, & Reder, 2016; Guillot, 2017; Maxim & Muro, 2018; Quinton, 2017; Small Business Majority, 2017a; Strom & Schmitt, 2016). • Small business support: Because of the less stable nature of many small businesses, their employees would benefit from measures that helped them weather fluctuations in their schedule and long-term employment, which include establishing portable benefits as mentioned above. In addition, small business entrepreneurs and their employees need more support to help them overcome common barriers, including limited resources to invest in skill development; student debt, which limits an owner's ability to invest in their businesses; and lack of access to affordable child care, which increases absenteeism and decreases their productivity (Beelsley, 2016; Small Business Majority, 2016, 2017). • Lifetime employment: Considering lifetime employment models from other countries can expand our thinking on this topic. For example, guaranteed employment is an innovative policy that has been utilized in Germany and Japan. Companies guarantee employment for large numbers of workers. To avoid layoffs, the practice allows for transfers and defined reductions in hours and wages in lean times (Noorderhaven, Koen, & Sorge, 2015). Lack of Savings and Assets 3 Without enough money for even current expenses, ALICE families find it nearly impossible to save for emergencies or invest in future goals like education or retirement. A lack of savings is one of the biggest problems facing low-income families. Programs and infrastructure are needed to help them weather emergencies and periods of low income. Here are two approaches for policymakers to consider: • Access to credit: For those with low incomes, saving for emergencies is nearly impossible. Access to credit at low rates has proven to be effective to help ALICE workers and employers — especially small businesses — weather an emergency. However, ALICE families still need to have enough income to repay the loan, or they risk greater long-term financial crises (Collins & Gjertson, 2013; Mayer & Jencks, 1989). • Private and public financial instruments: These range from new types of financial products to a guaranteed income or allowance. Employers could make wages more immediately available (rather than wait two weeks until payday), and banks could do the same for deposited funds. Financial institutions and the government could offer insurance or credit, as well as tax credits and savings incentives, to protect workers against dips in income. Going even further, for centuries economists, theologians, and policy makers have proposed a minimum guaranteed income for all families, though proposals run the gamut of approaches. The idea has received more bipartisan attention recently as more workers face periods of low -wages or unemployment (Murray, 2016; Schiller, 2017; Shaefer & Edin, 2013; Van Parijs & Vanderborght, 2017). Systemic Bias 4 Bias against marginalized groups persists in the workplace, the housing market, education, health care, and the law, despite positive shifts in public opinion and attitudes regarding differences in race and ethnicity, age, sex, gender identity, sexual orientation, and disability. Racial bias is among the most persistent, despite research confirming that the gaps in education, income, and wealth that now exist along racial lines in the U.S. have little to do with individual behaviors. Instead, these gaps reflect systemic policies and institutional practices that create different opportunities for people of different races and ethnicities. Discriminatory practices have been embedded in our social structures and legal system, especially in terms of housing policies, immigration practices, voting rights, school funding, and health care programs. To make a difference for ALICE households, changes need to be made within institutions that impede equity in the legal system, health care, housing, education, and jobs (Agency for Healthcare Research and Quality, 2015; Cramer, 2012; Goldrick-Rab, Kelchen, & Houle, 2014; Shapiro, Meschede, & Osoro, 2013; The Sentencing Project, 2018). For solutions to be effective, they must be as comprehensive and as interconnected as the problems are. Siloed solutions do not work. Because conditions vary across counties and states, the solutions to the challenges that ALICE and poverty -level households face will vary as well. Stakeholders — family, friends, nonprofits, businesses, policymakers, academics, and the government — will need to work together with innovation and vision and be willing to change the structure of the local and national economy — and even the fabric of their communities. Ultimately, if ALICE households can become financially stable, Florida's economy will be stronger and its communities more vibrant — improving life not just for ALICE, but for everyone. The data detailed in this Report can be a jumping-off point to create new and better ideas that can help working families move toward this goal. 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The nation's retirement system: A comprehensive re- evaluation is needed to better promote future retirement security (Report No. GAO-18-111 SP). Retrieved from https://www.gao.gov/assets/690/687797.pdf U.S. Government Accountability Office. (2007). Unemployment insurance: Low -wage and part-time workers continue to experience low rates of receipt. Retrieved from http://www.gao.gov/new.items/d071147.pdf Van Horn, C., Edwards, T., & Greene, T. (n.d.). Transforming U.S. workforce development policies for the 21st century. W.E. Upjohn Institute for Employment Research. Retrieved from https://www.kansascityfed.org/- /media/files/publicat/community/workforce/transformingworkforcedevelopment/b ook/transformingworkforcedevelopmentpolicies. pdf van Paasschen, F. (2017). The disruptors' feast: How to avoid being devoured in today's rapidly changing global economy. Greenwich, CT: Author. Van Parijs, P. V., & Vanderborght, Y. (2017). Basic income: A radical proposal for a free society and a sane economy. Cambridge, MA: Harvard University Press. Vinsel, L., & Russell, A. (2016). Hail the maintainers: Capitalism excels at innovation but is failing at maintenance, and for most lives it is maintenance that matters more. Retrieved from https://aeon.co/essays/innovation-is- overvalued-maintenance-often-matters-more Wald, J. (2014, July). What the rise of the freelance economy really means for businesses. Forbes. Retrieved from https://www.forbes.com/sites/waldleventhal/2014/07/01 /a-modern-human-capital-talent-strategy-using- freelancers/#13c855736a06 Wall, T., Nasseh, K., & Vujicic, M. (2014, October). Most important barriers to dental care are financial, not supply related. Health Policy Institute Research Brief, American Dental Association. Retrieved from http://www.ada.org/-/media/ADA/Science%20and%20Research/HPI/Files/HPIBrief 1014_2.ashx Watson, L., Frohlich, L., & Johnston, E. (2014, April). 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Retrieved from https://www.federalreserve.gov/newsevents/speech/yellen20170328a.htm UNITED WAY ALICE REPORT - FLORIDA ALICE IN ALACHUA COUNTY 2016 Point -in -Time Data Population: 263,496 • Number of Households: 94,428 Median Household Income: $45,304 (state average: $50,860) Unemployment Rate: 5.5% (state average: 6.0%) ALICE Households: 29% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 120,000 100,000 80,000 60,000 - 40,000 - 20,000 - 0 93,820 93,245 52% 23% 2010 • Poverty 53% 24% 2012 ALICE 97,215 56% 22% 2014 94,428 50% Pr 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 60,000 50,000 40,000 y 0 w 30,000 0 0 2 20,000 10,000 0 52,614 39% 30% 20,693 60% 21,121 67% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Alachua County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $637 $887 Child Care $— $1,057 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $159 $427 Taxes $215 $338 Monthly Total $1,748 $4,696 ANNUAL TOTAL $20,976 $56,352 Hourly Wage $10.49 $28.18 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 50,000 45,000 40,000 35,000 30,000 0 25,000 d a E 20,000 15,000 10,000 5,000 0 $44,988 $39,444 • $30,876 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Alachua County, 2016 Alachua Archer Gainesville Gainesville CCD Hawthorne Total HH % ALICE & Poverty 3.670 43% 455 61% 48.59 60% 65.439 56% 526 65% Hawthorne CCD 2,264 56% High Springs High Springs -Alachua CCD Micanopy 2.025 16,197 264 47% 44% 53% Micanopy CCD 1,193 47% Newberry 1,882 33% Newberry -Archer CCD 8.635 31% Waldo 299 65% Waldo CCD 2,608 50% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN BAKER COUNTY 2016 Point -in -Time Data Population: 27,312 • Number of Households: 8,270 Median Household Income: $53,327 (state average: $50,860) Unemployment Rate: 6.8% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 15% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 10,000 9,000 8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000 0 8,492 8,596 67% 19% 14% 18% 8,351 2010 2012 2014 • Poverty 8,270 58% 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 4,000 3,500 3,000 w 2,500 0 a 2,000 - 0 = 1,500 - 1,000 - 500 - 0 3,724 570/0 or 11% Single or Cohabiting • Poverty 2,539 60% 15% 25% Families With Children ALICE 2,007 60% 32% 8% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Baker County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $452 $724 Child Care $— $753 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $136 $366 Taxes $170 $197 Monthly Total $1,495 $4,027 ANNUAL TOTAL $17,940 $48,324 Hourly Wage $8.97 $24.16 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,500 2,000 1,500 1,000 500 - 0 $27,036 $29,412 $28,392 $28,380 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Baker County, 2016 7awi Glen St. Mary Macclenny Macclenny CCD Sanderson CCD Total HH % ALICE & Poverty 63% .89 42% 4.506 38% 3,764 45% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN BAY COUNTY 2016 Point -in -Time Data Population: 183,974 • Number of Households: 70,330 Median Household Income: $49,157 (state average: $50,860) Unemployment Rate: 5.7% (state average: 6.0%) ALICE Households: 29% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 80,000 70,000 60,000 a 50,000 0 w 40,000 0 = 30,000 20,000 10,000 0 63,654 60% 25 15% 2010 • Poverty 68,653 2012 ALICE 66,024 2014 70,330 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 40,000 35,000 30,000 w 25,000 0 w 20,000 - 0 = 15,000 10,000 - 5,000 - 0 35,171 57% 13% Single or Cohabiting • Poverty 16,308 18,851 56% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Bay County SINGLE ADULT 1 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $657 $881 Child Care $— $1,000 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $161 $419 Taxes $221 $319 Monthly Total $1,776 $4,606 ANNUAL TOTAL $21,312 $55,272 Hourly Wage $10.66 $27.64 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 40,000 35,000 30,000 - N 0 25,000 - 20,000 - d 15,000 10,000 5,000 0 $46,212 $38,628 IMh $32,664 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Bay County, 2016 ■ Callaway Cedar Grove CDP Laguna Beach CDP Lower Grand Lagoon CDP Lynn Haven Total HH % ALICE & Poverty 5.266 41% 72 51% 925 45% 1,891 49% 7,265 36% Lynn Haven CCD 9.135 34% Mexico Beach 650 37% Mexico Beach CCD 1,475 36% Panama City 14,519 54% Panama City Beach Panama City Beaches CCD Panama City CCD Parker Pretty Bayou CDP Southport CCD Springfield Tyndall AFB CDP Upper Grand Lagoon CDP Youngstown CCD 5.29 34% 6.403 39% 34.429 49% 84 45% 383 36% 3.895 36% 3.448 60% 825 35% 6.352 36% 2.602 53% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN BRADFORD COUNTY 2016 Point -in -Time Data Population: 26,919 • Number of Households: 8,704 Median Household Income: $43,373 (state average: $50,860) Unemployment Rate: 10.6% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 10,000 9,000 8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000 0 9,010 55 27% 18% 2010 • Poverty 8,828 8,824 ILA 51% 21% 2012 ALICE 48% 29% 23% 2014 8,704 27% 22% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 4,000 3,500 - 3,000 - 0 2,500 - 0 a 2,000 0 0 = 1,500 1,000 500 0 3,785 47% 18% Single or Cohabiting • Poverty 2,142 55% 11% 34 Families With Children ALICE 2,777 54% 28% 18% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Bradford County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 3,000 2,500 2,000 - 0 1,500 - d E 1,000 - 500 - 0 $40,644 1$31,572 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Bradford County, 2016 Town mIL Brooker Brooker CCD Hampton Hampton CCD Lawtey Total HH % ALICE & Poverty 40 48% 388 61% 70 63% 2.364 39% 375 67% Lawtey CCD 1,386 51% Starke 2,042 57% Starke CCD 4,566 52% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN BREVARD COUNTY 2016 Point -in -Time Data Population: 579,130 • Number of Households: 226,021 Median Household Income: $51,184 (state average: $50,860) Unemployment Rate: 6.0% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 13% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 250,000 200,000 4,4 150,000 0 to = 100,000 50,000 0 221,945 66% 2010 • Poverty 218,094 60% 13% 2012 •ALICE 225,226 226,021 64% 14% 2014 60% • 13% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 120,000 100,000 80,000 60,000 40,000 20,000 0 100,285 60% Single or Cohabiting • Poverty 46,793 63% 16% 21% Families With Children ALICE 78,943 56 4 34% 10% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Brevard County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $538 $872 Child Care $- $1,050 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $146 $424 Taxes $190 $331 Monthly Total $1,611 $4,664 ANNUAL TOTAL $19,332 $55,968 Hourly Wage $9.67 $27.98 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 100,000 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 $48,684 PPI $43,404 $34,260 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Brevard County, 2016 Cape Canaveral Cocoa Cocoa Beach Cocoa Beach -Cape Canaveral CCD Cocoa West CDP CCD Grant-Valkaria Total HH % ALICE & Poverty 59% 38% 12.465 41% 1,891 45,625 39% 1,457 30% 70% Indialantic 1.148 26% 19,100 28% Indian Harbour Beach 3.699 38% Beach CCD June Park CDP 1,587 39% Malabar 1,123 28% Malabar CCD 6,941 46% Melbourne 31,902 49% Melbourne Beach 1,210 26% Melbourne CCD Melbourne Shores- Floridana Beach CCD Melbourne Village 51.226 44% 3,269 34% 314 35% Merritt Island CCD 17,913 38% Merritt Island CDP 14,723 39% Micco CDP 4,291 55% Mims CDP 2,524 39% Palm Bay 37.830 48% Palm Bay CCD 38,175 48% Palm Shores 464 38% Patrick AFB CDP 401 44% Port St. John CDP 4,344 43% Rockledge 10,323 37% Satellite Beach 4.093 22% Sharpes CDP South Patrick Shores CDP Titusville 1,152 54% 2,671 22% 19,227 49% Titusville CCD 27,954 43% Viera East CDP 4,565 29% Viera West CDP 3,255 16% West Brevard CCD 1,705 20% West Melbourne 7,249 32% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN BROWARD COUNTY 2016 Point -in -Time Data Population: 1,909,632 • Number of Households: 681,474 Median Household Income: $54,212 (state average: $50,860) Unemployment Rate: 5.7% (state average: 6.0%) ALICE Households: 37% (state average: 32%) • Households in Poverty: 13% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 800,000 700,000 600,000 'n 500,000 - 0 w 400,000 - 0 = 300,000 - 200,000 - 100,000 - 0 658,025 663,905 665142 56% 14% 2010 2012 • Poverty 681,474 37% 2014 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 350,000 300,000 250,000 y ." 200,000 - to p 150,000 - 100,000 - 50,000 - 0 316,342 52% 39% 9% Single or Cohabiting • Poverty 187,635 51% 32% 17% 177,497 47% 7 37% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Broward County SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $773 $1,253 Child Care $- $1,130 Food $164 $542 Transportation $419 $837 Health Care $164 $598 Technology $55 $75 Miscellaneous $185 $493 Taxes $275 $492 Monthly Total $2,035 $5,420 ANNUAL TOTAL $24,420 $65,040 Hourly Wage $12.21 $32.52 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 400,000 350,000 - 300,000 - N 250,000 - 200,000 - d 150,000 - z 100,000 - 50,000 - 0 $50,880 $48,456 $38,496 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Broward County, 2016 Town Boulevard Gardens CDP Broadview Park CDP Coconut Creek Cooper City Total HH 1 ALICE & Poverty 562 67% 2.050 64% 22.343 48% 1,015 26% Coral Springs Coral Springs -Margate CCD Dania Beach 43,023 78,197 12,291 42% 53% 61% Davie 34,502 44% Davie CCD 69,791 36% Deerfield Beach 31,275 58% Deerfield Beach CCD 68,173 44 Fort Lauderdale 72,896 51% Fort Lauderdale CCD 119,841 55% Franklin Park CDP 344 89 Hallandale Beach 18,065 67 Hallandale Beach CCD 22,048 67 Hillsboro Beach 893 33 Hillsboro Pines CDP 161 31% Hollywood 57,852 50 Hollywood CCD 72,985 56 Lauderdale Lakes 10,802 76 Lauderdale -by -the -Sea 3.879 47 Lauderhill 21,551 66 Lighthouse Point 4,952 35% Margate 20,945 59% Miramar Pines CCD North Lauderdale 41.895 96,082 12.126 47% 44% 66% Oakland Park 16,498 59% Parkland 8.826 15% Pembroke Park 2,317 78% Pembroke Pines 57,765 42% Plantation 33,769 42% Plantation CCD 101.142 54% Pompano Beach 39,136 62% Pompano Beach CCD Roosevelt Gardens CDP Sea Ranch Lakes 44,729 789 248 60% 72% 25% Southwest Ranches 2,267 27% Sunrise 32,671 55% Tamarac 26,909 57% Washington Park CDP 465 81% West Park 4,033 62% Weston 21,161 29% Wilton Manors 6,687 50% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN CALHOUN COUNTY 2016 Point -in -Time Data Population: 14,550 • Number of Households: 4,555 Median Household Income: $37,089 (state average: $50,860) Unemployment Rate: 10.1% (state average: 6.0%) ALICE Households: 44% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 6,000 5,000 - 4,000 - tn w 3,000 - 0 x 2,000 1,000 4,765 4,852 51% 21% 2010 • Poverty 47'! 24% 2012 ALICE 4,756 43% 21% 2014 4,555 42/ 14% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 1,800 1,600 1,400 1,200 0 1,000 ai S 800 0 x 600 400 200 0 1,573 30% 19% Single or Cohabiting 1,362 37% 51% 1,620 56% 33% Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Calhoun County SINGLE ADULT il 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $471 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $138 $391 Taxes $174 $254 Monthly Total $1,520 $4,301 ANNUAL TOTAL $18,240 $51,612 Hourly Wage $9.12 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 1,400 1,200 - 1,000 - tn 2 800 - 0 d E Z 600 - 400 - 200 - 0 ur $25,968 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Calhoun County, 2016 Altha Altha CCD Blountstown Blountstown CCD Total HH % ALICE & Poverty 65 % 66 % 58% West Calhoun CCD 1,414 54% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN CHARLOTTE COUNTY 2016 Point -in -Time Data Population: 178,465 • Number of Households: 75,147 Median Household Income: $44,200 (state average: $50,860) Unemployment Rate: 8.8% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 80,000 70,000 60,000 'n 50,000 0 w 40,000 0 = 30,000 20,000 10,000 0 69,176 60% 27% 13% 71,811 75,234 61% • 11% 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 45,000 40,000 35,000 30,000 o O 25,000 0 20,000 2 15,000 10,000 5,000 0 24,499 53% El 36% 9,832 48% 31% 40,816 59% 33% 8% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Charlotte County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $606 $848 Child Care $— $1,180 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $155 $438 Taxes $206 $363 Monthly Total $1,704 $4,816 ANNUAL TOTAL $20,448 $57,792 Hourly Wage $10.22 $28.90 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 25,000 20,000 - 15,000 - 0 a E 10,000 - z Z 5,000 - 0 $39,012 $33,216 $32,484 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Charlotte County, 2016 Tenl Charlotte Harbor CDP Charlotte Park CDP Cleveland CDP Grove City CDP Grove City-Rotonda CCD Harbour Heights CDP Manasota Key CDP Port Charlotte CCD Port Charlotte CDP Total HH % ALICE & Poverty 787 54% 65 47% 255 60% 985 51% 7.800 44% 292 46% 590 28% 37.643 50% 23,985 55% Punta Gorda 9,142 34% Punta Gorda CCD 17,856 40% Rotonda CDP 4,027 40% Solana CDP 245 35% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN CITRUS COUNTY 2016 Point -in -Time Data Population: 143,621 • Number of Households: 63,581 Median Household Income: $39,206 (state average: $50,860) Unemployment Rate: 11.3% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 16% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 70,000 60,000 50,000 y 40,000 tn 0 30,000 2 20,000 10,000 0 60,229 54% 16% 2010 • Poverty 58,640 57% Mir 15% 2012 ALICE 60,315 53% 29% 18% 2014 63,581 34% 16% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 35,000 30,000 25,000 0 20,000 y p 15,000 - 10,000 - 5,000 - 0 22,570 48% 30% 1 22% 8,988 49% MIN 32,023 51% 40% 9% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Citrus County II SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $608 $776 Child Care $— $1,000 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $155 $405 Taxes $207 $286 Monthly Total $1,707 $4,454 ANNUAL TOTAL $20,484 $53,448 Hourly Wage $10.24 $26.72 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 18,000 16,000 14,000 - a 12,000 - — 0 c 10,000 - — .0 E 6,000 - 8,000 - 4,000 - 2,000 - 0 $36,324 $36,936 $35,088 a. $28,440 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Citrus Coun y, 2016 Taws 1 Beverly Hills CDP Black Diamond CDP Citrus Hills CDP Citrus Springs CDP Crystal River Total HH % ALICE & Poverty 4.087 69% 447 9% 3.519 22% 3.466 42% 1,285 57% Crystal River CCD Floral City CDP Hernando CDP Homosassa CDP Homosassa Springs CDP Inverness Inverness CCD Inverness Highlands North CDP Inverness Highlands South CDP Lecanto CDP Pine Ridge CDP (Citrus County) Sugarmill Woods CDP 30.325 47% 2.349 57% 4.118 66% 04 39% 5.383 62% 3.244 68% 31.025 54% 774 46% 2.689 54% 969 52% 4.428 34% 4.083 40% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN CLAY COUNTY 2016 Point -in -Time Data Population: 208,311 • Number of Households: 74,130 Median Household Income: $56,315 (state average: $50,860) Unemployment Rate: 4.7% (state average: 6.0%) ALICE Households: 28% (state average: 32%) • Households in Poverty: 9% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 80,000 70,000 65,889 60,000 0 50,000 0 w 40,000 0 = 30,000 20,000 10,000 0 20 11% 66,918 26% 11% 70,307 • 74,130 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 35,000 30,000 25,000 ." 20,000 y p 15,000 - 10,000 - 5,000 - 0 32,949 62% y 1 8% 22,856 65% 22% 18,325 60% 32% Single or Cohabiting Families With Children 65 and Over • Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Clay County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $616 $960 Child Care $— $1,047 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $156 $435 Taxes $209 $357 Monthly Total $1,718 $4,786 ANNUAL TOTAL $20,616 $57,432 Hourly Wage $10.31 $28.72 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 30,000 25,000 In' 20,000 - 0 0 15,000 - d .0 E 10,000 5,000 0 $43,740 $50,724 $30,672 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Clay County, 2016 Tare Asbury Lake CDP Bellair-Meadowbrook Terrace CDP Fleming Island CDP Green Cove Springs Green Cove Springs CCD Keystone Heights Keystone Heights CCD Lakeside CDP Middleburg CDP Middleburg -Clay Hill CCD Oakleaf Plantation CDP Orange Park Total HH % ALICE & Poverty 3.095 29% 5.458 52% 0.30 21% 2.380 46% 5.113 44% 566 35% 6.826 46% 320 38% 4.473 45% 9.337 37% 7,396 25% 3,383 43% Orange Park CCD 33,737 34% Penney Farms 338 53% Penney Farms CCD 5,514 36% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN COLLIER COUNTY 2016 Point -in -Time Data Population: 365,136 • Number of Households: 139,522 Median Household Income: $61,228 (state average: $50,860) Unemployment Rate: 3.7% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 9% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 160,000 140,000 120,000 100,000 0 w 80,000 0 = 60,000 40,000 20,000 118,258 1%56 123,714 59% 133,162 66% 24% 12% 10% 10% 2010 2012 • Poverty 139,522 64% 27% 9% 2014 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 70,000 60,000 50,000 N ." 40,000 to p 30,000 - 20,000 - 10,000 - 0 49,732 64% p 27% 9% Single or Cohabiting • Poverty 25,392 54% 31% 15% Families With Children ALICE 64,398 69% 25% 6% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Collier County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $720 $1,042 Child Care $— $1,014 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $170 $441 Taxes $239 $372 Monthly Total $1,866 $4,856 ANNUAL TOTAL $22,392 $58,272 Hourly Wage $11.20 $29.14 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 80,000 70,000 60,000 N 0 50,000 40,000 d 30,000 20,000 10,000 0 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Collier Coun y, 2016 Tare Everglades Everglades CCD Golden Gate CDP Goodland CDP Immokalee CCD Total HH % ALICE & Poverty 109 42% 6.909 47% 7.109 60% 28 56% 5,991 39% Immokalee CDP 5,094 73% Island Walk CDP 1,547 16% Lely CDP 1,875 44% Lely Resort CDP 2,143 39% Marco Island 8.352 29% Marco Island CCD 8,480 30% Naples 10,563 29% Naples CCD 101,951 38 Naples Manor CDP 1,112 63% Naples Park CDP 2,398 44% Orangetree CDP 1,306 20 Pelican Bay CDP Pine Ridge CDP (Collier County) Plantation Island CDP 3,150 792 168 16% 18% 89% Verona Walk CDP 1,135 37% Vineyards CDP 1,809 25% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN COLUMBIA COUNTY 2016 Point -in -Time Data Population: 69,299 • Number of Households: 24,215 Median Household Income: $42,019 (state average: $50,860) Unemployment Rate: 7.3% (state average: 6.0%) ALICE Households: 33% (state average: 32%) • Households in Poverty: 17% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 30,000 25,000 20,000 y o w 15,000 0 x 10,000 5,000 0 25,705 48% 36% 16% 2010 • Poverty 22,636 Mor 18% 2012 ALICE 23,825 7 21% 2014 24,215 17% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 12,000 10,000 8,000 6,000 4,000 2,000 0 11,415 44% 15% Single or Cohabiting • Poverty 5,399 50% 21% 29% Families With Children ALICE 7,401 57% 1 31% 12% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Columbia County SINGLE ADULT ii 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $682 $874 Child Care $— $823 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $165 $395 Taxes $228 $262 Monthly Total $1,812 $4,341 ANNUAL TOTAL $21,744 $52,092 Hourly Wage $10.87 $26.05 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 12,000 10,000 - 8,000 - 6,000 - 4,000 - 2,000 - 0 $38,796 $33,312 $28,920 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Columbia County, 2016 1en Five Points CDP Fort White Fort White CCD Lake City Lake City CCD Total HH % ALICE & Poverty 319 67% 274 48% 5.630 54% 4.634 62% 7,656 50% North Columbia CCD 625 52% Watertown CDP 1,247 60% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN DESOTO COUNTY 2016 Point -in -Time Data Population: 35,134 • Number of Households: 11,419 Median Household Income: $35,513 (state average: $50,860) Unemployment Rate: 8.3% (state average: 6.0%) ALICE Households: 39% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 12,000 10,000 8,000 6,000 4,000 2,000 0 10,395 34% 20% 2010 • Poverty 10,595 34% 26% 2012 ALICE 10,964 23% 2014 11,419 40% 39% 21% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 4,500 4,000 3,500 3,000 y O 2,500 0 2,000 x 1,500 1,000 500 0 4,225 40% 18% Single or Cohabiting • Poverty 3,252 29% 38% Families With Children ALICE 3,942 49% 41% 10% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, DeSoto County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $545 $679 Child Care $— $1,016 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $147 $394 Taxes $191 $262 Monthly Total $1,620 $4,338 ANNUAL TOTAL $19,440 $52,056 Hourly Wage $9.72 $26.03 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 3,500 3,000 - 2,500 - 0 2,000 - 0 d -0 1,500 - E • 1,000 - 500 - 0 $39,096 96 $27,840 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. DeSoto County, 2016 Arcadia Arcadia East CCD Arcadia West CCD Southeast Arcadia CDP Total HH % ALICE & Poverty 2.696 68% 7.290 64% 4.129 52% 2,315 70% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN DIXIE COUNTY 2016 Point -in -Time Data Population: 16,084 • Number of Households: 6,221 Median Household Income: $34,634 (state average: $50,860) Unemployment Rate: 5.3% (state average: 6.0%) ALICE Households: 35% (state average: 32%) • Households in Poverty: 23% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 7,000 6,000 - 5,000 - 4,000 - a) 0 3,000 2 2,000 1,000 4,909 42% 11 6,014 6,020 49% 2010 2012 • Poverty 18% 2014 6,221 IIP 23% 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,000 2,500 2,000 0 a 1,500 0 2 1,000 500 0 2,749 37% 39% 24% Single or Cohabiting • Poverty 1,153 46% 34% Families With Children ALICE 2,319 48% 37% 15% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Dixie County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $527 $648 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $145 $393 Taxes $187 $258 Monthly Total $1,596 $4,321 ANNUAL TOTAL $19,152 $51,852 Hourly Wage $9.58 $25.93 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Dixie County, 2016 Tenl Cross City Cross City North CCD Cross City South CCD Total HH % ALICE & Poverty 79 69 4.460 61% 76 49 Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN DUVAL COUNTY 2016 Point -in -Time Data Population: 926,255 • Number of Households: 353,946 Median Household Income: $51,980 (state average: $50,860) Unemployment Rate: 5.9% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 13% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 400,000 - 350,000 - 300,000 - a 250,000 - 0 w 200,000 - 0 = 150,000 - 100,000 - 50,000 - 0 326,339 328,225 58% 1271 15% 57 27% 16% 340,985 58% 25% 2010 • Poverty 2012 •ALICE 17% 2014 353,946 60% 27% 13% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 200,000 180,000 160,000 140,000 -II 120,000 0 w 100,000 to s 80,000 60,000 40,000 20,000 0 186,728 61% 12% Single or Cohabiting 89,027 21°' 78,191 57% MA - Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Duval County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $616 $960 Child Care $— $973 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $156 $425 Taxes $209 $335 Monthly Total $1,718 $4,680 ANNUAL TOTAL $20,616 $56,160 Hourly Wage $10.31 $28.08 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 350,000 300,000 - 250,000 - N 0 200,000 - 0 d -0 150,000 - E • 100,000 - 50,000 - 0 $43,980 $45,744 ill Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Duval Coon y, 2016 Taws Atlantic Beach Baldwin Baldwin CCD Jacksonville Jacksonville Beach Total HH % ALICE & Poverty 5.502 29% 575 49% 2.317 41% 331.555 41% 0,874 32 Jacksonville Beaches CCD Jacksonville East CCD Jacksonville North CCD Jacksonville West CCD Neptune Beach 23.18 33 71.728 40% 27.267 40 7.413 53 2.952 23 Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN ESCAMBIA COUNTY 2016 Point -in -Time Data Population: 315,187 • Number of Households: 118,702 Median Household Income: $44,788 (state average: $50,860) Unemployment Rate: 6.2% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 12% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 140,000 120,000 100,000 y ° 80,000 - tn 0 60,000 - 40,000 - 20,000 - 0 110,306 55% 18% 114,077 58% 15% 115,094 61% 26% 118,702 54% 34% 12% 2010 2012 2014 2016 • Poverty •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 70,000 60,000 50,000 N ." 40,000 to p 30,000 - 20,000 - 10,000 - 0 66,436 49% 12% Single or Cohabiting • Poverty 19,570 32,696 61% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Escambia County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $690 $838 Child Care $— $910 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $166 $401 Taxes $231 $278 Monthly Total $1,824 $4,414 ANNUAL TOTAL $21,888 $52,968 Hourly Wage $10.94 $26.48 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 100,000 90,000 80,000 70,000 60,000 50,000 - 40,000 30,000 20,000 10,000 0 $40,332 Mk $41,856 .11 $33,612 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Escambia County, 2016 r Iowa Bellview CDP Brent CDP Cantonment CCD Century Century CCD Total HH % ALICE & Poverty 8.834 39% 7.077 54% 8.995 33% 64 76% 2,926 49% Ensley CDP 8,585 48% Ferry Pass CDP 13,067 50% Gonzalez CDP 5.011 23% Goulding CDP 981 81% Molino CDP 397 53% Myrtle Grove CDP Northwest Escambia CCD Pensacola 6,122 1,651 21,890 54% 33% 46% Pensacola CCD 92,412 48% Warrington CDP 5,836 56% West Pensacola CDP 8,593 66% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN FLAGLER COUNTY 2016 Point -in -Time Data Population: 108,310 • Number of Households: 41,311 Median Household Income: $49,395 (state average: $50,860) Unemployment Rate: 4.9% (state average: 6.0%) ALICE Households: 32% (state average: 32%) • Households in Poverty: 10% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 45,000 40,000 35,000 30,000 y O 25,000 r 0 20,000 x 15,000 10,000 5,000 0 35,218 56% 33% 11% 2010 • Poverty 36,358 12% 2012 ALICE 36,798 9% 2014 41,311 10% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 25,000 20,000 -64 15,000 0 y = 10,000 5,000 0 14,060 56% 37 Single or Cohabiting • Poverty 7,292 50% 32% 18% Families With Children ALICE 19,959 62% 28% 10% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Flagler County SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $572 $927 Child Care $— $1,080 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $151 $435 Taxes $197 $357 Monthly Total $1,657 $4,786 ANNUAL TOTAL $19,884 $57,432 Hourly Wage $9.94 $28.72 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 12,000 10,000 - 8,000 - 6,000 - 4,000 - 2,000 - 0 $30,096 $27,336 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Flagler County, 2016 Iowa Beverly Beach Bunnell Bunnell CCD Flagler Beach Flagler Beach CCD Total HH % ALICE & Poverty 216 37% 968 60% 24.417 45% 2,33 40% 3,733 39% Palm Coast 32,446 43% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN FRANKLIN COUNTY 2016 Point -in -Time Data Population: 11,705 • Number of Households: 4,250 Median Household Income: $40,301 (state average: $50,860) Unemployment Rate: 9.2% (state average: 6.0%) ALICE Households: 35% (state average: 32%) • Households in Poverty: 19% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 5,000 4,699 4,500 4,000 3,500 -r) 3,000 0 w 2,500 x° 2,000 1,500 1,000 500 55% 22% 2010 • Poverty 4,479 22% 2012 ALICE 4,253 4,250 20% 2014 19% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 2,500 2,000 = 1,000 500 0 2,060 42% 40% 18% Single or Cohabiting 1,438 752 51% Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Househo d Survival Budget, Franklin County All SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $588 $723 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $153 $403 Taxes $201 $281 Monthly Total $1,679 $4,429 ANNUAL TOTAL $20,148 $53,148 Hourly Wage $10.07 $26.57 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,500 2,000 1,500 - 1,000 - 500 - 0 $37,320 $28,392 $26,556 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Franklin County, 2016 7awi Apalachicola Apalachicola CCD Carrabelle Carrabelle CCD Eastpoint CCD Total HH % ALICE & Poverty 933 53% .729 45% 733 67% 354 63% ,167 57% Eastpoint CDP 831 58% St. George Island CDP 322 19% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN GADSDEN COUNTY 2016 Point -in -Time Data Population: 46,153 • Number of Households: 16,885 Median Household Income: $38,533 (state average: $50,860) Unemployment Rate: 9.6% (state average: 6.0%) ALICE Households: 37% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 18,000 16,000 14,000 12,000 0 10,000 0 8,000 x 6,000 4,000 2,000 0 16,467 28^% 25% 2010 • Poverty 16,847 49% 7'0 24% 2012 ALICE 16,986 46% 24% 2014 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 9,000 8,000 7,000 6,000 -13 O 5,000 0 4,000 2 3,000 2,000 1,000 0 7,879 36% 48% 16% Single or Cohabiting • Poverty 4,413 35% 24 41% Families With Children ALICE 4,593 55% 29% 16% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Gadsden County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $693 $914 Child Care $— $870 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $166 $406 Taxes $231 $289 Monthly Total $1,827 $4,466 ANNUAL TOTAL $21,924 $53,592 Hourly Wage $10.96 $26.80 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 6,000 5,000 - — 4,000 - — 3,000 - 2,000 - 1,000 - 0 $34,752 $38,400 $24,696 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Gadsden County, 2016 Tare Chattahoochee Chattahoochee CCD Greensboro Greensboro CCD Gretna Total HH % ALICE & Poverty 818 65% .546 61% 229 55% 263 67% 613 82% Havana 899 59% Havana CCD 6.010 49% Midway 1.167 45% Quincy 2,899 63% Quincy CCD 8.066 64% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN GILCHRIST COUNTY 2016 Point -in -Time Data Population: 17,033 • Number of Households: 6,254 Median Household Income: $40,881 (state average: $50,860) Unemployment Rate: 9.7% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 20% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 7,000 6,000 5,000 4,000 a) 0 3,000 - 2,000 - 1,000 - 5,976 5,963 1 23% 2010 • Poverty • 24% 2012 ALICE 6,274 22% 2014 6,254 pr 20% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,000 2,500 2,000 0 a 1,500 0 x 1,000 500 0 2,829 45% 38% 17% Single or Cohabiting • Poverty 2,035 1,390 41% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Gilchrist County SINGLE ADULT ii 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $637 $887 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $159 $424 Taxes $215 $331 Monthly Total $1,748 $4,664 ANNUAL TOTAL $20,976 $55,968 Hourly Wage $10.49 $27.98 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,000 1,800 - — 1,600 - — 1,400 - — 1,200 - — 1,000 - — 800 - — 600 - 400 - 200 - 0 $39,072 1.1 $41,136 $41,004 $25,956 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Gilchrist County, 2016 Town Bell Bell CCD Spring Ridge CDP Trenton Trenton CCD Total HH % ALICE & Poverty 65 72% 2.247 59% 203 51% 728 62% 4,007 50% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN GLADES COUNTY 2016 Point -in -Time Data Population: 13,420 • Number of Households: 4,019 Median Household Income: $34,143 (state average: $50,860) Unemployment Rate: 13.3% (state average: 6.0%) ALICE Households: 49% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 4,500 4,000 - 3,500 - 3,000 - y O 2,500 - 0 2,000 x 1,500 1,000 500 4,165 3.745 17% 2010 2012 • Poverty 3,846 22% 2014 4,019 21% 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 2,000 1,800 1,600 1,400 -8 1,200 0 a 1,000 0 800 600 400 200 0 1,512 34% 46% 20% Single or Cohabiting • Poverty 748 26% 41% 33% Families With Children ALICE 1,759 29% 55% 16% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Glades County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $563 $759 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $149 $407 Taxes $195 $292 Monthly Total $1,644 $4,480 ANNUAL TOTAL $19,728 $53,760 Hourly Wage $9.86 $26.88 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 1,200 1,000 800 - 600 - 400 - 200 - 0 $49,920 $47,400 $27,108 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Glades County, 2016 Tare Buckhead Ridge CDP Moore Haven Northeast Glades CCD Southwest Glades CCD Total HH % ALICE & Poverty 643 72% 63 81% 434 68% 2,585 71 Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN GULF COUNTY 2016 Point -in -Time Data Population: 15,851 • Number of Households: 5,349 Median Household Income: $40,822 (state average: $50,860) Unemployment Rate: 9.2% (state average: 6.0%) ALICE Households: 38% (state average: 32%) • Households in Poverty: 17% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 6,000 5,000 4,000 y 0 w 3,000 0 x 2,000 1,000 5,347 53% 2010 • Poverty 5,368 5,381 49Y 18% 2012 ALICE 51% 17% 2014 5,349 45% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 2,500 2,000 = 1,000 500 0 2,217 42% 18% Single or Cohabiting • Poverty 1,356 50% 30% 20% Families With Children ALICE 1,776 47% 7 40% 13% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Gulf County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $543 $738 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $147 $405 Taxes $191 $286 Monthly Total $1,618 $4,451 ANNUAL TOTAL $19,416 $53,412 Hourly Wage $9.71 $26.71 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,000 1,800 - 1,600 - 1,400 - 1,200 - 1,000 - 800 - 600 - 400 - 200 - 0 $45_93R $29,976 inr $22,704 $27,624 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Gulf County, 2016 Tenl Port St. Joe Port St. Joe CCD Wewahitchka Wewahitchka CCD Total HH % ALICE & Poverty 245 59% 3.117 50% 940 64% 2.232 60% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HAMILTON COUNTY 2016 Point -in -Time Data Population: 14,362 • Number of Households: 4,717 Median Household Income: $38,980 (state average: $50,860) Unemployment Rate: 14.0% (state average: 6.0%) ALICE Households: 28% (state average: 32%) • Households in Poverty: 25% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 5,000 4,500 - 4,000 - 3,500 - -8 3,000 - 0 w 2,500 - x° 2,000 1,500 1,000 500 4,532 51% 23% 2010 • Poverty 4,473 23% 2012 ALICE 4,704 27% 2014 4,717 47% 28% 25% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 2,500 2,000 -8 1,500 0 y = 1,000 500 0 2,081 47% 16% Single or Cohabiting • Poverty 1,194 38% 48% Families With Children ALICE 1,442 25% 20% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Hamilton County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $753 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $355 Taxes $185 $175 Monthly Total $1,582 $3,904 ANNUAL TOTAL $18,984 $46,848 Hourly Wage $9.49 $23.42 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 1,200 1,000 800 600 400 - 200 - lir $26,952 $24,408 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Hamilton County, 2016 Town Jasper Jasper CCD Jennings Jennings CCD White Springs Total HH % ALICE & Poverty 779 54% 2.293 53% 230 68% 724 51% 397 60% White Springs CCD 700 60% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HARDEE COUNTY 2016 Point -in -Time Data Population: 27,302 • Number of Households: 7,558 Median Household Income: $36,222 (state average: $50,860) Unemployment Rate: 11.3% (state average: 6.0%) ALICE Households: 44% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 9,000 8,000 - 7,000 - 6,000 - y O 5,000 - 0 4,000 x 3,000 2,000 1,000 7,694 7,687 39% 20% 2010 • Poverty 27% 2012 ALICE 7,534 26% 2014 7,558 35% • 21% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,500 3,000 - 2,500 - p 1,500 x 1,000 500 0 3,163 36% IP 12% Single or Cohabiting • Poverty 2,310 127% J 38% Families With Children ALICE 2,085 45% 39% 16% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Hardee County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $533 $655 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $146 $394 Taxes $189 $260 Monthly Total $1,605 $4,331 ANNUAL TOTAL $19,260 $51,972 Hourly Wage $9.63 $25.99 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 4,000 3,500 3,000 - y 0 2,500 - n 0 2,000 - 500 - 0 $24,000 Pir $35,400 $26,616 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Hardee County, 2016 Tare • Bowling Green Bowling Green CCD Fort Green Springs CDP Gardner CDP Total HH % ALICE & Poverty 822 78% 562 70% 38 58% 155 63% Lemon Grove CDP 194 67% Wauchula 1,661 62% Wauchula CCD 3,736 64% Zolfo Springs 469 81% Zolfo Springs CCD 2,260 62% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HENDRY COUNTY 2016 Point -in -Time Data Population: 38,376 • Number of Households: 11,817 Median Household Income: $37,552 (state average: $50,860) Unemployment Rate: 10.1% (state average: 6.0%) ALICE Households: 42% (state average: 32%) • Households in Poverty: 23% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 14,000 12,000 10,000 0 N 8,000 0 6,000 x 4,000 2,000 0 11,006 40% 21% 2010 • Poverty 10,809 24% 2012 ALICE 11,156 22% 2014 11,817 23% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 6,000 5,000 4,000 0 a 3,000 0 x 2,000 1,000 0 4,898 34% 48% 18% Single or Cohabiting • Poverty 4,056 28% TS% 37% 2,863 46% 41% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Hendry County SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $619 $761 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $157 $408 Taxes $210 $293 Monthly Total $1,723 $4,484 ANNUAL TOTAL $20,676 $53,808 Hourly Wage $10.34 $26.90 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 0 0 5,000 4,500 - 4,000 - 3,500 - 3,000 - 2,500 - E 2,000 - 0 • 1,500 - 1,000 - 500 - 0 $34,152 27,168 $28,404 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Hendry County, 2016 Taws Clewiston Clewiston CCD Fort Denaud CDP Harlem CDP LaBelle Total HH % ALICE & Poverty 2.427 56% 5.929 69% 662 51% 754 81% 1,407 56% LaBelle CCD 5,888 61% Montura CDP 1,133 83% Pioneer CDP 359 69% Port LaBelle CDP 1,347 59% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HERNANDO COUNTY 2016 Point -in -Time Data Population: 182,835 • Number of Households: 74,262 Median Household Income: $47,253 (state average: $50,860) Unemployment Rate: 6.9% (state average: 6.0%) ALICE Households: 30% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 80,000 70,000 60,000 0 50,000 0 w 40,000 0 = 30,000 20,000 10,000 0 70,035 14% 69,222 16% 70,558 Mir 14% 74,262 56% F 30% 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 35,000 30,000 25,000 ." 20,000 y p 15,000 - 10,000 - 5,000 - 0 28,693 58% . 24 18% 14,553 32%, 19% 31,016 0/0 Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Hernando County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 1 PRESCHOOLER Monthly Costs Housing $668 $992 Child Care $— $1,020 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $163 $436 Taxes $224 $359 Monthly Total $1,792 $4,794 ANNUAL TOTAL $21,504 $57,528 Hourly Wage $10.75 $28.76 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 25,000 20,000 w 15,000 0 a E 10,000 Z 5,000 0 $24,612 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Hernando County, 2016 Tare Brookridge CDP Brooksville Brooksville CCD Garden Grove CDP Hernando Beach CCD Total HH % ALICE & Poverty 2.340 54% 3.154 67% 2.407 54% 258 59% 5,912 46% Hernando Beach CDP 1,067 38% High Point CDP 1,834 62% Hill 'n Dale CDP 766 53% Masaryktown CDP 410 58% North Brooksville CDP 1.433 CDP Ridge Manor CCD 49% 3,620 48% 2.896 53% Ridge Manor CDP 1,804 56% South Brooksville CDP 1,692 58% Spring Hill CCD 49,703 50% Spring Hill CDP 42,168 43% Spring Lake CDP 189 16% Timber Pines CDP Gardens CDP Wiscon CDP 3,092 939 269 36% 51% 60 Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HIGHLANDS COUNTY 2016 Point -in -Time Data Population: 100,917 • Number of Households: 38,808 Median Household Income: $36,490 (state average: $50,860) Unemployment Rate: 15.4% (state average: 6.0%) ALICE Households: 41 % (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 45,000 40,000 35,000 30,000 y O 25,000 0 20,000 x 15,000 10,000 5,000 0 39,675 51% 32% 17% 2010 • Poverty 39,112 2012 ALICE 39,288 16% 2014 38,808 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 25,000 20,000 = 10,000 5,000 0 11,367 39% 1119 34% 27% Single or Cohabiting • Poverty 7,363 38% 42% 20% 20,078 51% 44% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Highlands County alill SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $524 $737 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $145 $404 Taxes $186 $285 Monthly Total $1,592 $4,448 ANNUAL TOTAL $19,104 $53,376 Hourly Wage $9.55 $26.69 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 14,000 12,000 10,000 N 0 8,000 0 d 6,000 - m 4,000 - 2,000 - 0 $31,200 $33,384 $27,336 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Highlands County, 2016 Tenl Avon Park Avon Park CCD Lake Placid Lake Placid CCD Sebring Total HH % ALICE & Poverty 3.240 72% 3.14 56% 71% 9.335 56% 4,326 73% Sebring CCD 18,024 56% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HILLSBOROUGH COUNTY 2016 Point -in -Time Data Population: 1,376,238 • Number of Households: 514,487 Median Household Income: $54,588 (state average: $50,860) Unemployment Rate: 5.8% (state average: 6.0%) ALICE Households: 25% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 600,000 - 500,000 - 400,000 - y 0 w 300,000 - 0 x 200,000 100,000 0 460,605 58% 15% 2010 • Poverty 477,259 57% k 2012 ■ALICE 489,603 63% 22% 15% 2014 514,487 14% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 300,000 250,000 200,000 y 0 w 150,000 0 0 s 100,000 50,000 0 260,770 63% 13% Single or Cohabiting • Poverty 140,271 Families With Children ALICE 113,446 13% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Hillsborough County SINGLE ADULT ji 2 ADULTS,1 INFANT, I 1 PRESCHOOLER Monthly Costs Housing $668 $992 Child Care $- $1,050 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $163 $440 Taxes $224 $368 Monthly Total $1,792 $4,837 ANNUAL TOTAL $21,504 $58,044 Hourly Wage $10.75 $29.02 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 450,000 400,000 350,000 a 300,000 0 c 250,000 - 2 200,000 - E 150,000 - 100,000 - 50,000 - 0 $50,316 S5:292 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Hillsborough County, 2016 Torn Apollo Beach CDP Balm CDP Bloomingdale CDP Brandon CCD Brandon CDP Total HH % ALICE & Poverty 6.583 27% 710 28% 7.852 22% 64.430 35% 40,300 31% Carrollwood CDP 13,962 34% Cheval CDP 4.369 32% Citrus Park CDP 9.453 36% Dover CDP East Lake -Orient Park CDP Egypt Lake -Leto CDP 933 9,756 13,667 66% 57% 60% Fish Hawk CDP 5.243 15% Gibsonton CDP 5,419 48% Keystone CDP 8,054 13% Keystone -Citrus Park CCD 50,174 27% Lake Magdalene CDP Lutz CDP Mango CDP Northdale CDP Palm River -Clair Mel CDP Palm River-Gibsonton CCD Pebble Creek CDP 11,826 7,748 4,191 8.312 7,835 41% 31% 59% 27% 55% 16,570 49% 2.776 22% Plant City 12,864 47% Plant City CCD 29,452 45% Progress Village CDP 2,649 40% Riverview CDP 30,547 24% Ruskin CCD 28,248 38% Ruskin CDP 6,539 44% Seffner CDP 2,583 38% Sun City Center CDP 12,597 39% Tampa 151,167 44% Tampa CCD 260,600 48% Temple Terrace 9,986 38% Thonotosassa CDP 4,772 49% Town'n' Country CDP University CDP (Hillsborough County) Valrico CDP 31,705 17,802 12,863 42% 74% 24% Westchase CDP 8,772 21% Wimauma CDP Wimauma-Riverview CCD 1,830 61% 46,367 27% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN HOLMES COUNTY 2016 Point -in -Time Data Population: 19,569 • Number of Households: 6,809 Median Household Income: $37,437 (state average: $50,860) Unemployment Rate: 13.1% (state average: 6.0%) ALICE Households: 30% (state average: 32%) • Households in Poverty: 25% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 8,000 7,000 - 6,000 - a 5,000 - w 4,000 - 0 = 3,000 2,000 1,000 6,768 47% 19% 2010 • Poverty 6,747 20% 2012 ALICE 6,758 6,809 M 25% 2014 • 25% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,500 3,000 - 2,500 - ." 2,000 - at p 1,500 x 1,000 500 0 2,878 44% 33% 23% Single or Cohabiting • Poverty 1,614 39% 37% Families With Childre ALICE 2,317 50% 31% 19% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Holmes County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Holmes County, 2016 Town Bonifay Bonifay CCD Esto Esto-Noma CCD Ponce de Leon Total HH % ALICE & Poverty 016 65% 3.220 56% 67% 52 54% 210 59% West Holmes CCD 2,068 55% Westville 111 74% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN INDIAN RIVER COUNTY 2016 Point -in -Time Data Population: 151,563 • Number of Households: 55,427 Median Household Income: $49,072 (state average: $50,860) Unemployment Rate: 5.5% (state average: 6.0%) ALICE Households: 40% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 70,000 60,000 50,000 y 40,000 tn 0 30,000 2 20,000 10,000 0 53,151 60% 27% 13% 58,950 55% 11 2010 2012 • Poverty 55,618 55,427 59% 10% 2014 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 30,000 25,000 20,000 0 w 15,000 0 x 10,000 5,000 0 17,930 41% 51% Single or Cohabiting • Poverty 9,588 40% 39% 21% Families With Children ALICE 27,909 58% 1 33% 9% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Indian River County alill SINGLE ADULT ji 2 ADULTS,1 INFANT, J 1 PRESCHOOLER Monthly Costs Housing $593 $833 Child Care $— $1,000 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $153 $412 Taxes $202 $304 Monthly Total $1,685 $4,536 ANNUAL TOTAL $20,220 $54,432 Hourly Wage $10.11 $27.22 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 30,000 25,000 - In' 20,000 - 0 0 15,000 - d E 10,000 - 5,000 - 0 $54.480 $39,120 $36,264 $34,632 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Indian River County, 2016 Taws Fellsmere Fellsmere CCD Florida Ridge CDP Gifford CDP Indian River Shores Total HH % ALICE & Poverty 27 90% 6.837 65% 7.164 55% 3.658 67% 2,216 21A Orchid 185 15% Roseland CDP 754 43% Sebastian 9,204 52% South Beach CDP 1,650 19% Vero Beach 7.127 57% Vero Beach CCD Vero Beach South CDP Wabasso Beach CDP 50,992 9,349 868 49% 54% 21% Wabasso CDP 213 49% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN JACKSON COUNTY 2016 Point -in -Time Data Population: 48,721 • Number of Households: 16,744 Median Household Income: $35,470 (state average: $50,860) Unemployment Rate: 12.3% (state average: 6.0%) ALICE Households: 36% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 18,000 16,000 14,000 12,000 0 10,000 08,000 6,000 4,000 2,000 0 16,597 54% IU 30% 16% 2010 • Poverty 15,148 18% 2012 ALICE 15,961 20% 2014 16,744 22% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 8,000 7,000 - 6,000 - w 5,000 - 0 a 4,000 0 0 = 3,000 2,000 1,000 0 7,435 33% 46% 21% Single or Cohabiting • Poverty 4,211 42% 27% 31% Families With Children ALICE 5,098 57% 29% 11110 14% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Jackson County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 6,000 5,000 - — 4,000 - — 3,000 - 2,000 - 1,000 - 0 $27,384 $39,024 IME $27,252 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Jackson County, 2016 Town Alford Alford CCD Campbellton CCD Cottondale Cottondale CCD Total HH % ALICE & Poverty 216 78% .408 56% 538 70% 313 63% 1,272 58% Cypress CCD 1,889 50% Graceville 728 65% Graceville CCD 1.404 59% Grand Ridge 332 54% Greenwood 269 62% Greenwood CCD 1,431 53% Jacob City 159 70% Malone 255 63% Malone CCD 1,026 52% Marianna 3,875 72% Marianna CCD 6,209 61% Sneads 763 55% Sneads CCD 1,567 55% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN JEFFERSON COUNTY 2016 Point -in -Time Data Population: 14,082 • Number of Households: 5,564 Median Household Income: $41,696 (state average: $50,860) Unemployment Rate: 8.4% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 15% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 6,000 5,000 - 4,000 - y 0 w 3,000 - 0 x 2,000 1,000 5,233 i 49% 18% 5,444 53% 19% 5,372 50% 17% 5,564 11111 51" 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,000 2,500 2,000 0 at 1,500 0 0 2 1,000 500 0 2,768 52% 31% 17% Single or Cohabiting • Poverty 987 45% 29% 26% 1,809 51% 4 42% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Jefferson County II SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $693 $914 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $166 $428 Taxes $231 $339 Monthly Total $1,827 $4,703 ANNUAL TOTAL $21,924 $56,436 Hourly Wage $10.96 $28.22 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 1,400 1,200 $35,220 1,000 - ti 0 2 800 - — 0 d 600 - 400 - $25,224 200 - 0 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Jefferson County, 2016 Town Aucilla CDP Monticello Monticello CCD Wacissa CCD Wacissa CDP Total HH % ALICE & Poverty 77% 927 55% 3.663 53% 90 43% 114 37% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LAFAYETTE COUNTY 2016 Point -in -Time Data Population: 8,742 • Number of Households: 2,320 Median Household Income: $36,236 (state average: $50,860) Unemployment Rate: 15.0% (state average: 6.0%) ALICE Households: 39% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 3,000 2,500 2,000 0 w 1,500 0 x 1,000 500 0 2,307 53% 2010 • Poverty 2,722 2,706 1 17% 2012 ALICE 24% 2014 22% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 1,200 1,000 800 600 400 200 0 985 41% 43% 16% Single or Cohabiting • Poverty 695 34% 29% 37% Families With Children ALICE 640 41% 4 44% 15% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Lafayette County All SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 800 700 600 N 0 500 400 d 300 200 100 0 $32,61 $20,796 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Lafayette County, 2016 Town 1 Day CCD Mayo Mayo CCD Total HH % ALICE & Poverty 449 63% 405 67% 87 61% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LAKE COUNTY 2016 Point -in -Time Data Population: 335,396 • Number of Households: 128,888 Median Household Income: $50,226 (state average: $50,860) Unemployment Rate: 5.7% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 10% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 140,000 120,000 100,000 y 80,000 a) 0 60,000 x 40,000 20,000 115,635 115,026 53% 52% 33% 117,696 55% 32% 12% 15% 13% 2010 2012 • Poverty 128,888 56% 34% 10% 2014 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 60,000 50,000 40,000 0 w 30,000 0 x 20,000 10,000 45,563 55% 10% Single or Cohabiting • Poverty 30,796 55 % 28% 17% Families With Children ALICE 52,529 56% 137 II 7% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Lake County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $748 $1,003 Child Care $- $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $173 $439 Taxes $248 $367 Monthly Total $1,906 $4,831 ANNUAL TOTAL $22,872 $57,972 Hourly Wage $11.44 $28.99 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 50,000 45,000 - 40,000 - 35,000 - 30,000 - 0 25,000 - d a E 20,000 - m 15,000 - 10,000 - 5,000 - 0 $34,824 $37,704 $31,284 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Lake County, 2016 ten • Astatula Astor CDP Clermont Clermont CCD Eustis Total HH % ALICE & Poverty 573 52% 655 71% 24 41% 30.12 37% 7,269 58% Eustis CCD 11,458 51% Ferndale CDP 220 80% Fruitland Park Fruitland Park -Lady Lake CCD Groveland CCD Howey-in-the-Hills Okahumpka CCD Lady Lake 1.615 56% 13,672 54% 3,671 9,579 508 7,957 7,237 43% 46% 30% 44% 53% Lake Kathryn CDP Lake Mack -Forest Hills CDP Leesburg 332 66% 269 78% 8,383 62% Leesburg CCD 9,331 61% Leesburg East CCD 10,149 54% Mascotte 1.555 51% Minneola 3,273 41% Montverde 527 27% Mount Dora 5,606 47% Mount Dora CCD 10,561 43% Mount Plymouth CDP 1,684 34% Paisley CDP 400 72% Pine Lakes CDP 223 59% Silver Lake CDP 689 44% Sorrento CDP 255 83% Tavares 6,582 58% Tavares CCD 9,724 53% Umatilla 1,459 63% Umatilla CCD 9,484 56% Yalaha CDP 411 24% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LEE COUNTY 2016 Point -in -Time Data Population: 722,336 • Number of Households: 261,735 Median Household Income: $52,909 (state average: $50,860) Unemployment Rate: 6.1 % (state average: 6.0%) ALICE Households: 31% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 300,000 250,000 233,693 200,000 tn w 150,000 x 100,000 50,000 51% 245,100 55% 13% 13% 2010 2012 ■Poverty •ALICE 263,295 58% 14% 2014 261,735 58% 11% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 120,000 100,000 80,000 60,000 40,000 20,000 0 101,653 59% Single or Cohabiting • Poverty 49,214 56% 25% 19% Families With Children ALICE 110,868 57% 35% 8% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Lee County SINGLE ADULT11 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $681 $911 Child Care $- $1,003 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $165 $423 Taxes $228 $329 Monthly Total $1,811 $4,653 ANNUAL TOTAL $21,732 $55,836 Hourly Wage $10.87 $27.92 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 140,000 120,000 100,000 0 0 .0 E Z 80,000 60,000 - 40,000 - 20,000 - 0 $45,996 816 $34,968 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Lee County, 2016 Alva CDP Boca Grande CCD Bokeelia CDP Bonita Springs Bonita Springs CCD Total HH % ALICE & Poverty 20,390 43,722 29% 56% 38% Buckingham CDP Burnt Store Marina CDP Cape Coral 1,475 995 63,098 40% 29% 41% Cape Coral CCD 67,506 45% Cypress Lake CDP 6,026 49% Estero 14,146 29% Estero Island CCD 4.684 36% Fort Myers 27,938 62% Fort Myers Beach Fort Myers CCD Fort Myers Shores CCD Fort Myers Shores CDP 3,703 35% 64.595 52% 5,405 44% Gateway CDP Harlem Heights CDP Iona CDP Lehigh Acres CCD Lehigh Acres CDP Lochmoor Waterway Estates CDP Matlacha CDP Matlacha Isles- Matlacha Shores CDP McGregor CDP North Fort Myers CCD North Fort Myers CDP Olga CDP Page Park CDP Palmona Park CDP Pine Island CCD Pine Island Center CDP Pine Manor CDP Pineland CDP 2.157 54% 3,283 22% 356 47% 7.283 44% 47.495 47% 30.787 50% 852 46% 400 41% 50 32% 3.366 36% 7.048 55% 9.135 54% 756 46% 237 00% 457 81% 3.688 47% 70 57% 235 92% 23 24% Punta Rassa CDP 1.155 38% San Carlos Park CDP 5,801 49% Sanibel 3,553 27% Sanibel Island CCD 3,617 27% St. James City CDP 1,776 44% Suncoast Estates CDP 1,622 66% Three Oaks CDP 1.224 19% Tice CDP 1,285 79% Villas CDP 4.927 47% Whiskey Creek CDP 2,192 29% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LEON COUNTY 2016 Point -in -Time Data Population: 287,822 • Number of Households: 112,119 Median Household Income: $51,107 (state average: $50,860) Unemployment Rate: 6.6% (state average: 6.0%) ALICE Households: 25% (state average: 32%) • Households in Poverty: 18% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 120,000 - 100,000 - 80,000 - 60,000 - 40,000 - 20,000 - 108,439 108,915 55% 24% 2010 • Poverty 61% 1- WWI 21% 2012 ALICE 112,145 23% 2014 2,11 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 70,000 60,000 50,000 N 0 40,000 to p 30,000 - 20,000 - 10,000 - 0 63,245 50% 23% Single or Cohabiting • Poverty 25,775 62% 23% 15% 23,099 71% 21% !r✓eft Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Leon County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $693 $914 Child Care $— $996 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $166 $422 Taxes $231 $327 Monthly Total $1,827 $4,646 ANNUAL TOTAL $21,924 $55,752 Hourly Wage $10.96 $27.88 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 60,000 50,000 - a 40,000 - 0 30,000 d .0 E 20,000 10,000 0 $44,460 $44,460 $35,376 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Leon County, 2016 East Leon CCD Northeast Leon CCD Northwest Leon CCD Southeast Leon CCD Southwest Leon CCD Total HH % ALICE & Poverty 5,098 32% 34% 51% Tallahassee Tallahassee Central CCD Tallahassee East CCD Tallahassee Northeast CCD Tallahassee Northwest CCD Tallahassee South CCD Tallahassee Southwest CCD 75.147 50% 6.224 70% 0.590 49% 7.039 38% 0.74 65% 5.690 64% Woodville CDP 6.017 80% 018 53% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LEVY COUNTY 2016 Point -in -Time Data Population: 39,707 • Number of Households: 15,372 Median Household Income: $35,480 (state average: $50,860) Unemployment Rate: 9.9% (state average: 6.0%) ALICE Households: 35% (state average: 32%) • Households in Poverty: 20% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 18,000 16,000 14,000 12,000 y 0 10,000 0 8,000 x 6,000 4,000 2,000 0 15,936 52% 26 22% 2010 • Poverty 16,180 22% 2012 ALICE 15,638 • 21% 2014 15,372 20% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 7,000 6,000 5,000 y ." 4,000 y p 3,000 - 2,000 - 1,000 - 0 6,366 43% 20% Single or Cohabiting • Poverty 3,379 38% 27% 35% Families With Children ALICE 5,627 50% 38% 12% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Levy County SINGLE ADULT 1 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $522 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $186 $254 Monthly Total $1,589 $4,301 ANNUAL TOTAL $19,068 $51,612 Hourly Wage $9.53 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 ti 0 6,000 5,000 4,000 3,000 d E z 2,000 1,000 $38,400 Img36,08116 $25,104 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Levy County, 2016 1en Andrews CDP Bronson Cedar Key Cedar Key- Yankeetown CCD Chiefland Total HH % ALICE & Poverty 314 63% 357 59% 33 42% 2.480 60% 869 73% Chiefland CCD 4.737 56% East Bronson CDP 646 62% East Williston CDP 182 48% Fanning Springs 369 45% Inglis Manatee Road CDP Raleigh CDP Williston Williston Highlands CDP Williston -Bronson CCD Yankeetown 644 64% 55% 44 77% 943 61% 919 44% 8.155 54% 296 47% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN LIBERTY COUNTY 2016 Point -in -Time Data Population: 8,285 • Number of Households: 2,363 Median Household Income: $37,917 (state average: $50,860) Unemployment Rate: 9.1 % (state average: 6.0%) ALICE Households: 45% (state average: 32%) • Households in Poverty: 17% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 2,500 2,000 v 1,500 0 N °° 1,000 500 0 2,008 18% 2010 • Poverty 2,355 2,362 45% 23% 2012 ALICE 47% 21% 2014 2,363 38% 17% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 1,400 1,200 1,000 800 600 - 400 - 200 - 0 1,146 31% 20% Single or Cohabiting • Poverty 680 46% 40% 14% 537 42% 42% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Liberty County SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 900 800 700 a 600 0 6500- 2,400- E 300 - 200 - 100 - 0 $53,160 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Liberty County, 2016 Bristol East Liberty CCD Hosford CDP Lake Mystic CDP West Liberty CCD Total HH % ALICE & Poverty 319 63% 912 54% 288 45% 37 47% 1,451 67% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MADISON COUNTY 2016 Point -in -Time Data Population: 18,560 • Number of Households: 6,665 Median Household Income: $29,806 (state average: $50,860) Unemployment Rate: 12.4% (state average: 6.0%) ALICE Households: 31% (state average: 32%) • Households in Poverty: 29% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 8,000 7,000 - 6,000 - a 5,000 - 0 w 4,000 0 = 3,000 2,000 1,000 6,776 53% 20% 2010 • Poverty 6,877 23% 2012 ALICE 651 6,665 24% 2014 29% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 3,500 3,000 - 2,500 - ." 2,000 - at p 1,500 x 1,000 500 0 2,951 34% 27% Single or Cohabiting • Poverty 1,610 42% 17% 41% Families With Childre ALICE 2,104 46% 32% 22% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Househo d Survival Budget, Madison County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $950 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $380 Taxes $185 $228 Monthly Total $1,582 $4,179 ANNUAL TOTAL $18,984 $50,148 Hourly Wage $9.49 $25.07 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,500 2,000 1,500 1,000 500 - 0 $20,508 $33,648 $23,724 $26,448 Small Firms $32,916 Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Madison County, 2016 Tenl Greenville Greenville CCD Lee Madison Madison CCD Total HH % ALICE & Poverty 323 76% .409 67% 44 60% 055 74% 5,256 58% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MANATEE COUNTY 2016 Point -in -Time Data Population: 375,888 • Number of Households: 142,465 Median Household Income: $51,748 (state average: $50,860) Unemployment Rate: 6.4% (state average: 6.0%) ALICE Households: 33% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 160,000 140,000 120,000 W 100,000 0 w 80,000 0 = 60,000 40,000 20,000 126,418 54% 130,382 56% 12% 13% 2010 2012 • Poverty 137,695 58% 13% 2014 142,465 56% 11% 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 70,000 60,000 50,000 N ." 40,000 to p 30,000 - 20,000 - 10,000 - 0 57,610 55% 33% 12% Single or Cohabiting • Poverty 28,113 55% 28% 17% 56,742 58% 35% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Manatee County SINGLE ADULT 1 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $711 $974 Child Care $— $1,097 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $168 $443 Taxes $237 $377 Monthly Total $1,853 $4,878 ANNUAL TOTAL $22,236 $58,536 Hourly Wage $11.12 $29.27 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 60,000 50,000 - — 40,000 - — 0 30,000 - d a E 20,000 - 10,000 - 0 $37,272 $37,932 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Manatee County, 2016 Tenl Anna Maria Bayshore Gardens CDP Bradenton Bradenton Beach Total HH % ALICE & Poverty 529 48% 7.376 59% 21.005 55% 502 56% Bradenton CCD 96,918 50% Cortez CDP 2.007 49% Ellenton CDP 1,396 52% Holmes Beach 2,097 39% Longboat Key 3,845 28% Memphis CDP 2,602 56% Myakka City CCD 18,553 24% Palmetto 4.763 52% Palmetto CCD 11,351 51% Parrish CCD 9,168 26% Samoset CDP 1,096 68% South Bradenton CDP 10,291 67% West Bradenton CDP 1,608 35% West Samoset CDP Whitfield CDP (Manatee County) 1,806 79% 1,269 31% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MARION COUNTY 2016 Point -in -Time Data Population: 349,020 • Number of Households: 134,239 Median Household Income: $39,383 (state average: $50,860) Unemployment Rate: 6.3% (state average: 6.0%) ALICE Households: 36% (state average: 32%) • Households in Poverty: 15% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 160,000 140,000 120,000 y 100,000 O w 80,000 0 = 60,000 40,000 20,000 0 131,753 53% 31% 16% 133,910 52% 1 32% 16% 132,275 55% 134,239 36% 15% 2010 2012 2014 2016 • Poverty •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 70,000 60,000 - 50,000 - N ." 40,000 to p 30,000 - 20,000 - 10,000 - 0 51,107 47% p 37 16% Single or Cohabiting • Poverty 25,296 45% 25% 30% Families With Children ALICE 57,836 52% 40% 8% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Marion County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $546 $780 Child Care $— $951 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $147 $399 Taxes $191 $273 Monthly Total $1,621 $4,390 ANNUAL TOTAL $19,452 $52,680 Hourly Wage $9.73 $26.34 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 50,000 45,000 - 40,000 - 35,000 - a 30,000 - 0 25,000 - d a E 20,000 - m 15,000 - 10,000 - 5,000 - 0 $33,384 $39,180 $35,640 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Marion County, 2016 Tenl Belleview Belleview CCD Dunnellon Dunnellon CCD East Marion CCD Total HH % ALICE & Poverty 775 59% 45.772 43% 017 70% 5.59 50% 7,433 65% Fellowship CCD Fort McCoy -Anthony CCD McIntosh 11,384 5,318 203 47% 55% 34% Ocala 21,348 54% Ocala CCD Reddick Reddick-McIntosh CCD Silver Springs Shores CDP 52.096 53% 247 74% 4.683 54% 3.036 77% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MARTIN COUNTY 2016 Point -in -Time Data Population: 158,701 • Number of Households: 62,976 Median Household Income: $54,620 (state average: $50,860) Unemployment Rate: 4.2% (state average: 6.0%) ALICE Households: 28% (state average: 32%) • Households in Poverty: 10% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 70,000 60,000 50,000 y 40,000 tn 0 30,000 2 20,000 10,000 0 60,090 58% 33% 9% 2010 • Poverty 60,783 12% 2012 ALICE 62,518 2014 62,976 10% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 30,000 25,000 20,000 0 w 15,000 0 x 10,000 5,000 0 22,515 61% 12,139 64% 28,322 63% 30% 7% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Martin County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER • Monthly Costs Housing $698 $923 Child Care $— $1,250 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $167 $457 Taxes $233 $408 Monthly Total $1,835 $5,025 ANNUAL TOTAL $22,020 $60,300 Hourly Wage $11.01 $30.15 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 40,000 35,000 - 30,000 - N 0 25,000 - 20,000 - d 15,000 - z 10,000 - $42,864 $40,044 $36,228 5,000 - 0 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Martin Coun y, 2016 r Iowa Hobe Sound CDP Indiantown CCD Indiantown CDP Jensen Beach CDP Jupiter Island North River Shores CDP Ocean Breeze Park Total HH % ALICE & Poverty 6.147 52% 6.177 41% 419 66% 5,367 44% 298 17% 1,546 47% 140 70% Palm City CDP 9,838 29% Port Salerno CDP Port Salerno -Hobe Sound CCD Rio CDP 4,377 47% 27,032 41% 463 36% Sewall's Point 839 18% Stuart 7,429 55% Stuart CCD 29,771 40% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MIAMI-DADE COUNTY 2016 Point -in -Time Data Population: 2,712,945 • Number of Households: 880,766 Median Household Income: $45,935 (state average: $50,860) Unemployment Rate: 5.9% (state average: 6.0%) ALICE Households: 40% (state average: 32%) • Households in Poverty: 19% (state average: 14%) How has the number of ALICE households changed overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 1,000,000 900,000 800,000 700,000 600,000 500,000 400,000 300,000 200,000 - 100,000 - 809,689 43 21% 2010 • Poverty 838,772 843,887 2012 ALICE 21% 2014 880,766 41% F 19% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 450,000 400,000 350,000 300,000 O 250,000 0 200,000 s 150,000 100,000 50,000 0 411,997 45% 13% Single or Cohabiting • Poverty 250,969 42% 24% Families With Children ■ ALICE 217,800 29% 27% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. Family costs increased by 30 percent statewide from 2010 to 2016. Household Miami Survival Budget, -Dade County IIIINGLE ADUL 2 ADULTS,1 INFANT, PRESCHOOLER Monthly Costs Housing $774 $1,250 Child Care $- $920 Food $164 $542 Transportation $419 $837 Health Care $164 $598 Technology $55 $75 Miscellaneous $185 $465 Taxes $275 $427 Monthly Total $2,036 $5,114 ANNUAL TOTAL $24,432 $61,368 Hourly Wage $12.22 $30.68 ...and wages lag behind Employment and wages vary by location and firm size, but across the state, wages are still often less than the cost of the family Household Survival Budget. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 600,000 500,000 9 400,000 0 300,000 EE 200,000 100,000 $53,880 $45,024 $38,364 Small Firms Large Firms Firm Size by Number of Employees s 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Miami -Dade County, 2016 Aventura 18.875 50% Bal Harbour 1,549 52% Bay Harbor Islands 2,462 46% Biscayne Park 1,008 48% Brownsville CDP 5,108 87% Coral Gables 17,980 34% Coral Terrace CDP 7,352 55% Country Club CDP 16,393 65% Country Walk CDP 4,538 34% Cutler Bay 12,999 41% Dora! 15,799 41% El Portal 835 47% Everglades CCD 1,853 48% Florida City 2,862 84% Fountainebleau CDP 18.719 65% Gladeview CDP 3,785 84% Glenvar Heights CDP 7,125 50% Golden Beach 187 25% Golden Glades CDP 9,425 70% Goulds CDP 2,869 79% Hialeah 75,222 78% Hialeah CCD 107.815 69% Hialeah Gardens 6,429 62% Homestead 19,201 65% Homestead Base CDP 145 100% Homestead CCD 32,072 66% Ives Estates CDP 6,933 60% Kendale Lakes CDP Kendale Lakes- Tamiami CCD Kendall CDP 17,858 56% 109,216 49% 28,831 47% Kendall West CDP Kendall -Palmetto Bay CCD Key Biscayne 11,479 52.628 4,641 63% 40% 26% Key Biscayne CCD 4,641 26% Leisure City CDP 6,707 76% Medley 317 88% Miami 172,748 70% Miami Beach 44,963 53% Miami Beach CCD 64,421 56% Miami CCD 336.232 67% Miami Gardens 33,174 67% Miami Gardens CCD 30,855 67% Miami Lakes 9,652 40% Miami Shores 3,418 24% Miami Springs 4,968 53% Naranja CDP 2,661 81% North Bay Village 3.264 53% North Miami 18,394 71% North Miami Beach 14,189 70% North Westside CCD 42,104 57% Ojus CDP 6,787 60% Olympia Heights CDP 3.950 47% Opa-locka 5,123 88% Miami -Dade County, 2016 Palm Springs North CDP Palmetto Bay Palmetto Estates CDP Pinecrest Pinewood CDP ILICE & verty 599 33% 7.367 27% 3.898 52% 6.060 26% 4,670 78 Princeton CDP 6,961 56% Princeton -Goulds CCD 45,104 Richmond Heights CDP Richmond West CDP 60 2,571 69% 9,064 42 South Miami South Miami Heights CDP South Westside CCD 4,194 10,503 26,683 48% 68% 54 Sunny Isles Beach 10,434 54% Sunset CDP 5,181 39 Surfside 2,275 41% Sweetwater 5,622 72% Tamiami CDP 16,199 57 The Crossings CDP 7,542 45% The Hammocks CDP 15,712 47% Three Lakes CDP 4,956 43% University Park CDP 7,596 62 Virginia Gardens 876 59% West Little River CDP 9,094 72% West Miami 2,188 63% West Perrine CDP 2,854 68% Westchester CDP 9,024 57% Westview CDP 3,114 76% Westwood Lakes CDP 3,240 55% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN MONROE COUNTY 2016 Point -in -Time Data Population: 79,077 • Number of Households: 30,318 Median Household Income: $65,717 (state average: $50,860) Unemployment Rate: 3.3% (state average: 6.0%) ALICE Households: 30% (state average: 32%) • Households in Poverty: 12% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 35,000 30,000 25,000 y 20,000 a) 0 15,000 2 10,000 5,000 0 29,822 59% 31% 1 0 % 29,241 56% 2010 2012 • Poverty 28,065 • 12% 2014 30,318 12% 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 18,000 16,000 14,000 12,000 Vi 0 10,000 0 8,000 2 6,000 4,000 2,000 15,613 65% 10% 4,728 46% 9,977 54% 34% 1 Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Monroe County SINGLE ADULT ii 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $999 $1,473 Child Care $— $1,200 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $206 $522 Taxes $324 $561 Monthly Total $2,266 $5,743 ANNUAL TOTAL $27,192 $68,916 Hourly Wage $13.60 $34.46 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 25,000 20,000 - 15,000 - 0 a E 10,000 - z Z 5,000 - 0 $38,952 $37,21 iii $33,444 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Monroe County, 2016 1en Big Coppitt Key CDP Big Pine Key CDP Cudjoe Key CDP Duck Key CDP Islamorada Total HH % ALICE & Poverty 033 43% 2.040 49% 93 44% 310 42% 2,636 43% Key Colony Beach 366 29% Key Largo CDP 4,125 46% Key West 9,653 49% Key West CCD 12,377 49% Lower Keys CCD 5.180 41% Marathon 3,186 53% Middle Keys CCD 3,986 49% North Key Largo CDP 423 22% Stock Island CDP 1,274 63% Tavernier CDP 794 54% Upper Keys CCD 8,002 45% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN NASSAU COUNTY 2016 Point -in -Time Data Population: 80,622 • Number of Households: 30,547 Median Household Income: $71,515 (state average: $50,860) Unemployment Rate: 5.8% (state average: 6.0%) ALICE Households: 17% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 35,000 30,000 25,000 y 20,000 a) 0 15,000 i - 2 10,000 5,000 0 28,616 68% 10% 27,334 11% 28,336 11% 30,547 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 16,000 14,000 - 12,000 - w 10,000 - 0 w 8,000 - 0 = 6,000 - 4,000 - 2,000 - 0 13,671 78% 9% Single or Cohabiting • Poverty 7,679 62% 19% 9,197 69% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Nassau County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $616 $960 Child Care $— $1,030 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $156 $433 Taxes $209 $352 Monthly Total $1,718 $4,762 ANNUAL TOTAL $20,616 $57,144 Hourly Wage $10.31 $28.57 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 10,000 9,000 - 8,000 - 7,000 - 6,000 - 5,000 - 4,000 - 3,000 - 2,000 - 1,000 - 0 $67,716 $32,304 $30,120 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Nassau County, 2016 Callahan Callahan -Hilliard CCD Fernandina Beach Fernandina Beach CCD Total HH % ALICE & Poverty 542 63% 9.217 39% 5.646 39% 9,723 36% Hilliard Nassau Village -Ratliff CDP Yulee CCD Yulee CDP 08 41% 800 39% 0.274 35% 4.297 37% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN OKALOOSA COUNTY 2016 Point -in -Time Data Population: 201,170 • Number of Households: 76,102 Median Household Income: $60,026 (state average: $50,860) Unemployment Rate: 5.8% (state average: 6.0%) ALICE Households: 26% (state average: 32%) • Households in Poverty: 10% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 80,000 70,000 60,000 a 50,000 0 w 40,000 0 = 30,000 20,000 10,000 0 70,407 20% 12% 75,099 22% 13% 73,277 76,102 2 2010 2012 2014 • Poverty ALICE 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 40,000 35,000 - 30,000 - w 25,000 - 0 w 20,000 0 0 = 15,000 10,000 5,000 0 35,569 64% 8% Single or Cohabiting 20,635 63% 19,898 69% Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, 0kaloosa County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $658 $930 Child Care $- $1,053 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $162 $432 Taxes $221 $350 Monthly Total $1,778 $4,752 ANNUAL TOTAL $21,336 $57,024 Hourly Wage $10.67 $28.51 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 50,000 45,000 40,000 35,000 30,000 - - 0 25,000 - - d a ;_ 20,000 - - 15,000 - - 10,000 - 5,000 - 0 $52,860 $36,972 1. $33,624 $32,580 Small Firms $39,324 Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. 0kaloosa County, 2016 Towo Baker CCD Cinco Bayou Crestview Crestview CCD Destin Total HH % ALICE & Poverty 2.882 38% 93 32% 8.14 42% 7.295 34% 5,890 29% Eglin AFB CCD 1,375 52% Eglin AFB CDP 641 44% Fort Walton Beach Fort Walton Beach CCD Lake Lorraine CDP 8.947 44% 40,053 39% 3,073 37% Laurel Hill 246 53% Laurel Hill CCD 786 51% Mary Esther 1,804 36% Niceville CCD Ocean City CDP 5,435 36% 13,749 28% 2,597 43% Shalimar 330 21% Valparaiso 1,558 41% Wright CDP 9,835 45% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN OKEECHOBEE COUNTY 2016 Point -in -Time Data Population: 39,420 • Number of Households: 12,850 Median Household Income: $36,415 (state average: $50,860) Unemployment Rate: 11.2% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 16,000 14,000 12,000 Ls) 10,000 0 a) 8,000 0 = 6,000 4,000 2,000 0 13,646 34% 19% 2010 • Poverty 13,413 L9 4-1 23% 2012 ALICE 13,213 43% 23% 2014 12,850 22% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 6,000 5,000 4,000 0 a 3,000 0 x 2,000 1,000 0 5,318 39% 41% 20% Single or Cohabiting • Poverty 3,334 38% • 30 32% Families With Children ALICE 4,198 54% 30% 16% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Okeechobee County All SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $520 $701 Child Care $— $977 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $392 Taxes $186 $257 Monthly Total $1,587 $4,314 ANNUAL TOTAL $19,044 $51,768 Hourly Wage $9.52 $25.88 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 0 6,000 5,000 - — 4,000 3,000 d E z 2,000 1,000 0 $37,272 $35,472 $29,688 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Okeechobee County, 2016 r tow. Cypress Quarters CDP North Okeechobee CCD Okeechobee Okeechobee CCD Total HH % ALICE & Poverty 358 63% 2.217 55% 847 58% 0,633 57% Taylor Creek CDP 1,747 64% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN ORANGE COUNTY 2016 Point -in -Time Data Population: 1,314,367 • Number of Households: 468,515 Median Household Income: $51,335 (state average: $50,860) Unemployment Rate: 6.3% (state average: 6.0%) ALICE Households: 31% (state average: 32%) • Households in Poverty: 16% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 500,000 450,000 400,000 350,000 -6 300,000 O w 250,000 = 200,000 150,000 100,000 50,000 402,441 51% 423,987 52% 32% 15% 16% 2010 2012 • Poverty 444,543 54% 30% 16% 2014 468,515 53% 31% 16% 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 300,000 250,000 200,000 O w 150,000 0 0 s 100,000 50,000 0 246,601 55% 14% Single or Cohabiting • Poverty 139,065 54% 26% 20% 82,849 51% 37% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, orange County SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $748 $1,003 Child Care $- $1,040 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $173 $440 Taxes $248 $368 Monthly Total $1,906 $4,838 ANNUAL TOTAL $22,872 $58,056 Hourly Wage $11.44 $29.03 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 600,000 500,000 In' 400,000 0 300,000 - - d a E 200,000 - 100,000 - 0 $48,492 $45,276 $40,392 $36,420 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Orange County, 2016 Torn Alafaya CDP Apopka Apopka CCD Azalea Park CDP Bay Hill CDP Total HH % ALICE & Poverty 28,665 38% 6.015 39% 32.323 42% 4.552 64% ,875 26% Belle Isle 2,524 22% Bithlo CDP 2,943 43% Christmas CDP 772 58% Clarcona CDP 1,313 65% Conway CDP 5,421 35% Doctor Phillips CDP 4,044 24% East Orange CCD 13,926 36% Eatonville 571 73% Edgewood 1,045 33% Fairview Shores CDP 4,241 56% Gotha CDP 633 13% Holden Heights CDP 1,313 52% Horizon West CDP 7.208 22% Hunters Creek CDP 7,631 33% Lake Butler CDP 5,915 14% Lake Mary Jane CDP 537 46% Lockhart CDP 5.179 52% Maitland 7,316 35% Meadow Woods CDP 9,053 44% Oak Ridge CDP 7,469 76% Oakland 851 29% Ocoee 13,315 39% Orlando 115.977 52% Orlando CCD 220,961 57% Orlovista CDP 2.141 73% Paradise Heights CDP 251 71% Pine Castle CDP 3,865 68% Pine Hills CDP 20,726 63% Rio Pinar CDP 1.812 22% Sky Lake CDP 1,879 58% South Apopka CDP 1,671 69% Southchase CDP Southwest Orange CCD Taft CDP 4,960 67,520 �00 44% 35% 77% Tangelo Park CDP 798 60% Tangerine CDP 928 32% Tildenville CDP 492 98% Union Park CCD 76,658 46% Union Park CDP University CDP (Orange County) Wedgefield CDP 3,639 55% 6,529 65% 2,372 41% Williamsburg CDP 3.404 46% Windermere 1,199 17% Winter Garden Winter Garden -Ocoee CCD Winter Park Zellwood CDP 3.245 40% 33.464 48% 2.095 38% 44 51% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN OSCEOLA COUNTY 2016 Point -in -Time Data Population: 336,015 • Number of Households: 97,569 Median Household Income: $51,436 (state average: $50,860) Unemployment Rate: 5.4% (state average: 6.0%) ALICE Households: 42% (state average: 32%) • Households in Poverty: 15% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 120,000 100,000 80,000 60,000 40,000 20,000 0 88,089 i 45% 2010 • Poverty 90,822 43% 18% 2012 •ALICE 89,328 38% 17% 2014 97,569 43% 15% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 50,000 45,000 40,000 35,000 -1 30,000 0 25,000 x° 20,000 15,000 10,000 5,000 0 45,188 47% 44% Single or Cohabiting • Poverty 30,254 41% 22% 22,127 39% 45% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Osceola County Al SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $748 $1,003 Child Care $— $926 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $173 $425 Taxes $248 $333 Monthly Total $1,906 $4,674 ANNUAL TOTAL $22,872 $56,088 Hourly Wage $11.44 $28.04 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 50,000 45,000 40,000 35,000 .o 30,000 - 0 25,000 - d a E 20,000 - m 15,000 - 10,000 - 5,000 - 0 $32,412 $29,484 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Osceola County, 2016 Taws Buenaventura Lakes CDP Campbell CDP Celebration CDP Four Corners CDP Total HH % ALICE & Poverty 8.392 66% 206 66% 2.816 35% 2,183 55% Kissimmee 21,587 69% Kissimmee CCD South and East Osceola CCD St. Cloud 47.890 2,419 14,102 65% 51% 58% St. Cloud CCD 43,015 58% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN PALM BEACH COUNTY 2016 Point -in -Time Data Population: 1,443,810 • Number of Households: 536,446 Median Household Income: $57,580 (state average: $50,860) Unemployment Rate: 6.3% (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 12% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 600,000 500,000 400,000 y 0 w 300,000 0 x 200,000 100,000 516,845 59% 522,201 59% • 538,246 536,446 57% II 30% 12% 12% 13% 2010 2012 • Poverty 54% 34% 12% 2014 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 250,000 200,000 -6 150,000 0 tn = 100,000 50,000 0 218,946 53% Single or Cohabiting • Poverty 117,364 53% 30% 17% Families With Children ALICE 200,136 10% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Palm Beach County alill SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $765 $1,240 Child Care $- $1,160 Food $164 $542 Transportation $419 $837 Health Care $164 $598 Technology $55 $75 Miscellaneous $184 $495 Taxes $273 $497 Monthly Total $2,024 $5,444 ANNUAL TOTAL $24,288 $65,328 Hourly Wage $12.14 $32.66 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 300,000 250,000 - 200,000 - 0 150,000 - d E 100,000 - 50,000 0 $46,608 •$46,980 E. $41,232 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Palm Beach County, 2016 ■ Belle Glade-Pahokee CCD Boca Raton Total HH % ALICE & Poverty 6,180 29% 78% 9.995 79% 43,103 38% Boca Raton CCD 58,674 38% Boynton Beach 28,885 51% Boynton Beach -Delray Beach CCD 136,533 49% Briny Breezes 537 56% Cabana Colony CDP 922 47% Canal Point CDP 181 62% Delray Beach 26,502 48% Glades CCD 201 100% Golf 109 23% Greenacres 13,443 62% Gulf Stream 291 22% Gun Club Estates CDP 389 48% Haverhill 602 50% Highland Beach 2,054 26% Hypoluxo 1,401 40% Juno Beach 1,889 32% Juno Ridge CDP 391 75% Jupiter 24,915 34% Jupiter CCD 37,548 36% Jupiter Farms CDP 4,144 28% Jupiter Inlet Colony 190 14% Kenwood Estates CDP 427 71% Lake Belvedere Estates CDP 996 40% Lake Clarke Shores 1,491 37% Lake Park 2,806 60% Lake Worth 12,730 67% Lake Worth CCD 74,928 63% Lantana 4,069 58% Limestone Creek CDP 327 60% Loxahatchee Groves 971 33% Manalapan 146 12% Mangonia Park 657 79% North Palm Beach 6,133 42% Ocean Ridge 861 34% Pahokee 1,826 76% Palm Beach 4,772 23% Palm Beach Gardens 23,168 35% Palm Beach Shores 649 43% Palm Springs 8,136 72% Pine Air CDP 611 68% Plantation Mobile Home Park CDP 342 75% Riviera Beach 11,475 59% Riviera Beach CCD 42,598 48% Royal Palm Beach 11.609 40% Royal Palm Beach - West Jupiter CCD 37,718 36% Royal Palm Estates CDP 836 76% San Castle CDP 1,098 58% Schall Circle CDP 375 92% Seminole Manor CDP 947 70% South Bay 604 75% South Palm Beach 794 43% Stacey Street CDP 134 92% Sunshine Parkway CCD 72,052 34% Tequesta 2,751 51% The Acreage CDP 11,247 28% Watergate CDP 966 59% Wellington 20,301 32% West Palm Beach 41,679 52% West Palm Beach CCD 59,275 62% Western Community CCD 9,027 26% Westgate CDP 2,280 80% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN PASCO COUNTY 2016 Point -in -Time Data Population: 512,368 • Number of Households: 195,628 Median Household Income: $46,264 (state average: $50,860) Unemployment Rate: 7.5% (state average: 6.0%) ALICE Households: 32% (state average: 32%) • Households in Poverty: 13% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 250,000 200,000 4,4 150,000 O w = 100,000 50,000 0 183,457 58% 2010 • Poverty 180,612 55% 12% 2012 •ALICE 186,999 57% 14% 2014 195,628 55% • 13% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 90,000 80,000 70,000 60,000 y O 50,000 0 40,000 x 30,000 20,000 10,000 0 78,435 52% 34% 14% Single or Cohabiting • Poverty 47,692 58% 26% 16% Families With Children ALICE 69,501 54% 35% 11% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Pasco County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $668 $992 Child Care $- $1,080 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $163 $444 Taxes $224 $377 Monthly Total $1,792 $4,880 ANNUAL TOTAL $21,504 $58,560 Hourly Wage $10.75 $29.28 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 60,000 50,000 - a 40,000 - 0 30,000 d .0 E 20,000 10,000 0 $43,488 $43,260 I� $31,788 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Pasco Conn y, 2016 Tare Bayonet Point CDP Beacon Square CDP Central Pasco CCD Connerton CDP Crystal Springs CDP Total HH % ALICE & Poverty 0.854 61% 2.735 66 44.986 28% 375 9% 321 55% Dade City 2,638 57% Dade City CCD 5.528 55% Dade City North CDP 818 64% Elfers CDP 5,424 65% Heritage Pines CDP 1.131 28% Holiday CDP 8,776 66% Hudson CDP 5,554 55% Jasmine Estates CDP 7.586 67% Key Vista CDP 637 15% Lacoochee CCD 2,126 54% Lacoochee CDP 569 74% Land 0' Lakes CDP 12,402 29% Meadow Oaks CDP 1,079 51% Moon Lake CDP 1,711 65% New Port Richey 6,771 67% New Port Richey CCD New Port Richey East CDP Odessa CDP 67,694 4,302 2,669 51% 66% 35% Pasadena Hills CDP 3,533 47% Port Richey 1,290 55% Port Richey CCD 45,429 57% Quail Ridge CDP 553 41% River Ridge CDP 1,824 43% San Antonio 413 25% Shady Hills CDP 4,021 52% Trilby CDP 178 62% Trinity CDP 4.037 24% Wesley Chapel CDP 17,004 26% Zephyrhills 6,432 61% Zephyrhills CCD 23,529 56% Zephyrhills North CDP 1,091 68% Zephyrhills South CDP 2,467 60% Zephyrhills West CDP 2,561 56% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN PINELLAS COUNTY 2016 Point -in -Time Data Population: 960,730 • Number of Households: 407,268 Median Household Income: $50,036 (state average: $50,860) Unemployment Rate: 5.8% (state average: 6.0%) ALICE Households: 30% (state average: 32%) • Households in Poverty: 12% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 450,000 400,000 350,000 300,000 tn O 250,000 0 200,000 x 150,000 100,000 50,000 402,202 61% 404,856 402,575 60% • 13% 12% 59% 15% 2010 2012 • Poverty 407,268 58% • 12% 2014 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 250,000 200,000 -6 150,000 0 tn = 100,000 50,000 0 191,428 59% 30% 72,260 62% 20% 143,580 53% 36% i 11% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Pinellas County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $668 $992 Child Care $- $1,160 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $163 $454 Taxes $224 $401 Monthly Total $1,792 $4,994 ANNUAL TOTAL $21,504 $59,928 Hourly Wage $10.75 $29.96 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 250,000 200,000 • 150,000 0 d a E 100,000 - z Z 50,000 - 0 $49,848 $43,788 $35,988 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Pinellas Con ty, 2016 Taws Bardmoor CDP Bay Pines CDP Bear Creek CDP Belleair Belleair Beach Total HH % ALICE & Poverty 3.884 46% .50 42% 926 42% 722 9% 739 24% Belleair Bluffs 1,191 45% Boca Ciega CCD 30,727 40% Clearwater 45,459 49% Clearwater CCD 141,218 46% Dunedin 16,818 45% East Lake CDP 13,065 26% Feather Sound CDP 1,723 27% Greenbriar CDP 1.104 34% Gulfport 5,935 48% Harbor Bluffs CDP 1,221 24% Indian Rocks Beach 2,204 31% Indian Shores 850 38% Kenneth City 1,754 51% Largo 38,718 51% Lealman CDP 8,651 65% Madeira Beach North Redington Beach Oldsmar 2,348 769 5,153 41% 32% 35% Palm Harbor CDP 26,462 37% Pinellas Park 20,942 50% Redington Beach 709 20% Redington Shores 1,215 33% Ridgecrest CDP 972 66% Safety Harbor 7,242 35% Seminole 8,441 41% South Highpoint CDP 1,781 63% South Pasadena 3.347 57% St. Pete Beach 5,005 33% St. Pete Beach CCD 8,455 34% St. Petersburg 109,832 41% St. Petersburg CCD 167,459 47% Tarpon Springs 10,051 45% Tarpon Springs CCD 57,929 37% Tierra Verde CDP 1,680 15% Treasure Island 3.567 36% West Lealman CDP 7,495 58% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN POLK COUNTY 2016 Point -in -Time Data Population: 666,149 • Number of Households: 226,429 Median Household Income: $46,355 (state average: $50,860) Unemployment Rate: 6.1 % (state average: 6.0%) ALICE Households: 34% (state average: 32%) • Households in Poverty: 15% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 250,000 200,000 4:1 150,000 - 0 to = 100,000 - 50,000 - 221,073 56% 223,507 56% 0 MINIM 2010 2012 • Poverty 218,286 51% 33% 16% 2014 226,429 51% 15% 2016 ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 100,000 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 92,709 53% 13% Single or Cohabiting • Poverty 58,816 51% 26% 23% Families With Children ALICE 74,904 48% 41% i 11% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Polk County II SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $684 $901 Child Care $- $1,000 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $165 $421 Taxes $229 $325 Monthly Total $1,815 $4,634 ANNUAL TOTAL $21,780 $55,608 Hourly Wage $10.89 $27.80 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 140,000 120,000 - 100,000 - N 0 0 d a E Z 80,000 - 60,000 - 40,000 - 20,000 - 0 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Polk County, 2016 Tore Alturas CDP Auburndale Babson Park CDP Bartow Bartow CCD Total HH % ALICE & Poverty 1.304 54% 4.887 54% 324 57% 5.990 51% 20,713 49% Bradley Junction CDP 136 Combee Settlement CDP Crooked Lake Park CDP Crystal Lake CDP 80% 2,148 69% 638 68% 2,021 69% Cypress Gardens CDP 3,560 42% Davenport 1,010 58% Dundee 1,499 68% Eagle Lake 774 50% Fort Meade 1,880 52% Frostproof 1,174 62% Frostproof CCD 3,659 59% Fuller Heights CDP 3,366 39% Fussels Corner CDP 2,088 63% Grenelefe CDP 714 54% Haines City 7,038 67% Haines City CCD 44,804 53% Highland City CDP 3,564 39% Inwood CDP 2,244 69% Jan Phyl Village CDP 1,672 50% Kathleen CDP 2,143 50% Lake Alfred 2,093 61% Lake Hamilton 378 46% Lake Wales 5.573 57% Lake Wales CCD 16,571 58% Lakeland 40,078 50% Lakeland CCD Lakeland Highlands CDP Loughman CDP 93.245 4,160 1,110 50% 24% 53% Medulla CDP 3,161 46% Mulberry 1,475 65% Poinciana CDP 17,672 59% Polk City 699 52% Wahneta CDP 1,183 72% Waverly CDP 318 62% Willow Oak CDP 1,933 67% Winter Haven Winter Haven - Auburndale CCD 14,188 58% 44,068 55% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN PUTNAM COUNTY 2016 Point -in -Time Data Population: 72,277 • Number of Households: 28,025 Median Household Income: $38,239 (state average: $50,860) Unemployment Rate: 7.9% (state average: 6.0%) ALICE Households: 31% (state average: 32%) • Households in Poverty: 18% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 35,000 30,000 25,000 20,000 to 0 15,000 -1 2 10,000 5,000 0 29,093 55% 20% 25% 2010 • Poverty 28,230 2012 ALICE 26,580 25% 2014 28,025 31% 18% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 0 y 14,000 12,000 - 10,000 - 8,000 - p 6,000 2 4,000 2,000 0 12,364 50% 16% Single or Cohabiting • Poverty 5,049 42% 24% 34% Families With Children ALICE 10,612 57% 31% 12% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Househo d Survival Budget, Putnam County II SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $492 $634 Child Care $— $727 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $141 $352 Taxes $179 $169 Monthly Total $1,549 $3,869 ANNUAL TOTAL $18,588 $46,428 Hourly Wage $9.29 $23.21 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 9,000 8,000 - — 7,000 - — 6,000 - — 5,000 - — 4,000 - — 3,000 - 2,000 - 1,000 - $47,112 $30,984 0 $25,464 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Putnam County, 2016 r Iowa Crescent City Crescent City CCD East Palatka CCD East Palatka CDP Interlachen CCD Palatka Total HH % ALICE & Poverty 726 61% 6.237 53% 3.513 50% 614 59% 548 63% 8,997 52% 3,843 72% Palatka CCD 8,559 57% Pomona Park 330 55% Welaka 274 58% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN ST. JOHNS COUNTY 2016 Point -in -Time Data Population: 235,087 • Number of Households: 84,187 Median Household Income: $78,581 (state average: $50,860) Unemployment Rate: 3.1 % (state average: 6.0%) ALICE Households: 19% (state average: 32%) • Households in Poverty: 7% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 90,000 80,000 74,471 70,000 60,000 y O 50,000 0 40,000 x 30,000 20,000 -� 10,000 0 69% 14% 78,295 10% 81,309 84,187 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 40,000 35,000 - 30,000 - w 25,000 - 0 w 20,000 0 = 15,000 10,000 5,000 0 34,378 75% MIL 23,557 76% 18% 26,252 72% 23% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, St. Johns County SINGLE ADULT 2 ADULTS,1 INFANT, I ji 1 PRESCHOOLER Monthly Costs Housing $616 $960 Child Care $— $1,030 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $156 $433 Taxes $209 $352 Monthly Total $1,718 $4,762 ANNUAL TOTAL $20,616 $57,144 Hourly Wage $10.31 $28.57 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 40,000 35,000 30,000 - N 0 25,000 - 20,000 - d 15,000 10,000 5,000 0 $37,320 $36,408 $31,932 $35,256 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. St. Johns County, 2016 Butler Beach CDP Crescent Beach CDP Flagler Estates CDP Fruit Cove CCD Fruit Cove CDP Total HH % ALICE & Poverty 0,262 39% 56% Hastings 293 70% Hastings CCD 4,577 49% Matanzas CCD 7,449 44% Nocatee CDP 3,048 17% Palm Valley CDP 8.832 25% Ponte Vedra CCD 12,072 23% Sawgrass CDP 2,318 22% St. Augustine 5,505 50% St. Augustine Beach 2,924 26% St. Augustine CCD 42,910 34% St. Augustine Shores CDP St. Augustine South CDP 3.927 46% Villano Beach CDP World Golf Village CDP 2.010 36% 065 30% 5.03 4% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN ST. LUCIE COUNTY 2016 Point -in -Time Data Population: 306,507 • Number of Households: 111,617 Median Household Income: $44,804 (state average: $50,860) Unemployment Rate: 5.6% (state average: 6.0%) ALICE Households: 35% (state average: 32%) • Households in Poverty: 16% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 120,000 104,982 100,000 80,000 47% 60,000 40,000 20,000 109,526 108,771 51% 15% 52% 32% _ME 111,617 49% 35% 16% 2010 2012 2014 2016 • Poverty •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 50,000 45,000 40,000 35,000 -8 30,000 0 w 25,000 co x° 20,000 15,000 10,000 5,000 0 45,542 52% Single or Cohabiting • Poverty 25,543 42% 29% 29% Families With Children ALICE 40,532 49% 37% 14% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, St. Lucie County SINGLE ADULT ii 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $698 $923 Child Care $— $1,200 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $167 $450 Taxes $233 $393 Monthly Total $1,835 $4,953 ANNUAL TOTAL $22,020 $59,436 Hourly Wage $11.01 $29.72 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 35,000 30,000 - 25,000 - 0 20,000 0 15,000 - E Z 10,000 - 5,000 - 0 $37,104 $37,188 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. St. Lucie County, 2016 Taws Fort Pierce Fort Pierce CCD Fort Pierce North CDP Fort Pierce South CDP Hutchinson Island CCD Hutchinson Island South CDP Indian River Estates CDP Lakewood Park CDP Port St. Lucie Port St. Lucie CCD River Park CDP St. Lucie Village West St. Lucie CCD White City CDP Total HH % ALICE & Poverty 6.649 72% 42.955 61% 2.473 75% 569 67% 5.22 44% 3.202 47% 2.555 51% 4.777 45% 64.360 46% 57.694 45% 2.284 67% 227 39% 2.926 54% 330 44% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN SANTA ROSA COUNTY 2016 Point -in -Time Data Population: 170,497 • Number of Households: 61,817 Median Household Income: $63,619 (state average: $50,860) Unemployment Rate: 5.4% (state average: 6.0%) ALICE Households: 25% (state average: 32%) • Households in Poverty: 11% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 70,000 60,000 50,000 y 40,000 tn 0 30,000 2 20,000 10,000 0 55,339 63% 26% 11% 2010 • Poverty 58,336 9% 2012 ALICE 56,085 MIN 10% 2014 61,817 MEM 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 35,000 30,000 25,000 0 20,000 y p 15,000 - 10,000 5,000 - 0 28,641 65% 9% Single or Cohabiting • Poverty 18,294 65% 19% 16% 14,882 63% Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Santa Rosa County SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $690 $838 Child Care $- $1,110 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $166 $427 Taxes $231 $339 Monthly Total $1,824 $4,701 ANNUAL TOTAL $21,888 $56,412 Hourly Wage $10.94 $28.21 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 20,000 18,000 16,000 - 14,000 - a 12,000 - 0 10,000 - d E Z 8,000 - 6,000 - 4,000 - 2,000 - 0 $57,684 1.1 $34,284 $28,884 $32,244 Small Firms $36,108 Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Santa Rosa County, 2016 Allentown CCD Allentown CDP Avalon CDP Avalon-Mulat CCD Bagdad CCD Total HH % ALICE & Poverty 36% 438 28% 25 34% 2.502 34% 2,443 53% Bagdad CDP 1,450 56% Berrydale CCD 734 50% Brownsdale CDP 206 30% Chumuckla CDP 438 38% East Milton CCD 2.951 53% East Milton CDP 2,826 53% Floridatown CDP 132 37% Garcon Point CDP 166 26% Gulf Breeze 2,415 23% Gulf Breeze CCD 2,415 23% Harold CCD 450 35% Harold CDP 340 23% Holley CDP 577 37% Holley -Navarre CCD 13,208 34% Jay 182 64% Jay CCD 1,358 48% Midway CCD Midway CDP (Santh Rosa County) Milton 9.513 7,032 3.639 36% 41% 46% Milton CCD 4,207 46% Munson CCD 543 56% Navarre Beach CCD 456 28% Navarre Beach CDP 456 28% Navarre CDP 12,631 33% Oriole Beach CDP 547 33% Pace CCD 11.706 34% Pace CDP 7.703 35% Pea Ridge CDP 1,309 50% Point Baker CDP 1,139 44% Roeville CDP 206 53% Skyline CCD 5,809 40% Tiger Point CDP 1,141 23% Wallace CDP Whitfield CDP (Santa Rosa County) Woodlawn Beach CDP 620 32% 104 71% 793 18% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN SARASOTA COUNTY 2016 Point -in -Time Data Population: 412,569 • Number of Households: 176,191 Median Household Income: $54,989 (state average: $50,860) Unemployment Rate: 4.8% (state average: 6.0%) ALICE Households: 28% (state average: 32%) • Households in Poverty: 9% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 200,000 180,000 160,000 140,000 -8 120,000 O w 100,000 x° 80,000 60,000 40,000 20,000 163,030 57% 10% 172,973 61% 11% 2010 2012 • Poverty 175,881 176,191 64% 10% 2014 63% 9% 2016 •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 100,000 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 60,573 60% 31 25,872 68% 17% 89,746 62% 30% 8% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Sarasota County SINGLE ADULT 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $711 $974 Child Care $- $1,300 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $168 $470 Taxes $237 $439 Monthly Total $1,853 $5,170 ANNUAL TOTAL $22,236 $62,040 Hourly Wage $11.12 $31.02 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 90,000 80,000 - - 70,000 - - 60,000 - - 0 c 50,000 - a 40,000 - E 30,000 - 20,000 - 10,000 - 0 $41,628 $43,344 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Sarasota County, 2016 Towi Bee Ridge CDP Desoto Lakes CDP Englewood CCD Englewood CDP Fruitville CDP Total HH % ALICE & Poverty 4.415 35% 395 39% 5.712 45% 7.499 46% 5,508 34% Gulf Gate Estates CDP Gulf Gate Estates - Osprey CCD Interior County CCD 5,320 14,293 15,952 49% 37% 31% Kensington Park CDP 1,481 49% Lake Sarasota CDP 1,617 35% Laurel CDP 4,467 44% Longboat Key CCD 2.431 22% Nokomis CDP 1,487 51% North Port 22,895 38% North Port CCD 25,160 39% North Sarasota CDP 3,101 56% Osprey CDP 2,869 25% Plantation CDP Ridge Wood Heights CDP Sarasota 2,741 1,963 23,482 29% 45% 51% Sarasota CCD 78,955 42% Sarasota Springs CDP 6,062 39% Siesta Key CDP 2,896 25% South Gate Ridge CDP 2,516 46% South Sarasota CDP 2,386 41% South Venice CDP 6,251 43% Southgate CDP 3,207 51% The Meadows CDP 2.172 32% Vamo CDP 2,586 46% Venice 11.711 38% Venice CCD 33.073 40% Venice Gardens CDP Warm Mineral Springs CDP 3,372 38% 2,537 46% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN SEMINOLE COUNTY 2016 Point -in -Time Data Population: 455,479 • Number of Households: 167,549 Median Household Income: $61,311 (state average: $50,860) Unemployment Rate: 5.0% (state average: 6.0%) ALICE Households: 27% (state average: 32%) • Households in Poverty: 12% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 180,000 160,000 140,000 120,000 y 0 100,000 0 80,000 x 60,000 40,000 20,000 142,045 59% 10% 2010 • Poverty 148,858 148,732 60% 2012 •ALICE 58% 11% 2014 167,549 61% 12% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 90,000 80,000 70,000 60,000 O 50,000 0 40,000 x 30,000 20,000 10,000 0 83,484 61% 119 12% Single or Cohabiting • Poverty 44,055 66% 14% Families With Children ALICE 40,010 55% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Seminole County II 2 ADULTS, 1 INFANT, SINGLE ADULTil 1 PRESCHOOLER Monthly Costs Housing $748 $1,003 Child Care $— $1,060 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $173 $442 Taxes $248 $374 Monthly Total $1,906 $4,866 ANNUAL TOTAL $22,872 $58,392 Hourly Wage $11.44 $29.20 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 100,000 90,000 80,000 - 70,000 - 60,000 - 50,000 - 40,000 - 30,000 - 20,000 - 10,000 - 0 $47,724 $45,696 IIIE $37,656 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Seminole County, 2016 Tare Altamonte Springs Black Hammock CDP Casselberry Casselberry- Altamonte Springs CCD Chuluota CDP Fern Park CDP Forest City CDP Geneva CDP Goldenrod CDP Heathrow CDP Lake Mary Longwood Midway CDP (Seminole County) Oviedo Oviedo CCD Sanford Sanford CCD Wekiwa Springs CDP Winter Springs Total HH % ALICE & Poverty 7.608 48% 380 42% 0.429 56% 76.930 43% 76 38% 3.283 46% 4.976 44% 824 30% 4.880 55% 2.440 27% 5.497 24% 4.925 42% 573 81% 014 25% 31.906 32% 9.987 59% 47.380 42% 8.469 26% 2.239 36% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN SUMTER COUNTY 2016 Point -in -Time Data Population: 123,996 • Number of Households: 51,781 Median Household Income: $54,562 (state average: $50,860) Unemployment Rate: 2.8% (state average: 6.0%) ALICE Households: 25% (state average: 32%) • Households in Poverty: 9% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 60,000 50,000 40,000 o w 30,000 0 2 20,000 10,000 0 40,659 10% 45,122 66% 10% 50,209 66% 25% 9% 51,781 25% 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 45,000 40,000 35,000 30,000 o O 25,000 0 20,000 s 15,000 10,000 5,000 0 9,757 51% 2,706 39,318 70% 24% Single or Cohabiting Families With Children 65 and Over ■ Poverty ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Sumter County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $520 $728 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $403 Taxes $186 $283 Monthly Total $1,587 $4,436 ANNUAL TOTAL $19,044 $53,232 Hourly Wage $9.52 $26.62 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 14,000 12,000 - 10,000 - N 0 0 a E Z 8,000 - 6,000 - 4,000 - 2,000 - 0 $48,276 $37,560 $31,584 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Sumter County, 2016 Tenl Bushnell Bushnell -Center Hill CCD Center Hill Coleman Total HH % ALICE & Poverty 04 58% 8.47 52% 360 59% 213 65% Lake Panasoffkee CDP 1,391 57% The Villages CDP 37,778 25% Webster 255 57% Wildwood 2,922 42% Wildwood CCD 40,891 29% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN SUWANNEE COUNTY 2016 Point -in -Time Data Population: 43,653 • Number of Households: 15,315 Median Household Income: $37,796 (state average: $50,860) Unemployment Rate: 10.3% (state average: 6.0%) ALICE Households: 28% (state average: 32%) • Households in Poverty: 22% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 18,000 16,000 14,000 12,000 y 0 10,000 0 8,000 x 6,000 4,000 2,000 0 16,018 63% 18% 19% 2010 • Poverty 15,697 15,583 22% 2012 ALICE 21% 2014 15,315 22% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 7,000 6,000 5,000 y ." 4,000 y p 3,000 - 2,000 - 1,000 - 0 6,349 54% 30% 16% Single or Cohabiting • Poverty 3,992 39% 18% 43% Families With Children ALICE 4,974 57% 4 31% 12% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Suwannee County II SINGLE ADULT 1 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $471 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $138 $391 Taxes $174 $254 Monthly Total $1,520 $4,301 ANNUAL TOTAL $18,240 $51,612 Hourly Wage $9.12 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 0 0 5,000 4,500 4,000 3,500 3,000 2,500 E 2,000 - 0 • 1,500 - 1,000 - 500 - 0 $37,224 $35,436 $24,924 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Suwannee County, 2016 tl� Branford Branford CCD Dowling Park CCD Live Oak Live Oak CCD Total HH % ALICE & Poverty 277 60% 2.592 45% 3.113 52% 2.314 67% 6,464 50% McAlpin-Wellborn CCD 3.146 47% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN TAYLOR COUNTY 2016 Point -in -Time Data Population: 22,582 • Number of Households: 7,544 Median Household Income: $36,195 (state average: $50,860) Unemployment Rate: 7.7% (state average: 6.0%) ALICE Households: 45% (state average: 32%) • Households in Poverty: 17% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 9,000 8,000 - 7,000 - 6,000 - tn O 5,000 - 0 4,000 x 3,000 2,000 1,000 7,584 19% 7,776 16% 7,464 47% 39% 7,544 38% 17% 2010 2012 2014 2016 • Poverty ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 4,000 3,500 - 3,000 - fn 2,500 - 0 a 2,000 0 0 = 1,500 1,000 500 0 3,666 33% 46% 21% Single or Cohabiting • Poverty 1,581 42% 1111— 43% 15% 2,297 44% 45% i Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Taylor County II SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,000 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $386 Taxes $185 $243 Monthly Total $1,582 $4,250 ANNUAL TOTAL $18,984 $51,000 Hourly Wage $9.49 $25.50 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 3,000 2,500 2,000 0 1,500 d E 1,000 500 $37,176 $35,436 $25,704 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Taylor County, 2016 Town Perry Perry North CCD Perry South CCD Steinhatchee CDP Total HH % ALICE & Poverty 2.619 75% 5.437 64% 2.107 56% 547 63% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN UNION COUNTY 2016 Point -in -Time Data Population: 15,159 • Number of Households: 3,892 Median Household Income: $37,778 (state average: $50,860) Unemployment Rate: 10.5% (state average: 6.0%) ALICE Households: 38% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 4,500 4,000 3,500 3,000 y O 2,500 0 2,000 x 1,500 1,000 500 0 3,521 51% • 2010 • Poverty 3,782 2012 ALICE 3,816 18% 2014 3,892 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 2,000 1,800 1,600 1,400 -8 1,200 0 a 1,000 800 600 400 200 0 1,854 44% 13% Single or Cohabiting • Poverty 1,186 44% 34% 852 27% 52% I Families With Children 65 and Over ALICE Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Union County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $516 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $144 $391 Taxes $185 $254 Monthly Total $1,582 $4,301 ANNUAL TOTAL $18,984 $51,612 Hourly Wage $9.49 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 1,400 1,200 - 1,000 - ti 0 2 800 d E Z 600 - 400 - 200 - 0 $44,292 $26,892 $27,480 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Union County, 2016 1en Lake Butler Lake Butler CCD Raiford CCD Worthington Springs Worthington Springs CCD Total HH % ALICE & Poverty 803 63% 715 59% 594 53% 52 75% 583 62% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN VOLUSIA COUNTY 2016 Point -in -Time Data Population: 529,364 • Number of Households: 214,039 Median Household Income: $45,366 (state average: $50,860) Unemployment Rate: 6.4% (state average: 6.0%) ALICE Households: 29% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 250,000 200,000 - 4:1 150,000 - O to = 100,000 - 50,000 - 0 190,757 57% 14% 197,599 55% 17% 200,729 55% 214,039 14% 2010 2012 2014 2016 • Poverty •ALICE Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. Households 100,000 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 91,880 53% 31% 16% Single or Cohabiting • Poverty 41,473 58% 27% 15% Families With Children ALICE 80,686 62% 27% i 11% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Volusia County SINGLE ADULT it 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $553 $896 Child Care $- $1,030 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $148 $425 Taxes $193 $332 Monthly Total $1,631 $4,670 ANNUAL TOTAL $19,572 $56,040 Hourly Wage $9.79 $28.02 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 80,000 70,000 60,000 N 0 50,000 40,000 d 30,000 20,000 10,000 0 $43,416 $40,812 II` $29,700 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Volusia County, 2016 Tenl Central Volusia CCD Daytona Beach Daytona Beach CCD Daytona Beach Shores De Leon Springs CDP Total HH % ALICE & Poverty 4.012 27% 30.669 60% 6.730 73% 2.463 36% 854 41% DeBary DeBary-Orange City CCD DeLand 7.986 17,005 10.719 48% 39% 44% DeLand CCD DeLand Southwest CDP Deltona 24,545 45% 355 74% 31,155 41% Deltona CCD 34,012 46% Edgewater 8.466 39% Glencoe CDP 942 40% Holly Hill 4,894 65% Lake Helen 1,146 54% New Smyrna Beach 11,913 38% 26.161 40% North DeLand CDP 521 50% New Smyrna Beach CCD North Peninsula CCD 12,307 47% Oak Hill 792 36% Orange City 4,786 54% Ormond Beach 16.660 39% Ormond Beach CCD 22,623 46% 3,714 44% Pierson 418 58% CDP Pierson -Seville CCD 2,536 44% Ponce Inlet 1.388 27% Port Orange 24,813 41% Port Orange CCD 29,810 48% 2,138 27% Seville CDP 151 57% Creek CDP South Daytona 5,234 57% South Peninsula CCD 5,569 34% West DeLand CDP 1,313 38% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN WAKULLA COUNTY 2016 Point -in -Time Data Population: 31,314 • Number of Households: 10,726 Median Household Income: $54,078 (state average: $50,860) Unemployment Rate: 7.1 % (state average: 6.0%) ALICE Households: 26% (state average: 32%) • Households in Poverty: 13% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 12,000 10,000 8,000 6,000 4,000 2,000 0 10,773 64% 25% 11% 2010 • Poverty 10,577 12% 2012 ALICE 10,905 2014 10,726 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 5,000 4,500 4,000 3,500 -8 3,000 0 a 2,500 co x° 2,000 1,500 1,000 500 0 4,640 61% Single or Cohabiting • Poverty 3,345 20% Families With Children ALICE 2,741 67% 13% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Wakulla County SINGLE ADULT ii 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $617 $798 Child Care $— $980 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $156 $405 Taxes $209 $287 Monthly Total $1,719 $4,457 ANNUAL TOTAL $20,628 $53,484 Hourly Wage $10.31 $26.74 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 Number of Jobs 2,500 2,000 1,500 1,000 - 500 0 $28,944 $35,292 $23,940 $25,152 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Wakulla County, 2016 Tare J Crawfordville CDP East Wakulla CCD Panacea CDP Sopchoppy St. Marks Total HH % ALICE & Poverty 546 34% 8.619 35% 360 83% 89 46% 111 34% West Wakulla CCD 2,107 53% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN WALTON COUNTY 2016 Point -in -Time Data Population: 65,889 • Number of Households: 27,207 Median Household Income: $56,246 (state average: $50,860) Unemployment Rate: 6.4% (state average: 6.0%) ALICE Households: 21% (state average: 32%) • Households in Poverty: 14% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 30,000 25,000 20,000 0 w 15,000 0 x 10,000 5,000 0 22,447 20% 16% 2010 • Poverty 22,138 2012 ALICE 22,638 2014 27,207 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 16,000 14,000 12,000 10,000 0 w 8,000 - 0 = 6,000 - 4,000 - 2,000 - 0 13,851 71% 13% Single or Cohabiting • Poverty 5,239 59% 15% 26% Families With Children ALICE 8,117 58% 34% 8% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Walton County II SINGLE ADULT JI 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $635 $771 Child Care $— $900 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $159 $391 Taxes $214 $254 Monthly Total $1,745 $4,303 ANNUAL TOTAL $20,940 $51,636 Hourly Wage $10.47 $25.82 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 14,000 12,000 - 10,000 - N 0 0 a E Z 8,000 - 6,000 - 4,000 - 2,000 - 0 $58,380 $35,304 $32,580 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Walton County, 2016 1en DeFuniak Springs DeFuniak Springs CCD Freeport Freeport CCD Total HH % ALICE & Poverty 2.362 60% 5.463 56% 89 49% 3.973 40% Miramar Beach CDP 3,513 30% Paxton CCD Redbay CCD 269 3,836 1,134 52% 53% 55% Walton Beaches CCD 9,923 27% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA UNITED WAY ALICE REPORT - FLORIDA ALICE IN WASHINGTON COUNTY 2016 Point -in -Time Data Population: 24,627 • Number of Households: 8,370 Median Household Income: $38,330 (state average: $50,860) Unemployment Rate: 9.8% (state average: 6.0%) ALICE Households: 33% (state average: 32%) • Households in Poverty: 21% (state average: 14%) How has the number of ALICE households chanced overtime? ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold). Combined, the number of ALICE and poverty -level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling. Households by Income, 2010 to 2016 Households 10,000 9,000 8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000 0 8,735 60% 18% 2010 • Poverty 8,311 23% 2012 ALICE 21% 2014 21% 2016 Above ALICE Threshold What types of households Household Types by Income, 2016 are struggling? The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non -married cohabiting parents, same -sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty - level households exist across all of these living arrangements. 4,000 3,500 - 3,000 - w 2,500 - 0 a 2,000 0 0 = 1,500 1,000 500 0 3,675 41% 37% 22% Single or Cohabiting • Poverty 2,078 43% 30% 27% Families With Children ALICE 2,617 54% 32% I 14% 65 and Over Above ALICE Threshold Why do so many households struggle? The cost of living continues to increase... The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 15 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally. Household Survival Budget, Washington County Al SINGLE ADULT 1 2 ADULTS,1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $471 $634 Child Care $— $1,035 Food $164 $542 Transportation $322 $644 Health Care $196 $726 Technology $55 $75 Miscellaneous $138 $391 Taxes $174 $254 Monthly Total $1,520 $4,301 ANNUAL TOTAL $18,240 $51,612 Hourly Wage $9.12 $25.81 ...and wages lag behind Employment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium -size firms pay more but typically employ the fewest workers. Private -Sector Employment by Firm Size With Average Annual Wages, 2016 3,000 2,500 2,000 - 0 1,500 - d E 1,000 - 500 - 0 $34,392 $30,948 Small Firms Large Firms Firm Size by Number of Employees • 500+ 250-499 50-249 20-49 ■ 0-19 Sources: 2016 Point -in -Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Florida Department of Education, 2016. Washington County, 2016 Tenl Caryville CCD Chipley Chipley CCD Ebro Vernon Total HH % ALICE & Poverty 339 49% 258 61% 2.852 52% 02 56% 303 63% Vernon CCD 4,179 57% Wausau 163 62% Note: Municipal -level data is 1- and 5-year averages for Incorporated Places and County Subdivisions, which include Census Designated Places (CDP) and Census County Divisions (CCD). Totals do not match county -level numbers because some places cross county borders, geographies may overlap, data is not available for the smallest towns, and county -level data is often 1-year estimates. UNITED WAY ALICE REPORT - FLORIDA ALICE is a registered trademark of the United Way of Northern New Jersey. © Copyright 2009-2018 United Way of Northern New Jersey. All rights reserved. No further use, copying, dissemination, distribution, or publication is permitted without the express written permission of United Way of Northern New Jersey.