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461._ ADVANCING HISPANIC BUSINESS
Proposal to the
City of Miami
PRESENTED BY
Prospera
OVERVIEW
With a staff of 25 and a budget of $3 3 million, Prospera is the leading Hispanic not -for -profit economic
development organization in the State of Florida. For the last 6 years in South Florida, Prospera has
specialized in providing bilingual business development consulting to Hispanic entrepreneurs trying to
establish or expand their business.
Prospera is a community -based 501(c)(3) not -for -profit organization.
PROSP�R/�
EXECUTIVE SUMMARY
Prospera (formerly the Hispanic Business Initiative Fund of Florida, Inc.) is the leading not -for -profit
economic development organization in the State of Florida with more than 25 years of specialization in
providing bilingual business development services to underserved Hispanic micro business owners. The
organization's mission is to strengthen the economy of Florida through quality, free of cost bilingual
business development training and consulting to Hispanic entrepreneurs.
According to a study by the Kauffman Foundation, the rate of new entrepreneurs in the United States
increased about 10 percent. The rate of new entrepreneurs translates into approximately 530,000 new
business owners each month.
Also, the 2010 U.S. census reflects a 17.36 percent increase in the Hispanic population since 2000 in
Miami area. Hispanics are entrepreneurial by nature and immigrants even more so. More recent numbers
show that immigrants started 28 percent of all new U.S. businesses in 2011. In 2012, more than 16
percent of first generation immigrants started or ran startups, higher than the 13 percent participation
rate for non-immigrant Americans. The Hispanic demographic not only has the entrepreneurial spirit but
they also have a tremendous buying power.
The following data shows the urgency and need within the community. According to the SBA, more
than 50 percent of small business will fail within the first year of operations and 20 percent will fail by
the fifth year. Prospera programs and services are the solution to reducing the risk of failure among
Hispanic -owned firms by creating early -stage intervention and best practices for small businesses since
their inception. Prospera leverages its resources with partner municipalities and organizations to bring
the most innovative and holistic consulting experience for the entrepreneur.
To support Miami's poverty reduction strategy through its Anti -Poverty Initiative, Prospera is
submitting this proposal for two specific programs:
• Helping to Close the Gap Through Technology Solutions: The Technology Academy
Prospera Page 2 of 7
PF.119§P.ENY
PROVEN IMPACT
The data below shows how Prospera has impacted the economy in South of Florida. These numbers lay
the groundwork for the exponential growth of our services and an even greater impact on South
Florida's economy. In the past five fiscal years, Prospera has been able to:
❖ Create and retain 3,292 jobs
❖ Market $2.5 million in loans
❖ Serve over 2,300 clients on a one-on-one basis
❖ Awarded entrepreneurial grants totaling $413,500
❖ Train over 5,000 participants in orientations, workshops and advanced training programs
❖ Create partnerships with municipalities such as Hialeah, Doral, North Bay Village and
Hollywood to bring the program to the hearts of these cities
Prospera's Board of Directors includes volunteer leaders from the public and private sectors, as well as
microbusiness owners who are each strongly committed to the mission and success of Prospera and its
clients. The organization has an annual budget of $3.3 million with over 25 years of strong relationships
with private and public agencies.
Prospera clients have demonstrated significant growth in business volume and employment.
THE PROSPERA MODEL
One of the key factors of success in the Prospera model is that it is innovative, comprehensive and
progressive. Prospera's model consists of four main pillars: education, business consulting,
entrepreneurial grants, and access to capital. These allow us to take early -stage entrepreneurs and
progressively provide them with the knowledge and tools that will allow them to reach the next level of
success in their business.
dr 1
Entrepreneurial
Education
vic
Orientations &
Workshops
2
Business
Consultin
One -on -One
Consulting
ito
3
Entrepreneurial
Grants
1
Client is
considered
for grants
4
Access t
Capital
4
Help client apply
for loans if
needed
Prospera
Page 3of7
PROSPERN
ADVANCING MICROENTREPRENEURS
Prospera's programs and services are the solution to the language and cultural barriers that Hispanic
entrepreneurs face when trying to learn successful entrepreneurial techniques.
Prospera identifies early -stage microbusinesses with growth potential and provides them with
educational opportunities and individualized consulting, two of the most critical areas for young
companies hoping to expand and grow. Entrepreneurs receive specialized professional assistance that
responds to their immediate financial, operational, and marketing needs, immediately followed by
vigorous support to access necessary business capital.
Prospera's innovative model generates returns to the local community while building services,
community partnerships and outreach strategies for the individual business, creating a sustainable
entrepreneurial ecosystem while building strategic alliances with the private and public sectors to ensure
that clients can access additional resources.
Entrepreneurs& MiaoenterprisesNeeds:
-Education
-BusinessConsulting
-Grants& Access to Capital
ngual Services
l
Prospera:
-Business Seminars and Workshops
- Business Consulting
- Entrepreneurial Grants
- Access to Capital
ti
Partners:
- Economic Development offices, Non -
Profits, Chamber of Commerce, etc.
-Private Entities; Banks, Microlenders, etc.
- State, County, & Municipal Governments
Prospera Page 4 of 7
PROSPER/
PROPOSAL
Helping to Close the Gap Through Technology: The Technology Academy
Technology in business is a growing necessity. Over the course of the last two decades it has shown to
be critical to a businesses' ability to communicate with clients effectively. Small business growth
capability is determined if its employees can effectively interact and sell its agenda to clients.
Technology has also enhanced faster shipment of products allowing businesses to cover larger
geographic areas.
According to a study done by Constant Contact in 2013, 66% of small businesses are using mobile
devices as part of their day to day operations. The reason being is because 4 out of 5 consumers use
smartphones to shop. New technology provides an excellent platform to combine core marketing, sales
and customer service. These functions are a key determinant of a company's operation efficiency. It
enables businesses to manage operations efficiently and update them regularly.
Also, there are a number of businesses that are subject to threats and vandalism. New data from the 2016
Internet Security Threat Report shows that that 1 in 40 small businesses are at risk of being the victim of
a cybercrime. The best way to prevent cyber-attacks is to consult with their IT team or an IT expert to
develop a comprehensive plan for mitigating that risk. The problem is 27% of small businesses have no
IT support, according to an article published by SMB Group.
Prospera has developed a program that will educate microbusiness owners in the City of Miami about
the importance of technology and how to protect themselves from any threats that may arise. The
Technology Academy's goal is to help businesses become more efficient which, in turn, will boost their
performance and profitability.
Below are some of the details of how the program works:
• Prospera facilitates educational modules about topics designed to help microbusinesses improve
their technological skills and capabilities. Topics include the following:
o Understanding the Value of Technology in a Micro Business and Its Advantages in
Business Communication.
o Cyber Security: How It Works and Dealing with Potential Issues.
o What to Know and What You Need for Your Micro Business: Hardware and Software.
o Marketing and Technology.
• During the program, Prospera provides ongoing consulting to review each participant's
development.
Prospera Page 5 of 7
PROSPERfi
PROPOSED METRICS AND DELIVERABLES
At all times Prospera will be responsible for maintaining a detailed database of all clients served. Using
the information collected, Prospera will provide the following deliverables to measure the programs'
success level:
- Quarterly Activity Report: Prospera provides a detailed report describing the types of
services provided, including training, consulting, and business entrepreneurial grants
approved. Metrics and details are included in the report.
- Annual Report: Prospera provides a comprehensive report indicating the yearly statistical
activity and the most successful cases of the microbusinesses served.
SERVICES TO BE PROVIDED UNDER THIS PROPOSAL
Prospera is committed to providing the solution for the City of Miami to support Miami's
microentrepreneurial ecosystem.
Educational Assistance: Four 2-hour trainings sessions in Spanish about the topics designed to help
microbusiness owners improve their technological skills and capabilities.
Business Consulting
One-on-one consulting which will help the microentrepreneur identify the short and long term needs of
the existing business. These services include assistance with operations, marketing, business plan
development, human resources, cash flow and projections, access to capital, among others.
Entrepreneurial Grants
For those participating early learning center owners who might need further in-depth assistance, this
program will allow them to be considered to receive advanced business development services at no cost
to them. These services are provided by an expert, pre -selected network of professional providers, most
of them microbusinesses, who are contracted by Prospera to provide the following services:
❖ Legal Structure Assessment
❖ Accounting Assessment
••• Corporate Branding
❖ QuickBooks Training
❖ Business Planning Development
❖ Marketing Plan Development
❖ Online Marketing
❖ Web Site Development
Prospera Page 6 of 7
PROSPERA
PROPOSED BUDGET:
The $100,000 annual investment budget will be distributed to as follows:
Professional Services — Annually
Proposed
Investment
from Prospera
Proposed Funding from
the City of Miami
Consulting Services - Salaries & Related Expenses
$40,000
$10,000
Educational Services — Workshops
$50,000
$12,000
Administrative & Supplies Expenses
$3,000
$1,500
Marketing & Advertising Expenses
$7,000
$1,500
Total Proposed Investment
$ 100,000
$25,000
With the requested funds, Prospera will be able to provide an increase in targeted, service programs to
microbusiness owners within the City of Miami. This funding will allow the City of Miami and Prospera
to achieve a measurable increase in the number of strong, well -structured microbusinesses that create
new jobs, an impactful and necessary piece in in the strategy to close the poverty gap within City limits.
The proposed investment and services to be offered will be tailored according to the City of
Miami level of sponsorship.
FOR ADDITIONAL INFORMATION, CONTACT:
Myrna Sonora
South Florida Vice President
(786) 329-5830
msonora@prosperausa.org
www.prosperausa.org
Elizabeth Nunez
Business Development Consultant
(786) 329-5830
jalvarez@prosperausa.org
www.prosperausa.org
Prospera Page 7 of 7