HomeMy WebLinkAboutService AgreementSERVICE AGREEMENT BETWEEN
THE LIBERTY CITY COMMUNITY REVITALIZA.TION TRUST
AND
MOVING LIVES KIDS ARTS CENTER (MLK ARTS CENTER), INC.
THIS SERVICE AGREEMENT ("Agreement") , is enteredinto this day of
, 2016, by and between the Liberty City Community Revitalization Trust, a limited
agency and instrumentality of the City of Miami, Florida (hereinafter the "Trust") and Moving Lives
Kids Arts Center (MLK Arts Center), Inc., a Pennsylvania not for profit corporation, (hereinafter
"MLK Arts Center").
.
RECITALS
WHEREAS, the MLK Arts Center has proposed non-standard renovations to the south
side of the I-95 overpass and its center columns at Northwest 62nd Street (hereinafter the
"Overpass"); and
WHEREAS, the nonstandard renovations shall consist of a mural honoring Dr. Martin
Luther King Jr., (hereinafter the "Mural"); and
WHEREAS, the City of Miami, (hereinafter the "City"), will execute an agreement with. the
Florida Department of Transportation (hereinafter "tDOT") to allow for this use of the Overpass
on behalf of the Trust; and
WHEREAS, the Trust and the City require the execution of this Agreement as a condition
precedent to the granting of the MLK Arts Center's request for the authority necessary to paint the
Mural and maintain it for ten years following its completion; and
WHEREAS, this Agreement confers no rights or privileges except as expressly granted
herein, and is independent of and distinct from any prior contracts the Trust or City have executed
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with other persons or entities for renovations to I-95 bridges or overpasses; and
NOW, THEREFORE, in consideration of the mutual covenants and promises contained
herein, the Trust and MLK Arts Center agree as follows:
RECITALS: The foregoing recitals are true and correct and are hereby incorporated into
and made a part of this Agreement.
1. EXHIBITS:
Exhibit "A" Project Scope of Services
Exhibit "B" Mural Painting Costs
Exhibit "C" Mural Maintenance Costs
Exhibit "D" Insurance Requirements
2. TERM: The term of this Agreement shall commence upon its execution and the MLK Arts
Center's receipt of the authorization necessary to commence with the Mural and shall continue for a
period of ten (10) years thereafter completion, during which time the MLK Arts Center shall be
responsible for the annual maintenance of the same.
3. SCOPE:
(A) MURAL: The MLK Arts Center shall paint and maintain the Mural on the
Overpass with funding from the Trust, in accordance with the terms of this Agreement, and the
requirements of applicable governmental codes, laws, rules, regulations and approvals of any agency
who having jurisdiction for the Overpass, which consists of the City and FL)OT. The design of the
Mural shall be subject to the approval of the Trust President/Chief Financial Officer (CFO)
(hereinafter "President") or his/her designee, the City's Director of the Department of Public Works
(hereinafter "Public Works") or his/her designee and the FDOT District Six Secretary or his/her
designee.
(B) MAINTAINENCE: The MLK Arts Center shall send an artist to the site for four
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(4) hours each year to check on the condition of the mural. The artist shall wash down the piece to
remove regular build up. The artist shall touch up any cracking or peeling paint and replace any
damaged mosaic tiles. Artists will also be made available to repair any damage caused by auto
accidents. The City's Public Works Director will be notified when maintenance is to occur, what
maintenance is needed, and what funding is necessary. Public Works will have final approval of any
maintenance that requires more than touching up of paint, removal of regular build up, and/or repair
of damaged mosaic tiles.
(C) MLK Arts Center represents and warrants to the Trust and the City that: (i) it
possesses all qualifications, licenses and expertise required for the performance of the painting and
maintenance of the Mural; (ii) all personnel assigned to paint the Mural are and shall be, at all times
during the term hereof, fully qualified and trained to perform the tasks assigned to each; and (iii) the
painting of the Mural shall be performed in the manner pursuant with Exhibit "A" Project Scope of
Services.
(D) DISRUPTION: The installation of the Mural shall cause the least amount of
disruption possible. Pursuant with Exhibit "A", the MLK Arts Center promises, to paint and
perform maintenance of the Mural without obstructing any road or sidewalk. In the event that the
painting or maintenance of the Mural requires the re-routing or protection of pedestrian, automobile,
or retail traffic, the costs for any such rerouting or protective measures shall be the sole and complete
responsibility of the MLK Arts Center.
(E) NOTICE TO PUBLIC: Prior to the painting and/or maintenance of the Mural,
Public Works shall inform the public of the proposed installation by publishing notice of the same
in three (3) daily newspapers of general circulation throughout Miami -Dade County, one of which
must be a Spanish language publication. For the initial painting, the notice shall indicate the proposed
location of the Mural, what the Mural depicts, and any anticipated disruptions to traffic. For any
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subsequent maintenance, the notice shall indicate what maintenance is needed and any disruptions
to traffic. The Public Works Director shall provide his/her approval as to the form of the notice and
the newspapers in which it shall appear.
4. COMPENSATION:
(A) Pursuant to a City of Miami and Liberty City Trust Interlocal Agreement, the Trust will
compensate the MLK Arts Center with funding allocated by the City.
(B) The amount of compensation payable to the MLK Arts Center for the Mural painting is
listed in the Exhibit "B" Mural Painting Costs and shall be as follows:
(i) $28,700.00 for materials for the initial painting of the Mural,
(ii) $ 4,870.00 for the latex coat/sealant for the Mural,
(iii) $ 3,500.00 for hunch accommodations for the artists,
(iv) $ 43,930 for staff comprised of a ten (10) artist team,
(v) $ 4,000.00 for the maintenance fund, and
(vi) $ 5,000.00 for the Mural unveiling and dedication ceremony.
(C) The maintenance fund willalso come from the funding allocated to the Trust and will
be paidto the MLK Arts Center in yearly installments of $400.00, pursuant to Exhibit "C". The
funding for maintenance will be administeredto the MLK Arts Center, subject to the limitations
herein this Agreement. Should more funding be required than is currently allowedfor in this
Agreement, the MLK Arts Center shall seek approval for the same from the Trust and Public
Works.
(D) The total amount of compensation for the Mural Project painting and the
maintenance shall not exceed $90,000.00.
(E) If MLK Arts Center fails to paint the Mural or fails to maintain the Mural according to
Exhibit "A" and the provisions of this Agreement, the Trust may withhold compensation and
terminate this Agreement.
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5. INSURANCE:
(A) At all times during the term hereof, the MLK Arts Center shall maintain insurance
acceptable to the LC'T and the City of Miami ("City"). Prior to commencing any activity under this
Agreement, the MLK Arts Center shall furnish to the LC1' and the City original: certificates of
insurance indicating that their receipt is in compliance with the provisions described in the Exhibit
"D" Insurance Requirements, attached hereto and incorporated into this
reement.
(B) MLK Arts Center shall, at all times during the term hereof, maintain such insurance
coverage(s) as may be required by the LCland the City. The insurance coverage(s) required as of
the Effective Date of this Agreement are attached hereto as Exhibit "D" and are incorporated
herein by this reference. The LC1' Agreement Title shall appear on each certificate of insurance. The
MLK Arts Center shall add the LCl' and the City as additional named insureds to its commercial
general liability and auto policies and as a named certificate holders on all policies. MLK Arts Center
shall correct any insurance certificates as requested by the City's Risk Management Administrator.
All such insurance, including renewals, shall be subject to the approval of the City for adequacy of
protection and evidence of such coverage(s) andshall be furnished to the City Risk Management
Administrator on Certificates of Insurance indicating such insurance to be in force and effect and
providing that it shall not be canceled, modified, or changed during the performance of the services
under this Agreement without thirty (30) calendar days prior written notice to the City Risk
Management Administrator. Completed Certificates of Insurance shall be filedwith the City prior
to the performance of services hereunder, provided, however, that MLK Arts Center shall at any
time upon request file duplicate copies of the policies of such insurance with the City.
(C) If, in the reasonable judgment of the City, prevailing conditions in the insurance
marketplace warrant the provision by MLK Arts Center of additional One Million Dollars
($1,000,000) of liability insurance coverage, the City reserves the right to require the provision by
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MLK Arts Center of up to such additional amount of liability coverage, and shall afford written
notice of such change in requirements thirty (30) days prior to the date on which the requirements
shall take effect. Should the MLK Arts Center fail or refuse to satisfy the requirement of additional
coverage within thirty (30) days following the City's written notice, this Agreement shall be
considered terminated on the date the required change in policy coverage would otherwise take
effect.
(D) MIK Arts Center understands and agrees that any and all liabilities regarding the use of
any of MLK Arts Center's employees or any contractor(s) of IMLK Arts Center for services related
to this Agreement shall be borne solely by MLK Arts Center tiroughout the term of this Agreement
andthat this provision shall survive the termination of this Agreement. MLK Arts Center further
understands and agrees that insurance for each employee of the MLK Arts Center and: its
contractor(s) providing services related to this Agreement shall be maintained in good standing and
approvedby the City Risk Management Administrator throughout the duration of this Agreement.
(E) .MLK Arts Center shall be responsible for assuring that the insurance certificates
required under this Agreement remain in full force and effect for the duration of this Agreement,
including any extensions hereof. If insurance certificates are scheduled to expire during the term of
this Agreement and any extension hereof, the .MLK Arts Center shall be responsible for submitting
new or renewed insurance certificates to the City's Risk Management Administrator at a rninimumn
of ten (10) calendar days in advance of such expiration. In the event that expired certificates are not
replaced, with new or renewed certificates which cover the term of this Agreement and any
extension thereof:
(1) the City shall suspend this Agreement until such time as the new or renewed certificate(s)
are received in acceptable form by the City's Risk Management Administrator; or
(2) the City may, at its sole discretion, terminate the Agreement for cause and seek re -
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procurement damages from MLK Arts Center in conjunction with the violation of the terms and
conditions of this Agreement.
(F) Compliance with the foregoing requirements shall not relieve MLK Arts Center of its
liabilities and obligations under this Agreement.
6. INDEMNIFICATION:
(A) the MLK Arts Center shall indemnify, defend, at its own cost, and hold harmless the
City and its officials, employees and agents (hereinafter collectively referred to as "Indemnitees") and
each of them from and against all loss, costs, penalties, fines, damages, claims, expenses (including
attorneys fees) or liabilities (hereinafter collectively referred to as "Liabilities") by reason of any injury
to or death of any person or damage to or destruction or loss of any real and/or tangible personal
property arising out of, resulting from, or in connection with (i) the performance or non-
performance of the services contemplated by this Agreement, which is directly or indirectly caused, in
whole or in part, by any act, omission, default or negligence (whether active or passive) of MLK Arts
Center or its employees, agents or subcontractors (collectively referred to as "MLK Arts Center"), or
(ii) the failure of Lae MLK Arts Center to comply with any of the paragraphs herein or the failure of
the MLK Arts Center to conform to statutes, ordinances, codes, or other regulations or requirements
of any governmental authority; federal or state, in connectionwith the performance of this Agreement.
The MLK Arts Center expressly agrees to indemnify and hold harmless the Indemnitees, or any of
them., from and against all liabilities which maybe asserted by an employee or former employee of the
MLK Arts Center, or any of its subcontractors, as provided above, for which the MLK Arts Center
liability to such employee or former employee would otherwise be limited to payment under state
Workers' Compensation or similar laws.
(B) The provisions of this section are intended to apply in all circumstances, regardless of
the grounds or nature of any claim asserted (including contract, statute, any form of negligence,
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whether of the Trust, the City, the MLK Arts Center, or others, in tort, strict liability or otherwise) and
whether or not the party seeking indemnification was advised of the possibility of the damage or loss
asserted, to the extent not contrary to applicable law.
7. RETENTION OF TITLE: Any information, writings, maps, contract documents, reports or
any other matter whatsoever which is given by the Trust or the City to the MLK Arts Center pursuant
to this Agreement shall at all times remain the property of City and shall not be used by MLK Arts
Center for any other purpose whatsoever without the writtenconsent of the City .
8. ASSIGNMENT, LIENS, ETC.: the MLK Arts Center shall not assign, sublease or otherwise
transfer any of its rights, duties, or obligations under this Agreement, in whole or in part, without
prior written consent of the Trust. The transfer of ownership or control of the MLK Arts Center, or
change of MLK Arts Center's nonprofit status shall be deemed a breach of this paragraph. MLK Arts
Center shall not allow any lien or encumbrance to lie against the Mural or the Oval/pass by virtue of
this Agreement. Tie MLK Arts Center shall not pledge this Agreement or use it as collateral for any
loan.
9. INDEPENDENT CONTRACTOR: the MLK Arts Center agrees that, its officers, agents and
employees in performance of this Agreement shall act in the capacity of an independent contractor and
not as an officer, employee or agent of the Trust or the City and shall not attain any rights or benefits
including retirement, insurance, fringe benefits, emoluments, and any other rights or privileges under
the Civil Service or Pension Ordinances of the City, or any rights generally afforded classified or
unclassified employees; further, he/she shall not be deemed entitled to Florida Workers'
Compensation benefits as an employee of the City. The City is not a guarantor of any commercial
obligation or duty of the MLK Arts Center, which shall be the sole responsibility of the MLK Arts
Center.
10. TERMINATION RIGHTS:
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(A) Upon the majority vote of the Miami City Commission, the City may, at its sole and
unfettered discretion, and with no liability to the MLK Arts Center, terminate this Agreement
without cause by giving the MLK Arts Center thirty (30) days written notice.
(B) The City Manager, the Trust President or the Public Works Director and/or his/her
authorized designees, may, without liability to the MLK Arts Center, terminate this Agreement for
failure of the MLK Arts Center to fulfill its obligations under this Agreement. Satisfaction of
obligations by the MLK Arts Center shall be determined by the City and the Trust. The City
Manager, the Trust President or Public Works Director shall provide the MLK Arts Center a written
notice of default letter. The MLK Arts Center shall have fifteen (15) calendar days to fully cure the
default. If the default is not cured by the MLK Arts Center within the stated period, the City
Manager, the Trust President, or Public Works shall terminate this Agreement at such time without
the necessity of any additional notice or action being required. Notice shall be sufficient if it is
delivered to the MLK Arts Center personally or mailed to its specified address. Titre shall be no
recourse against the City or the Trust, its officials or employees for a termination effectuated under
Sections 10(A) or 10(B) herein.
11. NONWAIVER OF DEFAULT: No delay or omission to exercise any right, power or remedy
accruing to the City and/or the Trust upon breach or default by the MLK Arts Center under this
Agreement, shall impair any such right, power or remedy of the City or the Trust; nor shall such delay
or omission be construed as a waiver of any such breach or default, or any similar breach or default.
12. PUBLIC RECORDS: the MLK Arts Center agrees that all documents maintained pursuant to
this Agreement shall be subject to the provisions of the Public Records Act, Chapter 119, Florida
Statutes, as amended, including without limitation Florida Statute 119.0701. The MLK Arts Center
understands that the public shall have access, at all reasonable times, to all documents and
information pertaining to City contracts, subject to the provisions of Chapter 119, Florida Statutes,
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and agrees to allow access by the City and the public to all documents subject to disclosure under
applicable law. The MLK Arts Center's failure or refusal to comply with the provisions of this
section shall result in the immediate cancellation of this Agreement by the City.
13. COMPLIANCE WITH FEDERAL, STATE AND LOCAL LAWS: the MLK Arts Center
understands that agreements between private entities and local government entities are subject to
certain laws and regulations, including laws pertaining to public records, conflict of interest, record
keeping, etc. The MLK Arts Center agree to comply with all applicable federal, state, and local laws,
rules, regulations, codes and ordinances, as they may be amended from time to time. The MLK Arts
Center is aware of the conflict of interest laws of the City of Miami (City of Miami Code Chapter 2,
Article V), Miami -Dade County Florida (Miami -Dade County Code Section 2-11.1) and the State of
Florida, and agrees that it shall fully comply in all respects with the terms of said laws. The MLK
Arts Center shall also comply with any applicable provisions of the Dade County Public Works
Manual and any requirements of fiDOT, if any, relative to painting and maintenance of the Mural.
14. NONDISCRIMINATION; the MLK Arts Center represents and warrants to the Trust and
the City that MLK Arts Center does not and will not engage in discriminatory practices andthat
there shall be no discrimination in connection with. the MLK Arts Center's performance under this
Agreement on account of race, color, sex, religion, age, handicap, marital status or national origin.
The MLK Arts Center further covenants that no otherwise qualified individual shall, solely by
reason of his/her race, color, sex, religion, age, handicap, marital status or national origin, be
excluded from participation in, be denied services, or be subject to discrimination under any
provision of this Agreement.
15. AWARD OF AGREEMENT: the MLK Arts Center represents and warrants to the Trust
and the City that it has not employed or retained any person or company employed by the City to
solicit or secure this Agreement and that it has not offered to pay, paid, or agreed to pay any person.
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any fee, commission, percentage, brokerage fee, or gift of any kind contingent upon or in connection
with this Agreement.
16. CERTIFICATION: By signing this Agreement, the MLK Arts Center certifies that the MLK
Arts Center has familiarized itself with Section 18-107 of the Code of the City of Miami, Florida and
that neither Provider nor any of its principal owners or personnel have been convicted of an offense that
would be cause for debarment under Section 18-107 of the (ode of the City of Miami, Florida or
debarred or suspended by any federal, state or other governmental entity.
17. GOVERNING LAW: This Agreement is executed and entered into in the State of Florida, and
shall be construed, performed, and enforced in all respects in accordance with the laws and rules of the
State of Florida. The Parties hereby agree that venue in all proceedings shall be in Miami -Dade
County, Florida. The Parties hereby further agree that in any civil action or other proceeding arising
out of this Agreement, each Party shall bear its own court costs and attorneys fees.
18. INTERPRETATION: Should the provisions of this Agreement require judicial or arbitral
interpretation, it is agreed that the judicial or arbitral body interpreting or construing the same shall not
apply the assumption that the terms hereof shall be more strictly construed against one party by reason
of the rule of construction that an instrument is to be construed more strictly against the party -which
itself or through its agents prepared same, it being agreed that the agents of both parties have equally
participated in the preparation of this Agreement.
19. PARTIAL INVALIDITY: If any term or provision of this Agreement is found to be illegal
and/or unenforceable, the remainder of this Agreement shall remain in full force and effect and such
term or provision shall be deemed stricken.
20. ENTIRE AGREEMENT: This Agreement and its attachments constitute the sole and only
Agreement of the parties hereto and correctly sets forth the rights, duties, and obligations of each to the
otter as of this date. Any prior agreements, promises, negotiations, or representations not expressly
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set forth in this Agreement are of no force or effect. No amendments to this Agreement shall be
binding on either party unless in writing and signed by both parties.
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IN WITNESS WHEREOF, the parties hereto have caused this instrument to be executed
by their respective officials thereunto duly authorized on the date above written.
ATTEST:
MOVING LIVES KIDS ARTS CENTER
(MLK ARTS CENTER), INC.,
a Pennsylvania not for profit corporation
By: By: —_
Name a Title Kyle Holbrook, Executive Director
ATTEST:
LIBERTY CITY COMMUNITY
REVITALIZATION TRUST,
a limited agency and instrumentality of the
City of Miami, Florida
By. By: _
Todd B. Hannon, City Clerk Elaine Black, President/
Chief Executive Officer (CO)
APPROVED AS TO LEGAL FORM AND APPROVED AS TO INSURANCE
CORRECTNESS: REQUIREMENTS:
By: By: _
Victoria .Mendez, City Attorney Ann -Marie Sharpe, Director
Risk Management
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Exhibit "A" Project Scope of Services
Public Art Project - MIX Blvd. (NW 62nd Street) and 1-95
:Project tended thfough City or Miami, Liberty City Revitalization TruM
Project Scope of Services
Kyle HolbrookWoff Senatus,Jose Mert2, Edward Rawson,Will Robinson,
and Kevin Morns, SantiageDeprez, mar Larson, Diane Castillo and Jamaal
Ctark,make up the 10 artist team from tneMoving Lives of Kids Art Center
.hereby :referred to as MLK Mural Artist Team) propose beautification and
•renovatlons to ;the South .side (SE,SW &S) of the 1-95 bridge along NW 62 Street
(Marlin Luther King Blvd.) and along the center columns.
This project is a ,'rnixed media mural (Latex) ACK:Murat Artist Team inas
completed several murals around the country under Executive Artist Kyle
Holbrook. MLK Mural Artist Luzama has ,done -several mosaics with her father in
Puerto Rico, where he grew up around mosalcs..kyle 'Holbrook and Edward Rawson
are the lead artists.
NO roads will need dosed. MLK Mural will prep, prime and paint the murals with safety cones
up at ail 'times, caution tape will be around all areas painted. No sidewalks will be upstructed.
Pedestrian crossing is on the North side of the underpass, all artwork will take piaceori the
South Side were both east and west Sides of the south underpass will be painted.
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Exhibit "B" Mural Painting Costs
Moving Lives of Kids I
700 NE liith Terrace #icyt
Miami, FL 33137
heel
MILK EDC. 62nd St Underpass Murat
Dalcitotiodi
Co st
Materials 20 gal PPG seal Grip Omer, 50gal Golden Acrylics,
(4 Rakers 6' S frolrg 20) drop doths 4 x 24,
(5) buckets,paint trays, sets of youth brushes,
charcoal, buckets $28,700
Clear Coat Latex -AR Weethecanti-Graffiti $4,870
Accomadations Lunch fOraflartists daily $3,500
Staff/Scope 7 days a week, 10 artists team
($4,390 per artist)
apply design(sc ale), Prep Post, seat
various schedules - each artists (40 firs per)
4 weeks total $43„930
Maitenance Fund To be house in an account administered by MLKEDC
it grows each year and can be used for any future touch ups .5,4,000
Unveiling Ceremony/dedication:invite political leaders, community
stakeholders, families, media, local businesses, etc
-Refreshments, decorations, plan ning time $5,000
Printing Flyers for the unveiling event, signage at the mural location,
business carris, self guided tour broshure of project info
TOTAL Sgopoo
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Exhibit "C" Mural Maintenance Costs
Public Art Project - MU( 13tvd. {NW ti2nd Street) and 1-96
Project tbudeci through City of ElViisoli, Liberty City Revitalization Trust
Maintenance - Scope of Services
The MIK Murat team will send an artistto the site for 4 hours each year to check
on the condition of the mural. The artist will wash down
the piece to remove regular build up. The artist will touch up any cracking or
peeling paint and replace any damaged mosaic tiles. This plan also allows for
artists to be made available repair any damage caused by car accidents,
Mafmtartante EStiiiget 20-year
2014
Mattiak
$10000
Artist labor ($290/hr for 4 hrs)
$113.70
2015
Moot*
$10040
Artist ,t3b0 r t$25.68/ht for 4 hrs)
-$118;70
21)16
Matorial3
$100.00
Artist .Labor:(S2.91/hr for 4 Ws)
$113.70
2017
Materials
$100.00
Artist tabor($294$1hr for 4 1' irs)
%IVO
2013
Mtarials
$lopto
,Artia. tato r ($29,63 llr f 4 hrs)
$113.70
2019
Materials
$100.00
Artist Labor ($29.,63/hr for •4 hrs)
$113,70
2020
Maedais
$100,00
Artist !Labori$25Mithr for 4 hrs)
$113,70
2021
Materials
$100t0
Artist Labor I925431hrfor 4 hrs)
$118,10
2022
Materiab
$100;00
Arkla kabor ($2 ,68/hr for 4 hrs)
$11V0
2023
Mattrinia
$200,00
Artist labor f$29,330ir for 4 fI)
$214.70
Total
4400
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Exhibit "D" Insurance Requirements
Commercial General Liability
A. Limits of Liability
Bodily Injury and Property Damage Liability
Each. Occurrence $1,000,000
General Aggregate Limit $2,000,000
Personal and Adv. Injury $1,000,000
Products/Completed Operations $1,000,000
B. Endorsements Required
City of Miami listed as additional insured
Contingent & Contractual Liability
Premises and Operations Liability
Primary Insurance Clause Endorsement
II. Business Automobile Liability (IF APPLICABLE)
A. Limits of Liability
Bodily Injury and Property Damage Liability
Combined Single Limit
Owned/Scheduled Autos
Including Hired, Borrowed or Non -Owned Autos
Any One Accident $300,000
B. Endorsements Required
City of Miami listed as an additional insured
III. Worker's Compensation (IF APPLICABLE)
Limits of Liability
Statutory -State of Florida
Waiver of Subrogation
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Employer's Liability
A. Limits of Liability
$100,000 for bodily injury caused by an accident, each accident
$100,000 for bodily injury caused by disease, each employee
$500,000 for bodily injury caused by disease, policy limit
The above policies shall provide the City of Miami with written notice of cancellation or
material change from the insurer in accordance to policy provisions.
Companies authorized to do business in the State of Florida, with the following qualifications, shall
issue all insurance policies required above:
The company must be ratedno less than "A-" as to management, and no less than "Class
V" as to Financial Strength, by the latest edition of Best's Insurance Guide, published by
A.M. Best Company, Oldwick, New Jersey, or its equivalent. All policies and /or certificates
of insurance are subject to review and verification by Risk Management prior to insurance
approval.
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