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HomeMy WebLinkAboutPre-Agrmts. & LegislationsEffective Date of Amendment: U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT FIRST AMENDMENT TO THE ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT UNDER SECTION 108 OF HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1937, AS AMENDED, 42 U.S.C. 95308. NOV 17 2011 THIS FIRST AMENDMENT TO THE ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT (the "Amendment") is entered into effective as of the Effective Date written above, by MIAMI-DADE COUNTY, FLORIDA, as Borrower ("Borrower"), the CITY OF MIAMI, FLORIDA as Assumptor ("Assumptor"), and the SECRETARY OF HOUSING AND URBAN DEVELOPMENT as guarantor ("Guarantor") (hereinafter the three parties together shall be referred to as the "Parties") for the Guarantee made pursuant to Section 108 of title I of the Housing and Community Development Act of 1974, as amended, and 24 CFR Part 570, Subpart M, of the promissory note issued on June 14, 2000, and numbered B-98-UC-12-0006 in the original principal amount of $25,000,000.00 (the "Old Note") and for the new promissory note that shall be issued following defeasance of the Old Note and in substitution for the Old .Note and shall have the same note number as the Old Note, the same maturity date as the Old Note, but in the new principal amount of $15,560,000 (the "New Note", a copy of which is attached hereto as Exhibit A and incorporated hereby). 1. RECITALS. (a) On June 14, 2000, Borrower and Guarantor entered into a Contract for Loan Guarantee Assistance Under Section 108 of the Housing and Community Development Act of 1974, as Amended, 42 U.S.C. § 5308 for Series HUD 2000-A Certificates (the "Old Contract"). The Old Contract incorporated the Old Note. (b) The Parties subsequently entered into the Assumption of Loan Guarantee Assistance Liability and Pledge Agreement Under Section 108 of Housing and Community Development Act of 1937, as amended, 42 U.S.C. 95308 (the "Assumption Agreement") (attached as Exhibit B hereto and incorporated hereby) dated May 13, 2008. That Assumption Agreement set forth the liabilities, obligations, benefits, and duties on the part of the Parties as to the Old Note and any amended note or note that may be issued in substitution for such note and having the same note number. (c) The Parties have an opportunity to defease the Old Note, which has a remaining principal balance of $15,560,000.00, and to substitute for the Old Note a New Note in the amount of $15,560,000.00. The Parties shall each benefit from the defeasance of the Old Note and the substitution with the New Note as interest rates have declined thus creating an opportunity for considerable financial savings by the Parties. (d) In order to facilitate the defeasance of the Old Note and the substitution • with the New Note, Borrower and Guarantor shall enter into a new Contract for Loan Guarantee 1 Assistance Under Section 108 of the Housing and Community Development Act of 1974, as Amended, 42 U.S.C. § 5308 for Series HUD 2011-A Certificates (the "New Contract"), which shall replace the Old Contract. (e) The Parties desire to carry forward all the liabilities, obligations, benefits, and duties set forth in the Assumption Agreement as to the Old Note and the Old Contract and to apply them and ratify them in an identical manner to the New Note and New Contract, with the following amendments set forth below. NOW, THEREFORE, in consideration of the premises, and of the mutual covenants and agreements set forth below, the Parties agree as follows: 1. All the liabilities, obligations, benefits, and duties of the Parties set forth in the Assumption Agreement as to the Old Note and the Old Contract shall now apply in an identical manner to the New Note and New Contract. 2. Section 12 Remedial Actions of the Assumption Agreement shall be amended to add at the end thereof a new Subsection (g) to read as follows: "(g) Notwithstanding any of the foregoing provisions related to Section 11 Defaults above, the Secretary may, in the Secretary's sole discretion, (1) waive in writing a Default regarding any failure to punctually and properly perform, observe, and comply with any covenant, agreement, or condition applicable to the Borrower or applicable to the Assumptor under this Agreement, and/or (2) provide a reasonable time for a cure period related to such Default under the applicable circumstances. Any such waiver and/or cure by the Secretary shall be in writing and shall be effective only to the extent specifically set forth in such writing. Any such Default so waived shall be deemed to be cured and not continuing, if cured within the stated reasonable time for a cure period under the applicable circumstances, but no such waiver shall extend to any other or subsequent Default or impair any right(s) consequent thereto." 3. The Parties further agree that the costs of the refinancing in connection with the New Note shall be paid to the Guarantor's Trustee in the following pro-rata manner: (a) twenty percent (20%) by the Borrower, and (b) eighty percent (80%) by the Assumptor, with both the Borrower and the Assumptor having respective rights to reimbursement of such refinancing costs, if applicable, from any third -party (whether under the Participation Agreement referenced in the original Assumption Agreement or otherwise) which ultimately benefits from the reduction of costs under such refinancing. 4. The Parties agree to execute any future agreements, amendments or estoppels necessary to fulfill the purposes of this Amendment. 5. Other than the amendments set forth above and the substitution of the Old Note and Old Contract with the New Note and New Contract, no other changes are made by this Amendment to the Assumption Agreement, and the Parties agree that the Assumption Agreement is in full force and effect and that the Parties shall continue to abide by the terms of the Assumption Agreement. IN WITNESS WHEREOF, the undersigned, as respective authorized officials on behalf of the Guarantor, the Borrower and the Assumptor, have caused this Amendment to be executed as of the Effective Date first above written. APPROVED AS TO FORM AND LEG • : S ; F IENCY: Nam - : Cu ..� tL.Y1 Title: Date: tt . ATTES By: d� `---�— Priscilla A. Thompson, City Clerk Date: lb - -1( Appr By: Calvm Ellis, Date: /0 2-i- // ements: anageinent Director 3 MIAMI-DADE COUNTY, FLORIDA BORR• BY: Name: Title: Date: gyLe//‘ 0" CITY OF MIAMI, A municipal corporation of the State of FloridaA Approved as to Fonn and Correctness: By: _--- Julie O. Bru, City Attorney Date: 10 -a It SECRETARY OF HOUSING AND URBELOP By: Nai : Yolanda Chavez Ti e: Deputy Assistant Secretar for Grant Programs Date: NOV 17 2011 EXHIBIT "A" COPY OF NEW NOTE B-98-UC-12-0006 IN THE PRINCIPAL AMOUNT OF $15,560,000 EFFECTIVE DATE: Fixed Rate Note 2011-A 2031 DEFEASING 8-16-11 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Fixed Rate Note for Series 2011-A Certificates BORROWER: The Miami -Dade County, FL NOTE NO. B-98-UC-12-0006 REGISTERED HOLDER: DATE: THE BANK OF NEW YORK MELLON AGGREGATE PRINCIPAL AMOUNT: $15,560,000 For value received, the undersigned, the Miami -Dade County (the "Borrower," which term includes any successors or assigns), a public entity or agency organized and existing under the laws of the State (or Commonwealth, if applicable) of Florida, promises to pay to the order of THE BANK OF NEW YORK MELLON, as Registered Holder (the "Holder," which term includes any successors or assigns), the Principal Amounts set forth on the attached Schedule P&I as of each applicable Principal Due Date set forth therein, together with interest on such unpaid Principal Amounts at the rates applicable thereto as specified on such attached Schedule P&I. Interest shall be calculated and payments shall be made in the manner set forth below. The Holder is acting hereunder on behalf ofa trust (the "Trust") created pursuant to a Trust Agreement by and between the Secretary of Housing and Urban Development (the "Secretary") and Chemical Bank (now known as The Bank of New York Mellon), as trustee (the "Trustee"), dated as of January 1, 1995, as amended (the "Trust Agreement"), as supplemented by the applicable Supplement to the Trust Agreement, by and between the Secretary and the Trustee. A. Principal and Interest Interest on a Principal Amount of this Note that is due as of a given date specified on the Schedule P&I attached hereto (such date, the 'Principal Due Date" for such Principal Amount) shall accrue at the per annum rate specified on such Schedule P&I from (and including) the date hereof to (but excluding) such Principal Due Date or, if applicable, to the applicable Interest Due Date on which an Optional Redemption (as defined below) occurs. The aggregate of the interest amounts accrued on the entire unpaid Principal Amount of this Note shall be due semiannually as of February 1 and August 1 of each year (each, an "Interest Due Date"), commencing on February 1, 2012, until the Aggregate Principal Amount listed on the Schedule P&I attached to this Note is paid in full. Interest shall be calculated on the basis ofa 360-day year consisting of twelve 30-day months. B. Optional Redemption Certain Principal Amounts indicated as being eligible for Optional Redemption on the Schedule P&I hereto may be paid, in whole or in part, at the option of the Borrower as of any Interest Due Date on or after the date specified in such Schedule (an "Optional Redemption"). In order to elect an Optional Redemption of a redeemable Principal Amount, the Borrower shall give notice of its intention to redeem a Principal Amount to the Trustee and the Secretary not less than 60 days nor more than 90 days prior to the Interest Due Date as of which the Borrower intends to redeem the Principal Amount. The Trustee shall apply any payments received in respect of Optional Redemptions in accordance with written instructions of the Borrower, as approved by the Secretary. Principal Amounts that are not indicated as being eligible for Optional Redemption on such Schedule may not be prepaid. C. Additional Definitions For purposes of this Note, the following terms shall be defined as follows: "Business Day" shall mean a day on which banking institutions in New York, New York, are not required or authorized to remain closed and on which the Federal Reserve Bank and the New York Stock Exchange are not closed. If any payment (including a payment by the Secretary) is required to be made on a day that is not a Business Day, then payment shall be made on the next Business Day. "Contract" shall mean the Contract for Loan Guarantee Assistance, and any amendments thereto, between the Secretary and the Borrower, the designated public entity named therein (if applicable), or the State named therein. (if applicable), which refers to and incorporates this Note by the number hereof. D. Borrower's Timely Payment to Trustee Notwithstanding anything contained in this Note, the Borrower, in accordance with the Contract, shall be required to make all payments of interest and principal, including any Optional Redemption payments, directly to the Trustee on the seventh Business Day prior to the appropriate Interest Due Date, Principal Due Date or date of Optional Redemption, as applicable. E. Interest on Late Payments If a payment of principal or interest herein provided for has not been duly received by the Holder from either the Borrower or the Secretary by the close of business on the applicable Interest Due Date or Principal Due Date, interest shall accrue on the amount of such payment at the applicable interest rate or rates payable on this Note, from the relevant due date until the date such payment is made. Nothing in the immediately preceding sentence shall be construed as permitting or implying that the Borrower may, without the written consent of the Holder and the Secretary, modify, extend, alter or affect in any manner whatsoever the right of the Holder timely to receive any and all payments of principal and interest specified in this Note. F. Applicability of Fiscal Agency Agreement and Trust Agreement This Note and payments made hereunder shall be administered pursuant to the terms of the Trust Agreement and are subject to such agreement. The terms and provisions of the Trust Agreement, insofar as they affect the rights, duties and obligations of the Holder and/or the Borrower, are hereby incorporated herein and form a part of this Note. Capitalized terms not defined in this Note shall have the meanings ascribed to them in Trust Agreement. The Amended and Restated Master Fiscal Agency Agreement dated as of May 17, 2000, between the Secretary and The Chase Manhattan Bank (now known as The Bank of New York Mellon), .as Fiscal Agent (the "Fiscal Agency Agreement") provides for JPMorgan Chase Bank, acting as Fiscal Agent to perform certain duties, including the duties of registrar for this Note until this Note is canceled or a new registrar appointed in accordance with the Fiscal Agency Agreement. The Trust Agreement provides for the Trustee to perform certain duties, including the duties of paying agent and collection agent for this Note until a new Trustee is appointed in accordance with the Trust Agreement. This Note may be surrendered to the Fiscal Agent for registration of transfer or exchange, as provided in the Fiscal Agency Agreement. The Fiscal Agent and the Trustee shall permit reasonable inspection to be made of a copy of the Fiscal Agency Agreement or Trust Agreement kept on file at its corporate trust office. Neither the Fiscal Agency Agreement nor the Trust Agreement shall change the Borrower's payment obligations under this Note. G. Applicability of Contract and Secretary's Guarantee This Note evidences indebtedness incurred pursuant to and in accordance with the Contract and pursuant to Section 108 of Title I of the Housing and Community Development Act of 1974, as amended (42 U.S.C. § 5308) (the "HCD Act"). This Note is subject to the terms and provisions of the Contract, to which Contract reference is hereby made for a statement of said terms and provisions and for a description of the collateral security for this Note. The payment of principal on the applicable Principal Due Dates and of interest on the applicable Interest Due Dates under this Note is unconditionally guaranteed by the Secretary to the Holder through a guarantee (the "Guarantee"). Execution of the Secretary's Guarantee is required before this Note is effective, and such Guarantee shall be issued pursuant to and in accordance with the terms of the Contract and Section 108 of the HCD Act. H. Default A default under this Note shall occur upon failure by the Borrower to pay principal or interest on this Note when due to the Trustee hereunder. On any Interest Due Date on or after the first permissible Optional Redemption Date, if either (i) a Borrower defaults on the payment of any interest or Principal Amount when due or (ii) the Secretary gives notice of a fmal decision to declare the Borrower in default pursuant to the following paragraph, then the Secretary may, but is not obligated to, make an acceleration payment to the Trustee equal to the Aggregate Principal Amount of the Note, together with accrued and unpaid interest thereon to such Interest Due Date. The Secretary shall give notice of such payment on the fourteenth Business Day preceding such Interest Due Date and shall make such payment on the seventh Business Day preceding such Interest Due Date. In the event that any such acceleration payment is made from sources other 3 than funds pledged by the Borrower as security under the Contract (or other Borrower funds), the amounts paid on behalf of the Borrower shall be deemed to be immediately due and payable to the Secretary. Nothing in this paragraph shall be construed as permitting or implying that the Borrower may, without the written consent of the Holder and the Secretary, modify, extend, alter or affect in any manner whatsoever the right of the Holder timely to receive any and all payments of principal and interest specified in this Note. In addition, the Secretary may declare the Borrower in default under this Note if the Secretary makes a final decision in accordance with the provisions of 24 CFR § 570.913 (or any successor regulation thereof), including requirements for reasonable notice and opportunity for hearing, that the Borrower has failed to comply substantially with Title i of the HCD Act. Following the giving of such reasonable notice, the Secretary may take the remedial actions specified as available in the relevant provisions of the Contract pending the Secretary's final decision. I. Holder's Reliance on Guarantee Following a default by the Borrower under the terms of this Note, the Holder agrees to rely wholly and exclusively for repayment of this Note upon the Guarantee. The enforcement of any instruments or agreements securing or otherwise related to this Note shall be the sole responsibility of the Secretary, and the Holder shall not be responsible for the preparation, contents or administration of such instruments and agreements, or for any actions taken in connection with such instruments and agreement. The Holder, to the extent it is legally able to do so, shall bind or cause to be bound its successors and assigns to all limitations imposed upon the Holder by this Note. J. Amendment This Note may only be amended with the prior written consent of the Secretary and the Borrower. No such amendment shall reduce, without the prior written consent of the Holder of this Note, in any manner the amount of, or delay the timing of, payments required to be received on this Note by the Holder or Trustee, including Guarantee Payments. K. Waivers The Borrower hereby waives any requirement for presentment, protest or other demand or notice with respect to this Note. The Borrower hereby waives notice of default and opportunity for hearing for any failure to make a payment when due. L. Delivery and Effective Date This Note is deemed issued, executed, and delivered on behalf of the Borrower by its authorized official as an obligation guaranteed by the Secretary pursuant to Section 108 of the HCD Act, effective as of the date of the Secretary's Guarantee. 4 M. Borrower. Specific Provisions Proceeds of this Note shall be used solely for the purpose of refinancing through defeasance funds advanced under previous Note(s) having the same Note number. [Remainder of Page Intentionally Left Blank] 5 THE UNDERSIGNED, as an authorized official of the Borrower, has executed and delivered this Note. Miami -Dade County, FL 1 BORRQWER Edward Marquez (Name) Deputy Mayor (Title) 6 SCHEDULE P&I Note No. B-98-UC-12-0006 Principal Amount Principal Interest Rate Optional Redemption Available Due Date YES NO $ 1,945,000 August 1, 2012 X $ 1,945,000 August 1, 2013 X $ 1,945,000 August 1, 2014 X $ 1,945,000 August 1, 2015 X $ 1,945,000 August 1, 2016 X $ 1,945,000 August 1, 2017 X $ 1,945,000 August 1, 2018 X $ 1,945,000 August 1, 2019 X $ August 1, 2020 X $ August 1, 2021 X $ August 1, 2022 X $ August 1, 2023 X $ August 1, 2024 X $ August 1, 2025 X $ August 1, 2026 X $ August 1, 2027 X $ August 1, 2028 X $ August 1, 2029 X $ August 1, 2030 X $ August 1, 2031 X $15_,560,000 = Aggregate Principal Amount Principal Amounts due on or after August 1, 2022, for which Optional Redemption is available may be redeemed, subject to the terms contained herein and in the Trust Agreement, on any Interest Due Date on or after August 1, 2021. EXHIBIT "B" ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT UNDER SECTION 108 OF HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1937, AS AMENDED, 42 U.S.C. 95308 Dated May 13, 2008 Attachment . Page 1 of 14 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 42 U.S.C. 95308 Date of Agreement: MAY 132008 This Assumption of Loan Guarantee Assistance Liability and Pledge Agreement ("Agreement") is entered into by Miami -Dade County, Florida, as Borrower (the "Borrower"), the. City . of Miami. Florida, as assumptor (the "Assumptor'), and the Secretary of Housing and Urban Development ("Secretary"), as guarantor for the Guarantee made pursuant to section 108 ("Section 108") of title I of the Housing and Community Development Act of 1974, as amended (the "Act") and 24 CFR Part 570, Subpart M, of the promissory note issued on June 14, 2000, and numbered B-98-UC-12- 0006, in the original Aggregate Principal Amount of $25.000.000, and any amended note or note that may be issued in substitution for such note and having the same note number (the "Note"). Such Aggregate Principal Amount was paid or credited to the account of the • Borrower as of June 14, 2000 (the "Public Offering Date"), and all amounts so paid or credited are collectively referred to herein as the "Guaranteed Loan Funds." The Note includes the Fiscal Agency Agreement and the Trust Agreement as defined in the Note. Terms used in this Areement with initial capital letters and not otherwise defined in the text hereof shall 1.a‘. the respecti.e,neanings given thereto in the Note. The Fiscal Agency Agreement and the Trust Agreement are sometimes collectively referred to herein as the "Fiscal Agency/Trust Agreements," and the Fiscal Agent and the Trustee respectively are sometimes collectively referred to as the "Fiscal Agent/Trustee." RECITALS A. The Note. On the Public Offering Date, trust certificates backed by the Note and similar notes issued by other Section 108 borrowers, denominated "Section 108 Government Guaranteed Participation Certificates Series HUD 2000-A" (the "Certificates"), were purchased for a purchase price of the full aggregate principal amounts . thereof at interest rates determined by the Secretary and theinitial purchasers, which purchasers were underwriters selected by the Secretary (the "Underwriters"). The Note is payable to the Trustee as Registered Holder on behalf of the Beneficial Owners of the Certificates. The interest rate at which the trust certificate of a specified maturity was sold to the Underwriters was the interest rate inserted on the Public Offering Date in Schedule P&1 of the Note for the Principal Amount of corresponding maturity. After the Public Offering Date, the Borrower has agreed and the Assumptor hereby acknowledges that the Trustee pursuant to the Trust Agreement will maintain the books and records of all payments on the Note and all. Principal Amounts and interest rates on such Principal Amounts. The Note and the Secretary's Note Guarantee as held by the Trustee and the Secretary's Certificate Guarantees are not amended and are not affected by this Agreement. Attachment 2 Page 2of14 B. The Contract Effective as of the Public Offering Date, the Borrower and the Secretary entered into a Contract for Loan Guarantee Assistance (the "Contract") with respect to the temporary deposit and the use of the Guaranteed Loan Funds for eligible activities, the terms of the Secretary's Guarantee, the security for the Secretary's Guarantee, the establishment of a Loan Guarantee Repayment Account and any other matter covered by the Contract. C. The Participation Agreement. Contemporaneously herewith, the Borrower and the Assumptor have entered into a Participation Agreement with respect to the "Loan" as defined therein, which is the same loan described in paragraph 15(b) of the Contract. Such loan was made with Guaranteed Loan Funds to the "Obligor," is evidenced by the "Obligor Loan Agreement" and .the "Obligor .Note," and is secured by the "Collateral", each as also described in paragraph 15 of the Contract Such loan shall be referred to herein as the "Obligor Loan." Pursuant to the Participation Agreement, the Assumptor purchased eighty percent (80%) of the Borrower's interest in the Obligor Loan and the Collateral therefore, and the Borrower retained a twenty percent (20%) interest in the Obligor Loan and the Collateral therefore. AGREEMENT The Assumptor hereby agrees to assume eighty percent (80%) (the "Assumptor's Pro Rata Share") of the Borrower's liability under the Contract for repayment of the principal and inlet es. of the Note, the Borrower agrees to remain liable to repay twenty percent (20%) (ti.e "'borrower's Pio Rata Share") of the principal and interest on the Note, and the parties hereby agree to the more specific understandings, undertakings, and amendments to the Contract set forth below. The paragraph numbers in this Agreement correspond to the paragraph numbers in the Contract. This Agreement amends and supersedes the corresponding provisions of the Contract, except as otherwise provided in this Agreement. 1. Receipt, Deposit and Use of Guaranteed Loan Funds. The Borrower has received and disbursed the entire proceeds of the Note to the Obligor for the Obligor Loan and has submitted all reports to HUD as required under paragraph 1 of the Contract. No funds remain in the Guaranteed Loan Funds or the Guaranteed Loan Funds Investment Accounts, and these Accounts have been closed. 2. Payments Due on Note. Using any available funds in the Loan Repayment Account under paragraph 6 of this Agreement, the Borrower shall continue to pay to the Fiscal Agent/Trustee, as collection agent for the Note, all amounts due pursuant to the terms of the Note. In accordance with the Note and the Fiscal Agency/Trust Agreements, payment shall be made by 3:00 P.M. (Near York City time) on the seventh Business Day (the "Note Payment Date") preceding the relevant Interest Due Date or Principal Due Date (each as defined in the Notc). If any Note Payment Date falls on a day that is not a Business Day, then the required payment shall be made on the next Business Day. Payments to the Fiscal Agent/Trustee may be made by check or wire transfer. In the event of a shortage in Attachment 2 Page 3 of 14 fiends available in the Loan Repayment Account when payment is due to the Fiscal AgentT ustee under the Contract, the Borrower and the Assumptor hereby agree to pay the Da., owcr's Pro Rata Share and Assumptor's Pro Rata Share, respectively, of the shortage c- needed to make the payment. In such event. the Borrower will promptly notify the Assumptor of the Assumptor's Pro Rata Share of the payment due. and the Assumptor hereby agrees promptly to pay such amount to the Borrower by wire transfer to the Loan Repayment Account maintained by the Borrower under paragraph 6 of the Contract and this Agreement. 3. Selection of New Fiscal Agent or Trustee. The Secretary shall select a new Fiscal Agent or Trustee if the Fiscal Agent or Trustee resigns or is removed by the Secretary. The Borrower and the Assumptor hereby consent in advance to any such selection and to any changes in the Fiscal Agency/Trust Agreements agreed to by any Fiscal Agent or Trustee and the Secretary, subject to paragraph 4(c) of this Agreement. 4. Payments Due Fiscal Agent or Trustee; Documents to the Secretary. (a) The Borrower agrees to pay the Borrower's Pro Rata Share and the Assumptor agrees to pay the Assumptor's Pro Rata Share of the cost of reimbursement and/or compensation of the Trustee pursuant to the Trust Agreement, including Sections 3.11 and 7.01 thereof, to the extent the Borrower is notified of any such costs after the date of this Agreement. If the Borrower is so notified, the Borrower agrees to promptly notify the Assumptor of the Assumptor's Pro Rata Share. (b) The Assumptor shall submit to the Secretary, concurrently with execution and delivery of this Agreement, an opinion acceptable to the Secretary from the Assumptor's counsel to the effect that (i) the governing body of the Assumptor has authorized by resolution or ordinance, in accordance with applicable State and local law, the execution of this Agreement; (ii) this Agreement is a valid, binding, and enforceable obligation of the Borrower; (iii) the pledge of funds pursuant to 24 CFR §570.705(b)(2) and paragraph 5(a) of this Agreement is valid and binding; and (iv) there is no outstanding litigation that will affect the validity of this Agreement. (c) The undertakings in paragraphs 3 and 4 of this Agreement are expressly subject to the requirement that the Fiscal Agency/Trust Agreements shall in no event require payment of fees or charges, reimbursement of expenses, or any indemnification by the Borrower or the Assumptor from any source other than funds pledged pursuant to paragraphs 5 or 15 of this Agreement. 5. Security. The Borrower and the Assumptor hereby pledge as security for repayment of their respective pro rata share of the Note and such other charges as may be authorized in the Contract or this Agreement, in their respective pro rata shares hereunder, the following: (a) All allocations or grants which have been made or for which the Borrower or the Assumptor, as applicable, may become eligible under Section 106 of the Act, as well as any grants which are or may become available to the Borrower or the Assumptor, as applicable, pursuant to Section 108(q). Attachment 2 Page 4 of 14 (b) Program income, as defined at 24 CFR 570.500(a)(or any successor regulation), directly generated from the use of the Guaranteed Loan Funds. (c) Other security as described in paragraph 15, _et seq.,_of the Contract or this Agreement. (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. (e) All funds or investments in the accounts established pursuant to paragraphs 1 and 6 of this Agreement. 6. Loan Repayment Account. (a). All_ amounts pledged pursuant to paragraphs 5(b), 5(c), and 5(d) of this Agreement, and all amounts required to be paid by the Borrower and the Assumptor under Section 2 hereof, shall be deposited immediately upon receipt in a separate identifiable custodial account maintained by the Borrower (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The Loan Repayment Account has been established and designated the form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1 to the Contract), and such account shall be continuously maintained for deposit of all such pledged funds. Borrower shall make withdrawals from said account only for the purpose of paying interest and principal due on the Note (including the purchase of Government Obligations for defeasance in accordance with paragraph 10 hereof), for payment of any other obligation of the Borrower and the Assumptor under this Agreement or the Fiscal Age;icy,Trust Agree,uieats, in their respective pro rata shares hereunder, or for the temporary investment of funds pursuant to this paragraph, until final payment and discharge of the indebtedness evidenced by the Note, unless otherwise expressly authorized by the Secretary in writing. Such temporary investment of funds shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Loan Repayment Account. At that time, any balance of funds in the Loan Repayment Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government obligations, as defined in paragraph 10 hereof. All temporary investments, whether or not required as above, shall be limited to Government Obligations having maturities that are consistent with cash requirements for payment of principal and interest as required under the Note. In no event shall the maturities of such investments exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan Repayment Investment Account") that has been established and designated pursuant the form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2 to the Contract), which account shall be maintained for all Government Obligations purchased with funds from the Loan Repayment Account. All proceeds and income derived from such investments shall be returned to the Loan Repayment Account. As of the date of this Agreement, the Borrower and the Assumptor shall be deemed to share ownership of the Loan Repayment Account and the Loan Repayment Investment Account, in accordance with their respective pro rata shares hereunder, although the Attachment 2 Page 5 of 14 Borrower shall continue to maintain such accounts in accordance with this Agreement and with Borrower's obligations to Assumptor under the Participation Agreement.. (b) Borrower shall by the fifteenth day of each month, provide the Secretary and the Assumptor with a written statement showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during thc preceding calendar month and a statement identifying the obligations and their assignrnents in the Loan Repayment Investment Account. (c) Upon the Secretary giving notice that the Borrower or thc Assumptor, or bath of them if applicable, is in Default under this Agreement or the Note, all right, title, and interest of the Borrower or the Assumptor, or both of them, as applicable, in and to the Loan Repayment and Loan Repayment Investment Accounts shall immediately vest in the Secretary for use in making payment on the Notc, purchase of Government obligations in accordance with paragraph 10, or payment of any other obligation of the Borrower under this Agreement or the Fiscal Agency/Trust Agreements. 7. Use of CDBG Funds for Repayment. Any funds available to the Borrower or the Assumptor under Section 106 of the Act (including program income derived therefrom) are authorized to be used by the Borrower or the Assumptor, in accordance with their respective pro rata shares under this Agreement, for payments due on the Note, Optional Redemption (as defined in the Note),payment of any other obligation of the Borrower under this Agreellic,.t or the Fiscal Agency/Trust Agreements, or the purchase of Government obi:ba::lns in accorzlance with paragraph 10. Unless otherwise specifically provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment or the Loan Repayment Investment Accounts before funds from grants under Section 106 of the Act are withdrawn from the U.S. Treasury for such purposes by either the Borrower or the Assumptor. &Secretary's Right to Restrict Use of CDBG Funds .to Repayment. Upon a determination by the Secretary that payments required by paragraph 2 and/or paragraph 4 of this Agreement are unlikely to be made as required in accordance with their respective pro rata shares hereunder by either the Borrower or the Assumptor, or both, the Secretary may give the Borrower and/or the Assumptor, as applicable, notice that the availability to the Borrower and/or the Assumptor, as specified in such notice, of funds pledged under paragraph 5(a) of this Agreement for purposes other than satisfaction of the pledge is being restricted. This restriction shall be in an amount estimated by the Secretary to be sufficient to ensure that the payments referred to in. paragraph 2 and/or paragraph 4 hereof are made when due by the Borrower and/or the Assumptor, as applicable. With respect to the Borrower and/or the Assumptor as applicable, this restriction may be given effect by conditioning the restricted amounts to prohibit disbursement for purposes other than satisfaction of the pledge at the time such restricted funds are approved as grants, by limiting the restricted party's ability to draw down or expend the restricted funds for other purposes, and by disapproving payment requests submitted with respect to such grants far purposes other than satisfaction of the pledge. Attachment Page 6 of 14 9.Secretary's Right to Use Pledged Funds for Repayment. The Secretary may use funds pledged under paragraph 5(a) of this Agreement or funds restricted under grants.pursuant to paragraph 8 of this Agreement to make any payment required of the Borrower or the Assumptor under paragraph 2 and/or paragraph 4, if such payment has not been timely made by the Borrower or the Assumptor, as applicable. lODefeasance. For purposes of this Agreement, the Note shall be deemed to have been paid (defeased) to the extent that there shall have been deposited with the Trustee either moneys or Government Obligations (defined below), which in the sole determination of the Secretary, mature and bear interest at times and in amounts sufficient, together with any other moneys on deposit with the Trustee for such purpose, to pay when due the principal and interest to become due on the Note. The Aggregate Principal Amount of the Note or any unpaid Principal Amount may be so defeased, in whole or in part, as of any Interest Due Date, or any other Business Day acceptable to HUD, the Borrower, and the Assumptor. In accordance with the Note and the Trust Agreement, the Borrower shall give timely notice and written. instructions to the Secretary and the Trustee concerning any principal amounts proposed to be defeased, including any Optional Redemptions proposed, which instructions shall be approved by the Secretary. If the unpaid Aggregate Principal Amount of the Note guaranteed pursuant to this Contract shall be defeased and deemed to have been paid in full, then the Borrower and the Assumptor shall be released from all agreements, covenants, and further obligations under the Note. "Government Obligation" means a direct obligation of, or any obligation for which the full and timely p iyment of principal and interest is guaranteed by, the United States of America, includ;,1g ;.:it not limits,,; to, United States Treasury Certificates of Indebtedness, Notes and Bonds - State and Local Government Series or certificates of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of S100,000,000. H. Defaults. (a) A Default under the Note and this Agreement shall occur upon the Borrower's failure to: (i) pay when due an installment of principal or interest on the Note; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition of the Borrower contained in: (A) this Agreement, (B) any security ageernent, deed of trust, mortgage, assignment, Guarantee, or other Agreement securing payment of indebtedness evidenced by the Note, or (C) any future amendments, modifications, restatements, renewals, or extensions of any such documents. (b) The Borrower and the Assumptor each waive notice of Default and opportunity for hearing with respect to a Default under paragraph 11(a). (c) In addition to Defaults under paragraph 11(a), the Secretary may declare the Note in Default if the Secretary makes a final decision in accordance with the provisions of section 111 of the Act and 24 CFR §070.913 (or any successor provisions), including Attachment 2 Page 7of14 requirements for reasonable notice and opportunity for hearing, that either the Borrower or the Assumptor, or both have failed to comply substantially with title I of the Act. Notwithstanding any other provision, following the giving of such reasonable notice to either such party, or both, the Secretary may withhold the making of commitments to guarantee or the guarantee of any or all obligations not yet guaranteed in accordance with outstanding commitments on behalf of the Borrower or the Assumptor, or both, as applicable. L. addition, in the event that notice of Default has been given to the Borrower under this paragraph 11(c), the Secretary may, in the Secretary's sole discretion pending the Secretary's final decision, direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Loan Repayment Account initiated by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Loan Repayment Investment Account. (d) A Default by the Borrower under paragraph 1 I (a) shall be deemed a default by the Assumptor as well under this Agreement. Such Default shall entitle the Secretary to exercise remedial actions in accordance with their respective pro rata shares of liability hereunder against funds respectively pledged by the Borrower and the Assumptor under this Agreement. (e) A Default limited to the Assumptor under this Agreement shall occur upon failure by the Assumptor to: (i) pay when due any amount owing under paragraph 2 or 4 of this Agreement; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition applicable to the Assumptor in this Agreement. A Default limited to the Assumptor under this paragraph 11(e) shall entitle the Secretary to exercise remedial actions only against funds pledged by the Asssumptor under this Agreement. 12, Remedial Actions. Upon a Default or declaration of Default under this Agreement, the Secretary may, in the Secretary's sole discretion, take any or all of the following remedial actions: (a) With any funds or security pledged under this Agreement, the Secretary may (i) continue to make payments due on the Note, (ii) make an acceleration payment with respect to the principal amount of the Note subject to Optional Redemption as provided in Section B of the Note, (iii) purchase Goverranent Obligations in accordance with paragraph I0 of this Agreement, (iv) pay any interest due for late payment as provided in the Note, this Agreement, or the Fiscal Agency/Trust Agreements, (v) pay any other obligation of the Borrower and/or the Assumptor, as applicable, under this Agreement or the Fiscal Agency/Trust Agreements, and/or (vi) pay any reasonable expenses ' incurred by the Secretary or the Fiscal Agent/Trustee as result of the Default. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed or grants not yet disbursed under outstanding guarantee commitments or grant approvals for the Borrower and/or the Assumptor, under Section 108 and/or Section 106 of the Act. (c) The Secretary may direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or Attachment 2 Page 8 of.14 the Loan Repayment Account by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed Loan Funds Investment Account or the Loan Repayment Investment Account; and/or direct the Borrower and/or the Borrower's financial institution to transfer remaining balances from the Guaranteed Loan Funds Account to the Loan Repayment Account. (d) With respect to amounts subject to Optional Redemption, the Secretary may accelerate the Note. (e) The Secretary may exercise any other appropriate remedies or sanctions available by law or regulation applicable to the assistance provided under this Agreement, or may institute any other action available under law to recover Guaranteed Loan Funds or to reimburse the Secretary for any payment under the Secretary's Guarantee or any reasonable expenses incurred by the Secretary as a result of the Default. (J} All notices and submissions provided for hereunder shall be in writing (including by telex, telecopier or any other form of telecommunication) and mailed or sent or delivered, as to each party hereto, at its address set forth below or at such other address as shall be designated by such party in a written notice to the other party hereto. All such notices and other communications shall be effective when received as follows: (i) if sent by hand delivery, upon delivery; (ii) if sent by mail, upon the earlier of the date of receipt or five Business Days after deposit in the mail, postage prepaid; (iii) if sent by telex, upon receipt by illy sc.ader of an answer back; and (iv) if sent by telecopier, upon receipt. The Secretary: U.S. Dept. of Housing and Urban Development Attention: Paul Webster Director Financial Management Division 451 7th Street. SW, Room 7180 Washington, D.C. 20410 Borrower: Miami -Dade County III NW 1st Street, 29''' Floor Miami, Florida 33128 Attention: County Manager With Copies to: Miami -Dade County Office of Community and Economic Development Attention: Director 140 W. Flagler Miami. Florida 33 130 Assumptor: Attachment 2 Pace 9 of 14 City of Miami 444 SW 2nd Avenue, Miami, Florida 33130 WithCopiesto: City of Miami, Office of the City Attorney, 444 SW 2nd Avenue, 9th Fl., Miami, Florida 33130 13. Limited Liability. Notwithstanding any other provision of this Agreement, the Fiscal Agency/Trust Agreements or the Note, any recovery against the Borrower or Assumptor for any liability for amounts due pursuant to this Agreement under the Note, the Fiscal Agency/Trust Agreements and this Agreement shall be Limited to the sources of security pledged in paragraphs C., 5, or any Special conditions of this Agreement. Neither the general credit nor the taxing power of the Borrower, the Assumptor or of the State in which the Borrower and the Assumptor are located, is pledged for any payment due under the Note, the Agreement, or the Fiscal Agency/Trust Agreements. 14. Incorporated Grant Agreement. The Agreement and the Note are hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on December 31, 1998, under the Funding Approval for grant number B-98-UC-12-0006 to the Borrower. In carrying out activities with the Guaranteed Loan Funds hereunder, the Borrower and the Assumptor agrees to comply with the Act and 24 CPR Part 570, as provided in Subpart M thereof. 15. Special Conditions and Modifications: (a) RESERVED (b) Guaranteed Loan Funds were used by the Borrower to make a loan to Parrot Jungle & Gardens, Inc, (the "Obligor"), which loan was evidenced by a promissory note (the "Obligor Note") and a loan agreement (the "Obligor Loan Agreement"), which Obligor Note and Obligor Loan Agreement were in a form acceptable to the Secretary. The amounts of principal and/or interest payable under the Obligor Note during the twelve month period beginning July 1 of each year and ending on June 30 of the next succeeding year are equal to or greater than the amounts of principal and/or interest payable under the Notes for the corresponding period. (i) In order to secure the payment and performance of the secured obligations of the Obligor to the Borrower, the Borrower obtained the following collateral (collectively. the "Collateral"): (A) A lien on the Obligor's leasehold interest in the property described in Attachment 3 hereof (the "Property"), established through an appropriate and properly recorded leasehold mortgage (the "Obligor Leasehold Mortgage"). Obligor's leasehold interests that are the subject of that leasehold mortgage are those interests identified in a Lease Agreement entered into between the Obligor and the City of Miami, Florida. The Obligor Leasehold Mortgage contained such provisions as the Secretary deemed necessary. (B) Any and all rights, titles, and interests of the Obligor in and to any leases covering the Property. Such rights, titles, and interests of the Obligor are the subject Attachment 2 Page 10 of 14 of a collateral assignment of leases and rents (the "Collateral Assignment of Leases and Rents"). The Collateral Assignment of Leases and Rents is in a form, acceptable to the Secretary. (C) Any and all rights, titles, and interests of the Obligor in and to any licenses, permits, and other agreements covering the Property. Such rights, titles, and interests are the subject of a collateral assignment of interest in licenses, permits, and other agreements (the "Collateral Assignment of Interest in Licenses. Permits, and Agreements"). The Collateral Assignment of Interest in Licenses, Permits. and Agreements is in a form acceptable to the Secretary. (ii) The Borrower selected a financial institution acceptable to the Secretary (the "Custodian") to act as custodian for the documents specified in (iii) below (hereinafter referred to as the "Security Documents"). The Borrower and the Custodian entered into a written agreement containing such provisions as the Secretary deemed necessary. A fully executed copy of such agreement, with original signatures, was forwarded to the Secretary contemporaneously with the delivery of documents pursuant to (iii) below. (iii) Not later than five business days after the initial disbursement of the Guaranteed Loan Funds to the Obligor, the Borrower delivered to the Custodian the following: (A) The original Obligor Note, endorsed in blank and without recourse. (B) The original Obligor Loan Agreement and an assignment thereof to the Secretary, which assignment was in a form acceptable to the Secretary. (C) The original recorded Obligor Leasehold Mortgage signed by the Obligor and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment was in a form acceptable to the Secretary. (D) The original recorded Collateral Assignment of Leases and Rents and an assignment thereof to the Secretary, in a recordable fonn but unrecorded, which assignment was in a form acceptable to the Secretary. (E) The original Collateral Assignment of Interest in Licenses, Permits, and Agreements and an assignment thereof to the Secretary, which assignment was in a form acceptable to the Secretary. (F) An opinion of the Borrower's counsel, addressed to the Secretary and on its letterhead, that (as of the date of such opinion): (1) the Obligor is a corporation duly organized, validly existing, and in good standing under the laws of the State of Florida; (2) the Obligor Note has been duly executed and delivered by a party authorized by the Obligor to take such action and is a valid and binding obligation of the Obligor, enforceable in accordance with its terms, except as limited by bankruptcy and similar laws affecting creditors generally; and (3) the security instruments specified in (B) through (E) above are valid and legally binding obligations, enforceable in accordance with their respective terms. Attachment 2 Page 11 of 14 (G) A mortgagee title policy, issued by a company and in a form acceptable to the Secretary. naming the Borrower as the insured party. The policy either included in the definition of the "insured" each successor in ownership of the indthtedress secured by the Obligor Leasehold Mortgage or was accompanied by an endorsement of the policy tO the Secretary. (H) A certified survey with a legal description conforming to the title policy and the Obligor Leasehold Mortgage. An appraisal of the Obligor's Leasehold interest in the Property specifying. an esti: ate of fair market value of not less than $31.250.000. The appraisal was completed by an appraiser who was certified by the state and has a professional designation (such as "SRA" or "MAT"), and the appraisal conformed to the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIItREA") when issued. (iv) Concurrently with the execution of this Agreement, Borrower and Assumptor executed a Participation Agreement pursuant to. which Assumptor assumed eighty percent (80%) of Borrower's interest in the Obligor Loan and the Collateral therefor. (c) Paragraph 12 is amended by adding at the end thereof the following language: "(g) The Secretary may complete the endorsement of the Obligor Note and record the assignments referred to in paragraph 15(b)(iii) and thereby effectuate the transfer of the documents referenced and underlying indebtedness from the Borrower to the Secretary or the Secretary's assignee. The Assumptor hereby grants irrevocable consent to any such action by the Secretary. "(h) The Secretary may exercise or enforce any and all other rights or remedies (including any and all rights and remedies available to a secured party under the Uniform Commercial Code) available by law or agreement (including any of the Security Documents, as defined in paragraph 15(b) against the Collateral, against the Borrower, against the Obligor, or against any other person or property. The Assumptor hereby grants irrevocable consent to any such action by the Secretary." (d) The Borrower agrees that it shall promptly notify the Secretary and the Assumptor in writing upon the occurrence of any event which constitutes a default (an "Event of Default") under (and as defined in) any of the Security Documents, as defined in paragraph 15(b). Notification of an Event of Default shall be delivered to the Secretary, at 451 Seventh Street, SW; Washington, DC 20410, Attention: Director, Financial Management Division, Office of the Assistant Secretary for Community Planning and Development. Upon the occurrence of an Event of Default, the Secretary may (without prior notice or hearing, which Borrower hereby expressly waives), in addition to (and not in lieu of) exercising any and all remediesthat may be available under the Security Documents, declare the Notes in Default and exercise any and all remedies available under paragraph 12. This paragraph 15(d) shall not affect the right of the Secretary to declare the Notes in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (e) (i) The Borrower acknowledges and agrees that the Secretary's guarantee of the Note and subsequent execution of this Agreement were made in reliance upon the availability of grants pledged pursuant to paragraph 5(a) (individually, a "Pledged Grant" and, collectively, the "PIedged Grants") in any Federal fiscal year subsequent to the Federal fiscal year ending September 30, 2005, to: (A) pay when due the payments to become due on the. Note, or (B) defease (or, if permitted, prepay) the full amount outstanding on the Note, each to the extent of the Borrower's Pro Rata Share. The Borrower further acknowledges and agrees that if the Secretary (in the Secretary's sole discretion) determines that Pledged Grants are unlikely to be available for either of such purposes, such determination shall be a permissible basis for any of the actions specified in paragraphs (ii) and (iii) below (without notice or Attachment 2 Page 12 of 14 hearing, which the Borrower expressly waives). (ii) 'Upon written notice from the Secretary to the Borrower at the address specified in paragraph 12(f) above that the Secretary (in the Secretary's sole discretion) has determined that Pledged Grants are unlikely to be available for either of the purposes specified in (A) and (B) of paragraph (i) above (such notice being hereinafter referred to as the "Notice of Impaired Security"), the Secretary may limit the availability of PIedged Grants by withholding amounts at the time a Pledged Grant is approved or by disapproving payment rec uests (drawdowns) submitted with respect to Pledged Grants. (iii) If after 60 days from the Notice of Impaired Security the Secretary (in the Secretary's sole discretion) determines that Pledged Grants are still unlikely to be available for either of the purposes specified in (A) and (B) of paragraph (i) above, the Secretary may declare the Note in Default and exercise any and all remedies available under paragraph 12. This paragraph (iii) shall not affect the right of the Secretary to declare the Note and/or this Contract in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (iv) All notices and submissions provided for hereunder shall be submitted as directed in paragraph i 2(f) above. (1 (i) The Assumptor acknowledges and agrees that the Secretary's Guarantee of the Note and subsequent execution of this Agreement were made in reliance upon the availability of grants pledged pursuant to paragraph 5(a) (individually, a "Pledged Grant" and, collectively, the "Pledged Grants") in any Federal fiscal year subsequent to the Federal fiscal year ending September 30, 2005, to: (A) pay when due the payments to become due on the Note, or (B) defease (or, if permitted, prepay) the full amount outstanding on the Note, each to the extent of the Assumptor's Pro Rata Share. The Assumptor further acknowledges and agrees that if the Secretary (in the Secretary's sole discretion) determines that Pledged Grants are unlikely to be available for either of such purposes, such determination shall be a permissible basis for any of the actions specified in paragraphs (ii) and (iii) below (without notice or hearing, which the Assumptor expressly waives). (ii) Upon written notice from the Secretary to the Assumptor at the address specified in paragraph 12(f) above that the Secretary (in the Secretary's sole discretion) has determined that Pledged Grants are unlikely to be available for either of the purposes specified in (A) and (B) of paragraph (i) above (such notice being hereinafter referred to as the "Notice of Impaired Security"), the Secretary may limit the availability of Pledged Grants1by withholding amounts at the time a Pledged Grant is approved or by disapproving payment requests (drawdowns) submitted with respect to Pledged Grants. (iii) If after 60 days from the Notice of Impaired Security the Secretary (in the Secretary's sole discretion) determines that Pledged Grants are still unlikely to be available for either of the purposes specified in (A) and (B) of paragraph (i) above, the Secretary may declare the Note in Default and exercise any and all remedies available under paragraph 12. This paragraph (iii) shall not affect the right of the Secretary to declare the Note and/or this Contract in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (iv) All notices and submissions provided for hereunder shall be submitted as directed in paragraph 12(f). (g) As of the effective date of this Agreement, the Secretary shall treat the Borrower's Pro Rata Share and the Assumptor's Pro Rata Share, respectively, of the outstanding principal balance due on the Note as the as the amounts, respectively, of the Borrower's and the Assumptor's unpaid obligations under the Note for purposes of 24 CFR 570.705(a)(2)(i). Attachment Page 13 of 14 IN WITNESS WHEREOF, the undersigned, as authorized officials on behalf of the Borrower, the Assumptor or the Secretary, have executed this Agreement, which shall be effective and shall be dated as of the date of execution by the Secretary, after execution on behalf of the Borrower and the Assumptor. APPROVED AS TO LEGAL FORM AND CORRECTNESS: JORGE L. FERNANDEZ,,,;1 CITY ATTORNEY 4f,' MIAMI-DADE COUNTY FLORIDA BORROWER BY7 (Nme) with, Carr j s (Title) Ea tS - Co tt,et/i H•. haj (Signature) (Date) V,Vb 7 CITY OF MIA 1 FLORIDA ASSUMP BY: (Name) Pedro G. Hernandez (Title) City Manager (Signature) (Date) SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY: (Name) Nelson R. Bregon (rifle) General Deputy Assistant Secretary (Signature) for Community Planning and (Date) Development MAY 1 3 2008 Attachment 2 Page 14of14 ATTACHMENT 3 Description of Real Property The Borrower has inserted the legal description of the Property as defined in paragraph 1 5(b)(i)(A) in Attachment 3 to the Contract. That Iegal description has not changed. [Rest of this page intentionally left blank) (P) City of Miami Certified Copy City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File Number: 11-00983 Enactment Number: R-11-0442 A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO NEGOTIATE AND TO EXECUTE AMENDMENTS TO THE PARTICIPATION AGREEMENT (INCLUDING ALL THE ATTACHMENTS THERETO, DATED AS OF AUGUST 3, 2007 ("PARTICIPATION AGREEMENT"), AND THE ASSUMPTION OF LOAN GUARANTEE ASSISTANCE AND LIABILITY AND PLEDGE AGREEMENT, INCLUDING ALL ATTACHMENTS THERETO, -("ASSUMPTION"), AFTER CONSULTATION WITH THE CITY ATTORNEY, PROVIDING FOR THE REFINANCING OF THE CITY OF MIAMI'S ("CITY") ASSUMPTION OF NOT TO EXCEED EIGHTY PERCENT (80%) OF MIAMI-DADE COUNTY'S ("COUNTY") LIABILITY UNDER THE UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT'S SECTION 108 LOAN ("SECTION 108 LOAN") USED BY THE COUNTY, IN CONNECTION WITH THE MODIFICATION OF SECTION 108 LOAN WHICH WAS IN THE ORIGINAL PRINCIPAL LOAN AMOUNT OF $25,000,000, FOR PARROT JUNGLE AND GARDENS OF WATSON ISLAND, INC. ("PARROT JUNGLE"), AND ALL OTHER DOCUMENTS AS MAY BE REQUIRED 1N CONNECTION TO AMENDING SUCH PARTICIPATION AGREEMENT AND ASSUMPTION TO PROVIDE COSTS SAVINGS TO THE CITY AND THE COUNTY, SUBJECT TO CITY ATTORNEY APPROVAL; FURTHER CONSENTING TO AND AUTHORIZING THE CITY MANAGER TO NEGOTIATE AND TO EXECUTE, AFTER CONSULTATION WITH THE CITY ATTORNEY, ANY OTHER RELATED MODIFICATIONS, AMENDMENTS, SUPPLEMENTS, AND OTHER DOCUMENTS AS NECESSARY, TO ACCOMPLISH SUCH COST SAVINGS TO THE CITY. WHEREAS, on January 9, 2001, Miami -Dade County ("County") made a loan to Parrot Jungle and Gardens of Watson Island ("Parrot Jungle"), in the original principal amount of Twenty -Five Million Dollars ($25,000,000) to facilitate the financing of the development of the Parrot Jungle and Gardens of Watson Island Project (the "Parrot Jungle Loan"); and WHEREAS, the County funded the Parrot Jungle Loan by virtue of a $25,000,000, loan guaranteed by the United States Department of Housing and Urban Development ("HUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program (the "Section 108 Loan"); and WHEREAS, the City of Miami ("City") and the County entered into a Joint Participation Agreement dated September 9, 1998 ("JPA"), in which the City agreed to replace the County as the guarantor of 80% of the Section 108 Loan, upon satisfaction of certain conditions set forth therein, including the conditions that the Parrot Jungle Loan be current and no event of default wa in existence and that the County assign to the City all of the documents securing the Loan (the "Loan Documents"); and WHEREAS, the County was not able to assign the Loan Documents to the City pursuant to the provisions of the documents evidencing or securing the Section 108 Loan; and WHEREAS, Parrot Jungle then cured, and/or the County then agreed to waive and not enforce, certain events of non-performance by Parrot Jungle under the Loan Documents; and CiryofMiami Page 1 of R-11-0442 File Number: 11-00983 Enactment Number: R-11-0442 WHEREAS, to assist Parrot Jungle to cure its failure to make payments under the Parrot Jungle Loan, the County agreed, subject to the City's approval, to modify Parrot Jungle's obligations under the Loan Documents to (I) provide that Parrot Jungle shall not be obligated to make any payments under the Parrot Jungle Loan from August, 2006, through and including the payment due in August, 2011 (the "Deferral Period"), and (1I) required that all amounts that Parrot Jungle would have been required to pay during the Deferral Period, totaling $17,277,403 (the "Deferred Amount"), plus interest at the rate of 5% shall be payable in 10 equal annual installments commencing in 2019, provided that the Parrot Jungle Loan has been fully paid; and WHEREAS, it was determined to be in the best interest of the City to consent to the modification of the Parrot Jungle Loan to defer payment of the Deferred Amount, as set forth therein, and for the City to assume 80% of the County's obligations under the Section 108 Loan; and WHEREAS, on July 10, 2007, pursuant to Resolution No. 07-0405, the City Commission authorized the City Manager to execute a new Participation Agreement, including al! attachments thereto, with the County which was dated as of August 3, 2007, (the "Participation Agreement") and an Assumption of Loan Guarantee Assistance and Liability and Pledge Agreement, including all attachments thereto, with the County and HUD (the "Assumption") and all other necessary documents in connection with such loan modification and assumption and related modifications of the modifications of the terms of the Parrot Jungle Loan from the County to Parrot Jungle; and WHEREAS, the original Section 108 Loan amount has been paid down to $15,560,000; and WHEREAS, recently the County and HUD have advised the City of the opportunity to further modify the Section 108 Loan for additional savings by reducing the interest rate without extending the maturity of the Section 108 Loan and it is in the best interests of the City to amend the Participation Agreement and the Assumption and all other necessary documents to obtain such savings without extending the maturity of the original Section 108 Loan; NOW, THEREFORE, BE. IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Section 2. The City Manager is authorized(1) to negotiate and to execute amendments to the Participation Agreement, including all attachments thereto, dated as of August 3, 2007 ("Participation Agreement"), and the Assumption of Loan Guarantee Assistance Liability and Pledge Agreement, including all attachments thereto, ("Assumption"), after consultation with the City Attorney, and such other documents as may be required, subject to the City Attorney's approval, providing for the refinancing of the City of Miami's ("City") assumption of not to exceed eighty percent (80%) of Miami -Dade County's ("County") liability under the United States Department of Housing and Urban Development's Section 108 Loan ("Section 108 Loan") which was in the original principal amount of $25,000,000, for Parrot Jungle and Gardens of Watson Island, Inc. ("Parrot Jungle"), and all other documents as may be required in connection to amending such Participation Agreement and Assumption to provide cost savings to the City and the County, subject to City Attorney approval. Section 3. The City Commission further consents to and authorizes the City Manager to negotiate and to execute, after consultation with the City Attorney, any other related modifications, amendments, supplements and other documents as necessary to accomplish such cost savings to the City. City of Miami Page 1 of 3 R-11-0442 File Number: 1]-00983 Enactment Number: R-11-0442 Section 4. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.{2} Date: OCTOBER 27, 2011 Mover: COMMISSIONER SUAREZ Seconder: COMMISSIONER SARNOFF Vote: AYES: 5 - COMMISSIONER(S) GORT, SARNOFF, CAROLLO, SUAREZ AND SPENCE-JONES Action: ADOPTED Date: Action: OCTOBER 27. 2011 SIGNED BY THE MAYOR 1, Priscilla A. Thompson, City Clerk of the City of Miami, Florida, and keeper of the records thereof, do hereby certify that this constitutes a true and correct copy of Resolution No. R-11-0442, with attachments, passed by the City Commission on 10/27/2011. October 27, 2011 City Clerk, Deputy Clerk (for P. A. tlabmpson, Date Certified City Clerk) {1} If the Mayor does not sign this Resolution, it shall become effective at the end of ten calendar days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. {2} The herein authorization is further subject to compliance with all requirements that may be imposed by the City Attorney, including but not limited to those prescribed by applicable City Charter and Code provisions. City of Miami Page 3 of 3 R-11-0442 City of Miami Legislation Resolution: R-07-0405 City Hail 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File ?umber: 07-00895 Final Action Date; 7/10/2007 A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE A PARTICIPATION AGREEMENT AND AN ASSUMPTION OF LOAN GUARANTEE ASSISTANCE AND LIABILITY AND PLEDGE AGREEMENT, IN SUBSTANTIALLY THE ATTACHED FORKS), PROVIDING FOR THE CITY OF MIAMI'S ("CITY") ASSUMPTION OF EIGHTY PERCENT (80%) OF MIAMI-DADE COUNTY'S ("COUNTY") LIABILITY UNDER THE SECTION 108 LOAN USED BY THE COUNTY, TO FUND A $25,000,000, LOAN TO PARROT JUNGLE AND GARDENS OF WATSON ISLAND, INC. ("PARROT JUNGLE"), AND ALL OTHER DOCUMENTS AS MAY BE REQUIRED IN CONNECTION TO SUCH ASSUMPTION, SUBJECT TO CITY kTTDRNEY APPROVAL; WAIVING SATISFACTION OF THE CONDITIONS PRECEDENT TO SUCH ASSUMPTION SET FORTH IN THE JOINT • . PARTICIPATION AGREEMENT DATED SEPTEMBER 9, 1998, BETWEEN THE CITY AND THE COUNTY; FURTHER CONSENTING TO THE MODIFICATION OF THE TERMS OF THE LOAN FROM THE COUNTY TO PARROT JUNGLE, AS IORESPECIFICALLY DESCRIBED HEREIN.. WHEREAS, on January 9, 2001, Miami -Dade County ("County") made a loan to Parrot Jungle and Gardens of Watson Island ("Parrot Jungle"), in the original principal amount of.Twenty-Five Million Dollars ($25,000,000) to facilitate the financing of the development of the Parrot Jungle and Gardens of Watso n Island Project (the "Parrot Jungle Loan"); and WHEREAS; the County funded the Parrot Jungle Loan by virtue of a $25,000,000, loan guaranteed by the United States Department of Housing and Urban Development ("HUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program (the "Section 108 Loan"); and WHEREAS, the City of Miami ("City") and the County entered into.a Joint Participation Agreement dated September 9, 1998 ("JPA"), in which the City agreed to replace the County as the guarantor of 80% of the Section 108 Loan, upon satisfaction of certain conditions set forth therein, including the . conditions that the Parrot Jungle Loan must be current and no event of default is in existence and that the County assign to the City all of the documents securing the Loan (the "Loan Documents"); and WHEREAS, the County is not able to assign the Loan Documents to the City pursuant to the provisions of the documents evidencing or securing the Section 108 Loan; and WHEREAS, Parrot Jungle has cured, and/or the County has agreed to waive and not enforce, certain events of non-performance by Parrot Jungle under the Loan Documents; and WHEREAS, to assist Parrot Jungle to cure its failure to make payments under the Parrot Jungle Loan,' the County has agreed, subject to the City's approval, to modify Parrot Jungle's obligations under -the Loan Documents to (I) provide that Parrot Jungle shall not be obligated to make any City of Miarn i Page I of 2 • Fite Id: 07-00895 (version: 2) Printed On: 10/13/2011 File Number.' 07-00895 Enactment Number.: R-07-0403 payments under the Parrot Jungle Loan from August, 2006, through and including the payment due in August, 2011 (the "Deferral"), and (II) require that all amounts that Parrot Jungle would have been required to pay during the Deferral, totaling i$17,277,000 (the "Deferred Amount"), plus interest at the rate of 5% shall be payable in 10 equal annual installments commencing in 2020, provided that the Parrot Jungle Loan. has been fully paid; and WHEREAS, it is in the best interest of the City to consent to the modification of the Parrot Jungle Loan to defer payment of the Deferred Amount, as set forth herein, and to assume 80% of the County's obligations under the Section 108 Loan; NOW, THEREFORE, BE IT RESOLVED SY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in.the.Preamble to this -Resolution are adopted by reference and incorporated as if fully set forth in this Section. • Section 2. The City Commission waives satisfaction of all the conditions precedent to the City's assumption of the County's obligations under the Section 108 Loan described in the JPA. Section 3. The City Manager is authorized(1) to execute the Participation Agreement and the Assumption of Loan Guarantee Assistance Liability and Pledge Agreement, substantially in the attached forms, and such other documents as may be required, subject to the City Attorneys approval, to assume eighty percent (80%) of the County's obligations under the Section 108 Loan. Section 4. The modification of the Parrot Jungle Loan to defer payment of the Deferral Amount until and including the payment of August, 2011, Is approved and the City Manager is authorized(1) to execute such documents as may be required to evidence this approval, subject to City Attorney approval. Section 5. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.{2} Footnotes : {1} If the Mayor does not sign this Resolution, it shall become effective at the end of ten calendar .days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. {2} The herein authorization is further subject to compliance with all requirements that may be imposed by the City Attorney, including but not limited to those prescribed by applicable City Charter and Code provisions. City ofMiami Page 2 of2 File Id: 07-00895 (Version: 2) Pruned On: 10/I3/2011 Artachment 1 Page 1 of 21. PARTICIPATION AGREEMENT THIS PARTICIPATION AGREEMENT (the "Agreement") is 'made as of this . 3{c( day of • , 2007, by and between MIAMI-DADE COUNTY (the " County"), and CITY OF MIAMI (the "City"). RECITALS 1. The County has made a loan to Parrot Jungle and Gardens of Watson Island, Inc., a Florida corporation (the "Borrower"), in the original principal amount of Twenty-five Million and No/100 Dollars ($25,000,000.00) (the "Loan"). The Loan is evidenced by a promissory note dated as of January 9, 2001, in the face amount of $25,000,000.00 (the "Note"). 2. The purpose of the Loan was to finance the development of a botanical garden attractioil.]ocated at Watson Island (the "Property"). 3. The County funded the Loan to Borrower by virtue of a $25,000,000.00 loan guaranteed by the United States Department of Housing and Urban Development ("USHUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program on June 14, 2000 (the "Section-108 Loan"). • 4. As sere:: -it:, for the Section 108 Loan, the County pledged its present and future Community Development Block Grant ("CDBG") allocations as a guarantee of repayment of the principal and interest on the Section 108 Loan. 5. The County and the City entered into a Joint Participation Agreement ("IPA") dated September 9, 1998, wherein; the City agreed to assume eighty percent (80%) of the outstanding principal balance and future interest on the Section 108 Loan upon satisfaction of. certain conditions, all of which have been satisfied or waived by the parties hereto. 6. In accordance with the intent of the JPA, and subject to the terms and conditions set forth herein, the City agrees .to assume from the County, and•County agrees to assign and transfer to the City,.an undivided eighty percent (80%) interest in all of the benefits and obligations of the • County, as lender of the Loan and under the Loan Documents. NOW, THEREFORE, in consideration of Ten Dollars ($ 10.00) and other good and valuable consideration, the mutual receipt and legal sufficiency of which are hereby acknowledged, the parties hereto do hereby agree as follows: ARTICLE I DEFINITIONS . Section'. 1 Definitions As used herein, the following terms have the respective meaning ascribed thereto .below, which meaningsshallbe. applicable equally to the singular and plural forms of the terms defined: . Attachment 1 Page 2 of 21 "Agreement" shall mean this Ageement, together with all exhibits and schedules hereto, as the same may be modified; amended or restated from time to time. "Assumption and Pledge Agreement" shall mean an Assumption of Loan Guarantee Assistance Liability and Pledge Agreement under Section 108 of the Housing and Community Development Act of 1974, as amended, 42 U.S.C. §5308, in the form attached hereto as Attachment ."2", to be entered into by the County, USHUD, and the City. "Authority" shall mean any governmental or quasi-govemmental authority, including, without limitation, any federal, state, county, municipal or other governmental or quasi -governmental agency, board, branch, bureau, commission, court department or other instrumentality or political subdivision, whether domestic or foreign. ."Business Dav" shall mean any day other than a.Saturday, Sunday or a day on which banking institutions in the State of Florida are authorized or obligated by law or executive order to be closed. • "City's Pro Rata Share" shall mean an amount equal to 80% of the outstanding principal balance on the Section 108 Loan, as of the date Effective Date, plus accrued but unpaid interest as of such date and future interest until the Section 108 Loan is paid in full. • "Collateral" shall mean all of the property pledged, mortgaged, hypothecated or assigned to, or deposited with Lenders irnm time to time, pursuant to, or as security for, the Loan or any of the indebtedness evidences' b;• +he Loan Dovaments. . "Contract for Loan Guarantee Assistance" means the Contract for Loan Guarantee Assistance dated as of June 14, 2000, between the County and USIIUD with respect to the Section 108 Loan, as amended by the Assumption and Pledge Ageement, "Commitment Fee" shall mean the commitment fee paid by Borrower to the County in connection with the making of the Loan by. the County. "Confirmation of Lenders' Shares" shall mean the form attached hereto as Exhibit "A" and as referenced in Section 2.3 hereof. "County's Pro Rata Share" shall mean an amount equal to 20% of the outstanding principal balance on the Section 108 Loan as of the Effective Date plus accrued but unpaid interest as of such date and future interest until the Section 108 Loan is paid in full. "Deferred Amount" shall mean an amount equal to all payments due by Borrower under the Note commencing on August 1, 2006 through and including the payment due on August 1, 2011. "Effective Date" shall mean the date as of which this Agreement and the Assumption and Pledge Agreerent shall have been approved and executed by City and County. Attachment 1 Page 3 of 21 "Event of Default" shall mean any default under any of the Loan Documents which is not cured within the applicable grace period, if any. "Guarantors" shall mean Bern and Mary Levine. "Herein". "hereof'. "hereto". hereunder and other words of Like import shall refer to any and every section and provision of this Agreement. • "Lenders" shall mean County and City. "Loan" shall have the meaning assigned to it in the Recitals. "Loan Documents" shall mean the documents and instruments executed and delivered by Borrower and/or Guarantors in favor of the County in connection with the Loan, which are identified in Attachment "1" hereto, as they may be amended with the consent of the Lenders from time to time. "Note' shall have the meaning assigned to it in the Recitals, as the same may be modified, amended, restated or renewed from time to time. "Amendment to Development Agreement" shall mean the agreement to be entered into by Borrower and Lenders to provide for the payment of the Deferred Amount on the maturity date, or, at Borrower's request, o•;':-sr r period of n ears conunencing on the maturity date ,. in the form of Attachment "5" hereto. "Person" shall include, without limitation, any manner of association, authority, business trust, company, corporation, estate, joint venture, natural person, partnership, trust or other entity. "Pro Rata Share" •shall mean the respective undivided participation interest in the Loan of the . County and the City set forth on Exhibit "A.". • Section 1.2 Capitalized Terms. Capitalized terms used herein and not defined herein shall have the meanings given such terms in the Loan Agreement. ARTICLE II TERMS OF CITY'S PARTICIPATION IN SECTION 108 LOAN Section 2.1 • RESERVED Section 2.2 Concurrent Oblisations. Concurrently with the execution of this Agreement and the Assumption and Pledge Agreement by the City and the County: 2.2.1 Borrower shall have satisfied or cured, or the County shall have waived, al] Events of Default under the Loan Documents, including specifically, but without limitation, Attachment 1 Paee 4 of 21 Borrower's obligation to make the contribution to the Aviary, as provided in the. Development Agreement. 2.2.2 •The County shall have executed and delivered to the City an estoppel certificate, substantially in the form of Attachment 3, certifying, among other things, that the Loan and the Section 108 Loan are current, that no event of default exists or remains uncured, and that there is no occurrence or event or circumstance which, with notice or Iapse of time would become a default under any one of the Loan Documents or the Section 108 Loan. • 2.2.3 The County shall have executed and delivered to the City an estoppel certificate, substantially in the form of Attachment 4, certifying, among other things, the outstanding amounts and terms of payment of all outstanding loans from the County to Borrower (the "County Outstanding Loans") and further certifying that all such loans are current, that no event of default exists or remains uncured with respect thereto, and that there is no occurrence or event or circumstance which, with notice or lapse of time would become a default under any such County Outstanding Loans . 2.2,4 The County shall have delivered to the City copies of all documents, including County Commission resolutions and supporting documents, relating to the County Outstanding Loans. 2.2.5 Borrower s};.11 deliver to the County arid the City a life insurance policy in the amount of S2,000,000.00, for the term of the Loan, insuring the life of Bern Levine, in favor of the City and the County in proportion to the Lenders' respective Pro Rata Shares. 2.2.6 The Guarantors shall execute Guarantee in favor of the City and the County, securing the parties' respective Pro Rata Shares. 2.2.7 The County shall certify to the City the amount of money received by the County as of the date of this Agreement representing the County's administrative fee relating to the Loan. The County further agrees that all payments by the City of the City's Pro aata shall exclude 80% of the administrative fee. 2.2.8 The County shall have delivered to the City copies of all Loan Documents, Related Loan Documents (as defined in Section 3.1) and all other documents or instruments relating to the County Outstanding Loans, certified by the County Manager to represent complete, true and correct copies of all such documents. 2.2,9 The Borrower, the County and the City will have executed the Amendment to Development Agreement The City shall have the right to cause any or all of the above mentioned documents to be • recordedin the public records of Miami -Dade County, Florida, Execution of this Agreement by the City shall constitute evidence of compliance with the foregoing Concurrent Obligations, unless otherwise specifically stated herein.or in a separate document. • d7 Attachment 1 Page 5of21 Section 2.3. Purchase of Participation The City shall evidence its participation in the Section 108 Loan, by executing the Assumption and Pledge Agreement, pursuant to which the City will pledge to USHUD its future years' CDBG allocations, as security for the repayment of the City's Pro Rata Share , as provided in the Contract for Loan Guarantee County and City hereby agree to use their best efforts to cause USHUD' to execute the Assumption and Pledge Agreement, Concurrently with the execution of the Assumption and Pledge Agreement by all parties, USHUD shall provide to the City and the County the Confirmation of Lenders' Shares. Upon USHUD's execution of the Assumption and Pledge Agreement, both City and County's liability for repayment of the Section 108 Loan shall be limited to the sources provided for in the Contract for Loan Guarantee Assistance. It is understood and agreed that upon full execution of the Assumption and Pledge Agreement the County shall have no recourse against the City for the City's failure to pay its Pro Rata Share, it being understood and agreed that the City's liability for non payment of it's Pro Rata Share under this Agreement and the Assumption and Pledge Areement is limited to the sources provided for in the Contract for Loan Guarantee Assistance, as if the City had been a party tb such contract as of the date such Contract was first executed by the County and USHUD, ARTICLE III DUTIES AND REPRESENTATIONS OF COUNTY Section 3.1 Representation and Possession of Loan Documents The County represents and warrants to the City, with full knowledge that the City is relying on such warranties and representations in executin.3 this Agreement, that it has delivered to the City all of the Loan Documents, and all other documents or instruments delivered to or obtained by the County pursuant to or in connection with the Loan, the Section 108 Loan, or the transactions contemplated thereby, including, without limitation, resolutions, correspondence, schedules, credit information; appraisals and such other instruments and documents pertaining to the transactions contemplated hereby (the "Related Loan Documents"), which Loan Documents and Related Loan Documents are listed in Attachment 1 hereto, and that (1) The Loan Documents are all of the documents evidencing or securing the Loan, (2) to the best of the County's knowledge, after due investigation, the Related Loan Documents are all of the documents delivered to, or obtained by, the County relating to the Loan, the Section 108 Loan and the transactions contemplated herein, (3) Borrower and/or Guarantor's obligations under the Loan Documents are current and in good standing, or performance of such obligations has been properly waived or, forgiven by the County and (4) there is no unwaived occurrence or event or circumstance which, with notice or lapse of time, would become a default under any one of the Loan Documents, or would result in, or permit the exercise of remedies or the imposition.or accrual of any default interest, penalties fees or charges as a result of such default. The County further represents and warrants to the City that it shall hold in its possession, for the benefit of both Lenders in accordance with the terms of this Agreement, the originals (or original counterparts) of each of the Loan Documents and Related Loan Documents.. The County shall also keep 'in its files, for the benefit of both Lenders, all of the foregoing documents and such other documents as the County may deem advisable. The City shall have the right to examine and photocopy all documents described herein or relating to the transactions contemplated hereby contained in County's files during normal business hours at the office of County, or at such other place as County may designate from time to time, upon City's delivery of reasonable prior notice to County. Attachment 1 Page 6of21 Section 3.2 Fumishine of information to City Immediately upon receipt of notice thereof, the County shall furnish to the City notice of the following: (i) any change in the perfection or priority of any lien securing the Loan, (ii) the occurrence of any Event of Default, (iii) any written request by Borrower or any other obligor on the Loan to modify the terms of the Loan or substitute or release any Collateral or any obligor' on the - Loan, and (iv) any loss, damage, destruction, condemnation or other governmental taking of all or any material portion of the Collateral. Section 3.3 Payments to City The County will comply with the Contract for Loan Guarantee Assistance between County and USHUD, as amended by the Assumption and Pledge Agreement, as long -as any balance remains outstanding on the Section 108 Loan. Thereafter, whenever the County collects or receives immediately available funds representing payments of principal, interest, late charges, commitment fees, extension fees and other fees, recoverable • expenses or any other amounts payable toor for the.benefit of one or both Lenders pursuant to any of the Loan Documents or otherwise in connection with the Loan, including, without limitation, as a result of the enforcement of any mortgage lien on or security interest in any Collateral (collectively, "Payments"), but excluding proceeds of insurance or condemnation awards to be held pending restoration, as provided in the Loan Documents, the County shall receive, hold and disburse the same as follows: (i) shall retain for the account and the benefit of both Lenders expenses reimbursed by Borrower pursuant to the terms of the Loan Documents. and reimbursable to one or both Lenders pursuant hereto and disburse to the City the eighty percent (80%) of such payment to the extent the City made payments toward the payment of the expense; and (ii) disburse to the City eighty percent (80%) of any Payment: and retain for its own account the remaining portion thereof. County agees to disburse all sums d:tr., the City hereunder by wire transfer not later than one (1) Business Day after the funds have been collected by the County's financial institution , except as otherwise provided by this Agreement; The County and the City shall each continue to receive their respective Pro Rata Share of all Payments made by Borrower in connection with the Loan, except •as otherwise provided by this Agreement, until the Loan has been paid in full. Section 3.4 Collateral The County shall hold in its name, for the benefit of itself and the City, the Collateral and such other collateral pledged, mortgaged, hypothecated or assigned to, or deposited withLenders from time to time pursuant to or as security for the Loan or any of the indebtedness evidenced by the Loan Documents. Section 3.5 Loan Administration A. The interest of the County and the City in the Loan shall be of equal priority. Except as otherwise provided in the Contract for Loan Guarantee Assistance with respect to the rights of USHLID, as long as any balance remains outstanding on the Section 108 Loan, the County shall have the rights and duties with respect to the collection and administration of the Loan and the security therefore described in this Section 3.5. City agrees that the County shall administer the Loan, make payments to USHUD, if any, as required under the Section 108 Loan, and enforce the Loan Documents and collect and adrnister the Collateral, with the same degree of care, skill, caution and prudence the County ordinarily exercises in its administration of loans which it holds entirely for its own account (the "County Standard of Care"). Subject to the other provisions of this Agreement and consistent with the foregoing standard, the County shall administer the Collateral so as to preserve its value in the manner in which the County administers collateral under other loans. Notwithstanding the foregoing, the County agrees that, at the City's request, upon the occurrence of an Event of Attachment 1 Page 7of21 Default, or if the City feels itself insecure with respect to,the Collateral or the Loan, it will, or will authorize the City to, diligently and in good faith pursue such actions and remedies as may be reasonably required to enforce the Loan Documents and/or collect or administer the Collateral in accordance with the provisions of Section 6.1 hereof. Further, the County agrees that it shall not have the power to grant releases, satisfactions; consents, joinders, -assignments and reassigr ments with respect to the Collateral without the consent of City, which the City agrees to grant to the extent "required by the terms of the Loan Documents. The County will maintain accurate books and records with respect to the Loan and the costs and expenses related thereto in the same manner as the County customarily maintains books and records for similar loans in which it acts exclusively for its own account, and shall make such books and records available for inspection by a designated representative of the City at such reasonable times as the City may request. In no event shall the County , without the written consent, and the approval of the governing body of the City: (i) change • the principal amount of the Loan; (ii) postpone the due date of any scheduled payment of principal or interest or waive any such payment or any other claim against Borrower; (iii) reduce the interest rate under the Note from the rate specified therein; (iv) release any Guarantor from his obligations under his guarantee of the Loan; (v) release, substitute or exchange the Collateral or any part thereof from any Loan Document; or (vi) pledge, assign, transfer or extend any of the Loan Documents. B. The County agrees that, upon its receipt of any written notice from Borrower claiming or asserting that County has breached its obligations to Borrower pursuant to any of the Loan Documents or that County is in default of the observance or performance of any of its obligations under any of the Loan Documents, it will promptly give the City notice thereof. The County agrees to consult with the City regarding any alleged breach of the Loan Documents by the County and to incorpoi•ate Yte City's comments or suggestions in any response or action to be taken by County as a result thereof. Section 3.6 Consultation with City The County shall seek and obtain the City's approval with respect to any actions or approvals which, by the terms of this Agreement or the Loan Documents, the County is permitted or required to take or to grant. Subject to the provisions of Section 7.1_ hereof, City's failure to grant or deny a requested approval within 30 days after the County's request shall be deemed to be approval of such action by the City, except as may be otherwise provided in the Contract for Loan Guarantee Assistance with respect to the rights of USHUD. • Section 3.7 No Partnership Neither the execution of this Agreement, nor the sharing in the Loan or in any of the proceeds of the Collateral, nor any agreement to share in profits or losses arising as a result of this transaction is intended to be, nor shall it be construed to be, the formation of a partnership or joint. venture between or among the parties hereto, and no party shall be liable to any other Person for the liability of any other party hereto arising in connection with the Loan or any transaction connected therewith. ARTICLE Iv REPRESENTATIONS AND WARRANTIES Section 4.1 Representations and Warranties of City The City, as a material inducement to County to enter into this Ageement and to consummate all of the transactions contemplated hereby; represents and warrants to County as follows: Attachment I Page 8 of 2 ] A. City is a municipal corporation of the State of Florida and has the legal power and authority to enter into and perform its obligations under this Agreement and to consummate the transactions contemplated hereby. B. ' The execution, delivery and performance of this Agreement, and the consummation of the transactions contemplated. hereby, have been duly authorized by all necessary action on the part of City, do not and will not contravene its articles of incorporation or association or bylaws or any agreement, law, governmental rule, regulation or order binding on City (including, without limitation, legal lending limits applicable to it), and do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action with respect to, any Authority. C. This Agreement constitutes the legal, valid and binding obligation of City, and is enforceable in accordance with its terms. D. Neither City nor any Person that City has authorized to act on its behalf has directly or indirectly offered any interest or participation in this Agreement to any other Person. E. City has made and. will continue to make such independent evaluation of such • financial information and other data relating to Borrower, Guarantors and the Collateral as it deems necessary and prudent.. . Section 4.2 .lieu_ esentations and Warranties of County The County, as a material inducement to the City to enter into this Agreement and to consummate all of the transactions contemplated hereby, represents and warrants to City, in addition to the matters set forth in Article III hereof and elsewhere in this Agreement, as follows: A. County is a political subdivision of the State of Florida and has the.legal power and authority to enter into and perform its obligations under this Agreement and to consummate the transactions contemplated hereby. B. . The execution, delivey and performance of this Agreement, and the consummation of the transactions contemplated hereby, have been duly authorized by all necessary action on the part of County, do not and will not contravene its charter, code, or any agreement, law; governmental rule, regulation or order binding on Lender (including, without limitation, legal lending Limits applicable to it), and do'not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action with respect to, any Authority. C. This Agreement constitutes the legal, valid and binding obligation of County, and is enforceable in accordance with its terms. D. Neither County nor any Person that County has authorized to act on its behalf has directly or indirectly offered any interest or participation in this Agreement to any other Person. D. The representations and warranties of County under this Agreement, specifically, 'Section 3.1 hereof,,are true and correct. Attachment 1 Page 9 of 21 Section 4.3. Survival of Representations. The representations contained herein shall survive the performance.of this Agreement and execution of the Assignment and Pledge Agreement. . •' ARTICLE V COVENANTS OF LENDERS Section 5.1 Other Payments. If Borrower fails to pay taxes, assessments, insurance premiums or .any other charges or sums required by the Loan Documents to be paid, as -the same become due and payable and County deems it necessary to, and in fact does, pay any such amounts, the City will reimburse to the County the City's Pro Rata Share of same promptly upon demand of County. Any such amounts, to the extent provided in the Loan Documents, shall be secured by the Loan Documents and the Collateral. Additionally, City agrees to pay to County, to the extent County is not reimbursed by Borrower, its Pro-Rata Share of any reasonable out-of-pocket expenses and liabilities hereafter incurred by County in connection with the administration of'the Loan provided, however, that nothing contained herein shall diminish the County's obligation to use County Standard of Care in the enforcement of the Loan Documents and the administration and collection of the Collateral. Section 5.2 Enforcement of County Outstanding Loans. The County covenants that, without the prior written consent of the City, it will not enforce Borrower's obligation to make any monetary payments to the County under the County Outstanding Loans or the Development Agreement until the Lows h been paid in full. Section 5.3 Declaration of invalidation. City agrees that, to the extent any amounts received in repayment of the Loan from Borrower or otherwise, whether by payment, realization of Collateral or otherwise, are, through no fault of the County, subsequently invalidated , declared to be fraudulent or preferential, set aside or required by any Authority to be repaid to a trustee, receiver or any other Person under any applicable law, order or judgment, including the Bankruptcy Code or any similar state law or any other cause of action, and the County repays such amount to the Borrower, a trustee, receiver, or other Person , then the City shall repay to the County, within 30 (Business Days after request by County, its Pro Rata Share of any such amount (with interest to the extentrequired), so that County and City will be affected by any such invalidation, declaration, set aside or repayment in accordance with its Pro Rata Share thereof. Section 5,4 Excess Payments to City or County Should either City or County receive or retain any payment in excess of its Pro Rata Share of all or any portion of the Loan in any form or in any manner whatsoever, the receiving party shall forthwith pay over such excess payment to the other party as to result in a proportional participation by both Lenders in such amount; Section 5.5 Indemnification A. County hereby agrees to indemnify and hold harmless the City (including its officers, directors, attorneys, agents and employees) from all liabilities, obligations, damages, penalties, claims, costs, charges and expenses including, without limitation, attorneys' fees and disbursements at the trial and appellate levels (collectively, "Losses") which may be incurred by the City or which may be imposed upon the City by Borrower or any third party, arising out of or resulting from, by Attachment ] Page to of 21 reason of, or in connection with, any act or failure to act on the part of the County in accordance with the terms of the Loan Documents or this Agreement, or any breach of representations contained herein. B. City hereby agrees to indeirinify'and hold harmless the County (including its officers, directors, attorneys, agents and employees) from all Losses which may be incurred by the County or which may be imposed upon the•County by Borrower or any third party, arising out of or resulting from, by reason of, or in connection with any act or failure to act on the part of the City in accordance with the terms of the Loan Documents or this Agreement, or any breach of representations contained herein. Notwithstanding the foregoing, upon USHUD's execution of the Assignment and Pledge Agreement, the County shall have no recourse against the City for the City's failure to pay its Pro Rata Share, it being understood and agreed that the City's liability for non payment of it's Pro Rata Share under this Agreement and the Assumption and Pledge Agreement is limited to the sources provided for in the Contract for Loan Guarantee Assistance, as if the City had been a party to such contract as of the date such Contract was first executed by the County and USHUD. ARTICLE VI DEFAULT Section 6, ] Default by Borrower Upon County or City acquiring knowledge of any Event of Default under any of the Loan Documents or any event which•with the passage of time or giving of notice or both would constitute an Event of Default, or of any matter which in,its judgment, materially affects the _respective interests of the parties hereunder, then the party having such knowledge shall with reasuiiable promptness notify the other party in writing of such Event of Default or matter. In the event of any Event of Default, the .County shall within five (5) Business Days thereafter notify the City of such Event of Default and of County's. intended action. The County shall act (or forebear from acting) .as a result of such Event of Default as it shall be directed by the City, which may request the County, in writing, to do everything necessary to protect the lenders' interest in the Loan, including to institute and pursue legal action against the Borrower and/or against the guarantors and/or commence foreclosure (or seek a relief from bankruptcy stay if such then exists followed by the commencement and pursuit of foreclosure) (collectively, the "Default Remedies"). The County shall commence and thereafter diligently pursue the Default Remedy or Default Remedies specified by the City within ten (10) days of the date of the City's written notice. If the County elects riot to pursue the Default Remedies, as requested by the City, it must immediately notify the City whereupon the City shall have the right to pursue the Default Remedies and, at the City's request, the County shall take all action reasonably necessary to assist the City in the pursuit of such remedies, consistent with the County Standard of Care, including, but not limited to, assigning to the City all of the County's rights to enforce the Loan Documents and /or the Collateral. Section 6.2 Default by County or City In the event that County does not commence the requested Default Remedy or Default Remedies within the aforementioned ten (10) day period and thereafter diligently pursue same, or fails to notify the City of its election not to pursue the Default Remedies, or fails to assist the City as contemplated in Section 6.1 above, then the County shall be deemed in default. In such event, the City may, in addition to all other remedies available to it by law or in equity, seek injunctive relief against the County and the County hereby waives its right ��a Attachment 1 Page 11 of 21 to assert that the City has an adequate remedy at law. In the event the City undertakes to enforce the Default Remedies, and thereafter fails to diligently pursue same, thenthe City shall•be in default and the County may, in addition to all other remedies available to it by law or in equity, seek injunctive relief against the City and the City hereby waives its right to assent that the County has an adequate remedy at law . Section 6.3 Foreclosure Subject to the rights of the USHUD pursuant to the Contract for Loan Guarantee Assistance, the County shall hold the Loan Documents (together with any and all other documents executed and delivered in connection therewith) and title to any of the Collateral acquired by County after an Event of Default in its name as agent for both City and County (to the extent of County's and City's Pro Rata Shares thereof). Accordingly, in the event of a foreclosure and foreclosure sale of any Collateral, or any judicial sale of any of the collateral, the County shall bid at such sale for the benefit of both Lenders and if such bid is successful, County shall, to the extent permitted by law, cause all title instruments relating to such Collateral to be issued in the name of each Lender in accordance with each Lenders' Pro Rata Share. If a successful bid is entered by a third party, and is acceptable to the City, then, to the extent that the proceeds of the foreclosure sale are, pursuant to law, the property of the holder of the Loan Documents, such proceeds shall be received by Lender and shall thereupon be divided among Lenders in proportion to their respective Pro Rata Shares. Section 6.4 Default Administration. Subject to the rights of the USHUD pursuant to the Contract for Loan .Guarantee Assistance, upon the determination by County of a course of action taken after an Event of Default in accordance with Section 6.1 hereof, and after consultation with City, the County shall have the right to maintain, manage and operate the Collateral and sell all or any part thereof in a manner consistent with such course of action or as County determines to be prudent, respectively, and may employ' an independent management company, sales agent or others to maintain, manage, operate and sell the Collateral, all of which activity shall be part of County's right to service and administer the Loan. If County determines, in its discretion, that a management agreement is necessary, such management agreement will be negotiated in good faith by County, subject to City's approval. . In the event of the appointment of a receiver for any of the Collateral during the pendency of a foreclosure proceeding or otherwise, Lenders shall share in the profits and expenses of the receivership in proportion to their respective Pro. Rata Shares. Notwithstanding the foregoing, any sale of the Collateral by County shall require the approval of the City. In such case County shall promptly notify City of each written offer to purchase the Collateral received by County, (the "Offer") advising City as. to whether or not County wishes to accept the Offer. The City Manager shall notify County, in writing, within five (5) business days after City's receipt of the Offer, whether or not it wants to accept the Offer, which . decision shall be subject to City Commission approval. If one party wishes to accept the Offer, but the City Manager of the other party does not, the parties shall immediately consult. If, after such consultation, the parties still do not agree, then the party not wanting to accept the Offer (the "Purchasing Party") shall submit to its board of commissioners the Offer and the board shall then be obligated to either accept the offer to sell, or shall purchase from the other party (the "Selling Party") the Selling Party's Pro Rata Share of the Collateral at a price equal to the amount which the Selling Party would have received from a sale pursuant to the Offer (including, without limitation, the payment of any expenses to be reimbursed to the -Selling Party under the terms of this Agreement). The purchase and sale of the Selling Party's Pro Rata Share of the.. Collateral pursuant to this paragraph shall be without recourse, warranties or Attachment ] Page ] 2 of 21 representations, except as to the ownership of the Pro Rata Share being sold and shall occur as promptly as possible, but no later than fifteen (15) business days after the action is approved by the party's governing board. The parties shall cooperate with each other and execute such documents as are reasonably necessary to accomplish such sale as promptly as possible. . Section 6:5 Enforcement Costs. To the extent Borrower does not reimburse Lenders, each party shall contribute its Pro Rata Share of the costs and expenses of enforcing the Default Remedies. Section 6.6 Application of Default Sums All amounts received by Lenders or with respect to the Loan Documents following any Event of Default whether paid by Borrower, realized - from the Collateral or otherwise, shall be applied by Lenders as follows:. (i) first, to the payment of any and all reasonable costs and expenses, including, without limitation, all amounts outstanding on the Section 108 Loan, reasonable trial and appellate attorneys' fees, costs and disbursements, incurred by either Lender in connection with or incidental to its collection of any amount due and payable to either Lender under the- Loan Docurrients, the preparation for sale of the Collateral or any portion thereof and the sale, transfer and delivery of the Collateral or any -portion thereof, (ii) second, to the satisfaction of all amounts, including principal, interest, fees and other amounts, due and payable to Lenders pursuant to the Loan Documents (iii) third, to the payment of,any other amounts required by applicable law; and (iv) last, to the extent of the surplus, if any, of such proceeds, to Borrower (or such other entity as may be entitled thereto). Section 6.7 .Lnsses. All losses incurred by Lenders as a result of any failure on the part of Borrower to repay the Loan and any other sums due pursuant to the Loan Documents shall be borne by Lenders in accordance with their respective Pro Rata Shares. ARTICLE VII MISCELLANEOUS . Section 7.1. Approval by Goveminn Board of Parties . Whenever this document requires a party to take action which is in the opinion of the party's counsel subject to the. approval of the party's .governing body, then performance by such party shall be automatically extended by a period of time equal to the -number of days normally required for an item to be presented to, and considered by, such governing body, but in no event a period greater than 60 days horn the date notice requesting approval is submitted. Section 7.2 Notice Except as otherwise indicated herein, any notice, request, demand or other communication permitted or required to be given hereunder (collectively, a "Notice") shall be in writing, shall be signed by the party giving it, and shall be deemed to have been properly delivered if delivered by hand (with receipt ackrnowledged) to the party to whose attention it is directed or if mailed by -United States registered or certified mail, return receipt requested or if sent by express courier service (with receipt acknowledged) addressed to the following addresses: Anachment 1 Page 13 of 21 If to County: MIAMI-DADE COUNTY 111 N.W. 1st Street • 29 T' Floor Miami, Florida 33128 Attention: County Manager. With Copies to: MIAMI-DADE COUNTY 111 N.W. 1st Street Suite 2 810 Miami, Florida 33128 Attention:. County Attorney If to City: CITY OF MIAMI 444 SW 2"a Avenue Miami, Florida 33130 Attention: City Manager . With Copies to: City of Miami Office of the City.Attorney 444 SW 2nd Avenue,. 9th Floor Miami, Florida 33130 or to such other address as the party to be served with Notice may furnish.in accordance with the terms of this Section to the party seeking or desiring to serve Notice as a place for the service of Notice, Notices shall be deemed effective (a) when delivered if delivered by hand, (b) two (2) Business Days after mailing, and (c) the next Business Day after delivery to any express courier service. Section 7.3 Entire Agreement This Agreement, together with its' Exhibits and Attachments, contains the entire agreement of the parties and supersedes all other representations, warranties, agreements and understandings, oral or otherwise, between the parties with respect to the matters contained herein. Section 7.4 Waiver of Jury. The parties hereto hereby severally, voluntarily, lalowingly and intentionally waive any and all .rights to trial by jury in any legal action or proceeding arising under or in connection with this- Agreement, regardless of whether such action or proceeding concems any contractual or tortious or other claim. The parties hereto acknowledge that this waiver of jury trial is a material inducement to the parties hereto in entering into this Agreement, that the parties hereto would not have -entered into this .Agreement .without this jury trial waiver, and that each Attachment 1 Page 14 of 21 of them has been represented by an attorney or has had an opportunity to consult with an attorney regarding this Agreement and understands the legal effect of this jury trial waiver. Section 7.5 Survival, etc. Notwithstanding the applicable statute of limitations, any other law or any investigation made at any time by • or on behalf of any party hereto, all representations, warranties, covenants and other agreements (collectively, "Obligations") made by any party herein shall survive the execution and delivery of this Agreement, and shall remain and continue in full force and effect until both Lenders shall have fully performed and discharged all of their respective Obligations hereunder, without regard to any modification, extension, renewal, amendrnent.or waiver of any provision of any Note or any of the other Loan Documents. ' Section 7.6 Governine Law and Venue This Agreement shall be deemed negotiated and entered into. in Miami -Dade County, Florida,. and shall be governed by and construed in accordance with the laws of the State of Florida as an agreement entered into and to be performed wholly within the State of Florida. The parties agree that venue for any lawsuit in connection with this Agreement shall be in Miami -Dade County, Florida, unless an action to which any party hereto is made a defendant or third party defendant is filed in a different jurisdiction by a plaintiff not a party hereto. Section 7.7 Benefit This Agreement shall inure to the benefit of and be binding upon each party hereto and their permitted successors and assigns, subject to the provisions of Section 5.5 hereof. All -respective Obligations of Lenders shall inure to the benefit of the other and its permitted successors and assigns, subject to the provisions of Section 5.5 hereof. Nothing in this Agreement or in any transaction contemplated hereby, either expressed or implied, is intended to • confer upon any Person other than the parties hereto any rights, remedies, obligations, or liabilities under or by reason of this Agreement. Section 7.8 Counterparts This Agreement may be executed in one or more counterparts, each of which may be executed by one or more of the parties hereto, but all of which, when taken together, shall constitute but one agreement. Section 7.9 No Waiver by Action Any waiver or consent respecting any Obligation or • other provision of this Agreement shall be effective only in the specific instance and for the specific purpose for which given and shall not be deemed, regardless of the frequency given, to be a further or continuing waiver or consent. The failure or delay of a party at any. time or times to require performance of, or to exercise its rights with respect to, any Obligation or other provision of this Agreement, including any investigation by or on behalf of any party, in no manner shall affect such party's right at a later time to enforce any such provision. All remedies, rights, powers and privileges of the Lenders hereunder are cumulative and are in addition to and shall not limit any other remedy, right, power or privilege of the Lenders hereunder or under applicable law. Section 7.10. Modification Each and" every modification and amendment of this Agreement shall be in writing and signed by all of the parties hereto, and each and every waiver of, or consent to any departure from, any Obligation or other provision of this Agreement, shall be in writing and signed by the party hereto against which such waiver or consent is sought to be enforced. The County Manager, on behalf of the County, and the City Manager, on behalf of the City, shall have "the right to' amend this Agreement unless in the • 1" Priscilla A, Thomidson,.City Clerk Attachment 1 Page 15 of 21 opinion of counsel for the party seeking to amend the Agreement, approval by the governing body is required. Section 7.11 • Captions The sections, captions and other;headings contained in this Agreement are for convenient .reference purposesonly and shall .not affect the meaning or interpretation, or define, describe, extend or limit the scope or intent, of this Agreement or any provision hereof. IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written. Attest: COUNTY: MIAMI-DADE COUNTY CITY: CITY OF MIAMI By: 7 By: Pedro. Hernan , City Manager Approved as to Form and Correctness: i frge L. Fernandez, City Attorney U Approved as to Insurance Requirements: 4 / % . d �" �''�LV 4.0,144 •evuh,,_ ON USHUD'S LETTERHEAD EXHIBIT "A" CONFIRMATION OF PARTICIPANT'S SHARES MIAMI-DADE COUNTY 111 N.W. 151 Street Miami, Florida 33128 CITY OF MIAMI . 444 SW 2" Ave Miami, Fl. 33130 Attachment 1 Page 16 of 21 THIS IS TO CERTIFY THAT, pursuant to the PARTICIPATION AGREEMENT (the "Agreement") dated as of , 2006 executed by MIAMI-DADE COUNTY (the "County") and CITY OF MIAMI (the "City") relating to a $25,000,000.00 loan from Lender, the County and the City are liable to the USHUD in accordance with each party's pro rata share, as follows: T Dated: • SCHEDULE"A" LENDERS' PRO RATA SHARES • 'Principal Amount Pro Rata Amount of Loan LENDER: MIAMI-DADE.COTJNTY: - $5,000,000.00 20% PARTICIPANT: CITY OF MIAMI: $20,000,000.00 80% TOTAL OUTSTANDING: $25,000,000.00 •100% Attachment •1 Page 17 of 2] ATTACHMENT "1" LOAN DOCUMENTS c�•4sL�rj... : M I A NI I-DADE ADA Coordination Agenda Cuordinauun AnrmSI Services Arl in Public Places Budd am] Managamenl Services Avie!inn Budding Budding Code Compliance Business Development Capital trnprosemrMs Citizens' Independent Ttansponal inn Trust Cornnrssir n on Ethics and Public Trust Communications Community Aetrbn Agency Community & Economic Development Community Relations Consumer Services Correttrons F Rehabilitation Cultural AJtairs • - Deacons Emergency Ma rag amen! Employee Relations Empowerment Trust Enterpme Technology Services fnvironmenlal Resources Management Fall Employment Praclrcei Finance Fire Rescue General Services Administration J•{islor,c PreSeeualiDn Homeless Trust Housing Agency Housing Finance Authnri ty Human Services Independent Review Panel mlema nano) Trade ConsonWm Juvenile Services Medical Examiner Marra -Miami Actin. Plan Metropolitan Planning grganiaanon Park and Recreation Planning and Zoninn Police Procurement Management Prcpeny Appraisal Pubfic. Library System Public Works Sale Neighborhood Parks Seaport Solid waste management Strategic Business Management Team Metro • Transit Task Force on Urban Economic Rev'aalization Vizcaya Museum And Canteen Water & Sewer • • • • • -Rac lArg*- July 25, 2007 Olga Ramirez-Seijas Assistant City Attorney City of Miami 444 S.W. 2nd Avenue Miami, Florida 33130 Community & Economic Development 140 West Flagler Street • Suite 1000 Miami, Florida 33130 T 305.375.3422 F 305.375-3428. miamidade.gov Re: Parrot Jungle and Gardens Document Dear Ms. Ramirez-Seijas: We are hereby submitting the following Parrot Jungle and Gardens of Watson Island, Inc. documents per your request: $25 Million Section 108 Loan . • U.S. Department of Housing and Urban Development Contract • Modification of Mortgage • Assignment of Florida Leasehold Mortgage, Assignment of Leases and Rents and Security Agreement • Florida Leasehold Mortgage, Assignment of Leases and Rents and Security Agreement • Joint Participation Agreement between Miami -Dade and City of Miami for the Parrot Jungle and Gardens of Watson•Island, Inc. Section 108 Loan Guarantee Application Mortgage Subordination Agreement U.S. HUD Fixed Rate Note for Series 2000-A Certificates Promissory Note Continuing Guaranty for Bern and Mary Levine Amendatory Agreement Development Agreement between Miami -Dade County and Parrot Jungle and Gardens of Watson Island, Ind. and the City of Miami • $1.5 Minion Forgivable Loan • Loan Agreement • Promissory Note $1 Million Loan • • • Loan Agreement • Promissory Note • Continuing Guaranty for Bern and Mary Levine • The Estoppel•Certificate and the•modification-of the Note are -currently in process and will be provided in the next few days. Page 2 Parrot Jungle and Gardens Document July 25, 2007 Please note that the $4.7 million documents are in process. After execution, they will be forwarded to you under separate cover letter. Please contact Tangie White -Jackson at (305) 375-3434 should you have any questions. Sincerelyf�,C lrtt,i Jose Cintrdn Director JC:Ic Enclosures c: Larry Spring, CFO, City of Miami Shannon Summerset, Assistant County Attorney — No Attachments Mario F. Morlote, Assistant to the County Manager — No Attachments Tangie White Jackson, Director — EDD Attachment Page 18 of 21 ATTACHMENT "2" Assumption of Loan Guarantee Assistance Liability and Pledge Agreement Actachrnent 2 Page l of 14 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT. ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT UNDER SECTION 108 OF THE HOUSING AND • COMMUNITY DEVELOPMENT ACT OF 1974. AS AMENDED. 42 U.S.C. 95308 Date of Aereernent; This Assumption of Loan Guarantee Assistance Liability and Pledge Agreement ("Agreement") is entered into by Miami -Dade County. Florida, as Borrower (the "Borrower"), the City of Miami. Florida, as assumptor (the "Assumptor"), and the Secretary of Housing and Urban Development ("Secretary"), as guarantor for the • Guarantee made pursuant to. section 108 ("Section 108") of .title I of the Housing and Community Development Act of 1974; as amended (the "Act") and 24 CFR Part 570, Subpart M, of the promissory note issued on June 14, 2000, and numbered B-98-UC-12- 0006, in the original Aggegate Principal. Amount of S25.000.000, and any amended note or note that may be issued in substitution for such note and having the same note number (the "Note"): Such Aggregate Principal Amount was paid or credited to the account of the Borrower as of June 14, 2000 (the "Public Offering Date"), and all amounts so paid or credited are collectively referred to herein as the "Guaranteed Loan Funds." The Note includes the Fiscal Agency Agreement and the Trust Agreement as defined in the Note. Terms used in this'Ageement with initial capital fetters and not otherwise defined in the text hereof shall uav: the respective meanings Sven thereto in the Note, The Fiscal Agency Agreement and the Trust Agreement are sometimes collectively referred to herein as the "Fiscal Agency/I-rust Agee_ments," and the Fiscal Agent and the Trustee respectively are sometimes collectively referred to as the "Fiscal Agent/Trustee." RECITALS A. The Note. On the Public .Offering Date, trust certificates backed by the Note and similar notes issued by other Section 108 borrowers, denominated "Section 108 Government Guaranteed Participation Certificates Series HUD 2000-A" (the "Certificates"), were purchased for a purchase price of the full aggregate principal amounts thereof at interest rates determined by the Secretary and the initial purchasers, which purchasers were underwriters selected by the Secretary (the "Underwriters"). The Note is payable to the Trustee as Registered Holder on behalf of the Beneficial Owners of the Certificates. The interest rate at which the trust certificate of a specified maturity was sold to the Underwriters was the interest rate inserted on the Public Offering Date in Schedule. P&1 of the Note for the Principal Amount of corresponding maturity. After the Public Offering Date, the Borrower has agreed and the Assumptor hereby acknowledges that the Trustee pursuant to the Trust Agreement will maintain the books and records of all payments on the Note and all Principal Amounts and interest rates on such Principal Amounts. The Note and the Secretary's Note Guarantee as held by the Trustee and the Secretary's Certificate Guarantees are not amended and are not affected by this Agreement. Attachment 2 Page2of14 B. The Contract. Effective as of the Public Offering Date, the Borrower and the Secretary entered into a Contract for Loan Guarantee Assistance (the "Contract") with respect to the temporary deposit and the use of the Guaranteed Loan Funds for eligible activities, the terms of the Secretary's Guarantee, the security for the Secretary's Guarantee, the establishment of a Loan Guarantee Repayment Account and' any other matter covered by the Contract. C. The Participation Agreement. Contemporaneously herewith, the Borrower and the Assumptor have entered into a Participation Agreement with respect to the "Loan" as defined therein, which is the same loan described in paragraph 15(b) of the Contract. Such loan was made with Guaranteed Loan Funds to the "Obligor," is evidenced by the "Obligor Loan Agreement" and the "Obligor Note," and is secured by the "Collateral", each as also described in paragraph 15 of the Contract. Such loan shall be referred to herein as the "Obligor Loan." Pursuant to the Participation Agreement, the Assumptor purchased eighty percent (80%) of the Borrower's interest in the Obligor Loan and the Collateral therefore, and the Borrower retained a twenty percent (20%) interest in the Obligor Loan and the Collateral therefore. ' AGREEMENT The Assumptor hereby agrees to assume eighty percent (80%) (the "Assumptor's Pro Rata Share") of the Borrower's liability under the Contract• for repayment of the principal and interest of the Note, the Borrower agrees to remain liable to repay twenty percent (20%) (i :C "Borrower's I':o Rata Share") of the principal and interest on the Note, and the parties hereby agree to the more specific understandings, undertakings, and amendments to the Contract set forth below. The paragraph numbers in this Agreement correspond to the paragraph numbers in the Contract. This Agreement amends and supersedes the corresponding provisions of the Contract, except as otherwise provided in this Agreement. 1. Receipt, Deposit and Use of Guaranteed Loan Funds. . The Borrower has received and disbursed the entire proceeds of the Note to the Obligor for the Obligor Loan and has submitted all reports to HUD as required under paraa_raph 1 of the Contract. No funds remain in the Guaranteed Loan Funds or the Guaranteed Loan Funds Investment Accounts, and these Accounts have been closed. 2. Payments Due on Note. Using any available funds in the Loan Repayment Account under paragraph 6 of this Agreement, the Borrower shall continue to pay to the Fiscal Agent/Trustee, es collection agent for the Note, all amounts due .pursuant to the terms of the Note. In accordance with the Note and the Fiscal Agency(Trust Agreements, payment shall be made by 3:00 P.M. (Near York City time) on the seventh Business Day ' (the "Note Payment Date") preceding the relevant Interest Due Date or Principal Due Date (each as defined in the Note). If any Note Payment Date fails on a day that is not a Business Day, then the required payment shall be made on the next Business Day. Payments to the Fiscal Agent/Trustee may be made by check or wire.transfer. In the event of a shortage in Attachment 2 Page 3 of 14 funds available in the Loan Repayment Account when payment is due to the Fiscal Agent/Trustee under the Contract, the Borrower and the Assumptor hereby agree to pay the Borrower's Pro Rata Share and Assurnptor's.Pro Rata Share, respectively, of the. shortage needed to. make .the. .payment. In such -event, the Borrower will promptly notify the Assumptor of the Assumptor's Pro Rata Share of the payment due, and the Assumptor hereby agrees promptly to pay such amount to the Borrower.by wire transfer to the Loan Repayment Account maintained by the Borrower under paragraph 6 of the Contract and this Agreement. 3. Selection of New Fiscal Agent or Trustee. The Secretary shall select a new Fiscal Agent or Trustee if .the Fiscal Agent. or Trustee resigns or is removed by the Secretary. The Borrower and the Assumptor hereby consent in advance to any such selection •and to any changes in the Fiscal Agency/Trust Agreements ageed to by any Fiscal Agerit or Trustee and the Secretary, subject to paragraph 4(d) of this Agreement. 4. Payments Due Fiscal Agent or Trustee; Documents to the Secretary. (a) The Borrower agrees to pay the Borrower's Pro Rata Share and the Assumptor agrees to pay the Assumptor's Pro Rata Share of the cost of reimbursement and/or compensation of the Trustee pursuant to the Trust Agreement, including Sections 3.11 and 7.01 thereof, to the extent the Borrower is notified of any such costs after the date of this Agreement. If the Borrower is so notified, the Borrower agrees to promptly notify the Assumptor of the Assumptor's Pro Rata Share. (b) The Assu1.;ptor shall submit to the Secretary, concurrently with execution and delivery of this Agreement, an opinion acceptable to the Secretary from the Assumptor's counsel to the effect that: (i) the governing body of the Assumptor has authorized by resolution or ordinance, in accordance with applicable State and local law, the execution of this Agreement; (ii) this Agreement is a• valid, binding, and enforceable obligation of the Borrower; (iii) the pledge of funds pursuant to 24 CFR §570.705(b)(2) and paragraph 5(a) of this Agreement is valid and binding; and (iv) there is no outstanding litigation that will affect the validity of this Agreement. •. (c) The undertakings in paragaphs 3 and 4 of this Agreement are expressly Subject to the requirement that the Fiscal Agency/Trust Agreements shall in no event require payment of fees or charges, reimbursement of expenses, or any inderimification by the Borrower or the Assumptor from any source other than funds pledged pursuant to • paragraphs 5 or 15 of this Agreement. 5. Security. The Borrower and the- Assumptor hereby pledge as security for repayment of their respective pro rata share of the Note and such other charges as may be authorized in the Contract or this Agreement, in their respective pro rata shares hereunder, the following: (a) All allocations or grants which have been made or for which the Borrower or the Assumptor, as applicable, may become eligible under' Section 106 of the Act. 3 -Z Attachment 2 Page 4 of 14 (b) Program income, as defined at 24 CFR 570.500(a)(or any successor regulation), directly generated from the use of the Guaranteed Loan Funds. (c) Other security as described in paragraph 15, et gg.,_of the Contract or this Agreement (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. (e) All funds or investments in the accounts established pursuant to paragraphs 3. and 6 of this Agreement. 6. Loan Repayment Account. (a) All amounts pledged pursuant to paragraphs 5(b), 5(c), and 5(d) of this Agreement, and all amounts required to be paid by the Borrower and the Assumptor under Section .2 hereof, shall. be deposited .immediately. upon receipt in a separate identifiable custodial account maintained by the Borrower (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The Loan Repayment Account has been established and designated the • form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1 to the Contract), and such account shall be continuously maintained for deposit of all such pledged funds. Borrower shall make withdrawals from said account only for the purpose of paying interest and principal due on the Note (including the purchase of Government Obligations for defeasance in accordance with paragraph 10 hereof), for . payment of any other obligation of the Borrower and the Assumptor under this Agreement or the Fiscal Agcnc) -Trust Agree,ttnts, in their respective pro rata shares hereunder, or for the temporary investment of funds pursuant to this paragraph, until final payment and - discharge of the indebtedness evidenced by the Note, unless otherwise expressly authorized by the Secretary in writing. Such temporary investment of funds shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Loan. Repayment Account. At that time, any balance of funds in the Loan Repayment Account exceeding such insurance coverage shall be fully (100%) and continuously invested in•Govemment obligations, as defined in paragraph 10 hereof. All temporary investments, whether or not required as above, shall be limited to Government Obligations having maturities that are consistent with cash requirements for payment of principal and interest as required under the Note. In no even& shall the maturities of such investments exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan Repayment Investment Account") that has been established and designated pursuant the form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2 to the Contract), which account shall be maintained for all Government Obligations purchased with funds from the Loan Repayment Account. All proceeds and income derived from such investments shall .be returned to the Loan Repayment Account. As of the date of this Agreement, the Borrower and the Assumptor shall be deemed 10 share ownership of the Loan Repayment Account and the Loan Repayment Investment Account, in accordance with their respective pro rata shares hereunder, although the Attachment 2 Paee 5 of 34 Borrower shall continue to maintain such accounts in accordance with this Agreement and with Borrower's obligations to Assumptor under the Participation Agreement.. • (b) Borrower shall. by the fifteenth day of.each.month, provide the Secretary and the Assumptor with a written statement showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during the preceding calendar month and a statement identifying the obligations and their assignments in the Loan Repayment Investment Account. (c) Upon the Secretary giving notice that the Borrower or the Assumptor, or bath of them if applicable, is in Default under this Agreement or the Note, all right, title, and interest of the Borrower -or the Assumptor, or both of them, as applicable, in and to the Loan Repayment and Loan Repayment Investment Accounts shall immediately vest in the Secretary for use in making .payment on the Note, purchase of Government obligations in accordance with paragraph 10, or payment of any other obligation of the Borrower under this Agreement or the Fiscal Agency/Trust Agreements. 7. Use of CDBG Funds for Repayment. Any funds available to the Borrower or the Assumptor under Section 106 of the Act (including program income derived therefrom) are authorized to be used by the Borrower or the Assumptor, in accordance with their respective pro rata shares under this Agreement, for payments due on the Note, Optional Redemption (as defined in the Note), payment of any other obligation of the Borrower under this Agreeinc•ot or the Fiscal Agency/Trust Agreements, or the purchase of Government ob::ga::ans in accb:daice•with paragraph 10. Unless otherwise specifically provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment or the Loan Repayment Investment Accounts before funds from grants under Section 106 of the Act are withdrawn from the U.S. Treasury for such purposes by either the Borrower or the Assumptor. • $.Secretary's Right to Restrict Use of CDBG Funds to Repayment. Upon a determination by the Secretary that payments required by paragraph 2 and/or paragraph 4 • of this Agreement are unlikely to be made as required in accordance with their respective pro rata shares hereunder by either the Borrower or the •Assumptor, or both, the Secretary may give die Borrower and/or the Assumptor, as applicable, notice that the availability to the Borrower and/or the Assumptor, as specified in such notice, of funds pledged under paragraph 5(a) of this Agreement for purposes other than satisfaction of the pledge is'being restricted. This restriction shall be in an amount estimated by the Secretary to be sufficient to ensure that the payments referred to in paragraph 2 and/or paragraph 4 hereof are made when due by the Borrower and/or the Assumptor, as applicable. With respect to the Borrower and/or the Assumptor as applicable, this restriction may be given effect • by conditioning the restricted amounts to prohibit disbursement for purposes other than satisfaction of the pledge at the time such restricted funds are approved' as grants, by limiting the restricted party's ability to draw down or expend the restricted funds for other purposes, and by disapproving payment requests submitted with respect to such grants far purposes other than satisfaction of thepledge. 3� • Attachment 2 Page 6 of 14 9.Secretary's Right to Use -Pledged Funds for Repayment. The Secretary may use funds • pledged under paragraph 5(a) of this Agreement or funds restricted under grants pursuant to paragraph 8 of this Agreement to make any payment required of the Borrower or the Assumptor under paragraph 2 and/or.paragraph 4, if such payment has not been timely made by the Borrower or the Assumptor, as applicable. . 10Defeasance. For purposes of this Agreement, the Note shall be deemed to have been paid (defeased) to the extent that there shall have been deposited with the Trustee either moneys or Government Obligations (defined below), which in the sole determination of the Secretary, mature and bear interest at times .and in amounts sufficient, together with any other moneys on deposit with the Trustee for such purpose, to pay when due the principal and interest to become due on the Note. The Aggregate Principal Amount of the Note or any unpaid Principal Amount may be so defeased, in whole or in part, as of any Interest Due Date, or any other Business Day acceptable to HUD, the Borrower, and the Assumptor. In accordance with the Note and the Trust Agreement, the Borrower shall give timely notice and written. instructions to the Secretary and the Trustee concerning any principal amounts proposed to be defeased, including any Optional Redemptions proposed, which instructions shall be approved by the Secretary. If the unpaid Aggregate Principal Amount of the Note guaranteed pursuant to this Contract shall be defeased and deemed to have been paid in full, then the Borrower and the Assumptor shall be released from all agreements, covenants, and further obligations under the Note. , "Government Obligation" means a direct obligation of,•or.any obligation for which the full and timeiy•payment of principal and interest is guaranteed by; the United States of America; includi,;g Lut, not Iimiteu to, United States Treasury Certificates of Indebtedness, Notes and Bonds -:.State and Local Government Series or certificates.of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed . by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of S 100,000,000. . 11. Defaults. (a) A Default under the Note and this Agreement shall occur upon the Borrower's failure to: (i) pay when due an installment of principal or interest on the Note; or (ii) punctually and properly perform, observe, and comply with- any covenant, agreement,or condition of the Borrower contained in: (A) this Agreement, (B) any security agreement, deed of trust, mortgage, assignment, Guarantee, or other Agreement securing payment of indebtedness evidenced by the Note, or (C) any future amendments, modifications, restatements, renewals, or extensions of any such documents. (2) The Borrower and the Assumptor each waive notice of Default and opportunity for hearing with respect to a Default under paragraph 11(a). (c) In addition to. Defaults under paragraph 11(a), the Secretary may declare the Note in Default if the Secretary makes a final decision in accordance with the provisions of • section 111 of the Act and 24 CFR §570.913 (or any successor provisions), including . Attachment 2 . Page 7of11 requirements for reasonable notice and opportunity for hearing, that either the Borrower or the Assumptor; or both. have failed to comply substantially with title i of the Act. Notwithstanding any other provision, following the giving of such reasonable notice to either such party, or both, the. Secretary..may withhold .the making of. commitments to guarantee or the guarantee of any or all obligations not yet guaranteed in accordance with outstanding commitments on behalf of the Borrower or the Assumptor, or both, as applicable. In addition, in the event that notice of Default has been given to the Borrower under this paragraph 11(c), the Secretary may, in the Secretary's sole discretion pending the Secretary's final decision, direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Loan Repayment Account initiated by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Loan Repayment Investment Account. (d) A Default •by the Borrower under paragraph 1 ] (a) shall be deemed a default by the Assumptor only if Assumptor. has failed to pay when due any amount owing under paragraph 2 or 4 of this Ageement or to punctually and properly perform, observe, and comply with any covenant, agreement, or condition applicable to the Assumptor in this Agreement. In such event, the Secretary shall be entitled to exercise remedial actions in accordance with the respective pro rata shares of liability of Borrower and Assumptor hereunder against funds respectively pledged by the Borrower and the Assumptor under this Agreement. (e) A Default limited to the Assumptor or to the Borrower under this Agreement shall entitle' the Secretary to exec. iee remedial actions only against funds pledged by the Assumptor or the Borrower, as applicable, under this Agreement. I2.Remedial Actions. Upon aDefault or declaration of Default under this Agreement, the Secretary may, in the Secretary's sole discretion, take any or all of the following remedial actions: (a) With anyfunds or security pledged under this Agreement, the Secretary may (i) continue to make payments due on the Note, (ii) make an acceleration payment with respect to the principal amount of the Note subject to Optional Redemption as provided in Section B of the Note, (iii) purchase Government Obligations in accordance with paragraph I O of this Agreement, (iv) pay any interest due for late payment as provided in the Note, this Agreement, or the.Fiscal Agency/Trust Agreements, (v) pay any other obligation of the Borrower and/or the Assumptor, as applicable, under this Agreement or the Fiscal Agency/Trust Agreements, and/or (vi) pay any reasonable expenses incurred by the Secretary or the Fiscal•AgentlTrustee as result of the Default. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed or grants not yet disbursed under outstanding guarantee commitments or'grant approvals for the Borrower and/or the Assumptor, under Section 108 and/or Section 106 of the Act. (c) The Secretary may direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or. Attachment 2 Page 8of14 the Loan Repayment Account by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed Loan Funds Investment Account or the Loan Repayment Investment Account; and/or direct the Borrower and/or the Borrower's financial institution to transfer. retraining balances. from -the Guaranteed Loan Funds Account to the Loan Repayment Account. (d) With respect to amounts subject to Optional Redemption, the Secretary may accelerate the Note. (e) The Secretary may exercise any other appropriate remedies or 'sanctions available by law or regulation applicable to the assistance provided under this Agreement, or may institute any other action available under law to recover Guaranteed Loan Funds or to reimburse the Secretary for any payment under the Secretary's Guarantee or any reasonable expenses incurred by the Secretary as a result of.the Default. • • (0) All notices and submissions provided for hereunder shall be in writing (including by telex, telecopier or any other form of telecommunication) and mailed or sent or delivered, as to each party hereto, at its address set forth below or at such other address as shalI•be designated by such party in a written notice to the other party hereto. All such notices and other communications shall be effective when received as follows: (i) if sent by hand delivery, upon delivery; (ii) if sent by mail, upon the earlier of the date of receipt or five Business Days after deposit in the mail, postage prepaid; (iii) if sent by telex, upon receipt by ti,c sender of an answer back; and (iv) if sent by telecopier, upon receipt.' The Secretary: U.S. Dept. of Housing and Urban Development Attention: Paul Webster Director Financial Management Division 451 7th Street. SW. Room 7180 Washington. D.C. 20410 Borrower: Miami -Dade County 311 NW I S' Street, 29'' Floor Miami. Florida 33128 Attention: County Manager With Copies to: Miami -Dade County Office of Community and Economic Development Attention: Director 140 W. Fla21er Miami. Florida 33130 Assumptor: Attachment 2 Page 9 of ]4 City of Miami With Copies to: 13. Limited Liability. Notwithstanding any other provision of this Agreement, the Fiscal Agency/Trust Agreements or the Note, any recovery against the Bon-ower or Assumptor for any liability for amounts due pursuant to this Agreement under the Note, the Fiscal Agency/Trust Agreements and this Agreement shall be limited to the sources of security pledged in paragraphs C., 5, or any Special conditions of this Agreement. Neither the general credit nor the taxing power of the Borrower, the Assumptor or of the State in which the Borrower and the Assumptor are located, is pledged for any payment due under the Note, the Agreement, or the Fiscal Agency/Trust Agreements, 14. Incorporated Grant Agreement. The Agreement and the Note are hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on December 31. 1998. under the Funding Approval for grant number B-98-UC-12-0006 to the Borrower. In carrying out activities with the Guaranteed Loan Funds hereunder, the Borrower and the Assumptor agrees to comply with the Act and 24 CPR Part 570, as provided in Subpart M thereof. 15. Special Conditions and Modifications: • (a) RESERVED,. (b) Guaranteed Loan funds were used by the Borrower to make a loan to Parrot Juna]e & Gardens, Inc. (the "Obligor"), which loan was evidenced by a promissory note (the "Obligor Note") and a [ban agreement (the "Obligor Loan Agreement"), which Obligor Note and Obligor Loan Agreement were in a form acceptable to the Secretary. The amounts of principal and/or interest payable under the Obligor Note. during .the twelve month period beginning July 1 of each year and ending on June 30 of the next succeeding year are equal to or greater than the amounts of principal and/or interest payable under the Notes for the corresponding period. (i) In order' to secure the payment and performance of .the secured obligations of the Obligor to the Borrower, the Borrower obtained the following collateral (collectively, the "Collateral"): (A) A lien on the Obligor's leasehold interest in the property described in Attachment 3 hereof (the "Property"), established through an appropriate arid properly recorded leasehold 'mortgage (the "Obligor Leasehold Mortgage"). Obligor's leasehold interests that are the subject of that leasehold mortgage are those interests identified in a Lease Agreement 'entered into between the Obligor and the City of Miami, Florida. The Obligor Leasehold Mortgage contained such provisions as the Secretary deemed necessary. (B) Any and all rights, titles, and interests of the Obligor in and to any leases covering the Property. Such rights, titles, and interests of the Obligor are the subject Arathment 2 Page 10 of 14 of•a collateral assignment of leases and rents (the "Collateral Assigrunent of Leases and Rents"). The Collateral Assignment of Leases and Rents is in a forrn, acceptable to the Secretary. • '(C) Any and•all rights; titles, -and interests•of.the .Obligor in and to any licenses, permits, and other agreements covering the Property. Such rights, titles, and interests are the subject of a collateral assignment of interest in licenses, permits, and other agreements (the "Collateral Assignment of Interest in Licenses, Permits; and Agreements"). The Collateral Assignment of Interest in Licenses, Permits, and Agreements is in a form acceptable to the Secretary. • (it) The Borrower selected a financial institution acceptable to the Secretary (the "Custodian') to act as custodian for the documents specified in (iii) below (hereinafter referred to as the "Security Documents"). The Borrower and the Custodian entered into a .written agreement containing such. provisions. as .the Secretary deemed necessary, A fully executed copy of such agreement, with original signatures, was forwarded to the Secretary contemporaneously with the delivery of documents pursuant to (iii) below. • (iii) Not later than five business days .after the initial disbursement of the Guaranteed' Loan .Funds to the Obligor, the Borrower delivered to the Custodian the following: (A) The original Obligor Note, endorsed in blank and without recourse. (B) The original Obligor Loan Agreement and an 'assignment thereof .to the Secretary, which assignment was in a form acceptable to the Secretary. (C) The orig;,,a1 recorded Obligor Leasehold Mortgage signed by the Obligor and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment was in a forrn acceptable to the Secretary. - (D) The original recorded Collateral Assigrunent of Leases and Rents and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment was in a form acceptable to the Secretary. . ;(E) -The• original Collateral Assigrunent•. of Interest in Licenses, Permits, and Agreements and an assignment thereof to the Secretary, which assignment was in a form acceptable to the Secretary. (F) An opinion of the Borrower's counsel, addressed to the Secretary./ and on its letterhead, that (as of the date of such opinion): (1) the Obligor is a corporation duly organized, validly existing, and in good standing under the laws of the State of Florida; (2) the Obligor Note has been duly executed and delivered by a party authorized by the Obligor to take such action and is a valid and binding obligation of the Obligor, enforceable in accordance with its terms, except as limited by .bankruptcy and similar laws affecting creditors generally; and - (3) the security instruments specified in (B) through (E) above are valid and legally binding obligations, enforceable in accordance with their respective terms. Attachment 2 Page 11 of 14 (G) A mortgagee title policy, issued by a company and in a form acceptable to the Secretary, naming the Borrower as the insured party. The policy either included in the definition of the "insured" each successor in ownership of the indebtedness secured 'by • the Obligor. Leasehold Mortgage -or was.accompanied by an endorsement of the policy to the Secretary. (H) A certified survey with a legal description conforming to the title policy and the Obligor Leasehold Mortgage. (f) An appraisal of the Obligor's Leasehold interest in the Property specifying an estimate of fair market value of not less than S3I.250.000. The appraisal was completed by an appraiser who was certified by the state and has a professional designation (such as "SRA" or "MAI"), and the appraisal conformed to the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIRREA") when issued, . (iv) Concurrently with the execution of this Agreement, Borrower and Assumptor executed a Participation Agreement pursuant to which Assumptor assumed eighty percent (80%) of Borrower's interest in the Obligor Loan and the Collateral therefore. (c) Paragraph 12 is amended by adding at the end thereof the following language: "(f) The Secretary may complete the endorsement of the Obligor Note and record the assigunents referred to in paragraph 15(b)(iii) and thereby effectuate the transfer of the documents referenced and underlying indebtedness from the Borrower to the Secretary or the Secretary's assignee. The Assumptor hereby grants irrevocable consent to any such action by the Secretary . . "(g) The Secrett•ry may exercise or enforce any and all other rights or remedies (includ.ing any and all rights and remedies available to a secured party under the Uniform Commercial Code) available by law or agreement (including any of the • Security Documents, as defined in paragraph 15(b)) against the Collateral, against .the Borrower, against the Obligor, or against any other person or property. The Assumptor hereby Wants irrevocable consent to any such action by 'the Secretary." (d) The Borrower agrees that it shall promptly notify the Secretary and the Assumptor in writing upon the occurrence of any event which constitutes a default (an "Event of Default") under (and as defined in) any of the Security Documents, as defined in paragraph 15(b). Notification of an Event of Default shall be delivered to the Secretary, at 451 Seventh Street, SW, Washington, DC 20410, Attention: 'Director,. Financial Management Division, Office of the Assistant Secretary for Community Planning and Development. Upon the occurrence of an Event of Default, the Secretary may (without prior notice or hearing, which Borrower hereby expressly waives), in addition to (and not in lieu of) exercising any and all remedies that may be available under the Security Documents, declare the Notes in Default and exercise any and all remedies available under paragraph 12, subject to the provisions of paragraph 1 l (e). This paragraph 15(d) shall not affect the right of the Secretary to declare the Notes in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (e) As of the effective date of this Agreement, the Secretary shall treat the Borrower's (to Attachment 2 Page 12of14 Pro Rata Share and the Assumptor's Pro Rata Share, respectively, of the outstanding principal balance due on the Note as the amounts, respectively, of the Borrower's and the Assumptor's unpaid obligations under the Note for purposes of 24 CFR 570:705(a)(2)(i). • [Rest of this page intentionally left blank] Attachment 2 Page 13 or 14 IN WITNESS WHEREOF, the undersigned, as authorized officials on behalf of the Borrower, the Assumptor or -the. Secretary, .have executed this Agreement, which shall be effective and shall be dated as of the date of execution by the Secretary, after execution on behalf of the Borrower and the Assumptor. MIAMI-DADE COUNTY FLORIDA • BORROWER ( me) Cyr)-1-i11a. W. Curry (Title) 11.5541.Cou.tt4. ( QY (Signature (Date) pp 7 • CITY OF MIAMI FLORIDA ASSUMPTOR . BY: (Name) (Title) . (Signature) (Date) SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY: (Name) (Title) (Signature) (Date) c�v Attachment 2 Page 14 of 19 ATTACHMENT 3 Description of Real Property The Borrower has inserted the legal description of the Property as defined in paragraph 15(b)(i)(A) in Attachment 3 to the Contract. That legal description has not changed. [Rest of this page intentionally left blank] cf 5 Attachment 1 Page 19 of 21 ATTACHMENT "3" . Estoppel Certificate Retarding the parrot Joule Loan and the Section 108 Loan ESTOPPEL CERTIFICATE (Section 108 and Parrot Jungle Loans) THIS ESTOPPEL CERTIFICATE (this "Certificate") is made as of the 3 day of 2007 by Miami -Dade County (the "County") in favor of the City of Miami (the "City ')' , pursuant to the• Participation•-Agreernent• between the County and the City dated , 2007 (the Participation Agreement"). RECITALS 1. On January 9, 2001, the County made a loan to Parrot Jungle and Gardens of .Watson Island, Inc., ("Parrot Jungle"), in the original principal amount of Twenty-five Million and No/100 Dollars (S25,000,000.00) (the "Parrot Jungle Loan") to finance the development of a botanical garden attraction located at Watson Island. 2. The County funded the Parrot Jungle Loan by virtue of a S25,000,000.00 lean guaranteed by the United States Department of Housing and Urban Development ("USHUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program on June 14, 2000 (the "Section 108 Loan"). 3. • In accordance with the intent of a Joint Participation Agreement between the City and the County dated September 9, 1998, and as authorized by Resolution No. 07- , adopted by the City Commission on July 10, 2007 and Resolution No. 07— S %b adopted by the Board of County Commissioners on July 24, 2007, the City and the County entered into the Participation Agreement pursuant to which the City will assure eighty percent (8O%) of the outstanding principal balance and future interest on the Section 108 Loan upon satisfaction of certain conditions contained therein, which include the County's execution of this Certificate. •4. One of the conditions set forth in the Participation Agreement is the execution of this Certificate by the County. NOW, THEREFORE, in consideration of the foregoing, and knowing that the City will rely upon the •accuracy .of the information herein contained, the County hereby corlifrms to the City the following: 1I. . The Section 10S Loan: 1. Attached hereto, as Exhibit "A", are complete, true and correct copies of the documents and instruments executed and delivered by the County to HUD in connection with the Section 108 Loan (the "Section 108 Loan Documents"). 2. The Section 108 Loan Documents have not been modified, altered or amended, except as provided in the Participation Agreement and the Assumption and Pledge Agreement, as defined in the Participation Agreement. 3. As of the date hereof, there are no: (i) existing or uncured defaults, or (ii) nonce of the occurrence of an event of default, or (iii) occurrence or event or circumstance which, with notice or lapse of time would become a default, under the Section 108 Loan or any of the Section 108 Loan Documents. 96/Zts 39vd K21.1601.1V AiWt i Tt55-SZC-SaE hZ: T /E11/89 II. The Parrot jungle Loan: 1. Attached hereto, as Exhibit "B", are, complete, true and correct copies of the . . documents and instruments executed and delivered by Parrot Jungle and/or Guarantors in favor of the County (the "Parrot Jungle Loan Documents"). 2. ' The Parrot Jungle Loan Documents have not been modified, altered or amended, except as provided in the Participation Agreement and the Note Modification Agreement described therein. . 3. As of the date hereof, and subject to the provisions of Section 4 below, there are no: (i) existing or uncured defaults, or (ii) notice of the occurrence of an event of default, or (iii) occurrence or event or circumstance which, with notice or lapse of time.would become a default, under the Parrot Jungle Loan or any of the Parrot Jungle Loan Documents. 4. The County agrees that it will not, without the City's prior written consent, enforce any terms of the Parrot Jungle Loan Documents with which Parrot Jungle is, as of the date hereof, not in compliance. The foregoing statement. includes but is not limited to, Parrot Jungle's obligation to make a contribution to the Aviary, as contemplated in the Development Agreement, a copy of which is enclosed as part of Exhibit "B." IN WITNESS WHEREOF, the County has caused this .Agreement to be executed as of the date set forth above. Attest By: Clerk, Board of County Commissioners . Approved as to form and legal sufficiency: Shannon D. Summerset MIAMI DADE COUNTY By: eorge M..*gess County Manager ATTACH 3 -Estoppel on PJ and Senon 108 Loans SCE/ECG 39Vd /,3N6t7J.1'y Tt55-5LE-53: hZ:LT Le3,17EG/SCE STATE OF FLORIDA ) SS: COUNTY OF MIAMI-DADE ) Thyforegoing instrument was acknowledged before me this •3 day of .; 2007 bYS1/544716 - • ; es /its': CO Ahn.„0,9f Miami -Dade f Coun y, on behalf of the county. IN WITNESS WHEREOF, I have hereunto set my hand and seal in the County and State aforesaid. - 3 - No b ic Type, Print or Stamp Name JUCIT8WARIX • - COMMISSION CD 3e3894 EXPIRES: NmrctntO 12, 2CO2 &at-4 TIvr Km-, Pont' Urdanbeve ATTACH 3 -Estoppel on Pi and Secron 108 Loans 90/Ve • 39Vd A3geDilv TT95-9a--..c0C t-Z:LT alU/E0/e0 EXHIBIT A SECTION 108 LOAN DOCUMENTS ATTACl•13 - Estoppel on P! and Secton 108 Loans 9B/SI? 3Dvd t,3ld�ffj!1'w' h114fOC TiSS-SLE-SCE t' :LT LO0 /ECG/fi0 98/90 31:.)Vd EXEIIBIT 93" PARROT JUNGLE LOAN DOCUMENTS A3N8011V IMOD ATTACH 3 - Estoppel on PS and Serton 108 Loans TTBS-PE.-2DE: 08 :LT Li3BZIEB/B13 Attest ler ?oar runty ommis.. s CERTIFICATION FROM COUNTY MANAGER ON THE LOAN DOCUMENTS BEING DELIVERED TO THE CITY OF MIAMI Pursuant to Section 3.1 of the Participation Agreement between Miami Dade County and the City of Miami, dated Fr~s.Ss.'?, Lon , I hereby.certify. that the loan.document as set forth below being delivered to the City represent complete, true and correct copies of all such documents. S25,000,000 Section 108 Loan • US Department of Housing and Urban Development Contract • Modification of Mortgage • Assignment of Florida Leasehold Mortgage, Assignment of Leases and Rents and Security Agreement • Florida Leasehold Mortgage, Assigrunent of Leases and Rents and Security Agreement • Joint Participation Agreement between Miami -Dade County and City of Miami for the Parrot Jungle and Gardens of Watson Island, Inc Section 108 Loan Guarantee Application • Mortgage Subordination Agreement • US HUD Fixed Rate Note for Series 2000-A Certificates • Promissory Note • Continuing Guaranty for Bern and Mary Levine • Amendatory Agreement • Development Agreement between Miami -Dade County and Parrot Jungle and Gardens of Watson - Island, Inc and the City of Miami • SI,500,000 Forgivable Loan • Loan Agreement • Promissory Note S1,000,000 Loan • Loan Agreement • Promissory Note • Amendment to Promissory Note • Continuing Guaranty for Bern and Mary Levine S4,701,782 Loan • Loan Agreement • Promissory Note • Continuing.Guaranty for Bern and Mary Levine Dated this'srci Day of eGOA'144 z4` 8. f pA • krp Z 'IIAMI-DADS COUNTY p(cat,tvn�m• � l� 4402/ •••::.••'`s4 ., • Bur_ess ount Manager Approved as•to form and legal sufficiency: • B: S annon D. Surmnerset Attachment 1 Page 20 of 21 ATTACHMENT "4" Estoppel Certificate Regarding the Other Loans 41-tacAntuAl . ESTOPPEL CERTIFICATE (County Outstanding Loans) THIS ESTOPPEL CERTIFICATE (this "Certificate") is made as of the 3 day of , 2007 by Miami -Dade •County•(the "County") in favor of the City of Miami (the "City'), pursuant to the Participation Agreement between the County and the City dated , 2007 (the Participation Agreement"). RECITALS 1. •On January 9, 2001, the County made a loan to Parrot Jungle and Gardens of Watson Island, Inc., ("Parrot Jungle"), in the original principal amount of Twenty-five Million and No/100 Dollars ($25,000,000.00) (the "Parrot Jungle Loan") to finance the development of a botanical garden attraction located at Watson Island. 2. The County funded the Parrot Jungld Loan by virtue of a $25,000,000.00 loan guaranteed by the United States Department of Housing and Urban Development ("USHUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program on June 14, 2000 (the "Section 108 Loan"). 3. In accordance with the intent -of a Joint Participation Agreement between the City and the County dated September 9, 1998, and as authorized by Resolution No. 07- , adopted by the City Commission on July 10, 2007 and Resolution No. 07 , adopted by the Board of County Commissioners on July 24, 2007, the City and the County entered into the Participation Agreement pursuant to which the City will assume eighty percent (80%) of the outstanding principal balance and future interest on the Section 108 Loan upon satisfaction of certain conditions contained therein, which include the County's execution of this Certificate. 4. One of the conditions set forth in the Participation Agreement is the execution of this Certificate by the County. • NOW, THEREFORE,inconsideration of the foregoing, and knowing that the City will rely upon the accuracy of the information herein contained, the County hereby confirms to the City the following: I: The Loans: As of the date hereof there are three (3) outstanding loans made by the County to Parrot Jungle, excluding the Parrot Jungle Loan (the "County Outstanding Loans"), as follows: S1.5 Million Forgivable Loan $1 MiIlion Loan S4.7 Million Loan II. The S1.5 Million Forgivable Loan: I. Attached hereto, as Exhibit "A", are complete, true and correct copies of the documents and instruments executed and/or delivered by the Parrot Jungle to the County in connection with the S1.5 Million Forgivable Loan (the "$1.5 Million Forgivable Loan Documents"). • 2. . The $1.5 Million Forgivable.Loan Documents have not been modified, altered or amended, except -as follows: (a) Pursuant to the Participation Agreement the County agrees not to enforce any payment obligation of Parrot Jungle thereunder without the prior written consent of the City. 3. As of the date hereof, the outstanding balance of the S1.5 Million Forgivable Loan is: S1,050,000.00, consisting of S1,05-0,000 of principal and $0 interest from through the date hereof. Payment of the $1.5 Millidn Forgivable Loan is made at S150,000.00 per year starting with. Sept. 3, 2004 through September 3, 2013 by the County so long as Parrot Jungle is not in default in any of i.ts obligations per the Developinent.Agreement. The County agrees not to enforce any payment obligation of Parrot Jungle without the prior consent of the City, as provided in the Participation Agreement. • 4. As .of the date hereof, there are no unwaived: (i) existing or uncured defaults, or (ii) notice of the occurrence of an event of default, or (iii) occurrence or event pr circumstance which, with notice or lapse of time would become a default, under the S1.5 Million Forgivable Loan, or any of the loan documents evidencing or securing said loan.. • III. The $1 Million Loan: 1. Attached hereto, as Exhibit "B",. are complete, true and correct copies of the documents and instruments executed and/or delivered by the Parrot Jungle to the County in connection with the $1 Million Loan (the "S1 Million Loan Documents"). 2. The $1 Million Loan Documents have not been modified, altered or amended, except for the County's agreement not to enforce any payment obligation of Parrot Jungle thereunder without the prior consent of the City,- as provided in' the Participation Agreement. 3. As of the date hereof, the outstanding balance of the $1 Million Loan is: $981,940.04, consisting of $945,041.49 of principal and $36,898.56.interest from Sept 2005 through July 2007.. Payment is deferred until September 3, 2013, when a•balloon payment in the total outstanding amount, including all outstanding principal and accrued interest, shall be due. The County agrees not to enforce any payment obligation of Parrot Jungle 'without the prior consent of the City, as provided in the Participation Agreement. 4. As of the date hereof, .there are no unwaived: (i) existing or uncured defaults, or (ii), notice of the occurrence of an event of default, or (iii) occurrence or event or circumstance which, with notice or lapse of time would become a default, under the $1 Million Loan or any of the loan documents evidencing or securing said loan. '•2- PJ.ATTACH 4 - Estoppel on County Loans 822007 IV. The S4.7 Million Loan 1. Attached hereto, as Exhibit "C", are complete, true and correct copies of the documents and instruments executed and/or delivered by the Parrot Jungle to the County in connection with the S4:7 Million Loan (the."$4.7 Million Loan•Documents"). 2. The $4.7 Million Loan Documents have not been modified, altered of amended. 3. As of the date hereof, the outstanding balance of the $4.7 Million Loan is: $4,701,782.00, consisting of $ 4,701,782.00 of principal and $0 interest from July 2006 through July 1, 2014. Payment of the S4.7 Million Loan is to commence in July l; 2014 for $804,000 for 7 payments through July 2020. The County agrees not to enforce • any payment obligation of Parrot Jungle without the prior consent of the City,. as provided in the Participation Agreement. • 4, As •of the date hereof, there are no•unwaived: .(i) existing or uncured defaults, or (ii) notice of the occurrence of an event of default; or (iii) occurrence.or event or circumstance which, with notice or lapse of time would become a default, under the $4.7 Million Loan or any of the loan documents evidencing or securing said loan.. IN WITNESS WHEREOF, the County has caused this Agreement to be executed as of the date set forth aipo.ve,.,. s CO Cve i f a' • f U'TY Z Attest , N �t.� nl . 4., 1. By: Clerk oarunty one Approved as to form and legal sufficiency: By: Shannon D. Summerset ` ,yJ STATE OF FLORIDA ) ) SS: COUNTY .OF•MIAMI-DADE ) -3- MLAMI DADE COUNTY By: George : urgess • Count Manager PJ ATTACH 4 - Estoppel on County Loans 822007 The foregoing inst mei}t -was acknowledged before me this 3 day of , 2007 by CtJ +'KA.- ". a'iy , of Miami -Dade Coun`fy, on behalf of the county. IN WITNESS WHEREOF, I••have hereunto•set my hand and seal in the County and State aforesaid. , hT ublic `gem • Type, Print or Stamp Name -4- - JUDItH MCBRIDE ;rY MY COMMISSION I< DD 353884 aE,2003 t iTry 'jk, µttea PJ. ATTACK 4 - Estoppel on County. Loans .B220.0..7. EXHIBIT A THE S1,5 MILLION FORGIVABLE LOAN DOCUMENTS PJ ATTACH 4.—Estoppel .on County Loans.822007 .. EXHIBIT "B" THE SI MILLION LOAN DOCUMENTS PJ ATTACH 4 - Estoppel on County Loans 822007 - EXHIBIT C THE S4.7 MILLION LOAN DOCUMENTS PJ ATTACH 4 - Estoppel on County Loans 822007 Attachment 1 Page 21 of 21 ATTACHMENT "5" Amendment to Development Agreement AMENDMENT TO DEVELOPMENT AGREEMENT THIS AMENDMENT TO DEVELOPMENT AGREEMENT (this "Agreement") is entered into as of the 3_rat day of August , 2007, by and between PARROT JUNGLE AND GARDENS OF WATSON ISLAND, INC., a Florida corporation and PJG WATSON, L.L.C., a Florida limited liability company (referred to jointly as "Maker"), MIAMI-DADE COUNTY, FLORIDA, a political subdivision of the State. of Florida (the "County"), and the CITY• OF MI.AMI, a municipal corporation of the State of Florida (the "City") to modify the terms of repayment of the Parrot Jungle Loan and payment of the Aviary contribution as set forth herein; RECITALS; 1. On January 2, 2001, the County made a loan to Maker, in the original principal.amount of Twenty-five Million and No/100 Dollars (S25,000,000.00) (the "Parrot Jungle Loan") to finance the development of a botanical garden attraction located at Watson Island. 2. The County . funded the Parrot Jungle Loan. by- virtue of a S25,000,000.00 loan guaranteed by the United States Department of Housing and Urban Development ("USHUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program. on j'une 14, 2000 (the "Section 108 Loan"). 3. The Parrot Jungle Loan was evidenced by a Promissory Note (the `Note") dated January 9, 2001 and executed by Maker. 4. Pursuant to the terms of the Note, repayment terms of the Parrot Jungle Loan were set forth in a Development Agreement among Parrot Jungle and Gardens of Watson Island, Inc., the County, and the City dated April 20, 2000, and amended by the Amendatory Agreement dated August 25, 2003 (the "Development Agreement"). 5. .At the request of Maker, the County has agreed to modify the repayment terms of the Parrot Jungle Loan as set forth in the Development Agreement. 6. • The Maker has requested that Maker's obligation to make payments on the Parrot Jungle Loan from August 1, 2006, through an including the payment due on August • 1, 2011 be deferred through February 1, 2012 (the "Deferral Period"). 7. In order for the County and City to grant the Maker's request to defer payments on the Parrot Jungle Loan, the County and City must make payments to USHUD on the Section 108 Loan, as they become due, during the Deferral Period. 8. Pursuant to the terms of a Participation Agreement entered into between the County and the City and dated on even date herewith, the County and the City have made and plan to make, according to their resp.ective pro rata shares, the payments due on the Section 108 Loan comrnencing.with the payment due to USHUD on August 1, 2006 and continuing through and including the payment due on August 1, 2011. 9. . . It_is estimated that,,if. the .County and the .City make all of the scheduled payments due on the Section 108 Loan during the Deferral Period, the County and City will have made payments on Maker's behalf totaling $I7,277,403 (the "Deferred Amount"). 10. Under the terms of the Development Agreement Maker promised to make payments totaling $2 million to the Aviary at Metro Zoo.beginning in year five of the Parrot Jungle Loan and continuing through year twelve (the "Aviary Payments"). 11. Maker has not made the required Aviary Payments and has requested the County to defer this payment until the date that all of Maker's obligations hereunder become due and payable. 12. In accordance with the terms ofthe Development Agreement, which require the City to consent to any changes in the Development 'Agreement, the City hereby consents to the modification of the repayment terms of the Parrot Jungle Loan as set forth in the Development Agreement and is joining in the execution of this Agreement as evidence of its consent. 13. The ,Continuing Guaranty given by Bernard M. Levine and Mary Levine in connection with the _?'arrot Jungle Loan shall continue throughout the temp of the Parrot Jungle Loan but, shall ;:;;tend to. the Deferred Amount only as to Bernard M. Levine and not as to Mary Levine. NOW,. THEREFORE, for and in consideration of the foregoing and the mutual • covenants and agreements set forth herein, the parties hereby covenant and agree: 1. Section 1.1 of the Development Agreement setting forth the terns of the repayment of the Note, is amended as follows: (a) Notwithstanding anything in the Development Agreement to the contrary, Maker's obligation to make payments of principal and interest on the Parrot Jungle Loan from (and including the payment due on) August 1, 2006 through the payment due on August .1, 2011 (the Deferral Period") is hereby deferred until August 1, 2019. All amounts due during the Deferral Period, in the approximate sum of $17,277,403 (the "Deferred Amount"), shall be payable as provided in subsection (c) below. . (b) Commencing on February 1, 2012, Maker shall begin making payments on the Parrot Jungle Loan in the amounts, and on the dates, set forth in the amortization schedule attached hereto as Exhibit "A" and made a part of this Agreement (the "$25 Million Loan Amortization Schedule"). (c) The Deferred Amount shall become due and payable on August I, 2019, but Maker shall have the option to extend the payment of the Deferred Amount over a period of 10 years, by giving written notice to the County of its election to do so, by not 2 later than February 1, 2019. If Maker elects to extend the payment of the Deferred Amount in accordance with this section, then commencing on August 1, 2019 the unpaid balance of the Deferred Amount will bear interest at the rate of 5% per annum, and shall be payable as follows: (i) The first payment of principal and interest shall be due and payable on January 1, 2020, in the total sum of $362,957.97. (ii) Commencing on February 1, 2020, and on the first day of each month thereafter, through and including January 1, 2030, Maker shall make, equal monthly payments of principal and accrued interest in the amount of S 183,253.67. (iii) The remaining unpaid principal balance, if any, together with all accrued and unpaid interest shall be due and payable in full on January 1, 2030 • Section 9.1 of the Development Agreement, providing for the Aviary Payments, is hereby amended to (i) defer Maker's obligation to make the required Aviary Payrnents until the date that all of Maker's obligations under this Agreement become due and payable, including payment of the Deferred Amount over a 10 year period, if Maker so elects, and (ii) require that the Aviary Payments, in the total sum of $2 million, be made in a lump sum not later than August 1, 2020. County covenants that it will not seek to enforce Maker's obligations under this section, by legal action, until Maker has paid all sums due under the Note, including the Deferred Amount, as modified in this Agreement. 2. Except as expressly modified by this Agreement, the Note, the Development Agreement (as previously modified by the Amendatory Agreement) and the other Loan Documents shall remain in full force and effect in accordance with their terns. In the .case of any inconsistencies or conflict between the provisions of this Agreement and those agreements, the terms of this Amendment to Development Agreement shall prevail. 3. This Agreement shall bind and inure to the benefit of the heirs, executors, administrators, successors and assigns of the parties to this Agreement. • 4. This Agreement being modified is to be construed and enforced in accordance with the laws of the State of Florida and the law and regulations of the United States of America. In the event of conflict between Florida law and the law and regulations of the United States of America, the law and regulations of the United States of America shall govern. THE PARTIES, JOINTLY AND SEVERALLY, HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE THE RIGHT EACH MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION BASED ON THIS AGREEMENT, OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS AGREEMENT AND ANY AGREEMENT .CONTEMPLATED. TO BE EXECUTED IN CONJUNCTION WITH THIS AGREEMENT, OR ANY. COURSE OF CONDUCT, COURSE OF DEALING, • . STATEMENTS, WHETHER VERBAL OR WRITTEN, . OR ACTIONS OF EITHER PARTY. THIS PROVISION .IS A MATERIAL INDUCEMENT FOR THE PARTIES TO ENTER INTO THIS AGREEMENT. IN WITNESS WHEREOF, the parties ?gave executed .this Agreement the day and year first above written. • PARROT JUNGLE AND GARDENS OF WATSON ISLAND, INC., a Florida corporation By: ✓Z Name: B-'�rrd M. Levine Title: President [Corporate. Seal) PJG WATSON, L.L.C., a Florida limited liability company By: Name: Bernard M. L Title: Manager ine [Corporate Seal] Approved as to forin and substance: (3t. Print Name: 4- Title: Lk, Approved as to form and substance: Print Name: Title: . MIAMI-DADE COUNTY CITY. OF MIAMI By: City Manager 5 OFFICIAL TILE COPY CLERK OFT$E BOARD O'F COUNTY COMMISSSO'."+ERS LAMI-DADE covi `I1`, FLORIDA Date: July 7, 2011 MI AMI E 4DE Memorandum cic!trl To: Honorabie Chairman Joe A. Martinez and Members, Board of ounty Commissioners From: Alina T. Hudak County Manager Subject: Resolution Authorizing Refinance of the US HUD Section 108 Promissory Notes for Loan Guarantee Assistance Agenda Item No. 8 (K) (1) (A) Resolution No. R-531-11 Recommendation It is recommended that the Board of County Commissioners (Board) adopt the attached resolution authorizing the County. Mayor or the County Mayor's designee to refinance the Section 108 Loans between Miami -Dade County (County) and US Department of Housing and Urban Development (US HUD) whenever US HUD offers refinancing opportunities provided that the refinancing generates net present value savings of five percent or more (inclusive of issuance and other costs to refinance) and the final maturity of the refinancing is not longer than the current maturity. US HUD periodically offers a Section 108 borrower, like the County, an opportunity to refinance outstanding debt; however, time is of the essence as the timeframes to take advantage of these offers are typically very short. This resolution authorizes the County Mayor or County Mayor's designee to refinance these _loans provided it is in the best interest of the County and that there is a net economic benefit to the County, and to report to the Board when such transactions occur. Refinancing the existing Section 108 US HUD debt Certificates will result in significant interest savings to the following loan portfolios: 1. Parrot Jungle Gardens and Watson Island (Series HUD 2000-A) 2. Targeted Urban Areas (TUA) Revolving Loan Fund (Series HUD 2001-A, Series HUD 2004-A, and Series HUD 2006-A), and 3. Brownfield Revolving Loan Fund (Series HUD 2001-A). Staff will provide the Board with a report with the details of the transactions when any of these loan portfolios are refinanced. Scope The scope of this item is countywide. Miami -Dade County's Section 108 loan portfolio comprises commercial loans made to businesses located throughout Miami -Dade County. Fiscal Impact/Funding Source The current Section 108 portfolio Includes three separate loan portfolios within Miami -Dade County's Section 108 Loan Guarantee Program with an initial principal value of $54 million of which $37 million in principal is outstanding. Miami -Dade County entered into loan agreements with US HUD for Section 108 funds to support commercial growth activities countywide and is required to make the debt service payments to US HUD. The attached Table 1 summarizes the three Section 108 loan portfolios. The principal and interest on the new notes sold shall be payable from the repayments of the outstanding Section 108 loans. If the County refinances these loans in accordance with the net present value savings required under this resolution, the County will realize significant savings in interest payments on these loans. From time to time, US HUD offers the opportunity for Section 108 borrowers to refinance their Section 108 loans. Background The Section 108 Loan Guarantee Programis authorized under the Housing and Community Development Act of 1974 as part of the Community Development Block Grant (CDBG) Program and Honorable Chairman Joe A. Martinez and Members, Board of County Commissioners Page 2 offers local governments a source of financing for economic development, large-scale public facility projects, and public Infrastructure. US HUD sells bonds on the private market and uses the proceeds to fund Section 108 loans through state and local governments. The local government may loan the funds, which must be repaid to US HUD, to third parties to undertake eligible CDBG activities (typically economic development). US HUD uses future CDBG allocations to jurisdictions as secondary security (loan guarantee) for the loan to the local government. From time to time, US HUD offers recipient jurisdictions an opportunity to refinance outstanding debrbut the timeframe to take advantage of these offers are typically very short. Given the time required for legislative approval and negotiations between the parties, this item will authorize staff to refinance these loans provided that there is a net economic benefit to the County with net present value savings of five percent or more as required under this resolution and Resolution R-1313-09. it is important to note that in the case of the Parrot Jungle Gardens and Watson island (Series HUD 2000-A) loan, the refinancing will also require the prior input and negotiations with the City of Miami. Staff will report with the details of the transactions to the Board, including the net present value savings of the refinancing and the final maturity. The following is a background on the three loan portfolios. Parrot Jungle Gardens and Watson island In the fall of 1997, Miami -Dade County was approached by Parrot Jungle Gardens -and Watson island (PJG), now known as Jungle Island, for the purpose of seeking financial assistance through the US HUD Section 108 Loan Program. The assistance was being requested to facilitate the relocation of the PJG attraction from its long-time home in South Dade to a new location on Watson Island in the City of Miami. Miami -Dade County obtained a $25 million US HUD Section 108 Loan to make a loan to PJG for the relocation and expansion of the attraction. In addition to its collateral for the loan to PJG, the County has, as required by US HUD, pledged its current and future CDBG funds as the ultimate source of repayment for this obligation. However, the BCC directed that no CDBG funds can be used to address the non-. payment from PJG to the County for the Section 108 loan. As the BCC is aware, the County and PJG have entered into agreements for the repayment of funds the County has advanced on behalf of PJG. In addition, the County, City and PJG signed a Joint Participation Agreement agreeing that the County and City would repay this loan to US HUD on a 20 percent to 80 percent proration, respectively through August 2011. As such, the refinancing of this loan portfolio will require that the County amend or execute agreements with US HUD and the City. TUA Revolving Loan Fund Through the adoption of Resolution R-1318-97, $40 million of Miami Dade County's Section 108 Loan program was reserved for the exclusive use and purpose of implementing the Task Force on Urban Economic Revitalization's (UERTF) Urban Economic Revitalization Plan that would generate and benefit urban economic development within the County's designated TUAs. Subsequent to the adoption of the Resolution and the preparation of the UERTF's initial Urban Economic Revitalization Plan, the Board adopted Ordinance 99-94 which authorized the submission of an application to USHUD for a Section 108 Loan in the amount of $40 million for the sole purpose of creating a revolving loan fund. Based on the pledge of the County's CDBG allocation, the eligibility requirements for projects to be funded through the TUA revolving loan fund were designed to limit the County's participation under the program to the most appropriate and viable projects in need of "gap" financing. Eligible uses of the funds included the purchase of machinery and equipment, real estate or long-term working capital. The maximum loan amount per project could range up to an amount not to exceed 20 percent of total project costs or $5 million. Loans were limited to businesses operating within or planning to operate within the TUAs. U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT CONTRACT FOR LOAN GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 42 U.S.C. 55308 For Series HUD 2011-A Certificates This Contract for Loan Guarantee Assistance ("Contract") is entered into by the. Miami -Dade County, Florida, as Borrower .(the "Borrower"), and the Secretary of Housing and Urban Development ("Secretary"), as guarantor for the Guarantee made pursuant to section 108 ("Section 108") of title I of the Housing and Community Development Act of 1974, as amended (the'"Act") and 24 CFR Part 570, Subpart M, of the promissory note executed contemporaneously herewith and numbered B-98-UC-12-0006, in the Aggregate Principal Amount of $15,560,000; and any amended note . or note issued in substitution for such note and having the same note number (the "Note"). This is one of multiple Contracts under the Funding.Approval ("Commitment") of the same number, which was approved by the -Secretary .on April 26, 1999. Such Aggregate Principal Amount will be paid or credited to the account of the Borrower pursuant hereto (including any funds used to pay off prior interim notes refinanced by the Note), and all such amounts are collectively referred to herein as the "Guaranteed Loan Funds." The Note (including the Fiscal Agency Agreement. and the Trust Agreement as defined in the Note and incorporated therein) is hereby incorporated into the Contract. Terms used in the Contract with initial capital letters and not otherwise defined in the text hereof shall have the respective meanings given thereto in the Note. The Fiscal Agency Agreement and the Trust Agreement are sometimes collectively referred to herein as the "Fiscal Agency/Trust Agreements," and the Fiscal Agent and the Trustee are sometimes collectively referred to as the "Fiscal Agent/Trustee." PART I A. The Note. The Note is payable to the Trustee as Registered Holder. On the Public Offering Date, it is expected that trust certificates backed by the Note and similar notes issued by other.Section 108 borrowers, denominated "Section 108 Government Guaranteed Participation Certificates Series HUD 2011-A," will be purchased for a purchase price of the full Aggregate Principal Amounts thereof.by underwriters selected by the Secretary (the "Underwriters`.') pursuant to an Underwriting Agreement between the Underwriters and the Secretary, at a closing on such Public Offering Date as determined by the Secretary and the Underwriters,. The . Borrower agrees that the interest rate at which the trust certificate of a specified maturity is sold to the Underwriters shall be the interest rate inserted on the Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 2 Public Offering Date in Schedule P&I of the Note for the Principal'Amount of corresponding maturity. The Note shall be effective as an obligation of the Borrower only upon its delivery by the Secretary to the Fiscal Agent/Trustee and sale to the -Underwriters at the closing on the Public Offering Date. The Borrower authorizes the Secretary to deliver the Note, together with the Secretary's Guarantee thereof, to the Fiscal Agent/Trustee as of such closing on the Public Offering Date, in accordance with the Fiscal Agency/Trust Agreements. After the Public Offering .Date, the. Borrower agrees that the Trustee pursuant to the Trust Agreement will maintain the books and records of all payments on the Note and all Principal Amounts and interest rates on such Principal Amounts. B. Consents. By execution of this Contract, the Borrower ratifies and consents to the Secretary's selection of the Underwriters and authorizes the Secretary to negotiate with the Underwriters theterms of the Underwriting Agreement and of the public offering of. interests in the trust certificates to investors (including the applicable interest rates). In addition, by execution hereof the Borrower ratifies and consents to the Secretary's selection of the Fiscal Agent/Trustee and agrees to the_ respective terms of the 'Fiscal Agency/Trust Agreements. C Prior Contracts. As of the date of the Secretary's Guarantee of the Note, this Contract supersedes any prior Contract for Loan Guarantee Assistance entered into between the parties with respect to the Guaranteed Loan Funds, the terms of the Secretary's Guarantee, and any other matter covered by this Contract, provided that any such prior Contract continues to govern any action taken by the Borrower or the Secretary pursuant thereto and prior to the Secretary's Guarantee of the Note (except for the provisions of paragraph 4 of this Contract). Notwithstanding the preceding sentence, if such prior Contract contained provisions forsecurity for the benefit of the Secretary in addition to the security identified in paragraphs 5(a), 5(b), 5(d), or 5(e) hereof, which security may be generally set forth or incorporated in paragraph 5(c) (and any related provisions incorporated in paragraph 12) of such prior Contract, or may be set forth in paragraph 15 or any succeeding paragraphs (including related provisions incorporated in paragraph 12) of such prior Contract, such additional security provisions of the prior Contract are hereby incorporated in this Contract and shall be deemed a part hereof. Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* PART II 3 1. Receipt, Deposit and Use of Guaranteed Loan Funds. (a) Except for fees and charges deducted on the Public Offering Date pursuant to paragraph 4(a) by the Fiscal Agent/Trustee, or funds used to pay off any interim note refinanced by the Note, the Guaranteed Loan Funds shall be electronically transferred in accordance with the Borrower's instructions for deposit in a separate, identifiable custodial account (the "Guaranteed Loan Funds Account") with a financial institution whose deposits or accounts are Federally insured. The• Guaranteed Loan Funds Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1) and shall be continuously maintained for the Guaranteed Loan Funds. Such Letter Agreement must be executedwhen the Guaranteed Loan Funds Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) The Borrower shall make withdrawals from said account only for payment of the costs of Section 108 activities approved by HUD, for transfer to the Loan Repayment Account or for the temporary investment of funds pursuant to this paragraph 1(a). Such temporary investment of funds into the Guaranteed Loan Funds Investment Account shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Guaranteed Loan Funds Account. At that time, any balance of funds in the Guaranteed Loan Funds Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government Obligations, as defined in paragraph 10 hereof, held in the Guaranteed Loan Funds Investment Account. All temporary investments, whether or not required as above, shall.be limited to Government Obligations having maturities that are consistent with the cash requirements of the approved activities. In no. event shall the investments mature on or after N/A • , or have maturities which exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Guaranteed Loan Funds Investment Account") established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2), which account shall be maintained for all Government Obligations purchased with funds from the Guaranteed Loan Funds Account. The Guaranteed Loan Funds Investment Account need only be established if and when the Borrower is required to invest, or otherwise invests, the Guaranteed Loan Funds in Government Obligations. Such Letter Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 4 Agreement must be executed when the Guaranteed Loan Funds Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) All proceeds.and income derived from such investments shall be returned to the Guaranteed Loan Funds Account. All funds in the Guaranteed Loan Funds Account or the Guaranteed Loan Funds Investment Account must be withdrawn and disbursed by the Borrower for approved activities by N/A . Any funds remaining in either Account after this date shall be immediately transferred to the Loan Repayment Account established pursuant to. paragraph 6 of this Contract. (b) The 'Borrower shall by the fifteenth day of each month provide the Secretary with a written statement showing the balance of funds in the Guaranteed Loan Funds Account and the •withdrawals from such account during the preceding calendar .month, and a statement identifying the obligations and their assignments in the Guaranteed Loan Funds Investment Account, until such Accounts are fully disbursed: (c) Upon the Secretary giving notice that the Borrower is in Default under this Contract or the Note, all right, title, and interest of the Borrower in and to the Guaranteed Loan Funds and Guaranteed Loan Funds Investment Accounts shall immediately vest in. the Secretary for use in making payment on the Note, purchase of Government Obligations in accordance with paragraph 10, or payment of any other obligations of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, in each case as elected by the Secretary in his sole discretion. 2. Payments Due on Note. The Borrower shall pay to the Fiscal Agent/Trustee, as collection agent for the Note, all amounts due pursuant to the terms of the Note. In accordance with the Note and the Fiscal Agency/Trust Agreements, payment shall be made by 3:00 P.M. (New York City time) on the seventh Business Day (the "Note Payment Date") preceding the relevant Interest Due Date or Principal Due Date (each as defined in the Note). If any Note Payment Date falls on a day that is not a Business Day_, then the required payment shall be made on the next Business Day. Payment may be made by check or wire transfer. Upon final payment of all amounts due to Holders under the Note, including any payment made by the Secretary pursuant to the Guarantee, the Fiscal Agent/Trustee is required by the Fiscal Agency/Trust Agreements to return the Note to the Secretary. Upon final payment to the Secretary of any amounts due as a result of Guarantee Payments or otherwise due under this Contract, the Secretary will cancel and return the Note Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* to the Borrower in discharge of the Borrower's obligations under the Note. 3. _ Selection of New Fiscal Agent or Trustee. The Secretary shall select a new Fiscal Agent or Trustee if the Fiscal Agent or Trustee resigns or is removed by the Secretary. The Borrower hereby consents in advance to any such selection and to any changes in the Fiscal Agency/Trust Agreements agreed to by any Fiscal Agent or Trustee and the Secretary, subject to paragraph 4(d) of this Contract. 4. Payments Due Fiscal.Agent or Trustee; Documents• to the Secretary. (a) The Borrower agrees to pay the Borrower's share, as determined by the Secretary, of the customary and usual issuance,.underwriting, and other costs related to the public offering and future, administration of the Note and the trust certificates, as approved by the Secretary, including the cost of reimbursement and/or compensation of the Trustee pursuant to the Trust Agreement, including Sections 3.11 and 7.01 thereof. In connection with the public offering, such • payment shall either be made. by wire transfer to the Trustee on the day prior to the Public Offering Date or shall be deducted from the Guaranteed Loan Funds on the Public - Offering Date. (b) The Borrower shall submit to the Secretary not later than twelve (12) Business Days prior to the Public Offering Date applicable to the Note, this executed Contract, the executed Note, and an opinion acceptable to the Secretary from the'Borrower's counsel to the effect that: (i) the governing body of the Borrower has authorized by resolution or ordinance, in accordance with applicable State and local law, the issuance of the Note and -the execution of this . Contract; (ii) the Note and this Contract are valid, binding, and enforceable obligations of the Borrower; (iii) the pledge of funds pursuant to 24 CFR §570.705(b)(2) and paragraph 5(a). of this.Contract is valid and binding; and (iv) there is no outstanding litigation that will affect the validity of the Note or this Contract. In addition, the Borrower shall submit 'any other additional documents or opinions specifically required by this Contract (e_.g., paragraph 5(c), or paragraph 15, et seq.), at the time required thereby. (c) The Borrower agrees to reimburse the Underwriters upon demand by the Secretary for the Borrower's share, as. determined by the Secretary, of all reasonable out-of-pocket expenses (including reasonable fees and disbursements of counsel) incurred in connection with a proposed public offering, if the Underwriters incur such additional costs for the public offering because the Borrower withdraws from the offering within ten Business Days of the Public Offering Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 6 Date, or if the Borrower fails forany reason timely to submit in acceptable form any document required by this Contract (including paragraph 4(b)) to be submitted before the Public Offering Date. By execution and delivery of this Contract to the Secretary, the Borrower hereby expressly authorizes the Secretary to pay amounts due under this paragraph from funds pledged under paragraph 5(a) of this Contract. (d) The undertakings in paragraphs 3 and 4 of this Contract are expressly subject to the requirement that the Fiscal Agency/Trust Agreements shall in no event require payment of fees or charges, reimbursement of expenses, or any indemnification by the Borrower from any source other than funds or other security phedged pursuant to paragraphs D (if applicable), 5, or 15, et seq., of this Contract.. 5. Security. The Borrower hereby pledges as security for repayment of the Note, and such other charges as may be authorized in this Contract, the following: (a). All allocations or grants which have been made or for which the Borrower may become eligible under Section 106 of the Act, as well as any grants which are or may become. available to the Borrower pursuant to Section 108(q). (b) Program income,.as defined at 24 CFR 570.500(a)(or any successor regulation), directly generated from the use of the Guaranteed Loan Funds. (c) Other security as described in paragraph 15, et seq., or incorporated herein by paragraph D hereof, as applicable. (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. (e) All funds or investments in the accounts established pursuant to paragraphs 1 and 6 of this Contract. 6. Loan Repayment Account. (a) All amounts pledged pursuant to paragraphs 5(b), 5(c), and 5(d) of this Contract shall be deposited immediately on receipt in a separate identifiable custodial account (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The Loan Repayment Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1) and shall be maintained for such pledged funds. The Loan Repayment Account need only be established if and when the Borrower receives amounts pledged pursuant to paragraph 5(b), 5(c) or 5(d). Such Letter 7 Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* Agreement must be executed when the Loan Repayment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) Borrower shall make withdrawals from said account only for the purpose of paying interest and principal due on the Note (including the purchase of Government Obligations in accordance with paragraph 10 hereof), for payment of any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, or for the temporary investment of funds pursuant to this paragraph, until final payment and discharge of the indebtedness evidenced by the Note, unless otherwise expressly authorized by the Secretary in writing. Such temporary investment of funds shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Loan Repayment Account. At that time, any balance of funds in the Loan Repayment Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government Obligations, as defined in paragraph 10 hereof. All temporary investments, whether or not required as abov.ei. shall be limited to Government Obligations having maturities that are consistent with cash requirements for payment of .principal and interest as required under the Note. In no event shall the maturities of such investments exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan. Repayment Investment Account") established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial. Investment Account" (Attachment 2), which account shall be maintained for all Government . Obligations purchased with funds from the Loan Repayment Account. Such Letter -Agreement -must be executed when the Loan Repayment Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) All proceeds and income derived from such investments shall be returned to the Loan Repayment Account. (b) Borrower shall by the fifteenth day of each month, provide the Secretary with a written statement showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during the preceding calendar month and a statement identifying the obligations and their assignments in the Loan Repayment Investment Account, forany month in which there are funds in such Accounts. (c) Upon the Secretary giving notice that the'Borrower is in Default under this Contract or the Note, all right, title, and interest of the Borrower in and to the Loan Repayment: and Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* Loan Repayment Investment Accounts shall immediately vest in the Secretary for use in making payment on -the Note, purchase of Government Obligations in accordance with paragraph 10, or paymentof any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, in each case as elected by the Secretary in his sole discretion. 7 Use of CDBG, EDI or BEDI Funds for Repayment. Any funds available to the Borrower under Section 106 of the Act (including program income derived therefrom) are authorized to be used by the Borrower for payments due on the Note, Optional Redemption (as defined in the Note), payment of any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, or the purchase of Government Obligations in accordance with paragraph 10. Any funds specifically available to the Borrower for such payments or as a debt service reserve under an EDI Grant Agreement pursuant to Section 108(q) of the Act which supports the eligible project(s) and activities financed by the Note may also be used therefor; any other use of Section 108(q) funds for such purposes shall require the prior written approval of the Secretary. Unless otherwise specifically provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment or the Loan Repayment Investment Accounts before funds from grants under Section 106 of the Act are withdrawn from the U.S. Treasury for such purposes. 8 Secretary's Right to Restrict Use of'CDBG Funds to Repayment. Upon a determination by the Secretary that payments required by paragraph 2 and/or paragraph 4 of this Contract are unlikely to be made as specified, the Secretary may give the Borrower notice that the availability to the Borrower of funds pledged under paragraph 5(a) of this Contract for purposes other than satisfaction of the pledge is being restricted. This restriction shall be in an amount estimated by the Secretary to be sufficient to ensure that the payments referred to in paragraph 2 and/or paragraph 4 hereof are made when due. This restriction may be given effect by conditioning the restricted amounts to prohibit disbursement for purposes other than satisfaction of the pledge at the time such restricted funds are approved as grants, by limiting the Borrower's ability to draw down or expend the restricted funds for other purposes, and by disapproving payment requests submitted with respect to such grants for purposes other than satisfaction of the pledge. 9. Secretary's Right to Use Pledged Funds for Repayment. The Secretary may use funds pledged under paragraph 5(a) of this Contract or funds restricted under grants pursuant to paragraph 8 of this Contract to make any payment required of the Borrower under paragraph 2 and/or paragraph 4, if such payment has not been timely made by the Borrower. Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing*- 9 10 Defeasance. For purposes of this Contract, the Note shall be deemed to have been paid (defeased) if there shall have been deposited with the Trustee either moneys or Government Obligations (defined below), which in the sole determination of the Secretary, mature and bear interest at times and in amounts sufficient, together with any other moneys on deposit with the Trustee for such purpose, to pay when due the, principal and interest to become due on the Note. The Aggregate Principal Amount of the Note or any unpaid Principal Amount may be so defeased, in whole or in part, as of any Interest Due Date, or any other Business Day acceptable to both HUD and the Borrower. In accordance with the Note and the Trust Agreement, the Borrower shall give timely notice and written instructions to the Secretary and the Trustee concerning any principal amounts proposed to be defeased, including any Optional Redemptions proposed, which instructions shall be approved by the Secretary. If the unpaid Aggregate Principal Amount of the Note guaranteed pursuant to this Contract shall be defeased and deemed to have been paid in full, then the Borrower shall be released from all agreements, covenants, and further obligations under the Note. "Government Obligation" means a direct obligation of, or any obligation for which the full and timely payment of principal and interest is guaranteed by, the United States of America, including but not limited to, United States Treasury Certificates of Indebtedness, Notes and Bonds - State and Local Government Series or certificates of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of $100,000,000. 11..Default. (a) A Default under the Note and this Contract shall occur upon failure by the Borrower to: (i) pay when due an installment of principal orinterest on the Note; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition contained in: (A) this Contract, (B) any security agreement, deed of trust, mortgage, assignment, guarantee, or other contract securing payment of indebtedness evidenced by the Note, or (C) any future amendments, modifications, restatements, renewals, or extensions of any such documents. (b)• The Borrower waives notice of Default and opportunity for hearing with respect to a Default under paragraph 11(a). Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 10 (c) In addition to Defaults under paragraph 11(a), the Secretary may declare the Note in Default if the Secretary makes a final decision in accordance with the provisions of section 111 of the Act and 24 CFR 570.913 (or any successor provisions), including requirements for reasonable notice and opportunity for hearing, that the Borrower has failed to comply substantially with title I of the Act. Notwithstanding any other provision, following the giving of such reasonable notice, the Secretary may, in the Secretary's sole discretion pending the Secretary's final decision, withhold the guarantee of any or,al1 obligations not yet guaranteed on behalf of the Borrower under outstanding commitments, and/or direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or the Loan Repayment Account .initiated by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed Loan Funds Investment Account or the Loan Repayment Investment Account. 12. Remedial Actions. Upon a Default or declaration of Default under this Contract, the Secretary may, ih the Secretary's sole discretion, take any or all of the following remedial actions: (a) With any funds or security pledged under this Contract, the Secretary may (i) continue to make payments due on the. Note, (ii) make an acceleration payment with respect to the principal amount of the Note subject to Optional Redemption as provided_ in Section B of the Note, (iii) purchase Government Obligations in accordance with paragraph 10 of this Contract, (iv) pay any interest due for late payment as provided in the Note, this Contract, or the Fiscal Agency/Trust Agreements, .(v) pay any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, and/or (vi) pay any. reasonable expenses incurred by the Secretary or the Fiscal Agent/Trustee as result of the Borrower's Default. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed or the disbursement of any or all grants not yet disbursed in full under outstanding guarantee commitments or grant approvals for the Borrower under Sections 108 and/or 106 of the Act. (cy The Secretary may direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or the Loan Repayment Account by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed. Loan Funds Investment Account or the Loan Repayment Investment Account; and/or direct the Borrower and/or the Borrower's financial institution to transfer remaining balances from the Guaranteed Loan Funds Account to the Loan Repayment Account. Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 11 (d) With respect to amounts subject to Optional Redemption, the Secretary may accelerate the Note. (e) The Secretary may exercise any other appropriate remedies or sanctions available by law or regulation applicable to the assistance provided under this Contract, or may institute any other action available under law, to recover Guaranteed Loan Funds or to reimburse the Secretary for any payment under the Secretary's Guarantee or any reasonable expenses incurred by the Secretary as a result of the Default. (f) All notices and submissions provided for hereunder shall be in writing (including by telex, telecopier or any other form of facsimile communication)..and mailed or sent or delivered, as to .each party hereto, at its address set forth:below or at such other address as shall be designated by such party in a written notice to the other party hereto. All such notices and other communications shall be effective when received as follows: (i) .if sent by hand delivery, upon delivery; (ii) if sent by mail, upon the earlier of the date of receipt or five Business Days after deposit in the mail, postage prepaid; (iii) if sent by telex, upon receipt by the sender of an answer back; and (iv) if. sent by telecopier, upon confirmed receipt. The Secretary: U.S. Dept. of Housing and Urban Development Attention: Paul Webster, Director ' Financial Management Division 451 7th Street SW, Room 7180 Washington, DC' 20410 Borrower: Miami -Dade County Attention:. County Mayort 111 NW 1" Street, 29th Floor Miami, FL 33128 Copy to: Miami -Dade County Attorney's Office Attention:.Brenda Kuhns Neuman 111 NW 1' Street, Suite 2810 Miami, FL 33128 13. Limited Liability. Notwithstanding any other provision of this Contract, the Fiscal Agency/Trust Agreements or the Note, any recovery against the Borrower for any liability for amounts due pursuant to the Note, the Fiscal Agency/Trust•Agreements.and 12 this Contract shall be limited to the sources of security pledged in paragraphs D, 5, or any Special Conditions of this Contract, as applicable. Neither the general credit nor the taxing power of the Borrower, or of the State in which the Borrower is located, is pledged for any payment due under the Note, the Contract, or the Fiscal Agency/Trust Agreements. 14. Incorporated Grant Agreement. The Contract and the Note are. hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on December 31, 1998 under the Funding Approval for grant number B-98-UC-12-0006,to the Borrower. In carrying out activities with the Guaranteed Loan Funds hereunder, the Borrower agrees to comply with the Act and 24 CFR Part 570, as provided in Subpart M thereof. 15. Special Conditions and Modifications: (a) The Guaranteed Loan Funds shall be used only to prepay principal amounts payable on or after February 1, 2012, under that certain promissory note issued by the Borrower and identified as Note Number B-98-UC-12-0006, Series 2000-A. The Guaranteed Loan Funds shall be deposited in a defeasance account established with the Trustee pursuant to the Contract for Loan Guarantee Assistance executed in connection with the issuance of such promissory note. The . Borrower agrees to pay to the Trustee moneys in an amount equal to the amount of the payment to become due on such promissory note on February 1, 2012 for deposit in such defeasance account. Such payment shall be in addition to any payment required under paragraph 4(a) of this Contract and shall be made by wire transfer to the Trustee on the day prior to the Public Offering Date. In addition to the Secretary's rights under paragraph 9 of this Contract, the Secretary may use funds pledged under paragraph 5(a) of this Contract or funds restricted under grants pursuant to paragraph 8 of this Contract to make any payment requiredof the Borrower under this paragraph 15(a), if such payment has not been timely made by the Borrower. (b) Additional Grounds for Default. Notice of Default. Restriction of Pledged Grants. Availability of Other Remedial Actions. (i) The Borrower acknowledges and agrees that the Secretary's guarantee of the Note is made in reliance upon the availability of grants pledged pursuant to paragraph 5(a) (individually, a "Pledged Grant" and, collectively, the "Pledged Grants") in any Federal fiscal year subsequent to the Federal fiscal year ending September 30, 2012 Contract for Fixed Rate Note, Entitlement, 8-16-11 *Defeasing* 13 to: (A) pay when due the payments to become due on the Note, or (B). defease (or, if permitted, prepay) the full amount outstanding on the Note. The Borrower further acknowledges and agrees that if the Secretary (in the Secretary's sole discretion) determines that Pledged Grants are unlikely to be available for either of such purposes, such determination shall be a permissible basis for any of the actions specified in paragraphs (ii) and (iii) below (without notice or hearing, which the Borrower expressly waives). (ii) Upon written notice from the Secretary to the Borrower at the address specified in paragraph 12(f) above that the Secretary (in the Secretary's. sole discretion) has determined that Pledged Grants are unlikely to beavailable for either of the purposes specified in (A) and (B) of paragraph (i) above (such notice being hereinafter referred to as the "Notice of Impaired Security"), the Secretary may limit the. availability of Pledged Grants by withholding amounts at the time a Pledged Grant is approved or by disapproving payment requests (drawdowns) submitted with respect to Pledged Grants. (iii) If after 60 days from the Notice of Impaired Security the Secretary (in the Secretary's sole discretion)_determines that Pledged Grants are still unlikely to be available for either of the purposes specified in .(A) and (B) of paragraph (i) above, the Secretary may declare the Note in Default and exercise any and all remedies available under paragraph 12. This paragraph (iii) shall not affect the right of the Secretary to declare the Note and/or this Contract in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (iv) All notices and submissions provided for hereunder shall be .submitted as directed in paragraph 12(f) above. [Rest of Page Intentionally Left Blank] Contract for Fixed Rate Note; Entitlement, 8-16-11 *Defeasing* THE UNDERSIGNED, as authorized officials on behalf of the Borrower or the Secretary, have executed this Contract for Loan Guara)Ztee Assistance, which shall be effective upon delivery of the Note and Guarantee: as of the Public Offering Date (except that paragraphs 4 and 15(a) hereof shall be effective when this Contract is executed on behalf of the Borrower and delivered to the Secretary). Miami -Dade County, FL BORROWER Edward Marquez (Name) Deputy Mayor 14 (Title) /D/?� " (Dat ) SECRETARY OF HOUSING AND URBAN DEVELO l BY: (Signature) Yolanda Chavez (Name) Deputy Assistant Secretary for Grant Programs (Title) NOV 17 2011 (Date) Honorable Chairman Joe A. Martinez and Members, Board of County Commissioners Page 3 Due to initial expressions of interest in obtaining funding through the RLF from the community, the County requested an initial draw down on August 10, 2001 for $10 million. The County drew down an additional $6.3 million and $10.303 million for a total of $16.603 million, from the US HUD Section 108 Program. While these notes are not currently available to be refinanced, it is recommended that the BCC authorize the County Mayor or the County Mayor's designee to initiate and undertake the refinancing process of the Section 108 Loans between the County and US HUD to retire existing debt for Series 2004-A and 2006-A Certificates as the opportunity becomes available. As mentioned above, the County will take the opportunity to refinance the Section 108 loan portfolio only if the County can generate net present value savings of five percent or more, inclusive of issuance and other costs to refinance. Brownfield Revolving Loan Fund On July 27,1999, Ordinance No. 99-95 authorized the County Manager to apply to the US Department of Housing and Urban Development for a Section 108 Loan Guarantee to provide affordable fixed rate financing to qualified eligible borrowers for site clean-up, rehabilitation and redevelopment of Brownfield sites. The County was awarded a $5,000,000 loan, with a grant of $1,750,000. On August 9, 2001, the County drew down $2,500,000 as well as $1,100,000 in grant funds, to be used as an interest reserve for the Loan Fund. Additional Information The following conditions apply if the BCC chooses to participate in the US HUD upcoming debenture offering: • The new promissory note will not be pre -payable for the remaining period of the loans, but they can be defeased at any time. • The County will have to pay issuance costs on the new loans, which will probably be in the range of 0.5 of one percent of the loan amounts; the County can use CDBG funds to pay these costs. • Fundamental terms of the new promissory notes must be exactly the same as the existing promissory notes (for example, the principal payment schedules will remain the same and the security provisions of the existing notes will apply to the new notes). • If these Section 108 Notes were issued to third -party borrowers, the County should discuss the refinancing option with the third -party entities and see if the option will work for all parties. • To enable the refinancing, the County may need to defease the existing note by depositing cash is with the Section 108 Trustee sufficient to pay all amounts due. Assistant Cou anager 3 Section 108 Loan Portfolio Parrot Jungle Gardens and Watson Island (Series HUD 2000-A) TUA Revolving Loan Fund (Series HUD 2001-A) Brownfield Revolving Loan Fund (Series HUD 2001-A) TUA Revolving Loan Fund' (Series HUD 2004-A) TUA Revolving Loan Fund' (Series HUD 2006-A) Total Original Principal $25,000,000 $10,000,000 $2,500,000 $6,300,000 $10,303,000 $54,103,000 Oricgina1Interest2 25,046,602 6,738,514 1,696,475 5,102,565 7,665,338 46,249,494 Total Original P&I $50,046,602 $16,738,514 $4,196,475 $11,402,565 $17,968,338 $100,352,494 Remaining Principal2 $15,560,000 $5,274,000 $1,327,000 $5,600,000 $9,853,000 $37,614,000 Remaining interest2 5,513,842 1,791,378 456,619 2,511,530 4,940,751 15,214,120 Remaining P&I $21,073,842 $7,065,378 $1,783,619 $8,111,530 $14,793,751 $52,828,120 1— The $6.3 million in Series HUD 2004-A will be eligible for refinancing In 2014 and $10.303 million in Series HUD 2006-A will be eligible in 2016. 2— Remaining principal and interest payments assume all payments beginning February 1, 2012. MEMORANDUM (Revised) TO: Honorable Chairman Joe A. Martinez DATE: July 7, 2011 and Members, Board of County Commissioners FROM: R. A. Cuevas, Jr. County Attorney SUBJECT: Agenda Item No. 8(K) (1) (A) Please note any items checked. "3-Day Rule" for committees applicable if raised 6 weeks required between first reading and public hearing 4 weeks notification to municipal officials required prior to public hearing Decreases revenues or increases expenditures without balancing budget Budget required Statement of fiscal impact required Ordinance creating a new board requires detailed County Manager's report for public hearing No committee review AppIicable legislation requires more than a majority vote (Le., 2/3's 3/5's , unanimous ) to approve Current information regarding funding source, index code and available balance, and available capacity (if debt is contemplated) required Approved Mayor Agenda Item No. 8 (K) (1) (A) Veto 7-7-11 Override RESOLUTION NO. R-531-11 RESOLUTION AUTHORIZING THE COUNTY MAYOR OR COUNTY MAYOR'S DESIGNEE TO INITIATE AND UNDERTAKE THE REFINANCING PROCESS FOR THE EXISTING SECTION 108 LOANS BETWEEN MIAMI-DADE COUNTY AND THE UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AS THE OPPORTUNITY BECOMES AVAILABLE GIVEN THE REFINANCING GENERATES NET PRESENT VALUE SAVINGS OF FIVE PERCENT OR MORE AND FINAL PROPOSED MATURITY IS NOT LONGER THAN CURRENT MATURITY; AUTHORIZING THE COUNTY MAYOR OR COUNTY MAYOR'S DESIGNEE TO EXECUTE ANY NECESSARY AGREEMENTS WITH US HUD, CITY OF MIAMI, AND OTHER PARTIES WHEREAS, it is in the best interest of the County to refinance the existing Section 108 loans accompanying the Contracts for Loan Guarantee Assistance with the US Department of Housing and Urban Development (US HUD); and WHEREAS, this Board desires to accomplish the purposes outlined in the accompanying memorandum, a copy of which is incorporated herein by reference, NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MIAMI-DADE COUNTY, FLORIDA, that this Board authorizes the County Mayor or the County Mayor's designee to initiate and undertake the refinancing of the Section 108 loans, accompanying the Contracts for Loan Guarantee Assistance between Miami -Dade County and US HUD as the opportunity becomes available provided the refinancing generates net present value savings of five percent or more, inclusive of issuance and other costs to refinance, and the final maturity of the refinancing is not longer than the current maturity; authorizes the County Mayor or County Mayor's designee to execute any necessary agreements with US HUD, the City of Miami, and other parties; authorizes the County Mayor or 6 Agenda Item No. 8 (K) (1) (A) Page No. 2 County Mayor's designee to pay issuance or other costs to refinance using the County's Community Development Block Grant (CDBG) funds, CDBG program income, or funds from other parties with an interest in the respective Section 108 loans. The foregoing resolution was offered by Commissioner Barbara J. Jordan who moved its adoption. The motion was seconded by Commissioner Joe A. Martinez and upon being put to a vote, the vote was as follows: Joe A. Martinez, Chairman aye Audrey M. Edmonson, Vice Chairwoman aye Bruno A. Barreiro aye Lynda Bell aye Esteban L. Bovo, Jr. aye Jose "Pepe" Diaz aye Sally A. Heyman absent Barbara J. Jordan aye Jean Monestime aye Dennis C. Moss aye Rebeca Sosa aye Sen. Javier D. Souto aye Xavier L. Suarez absent The Chairperson thereupon declared the resolution duly passed and adopted this 7th cay of July, 2011. This resolution shall become effective ten (10) days after the date of its adoption unless vetoed by the Mayor, and if vetoed, shall become effective only upon an override by this Board. AMIA.MI-DADE COUNTY, FLORIDA BY ITS BOARD OF m t COUNTY COMMISSIONERS 4,1 co 1 HARVEY RUVIN, CLERK *** By: Christopher Agrippa Deputy Clerk Approved by County Attorney as to form and legal sufficiency. Brenda Kuhns Neuman T Fir, BANK OF NEW YORK MELLON HUD 108 Amortization Summary Series: 2011-A Borrower: MIAMI-DADS COUNTY. FL Note #: B-98-UC-12-0006 Run Date: 01/18/2012 Run Time: 1128:45 am Note Date: 11/17/2011 Payment Date Interest Principal Total Unpaid Due Due P&I Principal 02/01 /2012 36,144.60 0.00 36,144.60 15,560,000.00 08/01/2012 86,747.00 1,945,000.00 2,031,747.00 13,615,000.00 02/01/2013 83,732.25 0.00 83,732.25 13,615,000.00 08/01/2013 83,732.25 1,945,000.00 2,028,732.25 11,670,000.00 02/01/2014 79,550.50 0.00 79,550.50 11,670,000.00 08/01/2014 79,550.50 1,945,000.0D 2,024,550.50 9,725,000,00 02/01/2015 73,034.75 0.00 73,034.75 9,725,000.00 08/01/2015 73,034.75 1,945,000.00 2,018,034.75 7,780,000.00 02/01/2016 63,990.50. 0.00 63,990.50 7,780,000.00 08/01/2016 63,990.50 1,945,000.00 2,008,990.50 5,835,000.00 02/01/2017 52,126.00 0.00 52,126.00 5,835,000.00 08/01/2017 52,126.00 1,945,000.00 1,997,126.00 3,890,000.00 02/01/2018 37,149.50 0.00 37,149.50 3,890,000.00 08/01/2018 37,149.50 1,945, 000.00 1,982,149.50 1,945,000.00 02/01 /2019 19,936.25 . 0.00 19,936.25 1,945,000.00 08/01/2019 19,935.25 1,945,000.00 1,964,936.25 0.00 TOTAL: 16 941,931.10 15,560,000.00 16,501,931.10 City of Miami Legislation Resolution: R-07-0405 City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File Number: 07-00895 Final Action Date: 7/10/2007 A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE A PARTICIPATION AGREEMENT AND AN ASSUMPTION OF LOAN GUARANTEE ASSISTANCE AND LIABILITY AND PLEDGE AGREEMENT, IN SUBSTANTIALLY THE ATTACHED FORM(S), PROVIDING FOR THE CITY OF MIAMI'S ("CITY") ASSUMPTION OF EIGHTY PERCENT (80%) OF MIAMI-DADE COUNTY'S ("COUNTY") LIABILITY UNDER THE SECTION 108 LOAN USED BY THE COUNTY, TO FUND A $25,000,000, LOAN TO PARROT JUNGLE AND GARDENS OF WATSON ISLAND, INC. ("PARROT JUNGLE"), AND ALL OTHER DOCUMENTS AS MAYBE REQUIRED IN CONNECTION TO SUCH ASSUMPTION, SUBJECT TO CITY ATTORNEY APPROVAL; WAIVING SATISFACTION OF THE CONDITIONS PRECEDENT TO SUCH ASSUMPTION SET FORTH IN THE JOINT PARTICIPATION AGREEMENT DATED SEPTEMBER 9, 1998, BETWEEN THE CITY AND THE COUNTY; FURTHER .CONSENTING TO THE'MODIFICATION OF THE TERMS OF THE LOAN FROM THE COUNTY TO PARROT JUNGLE, AS MORE SPECIFICALLY DESCRIBED HEREIN. WHEREAS, on January 9, 2001, Miami -Dade County ("County") made a loan to Parrot Jungle and Gardens of Watson Island ("Parrot Jungle"), in the original principal amount of Twenty -Five Million Dollars ($25,000,000) to facilitate the financing of the development of the Parrot Jungle and Gardens of Watson Island Project (the "Parrot Jungle Loan"); and WHEREAS, the County funded the Parrot Jungle Loan by virtue of a $25,000,000, loan guaranteed by the United States Department of Housing and Urban Development ("HUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program (the "Section 108 Loan"); and WHEREAS, the City of Miami ("City") and the County entered into a Joint Participation Agreement dated September 9, 1998 ("JPA"), in which the City agreed to replace the County as the guarantor of 80% of the Section 108 Loan, upon satisfaction of certain conditions set forth therein, including the conditions that the Parrot Jungle Loan must be current and no event of default is in existence and that the County assign to the City all of the documents securing the Loan (the "Loan Documents"); and WHEREAS, the County is not able to assign the Loan Documents to the City pursuant to the provisions of the documents evidencing or securing the Section 108 Loan; and WHEREAS, Parrot Jungle has cured, and/or the County has agreed to waive and not enforce, certain events of non-performance by Parrot Jungle under the Loan Documents; and WHEREAS, to assist Parrot Jungle to cure its failure to make payments under the Parrot Jungle Loan, the County has agreed, subject to the City's approval, to modify Parrot Jungle's obligations under the Loan Documents to (I) provide that Parrot Jungle shall not be obligated to make any payments under the Parrot Jungle Loan from August, 2006, through and including the payment due in City of Miami Page I of 2 File Id: 07-00895 (Version: 2) Printed On: 6/18/2013 File Number: 07-00895 Enactment Number: R-07-0405 August, 2011 (the "Deferral"), and (II) require that all amounts that Parrot Jungle would have been required to pay during the Deferral, totaling $17,277,000 (the "Deferred Amount"), plus interest at the rate of 5% shall be payable in 10 equal annual installments commencing in 2020, provided that the Parrot Jungle Loan has been fully paid; and WHEREAS, it is in the best interest of the City to consent to the modification of the Parrot Jungle Loan to defer payment of the Deferred Amount, as set forth herein, and to assume 80% of the County's obligations under the Section 108 Loan; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Section 2. The City Commission waives satisfaction of all the conditions precedent to the City's assumption of the County's obligations under the Section 108 Loan described in the JPA. Section 3. The City Manager is authorized{1} to execute the Participation Agreement and the Assumption of Loan Guarantee Assistance Liability and Pledge Agreement, substantially in the attached forms, and such otherdocumentsas maybe required, subject to the CityAttorney's approval, to assume eighty percent (80%) of the County's obligations under the Section 108 Loan. Section 4. The modification of the Parrot Jungle Loan to defer payment of the Deferral Amount until and including the payment of August, 2011, is approved and the City Manager is authorized{1} to execute such documents as may be required to evidence this approval, subject to City Attorney approval. Section 5. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.{2} Footnotes: {1} If the Mayor does not sign this Resolution, it shall become effective at the end of ten calendar days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. {2} The herein authorization is further subject to compliance with all requirements that may be imposed by the City Attorney, including but not limited to those prescribed by applicable City Charter and Code provisions. City of Miami Page 2 of 2 File Id: 07-00895 (Version: 2) Printed On: 6/18/2013 PARTICIPATION AGREEMENT (Draft of 6/28/07) THIS PARTICIPATION AGREEMENT (the "Agreement") is made as of this day of , 2007, by and between MIAMI-DADE COUNTY (the " County"), and CITY OF MIAMI (the "City"). RECITALS 1. The County has made a loan to Parrot Jungle and Gardens of Watson Island, Inc., a Florida corporation (the "Borrower"), in the original principal amount of Twenty-five Million and No/100 Dollars ($25,000,000.00) (the "Loan"). The Loan is evidenced by a promissory note dated as of , 2000, in the face amount of $25,000,000.00 (the "Note"). 2. The purpose of the Loan was to finance the development of a botanical garden attraction located at Watson Island (the "Property"). 3. The County funded the Loan to Borrower by virtue of a $25,000,000.00 loan guaranteed by the United States Department of Housing and Urban Development ("USHUD") which was advanced to the County pursuant to the Section 108 Loan Guarantee Program on June 14, 2000 (the "Section 108 Loan"). 4. As security for the Section 108 Loan, the County pledged its present and future Community Development Block Grant ("CDBG") allocations as a guarantee of repayment of the principal and interest on the Section 108 Loan. 5. The County and the City entered into a Joint Participation Agreement ("JPA") dated September 9, 1998, wherein; the City agreed to assume eighty percent (80%) of the outstanding principal balance and future interest on the Section 108 Loan upon satisfaction of certain conditions, all of which have been satisfied or waived by the parties hereto. 6. In accordance with the intent of the JPA, and subject to the terms and conditions set forth herein, the City agrees to assume from the County, and County agrees to assign and transfer to the City, an undivided eighty percent (80%) interest in all of the benefits and obligations of the County, as lender of the Loan and under the Loan Documents. NOW, THEREFORE, in consideration of Ten Dollars ($10.00) and other good and valuable consideration, the mutual receipt and legal sufficiency of which are hereby acknowledged, the parties hereto do hereby agree as follows: ARTICLE I DEFINITIONS Section 1.1 Definitions As used herein, the following terms have the respective meaning ascribed thereto below, which meanings shall be applicable equally to the singular and plural forms of the terms defined: ors:Document 81310 "Agreement" shall mean this Agreement, together with all exhibits and schedules hereto, as the same may be modified; amended or restated from time to time. "Assumption and Pledge Agreement" shall mean an Assumption of Loan Guarantee Assistance Liability and Pledge Agreement under Section 108 of the Housing and Community Development Act of 1974, as amended, 42 U.S.C. §5308, in the form attached hereto as Attachment "2", to be entered into by the County, USHUD, and the City. "Authority" shall mean any governmental or quasi -governmental authority, including, without limitation, any federal, state, county, municipal or other governmental or quasi -governmental agency, board, branch, bureau, commission, court department or other instrumentality or political subdivision, whether domestic or foreign. "Business Day" shall mean any day other than a Saturday, Sunday or a day on which banking institutions in the State of Florida are authorized or obligated by law or executive order to be closed. "City's Pro Rata Share" shall mean an amount equal to 80% of the outstanding principal balance on the Section 108 Loan, as of the date Effective Date, plus accrued but unpaid interest as of such date and future interest until the Section 108 Loan is paid in full. "Collateral" shall mean all of the property pledged, mortgaged, hypothecated or assigned to, or deposited with Lenders from time to time, pursuant to, or as security for, the Loan or any of the indebtedness evidenced by the Loan Documents.. "Contract for Loan Guarantee Assistance" means the Contract for Loan Guarantee Assistance dated as of June 14, 2000, between the County and USIJIJD with respect to the Section 108 Loan, as amended by the Assumption and Pledge Agreement, "Commitment Fee" shall mean the commitment fee paid by Borrower to the County in connection with the making of the Loan by the County. "Confirmation of Lenders' Shares" shall mean the form attached hereto as Exhibit "A" and as referenced in Section 2.3 hereof. "County's Pro Rata Share" shall mean an amount equal to 20% of the outstanding principal balance on the Section 108 Loan as of the Effective Date plus accrued but unpaid interest as of such date and future interest until .the. Section 108 Loan is paid in full. "Deferred Amount" shall mean an amount equal to all payments due by Borrower under the Note commencing on , 2006 through and including the payment due on 2012. "Effective Date" shall mean the date as of which this Agreement and the Assumption and Pledge Agreement shall have been approved and executed by City and County. ors:Document 81510 "Event of Default" shall mean any default under any of the Loan Documents which is not cured within the applicable grace period, if any. "Guarantors" shall mean Bern and Mary Levine. "Herein "hereof, "hereto". hereunder and other words of tike import shall refer to any and every section and provision of this Agreement. "Lenders" shall mean County and City. "Loan" shall have The meaning assigned to it in the Recitals. "Loan Documents" shall mean the documents and instruments executed and delivered by Borrower and/or Guarantors in favor of the County in connection with the Loan, which are identified in Attachment "1" hereto, as they may be amended with the consent of the Lenders from time to time. "Note" shall have the meaning assigned to it in the Recitals, as the same may be modified, amended, restated or renewed from time to time. "Note Modification Agreement" shall mean the agreement to be entered into by Borrower and Lenders to provide for the payment of the Deferred Amount on a date not earlier than the maturity date of the Note, in the form of Attachment "5" hereto. "Person" shall include, without limitation, any manner of association, authority, business trust, company, corporation, estate, joint venture, natural person, partnership, trust or other entity. "Pro Rata Share" shall mean the respective undivided participation interest in the Loan of the County and the City set forth on Exhibit "A.". Section 1.2 Capitalized Terms. Capitalized terms used herein and not defined herein shall have the meanings given such terms in the Loan Agreement. ARTICLE II TERMS OF CITY'S PARTICIPATION IN SECTION 108 LOAN Section 2.1 RESERVED Section 2.2 Concurrent Obligations. Concurrently with the execution of this Agreement and the Assumption and Pledge Agreement by the City and the County: 2.2.1 Borrower shall have satisfied or cured, or the County shall have waived, all Events of Default under the Loan Documents, including specifically, but without limitation, ors:Document 81510 Borrower's obligation to make the contribution to the Aviary, as provided in the Development Agreement. 2.2.2 The County shall have executed and delivered to the City an estoppel certificate, substantially in the form of Attachment 3, certifying, among other things, that the Loan and the Section 108 Loan are current, that no event of default exists or remains uncured, and that there is no occurrence or event or circumstance which, with notice or lapse of time would become a default under any one of the Loan Documents or the Section 108 Loan. 2.2.3 The County shall have executed and delivered to the City an estoppel certificate, substantially in the form of Attachment 4, certifying, among other things, the outstanding amounts and terms of payment of all outstanding loans from the County to Borrower (the "County Outstanding Loans") and further certifying that all such loan are current, that no event of default exists or remains uncured with respect thereto, and that there is nooccurrence or event or circumstance which, with notice or lapse of time would become a default under any such County Outstanding Loans 2.2.4 The County shall have delivered to the City copies of all documents, including County Commission resolutions and supporting documents, relating to the County Outstanding Loan4 2.2.5 Borrower shall deliver to the County and the City a life insurance policy in the amount of $ , for the term of the Loan, insuring the life of Bern Levine, in favor of the City and the County in proportion to the Lenders' respective Pro Rata Shares. 2.2.6 The Guarantors shall execute Guarantee in favor of the City and the County, securing the parties' respective Pro Rata Shares. 2.2.7 The County shall certify to the City the amount of money received by the County as of the date of this Agreement representing the County's administrative fee relating to the Loan. The County further agrees that all payments by the City of the City's Pro Rata shall exclude 80% of the administrative fee. 2.2.8 The County shall have delivered to the City copies of all Loan Documents, Related Loan Documents (as defined in Section 3.1) and all other documents or instruments relating to the County Outstanding Loans, certified by the County Manager to represent complete, true and correct copies of all such documents. 2.2.9 The Bon-ower, the County and the City will have executed the Note Modification Agreement The City shall have the right to cause any or all of the above mentioned documents to be recorded in the public records of Miami -Dade County, Florida. Execution of this Agreement by the City shall constitute evidence of compliance with the foregoing Concurrent Obligations, unless otherwise specifically stated herein or in a separate document. ors:Document 815i0 Section 2.3. Purchase of Participation The City shall evidence its participation in the Section 108 Loan, by executing the Assumption and Pledge Agreement, pursuant to which the City will pledge to USHUD its future years' CDBG allocations, as security for the repayment of the City's Pro Rata Share , as provided in the Contract for Loan Guarantee County and City hereby agree to use their best efforts to cause USHUD to execute the Assumption and Pledge Agreement, Concurrently with the execution of the Assumption and Pledge Agreement by all parties, USHUD shall provide to the City and the County the Confirmation of Lenders' Shares. Upon USHUD's execution of the Assumption and Pledge Agreement, both City and County's liability for repayment of the Section 108 Loan shall be limited to the sources provided for in the Contract for Loan Guarantee Assistance. It is understood and agreed that upon full execution of the Assumption and Pledge Agreement the County shall have no recourse against the City for the City's failure topay its Pro Rata Share, it being understood and agreed that the City's liability for non payment of it's Pro Rata Share under this Agreement and the Assumption and Pledge Agreement is limited to the sources provided for in the Contract for Loan Guarantee Assistance, as if the City had been a party to such contract as of the date such Contract was first executed by the County and USHUD. ARTICLE III DUTIES AND REPRESENTATIONS OF COUNTY Section 3,1 Representation and Possession of Loan Documents The County represents and warrants to the City, with MI knowledge that the City is relying on such warranties and representations in executing this Agreement, that it has delivered to the City all of the Loan Documents, and all other documents or instruments delivered to or obtained by the County pursuant to or in connection with the Loan, the Section 108 Loan, or the transactions contemplated thereby, including, without limitation, resolutions, correspondence, schedules, credit information, appraisals and such other instruments and documents pertaining to the transactions contemplated hereby (the "Related Loan Documents"), which Loan Documents and Related Loan Documents are listed in Attachment 1 hereto, and that (1) The Loan Documents are all of the documents evidencing or securing the Loan, (2) to the best of the County's knowledge, after due investigation, the Related Loan Documents are all of the documents delivered to, or obtained by, the County relating to the Loan, the Section 108 Loan and the transactions contemplated herein, (3) Borrower and/or Guarantor's obligations under the Loan Documents are current and in good standing, or performance of such obligations has been properly waived or forgiven by the County and (4) there is no occurrence or event or circumstance which, with notice or lapse of time, would become a default under any one of the Loan Documents, or would result in, or permit the exercise of remedies or the imposition or accrual of any default interest, penalties fees or charges as a result of such default. The County further represents and warrants to the City that it shall hold in its possession, for the benefit of both Lenders in accordance with the terms of this Agreement, the originals (or original counterparts) of each of the Loan Documents and Related Loan Documents.. The County shall also keep in its files, for the benefit of both Lenders, all of the foregoing documents and such other documents as the County may deem advisable. The City shall have the right to examine and photocopy all documents described herein or relating to the transactions contemplated hereby contained in County's files during normal business hours at the office of County, or at such other place as County may designate from time to time, upon City's delivery of reasonable prior notice to County. ors;Document B1510 Section 3.2 Furnishing of Information to City Immediately upon receipt of notice thereof, the County shall fumish to the City notice of the following: (i) any change in the perfection or priority of any lien securing the Loan, (ii) the occurrence of any Event of Default, (iii) any written request by Borrower or any other obligor on the Loan to modify the terms of the Loan or substitute or release any Collateral or any obligor on the Loan, and (iv) any loss, damage, destruction, condemnation or other governmental taking of all or any material portion of the Collateral. Section 3.3 Payments to City The County will comply with the Contract for Loan Guarantee Assistance between County and USHUD, as amended by the Assumption and Pledge Agreement, as long as any balance remains outstanding on the Section 108 Loan. Thereafter, whenever the County collects or receives immediately available funds representing payments of principal, interest, late charges, commitment fees, extension fees and other fees, 'recoverable expenses or any other amounts payable to or for the benefit of one or both Lenders pursuant to any of the Loan Documents or otherwise in connection with the Loan, including, without limitation, as a result of the enforcement of any mortgage lien on or security interest in any Collateral (collectively, "Payments"), but excluding proceeds of insurance or condemnation awards to be held pending restoration, as provided in the Loan Documents, the County shall receive, hold and disburse the same as follows: (i) shall retain for the account and the benefit of both Lenders expenses reimbursed by Borrower pursuant to the terms of the Loan Documents and reimbursable to one or both Lenders pursuant hereto and disburse to the City the eighty percent (80%) of such payment to the extent the City made payments toward the payment of the expense; and (ii) disburse to the City eighty percent (80%) of any Payments and retain for its own account the remaining portion thereof. County agrees to disburse all sums due to the City hereunder by wire transfer not later than one (1) Business Day after . the funds have been collected by the County's financial institution -,-except as otherwise provided by this Agreement. The County and the City shall each continue to receive their respective Pro Rata Share of all Payments made by Borrower in connection with the Loan, except as otherwise provided by this Agreement, until the Loan has been paid in full. Section 3.4 Collateral The County shall hold in its name, for the benefit of itself and the City, the Collateral and such other collateral pledged, mortgaged, hypothecated or assigned to, or deposited with Lenders from time to time pursuant to or as security for the Loan or any of the indebtedness evidenced by the Loan Documents. Section 3.5 )Loan Administration A. The interest of the County and the City in the Loan shall be of equal priority. Except as otherwise provided in the Contract for Loan Guarantee Assistance with respect to the rights of USHUD, as long as any balance remains outstanding on the Section 108 Loan, the County shall have the rights and duties with respect to the collection and administration of the Loan and the security therefore described in this Section 3.5. City agrees that the County shall administer the Loan, make payments to USHUD, if any, as required under the Section 108 Loan, and enforce the Loan Documents and collect and administer the Collateral, with the same degree of care, skill, caution and prudence the County ordinarily exercises in its administration of loans which it holds entirely for its own account (the "County Standard of Care"). Subject to the other provisions of this Agreement and consistent with the foregoing standard, the County shall administer the Collateral so as to preserve its value in the manner in which the County administers collateral under other loans, Notwithstanding the foregoing, the County agrees that, at the City's request, upon the occurrence of an Event of ars:Document 81510 Default, or if the City feels itself insecure with respect to the Collateral or the Loan, it will, or will authorize the City to, diligently and in good faith pursue such actions and remedies as may be reasonably required to enforce the Loan Documents and/or collect or administer the Collateral in accordance with the provisions of Section 6.1 hereof. Further, the County agrees that it shall not have the power to grant releases, satisfactions, consents, joinders, assignments and reassignments with respect to the Collateral without the consent of City, which the City agrees to grant to the extent required by the terms of the Loan Documents. The County will maintain accurate books and records with respect to the Loan and the costs and expenses related thereto in the same manner as the County customarily maintains books and records for similar loans in which it acts exclusively for its own account, and shall make such books and records available for inspection by a designated representative of the City at such reasonable times as the City may request. In no event shall the County , without the written consent, and the approval of the governing body of the City: (i) change the principal amount of the Loan; (ii) postpone the due date of any scheduled payment of principal or interest or waive any such payment or any other claim against Borrower; (iii) reduce The interest rate under the Note from the rate specified therein; (iv) release any Guarantor from his obligations under his guarantee of the Loan; (v).release, substitute or exchange the Collateral or any part thereof from any Loan Document; or (vi) pledge, assign, transfer or extend any of the Loan Documents. B. The County agrees that, upon its receipt of any written notice from Borrower claiming or asserting that County has breached its obligations to Borrower pursuant to any of the Loan Documents or that County is in default of the observance or performance of any of its obligations under any of the Loan Documents, it will promptly give the City notice thereof. The County agrees to consult with the City regarding any alleged breach of the Loan Documents by the. County and to incorporate. the City's comments or suggestions in any response or action to be taken by County as a result thereof. Section 3.6 Consultation with City The County shall seek and obtain the City's approval with respect to any actions or approvals which, by the terms of this Agreement or the Loan Documents, the County is permitted or required to take or to grant. Subject to the provisions of Section hereof, City's failure to grant or deny a requested approval within — days after the County's request shall be deemed to be approval of such action by the City, except as may be otherwise provided in the Contract for Loan Guarantee Assistance with respect to the rights of USHUD. Section 3.7 No Partnership Neither the execution of this Agreement, nor the sharing in the Loan or in any of the proceedsof the Collateral, nor any agreement to share in profits or losses arising as a result of this transaction is intended to be, nor shall it be construed to be, the formation of a partnershipor joint venture between or among the partieshereto, and no party shall be liable to any other Person for the liability of any other party hereto arising in connection with the Loan or any transaction connected therewith. ARTICLE IV REPRESENTATIONS AND WARRANTIES Section 4.1 Representations and Warranties of City The City, as a material inducement to County to enter into this Agreement and to consummate all of the transactions contemplated hereby, represents and warrants to County as follows: or,:Document 81510 A. City is a municipal corporation of the State of Florida and has the legal power and authority to enter into and perform its obligations under this Agreement and to consummate the transactions contemplated hereby. B. The execution, delivery and performance of this Agreement, and the consummation of the transactions contemplated hereby, have been duly authorized by all necessary action on the part of City, do not and will not contravene its articles of incorporation or association or bylaws or any agreement, law, governmental rule, regulation or order binding on City (including, without limitation, legal lending limits applicable to it), and do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action with respect to, any Authority. C. This Agreement constitutes the legal, valid and binding obligation of City, and is enforceable in accordance with its terms. D. Neither City nor any Person that City has authorized to act on its behalf has directly or indirectly offered any interest or participation in this Agreement to any other Person, E. City has made and will continue to make such independent evaluation of such financial information and other data relating to Borrower, Guarantors and the Collateral as it deems necessary and prudent. Section 4.2 Representations and Warranties of County The County, as a material. inducement to the City to enter 'into this Agreement and to consummate all of the transactions contemplated hereby, represents and warrants to City, in addition to the matters set forth in Article III hereof and elsewhere in this Agreement, as follows: A. County is a political subdivision of the State of Florida and has the legal power and authority to enter into and perform its obligations under this Agreement and to consummate the transactions contemplated hereby. B. The execution, delivery and performance of this Agreement, and the consummation of the transactions contemplated hereby, have been duly authorized by all necessary action on the part of County, do not and will not contravene its charter, code, or any agreement, law, govemmental rule, regulation or order binding on Lender (including, without limitation, legal lending limits applicable to it), and do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action with respect to, any Authority. C. This Agreement constitutes the legal, valid and binding obligation of County, and is enforceable in accordance with its terms. D. Neither County nor any Person that County has authorized to act on its behalf has directly or indirectly offered any interest or participation in this Agreement to any other Person. D. The representations and warranties of County under this Agreement, specifically, Section 3.1 hereof, are true and correct. ors:Document 81510 Comment (SS21t Fo ►1�e 4Ati 1 reasons re (ho pthor{elioncgradgpi Section 4.3 Survival of Representations. The representations contained herein shall survive the performance of this Agreement and execution of the Assignment and Pledge Agreement. ARTICLE V COVENANTS OF LENDERS Section 5.1 Other Payments. If Borrower fails to pay taxes, assessments, insurance premiums or any other charges or sums required by the Loan Documents to be paid, as the same become due and payable and County deems it necessary to, and in fact does, pay any such amounts, the City will reimburse to the County the City's Pro Rata Share of same promptly upon demand of County. Any such amounts, to the extent provided in the Loan Documents, shall be secured by the Loan Documents and the Collateral. Additionally, City agrees to pay to County, to the extent County is not reimbursed by Borrower, its Pro-Rata Share of any reasonable out-of-pocket expenses and liabilities hereafter incurred by County in connection with the administration of the Loan provided, however, that nothing contained herein shall diminish the .County's obligation to use County Standard of Care in the enforcement of the Loan Documents and the administration and collection of the Collateral. Section 5.2 Enforcement of County Outstanding Loans, The County covenants that, without the prior written consent of the City, it will not enforce Borrower's obligation to make any monetary payments to the County under the County Outstanding Loans or the Development Agreement until the Loan has been paid in full. Section 5.3 Declaration of Invalidation. City agrees that, to the extent any amounts received in repayment of the Loan from Borrower or otherwise, whether by payment, realization of Collateral or otherwise, are, through no fault of the County, subsequently invalidated , declared to be fraudulent or preferential, set aside or required by any Authority to be repaid to a trustee, receiver or any other Person under any applicable law, order or judgment, including the Bankruptcy Code or any similar state law or any other cause of action, and the County repays such amount to the Borrower, a trustee, receiver, or other Person , then the City shall repay to the County, within (Business Days after request by County, its Pro Rata Share of any such amount (with interest to the extent required), so that County and City will be affected by any such invalidation, declaration, set aside or repayment in accordance with its Pro Rata Share thereof. Section 5.4 Excess Payments to City or County Should either City or County receive or retain any payment in excess of its Pro Rata Share of all or any portion of the Loan in any form or in any manner whatsoever, the receiving party shall forthwith pay over such excess payment to the other party as to result in a proportional participation by both Lenders in such amount; Section 5.5 Indemnification A. County hereby agrees to indemnify and hold harmless the City (including its officers, directors, attorneys, agents and employees) from all liabilities, obligations, damages, penalties, claims, costs, charges and expenses including, without limitation, attorneys' fees and disbursements at the trial and appellate levels (collectively, "Losses") which may be incurred by the City or which may be imposed upon the City by Borrower or any third party, arising out of or resulting from, by ors:Document 815)0 reason of, or in connection with, any act or failure to act on the part of the County in accordance with the terms of the Loan Documents or this Agreement, or any breach of representations contained herein. B. City hereby agrees to indemnify and hold harmless the County (including its officers, directors, attorneys, agents and employees) from all Losses which may be incurred by the County or which may be imposed upon the County by Borrower or any third party, arising out of or resulting from, by reason of, or in connection with any act or failure to act on the part of the City in accordance with the terms of the Loan Documents or this Agreement, or any breach of representations contained herein. Notwithstanding the foregoing, upon USHUD's execution of the Assignment and Pledge Agreement, the County shall have no recourse against the City for the City's failure to pay its Pm Rata Share, it being understood and agreed that the City's liability for non payment of it's Pro Rata Share under this Agreement and the Assumption and Pledge Agreement is limited to the sources provided for in the Contract for Loan Guarantee Assistance, as if the City had been a party to such contract as of the date such Contract was first executed by the County and USHUD. ARTICLE VI DEFAULT Section 6.1 Default by Borrower Upon County or City acquiring knowledge of any Event of Default under any of the Loan Documents or any event which with the passage of time or giving of notice or both would constitute an Event of Default, or of any matter which in its judgment, materially affects the respective interests of the parties hereunder, then the party having such knowledge shall with reasonable promptness notify the other party in writing of such Event of Default or matter. In the event of any Event of Default, the County shall within five (5) Business Days thereafter notify the City of such Event of Default and of County's intended action. The County shall act (or forebear from acting) as a result of such Event of Default as it shall be directed by the City, which may request the County, in writing, to do everything necessary to protect the lenders' interest in the Loan, including to institute and pursue legal action against the Borrower and/or against the guarantors and/or commence foreclosure (or seek a relief from bankruptcy stay if such then exists followed by the commencement and pursuit of foreclosure) (collectively, the "Default Remedies"). The County shall commence and thereafter diligently pursue the Default Remedy or Default Remedies specified by the City within ten (10) days of the date of the City's written notice. If the County elects not to pursue the Default Remedies, as requested by the City, it must immediately notify the City whereupon the City shall have the right to pursue the Default Remedies and, at the City's request, the County shall take all action reasonably necessary to assist the City in the pursuit of such remedies, consistent with the County Standard of Care, including, but not limited to, assigning to the City all of the County's rights to enforce the Loan Documents and /or the Collateral. Section 6.2 Default by County or City In the event that County does not commence the requested Default Remedy or Default Remedies within the aforementioned ten (10) day period and thereafter diligently pursue same, or fails to notify the City of its election not to pursue the Default Remedies, or fails to assist the City as contemplated in Section 6.1 above, then the County shall be deemed in default. In such event, the City may, in addition to all other remedies available to it by law or in equity, seek injunctive relief against the County and the County hereby waives its right ore:Document 81510 to assert that the City has an adequate remedy at law. In the event the City undertakes to enforce the Default Remedies, and thereafter fails to diligently pursue same, then the City shall be in default and the County may, in addition to all other remedies available to it by law or in equity, seek injunctive relief against the City and the City hereby waives its right to assent that the County has an adequate remedy at law Section 6.3 Foreclosure Subject to the rights of the USHUD pursuant to the Contract for Loan Guarantee Assistance, the County shall hold the Loan Documents (together with any and all other documents executed and delivered in connection therewith) and title to any of the Collateral acquired by County after an Event of Default in its name as agent for both City and County (to the extent of County's and City's Pro Rata Shares thereof). Accordingly, in the event of a foreclosure and foreclosure sale of any Collateral, or any judicial sale of any of the collateral, the County shall bid at such sale for the benefit of both Lenders and if such bid is successful, County shall, to the extent permitted by law, cause all title instruments relating to such Collateral to be issued in the name of each Lender in accordance with each Lenders' Pro Rata Share. If a successful bid is entered by a third party, and is. acceptable to the City, then, to the extent that the proceeds of the foreclosure sale are, pursuant to law, the property of the holder of the Loan Documents, such proceeds shall be received by Lender and shall thereupon be divided among Lenders in proportion to their respective Pro Rata Shares. Section 6.4 Default Administration. Subject to the rights of the USHUD pursuant to the Contract for Loan Guarantee Assistance, upon the determination by County of a course of action taken after an Event of Default in accordance with Section 6.1 hereof, and after consultation with City, the County shall have the right to maintain, manage and operate the Collateral and sell all or any part thereof in a manner consistent with such course of action or as County determines to be prudent, respectively, and may employ an independent management company, sales agent or others to maintain, manage, operate and sell the Collateral, all of which activity shall be part of County's right to service and administer the Loan. If County determines, in its discretion, that a management agreement is necessary, such management agreement will be negotiated in good faith by County, subject to City's approval. . In the event of the appointment of a receiver for any of the Collateral during the pendency of a foreclosure proceeding or otherwise, Lenders shall share in the profits and expenses of the receivership in proportion to their respective Pro Rata Shares. Notwithstanding the foregoing, any sale of the Collateral by County shall require the approval of the City. In such case County shall promptly notify City of each written offer to purchase the Collateral received by County, (the "Offer") advising City as to whether or not County wishes to accept the Offer. The City Manager shall notify County, in writing, within five (5) business days after City's receipt of the Offer, whether or not it wants to accept the Offer, which decision shall be subject to City Commission approval. If one party wishes to accept the Offer, but the City Manager of the other party does not, the parties shall immediately consult. If, after such consultation, the parties still do not agree, then the party not wanting to accept the Offer (the "Purchasing Party") shall submit to its board of commissioners the Offer and the board shall then be obligated to either accept the offer to sell, or shall purchase from the other party (the "Selling Party") the Selling Party's Pro Rata Share of the Collateral at a price equal to the amount which the Selling Party would have received from a sale pursuant to the Offer (including, without limitation, the payment of any expenses to be reimbursed to the Selling Party under the terms of this Agreement). The purchase and sale of the Selling Party's Pro Rata Share of the Collateral pursuant to this paragraph shall be without recourse, warranties or ors:Document B1510 representations, except as to the ownership of the Pro Rata Share being sold and shall occur as promptly as possible, but no later than fifteen (15) business days after the action is approved by the party's goveming board. The parties shall cooperate with each other and execute such documents as are reasonably necessary to accomplish such sale as promptly as possible. Section 6.5 Enforcement Costs. To the extent Borrower does not reimburse Lenders, each party shall contribute its Pro Rata Share of the costs and expenses of enforcing the Default Remedies. Section 6.6 Application of Default Sums All amounts received by Lenders or with respect to the Loan Documents following any Event of Default whether paid by Borrower, realized from the Collateral or otherwise, shall be applied by Lenders as follows: (i) first, to the payment of any and all reasonable costs and expenses, including, without limitation, all amounts outstanding on the Section 108 Loan, reasonable trial and appellate attomeys' fees, costs and disbursements, incurred by either Lender in connection with or incidental to its collection of any amount due and payable to either Lender under the Loan Documents, the preparation for sale of the. Collateral or any portion thereof and the sale, transfer and delivery of the Collateral or any portion thereof, (ii) second, to the satisfaction of all amounts, including principal, interest, fees and other amounts, due and payable to Lenders pursuant to the Loan Documents (iii) third, to the payment of any other amounts required by applicable law; and (iv) last, to the extent of the surplus, if any, of such proceeds, to Borrower (or such other entity as may be entitled thereto), Section 6.7 Losses. All losses incurred by Lenders as a result of any failure on the part of Borrower to repay the Loan and any other sums due pursuant to the Loan Documents shall be borne by Lenders in accordance with their respective Pro Rata Shares. ARTICLE VII MISCELLANEOUS Section 7.1 Approval by Governing Board of Parties Whenever this document requires a party to take action which is in the opinion of the party's counsel subject to the approval of the party's goveming body, then performance by such party shall be automatically extended by a period of time equal to the number of days normally required for an item to be presented to, and considered by, such governing body, but in no event a period greater than days from the date notice requesting approval is submitted. Section 7.2 Notice Except as otherwise indicated herein, any notice, request, demand or other communication permitted or required to be given hereunder (collectively, a "Notice") shall be in writing, shall be signed by the party giving it, and shall be deemed to have been properly delivered if delivered by hand (with receipt acknowledged) to the party to whose attention it is directed or if mailed by United States registered or certified mail, return receipt requested or if sent by express courier service (with receipt acknowledged) addressed to the following addresses: ors:Document 81510 If to County: MIAMI-DADE COUNTY 111 N.W. 1st Street 2971' Floor Miami, Florida 33128 Attention: County Manager With Copies to: MIAMI-DADE COUNTY 111 N.W. 1th Street Suite 2 810 Miami, Florida 3 312 8 Attention: County Attorney If to City; CITY OF MIAMI 444 SW 2"d Avenue Miami, Florida 33130 Attention: City Manager With Copies to: City of Miami Office of the City Attorney 444 SW 2"d Avenue, 9th Floor Miami, Florida 33130 or to such other address as the party to be served with Notice may furnish in accordance with the terms of this Section to the party seeking or desiring to serve Notice as a place for the service of Notice. Notices shall be deemed effective (a) when delivered if delivered by hand, (b) two (2) Business Days after mailing, and (c) the next Business Day after delivery to any express courier service. Section 7.3 Entire Agreement This Agreement, together with its Exhibits and Attachments, contains the entire agreement of the parties and supersedes all other representations, warranties, agreements and understandings, oral or otherwise, between the parties with respect to the matters contained herein. Section 7.4 Waiver of Jury. The parties hereto hereby severally, voluntarily, knowingly and intentionally waive any and all rights to trial by jury in any legal action or proceeding arising under or in connection with this Agreement, regardless of whether such action or proceeding concerns any contractual or tortious or other claim. The parties hereto acknowledge that this waiver of jury trial is a material inducement to the parties hereto in entering into this Agreement, that the parties hereto would not have entered into this Agreement without this jury trial waiver, and that each ors:Document 81510 of them has been represented by an attorney or has had an opportunity to consult with an attomey regarding this Agreement and understands the legal effect ofthis jury trial waiver. Section 7.5 Survival, etc. Notwithstanding the applicable statute of limitations, any other law or any investigation made at any time by or on behalf of any. party hereto, all representations, warranties, covenants and other agreements (collectively, "Obligations") made by any party herein shall survive the execution and delivery of this Agreement, and shall remain and continue in full force and effect until both Lenders shall have fully performed and discharged all of their respective Obligations hereunder, without regard to any modification, . extension, renewal, amendment or waiver of any provision of any Note or any of the other Loan Documents. Section 7.6 Governing Law and Venue This Agreement shall be deemed negotiated and entered into in Miami -Dade County, Florida, and shall be governed by and construed in accordance with the laws of the State of Florida as an agreement entered into and to be performed wholly within the State of Florida. The parties agree that venue for any lawsuit in connection with. this Agreement shall be in Miami -Dade County, Florida,. unless an action towhich any party hereto is made a defendant or third party defendant is filed in a different jurisdiction by a plaintiff not a party hereto. Section 7.7 Benefit This Agreement shall inure to the benefit of and be binding upon each party hereto and their permitted successors and assigns, subject to the provisions of Section 5.5 hereof. All respective Obligations of Lenders shall inure to the benefit of the other and its permitted successors and assigns, subject to the provisions of Section 5.5 hereof. Nothing in this Agreement or in any transaction contemplated hereby, either expressed or implied, is intended to confer upon any Person other than the parties hereto any rights, remedies, obligations, or liabilities under or by reason of this Agreement. Section 7.8 Counterparts This Agreement may be executed in one or more counterparts, each of which may be executed by one or more of the parties hereto, but all of which, when taken together, shall constitute but one agreement. Section 7.9 No Waiver by Action Any waiver or consent respecting any Obligation or other provision of this Agreement shall be effective only in the specific instance and for the specific purpose for which given and shall not be deemed, regardless of the frequency given, to be a further or continuing waiver or consent. The failure or delay of a party at any time or times to require performance of, or to exercise its rights with respect to, any Obligation or other provision of this Agreement, including any investigation by or on behalf of any party, in no manner shall affect such party's right at a later time to enforce any such provision. All remedies, rights, powers and privileges of the Lenders hereunder are cumulative and are in addition to and shall not limit any other remedy, right, power or privilege of the Lenders hereunder or under applicable law. Section 7.10 Modification Each and every modification and amendment of this Agreement shall be in writing and signed by all of the parties hereto, and each and every waiver of, or consent to any departure from, any Obligation or other provision of this Agreement, shall be in writing and signed by the party hereto against which such waiver or consent is sought to be enforced. The County Manager, on behalf of the County, and the City Manager, on behalf of the City, shall have the right to amend this Agreement unless in the ors:Documem 81510 opinion of counsel for the party seeking to amend the Agreement, approval by the governing body is required. Section 7.11 Captions The sections, captions and other headings contained in this Agreement are for convenient reference purposes only and shall not affect the meaning or interpretation, or define, describe, extend or limit the scope or intent, of this Agreement or any provision hereof. IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written. COUNTY: MIAMI-DADE COUNTY By: CITY: Attest: CITY OF MIAMI By: By: Priscilla A. Thompson, City Clerk Pedro H. Hernandez, City Manager Approved as to Form and Correctness: Approved as to Insurance Requirements: Jorge L. Fernandez, City Attorney ors:Document 81510 ON USHUD'S LETTERHEAD1 EXHIBIT "A" CONFIRMATION OF PARTICIPANT'S SHARES MIAMI-DADE COUNTY 111 N.W. 1" Street Miami, Florida 33128 CITY OF MIAMI 444 SW 2ND Ave Miami, FL 33130 THIS IS TO CERTIFY THAT, pursuant to the PARTICIPATION AGREEMENT (the "Agreement") dated as of , 2006 executed by MIAMI-DADE COUNTY (the "County") and CITY OF MIAMI (the "City") relating to a $25,000,000.00 loan from Lender, the County and the City are liable to the USHUD in accordance with each party's pro rata share, as follows: T SCHEDULE"A" LENDERS' PRO RATA SHARES Principal Amount Pro Rata Amount of Loan LENDER.: MIAMI-DADE COUNTY: $5,000,000.00 20% PARTICIPANT: CITY OF MIAMI: $20,000,000.00 80% TOTAL OUTSTANDING: $25,000,000.00 100% Dated: ore:Document61510 ATTACHMENT "1" LOAN DOCUMENTS ors:Document 81510 ATTACHMENT "2" Assumption of Loan Guarantee Assistance Liability and Pledge Aereement ors:Doumrent 81510 ATTACHMENT "3" Estoppel Certificate Regarding the parrot Jungle Loan and the Section 10$ Loan ors:Documcnt aim ATTACHMENT "4" Estoppel Certificate Regarding the Other Loans • as:Docwnmt 81510 ATTACHMENT "5" Note Modification Agreement ors:Document 81510 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ASSUMPTION OF LOAN GUARANTEE ASSISTANCE LIABILITY AND PLEDGE AGREEMENT UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 42 U.S.C. 95308 Date of Agreement : This Assumption of Loan Guarantee Assistance Liability and Pledge Agreement ("Agreement") is entered into by Miami -Dade County, Florida, as Borrower (the "Borrower"), the City of Miami, Florida, as assumptor (the "Assumptor"), and the Secretary of Housing and Urban Development ("Secretary"), as guarantor for the Guarantee made pursuant to section 108 ("Section 108") of title I of the Housing and Community Development Act of 1974, as amended (the "Act") and 24 CFR Part 570, Subpart M, of the promissory note issued on June 14, 2000, and numbered B-98-UC-12-0006, in the original Aggregate Principal Amount of$25,000,000,, and any amended note or note that may be issued in substitution for such note and having the same note number (the "Note"). Such Aggregate Principal Amount was paid or credited to the account of the Borrower as of June 14, 2000 (the "Public Offering Date"), and all amounts so paid or credited are collectively referred to herein as the "Guaranteed Loan Funds." The Note includes the Fiscal Agency Agreement and the Trust Agreement as defined in the Note. Terms used in this Agreement with initial capital letters and not otherwise defined in the text hereof shall have the respective meanings given thereto in the Note. The Fiscal Agency Agreement and the Trust Agreement are sometimes collectively referred to herein as the "Fiscal Agency/Trust Agreements," and the Fiscal Agent and the Trustee respectively are sometimes collectively referred to as the "Fiscal Agent/Trustee." RECITALS A. The Note. On the Public Offering Date, trust certificates backed by the Note and similar notes issued by other Section 108 borrowers, denominated "Section 108 Government Guaranteed Participation Certificates Series HUD 2000-A" (the "Certificates"), were purchased for a purchase price of the full aggregate principal amounts thereof at interest rates determined by the Secretary and the initial purchasers, which purchasers were underwriters selected by the Secretary (the "Underwriters"). The Note is payable to the Trustee as Registered Holder on behalf of the Beneficial Owners of the Certificates. The interest rate at which the trust certificate of a specified maturity was sold to the Underwriters was the interest rate inserted on the Public Offering Date in Schedule P&I of the Note for the Principal Amount of corresponding maturity, After the Public Offering Date, the Borrower has agreed and the Assumptor hereby acknowledges that the Trustee pursuant to the Trust Agreement will maintain the books and records of all payments on the Note and all Principal Amounts and interest rates on such Principal Amounts. The Note and the Secretary's Note Guarantee as held by the Trustee and the Secretary's Certificate Guarantees are not amended and are not affected by this Agreement. B. The Contract. Effective as of the Public Offering Date, the Borrower and the Secretary entered into a Contract for Loan Guarantee Assistance (the "Contract") with respect to the temporary deposit and the use of the Guaranteed Loan Funds for eligible activities, the terms of ors:Document 81518 the Secretary's Guarantee, the security for the Secretary's Guarantee, the establishment of a Loan Guarantee Repayment Account and any other matter covered by the Contract. C, The Participation Agreement. Contemporaneously herewith, the Borrower and the Assumptor have entered into a Participation Agreement with respect to the "Loan" as defined therein, which is the same loan described in paragraph 15(b) of the Contract. Such loan was made with Guaranteed Loan Funds to the "Obligor," is evidenced by the "Obligor Loan Agreement" and the "Obligor Note," and is secured by the "Collateral", each as also described in paragraph 15 of the Contract. Such loan shall be referred to herein as the . "Obligor Loan." Pursuant to the Participation Agreement, the Assumptor purchased eighty percent (80%) of the Borrower's interest in the Obligor Loan and the Collateral therefore, and the Borrower retained a twenty percent (20%) interest in the Obligor Loan and the Collateral therefore. AGREEMENT The Assumptor hereby agrees to assume eighty percent (80%) (the "Assumptor's Pro Rata Share") of the Borrower's liability under the Contract for repayment of the principal and interest of. the Note, the Borrower agrees to remain liable to repay twenty percent (20%) (the "Borrower's Pro Rata Share") of the principal and interest on the Note, and the parties hereby agree to the more specific understandings, undertakings, and amendments to the Contract set forth below. The paragraph numbers in this Agreement correspond to the paragraph numbers in the Contract. This Agreement amends and supersedes the corresponding provisions of the Contract, except as otherwise provided in this Agreement. 1. Receipt, Deposit and Use of Guaranteed Loan Funds. The Borrower has received and disbursed the entire proceeds of the Note to the Obligor for the Obligor Loan and has submitted all reports to HUD as required under paragraph 1 of the Contract. No funds remain in the Guaranteed Loan Funds or the Guaranteed Loan Funds Investment Accounts, and these Accounts have been closed. 2. Payments Due on Note. Using any available funds in the Loan Repayment Account under paragraph 6 of this Agreement, the Borrower shall continue to pay to the Fiscal Agent/Trustee, as collection agent for the Note, all amounts due pursuant to the terms of the Note. In accordance with the Note and the Fiscal Agency/Trust Agreements, payment shall be made by 3:00 P.M. (Near York City time) on the seventh Business Day (the "Note Payment Date") preceding the relevant Interest Due Date or Principal Due Date (each as defined in the Note). If any Note Payment Date falls on a day that is not a Business Day, then the required payment shall be made on the next Business Day. Payments to the Fiscal Agent/Trustee may be made by check or wire transfer. In the event of a shortage in funds available in the Loan Repayment Account when payment is due to the Fiscal Agent/Trustee under the Contract, the Borrower and the Assumptor hereby agree to pay the Borrower's Pro Rata Share and Assumptor's Pro Rata Share, respectively, of the shortage needed to make the payment. In such event, the Borrower will promptly notify the Assumptor of the Assumptor's Pro Rata Share of the payment due, and the Assumptor hereby agrees promptly to pay such amount to the ors:Document 81518 Borrower by wire transfer to the Loan Repayment Account maintained by the Borrower under paragraph 6 of the Contract and this Agreement. 3. Selection of New Fiscal Agent or Trustee. The Secretary shall select a new Fiscal Agent or Trustee if the Fiscal Agent or Trustee resigns or is removed by the Secretary. The Borrower and the Assumptor hereby consent in advance to any such selection and to any changes in the Fiscal Agency/Trust Agreements agreed to by any Fiscal Agent or Trustee and the Secretary, subject to paragraph 4(d) of this Agreement. 4. Payments Due Fiscal Agent or Trustee; Documents to the Secretary. (a) The Borrower agrees to pay- the Borrower's Pro Rata Share and the Assumptor agrees to pay the Assumptor's Pro Rata Share of the cost of reimbursement and/or compensation of the Trustee pursuant to the Trust Agreement, including Sections 3.11 and 7.01 thereof, to the extent the Borrower is notified of any such costs after the date of this Agreement. If the Borrower is so notified, the Borrower agrees to promptly notify the Assumptor of the Assumptor's Pro Rata Share. (b) The Assumptor shall submit to the Secretary, concurrently with execution and delivery of this Agreement, an opinion acceptable to the Secretary from the Assumptor's counsel to the effect that: (i) the governing body of the Assumptor has authorized by resolution or ordinance, in accordance with applicable State and local law, the execution of this Agreement; (ii) this Agreement is a valid, binding, and enforceable obligation of the Borrower; (iii) the pledge of funds pursuant to 24 CFR §570.705(b)(2) and paragraph 5(a) of this Agreement is valid and binding; and (iv) there is no outstanding litigation that will affect the validity of this Agreement. (c) The undertakings in paragraphs 3 and 4 of this Agreement are expressly subject to the requirement that the Fiscal Agency/Trust Agreements shall in no event require payment of fees or charges, reimbursement of expenses, or any indemnification by the Borrower or the Assumptor from any source other than funds pledged pursuant to paragraphs 5 or 15 of this Agreement. 5. Security. The Borrower and the Assumptor hereby pledge as security for repayment of their respective pro rata share of the Note and such other charges as may be authorized in the Contract or this Agreement, in their respective pro rata shares hereunder, the following: (a) All allocations or grants which have been made or for which the Borrower or the Assumptor, as applicable, may become eligible under Section 106 of the Act. (b) Program income, as defined at 24 CFR 570.500(a)(or any successor regulation), directly generated from the use of the Guaranteed Loan Funds. (c) Other security as described in paragraph 15, et seq., of the Contract or this Agreement. (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. ors:Document 81518 (e) All funds or investments in the accounts established pursuant to paragraphs 1 and 6 of this Agreement. 6. Loan Repayment Account. (a) All amounts pledged pursuant to paragraphs 5(b), 5(c), and 5(d) of this Agreement, and all amounts required to be paid by the Borrower and the Assumptor under Section 2 hereof, shall be deposited immediately upon receipt in a separate identifiable custodial account maintained by the Borrower (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The Loan Repayment Account has been established and designated the form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1. to. the Contract), and such account shall be continuously maintained for deposit of all such pledged funds. Borrower shall make withdrawals from said account only for the purpose of paying interest and principal due on the Note (including the purchase of Government Obligations for defeasance in accordance with paragraph 10 hereof), for payment of any other obligation of the Borrower and the Assumptor under this Agreement or the Fiscal Agency/Trust Agreements, in their respective pro rata shares hereunder, or for the temporary investment of funds pursuant to this paragraph, until final payment and discharge of the indebtedness evidenced by the Note, unless otherwise expressly authorized by the Secretary in writing. Such temporary investment of funds shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Loan Repayment Account. At that time, any balance of funds in the Loan Repayment Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government obligations, as defined in paragraph 10 hereof. All temporary investments, whether or not required as above, shall be limited to Government Obligations having maturities that are consistent with cash requirements for payment of principal and interest as required under. the Note. In no event shall the maturities of such investments exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan Repayment Investment Account") that has been established and designated pursuant the form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2 to the Contract), which account shall be maintained for all Government Obligations purchased with funds from the Loan Repayment Account. All proceeds and income derived from such investments shall be returned to the Loan Repayment Account. As of the date of this Agreement, the Borrower and the Assumptor shall be deemed to share ownership of the Loan Repayment Account and the Loan Repayment Investment Account, in accordance with their respective pro rata shares hereunder, although the Borrower shall continue to maintain such accounts in accordance with this Agreement and with Borrower's obligations to Assumptor under the Participation Agreement.. (b) Borrower shall by the fifteenth day of each month, provide the Secretary and the Assumptor with a written statement showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during the preceding calendar month ors:Document 81518 and a statement identifying the obligations and their assignments in the Loan Repayment Investment Account. (c) Upon the Secretary giving notice that the Borrower or the Assumptor, or bath of them if applicable, is in Default under this Agreement or the Note, all right, title, and interest of the Borrower or the Assumptor, or both of them, as applicable, in and to the Loan Repayment and Loan Repayment Investment Accounts shall immediately vest in the Secretary for use in making payment on the Note, purchase of Government obligations in accordance with paragraph 10, or payment of any other obligation of the Borrower under this Agreement or the Fiscal Agency/Trust Agreements. 7. Use of CDBG Funds for Repayment. Any funds available to the Borrower or the Assumptor under Section 106 of the Act (including program income derived therefrom) are authorized to be used by the Borrower or the Assumptor, in accordance with their respective pro rata shares under this Agreement, for payments due on the Note, Optional Redemption (as defined in the Note), payment of any other obligation of the Borrower under this Agreement or the Fiscal Agency/Trust Agreements, or the purchase of Government obligations in accordance with paragraph 10. Unless otherwise specifically provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment or the Loan Repayment Investment Accounts before funds from grants under Section 106 of the Act are withdrawn from the U.S. Treasury for such purposes by either the Borrower or the Assumptor. 8. Secretary's Right to Restrict Use of CDBG Funds to Repayment. Upon a determination by the Secretary that payments required by paragraph 2 and/or paragraph 4 of this Agreement are unlikely to be made as required in accordance with their respective pro rata shares hereunder by either the Borrower or the Assumptor, or both, the Secretary may give the Borrower and/or the Assumptor, as applicable, notice that the availability to the Borrower and/or the Assumptor, as specified in such notice, of funds pledged under. paragraph 5(a) of this Agreement for purposes other than satisfaction of the pledge is being restricted. This restriction shall be in an amount estimated by the Secretary to be sufficient to ensure that the payments referred to in paragraph 2 and/or paragraph 4 hereof are made when due by the Borrower and/or the Assumptor, as applicable. With respect to the Borrower and/or the Assumptor as applicable, this restriction may be given effect by conditioning the restricted amounts to prohibit disbursement for purposes other than satisfaction of the pledge at the time such restricted funds are approved as grants, by limiting the restricted party's ability to draw down or expend the restricted funds for other purposes, and by disapproving payment requests submitted with respect to such grants far purposes other than satisfaction of the pledge. 9. Secretary's Right to Use Pledged Funds for Repayment. The Secretary may use funds pledged under paragraph 5(a) of this Agreement or funds restricted under grants pursuant to paragraph 8 of this Agreement to make any payment required of the Borrower or the Assumptor under paragraph 2 and/or paragraph 4, if such payment has not been timely made by the Borrower or the Assumptor, as applicable. ors:Document 81518 10. Defeasance. For purposes of this Agreement, the Note shall be deemed to have been paid (defeased) to the extent that there shall have been deposited with the Trustee either moneys or Government Obligations (defined below), which in the sole determination of the Secretary, mature and bear interest at times and in amounts sufficient, together with any other moneys on deposit with the Trustee for such purpose, to pay when due the principal and interest to become due on the Note. The Aggregate Principal Amount of the Note or any unpaid Principal Amount may be so defeased, in whole or in part, as of any Interest Due Date, or any other Business Day acceptable to HUD, the Borrower, and the Assumptor. In accordance with the Note and the Trust Agreement, the Borrower shall give timely notice and written. instructions to the Secretary and the Trustee concerning any principal amounts proposed to be defeased, including any Optional Redemptions proposed, which instructions shall be approved by. the Secretary. If the unpaid Aggregate Principal Amount of the Note guaranteed pursuant to this Contract shall be defeased and deemed to have been paid in full, then the Borrower and the Assumptor shall be released from all agreements, covenants, and further obligations under the Note. "Government Obligation" means a direct obligation of, or any obligation for which the full and timely payment of principal and interest is guaranteed by, the United States of America, including but not limited to, United States Treasury Certificates of Indebtedness, Notes and Bonds - State and Local Government Series or certificates of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of $100,000,000. 11. Defaults. (a) A Default under the Note and this Agreement shall occur upon the Borrower's failure to: (i) pay when due an installment of principal or interest on the Note; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition of the Borrower contained in: (A) this Agreement, (B) any security agreement, deed of trust, mortgage, assignment, Guarantee, or other Agreement securing payment of indebtedness evidenced by the Note, or (C) any future amendments, modifications, restatements, renewals, or extensions of any such documents. (b) The Borrower and the Assumptor each waive notice of Default and opportunity for hearing with respect to a Default under paragraph 11(a). [Note: I think the Assumptor needs notice of Default since payment is not within Assumptor's control]. (c) In addition to Defaults under paragraph 11(a), the Secretary may declare the Note in Default if the Secretary makes a final decision in accordance with the provisions of section 111 of the Act and 24 CFR §570.913 (or any successor provisions), including requirements for reasonable notice and opportunity for hearing, that either the Borrower or the Assumptor, or both have failed to comply substantially with title I of the Act. Notwithstanding any other provision, following the giving of such reasonable notice to either such party, or both, the Secretary may ors:Document 81518 withhold the making of commitments to guarantee or the guarantee of any or all obligations not yet guaranteed in accordance with outstanding commitments on behalf of the Borrower or the Assumptor, or both, as applicable. In addition, in the event that notice of Default has been given to the Borrower under this paragraph 11(c), the Secretary may, in the Secretary's sole discretion pending the Secretary's final decision, direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Loan Repayment Account initiated by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Loan Repayment Investment Account. (d) A Default by the Borrower under paragraph 11(a) shall be deemed a default by the Assumptor only if Assumptor has failed to pay when due any amount owing under paragraph 2 or 4 of this Agreement or to punctually and properly perform, observe, and comply with any covenant, agreement, or condition applicable to the Assumptor in this Agreement. In such event, the Secretary shall be entitled to exercise remedial actions in accordance with the respective pro rata shares of liability of Borrower and Assumptor hereunder against funds respectively pledged by the Borrower and the Assumptor under this Agreement. (e) A Default limited to the Assumptor or to the Borrower under this Agreement shall entitle the Secretary to exercise remedial actions only against funds pledged by the Assumptor or the Borrower, as applicable, under this Agreement. 12. Remedial Actions. Upon a Default or declaration of Default under this Agreement, the Secretary may, in the Secretary's sole discretion, take any or all of the following remedial actions: (a) With any funds or security pledged under this Agreement, the Secretary may (i) continue to make payments due on the Note, (ii) make an acceleration payment with respect to the principal amount of the Note subject to Optional Redemption as provided in Section B of the Note, (iii) purchase Government Obligations in accordance with paragraph 10 of this Agreement, (iv) pay any interest due for late payment as provided' in the Note, this Agreement, or the Fiscal Agency/Trust Agreements, (v) pay any other obligation of the Borrower and/or the Assumptor, as applicable, under this Agreement or the Fiscal Agency/Trust Agreements, and/or (vi) pay any reasonable expenses incurred by the Secretary or the Fiscal Agent/Trustee as result of the Default. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed or grants not yet disbursed under outstanding guarantee commitments or grant approvals for the Borrower and/or the Assumptor, under Section 108 and/or Section 106 of the Act. (c) The Secretary may direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or the Loan Repayment Account by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed Loan Funds Investment Account or the Loan Repayment Investment Account; and/or direct the Borrower and/or the Borrower's financial institution to transfer remaining balances from the Guaranteed Loan Funds Account to the Loan Repayment Account. ors:Document 81518 (d) With respect to amounts subject to Optional Redemption, the Secretary may accelerate the Note. (e) The Secretary may exercise any other appropriate remedies or sanctions available by law or regulation applicable to the assistance provided under this Agreement, or may institute any other action available under law to recover Guaranteed Loan Funds or to reimburse the Secretary for any payment under the Secretary's Guarantee or any reasonable expenses incurred by the Secretary as a result of the Default. (fl All notices and submissions provided for hereunder shall be in writing (including by telex, telecopier or any other form of telecommunication) and mailed or sent or delivered, as to each party hereto, at its address set forth below or at such other address as shall be designated by such party in a written notice to the other party hereto. All such notices and other communications shall be effective when received as follows: (i) if sent by hand delivery, upon delivery; (ii) if sent by mail, upon the earlier of the date of receipt or five Business Days after deposit in the mail, postage prepaid; (iii) if sent by telex, upon receipt by the sender of an answer back; and (iv) if sent by telecopier, upon receipt. The Secretary: U.S. Dept. of Housing and Urban Development Attention: Paul Webster Director Financial Management Division 451 7th Street, SW, Room 7180 Washington, D.C. 20410 Borrower: Miami -Dade County 111 NW 1s` Street, 29'h Floor Miami, Florida 33128 Attention: County Manager With Copies to: Miami -Dade County Office of Community and Economic Development Attention: Director 140 W. Flagler Miami, Florida 33130 Assumptor: City of Miami With Copies to: ors:Document 81518 13. Limited Liability. Notwithstanding any other provision of this Agreement, the Fiscal Agency/Trust Agreements or the Note, any recovery against the Borrower or Assumptor for any liability for amounts due pursuant to this Agreement under the Note, the Fiscal Agency/Trust Agreements and this Agreement shall be limited to the sources of security pledged in paragraphs C., 5, or any Special conditions of this Agreement. Neither the general credit nor the taxing power of the Borrower, the Assumptor or of the State in which the Borrower and the Assumptor are located, is pledged for any payment due under the Note, the Agreement, or the Fiscal Agency/Trust Agreements. 14. Incorporated Grant Agreement. The Agreement and the Note are hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on December 31, 1998. under the Funding Approval for grant number B-98-UC-12-0006 to the Borrower. In carrying out activities with the Guaranteed Loan Funds hereunder, the Borrower and the Assumptor agrees to comply with the Act and 24 CPR Part 570, as provided in Subpart M thereof. 15. Special Conditions and Modifications: (a) RESERVED (b) Guaranteed Loan Funds were used by the Borrower to make a loan to Parrot Jungle & Gardens. Inc. (the "Obligor"), which loan was evidenced by a promissory note (the "Obligor Note") and a loan agreement (the "Obligor Loan Agreement"), which Obligor Note and Obligor Loan Agreement were in a form acceptable to the Secretary. The amounts of principal and/or interest payable under the Obligor Note during the twelve month period beginning July 1 of each year and ending on June 30 of the next succeeding year are equal to or greater than the amounts of principal and/or interest payable under the Notes for the corresponding period. 1. In order to secure the payment and performance of the secured obligations of the Obligor to the Borrower, the Borrower obtained the following collateral (collectively, the "Collateral"): (1) A lien on the Obligor's leasehold interest in the property described in Attachment 3 hereof (the "Property"), established through an appropriate and properly recorded leasehold mortgage (the "Obligor Leasehold Mortgage"). Obligor's leasehold interests that are the subject of that leasehold mortgage are those interests identified in a Lease Agreement entered into between the Obligor and the City of Miami, Florida. The Obligor Leasehold Mortgage contained such provisions as the Secretary deemed necessary. (it) Any and all rights, titles, and interests of the Obligor in and to any leases covering the Property. Such rights, titles, and interests of the Obligor are the subject of a collateral assignment of leases and rents (the "Collateral Assignment of ors:Document 81518 Leases and Rents"). The Collateral Assignment of Leases and Rents is in a form, acceptable to the Secretary. (iii) Any and all rights, titles, and interests of the Obligor in and to any licenses, permits, and other agreements covering the Property. Such rights, titles, and interests are the subject of a collateral assignment of interest in licenses, permits, and other agreements (the "Collateral Assignment of Interest in Licenses, Permits, and Agreements"). The Collateral Assignment of Interest in Licenses, Permits, and Agreements is in a form acceptable to the Secretary. 2. The Borrower selected a financial institution acceptable to the Secretary (the "Custodian") to act as custodian for the documents specified in 3 below (hereinafter referred to as the "Security Documents"). The Borrower and the Custodian entered into a written agreement containing such provisions as the Secretary deemed necessary. A fully executed copy of such agreement, with original signatures, was forwarded to the Secretary contemporaneously with the delivery of documents pursuant to (2) below. 3. Not later than five business days after the initial disbursement of the Guaranteed Loan Funds to the Obligor, the Borrower delivered to the Custodian the following: ors:Document 81518 (i) The original Obligor Note, endorsed in blank and without recourse. (ii) The original Obligor Loan Agreement and an assignment thereof to the Secretary, which assignment was in a form acceptable to the Secretary, (iii) The original recorded Obligor Leasehold Mortgage signed by the Obligor and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment was in a form acceptable to the Secretary. (iv) The original recorded Collateral Assignment of Leases and Rents and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment was in a form acceptable to the Secretary. (v) The original Collateral Assignment of Interest in Licenses, Permits, and Agreements and an assignment thereof to the Secretary, which assignment was in a form acceptable to the Secretary. (vi) An opinion of the Borrower's counsel, addressed to the Secretary and on its letterhead, that (as of the date of such opinion): (a) the Obligor is a corporation duly organized; validly existing, and in good standing under the laws of the State of Florida; (b) the Obligor Note has been duly executed and delivered by a party authorized by the Obligor to take such action and is a valid and binding obligation of the Obligor, enforceable in accordance with its terms, except as limited by bankruptcy and similar laws affecting creditors generally; and (c) the security instruments specified in (B) through (E) above are valid and legally binding obligations, enforceable in accordance with their respective terms. (vii) A mortgagee title policy, issued by a company and in a form acceptable to the Secretary, naming the Borrower as the insured party. The policy either included in the definition of the "insured" each successor in ownership of the indebtedness secured by the Obligor Leasehold Mortgage or was accompanied by an endorsement of the policy to the Secretary. (viii) A certified survey with a legal description conforming to the title policy and the Obligor Leasehold Mortgage. (ix) An appraisal of the Obligor's Leasehold interest in the Property specifying an estimate of fair market value of not less than $31,250,000. The appraisal was completed by an appraiser who was certified by the state and has a professional designation (such as "SRA" or "MAI"), and the appraisal conformed to the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIRREA") when issued, 4. Concurrently with the execution of this Agreement, Borrower and Assumptor executed a Participation Agreement pursuant to which Assumptor assumed eighty percent (80%) of Borrower's interest in the Obligor Loan and the Collateral therefore. (c) Paragraph 12 is amended by adding at the end thereof the following language: "(f) The Secretary may complete the endorsement of the Obligor Note and record the assignments referred to in paragraph 15(b)(iii) and thereby effectuate the transfer of the documents referenced and underlying indebtedness from the Borrower to the Secretary or the Secretary's assignee. The Assumptor hereby grants irrevocable consent to any such action by the Secretary. "(g) The Secretary may exercise or enforce any and all other rights or remedies (including any and all rights and remedies available to a secured party under the Uniform Commercial Code) available by law or agreement (including any of the Security Documents, as defined in paragraph 15(b)) against the Collateral, against the Borrower, against the Obligor, or against any other person or property. The Assumptor hereby grants irrevocable consent to any such action by the Secretary." ors:Document 81518 (d) The Borrower agrees that it shall promptly notify the Secretary and the Assumptor in writing upon the occurrence of any event which constitutes a default (an "Event of Default") under (and as defined in) any of the Security Documents, as defined in paragraph 15(b). Notification of an Event of Default shall be delivered to the Secretary, at 451 Seventh Street, SW, Washington, DC 20410, Attention: Director, Financial Management Division, Office of the Assistant Secretary for Community Planning and Development. Upon the occurrence of an Event of Default, the Secretary may (without prior notice or hearing, which Borrower hereby expressly waives), in addition to (and not in lieu of) exercising any and all remedies that may be available under the Security Documents, declare the Notes in Default and exercise any and all remedies available under paragraph 12, subject to the provisions of paragraph 11 (e). This paragraph 15(d) shall not affect the right of the Secretary to declare the Notes in Default pursuant to paragraph 11 and to exercise in connection therewith any and all remedies available under paragraph 12. (e) As of the effective date of this Agreement, the Secretary shall treat the Borrower's Pro Rata Share and the Assumptor's Pro Rata Share, respectively, of the outstanding principal balance due on the Note as the amounts, respectively, of the Borrower's and the Assumptor's unpaid obligations under the Note for purposes of 24 CFR 570.705(a)(2)(i). IN WITNESS WHEREOF, the undersigned, as authorized officials on behalf of the Borrower, the Assumptor or the Secretary, have executed this Agreement, which shall be effective and shall be dated as of the date of execution by the Secretary, after execution on behalf of the Borrower and the Assumptor. MIAMI-DADE COUNTY FLORIDA BORROWER BY: (Name) (Title) (Signature) (D ate) CITY OF MIAMI FLORIDA AS SUMPTOR BY: (Name) (Title) (Signature) ors:Document 81518 (Date) SECRETARY OF HOUSING AND URBAN DEVELOPMENT BY: (Name) (Title) (Signature) (Date) ors:Document 81518 PARROT JUNGLE SECTION 108 LOAN TERM SHEET 1. City will assume 80% of the outstanding principal and future interest under the Section 108 Loan commencing August, 2007. 2. Pursuant to a Note Modification Agreement, Parrot Jungle shall not be required to make any payments under its note in favor of the County (the "PJ Loan") from August 2006 through and including the payment due in August 2011 (the "Deferral Period). All payments due to HUD during the Deferral Period, totaling approximately, $17,277,000 (the "Deferred Amount") shall be made by the City and the County, with the City being responsible for 80% of such payments. A schedule of payments is attached. 3. The Note Modification Agreement will require Parrot Jungle to pay the Deferred Amount to the City and the County in 10 annual installments, commencing on the maturity date of the. PJ Loan, and provided the PJ Loan has been fully paid. The Deferred Amount shall bear interest at the rate of 5% from the maturity date of the PJ Loan until paid and shall be secured by the same collateral securing the PJ Loan. . 4. In August 2006 the County made a loan to Parrot Jungle in the amount of $4,702,000. This loan represents all amount due by Parrot Jungle to the County under the PJ Loan (and paid by the County to HUD) through February, 2006. The County also made a loan/grant to Parrot Jungle, in the amount of .$2.5 million, $1 million of which the County requires to be repaid. The County has agreed not to accept payment of these loans until after the PJ Loan has been paid in full. 5. The County has agreed to cure/waive all existing defaults of Parrot Jungle under the PJ Loan, except for the payment of $2 million toward the Zoo Aviary, which the County has agreed to defer until 2020. The County has further agreed to recommend a waiver of this obligation if the PJ Loan and the $4,702,000 loan described in paragraph 4 above, are fully paid by the year 2011. 6. Upon HUD's approval of the transaction (evidenced by HUD's execution of the Pledge and Assumption Agreement) the County shall have no recourse against the. City if the City fails to remit to the County 80% of payments due by the County to HUD. Instead, the City's obligations shall be enforced by HUD by a reduction of the City's CDBG allocation. 7. Parrot Jungle's obligations shall be further secured by a key man life insurance on Bern Levine and a Guarantee from Bern Levine in favor of the City and the County in proportion to each parry's prorata share responsibility under the Section 108 loan. 8. The City will specifically waive satisfaction of 2 of the conditions precedent to the City's assumption of the Section 108 under the JPA (that the PJ loan must be current and that all PJ loan documents be assigned to the City). ors:Document 82512 1 Payment Date Total Payment 80 Percent (City) 20 Percent (County) August 1, 2006 $1,665,914 $1,332,731 $333,183 February 1, 2007 889,177 711,341 177,835 August 1, 2007 1,889,177 1,511,341 377,835 February 1, 2008 853,077 682,461 170,615 August 1, 2008 2,103,077 1,682,461 420,615 February 1, 2009 807,964 646,371 161,593 August 1, 2009 2,307,964 1,846,371 461,593 February 1, 2010 753,979 603,183 150,796 August 1, 2010 2,698,979 2,159,183 539,796 February 1, 2011 681,547 545,238 136,309 August 1, 2011 2,626,547 2,101,238 525,309 TOTAL $17,277,403 $13,821,922 $3,455,481