Loading...
HomeMy WebLinkAboutFY 2008 City of Miami Comprehensive Annual Financial ReportCITY OF MIAMI, h COMPREHENSIVE ANNU FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 3OTH, 2008 1M ■1_—J iiigiro nPlCn t*4 i iiwiii_w_wriiw Sri irm iiii(A�Ri1 mail wwir>Mwliwmil tin IurI,, l,�, ■rpFsTaa.iiiiiimi ivi11,ATj :,iifiiiiilr''iai1iip11t1911 11171 IL TITS.* IT ml "��ww1A! m' C} '1 r y COMPREHENSIVE ANNUAL FINANCIAL REPORT INCORP_=ORATED 18=96 City of Miami, Florida For the Year Ended September 30, 2008 Prepared by the Finance Department City of Miami, Florida Comprehensive Annual Financial Report For the Fiscal Year Ended September 30, 2008 TABLE OF CONTENTS I. INTRODUCTORY SECTION PRINCIPAL CITY OFFICIALS i LETTER OF TRANSMITTAL iii CERTIFICATE OF ACHIEVEMENT xi ORGANIZATIONAL CHART xii II. FINANCIAL SECTION Independent Auditor's Report 1 Management's Discussion and Analysis 3 Basic Financial Statements: Government -Wide Financial Statements Statement of Net Assets 13 Statement of Activities 14 Fund Financial Statements Governmental Funds Financial Statements Balance Sheet 15 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets 16 Statement of Revenues, Expenditures and Changes in Fund Balances 17 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances to the Statement of Activities 18 Fiduciary Funds Financial Statements Statement of Fiduciary Net Assets 19 Statement of Changes in Fiduciary Net Assets 20 Discretely Presented Component Units Statement of Net Assets 21 Statement of Activities 22 Notes to the Financial Statements 25 Required Supplementary Information: Budgetary Comparison Schedules — Major Funds (General and Special Revenue): General Fund 79 Fire Rescue Services Fund 80 Emergency Services Fund 81 Notes to the Required Supplementary Information 82 Pension Schedules: Schedule of Funding Progress 83 Combining and Individual Fund Statements and Schedules: Non -major Governmental Funds: Combining Balance Sheet 90 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 96 Budgetary Comparison Schedules — Non -Major Governmental Funds: Community Redevelopment Agency (OMNI CRA) Fund 102 Community Redevelopment Agency (Midtown CRA) Fund 103 Community Redevelopment Agency (SEOPW) Fund 104 Homeless Program 105 Community Development 106 Choice Housing Vouchers Program 107 SHIP 108 Convention Center Fund 109 Economic Development & Planning Services Fund 110 Net Offices Fund 111 Parks and Recreation Services Fund 112 Police Services Fund 113 Law Enforcement Trust Fund 114 Public Works Services Fund 115 City Clerk Services Fund 116 Local Option Gas Tax 117 Stormwater Utility Fund 118 General Special Revenue 119 Depaitinental Improvement Initiatives Fund 120 Transportation & Transit Fund 121 Public Services Tax 122 Liberty City Revitalization Trust 123 Virginia Key Beach Trust 124 Gusman and Olympia Fund 125 General Obligation Bonds Fund 126 Other Special Obligation Bonds Fund 127 SEOPW Other Special Obligation Bonds Fund 128 Fiduciary Funds Combining Statement of Fiduciary Net Assets 129 Combining Statement of Changes in Fiduciary Net Assets 130 III. STATISTICAL SECTION (Unaudited) Net Assets by Component 134 Changes in Net Assets 135 Governmental Activities Tax Revenues by Source 136 Fund Balances of Governmental Funds 137 Changes in Fund Balances of Governmental Funds 138 General Government Tax Revenues by Source 139 Net Assessed Value and Estimated Actual Value of Taxable Property 140 Property Tax Rates — Direct and Overlapping Governments 141 Principal Property Taxpayers 142 Property Tax Levies and Collections 143 Ratios of Outstanding Debt by Type 144 Ratios of General Bonded Debt Outstanding 145 Direct and Overlapping Governmental Activities Debt 146 Legal Debt Margin Information 147 Pledged Revenue Coverage 148 Demographics and Economic Statistics 149 Principal Employers 150 Full -Time Equivalent City Government Employees by Function 151 Operating Indicators by Function 152 Capital Assets Statistics by Function/Program 153 This page intentionally left blank * ,rare! IIATEr err C0g� INTRODUCTORY SECTION PRINCIPAL CITY OFFICIALS LETTER OF TRANSMITTAL CERTIFICATE OF ACHIEVEMENT ORGANIZATIONAL CHART City of Miami, Florida Principal City Officials September 30, 2008 MAYOR Manuel A. Diaz CITY COMMISSION Joe M. Sanchez, Chairman Michelle Spence -Jones, Vice — Chairman Angel Gonzalez, Commissioner Marc Sarnoff, Commissioner Thomas P. Regalado, Commissioner CITY MANAGER Pedro G. Hernandez CITY ATTORNEY Julie O. Bru 1 This page intentionally left blank * ,rare! IIATEr err C0g� ii March 26, 2009 The Honorable Mayor, Members of the City of Miami Commission, and Citizens of the City of Miami, Florida Ladies and Gentlemen: The Comprehensive Annual Financial Report of the City of Miami, Florida (the "City") for the fiscal year ended September 30, 2008 is hereby submitted. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the City's assets from loss, theft or misuse and to compile sufficient reliable information for preparation of the City's financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP). Because the cost of internal controls should not outweigh their benefits, the City's comprehensive framework of internal control has been designed to provide reasonable, rather than absolute assurance that the financial statements will be free of material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material aspects. McGladrey & Pullen, LLP partnering with Sanson, Kline, Jacomino & Co., LLP, which are firm's of licensed Certified Public Accountants, has audited the City's basic financial statements. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended September 30, 2008 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the basic financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor's concluded, based upon the audit, that there was reasonable basis for rendering an unqualified opinion that the City's basic financial statements for the fiscal year ended September 30, 2008 were presented fairly in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. The independent audit of the financial statements of the City was part of a broader, federally, and state mandated "Single Audit" designed to meet special needs of federal and state grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal control and iii compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal and state awards. GAAP requires that management provides a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City's MD&A can be found immediately following the report of the independent auditor's. The remainder of this letter provides an overview of the City government as well as local economic conditions and prospects for the future. PROFILE OF THE GOVERNMENT The City of Miami, Florida (the "City"), in the County of Miami -Dade, was incorporated in 1896, and has a population of approximately 362,000, according to the 2004 Census Bureau estimates. The City is situated at the mouth of the Miami River on the western shores of Biscayne Bay and is a main port of entry into Florida and is the county seat of Miami -Dade County, Florida. The City comprises 34.3 square miles of land and 19.5 square miles of water. The City Charter was adopted by the electors of the City of Miami at an election held May 17, 1921 and legalized and validated by Chapter 9024 of the laws of the State of Florida of 1921. During fiscal year 1997, the residents of the City voted on a referendum that created single -member districts and an Executive Mayor form of government. The City continues to operate under the Commission/City Manager form of government and provides the following services: police and fire protection, public works activities, solid waste collection, parks and recreational facilities, planning and development, community development, financial services, and general administrative services. The Florida Legislature, in 1955, approved and submitted to a general election, a constitutional amendment designed to give a new form of government to Miami -Dade County, Florida (the "County"). The County is, in effect, a municipality with governmental powers affecting thirty cities and unincorporated areas, including the City. The County has not displaced nor replaced the cities' powers, but supplements them. The County can take over particular activities of the City's operations if the services fall below minimum standards set by the County Commission, or with the consent of the governing body of the City. Accordingly, the County's financial statements are not included in this report. The accompanying financial statements include those of the City (the primary government) and those of its component units. Component units are separate organizations for which the primary government is financially accountable or organizations which should be included in the City's financial statements because of the nature and significance of their relationship with the primary government. The decision to include a potential component unit in the City's reporting entity is based on the criteria stated in GASB Statement No. 14 - The Financial Reporting Entity, which includes the ability to appoint a voting majority of an organization's governing body, the ability of the City to impose its will on that organization, or the potential for the organization to provide specific financial benefits to, or impose specific financial burden on, the City. Based upon the application of the criteria in GASB Statement No. 14, the financial statements of the component units listed below have been included in the City's reporting entity as either blended or discretely presented component units. iv BLENDED Southeast Overtown Park West CRA OMNI CRA Midtown CRA Virginia Key Beach Park Trust Liberty City Revitalization District Trust Neighborhood Improvement Districts DISCRETELY PRESENTED Miami Sports and Exhibition Authority Downtown Development Authority Department of Off -Street Parking Bayfront Management Trust Health Facility Authority Civilian Investigative Panel Blended component units, although legally separate entities, are, in substance, part of the City's operations. Accordingly, data from these component units are included with data of the primary government. Each discretely presented component unit, on the other hand, is reported in a separate column in the financial statements to emphasize that they are legally separate from the City. The financial activities and balances for each blended and discretely presented component unit are as of and for the year ended September 30, 2008. The annual budget serves as the foundation for the City's financial planning and control. All departments and component units of the City are required to submit requests for appropriation to the City's Budget Department. Prior to August 31st, the City Manager submits to the City Commission a proposed operating budget by fund, except for the General Fund which is at the departmental level, for the fiscal year commencing the upcoming October 1st. The Mayor shall prepare and deliver a budgetary address annually to the people of the City between July 1st and September 30th. Such report shall be prepared after consultation with the City Manager. The City Commission is required to hold public hearings on the proposed budget and to adopt the final budget no later than September 30th, the close of the City's fiscal year. The budget is legally enacted through the passage of an ordinance and adoption of the budget report. Management may not make changes to the adopted budget without the approval of a majority vote of the City Commission. The City Commission may transfer among departments any part of an unencumbered balance of an appropriation to a purpose for which an appropriation for the current year has proved insufficient. At the close of each fiscal year, the unencumbered balance of each appropriation reverts to the fund from which it was appropriated and is subject to future appropriations. Budgets are monitored at varying levels of classification detail; however, budgetary control is legally maintained at the fund level except for the General Fund, which is maintained at the departmental level. Budget -to -actual comparisons are provided in this report for each major individual governmental fund for which an appropriated annual budget has been adopted. For all non -major governmental funds with appropriated annual budgets, this comparison is presented in the combining and individual fund section of this report. ECONOMIC CONDITION AND OUTLOOK The City of Miami continues to maintain a stable economic base despite the negative impacts of property tax reform and a slowing housing market being felt statewide. The City's tax base, currently $39 billion, continues to grow as a result of continued new investment. Additionally, our regional economic base remains diversified, comprised of wholesale and retail trade, construction, light manufacturing, and tourism. The City has made great strides in the areas of telecommunications and biomedical industries. Located in the center of a hemispheric market of more than 700 million people, and easily accessible to South and Central America, the Caribbean, Europe and Africa, Miami's strategic location and international commerce infrastructure make it the ideal location for international trade. As a result of expanding economies in several Latin American countries, international trade has been growing at double-digit rates in the Miami area. v Airport/Seaport In 2008, the Miami International Airport (MIA) served nearly 34 million passengers, with nearly 47% of those being international passengers. MIA also shipped 2.1 million tons of domestic and international cargo during the year. MIA ranks among the top 5 in domestic airports for international freight and passenger volume. Currently, MIA has a $6.2 billion Capital Improvement Program being implemented, including a new runway, terminal, and cargo facility. In 2008, the Port of Miami handled over 4.1 million cruise passengers, an increase of 8% from the prior year. This port is considered the Cruise Capital of the World, boasting more home -ported cruise ships than any other seaport. On the commercial side, the Port handled 7.4 million tons of cargo during the current year, a 5% reduction from last year. In an attempt to improve business to the Port, the City of Miami, Miami -Dade County, and the Florida Department of Transportation entered into an interlocal agreement that approved the financing for the construction of a tunnel into the Port of Miami. The Port Tunnel Project is estimated to cost just over $600 million, and is expected to create an economic benefit to the local economy of $1.3 billion and the creation and retention of 14,090 jobs. Currently, the Port of Miami generates $2.2 billion and creates 17,300 jobs to benefit the local economy. Arenas/Entertainment Venues The Performance Arts Center (PAC) operated by Miami -Dade County, serves as the host venue for many Off Broadway shows; Jazz, Opera, and Pop music concerts; and educational and cultural programs. The PAC has also served as the catalytic project spawning several hundreds of millions dollars in private investment in the surrounding communities of the Omni and Southeast Overtown Park West redevelopment districts. The City, Miami -Dade County, and the Florida Marlins Major League baseball team entered into an Agreement in February of 2008, to build a stadium on the site of the former Orange Bowl Stadium, in Little Havana. The Stadium is expected to cost approximately $600 million and will seat 37,000 people. It is expected that the completion of the stadium along with the adjacent retail and commercial development will have a significant positive economic impact on the City. Public/Private Development Ventures. The City continues to focus efforts on the development of its waterfront assets. In 2008, the Historic Virginia Key Beach Trust completed its renovation and re -opened the historic black beach, on Virginia Key. Additionally, the City is in the process of completing a master plan for the eventual redevelopment of the entire Key. It is expected that recommendations to better utilize City -owned commercial/recreational marina areas for more profitable public/private partnerships will be included in the Master Plan. The City is currently engaged in the process of restructuring its agreement with Hyatt Hotel located on city -owned property adjacent the James L Knight Miami Convention Center in downtown Miami. The restructuring is expected to include a sale of Garage 4, liquidation of existing debt encumbered on the garage and the convention center, and a renovation of the center to develop more usable convention space in the downtown area. American Recovery and Reinvestment Act of 2009 The American Recovery and Reinvestment Act (ARRA) is an unprecedented effort to jumpstart our economy, preserve or create jobs, make investments in infrastructure, energy and science and provide unemployment assistance, and state and local economic stabilization. The ARRA was signed into law vi by President Barrack Obama on February 17, 2009. The ARRA provides $787 Billion in spending and tax relief Projects. This sum is not necessarily reflective of the amount of funding the City will receive from the ARRA. The federal legislation includes grant funds that are distributed in two ways: (1) directly to states and cities by formula, and (2) by competitive grants for which applicants must apply. As of March 16, 2009, the grant funding rules or application timetables have not been written for these programs, so the City is unable to estimate specific competitive grant funding for projects. Although the formulas for the distribution and the rules for spending the funds have not been determined, the City and our sister agencies hope to receive approximately $200 million in formula funding for our community. LONG-TERM FINANCIAL PLANNING In order to meet the service demands of residents and visitors, the City continues to address the long- term financing necessary in order to fund the capital projects essential to the creation, improvement, enhancement, and preservation of public facilities and infrastructure. The City's six -year Capital Improvement Plan, covering the period from October 1, 2007 through September 30, 2013, has earmarked funding estimated at $719.4 million for 505 projects throughout the City. Streets and sidewalks projects account for the largest portion of the total Capital Plan funding at $192.8 million or 26.8%. Parks and Recreation projects are the second largest, accounting for $153.2 million, or 21.3%, and Storm Sewer projects are the third largest accounting for $104.4 million, or 14.5% of the total Capital Improvement Plan. Proceeds from the issuance of City bonds represent the largest share of funding for the Capital Improvement Plan, accounting for 43.5% of the value. Capital project revenues (impact fees, storm water utilities, optional gas tax, etc.) account for 26.4%, received from Miami -Dade County accounts for 16%, and the remaining14.1% of funding will come from Federal, State, and other private donations and grants. RELEVANT FINANCIAL POLICIES Debt Management - The City operates within an established formal debt management policy, which applies to all new issuances of debt and all outstanding debt issues. The City continues to obtain, in an efficient and innovative manner, long-term financing for the construction or acquisitions of various long-term assets. The policy's objective is to adequately plan and meet the City's comprehensive construction demands for essential capital improvements and equipment, and, at the same time, ensure that the residents of the City are not overburdened with general obligation long-term debt payable from ad valorem taxes. Cash Management Policies and Practices - In order to achieve maximum financial return on all available funds, the Finance Department pursues an aggressive cash management and investment program within the constraints imposed by Florida Statutes and local policies adopted by resolution by the City Commission. The City operates within established formal investment policies, which apply to all investments of public funds. Idle cash balances are invested on a daily basis at the best interest rates available in the markets. Investments consist primarily of United States Treasury and agency securities, and commercial paper. For purposes of maximizing the interest earning yield on short-term investments, cash balances of all funds are pooled. The primary objective of the City's policy is preservation of capital. It is the City's policy not to invest in highly -leveraged derivatives. Investment vii income reported in these financial statements includes the adjustment to the fair value of the investments. Increases or decreases in fair value during the current year, however, do not necessarily represent trends that will continue, nor is it always possible to realize such amounts, especially in the case of temporary changes in the fair value of investments that the City intends to hold to maturity. Risk Management - The City administers a self-insurance program for workers' compensation, tort liability, property, and group health and life insurance programs, subject to certain stop -loss provisions. The health and life insurance programs are administered by an independent administrator. The City funds the program on a pay as you go basis. Insurance coverage is maintained with independent carriers for property damage to City facilities. The City maintains excess coverage with independent carriers for workers' compensation and general liability. MAJOR INITIATIVES With the improvement in the financial condition of the City, the emphasis has been to restore, maintain and beautify urban and residential infrastructure through a program of major renovations and improvements to City parks, streets, sidewalks, and drainage systems. Additionally, Miami 21 — the comprehensive master plan for the City of Miami — has made great strides since its launch in May of 2006. Miami 21 takes a holistic approach to land use and urban planning, broadening the scope of a traditional master plan to become a truly comprehensive plan. Miami 21 will provide a clear vision for the City that will be supported by specific guidelines and regulations so that future generations will reap the benefits of well-balanced neighborhoods and rich quality of life. While the external improvements are critical to promote further economic development, the City has successfully implemented a City- wide Enterprise Resource Planning system (Oracle) calling the project "iMiAMi" in order to address the technology needs of the City's administration. The New Markets Tax Credit (NMTC) program is nationally recognized for steering low interest, private capital into distressed census areas to capitalize hard to fund commercial and residential projects. In an effort to capture this opportunity for the City of Miami, the Economic Initiatives Division created a Community Development Entity (CDE) called Miami Economic Development Fund (MEDF). MEDF's purpose is to apply for and allocate NMTCs. The CDE has collaborated with industry experts to educate and connect our local constituents to NMTC program opportunities. The MEDF is preparing to apply for a Round VII allocation of NMTCs. CERTIFICATE OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Miami, Florida for its Comprehensive Annual Financial Report (CAFR) for the fiscal year ended September 30, 2007. The Certificate of Achievement is the highest form of recognition in the area of governmental accounting and financial reporting. The attainment of this award represents a significant accomplishment by a government and its financial management. In order to be awarded a Certificate of Achievement, the City had to publish an easily readable and efficiently organized CAFR, whose contents conform to established program standards. Such comprehensive reports must satisfy both generally accepted accounting principles and applicable legal requirements. To earn a Certificate of Achievement, a government must demonstrate constructive spirit of full disclosure to clearly communicate its financial story while enhancing the understanding of the logic underlying the traditional governmental financial reporting model. viii The City's 2007 Comprehensive Annual Financial Report has been evaluated by an impartial Special Review Committee composed of other government officers, independent certified public accountants, educators, and others with particular expertise in government accounting and financial reporting. A Certificate of Achievement is valid for a period of one year. We believe that the 2008 Comprehensive Annual Financial Report continues to conform to the high standards of the Certificate of Achievement Program and we are submitting it to the GFOA for consideration. The City has also received the award for Outstanding Achievement in Popular Annual Reporting for the September 30, 2007 Popular Annual Financial Report. This award is given for those reports whose contents conform to program standards of creativity, presentation, understandability and reader appeal. ACKNOWLEDGEMENTS The Comprehensive Annual Financial Report's preparation was made possible through the efficient, dedicated and professional efforts of the entire staff in the Finance Department. The year-end closing procedures required prior to the audit could not have been accomplished without much hard work and personal sacrifice. Each member of the Department has our sincere appreciation for the contributions made to assist in the in-house preparation of this report. The guidance and cooperation of the Mayor and City Commission in planning and conducting the financial affairs of the City is greatly appreciated. We also wish to express our appreciation to our Certified Public Accountants, McGladrey & Pullen, LLP partnering with Sanson, Kline, Jacomino & Co., LLP for their cooperation and assistance. Lastly, we wish to express our appreciation to the City's General Services Administration for the reproduction of this report. Pedro G. Hernandez City Manager Lar I�p�in Chi inancial Officer Diana M. G Finance Di 40111,,,„, -for z ix Certificate of Achievement for Excellence in Financial Reporting Presented to City of Miami Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2007 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. President deAttri-p Executive Director x City Commission Chairman: J. Sanchez Vice -Chairman: M. Spence -Jones Commissioner: A. Gonzalez Commissioner:T. Regalado Commissioner: M. Sarnoff City Clerk Priscilla A. Thompson Auditor General Victor Igwe Virginia Key Beach Park Trust David Shorter • Liberty City Community Revitalization Trust Elaine Black Miami Sports & Exhibition Authority Tim Schmand Bayfront Park Management Trust Tim Schmand • Fire Fighter's & Police Officer's Retirement Trust Robert H. Nagle TABLE OF ORGANIZATION Residents of Miami City Attorney Julie O. Bru 1• Civil Service Board Tishria Mindingall • Downtown Development Authority Alyce Robertson 1• Community Redevelopment Agency James Villacorta* Off -Street Parking Authority Arthur Noriega Civilian Investigative Panel Shirley Richardson 1• General Employees & Sanitation Employees' Retirement Trust Sandra Elenberg Pedro G. Hernandez Chief Administrator / City Manager City Agencies Film, Arts & Cultural Affairs: Robert Parente Intergovernmental Affairs: Agenda: Elvi Alonso Community Relations: Ada Rojas Hearing Boards: Teresita Fernandez Manuel A. Diaz Executive Mayor Mayor's International Council Office of Faith -Based Initiatives and Community Outreach Peter Korinis Chief Information Officer { Information Technology Department CitiStat Don Riedel Larry M. Spring Chief Financial Officer ti • 4 Finance Diana Gomez • 4 Public Facilities ` Laura Billberry Community Development George Mensah 4 Risk Management ` LeeAnn Brehm j . Office of Sustainable Initiatives & Grants Robert Ruano . Roger Hernstadt Chief of Operations Office of Strategic Planning, Budgeting & Performance Michael Boudreaux Solid Waste Mario Soldevilla j GSA Kelly Barket, Jr. Purchasing Glenn Marcos -{ Code Enforcement Mariano Loret de Mola 1 John Timoney Police Chief • William Bryson Fire Chief Employee Relations Hector Mirabile NET David Rosemond • • Communications Kelly Penton Bill Anido Chief of Infrastructure jCIP &Transportation Ola Aluko Public Works Stephanie Grindell Planning Ana Gelabert { Building Hector Lima jZoning Lourdes Slazyk 4 Parks & Recreation ` Ernest Burkeen . *Acti ng/I nterim xi This page intentionally left blank * ,rare! IIATEr err C0g� xii FINANCIAL SECTION INDEPENDENT AUDITOR'S REPORT MANAGEMENT'S DISCUSSION AND ANALYSIS BASIC FINANCIAL STATEMENTS (Government -Wide Financial Statements) (Fund Financial Statements) NOTES TO THE FINANCIAL STATEMENTS REQUIRED SUPPLEMENTARY INFORMATION COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES McGladrey& Pullen Certified Public Accountants Independent Auditor's Report The Honorable Mayor, Members of the City Commission and City Manager City of Miami, Florida We have audited the accompanying financial statements of the governmental activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Miami, Florida (the "City"), as of and for the year ended September 30, 2008, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of: Component Units / Funds Classification • Southeast Overtown Park West Redevelopment Agency • Omni Redevelopment Agency • Miami Midtown Community Redevelopment Agency • the Gusman and Olympia Special Revenue Fund • Virginia Key Beach Park Trust • Liberty City Community Revitalization District Trusts • Firefighters' and Police Officers' Retirement Trust • General Employees' and Sanitation Employees' Retirement Trust and Other Managed Trusts • Miami Sports and Exhibition Authority • Downtown Development Authority • Bayfront Park • Civil Investigative Panel nonmajor special revenue fund nonmajor special revenue fund nonmajor special revenue fund nonmajor special revenue fund nonmajor special revenue fund nonmajor special revenue fund aggregate remaining fund information aggregate remaining fund information discretely presented component unit discretely presented component unit discretely presented component unit discretely presented component unit Those component units and funds represent the percentage of assets and revenues, where applicable, of the respective opinion units, as listed below: Reporting Classification • Governmental Activities • Aggregate Remaining Fund Information • Discretely Presented Component Units McGladrey & Pullen, LLP is a member firm of RSM International, an affiliation of separate and independent legal entities. Percentage of, Total Assets Total Revenues 5% 89% 22% 4% 25% 1 Those financial statements were audited by other auditors whose reports thereon have been furnished to us, and our opinions, insofar as it relates to the amounts included for the component units and funds indicated above, are based on the reports of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit and the reports of other auditors provide a reasonable basis for our opinions. In our opinion, based on our audit and the reports of other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Miami, Florida, as of September 30, 2008, and the respective changes in financial position, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As discussed in Note 11 to the financial statements, the City adopted the recognition and disclosure requirements of Governmental Accounting Standards Board Statement No. 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other than Pensions, as of October 1, 2007. In accordance with Government Auditing Standards, we have also issued under separate cover our report dated March 26, 2009 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management's discussion and analysis, the budgetary comparison information, and the schedule of funding progress are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We and the other auditors have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, the combining and individual fund financial statements and schedules, and the statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements and schedules have been subjected to the auditing procedures applied by us and the other auditors in the audit of the basic financial statements and, in our opinion, based on our audit and the reports of other auditors, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied by us and the other auditors in the audit of the basic financial statements and, accordingly, we express no opinion on them. Miami -Dade County, Florida March 26, 2009 2 MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Miami, Florida (the "City"), we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2008. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages iii — x of this report. FINANCIAL HIGHLIGHTS • The assets of the City exceeded its liabilities at the close of the most recent fiscal year by $710,180,831. • The governmental activities revenue decreased by $8,515,294 (or 1.19%) and the net results from activities decreased by $36,387,751. In 2008 and 2007, the results of activities produced a change in net assets of $(28,981,895) and $7,405,856, respectively. • The General Fund (the primary operating fund) reflected on a current financial resource basis, reflects a decrease in fund balance of $6,872,696 or (6.84%). • The City's total debt for bonds and loans increased by $110,815,264 (or 25.14%) during the current year. New debt in the amount of $134,443,886 was issued in the current fiscal year. USING THIS ANNUAL REPORT This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements are comprised of three components; 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic fmancial statements themselves. In light of the fact that this is a very different presentation of the City's general purpose financial statements from previous years, the following graphic is provided for your review. Basic Financial Management's Discussion and Analysis (required supplementary information) Government -wide Fund fmancial financial statements H statements (pages 13- 14) (pages 15 — 23) Notes to the financial statements (pages 25- 77) / / Required supplementary information (other than MD&A) (pages 79 - 84) / / The focus of the financial statements under the GASB 34 model (originally implemented by the City in 2001/2002) is on both the City as a whole (government -wide) and on the major individual funds. Both perspectives (government -wide and major fund) allow the user to address relevant questions, broaden a basis for comparison (year to year or government to government) and enhance the City's accountability. 3 Government -Wide Financial Statements The government -wide financial statements (see pages 13 — 14) are designed to be corporate -like, in that all governmental activities are presented in columns that add to a total for the Primary Government. The focus of the Statement of Net Assets is designed to be similar to bottom line results for the City and its governmental activities. This statement reflects the governmental funds' current fmancial resources (short- term spendable resources) with capital assets and long-term obligations. The City does not have any business -type activities for financial reporting purposes. The Statement of Activities (see page 14) is focused on both the gross and net cost of various functions (including governmental activities and component units), which are supported by the government's general tax and other revenues. This is intended to summarize and simplify the user's analysis of the cost of various governmental services and/or component units. Discreetly presented component units, which are other governmental units over which the City can exercise influence and/or may be obligated to provide financial subsidies, are presented as a separate column in the government -wide financial statements. The focus of the statements is clearly on the primary government and the presentation allows the user to address the relative relationship with the component units. The governmental activities reflect the City's basic services, including police, fire, solid waste collection, parks and cultural activities, and general administration. Property taxes, other local taxes, and grants finance the majority of these activities. Fund Financial Statements Traditional users of governmental financial statements will find the Fund Financial Statements' presentation more familiar. Their focus is on the City's major funds. The fund financial statements provide more information about the City's most significant funds — not the City as a whole. The City has two kinds of funds: Governmental Funds — Most of the City's basic services are included in governmental funds, which focus on (1) how cash and other fmancial assets that can readily be converted to cash flow in and out, and (2) the balances left at year-end that are available for spending. Consequently, the governmental funds statements provide a detailed short-term view that helps the reader determine whether there are more or fewer financial resources that can be spent in the near future to finance the City's programs. Because this information does not encompass the additional long-term focus of the government -wide statements, a reconciliation is provided to facilitate the comparison between governmental funds and governmental activities. The City maintains forty-one individual governmental funds. Information is presented separately in the governmental fund Balance Sheets and in the governmental fund Statement of Revenues, Expenditures and Changes in Fund Balances for the General Fund, Fire Rescue Services Special Revenue Fund, Emergency Services Special Revenue Fund, and the Streets and Sidewalks Capital Projects Fund, which are considered to be major funds. Data from the other thirty-seven governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for its General Fund, Special Revenue Funds, and Debt Service Funds. Budgetary comparison schedules have been provided for the General Fund and each major Special Revenue Fund that adopts a budget to demonstrate compliance with the budget. Such information is presented as required supplementary information. The basic governmental fund fmancial statements can be found on pages 15 —18 of this report. Fiduciary Funds — These funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government -wide financial statements because the resources of these funds are not available to support the City's own programs. The basic fiduciary fund financial statements can be found on pages 19 — 20 of this report. 4 Notes to the Financial Statements — The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements can be found on pages 25 — 77 of this report. Other Information — In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning budgetary comparisons and the City's progress in funding its obligations to provide pension benefits to its employees. Required supplementary information can be found on pages 79 — 84 of this report. The combining statements referred to earlier in connection with non -major governmental funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 90 — 128 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceed liabilities by $710,180,831 at the close of the most recent fiscal year. The largest portion of the City's net assets reflects its investment in capital assets (e.g., land, buildings, machinery and equipment); less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City's net assets, 21.23%, represents resources that are subject to restrictions on how they may be used. The remaining unrestricted net assets deficit of $214,516,532 is primarily due to outstanding borrowings of approximately $73.96 million for which there are no off -setting assets along with an increase in claims payable and the recognition of the City's Other Post Employment Benefits resulting from the implementation of GASB Statement No. 45. The following schedule reflects a summary of net assets compared to the prior year: Summary of Net Assets as of September 30, Governmental Activities 2008 2007 Current and other assets Capital assets Total assets Other liabilities Long-term liabilities Total liabilities Net assets: Invested in capital assets, net of debt Restricted Unrestricted (Deficit) Total net assets $ 574,502,615 $ 530,145,898 1,058,764,539 988,932,377 1,633,267,154 1,519,078,275 158,620,281 764,466,042 177,352,669 602,562,880 923,086,323 779,915,549 773,959,639 150,737,724 (214,516,532) 730,272,844 102,602,464 (93,712,582) $ 710,180,831 $ 739,162,726 5 The following table provides a summary of the City's changes in net assets for the fiscal years ended September 30, 2008 and 2007. Changes in Net Assets Governmental Activities 2008 2007 Revenues: Program revenues: Charges for services $ 140,816,112 $ 141,265,941 Operating grants and contributions 63,179,016 71,070,882 Capital grants and contributions 54,174,136 69,140,730 General revenues: Property taxes 291,113,298 294,899,503 Franchise taxes 42,298,452 42,257,282 State revenue sharing - unrestricted 12,187,197 13,073,886 Sales and other use taxes 24,860,795 25,505,412 Public services tax 62,257,072 58,099,069 Investment earnings - unrestricted 17,655,647 23,837,450 Gain on sale of capital assets - 1,502,044 Total revenues 708,541,725 740,652,199 Expenses: General government 140,680,932 121,694,219 Planning and development 16,217,858 16,923,477 Community development 42,029,139 35,486,773 Community redevelopment areas 13,904,297 7,011,132 Public works 72,572,813 75,073,321 Public safety 370,007,019 343,470,082 Public facilities 15,354,423 16,691,365 Parks and recreation 39,550,244 39,893,208 Interest on long-term debt 27,206,895 23,859,254 Unallocated depreciation - 29,548,332 Special item - Impairment loss on capital assets - 23,595,180 Total expenses 737,523,620 733,246,343 Change in net assets Net assets - Beginning Net assets - Ending (28,981,895) 7,405,856 739,162,726 731,756,870 $ 710,180,831 $ 739,162,726 Governmental Activities — As noted earlier, governmental activities decreased the City' s net assets by $28,981,895. Key elements of this decrease are as follows: The decrease in operating grants and contributions is primarily the result of decreases in funding received in the current year relative to the prior year related to the following grant programs: COPS More 98, FEMA Disaster Recovery, Housing Opportunities for Persons with Aids, and Enterprise Resource Planning Project. The decrease in capital grants and contributions is primarily due to a reduction in funding received from Miami -Dade County General Obligation Bond referendum of 2004 and a decrease of $6.8 million in State of Florida grant funding. Property tax revenues decreased by 1.28% or approximately $3.9 million over the prior year and were 1.05% or $2.7 million under the anticipated budget. Although there was a one-year increase in preliminary taxable values of 14.5%, the City's operating millage rate was reduced by 12.8% from 8.3745 mills to 7.2999 mills. The reduction in the City's millage rate was due to the passing of House Bill lb by the State of Florida, which limited the increase in the operating millage rate above the rolled back rate. The City decreased the overall millage rate since fiscal year 2000 by 38.3%; during fiscal year 2009 the City increased the overall rate by 4.9%. 6 Public Services Tax increased by approximately $4.2 million due to increase communication and utility services usage throughout the State of Florida. Investment income decreased approximately $6 2 million due to the Federal Reserve decreasing short-term interest rates during fiscal year 2008 by approximately 3.13% and the City having lower cash balances throughout the year. General Government expenses experienced an increase of $19 million from the prior year primarily as a result of including unallocated depreciation in the general government function in the current year. Community Development expenses increased by $6 5 million due to increase funding received from the Community Development Block Grant and HOME grant in the current year as well as the ability for the City to use surplus funding from the prior year. Community Redevelopment Agency expenses increased by $7 million as a result of expenses incurred for new projects started during the current year in the respective redevelopment districts. Public Safety experienced an increase of approximately $27 million from the prior year due primarily to (1) increases in salaries, salary incentive overtime pay, and earned time payouts to Fire Rescue Department resulting from changes in IAFF contracts for paramedic, advanced life safety, and emergency medical technician certifications which resulted in $16 8 million of new expense; (2) increase in overtime, fuel costs and an additional 10 new Police Officer positions in the Police Department in fiscal year 2008, which increased expense by approximately $5 9 million; and (3) additional support of the FOP Health Trust as required under the current Collective Bargaining Agreement between the City and FOP in the amount of $4 1 million Public Facilities experienced a decrease of $1 7 million in expenses from the prior year due primarily to the closure of the Orange Bowl Facility. Interest expense on long-term debt increased by $3 3 million as a result of new debt issuance during the fiscal year in the amount of approximately $133 million Expenses and Program Revenues - Governmental Activities 400,000,000 350,000,000 300,000,000 250,000,000 200,000,000 150,000,000 100,000,000 50,000,000 0 0 C7 N Plan & Dev Ca E 0 Comm Redev U_ 0 P. ■ Expenses ■ Revenues Public Safety Parks & Rec 0 0 G 7 Capital Grants & Contributions 7.65% REVENUE BY SOURCE — GOVERNMENTAL ACTIVITIES Franchise Taxes 5.97% Property Taxes 41.09% Sales and State Public Other Use Revenue Services Taxes Sharing Taxes 3.51% 1.72% 8.79% Investment Earnings 2.49% Charges for Services 19.87% Operating Grants & Contributions 8.92% FINANCIAL ANALYSIS OF THE CITY'S FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. Governmental Funds — The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, unreserved designated and undesignated fund balance of the General Fund was $85,930,475, while the total fund balance was $93,577,448. As a measure of the General Fund's liquidity, it may be helpful to compare both unreserved fund balance and total fund balance to the fund's total operational expenditures. Unreserved fund balance represents 15.45% of the total expenditures and transfers -out for recurring operational costs reported in other funds, while total fund balance represents 16.83% of that same total amount. The General Fund's fund balance had a net decrease of $6,872,696 during the current fiscal year. The decrease in the General Fund's fund balance was off -set by approximately $21 3 million of transfers from the capital projects funds which were unused appropriations that were initially funded from the general fund in prior years. Key factors in the overall decrease are as follows: • Lower than anticipated collections from State Shared Revenue, Charges for Services due to the closure of the Orange Bowl, and additional Parking Surcharge revenues dedicated to the repayment of Street Bonds, all which resulted in a decrease of revenue of $1.8 million. • Expenditures related to litigated claims over the original allocated budget of approximately $4.1 million • Additional funds expended in support of the FOP Health Trust as required under the current Collective Bargaining Agreement between the City and the FOP in the amount of $3.6 million • Decrease in property tax revenues collected in fiscal year 2008 in the amount of $2.7 million • Decrease in FPL Franchise Fee collections due to previously anticipated contractual changes which did not occur in the amount of $2.1 million. 8 • The Fire -Rescue department had increases in salaries, salary incentive overtime, and earned time payout expenses due to the International Association of Fire Fighters (IAFF) contractual changes in paramedic, advanced life safety, and emergency medical technician certifications accounted for increase expenses of $6.4 million, $3.5 million, and $1 million, respectively. • The Police Department had increases of $3.1 million in overtime pay expenditures. Financial highlights of the City's other major governmental funds are as follows: The Fire Rescue Services Fund had a negative fund balance of $7,125,907. This deficit fund balance is primarily due to deferred revenues resulting from the timing of receiving grant related reimbursements for the Urban Areas Security Initiatives (UASI) and Urban Search and Rescue (USAR) programs. The Emergency Services Fund had a deficit fund balance of $15,006,723. This deficit fund balance is due primarily due to deferred revenues resulting from the timing of receiving grant related reimbursements for hurricane and emergency services related expenditures. The Street and Sidewalks Capital Projects Fund had a fund balance of $73,395,508, of which $14,167,446 is reserved for encumbrances. The $59,771,830 increase in fund balance can be attributed to issuance of new debt during the year totaling $80 million GENERAL FUND BUDGETARY HIGHLIGHTS The General Fund budget increased by $32,410,645 from the original budget including transfers (an increase of 6.19%). The major components of this increase can be summarized as follows (please see budget to actual comparison on page 79): • $19,510,107 increased allocation to the Fire -Rescue Department. • $2,544,085 increased allocation to the Parks and Recreation Department. • $14,678,799 increased allocation to the Police Department. • $1,569,528 decreased allocation to the Public Works Department. • $4,127,941 increased allocation to the Risk Management Department including Organizational Support (Group Benefits). • $1,194,698 decreased allocation to the Solid Waste Department. • $9,746,624 decreased allocation to Non -Departmental Accounts. • $37,550,759 increased allocation to Transfers In Substantial portions of the net increase in allocations were funded by either revenue in excess of the original budget estimates or with the use of fund balance. • The budget for the Fire Department was increased to provide additional allocations for increases in salaries, salary incentive overtime, and earned time payouts due to IAFF contractual changes in paramedic, advanced life safety, and emergency medical technician certifications. • The budget for the Parks and Recreation Department was increased to provide additional allocations to cover salary increases, vacation and compensatory time payouts, and shortfalls related to temporary and part time expenses that exceeded the original budget. • The budget for the Police Department was increased to provide additional allocations for increase in overtime, vacation and compensatory time payouts, fuel costs, 10 additional Police Officer positions, and additional support of the FOP Health Trust as required under the current Collective Bargaining Agreement between the City and FOP. • The budget for the Public Works Department was decreased to reflect the actual expenditures incurred during the year. The amount was re -allocated to the Fire Department to cover its additional expenditures. 9 • The budget for the Risk Management Department was increased to provide additional amounts necessary to cover outstanding litigated claims over the original allocated budget • The budget for the Solid Waste Department was decreased to reflect the actual expenditures incurred during the year. The amount was re -allocated to the Fire Department to cover its additional expenditures. • The budget for the Non -Departmental Accounts was decreased to eliminate the use of General Fund Balance for payment of Fire Assessment Settlement in fiscal year 2008. The expense related to this settlement was recognized in fiscal year 2007. • The budget for Transfers In was increased to off -set the expenditures in excess of original budgets. Transfers in from other funds include approximately $21 3 million of capital projects funds which were unused appropriations that were initially funded from the general fund in prior years; $6 1 million of Public Service Tax from higher than anticipated utility service tax collections; and $6 6 million of direct costs charged in the General Fund that were reimbursed from other Capital and Special Revenue funds. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At September 30, 2008, the City had a total of $1,058,764,539, net of accumulated depreciation, invested in a variety of capital assets as reflected in the following schedule, which represents a net increase (additions less retirements and depreciation) of $69,832,162 or 7.1% from the end of the prior year. Capital Assets at Year End (Net of Depreciation) Land Construction -in -Progress Buildings Improvements Machinery and Equipment Infrastructure Total Governmental Activities 2008 2007 $ 87,5 87,991 255,6 70,214 58,4 77,469 71,083,188 66,216,323 519,729,354 $ 86,719,846 194 ,648,902 61,709,616 64,286,005 57 ,194,434 524,373,574 $ 1,058,764,539 $ 988,932,377 Major capital asset events during the current fiscal year included the following: • Construction in progress increased approximately $61 0 million due to increased construction to improve City-wide infrastructure as a result of the City's 5-year Capital Plan. • The decrease in Buildings and Infrastructure was a result of current year depreciation expense which reduced the carrying value of the assets. • Machinery and Equipment increased by approximately $9 million as a result of upgrades in communication equipment for Police and Fire departments as well as an increase in the City's fleet. • Improvements increased by approximately $6.8 million primarily due to various projects completed in the current year that were transitioned out of construction in progress. Additional information on the City's capital assets can be found in Note 1 on page 32 and Note 5 on page 47 in the notes to the fmancial statements. 10 Long -Term Debt At the end of the current fiscal year, the City had total debt outstanding of $551,570,979. Of this amount, $235,393,766 comprises debt backed by the full faith and credit of the City; the remainder represents bonds and loans secured solely by specific revenue sources (i.e., revenue bonds). Outstanding Debt General Obligation Bonds, Special Obligations and Revenue Bonds and Loans General Obligation Bonds Special Obligation Revenue Bonds and Loans Total Governmental Activities 2008 2007 $ 235,393,765 $ 245,689,409 316,177,214 195,066,373 $ 551,570,979 $ 440,755,782 The City's total debt had a net increase of $110,815,197 (or 25.14%) during the current fiscal year. The City issued new debt in the amount of $134,443,886 during the current fiscal year. The City maintained its bond rating on its general obligation debt of A+ from Standard & Poor's, an A2 from Moody's, and an A- from Fitch Ratings. Additional information on the City's long-term liabilities can be found in Note 8 on pages 51 — 59 in the notes to the financial statements. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET AND RATES The budget process begins with the preparation of the financial outlook; a comprehensive review of allocation needs that are expected to be required by the City for its operations. These allocations include a review of salaries and wages (growth as dictated by negotiated union contracts); pension requirement needs, anticipated insurance premium increases, etc. These allocation needs are then compared to the City's anticipated revenue inflows to determine whether these needs can be satisfied. It is with this analysis, along with the Mayor and City Commissioners' feedback, and the City's comprehensive strategic plan, that the guidelines for preparing the budget toolkit are determined and compiled into an all-inclusive instructional booklet that is then distributed to departments for their use in preparing their budget submissions. The City's elected and appointed officials considered many factors when adopting the fiscal year 2008 budget. Included among these factors were uncertainties regarding pension costs, health insurance costs, other post employment benefit costs, and various other economic indicators. The City of Miami, like many municipalities throughout the State, is experiencing the impact of a slowing economy. Recently approved property tax legislation, rising fuel prices, and increases in utility costs continue to impact every resident and business in the City. Recently approved State legislation along with a constitutional amendment passed by Florida voters, lowered the City's taxable values while establishing controls on its millage rate (discussed below). This legislation and amendment was also a clear indication by the people of the State of Florida that not enough was done in the previous year to provide property owners with tax relief. House Bill 1-B (HB1b), which was passed by the Florida Legislature on June 14, 2007, limited property tax revenues collected by the City in fiscal year 2008. This bill contained two provisions: one which maximized the City's ability to collect property tax revenues and another to limit its property tax revenue growth in future years. HB1b basically limited the City's ability to collect property tax revenues to its rolled back rate and required any increase in this rate to be approved by a majority, supermajority or unanimous vote by the City Commission. As a result of HB1b, the City adopted an operating millage rate of 7.2999 mills with a majority vote of the City Commission. This rate reduced the amount of property tax revenues collected in fiscal year 2008 by $3.8 million over the prior fiscal year. Prior to HB1b, the City realized property tax 11 revenue growth of $19.6 million in fiscal year 2005, $35.3 million in fiscal year 2006, and $44.4 million in fiscal year 2007. In October 2007, the City was removed from the list of municipalities under special financial concerns as contained in KB lb. This list was created to prevent the penalization of Florida municipalities who did not realize extraordinary assessment growth between 2000 and 2005, or was otherwise under State fiscal oversight. This removal changed the City's adopted millage rate with a majority vote from 7.2999 mills to 6.6429 mills for calculating the operating millage rate in fiscal year 2009. Additionally, HB lb limited the growth in this millage rate to the statewide change in per capita Florida personal income at 4.15% with a majority vote of the City Commission. However, HB lb also allowed the City to further increase this millage rate by 10% with a two-thirds vote of the City Commission. Additional relief to property owners was provided on January 29, 2008 when voters approved Amendment 1. Amendment 1 in fiscal year 2009 provided homestead property owners with an additional $25,000 in exemption on the 3rd $25,000 in assessed value. It also provided a $25,000 exemption on personal business property and allows portability of Save Our Home savings up to $500,000. Starting in fiscal year 2010, a 10% assessment cap will be applied to non -homestead properties. Amendment 1 reduced the City's preliminary gross taxable values by $1.2 billion, from $40.9 billion to $39.7 billion in fiscal year 2009. This made the overall year-to-year change in the City's preliminary gross taxable values 1.6% compared to 14.5% in fiscal year 2008. To limit the impact Amendment 1 will have on the City's taxable values and calculation of its operating millage rate, the Florida Legislature passed Senate Bill 1588 also known as the Glitch Bill. The Glitch Bill removed the effects of Amendment 1 from the calculation of the City's rolled back rate and reduced the majority vote operating millage rate by 0.2251 mills from 6.9764 mills to 6.7513 mills. In fiscal year 2009, the City adopted its operating millage rate at 7.6740 mills with a two-thirds vote and is anticipated to collect $276.4 million in property tax revenues. The millage rate recommended in the fiscal year 2009 budget required City officials to fully understand the impact property taxes were having on Miami residents and to become more creative in managing government. The economic downturn has not only affected property tax values. Per the U.S. Department of Labor, the unemployment rate for South Florida is currently 6.1%, which is an increase of 53.85% from the prior year. This rate is lower than the State's average unemployment rate of 6.9% and lower than the national average rate of 6.2%. The region's inflation rate of 5.8% is significantly higher than the national indices of 4.1%. All of these factors indicate that local economic conditions are not expected to be as favorable for fiscal year 2009 as compared to previous years. The continuing economic downturn further adds to the concern and uncertainty as to the overall revenue impact on local governments. FINANCIAL CONTACT The City's financial statements are designed to present users (citizens, taxpayers, customers, investors, and creditors) with a general overview of the City's fmances and to demonstrate the City's accountability. If users have questions about the report or need additional financial information, they should contact Diana M. Gomez, Director of the City of Miami's Finance Department, 444 Southwest 2nd Avenue, 6th Floor Finance, Miami, Florida 33130, or visit the City's web site at www.miamigov.com. 12 City of Miami, Florida Statement of Net Assets September 30, 2008 Governmental Component Activities Units Assets Cash, Cash Equivalents, and Investments $ 431,043,578 $ 31,171,351 Receivables - Net 33,198,410 608,276 Accrued Interest 1,432,904 105,767 Due from Other Governments 58,330,135 326,896 Prepaids 973,788 187,513 Other Assets 183,098 1,720,315 Restricted Cash, Cash Equivalents, and Investments 41,014,805 24,946,799 Capital Assets: Non -Depreciable 343,258,205 28,657,720 Depreciable - Net 715,506,334 25,296,579 Deferred Charges 8,325,897 Total Assets 1,633,267,154 113,021,216 Liabilities Accounts Payable and Accrued Liabilities Due to Other Governments Unearned Revenue Deposits Accrued Interest Payable Non -Current Liabilities Due Within One Year: Bonds and Loans Payable Compensated Absences Claims Payable Due In More Than One Year: Bonds and Loans Payable Compensated Absences Claims Payable Other Post Employment Benefits Net Pension Obligation Total Liabilities Net Assets Invested in Capital Assets - Net of Related Debt Restricted for: Capital Projects Debt Service Building Department Law Enforcement Community Redevelopment Choice Housing Voucher Program E-911 Unrestricted (Deficit) Total Net Assets The accompanying notes are an integral part of the financial statements. 83,846,147 3,763,964 16,304,375 5,121,076 3,950,006 23,266,012 5,430,784 16,937,917 528,304,967 79,048,482 125,654,253 27,192,737 4,265,603 4,606,727 2,071,555 418,044 208,499 1,131,144 950,000 384,380 50,094,210 396,094 923,086,323 60,260,653 773,959,639 28,034,769 87,153,882 - 8,756,858 358,323 3,654,134 - 3,964,103 38,579,646 198,967 5,399,241 (211,485,639) 24,260,017 $ 710,180,831 $ 52,653,109 13 Functions/Programs Activities: Primary Government: Governmental Activities: General Government Planning and Development Community Development Community Redevelopment Areas Public Works Public Safety Public Facilities Parks and Recreation Interest on Long -Term Debt Total primary government Component Units: Miami Sports Exhibition Authority Department of Off -Street Parking Downtown Development Authority Bayfront Park Civilian Investagative Panel Total component units City of Miami, Florida Statement of Activities For the Year Ended September 30, 2008 Program Revenues Charges for Expenses Services Operating Grants and Contributions $ 140,680,932 $ 40,062,337 $ 1,660,916 16,217,858 13,076,692 110,706 42,029,139 702,888 34,494,253 13,904,297 1,140,923 5,804,490 72,572,813 48,488,699 162,309 370,007,019 16,577,772 20,088,346 15,354,423 16,660,099 473,484 39,550,244 4,106,702 384,512 27,206,895 - - $ 737,523,620 $ 140,816,112 $ 63,179,016 Capital Grants and Contributions Net (Expenses) Revenue and Changes in Net Assets Primary Government Governmental Activities Component Units $ 1,177,667 $ (97,780,012) $ (3,030,460) (6,831,998) 2,432,802 (4,526,082) 20,766,849 (3,154,956) 13,240,196 (320,100,705) 3,305,494 5,084,654 13,251,128 (21,807,902) (27,206,895) $ 54,174,136 (479,354,356) $ 42,855 $ 1,969 $ - $ 22,350,980 23,064,384 4,047,620 - - 3,369,139 3,381,574 1,037,559 - 1,056,561 $ 30,848,153 $ 26,447,927 $ 1,056,561 $ General Revenues: Taxes: Property Taxes, levied for general purposes Property Taxes, levied for debt service Franchise Taxes State Revenue Sharing - Unrestricted Sales and Other Use Taxes Public Service Taxes Investment Earnings - Unrestricted Other Total General Revenues Change in Net Assets Net assets - Beginning Net assets - Ending The accompanying notes are an integral part of the financial statements. 269,785,445 21,327,853 42,298,452 12,187,197 24,860,795 62,257,072 17,655,647 (40,886) 713,404 (4,047,620) 12,435 19,002 (3,343,665) 4,445,672 1,714,060 (777,881) 450,372,461 5,381,851 (28,981,895) 739,162,726 2,038,186 50,722,377 $ 710,180,831 $ 52,760,563 14 Assets Cash, Cash Equivalents and Investments Restricted Cash, Cash Equivalents, and Investments Receivables (Net of Allowances for Uncollectibles): Accounts Taxes Due from Other Funds Due from Other Governments Accrued Interest Prepaids Other Assets Total Assets Liabilities and Fund Balances Liabilities: Accounts Payable and Accrued Liabilities Due to Other Funds Due to Other Governments Deferred Revenue or Unearned Revenues Deposits Total Liabilities Fund Balances (Deficit): Reserved for: Encumbrances Debt Service Building Department Prepaid Items Unreserved, Designated for Subsequent Year's Expenditures, Reported in: General Fund Future Settlements Strategic Initiatives Management Initiatives Unreserved, Undesignated Reported in: General Fund Special Revenue Funds Capital Projects Funds Debt Service Funds Total Fund Balances (Deficit) Total Liabilities and Fund Balances (Deficit) City of Miami, Florida Balance Sheet Governmental Funds September 30, 2008 Major Funds General Fire Rescue Services Emergency Services Street & Sidewalks Other Non -Major Governmental Funds Total Governmental Funds $ 91,932,815 $ 54,708 - $ 1,703,451 $ 84,028,807 $ 253,378,505 $ 431,043,578 40,960,097 41,014,805 9,620,619 23,700 21,952 16,234,738 39,870,872 - - 2,387,217 16,168,533 9,561,334 3,992,437 686,263 1,187 - 301,142 961,946 - 183,095 $ 161,932,273 $ 16,193,420 $ 11,264,785 $ 88,344,338 $ 328,312,771 $ 606,047,587 5,928,434 1,368,967 26,220,614 444,312 11,842 15,594,705 17,603,705 39,870,872 58,330,135 1,432,904 973,788 183,095 $ 44,243,063 $ 2,363,080 9,137,870 2,301,552 17,049, 992 11, 818,377 4,760,218 68,354,825 23,319,327 $ 921,749 $ 10,263,612 $ 26,054,643 $ 83,846,147 14,084,974 16,648,028 39,870,872 - 1,462,412 3,763,964 11,264,785 4,685,218 21,686,600 66,504,972 - - 360,858 5,121,076 26,271,508 14,948,830 66,212,541 199,107,031 3,654,134 961,946 5,000,000 1,648,710 37,687,219 44,625,439 (7,125,907) (15,006,723) 14,167,446 59,228,062 23,418,005 9,228,173 11,842 4,027,253 82,575,762 140,977,921 1,861,274 37,585,451 9,228,173 3,654,134 973,788 5,000,000 4,027,253 1,648,710 37,687,219 44,625,439 60,443,132 200,205,983 1,861,274 93,577,448 (7,125,907) $ 161,932,273 $ 16,193,420 $ (15,006,723) 73,395,508 262,100,230 406,940,556 11,264,785 $ 88,344,338 $ 328,312,771 $ 606,047,587 The accompanying notes are an integral part of the financial statements. 15 City of Miami, Florida Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets September 30, 2008 Fund Balances - Total Govemmental Funds (Page 15) $ 406,940,556 Amounts reported for govemmental activities in the Statement of Net Assets are different because: Capital assets used in governmental activities are not financial resources and therefore are not reported in the governmental funds. Governmental Capital Assets $ 1,861,022,425 Less: Accumulated Depreciation (802,257,886) 1,058,764,539 Grant revenues are reported as deferred revenue in the fund financial statements due to availability of funds; under full accrual accounting they are reported as revenues. 40,439,971 Tax revenues are reported as deferred revenue in the fund financial statements due to availability of funds; under full accrual accounting they are reported as revenues. 9,760,629 Unamortized bond and loan issuance costs are not available to pay for current period expenditures and therefore are not reported in the governmental funds. 8,325,897 Long-term liabilities are not due and payable in the current period and therefore are not reported in the governmental funds. Bonds, Notes, and Loans Payable Compensated Absences Claims Liability Other Post Employment Benefit Net Pension Obligation Accrued Interest Payable (551,570,979) (84,479,266) (142,592,170) (27,192,737) (4,265,603) (3,950,006) (814,050,761) Net Assets of Governmental Activities (Page 13) $ 710,180,831 The accompanying notes are an integral part of the financial statements. 16 City of Miami, Florida Statement of Revenues, Expenditures and Changes In Fund Balances (Deficit) Governmental Funds For The Year Ended September 30, 2008 Revenues Property Taxes Franchise and Other Taxes Licenses and Permits Fines and Forfeitures Intergovernmental Revenues Charges for Services Interest Impact Fees Other Total Revenues Expenditures Current Operating: General Government Planning and Development Community Development Community Redevelopment Areas Public Works Public Safety Public Facilities Parks and Recreation Risk Management Pensions Group Benefits Debt Service: Principal Interest and Other Charges Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses) Transfers In Transfers Out Proceeds Received From Long -Term Debt Premium Long -Term Debt Total Other Financing Sources (Uses) Net Changes in Fund Balances Fund Balances (Deficit) - Beginning Fund Balances (Deficit) - Ending Major Funds General Fire Rescue Services Emergency Services Street & Sidewalks Other Non -Major Total Governmental Governmental Funds Funds $ 258,294,391 $ 35,319,051 29,788,818 6,031,799 51,320,942 6,806,528 74,998,172 39,366 10,086,415 7,425 6,594,312 102,564 472,433,900 6,955,883 2,484,442 2,484,442 2,278,500 2,367,582 4,615 4,650,697 $ 32,818,908 $ 291,113,299 69,23 6,473 104,555,524 56,050 29,844,868 945,989 6,977,788 94,378,198 157,268,610 11,349,183 86,386,721 5,194,348 17,655,770 4,674,385 4,679,000 3,405,933 10,102,809 222,059,467 708,584,389 57,525,471 10,788,224 54,858,769 249,881,480 6,248,557 24,276,993 28,796,859 65,116,477 27,751,691 10,208,998 3,185,991 923,299 6,058 660,648 32,551,214 18,940,953 447,912 41,036,697 15,946,941 209,610 4,483,882 6,771,161 4,779,144 21,343,143 28,920,735 78,833,648 525,244, 521 13,394,989 (52,810,621) 76,817,851 (30,879,926) 929,357 33,211,862 (6,439,106) 1,555,085 (28,561,165) 16,901,691 - 12,676,447 (43,300) (16,561,808) (4,507,262) 80,163,810 221,713,826 345,641 121,166,841 (175,570,534) 52,935,120 1,344,956 45,937,925 16,858,391 (16,561,808) 88,332,995 (6,872,696) 10,419,285 (15,006,723) 59,771,830 100,450,144 (17,545,192) 13,623,678 (123,617) 222,024 261,878,206 $ 93,577,448 $ (7,125,907) $ 77,127,072 11,236,136 41,036,697 15,946,941 55,068,379 265,497,659 13,019,718 29,056,137 28,796,859 65,116,477 27,751,691 21,343,143 28,920,735 114,576,911 794,494,555 (85,910,166) 227,562,830 (227,562,830) 133,098,930 1,344,956 134,443,886 48,533,720 358,406,836 (15,006,723) $ 73,395,508 $ 262,100,230 $ 406,940,556 The accompanying notes are an integral part of the financial statements. 17 City of Miami, Florida Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended September 30, 2008 Net Changes in Fund Balances - Total Governmental Funds (Page 17) $ 48,533,720 Amounts reported for governmental activities in the Statement of Activities are different because: Grant revenues are reported as deferred revenue in the fund financial statements due to availability of funds; under full accrual accounting they are reported as revenues. 24,732,819 Revenues in the statement of activities for the previous year provided current financial resources and, (24,775,483) as such, are reported as revenues in the funds for the current year. Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the cost of these assets is depreciated over their estimated useful lives. Expenditures for Capital Assets Less: Current Year Depreciation The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, donations) that decrease net assets. Repayment of bond, loan, and capital lease principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Assets. Also, governmental funds report the effect of issuance costs, premiums, discounts, and similar items when debt is first issued, where as these amounts are deferred and amortized in the Statement of Activities. $ 121,762,826 (50,785,604) Principal Paid on Bonds and Loans 21,343,143 Principal Paid on Capital Lease 658,722 Net effect of Deferring and Amortizing Issuance Costs, Premiums, Discounts, and Accretion 1,658,787 Proceeds from Long -Term Debt (134,443,886) Some items reported in the Statement of Activities do not require the use of curent financial resources and therefore are not reported as expenditures in governmental funds. Compensated Absences Claims Liability Other Post Employment Benefits Net Pension Obligation Accrued Interest Payable (8,007,470) (988,332) (27,192,737) (388,395) 55,051 70,977,222 (1,145,056) (110,783,234) (36,521,883) Change in Net Assets of Governmental Activities (Page 14) $ (28,981,895) The accompanying notes are an integral part of the financial statements. 18 City of Miami, Florida Statement of Fiduciary Net Assets Fiduciary Funds September 30, 2008 Assets Cash and Short -Term Investments Accounts Receivable Capital Assets Prepaid Assets Employee Retirement Funds $ 61,993,490 15,836,041 4,798,046 49,166 82,676,743 Investments U.S. Government Obligations 292,393,635 Corporate Bonds 275,882,955 Corporate Stocks 1,010,136,956 Money Market Funds and Commercial Paper 24,695,838 International Equity 73,933,123 Mutual Funds 44,479,142 Real Estate 159,853,823 Private Equity 19,747,148 Total Investments 1,901,122,620 Securities Lending Collateral 187,540,846 Total Assets 2,171,340,209 Liabilities Obligations Under Security Lending 190,141,047 Accounts Payable 1,011,430 Accrued Liabilities 44,479,142 Payable for Securities Purchased 29,639,528 Total Liabilities 265,271,147 Net Assets Held in Trust for Pension Benefits $ 1,906,069,062 The accompanying notes are an integral part of the financial statements. City of Miami, Florida Statement of Changes in Fiduciary Net Assets Fiduciary Funds For the Year Ended September 30, 2008 Employee Retirement Funds Additions Contributions: Employer $ 60,070,441 Plan Members 19,303,676 Total Contributions 79,374,117 Investment Earnings (Loss): Net Increase (Decrease) in Fair Value of Investments (369,580,443) Interest 33,347,822 Dividends 20,063,863 Other (254,464) Total Investment Earnings (Loss) (316,423,222) Less Investment Expenses 8,576,197 Net Investment Earnings (Loss) (324,999,419) Reimbursement Income from City 2,543,133 Total (243,082,169) Deductions Pension Benefits Refunds upon Resignation, Death, etc. Distribution to Retirees Administrative and Other Expenses Total Change in Net Assets Net Assets - Beginning of Year Net Assets - End of Year 130,559,134 1,700,099 15,666,175 2,729,063 150,654,471 (393,736,640) 2,299,805,702 $ 1,906,069,062 The accompanying notes are an integral part of the financial statements. 20 Assets Cash, Cash Equivalents and Investments Receivables (Net) Accounts Taxes Accrued Interest Due From Other Government Prepaids Other Assets Restricted Assets: Cash, Cash Equivalents, and Investments Capital Assets: Non -Depreciable Depreciable, Net Total Assets Liabilities Accounts Payable and Accrued Liabilities Due to Other Governments Unearned Revenue Deposits Accrued Interest Payable Non -Current Liabilities Due Within One Year: Bonds and Loans Payable Compensated Absences Due In More Than One Year: Bonds and Loans Payable Compensated Absences Total Liabilities Net Assets Invested in Capital Assets, Net of Related Debt Restricted for: Debt Service Watson Island Unrestricted Total Net Assets City of Miami, Florida Statement of Net Assets Discretely Presented Component Units September 30, 2008 Miami Sports and Exhibition Authority Department of Off -Street Parking Downtown Development Authority Bayfront Park Civilian Investigative Panel Total $ 10,566,296 $ 10,729,706 $ 4,884,490 $ 4,928,210 $ 62,649 $ 31,171,351 7,814 585,766 105,767 326,896 108,323 1,720,315 24,946,799 27,580,468 21,667,548 10,574,110 87,771,588 107,454 10,466,656 $ 10,574,110 4,361,812 2,039,813 407,936 171,608 1,131,144 950,000 384,380 50,094,210 385,265 59,926,168 23,328,486 358,323 4,158,611 $ 27,845,420 The accompanying notes are an integral part of the financial statements. 2,645 55,266 190,832 5,133,233 106,410 31,742 10,829 148,981 190,832 19,865 16,110 1,077,252 3,438,199 9,479,636 94,858 10,108 36,891 141,857 4,515,451 4,793,420 4,822,328 $ 4,984,252 $ 9,337,779 $ 19,002 $ 52,653,109 605,631 2,645 105,767 326,896 187,513 1,720,315 24,946,799 28,657,720 25,296,579 62,649 113,021,216 43,647 43,647 4,606,727 2,071,555 418,044 208,499 1,131,144 950,000 384,380 50,094,210 396,094 60,260,653 28,034,769 358,323 19,002 24,260,017 21 City of Miami, Florida Statement of Activities Discretely Presented Component Units For the Year Ended September 30, 2008 Expenses Program Revenues Operating Capital Charges for Grants and Grants and Services Contributions Contributions Miami Sports Exhibition Authority Culture and Recreation $ 42,855 $ 1,969 $ Total Miami Sports Exhibition Authority 42,855 1,969 Department of Off -Street Parking Transportation 22,350,980 23,064,384 Total Department of Off -Street Parking 22,350,980 23,064,384 Downtown Development Authority Economic Development Total Downtown Development Authority Bayfront Park Parks and Recreation Total Bayfront Park Civilian Investigative Panel General Government Total Civilian Investigative Panel Total Component Units 4,047,620 4,047,620 3,369,139 3,381,574 3,369,139 3,381,574 1,037,559 - 1,056,561 1,037,559 - 1,056,561 $ 30,848,153 $ 26,447,927 $ 1,056,561 $ General Revenues: Taxes: Property Taxes, levied for general purposes Investment Eamings Other Total General Revenues Change in Net Assets Net assets - Beginning Net assets - Ending The accompanying notes are an integral part of the financial statements. 22 Net (Expense) Revenue and Changes in Net Assets Miami Sports Department Downtown Civilian and Exhibition of Off -Street Development Bayfront Investigative Authority Parking Authority Park Panel Totals $ (40,886) $ - $ - $ - $ - $ (40,886) (40,886) - - - - (40,886) 713,404 - - - 713,404 713,404 - - - 713,404 (4,047,620) - - (4,047,620) (4,047,620) - - (4,047,620) 12,435 - 12,435 12,435 - 12,435 19,002 19,002 19,002 19,002 (40,886) 713,404 (4,047,620) 12,435 19,002 (3,343,665) - - 4,445,672 - - 4,445,672 240,467 1,312,945 72,756 87,892 - 1,714,060 (935,288) - 56,244 101,163 - (777,881) (694,821) 1,312,945 (735,707) 11,309,817 2,026,349 25,819,071 4,574,672 189,055 - 5,381,851 527,052 201,490 19,002 2,038,186 4,457,200 9,136,289 - 50,722,377 $ 10,574,110 $ 27,845,420 $ 4,984,252 $ 9,337,779 $ 19,002 $ 52,760,563 23 This page intentionally left blank * MIS! IIATEr rrr C0g� 24 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2008 NOTE 1. — SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying financial statements of the City of Miami, Florida (the City) have been prepared in accordance with accounting standards generally accepted in the United States of America ("GAAP") as applied to governmental units. The Governmental Accounting Standards Board ("GASB") is the standard - setting body for governmental accounting and financial reporting. The GASB periodically updates its codification of the existing Governmental Accounting and Financial Reporting Standards which, along with subsequent GASB pronouncements (Statements and Interpretations), constitutes GAAP for governmental units. The more significant of these accounting policies are described below. A. Reporting Entity The City, which is located in the county of Miami -Dade, was incorporated in 1896, and has a population of over 362,000. The City is situated at the mouth of the Miami River on the western shores of Biscayne Bay and is a main port of entry into Florida and is the county seat of Miami -Dade County, Florida. The City comprises 34.3 square miles of land and 19.5 square miles of water. The City's Charter was adopted by the electors of the City of Miami at an election held on May 17, 1921 and was legalized and validated by Chapter 9024 of the laws of the State of Florida of 1921. During fiscal year 1997, the residents of the City voted on a referendum that created single -member districts and an Executive Mayor form of government. The City continues to operate under the Commission/City Manager form of government and provides the following services: police and fire protection, public works activities, solid waste collection, parks and recreational facilities, planning and development, community development, financial services, and general administrative services. The Florida Legislature, in 1955, approved and submitted to a general election, a constitutional amendment designed to give a new form of government to Miami -Dade County, Florida (the "County"). The County is, in effect, a municipality with governmental powers affecting thirty cities and unincorporated areas, including the City. The County has not displaced nor replaced the City's powers, but supplements them. The County can take over particular activities of the City's operations if (1) the services fall below minimum standards set by the County Commission or (2) with the consent of the governing body of the City. Accordingly, the County's financial statements are not included in this report. The accompanying financial statements include those of the City (the primary government) and those of its component units. Component units are legally separate organizations for which the primary government is financially accountable or organizations which should be included in the City's financial statements because of the nature and significance of their relationship with the primary government. The decision to include a potential component unit in the City's reporting entity is based on the criteria stated in GASB Statement No. 14 - The Financial Reporting Entity and GASB Statement No. 39 - Determining Whether Certain Organizations Are Component Units which includes the ability to appoint a voting majority of an organization's governing body and (1) the ability of the City to impose its will on that organization or (2) the potential for the organization to provide specific financial benefits to, or impose specific financial burden on, the City. Based upon the application of the criteria in GASB Statements No. 14 and 39, the financial statements of the component units listed on the following pages have been included in the City's reporting entity as either blended or discretely presented component units. 25 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Blended component units, although legally separate entities, are in substance part of the City's operations. Accordingly, data from these component units are included with data of the primary government. Each discretely presented component unit, on the other hand, is reported in a separate column in the financial statements to emphasize that they are legally separate from the City. The financial activities and balances for each blended and discretely presented component unit are as of and for the year ended September 30, 2008. Blended Component Units SOUTHEAST OVERTOWN PARK WEST REDEVELOPMENT AGENCY ("SEOPW") — SEOPW is an Agency established by the City in 1983 under the authority of Section 163.330, Florida Statutes and City Resolution No. 82-755. The purpose of the Agency is to eliminate blight and slum conditions within the redevelopment area of the agency pursuant to the redevelopment plans of the Agency for new residential and commercial activity of the Southeast Overtown Park West area. The City has entered into an interlocal agreement with Miami -Dade County approving the deposit of tax increments into the Redevelopment Trust Fund. The members of the City Commission are also the Board of Directors of the SEOPW. The City has issued debt for the SEOPW and is responsible under the interlocal agreement for disbursement, accountability, management and proper application of all monies paid into the Trust. The funds of the SEOPW included within the reporting entity are special revenue fund (SEOPW CRA), a debt service fund (CRA - Other Special Obligation), and a capital projects fund (CRA). OMNI REDEVELOPMENT AGENCY ("ORA") — ORA is an Agency established by the City in 1986 under the authority of Section 163.330, Florida Statutes and City Resolution No. 86-868. The purpose of the Agency is to eliminate blight and slum conditions within the redevelopment area of the agency pursuant to the redevelopment plans of the Agency for new residential and commercial activity of the Omni area. The City has entered into an interlocal agreement with Miami -Dade County approving the deposit of tax increments into the Redevelopment Trust Fund. The members of the City Commission are the Board of Directors of the ORA. The City is also responsible under the interlocal agreement for disbursement, accountability, management, and proper application of all monies paid into the Trust. The ORA is included within the reporting entity as a special revenue fund (Omni CRA). MIDTOWN REDEVELOPMENT AGENCY ("MRA") — MRA is an Agency established by the City in 2005 under the provisions of Section 163.330, Florida Statutes and City Resolution No. 05-002. The purpose of the Agency is to eliminate blight and slum conditions within the redevelopment area of the agency pursuant to the redevelopment plans of the Agency for new residential and commercial activity of the Midtown area. The MRA entered into an interlocal agreement with the City, Miami -Dade County and the Midtown Community Development District whereby tax increments would be deposited into the Redevelopment Trust Fund. The members of the City Commission are the Board of Directors of the MRA. The City is also responsible under the interlocal agreement for disbursement, accountability, management, and proper application of all monies paid into the Trust. The MRA is included within the reporting entity as a special revenue fund (Midtown CRA). VIRGINIA KEY BEACH PARK TRUST ("VKBPT") — On December 14, 2000 (and effective January 2001), via sections 38-230 through 38-242 of Chapter 38 of the Code of the City of Miami Ordinance 12003, the VKBPT was established and acts as a limited agency and instrumentality of the City of Miami. Its general purposes, in cooperation with City of Miami, are to preserve, restore, and maintain the Historic Virginia Key Beach Park in a manner consistent with environmental health, historical importance of the Park and the aspirations of the African American Community, make it accessible to the general public, 26 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS propose policy, planning, and design to ensure maximum community utilization and enjoyment. The City Commission must approve VKBPT's board membership and operating budget. The City considers itself the exclusive recipient of the services provided by VKBPT and therefore its operations are blended in the reporting entity as a special revenue fund. LIBERTY CITY COMMUNITY REVITALIZATION DISTRICT TRUST ("Liberty City") — On July 10, 2001, via section 2-892 of Chapter 2 of the Code of the City of Miami ordinance 12082, Liberty City was established and acts as a limited agency and instrumentality of the City and provides services entirely or almost entirely to the primary government. Liberty City, in cooperation with the Department of Community Development and other City departments, is responsible for oversight and facilitating the City's revitalization efforts for the redevelopment of the Liberty City Community Revitalization District in a manner consistent with the strategy identified in the Five -Year Consolidated Plan, adopted by the City Commission in August, 1999. Liberty City's specific purpose is to purchase land and renovate capital assets that belong to the City of Miami. The City Commission must approve Liberty City's board membership and operating budget. The City considers itself the exclusive recipient of the services provided by Liberty City and therefore its operations are blended in the reporting entity as a special revenue fund. NEIGHBORHOOD IMPROVEMENT DISTRICTS — There are four neighborhood improvement districts. All four districts were inactive during fiscal year 2008. Discretely Presented Component Units MIAMI SPORTS AND EXHIBITION AUTHORITY ("MSEA") — The MSEA was created by the City in 1983 pursuant to Chapter 212.0305, Florida Statutes and City Ordinance No. 9662 adopted by the City Commission (as amended by City Ordinance No. 11155) and Section 213.0305 of the Florida Statutes to promote the development of sports, convention and exhibition facilities within the City, and attracting professional sports franchises and exhibitions to utilize the City's and/or Authorities' facilities. The City Commission must approve MSEA's board membership and operating budget. Therefore, the City is financially accountable and is discretely presenting the MSEA in the accompanying financial statements. DEPARTMENT OF OFF-STREET PARKING OF THE CITY OF MIAMI, FLORIDA, d/b/a MIAMI PARKING AUTHORITY ("DOSP") — The DOSP was originally created in 1955 by a special act of the Florida State Legislature (Laws of Florida Chapter 30.997, as amended) and subsequently incorporated into the City's Charter in 1968. The DOSP is an agency and instrumentality of the City which owns and operates parking facilities within the City. The City Commission has reserved the right to confirm new members of the DOSP Board, to establish and fix rates and charges for parking services, to approve the DOSP's operating budget and to authorize the issuance of revenue bonds. Therefore, the City is financially accountable and is discretely presenting the DOSP in the accompanying financial statements. DOWNTOWN DEVELOPMENT AUTHORITY ("DDA") — The DDA was created by the City in 1965 pursuant to Chapter 65-1090 of the General Laws of Florida and City Code Section 14-25. The DDA is governed by a board appointed by the City Commission and was established for the purpose of furthering the development of the Downtown Miami area by promoting economic growth in the region and strengthening downtown's appeal as a livable city as well as a regional, national and international center for commerce and culture. The City Commission must approve the DDA's operating budget and the millage levied on the special taxing district established to fund the DDA. Therefore, the City is financially accountable and is discretely presenting the DDA in the accompanying financial statements. 27 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS BAYFRONT PARK MANAGEMENT TRUST ("BFP") —The BFP was established by the City in 1987 under the authority of City of Miami Resolution No. 10348. The BFP was created for the purpose of managing and operating the events held at Bayfront and Bicentennial Park and the daily maintenance and upkeep of the grounds, its various amenities including the amphitheater and the Mildred and Claude Pepper Fountain. The governing body of the BFP consists of nine appointed members serving initial terms of one to three years. Upon expiration of an initial term, each successor member may be appointed by the City Commission for terms of one to three years. The BFP has appointed an executive director to act as the chief executive officer, subject to policy directives. The BFP prepares and submits an annual budget request and master plan to the City Commission for its approval for each fiscal year. Therefore, the City is financially accountable and is discretely presenting the BFP in the accompanying financial statements. HEALTH FACILITY AUTHORITY ("HFA") — The HFA is an agency established by the City in 1979 under the authority of Chapter 154, Florida Statutes and City Resolution No. 79-93 to serve as a conduit to issue revenue bonds. The City Commission must approve the HFA's board membership and operating budget. Therefore, the City is financially accountable and is discretely presenting the HFA in the accompanying financial statements. Debt obligations issued under the purview of the HFA do not constitute an indebtedness, liability or pledge of the faith or credit of the HFA or the City. The aggregate amount of conduit debt obligations totaled $121,830,000 at September 30, 2008. The HFA does not issue stand-alone audited financial statements. The only activity during the fiscal year was to service the debt outstanding. The debt service payments were made by Mercy Hospital and Miami Jewish Home. The City of Miami Health Facilities Authority conduit debt outstanding as of September 30, 2008 is as follows: Mercy Hospital Miami Jewish Home Total Series 1998A $ 13,360,000 $ $ 13,360,000 Series 2002 35,000,000 35,000,000 Series 2003 14,605,000 - 14,605,000 Series 2006 35,195,000 - 35,195,000 Series 2005 - 23,670,000 23,670,000 Total $ 98,160,000 $ 23,670,000 $ 121,830,000 Proceeds from these bond issues were used to finance construction of buildings and parking facilities; land acquisitions; equipment purchases including beds and other medical apparatus; renovation of existing facilities; and engineering costs. CIVILIAN INVESTIGATIVE PANEL ("CIP") — The CIP was established by the City's Commission Ordinance Number 12188 on February 14, 2002 for the purpose of creating an independent citizen's oversight panel to conduct investigations related to allegations of police misconduct, review polices, practices and procedures of the police department and perform community outreach programs. The CIP consists of thirteen members who were originally appointed as follows: a) the Miami City Commission selects and appoints nine members, b) the Mayor selects three members whose names are ratified and appointed by the City Commission, and c) the Chief of Police of the City of Miami appoints one member, who serves at the will of the Chief of Police. The CIP prepares and submits an annual budget request to the City Commission for its approval for each fiscal year and is funded by the City of Miami. Therefore, the City is financially accountable and is discretely presenting the CIP in the accompanying financial statements. 28 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Complete financial information of the individual component units may be obtained at the entity's respective administrative offices as follows: SEOPW / ORA / MRA 49 NW 5th Street, Suite 100 Miami, Florida 33128-1811 VKBPT 4020 Virginia Beach Drive Miami, Florida 33149 Liberty City 4800 NW 12t1i Avenue Miami, Florida 33127-2218 MSEA 301 N. Biscayne Blvd. Miami, Florida 33132-2226 DDA 200 South Biscayne Blvd. Suite 2929 Miami, Florida 33131 DOSP 90 SW lst Street Miami, Florida 33130-1602 B. Government -Wide Financial Statements BFP 301 N. Biscayne Blvd. Miami, Florida 33132-2226 CIP 155 South Miami Ave Penthouse 1-B Miami, FL 33130-1609 The government -wide financial statements (i.e., the Statement of Net Assets and the Statement of Activities) report information on all of the non -fiduciary activities of the City and its component units. The primary government is reported separately from the discreetly presented component units. The Statement of Net Assets presents the financial position of the City and its component units at the end of its fiscal year. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes, and other items that are not deemed to be program revenues, are reported instead as general revenues. Separate financial statements are provided for governmental funds and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds are reported as separate columns in the fund financial statements. All remaining non -major governmental funds are aggregated and reported as other non -major governmental funds. C. Fund Financial Statements The accounts of the City are organized and operated on the basis of funds. A fund is an independent fiscal and accounting entity with a self -balancing set of accounts which comprise its assets, liabilities, fund balances/net assets, revenues and expenditures. Fund accounting segregates funds according to their intended purpose and it is used to aid management in demonstrating compliance with finance - related legal and contractual provisions. The City maintains the minimum number of funds consistent with legal and managerial requirements. The focus of governmental fund financial statements is on major funds as that term is defined in professional pronouncements. Each major fund is to be presented in a separate column, with non -major funds, aggregated, and presented in a single column. The City maintains fiduciary funds which are used to account for assets held by the City in a trustee capacity. Since the governmental fund statements are presented on a different measurement focus and basis of accounting than the government -wide statements' governmental activities column, a reconciliation is presented which briefly explains the adjustments necessary to transform the fund -based financial 29 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS statements into the governmental activities column of the government -wide presentation. The City reports the following major governmental funds. General Fund — The General Fund is the general operating fund of the City. General tax revenues and other receipts that are not allocated by law or contractual agreement to some other fund are accounted for in this fund. General operating expenditures, fixed charges, and capital improvement costs not paid through other funds are paid from this fund. Fire Rescue Services — This Special Revenue Fund accounts for the proceeds of an excise tax that is restricted to expenditures which supplement the City's emergency Fire Rescue operations. Emergency Services Fund — This Special Revenue Fund accounts for grants and reimbursements related to disasters. Additionally, this fund accounts for non -disaster related reimbursable expenditures. Streets and Sidewalks — This Capital Projects Fund accounts for capital expenditures made for streets, sidewalks, and other traffic -related projects. Additionally, the City reports the following fiduciary fund type: Pension Trust - The pension trust funds account for the City of Miami Fire Fighters' and Police Officers' Retirement Trust ("FIPO"), the City of Miami General Employees' and Sanitation Employees' Retirement Trust ("GESE") and Other Managed Trusts (Members, Excess Plan, and Staff Plan), and the Elected Officers' Retirement Trust ("EORT"). The pension trust funds accumulate resources for pension benefit payments. D. Measurement Focus and the Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers revenues to be available if they are collected within 60 days of the end of the fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, and claims and judgments are recorded only when payment is due. Expenditures related to pensions and other post employment benefits are recognized when the City has made a decision to fund those obligations with current available resources. Property taxes, when levied for, intergovernmental revenue, when eligibility requirements are met, sales tax, franchise and utility taxes, licenses, charges for services, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable only when cash is received by the City. 30 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS As a general rule, the effect of interfund activity has been eliminated from the government -wide financial statements; however, interfund services provided and used are not eliminated in the process of consolidation. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than program revenues. Likewise, general revenues include all taxes. When both restricted and unrestricted resources are available for use, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. E. Assets, Liabilities, and Net Assets or Fund Equity Deposits and Investments - The City has defined "cash, cash equivalents, and investments" to include cash on hand, demand deposits, money market funds, debt securities, and cash with fiscal agents. Each fund's equity in the City's investment pool is considered to be cash equivalent since the funds can be deposited or effectively withdrawn at any time without prior notice or penalty. In addition, the City considers all highly liquid investments with a maturity of three months or less when purchased, to be a cash equivalent. All investments, including those of the Pension Trust Funds, are stated at fair value, using quoted market price or the best available estimate thereof. Investments that have a maturity of one year or less at the time of purchase are reported at amortized cost. Alternative investments which include private equity, private debt, venture capital and equity real estate investments where no readily ascertainable market value exists, management, in consultation with the general partner and investment advisors, has determined the fair values for the individual investments based upon the partnership's most recent available financial information. Interfund Receivables and Payables - Activity between funds that is representative of lending/borrowing arrangements outstanding at the end of the fiscal year is referred to as "due to/from other funds". Receivables - Receivables include amounts due from other governments and others for services provided by the City and are recorded when the related revenue is earned. Allowances for uncollectible receivables are based upon historical trends and the periodic aging of receivables. The City fully reserves for all receivables greater than 60 days with the exception of grant receivables and other accounts that are in the collection process. Prepaids - Prepaid items consist of certain costs which have been paid prior to the end of the fiscal year, but represent items which are applicable to future accounting periods. Reported amounts in governmental funds are equally offset by a reservation of fund balance, in the fund financial statements, which indicates that these amounts do not constitute "available spendable resources" even though they are a component of current assets. Inventory - There are no inventory values presented in the governmental funds or government -wide financial statements of the City. Purchases of inventoriable items are recorded as expenditures/expense at the time of purchase and year-end balances are not material. Restricted Assets - Certain proceeds from bonds, loans, and deposits, as well as resources for debt service payments, are classified as restricted assets because their use is limited by applicable bond indentures, contracts, and agreements. 31 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Capital Assets - Capital assets, which include property, plant, equipment, and infrastructure (e.g. roads, sidewalks, drainage, and similar items), are reported in the governmental activities column in the government -wide financial statements and fiduciary fund financial statements. Capital assets are defined by the City as assets with an initial cost of $1,000 or more and an estimated useful life in excess of one year. Such assets are recorded at historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value on the date of the donation. Major outlays for capital assets and improvements are capitalized as projects are constructed. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Property, plant, equipment, and infrastructure of the City, and its component units, are depreciated using the straight-line method over the following estimated useful lives: Asset Years Buildings 20 - 50 Improvements other than buildings 10 - 30 Machinery and equipment 3 - 15 Vehicles (including heavy equipment) 3 - 10 Infrastructure 15 - 75 In the governmental funds, capital assets are recorded as expenditures and no depreciation expense is recorded. Deferred Charges - Deferred charges in the government -wide financial statements represent the unamortized portion of the cost incurred for the issuance of long-term debt and the difference between the reacquisition price and the net carrying amount of the old debt, relating to current and advance refunding resulting in the defeasance of debt. These costs are being amortized over the term of the respective bond issue or the shorter of the amortization period remaining from the prior refunding or the life of the latest refunding debt. The costs are amortized using the effective interest method. For governmental funds, these costs are considered to be period costs. Compensated Absences - It is the City's policy to permit employees to accumulate earned but unused vacation and sick leave, which will be paid upon separation from service. The City accrues a liability for compensated absences as well as certain other salary related costs associated with the payment of compensated absences. The liability for such accumulated leave is reflected in the government -wide financial statements as current and long-term liabilities. A liability for these amounts is reported in the governmental funds only if they have matured, for example, as a result of employee resignations and retirements. The liability for compensated absences includes salary -related payments, where applicable. Employee Benefit Plans and Net Pension Asset/Obligation - The City provides separate defined benefit pension plans for general employees, sanitation employees and for uniformed police and fire depaittnent personnel, as well as a defined contribution pension plan created in accordance with Internal Revenue Code Section 401(a) for certain employees. The City also offers an optional deferred compensation plan created in accordance with Internal Revenue Code Section 457. At September 30, 2008 the City recorded a net pension obligation related to the General Employees and Sanitation Employees (GESE) Excess Benefit Plan in its government -wide statement of net assets. The net pension obligation is a function of annual required contributions, interest, adjustments to the annual required contribution, annual pension costs and actual employers contributions made to the plan. Please refer to Note for further information. 32 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Post Employment Benefits Other Than Pensions (OPEB) - Pursuant to Section 112.0801, Florida Statues, the City is mandated to permit participation in the health insurance program by retirees and their eligible dependents at a cost to the retiree that is no greater than the cost at which coverage is available for active employees. Retirees pay 75% of the blended (active and retiree combined) equivalent premium rates. The blended rates provide an implicit subsidy for retirees because, on an actuarial basis, their current and future claims are expected to result in higher costs to the plan on average than those of active employees. The City currently provides these benefits in accordance with the vesting and retirement requirements for its General Employees and Sanitation Employees, Firefighters and Police. The City is financing the post employee benefits on a pay -as -you go basis. As determined by an actuarial valuation, the City records a net OPEB obligation in its proprietary and government -wide financial statements related to the implicit subsidy. Please refer to Note 11 for further information. Unearned/Deferred Revenues - Resources that do not meet revenue recognition requirements (not earned) are recorded as unearned revenue in the governmental -wide and fund financial statements. In addition, amounts related to government fund receivables that are measurable, but not available, are recorded as deferred revenue in the governmental fund financial statements. Long -Term Obligations - In the government -wide financial statements, long-term debt and other long- term obligations are reported as liabilities in the statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources, while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, and debt principal payments are reported as debt service expenditures. Risk Management — The City is self -insured for automobile liability, general liability, including public official's liability and property damage claims pursuant to Florida Statute Section 768.28 (Waiver of Statute of Limitations; Exclusions: Indemnifications; Risk Management Programs). Per Florida Statue section 768.28, the City is self -insured up to $100,000 per person/$200,000 per occurrence. The City is also self -insured for workers' compensation claims, in accordance with Florida Statute Section 440. The City is self -insured for health claims and uses a commercial carrier as the administrator. The accrued liability for estimated insurance claims represents an estimate of the ultimate cost of settling claims arising prior to year end including claims incurred but not yet reported. Net Assets - Equity in the government -wide statement of net assets is displayed in three categories: 1) invested in capital assets, net of related debt, 2) restricted, 3) unrestricted. Net assets invested in capital assets net of related debt consists of capital assets reduced by accumulated depreciation and by any outstanding debt incurred to acquire, construct, or improve those assets, excluding unexpended proceeds. Net assets are reported as restricted when there are legal limitations imposed on their use by City legislation or external restrictions by other governments, creditors, or grantors. Unrestricted net assets consist of all net assets that do not meet the definition of either of the other two components. The government -wide statement of net assets reports $150,737,724 of restricted net assets, of which $54,826,984 is restricted by enabling legislation. 33 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Fund Equity - In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of unreserved fund balance in governmental funds indicate the utilization of these resources in the ensuing year's budget or tentative plans for future use. The following is a description of the reserves and designations used by the City. Reserve for encumbrances — This amount is equal to the outstanding purchase orders for goods and services at year-end. The subsequent year's appropriations will be amended to provide the authority to complete the transactions. Reserve for debt service — This is the amount of fund equity in the Debt Service Funds, which is set aside for the repayment of outstanding debt. Reserve for prepaid items — This reserve is provided to account for payments made in advance. This reserve indicates the funds are not "available" for appropriation or expenditure even though they are a component of current assets. Designated for subsequent year's expenditures — These are amounts that are to be appropriated in the ensuing year's budget. Designated for future settlements — These are amounts that are to be appropriated in future years for lawsuits and claims that management has determined are probable and the amount of that loss can be reasonably estimated. Designated for strategic initiatives — These are amounts that are to be appropriated in future years for those projects that either enhance revenue producing activities or reduce future expenditures. Designated for management initiatives — These are amounts that are to be appropriated in future years for those specific projects that management has approved and has set aside monies to pay for these items in accordance with the City's Financial Integrity Ordinance. Use of Estimates - The preparation of the financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Estimates also affect the reported amounts of revenues and expenditures during the reporting period. Actual results could differ from estimates. Excess of Expenditures over Appropriations - The Midtown CRA Special Revenue Fund exceeded their budgetary authorization by $1,112,084. Fund Deficits The following funds had undesignated deficits in the amounts indicated as of September 30, 2008: Fund Deficit Special Revenue: Fire Services $ 7,125,907 Emergency Services 15,006,723 Homeless 289,970 34 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS These undesignated deficits are the result of encumbrances, other reserves exceeding available fund balances or the deferral of revenue recognition. The City plans to eliminate these deficits in the ensuing fiscal year. NOTE 2. — DEPOSITS AND INVESTMENTS Deposits The City, excluding the Pension Trust Funds, maintains a cash management pool for its cash, cash equivalents, and investments in which each fund and/or account or sub -account of a fund participates on a dollar equivalent and daily transaction basis. Interest income (which includes unrealized gains and losses) is distributed monthly based on a monthly average balance. The use of zero balance accounts with daily sweeps allows for the City's portfolio to be fully invested at all times. Custodial Credit Risk — This is the risk that in the event of a bank failure, the City's deposits may not be recoverable. In addition to insurance provided by the Federal Deposit Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of Florida to hold public funds. The City's adopted policy is governed by Florida Statutes Chapter 280, Florida Security for Public Deposits Act, which requires all Florida qualified public depositories to deposit with the Treasurer or another banking institution eligible collateral. In the event of failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. Investments Custodial Credit Risk — This is the risk that in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The City's investment policy requires that securities be registered in the name of the City. All safekeeping receipts for investment instruments are held in accounts in the City's name and all securities are registered in the City's name. As required by Florida Statutes, the City has adopted a written investment policy, which may, from time to time, be amended by the City Commission. The City Code authorizes the Director of Finance to purchase and invest idle funds prudently in U. S. Treasuries and obligations of agencies of the United States, provided such are guaranteed by the United States or by the issuing agency; general obligations of states, municipalities, school districts, or other political subdivisions, revenue and excise tax bonds of the various municipalities of the State of Florida, provided none of such securities has been in default within five years prior to date of purchase, negotiable certificates of deposit, bankers acceptance drafts, money market investments, the State Board of Administration Investment Pool, and prime commercial paper. The State Board of Administration is part of the Local Government Surplus Funds Trust Fund and is governed by Ch. 19-7 of the Florida Administrative Code. These rules provide guidance and establish the general operating procedures for the administration of the Local Government Surplus Funds Trust Fund. Additionally, the State of Florida Office of the Auditor General performs the operational audit of the activities and investments of the State Board of Administration. The fair value of the position in the external investment pool is the same as the value of the pool shares. The Local Government Surplus Funds Trust Fund is not a registrant with the Securities and Exchange Commission; however, the board has adopted operating procedures consistent with the requirements for a 2a-7 fund. These investments are valued using the pooled share price, which is based on amortized costs. At September 30, 2008, the investments of the primary government, exclusive of the Pension Trust Funds, consisted of the following: 35 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Investment Type Fair Value United States Treasury Notes $ 35,217,250 Federal National Mortgage Association 57,350,700 Federal Home Loan Mortgage Corporation 63,104,080 Federal Farm Credit Bank 97,289,046 Federal Home Loan Bank 92,450,704 Commercial Paper 84,057,749 Money Market Fund 41,014,805 Total Investments 470,484,334 Bank Deposits 1,574,049 Total Cash, Cash Equivalents and Investments $ 472,058,383 Interest Rate Risk - Interest rate risk is the risk that as market rates change, the fair value of an investment will vary. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in the market interest rate. The City's policy limits the maturity of an investment to a maximum of 5 years. As of September 30, 2008, the City of Miami had the following investments with the respective weighted average maturity in years. The respective weighted average maturities were based on the securities call date, not the maturity date. Weighted Average Investment Type Maturity in Years United States Treasury Notes Federal National Mortgage Association Federal Home Loan Mortgage Corporation Federal Farm Credit Bank Federal Home Loan Bank Commercial Paper Money Market 0.40 0.21 0.32 0.23 0.46 0.08 Less than 1 year Credit Risk - The City's investment policy (the Policy), minimizes credit risk by restricting authorized investments to the highest ratings of at least one of the nationally recognized statistical rating organizations (NRSROs). Investments in the State Board of Administration and the Local Government Surplus Funds Trust Fund do not have a rating from NRSRO. Commercial paper and bankers acceptances must have the highest letter and numerical rating as provided for by at least one NRSRO. The credit ratings below were consistent among the three major rating agencies (Moody's, Standard and Poor's, and Fitch). The table below summarizes the investments by credit rating at September 30, 2008: Standards & Poors Investment Type Credit Rating Federal National Mortgage Association AAA Federal Home Loan Mortgage Corporation AAA Federal Farm Credit Bank AAA Federal Home Loan Bank AAA Commercial Paper Al/P 1/F 1 Money Market Fund Not Rated Concentration of Credit Risk — The City's policy establishes limitations on portfolio composition by investment type and by issuer to limit its exposure to concentration of credit risk. The policy provides that a maximum of 20% of the portfolio may be invested in SEC registered money market funds with no more than 10% to any single money market fund. A maximum of 100% of available funds may be 36 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS invested in the Local Governments Surplus Funds Trust Fund. A maximum of 100% of the total portfolio may be invested in U.S. Government securities and federal instruments, with a limit of 25% invested in any one issuer of federal instruments. A maximum of 35% of the portfolio may be invested in prime commercial paper with a maximum of 10% with any one issuer. A maximum of 10% of the portfolio may be invested in banker's acceptances with a maximum of 5% with any one issuer. As of September 30, 2008, the following issuers held 5% or more of the investment portfolio: Issuer Percentage Federal Farm Credit Bank 21% Federal Home Loan Bank 20% Federal Home Loan Mortgage Corp. 13% Federal National Mortgage Association 12% United States Treasury Notes 7% The above excludes investments issued or explicitly guaranteed by the U.S. government and investments in mutual funds and external investments pools. City of Miami Firefighters and Police Officers Retirement Trust (FIPO) FIPO's investment policy is determined by its Board of Trustees and is implemented by investment managers. The policy has been identified by the Board as having the greatest expected investment return, and the resulting positive impact on asset values, funded status and benefits, without exceeding a prudent level of risk. The Trustees are authorized to acquire and retain property, real, personal or mixed and investments specifically including, bonds, debentures and other corporate obligations, and stocks, preferred or common. Interest Rate Risk - Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. As a means of limiting its exposure to interest rate risk, the Plan's Investment Policy limits the maturities of its investments. Information about the sensitivity of fair values of the Plan's investments to market interest rate fluctuations is provided by the following table that shows the distribution of the Plan's investments by maturity at September 30, 2008: Fair Value ($000) Investment Maturities: Less than 1 year 1 to 5 years 6 to 10 years More than 10 years U.S. U.S. Corporate Treasuries Agencies Bonds Total $ 43,789 $ 179,615 $ 197,919 $ 421,323 6,596 1,746 7,378 15,720 13,164 5,704 24,700 43,568 12,133 18,549 122,788 153,470 11,896 153,615 43,053 208,564 Credit Risk - Credit risk is the risk that a security or a portfolio will lose some or all of its value due to a real or perceived change in the ability of the issuer to repay its debt. This risk is generally measured by the assignment of a rating by a nationally recognized statistical rating organization. The Plan's investment policy utilizes portfolio diversification in order to control this risk. 37 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The following table discloses credit ratings by investment type, at September 30, 2008, as applicable: Percentage Investment Type/Rating Fair Value of Portfolio U.S. Government guaranteed* $ 223,403,484 53.02% Credit risk debt securities: AAA 23,370,309 5.55% AA+ 1,548,587 0.37% AA 3,682,741 0.87% AA- 6,283,727 1.49% A+ 11,232,091 2.67% A 14,551,459 3.45% A- 12,309,689 2.92% BBB+ 15,037,777 3.57% BBB 8,800,307 2.09% BBB- 5,494,902 1.30% BB and lower 542,845 0.13% Bond Funds** 85,543,133 20.30% Not Rated 9,521,641 2.26% Total credit risk debt securities 197,919,208 46.98% Total fixed income securities $ 421,322,692 100.00% * Obligations of the U.S. government or obligations explicitly or implicitly guaranteed by the U.S. government are not considered to have credit risk and do not have purchase limitations. ** At September 30, 2008, bond funds are comprised of securities rated AAA (76%), AA (4%), A (8%), BBB (7%), BB and lower (5%) per Lehman Brothers Aggregate Bond Index and Standard and Poors. Custodial Credit Risk - This is the risk that in the event of the failure of the counterparty, the Plan will not be able to recover the value of its investments that are in the possession of an outside party. Consistent with the Plan's investment policy, the investments are held by the Plan's custodial bank and registered in the Plan's name. Concentration of Credit Risk - The investment policy of the Plan contains limitations on the amount that can be invested in any one issuer as well as maximum portfolio allocation percentages. There were no individual investments that represent 5% or more of Plan net assets at September 30, 2008. Foreign Currency Risk - Foreign currency is the risk that changes in exchange rates will adversely affect the fair value of the investment or a deposit. Each investment manager, through the purchase of units in a commingled investment trust fund or international equity mutual fund, establishes investments in international equities. FIPO has an indirect exposure to foreign currency fluctuation as follows: 38 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Holdings valued in U.S. Dollars - Currency International Equities Euro $ 25,375,718 Swedish krona 2,616,959 Norwegian krona 2,356,805 Canadian dollar 1,972,778 Swiss franc 1,643,139 South Korean won 1,583,211 Japanese yen 1,280,225 Hong Kong dollar 760,789 Other 543,668 British pound sterling 113,863 $ 38,247,155 Securities Lending Transactions - A retirement system is authorized by state statutes and board of trustees' policies to lend its investment securities. The lending is managed by the Trust's custodial bank. All loans can be terminated on demand by either the Trust or the borrowers, although the average term of loans is approximately 89 days. The custodial bank and its affiliates are prohibited from borrowing the system's securities. The agent lends the Trust U.S. government and agency securities and domestic corporate fixed -income and equity securities for securities or cash collateral of 102% and international securities of 105% of the securities plus any accrued interest. The securities lending contracts do not allow the Trust to pledge or sell any collateral securities unless the borrower defaults. Cash collateral is invested in the agent's collateral investment pool, whose share values are based on the amortized cost of the pool's investments. Investments are restricted to issuers with a credit rating A3 or A- or higher by Moody's or Standard & Poor's. At year-end, the pool has a weighted average term to maturity of 31 days. The relationship between the maturities of the investment pool and the Trust's loans is affected by the maturities of the securities' loans made by other entities that use the agent's pool, which the Trust cannot determine. There are policy restrictions by the custodial bank that limits the amount of securities that can be lent at one time or to one borrower. The following represents the balances relating to securities lending transactions at September 30, 2008: Securities Lent: Fair Value of Cash Collateral Cash Collateral Underlying Received/Securities Investment Securities Collateral Value Value Lent for cash collateral: U.S. government and agency obligations $ 49,988,535 $ 51,311,456 $ 50,609,766 Domestic corporate stocks 128,298,187 130,021,567 128,243,507 Domestic corporate bonds 7,645,957 7,843,533 7,736,272 International corporate stocks 880,196 964,491 951,301 Total securities lent $ 186,812,875 $ 190,141,047 $ 187,540,846 The contract with the Trust's custodian requires the custodian to indemnify the Trust if the borrower fails to return the securities, due to the insolvency of a borrower, and the custodian has failed to live up to its contractual responsibilities relating to the lending of those securities. At year-end, the Trust has no credit risk exposure to borrowers because the amounts of collateral held by the Trust exceed the amounts the 39 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS borrowers owe the Trust. There are no significant violations of legal or contractual provisions, no borrowers or lending agent default losses, and no recoveries of prior period losses during the year. There is no income distributions owing on securities lent. During the fiscal year 2008, the value of certain underlying securities became impaired because of the credit failure of the issuer. Accordingly, the carrying amount of the collateral reported in the Trust's statement of plan net assets for FY 2008 was reduced by $2.6 million to reflect this impairment and reflect the net realizable value of the securities purchased with collateral from securities lending transactions. GESE Pension Trust Funds Investments for the City of Miami Employees and Sanitation Employees Retirement Trust (GESE Trust) and the City of Miami General Employees and Sanitation Employees Retirement Trust Staff Pension Plan (Staff Trust), as of September 30, 2008, were as follows: Investment Type Fair Value GESE Staff Trust Trust U.S. Government and Agency Securities Corporate Stocks Corporate Bonds Real Estate Fund Money Market Fund Total Investments GESE Trust $ 65,451,840 $ - 362,740,215 627,831 77,503,821 459,926 505,695,876 45,012,487 24,547,610 1,087,757 $ 575,255,973 $ 1,087,757 The investment policy, approved by the Board of Trustees for the GESE Trust, stipulates the permissible investments and the allowable long-range asset allocation, measured at market value at the end of each quarter. The investment objectives are to achieve rates of return that equal or exceed actuarial interest assumption rate, and performance results that rank in the top half of the investment consultants universe database, over a rolling three-year period, without undue risk. Compliance with the investment policy is monitored by the GESE Trust's investment consultant. The Board of Trustees for the GESE Trust has engaged outside investment professionals to manage the assets of the Trust. The Trusts are potentially exposed to various types of investment risk including credit risk, custodial credit risk, concentration of credit risk, interest rate risk, and foreign currency risk. Interest Rate Risk — The GESE Trust limits the maturities of investments to control this risk. The GESE Trust investment policy requires that the average duration of the fixed -income asset class be targeted within a range of three to ten years. In addition, each manager is expected to keep duration at +/- one year of the benchmark duration. The GESE Trust utilizes duration to assess its risk to changes in interest rates. The following represents the investments' market value and duration of the securities at September 30, 2008: 40 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Investment Type Fair Value Weighted Avg. Maturity Years Asset -Backed $ 12,157,000 2.94 Corporate -Bank 10,876,000 3.33 Corporate -Finance 10,812,000 3.66 Corporate -Industrial 18,272,000 6.54 Corporate-Misc 1,474,000 2.59 Corporate -Transportation 3,300,000 3.07 Corporate -Comm. Utility 8,617,000 4.49 Corporate -Electric Utility 2,050,000 4.86 Corporate -Gas Utility 1,013,000 6.11 US Treasury 13,428,000 6.98 US Agency 1,019,000 6.88 Yankee -Industrial 1,307,000 7.05 Yankee -Utility 369,000 10.43 Yankee -Finance 41,000 9.84 Municipal 2,045,000 3.19 Mortgages 55,976,000 3.70 Cash 3,503,000 0.02 Total $ 146,259,000 Credit Risk - The GESE Trust's Investment Policy Statement limits credit risk by requiring all fixed - income securities to be rated by Moody's as a Baa/BBB or better. The only exception is that a maximum of 5% of each manager's portfolio may be invested in high yield securities rated Caa/CCC or better. At September 30, 2008, the following table displays Moody's ratings and the market value of the total fixed -income portfolio invested: Investment Type/Rating Market Value Percent Treasury* $ 13,428,000 9.18% Agency* 1,019,000 0.70% Asset -Backed* * 12,157,000 8.31% Mortgages** 55,976,000 38.27% Aaa 2,505,000 1.71% Aa 11,239,000 7.68% A 29,863,000 20.42% Baa 16,448,000 11.25% Ba 121,000 0.08% Cash 3,503,000 2.40% Total $ 146,259,000 100.00% * Implied AAA rating ** There is no rating classification for these investments Custodial Credit Risk - This is the risk that in the event of the failure of the counterparty, the Plan will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The GESE Trust utilizes an independent custodial safekeeping agent for its investment activity. Custodial credit risk is limited since its investments are held in independent custodial safekeeping accounts, external investment pools, and/or open end mutual funds. All cash in each money manager's portfolio is swept into a money market mutual fund on a daily basis. 41 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Concentration of Credit Risk - The GESE Trust utilizes limitations on securities of a single issuer or industry to manage this risk. Investments issued or explicitly guaranteed by the U.S. Government and investments in mutual funds, external investment pools, and other pooled investments are not subject to any concentration of credit risk. The GESE Trust investment policy requires that corporate bond issues must be diversified by industry and in number so that no investment in the securities of a single issue shall exceed 5% (at cost) of the value of the portfolio. Single industry weightings will be a maximum of 25%, except U.S. government and agency securities. At September 30, 2008, the GESE Trust did not have any investments with issuers greater than 5%. Foreign Currency Risk - At September 30, 2008, the GESE Trust did not have any foreign denominated fixed -income investments. Staff Trust The investment policy for the Staff Trust was determined by the Board of Trustees and is monitored by the Staff Trust's investment consultant. The policy stipulates the permissible investments, and the allowable long-range asset allocation, measured at market value, at the end of each quarter. The investment objectives are to achieve rates of return that equal or exceed actuarial interest assumption rate, and performance results that rank in the top half of the investment consultants universe database, over a rolling three-year period, without undue risk. The Board of Trustees has engaged outside investment professionals to manage the assets for the Staff Trust. Interest Rate Risk - The Staff Trust limits the maturities of investments to control this risk. The Staff Trust investment policy requires that the average duration of the fixed -income asset class be targeted within a range of three to ten years. In addition, the manager is expected to keep its duration at +/- one year of the benchmark duration. The effective duration of the passive mutual funds is 4.46 years. Credit Risk - The Staff Trust Investment Policy Statement limits credit risk by requiring all fixed - income securities to be rated by Moody's as a Baa/BBB or better. At September 30, 2008, the Staff Plan did not have investments in fixed -income securities. Investment Type/ Rating Fair Value Effective Duration Government* $ 149,000 32.39% Aaa 219,000 47.61% Aa 22,000 4.78% A 38,000 8.26% Baa 32,000 6.96% $ 460,000 100.00% * Implied AAA Rating Custodial Credit Risk - This is the risk that in the event of the failure of the counterparty, the Plan will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The Staff Trust utilizes an independent custodial safekeeping agent for its investment activity. Custodial credit risk is limited since its investments are held in independent custodial safekeeping accounts, external investment pools, and/or open-end mutual funds. All cash in each money manager's portfolio is swept into a money market mutual fund on a daily basis. Concentration of Credit Risk - The Staff Trust utilizes limitations on securities of a single issuer or industry to manage this risk. Investments issued or explicitly guaranteed by the U.S. government and investments in mutual funds, external investment pools, and other pooled investments are excluded from 42 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS this requirement. The Staff Trust investment policy requires that corporate bond issues must be diversified by industry and in number so that no investment in the securities of a single issue shall exceed 20% (at cost) of the value of the portfolio. Single industry weightings will be a maximum of 20%, except U.S. government and agency securities. As of September 30, 2008, the Staff Trust did not have any positions with issuers greater than 5%. Foreign Currency Risk - At September 30, 2008, the GESE Staff Trust did not have any foreign fixed - income investments and is therefore, not exposed to foreign currency risk. The Staff Trust prohibits investments in foreign currency denominated securities. Elected Officers' Retirement Trust (EORT) At September 30, 2008, the investments of EORT consisted of the following: Investment Type Fair Value Unted States Treasury Notes $ 552,321 Federal Home Loan Mortgage Corporation 746,303 Federal Farm Credit Bank 747,893 Federal National Mortgage Association 748,357 Federal Home Loan Bank 743,437 Cash and Money Market Funds 148,229 Total $ 3,686,540 Interest Rate Risk - Interest rate risk is the risk that as market rate changes the fair value of an investment will vary. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in the market interest rate. The City's investment policy limits the maturity of an investment to a maximum of 5 years. As of September 30, 2008, EORT had the following investments with the respective weighted average maturity in years. The respective weighted average maturities were based on the securities call date, not the maturity date. Investment Type In Years United States Treasury Notes Federal Home Loan Mortgage Corporation Federal Farm Credit Bank Federal National Mortgage Association Federal Home Loan Bank Money Market Funds 0.17 0.58 2.08 2.58 3.58 Less than 1 year The investments at September 30, 2008 are in compliance with EORT's investment policy. Credit Risk - The Plan's investment policy minimizes credit risk by restricting authorized investments to the highest ratings of at least one of the nationally recognized statistical rating organizations (NRSROs). Investments in the State Board of Administration, and The Local Government Surplus Funds Trust Fund do not have a rating from the NRSRO. Commercial paper and bankers acceptances must have the highest letter and numerical rating as provided for by at least one NRSRO. The credit ratings below for U.S. Treasury and Agency were consistent among the three major rating agencies (Moody's, Standard and Poor's, and Fitch). Money Market Funds are authorized by the City's investment policy, but are not rated by the major rating agencies. 43 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The table below summarizes the investments by credit rating at September 30, 2008: Investment Type Credit Rating United States Treasury Notes U.S. Agency Obligations Cash and Money Market Funds AAA AAA Not Rated Custodial Credit Risk - This is the risk that in the event of the failure of the counterparty, the Plan will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. The Staff Trust utilizes an independent custodial safekeeping agent for its investment activity. Custodial credit risk is limited since its investments are held in independent custodial safekeeping accounts, external investment pools, and/or open-end mutual funds. All cash in each money manager's portfolio is swept into a money market mutual fund on a daily basis. Concentration of Credit Risk - The Plan's policy establishes limitations on portfolio composition by investment type and by issuer to limit its exposure to concentration of credit risk. The policy provides that a maximum of 20% of the portfolio may be invested in SEC registered money market funds with no more than 10% to any single money market fund. A maximum of 100% of available funds may be invested in the Local Governments Surplus Funds Trust Fund. A maximum of 100% of the total portfolio may be invested in U.S. Government securities and federal instruments, with a limit of 25% invested in any one issuer of federal instruments. A maximum of 35% of the portfolio may be invested in prime commercial paper with a maximum of 5% with any one issuer. A maximum of 10% of the portfolio may be invested in banker's acceptances with a maximum of 5% with any one issuer. As of September 30, 2008, the following issuers held 5% or more of the investment portfolio: Issuer United States Treasury Notes Federal Home Loan Mortgage Corporation Federal Farm Credit Bank Federal National Mortgage Association Federal Home Loan Bank Cash and Money Market Funds NOTE 3. — RECEIVABLES Receivables at year-end for the City in individual including the applicable allowance for uncollectible Receivables General Fire Rescue Services Percent 15% 20% 20% 20% 20% 5% 100% major funds and non -major funds in the aggregate, accounts, are as follows: Emergency Services Streets & Sidewalks Other Non -Major Govt Funds Total Accounts Taxes Due from Other Governments Loan to Component Unit Loans Receivable Gross Receivables Less: Allow for Uncollectable Net Total Receivables $ 20,694,345 $ 16,234,738 2,387,217 39,479 $ 16,168,533 $ 375,185 11,678,327 3,992,437 $ 7,571,970 1,368,967 28,770,240 2,550,000 8,283,761 $ 28,680,979 17,603,705 62,996,754 2,550,000 8,283,761 39,316,300 16,208,012 (11,073,726) (15,779) $ 28,242,574 $ 16,192,233 11,678,327 (2,116,993) $ 9,561,334 4,367,622 (353,233) $ 4,014,389 48,544,938 120,115,199 (15,026,923) (28,586,654) $ 33,518,015 $ 91,528,545 44 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS As part of its Community Development Block Grant (CDBG) program, the City issues single and multi- family housing rehabilitation loans to qualified residents. All repayments of the loans, which carry low interest rates, remain in the loan program. As collection of the loans is not assured, the loans are fully reserved. The loan to the component unit represents a receivable from the Department of Off -Street Parking (DOSP) in the amount of $2,550,000, which is fully reserved for as of September 30, 2008 (see Note 8). Loans receivables amount represents a loan to Parrot Jungle Island authorized under a loan participation agreement with Miami -Dade County. The agreement required the City to assume 80% of the guarantee of the loan. Balance at September 30, 2008 represents payments made on behalf of Parrot Jungle Island to Miami -Dade County. Amounts are due to the City beginning in 2012. Single -Family Homeownership and Rehabilitation Programs Single-family home rehabilitation and homeownership programs funded under the Community Development Block Grant (CDBG), HOME Investment Partnership Loan Program (HOME), American Dream Down Payment Initiative (ADDI), State Housing Initiative Partnership Program (SHIP) and Affordable Housing Trust Fund, are required to be repaid by the homeowner if the related properties are transferred or sold prior to the established timeframe of the program. If the property is transferred or sold before the end of the "loan" period, the proceeds from the repayment including interest, if any, are then returned to the program to assist additional low-income families. If the homeowners remain in their homes for the full term of the deferred loan, the loan is "forgiven" and becomes a grant. The City's reasonable assumption is that the homeowner will reside at the home for the stipulated period. A mortgage or a covenant is placed against the property to ensure the repayment of the loan and interest. Given the nature of these "loans", collection on loans is not assured, consequently they are not recognized in the financial statements. A summary of single-family, deferred long-term loans that are not recognized in the financial statements is as follows: September 30, 2008 Program Loans Outstanding Amount CDBG 103 loans $ 1,931,346 HOME 402loans 13,236,230 SHIP 409 loans 8,540,848 Other 44loans 1,169,294 Total 958 loans $ 24,877,718 Home Ownership and Rental Multi -Family Loans As of September 30, 2008, there are 85 projects aggregating to $42,580,568 of loans for new construction or rehabilitation of multi -family units, which under the terms of the loan agreement are to be repaid if program conditions are not met. Home ownership loans are usually "forgiven" to the developer and transferred to the home buyer. The home buyer loans are usually amortizable or deferred during the life of the affordability period. Such loans will be forgiven and become grants if the homeowners remain in their homes during the full term of the loan. Given the nature of these "loans", collection on loans is not assured, consequently they are not recognized in the financial statements. 45 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Economic Development Commercial Loans As of September 30, 2008, there are 38 loans aggregating to $10,376,165 for Special Economic Development projects under the CDBG program. Those projects are collateralized by placing a mortgage against the property of the business or non-profit entity's assets to ensure repayment to the City in the event that the property is sold or transferred. Some of these "loans" are written with no interest payment or deferred payments and are "forgivable", if all program conditions are met. Given the nature of these "loans", collection on loans is not assured, consequently they are not recognized in the financial statements. NOTE 4. — PROPERTY TAXES Property taxes are reassessed according to the fair market value on January 1st of each year and are due, with discounts of one to four percent allowed if paid prior to March 1st of the following calendar year. Taxpayers also have the option of paying their taxes in advance in equal quarterly payments based on the prior year's tax assessment with quarterly discounts varying between 2% and 6%. All unpaid taxes on real and personal property become delinquent on April 1st and bear interest at 18% until a tax sale certificate is sold at auction. The County bills and collects all property taxes for the City, and sells tax certificates for delinquent taxes. The assessed value of property, as established by the Miami -Dade County Property Appraiser, at January 1, 2007, upon which the 2007-2008 levy was based, was $37,755,839,094. The City is permitted by Article 7, Section 8 of the Florida Constitution to levy taxes up to $10 per $1,000 of assessed valuation for general governmental services other than the payment of principal and interest on general obligation long-term debt. In addition, amounts may be levied for the payment of principal and interest on general obligation long-term debt, subject to a limitation on the amount of debt outstanding. The tax rate to finance general governmental services (other than the payment of principal and interest on general obligation long-term debt) for the year ended September 30, 2008, was $7.2999 per $1,000. The debt service tax rate for the same period was $0.5776 per $1,000. Property taxes receivable reported in the government -wide Statement of Net Assets and the governmental funds Balance Sheet represent amounts due for unpaid property taxes at September 30, 2008. Property taxes that are not considered "available" have been reported as deferred revenues in the governmental funds Balance Sheet. 46 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS NOTE 5. — CAPITAL ASSETS The following is a summary of changes in capital assets during the year ended September 30, 2008: Primary Government Beginning Additions/ Retirements/ Ending Balance Transfers In Transfers Out Adjustments- Balance Governmental Activities: Non -Depreciable Assets: Land $ 86,719,846 $ 1,196,728 $ 328,583 $ - $ 87,587,991 Construction in Progress 194,648,902 98,969,532 37,948,220 - 255,670,214 Total Capital Assets, not being depreciated 281,368,748 100,166,260 38,276,803 - 343,258,205 Depreciable Assets: Buildings 136,638,045 - - 136,638,045 Improvements 95,989,672 11,289,259 3,219,248 110,498,179 Machinery and Equipment 138,137,049 25,506,019 3,091,599 527,046 161,078,515 Infrastructure 1,087,515,720 22,033,761 - - 1,109,549,481 Total Capital Assets being depreciated 1,458,280,486 58,829,039 3,091,599 3,746,294 1,517,764,220 Less Accumulated Depreciation for: Buildings 74,928,429 3,232,147 - 78,160,576 Improvements 31,703,667 4,569,039 3,142,285 39,414,991 Machinery and Equipment 80,942,615 16,306,437 2,911,226 524,366 94,862,192 Infrastructure 563,142,146 26,677,981 - - 589,820,127 Total accumulated depreciation 750,716,857 50,785,604 2,911,226 3,666,651 802,257,886 Total Capital Assets being depreciated, net 707,563,629 8,043,435 180,373 79,643 715,506,334 Governmental activities capital assets, net $ 988,932,377 $ 108,209,695 $ 38,457,176 $ 79,643 $ 1,058,764,539 * Adjustment necessary to record gross historical cost and gross accumulated depreciation of certain assets from Gusman and Olympia that were recorded at net book value in prior years. Depreciation expense was charged to governmental functions as follows: Function/Program Activities Depreciation Expense General Government $ 31,945,867 Planning and Development 98,292 Community Development 61,692 Community Redevelopment Areas 390,158 Public Works 4,819,333 Public Safety 8,900,407 Public Facilities 499,938 Parks and Recreation 4,069,917 Total depreciation expense $ 50,785,604 Construction Commitments At September 30, 2008, the City had in process various construction projects that were not completed with a remaining balances totaling $29,439,242. Funding of these projects is to be made primarily through the proceeds of the related bond issues, loans, and future tax, revenues and grants. Discretely Presented Component Units Capital Assets The following is a summary of changes in capital assets of the discretely presented component units during the year ended September 30, 2008: MSEA and CIP did not have capital asset balances at September 30, 2008. 47 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS A summary of the changes in capital assets for DOSP is as follows: DOSP Beginning Ending Balance Additions Retirements Balance Capital assets, not being depreciated: Land $ 14,152,054 $ - $ - $ 14,152,054 Construction in progress 3,793,154 9,698,776 (63,516) 13,428,414 Total capital assets, not being depreciated 17,945,208 9,698,776 (63,516) 27,580,468 Capital assets, being depreciated: Building and structures 29,229,457 154,966 (1,488,808) 27,895,615 Leasehold improvements 8,835,351 1,101,066 (12,732) 9,923,685 Furniture and fixtures 307,326 7,625 - 314,951 Equipment 14,587,735 1,345,849 (113,149) 15,820,435 Total capital assets, being depreciated 52,959,869 2,609,506 (1,614,689) 53,954,686 Less accumulated depreciation for: Building and structures (14,996,086) (793,722) 1,498,231 (14,291,577) Leasehold improvements (6,196,047) (624,917) (715) (6,821,679) Furniture and fixtures (208,629) (17,547) - (226,176) Equipment (9,780,538) (1,054,019) (113,149) (10,947,706) Total accumulated depreciation (31,181,300) (2,490,205) 1,384,367 (32,287,138) Total capital assets, being depreciated, net 21,778,569 119,301 (230,322) 21,667,548 DOSP capital assets, net $ 39,723,777 $ 9,818,077 $ (293,838) $ 49,248,016 A summary of the changes in capital assets for DDA is as follows: Capital assets, being depreciated: Furniture and equipment Less accumulated depreciation for: Furniture and equipment DDA capital assets, net DDA Beginning Ending Balance Additions Retirements Balan ce $ 566,722 $ 10,783 $ - $ 577,505 (322,240) (64,433) (386,673) $ 244,482 $ (53,650) $ - $ 190,832 48 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS BFP Beginning Ending Balance Additions Retirements Balance Capital assets, not being depreciated: Land $ 516,129 $ - $ - $ 516,129 Construction in progress 350,543 210,580 - 561,123 Total capital assets, not being depreciated: 866,672 210,580 - 1,077,252 Capital assets, being depreciated: Buildings 2,637,934 - - 2,637,934 Public domain and system infrastructure 3,108,122 162,537 - 3,270,659 Machinery and equipment 371,118 50,500 - 421,618 Total capital assets, being depreciated 6,117,174 213,037 - 6,330,211 Less accumulated depreciation for: Buildings (1,018, 962) Public domain and system infrastructure (1,417,954) Machinery and equipment (243,946) (52,759) (132,581) (25,810) (1,071,721) (1,550,535) (269,7 56) Total accumulated depreciation (2,680,862) Total capital assets, being depreciated, net 3,436,312 BFP capital assets, net (211,150) 1,887 (2,892,012) 3,438,199 $ 4,302,984 $ 212,467 $ - $ 4,515,451 Summary of discretely presented component unit capital asset balances is as follows: DOSP DDA BFP Total Capital Assets: Non -depreciable $ 27,580,468 $ - $ 1,077,252 $ 28,657,720 Depreciable, Net 21,667,548 190,832 3,438,199 25,296,579 $ 49,248,016 $ 190,832 $ 4,515,451 $ 53,954,299 Depreciation expenses were charged to the discretely presented component units as follows: Depreciation Entity Expense DOSP $ 2,490,205 DDA 64,433 BFP 211,150 Total depreciation expense $ 2,765,788 49 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS NOTE 6. — ACCOUNTS PAYABLE AND ACCRUED LIABILITIES Accounts payable and accrued liabilities at September 30, 2008 consisted of the following: Other Non -Major Fire Rescue Emergency Street & Governmental General Services Services Sidewalks Funds Total Vendors $ 27,902,646 $ 2,101,270 $ 921,749 $ 10,263,612 $ 24,856,984 $ 66,046,261 Salaries and Benefits 16,340,417 261,810 - 1,197,659 17,799,886 Total $ 44,243,063 $ 2,363,080 $ 921,749 $ 10,263,612 $ 26,054,643 $ 83,846,147 NOTE 7. — INTERFUND RECEIVABLES, PAYABLES, AND TRANSFERS The balances reflected as due from/due to other funds as of September 30, 2008 are as follows: Receivable Fund Payable Fund Amount General Fund General Fund General Fund Fire Rescue Services Emergency Services Other Non -Major Governmental Funds $ 9,137,870 14,084,974 16,648,028 $ 39,870,872 These outstanding balances between funds result mainly from the time lag between the dates that (a) interfund goods and services are provided or reimbursable expenditures occur, (b) transactions are recorded in the accounting system, and (c) payments between funds are made. The following is a summary of interfund transfers for the year ended September 30, 2008: Transfer Out General Fire Rescue Service Emergency Services Street & Sidewalks Other Non -Major Governmental Funds Total Transfer In General $ 300,000 400,000 30,179,926 $ 30,879,926 Fire Rescue Emergency Service Services $ 43,300 $ - 16,561,808 Street & Sidewalks $ 2,022,213 2,485,049 $ 43,300 $ 16,561,808 $ 4,507,262 Other Nonmajor Governmental Funds $ 74,752,338 39,883 12,276,447 88,501,866 $ 175,570,534 Total $ 76,817,851 16,901,691 12,676,447 121,166,841 $ 227,562,830 Transfers are used to (a) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them, (b) move receipts restricted to debt service from the funds collecting the receipts to the debt service fund as debt service payments become due, and (c) move unrestricted revenues collected in the general and public services tax funds to finance various programs accounted for in other funds in accordance with budgetary authorizations. 50 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS NOTE 8. — LONG-TERM OBLIGATIONS Changes in Long -Term Obligations The following is a summary of changes in long-term obligations for the year ended September 30, 2008: Primary Government General Obligation bonds Special obligation revenue bonds and loans Accretion Deferred amounts Total bonds and loans Other liabilities: Capital lease Compensated absences Claims payable Other Post Employment Benefits Net pension obligation Total governmental activities and long-term liabilities Beginning Balance $ 245,689,409 $ 150,089,872 36,177,509 8,798,992 440,755,782 658,722 76,471,796 141,603,838 3,877,208 Additions Reduction $ (10,295,644) 133,098,930 (11,047,499) - (1,297,075) 1,344,956 (988,471) 134,443,886 (23,628,689) - (658,722) 20,527,261 (12,519,791) 36,182,885 (35,194,553) 27,192,737 - 388,395 Ending Balance $ 235,393,765 Due within One Year $ 10,335,262 272,141,303 12,930,750 34,880,434 - 9,155,477 - 551,570,979 23,266,012 84,479,266 142,592,170 27,192,737 4,265,603 5,430,784 16,937,917 $ 663,367,346 $ 218,735,164 $ (72,001,755) $ 810,100,755 $ 45,634,713 Claims and judgments, compensated absences, net pension obligation, and other post employment benefits are generally liquidated by the General Fund. 51 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Bonds and Loans Outstanding — Summarized below are the City's bond and loan issues, which are outstanding at September 30, 2008: DESCRIPTION General Obligation Bonds: General Obligations Refunding Bonds Series 1992 Homeland Defense/Neighborhood CIP Series 2002 (Limited) General Obligation Refunding Bonds Series 2002A General Obligation Bonds Other Issues General Obligation Refunding Bonds Series 2003B General Obligation Refunding Bonds Series 2003 General Obligation Refunding Bonds Series 2007A (Limited) General Obligation Refunding Bonds Series 2007B (Limited) Total General Obligation Bonds Special Obligation and Revenue Bonds and Loans: Special Revenue Refunding Bonds Series 1987 Community Redevelopment Revenue Bonds Series 1990 Special Obligation Non -Ad Valorem Series 1995 Special Obligation Non -Ad Valorem Revenue Series 1995 Special Revenue Refunding Bonds Series 2002A Special Revenue Refunding Bonds Series 2002C Non Ad Valorem Variable Rate Refunding Bonds Series 2006 Sunshine State Government Financing Commission Loans SEOPW - Section 108 HUD Loan Wynwood - Section 108 HUD Loan Wagner Square Section 108 HUD Loan Sunshine State Government Financing Commission -Secondary Loan Pan-ot Jungle Sunshine State Government Financing Commission Loans Sunshine State Government Financing Commission Loans Special Revenue Bonds Series 2007 Gran Central Corporation Loan Total Special Obligation Bonds, Revenue Bonds, Total Bonds and Loans Purpose of Issue Amount Issued Outstanding Balance Interest Rate Range Refunding Homeland Defense Refunding Housing Refunding Refunding Refunding Homeland Defense Refunding Redevelopment MRC Building Pension Refunding Refunding Refunding Facility Improvements Redevelopment Redevelopment Redevelopment SCI, Melreese Development Facility Improvements Facility Improvements Street & Highway Redevelopment and Loans $ 70,100,000 $ 153,186,406 32, 510,000 23,190,000 4,180,000 18, 680,000 103,060,000 50, 000,000 6,385,000 5.9%-6% 40,058,765 1.8 %-4.97 % 26,795,000 3.7%-5.375% 880,000 4,100,000 4,115,000 103,060,000 .5%-4% 2%-3.5% 3%-5% 4%-5% 50,000,000 4.995%-5% 454,906,406 235,393,765 $ 65,271,325 $ 6,224,539 5.25%-7.3% 11,500,000 2,010,000 8.50% 22,000,000 1,245,000 5.4%-5.7% 72,000,000 30,875,000 6.5%-7.25% 27,895,000 27,330,000 3.7%-5.375% 28,390,000 21,790,000 3%-4.375% 30,615,000 29,010,000 (4) 27, 630,900 5,100,000 5,500,000 3,999,000 7,581,900 3,150,000 2,610,000 3,999,000 (1) 8.47%-9.03% (3) (3) 3,500,000 1,195,000 (1) 6,112,000 4,312,000 6,600,000 6,600,000 42, 500,000 80, 000,000 1,708,864 42,500,000 80,000,000 1,708,864 440,322,089 272,141,303 $ 895,228,495 $ 507,535,068 (1) These variable rate loans are subject to a 12% interest rate cap. The Commission loans had an average interest rate of 3.98% on September 30, 2008. (1) (1) 3.5%-5.0% 0.00% (2) The amortization requirement of the covenant program (not the individual issues) variable rate obligation requires a minimum amortization over the 1/3 (10 years) of the normal (30 years) maturity. (3) These variable rate loans are subject to LIBOR plus 0.2%. The interest is calculated monthly and paid to the trustee quarterly. (4) These variable rate loans are subject to LIBOR plus 0.2%. The interes s calculated and paid monthly. 52 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Annual Debt Service Requirements to Maturity The annual debt service requirements for all bonds and loans outstanding as of September 30, 2008 are as follows: Special Obligation Year General Revenue Bonds Ended Obligation Bonds and Loans Total September 30, Principal Interest Principal Interest Principal Interest 2009 $ 10,335,262 $ 11,390,034 $ 14,639,622 $ 20,337,353 $ 24,974,884 $ 31,727,387 2010 10,309,048 11,420,388 15,223,629 19,818,927 25,532,677 31,239,315 2011 10,357,664 11,375,053 15,032,810 19,144,746 25,390,474 30,519,799 2012 10,373,376 11,374,472 16,920,515 17,228,050 27,293,891 28,602,522 2013 9,932,644 11,482,535 17,677,230 16,426,795 27,609,874 27,909,330 2014-2018 63,650,771 45,869,755 81,815,497 51,454,569 145,466,268 97,324,324 2019-2023 77,760,000 19,536,504 39,376,000 25,641,617 117,136,000 45,178,121 2024-2028 42,675,000 5,545,684 33,661,000 13,435,231 76,336,000 18,980,915 2029-2033 - - 18,855,000 7,266,438 18,855,000 7,266,438 2033-2037 - - 18,940,000 1,953,250 18,940,000 1,953,250 $ 235,393,765 $ 127,994,425 $ 272,141,303 $ 192,706,976 $ 507,535,068 $ 320,701,401 Summary of New Debt Issuances $6,600,000 Sunshine State Governmental Financing Commission Loan - On October 3, 2007, the City obtained a $6,600,000 loan from the Sunshine State Governmental Financing Commission under Loan Program Series 1986 for the purpose of financing various capital projects. This is a variable rate loan maturing in 2016. The Sunshine State Governmental Financing Commission is a legal entity through interlocal agreements among the State of Florida, counties and local municipalities. The City has covenanted to budget and appropriate in its annual budget and to pay when due non -ad valorem revenues sufficient to satisfy the required annual debt service payments. $80,000,000 Special Obligation Revenue Bonds, Series 2007 - On December 5, 2007, the City issued $80,000,000 in Special Obligation Bonds, Series 2007 for the purpose of financing various street and sidewalk capital improvement projects. The bonds were issued with interest rates ranging from 3.500% to 5.25% maturing during years 2008 through 2031. The bonds are to be repaid by ad valorem tax revenues. $42,500,000 Sunshine State Governmental Financing Commission Loan - On August 14, 2008, the City obtained a $42,500,000 loan from the Sunshine State Governmental Financing Commission under Loan Program Series 1986 for the purpose of financing various capital projects. This is a variable rate loan maturing in 2016. The Sunshine State Governmental Financing Commission is a legal entity through interlocal agreements among the State of Florida, counties and local municipalities. The City has covenanted to budget and appropriate in its annual budget non -ad valorem revenues sufficient to satisfy the required annual debt service payments. $3,999,000 WAGNER SQUARE — HUD Section 108 Loan - On September 19, 2008, the City obtained a $3,999,000 loan under the Department of Housing and Urban Development Section 108 Program. The loan proceeds will be used to fund the Wagner Square Project. The Wagner Square Project is an arrangement between the City of Miami, (the "City"), and Wagner Square LLC ("Wagner"), a developer, to build a mixed -use development consisting of two residential towers each to include 99 units of which 52 are to be affordable housing units. Under the Section 108 loan, the $4,000,000 was received by the 53 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS City and was put in escrow on September 19, 2008. Proceeds will be provided to the developer as construction on the Wagner Square Project progresses. This loan has a final maturity of August 1, 2024, and bears an interest rate which is based on the one month LIBOR + .20% (20 basis points). See note 12 for disclosure of agreement with developer. Parrot Jungle Island & Gardens Loan In September 1998, the City of Miami entered into a joint participation agreement with Miami -Dade County regarding a $25 million United States Housing and Urban Development Section 108 loan for the construction of Parrot Jungle Island & Gardens. The agreement required the City to assume 80% of the guarantee of the loan contingent upon certain conditions precedent. The conditions precedent, among other things, included provisions that the Parrot Jungle Island & Gardens loan be both current and not in default at the time the City assumes its guarantee and that Miami -Dade County deliver to the City of Miami loan documents that have been properly assigned, endorsed, and transferred without recourse to the City. During the current fiscal year, the City made a payment representing eighty percent (80%) of the Section 108 Loan payment due by the County to U.S. HUD on August 1, 2008. The City paid $1,364,923 in interest and $1,000,000 in principal payments in fiscal year 2008. The City has entered into a loan participation agreement with Miami -Dade County whereby the City assumed 80% of the loan obligation. Final maturity on this loan is in 2019. As of September 30, 2008, the City is obligated to make principal payments totaling $4,312,000 thru 2011. Synopsis of Bond Covenants A summary of major provisions and significant debt service requirements follows: Debt service for general obligation bonds is provided for by a tax levy on non-exempt property value. The total general obligation debt outstanding is limited by the City Charter to 15% of the assessed non- exempt property value. At September 30, 2008, the statutory limitation for the City amounted to $5,400,939,950 providing a debt margin of $5,167,684,697 after consideration of $233,255,253 of general obligation bonds outstanding at September 30, 2008 and adjusted for the fund balance of $2,138,512 in the related Debt Service Fund. Pledged Revenue The City pledged future revenue proceeds of (i) 80% People Transportation Taxes, (ii) 100% Local Option Gas Taxes, and 20% of the City's Parking Surcharge to repay $80,000,000 in Special Obligation Revenue Bonds, Series 2007. The proceeds from the bonds were used for the improvement of streets and sidewalks within the City. The bonds are payable solely from the pledged revenues listed above through January 1, 2027. Principal and interest paid for the current year were $0 and $2,227,579, respectively. The current year revenues were (i) $12,654,846, (ii) $6,979,401, and (iii) $14,539,482, respectively. All other Special Obligation debt of the City is collateralized by pledges of non -ad valorem revenues in accordance with their bond indentures. The bond indentures require that sufficient funds be available in reserve accounts or a surety bond be obtained in lieu of the reserve account to meet the annual debt service requirements. Loans obtained from the Sunshine State Governmental Financing Commission require a particular revenue pledge or a covenant to budget and appropriate non -ad valorem revenues. The City must maintain certain debt ratio requirements as specified under this loan requirement. 54 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Escrow Agreement On March 17, 1997, an agreement was entered into by and among an Escrow Agent, the Oversight Board, acting through its committee (Fiscal Sufficiency Advisory Board), and the City. The agreement directs the Escrow Agent to establish two escrow accounts, and maintain appropriate balances to ensure the timely payment of debt service on outstanding General Obligation and Revenue Bonds. The City made deposits of $2,138,512 with the escrow agent during fiscal year 2008 to cover its debt service requirements on the General Obligation Bonds. The City has agreed that certain ad valorem tax revenues received will be deposited each month into the escrow account in an amount specified by the underlying agreement. If the ad valorem taxes received in any month are inadequate to make the required deposit, the City must use other sources of funds to supplement the required deposits. The City also made deposits of $8,950,935 with the Escrow Agent during fiscal year 2008 to cover its debt service requirements on the Special Obligation Bonds and Loans. The City has agreed to deposit revenues each month in amounts specified in the underlying agreement. Long -Term Debt Authorized But Not Issued On November 13, 2001, a referendum election was held and the voters approved the issuance of $255,000,000 of Limited Ad Valorem Tax Bonds. As of September 30, 2008, the City has issued $203,186,406 of the approved bonds. Defeasance of Long -Term Debt In prior years, the City had defeased certain outstanding general obligation, special obligation, and revenue bonds. For those defeasances involving advance refundings, the proceeds of the new bonds were placed in an irrevocable trust to provide for all future debt service payments on the defeased bonds. At September 30, 2008, the following outstanding bonds are considered defeased: Defeased Debt: Balance $153,186,406 Limited Ad Valorem Tax Bonds, Series 2002: Homeland Defense/Neighborhood Capital Improvement Projects $102,305,000 Derivative Disclosure — Swaption Agreement Objective of the Swaption — As a means to lowering its borrowing costs, when compared against fixed- rate bonds at the time of issuance in December 2006, the City entered into a $30,615,000 swaption with Morgan Stanley Capital Services Inc. ("Morgan Stanley" or "Counterparty") as a means to refund a portion of the outstanding Series 1995 Non -Ad Valorem Revenue, Taxable Pension Bonds in order to reduce interest costs. The Series 1995 Non -Ad Valorem Revenue, Taxable Pension Bonds were originally issued to provide funds to fund the General Employees and Sanitation Employees (GESE) and Police and Fire (FIPO) retirement funds. Terms - On November 27, 2006, the City issued $30,615,000, City of Miami, Florida Non -Ad Valorem Variable Rate Refunding Revenue Bonds, Taxable Pension Series 2006 Bonds. The Series 2006 Bonds were issued for the purpose of refunding a portion of the outstanding $72,000,000 City of Miami, Florida Non -Ad Valorem Revenue Taxable Pension Bonds Series 1995. The reason for the issuance of the bonds was because the City entered into swaption agreement on November 15, 2004 with Morgan Stanley 55 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS whereby they had the option to refinance the above portion of the Series 1995 bonds with floating rate debt. The City would then pay a fixed rate and receive a floating rate. On November 27, 2006, Morgan Stanley exercised the option. The LIBOR rate as of September 30, 2008 is 3.926%. Fair Value - As of September 30, 2008, the swaption had a negative fair market value of $2,405,788. The negative balance signifies the amount the City would have to pay to the counterparty (Morgan Stanley) if the City chose to terminate the swaption at that date. Morgan Stanley exercised their option on November 27, 2006 and entered into an interest rate swap with the City. The structure of the swaption was such that the City would pay a specified fixed rate of 6.43% and receive a floating rate based on the one month LIBOR in exchange for annual option premium payments of $250,000 from December 1, 2006 through December 1, 2025 from Morgan Stanley. Credit Risk - As of September 30, 2008, the City was not exposed to credit risk because the swaption had a negative fair value. However, should interest rates change and the value of the swaption become positive, the City could be exposed to credit risk in the amount of the swaption's fair value. The provisions of the swaption agreement contain certain counterparty requirements that mitigate the potential for credit risk to the City. For the swaption, if the Counterparty guarantor's long-term unsecured unsubordinated debt ratings are suspended by either Moody's or Standard & Poor's or ratings fall below "Baa3" or "BBB" -by Moody's and Standard & Poor's, respectively, the fair value of the associated swap will be fully collateralized with cash or securities. Collateral would be posted with an independent third party custodian. As of September 30, 2008, Morgan Stanley's ratings have not fallen below these levels; therefore, the counterparty was not required to collateralize the swaption. The City is not required to collateralize the swaption. Basis Risk - The execution of the swap on November 27, 2006 by Morgan Stanley exposed the City to Basis and Termination risk. Basis risk, under the swap agreement is based on payments the City received (% of the one -month LIBOR) compared to the payments the City pays to the bondholders. If the City pays out more than it receives in this exercise, the City is then subject to Basis Risk. With Termination Risk under the swap agreement, the City or the counterparty has the right to optionally terminate the agreement at any time. The termination amount owed by either the City or the counterparty is determined by market quotation at the time of termination; if the swap has a negative fair value the City is liable to the counterparty for a payment equal to the swap's fair value. Termination Risk - The swaption provides for certain events that could cause the counterparty of the City to terminate the swap. The swap may be terminated by the counterparty or the City if the other party fails to perform under the terms of the swap agreement. The City has the right to optionally terminate the swaption agreement at any time. The termination amount owed by either the City or the counterparty is determined by market quotation. If at the time of termination, the swap has a negative fair value, the City would be liable to the counterparty for a payment equal to the swap's fair value. Swap Payments and Associated Debt - Using rates at September 30, 2008, the Net Debt Service requirements of the City's taxable variable -rate debt payments are as follows. As rates vary, variable -rate bond interest payments will vary: 56 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Fiscal Year Fixed Total Interest Net Ending Rate Principal Rate Debt September 30, Principal Bonds Interest and Interest Swap, Net Service 2009 $ 1,720,000 6.430% $ 1,804,863 $ 3,524,863 $ 78,503 $ 3,603,366 2010 1,840,000 6.430% 1,695,591 3,535,591 56,354 3,591,945 2011 45,000 6.430% 1,634,988 1,679,988 55,814 1,735,802 2012 50,000 6.430% 1,631,934 1,681,934 55,212 1,737,146 2013 55,000 6.430% 1,637,616 1,692,616 54,549 1,747,165 2014-2018 325,000 6.430% 8,075,893 8,400,893 261,612 8,662,505 2019-2023 9,155,000 6.430% 7,410,136 16,565,136 82,131 16,647,267 2024-2026 15,820,000 6.430% 1,572,754 17,392,754 (304,777) 17,087,977 Total $ 29,010,000 $ 25,463,775 $ 54,473,775 $ 339,398 $ 54,813,173 Purchase of Redemption Right On November 10, 2004, Societe Generale, New York Branch, (the "Owner"), a beneficial owner of all Non -Ad Valorem Revenue Bonds Taxable Pension Series 1995 (the "Bonds") of the City of Miami, Florida (the "City) maturing in the years 2015 and 2020 (the "2015 and 2020 Maturities"), finalized an Agreement with the City to pay $295,000, annually on each December 1, commencing on December 1, 2005 and ending on December 1, 2025, in exchange for the City's irrevocable agreement not to exercise its option of redemption with respect to the 2015 and 2020 maturities. Discretely Presented Component Units Long -Term Debt DOSP The changes in DOSP's long-term debt during 2008 were as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Bonds payable $ 48,985,000 $ 40,950,000 $ 41,425,000 $ 48,510,000 $ 800,000 Deferred amounts 68,000 - 84,000 (16,000) Compensated absences 650,000 504,000 384,000 770,000 384,380 Loan from primary government 2,700,000 - 150,000 2,550,000 150,000 $ 52,403,000 $ 41,454,000 $ 42,043,000 $ 51,814,000 $ 1,334,380 The City issued fixed rate revenue bonds on behalf of DOSP. The principal and interest of the revenue bonds are payable solely from the revenues of the parking facilities and, accordingly, are included in the accounts of the DOSP. The DOSP, on July 21, 2005, entered into a loan agreement with the City of Miami. The loan was obtained through CDBG program funds up to a maximum of $3,000,000 to be used for the construction of a parking garage facility. Funds are disbursed on a reimbursement basis. The loan bears no interest and is payable in 40 semi-annual installments of $75,000 starting December 1, 2005. As of September 30, 2008, DOSP has drawn $3,000,000 of this loan. The balance as of September 30, 2008 is $2,550,000. The following summarizes the debt service to maturity of outstanding DOSP debt at September 30, 2008: 57 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Year Ending September 30, 2009 2010 2011 2012 2013 2014-2018 2019-2023 2024-2028 2029-2033 2034-2037 Total Bonds Principal $ 800,000 835,000 875,000 910,000 960,000 5,585,000 7,180,000 9,045,000 11,235,000 11,085,000 $ 48,510,000 Range of Rates Interest Total Bonds Total Loan Principal $ 3,759,674 $ 4,559,674 $ 150,000 3,724,104 4,559,104 150,000 3,686,047 4,561,047 150,000 3,643,609 4,553,609 150,000 3,596,859 4,556,859 150,000 17,038,181 22,623,181 1,800,000 14,637,358 21,817,358 11,137,241 20,182,241 6,743,101 17,978,101 1,475,734 12,560,734 $ 69,441,908 $ 117,951,908 $ 2,550,000 2.70%-6.55% In prior years, the DOSP defeased, in substance, its 1993A Parking Facilities Revenue Bonds and at September 30, 2008, the outstanding balance of defeased bonds was $1,305,000. Derivative Disclosure Objective of the Interest Rate Swap — As a means to lowering its borrowing costs, when compared against fixed-rate bonds at the time of issuance in March 2006, the DOSP entered into an interest rate swap agreement in connection with a portion of its tax-exempt variable rate bonds ($34,740,000 of the $37,070,000 tax-exempt bonds issued). The intention of the swap was to effectively change the Authority's variable interest rate on the bonds to a synthetic fixed rate of 4.485%. Terms — Under the swap, the DOSP pays the counterparty a fixed payment of 4.485% and receives a variable payment computed as BMA Municipal Swap Index. The swap has a notional amount of $34.74 million and the associated variable -rate bonds have a $37.07 million principal amount. The swap was entered into at the same time that the bonds were issued. Starting in fiscal year 2016, the notional value of the swap and the principal amount of the associated debt will begin to decline. The SIMFA Municipal Swap Index as of September 30, 2008 was 3.842%. Fair Value — As of September 30, 2008, the swap had a value of $3,453,151, which represents if terminated, an obligation of the Authority at that date. The fair value of the swap may be countered by reductions in total interest payments required under the variable -rate bond, creating lower synthetic rates. Because the coupons on the government's variable -rate bonds adjust to changing interest rates, the bonds do not have a corresponding fair value increase. The fair value was developed by a pricing service using the zero -coupon method. This method calculates the future net settlement payments required by the swap, assuming that the current forward rates implied by the yield curve correctly anticipate future spot interest rate. These payments are then discounted using the spot rates implied by the current yield curve for hypothetical zero -coupon bonds due on the date of each future net settlement of the swap. Credit Risk — As of September 30, 2008, the DOSP is exposed to credit risk in the amount of the derivative's fair value. As of September 30, 2008, the counterparty was rated A by Moody's Investor Service, A by Standard & Poor's, and A+ by Fitch Ratings. To mitigate the potential for credit risk, if the counterparty's credit quality falls below BBB- as issued by Fitch or Standard & Poor's or Baa3, it will collateralize the swap liability to the Authority with securities, consisting of obligations of the United States government, mortgage participation certificates of the Federal Home Mortgage Corporation, or the 58 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Federal National Mortgage Association, or such other securities as the parties mutually agree to. Collateral would be deposited with a third -party custodian. Basis Risk — Municipal interest rate swaps are normally based on a fixed payment and an indexed variable receipt instead of the actual variable debt payment. Any difference between the indexed variable receipt and the accrual market -determined variable borrowing rate on bonds is called "basis -risk". Under the swap, the DOSP will be paid the actual market -determined variable borrowing rate on the bonds is called "basis -risk". Under the swap, the DOSP will be paid the actual market -determined variable borrowing rate on the swap, as determined by the remarketing agent, which eliminates the basis risk. Termination Risk — The derivative contract used the International Swap Dealers Association Master Agreement "Master Agreement", which includes standard termination events, such as failure to pay and bankruptcy. The schedule to the Master Agreement includes an "additional termination event". That is, the DOSP may terminate the swap if the counterparty's credit quality falls to BBB- as issued by Fitch Ratings or Standard & Poor's or Baa3 as issued by Moody's Investor Service. The DOSP or the counter party may terminate the swap if the other party fails to perform under the terms of the contract. If the swap were terminated, the variable rate bond would no longer carry a synthetic interest rate. In addition, if at the time of the termination the swap has a negative fair value, the DOSP would be liable to the counterparty for a payment equal to the swap's fair value. The interest rate swap agreement does not affect the obligation of the DOSP under the indenture to repay the principal and variable interest on the Series 2006 Parking Revenue Bonds. However, during the term of the swap agreement, the DOSP effectively pays a fixed rate on the debt. The debt service requirements to maturity for these bonds are based on that fixed rate. The DOSP will be exposed to variable rates if the counter party to the swap defaults or if the swap agreement is terminated. A termination of the swap agreement may also result in the DOSP making or receiving a termination payment. Swap Payments and Associated Debt - Using rates at September 30, 2008, the debt service requirements of the DOSP's tax-exempt variable -rate debt and net swap payments are as follows. As rates vary, variable -rate bond interest payments and net swap payments will vary: Fiscal Year Ending Interest Rate September 30, Principal Interest Swap, Net Total 2009 $ $ 2,928,530 $ 223,239 $ 3,151,769 2010 2,928,530 223,239 3,151,769 2011 2,928,530 223,239 3,151,769 2012 - 2,928,530 223,239 3,151,769 2013 - 2,928,530 223,239 3,151,769 2014-2018 570,000 14,575,500 1,114,268 16,259,768 2019-2023 5,135,000 13,495,570 1,073,013 19,703,583 2024-2028 9,045,000 10,300,415 836,826 20,182,241 2029-2033 11,235,000 6,235,865 507,236 17,978,101 2034-2037 11,085,000 1,364,725 111,009 12,560,734 $ 37,070,000 $ 60,614,725 $ 4,758,547 $ 102,443,272 59 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS NOTE 9. — SELF-INSURANCE A. Risk Management The City is self insured for its liability program subject to, and in accordance with, the limitations set forth by Florida Statutes 768.28. The City has in place a commercial property program providing blanket real estate and personal property coverage on all City -owned properties. There has not been a significant reduction in insurance coverage from the previous year. Settled claims have not exceeded reserves in the past three years. The General Fund accounts for all risks of loss to which the City is exposed, including public liability, workers' compensation, property and casualty, and employee health and accident -related losses. Certain employees and retirees of the City contribute, through payroll deductions or deductions from pension payments, to the cost of group benefits. Claims expenditures and liabilities are reported when it is probable that a loss has occurred and the amount of that loss can be reasonably estimated based on an independent actuarial valuation. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The process used in computing claims liability is based on actuary and legal calculations and does not necessarily result in an exact amount because actual claims liabilities depend on such complex factors as inflation, changes in legal doctrines, and damage awards. Claims liabilities are re-evaluated periodically to take into consideration recently settled claims, frequency of claims, and other economic and social factors. The City maintains excess coverage with independent insurance carriers for the worker's compensation, police torts, auto liability, public officials' liability, and general liability self-insurance programs. Premiums are charged to the Risk Management Department and are determined based on amounts necessary to provide funding for current losses and to meet the required annual payments during the fiscal year. The property insurance program provides coverage for windstorm and hail subject to a 5% of the total values at the time of loss at each location involved in the loss, subject to a minimum of $250,000 deductible for any one occurrence. At September 30, 2008, the total estimated liability of $142,592,170 is discounted at an interest rate of 5% and recorded in the government -wide financial statements. Changes in the claims liability amount in 2007 and 2008 were as follows: Fiscal Year Ended September 30, Beginning of Fiscal Year Liability 2007 $ 122,676,113 2008 141,603,838 NOTE 10. — PENSIONS Current Year Claims and Changes in estimates Claims Payments $ 48,177,991 $ 29,250,266 36,182,885 35,194,553 Balance at Fiscal Year End $ 141,603,838 142,592,170 The City sponsors separate single -employer, defined benefit pension plans under the administration and management of separate Boards of Trustees: The City of Miami Fire Fighters and Police Officers Retirement Trust ("FIPO"), the City of Miami General Employees and Sanitation Employees Retirement Trust ("GESE") and Other Managed Trusts, and the City of Miami Elected Officers Retirement Trust (EORT). 60 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Basis of Accounting The financial statements for the Plans are prepared using the accrual basis of accounting. All plans are reported as pension trust funds in the City's financial statements. Plan member contributions are recognized in the period which the contributions are due. Employer contributions are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of the Plans. Method Used to Value Investments Investments of the Plans are recorded at fair market value. Securities traded on a national exchange are valued at the last reported sales price on the last business day of the fiscal year. Securities traded in the over-the-counter market and listed securities for which no sale was reported on that date are valued at the last reported bid price. Commercial paper, time deposits and short-term investment pools are valued at fair market value and mortgages are valued based on current market yield which approximates fair value. Net appreciation (depreciation) in fair value of investments includes realized and unrealized gains and losses. Interest and dividends are reported as investment earnings. Realized gains and losses on the sale of investments are based on average cost. FIPO Plan Description FIPO is a single -employer, defined benefit plan established by the City pursuant to the provisions and requirements of Ordinance No. 10002 as amended. Participants are contributing police officers and firefighters with full-time employment status in the Police or Fire Department of the City. At October 1, 2008, the date of the most recent actuarial valuation, membership in the FIPO consisted of 1,870 retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them; current employees equaled 1,634 as of that date. Separate audited financial statements are provided for FIPO and can be obtained from the pension board at: FIPO, 1895 SW 3th Avenue, Miami, Florida, 33129. Pension Benefits Effective October 1, 1998, members may elect to retire after 10 or more years of creditable service upon attainment of normal retirement age. Normal retirement age for members shall be 50 years of age. A member exercising normal service retirement or rule of 64 retirement (computation of service retirement on the basis of his or her combined age and creditable service equaling 64) shall be entitled to receive a retirement allowance equal to 3% of the member's average final compensation multiplied by the years of creditable service for the first 15 years of such creditable service and 3.5% of average final compensation for years of creditable service in excess of 15 years, payable in monthly installments. Early retirement after twenty years of service is available. Benefits for disability and death are also provided under the plan. Cost of Living Adjustment (COLA) Effective January 1, 1994, the FIPO Trust entered into an agreement with the City with regards to the funding methods, employee benefits, employee contributions, and retiree COLA. Members no longer contribute to the original COLA account (COLA I); a new COLA account (COLA II) was established. 61 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The agreement included the following: (a) the funding method was changed to an aggregate cost method, (b) all accounts were combined for investment purposes (membership and benefit, COLA I, and COLA II), (c) retirees receive additional COLA benefits, and (d) active members no longer contribute 2% of pretax earnings to fund the original retiree COLA account (COLA I). The COLA II account is funded annually by a percentage of the excess investment return from other than the COLA I account assets. The excess earnings contributed to the COLA II account are used to fund a minimum annual payment of $2.5 million, increasing by 4% compounded annually. To the extent necessary, the City will fund the portion of the minimum annual payment not funded by the annual excess earnings no later than January 1 of the following year. Benefits payable from the COLA accounts are computed in accordance with an actuarially based formula as defined in Section 40.204 of the City of Miami Code. Benefits are subject to review and modification in accordance with City of Miami Code Section 40.204, which provides that all other matters regarding the COLA accounts shall be determined by negotiations between the City, the Board of Trustees and the bargaining representatives of the International Association of Fire Fighters (IAFF) and the Fraternal Order of Police (FOP). Deferred Retirement Option Plan (DROP) Members who are eligible for service retirement or Rule of 64 after September 1998 may elect to enter the DROP for a maximum of 36 months prior to October 1, 2001. Effective October 1, 2001, maximum participation in the DROP for firefighters shall be 48 full months and for police officers who elect the DROP on October 1, 2003, or thereafter, maximum participation in the DROP shall be 48 full months. A member's creditable service, accrued benefit, and compensation calculation is frozen upon commencement of participation in the DROP; the participant's and City's contribution to the FIPO Trust for that participant ceases as the participant will not earn further creditable service for pension purposes. Effective October 1, 2001, firefighter DROP participants may also continue City employment for up to 48 months (36 months prior to October 1, 2001). Police officers who elect the DROP on or after October 1, 2003, may continue City employment for up to 48 full months (36 full months prior to October 1, 2003). No payment is made to or for the benefit of a DROP participant beyond that period. For persons electing participation in the DROP, an individual DROP account is created. Payment is made by the FIPO Trust into the employee's DROP account in an amount equal to the regular monthly retirement benefit, which the participant would have received had the participant separated from service and commenced receipt of pension benefits. Payments received by participants in the DROP accounts are tax deferred. A series of investment vehicles, as established by FIPO's Board of Trustees, are made available to DROP participants to choose from. Any losses, charges, or expenses incurred by the participant in his or her respective drop account are borne solely by the participant. Upon termination of employment, a member may receive distribution from the DROP account in the following manner: 1) lump sum, 2) periodic payments, 3) annuity, or 4) rollover of the balance to another qualified retirement plan. Any member may defer distribution until the latest date authorized by Section 401(a) (9) of the Internal Revenue Code. DROP participants are not entitled to receive an ordinary or service disability retirement and in the event of death of a DROP participant, there is no accidental death benefit for pension purposes. DROP participation does not affect any other death or disability benefit provided to a member under federal law, state law, City ordinance, or any rights or benefits under any applicable collective bargaining agreement. 62 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The DROP of the FIPO Trust also consists of a Benefit Actuarially Calculated DROP (BACDROP). A member may elect to BACDROP to a date no further than the date of their retirement eligibility date. The BACDROP period must be in 12 months increments, beginning at the start of a pay period, not to exceed 48 full months for firefighters (36 months prior to October 1, 2001) and for police officers who elected DROP on October 1, 2003 (36 months prior to October 1, 2003). Participation in the BACDROP does not preclude participation in the forward DROP. Contributions and Funding Policies Members of FIPO are required to contribute 7% of their salary on a bi-weekly basis. The City is required to contribute such amounts annually as necessary to maintain the actuarial soundness of the plan and to provide FIPO with assets sufficient to meet the benefits to be paid to participants. Contributions to FIPO are authorized pursuant to City of Miami Code Sections 40.196 (a) and (b). Contributions to the FIPO Cost of Living Adjustment Accounts are authorized pursuant to Section 40.204 of the City of Miami Code. The City's contributions to FIPO provide for non -investment expenses and normal costs. The yield on investments on FIPO serves to reduce future contributions that would otherwise be required to provide for the defined level of benefits under the Trust. The payroll for employees covered by FIPO for the year ended September 30, 2008 was approximately $133.2 million; the City's total payroll was approximately $319.7 Million. Annual Pension Cost The City's current year contribution was determined through an actuarial valuation performed as of October 1, 2007. Significant actuarial assumptions used to compute the annual contribution requirement are as follows: Valuation date: October 1, 2007 Actuarial cost method: Aggregate Cost Method Amortization method: Not Applicable Remaining amortization period: Not Applicable Asset valuation method: 20% Write -Up Method: Expected value is based on the Interest Discount/Investment Return rate applied to the acturial asset value as of previous valuation date and cash flow during the year. 20% of the difference between Expected Value and the Market Value (net of pending transfers to the COLA Fund) is added to the Expected Value. The result cannot be greater than 120% of market value or less than 80% of market value (net of pending COLA transfers). Actuarial assumptions Investment rate of return: 7.75% Projected salary increases due to inflation: 4.00% Seniority/merit 5.00% to 0% reducing by attained age Promotion/other 1.00% Mortality table: Ga94 - Mortality table Mortality, disability, retirement and turnover: Pension Benefit Guaranty Corporation (PBGC) Non-OASDI basis rate tables FIPO contributions are determined using the aggregate cost method. The aggregate cost method does not identify and separately amortize the unfunded actuarial liabilities. The annual pension cost is equal to the annual required contribution each year. 63 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Year Ended September 30 2006 2007 2008 GESE Three Year Trend Information Annual Pension Cost (APC) $ 50,635,213 40,542,078 36,040,251 Percentage of Net Pension APC Contributed Obligation 100% 100% 100% The Board of Trustees of the City of Miami General Employees and Sanitation Employees (GESE) Retirement Trust administers three defined benefit pension plans - (1) City of Miami General Employees and Sanitation Employees Retirement Trust ("GESE Trust"), (2) an Excess Benefit Plan for the City of Miami and (3) City of Miami General Employees and Sanitation Employees Retirement Trust Staff Pension Plan ("Staff Trust"). Each plan's assets may be used only for the payment of benefits to the members of that plan, in accordance with the terms of the plan. Separate audited financial statements are provided for the GESE Plans and can be obtained from the pension board at: GESE, 2901 Bridgeport Avenue, Coconut Grove, Florida 33133. City of Miami General Employees and Sanitation Employees Retirement Trust (GESE Trust) Plan Description The GESE Trust is a single -employer defined benefit plan. The GESE Trust was established pursuant to the City of Miami Ordinance No. 10002 and subsequently revised under City of Miami Ordinance No. 12111. The GESE Trust covers all City of Miami general and sanitation employees except certain employees eligible to decline membership. Participation in the GESE Trust is a mandatory condition of employment for all regular and permanent employees other than fire fighters, police officers, and those eligible to decline membership, as defined by the Ordinance. At October 1, 2008, the date of the most recent actuarial valuation, membership in the GESE Trust consisted of 1,992 retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them; current employees equaled 1,703 as of that date. Pension Benefits The minimum normal retirement age is 55. A member who has completed a combination of at least 10 or more years of creditable service plus attained age equaling 70 points may elect a rule of 70 retirement. Any member in service who has 10 or more years of continuous creditable service may elect to retire upon the attainment of normal retirement age. Retirement benefits are generally based on 3% of the average final compensation multiplied by years of creditable service, which is paid annually in monthly installments. Early retirement, disability, death, and other benefits are also provided as defined in City of Miami Ordinance No. 12111. Members eligible to receive accumulated sick and vacation leave from the City of Miami are able to transfer the amount to an eligible retirement plan. The GESE Trust facilitates the transfer of the accumulated sick and vacation leave to any eligible retirement plan and is pursuant to City of Miami Code Section 40-266. 64 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Cost of Living Adjustment (COLA) Effective October 1, 1998, the Plan was amended to provide for an increase in the COLA paid to retirees to 4% with a $400 annual maximum increase, provided the retiree's first anniversary of retirement has been reached. The amendment also provided for retirees electing the return of contribution option to receive a minimum COLA benefit of $27 per year and a maximum COLA benefit of $200 added to the previous COLA benefit, provided the retiree's first anniversary of retirement has been reached. Deferred Retirement Option Plan (DROP) The City of Miami General Employees and Sanitation Employees Retirement Trust made the DROP available to all GESE Trust members effective May 1, 2002. The DROP is an enhancement to the GESE Retirement Trust that can provide a trust member with another way to save for retirement. It allows a participant to receive pension payments by depositing in the DROP program while continuing to work and receive pay and benefits as an active employee. At the end of the DROP period, when the participant is required to retire, the participant receives monthly pension payments based on the years of service and salary at the time that the participant enrolled in the DROP. In addition they receive the accumulated DROP account balance. The DROP monies can also be rolled over into a tax -qualified plan such as an Individual Retirement Account (IRA) or 457(b) government sponsored deferred compensation plan. Contributions and Funding Policies Members of the GESE Trust are required to contribute 10% of their salary on a bi-weekly basis. The Trusts' funding policies provide for periodic contributions at actuarially determined rates that, expressed as percentages of annual covered payroll, are sufficient to maintain the actuarial soundness of the Trust and to accumulate sufficient assets to pay benefits when due. The City is required to contribute an actuarially determined amount that, when combined with participants' contributions, will fully provide all benefits as they become payable. Contributions to the GESE Trust are authorized pursuant to City of Miami Code Section 40-241 (a) and (b). Contributions from the City are designed to fund the GESE Trust's non -investment expenses and normal costs and to fund the unfunded actuarial accrued liability. The yield (interest, dividends, and net realized and unrealized gains and losses) on investments of the Trust serves to reduce or increase future contributions that would otherwise be required to provide for the defined level of benefits under the GESE Trust. The payroll for employees covered by the GESE Trust for the year ended September 30, 2008 was approximately $90.5 million; the City's total payroll was approximately $319.7 Million. Annual Pension Cost The City's current year contribution was determined through an actuarial valuation performed as of October 1, 2008. Significant actuarial assumptions used to compute the annual contribution requirement are as follows: 65 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Valuation date: Actuarial cost method: Amortization method: Remaining amortization period: Asset valuation method: Actuarial assumptions Investment rate of return: Projected salary increases: Includes inflation at: Cost of living adjustments: October 1, 2008 Modified entry age normal Level dollar amount, closed 9 - 20 years 3-Year Smoothed Market 8.10% 5.25% 3.50% 4% per year, with $54 per year minimum and $400 per year maximum. GESE Trust contributions are determined using the entry age normal cost method with frozen actuarial accrued liability. The annual pension cost is equal to the annual required contribution each year. Year Ended September 30 2006 2007 2008 Three Year Trend Information Annual Pension Cost (APC) $ 22,018,443 24,229,028 22,762,902 Percentage of Net Pension APC Contributed Obligation 100% 100% 100% City of Miami General Employees and Sanitation Employees Excess Benefit Plan Plan Description The City of Miami Commission, in July 2000, pursuant to applicable Internal Revenue Code provisions, established a qualified governmental excess benefit plan to continue to cover the difference between the allowable pension to be paid and the amount of the defined benefit so the benefits for eligible members are not diminished by changes in the Internal Revenue Code. The Board of Trustees of the Trust administers the excess benefit plan. Plan members are not required to contribute to the Excess Benefit Plan. Members of the GESE Trust participate in this Plan. At October 1, 2008, the date of the most recent actuarial valuation, membership in the Excess Benefit Plan, consisted of 40 retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them and there are no current employees in the plan. Contributions and Funding Policies The payment of the City's contribution of excess retirement benefits for eligible members of the Plan above the limits permitted by the Internal Revenue Code is: (a) funded from the City's General Fund, (b) paid annually concurrently with the City's annual contribution to normal pension costs which causes the City to realize a reduction in normal pension costs in the same amount, and (c) deposited in a separate account established specifically for the GESE Trust to receive the City's excess retirement benefit contributions. This account is separate and apart from the accounts established to receive the City's normal pension contributions for the GESE Trust. The City is required to contribute amounts as benefits become payable. 66 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The payroll for employees covered by the Excess Benefit Plan for the year ended September 30, 2008 was approximately $90.5 million; the City's total payroll was approximately $319.7 Million. Annual Pension Cost and Net Pension Obligation The City's current year contribution was determined through an actuarial valuation performed as of October 1, 2008. Significant actuarial assumptions used to compute the annual contribution requirement are as follows: Valuation date: Actuarial cost method: Amortization method: Remaining amortization period: Asset valuation method: Actuarial assumptions Investment rate of return: Projected salary increases Includes inflation at: Cost of living adjustment October 1, 2008 Modified entry age normal Level dollar amount, closed 22 years Not Applicable 8.10% 5.25% 3.50% None GESE Excess Plan contributions are determined using the entry age normal cost method with frozen actuarial accrued liability. Year Ended September 30 2006 2007 2008 Three Year Trend Information Annual Required Contribution (ARC) $ 824,766 823,371 898,149 Percentage of ARC Contributed 56% 58% 50% Net Pension Obligation $ 3,583,015 3,877,208 4,265,603 The City's annual pension cost and net pension obligation to the GESE Excess Plan for the current fiscal year was as follows: Annual required contribution Interest on net pension obligation Adjustment to annual required contribution Annual pension cost Contributions made Increase in net pension obligation Net pension obligation, beginning of year Net pension obligation, end of year $ 898,149 314,054 (376,892) 835,311 (446,916) 388,395 3,877,208 $ 4,265,603 67 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS City of Miami General Employees and Sanitation Employees Retirement Trust (Staff Trust) Plan Description The Staff Trust is a single -employer, defined benefit plan. The Staff Trust was established by the rule - making authority of the GESE Retirement Trust, pursuant to Chapter 40 of the Miami City Code. The Staff Trust covers all administrative full-time employees and other positions as may be named by the Board of Trustees. Participation in the Staff Trust is a mandatory condition of employment for all full- time employees, other than those eligible to decline membership, as defined by the Plan document. At October 1, 2008, the date of the most recent actuarial valuation, membership in the Staff Trust had no retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them; current employees equaled 12 as of that date. Pension Benefits Any member who has 10 or more years of continuous creditable service may elect to retire, regardless of age. Retirement benefits are generally based on 3% of the average final compensation multiplied by years of creditable service, which is paid annually in monthly installments. Contributions and Funding Policies Members of the Plan are required to contribute 10% of their salary on a bi-weekly basis. The funding policies of the Plan provide for periodic contributions at actuarially determined rates that, expressed as percentages of annual covered payroll, are sufficient to maintain the actuarial soundness of the Trust and to accumulate sufficient assets to pay benefits when due. The City is required to contribute an actuarially determined amount that, when combined with participants' contributions, will fully provide all benefits as they become payable. The yield (interest, dividends, and net realized and unrealized gains and losses) on investments of the Staff Trust serves to reduce or increase future contributions that would otherwise be required to provide for the defined level of benefits under the Staff Trust. The payroll for employees covered by the Staff Trust for the year ended September 30, 2008 was approximately $632,000; the City's total payroll was approximately $319.7 Million. Annual Pension Cost The City's current year contribution was determined through an actuarial valuation performed as of October 1, 2008. Significant actuarial assumptions used to compute the contribution requirements are as follows: Valuation date: October 1, 2008 Actuarial cost method: Modified entry age normal Amortization method: Level dollar amount, closed Remaining amortization period: 8 - 22 years Asset valuation method: 3-year smoothed market Actuarial assumptions Investment rate of return: 8.10% Projected salary increases: 6.00% Includes inflation at: 3.50% Cost of living adjustments: None Staff Trust contributions are determined using the entry age normal cost method with frozen actuarial accrued liability. The annual pension cost is equal to the annual required contribution each year. 68 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Year Ended September 30 2008 2007 2006 Three Year Trend Information Annual Pension Cost (APC) $ 109,163 57,995 72,380 Elected Officers Retirement Trust (EORT) Percentage of APC Contributed 100% 100% 100% Net Pension Obligation $ Plan Description The City's elected officials participate in a single -employer, defined benefit pension plan under the administration and management of a separate Board of Trustees, the City of Miami Elected Officers' Retirement Trust ("EORT"). Under the EORT Plan, eligibility requires 7 years of total service as an elected official of the City to be vested without requiring that such service be continuous. This plan is non-contributory. The City of Miami Commission, in July 2000, pursuant to applicable Internal Revenue Code provisions, established qualified governmental excess benefit plans to continue to cover the difference between the allowable pension to be paid, and the amount of the defined benefit, so the benefits for eligible members are not diminished by changes in the Internal Revenue Code. The Plan EORT Fiduciary administers the excess benefit plan. At December 31, 2007, the date of the most recent actuarial valuation, membership in the EORT consisted of 5 retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them; current employees equaled 6 as of that date. The EORT does not issue separate financial statements. Pension Benefits Benefits accrue for City Commissioners at the rate of 50% of the highest annual W-2 wages in the last three years of employment after 7 years of service as an elected official of the City plus 5% for each additional year up to 100% at 17 or more years of service. An active participant will be fully vested upon death and a single sum death benefit is payable. Contributions and Funding Policies Funding is in level payments under the individual aggregate cost method. Assets are allocated first to the nonactive participants, then to the active participants based on their accrued liability. The unfunded present value of future benefits is determined for each individual and spread over their expected future working lifetime with the City. All funding is provided by the City. There are no participant contributions to the Trust. The payroll for employees covered by EORT for the year ended September 30, 2008 was approximately $718,000; the City's total payroll was approximately $319.7 Million. 69 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Annual Pension Cost The City's current year contribution was determined through an actuarial valuation determined as of December 31, 2007. Significant actuarial assumptions used to compute the annual contribution requirement are as follows: Valuation date: December 31, 2007 Actuarial cost method: Individual Aggregate Cost Method Amortization method: Not Applicable Remaining amortization period: Not Applicable Asset valuation method: December 31 market values Actuarial assumptions Investment rate of return: 6.00% Projected salary increases: Inflation: N/A Merit, longevity, etc: N/A Mortality table: 1983 male group annuity mortality table without setback Disability, turnover, and retirements: No disability or turnover assumed. Retirement is assumed at the end of the current term or 100% vested. EORT contributions are determined using the aggregate cost method. This method does not separately identify and amortize unfunded actuarial liabilities. The following contributions were made to EORT in accordance with actuarially determined contribution requirements, based on the actuarial valuation performed for each respective year. The annual pension cost is equal to the annual required contribution each year. As such, the three year trend information is combined with the seven year required supplementary information as follows: Annual Pension Cost Year Ended (APC) and Annual Percentage Net Pension September 30 Required Contribution Contributed Obligation 2008 $ 711,209 100% 2007 285,408 100% $ 2006 1,043,209 100% 2005 300,000 100% 2004 300,000 100% 2003 265,287 100% 2002 220,837 100% The EORT does not issue separate stand-alone financial statements, and therefore, included below is the Statement of Fiduciary Net Assets and the Statement of Changes in Fiduciary Net Assets for the year ended September 30, 2008: 70 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Statement of Fiduciary Net Assets Assets Cash and Short -Term Investments $ Investments, at fair value U.S. Government Obligations U.S. Agency Obligations Money Market Funds Total Investments Total Assets Net Assets Held in Trust for Pension Benefits Statement of Changes in Fiduciary Net Assets Additions Contributions: Employer Investment Earnings: Interest Total Additions Deductions Benefits Total Deductions Change in Net Assets Net Assets - Beginning of Year Net Assets - End of Year 552,321 2,985,990 148,229 3,686,540 3,686,540 $ 3,686,540 $ 711,209 106,771 817,980 683,101 683,101 134,879 3,551,661 $ 3,686,540 The following table presents the Pension Trust Funds schedule of funding progress: Pension Trust Fund GESE Retirement Trust GESE Staff Plan GESE Excess Plan FIPO Actuarial Valuation Date 10/1/2007 $ 10/1/2007 10/1/2007 10/1/2007 (1) Actuarial Value of Assets 664,145,175 1,138,655 1,268,900,000 (2) Actuarial Unfunded Accrued (Overfunded) Funded (3) Liability AAL Ratio Covered (AAL) (2) - (1) (1)/(2) Payroll $ 770,218,984 $ 106,073,809 86.23% $ 82,052,702 1,622,719 484,064 70.17% 734,116 8,600,801 8,600,801 0.00% 82,052,702 1,318,400,000 49,500,000 0.00% 103,600,000 Unfunded (Overfunded) as a Percentage of Covered Payroll ((2) - (1))/(3) 129.28% 65.94% 10.48% 47.78% Special Benefit Plans Certain executive employees of the City are allowed to join the ICMA Retirement Trust's 401(a) plan. This defined contribution deferred compensation plan, which covers governmental employees throughout the country, is governed by a Board of Directors responsible for carrying out the overall management of the organization, including investment administration and regulatory compliance. Membership for City employees is limited by the City Code to specific members of the City Clerk, City Manager, and City Attorney's offices, Department Directors, Assistant Directors, and other executives. To participate in the 71 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS plan a written trust agreement must be executed, which requires the City to contribute 8% of the individual's earnable compensation, and the employee to contribute 10% of their salary. Participants may withdraw funds at retirement or upon separation based on a variety of payout options. The following information relates to the City participation in this plan: Total current year's payroll for all employees Current year's payroll for participating employees Current year employer contributions $ 319,684,592 7,105,918 694,308 In addition to coverage under the FIPO Pension Plan, City of Miami fire fighters and police officers are members of two separate non-contributory money purchase benefit plans established under the provisions of Florida Statutes, Chapters 175 and 185, respectively. These two plans are funded solely from the proceeds of certain excise taxes levied by the City and imposed upon property and casualty insurance coverage within the City limits This tax, which is collected from insurers by the State of Florida, is remitted directly to the plans' Boards of Trustees. The City is entitled to levy such excise taxes solely for the use of the money purchase benefit plans as long as the minimum benefit provisions of Florida Statutes, Chapters 175 and 185 are met by FIPO. The City does not have any fiduciary responsibility relating to the plans and is currently under no obligation to make further contributions to the plans. The total of such excise taxes received from the State of Florida and remitted to the plans was $11,588,823 for the year ended September 30, 2008. Accordingly, these monies are recorded as pass through funds in the City's financial statements. Benefits are allocated to the participants based upon their service during the year and the level of funding received during said year. Participants are fully vested after nine years of service. Upon termination of service, a participant may elect to receive one of three options: 1) a lump sum payment, 2) five substantially equal payments, or 3) 10% or more in the first year and the remainder in any way over the next four years. The total must be paid out within five years. NOTE 11. — POST -EMPLOYMENT HEALTH CARE BENEFITS Pursuant to Section 112.0801 of the Florida Statutes, the City is required to permit participation in the health insurance program by retirees and their eligible dependents at a cost to the retiree that is no greater than the cost at which coverage is available for active employees. Retired Police Officers are offered coverage at a discounted premium. For Non -Police retirees (Fire Fighters, General Employees, Sanitation Employees, and Elected Officials) and their dependents, the City has a stated policy of providing health coverage and life insurance at a discounted premium equal to 75% of the blended group rate. Based on GASB approval of Statements 43 and 45 which set forth the guidelines and a future implementation timetable for reporting and disclosure of Other Post -Employment Benefits ("OPEB"), the City had an actuary calculate future funding requirements during fiscal year 2008. The valuation was performed as of October 1, 2006 and covers the subsidies for medical and life insurance benefits. GASB Statement No. 45 allows flexibility to governmental employers in the use of various actuarial cost methods. Several such acceptable actuarial cost methods were investigated, including the Entry Age Normal Cost Method, the Frozen Entry Age Normal Cost Method, the Aggregate Cost Method, and the Projected Unit Credit Normal Cost Method. The goal was to recommend to the City an Actuarial cost method which is acceptable, appropriate, and commonly used. The City has elected to implement the provisions of GASB 45 prospectively. The OPEB liability was calculated using the Entry Age Normal Cost Method. 72 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Plan Description The City of Miami has two separate single -employer OPEB plans for its retirees. One plan is for retiring Police Officers and the other plan is for all other retiring employees (Non -Police retirees). The benefits afforded to all retirees include lifetime medical, prescription, vision, dental, and certain life insurance coverage for retiree and dependents. Non -Police retirees receive the same benefits as similarly situated active employees of the City, while retired Police Officers receive the same benefits as provided through the Fraternal Order of Police (FOP). The City offers to its' retirees comprehensive medical coverage and life insurance benefits through its self-insurance plan. This plan was established in accordance with Florida State Statute Section 112.0801 "Group Insurance: Participation by Retired Employees". Substantially all of the City's general employees, sanitation employees, police, and firefighters may become eligible for these benefits when they reach normal retirement age while working for the City (approximately 1,816 of the 5,047 covered participants are retirees). Funding Policy The City Commission is authorized to establish benefit levels and approve the actuarial assumptions used in the determination of contributions levels. The City Commission establishes the contributions requirements of plan members and the City. These contributions are neither mandated nor guaranteed. The retiree contributes the premium cost each month. Spouses and other dependents are also eligible for coverage, although the retiree pays the premium cost. The FOP sponsors a Health Insurance Trust that is partially self -insured, which provides life, health, and accidental death and dismemberment insurance to substantially all full-time sworn members of the City of Miami Police Department, eligible retirees, their families, and beneficiaries. The Trust receives a significant source of its funding from the City, pursuant to the terms of a collective bargaining agreement. The agreement requires the City to reimburse the FOP Health Trust an amount that is required to bring the Trust's available fund balance to $2.35 million. The City contributed $4,031,723 in the current year under the terms of the agreement. Currently, the City's subsidy to OPEB benefits is unfunded. There are no separate Trust Funds or equivalent arrangements into which the City makes contributions to advance -fund the OPEB obligations, as it does for its retiree pension plans. The City's cost of the OPEB benefits, funded on a pay-as-you-go basis, was $4,542,598 for the year ended September 30, 2008. The ultimate implicit subsidies which are provided over time are financed directly by general assets of the City, which are invested in short-term fixed income instruments according to its current investment policy. The City selected an interest discount rate of 4.25%, which is the long-range expected return on such short-term fixed income instruments, to calculate the present values and costs of the OPEB. This is consistent with GASB Statement 45 guidance. 73 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Significant Actuarial Assumptions and methods used to estimate the OPEB liability are as follows: Valuation date October 1, 2006 Actuarial cost method Entry Age Normal Cost Method Amortization method Level Percent of Payroll Amortization Period 30 years Actuarial assumptions: Assumed rate of return on investments 4.25% Assumed health care cost trend rates: 2006 - 11.5% 2007 - 11.0% 2008 - 10.5% 2009 - 10.0% 2010 - 9.5% 2011 - Thereafter - 9.0% - 5.0% The following table is the Other Post Employment Benefits schedule of Funding Progress: Non -Police Police Total Actuarial Valuation Date Actuarial Value of Assets* (a) Actuarial Accrued Liability (AAL) - Entry Age (b) 10/1/2006 $ - $ 146,802,156 10/1/2006 - 333,517,656 $ $ 480 319 812 UAAL as a Percentage of Unfunded AAL Funded Covered Covererd (UAAL) Ratio Payroll Payroll (b - a) (a / b) (c) ([b - a] / c) $ 146,802,156 0.00% $ 129,892,623 113.02% 333,517,656 0.00% 57,596,525 579.06% $ 480319812 0.00% $ 187,489,148 256.19% * Amounts based on actuarial valuation. No assets existed in the plan at September 30, 2008 Actuarial Methods Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Although the valuation results are based on values the actuarial consultant believes are reasonable assumptions, the valuation result is only an estimate of what future costs may actually be and reflect a long-term perspective. Deviations in any of the several factors, such as future interest rates discounts, medical cost inflation, Medicare coverage risk, and changes in marital status, could result in actual costs being greater or less than estimated. Projection of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time off each valuation and the historical pattern of sharing of benefit costs between the employer plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of the assets, consistent with the long-term perspective of the calculations. Annual OPEB Cost and Net OPEB Obligation The City's annual OPEB cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to 74 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS cover normal cost each year and amortize the actuarial liabilities (or funding excess) over a period not to exceed thirty years. The City's annual OPEB cost for the fiscal year was $26,578,385 for Police retirees and $10,786,386 for the Non -Police retirees. The City's annual OPEB cost and the net OPEB obligation for the fiscal year ended September 30, 2008 for both Non -Police and Police retirees are as follows: Non -Police Police Retirees Retirees Total Annual required contribution (ARC) $ 10,786,386 $ 26,578,385 $ 37,364,771 Interest on net OPEB obligation - - Adjustment to annual required contribution - - - Annual OPEB cost (expense) 10,786,386 26,578,385 37,364,771 Contributions made (5,261,988) (4,910,046) (10,172,034) Increase in net OPEB obligation 5,524,398 21,668,339 27,192,737 Net OPEB obligation - beginning of year - - - Net OPEB obligation - end of year $ 5,524,398 $ 21,668,339 $ 27,192,737 The City's percentage of annual OPEB cost contributed to the plans, and the net OPEB obligations for the fiscal year ended September 30, 2008 are as follows: Percentage of Fiscal Annual of Annual Year OPEB Amount OPEB Cost Net OPEB Ending Cost Contributed Contributed Obligation Police 9/30/2008 $ 26,578,385 $ 4,910,046 18.47% $ 21,668,339 Non -Police 9/30/2008 10,786,386 5,261,988 48.78% 5,524,398 Total $ 37,364,771 $ 10,172,034 27.22% $ 27,192,737 The 2008 contribution for the Police retirees plan represented 18.47% of the annual required contribution, and 48.78% of the annual contribution for the Non -Police retirees plan. The actuarial valuation for the plans was done as of October 1, 2006. Thereafter, valuations will be done bi-annually. NOTE 12. — SUMMARY DISCLOSURE OF SIGNIFICANT CONTINGENCIES Commitments and Contingencies The City participates in a number of federal and state assisted programs. These programs are subject to audit under the requirements of the Single Audit Act and Chapter 10.650, Rules of the Auditor General. The City anticipates no material adverse findings. Subsequent to September 30, 2008 there have been significant negative economic developments surrounding the overall market liquidity, credit availability, and market collateral levels which have resulted in declines in the value of the investment securities held by the GESE, FIPO and EORT plans, collectively the Plans. Consequently, the City's required contribution amount to the Plans, which are necessary to maintain the actuarial soundness and to provide the level of assets sufficient to meet participant benefits, could significantly increase in future periods. It is management's opinion that future contribution to the Plans will not have a material adverse effect on the City's financial position. Global Agreement: In December 2007, the City, the County, the OMNI CRA, and the SEOPW CRA, entered into an inter -local agreement that establishes the funding framework for the several major facilities and infrastructure improvement projects. Those projects include the Arsht Performing Arts Center, Miami Port Tunnel, Museum Park improvements, and a Major League Baseball Stadium. 75 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS The agreement specifically calls for the OMNI CRA to increase its contribution to the County to service debt and other loans on the Arsht Performing Art Center. Further, the agreement established parameters by which the City, County, and CRAs would move forward with the legal process of extending the lives and expanding the geographic boundaries of both CRAs, and utilizing the additional tax increment revenues to finance affordable housing, infrastructure, and redevelopment projects consistent with the CRAs' redevelopment plans. The additional OMNI CRA tax increment revenues could also be used to finance the City's contributions to the Miami Port Tunnel project and the Museum Park improvements. Finally, the agreement documents the City's and County's intentions to move forward with the development of a binding baseball stadium agreement, for a stadium to be built on the former Orange Bowl location site. To date, the total contributions required to be made by the City for the Miami Port Tunnel and Museum Park Improvement projects have not been determined. Commitments related to the baseball stadium project are detailed below. Miami Marlins Baseball Stadium Agreement: On March 19, 2009, the City Commission passed a resolution authorizing the City Manager to execute agreements related to the development, construction, and operation of a baseball stadium. The agreement requires the City to make the following contributions: (1) donate the Orange Bowl site to the County, (2) fund infrastructure improvements at the site which is expected to approximate $12.5 million, (3) contribute $13 million towards the construction of the baseball stadium, and (4) construct a parking facility which is expected to approximate $94 million. The City's contributions will be funded by proceeds provided by Miami Sports & Exhibition Authority (a discreetly presented component unit of the City), Sanitary Sewer Bond funds, Street Improvement Bond funds, and Convention Development Tax revenues. International Police Training Facility and Law Enforcement High School: On November 9, 2007, the City Commission adopted Resolution No. R-07-0650 to authorize the design, construction, funding and contingencies of a co -located International Police Training Facility and Law Enforcement High School on City -owned property located at 405 Northwest 3rd Avenue (known as the "College of Policing and Forensic High School") with The School Board of Miami -Dade County (the "School Board") in an amount not to exceed $37,470,000, and authorized the City Manager to execute an Interlocal Agreement with the School Board and all other necessary agreements. On December 19, 2007, the School Board approved a contribution cost for the School Board of an amount not to exceed $14,300,000 and authorized a Guaranteed Maximum Price Agreement for construction of the College of Policing and Forensic High School in the total amount of $35,400,000. As of April 14th, 2008, the City and the School Board executed the Inter -local Agreement, which provides that if either party requests any change order(s) that increase the price of the construction of the College of Policing and Forensic High School, that the party requesting the change is responsible for covering the increased costs. As of April 14th, 2008, the City, the School Board, and SunTrust Bank as Escrow Agent, and as acknowledged and agreed by Pirtle Construction Company entered into an Escrow Deposit Agreement whereby the City deposited $23,510,000 and the School Board deposited $11,890,000 into the construction escrow sub -accounts for the construction costs of the College of Policing and Forensic High School. The City's contributions were funded with Homeland Defense General Obligation Refunding Bonds Series 2007B (Limited). The construction of the College of Policing and Forensic High School is ongoing; opening of the facility is anticipated for fiscal year 2010. The facility will be wholly owned by the City upon completion. Port of Miami Tunnel and Access Improvement Project/Wachovia Bank, National Association $50,000,000 Letter of Credit: By Resolution 07-0697, adopted by the City Commission on December 13, 2007, the City of Miami executed a Master Agreement ("Master Agreement") for the construction of 76 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS the Port of Miami Tunnel and Access Improvement Project ("Project") with the Florida Department of Transportation ("FDOT") and Miami -Dade County, which provided for a financial contribution from the City of $55 million, consisting of a $5 million contribution in land rights -of -way and a cash contribution in the principal sum of $50 million. Under the Master Agreement, the City has the option to make its cash contribution in annual installments during the 35 year term of the agreement between FDOT and the firm that will design, construct and finance the Project, or in a lump sum. To secure the City's payment obligations, the Master Agreement requires the City to provide an irrevocable letter of credit in the amount of $50,000,000 to FDOT. The City obtained an irrevocable standby letter of credit in the face amount of $50,000,000 (the "Letter of Credit") from Wachovia Bank, National Association ("Wachovia") to satisfy this requirement. Wachovia's issuance of the Letter of Credit calls for the payment of fees and costs in connection with the issuance and maintenance of the Letter of Credit, and reimbursement to Wachovia in the event of a draw(s) by FDOT upon the Letter of Credit. Wagner Square Agreement: On September 19, 2008, the City obtained a $3,999,000 loan under the Depaitinent of Housing and Urban Development (HUD) Section 108 Loan Program. The loan, the $3,999,000 was received by the City and was deposited in an escrow account on September 19, 2008. The loan proceeds will be used to fund the Wagner Square Project. The Wagner Square Project is an arrangement between the City of Miami, (the "City"), and Wagner Square LLC ("developer"), to build a mixed -use development. Proceeds will be provided to the developer as construction on the Wagner Square Project progresses. The City is responsible for making principal and interest payments directly to HUD starting in January 2009. The City entered into a loan agreement with the developer whereby the developer will repay the City principal and interest amounts as the payments are due. This loan has a final maturity of August 1, 2024, and bears an interest rate which is based on the one month LIBOR + .20% (20 basis points). Litigation The City has been notified that it, along with several other municipalities and several other parties, has been named as a Potential Responsible Party by the Environmental Protection Agency (EPA). Such notification states that the City may be jointly and severally liable for certain environmental cleanup costs, to date of approximately $51.5 million, related to underground water and soil contamination in Broward County, Florida. As of the date of these financial statements, the City has not completed an assessment of its exposure to loss as a result of this action. However; should the EPA prevail in this matter and the other potentially responsible parties are unable to bear their proportionate cost of cleanup, management believes such action could have a material adverse effect on the City's financial statements. The City is also involved in other various lawsuits arising in the ordinary course of operations. Although the outcome of these matters is not presently determinable, it is the opinion of management of the City based upon consultation with legal counsel, that the outcome of these matters will not have an adverse material affect on the financial position of the City. NOTE 13. — SUBSEQUENT EVENTS $20,000,000 Sunshine State Governmental Financing Commission Loan — The City was approved for a $20,000,000 loan from the Sunshine State Governmental Financing Commission under Loan Program Series 1986 for the purpose of financing various capital projects. On March 25, 2009, the City closed this loan. This is a variable rate loan maturing in 2016. The Sunshine State Governmental Financing 77 CITY OF MIAMI, FLORIDA NOTES TO FINANCIAL STATEMENTS Commission is a legal entity through inter -local agreements among the State of Florida, counties, and local municipalities. The City has covenanted to budget and appropriate in its annual budget non -ad valorem revenues sufficient to satisfy the required annual debt service payments. NOTE 14. — PRONOUNCEMENTS ISSUED, BUT NOT YET ADOPTED GASB Statement No. 49, Accounting and Financial Reporting for Pollution Remediation Obligations issued November 2006, is effective for the City beginning with its fiscal year ending September 30, 2009. This Statement addresses accounting and financial reporting standards for pollution (including contamination) remediation obligations, which are obligations to address the current or potential detrimental effects of existing pollution by participating in pollution remediation activities such as site assessments and clean-ups. GASB Statement No. 51, Accounting and Financial Reporting for Intangible Assets, was issued June 2007. This Statement establishes accounting and financial reporting requirements for intangible assets to reduce these inconsistencies, thereby enhancing the comparability of the accounting and financial reporting of such assets among state and local governments. The provisions of this Statement will be effective for the City beginning with its year ending September 30, 2010. GASB Statement No. 52, Land and Other Real Estate Held as Investments by Endowments, was issued November 2007. This Statement establishes consistent standards for the reporting of land and other real estate held as investments by essentially similar entities. It requires endowments to report their land and other real estate investments at fair value. Governments also are required to report the changes in fair value as investment income and to disclose the methods and significant assumptions employed to determine fair value, and other information that they currently present for other investments reported at fair value. The provisions of this Statement will be effective for the City beginning with its year ending September 30, 2010. GASB Statement No. 53, Accounting and Financial Reporting for Derivative Instruments, was issued in June 2008. This Statement addresses the recognition, measurement, and disclosure of information regarding derivative instruments entered into by state and local governments. The provisions of this Statement will be effective for the City beginning with its year ending September 30, 2010. GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, was issued in March 2009. The objective of this Statement is to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be more consistently applied and by clarifying the existing governmental fund type definitions. This Statement establishes fund balance classifications that comprise a hierarchy based primarily on the extent to which a government is bound to observe constraints imposed upon the use of the resources reported in governmental funds. The provisions of this Statement will be effective for the City beginning with its year ending September 30, 2011 The City's management has not yet determined the effect these Statements will have on the City's financial statements. 78 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - General Fund For The Year Ended September 30, 2008 Budgeted Amounts Original Final Actual Amounts Variance with Final Budget Positive (Negative) Revenues: Property Taxes $ 261,026,148 $ 258,294,391 $ 258,294,391 $ Franchise and Other Taxes 37,005,000 35,414,428 35,319,051 (95,377) Licenses and Permits 29,658,555 29,558,555 29,788,818 230,263 Fines and Forfeitures 5,208,555 5,208,555 6,031,799 823,244 Intergovernmental Revenues 41,151,996 51,245,788 51,320,942 75,154 Charges for Services 82,850,712 74,826,773 74,998,172 171,399 Interest 8,115,000 9,691,044 10,086,415 395,371 Other 19,205,100 14,841,421 6,594,312 (8,247,109) Total Revenues 484,221,066 479,080,955 472,433,900 (6,647,055) Expenditures: General Government Mayor 891,232 838,278 838,278 Board of Commissioners 2,000,000 1,829,564 1,829,564 Office of City Manager 2,599,315 3,611,620 3,611,620 Office of City Clerk 2,530,585 1,867,540 1,867,540 Office of Civil Service 318,405 336,915 336,915 Office of Auditor General 914,842 829,318 829,318 Office of Communications 1,381,366 1,201,678 1,201,678 Employee Relations 5,454,914 5,013,806 5,013,806 Information Technology 13,071,500 12,930,235 12,930,235 Office of the City Attorney 6,650,725 6,070,137 6,070,137 Office of Strategic Planning & Budgeting 1,578,379 1,433,690 1,433,690 Purchasing 1,486,020 1,417,151 1,417,151 Office of Hearing Boards 1,014,601 964,875 964,875 Finance 5,678,592 5,724,175 5,724,175 Capital Improvement Administration 3,294,574 3,700,758 3,700,758 Non -Departmental 19,502,355 9,755,731 9,755,731 Total General Government 68,367,405 57,525,471 57,525,471 Planning and Development Building 7,774,638 7,389,609 7,389,608 Department of Planning 2,782,950 2,560,700 2,560,700 Office of Zoning 1,214,283 837,916 837,916 Total Planning and Development 11,771,871 10,788,225 10,788,224 Public Works Solid Waste 21,695,336 General Service Administration 17,985,430 Public Works 16,399,722 Total Public Works 56,080,488 20,500,638 19,527,937 14, 830,194 20,500,638 19,527,937 14, 830,194 54,858,769 54,858,769 Public Safety Fire- Rescue 80,087,399 99,597,506 99,597,506 Police 135,605,175 150,283,974 150,283,974 Total Public Safety 215,692,574 249,881,480 249,881,480 Pensions G.E.S.E. Pension F.I.P.O. Pension Elected Officials & Administrators Pension Total Pension Public Facilities Parks and Recreation Risk Management Organizational Support Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) 28,809,917 28,393,690 28,393,690 36,445,993 36,040,261 36,040,261 689,122 682,526 682,526 65,945,032 65,116,477 65,116,477 7,478,665 6,248,557 6,248,557 21,732,908 24,276,993 24,276,993 26,528,527 28,796,859 28,796,859 25,892,082 27,751,691 27,751,691 499,489,552 525,244,522 525,244,521 (115 268,486) (46,16 567) (52,810,621) 1 1 1 (6,647,056) 39,492,737 77,043,493 76,817,851 225,642 (24,224,251) (30,879,926) (30,879,926) - 15,268,486 46,163,567 45,937,925 225,642 Net Change in Fund Balance - - (6,872,696) (6,421,414) Fund Balance - Beginning of Year - - 100,450,144 100,450,144 Fund Balance - End of Year $ - $ - $ 93,577,448 $ 94,028,730 The accompanying notes are an integral part of the required supplementary information. 79 City of Miami, Florida Schedule of Revenues, Expenditures, and Changes In Fund Balance Budget and Actual - Fire Rescue Services Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues $ 7,585,387 $ 13,438,289 $ 6,806,528 (6,631,761) Charges for Services - 39,366 39,366 Interest - 7,425 7,425 Other 407,240 102,564 102,564 Total Revenues 7,992,627 13,438,289 6,955,883 (6,482,406) Expenditures: Current Operating: Public Safety Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) 3,818,549 10,252,298 4,174,078 10,208,998 43,300 3,185,991 3,185,991 7,992,627 13,438,289 13,394,989 43,300 (6,439,106) (6,439,106) 16,901,691 (43,300) 16,901,691 43,300 16,858,391 16,944,991 Net Change in Fund Balance 10,419,285 10,505,885 Fund Balance - Beginning of Year (17,545,192) (17,545,192) Fund Balance - End of Year $ $ $ (7,125,907) $ (7,039,307) The accompanying notes are an integral part of the required supplementary information. 80 City of Miami, Florida Schedule of Revenues, Expenditures, and Changes In Fund Balance Budget and Actual - Emergency Services For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues 3,710,887 $ 2,484,442 (1,226,445) Other - - - Total Revenues 3,710,887 2,484,442 (1,226,445) Expenditures: Current Operating: Public Safety Capital Outlay Total Expenditures Excess of Revenues Over Expenditures Other Financing Sources (Uses): Transfers Out Total Other Financing Sources (Uses) 3,662,491 923,299 2,739,192 48,396 6,058 42,338 3,710,887 929,357 2,781,530 1,555,085 1,555,085 (16,561,808) (16,561,808) (16,561,808) (16,561,808) Net Change in Fund Balance (15,006,723) (15,006,723) Fund Balance - Beginning of Year - - Fund Balance - End of Year $ $ $ (15,006,723) $ (15,006,723) The accompanying notes are an integral part of the required supplementary nformat on. 81 CITY OF MIAMI, FLORIDA NOTES TO THE REQUIRED SUPPLEMENTARY INFORMATION YEAR ENDED SEPTEMBER 30, 2008 (UNAUDITED) NOTE 1. - BUDGETARY POLICY A. BUDGET POLICY The City Commission annually adopts an operating budget or dinance for all governmental funds of the City, except for the Capital Projects Funds. The Capital Pr ojects Funds are budgeted on a total project basis for which annual budgets are not available. For governm ental funds, budgets are prepared on a basis consistent with accounting principles generally accepted in the United States of America. B. BUDGET -LEGAL COMPLIANCE The City follows these procedures in establishing th e budgetary data reflected in the accom panying financial statements: - Prior to August 31 st, the City Manager subm its to the C ity Commission a proposed operating budget by fund, except for the General Fund, which is at the departmental level, for the fiscal year com mencing the upcoming October 1 st. The operating budget includes proposed expenditures and the m eans of financing them. - The Mayor prepares and delivers a budgetary address a nnually to the people of the City between July 1 st and September 30tn - Such report is prepared after consultation with the City Manager. - Public hearings are conducted to obtain taxpayer comments. - Prior to October 1st, the budget is legally enacted through the passage of an ordinance budget report. and adoption of the - Management may not make changes to the adopted budget without the approval of a m ajority vote of the Commission. - The Com mission m ay transfer am ong departm ents any part of an unencum bered balance of an appropriation to a purpose for which an appropriation fo r the current year has proved insufficient. At the close of each fiscal year, the unencum bered balance of each appropriation reverts to the fund from which it was appropriated and is subject to future appropriations. - Budgets are m onitored at varying levels of classi fication detail, however, budgetary control is legally maintained at the fund level except for the General Fund, which is maintained at the departmental level. All budget amendments require City Commission approval. During fiscal 2008, supplemental appropriations totaling $32,410,645 in the General Fund, $5,445,662 in the Fire Rescue Services Fund, $3,710,887 in the Emergency Services (Disaster Recovery), and $70,268,545 in Other Non -Major Funds was required to fund expenditures for unanticipated program requirements. 82 City of Miami, Florida Pension Trust Funds and Other Post Employment Benefits Schedule of Funding Progress (a) (Unaudited) Actuarial Valuation Date (1) Actuarial Value of Assets Actuarial Accrued Liability (AAL) Unfunded (Overfunded) AAL (2) - (1) Funded (3) Ratio Covered (1)/(2) Payroll Unfunded (Overfunded) as a Percentage of Covered Payroll ((2) - (1))/(3) GESE Retirement Trust (b) 10/1/2007 $ 664,145,175 $ 770,218,984 10/1/2006 618,482,563 732,016,189 10/1/2005 588,495,706 746,324,834 10/1/2004 564,591,815 709,944,085 10/1/2003 555,480,276 682,360,385 10/1/2002 561,270,090 617,806,665 10/1/2001 597,112,330 579,385,162 GESE Staff Plan (b) 10/1/2007 10/1/2006 10/1/2005 10/1/2004 10/1/2003 10/1/2002 10/1/2001 $ 1,138,655 $ 939,698 768,336 615,132 446,666 303,728 206,578 GESE Excess Plan (b) 10/1/2007 $ 10/1/2006 10/1/2005 10/1/2004 10/1/2003 10/1/2002 10/1/2001 FIPO (c) 10/1/2007 10/1/2006 10/1/2005 10/1/2004 10/1/2003 10/1/2002 $ 106,073,809 86.23% $ 82,052,702 129.28% 113,533,626 84.49% 75,609,062 150.16% 157,829,128 78.85% 71,485,284 220.79% 145,352,270 79.53% 72,521,132 200.43% 126,880,109 81.41% 70,717,807 179.42% 56,536,575 90.85% 70,393,730 80.31% (17,727,168) 103.06% 66,650,450 -26.60% 1,622,719 $ 484,064 70.17% $ 734,116 65.94% 1,129,276 189,578 83.21% 643,770 29.45% 1,084,275 315,939 70.86% 455,220 69.40% 1,005,846 390,714 61.16% 487,639 80.12% 1,057,295 610,629 42.25% 448,457 136.16% 900,721 596,993 33.72% 411,278 145.16% 714,036 507,458 28.93% 363,176 139.73% - $ 8,600,801 $ 8,600,801 0.00% $ 82,052,702 10.48% - 7,999,872 7,999,872 0.00% 75,609,062 10.58% - 8,402,351 8,402,351 0.00% 71,485,284 11.75% - 8,434,597 8,434,597 0.00% 72,521,132 11.63% - 9,926,810 9,926,810 0.00% 70,717,807 14.04% - 8,642,414 8,642,414 0.00% 70,393,730 12.28% - 9,281,796 9,281,796 0.00% 66,650,450 13.93% $ 1,268,900,000 1,147,900,000 1,091,900,000 957,900,000 844,900,000 753,200,000 $ 1,318,400,000 1,260,500,000 1,221,600,000 1,152,800,000 1,067,900,000 999,800,000 $ 49,500,000 96.25% $ 103,600,000 47.78% 112,600,000 91.07% 90,400,000 124.56% 129,700,000 89.38% 91,500,000 141.75% 194,900,000 83.09% 89,200,000 218.50% 223,000,000 79.12% 98,900,000 225.48% 246,600,000 75.34% 96,900,000 254.49% City of Miami Other Post Employment Benefits (d) 10/1/2006 $ - $ 480,319,812 $ 480,319,812 0.00% $ 187,489,148 256.19% a. For information regarding pension contribution percentage rates, assumptions, amortization method, see Note 10. b. Calculated using Entry Age Normal Actuarial Accrued Liability c. Calculated using the Aggregate Cost Method. d. Amounts based on actuarial valuation. No assets existed in the plan at September 30, 2008 e. EORT is not reflected on this schedule since it uses the aggregate method which does not separately identify an actuarial accrued liability. 83 This page intentionally left blank * MIS! IIATEr rrr C0g� 84 Non -major Governmental Funds SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for special revenues that are legally restricted to expenditures for particular purposes. Community Redevelopment Agency (OMNI CRA) — To account for revenues and expenditures to be used for general operations in the defined OMNI Community Redevelopment Area. Community Redevelopment Agency (Midtown CRA) — To account for revenues and expenditures to be used for special operations in the defined Midtown Community Redevelopment Area. Community Redevelopment Agency (SEOPW) — To account for revenues and expenditures to be used for special operations in the defined Southeast Overtown Park West Community Redevelopment Area. Homeless Program — To account for the activities of the City's homeless program. Community Development — To account for the proceeds from the Federal government under the U.S. Depaitiiient of Housing and Urban Development. Choice Housing Vouchers — To account for the monies received for administration and assistance to be provided in accordance with Section 8 of the U.S. Housing Act of 1937, as amended, under the Choice Housing Voucher Program. State Housing Initiatives Program (SHIP) — To account for the monies received from the State of Florida Housing Finance Corporation to used to provide home ownership and rental housing programs at the local level. Convention Center — To account for the operations of the City of Miami/ University of Miami James L. Knight International Center and Parking Garage. 85 Non -major Governmental Funds SPECIAL REVENUE FUNDS Economic Development & Planning Services — To account for the operations of the Economic Development and Planning Services. Net Offices — To account for the operations of the City's Neighborhood Enhancement Teams (Net Offices). Parks & Recreation Services — To account for the operations of the Parks and Recreation Services. Police Services — To account for the proceeds of various grants from Local, State, and Federal Agencies that are expended for police activities. Law Enforcement Trust — To account for confiscated monies awarded to the City for law enforcement related expenditures as stipulated by State Statutes. Public Works Services — To account for the proceeds granted from Local and State Agencies to be used for maintenance of streets, highways, sidewalks and infrastructure. City Clerk Services — To account for the operations of the Passport Facility, Municipal Archives and Records, and related programs. Local Option Gas Tax (LOGT) — To account for the Local Option Gas Tax levied on the purchases of gasoline to be used for street improvements. Stormwater Utility — To account for the fees and charges collected for the operation and maintenance of the stormwater management system and the funding of pollution abatement devices of said system. 86 Non -major Governmental Funds SPECIAL REVENUE FUNDS General Special Revenue— To account for activities that are designated as special revenue which do not fall into one of the previous special revenue categories. Departmental Improvement Initiatives — To account for the funds designated for the City of Miami initiatives related to quality of life and technology. Transportation and Transit — To account for the operations of the City's transit and transportation projects. Public Services Tax — To accounts for the utility service tax levied on purchases of communication and other utility services. Liberty City Revitalization Trust — To account for the revitalization efforts for the redevelopment of the Liberty City Community Revitalization District. Virginia Key Beach Trust — To account for the activities to preserve, restore, and maintain the Historic Virginia Key Beach Park. Gusman and Olympia — To account for the activities of Gusman and Olympia Facilities. 87 Non -major Governmental Funds DEBT SERVICE FUNDS Debt Service Funds are used to account for the accumulation of resources, payments of general obligation bond principal, interest from government resources, special obligation bond principal and interest from pledged revenues when the government is obligated in some manner for the payment. General Obligation Bonds — To account for monies for payment of principal, interest, and other costs related to various issues of long-term general obligation bonds. Debt Service is financed primarily by an ad valorem tax. Other Special Obligation Bonds — To account for monies for payment of principal, interest, and other costs related to various special obligation and revenue bonds and loans. SEOPW CRA Other Special Obligation Bonds — To account for monies for payment of principal, interest, and other costs related to various CRA special obligation bonds and loans. 88 • Non -major Governmental Funds CAPITAL PROJECTS FUNDS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities. General Government — To account for expenditures for capital expenditures made for general government operations. SEOPW Community Redevelopment Agency - To account for the acquisition or construction of major capital facilities for community redevelopment in the defined Community Redevelopment Area. Public Safety — To account for the acquisition or construction of major capital facilities that support the City of Miami's Police and Fire operations. Sanitary Sewers — To account for expenditures for the construction of sanitary sewers. Storm Sewers — To account for expenditures for the construction of storm sewers. Solid Waste — To account for the acquisition of equipment or facility maintenance associated with the collection and removal of solid waste. Public Facilities — To account for the acquisition or construction of major capital facilities for public use such as marinas and stadiums. Parks and Recreation — To account for the acquisition, rehabilitation, or construction of major capital facilities for cultural and recreational activities such as parks, elderly and youth day care centers. Disaster Recovery — To account for revenue received from the Federal Emergency Management Agency (FEMA), insurance and other agencies as reimbursement for city-wide disasters in the areas of debris removal, roads and bridges, buildings and equipment, parks, marinas, stadiums and other measures of relief. Mass Transit — To account for the expenditures related to mass transit. 89 Assets Cash, Cash Equivalents and Investments Restricted Cash and Investments Receivables (Net of Allowances for Uncollectibles): Accounts Taxes Due from Other Governments Accrued Interest Prepaids Total Assets City of Miami, Florida Combining Balance Sheet Non -major Governmental Funds September 30, 2008 Special Revenue Funds Community Omni CRA Midtown CRA SEOPW CRA Homeless Development $ 26,149,946 $ 1,114,409 $ 14,725,226 $ - $ 8,059,441 3,999,860 87,220 221,684 48,471 140,457 844,315 44,546 6,160,807 5,320 $ 26,237,166 $ 1,114,409 $ 14,995,381 $ 185,003 $ 19,069,743 Liabilities and Fund Balances Liabilities: Accounts Payable and Accrued Liabilities $ 10,017 $ 1,114,409 $ 1,980,740 $ 86,122 $ 5,455,251 Due to Other Funds - 347,104 - Due to Other Governments 446,331 215,813 - 123,369 Deferred Revenue or Unearned Revenue - 41,747 1,036,458 Deposits - 205,782 Total Liabilities 456,348 1,114,409 2,196,553 474,973 6,820,860 Fund Balances (Deficits): Reserved for: Encumbrances Debt Service Prepaid Items Future Settlements - Unreserved, Undesignated 25,780,818 12,798,828 (289,970) 12,248,883 Total Fund Balances 25,780,818 12,798,828 (289,970) 12,248,883 Total Liabilities and Fund Balances $ 26,237,166 $ 1,114,409 $ 14,995,381 $ 185,003 $ 19,069,743 90 Special Revenue Funds Choice Housing Vouchers SHIP Economic Development Parks & Law Convention & Planning Net Recreation Police Enforcement Center Services Offices Services Services Trust $ 1,964,283 $ 4,518,668 $ 172,024 $ 5,571,590 $ 1,502,237 $ 2,125,350 $ 6,318,971 $ 4,123,216 - - 176,805 - - 212,021 21,087 814,493 - 18,993 637 653,314 610,377 5,000 14,826 3,125 - 306 19,633 13,770 $ 1,969,283 $ 4,533,494 $ 560,850 $ 5,593,708 $ 1,523,961 $ 2,778,970 $ 7,763,474 $ 4,136,986 $ 273,289 $ 64,442 $ 104,526 $ 156,087 $ 573,597 $ 845,264 $ 458,339 $ 39,315 1,497,027 4,469,052 - 17,579 20,637 277,377 950,274 21,155 - - 6,250 - 6,415 - - 112,413 1,770,316 4,533,494 110,776 173,666 600,649 1,122,641 1,408,613 172,883 198,967 450,074 5,420,042 923,312 1,656,329 6,354,861 3,964,103 198,967 450,074 5,420,042 923,312 1,656,329 6,354,861 3,964,103 $ 1,969,283 $ 4,533,494 $ 560,850 $ 5,593,708 $ 1,523,961 $ 2,778,970 $ 7,763,474 $ 4,136,986 City of Miami, Florida Combining Balance Sheet Non -major Governmental Funds September 30, 2008 Special Revenue Funds Local General Departmental Public Works City Clerk Option Stormwater Special Improvement Services Services Gas Tax Utility Revenues Initiatives Assets Cash, Cash Equivalents and Investments $ 3,380,465 $ 400,058 $ - $ 163,280 $ 4,992,163 $ 3,092,480 Restricted Cash and Investments - - - Receivables (Net of Allowances for Uncollectibles): Accounts 600 1,239 98,842 249,495 Taxes - - - Due from Other Governments 618,496 87,232 Accrued Interest 4,049 - Prepaids Total Assets $ 3,384,514 $ 400,658 $ 619,735 $ 262,122 $ 4,992,163 $ 3,429,207 Liabilities and Fund Balances Liabilities: Accounts Payable and Accrued Liabilities $ 60,869 $ 9,356 $ - $ $ $ 536,962 Due to Other Funds - 619,735 Due to Other Govemments - Deferred Revenue or Unearned Revenue 538,047 Deposits - Total Liabilities 60,869 9,356 619,735 1,075,009 Fund Balances (Deficits): Reserved for: Encumbrances Debt Service Prepaid Items Future Settlements Unreserved, Undesignated Total Fund Balances Total Liabilities and Fund Balances 3,323,645 391,302 262,122 4,992,163 2,354,198 3,323,645 391,302 262,122 4,992,163 2,354,198 $ 3,384,514 $ 400,658 $ 619,735 $ 262,122 $ 4,992,163 $ 3,429,207 (continued) 92 Special Revenue Funds Debt Service Funds Public Gusman Total General Other Special Transportation Services Liberty Virginia Key and Special Obligation Obligation & Transit Tax City Beach Trust Olympia Revenue Bonds Bonds $ $ $ 932,412 $ 655,852 $ 1,935,078 $ 91,897,149 $ 1,281,452 $ - 98,978 - 4,275,643 303,481 15,974,590 2,554,766 1,298 442,024 5,602,321 - - - 1,368,967 2,816,935 6,162,219 4,869 17,178,425 37,654 - - 1,606 203,326 94,187 11,842 11,842 - $ 2,816,935 $ 8,716,985 $ 938,579 $ 756,436 $ 2,388,944 $ 119,168,706 $ 2,991,554 $ 16,068,777 $ 37,362 $ - $ 83,292 $ 63,197 $ 40,672 $ 11,993,108 $ 5,184 $ 1,779,573 4,601,999 - - 7,348,411 9,299,617 676,899 1,462,412 1,000,000 1,519,707 11,389,060 847,858 3,500 26,498 360,858 - 2,816,935 4,601,999 83,292 66,697 2,263,776 32,553,849 853,042 9,299,617 2,138,512 4,907,886 11,842 11,842 4,027,253 - - 4,027,253 87,733 855,287 689,739 113,326 82,575,762 1,861,274 4,114,986 855,287 689,739 125,168 86,614,857 2,138,512 6,769,160 $ 2,816,935 $ 8,716,985 $ 938,579 $ 756,436 $ 2,388,944 $ 119,168,706 $ 2,991,554 $ 16,068,777 (continued) 93 City of Miami, Florida Combining Balance Sheet Non -major Governmental Funds September 30, 2008 Debt Service Funds Capital Projects Funds SEOPW SEOPW CRA Total Community Other Special Debt General Redevelopment Sanitary Obligation Service Government Agency Public Safety Sewers Assets Cash, Cash Equivalents and Investments $ 1,551,306 $ 2,832,758 $ 44,866,617 $ 3,087,663 $ 12,898,612 $ 27,105,547 Restricted Cash and Investments 630,469 16,908,540 - 19,775,914 Receivables (Net of Allowances for Uncollectibles): Accounts - Taxes 1,368,967 Due From Other Governments 37,654 - Accrued Interest 94,187 44,458 10,262 81,558 Prepaids - - Total Assets $ 2,181,775 $ 21,242,106 $ 44,911,075 $ 3,097,925 $ 32,674,526 $ 27,187,105 Liabilities and Fund Balances Liabilities: Accounts Payable and Accrued Liabilities $ $ 5,184 $ 2,461,541 $ $ 255,641 $ Due to Other Funds 9,299,617 Due to Other Governments Deferred Revenue or Unearned Revenue 847,858 10,908 1,888,485 Deposits - Total Liabilities 10,152,659 2,472,449 2,144,126 Fund Balances (Deficits): Reserved for: Encumbrances - - 584,406 926,757 Debt Service 2,181,775 9,228,173 Prepaid Items - - Future Settlements - - Unreserved, Undesignated 1,861,274 41,854,220 3,097,925 29,603,643 27,187,105 Total Fund Balances 2,181,775 11,089,447 42,438,626 3,097,925 30,530,400 27,187,105 Total Liabilities and Fund Balances $ 2,181,775 $ 21,242,106 $ 44,911,075 $ 3,097,925 $ 32,674,526 $ 27,187,105 94 Capital Projects Funds Total Total Non -major Storm Solid Public Parks & Disaster Mass Capital Governmental Sewers Waste Facilities Recreation Recovery Transit Projects Funds $ 14,290,277 $ 613,894 $ 16,932,024 $ 35,252,679 $ 217,491 $ 3,383,794 $ 158,648,598 $ 253,378,505 19,775,914 40,960,097 34,358 1,867 117,597 172,291 326,113 5,928,434 - - - 1,368,967 3,684,991 210,620 3,784,912 30,877 1,293,135 9,004,535 26,220,614 - 10,521 - 146,799 444,312 - - 11,842 $ 18,009,626 $ 615,761 $ 17,142,644 $ 39,165,709 $ 248,368 $ 4,849,220 $ 187,901,959 $ 328,312,771 $ 4,348,920 $ 65,793 $ 1,042,483 $ 5,001,223 $ 35,596 $ 845,154 $ 14,056,351 $ 26,054,643 - - - - 16,648,028 - - - - 1,462,412 3,330,610 210,619 3,562,712 30,877 415,471 9,449,682 21,686,600 - - - - - 360,858 7,679,530 65,793 1,253,102 8,563,935 66,473 1,260,625 23,506,033 66,212,541 5,268,879 4,609 3,034,786 12,028,102 70,853 1,499,613 23,418,005 23,418,005 - - - - 9,228,173 11,842 - - 4,027,253 5,061,217 545,359 12,854,756 18,573,672 111,042 2,088,982 140,977,921 225,414,957 10,330,096 549,968 15,889,542 30,601,774 181,895 3,588,595 164,395,926 262,100,230 $ 18,009,626 $ 615,761 $ 17,142,644 $ 39,165,709 $ 248,368 $ 4,849,220 $ 187,901,959 $ 328,312,771 City of Miami, Florida Combining Statement of Revenues, Expenditures, and Changes In Fund Balances Non -major Governmental Funds For The Year Ended September 30, 2008 Special Revenue Funds Choice Community Housing Omni CRA Midtown CRA SEOPW CRA Homeless Development Vouchers Revenues Property Taxes $ 7,444,383 $ 478,364 $ 3,568,308 $ - $ $ Franchise Fees and Other Taxes Licenses and Permits Fines and Forfeitures - Intergovernmental Revenues 5,098,682 300,103 2,228,137 511,757 35,731,853 1,705,879 Charges for Services - 221,684 - - - Interest 831,309 528,989 27,426 47,344 Impact Fees - - - Other 919,238 688,315 11,672 Total Revenues 13,374,374 778,467 7,466,356 511,757 36,447,594 1,764,895 Expenditures Current Operating: General Government Planning and Development - - Community Development 1,187,738 37,024,389 1,614,321 Community Redevelopment Areas 6,102,800 1,119,084 8,196,799 - - Public Works Public Safety Public Facilities Parks and Recreation Debt Service: Principal Interest and Other Charges Capital Outlay 10,871 5,502 Total Expenditures 6,113,671 1,119,084 8,196,799 1,187,738 37,029,891 1,614,321 Excess (Deficiency) of Revenues Over Expenditures 7,260,703 (340,617) (730,443) (675,981) (582,297) 150,574 Other Financing Sources (Uses) Transfers In 223,757 854,512 8,097,654 Transfers Out (330,000) (27,354) - (1,113,112) Proceeds Received From Long -Term Debt 3,998,930 Premium Long -Term Debt - Total Other Financing Sources (Uses) (330,000) (27,354) 223,757 854,512 10,983,472 Net Changes in Fund Balances 6,930,703 (367,971) (506,686) 178,531 10,401,175 150,574 Fund Balances - Beginning 18,850,115 367,971 13,305,514 (468,501) 1,847,708 48,393 Fund Balances - Ending $ 25,780,818 $ - $ 12,798,828 $ (289,970) $ 12,248,883 $ 198,967 96 Special Revenue Funds SHIP Economic Development Parks & Law Convention & Planning Net Recreation Police Enforcement Center Services Offices Services Services Trust 33,198 1,142,746 2,000,000 5,573,739 561 416,940 56,050 281,345 731,621 537,281 33,760 2,540 73,478 3,391 1,294,678 828,762 4,848 1,142,746 8,024,438 1,176,254 543,212 2,128,288 1,210,249 3,556,347 447,912 8,620,987 1,909,736 912,791 3,702,331 - 601,527 - 197,006 133,359 3,074 73,361 4,503,938 1,119,511 2,869,396 604,217 117,388 1,224,644 888,493 25,211 1,210,249 3,556,347 447,912 8,738,375 3,134,380 (67,503) 4,468,091 728,342 (8,195,163) (1,006,092) 1,856,174 (6,622,441) 3,757,889 629,428 746,049 490,083 76,000 7,479,053 25,727 63,987 (4,000,000) (4,968) - (4,766,267) (3,924,000) 7,479,053 20,759 63,987 (67,503) (298,176) (3,195,658) (716,110) (985,333) 810,036 490,083 67,503 748,250 8,615,700 1,639,422 2,641,662 5,544,825 3,474,020 $ $ 450,074 $ 5,420,042 $ 923,312 $ 1,656,329 $ 6,354,861 $ 3,964,103 (continued) City of Miami, Florida Combining Statement of Revenues, Expenditures, and Changes In Fund Balances Non -major Governmental Funds For The Year Ended September 30, 2008 Special Revenue Funds Local General Departmental Public Works City Clerk Option Stormwater Special Improvement Services Services Gas Tax Utility Revenue Initiatives Revenues Property Taxes $ - $ $ - $ $ $ Franchise Fees and Other Taxes 6,979,401 Licenses and Permits - Fines and Forfeitures - Intergovernmental Revenues 102,304 - - 210,125 1,622,203 Charges for Services 1,561,767 126,024 156,184 Interest 43,630 - - Impact Fees - Other 6,360 1,713 30,800 Total Revenues 1,714,061 127,737 6,979,401 156,184 210,125 1,653,003 Expenditures Current Operating: General Government 61,567 37,198 4,416,487 Planning and Development - Community Development Community Redevelopment Areas - Public Works 196,378 Public Safety - Public Facilities Parks and Recreation Debt Service: Principal Interest and Other Charges Capital Outlay 1,166,761 Total Expenditures 196,378 61,567 37,198 5,583,248 Excess (Deficiency) of Revenues Over Expenditures 1,517,683 66,170 6,979,401 156,184 172,927 (3,930,245) Other Financing Sources (Uses) Transfers In 33,335 35,000 362,956 7,337,535 883,166 Transfers Out - (340,000) (7,343,596) (2,590,852) (453,304) Proceeds Received From Long -Term Debt Premium Long -Term Debt Total Other Financing Sources (Uses) 33,335 (305,000) (6,980,640) 4,746,683 429,862 Net Changes in Fund Balances 1,551,018 (238,830) (1,239) 156,184 4,919,610 (3,500,383) Fund Balances - Beginning 1,772,627 630,132 1,239 105,938 72,553 5,854,581 Fund Balances - Ending $ 3,323,645 $ 391,302 $ - $ 262,122 $ 4,992,163 $ 2,354,198 98 Special Revenue Funds Debt Service Funds Public Gusman Total General Other Special Transportation Services Liberty Virginia Key and Special Obligation Obligation & Transit Tax City Beach Trust Olympia Revenue Bonds Bonds $ $ - $ - $ $ - $ 11,491,055 $ 21,327,853 $ 62,257,072 - 69,236,473 - - 56,050 - 945,989 12,654,850 308,994 21,636 473,484 69,391,107 - 66,375 794,323 11,199,287 - 3,840 23,384 1,877,996 332,991 127,010 881,334 3,236,686 12,654,850 62,257,072 312,834 238,405 2,149,141 167,434,643 21,327,853 332,991 442,367 13,578,606 447,912 41,036,697 528,258 15,946,941 196,378 3,473,613 1,887,739 5,444,086 1,798,687 3,708,423 10, 295,644 10, 877,499 11,197,914 17,540,886 80,126 3,518,996 - - 442,367 528,258 1,878,813 1,887,739 87,351,652 21,493,558 28,418,385 12,212,483 62,257,072 (215,424) (1,640,408) 261,402 80,082,991 (165,705) (28,085,394) 925,363 (13,130,919) (63,469,633) 550,000 1,316,156 30,120,375 (99,426,179) 3,998,930 30,042,198 24,251 1,344,956 (12,205,556) (63,469,633) 550,000 1,316,156 (65,306,874) 31,411,405 6,927 (1,212,561) 334,576 (324,252) 261,402 14,776,117 (165,705) 3,326,011 (6,927) 5,327,547 520,711 1,013,991 (136,234) 71,838,740 2,304,217 3,443,149 $ $ 4,114,986 $ 855,287 $ 689,739 $ 125,168 $ 86,614,857 $ 2,138,512 $ 6,769,160 (continued) 99 City of Miami, Florida Combining Statement of Revenues, Expenditures, and Changes In Fund Balances Non -major Governmental Funds For The Year Ended September 30, 2008 Debt Service Funds Capital Projects Funds SEOPW SEOPW CRA Total Community Other Special Debt General Redevelopment Obligation Service Government Agency Public Safety Revenues Property Taxes $ - $ 21,327,853 $ $ - $ Franchise Fees and Other Taxes Licenses and Permits Fines and Forfeitures - - Intergovernmental Revenues 300,000 300,000 131,224 710,011 Charges for Services - - - 1,462 Interest 9,590 342,581 1,805,203 108,509 - Impact Fees 4,674,385 Other 81,933 Total Revenues 309,590 21,970,434 6,692,745 108,509 711,473 Expenditures Current Operating: General Government 5,180,755 Planning and Development - Community Development Community Redevelopment Areas Public Works - Public Safety 1,010,269 Public Facilities - Parks and Recreation Debt Service: Principal 170,000 21,343,143 Interest and Other Charges 181,935 28,920,735 - Capital Outlay - - 10,196,052 11,642,654 Total Expenditures 351,935 50,263,878 15,376,807 12,652,923 Excess (Deficiency) of Revenues Over Expenditures (42,345) (28,293,444) (8,684,062) 108,509 (11,941,450) Other Financing Sources (Uses) Transfers In Transfers Out Proceeds Received From Long -Term Debt Premium Long -Term Debt Total Other Financing Sources (Uses) 51,935 30,094,133 24,251 1,344,956 51,935 31,463,340 6,521,985 (60,418,917) 750,000 25,954,120 (398,193) 5,829,969 (53,146,932) 31,385,896 Net Changes in Fund Balances 9,590 3,169,896 (61,830,994) 108,509 19,444,446 Fund Balances - Beginning 2,172,185 7,919,551 104,269,620 2,989,416 11,085,954 Fund Balances - Ending $ 2,181,775 $ 11,089,447 $ 42,438,626 $ 3,097,925 $ 30,530,400 100 Capital Projects Funds Total Total Non -major Sanitary Storm Solid Public Parks & Disaster Mass Capital Governmental Sewers Sewers Waste Facilities Recreation Recovery Transit Projects Funds $ - $ $ $ $ - $ $ $ $ 32,818,908 69,236,473 56,050 - - - 945,989 4,908,223 253,757 17,806,212 877,664 24,687,091 94,378,198 - 148,434 - - 149,896 11,349,183 885,826 - 174,233 2,973,771 5,194,348 - - 4,674,385 4,674,385 314 87,000 169,247 3,405,933 885,826 4,908,223 314 402,191 18,067,445 877,664 32,654,390 222,059,467 178,820 2,772 5,362,347 18,940,953 447,912 41,036,697 15,946,941 13,232 13,232 209,610 1,010,269 4,483,882 1,327,075 1,327,075 6,771,161 1,070,721 1,070,721 4,779,144 12,611,523 2,006,503 6,404,053 31,162,781 108,720 1,182,366 75,314,652 21,343,143 28,920,735 78, 833,648 12,790,343 2,019,735 7,731,128 32,233,502 108,720 1,185,138 84,098,296 221,713,826 885,826 (7,882,120) (2,019,421) (7,328,937) (14,166,057) (108,720) (307,474) (51,443,906) 345,641 9,990,189 2,054,329 2,562,828 13,868,882 60,952,333 121,166,841 (5,727,664) (32,900) (7,795,025) (1,169,466) (602,190) (76,144,355) (175,570,534) 475,000 8,411,550 33,445,420 48,911,939 52,935,120 - - - - 1,344,956 4,737,525 2,021,429 3,179,353 46,144,836 (602,190) 33,719,917 (123,617) 885,826 (3,144,595) 2,008 (4,149,584) 31,978,779 (108,720) (909,664) (17,723,989) 222,024 26,301,279 13,474,691 547,960 20,039,126 (1,377,005) 290,615 4,498,259 182,119,915 261,878,206 $ 27,187,105 $ 10,330,096 $ 549,968 $ 15,889,542 $ 30,601,774 $ 181,895 $ 3,588,595 $ 164,395,926 $ 262,100,230 101 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - OMNI CRA For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Property Taxes $ 11,701,516 $ 12,096,734 $ 12,543,065 $ 446,331 Interest 21,500 21,500 831,309 809,809 Other - - Total Revenues 11,723,016 12,118,234 13,374,374 1,256,140 Expenditures: Current Operating: Community Redevelopment Areas Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Uses: Transfers Out Total Other Financing Uses Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 26,293,185 29,838,113 26,293,185 29,838,113 (14,570,169) (17,719,879) (712,500) (700,000) (712,500) (700,000) (15,282,669) 6,113,671 23,724,442 6,113,671 23,724,442 7,260,703 24,980,582 (330,000) 370,000 (330,000) 370,000 (18,419,879) 6,930,703 18,850,115 25,350,582 18,850,115 $ (15,282,669) $ (18,419,879) $ 25,780,818 $ 44,200,697 102 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Midtown CRA For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Property Taxes $ 735,406 $ 778,467 $ 778,467 $ Other 20,000 20,000 - (20,000) Total Revenues 755,406 798,467 778,467 (20,000) Expenditures: Current Operating: Community Redevelopment Areas Total Expenditures Excess of Revenues Over Expenditures Other Financing Uses: Transfers Out Total Other Financing Uses Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 7,000 7,000 7,000 7,000 1,119,084 (1,112,084) 1,119,084 (1,112,084) 748,406 791,467 (340,617) (1,132,084) (27,354) (27,354) (27,354) (27,354) (27,354) (27,354) 721,052 764,113 (367,971) (1,132,084) - 367,971 367,971 $ 721,052 $ 764,113 $ - $ (764,113) 103 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - SEOPW CRA For The Year Ended September 30, 2008 Revenues: Property Taxes Intergovernmental Revenues Charges for Services Interest Other Total Revenues Expenditures: Current Operating: Community Redevelopment Areas Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Budgeted Amounts Original Final $ 3,407,794 2,228,086 11,500 10,941,547 16,588,927 Actual Amounts $ 6,496,444 $ 3,568,308 727,354 2,228,137 221,684 11,500 528,989 511,473 919,238 7,746,771 7,466,356 6,174,365 18,903, 845 10,346,916 - 16, 521,281 18,903, 845 67,646 (11,157,074) Other Financing Sources (Uses): Transfers In 1,427,354 Transfers Out (1,495,000) (410,000) Total Other Financing Sources (Uses) (67,646) (410,000) Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year (11,567,074) 11,567,074 8,196,799 2,432, 802 10,629,601 (3,163,245) 223,757 223,757 (2,939,488) 13,305,514 Variance with Final Budget Positive (Negative) $ (2,928,136) 1,500,783 221,684 517,489 407,765 (280,415) 10,707,046 (2,432, 802) 8,274,244 7,993,829 223,757 410,000 633,757 8,627,586 1,738,440 $ 10,366,026 $ 10,366,026 104 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Homeless Program For The Year Ended September 30, 2008 Revenues: Intergovernmental Revenues Total Revenues Expenditures: Current Operating: Community Development Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources: Transthrs In Total Other Financing Sources Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 511,757 $ 511,757 $ 511,757 511,757 846,223 1,366,269 15,000 861,223 1,366,269 (861,223) (854,512) 861,223 861,223 1,187,738 178,531 1,187,738 178,531 (675,981) (178,531) 854,512 854,512 854,512 854,512 Net Change in Fund Balance - 178,531 178,531 Fund Balance - Beginning of Year - (468,501) (468,501) Fund Balance - End of Year $ $ - $ (289,970) $ (289,970) 105 City of Miami, Florida Schedule of Revenues, Expenditures, and Changes In Fund Balance Budget and Actual - Community Development Fund For The Year Ended September 30, 2008 Budgeted Amounts Original Final Actual Amounts Variance with Final Budget Positive (Negative) Revenues: Intergovernmental Revenues $ 25,253,770 $ 54,579,680 $ 35,731,853 (18,847,827) Interest 10,000 27,426 17,426 Other 2,000,000 10,704,181 688,315 (10,015,866) Total Revenues 27,253,770 65,293,861 36,447,594 (28,846,267) Expenditures: Current Operating: Community Development 26,153,770 64,956,630 37,024,389 27,932,241 Capital Outlay - 224,950 5,502 219,448 Total Expenditures 26,153,770 65,181,580 37,029,891 28,151,689 Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Transfers Out Proceeds Received From Long -Term Debt Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 1,100,000 112,281 (582,297) (694,578) 200,000 1,220,412 8,097,654 (1,300,000) (1,332,693) (1,113,112) 3,998,930 (1,100,000) (112,281) 10,983,472 10,401,175 6,877,242 219,581 3,998,930 11,095,753 10,401,175 1,847,708 1,847,708 $ $ 12,248,883 $ 12,248,883 106 Revenues: Intergovernmental Revenues Interest Other Total Revenues Expenditures: Current Operating: Community Development Total Expenditures Excess of Revenues Over Expenditures Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Choice Housing Vouchers Program For The Year Ended September 30, 2008 Budgeted Amounts Original Final $ 5,356,579 $ 2,461,179 65,000 12,000 5,356,579 2,538,179 5,356,579 2,538,179 5,356,579 2,538,179 $ Actual Amounts $ 1,705,879 47,344 11,672 1,764,895 1,614,321 1,614,321 150,574 150,574 Variance with Final Budget Positive (Negative) (755,300) (17,656) (328) (773,284) 923,858 923,858 150,574 150,574 48,393 48,393 $ - $ 198,967 $ 198,967 107 Revenues: Intergovernmental Revenues Total Revenues City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - SHIP For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 2,232,704 $ 2,685,282 $ 1,142,746 2,232,704 2,685,282 1,142,746 (1,542,536) (1,542,536) Expenditures: Current Operating: Community Development 2,232,704 2,685,282 1,210,249 1,475,033 Capital Outlay Total Expenditures 2,232,704 2,685,282 1,210,249 1,475,033 Excess (Deficiency) of Revenues Over Expenditures - (67,503) Net Change in Fund Balance - (67,503) (67,503) (67, 503) Fund Balance - Beginning of Year - 67,503 67,503 Fund Balance - End of Year $ $ - $ $ 108 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Convention Center For The Year Ended September 30, 2008 Revenues: Fines and Forfeitures Intergovernmental Revenues Charges for Services Interest Other Total Revenues Expenditures: Current Operating: Public Facilities Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Budgeted Amounts Original Final 1,300,000 5,889,780 6,000 3,504,958 10,700,738 Actual Amounts $ 33,198 $ 33,198 2,000,000 2,000,000 5,573,739 5,573,739 561 561 715,118 416,940 8,322,616 8,024,438 7,086,805 3,556,347 7,086,805 3,556,347 3,613,933 4,766,269 Other Financing Sources (Uses): Transfers In - 1,856,172 Transfers Out (3,613,933) (6,622,441) Total Other Financing Sources (Uses) (3,613,933) (4,766,269) Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 3,556,347 3,556,347 4,468,091 1,856,174 (6,622,441) (4,766,267) (298,176) Variance with Final Budget Positive (Negative) (298,178) (298,178) (298,178) 2 2 (298,176) 748,250 748,250 $ $ 450,074 $ 450,074 109 Revenues: Licenses and Permits Intergovernmental Revenues Charges for Services Interest Other Total Revenues City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Economic Development & Planning Services For The Year Ended September 30, 2008 Budgeted Amounts Original Final $ 165,000 60,000 3,969,666 4,194,666 Actual Amounts $ 56,050 $ 56,050 281,345 281,345 731,621 731,621 33,760 33,760 3,269,136 73,478 4,371,912 1,176,254 Expenditures: Current Operating: Planning and Development 4,268,666 447,912 Total Expenditures 4,268,666 447,912 Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year (74,000) 3,924,000 74,000 76,000 (4,000,000) 74,000 (3,924,000) 447,912 447,912 728,342 76,000 (4,000,000) (3,924,000) (3,195,658) 8,615,700 $ $ 5,420,042 Variance with Final Budget Positive (Negative) (3,195,658) (3,195,658) (3,195,658) (3,195,658) 8,615,700 $ 5,420,042 110 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - NET Offices Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues S - $ - - Charges for Services - 548,723 $ 537,281 (11,442) Interest - 2,540 2,540 Other 502,348 739,490 3,391 (736,099) Total Revenues 502,348 1,290,753 543,212 (747,541) Expenditures: Current Operating: General Government Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures 7,901,320 8,628,590 59,958 141,216 7,961,278 8,769,806 (7,458,930) (7,479,053) 8,620,987 117,388 8,738,375 7,603 23,828 31,431 (8,195,163) (716,110) Other Financing Sources: Transfers In 7,458,930 7,479,053 7,479,053 Total Other Financing Sources 7,458,930 7,479,053 7,479,053 Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year (716,110) 1,639,422 (716,110) 1,639,422 $ $ 923,312 $ 923,312 111 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Parks & Recreation Services Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenue: Intergovernmental Revenues S 212,695 $ 1,294,678 $ 1,294,678 Charges for Services - 828,762 828,762 Interest - 4,848 4,848 Other 1,167,469 985,342 - (985,342) Total Revenues 1,380,164 3,113,630 2,128,288 (985,342) Expenditures: Current Operating: Parks and Recreation Capital Outlay Total Expenditures 1,093,553 1,909,745 286,611 1,909,736 9 1,224,644 1,224,644 1,380,164 3,134,389 3,134,380 9 Excess (Deficiency) of Revenues Over Expenditures - (20,759) (1,006,092) (985,333) Other Financing Sources (Uses): Transfers In - 25,727 25,727 Transfers Out - (4,968) (4,968) Total Other Financing Sources (Uses) - 20,759 20,759 Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year (985,333) 2,641,662 (985,333) 2,641,662 $ $ 1,656,329 $ 1,656,329 112 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Police Services Fund For The Year Ended September 30, 2008 Budgeted Amounts Original Final Actual Amounts Revenues: Intergovernmental Revenues 3,789,500 3,702,331 $ 3,702,331 Charges for Services 450,000 601,527 601,527 Interest - 197,006 197,006 Other 1,807,226 3,074 3,074 Total Revenues 6,046,726 4,503,938 4,503,938 Variance with Final Budget Positive (Negative) Expenditures: Current Operating: Public Safety 4,268,943 3,679,432 2,869,396 810,036 Capital Outlay 1,777,783 888,493 888,493 Total Expenditures 6,046,726 4,567,925 3,757,889 810,036 Excess (Deficiency) of Revenues Over Expenditures (63,987) 746,049 810,036 Other Financing Sources: Transfers In 63,987 63,987 Total Other Financing Sources 63,987 63,987 Net Change in Fund Balance - 810,036 810,036 Fund Balance - Beginning of Year - 5,544,825 5,544,825 Fund Balance - End of Year $ - $ - $ 6,354,861 $ 6,354,861 113 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Law Enforcement Trust Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Fines and Forfeitures $ $ 912,791 $ 912,791 Interest 133,359 133,359 Other 641,233 73,361 73,361 Total Revenues 641,233 1,119,511 1,119,511 Expenditures: Current Operating: Public Safety 641,233 1,094,300 604,217 490,083 Capital Outlay - 25,211 25,211 Total Expenditures 641,233 1,119,511 629,428 490,083 Excess (Deficiency) of Revenues Over Expenditures 490,083 490,083 Net Change in Fund Balance 490,083 490,083 Fund Balance - Beginning of Year 3,474,020 3,474,020 Fund Balance - End of Year $ - $ - $ 3,964,103 $ 3,964,103 114 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Public Works Services Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues $ $ 102,304 $ 102,304 Charges for Services 1,561,767 1,561,767 Interest 36,000 43,630 43,630 Other 908,611 6,360 6,360 Total Revenues 944,611 1,714,061 1,714,061 Expenditures: Current Operating: Public Works 944,611 1,694,276 196,378 1,497,898 Capital Outlay - 53,120 - 53,120 Total Expenditures 944,611 1,747,396 196,378 1,551,018 Excess (Deficiency) of Revenues Over Expenditures (33,335) 1,517,683 1,551,018 Other Financing Sources: Transfers In Total Other Financing Sources Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 33,335 33,335 33,335 33,335 1,551,018 1,551,018 1,772,627 1,772,627 $ $ 3,323,645 $ 3,323,645 115 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - City Clerk Services Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Charges for Services $ - $ 126,024 $ 126,024 Other 223,401 240,543 1,713 (238,830) Total Revenues 223,401 366,567 127,737 (238,830) Expenditures: Current Operating: General Government Total Expenditures Excess (Deficiency) of Revenues Over Expenditures 35,000 35,000 61,567 61,567 61,567 61,567 188,401 305,000 66,170 (238,830) Other Financing Sources (Uses): Transfers In 35,000 35,000 35,000 Transfers Out (223,401) (340,000) (340,000) Total Other Financing Sources (Uses) (188,401) (305,000) (305,000) Net Change in Fund Balance - (238,830) (238,830) Fund Balance - Beginning of Year - 630,132 630,132 Fund Balance - End of Year - S 391,302 $ 391,302 116 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Local Option Gas Tax For The Year Ended September 30, 2008 Revenues: Franchise Fees and Other Taxes Total Revenues Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) 7,343,596 7,343,596 (7,343, 596) (7,343,596) 6,980,640 S 6,979,401 6,980,640 6,979,401 362,956 (7,343, 596) 362,956 (7,343, 596) (6,980,640) (6,980,640) (1,239) (1,239) Net Change in Fund Balance - - (1,239) (1,239) Fund Balance - Beginning of Year - - 1,239 1,239 Fund Balance - End of Year - - S - S - 117 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Stormwater Utility Fund For The Year Ended September 30, 2008 Revenues: Charges for Services Total Revenues Expenditures Current Operating: Total Expenditures Excess of Revenues Over Expenditures Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year Budgeted Amounts Original Final Actual Amounts $ 156,184 $ 156,184 156,184 156,184 Variance with Final Budget Positive (Negative) 156,184 - 156,184 156,184 - 156,184 156,184 156,184 156,184 156,184 105,938 105,938 $ $ 262,122 $ 262,122 118 Revenues: Intergovernmental Revenues Total Revenues Expenditures: Current Operating: General Government Total Expenditures City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - General Special Revenue For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 210,125 $ 210,125 210,125 210,125 4,956,808 4,956,808 37,198 4,919,610 37,198 4,919,610 Excess (Deficiency) of Revenues Over Expenditures (4,746,683) 172,927 4,919,610 Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) 7,337,535 (2,590,852) 7,337,535 (2,590,852) 4,746,683 4,746,683 Net Change in Fund Balance 4,919,610 4,919,610 Fund Balance - Beginning of Year 72,553 72,553 Fund Balance - End of Year $ $ $ 4,992,163 $ 4,992,163 119 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Departmental Improvement Initiatives Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues $ 224,894 $ 1,622,203 $ 1,622,203 Other 589,878 3,531,211 30,800 (3,500,411) Total Revenues 814,772 5,153,414 1,653,003 (3,500,411) Expenditures: Current Operating: General Government 1,552,649 4,416,514 4,416,487 27 Capital Outlay 127,523 1,166,761 1,166,761 Total Expenditures 1,680,172 5,583,275 5,583,248 27 Excess (Deficiency) of Revenues Over Expenditures (865,400) (429,861) (3,930,245) (3,500,384) Other Financing Sources (Uses): Transfers In 865,400 883,166 883,166 Transfers Out - (453,305) (453,304) 1 Total Other Financing Sources (Uses) 865,400 429,861 429,862 1 Net Change in Fund Balance - - (3,500,383) (3,500,383) Fund Balance - Beginning of Year - - 5,854,581 5,854,581 Fund Balance - End of Year $ - $ - $ 2,354,198 $ 2,354,198 120 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Transportation & Transit Fund For The Year Ended September 30, 2008 Revenues: Intergovernmental Revenues Total Revenues Expenditures: Current Operating: General Government Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Transfers Out Total Other Financing Sources (Uses) Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 13,822,020 $ 12,647,923 $ 12,654,850 13, 822,020 12,647,923 12,654,850 628,050 4,000 632,050 442,367 442,367 442,367 442,367 6,927 6,927 13,189,970 12,205,556 12,212,483 6,927 (13,189,970) (13,189,970) 925,363 (13,130,919) 925,363 (13,130,919) (12,205,556) (12,205,556) Net Change in Fund Balance - - 6,927 6,927 Fund Balance - Beginning of Year - - (6,927) (6,927) Fund Balance - End of Year $ - $ - $ - $ 121 Revenues: Franchise and Other Taxes Total Revenues Other Financing Uses: Transthrs Out Total Other Financing Uses City of Miami, Florida Schedule of Revenues, Expenditures, and Changes In Fund Balance Budget and Actual - Public Services Tax Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 56,725,656 $ 63,469,633 $ 62,257,072 56,725,656 63,469,633 62,257,072 (56,725,656) (56,725,656) (63,469,633) (63,469,633) (63,469,633) (63,469,633) (1,212,561) (1,212,561) Net Change in Fund Balance - (1,212,561) (1,212,561) Fund Balance - Beginning of Year - 5,327,547 5,327,547 Fund Balance - End of Year $ $ - $ 4,114,986 $ 4,114,986 122 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Liberty City Revitalization Trust For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Intergovernmental Revenues $ 260,168 $ 260,168 $ 308,994 48,826 Interest - - 3,840 3,840 Other 951,500 951,500 - (951,500) Total Revenues 1,211,668 1,211,668 312,834 (898,834) Expenditures: Current Operating: Community Redevelopment Areas 1,761,668 1,776,570 528,258 1,248,312 Capital Outlay - 98 - 98 Total Expenditures 1,761,668 1,776,668 528,258 1,248,410 Excess (Deficiency) of Revenues Over Expenditures (550,000) (565,000) (215,424) 349,576 Other Financing Sources: Transthrs In 550,000 565,000 550,000 (15,000) Total Other Financing Sources 550,000 565,000 550,000 (15,000) Net Change in Fund Balance - 334,576 334,576 Fund Balance - Beginning of Year - 520,711 520,711 Fund Balance - End of Year $ - $ $ 855,287 $ 855,287 123 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Virginia Key Beach Trust For The Year Ended September 30, 2008 Budgeted Amounts Original Final Actual Amounts Variance with Final Budget Positive (Negative) Revenues: Intergovernmental Revenues $ 17,376 $ 17,376 $ 21,636 4,260 Charges for Services - 66,375 66,375 Interest - 23,384 23,384 Other 1,027,241 1,027,241 127,010 (900,231) Total Revenues 1,044,617 1,044,617 238,405 (806,212) Expenditures: Current Operating: Parks and Recreation Capital Outlay Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources: Transfers In Total Other Financing Sources Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 2,304,273 2,304,273 56,500 56,500 2,360,773 2,360,773 (1,316,156) (1,316,156) 1,316,156 1,316,156 1,798,687 505,586 80,126 (23,626) 1,878,813 481,960 (1,640,408) (324,252) 1,316,156 1,316,156 1,316,156 1,316,156 (324,252) 1,013,991 (324,252) 1,013,991 $ $ 689,739 $ 689,739 124 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Gusman and Olympia Fund For The Year Ended September 30, 2008 Revenues: Intergovernmental Revenues Charges for Services Other Total Revenues Expenditures: Current Operating: Public Facilities Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources: Transfers In Total Other Financing Sources Budgeted Amounts Original Final $ 1,982,216 529,000 238,400 $ 1,982,216 529,000 238,400 2,749,616 2,749,616 3,130,385 3,130,385 3,130,385 3,130,385 (380,769) (380,769) 380,769 380,769 380,769 380,769 Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year $ $ Actual Amounts $ 473,484 794,323 881,334 2,149,141 1,887,739 1,887,739 261,402 261,402 Variance with Final Budget Positive (Negative) (1,508,732) 265,323 642,934 (600,475) 1,242,646 1,242,646 642,171 (380,769) (380,769) 261,402 (136,234) (136,234) $ 125,168 S 125,168 125 Revenues: Property Taxes Total Revenues Expenditures: Debt Service: Principal Interest and Other Charges Total Expenditures City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - General Obligation Bonds Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) $ 21,426,659 $ 21,506,659 $ 21,327,853 $ (178,806) 21,426,659 21,506,659 21,327,853 (178,806) 10,295,644 11,131,015 10,295,644 11,211,015 21,426,659 21,506,659 10,295,644 11,197,914 13,101 21,493,558 13,101 Excess (Deficiency) of Revenues Over Expenditures - (165,705) (165,705) Net Change in Fund Balance - (165,705) (165,705) Fund Balance - Beginning of Year - 2,304,217 2,304,217 Fund Balance - End of Year $ $ - $ 2,138,512 $ 2,138,512 126 City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - Other Special Obligation Bonds Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) Revenues: Interest $ 305,475 $ 332,991 $ 332,991 S Total Revenues 607,950 332,991 332,991 Expenditures: Debt Service: Principal 10,047,499 10,877,499 Interest and Other Charges 14,709,086 17,874,434 Total Expenditures 24,756,585 28,751,933 Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Transfers In Proceeds Received From Long -Term Debt Premium on Long -Term Debt Total Other Financing Sources (Uses): Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year (24,148,635) (28,418,942) 10,877,499 17,540,886 333,548 28,418,385 333,548 (28,085,394) 333,548 24,454,110 27,049,735 30,042,198 - 24,251 24,251 - 1,344,956 1,344,956 24,454,110 28,418,942 305,475 2,992,463 31,411,405 2,992,463 3,326,011 3,326,011 3,443,149 3,443,149 S 305,475 S - $ 6,769,160 S 6,769,160 127 Revenues: Intergovernmental Revenues Interest Total Revenues City of Miami, Florida Schedule of Revenues, Expenditures and Changes In Fund Balance Budget and Actual - SEOPW CRA Other Special Obligation Bonds Fund For The Year Ended September 30, 2008 Variance with Budgeted Amounts Final Budget Original Final Actual Amounts Positive (Negative) 302,475 $ 300,000 9,590 302,475 (2,475) 9,590 309,590 7,115 Expenditures: Debt Service: Principal 170,000 170,000 - Interest and Other Charges 184,410 181,935 2,475 Total Expenditures 354,410 351,935 2,475 Excess (Deficiency) of Revenues Over Expenditures (51,935) (42,345) 9,590 Other Financing Sources: Transfers In Total Other Financing Sources: Net Change in Fund Balance Fund Balance - Beginning of Year Fund Balance - End of Year 51,935 51,935 51,935 51,935 9,590 9,590 2,172,185 2,172,185 $ $ 2,181,775 S 2,181,775 128 FIDUCIARY FUNDS Fiduciary Funds are used to account for assets held by the City in a trustee capacity. Firefighters and Police Officers (FIPO) — This Pension Trust Fund is used to account for the accumulation of resources to be used for retirement benefits to Police and Firefighters. Resources are contributed by employees at rates fixed by law and by the City at amounts determined by annual actuarial valuations. General Employees and Sanitation Employees (GESE) — These Pension Trust Funds are used to account for the three separate GESE Plans (GESE Members, Excess Plan and Staff Plan). The funds are used to account for the accumulation of resources to be used for retirement benefits to City employees, other than police and firefighters. Resources are contributed by employees at rates fixed by law and by the City at amounts determined by annual actuarial valuations. City of Miami Elected Officers' Retirement Trust (EORT) — Funds are used to account for the accumulation of resources to be used for retirement benefits to elected officials. Resources are contributed by the City in amounts determined by actuarial valuations. 129 City of Miami, Florida Combining Statement of Fiduciary Net Assets Fiduciary Funds September 30, 2008 Employee Retirement Funds Totals General and General and General and Elected Officers' Employee Firefighters and Sanitation (GESE) Sanitation (GESE) Sanitation (GESE) Retirement Trust Retirement Police (FIPO) (Members) (Excess Plan) (Staff Plan) (EORT) Funds Assets Cash and Short -Term Investments $ 61,310,600 $ 591,413 $ 39,202 $ 52,275 $ - $ 61,993,490 Accounts Receivable 11,195,273 4,624,005 16,763 - 15,836,041 Capital Assets 2,170,816 2,627,230 - 4,798,046 Prepaid Assets - 49,166 - 49,166 Investments U.S. Government Obligations Corporate Bonds Corporate Stocks Money Market Funds and Commercial Paper International Equity Mutual Funds Real Estate Private Equity Total Investments Securities Lending Collateral Total Assets Liabilities Obligations Under Security Lending Accounts Payable Accrued Liabilities Payable for Securities Purchased Total Liabilities Net Assets Held in Trust for Pension Benefits 74,676,689 7,891,814 55,965 52,275 - 82,676,743 223,403,484 197,919,208 646,768,909 73,933,123 44,479,142 114,841,336 19,747,148 65,451,840 77,503,821 362,740,216 24,547,609 45,012,487 1,321,092,350 575,255,973 - 3,538,311 292,393,635 459,926 275,882,955 627,831 - 1,010,136,956 148,229 24,695,838 - 73,933,123 - - 44,479,142 - - 159,853,823 19,747,148 1,087,757 3,686,540 1,901,122,620 187,540,846 187,540,846 1,583,309,885 583,147,787 190,141,047 - 254,839 700,626 44,479,142 - 23,684,613 5,954,915 258,559,641 6,655,541 55,965 1,140,032 55,965 3,686,540 2,171,340,209 190,141,047 1,011,430 44,479,142 29,639,528 55,965 - - 265,271,147 $ 1,324,750,244 $ 576,492,246 $ - $ 1,140,032 $ 3,686,540 $ 1,906,069,062 130 City of Miami, Florida Combining Statement of Changes in Fiduciary Net Assets Fiduciary Funds For the Year Ended September 30, 2008 Employee Retirement Funds Totals General and General and General and Elected Officers' Employee Firefighters and Sanitation (GESE) Sanitation (GESE) Sanitation (GESE) Retirement Trust Retirement Police (FIPO) (Members) (Excess Plan) (Staff Plan) (EORT) Funds Additions Contributions: Employer $ 36,040,251 $ 22,762,902 $ 446,916 $ 109,163 $ 711,209 $ 60,070,441 Plan Members 9,719,896 9,517,052 - 66,728 - 19,303,676 Total Contributions 45,760,147 32,279,954 446,916 175,891 711,209 79,374,117 Investment Eamings (Loss): Net Increase (Decrease) in Fair Value of Investments (258,874,205) (110,490,891) (215,347) (369,580,443) Interest 24,208,623 9,027,894 2,700 1,834 106,771 33,347,822 Dividends 13,590,006 6,437,482 36,375 20,063,863 Other (528,232) 273,768 - (254,464) Total Investment Earnings (Loss) (221,603,808) (94,751,747) 2,700 (177,138) 106,771 (316,423,222) Less Investment Expenses 6,034,419 2,541,778 - 8,576,197 Net Investment Earnings (Loss) (227,638,227) (97,293,525) 2,700 (177,138) 106,771 (324,999,419) Reimbursement Income from City Total 2,510,921 32,212 (181,878,080) (62,502,650) 481,828 (1,247) 2,543,133 817,980 (243,082,169) Deductions Benefits 77,794,816 51,631,847 449,370 - 683,101 130,559,134 Refunds upon Resignation, Death, etc. 678,388 1,021,711 - 1,700,099 Distribution to Retirees 15,666,175 - - - 15,666,175 Administrative and Other Expenses 42,726 2,653,879 32,458 - 2,729,063 Total 94,182,105 55,307,437 481,828 - 683,101 150,654,471 Change in Net Assets (276,060,185) (117,810,087) (1,247) 134,879 (393,736,640) NetAssets - Beginning of Year 1,600,810,429 694,302,333 - 1,141,279 3,551,661 2,299,805,702 NetAssets- EndofYear $ 1,324,750,244 $ 576,492,246 $ - $ 1,140,032 $ 3,686,540 $ 1,906,069,062 131 This page intentionally left blank * ,rare! IIATEr err C0g� 132 STATISTICAL SECTION FINANCIAL TRENDS REVENUE CAPACITY DEBT CAPACITY DEMOGRAPHIC AND ECONOMIC INFORMATION OPERATING INFORMATION STATISTICAL SECTION This part of the City of Miami, Florida's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. 134 140 144 149 150 133 CITY OF MIAMI, FLORIDA NET ASSETS BY COMPONENT LAST FIVE FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) 2004 2005 2006 2007 2008 Primary Government Invested in Capital Assets, Net of Related Debt $ Restricted Unrestricted Total Primary Government Net Assets +c� R„# 9, 149,143,544 (64,134,990) $ B V 2 $ 640,931,069 153,641,905 (82,047,220) $ 731,756,870 $ 730,272,844 188,895,278 (98,069,477) $ 739,162,726 $ 773,959,639 102,602,464 (93,712,582) $ 710,180,831 147,706,831 (211,485,639) Notes: (1) Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. (2) The City does not have any business -type activities for financial reporting purposes. 134 CITY OF MIAMI, FLORIDA CHANGES IN NET ASSETS LAST FIVE FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) 2004 2005 2006 2007 2008 Expenses Governmental Activities: General Government $ 85,252,892 $ 78,336,822 $ 85,315,437 $ 121,694,219 $ 140,680,932 Planning and Development 13,148,696 16,259,651 16,911,621 16,923,477 16,217,858 Community Development 40,349,703 55,264,647 41,054,245 35,486,773 42,029,139 Community Redevelopment Areas 4,618,714 4,968,422 6,331,328 7,011,132 13,904,297 Public Works 49,498,193 70,987,541 65,958,181 75,073,321 72,572,813 Public Safety 282,427,868 325,533,600 347,976,631 343,470,082 370,007,019 Public Facilities 17,458,726 12,949,751 14,917,431 16,691,365 15,354,423 Parks and Recreation 44,275,606 24,293,055 25,718,056 39,893,208 39,550,244 Interest on Long -Term Debt 23,235,705 22,201,669 21,560,094 23,859,254 27,206,895 Unallocated Depreciation 26,147,570 26,147,088 26,690,642 29,548,332 - Total Primary Government Expenses 586,413,673 636,942,246 652,433,666 709,651,163 737,523,620 Program Revenues Governmental Activities: Charges for Services: General Government 48,955,278 41,775,235 51,161,759 33,403,595 40,062,337 Planning and Development 14,352,919 23,964,447 22,799,725 24,558,217 13,076,692 Community Development 2,069,068 777,291 4,053,520 2,301,538 702,888 Community Redevelopment Areas 220,517 45,163 214,142 1,414,979 1,140,923 Public Works 42,608,182 47,278,720 51,888,525 46,587,956 48,488,699 Public Safety 48,507,121 47,488,375 39,193,653 22,952,364 16,577,772 Public Facilities 16,736,649 22,792,948 25,137,318 6,558,800 16,660,099 Parks and Recreation 3,308,314 1,901,403 2,406,099 3,488,492 4,106,702 Operating Grants and Contributions 42,967,708 59,414,862 34,889,443 71,070,882 63,179,016 Capital Grants and Contributions 19,952,074 38,161,382 72,067,622 69,140,730 54,174,136 Total Primary Government Program Revenues 239,677,830 283,599,826 303,811,806 281,477,553 258,169,264 Net (Expense)/Revenue Total Primary Government Net Expense $ (346,735,843) $ (353,342,420) $ (348,621,860) $ (428,173,610) $ (479,354,356) General Revenues and Other Changes in Net Assets Governmental Activities: Taxes Property Taxes, Levied for General Purposes $ 163,056,413 $ 191,640,650 $ 226,508,118 $ 275,012,727 $ 269,785,445 Property Taxes, Levied for Debt Service 19,932,162 20,368,722 19,966,467 19,886,776 21,327,853 Franchise Taxes 35,024,215 35,918,724 41,342,214 42,257,282 42,298,452 State Revenue Sharing - Unrestricted 10,351,506 12,581,352 12,947,019 13,073,886 12,187,197 Sales and Other Use Tax 22,279,656 23,422,160 25,800,341 25,505,412 24,860,795 Public Service Taxes 60,024,832 61,114,292 57,991,178 58,099,069 62,257,072 Investment Earnings - Unrestricted 5,618,813 5,866,114 14,477,950 23,837,450 17,655,647 Gain (Loss) on Disposal of Capital Assets - (3,387,124) - 1,502,044 Other 4,072,796 1,891,124 768,767 - Special Item - Impairment Loss on Capital Assets - - - (23,595,180) Total Primary Government 320,360,393 349,416,014 399,802,054 435,579,466 450,372,461 Change in Net Assets Total Primary Government $ (26,375,450) $ (3,926,406) $ 51,180,194 $ 7,405,856 $ (28,981,895) Notes: (1) Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. (2) The City does not have any business -type activities for financial reporting purposes. 135 Fiscal Year 2004 2005 2006 2007 2008 CITY OF MIAMI, FLORIDA GOVERNMENTAL ACTIVITIES TAX REVENUES BY SOURCE LAST FIVE FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Ad Valorem Taxes General Purpose 163,056,413 191,640,650 226,508,118 275,012,727 269,785,445 Ad Valorem Taxes Debt Service 19,932,162 20,368,722 19,966,467 19,886,776 21,327,853 Sales Franchise and Other Taxes Use Taxes 35,024,215 22,279,656 35,918,724 23,422,160 41,342,214 25,800,341 42,257,282 25,505,412 42,298,452 24,860,795 Communication Service Taxes 60,024,832 61,114,292 57,991,178 58,099,069 62,257,072 Total 300,317,278 332,464,548 371,608,318 420,761,266 420,529,617 Note: Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. 136 CITY OF MIAMI, FLORIDA FUND BALANCES OF GOVERNMENTAL FUNDS LAST FIVE FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) General Fund Reserved Unreserved Total General Fund All Other Governmental Funds Reserved Unreserved designated Unreserved, reported in: Special Revenue Funds Debt Service Funds Capital Projects Funds Total All Other Governmental Funds 2004 2005 2006 2007 2008 $ 3,439,120 133,413,642 $ 136,852,762 $ 3,224,542 113,880,513 $117,105,055 $ 894,059 $ 3,768,826 $ 4,616,080 125,362,454 96,681,318 88,961,368 $ 126,256,513 $ 100,450,144 $ 93,577,448 $ 59,142,160 $ 78,343,670 $ 96,569,917 $ 110,160,478 - 12,859,516 43,934,094 - $ 46,825,466 4,027,253 Notes: (1) Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. 47,901,687 49,180,840 7,995,266 60,443,132 1,150,000 2,691,656 3,443,149 1,861,274 241,854,585 175,505,411 131,018,373 123,498,283 200,205,983 $ 350,048,432 $ 305,721,577 $ 271,522,384 $ 257,956,692 $ 313,363,108 137 CITY OF MIAMI, FLORIDA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST FIVE FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 2004 2005 2006 2007 2008 Revenues Property Taxes $ 186,501,954 $ 208,091,814 $ 246,337,333 $ 294,251,152 $ 291,113,299 Franchise and Other Taxes 102,811,047 92,714,383 98,243,722 100,356,351 104,555,524 Licenses and Permits 23,011,688 27,394,427 28,468,593 32,848,055 29,844,868 Fines and Forfeitures 5,649,452 5,777,697 5,912,300 7,541,812 6,977,788 Intergovernmental Revenues 124,153,113 161,745,250 174,074,303 150,040,391 157,268,610 Charges for Services 102,172,563 110,483,424 106,682,451 89,589,154 86,386,721 Interest 9,054,422 8,715,234 18,979,204 23,837,450 17,655,770 Impact Fees 3,743,183 9,256,637 9,388,192 4,017,110 4,679,000 Other 15,370,429 5,721,312 15,376,683 9,369,810 10,102,809 Total Revenues 572,467,851 629,900,178 703,462,781 711,851,285 708,584,389 Expenditures General Government 71,744,631 44,713,551 49,995,402 57,669,544 77,127,072 Planning and Development 12,420,765 12,858,675 12,740,678 11,862,685 11,236,136 Community Developmeni 39,073,478 57,803,782 40,978,910 35,325,497 41,036,697 Community Redevelopment Area 4,610,070 4,608,027 5,982,541 5,314,468 15,946,941 Public Works 56,926,608 48,266,766 50,579,908 56,484,364 55,068,379 Public Safety 265,574,068 222,377,919 251,914,610 256,691,572 265,497,659 Public Facilities 10,243,873 11,426,487 11,795,688 13,455,945 13,019,718 Parks and Recreation 16,682,057 17,261,022 17,896,247 30,637,506 29,056,137 Risk Management (2) 29,162,254 25,546,486 18,115,929 28,796,859 Pensions(2) 73,862,309 78,864,757 70,708,285 65,116,477 Organizational Support(2) 23,917,033 25,161,646 35,122,459 27,751,691 Non -Departmental (2) 12,926,933 13,204,324 28,490,230 Debt Service: Principal 19,839,464 18,770,229 19,218,795 20,887,276 21,343,143 Interest and Other Charges 22,694,233 21,822,857 21,650,889 24,346,064 28,920,735 Debt Issuance Costs - - - 6,988,908 - Capital Outlay 54,707,004 94,680,930 103,894,188 124,264,229 114,576,911 Total Expenditures 574,516,251 694,458,774 729,425,069 796,364,961 794,494,555 Excess (Deficiency) of Revenues Over Expenditures (2,048,400) (64,558,596) (25,962,288) (84,513,676) (85,910,166) Other Financing Sources (Uses) Transfers In 224,948,344 204,247,939 229,700,739 278,006,434 227,562,830 Transfers Out (224,948,344) (204,247,939) (229,700,739) (278,006,434) (227,562,830) Sale of Property - - 1,502,044 - Proceeds Received From Refunding 4,180,000 - - 138,841,992 133,098,930 Payment To Escrow Agent For Refunding (4,062,502) - - (131,775,000) Proceeds Received For Long -Term capital - - 50,969,202 Premium (Discount) Long -Term Debt - - - 1,344,956 Loan - 1,000 Capital Leases 3,204,349 - Sale ofCapital Assets - 500,000 889,969 Total Other Financing Sources 3,321,847 500,000 890,969 59,538,238 134,443,886 Net Change In Fund Balances $ 1,273,447 $ (64,058,596) $ (25,071,319) $ (24,975,438) $ 48,533,720 Debt Service as a Percentage of Non -Capital Expenditures 8.18% 6.76% 6.53% 6.91% 7.71% Notes: (1) Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. (2) The City, in the 2005 fiscal year, revised the reporting for these functions in the governmental funds. Previously, these amounts were included in other functions. (3) Expenditures for capital assets on page 18 is $142,176,246 instead of $124,264,229 above because $17,912,017 of capital assets were charged to the various functions as expenditures instead of through the Capital Project Funds. These amounts are included in the reconciliation of capital assets on page 49. 138 CITY OF MIAMI, FLORIDA GENERAL GOVERNMENTAL TAX REVENUES BY SOURCE LAST FIVE FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Ad Valorem Ad Valorem Sales Communication Fiscal Taxes Taxes Franchise and Other Services Year General Purpose Debt Service Taxes Use Taxes Taxes Total 2004 166,121,214 20,380,740 35,024,215 22,279,656 67,786,829 311,592,654 2005 187,998,820 20,092,994 35,918,724 23,422,160 56,795,255 324,227,953 2006 226,304,681 20,032,652 41,342,214 25,800,341 56,900,497 370,380,385 2007 275,012,727 19,886,776 42,257,282 25,505,412 58,099,069 420,761,266 2008 269,785,445 21,327,853 42,298,452 24,860,795 62,257,072 420,529,617 Note: Data not available prior to fiscal 2002 implementation of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements and Management's Discussion and Analysis for State and Local Governments. 139 CITY OF MIAMI, FLORIDA NET ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Net Assessed Real Property Total Value as a Fiscal Year Net Direct Estimated Percentage of Ended Residential Commercial Personal Assessed Tax Actual Estimated Actual September 30, Property Property Property Value Rate Value Value (1) 1999 5,476,130,675 5,564,886,455 1,334,992,653 12,376,009,783 11.79 17,901,918,921 69.13% 2000 5,796,864,025 5,835,981,002 1,480,211,283 13,113,056,310 10.90 18,857,553,034 69.54% 2001 6,000,474,083 6,113,340,757 1,657,551,519 13,771,366,359 10.28 20,061,032,742 68.65% 2002 6,612,151,524 6,730,517,606 1,770,392,311 15,113,061,441 10.21 22,035,829,555 68.58% 2003 7,679,048,886 7,380,571,799 1,878,266,085 16,937,886,770 10.07 24,759,964,620 68.41% 2004 8,789,474,779 8,369,950,851 1,711,697,688 18,871,123,318 9.84 27,717,908,682 68.08% 2005 10,364,157,774 9,870,433,741 1,695,110,542 21,929,702,057 9.67 32,133,104,422 68.25% 2006 12,959,276,770 12,341,927,389 1,676,173,129 26,977,377,288 9.26 39,120,899,711 68.96% 2007 20,320,801,612 11,038,460,135 1,673,647,599 33,032,909,346 9.00 47,925,276,742 68.93% 2008 24,279,025,389 11,727,240,945 1,749,572,760 37,755,839,094 7.88 55,249,891,635 68.34% Source: Miami -Dade County Property Appraiser's Office. Note: Property in the City is reassessed each year. State law requires the Property Appraiser to appraise property at 100% of market value. The Florida Constitution was amended, effective January 1, 1995, to limit annual increases in assessed value of property with homestead exemption to 3 percent per year or the amount of the Consumer Price Index, whichever is lower. The increase is not automatic since no assessed value shall exceed market value. Tax rates are per $1,000 of assessed value. (1) Includes tax-exempt property. 140 CITY OF NIIANII, FLORIDA PROPERTY TAX RATES - DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS City of Miami, Florida Overlapping Rates (1) Miami -Dade Miami -Dade South Florida Florida Total County Miami -Dade County Water Inland Direct and Fiscal Tax Roll General Debt Total School Miami -Dade Children's Library Management Environmental Navigation Overlapping Year Year Operations Service City Board County Trust System District Projects District Rates 1999 1998 10.0000 1.7900 11.7900 10.2600 6.8600 0.3340 0.5970 - 0.0470 29.8880 2000 1999 9.5000 1.4000 10.9000 9.7440 6.6250 0.3210 0.5970 - 0.0440 28.2310 2001 2000 8.9950 1.2800 10.2750 9.7170 6.4030 0.3510 0.5970 - 0.0410 27.3840 2002 2001 8.9950 1.2180 10.2130 9.4760 6.2650 0.4510 0.5970 - 0.0385 27.0405 2003 2002 8.8500 1.2180 10.0680 9.3520 6.2790 0.4860 0.5970 - 0.0385 26.8205 2004 2003 8.7625 1.0800 9.8425 9.2000 6.2540 0.5000 0.4860 0.5970 - 0.0385 26.9180 2005 2004 8.71625 0.9500 9.6663 8.6870 6.2200 0.4442 0.4860 0.5970 0.1000 0.0385 26.23895 2006 2005 8.49950 0.7650 9.2645 8.4380 6.1200 0.4288 0.4860 0.5970 0.1000 0.0385 25.47280 2007 2006 8.37450 0.6210 8.9955 8.1050 5.9000 0.4223 0.4860 0.5970 0.1000 0.0385 24.64430 2008 2007 7.29990 0.5776 7.8775 7.9480 4.8646 0.4223 0.3842 0.5346 0.0894 0.0345 22.15510 Sources: City of Miami, Florida Finance Department and Miami -Dade County Property Appraiser's Office. Note: All millage rates are based on $1 for every $1,000 of assessed value. (1) Overlapping rates are those of local and county governments that apply to property owners within the City of Miami, Florida. Not all overlapping rates apply to all City of Miami, Florida property owners (i.e. the rates for special districts apply only to the proportion of the govemment's property owners whose property is located within the geographic boundaries of the special district). 141 CITY OF NIIANII, FLORIDA PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO 2008 1999 Percent of Percent of Total Total Net City Net Net City Net Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Taxpayer Value Rank Value Florida Power & Light $ 374,704,167 1 1.13% Florida Power & Light 157,173,374 3 1.27% SRI Miami Ventures, LP 281,063,160 2 0.85% Teachers Ins & Annuity Assoc 274,800,000 3 0.83% Bellsouth Telecommuniations 235,219,075 4 0.71% Bellsouth 185,411,205 1 1.50% Crescent Miami Center 178,000,000 5 0.54% 1111 Brickell Office LLC 138,566,380 6 0.42% Knight-Ridder Newspapers 121,709,457 7 0.37% Terremark Brickell 11 103,758,786 8 0.31% Trustees of L&B 103,191,113 9 0.31% Blue Capital US East 96,296,304 10 0.29% SRI Aetna Life Insurance 178,100,000 2 1.44% Metropolitan Life Ins. Co. 136,400,000 4 1.10% Prudential Insurance Co. 115,500,000 5 0.93% Swire Properties 102,802,770 6 0.83% Brickell Associates 81,000,000 7 0.65% Brickell Square 62,000,000 8 0.50% Rouse -Miami Inc 61,239,384 9 0.49% Inter -Continental 58,100,000 10 0.47% $ 1,137,726,733 9.18% $ 1,907,308,442 5.77% 142 CITY OF MIAMI, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Collected within Total Taxes the Fiscal Year Fiscal Year Levied for of the Levy Collections in Ended Fiscal Percent Subsequent September 30, Year Amount of Levy Year's Total Collections to Date Amount Percent of Levy 1999 145,913,155 143,515,000 98.36% 1,405,841 144,920,841 99.32% 2000 142,932,314 136,028,063 95.17% 6,174,244 142,202,307 99.49% 2001 141,425,410 134,535,715 95.13% 5,959,373 140,495,088 99.34% 2002 152,339,301 146,185,141 95.96% 4,079,641 150,264,782 98.64% 2003 167,490,551 157,339,038 93.94% 7,735,274 165,074,312 98.56% 2004 186,253,134 183,845,937 98.71% 1,640,252 185,486,189 99.59% 2005 208,091,814 199,072,981 95.67% 2,379,977 201,452,958 96.81% 2006 242,077,783 234,361,909 96.82% 3,801,414 238,163,323 98.38% 2007 285,049,684 278,643,733 97.76% 7,111,337 285,755,070 100.25% 2008 304,540,649 292,307,274 95.98% 292,307,274 95.98% Source: City of Miami, Finance Department and Miami -Dade County Tax Collector's Office 143 CITY OF MIAMI, FLORIDA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental Activities Fiscal Year General Percent of Ended Obligation Revenue Loans Capital Personal Per September 30, Bonds Bonds Payable Leases Total Income (1) Capita (1) 1999 130,205,000 149,331,325 67,923,364 1,515,833 348,975,522 2.60% 955 2000 119,150,000 142,061,325 65,357,964 593,800 327,163,089 2.92% 895 2001 107,620,000 134,531,325 62,040,564 304,191,889 3.17% 839 2002 252,615,822 128,861,019 58,877,164 440,354,005 2.20% 1,215 2003 236,549,956 151,566,324 28,230,764 416,347,044 2.40% 1,149 2004 225,944,956 145,130,260 25,567,364 2,525,936 399,168,516 2.64% 1,101 2005 215,729,956 138,676,431 23,465,964 1,921,177 379,793,528 2.99% 1,048 2006 205,306,932 132,131,060 21,216,564 1,298,941 359,953,497 3.39% 993 2007 245,689,409 125,969,708 24,120,164 658,722 396,438,003 N/A 1,094 2008 235,393,765 198,484,539 73,656,764 - 507,535,068 N/A 1,400 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) See the Schedule of Demographic and Economic Statistics on page 147 for personal income and population data. N/A: Information not available 144 CITY OF MIAMI, FLORIDA RATIOS OF GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS Percentage of Less Amounts Estimated Actual Fiscal Year General Available in Taxable Ended Obligation Debt Service Value of Per September 30, Bonds Fund Total Property (1) Capita (2) 1999 130,205,000 4,280,363 125,924,637 0.703% 344.48 2000 119,150,000 4,314,466 114,835,534 0.609% 314.15 2001 107,620,000 3,795,503 103,824,497 0.518% 286.44 2002 249,711,406 5,140,714 244,570,692 1.110% 674.73 2003 236,549,956 1,410,866 235,139,090 0.950% 648.71 2004 225,944,956 966,126 224,978,830 0.812% 620.68 2005 215,729,956 1,512,591 214,217,365 0.667% 590.99 2006 205,306,932 1,994,991 203,311,941 0.520% 560.91 2007 245,689,409 2,304,217 243,385,192 0.508% 671.46 2008 235,393,765 2,138,512 233,255,253 0.422% 643.52 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements (1) See the Schedule of Assessed Value and Estimated Actual Value of Taxable Property on page 138 for property value data. (2) See the Schedule of Demographic and Economic Statistics on page 147 for population data. 145 CITY OF MIAMI, FLORIDA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT AS OF SEPTEMBER 30, 2008 Government Unit Percentage Amount Net Applicable to Applicable to Debt the City of the City of Outstanding Miami (1) Miami Debt Repaid With Property Taxes: Miami -Dade County Miami -Dade County School Board Subtotal, Overlapping Debt $ 504,371,173 19.00% $ 95,830,523 408,745,000 19.00% 77,661,550 173,492,073 City of Miami, Florida Direct Debt (excludes special obligation, revenue bonds, loans and capital leases) 235,393,765 Total Direct and Overlapping Debt $ 408,885,838 Sources: Data provided by the Miami -Dade County Finance Department and the Miami -Dade County School Board. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City of Miami. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (1) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Value that is within the City's boundaries and dividing it by the County's and School Board's total taxable assessed value. This approach was also used for the other debt. 146 Debt Limit Total Net Debt Applicable to Limit Legal Debt Margin Total Net Debt Applicable to the Limit as a Percentage of Debt Limit CITY OF MIAMI, FLORIDA LEGAL DEBT MARGIN INFORMATION LAST TEN FISCAL YEARS 1999 2000 2001 2002 2003 2004 2005 2006 2007 $ 1,856,401,467 $ 1,966,958,447 $ 2,065,704,949 $ 2,266,959,216 $ 2,540,683,016 $ 2,830,668,498 $ 3,289,455,309 $ 4,046,606,593 $ 4,954,936,402 127,927,234 114,914,079 103, 824,851 249,711,407 236,549,956 2008 $ 5,400,939,950 224,978,830 214,217,365 203,311,941 243,385,192 233,255,253 $ 1,728,474,233 $ 1,852,044,368 $ 1,961,880,098 $ 2,017,247,809 $ 2,304,133,060 $ 2,605,689,668 $ 3,075,237,944 $ 3,843,294,652 $ 4,711,551,210 $ 5,167,684,697 6.89% 5.84% 5.03% 11.02% 9.31% Legal Debt Margin Calculation for Fiscal Year 2008 Assessed value Less: Homestead Exempt Valuation Total Assessed Value Debt Limit for Bonds (15% of Total Assessed Value) Present Debt Application to Debt Limitation General Obligation Debt Less: Amount Available in Debt Service Fund Total Net Debt Applicable to Limit Legal Debt Margin 147 7.95% 6.51% 5.02% 4.91% 4.32% $ 37,755,839,094 (1,749,572,760) 36,006,266,334 5,400,939,950 235,393,765 (2,138,512) 233,255,253 $ 5,167,684,697 CITY OF MIAMI, FLORIDA PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS Fiscal Year Ended Ad -Valorem Debt Service 2x Annual September 30, Revenues (1) Principal Interest Debt Service Coverage (2) 1999 170,186,403 9,240,400 11,886,971 42,254,742 4.03 2000 211,641,947 9,602,400 11,924,590 43,053,980 4.92 2001 226,040,821 10,243,400 10,524,127 41,535,054 5.44 2002 240,074,038 8,546,400 13,652,298 44,397,396 5.41 2003 250,581,519 7,809,464 13,997,817 43,614,562 5.75 2004 260,251,789 9,099,464 12,625,974 43,450,876 5.99 2005 261,901,194 8,555,229 12,491,326 42,093,110 6.22 2006 289,038,101 8,795,771 12,519,779 42,631,100 6.78 2007 294,252,080 10,514,753 14,627,989 50,285,484 5.85 2008 291,113,298 10,465,644 11,379,849 43,690,986 6.80 Note: (1) Non ad valorem revenues shall mean all legally available revenues and taxes of the governmental unit in the Funds (defined as the general fund, special revenue funds, the capital project funds, the special assessment funds, and the expandable trust fund(s)) derived from any source whatever other than ad valorem taxation on real and personal property, including appropriated fund balances in the funds and applicable operating transfers (in). Non -Ad Valorem Revenues are required to be two times greater than projected debt service. (2) The Sunshine State Government Financing Loans require that available non -ad valorem revenues be two times the annual projected debt service for all debt other than general obligation debt of the City. 148 CITY OF MIAMI, FLORIDA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Personal Income (Amounts Per Capital Expressed in Personal Median School Unemployment Year Population (1) Thousands) (2) Income (2) Age (2) Enrollment (3) Rate (4) 1999 365,548 9,087,523 24,860 35.00 352,595 5.80 2000 365,548 9,538,244 26,093 35.60 360,202 5.30 2001 362,470 9,639,527 26,594 35.90 368,453 6.90 2002 362,470 9,706,947 26,780 36.90 374,725 7.70 2003 362,470 10,001,635 27,593 37.00 371,482 7.50 2004 362,470 10,539,177 29,076 36.60 369,578 5.70 2005 362,470 11,362,347 31,437 37.40 365,784 4.70 2006 362,470 12,219,589 33,712 37.00 361,550 3.40 2007 362,470 N/A N/A 38.00 353,283 4.10 2008 362,470 N/A N/A N/A 347,774 6.10 Sources: (1) United States Census Bureau (2) Miami -Dade County Finance Department (3) Miami -Dade County School Board Budget Office (4) Florida Agency for Workplace Innovation, Office of Workforce Information Services, Labor Market Statistics N/A Information not available 149 CITY OF MIAMI, FLORIDA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2008 Employer Miami -Dade County Public Schools Miami -Dade County U.S. Federal Government State of Florida Publix Supermarkets Baptist Health Systems of South Florida Public Health Trust/Jackson Memorial Hospit University of Miami American Airlines Miami -Dade College Precision Response Corp BellSouth/AT&T Total Percentage of Total County Employees Rank Employment 4.19% 2.68% 1.71% 1.43% 0.92% 0.91% 0.88% 0.83% 0.75% 0.55% 50,000 1 32,000 2 20,400 3 17,000 4 11,000 5 10,826 6 10,500 7 9,874 8 9,000 9 6,500 10 177,100 Source: The Beacon Council/Miami-Dade County, Florida 14.85% 1999 Percentage of Total County Employees Rank Employment 4.02% 2.54% 1.70% 1.67% 44,329 1 28,000 2 18,700 3 18,400 4 5,285 8 8,209 6 7,517 7 9,304 5 5,000 9 3,792 10 148,536 0.48% 0.74% 0.68% 0.84% 0.45% 0.34% 13.46% 150 CITY OF MIAMI, FLORIDA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION LAST TEN FISCAL YEARS 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Number of Employees: General Government 460 488 511 523 587 594 617 641 644 641 Planning and Development 109 109 127 141 140 138 147 141 142 128 Community Development 140 140 172 170 91 77 73 61 52 61 Public Works 477 479 500 507 498 497 505 542 526 525 Public Safety 2,345 2,388 2,346 2,275 2,248 2,140 2,138 2,222 2,288 2,310 Public Facilities 34 34 37 37 33 43 45 55 56 54 Culture and Recreation 128 129 136 136 141 148 188 190 191 207 Total Number of Employees 3,693 3,767 3,829 3,789 3,738 3,637 3,713 3,852 3,899 3,926 Source: City of Miami, Budget Department 151 CITY OF MIAMI, FLORIDA OPERATING INDICATORS BY FUNCTION LAST TEN FISCAL YEARS Function/Program 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Community Development: Entitlements/Grants Received $ 44,278,455 $ 35,755,804 $ 53,634,346 $ 38,337,736 $ 35,569,042 $ 32,351,101 $ 37,191,063 $ 30,816,293 $ 29,943,482 $ 30,267,482 Public Safety: Police: Part 1 Crimes - (1) 40,048 39,759 35,291 33,952 33,527 30,966 29,455 26,219 27,302 27,907 Part 1 Arrests - (1) 8,320 7,521 8,812 8,368 6,729 6,662 5,728 4,359 4,635 4,741 Part 2 Arrests - (2) 42,198 42,236 41,089 31,077 26,786 38,467 33,385 33,408 32,738 31,211 Fire: Number of Fire Calls 11,897 13,310 12,945 12,228 15,571 17,889 19,017 12,694 14,472 18,191 Number of EMS Calls 58,507 60,166 63,104 63,041 62,784 64,500 67,300 70,423 72,757 69,870 Number of Alarms 70,404 73,476 76,049 75,269 78,355 82,389 86,318 83,117 87,227 88,061 Planning and Development: Certificate of Use Permits Issued Occupational Licenses Issued 19,394 19,682 19,483 20,366 20,625 20,422 21,123 36,250 36,867 38,207 37,524 39,040 39,422 40,371 21,142 22,000 21,482 34,197 42,000 22,498 Culture and Recreation: Summer Food Program - Meals Served (Lunches) 68,603 67,589 83,515 96,249 124,701 122,749 89,324 55,126 104,472 N/A Summer Food Program - Meals Served (Snacks) 92,285 96,128 116,899 132,481 146,786 115,837 100,870 61,000 114,670 N/A Solid Waste: Refuse Collected (Tons/Day) 735 748 725 805 768 793 578 Recyclables Collected (Tons/Day) N/A N/A 28 28 24 21 72 Sources: Various City Departments Note: Indicators are not available for the general government function. (1) Part 1 crimes and arrests include murder, rape, robbery, aggravated assault, burglary, larceny, and motor vehicle theft. (2) Part 2 arrests include all other arrests that are not Part 1 crimes. N/A Information not available. 152 713 629 717 10 13 16 Function/Program CITY OF MIAMI, FLORIDA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Public Safety: Police: Police Stations 1 1 1 1 1 1 1 1 1 1 Police Sub -Stations 2 2 2 2 2 2 2 2 2 3 Fire: Fire Stations 12 12 12 12 12 12 14 14 14 14 Solid Waste: Collection Trucks N/A 117 132 153 172 176 152 151 175 181 Public Works: Streets (Miles- Paved) 660.8 660.5 659.2 659.0 658.9 658.9 660.0 667.4 662.2 662.2 Streets (Miles - Unpaved) 1.5 1.5 1.4 1.4 1.4 1.4 1.4 3.1 1.2 N/A Transportation: Street Resurfacing (Miles) N/A N/A N/A N/A 25.0 33.5 33.5 17.9 23.3 21.6 Culture and Recreation: Parks Acreage 800 800 800 800 800 800 800 800 894 894 Parks 110 110 110 110 110 111 111 112 112 112 Swimming Pools 10 10 10 10 10 10 10 12 11 11 Tennis Courts 53 53 53 53 53 53 53 53 55 55 Community Centers 25 26 26 30 30 31 30 32 32 32 Basketball Courts 63 63 63 63 63 63 61 63 63 63 Water Playgrounds - - 1 1 1 2 2 Soccer Fields 6 6 6 6 6 7 7 7 11 11 Football Fields 12 12 12 12 12 12 12 12 10 10 Baseball Fields 25 25 25 25 25 25 21 25 27 27 Open Practice Fields - - - - 2 2 Cricket Field - - - - 1 1 Sources: Various City Departments Note: No capital asset indicators are available for the general government function. N/A Information not available. 153 This page intentionally left blank * MIS! IIATEr rrr C0g� 154