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HomeMy WebLinkAboutCRA-R-12-0039 05-29-12 Legislation (signed)City of Miami Legislation CRA Resolution City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File Number: 12-00591 Final Action Date: A RESOLUTION OF THE BOARD OF COMMISSIONERS OF THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY AUTHORIZING THE EXECUTION OF A DEVELOPMENT AGREEMENT, IN SUBSTANTIALLY THE ATTACHED FORM, WITH ISLAND LIVING APARTMENTS, LTD, A FLORIDA LIMITED PARTNERSHIP FOR THE DEVELOPMENT OF AN AFFORDABLE HOUSING PROJECT CONSISTING OF NOT LESS THAN 70 RESIDENTIAL UNITS AND 5000 SQUARE FEET OF COMMERCIAL SPACE TO BE LOCATED AT 1201 N.W. 3RD AVENUE, AND 229-247 N.W. 12TH STREET, MIAMI, FLORIDA, WHICH DEVELOPMENT AGREEMENT INCLUDES THE MAKING OFA GRANT TO THE DEVELOPER IN AN AMOUNT NOT TO EXCEED NINE MILLION DOLLARS; AUTHORIZING THE EXECUTIVE DIRECTOR TO DISBURSE THE GRANT, AT HIS DISCRETION, IN ACCORDANCE WITH THE TERMS OF THE DEVELOPMENT AGREEMENT; FURTHER AUTHORIZING THE EXECUTIVE DIRECTOR TO EXECUTE AND AMEND ALL DOCUMENTS NECESSARY FOR SAID PURPOSE, IN A FORM ACCEPTABLE TO SPECIAL COUNSEL. WHEREAS, the Southeast Overtown/Park West Community Redevelopment Agency ("CRA") is responsible for carrying out community redevelopment activities and projects within its Redevelopment Area in accordance with its approved Redevelopment Plan; and WHEREAS, Section 2, Goal 3/Principles 2 and 3, at pages 12 and 14, of the 2009 Amended and Restated Southeast Overtown/Park West Redevelopment Plan, lists "[c]reating infill housing," and "variety in housing options," as stated redevelopment goals; and WHEREAS, Section 2, Goal 4/Principle 4, at pages 12 and 14, of the 2009 Amended and Restated Southeast Overtown/Park West Redevelopment Plan, lists "[c]reating jobs within the Community," as stated redevelopment goals; and WHEREAS, on April 8, 2011, the CRA issued an RFP for the development of CRA owned land located at 1201 N.W. 3rd Avenue, and 229-247 N.W. 12th Street; and WHEREAS, four (4) responses to the RFP were received by the Clerk of the Board on May 11, 2011; and WHEREAS, the proposal submitted by Carlisle Development Group, LLC and Palmetto Homes of Miami Inc., consisted of affordable rental units, replacement of existing parking spaces, and commercial/retail space; and WHEREAS, a selection committee was formed to evaluate the responses and recommended negotiation with Carlisle Development Group, LLC and Palmetto Homes of Miami Inc.; and WHEREAS, the CRA Board, by Resolution No. CRA-R-11-0038, passed and adopted on July City of Miami Page 1 of 2 File Id: 12-00591 (Version: 1) Printed On: 5/17/2012 File Number: 12-00591 25, 2011, authorized the Executive Director to negotiate a development agreement with Carlisle Development Group, LLC and Palmetto Homes of Miami Inc.; and WHEREAS, Island Living Apartments, Ltd. is an affiliate of Carlisle Development Group, LLC and Palmetto Homes of Miami, Inc.; and WHEREAS, the Board of Commissioners wishes to authorize the Executive Director to execute the development agreement, in substantially the attached form, with Island Living Apartments, Ltd. for the development of an affordable housing project consisting of not less than 70 residential units and 5,000 square feet of commercial space to be located 1201 N.W. 3RD Avenue, and 229-247 N.W. 12TH Street, Miami, Florida (the "Project"), and the making of a grant in an amount not to exceed Nine Million Dollars pursuant to the terms of the Development Agreement; NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated herein as if fully set forth in this Section. Section 2. The Executive Director is hereby authorized to execute a development agreement with Island Living Apartments, Ltd., in substantially the attached form which includes making a grant in an amount not to exceed $9,000,000.00 subject to the availability of funds as provided in the Development Agreement for the development of the Project. Section 3. The Executive Director is authorized to execute and amend all documents necessary for said purpose, in a form acceptable to Special Counsel. Section 4. This resolution shall become effective immediately upon its adoption. APPROVED AS TO FORM AND CORRECTNESS: WILLIAM R. BLOOM SPECIAL COUNSEL City of Miami Page 2 of 2 File Id: 12-00591 (Version: 1) Printed On: 5/17/2012 DEVELOPMENT AGREEMENT THIS DEVELOPMENT AGREEMENT (the "Agreement") is made as of the day of May, 2012, by and between ISLAND LIVING APARTMENTS, LTD., a Florida limited partnership (the "Developer"), and the SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a public agency and body corporate created pursuant to Section 163.356, Florida Statutes (the "CRA"); RECITALS A. The Southeast Overtown/Park West Project area was designated as a community redevelopment area (the "Redevelopment Area") by Miami -Dade County, a political subdivision of the State of Florida (the "County"). A redevelopment plan was approved by the Commissioners of the City of Miami and the Commissioners of Miami -Dade County with certain redevelopment authority granted by the County to the City for project implementation. The City assigned to the CRA the redevelopment authority granted by the County to the City. B. The CRA issued a request for proposals (the "RFP") for the development of that certain real property located within the Redevelopment Area which is more particularly described on Exhibit "A" (the "Property"). C. In response to the RFP, Carlisle Development Group, LLC, a Florida limited liability company ("Carlisle") submitted a proposal for the development of the Property, as more particularly described in the proposal submitted by the Developer (the "Proposal"). D. Based upon the evaluations of all responses submitted to the CRA in response to the RFP, the Proposal submitted by Carlisle was given the highest rating and pursuant to Resolution Number CRA-R-11-0038, the Board of Commissioners of the CRA authorized the executive director of the CRA (the "Executive Director") to negotiate the definitive terms of the transaction contemplated by the RFP and the Proposal. E. Based upon such negotiations the CRA has agreed to convey the Property to the Developer, which is an affiliate of Carlisle, and the Developer has agreed to acquire the Property from the CRA for the development of the Project, as hereinafter defined, subject to the terms and conditions of this Agreement. NOW THEREFORE, for and in consideration of the $10.00 and other good and valuable consideration and of the covenants and agreements hereafter set forth, the parties agree as follows: 1. RECITALS. The Recitals to this Agreement are true and correct and are incorporated herein by reference and made a part hereof. 2. PROPERTY. The property to be conveyed by the CRA to Developer pursuant to the terms of this Agreement consists of the Property and all appurtenances belonging thereto, including any and all rights, privileges and easements in any way pertaining thereto, all right, title and interest of the CRA in and to any adjoining sidewalk and in and to any adjoining street or alley. 3. INSPECTION PERIOD. 3.1 Inspections. Developer shall have until 5 p.m. on the forty-fifth (45th) day after the Effective Date, as hereinafter defined, (the "Inspection Period") to perform, at Developer's sole cost and expense, such investigations and inspections of the Property the Developer, in Developer's sole and absolute discretion deems appropriate, including, without limitation, soil tests, zoning investigations, utility availability and environmental matters (collectively the "Inspections") to determine whether the Property is acceptable to Developer, in its sole discretion. Prior to performing any on -site Inspections, Developer shall provide at least one (1) business day's prior written notice to the Executive Director (which may be delivered by email) at 49 N.W. 5th Street, Suite 100, Miami, Florida 33128, Phone: 305-679-6800; Facsimile: 305-679-6835; email: cwoods@miamigov.com (or such other CRA representatives as designated by the Executive Director), which written notice shall provide reasonable detail regarding the type and scope of Inspection(s) to be performed and the scheduled date and time for such Inspection(s) and provide the Executive Director the opportunity to have a representative from the CRA present at any such Inspection(s). Developer shall conduct such Inspection in a manner so as to not unreasonably interfere with the current use of the Property. 3.2 Restoration. Following any such Inspections, Developer shall promptly restore the Property to the condition existing immediately prior to such Inspections. The Inspections shall be conducted in accordance with all applicable laws and by licensed and insured professionals, and Developer shall cause its inspectors to obtain, at Developer's sole cost and expense, any and all licenses and permits required to conduct the Inspections, as applicable. 3.3 Environmental Audit. Should Developer conduct a Phase I environmental audit ("Phase I Report") and such audit reflects a recommendation for further environmental audits (a "Phase II Report"), the CRA acknowledges that Developer shall be authorized, at Developer's sole cost and expense, to obtain the Phase II Report during the Inspection Period. 3.4 Disclosure. Developer agrees that in the event the need arises to notify, under applicable laws, any federal, state or local public agencies of any conditions at the Property as a result of the Inspections performed by Developer, its agents, employees, contractors and/or representatives, Developer shall provide the Executive Director with any pertinent reports, written material or other evidence of the condition requiring such disclosure, if any. Any required disclosures shall be made directly by the CRA, and not Developer, to any such public agencies, unless the Developer is required to make such disclosures by applicable law, and the CRA fails to timely make such disclosures. 3.5 Indemnification. Developer shall assume all risks associated with the Inspections and agrees to indemnify and hold harmless the CRA of, from and against any and all costs, losses, claims, damages, liabilities, expenses and other obligations (including, without limitation reasonable attorney's fees and court costs) arising from, out of or in connection with or otherwise relating to the Inspections, including, without limitation, the entry by any one or more of Developer's agents, employees, contractors and other representatives in or upon the Property for the purpose of the Inspections. The foregoing indemnification obligations of Developer shall survive the expiration or termination of this Agreement. 2 3.6 Insurance. Developer shall, prior to entering the Property and performing any Inspections, provide to the CRA evidence of insurance by Developer and its contractors, as applicable, as specified on Exhibit "B" attached hereto, insuring against any liability by any one or more of Developer, its agents, employees, contractors or other representatives arising from, out of or in connection with or otherwise relating to the entry by any one or more of Developer, its agents, employees, contractors or other representatives in or upon the Property for the purpose of the Inspections. Developer shall provide the CRA with a certificate of insurance evidencing such insurance coverage, naming the CRA as an additional insured thereon and which insurance coverage shall be kept in force until the expiration or early termination of this Agreement. 3.7 Acceptance of Property. If for any reason whatsoever Developer, in its sole discretion, determines during the Inspection Period that it does not wish to proceed with the transaction contemplated by this Agreement, Developer shall have the absolute right to terminate this Agreement by giving written notice of such termination to the CRA in the manner hereinafter provided to give notices prior to the expiration of the Inspection Period. Upon the CRA's receipt of such notice prior to the end of the Inspection Period, this Agreement shall be deemed terminated and of no further force and effect and the parties shall be released and relieved from any liability or obligations hereunder, except for those obligations which expressly survive the termination. If Developer does not terminate this Agreement prior to the expiration of the Inspection Period, then it shall be presumed conclusively that Developer has had adequate opportunity to review and inspect all portions of the Property, including, without limitation, the environmental condition of the Property and, Developer has determined that the condition of all portions of the Property are satisfactory to Developer and Developer has accepted every portion of the Property in its "AS IS, WHERE IS, WITH ALL FAULTS" condition. 3.8 No Lien. Developer shall not create or permit to be created any mechanic's liens upon the Property, or any part thereof, as a result of the Inspections. If any lien shall at any time be filed against the Property, or any part thereof in connection with the Inspections, Developer shall cause same to be discharged or transferred to bond in accordance with applicable laws within thirty (30) days after Developer first becomes aware that such lien has been recorded against the Property. This provision shall survive the expiration or termination of this Agreement. 3.9 CRA Deliveries. Prior to the date of this Agreement, the CRA has provided to Developer copies of all surveys, title policies and environmental studies which the CRA has been able to locate with respect to the Property (collectively the "CRA Deliveries"). Any reliance upon the CRA Deliveries is at the sole risk of Developer and the CRA makes no representations or warranties, express or implied, with respect to the accuracy or completeness of the CRA Deliveries, and any reliance upon same is at the sole risk of Developer. 3.10 Disclaimer of Representations by Developer. Developer hereby expressly acknowledges and agrees that, except as specifically provided in this Agreement: 3.10.1 The CRA makes and has made no warranty or representation whatsoever as to the condition or suitability of the Property for the Project, as hereinafter defined. 3 3.10.2 The CRA makes and has made no warranty, express or implied, with regard to the accuracy or completeness of any information furnished to Developer, and the CRA shall not be bound by any statement of any broker, employee, agent or other representative of the CRA. 3.10.3 The CRA has made no representations, warranties or promises to Developer not explicitly set forth in this Agreement. 3.10.4 The CRA has made no representations or warranties, express or implied, with regard to the neighborhood, that the Redevelopment Area will be developed, or as to the precise type or quality of improvements that will be constructed within the Redevelopment Area or the timing thereof. 3.10.5 The CRA makes and has made no representation or warranty, express or implied, concerning any portion of the Property, its condition or other things or matters directly or indirectly relating thereto or hereto, including, without limitation, no warranty as to merchantability or fitness for any particular purpose or relating to the absence of latent or other defects. 3.11 Developer specifically acknowledges that the transaction contemplated by this Agreement and the time frame for performance by Developer under this Agreement is not contingent upon the redevelopment of the Redevelopment Area, the removal of slum or blight from the Redevelopment Area, the reduction of crime in the Redevelopment Area or the status of any other projects in the Redevelopment Area. 3.12 Copies of Reports. Developer shall provide the CRA with copies of any third party reports prepared for Developer regarding the physical condition of the Property within ten (10) days of termination of this Agreement. This provision shall survive termination. 4. TITLE AND SURVEY. 4.1 Developer shall obtain a title insurance commitment (the "Commitment") and a survey (the "Survey") of the Property, at the Developer's sole cost and expense. The Commitment and the Survey shall show the CRA to be vested in fee simple title to the Property, subject to each of the following (the "Permitted Exceptions"): 4.1.1 Ad valorem real estate taxes and assessments for the year of closing and subsequent years. 4.1.2 All applicable laws, ordinances and governmental regulations, including, but not limited to, all applicable building, zoning, land use, environmental ordinances and regulations. part hereof. 4.1.3 Any matters arising by, through, or under Developer. 4.1.4 Those matters listed on Exhibit "C" attached hereto and made a 4 4.2 Developer shall have until 5:00 p.m. on the forty-fifth (45th) day following the Effective Date (the "Title Review Period") to obtain and examine the Commitment and the Survey. Developer shall promptly provide the CRA with a copy of the Commitment and the Survey upon Developer's receipt of same. The survey shall be certified to Developer and the CRA. If the Commitment and Survey reflect defects in the title to the Property, Developer shall, no later than the expiration of the Title Review Period, notify the CRA in writing of the defect(s). If Developer fails to give the CRA written notice of the defect(s) prior to the end of the Title Review Period, the defect(s) shown in the Commitment and the Survey shall be deemed to be waived as title objections and same shall be deemed to constitute Permitted Exceptions for all purposes under this Agreement. If Developer has given CRA written notice of defect(s) rendering title unmarketable prior to the end of the Title Review Period, the CRA shall elect within ten (10) days after receipt of written notice of the title defect(s) whether the CRA will elect to attempt to cure the title defect(s). If the CRA does not elect to cure the title defect(s), Developer shall have the option, to be exercised within ten (10) days after Developer receives written notice from the CRA that the CRA has elected not to cure the title defect(s), of either (i) waiving the defect(s), in which event the defect(s) shall be deemed to constitute a Permitted Exception under this Agreement, or (ii) canceling this Agreement, in which event the parties shall be released from any further obligations under this Agreement, except for those obligations that expressly survive the termination of this Agreement. If the CRA elects to attempt to cure the title defect(s), the CRA shall have sixty (60) days from receipt of the written notice of defect(s) to use commercially reasonable efforts to cure same (the "Cure Period"). If the CRA elects to cure the title defect(s), the CRA shall discharge any lien(s), judgment(s) or other matters affecting title to the Property in a liquidated amount. The CRA shall not be required to commence litigation to resolve any matters. In the event the CRA attempts to cure the title defects and the CRA is not able to cure the defect(s) prior to the end of the Cure Period, Developer shall have the option, to be exercised within ten (10) days after the end of the Cure Period, of either (i) waiving the defect(s), in which event the defect(s) shall be deemed to constitute a Permitted Exception under this Agreement, or (ii) canceling this Agreement, whereupon the parties shall be released from any further obligations under this Agreement, except for those obligations that expressly survive the termination of this Agreement. 4.3 In the event of any new title defect(s) arising from and after the effective date of the Commitment and prior to the Closing Date, the CRA shall use commercially reasonable efforts to cure such title defect(s) prior to the Closing Date. The CRA shall discharge any lien(s), judgment(s) or other matters affecting title to the Property that are in a liquidated amount. The CRA shall not be required to bring any lawsuit(s) to cure any title defect(s) or expend any funds to cure any title defect(s) not in a liquidated amount. In the event that the CRA is unable to cure the title defect(s) prior to the Closing Date after using commercially reasonable efforts, Developer shall have the option on the Closing Date of: (i) waiving the title defect(s) and accepting title "as is" whereupon the title defect(s) will be deemed to constitute a Permitted Exception under this Agreement; or (ii) canceling this Agreement, whereupon the parties shall be released from all further obligations under this Agreement, except for those obligations that expressly survive the termination of this Agreement. 5 5. PROJECT. 5.1 Description of the Project. The project (the "Project") shall consist of not less than 70 affordable rental units, all with balconies and upgraded finishes to improve longevity and durability with an average size of between 950 and 1,000 square feet with ground floor commercial space constructed in a building not exceeding eleven (11) stories, will include one -bedroom units, two -bedroom units, and three -bedroom units, the mix of which and the size of which shall be established based upon the community input received in accordance with Section 5.3 below and as approved by the Executive Director in accordance with Section 5.4 below together with approximately 5,000 square feet of commercial space and a sufficient number of parking spaces to comply with the applicable zoning. In addition, the Project shall include a playground and outside recreational area for residents of the Project to be constructed over the parking deck. 5.2 Design of the Project. The Project shall be designed so it is consistent with the Southeast Overtown/Park West Community Redevelopment Plan dated November 2004 prepared by Dover Kohl & Partners as updated by the Final Update of May 2009 by the City of Miami Planning Department (ver 2.0) (collectively, the "Design Standards"). 5.3 Community Input. Within sixty (60) days of the Effective Date, the Developer shall present schematic design documents for the proposed Project to the Historic Overtown Folk Life District Improvement Association ("HOFLDIA") and the Overtown Community Oversight Board ("OCOB") for their review and comment. The schematic design documents (the "Schematic Design Documents") shall consist, at a minimum, of the proposed site plan for the Project, proposed building massing and elevations for the Project, an architectural rendering of the Project of sufficient detail to allow the HOFLDIA and the OCOB to evaluate the proposed Project and its design and confirm that the proposed Project is consistent with the Design Standards. The Developer shall revise the Schematic Design Documents to address the comments and concerns of the HOFLDIA and the OCOB. 5.4 Approval of Schematic Design Documents by CRA. Within ninety (90) days from the Effective Date, the Developer shall submit to the Executive Director for review and approval the Schematic Design Documents which shall have been revised by the Developer to incorporate the comments received from the HOFLDIA and the OCOB, which must also be consistent with the Design Guidelines. The Developer agrees to use its good faith efforts to modify the Schematic Design Documents as necessary to satisfy the requirements of the Executive Director. The Developer shall provide the Executive Director such additional back-up information as the Executive Director may reasonably request to enable the Executive Director to analyze all aspects of the Project as reflected in the Schematic Design Documents. The Executive Director shall have fifteen (15) days from the receipt of the Schematic Design Documents to approve same. If the Executive Director fails to timely respond, the submitted Schematic Design Documents shall be deemed approved. In the event of disapproval, the Executive Director shall specify the reasons for such disapproval. In the event of disapproval, the Developer shall modify the Schematic Design Documents, as appropriate, to address the comments and concerns of the Executive Director to ensure that the Schematic Design Documents comply with the Design Standards and the input from HOFLDIA and OCOB, as deemed appropriate by the Executive Director, acting reasonably. Any resubmission shall be 6 subject to approval by the Executive Director in accordance with the procedure outlined above for the original submission until same is approved or deemed approved by the Executive Director. The Executive Director and the Developer shall proceed in good faith to attempt to resolve any disputes regarding the Schematic Design Documents. If the Executive Director has rejected the Schematic Design Documents two (2) times, Developer may elect to submit such dispute regarding the approval of the Schematic Design Documents to the CRA Board for resolution. The Schematic Design Documents, as approved or deemed approved by the Executive Director shall mean the "Schematic Documents". The Developer shall cause the Project to be designed in accordance with the Schematic Documents. 5.5 Construction Documents. Within one hundred twenty (120) days of the later to occur of (a) approval or deemed approval of the Schematic Documents by the Executive Director or (b) Bond Issue Approval, as hereinafter defined, the Developer shall submit to the Executive Director for its review and approval the plans and specifications for the construction of the Project, which shall be of sufficient detail to allow the Developer to apply for a building permit for the Project ("Plans and Specifications"). The Plans and Specifications shall be subject to the approval of the Executive Director, which approval shall not be unreasonably withheld and which approval shall be given if the Plans and Specifications are consistent with the Schematic Documents. The Developer agrees to utilize its good faith efforts to make modifications to the Plans and Specifications to satisfy the requirements of the Executive Director if the Plans and Specifications are inconsistent with Schematic Documents. The Developer shall provide to the Executive Director such additional back-up information as the Executive Director may reasonably request to enable the Executive Director to analyze the Plans and Specifications. The Executive Director shall have fifteen (15) days from the receipt of the Plans and Specifications to approve same. If the Executive Director fails to timely respond, the Plans and Specifications shall be deemed approved. In the event of disapproval, the Executive Director shall specify the reason for such disapproval. In the event of disapproval, Developer shall modify the Plans and Specifications, as appropriate, to address the comments and concerns of the Executive Director to cause the Plans and Specifications to be consistent with the Schematic Documents. Any resubmission shall be subject to the approval of the Executive Director in accordance with the procedure outlined above for the original submission until same is approved or deemed approved by the Executive Director. The Executive Director and the Developer shall in good faith, attempt to resolve any disputes regarding the Plans and Specifications. If the Executive Director has rejected the Plans and Specifications two (2) times, the Developer inay elect to submit such dispute regarding the approval of the Plans and Specifications to the CRA Board for resolution. The Plans and Specifications as approved or deemed approved by the Executive Director shall mean the "Plans". 5.6 Development Requirements. Developer shall be required to develop the Project substantially in accordance with the Plans. Any material variation to the Plans shall require approval of the Executive Director, which approval shall not be unreasonably withheld or delayed provided that same is in accordance the spirit and intent of Plans and this Agreement. 5.7 Development Timeframe. 5.7.1 "Project Schedule". Developer shall achieve Completion of the Project in accordance with the Plans within sixteen (16) months from the Closing Date, as same 7 may be extended as a result of Unavoidable Delays (the "Completion Date"), time being of the essence. The term "Unavoidable Delays" shall mean delays beyond the control of the Developer (other than delays in connection with obtaining licenses, permits and approvals from any governmental authority relating to the Project) including, without limitation, civil commotion, war, invasion, rebellion, hostility, military or usurped power, sabotage, insurrection, strikes or lockouts on an area wide basis and not specific to the Project, riots, hurricanes, floods, earthquakes, casualties, acts of the public enemy, epidemics, quarantines, restrictions, embargos and area wide governmental restrictions. If the Developer fails to achieve Completion within ninety (90) days of the Completion Date, Developer shall pay to the CRA One Thousand and No/100 Dollars ($1,000.00) per day thereafter until Completion. The term "Completion" shall mean the Project has been completed substantially in accordance with the Plans and a temporary certificate of occupancy has been issued by the City of Miami for all residential units comprising the Project and a certificate of completion, or its equivalent, has been issued for all of the commercial space included in the Project. This provision shall survive the closing. 5.8 Project Budget. The preliminary budget for the Project prepared by the Developer is attached hereto as Exhibit "D" and made a part hereof (the "Preliminary Budget"). As soon as available but in no event later than sixty (60) days after the approval of the Schematic Documents, the Developer shall submit to the Executive Director for review and approval, which approval shall not be unreasonably withheld, a detailed line item budget reflecting all hard and soft costs anticipated to be incurred by the Developer in connection with the Project (the "Project Budget"). The Developer agrees to use its good faith efforts to make all reasonable modifications to the Project Budget to satisfy the requirements of the Executive Director. The Developer shall provide to the Executive Director such additional back-up information as the Executive Director may reasonably request to enable the Executive Director to analyze all aspects of the Project Budget. The Executive Director shall have fifteen (15) days after receipt of the Project Budget to approve same. If the Executive Director fails to timely respond to the Project Budget submitted by the Developer, same shall be deemed approved. In the event of disapproval, the Executive Director shall identify the reasons for such disapproval. In the event of disapproval, the Developer shall modify the Project Budget as appropriate, to address the comments and concerns of the Executive Director. Any resubmission shall be subject to the approval of the Executive Director in accordance with the procedure outlined above for the original submission until same is approved or deemed approved by the Executive Director. The Executive Director and the Developer shall, in good faith, attempt to resolve any disputes regarding the Project Budget. If the Executive Director has rejected the Project Budget two (2) times, the Developer may elect to submit such dispute regarding the approval of the Project Budget to the CRA Board for resolution. The Project Budget, as approved or deemed approved by the Executive Director, shall be deemed the "Budget". The Budget shall establish the amount of the CRA Contribution. 6. DEVELOPMENT AND FINANCIAL APPROVALS. 6.1 Development of Project. As soon as available after the Effective Date, Developer shall submit to the Executive Director for review and approval, which approval shall not be unreasonably withheld, conditioned or delayed the following: 8 6.1.1 Construction Contract. The construction contract for the Project (the "Construction Contract"), together with the "schedule of values" for the Project, which shall include the obligation of the general contractor to comply with the participation requirements set forth in Section 8.2.1 and 8.2.2 of this Agreement. 6.1.2 Loan Commitment. A loan commitment from a financial institution evidencing that Developer has obtained a construction loan commitment for the development of the Project (the "Loan Commitment") which shall be reasonably acceptable to the Executive Director. The Executive Director will not have approval rights over the loan terms or equity investment terms. The approval of the Executive Director shall be limited to the issue of whether the Loan Commitment reflects that funds will be available for construction of the Project and the amount of funds that will be made available for construction. 6.1.3 Equity. Evidence reasonably satisfactory to the Executive Director that Developer has sufficient equity available to meet the equity requirement of the Loan Commitment with respect to the Project (the " Equity") taking into consideration the CRA Contribution. 6.1.4 Funding Agreement. The CRA, Developer, and the Developer's lender providing financing in accordance with the Loan Commitment (the "Lender") shall agree to the terms of an agreement (the "Funding Agreement") in form and substance reasonably acceptable to the Executive Director, which will provide for, without limitation, the following: 6.1.4.1 The deposit of the CRA Contribution, as hereinafter defined, with the Lender and the disbursement of the CRA Contribution by the Lender. 6.1.4.2 The procedure for submission of monthly draw requests and partial lien waivers to the Lender, for review and approval. 6.1.4.3 The inspection of the Project during construction for the benefit of the CRA and the Lender, and approval by the Lender of the percentage of work completed. 6.1.4.4 The approval of the Budget and any amendments to the Budget by the Lender. 6.1.4.5 The approval of the re -allocation of funds to different line items in the Budget by the Lender. 6.1.4.6 The determination of whether there are adequate funds included in the Budget to complete the Project and whether the Budget is "in balance" by the Lender. If it is determined that due to cost overruns the Budget is not "in balance" the Developer will be required to fund the amount determined by the Lender, to keep the Budget "in balance" prior to there being any further disbursement of the CRA Contribution. 6.1.4.7 The procedure for approving change orders by the Lender. 9 6.1.4.8 The procedure for approving changes to the Plans by the Lender. 6.2 The Executive Director shall have fifteen (15) days after receipt of each of the items required by Section 6.1 to review and approve same, which approval shall not be unreasonably withheld. In the event of disapproval of any such item, the Executive Director shall specify the reasons for such disapproval. In such event the Developer shall utilize its good faith efforts to address the comments and concerns of the Executive Director. 7. CRA CONTRIBUTION. 7.1 The CRA covenants and agrees to contribute the Property having an agreed value of Eight Hundred Thousand and No/100 Dollars ($800,000.00) (the "Land Contribution") and a cash contribution in an amount of up to Nine Million and No/100 Dollars ($9,000,000.00) for the administration, design and development of the Project (the "CRA Contribution"; together with the Land Contribution, the "Total CRA Contribution"), provided all of the CRA Conditions Precedent are satisfied or waived by the CRA. The exact amount of the CRA Contribution will depend upon the Project Budget approved by the Executive Director and other funding sources for the Project obtained by the Developer. The final amount of the CRA Contribution shall be established at the time the Executive Director approves the Project Budget, subject to adjustment in accordance with Section 7.2 and 7.3 below. Under no circumstances shall the CRA Contribution be increasednotwithstanding any increases in the Project Budget. 7.2 The exact amount of the CRA Contribution will depend upon the Project Budget approved by the Executive Director and other funding sources for the Project obtained by the Developer. The CRA Contribution shall be reduced if the committed sources of funding upon achieving Completion exceed all uses, including a fully -funded developer fee including developer overhead and profit in an amount not exceeding the lesser of (i) eighteen percent (18%); or (ii) the maximum developer fee, including developer overhead and profit permitted by the Florida Housing Finance Corporation ("FHFC") guidelines for multi -family revenue bond - financed projects pursuant to Rule 67-21, Fla. Admin. Code. 7.3 Upon Completion, the Developer, at its sole cost and expense, shall retain Reznick Group, PC, or a similarly qualified accounting firm, to prepare a cost certificate (the "Cost Certification"), based upon an audit of all costs and expenses incurred in connection with achieving Completion, which Cost Certificate shall be in compliance with all FHFC guidelines for cost certifications. Upon receipt of the Cost Certificate, the Developer shall promptly provide a copy of same to the CRA. Should such Cost Certification show an excess of sources over uses (including a fully -funded developer fee not in excess of the limits set for in Section 7.2), then the CRA Contribution shall be reduced by the amount of such excess. If the CRA Contribution has been fully disbursed the Developer shall repay such amount within thirty (30) days after written demand from the CRA. If the CRA disputes the Cost Certificate the Developer and the Executive Director shall utilize their good faith efforts to resolve the dispute within fifteen (15) days of the CRA's receipt of a copy of the Cost Certificate. If the Developer and the Executive Director cannot resolve the dispute regarding the Cost Certificate within the fifteen (15) day period, either party may submit the dispute to the CRA Board for resolution, which shall be binding on the parties. This provision shall survive the closing. 10 7.4 The CRA has advised the Developer that the CRA Contribution shall be derived from a loan (the "CRA Bond Issue") to be obtained by the CRA which shall be secured by tax increment revenues. The CRA Contribution shall not be security for the CRA Bond Issue or any other indebtedness of the CRA. 7.5 The CRA is currently in the process of obtaining the CRA Bond Issue on terms and conditions acceptable to the CRA, in its sole discretion. The CRA Bond Issue must be approved by the CRA Board, the Board of Commissioners of the City and the Board of Commissioners of the County (collectively, "Bond Issue Approval"). If the CRA has not obtained the CRA Bond Issue on terms and conditions acceptable to the CRA, in its sole discretion, which terms and conditions have also been approved by the Board of Commissioners of the City and the Board of Commissioners of the County, on or before December 31, 2013, then in such event, this Agreement shall automatically terminate as of December 31, 2013, in which event, the parties shall be released from any further obligations under this Agreement, except for those obligations that expressly survive termination of this Agreement. 7.6 Developer and the CRA agreed that, at the option of the Developer, instead of making the CRA Contribution to the Developer the CRA shall make the CRA Contribution to a non-profit corporation (the "Non -Profit") acceptable to the CRA which Non - Profit would in turn loan the amount of the CRA Contribution (the "Loan") to the Developer. If the Developer elects to utilize this structure, the Developer shall give written notice of its election to the CRA within one hundred and twenty (120) days of the Effective Date. If the Developer elects to cause the CRA Contribution to be made to the Non -Profit, the Developer shall submit all proposed structure documents, including, without limitation, the loan documents, to the CRA for its approval, which approval shall not be unreasonably withheld, provided the CRA has the same protections currently afforded to the CRA under this Agreement, including, without limitation, with respect to control of the CRA Contribution and the direct deposit of the Loan proceeds with the Lender to be disbursed by the Lender in accordance with Section 6.1.4 above. In the event the Developer elects to have the CRA Contribution structured as a contribution to a Non -Profit and as a Loan from the Non -Profit to the Developer, the Guaranty, as hereinafter defined, will be amended as appropriate. In addition, the Non -Profit shall become a party to the Funding Agreement, however, the CRA shall retain control over the disbursement of the Loan to the Developer in accordance with the Funding Agreement. In the event the CRA Contribution is made to a Non -Profit the CRA agrees that the Funding Agreement may be restructured so that the Loan is deposited with a title company and disbursed by the title company to the Developer without involvement of the Lender provided the CRA is provided the equivalent protection as contemplated by the Funding Agreement. 8. MINORITY AND WOMEN'S PARTICIPATION AND EQUAL EMPLOYMENT OPPORTUNITY. 8.1 Minority and Women Participation and Equal Opportunity. In connection with the Project, the Developer agrees that it will: i) Take definitive action in the recruitment, advertising and to attract and retain minority and female contractors and subcontractors; 11 ii) Provide a reasonable opportunity in the recruitment, advertising and hiring of professionals, contractors and subcontractors residing within the Redevelopment Area and within the City of Miami; iii) Take reasonable definitive action in retaining employees regardless of race, color, place of birth, religion, national origin, sex, age, marital status, veterans and disability status; iv) Maintain equitable principles in the recruitment, advertising, hiring, upgrading, transfer, layoff, termination, compensation and all other terms, conditions and privileges of employment; v) Monitor and review all personnel practices to guarantee that equal opportunities are being provided to all employees regardless of race, color, place of birth, religion, national origin, sex, age, marital status, veterans and disability status; vi) Post in conspicuous places, availability to employees and applicants for employment, notices in a form to be provided to the Executive Director, setting forth the non-discrimination clauses of this Section 8. vii) In all solicitations and advertisements for employment placed by or on behalf of Developer, state that all applicants will receive consideration for employment without regard to race, creed, color or national origin. 8.2 Participation Requirements. Developer agrees to comply with the following subcontractor participation requirements and laborer participation requirements (the "Participation Requirements") with respect to the Project: 8.2.1 Subcontractor Participation. The Developer shall cause its general contractor to hire not less than twenty percent (20%) of the subcontractors for the demolition of the existing improvements and construction of the Project utilizing companies that have their principal place of business either within the Redevelopment Area or within the City. For purpose of calculating the twenty percent (20%) subcontractor participation, the twenty percent (20%) participation shall be calculated based upon the dollar value of each subcontract given to subcontractors whose principal place of business is in either the Redevelopment Area or the City and the total dollar value of all subcontracts entered into by the general contract for the Project ("Subcontractor Participation Requirement"). 8.2.2 Laborer Participation. Developer agrees to cause its general contractor and all subcontractors to hire forty percent (40%) of the unskilled labor for the demolition of the existing improvements and the construction of the Project ("Laborer Participation Requirement") from workers residing in either the Redevelopment Area or the City. Within thirty (30) days of approval of the Plans, Developer shall submit to the Executive Director for review and approval Developer's estimate for the number of unskilled laborers which will be required for the demolition of the existing improvements and the construction of 12 the Project (the "Labor Estimate"). The Executive Director shall have fifteen (15) days from receipt of the Labor Estimate to approve same which approval shall not be unreasonably withheld. The Developer shall provide to the Executive Director such additional back-up information as the Executive Director may reasonably request to enable the Executive Director to analyze the Labor Estimate. The Executive Director shall have fifteen (15) days after receipt of the Labor Estimate to approve same. If the Executive Director fails to timely respond to the Labor Estimate submitted by the Developer, same shall be deemed approved. In the event of disapproval, the Executive Director shall specify the reasons for such disapproval. In the event of disapproval the Developer shall modify the Labor Estimate as appropriate, to address the comments and concerns of the Executive Director. Any resubmission shall be subject to the approval of the Executive Director in accordance with the procedure outlined above for the original submission until it is approved or deemed approved by the Executive Director. The Executive Director and the Developer shall, in good faith, attempt to resolve any disputes regarding the Labor Estimate. If the Executive Director rejects the Labor Estimate two (2) times, the Developer may elect to submit such dispute regarding the approval of the Labor Estimate to the CRA Board for resolution. The Labor Estimate approved or deemed approved by the Executive Director shall be utilized by the Executive Director to determine compliance with the Laborer Participation Requirement unless Developer is able to establish manifest error in the Labor Estimate based upon the actual number of laborers required for demolition of the existing improvements and construction of the Project. 8.2.3 In the event of any disputes between the Executive Director and the Developer as to whether any subcontractor has its principal place of business in either the Redevelopment Area or the City or whether any laborer resides in either the Redevelopment Area or the City, the Developer and the Executive Director shall proceed in good faith to resolve the dispute. In the event the dispute is not resolved within ten (10) days either party may submit the dispute to the Board for resolution which shall be binding on the parties. 8.3 Report Requirements. The Developer shall be required to submit to the Executive Director on a monthly basis commencing thirty (30) days after commencement of demolition of the existing improvements, detailed reports evidencing compliance with the Subcontractor Participation Requirements and the Laborer Participation Requirements during the prior thirty (30) day period ("Participation Reports"). The Participation Reports shall contain such information as the Executive Director may reasonably require to enable the Executive Director to determine whether the Developer is in compliance with the Subcontractor Participation Requirements and the Laborer Participation Requirements. 8.3.1 Penalties for Non -Compliance with Subcontractor Participation Requirements. To the extent Developer fails to comply with the Subcontractor Participation Requirements, with respect to the Project, Developer shall pay to the CRA as a penalty for such non-compliance Two Thousand Five Hundred and No/100 Dollars ($2,500.00) for each percentage point below the Subcontractor Participation Requirement (the "Subcontractor Non - Compliance Funds"). The Subcontractor Non -Compliance Funds shall be calculated by the Executive Director after completion of the Project and shall be due and payable within thirty (30) days from the date of Developer's receipt of written statement from the Executive Director stating the amount of Subcontractor Non -Compliance Funds due. To the extent of any dispute between the Executive Director and the Developer with respect to the compliance with the 13 Subcontractor Participation Requirements, such dispute shall be submitted to the CRA Board for resolution. The decision of the CRA Board shall be binding on the parties. 8.3.2 Penalties for Non Compliance with Laborer Participation Requirements. To the extent Developer fails to comply with the applicable Laborer Participation Requirements, with respect to the Project, Developer shall pay to the CRA as a penalty for such non compliance One Thousand and No/100 Dollars ($1,000.00) for each percentage point below the Laborer Participation Requirements (the "Laborer Non -Compliance Fund"). The Laborer Non -Compliance Funds shall be calculated by the Executive Director after completion of the Project and shall be due within thirty (30) from Developer's receipt of written statement from the Executive Director stating the amount of Laborer Non -Compliance Funds due. To the extent of any dispute between the Executive Director and the Developer with respect to the compliance with the Laborer Participation Requirements, such dispute shall be submitted to the CRA Board for resolution, which arbitration shall be binding upon the parties. 9. EMPLOYMENT TRAINING PROGRAM. 9.1 Developer shall cause its affiliate, Carlisle Development Group, LLC ("Carlisle") to develop a training program for Arturo Lundy of Palmetto Homes of Miami, Inc., designed to train Mr. Lundy to become a self-sufficient developer to ensure additional sources of local job creation, economic empowerment and community enhancement. The program will be a one on one mentoring program for Mr. Lundy. Developer shall provide quarterly reports to the Executive Director regarding the training program. 10. AFFORDABLE RENTAL HOUSING. 10.1 Affordable Rental Requirement. Developer shall rent (i) not less than fifty percent (50%) of the residential units to qualified renters whose gross income is 60% or below the Miami -Dade County median income, and (ii) the balance of the residential units to qualified renters whose gross income is 120% or below of the Miami -Dade County median income (collectively the "Affordable Rental Requirement") for a period of thirty (30) years from the date of the issuance of a certificate of occupancy or certificates of occupancy for all of the residential units in the Project. 10.2 Reporting Requirements and Compliance. 10.2.1 Affordable Rental Reports. From and after the issuance of the first certificate of occupancy for any residential unit, Developer shall be required to submit to the Executive Director, on an annual basis, reports evidencing compliance with the Affordable Rental Requirement (the "Affordable Rental Reports"). The Affordable Rental Reports shall consist of a certification to the CRA by an independent compliance agency which is selected by the Developer and reasonably acceptable to the Executive Director. 10.2.2 Disputes. To the extent of any disputes between Developer and the Executive Director with respect to whether the renters of the units meet the applicable requirements of Section 10.1, the dispute will be submitted to the CRA Board for resolution, which resolution shall be binding on the parties. 14 10.2.3 Penalties for Non -Compliance. To the extent that Developer fails to comply with the Affordable Rental Requirement, then in such event, Developer shall pay to the CRA, as a penalty for non-compliance with the Affordable Rental Requirement the sum of Five Thousand and No/100 Dollars ($5,000.00) for each unit which is not in compliance, determined on an annual basis. Any amounts, if any, due from Developer in accordance with this Section 10.3 shall be calculated annually as of each January 1st and paid by Developer within thirty (30) business day of notice by the CRA of the amount due. 10.2.4 Notwithstanding anything to the contrary contained in this Section 10.2, in the event that the Project is subject to a regulatory agreement or extended low income housing agreement with the Florida Housing Finance Corporation or the Miami -Dade Housing Finance Authority for a period of not less than fifteen (15) years, then in such event the provisions of this Section 10.2 shall not be applicable. 10.3 To the extent permitted under applicable sections of the Internal Revenue Code, Developer may convert the Project to a condominium project providing affordable home ownership at any time after fifteen (15) years from the issuance of the final certificate of occupancy for the Project. 11. CRA CONDITIONS PRECEDENT. 11.1 The obligations of the CRA to close the transaction contemplated by this Agreement is subject to the satisfaction or waiver of the following conditions precedent (the "CRA Conditions Precedent"): 11.1.1 The Executive Director shall have approved the Budget. 11.1.2 The Executive Director shall have approved the Plans. 11.1.3 The Executive Director shall have approved the Construction Contract. 11.1.4 The Executive Director shall have approved the Project Schedule. 11.1.5 The Executive Director shall have approved the Loan Commitment for the Project. 11.1.6 The Executive Director shall have confirmed that Developer has sufficient equity to meet the requirements under the Loan Commitment for the construction of the Project taking into consideration the CRA Contribution. 11.1.7 The Executive Director and the Lender have approved the Funding Agreement. 11.1.8 The Lender under the Loan Commitment is prepared to close the construction loan with respect to the Project in accordance with terms of the Loan Commitment. 15 11.1.9 The Executive Director shall have confirmed that (i) the Developer is controlled by CDG, as hereinafter defined; (ii) CDG is controlled by Matthew S. Greer; and (iii) that there has been no other change in the ownership interest in the Developer other than the transfer of the up to 99.9% of the limited partnership interest in Developer to tax credit investors. 11.1.10 The Executive Director has confirmed that Palmetto Homes of Miami, Inc., a Florida corporation ("PHM") has a ten percent (10%) interest in the developer fee and profit earned by the Developer or an entity owned or controlled by Carlisle and/or Matthew S. Greer (collectively, the "Developer Entity") to be paid para passu with the amounts paid to the Developer Entity and that PHM has a twenty percent (20%) ownership interest in the Developer as reflected on Exhibit G. 11.1.11Developer shall have provided to the Executive Director a payment and performance bond in form and substance satisfactory to the CRA in amount equal to one hundred percent (100%) of the constructions costs for the Project, which shall be issued by a surety having a credit rating of "A" or higher with a financial strength of X or higher (the "Payment and Performance Bond"). 11.1.12 The Developer has obtained a building permit to enable the Developer to construct the Project in accordance with the Plans. 11.2 In the event the CRA Conditions Precedent are not satisfied or waived by the CRA on or before the Closing Date then the CRA may either (i) terminate this Agreement in which event the parties shall be released from all further obligations under this Agreement except for the obligations under this Agreement which expressly survive the termination of this Agreement, or (ii) waive the condition and proceed in accordance with this Agreement. 12. CLOSING DATE. 12.1 Closing. The closing of the transaction contemplated by this Agreement (the "Closing Date") shall occur on the earlier of (a) ten (10) days after all the CRA Conditions Precedent to closing have been either satisfied or waived by the CRA or (b) three hundred sixty (360) days after the CRA has obtained Bond Issue Approval, time being of the essence. On the Closing Date the following shall occur: 12.1.1 The CRA shall deliver to Developer at closing: 12.1.1.1 A special warranty deed in the form of Exhibit "E" attached hereto and made a part hereof (the "Deed") with respect to the Property. 12.1.1.2 Certified copy of the resolution authorizing the conveyance by the CRA and the execution and delivery of the documents contemplated by this Agreement. 12.1.1.3 The Funding Agreement executed by the CRA. 12.1.1.4 A no lien and possession affidavit. 16 12.1.1.5 A FIRPTA affidavit. 12.1.1.6 Such other documents as the title company may reasonably request. 12.2 Developer shall deliver to the CRA or cause to be delivered to the CRA at closing: 12.2.1 Evidence of authority to close the transaction and execute and deliver the appropriate closing documents. 12.2.2 Payment and Performance Bond. 12.2.3 The Funding Agreement executed by the Developer and Lender. 12.2.4 A guaranty of the lien free completion of the Project executed by Carlisle and Matthew S. Greer in the form of Exhibit "F" attached hereto (the "Guaranty"). 12.2.5 Such other documents as the title company may reasonably request. 12.3 The documentary stamp tax and surtax to be affixed to the Deed and the cost for recording the Deed shall be paid by Developer. Each party shall bear the cost of the fees of their own respective attorneys and other professionals and the cost of their own respective performance under this Agreement. 13. ZONING APPROVALS. In the event Developer does not terminate this Agreement during the Inspection Period, from and after the approval of the Schematic Design Documents by the Executive Director, the CRA shall execute any documents and/or applications reasonably required by the Developer which are required to be executed by the record owner of the Property in connection with any zoning or land use approvals or permit applications required to be obtained by the Developer for the Project to enable the Project to be developed in accordance with the Schematic Design Documents provided such documents and applications do not impose any financial obligations or liability upon the CRA. 14. REPRESENTATIONS OF CRA. 14.1 The CRA makes the following representations: 14.1.1 The CRA is duly organized and validly existing under the laws of the State of Florida and has full power and capacity to own its properties, to carry on its business as presently conducted by the CRA, and to perform its obligations under this Agreement. 14.1.2 The CRA's execution, delivery and performance of this Agreement have been duly authorized by all necessary legal actions and does not and shall not conflict with or constitute a default under any indenture, agreement or instrument to which the CRA is a party or by which the CRA or CRA's property may be bound or affected, except for such approvals required by this Agreement. 17 14.1.3 This Agreement constitutes the valid and binding obligation of the CRA, enforceable against the CRA, and its successors and assigns, in accordance with their respective terms, subject to bankruptcy, insolvency and other similar laws affecting the rights of creditors generally. 14.1.4 There are no lawsuits against CRA or affecting any portion of the Property, including, but not limited to, condemnation actions. 14.1.5 As of the Closing Date the CRA will be in exclusive possession of the Property, free and clear of all leases. 14.2 Survival of Representations. All of the representations of the CRA set forth in this Agreement shall be true upon the execution of this Agreement, shall be deemed to be repeated and as of the Closing Date, and shall be true as of the Closing Date. All of the representations, warranties and agreements of the CRA set forth in this Agreement shall not survive the Closing. 15. DEVELOPER'S REPRESENTATIONS. 15.1 Developer makes the following representations to the CRA as follows: 15.1.1 Developer is a limited partnership duly organized and validly existing under the laws of the State of Florida, and have full power and capacity to own the Property, to carry on its business as presently conducted, and to enter into the transactions contemplated by this Agreement. 15.1.2 Developer's execution, delivery and performance of this Agreement has been duly authorized by all necessary partnership actions and does not and shall not conflict with or constitute a default under any indenture, agreement or instrument to which it is a party or by which it may be bound or affected. 15.1.3 This Agreement constitutes the valid and binding obligation of Developer, enforceable against Developer and its successors and assigns, in accordance with its respective terms, subject to bankruptcy, insolvency and other similar laws affecting the rights of creditors generally. 15.1.4 Exhibit "G" lists all the entities that have an ownership interest in the Developer as of the Effective Date of this Agreement, subject to the transfer of 99.9% of the limited partnership interest in the Developer to tax credit investors. 15.2 Survival of Representations. All of the representations of the Developer set forth in this Agreement shall be true upon the execution of this Agreement, shall be deemed to be repeated and as of the Closing Date, and shall be true as of the Closing Date. All of the representations, warranties and agreements of the Developer set forth in this Agreement shall not survive the Closing. 18 16. DEFAULT. 16.1 Developer Failure to Perform. 16.1.1 If the Conditions Precedent are not satisfied or waived by the CRA on or before the Closing Date, this Agreement shall terminate and the parties shall be released from all obligations under this Agreement except for the obligations that expressly survive the termination of this Agreement. 16.1.2 In the event the Developer defaults with respect to its obligations under Sections 8, 9 or 10, which default is not cured within thirty (30) days of written notice from the CRA or such longer period, if the default by its nature cannot be cured within the thirty (30) day period provided Developer commences the curative action within the thirty (30) day period and diligently pursues the cure until completion (not to exceed 90 days) the CRA shall be entitled to seek specific perfounance of this Agreement in addition to the penalties provided for in this Agreement. 16.1.3 In the event this Agreement contains any material misrepresentations by the Developer, the CRA, as its sole and exclusive remedy may terminate this Agreement, in which event the parties shall be released from all further obligations under this Agreement except for the obligations that expressly survive the Closing. 16.2 In the event of a default by the CRA under this Agreement which is not cured within ten (10) days of written notice from Developer, without any default on the part of Developer, Developer, as its sole and exclusive remedy, shall be entitled to (i) terminate this Agreement in which event the parties shall be released from all further obligations under this Agreement except for the obligations that expressly survive the termination, or (ii) sue for specific performance to enforce the terms of this Agreement. Developer waives any other remedies it may have against the CRA at law or in equity as a result of a breach of this Agreement. In the event of a termination of this Agreement, in which event the parties shall be released from all further obligations under this Agreement except for the obligations that expressly survive the termination. 17. BROKERS. The parties each represent and warrant to the other that there are no real estate broker(s), salesman (salesmen) or finder(s) involved in this transaction. If a claim for commissions in connection with this transaction is made by any broker, salesman or finder claiming to have dealt through or on behalf of one of the parties hereto ("Indemnitor"), Indemnitor shall indemnify, defend and hold harmless the other party hereunder ("Indemnitee"), and Indemnitee's officers, directors, agents and representatives, from and against all liabilities, damages, claims, costs, fees and expenses whatsoever (including reasonable attorney's fees and court costs at trial and all appellate levels) with respect to said claim for commissions. Notwithstanding anything to the contrary contained in this Agreement, the provisions of this Paragraph shall survive the delivery of the special warranty deed. 18. ASSIGNABILITY. 18.1 This Agreement may not be assigned without the approval of the CRA, which approval may be granted or withheld by the CRA, in its sole discretion. For the purpose 19 of this Section 19.1, each of the following events shall be deemed an assignment requiring the approval of the CRA, which approval may be granted or withheld by the CRA, in its sole discretion: (i) the change in control of Developer which is currently controlled by CDG Island Living, LLC, a Florida limited liability company ("CDG"). (ii) transfer of more than 20% of the membership interests in CDG. (iii) changes in control of CDG which is controlled by Matthew S. Greer. 19. NOTICES. Any notices required or permitted to be given under this Agreement shall be in writing and shall be deemed to have been given if delivered by hand, sent by recognized overnight courier (such as Federal Express), sent by fax and another method provided herein or mailed by certified or registered mail, return receipt requested, in a postage prepaid envelope, and addressed as follows: If to Developer: Island Living Apartments, Ltd. c/o Carlisle Development Group, LLC 2950 SW 29`1' Avenue, Suite 200 Miami, FL 33133 Attention: Matthew S. Greer Fax: 305-476-1557 With a copy to: Ryan D. Bailin, Esq. Stearns Weaver Miller Weissler, Aldeff and Sitterson, P.A. 150 West Flagler Street, Suite 2200 Miami, FL 33130 Fax: 305-789-2635 20 And with a copy to: If to CRA: Patricia K. Green, Esq. Stearns Weaver Miller Weissler, Aldeff and Sitterson, P.A. 150 West Flagler Street, Suite 2200 Miami, FL 33130 Fax: 305-789-3395 SOUTHEAST OVERTOWN / PARK WEST COMMUNITY REDEVELOPMENT AGENCY Attention: Clarence E. Woods, III., Executive Director 49 N.W. 5th Street Suite 100 Miami, FL 33128 Fax: 305-679-6836 With a copy to: William R. Bloom, Esq. Holland & Knight, LLP Suite 3000 701 Brickell Avenue Miami, FL 33131 Fax: 305-789-7799 And with a copy to: Carmen R. Cabarga, Esq. Southeast Overtown/Park West Community Redevelopment Agency 49 N.W. 5th Street, Suite 100 Miami, FL 33128 Fax: 305-679-6836 Notices personally delivered or sent by fax shall be deemed given on the date of delivery and notices mailed in accordance with the foregoing shall be deemed given upon receipt or the date delivery is refused. 20. CHALLENGES. Developer acknowledges and agrees that the CRA shall have no liability whatsoever to Developer in connection with any challenge to this Agreement and the transaction contemplated by this Agreement and Developer hereby forever waives and releases the CRA from any liability whatsoever, now or hereafter arising in connection with any challenge and covenant and agree not to initiate any legal proceedings against the CRA in connection with any challenges to this Agreement by any third parties. 21 21. MISCELLANEOUS. 21.1 This Agreement shall be construed and governed in accordance with the laws of the State of Florida. Venue shall be in Miami -Dade County, Florida. All of the parties to this Agreement have participated fully in the negotiation and preparation hereof, and, accordingly, this Agreement shall not be more strictly construed against any one of the parties hereto. 21.2 In the event any term or provision of this Agreement is determined by appropriate judicial authority to be illegal or otherwise invalid, such provision shall be given its nearest legal meaning or be construed as deleted as such authority determines, and the remainder of this Agreement shall be construed to be in full force and effect. 21.3 In the event of any litigation between the parties under this Agreement, the prevailing party shall be entitled to reasonable attorney's fees and court costs at all trial and appellate levels. 21.4 In construing this Agreement, the singular shall be held to include the plural, the plural shall be held to include the singular, the use of any gender shall be held to include every other and all genders, and captions and Paragraph headings shall be disregarded. 21.5 All of the exhibits attached to this Agreement are incorporated in, and made a part of, this Agreement. 21.6 Time shall be of the essence for each and every provision of this Agreement. 21.7 This Agreement may not be recorded in the Public Records of Miami - Dade County. 21.8 The "Effective Date" shall mean the date this Agreement is last executed by Developer and the CRA. 21.9 In the event Developer does not terminate this Agreement during the Inspection Period from and after the approval of the Schematic Documents by the Executive Director, the CRA shall execute any documents and/or applications reasonably requested by the Developer which are required to be executed by the record owner of the Property in connection with any zoning or land use approval or permit applications required to be obtained by the Developer to enable to the Project to be developed in accordance with the terms of the Schematic Documents, provided such documents and applications do not impose any financial obligations or liability upon the CRA. 21.10 Developer acknowledges and agrees that other than the CRA Contribution, the Developer shall not be entitled to any tax increment funds generated by the Project. Developer waives any claims regarding the tax increment funds generated by the Project. 22. ENTIRE AGREEMENT. This Agreement constitutes the entire agreement and understanding between the parties with respect to the subject matter hereof and there are no other 22 agreements, representations or warranties other than as set forth herein. This Agreement may not be changed, altered or modified except by an instrument in writing signed by the party against whom enforcement of such change would be sought. This Agreement shall be binding upon the parties hereto and their respective successors and permitted assigns. [SIGNATURE PAGES TO FOLLOW] 23 IN WITNESS hereof the parties have executed this Agreement as of the date first above written. DEVELOPER: ISLAND LIVING APARTMENTS, LTD. a Florida limited partnership By: CDG Island Living, LLC, a Florida limited liability company Its managing general partner By: Name: Matthew S. Greer Title: Manager CRA: SOUTHEAST OVERTOWN / PARK WEST COMMUNITY REDEVELOPMENT AGENCY By: Clarence E. Woods, III., Executive Director ATTEST: Priscilla A. Thompson, Clerk of the Board Approved for legal sufficiency By: William R. Bloom, Esq. Holland & Knight LLP, Special Counsel to CRA 24 APPROVED AS TO INSURANCE REQUIREMENTS: Francisco Gomez, Jr., Risk Management Administrator 25 A. Legal Description B. Insurance Requirements C. Permitted Exceptions D. Preliminary Project Budget E. Deed F. Guaranty of Completion G. Ownership Interests Schedule of Exhibits 26 EXHIBIT A Legal Description Lots 8, 9, 10, 11, Block 9, SOST'S Subdivision, according to the Plat thereof, as recorded in Plat Book B, at Page 27, Public Records of Miami -Dade County, Florida. EXHIBIT B INSURANCE REQUIREMENTS I. Commercial General Liability (Primary & Non Contributory) A. Limits of Liability Bodily Injury and Property Damage Liability Each Occurrence $1,000,000 General Aggregate Limit $ 2,000,000 Products/Completed Operations $ 1,000,000 Personal and Advertising Injury $1,000,000 B. Endorsements Required City of Miami and Southeast Overtown/Park West Community Redevelopment Agency as an Additional Insured (CG 2010 11/85 or its equivalent) Contingent Liability & Contractual Liability Premises & Operations Liability Explosion, Collapse and Underground Hazard II. Business Automobile Liability A. Limits of Liability Bodily Injury and Property Damage Liability Combined Single Limit Any Auto/Owned Autos/Scheduled Including Hired, Borrowed or Non -Owned Autos Any One Accident $ 1,000,000 B. Endorsements Required City of Miami & Southeast Overtown/Park West Community Redevelopment Agency listed as an additional insured III. Worker's Compensation Limits of Liability Statutory -State of Florida Waiver of subrogation Employer's Liability 28 A. Limits of Liability $1,000,000 for bodily injury caused by an accident, each accident. $1,000,000 for bodily injury caused by disease, each employee $1,000,000 for bodily injury caused by disease, policy limit IV. Umbrella Policy/Excess Liability (Excess Follow Form) A. Limits of Liability Bodily Injury and Property Damage Liability Each Occurrence $3,000,000 Aggregate $3,000,000 B. Endorsements Required City of Miami & Southeast Overtown/Park West Community Redevelopment Agency listed as an additional insured V. Owner's & Contractor's Protective Limits of Liability Each Occurrence $1,000,000 Policy Aggregate $1,000,000 City of Miami and Southeast Overtown/Park West Community Redevelopment Agency as Named Insured VI. Builders' Risk Causes of Loss: All Risk -Specific Coverage Project Location Valuation: Replacement Cost Deductible: $25,000 All other Perils 5% maximum on Wind City of Miami and Southeast Overtown/Park West Community Redevelopment Agency listed as an Additional Insured A. Limit/Value at Location or Site - Full Replacement B. Coverage Extensions as provided by insurer 29 The above policies shall provide the City of Miami and Southeast Overtown/Park West Community Redevelopment Agency with written notice of cancellation or material change from the insurer not less than (30) days prior to any such cancellation or material change, or in accordance to policy provisions. Companies authorized to do business in the State of Florida, with the following qualifications, shall issue all insurance policies required above: The company must be rated no less than "A" as to management, and no less than "Class V" as to Financial Strength, by the latest edition of Best's Insurance Guide, published by A.M. Best Company, Oldwick, New Jersey, or its equivalent. All policies and /or certificates of insurance are subject to review and verification by Risk Management prior to insurance approval. 30 EXHIBIT C PERMITTED EXCEPTIONS 1. Taxes and assessments for the year of the Closing and subsequent years. 2. Covenant running with the land in favor of the City of Miami recorded in Official Records Book 16456, at Page 1064, Public Records of Miami -Dade County, Florida. 3. Stipulation of Settlement recorded in Official Records Book 13752, at Page 1036, Public Records of Miami -Dade County, Florida. 4. Agreement for Water Facilities between Miami -Dade County and Southeast Overtown/Parkwest Community Redevelopment Agency recorded on March 13, 2008 in Official Records Book 26265, at Page 1476 of the Public Records of Miami -Dade County, Florida. 5. Notification of an Extension to a Previously Approved Development of Regional Impact recorded September 8, 2008 in Official Records Book 26557, at Page 217, Public Records of Miami -Dade County, Florida. 6. Notification of an Extension to a Previously Approved Development of Regional Impact recorded September 8, 2008 in Official Records Book 26557, at Page 223, Public Records of Miami -Dade County, Florida. 31 EXHIBIT D Preliminary Project Budget Island Living - Miami, FL - Southeast Sources & Uses PeRu:ant Prase sumces tier Toot 11 Per Una Permanent Rest Nt 1Oage 2720600 1346% 38,557 ConslNclm loan 0.00% CPA Fuming 9.000,000 44.54% 128.571 United Perinef&lity 7.861.000 3960% 112566 Deferred 0eaeto0erFee 604244 299% 8232 Tose 50(11065 20205244 100.00% 268,646 Permanent Phase uses Toter 71 Par [Mr Mad 000501150 n posts 12,340.666 61.06% 176296 Reaeal0narowner tie1116 353A03 1.73% 5000 Hard Cost Cbrnktga7ly 513% 617.034 3.05% 8615 Dem7ingn 1000000 D49% 1,429 040081501 55111e61 E17e056 650.174 3.05: 9,402 Permanent 3.Nrl Origination Fee 27230 0.13% 369 Pem108e_nt Lean posing C0s11 8,160 0.04% 117 Omani -ace Loan C5glna00n Fee 96000 0.47% 1,357 Culnnr1m Loan Closing Costa 19A00 0.095: 271 000607 10609i09 335490 1.66% 4.791 Dater 1.03n Closkl0 Costs 99.000 0.49% 1,414 A coomrtg Fees 40.050 00000 00 000 0090O0-L000 571 Applloalon Fees 35.000 SW Appraisal 16610 229 A1dite0 Fee -Desgn 385,050 5214 J4d110ed Fee -slC7eraslon 45.000 643 BWMers Rlalnsliance 210.000 3.000 e1414615 Penal 108500 1.550 pall Underwriting Fee 10.719 153 EnglneeMg Fee 513.000 714 Envecome al Report 18,000 257 FHFCAS1S MOtian9 Fees 663E9 918 FHFCAppsaallon Fees 3600 43 FHFC Compml0e Mon. Fee 67,137 959 Fees 105367 1.506 tnspecnon Fees 180000 2.571 elegance- Ptopedy1.tabpty 25.000 357 Legg Fees-Pannerst4p 175.000 2500 Legs fees -Caner 55.000 786 54irketSafdy 15,000 214 Marketing dAg+e osng 75.000 1,071 100,000 1,429 00440 mom CperaR1g 01p9lses Property -races 50.000 714 Sdr 7eot Report 111600 143 survey (oolong A3-13elit) 451100 543 TeeInsurance &Rec01ffig 199,352 2848 U510yC nna:tat Fee 106,550 1,538 Sort Cost Cxt6ttg9lq 5.0% 108.752 1.554 Sub -Tool 16.233450 Reserves Refpn5e00y Lerner 22.3,151 1.10% 3,188 Land, TO Be Aowtred - 0.0% DerelopersAdrin_&08M1,Hd 4.0% 677,338 3.35% 9.676 Devehmers Print 14A31 2,371,305 11.74% 33,876 Tara' PRJacr Ca0r 20.2052.44 1D0.00% 268.646 C4n9011ctIon Pease lace! % Per Una - D.DD% - 59,509WD 40.2216 135,714 9,009003 35.10% 128,571 5.122900 21.68% 73,171 - 0.00% 23,622,000 100.0014 337.457 CO0e5Ddl0n NNW Tara! % Per Ow 12,340,685 66.48% 176295 350.003 1.89% 5600 617,031 3.32% 8,815 103,600 0.54% 1429 653,174 3.5514 9,402 27200 0.15% 389 8.160 0.04% 117 95603 0.51% 1,357 19,,002 0.10% 271 335,403 1.81% 4791 99003 0.53% 1.414 40,003 0229: 571 35,001 0.19% 503 16.000 0.09% 229 365603 19714 5214 45000 024% 63 210,000 1.1314 3,003 105,500 0.58% 1,550 10,719 0.06% 153 50,000 027% 714 18,000 0.10% 257 66.339 0.36% 948 3.000 5.02% 43 67,137 0.36% 959 105.387 0.57% 1,5055 180.003 09714 2.571 25,000 0.13% 357 175600 0.94% 2503 55603 0.30% 785 151000 0.06% 214 75.000 0.40% 1,071 100,000 0.54% 1,423 50,000 027% 714 10,000 0.0591 143 45000 024% 543 199,352 107% 2,848 105,550 0.57% 1,508 108752 0.59% 1,554 16,333,450 - 0.00% 0 - 0.00% 0 6:7,338 3.65% 9.576 952260 5.13% 13,604 18,563,048' 100.00% 265,186 32 EXHIBIT E Form of Special Warranty Deed [Note: Deed will contain deed restriction requiring Developer to develop the Property substantially in accordance with the provisions of Section 8, 9, 10 and 19 of the Agreement] 33 EXHIBIT F Guaranty of Completion GUARANTY OF COMPLETION THIS GUARANTY OF COMPLETION (the "Guaranty") is executed and delivered, jointly and severally, as of the day of , 2012 by MATTHEW S. GREER, an individual, and CARLISLE DEVELOPMENT GROUP, LLC, a Florida limited liability company (each a "Guarantor", and collectively, the "Guarantors") in favor of SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a public agency and body corporate created pursuant to Section 163.356, Florida Statutes (the "CRA"). WITNES SETH: A. Island Living Apattiiients, Ltd., a Florida limited partnership (the "Developer") has requested that the CRA make a grant to Developer in the amount of Nine Million and No/100 Dollars ($9,000,000.00) (the "Grant") pursuant to the terms and conditions of that Development Agreement dated as of , 2012, by and between Developer and the CRA as same may be amended from time to time, (the "Development Agreement"). All terms not otherwise defined herein shall have the meanings set forth in the Development Agreement. B. Guarantors will benefit from the Grant and the transaction contemplated by the Development Agreement. C. The CRA would not make the Grant and enter into the Development Agreement with Developer unless Guarantor agreed to unconditionally guaranty completion of the Project in accordance with the Plans. NOW, THEREFORE, in consideration of the CRA's making the Grant and executing the Development Agreement, which it is acknowledged and agreed that CRA is doing in full reliance hereon, and as an inducement to CRA to do so and to make advances pursuant thereto, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, each Guarantor hereby irrevocably covenants, warrants and agrees as follows: 1. That notwithstanding any provision in the Development Agreement, the Funding Agreement or in any other agreement or document executed in connection therewith, each Guarantor hereby unconditionally and irrevocably guarantees to CRA the following: a. One hundred percent (100%) lien free completion of the Project in accordance with the Development Agreement and the Funding Agreement and substantially in accordance with the Plans, as evidenced by (i) the issuance of a final certificate of occupancy and use (or the equivalent) by the proper governmental authority as to the Project to be constructed on the Property; (ii) the delivery by the design/supervising architect of a certificate of completion of the Project substantially in accordance with the Plans approved by CRA; (iii) the issuance by CRA and CRA's supervising architect/engineer of certificates of completion of the Project (completion of the Project shall include, but not be limited to completion of grading, landscaping, all necessary and 34 appropriate utilities, streets, sidewalks, drainage and all on -site and off -site improvements as reflected on the Plans); and (iv) the delivery to CRA of a final as -built survey for the completed Project; and b. Full and punctual payment and discharge of all costs and expenses, in excess of the Grant amount, of any nature relating to the construction and the completion of the Project as the same become due and payable, and payment and discharge of all claims and demands for labor and/or materials used in the construction and the completion of the Improvements substantially in accordance with the Plans which are or, if unpaid, may become liens, claims or encumbrances on the Project. 2. Without limiting the generality of the preceding paragraph 1, each Guarantor hereby agrees: a. To perform, complete and pay for the construction required by the Development Agreement and Funding Agreement within the time period allotted therefor and to pay all costs and expenses of said construction and completion of the Project and all costs associated therewith, including any sum in excess of the Grant amount, and each Guarantor hereby indemnifies and agrees to save harmless CRA from all costs and expenses which CRA suffers as a result of the Project not being completed and paid for in the manner required and within the time period allotted therefor as set forth in the Development Agreement and the Funding Agreement. b. To indemnify and save CRA harmless from any and all costs, expenses and losses it may incur in connection with the Project (arising from any default by Developer under the Development Agreement or the Funding Agreement including, but not limited to losses, costs or expenses resulting from changes, alterations, modifications or deviations from the Plans previously approved by CRA; but excluding any costs, expenses and losses that may occur in connection with the Project as a result of the gross negligence or intentional misconduct of CRA, and to pay any and all such amounts to CRA within fifteen (15) days of written demand, which demand CRA may make upon any Guarantor without first having made demand upon Developer or any other party and without having exhausted any other remedy against Developer or any other party. c. In the event any mechanic's or materialman's liens should be filed, or should attach, with respect to the Property, to cause the removal of such liens or the posting of security against the consequences of their possible foreclosure within thirty (30) days of the filing of such liens; d. To pay the costs and fees of all architects and engineers employed by Developer in connection with the Project; e. To pay within fifteen (15) days of written demand all of CRA's costs and expenses, including reasonable attorneys' fees and costs, incurred in the enforcement of this Guaranty. f. That it may be impossible to accurately measure the damages to CRA resulting from a breach of Guarantors' covenant to complete or to cause the completion of the 35 construction and equipping of the Project, and that such a breach will cause irreparable injury to CRA, and that CRA may not have an adequate remedy at law in respect of such breach and, as a consequence, each Guarantor agrees that such covenant shall be specifically enforceable against it and each Guarantor hereby waives and agrees not to assert any defense against an action for specific performance of such covenant other than the defense that completion has been achieved with respect to the Project. The preceding sentence shall not prejudice CRA's rights to assert any and all claims for damages incurred as a result of Guarantors' default hereunder (beyond any applicable notice and cure periods), and CRA may, hold any Guarantor liable for all losses and damages sustained and expenses incurred by reason of the Developer or any Guarantor failing to construct, complete and equip the Project in accordance with the Plans, the Development Agreement and the Funding Agreement, including, without limitation, the cost of such completion and the payment of real estate taxes and insurance. 3. Each Guarantor hereby acknowledges and consents to the Plans, the disbursement schedule and the other terms and conditions of the Development Agreement and related documents governing the construction of the Project. 4. Each Guarantor hereby waives any and all requirements that CRA institute any action or proceeding, at law or in equity, against the Developer or against any other party or parties with respect to the Development Agreement, the Funding Agreement or any related document as a condition precedent to bringing any action against any Guarantor upon this Guaranty. All remedies afforded to CRA by reason of this Guaranty are separate and cumulative remedies and no one of such remedies, whether waived by CRA or not, shall be deemed to be an exclusion of any one of the other remedies available to CRA and shall not in any way limit or prejudice any other legal or equitable remedy which CRA may have. 5. Each Guarantor further agrees that Guarantors shall not be released from any obligations hereunder by reason of any amendment to or alteration of the terms and conditions of the Development Agreement, the Funding Agreement or of any related document, nor shall Guarantors' obligations hereunder be altered or impaired by any delay by CRA in enforcing the terms and obligations of the Development Agreement or the Funding Agreement by any waiver of any default by CRA under the Development Agreement, the Funding Agreement or any related document, it being the intention that each Guarantor shall remain fully liable hereunder, notwithstanding any such event. 6. No extension of the time of payment or performance of any obligation hereunder guaranteed, or the renewal thereof, nor delay in the enforcement thereof or of this Guaranty, or the taking, exchanging, surrender or release of other security therefor or the release or compromise of any liability of any party shall affect the liability of or in any manner release the Guarantors, and this Guaranty shall be a continuing one and remain in full force and effect until each and every obligation hereby guaranteed shall have been fully paid and performed. 7. That until the Project is fully erected, equipped and completed as aforesaid, and until each and all of the terms, covenants and conditions of this Guaranty are fully performed, Guarantors shall not be released by any act or thing which might, but for this provision of this Guaranty, be deemed a legal or equitable discharge of any Guarantor, or by reason of any waiver, extension, modification, forbearance or delay by CRA and Guarantors hereby expressly 36 waive and surrender any defense to Guarantors' liability hereunder based upon any of the foregoing acts, things, agreements or waivers. Guarantors shall be released from this Guaranty upon the earlier to occur of (i) completion of the Project, lien -free and otherwise in accordance with the requirements of the Development Agreement, the Funding Agreement and substantially in accordance with the Plans. 8. Except as otherwise set forth herein, CRA shall not be required to give any notice to any Guarantor hereunder in order to preserve or enforce CRA's rights hereunder (including, without limitation, notice of any default under or amendment to the Development Agreement or the Funding Agreement), any such notice being expressly waived by Guarantors. 9. Guarantors agree that Guarantors shall make no claim or set-off, defense, recoupment or counterclaim of any sort whatsoever, nor shall Guarantors seek to impair, limit or defeat in any way their obligations hereunder. Guarantors hereby waive any right to such a claim in limitation of their obligations hereunder. 10. This Guaranty is assignable by CRA and shall bind the heirs, devisees, personal representatives, successors and assigns of the parties hereto and shall inure to the benefit of any successor or assign of CRA. 11. This Guaranty shall, in all respects, be governed by and construed in accordance with the laws of the State of Florida, including all matters of construction, validity and performance. 12. In the event that any provision of this Guaranty is held to be void or unenforceable, all other provisions shall remain unaffected and be enforceable. 13. Except as otherwise set forth herein, each Guarantor hereby waives notice of acceptance of this Guaranty by CRA and of presentment, demand, protest, notice of protest and of dishonor, notice of default and all other notices relative to this Guaranty of every kind and description now or hereafter provided by any agreement between Developer and CRA or any statute or rule of law, except only any notices expressly required hereunder. 14. Any notice, demand or request by CRA to any Guarantor or from any Guarantor to CRA shall be in writing and shall be deemed to have been duly given or made if either delivered personally or if mailed by certified or registered mail, addressed to the address set forth below (or at the correct address of any assignee of CRA), except that mailed written notices shall not be deemed given or served until three days after the date of mailing thereof: a. If to CRA: SOUTHEAST OVERTOWN / PARK WEST COMMUNITY REDEVELOPMENT AGENCY Attention: Clarence E. Woods, III., Executive Director 49 N.W. 5th Street Suite 100 Miami, FL 33128 Fax: 305-679-6836 37 b. If to Guarantors: Matthew S. Greer c/o Carlisle Development Group, LLC 2950 SW 29th Avenue, Suite 200 Miami, FL 33133 Fax: 305-476-1557 and Carlisle Development Group, LLC 2950 SW 29th Avenue, Suite 200 Miami, FL 33133 Attention: Matthew S. Greer Fax: 305-476-1557 EACH GUARANTOR HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES THE RIGHTS EACH MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION BASED HEREON, OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THE NOTE, THIS GUARANTY AND ANY DOCUMENT CONTEMPLATED TO BE EXECUTED IN CONJUNCTION HEREWITH, OR ANY COURSE OF CONDUCT, COURSE OF DEALING, STATEMENTS (WHETHER VERBAL OR WRITTEN), OR ACTION OF ANY GUARANTOR, DEVELOPER OR CRA. [Signature Pages to Follow] 38 IN WITNESS WHEREOF, Guarantors have executed this Guaranty as of the day and year first above written. WITNESSES: CARLISLE DEVELOPMENT GROUP, LLC, Print Name: a Florida limited liability company Print Name: By: Name: Title: Print Name: Matthew S. Greer, individually Print Name: 39 STATE OF FLORIDA ): ss. COUNTY OF MIAMI-DADE ) The foregoing instrument was acknowledged before me this day of , 201_, by Matthew S. Greer, as of Carlisle Development Group, LLC, a Florida limited liability company, on behalf of the limited liability companies. He is personally known to me or has produced as identification. Notary Public Name of Notary Printed: My commission expires: (NOTARY SEAL) My commission number is: STATE OF FLORIDA ) ): ss. COUNTY OF MIAMI-DADE ) The foregoing instrument was acknowledged before me this day of , 201_, by Matthew S. Greer. He is personally known to me or has produced as identification. My commission expires: My commission number is: Notary Public Name of Notary Printed: (NOTARY SEAL) 40 EXHIBIT G Ownership Interest General Partnership Interests in Developer: Palmetto Homes of Miami, Inc. CDG Island Living, LLC Limited Partnership Interests in Developer: Matthew S. Greer* Palmetto Homes of Miami, Inc.* 1754, LLC owns 99% of CDG Island Living, LLC and Matthew S. Greer is the sole member of 1754, LLC 1754MM, Inc. owns 1% of CDG Island Living, LLC and is 100% owned by Matthew S. Greer *It is anticipated that Palmetto Homes of Miami, Inc. and Matthew S. Greer will assign their limited partnership interests to the tax credit investor. .002% .008% 79.992% 19.998% 41 #10725743_v11