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HomeMy WebLinkAboutPre Legislations 04-14-11Date: 4/ 10/2008 AGENDA ITEM SUMMARY FORM FILE ID: - CC(1y, 1 Requesting Department: City Manager Commission Meeting Date: 4/2E0008 District Impacted: UI Type: 1 / Resolution ❑ Ordinance 0 Emergency Ordinance ❑ Discussion Item ❑ Other Subject: Amendment No. 3 of Grant Agreement Among the City of Miami and Flagler First Condominiums. LLC. Purpose of Item: A Resolution of the Miami City Commission authorizing the City Manager to execute Amendment No. 3 to the agreement with Flagler First Condominiums, LLC, relating to the redevelopment of an affordable housing condominium project located at 101 East Flagler Street, Miami, FL, providing an extension of the deadline for the receipt of Certificates of Occupancy until June 30, 2008, and an extension of the deadline for the sale of all project residential condominium units until June 30, 2010. Background Information: The City of Miami entered into an Agreement with Flagler First Condominiums, LLC for the construction of no less than ninety (90) affordable residential condominium units. Due to problems related to the rehabilitation/construction of the project, including further structural work required, hurricane preparations in 2005, sidewalk construction taking place on Flagler Street causing significant delays in the construction, and the difficulties associated with this site without the use of a staging area, the developer has requested an additional extension to the agreement. As consideration for the extension, the City has implemented certain requirements including interest payments and ...i adherenee to specific affordability guidelines. Budget Impact Analysis NO Is this item related to revenue? NO Is this item an expenditure? If so, please identify funding source below. General Account No: Special Revenue Account No: CIP Project No: NO Is this item funded by Homeland Defense/Neighborhood Improvement Bonds? Start Up Capital Cost: Maintenance Cost: Total Fiscal Impact: Final Approvals IS)GN AND DATE1 CIP Budget If using or receiving capital funds Grants Risk Management Purchas�ng'f� Dept. Director Chief, City Manager Page 1 of 1 City of Miami Text File Report City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File ID: 08-00441 Enactment#: R-08-0227 Version: 1 Type: Resolution Status: Passed Enactment Date: 4/24/08 Introduced: 4/15/08 Controlling Body: Office of the City Clerk A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. 3, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ("PROJECT"), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY UNTIL JUNE 30, 2008, AN EXTENSION OF THE DEADLINE FOR THE SALE OF ALL PROJECT RESIDENTIAL CONDOMINIUM UNITS UNTIL JUNE 30, 2010, A THIRTY (30) YEAR COVENANT PERIOD FOR TWENTY-FIVE (25) OF THE PROJECT UNITS, AND SUCH OTHER TERMS AS PROVIDED IN THE ATTACHED AMENDMENT AND COVENANT. WHEREAS, the City of Miami ("City") entered into an Agreement (the "Agreement") with Flagler First Condominiums, LLC (the "Developer") relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in accordance with the Agreement the Developer was required to obtain certificates of occupancy for the Project and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, the Developer experienced delays beyond its reasonable control in conducting extensive structural testing as required by the City (including complete asbestos abatement), in vacating tenants and in bringing the building's premises to hurricane/wind load and fire code requirements, which resulted in a delay in the completion of the plans not initially contemplated by the Developer; and WHEREAS, for the aforesaid reasons the Developer requested an extension until December 23, 2006 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units, and was granted the extension by Resolution No. 05-0371, adopted June 9, 2005; and WHEREAS, the Developer experienced unexpected further delays due to further structural work required, hurricane preparations in 2005, sidewalk construction taking place on Flagler Street causing significant delays in the construction, and the difficulties associated with this site without the use of a staging area; and —. — — — .WHEREAS, for the aforesaid reasons the Developer requested an additional extension until June 30, 2007 in order to City of Miami Page 1 Printed on 3/14/2011 Section 3. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.{2} City of Miami Page 2 Printed on 3/14/2011 Oq AMENDMENT NO. 3 TO THE AGREEMENT BETWEEN CITY OF MIAMI AND FLAGLER FIRST CONDOMINIUMS. L.L.C. This Amendment is entered into as of this 2"d day of May, 2008 (the "Amendment") by and between the City of Miami, a municipal corporation of the State of Florida (the "City") and Flagler First Condominiums, L.L.C., a Florida limited liability company, having its offices at 48 East Flagler Street, Penthouse-5, Miami, Florida 33131 ("FFC"), for the purpose of modifying that certain Agreement between the City and FFC dated December 23, 2002 (the "Agreement"). WHEREAS, FFC has undertaken the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in connection therewith, the City allocated $1,800,000 for Project redevelopment expenses (the "Grant"), as set forth more fully in the Agreement; and WHEREAS, the Grant is subject to the terms and conditions contained in various Grant documents, including, but not limited to, the Agreement, and the Mortgage and Security Agreement (the "Mortgage") executed in connection therewith. WHEREAS, in accordance with the Agreement, FFC is required to obtain the Project certificates of occupancy and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, pursuant to City Commission Resolution 05-0371, adopted June 9, 2005, Amendment No. 1 to the Agreement, dated June 15, 2005, City Commission Resolution 06- 0733, adopted December 14, 2006 and Amendment No. 2 dated February 8, 2007, the City and FFC agreed to an extension, until June 30, 2007, for FFC to obtain the Project certificates of occupancy and sell eighty-one (81) of the Project's residential condominium units. (Collectively, the Agreement,, the Mortgage, Amendment No. 1 and Amendment No. 2, and any and all other documents executed in connection with the Grant, are hereinafter referred to as the "Grant Documents".); and WHEREAS, FFC has experienced further delays, which have resulted in a delay in the completion of the project; and WHEREAS, for the aforesaid reasons FFC has requested an extension until June 30, 2008 for the receipt of Project certificates of occupancy and until June 30, 2010 for the sale of all of the Project's residential condominium units; and it: Document 163165 WHEREAS, pursuant to City Commission Resolution 08-0227, adopted April 24, 2008, such extensions were approved; and WHEREAS, the City and FFC desire and agree to amend the Agreement and the other Grant Documents as hereinafter provided; NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the City and FFC agree as follows: 1. Each and every of the above recitals is true and correct. 2. FFC acknowledges that the outstanding principal balance of the Grant is $1,800,000. 3. The Grant Documents are hereinafter amended: (a) To provide that on or before June 30, 2008, FFC shall obtain all required certificates of occupancy and/or certificates of completion, as appropriate, for the Project. (b) To provide that on or before June 30, 2010, FFC shall sell all of the residential condominiums in the Project in accordance with the requirements of the Grant Documents, as amended hereby. (c) To provide that in the event that on or before June 30, 2008 FFC has obtained all required certificates of occupancy and/or certificates of completion, as appropriate, for the Project, then, in such event, interest shall cease to be charged on the amount of Grant funds disbursed as of the date of issuance of all such certificates of occupancy and/or certificates of completion. (d) To provide that in the event that on or before June 30, 2010 all of the residential condominiums in the Project have not been sold in accordance with the requirements of the Grant Documents, as amended hereby, then, in such event, FFC shall pay to the City $72,000 for each of the twenty-five (25) City Assisted Units identified in the Declaration of Restrictive Covenants, a copy of which is attached hereto as Exhibit A (the "Covenant"), that remains unsold as of that date. Such payment shall be made on or before July 15, 2010. For the purposes hereof, the term "sold" shall mean that title and possession to such residential condominium unit shall have been conveyed to such homebuyer. (e) To provide that resale restrictions will be imposed on the twenty-five (25) City Assisted residential condominium units in the Project, as described more fully in the Covenant. 4. FFC represents, warrants and confirms to the City that: (i) the Agreement as modified hereby is a valid obligation of FFC enforceable in accordance with its terms and is binding upon FFC, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing; (ii) all of the terms, covenants, conditions, representations, warranties and agreements contained in the Mortgage are hereby ratified and confirmed in all respects; (iii) obligations imposed on FFC under the Grant Documents shall continue to be secured by the Mortgage without novation or interruption; and (iv) the Mortgage it: Document 163165 2 is a valid obligation of FFC enforceable in accordance with its terms and is binding upon FFC, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing. 5. Except as modified herein, all terms and conditions of the Grant Documents shall remain in full force and effect. 6. If any provision of this Amendment conflicts with any applicable law or regulation, only the conflicting provision shall be deemed by the parties hereto to be modified, or to be deleted if modification is inappropriate, to cause the provision to be consistent with the law or regulation. However, the obligations under this Amendment shall continue and all other provisions of this Amendment shall remain in full force and effect. 7. This Amendment shall be construed, interpreted, enforced and governed by and in accordance with the laws of the State of Florida. 8. This Amendment sets forth the entire agreement between the parties and supersedes all prior and contemporaneous negotiations, understandings and agreements, written or oral between the parties relating to the subject matter herein. 9. All capitalized terms used but not defined herein shall have their respective meanings set forth in the Grant Documents. 10. Waiver of Jury Trial. Neither FFC, nor any assignee, successor, heir or personal representative of FFC, nor any other person or entity, shall seek a jury trial in any lawsuit, proceeding, counterclaim or any other litigation procedure based upon or arising out of any of the Grant Documents and/or this Amendment, or the dealings or the relationship between or among such persons or entities, or any of them. Neither FFC, nor any other person or entity will seek to consolidate any such action in which a jury trial has been waived with any other action. The provisions of this paragraph havebeen fully discussed by the parties hereto, and the provisions hereof shall be subject to no exceptions. No party to this Amendment has in any manner agreed with or represented to any other party that the provisions of this paragraph will not be fully enforced in all instances. IN WITNESS WHEREOF, the parties hereto have executed this Amendment No. 3 to the Agreement on the day and year first above written. Wi ess: a Print Name: £,icCrq L- it: Document 163165 Flagler First Condominiums, L.L.C., a Florida limited liability company By: Old ilentrust Buil g Partnership, Florida gineral partne .p, Sole Member By: S Date: o Rok, Managing Partner Vir f 3 A 1'i'EST: f& )14 riscilla A. Th mpson, City Clerk Date: V-iO—d! APPROVED AS TO FORM AND CORRECTNESS: Julie O. Bru, ' Attorney IT-Flagler Amendment No. 3-04-08; 4-15-08; 09-22-08; 10-20-08; 01-12-09 it: Document 163165 City of Ma icipal corporation of the State o orida By: Date: Pedro G. Hem , City Manager 4 STATE OF FLORIDA ) COUNTY OF MIAMI-DADE) �►! QQ Befo a me, the u dersi ned authority, ersonally appeared Sclo-to "-Ot as, (i - /W of OLD bUi L8flli - Pft i o e well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she exete said instrument under oath, and for the purposes therein expressed. Q CfU f-Iii -64ii '_41 +%r ocFlmamesrpooll,og7s )1 -,Q.arico rat Witness my hand and official seal in the County and St last aforesaid this 12. dayU / ,j �/L7' of m�'�'2009. � Eo�i�1¢itc PRINTED, STAMPED OR TYPED NAME OF NOTARY PUBLIC Did Take An Oath id Not Take An Oath Personally Known Produced I.D. Type of I.D. Produced: My Commission Expires: STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) SIGNATURE OF NOTARY PUBLIC STATE OF FLORIDA t'la r tjP 1 Ewan R. Aladin Nor c O2,mrc. Before me, the undersigned authority, personally appeared, as, of , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County and State last aforesaid this day of , 2009. PRINTED, STAMPED OR TYPED SIGNATURE OF NOTARY PUBLIC NAME OF NOTARY PUBLIC STATE OF FLORIDA Did Take An Oath Did Not Take An Oath Personally Known Produced I.D. Type of I.D. Produced: My Commission Expires: it: Document 163165 5 Exhibit 2 City Assisted Units 306 610, 402 702 407 708 408 709 409 803 503 808 507 903 508 908 50.9 910 510 1003 603 1006 608 1008 609 163331 1 This Instrument Prepared By and Retum To: Ilene Temchin, Esq. City of Miami Office of the City Attorney 444 S.W. god Avenue Miami, Florida 33130-1910 DECLARATION OF RESTRICTIVE COVENANTS Exhibit A This Declaration of Restrictive Covenants (the "Covenant") made as of the 2"d day of May, 2008 by Flagler First Condominiums, L.L.C., a Florida limited liability company (hereinafter the "FFC"), is in favor of the City of Miami, a municipal corporation of the State of Florida (hereinafter the "City"). RECITALS WHEREAS, FFC has undertaken the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, the Project is located at 101 East Flagler Street, Miami, Florida, legally described on Exhibit 1 hereto (the "Property"). WHEREAS, in connection therewith, the City allocated $1,800,000 for Project redevelopment expenses (the "Grant); and WHEREAS, the Grant is subject to the requirements of that certain Agreement between the City and FFC, dated December 23, 2002, joined by Old Centrust Building Partnership, a Florida general partnership, Amendment No. 1 to the Agreement, dated June 15, 2005, Amendment No. 2, dated February 8, 2007 and Amendment No. 3, dated the date hereof (the Agreement, Amendment No. 1, Amendment No. 2 and Amendment No. 3 are jointly referred to herein as the "Agreement"); and WHEREAS, in accordance with the requirements of the Agreement, the twenty-five (25) residential condominium units identified on Exhibit 2 hereto (the "City Assisted Units") are subject certain resale restrictions for a period of thirty (30) years; and it: Document 163165 6 WHEREAS, FFC desires to make a binding commitment to assure that the City Assisted Units are sold in accordance with the provisions of this Covenant. NOW THEREFORE, FFC voluntarily covenants and agrees that the City Assisted Units shall be subject to the following restrictions that are intended and shall be deemed to be covenants running with the land and binding upon FFC, and its heirs, successors and assigns as follows: Section 1. The recitals and findings set forth in the preamble of this Covenant are hereby adopted by reference thereto and incorporated herein as if fully set forth in this Section. Section 2. Term of Covenant: For each City Assisted Unit identified on Exhibit 2 hereof, this Covenant shall remain in full force and effect and shall be binding upon FFC, its successors and assigns, from the date hereof until thirty (30) years from the date of FFC's sale of such City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, as described more fully below in section 4 hereof (the "Covenant Period"). Section 3. Use of Property: Throughout the Covenant Period, the City Assisted Units shall be sold at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale. Section 4. FFC covenants and agrees that each deed conveying a City Assisted Unit from FFC to a homebuyer shall contain the following restrictive covenant: "Until thirty (30) years from the date hereof (the "Covenant Period"), this property shall be sold at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale. Notwithstanding the foregoing, an owner of this property may sell it during the Covenant Period without regard to the restriction contained in the previous paragraph hereto upon repayment by such owner to the City of Miami (the "City") of the City funded subsidy for this property, in the amount of $72,000 (the "Recapture Requirement"), provided, however, that for each year that this property is owned by a homebuyer who purchased the property at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, such Recapture Requirement shall be reduced by 3.33%. For the purposes hereof, the term "year" shall mean the twelve month period ending one year from the date hereof, and each subsequent anniversary thereof. " Section 5. Except for FFC's sales of Project units to homebuyers in accordance with the Agreement, FFC covenants and agrees not to further encumber or convey any interest in the Project and/or the Property without the prior written consent of the City. For the purposes of this Covenant, any change in the ownership or control of FFC prior to FFC's sale of all of the Project's residential condominium units shall be deemed a conveyance of an interest in the Project. it: Document 163165 7 Section 6. FFC covenants and agrees that in the event that prior to FFC's sale of all of the Project's residential condominium units (i) FFC shall sell or convey any interest in the Project and/or the Property without the City's prior written consent (except for sales of Project units to homebuyers in accordance with the Agreement), or (ii) that FFC ceases to exist as an organization, FFC shall immediately make payment to the City in an amount equal to the full amount of Grant disbursed and outstanding, all interest due thereon, and all unpaid fees, charges and other obligations of FFC due under any of the Grant documents. Section 7. Notwithstanding any other provision of this Covenant, Sections 5 and 6 hereof shall not apply to any of the Commercial Units described in the Declaration of Flagler First Condominium or any of the common or limited elements appurtenant thereto. This Covenant shall not prohibit or restrict FFC from selling, mortgaging, alienating, improving, managing or taking any other action with respect to any such Commercial Unit or Units, or restrict or limit any purchase price with respect to the sale thereof. The sale, mortgaging, alienating, improving, managing or the taking of any other action with respect to any such Commercial Unit or Units shall not be a violation of this Covenant or cause FFC to be obligated to make any payment under Section 6 hereof. Section 8. Inspection and Enforcement: It is understood and agreed that any official inspector of the City shall have the right any time during normal working hours to enter and investigate the use of the Project to determine whether the conditions of this Covenant are being complied with. Section 9. Amendment and Modification: This Covenant may be modified or amended as to any portion of the Project by a written instrument executed on behalf of the City and by the then owner of the fee simple title to the land to be affected by such modification or amendment. Section 10._. Severability:. Invalidation of one of the provisions of this Covenant by judgment of Court shall not affect any of the other provisions of the Covenant, which shall remain in full force and effect. Section 11. Recordation: This Covenant shall be filed of record among the Public Records of Miami -Dade County, Florida, at the sole cost and expense of FFC. Section 12. This Covenant is a covenant running with the land. Thirty (30) years from the date of FFC's sale of each City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, this Covenant shall lapse and be of no further force and effect as to that City Assisted Unit. Thirty (30) years from the date of FFC's sale of the last of the City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, this Covenant shall lapse in its entirety and be of no further force and effect. Section 13. The provisions of this Covenant relating to "City Assisted Units" are intend to apply only to those twenty-five (25) Project residential condominium units identified on Exhibit 2 hereto. it: Document 163165 8 A Section 14. All capitalized terms not defined herein shall have the meanings provided in the Agreement. IN WITNESS WHEREOF, FFC has caused this Declaration of Restrictive Covenants to be executed by its duly authorized officer on the day and year first above -written. Witness: Print Name: ACKNOWLEDGMENT STATE OF FLORIDA ) SS: COUNTY OF NIIAMI-DADE ) Flagler First Condominiums, L.L.C., a Florida limited liability company By: Old Centrust Building Partnership, Florida general partnership, Sole Member By: Sergio Rok, Managing Partner Date: THE FOREGOING INSTRUMENT was acknowledged before me on this day of , 2009 by , as of , on behalf of , who is personally known to me or who produced as identification and did/did not take an oath. Signature of Notary Public, State of Florida My Commission Expires: it: Document 163165 9 Printed Name of Notary Public Exhibit 1 Legal Description Lot 11 and the West One -Half of Lot 12, in Block 117 NORTH, CITY OF MIAMI, according to the Plat thereof, as recorded in Plat Book B, Page 41, of the Public Records of Miami -Dade County, Florida. it: Document 163165 10 This Instrument Prepared By and.Retum To: Ilene Temchin, Esq. City of Miami Office of the City Attorney 444 S.W. god Avenue Miami, Florida 33130-1910 DECLARATION OF RESTRICTIVE COVENANTS 110011100118110111 I10I01011101010 0111110011001 CFN 2009R0229467 OR Bk 26807 P9S 2956 - 2961; (bras RECORDED 03/30/2009 11:54:27 HARVEY RUVINr CLERK. OF COURT MIAMI-DADE COUNTY► FLORIDA This Declaration of Restrictive Covenants (the "Covenant") made as of the 2nd day of May, 2008 by Flagler First Condominiums, L.L.C., a Florida limited liability company (hereinafter the "FFC"), is in favor of the City of Miami, a municipal corporation of the State of Florida (hereinafter the "City"). RECITALS WHEREAS, FFC has undertaken the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS,. the Project is .located at 101 East Flagler Street, Miami, Florida, legally described on Exhibit 1 hereto (the "Property"). WHEREAS, in connection therewith, the City allocated $1,800,000 for Project redevelopment expenses (the "Grant); and WHEREAS, the Grant is subject to the requirements of that certain Agreement between the City and FFC, dated December 23, 2002, joined by Old Centrust Building Partnership, a Florida general partnership, Amendment No. 1 to the Agreement, dated June 15, 2005, Amendment No. 2, dated February 8, 2007 and Amendment No. 3, dated the date hereof (the Agreement, Amendment No. 1, Amendment No. 2 and Amendment No. 3 are jointly referred to herein as the "Agreement"); and WHEREAS, in accordance with the requirements of the Agreement, the twenty-five (25) residential condominium units identified on Exhibit 2 hereto (the "City Assisted Units") are subject certain resale restrictions for a period of thirty (30) years; and WHEREAS, FFC desires to make a binding commitment to assure that the City Assisted Units are sold in accordance with the provisions of this Covenant. it: Document 163164 1 NOW THEREFORE, FFC voluntarily covenants and agrees that the City Assisted Units shall be subject to the following restrictions that are intended and shall be deemed to be covenants running with the land and binding upon FFC, and its heirs, successors and assigns as follows: Section 1. The recitals and findings set forth in the preamble of this Covenant are hereby adopted by reference thereto and incorporated herein as if fully set forth in this Section. Section 2. Term of Covenant: For each City Assisted Unit identified on Exhibit 2 hereof, this Covenant shall remain in full force and effect and shall be binding upon FFC, its successors and assigns, from the date hereof until thirty (30) years from the date of FFC's sale of such City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, as described more fully below in section 4 hereof (the "Covenant Period"). Section 3. Use of Property: Throughout the Covenant Period, the City Assisted Units shall be sold at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale. Section 4. FFC covenants and agrees that each deed conveying a City Assisted Unit from FFC to a homebuyer shall contain the following restrictive covenant: "Until thirty (30) years from the date hereof (the "Covenant Period"), this property shall be sold at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale. Notwithstanding the foregoing, an owner of this property may sell it during the Covenant Period without regard to the restriction contained in the previous paragraph hereto upon repayment by such owner to the City of Miami (the "City") of the City funded subsidy for this property, in the amount of $72,000 (the "Recapture Requirement"), provided, however, that for each year that this property is owned by a homebuyer who purchased the property at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, such Recapture Requirement shall be reduced by 3.33%. For the purposes hereof, the term "year" shall mean the twelve month period ending one year from the date hereof, and each subsequent anniversary thereof. " Section 5. Except for FFC's sales of Project units to homebuyers in accordance with the Agreement, FFC covenants and agrees not to further encumber or convey any interest in the Project and/or the Property without the prior written consent of the City. For the purposes of this Covenant, any change in the ownership or control of FFC prior to FFC's sale of all of the Project's residential condominium units shall be deemed a conveyance of an interest in the Project. Section 6. FFC covenants and agrees that in the event that prior to FFC's sale of all of the Project's residential condominium units (i) FFC shall sell or convey any interest in the it: Document 163164 2 Project and/or the Property without the City's prior written consent (except for sales of Project units to homebuyers in accordance with the Agreement), or (ii) that FFC ceases to exist as an organization, FFC shall immediately make payment to the City in an amount equal to the full amount of Grant disbursed and outstanding, all interest due thereon, and all unpaid fees, charges and other obligations of FFC due under any of the Grant documents. Section 7. Notwithstanding any other provision of this Covenant, Sections 5 and 6 hereof shall not apply to any of the Commercial Units described in the Declaration of Flagler First Condominium or any of the common or limited elements appurtenant thereto. This Covenant shall not prohibit or restrict FFC from selling, mortgaging, alienating, improving, managing or taking any other action with respect to any such Commercial Unit or Units, or restrict or limit any purchase price with respect to the sale thereof. The sale, mortgaging, alienating, improving, managing or the taking of any other action with respect to any such Commercial Unit or Units shall not be a violation of this Covenant or cause FFC to be obligated to make any payment under Section 6 hereof. Section 8. Inspection and Enforcement: It is understood and agreed that any official inspector of the City shall have the right any time during normal working hours to enter and investigate the use of the Project to determine whether the conditions of this Covenant are being complied with. Section 9. Amendment and Modification: This Covenant may be modified or amended as to any portion of the Project by a written instrument executed on behalf of the City and by the then owner of the fee simple title to the land to be affected by such modification or amendment. Section 10. Severability: Invalidation of one of the provisions of this Covenant by judgment of Court shall not affect any of the other provisions of the Covenant, which shall remain in full force and effect. Section 11. Recordation: This Covenant shall be filed of record among the Public Records of Miami -Dade County, Florida, at the sole cost and expense of FFC. Section 12. This Covenant is a covenant running with the land. Thirty (30) years from the date of FFC's sale of each City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, this Covenant shall lapse and be of no further force and effect as to that City Assisted Unit. Thirty (30) years from the date of FFC's sale of the last of the City Assisted Unit to a homebuyer at a sales price not in excess of ninety percent (90%) of the median Dade County new housing sales price at the time of the sale, this Covenant shall lapse in its entirety and be of no further force and effect. Section 13. The provisions of this Covenant relating to "City Assisted Units" are intend to apply only to those twenty-five (25) Project residential condominium units identified on Exhibit 2 hereto. Section 14. All capitalized terms not defined herein shall have the meanings provided in the Agreement. it: Document 163164 3 IN WITNESS WHEREOF, FFC has caused this Declaration of Restrictive Covenants to be executed by its duly authorized officer on the day and year first above -written. Wi ss: Print Name:-rtdira 2, ACKNOWLEDGMENT STATE OF FLORIDA ) ) SS: COUNTY OF MIAMI-DADE ) Flagler First Condominiums, L.L.C., a Florida limited liability company By: Old i entrust Buil '+ ng Partnership, Florida : neral partn' hip, Sole Member By: gio ' ok, anaging Partner Date: 3 )% zi0 FOREGOING INSTRUMENT was ac o�wledged before me on this 1 day of -6-10 KUk. , as Pr /p6. P077/4 of Vuoi PG" frrst'etnidirtins Iti4ho is personally known to me or who produced as identijtion and did/did not take an oath. My Commission V �' b� i1L6RiDA nevi Evan R. Marbin s ,`-Commission #DD598281 .,;,;,..' Expires: NOV. 11, 2010 BONDED ThRU ATLANTIC BONDING CO, INC. it: Document 163164 Signature of Notary Public, State of Florida Printed Name of Notary Public 4 Exhibit 1 Leaa1 Description Lot 11 and the West One -Half of Lot 12, in Block 117 NORTH, CITY OF MIAMI, according to the Plat thereof, as recorded in Plat Book B, Page 41, of the Public Records of Miami -Dade County, Florida. it Document 163164 5 Exhibit 2 City Assisted Units 306 610, 402 702 407 708 408 709 409 803 503 808 507 903 508 908 50.9 910 510 1003 603 1006 608 1008 609 163331 OR BK 26807 PG 2961 LAST PAGE 1 CERTIFICATE OF AUTHORIZATION The undersigned, being the sole Manager of FLAGLER FIRST CONDOMINIUMS, L.L.C., a Florida limited liability company (the "Company"), hereby executes this Certificate to acknowledge, consent to, ratify and/or approve of all the actions and adopt the resolutions set forth below. 1. OLD CENTRUST BUILDING PARTNERSHIP, a Florida general partnership ("OCBP") is the sole Member of the Company. 2. Sergio Rok is the duly elected manager of the Company 3. Sergio Rok, as sole manager of the Company is hereby authorized and empowered, on behalf of the Company, and in its name, to enter into any and all agreements with the City of Miami or Miami -Dade County, Florida in connection with any grants, mortgages, or agreements. 4. The undersigned further certifies that the foregoing actions are all authorized by the provisions of the Articles of Organization; that none of such actions is in conflict with any provision thereof; and that all of said actions are hereby consented to and approved. DATED the 12th day of March, 2009. FLA j ER FIRST CONDO limit liability company IUMS, L.L.C., a Florida so e Manager F:\Dan\ROKWlagler First Condominiums\Certificate of Authorization - Flagter First Condominiums (Wachovia Refinance).rtf CERTIFICATE QF AUTHORIZATION The undersigned, being all of the partners of OLD CENTRUST BUILDING PARTNERSMP, a Florida general partnership (the "Partnership"), hereby execute this Certificate to acknowledge, consent to, ratify and/or approve of all the following actions: 1. SERGIO ROK has previously been appointed and continues to serve as the sole successor Managing Partner of the Partnership and as the sole Manager of FLAMER FIRST CONDOMINIUMS, L.L.C., a Florida limited liability company (the " Company"). 2. The Partnership is the sole member of the Company. 3. SERGIO ROK, as Manager of the Company and Managing Partner of the Partnership, is hereby authorized and empowered, on behalf of the Company (and/or Partnership), and in its name, to: a. make, execute and deliver any and all instruments necessary or desired to effectuate the sale, conveyance, and transfer of each of the ninety-one (91) residential and five (5) commercial units (singularly a "Unit" and collectively the "Units") in Flagler First Condominium (the "Building") located at 101 E. Flagler Street, Miami, Florida 33131, including but not limited to: (i) entering into any Flagler First Condominium Purchase Agreement (singularly a "Contract" and collectively the "Contracts") containing such terms and provisions and such purchase prices as Sergio Rok deems necessary within his sole discretion in order to sell a Unit in the Building; (ii) entering into any and all amendments to any of the Contract upon any such terms as Sergio Rok may deem necessary within his discretion including, but not limited to, winch may result in the Company agreeing to certain concessions to the Purchasers, including but not limited to waiving any developer's fees and paying any maintenance assessments or parking expenses on behalf of a Purchaser; (ill) executing any Special Warranty Deed from the Company, as Seller, to each respective purchaser (collectively the "Purchasers"), as Buyer, of a Unit, in accordance with the applicable Contract or amendments thereto; (iv) entering into or executing any other agreement pertaining to the sale of a Unit, including, but not lirnited to any Closing Statement, Bill of Sale, Affidavit, Bom,wer loan documents or any other document considered necessary by Sergio Rok within his sole discretion to effectuate a sale of a Unit; and (v) entering into any and all agreements with the City of Miami or Miami Dade County in connection with any grants, mortgages or agreements; b. make any payment to Wachovia Bank, N.A., a national banking association ("Wachovia"), in the a*nount of any remaining net Seller's proceeds after the closing of a Unit with a Purchaser, in order to pay down the $14,650,000.00 amount that was loaned to the Company by Wachovia; and c. -- - defend, negotiate, settle, and/or hire any law firm to defend, prosecute and/or negotiate a settlement, in any manner whatsoever, in his sole discretion, any and all claims and/or lawsuits, initiated by the Purchasers against the Company and/or Partnership, that may arise or relate to any of the Contracts, or Units and/or the Building. 4. That the Patmership Agreement dated effective December 31, 1990, as am►eaded on September 12, 1995 is still in effect governing the Partnership end is unmodified. 5. The undersigned Partners of the Partnership hereby approve the transfer of the Partnership interest in the Partnership owned and held by the Personal Representative of the Estate of Natan Rok to the Co -Trustees of the Residuary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001. 6. The undersigned Partners of the Partnership further certify that the foregoing actions are all authorized by the provisions of the Partnership Agreement; that none of such actions are in conflict with any provision thereof; and that all of said actions are hereby consented to and approved by the undersigned Partners; and any document executed or any action taken by SERGiO ROK, es Managing Partner of the Partnership and/or as Manager of the Company in connection with any of the foregoing, is or are hereby ratified by all of the Partners signing below and that this Certificate can be relied upon by any title company insuring title,. by Wac.hovia or any of its attorneys, or by any attorney representing the Partnership or the Company. The undersigned Partners of the Partnership hereby voluntarily and knowingly waive any and all potential or actual conflict of interest in connection with the law firm of Evan R. Marbin & Associates, P.A. preparing this Certificate on behalf of the Partnership or Company. This Certificate of Authorization may be executed in any number of cowoterparts, each of which shall constitute one and the same document and telefax signatures shall be deemed original signatures for purposes of this Certificate. BATED effective this j day of October, 2008. BY: .. �! ti'� • viduallf a�fd asIto-Trustee of the esiduary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001 BY: ROSA ROK, as Co -Trustee of the Residuary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001 BY: EVELYN ROK MOSKOVITZ Contracts, or Units and/or the BeiK eg 4. That the Partnership Agreement dated effective December 31, 1990, as amended on September 12,1995 is still in effect governing the Partnership and is unmodified. 5. The undersigned Partners of the Partnership hereby approve the transfer of the Partnership interest in the Partnership owned and held by the Pcrsortal Representative of the Estate of Natan Rok to the Co Trustees of the Residuary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001. 6, The undersigned Partners of the Partnership hither certify that the foregoing actions are all authorized by the provisions of the Partnership Agreement; that none of such actions are in conflict with any provision thereof; and that all of said actions are hereby consented to and approved by the undersigned Partners; and any document executed or any action. taken by SERGIO ROK, as Managing Partner of the Partnership and/or as Manager of the Company in connection with any of the foregoing, is or are hereby ratified by all of the Partners signing below and that this Certificate can be relied upon by any title company insuring title, by Wachovia or any of its attorneys, or by any attorney representing the Partnership or the Company. The undersigned Partners of the Partnership hereby voluntarily and knowingly waive any and all potential or actual conflict of interest in connection with the law firm of Evan R. Marbin & Associates, P.A. preparing this Certificate on behalf of the Partnership or Company. This Certificate of Authorization may be executed in any number of counterparts, each of which shall constitute one and the same document and telefax signatures shall be deemed original signatures for purposes of this Certificate. DATED effective this ht day of October, 2003. as o-'trustee of the esiduary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001 BY: ROSA ` ROK, as o-Trustee of the Residuary (Marital) Trust created under the Natan Roberto Rok Revocable 'Trust dated October 29, 2001 BY: EVELYN ROK MOSKOVITZ Contracts, or Units and/or the Building. 4. That the Partnership Agreement dated effective December 31, 1990, as amended on September 12, 1995 is still in effect governing the Partnership and is unmodified. 5. The undersigned Partners of the Partnership hereby approve the transfer of the Partnership interest in the Partnership owned and held by the Personal Representative of the Estate of Natan Rok to the Co -Trustees of the Residuary. (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001. 6. The undersigned Partners of the Partnership tbrther certify that the foregoing actions are all authorized by the provisions of the Partnership Agreement; that none of such actions are in conflict with any provision thereof; and that all of said actions are hereby consented to and approved by the undersigned Partners; and any document executed or any action taken by SERGIO ROK, as Managing Partner of the Partnership and/or as Manager of the Company in connection with any of the foregoing, is or are hereby ratified by all of the Partners signing below and that this Certificate can be relied upon by any title company insuring title, by Wachovia or any of its attorneys, or by any attorney representing the Partnership or the Company. The undersigned Partners of the Partnership hereby voluntarily and knowingly waive any and all potential or actual conflict of interest in connection with the law final of Evan R. Marbin & Associates, P.A. preparing this Certificate on behalf of the Partnership or Company. This Certificate of Authorization may be executed in any number of counterparts, each of which shall constitute one and the same document and telefax signatures shall be deemed original signatures for purposes of this Certificate. DATED effective this g day of October, 2008, BY: ARTNERS" kid as -Trustee of the esiduary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001 BY: ROSA ROK, as Co -Trustee of the Residuary (Marital) Trust created under the Natan Roberto Rok Revocable Trust dated October 29, 2001 B /1. 1~4 YN Ncv, 18. 2008 3:11PM resnick and assoc run :J4ICKI'K15t BY: No.1998 FP, 1 84/a5 BY; VICTOR CAMJI BY: .MOISES I3ERVINP1IN BY: IV!DARDO •I i1CHMAN BY: YAKO MORIAYN, Co•Trustee of the Yalco Motels' Revocable MIS dated July 20, 2000 BY: CLARA IvMORJAI , Ca -Trustee of the Yake Mullein Revocable Trust dated July 20, 2000 BY: YAKO MORJAIN, Co Trustee of the Clare Mogan Revocable Trust dated January 20, 2000 BY: CLARA MOR AN, Co -Trustee of the Clara Modain Revocable Trust dated Jamary 2A, 2000 tie 7 of BY: MASZA ROK BY: BY: MOISES BBREWDIVIN BY: MEDARDO TUCRMAN BY: pi'r-y"� „Afr YAKO MORJ , Co- cc of the Yako Mod Revocable Trust dated July 20, 00 BY: i"n 41,44-) CLARA MO1t 1AIN,o-Trustee of the Yako Modal Revocable Trust dated July 20, 2000 BY: (f / Ga,9-- ?< ��t YAKO MORJ , Co �i of the Clara Mod Revocable Trust dated January 20, 2000 BY: `TO LL CLARA MOR IAIN, C, -Tru the Clara Mocjain Revocable Trust dated January 20, 2000 19/1: 612008 11: 19 3053587429 ROK ENTERPRISE BY; MASZA ROK BY: VICTOR CAME BY: BY: MEDARDO TUCHMAN BY' YAKO MORJAIN, Co -Trustee of the Yaks Morjain Revocable Trust dated July 20, 2000 BY: CLARA MORTAIN, Co -Trustee of the Yako Morjain Revocable Trust dated July 20, 2000 BY: BY: YAKO MORJAIN, Co -Trustee of the Clara Morjain Revocable Trust dated January 20, 2000 PAM 3 uf4 CLARA MOR/AIN, Co -Trustee of the Clara Marian' Revocable Trust dated January 20, 2000 PAGE 03/04 13/16,2800 11:26 36,3567429 mit CPI ia,aicsac r1.1.1i War Y. BY MASZA ROK =TOR CAMTR BY: MOISES BELEZDIVTIV BY: RY: YAM MORIA121, CO-To4tee of fire 'Yoko Morjain Revocable Dust dated July 20, 2000 CLARA MORTATN, CTo.irnaree of the Yarn Moxjain Rmvocabie Nat dead July 20, 2000 YAKO MOR.JAIN, Co.rtualee of Om Cleo Mcrjaist Revocable Trust dated January 20, 2000 WY: Osgs3 e t CT ARA MORJMN, Caltuatee of the Clefs Modain Revocable Dual dated January 20, 2400 • Sent By: HP LaserJat 3100; 10/28/2008 10;19 3853587429 3054435317; Nov-3-08 10:03AM; Rix p riENPRISE • .iI�/ SY: *MAT A. SWOON, Inoue of "he Robert A. aemdov. ILeroeable TIUStilDated At d Agxee 0 8. '_ •' , Trustee of Robert A. Blasi= Revocable Living Trust tide eA Dowd Aura 2.4.2, rA AI _male' TheRabat A. - cable LUUtag Truet oiler Aroma Dated August 22,19fl6 13LT71I1 IM ENDEZ PARTNER IEEP OftWiltebsteenesCeadockegaACaldiese or Auseateeigg-014C l Page 111 2B/0B 03:00PS Ultra TabLtcs Inc. 3055533419 '10/a.5/288= 13:47 3053587429 RCK ENTERPRISE BY: BY: BY: p.os ROBERT A. BRANDON, Testae of The Robert A. Brandon Revocable thing Trust=du Agreement naiad August 22,19at3 OAR? BMNDON, Trustoc of The Robert A. Blandon Revocable Living Trust under Agreement Dated Angust 22,1986 TODD BRANDON, Trustee of The Robert A&nod= Revocable Living Trust under Anent Dated August 22,19E4 BLUMW MEND Z PARTNERSHIP ieitt4Liik 4alateatr Pint CeadmatinizneVaderatoof Andsortsedea_ am cmaya try 40'4 �Q,glo PACE OS/05 AGREEMENT NUMBER NAME DESCRIPTION AGREEMENT DATE START DATE EXPIRY DATE ATTESTED BY ATTESTED DATE RECEIVED DATE AGREEMENT INFORMATION 15313 FLAGLER FIRST CONDOMINIUMS, LLC AMENDMENT #2 TO THE AGREEMENT OF "FFC" DATED: 12/23/2002 / DOCUMENT # 50208 2/8/2007 12/23/2006 7/30/2007 PAMELA BURNS 2/8/2007 2/16/2007 City of Miami Legislation Resolution 40#/53/3 City Hail 3500 Pan American Drive Miami. FL 33133 www.miamigov.com File Number: 06-02177 Final Action Date: A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. 2, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS. FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ("PROJECT"), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY AND THE SALE OF EIGHTY-ONE (81) OF THE PROJECT'S RESIDENTIAL CONDOMINIUM UNITS, UNTIL JUNE 30, 2007. WHEREAS, the City of Miami ("City") entered into an Agreement ("Agreemenr) with Flagler First Condominiums, LLC ("Developer"), relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space ("Project"); and WHEREAS, in accordance with the Agreement the Developer was required to obtain certificates of occupancy for the Project and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS. the Developer experienced delays beyond its reasonable control in conducting extensive structural testing as required by the City (including complete asbestos abatement), in vacating tenants and in bringing the building's premises to current hurricane/wind Toad and fire code requirements, which has resulted in a delay in the completion of the plans not initially contemplated by the Developer; and WHEREAS, for the aforesaid reasons the Developer requested an extension until December 23, 2006 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units, and was granted the extension by Resolution No. 05-0371, adopted June 9, 2005; and WHEREAS, the Developer experienced unexpected further delays due to further structural work required, hurricane preparations in 2005, sidewalk construction taking place on Flagler Street causing significant delays in the construction, and the difficulties associated with this site without the use of a staging area; and WHEREAS, the Developer is requesting an additional extension until June 30, 2007, in order to comply with the City's requirements, complete construction of the building, and obtain its Certificate of Occupancy; NOW, THEREFORE, BEAT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, dry of Miami Page I of 2 Mated On: II/30/2006 Fife Number. 06-02177 FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Section 2. The City Manageris authorized(1) to execute Amendment No. 2, in substantially the attached form, to the Agreement with the Developer, relating to the Project, to provide an extension for the receipt of Project certificates of occupancy, and the sale of eighty-one (81) of the Project's residential condominium units (in accordance with stated requirements), until June 30, 2007. Section 3. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.{2} APPROVED AS TO FORM AND CORRECTNESS: 9ORGE CITY ATSONE EZ Footnotes: (1} The herein authorization is further subject to compliance with all requirements that may be imposed by the City Attomey, including but not limited to those prescribed by applicable City Charter and Code provisions. (2) If the Mayor does not sign this Resolution, It shall become effective at the end of ten calendar days from the date it was passed and adopted. If the Mayorvetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. City gfMiami Pape? of Printed On: 11/3012006 City of Miami Text File Report /53/i /City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File ID: 06-02177 Enactment #: R-06-0733 Version: 1 Type: Resolution Status: Passed Enactment Date: 12/14/06 Introduced: 11/27/06 Controlling Body: Office of the City Clerk A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. 2, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ("PROJECT"), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY AND THE SALE OF EIGHTY-ONE (81) OF THE PROJECTS RESIDENTIAL CONDOMINIUM UNITS, UNTIL JUNE 30, 2007. WHEREAS, the City of Miami ("City") entered into an Agreement ("Agreement") with Flagler First Condominiums, LLC ("Developer"), relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no Tess than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space ("Project"); and WHEREAS, in accordance with the Agreement the Developer was required to obtain certificates of occupancy for the Project and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, the Developer experienced delays beyond its reasonable control in conducting extensive structural testing as required by the City (including complete asbestos abatement), in vacating tenants and in bringing the building's premises to current hurricane/wind Toad and fire code requirements, which has resulted in a delay in the completion of the plans not initially contemplated by the Developer; and WHEREAS, for the aforesaid reasons the Developer requested an extension until December 23, 2006 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units, and was granted the extension by Resolution No. 05-0371, adopted June 9, 2005; and WHEREAS, the Developer experienced unexpected further delays due 10 further structural work required, hurricane preparations in 2005, sidewalk construction taking place on Flagler Street causing significant delays in the construction, and the difficulties associated with this site without the use of a staging area; and WHEREAS, the Developer is requesting an additional extension until June 30, 2007, in order to comply with the City's requirements, complete construction of the building, and obtain its Certificate of Occupancy; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: City of Miami Page 1 Printed on 122/2007 CITY ATTORNEY City of Miami Page 2 Primed on 122/2007 AMENDMENT NO. 2 TO THE AGREEMENT BETWEEN CITY OF MIAMI AND FLAGLER FIRST CONDOMINIUMS. L.L.C. This Amendment is entered into this e " day of / i�+� r -t< , 20015; (the "Amendment") by and between the City of Miami, a municipal corporation of the State of Florida (the "City") and Flagler First Condominiums, L.L.C., a Florida limited liability company, having its offices at 48 East Flagler Street, Penthouse-5, Miami, Florida 33131 ("FFC"), joined by Old Centrust Building Partnership, a Florida general partnership, for the purpose of modifying that certain Agreement between the City and FFC dated December 23, 2002 (the "Agreement"). WHEREAS, FFC has undertaken the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in connection therewith, the City allocated $1,800,000 for Project redevelopment expenses (the "Grant"), as set forth more fully in the Agreement; and WHEREAS, the Grant is subject to the terms and conditions contained in various Grant documents, including, but not limited to, the Agreement, the Note and the Mortgage and Security Agreement (the "Mortgage") executed in connection therewith. WHEREAS, in accordancewith the Agreement, FFC is required to obtain the Project certificates of occupancy and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, pursuant to City Commission Resolution 05-0371, adopted June 9, 2005 and Amendment No. 1 to the Agreement, dated June 15, 2005, the City and FFC agreed to an extension, until December 23, 2006, for FFC to obtain the Project certificates of occupancy and sell eighty-one (81) of the Project's residential condominium units. (Collectively, the Agreement, the Note, the Mortgage and Amendment No. 1, and any and all other documents executed in connection with the Grant, are hereinafter referred to as the "Grant Documents".) ; and WHEREAS, FFC experienced delays in conducting extensive structural testing as required by the City (including complete asbestos abatement), in vacating tenants and in bringing the building's premises to current hurricane/wind load and fire code requirements, which has resulted in a delay in the completion of the plans not initially contemplated; and WHEREAS, FFC experienced unexpected further delays due to further structural work required, hurricane preparations in 2005, sidewalk construction taking place on Flagler Street it:Document 50208 (11) 1 causing significant delays in the construction, and the difficulties associated with this site without the use of a staging area; and WHEREAS, for the aforesaid reasons FFC has requested an extension until June 30, 2007 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units; and WHEREAS, the City and FFC desire and agree to amend the Agreement and the other Grant Documents as hereinafter provided; NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the City and FFC agree as follows: 1. Each and every of the above recitals is true and correct. 2. FFC acknowledges that the outstanding principal balance of the Grant is $1,800,000. 3. The Grant Documents are hereinafter amended: (a) To provide that FFC shall satisfy the following requirements on or before June 30, 2007: (i) obtain all required certificates of occupancy and/or certificates of completion (as appropriate) for the Project, and (ii) sell no less than eighty-one (81) of the residential condominiums in the Project in accordance with the requirements of Section 2502 of the Zoning Ordinance of the City of Miami, Florida, provided that the unsold units as of May 26, 2005 (listed on Exhibit "B" attached) will not be priced in excess of two hundred thousand dollars ($200,000); and (b) To provide that in the event that, on or before June 30, 2007, FFC has not: (i) obtained all required certificates of occupancy and/or certificates of completion (as appropriate) for the Project, and (ii) sold no less than eighty-one (81) of the residential condominiums in the Project in accordance with the requirements of the Grant Documents, as amended hereby, then, in such event: (x) interest shall be charged on the amount Grant funds disbursed and outstanding for the period beginning on December 23, 2006 and continuing thereafter until both requirements described above have been fully satisfied, (y) interest shall be charged at the Federal Reserve Bank Prime Rate in effect on June 30, 2007, and (z) FFC shall pay such interest to the City beginning on July 30, 2007 for the period from December 23, 2006 until June 30, 2007, and every 30 days thereafter for the preceding 30 day period or any part thereof until both requirements set forth above have been fully satisfied. 4. FFC represents, warrants and confirms to the City that: (i) the Agreement as modified hereby is a valid obligation of FFC enforceable in accordance with its terms and is binding upon FFC, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing; (ii) all of the teens, covenants, conditions, representations, warranties and agreements contained in the Mortgage are hereby ratified and confirmed in all respects; (iii) certain obligations imposed on FFC under the Grant Documents shall continue to be secured by the Mortgage without novation or interruption; and (iv) the Mortgage is a valid obligation of Old Centrust Building Partnership enforceable in accordance it:Document 50208 2 ATTEST: Priscilla A. 'Yhompson, City Clerk Date: — a -L'-o? APPROVED AS TO FORM AND CO APPROVED AS TO 1NS,NtE REQUIREMENTS: LeeAnn Bre Date: City of Miami, of the State of F By: isk Management Director /f0 % ipal corporation ordez, City Attorney f Pedro G. Heman• =z, City Manager Dat-. Date: QA/' Old Centrust Building Partnership, a Florida general partnership, joins in the execution of this Amendment No 2. as the owner of the Property (referred to in the Agreement as the "Property Owner") for the purpose of confirming its agreement to: (1) the amendments herein provided, and, (2) continue to comply with all obligations and requirements of the Grant Documents relating to the Property and the improvements thereon that constitute all or any part of the Project. Old Centrust Building Partnership represents, warrants and confirms to the City that: (i) all of the terms, covenants, conditions, representations, warranties and agreements contained in the Mortgage are hereby ratified and confirmed in all respects; (ii) certain obligations imposed on FFC under the Grant Documents shall continue to be secured by the Mortgage without novation or interruption; and (iii) the Mortgage is a valid obligation of Old Centrust Building Partnership enforceable in accordance with its terms and is binding upon Old Centrust Building Partnership, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing. Witnes Print Name q� C-('WYS .�� IT-Flagler Amendment No. 2-09-13-06 it:Document 50208 (12) Flagler First - Old Cent Building t ership, a Floridan : j, a y� /. hip By: Da gio 'T M. .gin Partner 4 STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) Before me, thF unilfrsiigned authority, personally appeared, �'Qll'g (D atk , as, 111gnM ' AY p&(' of F 141,94.r �trs t t..CG%- , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County °LAIN PRINTED, STAMPED OR TYPED NAME OF NOTARY PUBLIC Did Take An Oath Did Not Take An Oath )( Personally Known Produced I.D. Type of I.D. Produced: e. 0)eo9 My Co mission Expires: State 1 t afor-. ai. Nlll �f111►0/ / w :W/V / •,':$''i ; .:%'fi P& PUBLIC ‘111.7.. SPATA QF$ 'C+RIDA o 4DD 436343 I. ;►►%Htt i1� tC3N m day STATE OF FLORIDA ) COUNTY OF MIAMI-DADS ) Before me, the undersigned authority, personally ppeared, kT , as, IIWNt't>,' YN{4r*( of O & (1$1+ $i IS3tl.UY Dtq%. , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County and .Ye/itid47 , 2007 .1-2Z6,0E PRINTED, STAMPED OR TYPED NAME OF NOTARY PUBLIC Did Take An Oath Did Not Take An Oath )( Personally Known Produced I.D. Type of I.D. Produced: JediU• t- too t' My Commission Expires: it:Documcnt 50208 (7) resaid this *"' day of -41113.7,1 NOf�; Y ' BL.IC TE O+F•FILORII?}k #DD 436343 .yak i9°. fiN . I/111111111 5 STATE OF FLORIDA) COUNTY OF MIAMI-DADE ) Before rag, he uj} c�ersigned author,Ly, ersonall appeared, Peels 6. FIo'1'4- de'Z , as, C..1D IV anc, 5G! of (.—d j of /�'!/ 4A- j , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County and State last aforesaid this day of Few r.A. A , 200r PRINTED, STAMPED OR TYP D NAME OF NOTARY PUBLIC Did Take An Oath Did Not Take An Oath )C Personally Known Produced I.D. Type of I.D. Produced: Dece4 bee. 13, aO i a My Commission Expires: it:Document 50208 (11) SIGNATURE OF NOTARY PUBLIC STATE OF FLORIDA NOTARY PUBLIC • STATE OF FLORIDA ,e"'"'''•. Edith Y. McCray kti„,•. Commission # DD622331 •r Expires: DEC. 13, 2010 BONDED THRC ArLA.(nc 80 0,ING CO.,ttia 6 EXHIBIT B Flagler First Condominiums 101 E. Flagler Street Miami, Florida 33131 Unsold units as of November 2006 Unit Numbers: 1. 306 2. 408 3. 409 4. 508 5. 509 6. 608 7. 609 8. 708 9. 709 10. 808 11. 908 12. 1008 FILEIth 05—PC13*?- Dates 4/4J200S Requesting Departrnsnts £D Commission Meeting DuteffIllrina District Impeded: Type: ►14 Resoludon ❑ Ordinance 0 Emergency Ordinance 0 Dlecusslon Item ❑ Other eubJeets Papas of Items A Resolution of the Miami City Commission, authorizing the city Manager toe oats Amendrae t Number One (1) to the Agreement, in oubataadally tiro attached form, between the City of Miami end Plaglor First Condominiums, LLC eadending until December 23, 2006 the deadline for the receipt ar Project ooriificetes of occupancy and the sale of eighty-one (81) of the Project's residential condominium unite. Bsekgrouud Information: On December 23, 2002, the City of Miami and Fiegtor First Condominiuina, LLC entered into as Agreement relating to the redevelopment an afibrdablo !rousing project known as Floater First Condominium. The Projoot will conakt of no leas than ninety (90) sflbadable housing limits (ibrty-Ave (45) one bedroom/ono bath write and fortyiive(45) two bedroom/two bath unite) and approximately 7000 square feet email space. Certificates of occuparwy were to be teoeived and 81 roddential Project units sold by June 23, 200S. The developer has experienced difticuldea beyond its control is conducting extensive structural tearing, including oontplate asbestos abatement, in vacating tenants to allow frr ai1 testing procedures, and to bringing the building's structure to coma hurricane/wind load and fire requirements, all ofwilich has resulted in substantial delays in the progress of the Wolk Plan and roauldng in the need for an extension to the time required to complete the project. NO Is this item related to revenue? NO Is We item an expenditure? if no, please identify funding source bellow. Gonenrl Account No: 4tiecla/ Revenue Amount No CIP PROW No: NO le titles Item fended by Homeland Defenae/Nelghborbood improvement Donde? Start Up Capital Coats AMateaaace Coat: Total Fiscal IImpeetr pai� Arturo t CIP NIA Budget N/A Chen 14' ""°Ni il Risk Maaagam Purchasing. N/A Dept. Dire Page 1 of 2 Chief City of Miami Text File Report City Hall 3500 Pan American Drive Miami, FL 33133 www.ci.miami.11.us File ID: 05-00377 Enactment #: R-05-0371 Version: 1 Type; Resolution Status: Mayor's Office for Signature Enactment Date: 6/9/05 Introduced: 4/19/05 Controlling Body: City Commission A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. ONE, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ('PROJECT"), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY AND THE SALE OF EIGHTY-ONE (81) OF THE PROJECTS RESIDENTIAL CONDOMINIUM UNITS, UNTIL DECEMBER 23, 2006. WHEREAS, the City of Miami ("City") entered into an Agreement (the "Agreement") with Flagler First Condominiums, LLC (the "Developer') relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in accordance with the Agreement the Developer is required to obtain certificates of occupancy for the Project and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, the Developer has experienced delays beyond its reasonable control in conducting extensive structural testing as required by the City (including complete asbestos abatement), in vacating tenants and in bringing the building's premises to current hurricane/wind load and fire code requirements, which has resulted in a delay in the completion of the plans not initially contemplated by the Developer; and WHEREAS, for the aforesaid reasons the Developer has requested an extension until December 23, 2006 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units; NOW, THEREFORE, BE iT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section. Section 2. The City Manager is authorized (1) to execute Amendment No. One, in substantially the attached firm, to the Agreement with the Developer, relating to the Project, to provide an extension for the receipt of certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units, until December 23, 2006. City of Miami Page 1 Printed on 61 15/2005 CITY ATTORNEY City of Miami Page 2 Printed on 6/15/2005 City of Miami Master Report Resolution R-05-0371 City Hall 3500 Pan American Drive Miami, FL 33133 www.ci.miami.fl.us File ID #: 05-00377 Enactment Date: 6/9/05 Version: 1 Controlling City Commission Status: Mayoes Office for Body: Signature Title: A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. ONE, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ("PROJECT"), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY AND THE SALE OF EIGHTY-ONE (81) OF THE PROJECTS RESIDENTIAL CONDOMINIUM UNITS, UNTIL DECEMBER 23, 2006. Reference: Name: Flagler First Condominiums, LLC Introduced: 4/19/05 Requester: Department of Cost: Final Action: 6/9/05 Economic Development Notes: Sections: Indexes: Attachments: 05-00377-resolution.pdf, 05-00377-exhibitA.pdf, 05-00377exhibitB.pdf, 05-00377-exhibil.pdf, 05-00377-summary form.pdf Action History Ver. Acting Body Date Action Sent To Due Date Returned Result 1 Office of the City 5/18/05 Reviewed and Attorney Approved 1 City Commission 6/9/05 ADOPTED This Matter was ADOPTED on the Consent Agenda. Aye: 4 - Angel Gonzalez, Johnny L. Winton, Joe Sanchez and Tomas Regaledo Absent 1 - Jeffery L. Allen City of Miami Page 1 Primed on 6/15/2005 City of Miami Legislation Resolution City Hall 9500 Pan American Drtva Mlaml, FL 33133 aavw.cl.mlaml.fl.us FUe Number: 05.00377 Final Action Dater A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), AUTHORIZING THE CITY MANAGER TO EXECUTE AMENDMENT NO. ONE, IN SUBSTANTIALLY THE ATTACHED FORM, TO THE AGREEMENT WITH FLAGLER FIRST CONDOMINIUMS, LLC, RELATING TO THE REDEVELOPMENT OF AN AFFORDABLE HOUSING CONDOMINIUM PROJECT KNOWN AS FLAGLER FIRST CONDOMINIUM, LOCATED AT 101 EAST FLAGLER STREET, MIAMI, FLORIDA ("PROJECT'), PROVIDING AN EXTENSION OF THE DEADLINE FOR THE RECEIPT OF CERTIFICATES OF OCCUPANCY AND THE SALE OF EIGHTY-ONE (81) OF THE PROJECTS RESIDENTIAL CONDOMINIUM UNITS, UNTIL DECEMBER 23, 2008, WHEREAS, the City of Miami ("City') entered Into an Agreement (the "Agreement") with Flagler First Condominiums, LLC (the 'Developer") relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium unls and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in accordance with the Agreement the Developer is required to obtain certificates of occupancy for the Project and sell eighty-one (81) of the Project's residential condominium units by June 23, 2006; and WHEREAS, the Developer has experienced delays beyond its reasonable control In conducting extensive structural testing as required by the City (Including complete asbestos abatement), In vacating tenants and In bringing. the building's premises to current hurricane/wind load and fire code requirements, which has resulted In a delay in the oompletlon of the plans not initially contemplated by the Developer, and WHEREAS, for the aforesaid reasons the Developer has requested an extension until December 23, 2008 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Projects residential condominium units; NOW, THEREFORE, BE IT RESOLVED 8Y THE COMMISSION OF THE CITY OF MIAMI, FLORIDA; Section 1. The recitals and findings contained In the Preamble to this Resolution are adopted by reference and Incorporated as If fully set forth in this Section. Section 2. The City Manager is authorized(1) to execute Amendment No. One, in substantially the attached form, to the Agreement with the Developer, relating to the Project, to provide an extension for the receipt of certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units, until December 23, 2008. [Yy of Nod Pepe r a 2 Printed On: S4V700,1 Rio Number:: 05-00377 Section 3. Thle Resolution shall become effective Immediately upon Its adoption and signature of the Mayor.(2) APPROVED AS TO FORM AND CORRECTNESSt A °MP JCR c $ ERNANDEZ CIT : • ' NEY Footnotes: {1} The herein authorization Is further subject to compllence with all requirements that may be Imposed by the City Attorney, including but not limited to those prescribed by applicable City Charter and Code provisions. (2) If the Mayor does not sign this Resolution, It shall become effective at the end of ten calendar days from the date It was passed and adopted. If the Mayor vetoes this Resolution, It shall become effective immediately upon override of the veto by the City Commission. Cap eeMtaad Pago 2 OP Primed Onr S/W100S EXHIBIT A Flagler First Condominiums 101 E. Flegler Street Miami, Florida 33131 Project Budget Hard Construction Cost $ 11,000,000 Construction Interest Expense $ 730,000 Construction Loan Origination Fee $125,000 ---- Accounting $55,000 Appraisal 318,000 Architect Supervision 1175,000 Architect Fee Design 5309,600 Insurance 1150,000 Building Permit $180,000 Engineering Fee $236,000 Environmental Report and Remedlatlon $175,000 impact Fee $140,000 inspection Fee $55.000 Legal Fee-Partnarahlp $1601000 Marketing and Advertisement $96,000 Property Taxes $76,000 Survey Including Awl -Bulks $25,000 Title Insurance and Recording $186,000 Utility Connection Fee ;138,000 DMCDC Consulting Fees A 100,000 Contingency (Soft Cost) (Reimbursabies) $86,000 Developers Fee and Overhead $895,000 L'xiating_Bullding Owned $ 3,538,000 $ 18,593,600 f CXaC )257/ EXHIBIT B Flagler First Condominiums 101 E. Flagler 8treat Miami, Florida 33131 Unsold Unite as of May 26, 2006 Unit Numbers: 1. 306 2. 408 3. 409 4. 508 5. 509 8. 608 7. 009 8. 708 9. 709 10.808 11.008 12.1008 AMENDMENT NO. 1 TO THE AGREEMENT BETWEEN THE CITY OF MIAMI AND FLAGLER FIRST CONDOMINIUMS. L.L.C. This Amendment is entered into this / .1— day of aVlil , 2005 (the "Amendment") by and between the City of Miami, a municipal corporation of the State of Florida (the "City") and Flagler First Condominiums, L.L.C., a Florida limited liability company, having its offices at 48 East Flagler Street, Penthouse-5, Miami, Florida 33131 ("FFC"), joined by Old Centrust Building Partnership, a Florida general partnership, for the purpose of modifying that certain Agreement between the City and FFC dated December 23, 2002 (the "Agreement"). WHEREAS, on December 23, 2002, the City and FFC entered into the Agreement relating to the redevelopment of an affordable housing condominium project, known as Flagler First Condominium, located at 101 East Flagler Street, Miami, Florida, to consist of no less than ninety (90) affordable residential condominium units and approximately 7,000 square feet of retail space (the "Project"); and WHEREAS, in accordance with the Agreement, FFC is required to obtain the Project certificates of occupancy and sell eighty-one (81) of the Project's residential condominium units by June 23, 2005; and WHEREAS, FFC has experienced delays beyond its reasonable control in conducting structural testing as required by the City (including complete asbestos abatement), in vacating tenants, and in bringing the building's premises to current hurricane/wind load and fire code requirements, which has resulted in a delay in the completion of the plans not initially contemplated; and WHEREAS, for the aforesaid reasons FFC has requested an extension until December 23, 2006 for the receipt of Project certificates of occupancy and the sale of eighty-one (81) of the Project's residential condominium units; and WHEREAS, on June 9, 2005, the City of Miami City Commission approved the extension of time until December 23, 2006 requested by FFC; and WHEREAS, the City and FFC desire and agree to amend the Agreement as hereinafter provided; NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the City and FFC agree as follows: 1. Each and every of the above recitals is true and correct. 2. FFC acknowledges that the outstanding principal balance on the Grant is $1,543,300.98. 3. The Grant Documents are hereinafter amended to provide that FFC shall complete the following no later than December 23, 2006, subject to the provisions of paragraph 4 below: (a) obtain all required certificates of occupancy and/or certificates of completion (as appropriate) for the Project, (b) sell no less than eighty-one (81) of the residential condominiums in the Project in accordance with the requirements of Section 2502 of the Zoning Ordinance of the City of Miami, Florida, provided that the unsold units as of May 26, 2005 (listed on Exhibit "B" attached) will not be priced in excess of two hundred thousand dollars ($200,000). 4. The extension of time provided in paragraph 3 above is conditioned upon FFC providing the following documents to the City no later than August 15, 2005: a) Copy of approved construction building permit; b) Copy of fully executed contract with general contractor; and c) Copy of fully executed construction loan agreement evidencing adequate funds to complete the project in accordance with the budget attached hereto as Exhibit "A" . Failure to provide any of the above -described documents to the City on or before August 15, 2005 shall be deemed an Event of Default with no right to cure. In such event, this Agreement shall be deemed automatically terminated effective August 15, 2005, and FFC shall repay to the City the full amount of Funds disbursed to FFC pursuant to this Agreement. 5. FFC represents, warrants and confirms to the City that: (i) the Agreement as modified hereby is a valid obligation of FFC enforceable in accordance with its terms and is binding upon FFC, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing; (ii) all of the terms, covenants, conditions, representations, warranties and agreements contained in the Mortgage are hereby ratified and confirmed in all respects; (iii) certain obligations imposed on FFC under the Grant Documents shall continue to be secured by the Mortgage without novation or interruption; and (iv) the Mortgage is a valid obligation of Old Centrvst Building Partnership enforceable in accordance with its terms and is binding upon Old Centrist Building Partnership, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing. 6. Except as modified herein, all terms and conditions of the Grant Documents shall remain in full force and effect. 7. If any provision of this Amendment conflicts with any applicable law or regulation, only the conflicting provision shall be deemed by the parties hereto to be modified, or to be deleted if modification is inappropriate, to cause the provision to be consistent with the law or regulation. However, the obligations under this Amendment shall continue and all other provisions of this Amendment shall remain in full force and effect. 8. This Amendment shall be construed, interpreted, enforced and governed by and in accordance with the laws of the State of Florida. 9. This Amendment sets forth the entire agreement between the parties and supersedes all prior and contemporaneous negotiations, understandings and agreements, written or oral between the parties relating to the subject matter herein. 10. All capitalized terms used but not defined herein shall have their respective meanings set forth in the Loan Documents. 11. Waiver of Jury Trial. Neither FFC, nor any assignee, successor, heir or personal representative of FFC, nor any other person or entity, shall seek a jury trial in any lawsuit, proceeding, counterclaim or any other litigation procedure based upon or arising out of any of the Grant Documents and/or this Amendment, or the dealings or the relationship between or among such persons or entities, or any of them. Neither FFC, nor any other person or entity will seek to consolidate any such action in which a jury trial has been waived with any other action. The provisions of this paragraph have been fully discussed by the parties hereto, and the provisions hereof shall be subject to no exceptions. No party to this Amendment has in any manner agreed with or represented to any other party that the provisions of this paragraph will not be fully enforced in all instances. 3 IN WITNESS WHEREOF, the parties hereto have executed this Amendment No. 1 to the Agreement on the day and year first above written. A 1'I'EST: APPROVED AS TO FORM COSS: 4 Flagler First Condominiums, L.L.C., a Florida limited liability company By: Old Centrist Building P Florida gene `' partnership Member City of Miami, a municipal corporation of the State of Florida By: APPROVED AS TO INSURANCE REQUIREMENTS: By: iv/Dania F. Carrillo Risk Management Administrator Old Centrust Building Partnership, a Florida general partnership, joins in the execution of this Amendment as the owner of the Property (referred to in the Agreement as the "Property Owner") for the purpose of confirming its agreement to: (1) the amendments herein provided, and, (2) continue to comply with all obligations and requirements of the Grant Documents relating to the Property and the improvements thereon that constitute all or any part of the Project. Old Centrust Building Partnership represents, warrants and confirms to the City that: (i) all of the terms, covenants, conditions, representations, warranties and agreements contained in the Mortgage are hereby ratified and confirmed in all respects; (ii) certain obligations imposed on FFC under the Grant Documents shall continue to be secured by the Mortgage without novation or interruption; and (iii) the Mortgage is a valid obligation of Old Centrust Building Partnership enforceable in accordance with its terms and is binding upon Old Centrust Building Partnership, and its successors, assigns and administrators without any claim, defense of off -set or other sum due, pending or existing. Print t Name: IT-Flagler First-Amendment-04-22-05 5 Old Cen Building : ershiip, a Florid /neral pa c p STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) Before me, the undeed authority, ersonall,Y�aPpea_re/D /� ��` as, /1�i� 7� f1gNAVA of l *VT- i / * r e well known to be the person described in and who executed the foregoing instrumen(and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. /� imess my hand and official seal in the County and f 2005. eas:Ve ZC SoL PRINTED, STAMPED OR TYPED NAME OF NcIAMaiI)}jBLIC DEL ,S $Difi ,� oatfl �o�y '. _ *Pro'afibeii,a iO `" TYPe�}f ,?. 11E6903 ; o c r " piN My ComV0``��� %hill111111H01\i STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) ast aforesaid this %1'7— day of TU' •FNO ARYPU: IC E OF LORIDA Before me, the undersigned authority, personally appeared, as, of , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County and State last aforesaid this day of 2005. PRINTED, STAMPED OR TYPED SIGNATURE OF NOTARY PUBLIC NAME OF NOTARY PUBLIC STATE OF FLORIDA Did Take An Oath Did Not Take An Oath Personally Known Produced I.D. Type of I.D. Produced: My Commission Expires: STATE OF FLORIDA ) 6 COUNTY OF MIAMI-DADE ) Before me, the undersigned authority, personally appeared, , as, of , to me well known to be the person described in and who executed the foregoing instrument and who acknowledged to and before me that he/she executed said instrument under oath, and for the purposes therein expressed. Witness my hand and official seal in the County and State last aforesaid this day of , 2005. PRINTED, STAMPED OR TYPED SIGNATURE OF NOTARY PUBLIC NAME OF NOTARY PUBLIC STATE OF FLORIDA Did Take An Oath Did Not Take An Oath Personally Known Produced I.D. Type of I.D. Produced: My Commission Expires: EXHIBIT A Flagler First Condominiums 101 E. Flagler Street Miami, Florida 33131 Project Budget Hard Construction Cost $ 11,000,000 Construction Interest Expense $ 730,000 Construction Loan Origination Fee $125,000 Accounting $55,000 Appraisal $18,000 Architect Supervision $175,000 Architect Fee Design $309,500 Insurance $150,000 Building Permit $160,000 Engineering Fee $235,000 Environmental Report and Remediation $175,000 Impact Fee $140,000 Inspection Fee $55,000 Legal Fee -Partnership $150,000 Marketing and Advertisement $95,000 Property Taxes $75,000 Survey Including As-Builts $25,000 Title Insurance and Recording $165,000 Utility Connection Fee $138,000 DMCDC Consulting Fees $ 100,000 Contingency (Soft Cost) (Reimbursables) $85,000 Developers Fee and Overhead $895,000 Existing Building Owned $ 3,538,000 $ 18,593,500 EXHIBIT B Flagler First Condominiums 101 E. Flagler Street Miami, Florida 33131 Unsold Units as of May 26, 2005 Unit Numbers: 1. 306 2. 408 3. 409 4. 508 5. 509 6. 608 7. 609 8. 708 9. 709 10.808 11.908 12.1008 AGREEMENT This Agreement is dated this 2 day of f{'htX r , 2002, by and between the City of Miami, a municipal corporation of the State of Florida (hereinafter the "City"), and Flagler First Condominiums, L.L.C., a Florida limited liability company (hereinafter referred to as the `.`FFC"). AMOUNT: $1.800,000.00 RESOLUTION: PROJECT NAME: PROJECT TYPE: TERM: PROPERTY ADDRESS: EXHIBITS ATTACHED: Resolution 01-1074, adopted October 11, 2001. as amended by Resolution 02-09, adopted January 10. 2002: and as amended by Resolution 02-1231, adopted November 19., 2002 Flagler First Condominium Project Homeownership/New Construction See Section 1.8 101 East Flagler Street, Miami, Florida 33125 Exhibit A Work Plan and Project Schedule Exhibit B Legal Description Exhibit C Budget Exhibit D Disbursement Procedures Exhibit E Form of Opinion of Counsel RECITALS WHEREAS, pursuant to Resolution No. 01-1074, passed and adopted by the City Commission on October 11, 2001, Kapustin Corporation and a joint partnership were allocated an amount not to exceed $900,000 from the Affordable Housing Trust Fund for the redevelopment of an Affordable housing condominium project known as Flagler First Condominiums, located at 101 East Flagler Street, Miami, Florida, subject to certain conditions; and WHEREAS, pursuant to Motion No. 01-1075, passed and adopted by the City Commission on October 11, 2001, Kapustin Corporation and a joint partnership were also allocated $900,000 from the City's Strategic Initiative Reserve Funds for such purpose; and WHEREAS, pursuant to Resolution No.02-1231, passed and adopted by the City Commission on November 19, 2002, such funds in an amount not to exceed $1,800,000 previously allocated Kapustin Corporation and a joint partnership for the redevelopment of the Flagler First Condominiums, were re -allocated to FFC; and WHEREAS, the City and FFC intend and agree that the allocation of such funds shall be subject to the terms and conditions of this Agreement. NOW THEREFORE, in consideration of the mutual covenants and obligations herein contained, and subject to the terms and conditions hereinaiiq stated, the parties hereto understand and agree as follows: ARTICLE I DEFINITIONS The City and FFC hereby agree that the capitalized terms used herein shall have the meanings set forth below unless the context requires otherwise: 1.1 Affordable: 1.2 Contract Records: A Project that satisfies the requirements set forth in Section 2502 of the Zoning Ordinance of the City of Miami, Florida. Any and all books, records, documents, information, data, papers, letters, materials, electronic storage data and media, whether written, printed, computerized, electronic or electrical, however collected or preserved which is or was produced, developed, maintained, completed, received or compiled by or at the direction of FFC or any subcontractor of FFC in carrying out the duties and obligations required by the terms of this Agreement, including, but not limited to, financial books and records, ledgers;, drawings, maps, pamphlets, designs, electronic tapes, computer drives and diskettes or surveys. 1.3 Project: A project consisting of no .less than ninety (90) Affordable residential condominium units of the Flagler First Condominium, to be developed and constructed on the Property in accordance with Work Plan and Project Schedule and the plans and specifications, attached hereto and incorporated herein as Exhibit "A. 1.4 Grant/Funds: 1.5 Property: The grant in an amount noC tr exceed $1,800,000.00 from the City to FFC for the construction of the Project in accordance with the Work Plan. The real property located 101 East Flagler Street, Miami, Florida, on which the Project is being constructed, as legally described in Exhibit "B", attached hereto and incorporated herein, provided, however, that after condominiumization of the 1.6 Grant Documents: 1.7 Legal Requirements: 1.8 Term: Property, all commercial components of the Property shall be released from the City's Mortgage (as hereinafter defined) as described in Section 2.1 hereof, and thereafter term "Property" as used in this Agreement and any other Grant Documents shall be deemed to refer to the residential components of the Property only. This Agreement and all other documents that may now or hereafter evidence or secure FFC's obligations hereunder, together with other documents executed in connection therewith or provided by FFC to the City in connection therewith or herewith, and all amendments, extensions and renewals to any of the foregoing. Any requirements imposed by the City and all local, state and federal requirements relating and/or pertaining to the development and/or construction of the Project. The period commencing on the Effective Date and ending fifteen (15) days after FFC's sale, in accordance with the terms hereof, of the last of the residential condominium units in the Project, but in no event later than thirty (30) months from the Effective Date hereof. 1.9 Effective Date: The date on which the City Clerk affixes an attestation to this Agreement. ARTICLE II USE OF FUNDS Subject to the terns and conditions set forth herein anci.FFC's compliance with all of its obligations hereunder, the City hereby agrees to make the Funds available to FFC to be used for the purpose and disbursed in the manner hereinafter provided. 2.1 Use of Funds. The Flagler First Condominium Project is a mixed use residential/commercial redevelopment of approximately 100,000 square feet of unused office -4- space into no less than ninety (90) Affordable residential condominium units and approximately 7,000 square feet of retail space. The Funds shall be used for the redevelopment of the Affordable residential condominium units of the Flagler First Condominium, in accordance with the Work Plan attached hereto as Exhibit_A and the Budget attached hereto as Exhibit C. The Project shall contain approximately forty-five (45) one bedroom/one bath units and approximately forty-five two bedroom/ two bath units. The Property Owner (as hereinafter defined) intends to codominiumize the Property and thereafter to contribute the residential portions of the Property to FFC. Upon (1) the completion of the condominiumization of the Property, (2) the recording of the deed of the condominium property into FFC, (3) FFC's assumption of the obligations and liabilities of the mortgagor under the City's Mortgage (as hereinafter defined), and (4) the release of the residential portions of the Property from the lien of the existing first mortgage held by Union Planters Bank upon the Closing of the construction loan from Wachovia Bank, National Association, the City will execute a partial release of mortgage so as torelease all commercial components of the Property from its Mortgage and release the Property Owner from its obligations under this Agreement and the Mortgage. FFC shall: (i) commence construction of the Project, to the. satisfaction of the City in its sole judgment, within thirty (30) days from the Effective Date hereof, (ii) obtain all required certificates of occupancy for the Project, within thirty (30) months from the Effective Date, and -5- (iii) sell no less than eighty-one (81) of the residential condominiums in the Project in accordance with the requirements of Section 2502 of the Zoning Ordinance of the City of Miami, Florida, within thirty (30) months from the Effective Date. Upon the sale of each condominium in the Project in accordance with the terms of this Agreement, the City shall release such condominium from the lien of the Mortgage executed simultaneously herewith by Old Centrust Building Partnership, a Florida general partnership, as mortgagor, in favor of the City, as mortgagee (the "Mortgage") to secure FFC's obligations hereunder. 2.2 Disbursement. The Funds shall be disbursed in accordance with the Budget attached hereto and incorporated herein as Exhibit "C" and in the manner set forth in the Disbursement Procedures attached hereto and incorporated herein as Exhibit "D". 2.-3 City's Representative. The City may designate,a representative to represent the City, at its sole cost and expense, in connection with, and to interface and work with FFC on, all phases of the Work Program. 2.4 Repayment Obligation. Notwithstanding anything contained herein to the contrary, upon the occurrence of an Event of Default as defined in Article VI below and the continuance thereof beyond any applicable notice and cure periods provided herein, FFC shall reimburse the City for the full amount of Funds,disbursed pursuant to this Agreement. Upon demand by the City, the amount of the Funds actually disbursed shall be immediately due and payable. ARTICLE III CONDITIONS PRECEDENT TO FUNDING -6- The City shall not be obligated to disburse the Funds unless and until the City has received the following: 3.1 Title Insurance. A current title insurance policy insuring the City's interest in the Property, issued by a title insurance company acceptable to the City, together with copies of all instruments which appear as exceptions therein. The title policy is to be issued without exceptions, except for those exceptions permitted by the City, and shall include such affirmative coverage as the City shall require. 3.2 Survey. An original current survey of the Property made by a registered surveyor certified to the City, and satisfactory to the City and the title company. 3.3 Zoning. Evidence that the Property and the proposed improvements comply with all applicable zoning ordinances. 3.4 Corporate Documents. (a) The certificate of incorporation or partnership agreement, or their equivalent, as appropriate, and a good standing certificate for FFC and any other owner of the Property (the "Property Owner"), certified by the appropriate governmental authority. (b) Bylaws, resolutions, and incumbency certificates, or, in the case of a partnership, their equivalent, for FFC ansk the Property Owner, certified by the Corporate Secretary or other authorized signer, authorizing the consummation of the transactions contemplated hereby, all satisfactory to the City. 3.5 Insurance Policies. (a) Comprehensive General Liability and umbrella liability coverage in an amount not less than S500,000.00 per occurrence and S1,000,000.00 annual aggregate, protecting the City and FFC against liability incidental to the use of, or resulting from an accident occurring on or about, the Property, including coverage for: (i) fire, explosion, collapse and underground hazards, compl`etpd operations and independent contractors, and (ii) automobile liability for all owned vehicles as well as coverage for non -owned and hired automobiles. (b) Workers' compensation insurance as required by the laws of the State of Florida. -7- (c) Employer's liability insurance protecting FFC against liability resulting from any accident or liability arising from or relating to any construction on the Property. (d) A builder's risk policy, using a completed value form in an amount not less than one hundred percent of the full insurable replacement cost of the Project, insuring the Project from such perils and other hazards as the City may reasonably require, including without limitation, fire, extended coverage, vandalism and malicious mischief, and collapse. (e) Federal flood insurance in such an amount as is satisfactory to the City. (f) A bid, payment and/or performance bond in such form as may be required by the City. All such insurance shall insure the City as an additional insured, with a loss payable clause in favor of the City. FFC shall be required to obtain and furnish evidence of any other insurance coverage the City may reasonably require during the Term of this Agreement. All such policies shall provide the City with mandatory written notice of cancellation or material change from the insurer not less than thirty (30) days prior to any such cancellation or material change, and all such policies shall be written by insurance companies satisfactory to the City. Failure of FFC to submit all required evidence of the specified insurance coverage, except for Comprehensive General -,Liability and umbrella liability coverage, fourteen (14) calendar days prior to the start of construction shall delay disbursement of the Funds. 3.6 Operative Documents. This Agreement and all other documents required hereunder, duly and lawfully executed. 3.7 Appraisal. A current appraisal of the Property made by a member of the American Institute of Real Estate Appraisers. 3.8 List of Subcontractors. A list of all of FFC's subcontractors available as of the date of execution of this Agreement, and copies of all contracts in excess of $10,000 for the performance of services or the supply of materials in connection with the Project. 3.9 Commitments for Construction Financing. Evidence of firm commitments for construction financing from other sources. 3.10 Evaluation of Project Costs. The evaluation of the Project's costs in excess of $900,000 as prepared by an independent engineer, engaged by FFC to provide such evaluation. -8- 9 3.11 First Source Hiring Agreement (Intentionally deleted.) 3.12 Historic Preservation Review. If applicable, all requirements of the State of Florida Historic Preservation Department shall have been met prior to the disbursement of any Funds hereunder. 3.13 Environmental Report. FFC shall submit all environmental information requested by the City with respect to the Project including, but not limited to, Phase I and Phase II Environmental Assessment Reports and any required environmental approvals, notices or clearances. 3.14 Audit Report. FFC shall submit to the City such audit reports as are required by section 4.14 hereof. 3.15 Personnel Policies and Administrative Procedure Manuals. If so requested by the City, FFC shall submit detailed documents describing FFC's internal corporate organizational structure, property management and procurement policies and procedures, personnel management, accounting policies and procedures, etc. 3.16 Certificate Regarding Lobbying. Such Certificate Regarding Lobbying as may be requested by the City. 3.17 Opinion of Counsel. An opinion of counsel satisfactory to the City which covers the valid creation and good standing of FFC and the Property Owner, the due execution and enforceability of this Agreement and any other Grant Documents, the absence of litigation which could have a material adverse effect on the Project, the absence of a default under the terms of any other documents to which FFC and/or the Property Owner are parties , and such other matters as may be reasonably required by the City, in the form attached hereto as Exhibit E. 3.18 Certificate Regarding Debarment, Suspension, and Other Responsibility Matters. Such Certificate regarding debarment, suspension and other responsibility matters as may be requested by the City. 3.19 Public Entity Crime Affidavit. Such Public Entity Crime Affidavit as may be required by the City. 3.2U Project Description. Two copies"of a complete and detailed description of the Project. No substantial changes therefrom shall be made to the Project without the City's prior written consent. 3.21 All other documents required by the City and/or its designated representative. ARTICLE IV -9- FFC'S OBLIGATIONS 4.1 Scope of Work. FFC shall perform the Work Plan as set forth herein and on Exhibit "A" attached. The Work Plan shall be fully completed fifteen (15) days after FFC's sale, in accordance with the terms hereof, of the last of the residential condominium units in the Project, but in no event later than thirty (30) months from the Effective Date hereof (the "Completion Date"). 4.2 Reporting Obligations. FFC shall submit to the City all reports as described below, and all other reports that the City may reasonably require, in such form, manner, and frequency as the City may reasonably require to monitor the progress of the Project and FFC's performance and compliance with this Agreement and all Legal Requirements. FFC shall submit, as required, the following. (a) Progress Reports. FFC shall submit status reports and projected completion dates to describe the progress made by FFC in achieving each of the objective -,identified in Exhibit "A". such reports shall be provided to the City on a monthly basis throughout the Term of this Agreement. (b) Affirmative Action Plan. FFC shall report to the City si.^h information relative to the equality of employment opportunities as may be requested by the City. (c) (Intentionally deleted.) (d) List of Subcontractors. A list of all of FFC's subcontractors, and copies of all contracts in excess of $10,000 for the performance of services or the" supply of materials in connection with the Project. 4.3 Retention of Records. For a period of three (3) years following the last disbursement of the funds hereunder, the City shall have the right to review and audit the records • of FFC pertaining to the Funds. FFC shall retain all Contract Records for three (3) years -10- following the date of the last disbursement hereunder (hereinafter referred to as "Retention Period") subject to the limitations set forth below: (a) If the City or FFC has received or given notice of any kind indicating any threatened or pending litigation, claim or audit arising out of the activities relating to the Project or the Work Plan or under the terms of this Agreement, the Retention Period shall be extended until such time as the threatened or pending litigation, claim or audit is, in the sole and absolute discretion of the City, fully, completely and finally resolved. (b) FFC shall allow the City or any person authorized by the City full access to and the right to examine any of the Contract Records during the required Retention Period. (c) FFC shall notify the City in writing, both during the pendency of this Agreement and after its expiration or termination, as part of the final closeout procedure, of the address where all Contract Records will be retaine41. (d) FFC shall obtain the prior written consent of the City to dispose of any Contract Records within one (1) year after the expiration of the Retention Period. 4.4 Provision of Records. All of the Contract Records are subject to the provisions of Chapter 119, Florida Statutes, commonly referred. to as the "Public Records Law". FFC shall provide to the City, upon request, copies of all Contract Records, which shall become the property of the City without restriction, reservation, or limitation on their use and shall be made available by FFC upon request by the City. If FFC receives funds from, or is under regulatory control of, other governmental agencies and those agencies issue monitoring reports, regulatory examinations, or other similar reports, FFC shall provide a copy of each such rcport and any follow-up communications and -11- • reports to the City immediately upon such issuance, unless such disclosure is a violation of any agreement with, or rule of, any such agency. 4.5 Prior Approval. FFC and/or the Property Owner, as applicable, shall obtain the City's prior written approval prior to undertaking any of the following with respect to the Project _ and/or the Property: (a) The sale, assignment, pledge, transfer, hypothecation or other encumbrance or disposition of any proprietary or beneficial interest in FFC or the_Property, or any change in the operating control of FFC, which shall require the prior approval of the City Commission, (excluding, however, (i) a sale of the residential condominium units in the Project in accordance with the provisions of this Agreement, (ii) a lease of any portion of the commercial component of the Property (the first floor and a portion of second floor of the building), and (iii) any financing of the Property and/or the Project previously disclosed in writing to the City). (b) The disposal of any Contract Records. 4.6 Monitoring. FFC shall permit the City and other persons duly authorized by the City to inspect, during normal business hours; all Contract Records, facilities, goods, and activities of FFC that are in any way connected to the activities undertaken pursuant to the terms of this Agreement, and/or to interview any clients, employees, subcontractors, or assignees of FFC. Following such inspection or interviews, the City will deliver to FFC a report of its finding?. FFC will rectify all deficiencies cited by the City within the period of time specified in the report, or provide the City with a reasonable justification for not correcting the deficiencies. The City will determine, in its sole and absolute discretion, whether or not FFC's justification is acceptable. 4.7 Conflict of Interest. -12- i A. FFC is aware of the conflict of interest laws of the City of Miami (Code of the City of Miami, Florida, Chapter 2, Article V), of Miami -Dade County, Florida (Code of Miami - Dade County, Florida, Section 2-11.1), and of the State of Florida (as set forth in Florida Statutes) and agrees that it will fully comply in all respects with the terms thereof and any future amendments. _ B. FFC covenants that no person or entity under its employ, presently exercising any functions or responsibilities in connection with this Agreement, has any personal financial interests, direct or indirect, with the City. FFC further covenants that, in the performance of this Agreement, no person or entity having such conflicting interest shall be utilized in respect to the Work Plan or services provided hereunder. Any such conflict of interest(s) on the part of FFC, its employees or associated persons or entities must be disclosed to the City. C. FFC shall disclose any possible conflicts of interest or apparent improprieties of any party under or in connection with the Legal Requirembnts, including the standards for procurement. D. FFC shall make any such disclosure to the City in writing and immediately upon FFC's discovery of such possible conflict. The City's determination regarding the possible conflict of interest shall be binding on all parties. E. No employee, agent, consultant, elected official or appointed official of the City, exercising any functions or responsibilities in connection with this Agreement, or who is in a position to participate in the decision -making process or gain inside information regarding any activities hereunder, has any personal financial interest, direct or indirect, in this Agreement, the proceeds hereunder, the Project or FFC, either for themselves or for those with whom they have Family or business ties, during their tenure or for one year thereafter. -13- • 4.8 Related Parties. FFC shall report to the City the name, purpose for and any other relevant information in connection with any related -party transaction. The term "related party transaction" includes, but is not limited to, a transaction or relationship between FFC and a for - profit or nonprofit subsidiary or affiliate organization, an organization with an overlapping board of directors, and an organization for which FFC is responsible for appointing memberships. FFC shall report this information to the City upon forming the relationship, or if already formed, shall report such relationship prior to or simultaneously with the execution of this Agreement. Any supplemental information shall be promptly reported to the City no later than in the next required Progress Report, as described above. 4.9 Publicity and Advertisements. FFC shall ensure that all publicity and advertisements prepared and released by FFC, such as pamphlets and news releases, related to activities funded by this Agreement, and all events carried out to publicize the accomplishments of any activities funded by this Agreement, recognize the City al one of its funding sources. FFC shall make a positive effort to procure supplies, equipment, construction, or services to fulfill this Agreement from minority and women owned businesses, and to provide these sources the maximum feasible opportunity to compete for subcontracts to be performed pursuant to this Agreement. To the maximum extent feasible, these businesses shall be located in or owned by residents of the community development areas designated by the City. 4.10 Additional Funding. FFC shall notify the City of any additional funding received for any activity described in this Agreement. Such notification shall be in writing and received by the City within thirty (30) days of FFC's notification by the funding source. 4.11 Acknowledgement. During the Tema of this Agreement, FFC shall furnish signage identifying the Project and shall acknowledge the contribution of the City by incorporating the -14- • seal of the City and the names of the City commissioners and officials in all documents, literature, pamphlets, advertisements, and signage, permanent or otherwise. All such acknowledgments shall be in a form acceptable to the City. 4.12 Disposition of Propertv. FFC and/or the Property Owner, as applicable, shall _ obtain the prior written approval of the City for the disposition of the whole or any portion of the Property, other than: (a) as disclosed to the City in writing prior to the execution hereof, and (b) the sale of the residential condominium units in the Project in accordance with the requirements of Section 2502 of the Zoning Ordinance of the City of Miami, Florida. . 4.13 Subcontracts and Assignments. 4.13.1. FFC shall ensure that all subcontracts and assignments: (a) Identify the full, correct, and legal name of all parties; (b) Describe the activities to be performed; (c) Present a complete and accurate breakdo\vn of its price component; (d) Incorporate a provision requiring compliance with all applicable regulatory requirements, all applicable requirements of this Agreement, and any other conditions and/or approvals that the City may deem necessary; and (e) Incorporate the language of the Certificate Regarding Lobbying executed in connection herewith. 4.13.2 FFC shall incorporate in all consultant and other subcontracts the following provision: "FFC is not responsible fnr any insurance or other fringe benefits, e.g., social security, income tax withholding, retirement or leave benefits, for the Consultant or employees of the Consultant, that are normally available to direct employees of FFC. The Consultant assumes full responsibility for the provision of all insurance and fringe benefits for himself/herself/itself and employees retained by the Consultant in carrying out the Work Plan provided in this subcontract." 4.13.3 FFC shall be responsible for monitoring the contractual performance of all subcontracts. -15- 0 4.13.4 FFC shall receive written approval from the City prior to either assigning or transferring any obligations or responsibility set forth in this Agreement or the right to receive benefits or payments resulting from this Agreement. 4.13.5 Approval by the City of any subcontract or assignment shall not be deemed to be the City's agreement to incur any obligations in excess of the total dollar amount agreed upon in this Agreement. 4.13.6 FFC and its subcontractors shall comply with all applicable laws, ordinances, regulations and requirements. 4.13.7 (Intentionally deleted.). 4.14 Audits and Records. 4.14.1 FFC shall submit to the City an audit conducted by an independent certified public accountant or firm of independent certified public accountants in accordance with the general accepted auditing standards. Two copies of such audit must be delivered to the City no later than six (6) months following the end of each FFC fiscal year. 4.14.2 FFC shall maintain all Contract Records in accordance with generally accepted accounting principles, procedures, and practices, which records shall sufficiently and properly reflect all revenues and expenditures of funds provided directly or indirectly by the City pursuant to the terms of this Agreement. 4.14.3 FFC shall ensure that the Contract Records shall be subject to and available for full access and review, inspection or audit by the City and any other persons duly authorized by the City during normal business hours. ARTICLE V COVENANTS, REPRESENTATIONS AND WARRANTIES OF FFC FFC covenants, represents and warrants to the City as follows: 5.1 Organization and Existence. Flagler First Condominiums, L.L.C. is a Florida limited liability company, duly organized, validly existing and in good standing under the laws of the State of Florida, and has full power and authority to conduct its business as presently -16- e conducted, to receive the Funds, to operate and develop the Project and participate therein, and, upon condominiumization of the Property, to own the Property and the Project. FFC has full power and authority to perform the provisions hereof and of its agreements and undertakings with the City and to perform the transactions contemplated hereby. The execution of all documents contemplated hereby and FFC's full performance thereunder have been duly authorized by all necessary corporate or other approvals and actions. 5.2 Correctness of Documents. The cost estimates, Budget, schedules, and all other documents furnished to the City in connection with this Agreement, are true and correct in all material respects and accurately set forth the facts contained therein and neither misstate any material fact nor, separately or in the aggregate, fail to state any material fact necessary to make the statements made therein not misleading. 5.3 Absence of Proceedings, Actions and Judgments. There are no conditions, circumstances, events, agreements, documents, instruments, restrictions, actions, suits or proceedings pending or threatened against or affecting FFC, the Project or the Property which could adversely affect FFC's ability to comply with the Legal Requirements, complete or operate the Project or to perform its obligations hereunder or which would constitute an Event of Default hereunder or under the other Grant Documents regardless of the giving of notice or the passage of time or both. There are no outstanding or unpaid judgments or arbitration awards against FFC. 5.4 Non -Default. FFC is not in default or violation with respect to any Legal Requirement, nor is it in default under or in material breach of any instrument or agreement to which it is a party or by which it otherwise may be bound. The execution and delivery of this Agreement and the other Grant Documents, the consummation of the other transactions -17- • contemplated hereby, and the ownership and development of the Project as contemplated hereby and by the other Grant Documents: (i) do not and will not conflict with or result in violation of any Legal Requirement or in the breach or default under any indenture, contract, agreement or other instrument to which FFC is a party or by which it may be bound; and (ii) have been duly authorized by all necessary actions and approvals, whether corporate or otherwise. 5.5 Valid Obligations. This Agreement and all of the other Grant Documents, when executed and delivered, shall constitute the duly authorized, legal, valid and binding obligations of FFC and will be enforceable in accordance with their respective terms. 5.6 Marketable Title. The Property Owner has, , good and marketable title to the Property, subject only to the exceptions set forth in the Chicago Title Insurance Company Title Insurance Commitment No. 300212690, effective as of November 15, 2002 at 6:00 A.M., and any other matters permitted by the City. 5.7 Compliance. The completion and use of the Project in accordance with the Work Plan shall comply fully with all Legal Requirements, and with all limitations on the use of the Project, or any other condition, grant, easement, covenant, or restriction, whether recorded or not. All necessary approvals, permits and licenses for the construction, operation, and use of the Project have been or will be unconditionally obtained and are or will be in full force and effect, or if the present state of construction of the Project does not allow such issuance, then such approvals, permits and licenses will be issued when the Project is completed. 5.8 Encroachments. When completed in accordance with the Work Plan, the Project will not encroach upon any building line, setback line,. sideyard line or other recorded or visible easement or other easement of which FFC is aware which exists (or which FFC has reason to -18- believe may exist) with respect to the Project, except as disclosed on the survey of the Property or title insurance commitment provided to the City by FFC. 5.9 Work Plan. The Work Plan is complete in all material respects, and contains all details requisite for the Project which, when constructed and equipped in accordance therewith, shall be ready for the intended use and occupancy thereof. 5.10 Leases. There are no leases, tenancies, licenses or agreements for use of any part of the Property other than as specifically disclosed to the City. It is understood and agreed that this provision of the Agreement shall not be deemed to restrict FFC and/or the Property Owner's right during the term of this Agreement to lease any portion of the commercial component of the Property (the first floor and a portion of second floor of the building) 5.11 Pending Assessments. FFC has no knowledge of any pending or proposed governmental action that would impair the operation or value of the Project or result in a special assessment against the Project. 5.12 Waste. FFC shall not commit or suffer waste or negligence on the Project. 5.13 Fraud. No fraud by FFC has occurred in the negotiation of this Agreement and the other Grant Documents, nor in the transactions contemplated hereby. 5.14 No Casualty. No part of the Property and/or the Project has been damaged or has been subjected to condemnation or other proceedings, and no such proceedings have been threatened. 5.15 No Changes. There have been no material adverse changes in projected costs and expenses of or from the Project or in the occupancy of the Property or any other features of the transactions contemplated hereby as submitted to the City. -19- s 5.16 Compliance with Laws and Regulations. FFC shall, and shall cause the Property Owner to, comply at all times with all Legal Requirements and ensure that the Project shall comply with all applicable Legal Requirements. FFC shall comply at all times with the Legal Requirements affecting the ownership, use, rehabilitation, lease and operation of the Project. 5.17. Other Financing. FFC has not applied for or received, and does not otherwise have available, in connection with the Project any other financing/funding, except for those funds, loans and/or loan commitments previously identified in writing to, and approved by, the City. FFC has obtained from Wachovia Bank, National Association ("Wachovia") a commitment for a construction loan for the Project in the amount of $9,360,000.00. In connection with the Closing of the construction loan from Wachovia, the City agrees to execute its standard form of subordination agreement in favor of Wachovia. Thereafter, the City's Mortgage shall be a second mortgage, subordinate to the iten of the mortgage in favor of Wachovia securing an indebtedness not to exceed $9,360,000.00. 5.18 Reaffirmation. Each of the representations and warranties set forth in this Article shall be true at all times, and the acceptance of any Funds hereunder by FFC shall be deemed to be a reaffirmation of each of the representations and warranties given in this Agreement. ARTICLE VI DEFAULT 6.1 The happening of any one or more of the following events shall constitute an Event of Default: (a) The violation, untruth, or substantial inaccuracy or incompleteness of any term, condition or representation contained in this Agreement or any of the Grant Documents, or -20- a the existence of a material misrepresentation of fact or fraud contained in any documents submitted in support of this Agreement. (b) The substantial discontinuance of the construction of the Project for a period of thirty (30) days which discontinuance is, in the sole determination of the City, without satisfactory cause. (c). The sale, assignment, pledge, transfer, hypothecation or other disposition of any proprietary or beneficial interest in either FFC or the Property, or any change in operating control of either FFC or the Property Owner, other than as previously disclosed to the City in writing or permitted by this Agreement. (d) In the event that the City detennines, in its sole and absolute discretion, that the Project is not being erected in a good and workmanlike manner in accordance with the Work Plan, or that FFC is failing to comply promptly with any requirement or notice of violation of law issued by or filed by the City or any department of any governmental authority having jurisdiction over FFC or the Property. (e) Failure by FFC to materially comply with any term or provision of this Agreement. (f) Any change in zoning requirements or zoning classification of the Property, which in the City's sole discretion would materially interfere with the completion of construction of the Project or the ultimate operation of the Project as contemplated herein. (g) In the event that the City determines, in its sole and absolute discretion, that there exists an event of default under and pursuant to the terms of any other agreement or obligation of any kind or nature whatsoever of either FFC to the City, direct or contingent, whether now or hereafter due, existing, created or arising. -21- • ARTICLE VII REMEDIES 7.1 Upon the occurrence of any Event of Default, the City shall have the absolute right to refuse to disburse any undisbursed portion of the Funds. If an Event of Default shall continue uncured for a period of thirty (30) consecutive days following written notice thereof to FFC (except for the events described in Article VI (a) and (g) above for which the aforementioned cure period shall not apply) the City shall have the absolute right,..at its option and election and in its sole discretion to: (a) Recapture of Funds. Demand that FFC reimburse the City, and FFC shall reimburse the City, for the full amount of Funds disbursed to FFC pursuant to this Agreement. (b) Specific Performance. Institute appropriate proceedings to specifically enforce performance of the terms and conditions of this Agreement. (c) Termination. Upon the expiration of any cure period (in those circumstances for which a cure period is otherwise provided in this Agreement), and unless FFC's breach is waived by the City in \writing, the City may, by written notice to FFC, terminate this Agreement upon not less than twenty-four (24) hours prior written notice. Said notice shall be delivered by certified mail, return receipt requested, or by in person delivery with proof of delivery. (d) Other Remedies. Exercise any other right, privilege or remedy available to the City as may be provided by applicable law, or in any of the Grant Documents. It is understood and agreed that the occurrence of an event of default under Article VI (a) or (g) shall immediately entitle the City to exercise any of the above described remedies without the need to give FFC notice thereof nor the opportunity to cure. -22- 0 The rights and remedies of the City hereunder shall be cumulative and not mutually exclusive, and the City may resort to any one or more or all of said remedies without exclusion of any other. No party other than the City, whether FFC or a materialman, laborer, subcontractor or supplier, shall have any interest in the Funds withheld because of a default hereunder, and shall not have any right to garnish or require or compel that payment thereof be applied toward the discharge or satisfaction of any claim or lien which any of them may have. Waiver of breach of any provision of this Agreement shall not be deemed to. be a waiver of any other breach and shall not be construed to be a modification of the terms of this Agreement. The provisions hereof are not intended to be, and shall not be, construed to limit the City's right to legal or equitable remedies. ARTICLE VIII UNAVOIDABLE DELAY 8.1 Unavoidable Delay(s). "Unavoidable Relay(s)" means damage or destruction by fire or other casualty, whether similar or dissimilar, acts of federal, state, county and/or city governments, including acts pertaining to strikes, embargoes, shortages of material or labor, labor troubles or labor disputes, force majeure, unusually adverse weather conditions, or other like or unlike events or conditions beyond the control of the parties hereto, including any court actions, and injunctions by third parties. For the purpose of any of the provisions of this Agreement, neither FFC nor the City shall be considered in breach of or in default of any obligations under this Agreement in the event of an Unavoidable Delay(s), in accordance with the provisions of Section 8.2 below. 8.2 Manner of Notice of Unavoidable Delay(s) and Conditions With Respect to Performance of Obligations. In the event of Unavoidable Delay(s), the time for performance of -23- obligations, covenants, and/or agreements which are affected by the Unavoidable Delay(s) shall be extended for the period of time of the Unavoidable Delay(s) or for such period of time as may be necessary under the circumstances, provided that the party seeking the benefit of the provisions of this section shall: (a) As soon as reasonably possible, but no later than thirty (30) days after such party shall have become aware of the Unavoidable Delay(s), give notice, in writing to the . other party hereto of the Unavoidable Delay(s) which notice shall specify which of the obligations, covenants, and/or agreements of this Agreement the notifying party is unable to perform at the time of such notice and how the Unavoidable Delay(s) has affected the party's performance of such obligations, covenants, and/or agreements; and (b) As soon as reasonably possible, the party claiming such Unavoidable Delay(s) shall commence and shall continue diligently the performance of such obligations, covenants, and/or agreements so delayed. ARTICLE IX INDEMNIFICATION FFC shall indemnify and hold the City and its past, present and future employees and agents harmless from any and all claims, liabilities, losses, and causes of action which may arise out of the actions, negligence, or omission, in whole or in part, of FFC, its officers, agents, employees, or assignees in the fulfillment of this Agreement. FFC shall pay all claims and losses of any nature in connection therewith, and shall defend all suits, in the name of the City when applicable, and shall pay all costs and judgments which may issue thereon. ARTICLE X MISCELLANEOUS -24- 10.1 Renegotiation or Modification. Modification of provisions of this Agreement shall be valid only when in writing and signed by the parties hereto. The parties agree to modify this Agreement if the City determines, in its sole and absolute discretion, that federal, state, and/or local governmental revisions of any applicable laws or regulations make changes to this Agreement necessary. 10.2 Disputes. In the event an unresolved dispute exists between FFC and the City, the City shall refer the issue, including the views of all interested parties and the recommendation of the City, to the City Manager, his designee, or such other official of the City who shall be authorized to exercise the authority of the City Manager in this regard ("City Manager") for determination. The City Manager will issue a determination within thirty (30) calendar days of receipt of a written request for resolution of the dispute and so advise the City and FFC. In the event additional time is necessary, the City Manager will notify the interested parties within the thirty (30) day period that additional time is necessary. FFC agrees that the City Manager's determination shall be final and binding on all parties, subject only to judicial review. 10.3 Headings. The article and paragraph headings in this Agreement are inserted for convenience only and shall not affect in any way the meaning or interpretation of this Agreement. 10.4 Proceedings. The Agreement shall be construed in accordance with the laws of the State of Florida and any proceedings arising between the parties in any manner pertaining or relating to this Agreement shall, to the extent permitted by law, be held in Miami -Dade County, Florida. 10.5 Notices and Contact. All notices under this Agreement shall be in writing and addressed as follows: -25- To City: City of Miami Department of Real Estate and Economic Development 444 Southwest 2nd Avenue Miami, Florida 33130 ATTN: Dena Bianchino, Assistant City Manager With Copy To: City Attorney's Office 444 Southwest 2nd Avenue, Suite 945 Miami, Florida 33130 ATTN: Ilene Temchin, Esquiare To FFC: Flagler First Condominiums, L.L.C. 48 East Flagler Street PH-5 Miami, Florida 33131 Attn: Natan Rok With Copy To: Evan R. Marbin, Esq. 48 East Flagler Street PH-104 Miami, Florida 33131 Except as otherwise provided in this Agreement, notice shall be deemed given upon hand delivery or five (5) business days after depositing the same'ith the U.S. Postal Service. The address or designated representative of the parties may be changed by notice given in accordance with this section. 10.6 Conflicts with Applicable Laws. If any provision of this Agreement conflicts with any applicable law or regulation, only the conflicting provision shall be deemed by the parties hereto to be modified, or to be deleted if modification is inappropriate, to cause the provision to be consistent with the law or regulation. However, the obligations under this Agreement, as modified, shall continue and all other provisions of this Agreement shall remain in full force and effect. 10.7 Right to Waive. The City may, for good and sufficient cause, as determined by the City in its sole and absolute discretion, waive provisions of this Agreement or seek to obtain -26- such waiver from an appropriate authority. Waiver requests from FFC shall be in writing. A waiver shall not be construed to be a modification of this Agreement. 10.8 Proceedings. The Agreement shall be construed in accordance with the laws of the State of Florida and any proceedings arising between the parties in any manner pertaining or relating to this Agreement shall, to the extent permitted by law, be held in Miami -Dade County, Florida. 10.9 Entire Agreement. This Agreement and its Exhibits described as follows contain all the terms and conditions of the Agreement between the parties: Exhibit A Scope of Work/Work Plan and Project Schedule Exhibit B Legal Description Exhibit C Budget Exhibit D Disbursement Procedures Exhibit E Form of Opinion of Counsel 10.10 Waiver of Jury Trial. Neither FFC nor its subcontractor(s), nor any other person liable for the responsibilities, obligations, services and representations herein, nor any assignee, successor, heir or personal representative of FFC, its subcontractors or any other person or entity shall seek a jury trial in any lawsuit, proceeding, counterclaim or any other litigation procedure based upon or arising out of this Agreement, or the dealings or the relationship between or among such persons or entities, or any of them. Neither FFC nor its subcontractors, nor any other person or entity will seek to consolidate any such action in which a jury trial has been waived with any other action. The provisions of this paragraph have been fully discussed by the parties hereto, and the provisions hereof shall be subject to no exceptions. Neither party to this Agreement has in any manner agreed with or represented to any other party that the provisions of this paragraph will not be fully enforced in all instances. -27- IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their undersigned officials as duly authorized, this 7-3 day of bQiji. , 2002. A Priscilla A. to son City Clerk Approved As To Insurance Requirements: Risk Management Administrator IT-Flaglcr First Agreement-12-20-02 o u tE4t�l,,l_,v_�s�r 11011(iViv r\.4V } 1 �� Yet it f Orft 1�rSF {OT(llllJntJnSr l�.0 Flagler First Concomi - um f L.L.C., a Florida limited Ii• ''lity -.mpy By: City of Miami, a ' . mcipal corpor of th to of F orida 7c. By _28- J rrio C anager Approved Corr ejandro i arello City Attorney Old Centrust Building Partnership, a Florida general partnership, joins in the execution of this Agreement as the owner of the Property (referred to in this Agreement as the "Property Owner") for the purpose of confirming its agreement to comply with all obligations and requirements herein relating to the Property and the improvements thereon that constitute all or any part of the Project. Old Centrust Building Partn - r hip, general partnership By: artner -29- Exhibit B Legal Description of the Property Lot 11 and the West One -Half of Lot 12 in Block 117 North, City of Miami, according to the Plat thereof recorded in Plat Book B, Page 41, of the Public Records of Miami -Dade County, Florida. -31- Flagler First Condominiums Exhibit C and D Project Budget and Disbursements Procedure Tom ice! • Budget l Sep•02 0er02 Nov412 Deo•02 Jen•03 Peb•03 Mm•03 Apr-03 May-03 Jun-03 Jul-03 Au9-03 Sep 03 0c1-03 HovC3 Os `m lan tM Feb oe w.a+ Apr 01 ► p04 J'm MI Hard Construction Cost 8,915,000 44.1 % 10,000 12,746 255,030 255,000 100,000 100,030 100.000 100,000 427,303 427,303 427,303 427.303 427,303 427.303 427.303 427,303 e27,303 427,303 427,300 427,303 427,303 427,315 Nab Coot Calltbgslcy 1.000,006 6.48. 100.000 100.000 100.000 100.000 100.000 100A00 100,000 100.000 100,000 100,000 Oms 0 0.0% Caaviz8on Maras 1 Esparta 930,000 5.9% 54.708 54.706 54.706 54.706 54.708 54.706 54.708 54,708 54,708 54,708 54.708 54.708 54.706 54308 54,708 54.706 54.704 Co. strbc60n Loan Oripbmeon Fee 93,800 0J7% 75.000 18,600 *coursing Fee 55,000 0w8. 15.000 3.438 3,436 3,438 3.438 3,438 3.438 3438 3.438 3,438 3,438 3.438 2.482 Apprahel 18,000 0.1% 3.000 15,000 Aid41uc1Pee-0esIpn 280,000 1.7% 60,000 50.000 50,000 78.000 11200 11.200 11,200 11200 11,203 11200 11200 11200 11,200 11,200 11,200 11200 11,600 Insurance 85.000 0.4% 85.000 81Mdr*p Permit 160,000 1.0% 180,000 Enpkt8elt99 Foe 210,000 1.38. 5.000 36,000 31000 35,000 35.000 35,000 Enveomlalsl Repoli 8 Remedeeon 175,000 1.1% 8.800 83200 83200 anger., Fee 140,000 0.9% 140,000 8rpee0on Fero 55,000 0.4% 3.500 3.500 3.500 3,500 3,500 3.500 3.500 3.500 3.500 3.500 3.500 3.500 3300 3,600 3.500 3500 Lagal Foes • ParelssNp 225,000 1.4% 24,800 8,268 8,288 8268 8,288 8,268 8268 6268 8268 8268 6268 6,268 8274 Mareestp 8 Advereasnera 95,000 0A% 10.000 40.000 45.000 Properly Texas 50,000 0.3% 50.000 Sway Inclu8r' Aa-Bldto 25,000 02% 25,000 Ties Insurance am Rca ell rg 185,000 1.1% 165,OW unity Camec6onFoe 1313,000 0.9% 138,000 DMCOC C446d6ng fee 100,000 0.6% 8333 8,333 6,333 8,333 8,333 8,333 8,333 8,333 8.333 8,333 8.333 8,337 Camr10a1cy(Solt COW 86.000 0.5% 7,093 7.083 7.083 7.083 7.083 7,083 7,013 7.083 7483 7,093 7.083 7,087 0Bvolap574 Tao it Overhead 885,000 5.7% 55338 55,938 55338 55.938 55.938 55.938 55,938 55.938 55,938 55338 56,938 55.938 55,838 55,938 56,930 55338 E0491310 6564115. Canal nad 3.538,000 22316 3.5313.000 Adaional Contlnpency 305400 1.8% 26,452 25,452 25,452 25,452 25``452 25,452 25,452 25,452 2�5�,4S452 25,452 25,4<45�2� 25,428 Total Has 15.09a,000 15,584.450 12,744 614,468 430,0e6 426A10 389,716 e67,719 356,715 1,130,810 803219 703219 103,219 713,21e 903, 27 s46,833 595,801 653647 662,647 662,639 552.847 5113,209 583,819 Tom 46,899,0CD I21tM Davelap.Po Emety 3.536.000 22.5% 3.534.000 Corllbuc90nLoan Marcos - 9,350.000 59.68 Sub Tom 12,598,000 CIly d M4an4 Grand 1,800,000 11,5% Dade County 1,000.000 6.4% Sub Tom 2300,000 Total Sources 15,886,000 Total 15,090,000 JO • Fiaaa10211054 73,636 1,130,019 603219 703219 603219 703219 603227 748,953 595.881 852,647 552,647 852,839 552.847 593209 503,819 11,87E 420,010 389,716 887,718 260,880 48.400 12,748 514,486 426,308 3,684.400 12 745 5114,455 436,008 420,010 369,716 547,715 364,7 8 1 30,019 603,219 703,219 503.219 703,219 503.227 746,953 595651 652,547 882,647 552,635 582.867 593,204 562. 1012 11120/2002 AEC:I5T66PG0T29` . 141 OLD'CENTRUST BUILDING PARTNERSHIP AGREEMENT 0 ! 5766rGOT30 REC. OLD CENTRUST BUILDING PARTNERSHIP AGREEMENT TABLE OF CONTENTS Article 1 - FORMATION OF THE PARTNERSHIP 1 1.01 Organization 1 1.02 Partnership Name 1 1.03 Principal Place of Business and Addresses of Partners 2 1.04 Purpose 2 1.05 No. Payments of Individual Obligations 2 1.06 Statutory Compliance 2 1.07 Title to. Property 2 1.08 Term 2 1.09 Independent Activities 2 1.10 Def ihitions 3 Article 2 - CAPITAL CONTRIBUTIONS 12 2.01 Initial Capital Contributions 12 2.02 Required Additional Capital Contributions 12 (a) Capital Call 12 (b) Failure to Contribute 12 (c) .Computation of Future Profits Interests . 13 (d) Mandatory Book -Up of Capital Accounts . . 13 2.03 Percentage Interests 14 2.04 Pro:°its Interest 14 2.05 Withdrawal of Capital 14 2.06 No Interest on Capital 14 2.07 Additional Partners 14 2.08 Partner Loans 14 Article 3 - ALLOCATION 14 3.01 Prof its 14 3.02 Losses 15 3.03 Special Allocations 15 (a) Minimum Gain Chargeback 15 (b) Partner Minimum. Gain Chargeback 15 (c) Nonrecourse Deductions 16 (d) Partner Nonrecourse Deductions 16 (e) Section 754 Adjustments 16 (f) Non=Cumulative Preferred Return Allocation 16 r 3.04 Curative Allocations to Insure Consistency with Economics of Deal 16 3.05 General 17 3.06 Tax Allocations: Code section 704(c) 17 3.07 Tax Status .18 ° I5766PG0731. BEC. Article 4 - DISTRIBUTIONS OF NET CASH FLOW 18 4.01 Net Operating Cash Flow Defined 18 4.02 Net Operating Cash Flow 19 4.03 Computation of Net Operating Cash Flow 19 4.04 Distribution of Net Operating Cash Flow 19 4.05 Net Cash Proceeds From Sales or Refinancing 19 4.06 Distribution Among Partners 20 Article 5 - ACCOUNTING AND RECORDS 21 5.01 Books and Records 21 5.02 Reports 21 5.03 Tax. Returns 21 5.04 Tax and Accounting Decisions . . . . . . . 21 5.05 Spacial Basis Adjustment 21 5.06 Tax Matters Partner 22 5.07 Fiscal Year 22 5.08 Bank Accounts 22 5.09 Management Agreement 22 5.10 Partnership's Accountants and Counsel 22 Article 6 - MANAGEMENT 23 6.01 Day -to -Day Management by Partners 23 6.02 Information Requirement 25 6.03 Inrsurance Coverage 25 6.04 Reimbursement of Expenses 25 6.05 Managing Partner's Activities 25 6.06 Compensation. 26 6.07 Successor Managing Partner 26 Article 7 - FINANCING 26 Article 8 - TRANSFERS OF INTERESTS; WITHDRAWALS 27 8.01 Restrictions on Transfers 27 (a) General 27 (b) Definition of Permitted Transfer; Permitted Transferee 27 (c) Conditions to Permitted Transfers . . . .. 27 (d) Admission of Permitted Transferee as a Partner 28 (e) Effect of Permitted Transfer on Partnership 28 8.02 Covenant Not to Withdraw or Dissolve 28 8.03 Consequepces of Being a Breaching Partner 28 8.04 Bre•3ch Payments 30 8.05 No Bonding 30 ii ' Article in 15766110732 9 - RIGHT OF FIRST REFUSAL 31 9.01 Right of First Refusal 31 Article 10 10.01 Article 11 (a) Limitations on Transfers (b) Offer Notice (c) Offer Period (d) , Acceptance of First Offer by Managing Partner (e) Acceptance of Remaining Offered Interest by Other Partners 32 Closing of Purchase of First Offer By Managing Partner and/or other Partner Sale to Purchaser - REPRESENTATIONS AND WARRANTIES (f) (g)• General - INDEMNIFICATION 31 31 31 31 32 33 33 33 35 11.01 Indemnification by the Partnership 35 11.02 Exoneration of Partners for Acts in Good Faith 35 Article 12 - DISSOLUTION AND WINDING UP 36 12.01 Ligiidating Events 36 12.02Winding Up 36 12.03 Deficit Capital Make -Up Provision 37 12.04 Deemed Distribution and Recontribution 37 12.05 Rights of Partners 37 12.06 Notice of Dissolution 38 Article 13 — MISCELLANEOUS 38 13.01 Notices 38 13.02 Binding Effect 38 13.03 Construction 39 13.04 Time 39 13.05 Captions 39 13.06 Severability 39 13.07 Incorporation by Reference 39 13.0E Further Assurances 39 13.09 Variation of Pronouns 39 13.10 Governing Law 39 13.11 Counterpart Execution 40 13.12 No Third Party Rights 40 13.13 Integration 40 13.14 Remedies m 40 13.15 Separate Counsel and No Tax Representations 40 13.16 Consent of Partners 40 iii OFF. REC. 15 66PG0733 13.17 Waiver 40 13.18 Wai:✓er of Partition 41 List of Exhibits Exhibit Exhibit Exhibit Exhibit Exhibit Exhibit "An • _ ICn HD" — "Ea • _ DESCRIPTION OF PROPERTY 44 NAMES AND ADDRESSES OF PARTNERS 45 INITIAL CAPITAL CONTRIBUTIONS 46 PERCENTAGE INTEREST OF EACH PARTNER 47 INITIAL PROFITS INTEREST OF THE PARTNERS • 48 MANAGEMENT AGREEMENT 49 • iv 0 OFF. 15766PGOT34 REC. OId) CENTRUST BUILDING PARTNERSHIP AGREEMENT This OLD CENTRUST BUILDING PARTNERSHIP AGREEMENT (the "Part- nership") shall be effective as of the 31st day of December, 1990 (the "Effect ve Date"), by and among NATAN ROK, EVELYN ROK, MASZA. ROK, SERGIO ROK, VICTOR CAMJI, MOISES BEREZDIVIN, MERDARDO TUCHMAN, YAKO and CLARA MORJAIN, R. BRANDON and D. BRANDON, TRUSTEE, under the R. BRANDOIr REVOCABLE LIVING TRUST and BLUMIN MENDEZ PARTNERSHIP hereinafter referred to singularly as "Partner" and collectively as "Partners," pursuant to the following terms and conditions: W ITNESSET H: WHEREAS, the Partners entered into an oral partnership agree- ment prior to 1:he Effective Date to engage in certain activities as further described herein; and WBEREkS, ".he Partnership purchased certain real property loca- ted in Dade County, Florida (the "Property") as legally described on the attached Exhibit "A", together with the buildings, struc- tures, equipment, improvements and fixtures thereon; and WHEREAS, the Partnership intends to construct, improve and renovate the Property and thereafter offer commercial retail space to tenants; and WHEREAS, the Partners now desire to memorialize their oral agreement as set forth above effective on the Effective Date; and WHEREAS, the Partners also desire for their rights and obli- gations and the control and management of the Project to be gover- ned by the terms and conditions of this Agreement: NOW, THEREFORE, in consideration of the foregoing, of the mutual promises of the parties hereto, and of other good and valu- able consideration, the receipt and sufficiency of which is hereby acknowledged, the Partners agree as follows: Article 1 FORMATION OF THE PARTNERSHIP 1.01 Organization. The Partnership is hereby organized as a Florida general partnership in accordance with, and for purposes of, the provisions of the Act. 1.02 Partnershln Name. The name of the Partnership shall be Old Centrust Building Partnership, and all business of the Partner- ship shall be conducted in such name. The Managing Partner may change the name of the Partnership or adopt such trade or fictiti- ous names as he determines appropriateand he shall give the other Partners reasonable notice of such events. The Partnership shall OFf: 1 5766PC0T35 REC. hold all of its property in the name of the Partnership and not in the name of any Partner. 1.03 Principal Place of Business and Addresses of Partners. The principal place of business of the Partnership shall be located at 48 East Flagler Street, PH #105, Miami, Florida 33131, or at such other place as the Managing Partner may from time to time designate in writing. The addresses of the Partners are set forth on Exhibit "B' attached hereto. 1.04 Purpose. The purpose of the Partnership's business is to acquire the Property from the Resolution Trust Corporation, own, site plan, survey, engineer, obtain proper zoning, development approvals and permits, develop, mortgage, encumber, hypothecate, improve, alter, retodel and expand the Property as commercial retail tenant space and thereafter lease, offer to lease, manage, sell, maintain and otherwise deal with part or all of the Property (the "Project"), investing and reinvesting any funds held in reserve pursuant to the terms of this Agreement and do all such other things as are necessary, proper, convenient or advisable in connection herewith or related thereto not otherwise inconsistent with the purposes set forth herein. 1.05 No Payments of Individual Obligations. The Partners shall use the Partnership's credit and assets solely for the bene- fit of the Partnership. No asset of the Partnership shall be transferred or,encumbered for or in payment of any individual obli- gation of a Partner. 1.06 statutdry Compliance. The Partnership shall exist under and be governed by, and this Agreement shall be construed in accor- dance with, tho applicable laws of the State of Florida. The Part- ners shall make all filings and disclosures required by, and shall otherwise comply with, all such laws. The Partners shall execute and file in the appropriate records any assumed or fictitious name certificates and other documents and instruments as so requested by the Managing Partner as may be necessary or appropriate with res- pect to the formation of and conduct of the Partnership's business. 1.07 Title to Property. No Partner shall have any ownership interest in any and all real and personal property owned by the Partnership and each Partner's interest in the Partnership shall be personal property for all purposes. 1.08 Term. The term of the Partnership commenced as of the Effective Date and shall continue until the winding up and liqui- dation of the Partnership and its business is completed following a "Liquidating Event," as provided in Article 12 hereof. 1.09 Independent Activities. Each Partner, notwithstanding this Agreement, may engage in or possess any interest in any busi- ness venture or activity of any nature or description whatsoever, 2 i15766110736 independently or with others, whether the same be competitive with the Partnersh:ip's business or otherwise, without -having or incur- ring any obligation to offer any interest in such business or acti- vity to the Partnership or any Partner, and as a material part of the consideration for the execution of this Agreement by each Part- ner, each Partner hereby waives, relinquishes, and renounces any such right', or claim of participation in such .business or activity and the income or profits derived therefrom. 1.10 Definitions. Unless otherwise expressly provided herein or unless the content otherwise requires, capitalized words and phrases used in this Agreement shall have the following respective meanings: "Act" means the Florida Uniform Partnership Act of the State of Florida as set forth in Chapter 620 of the Florida Sta- tutes, as amended from time to time. "Adjusted Capital Contributions" means, as of any day, the Partner's Capital Contributions adjusted as -follows: (1) increased by the amount of any Partnership liabilities which, in connection with distributions pursuant to paragraphs 4.05(c) and 12.02(c) hereof, are assumed by such Partner or are secured by any Partnership property distributed to such Partner; (2) increased by any amounts actually paid by such Partner to any Partnership lender pursuant to the terms of any Assumption Agreement; and (3). reduced by the amount of cash and the Gross Asset Value of any Partnership property distributed to such Partner pursuant to paragraphs 4.05(c) and 12.02(c) hereof and the amount of any liabilities of such Partner assumed by the Partnership or which are secured by any property contributed by such Partner to the Partnership. In the event any Partner transfers any portion of his Percentage Interest in accordance with the terms of this Agreement, its trans- feree shall succeed to the Adjusted Capital Contribution of the transferor to 4:he extent it relates to the transferred Interest. "Affiliate" means, with respect to any Person, (i) any Person directly or indirectly controlling, controlled by or under common control with such Person, (ii) any Person owning or control- ling ten percent (10%) or more of the outstanding voting interests of such Person, (iii) any officer, director, or general partner of such Person, or (iv) any Person who is an officer, director, gen- eral partner, trustee, or holder of ten percent (10%) or more of the voting interests of any Person described in clauses (i) through (iii) of this sentence. The term "controls" (including the terms 3 REC 15766110737 00 • "controlled by and "under common control with") means the posses- sion, direct or indirect, of the power to director cause the dir- ection of the management and policiesof an entity or individual whether through the ownership of voting securities, by contract, or otherwise. "Alreement" or ",Partnership Agreement" means this Agree- ment of Partnership, as amended from time to. time. Words such as "herein," "hereinafter," "hereof," "hereto," and "hereunder" refer to this Agreement as a whole, unless the context otherwise requires. "Article" means an article of this Agreement. ",assumption Agreement" means any agreement among the Partnership, :any of the Partners, and any Person to whom the Part- nership is inaebted pursuant to a loan agreement, a reimbursement agreement, or any other arrangement (collectively referred to as a "loan" for purposes of this Agreement) pursuant to which any Part- ner expressly' assumes personal liability with respect to such loan. The amount of any such loan shall be treated as assumed by the Partner(s) for all purposes under this Agreement in the proportions set forth in such Assumption Agreement and their respective amounts so assumed shall be credited to their respective Capital Accounts pursuant to paragraph (1) in the definition of Capital Account. To the extent such loan is repaid by the Partnership, the Partners' Capital Accounts shall be debited with their respective shares of the repayments pursuant to paragraph (2) of the definition of Capi- tal Account. To the extent such loan is repaid by some or all of the Partners from 'their, own funds, there shall be no adjustments to their Capital Accounts. "Capital Account" means, with respect to any Partner, the Capital Account maintained for such Partner in accordance with the following provisions: (1) each Partner's Capital Account shall be cre- dited with such Partner's Capital Contributions, such Partner's distributive share of Profits, and any items in the nature of income or gain which are specially allocated pursuant to Sections 3.03 or 3.04 hereof, and the amount of any Partnership liabilities assumed by such Partner or which are secured by any property distributed to such Partner; (2) each Partner's Capital Account shall be debi- ted with the amount of cash and the Gross Asset Value of any pro- perty distributed to such Partner pursuant to any provision of this Agreement, such Partner's distributive share of Losses and any items in the nature of expenses or losses which are specially allo- cated pursuant to Sections 3.03 or 3.04, and the amount of any lia- bilities of rrIch Person assumed by the Partnership or which are 4 OF15766PG0738 NEC. secured by any property contributed by such Partner to the Partner- ship; (3) in the event any Percentage Interest in the Partnership is transferred in accordance with the terms of this Agreement, the transferee shall succeed to the Capital Account of the transferor to the extent it relatesto the transferred Interest; and (4) in determining the amount of any liability for purposes of paragraphs (1) and (2) above, and paragraphs (1) and (2) of the definition of Adjusted Capital Contributions, there shall be taken into account Code section 752(c) and the Treasury Regulations promulgated thereunder. The foregoing provisions and the other provisions of this • Agreement relating to the maintenance of Capital Accounts are in- tended to comply with Treas. Reg. section 1,704-1(b), and shallbe interpreted and applied in a manner consistent with such Regula- tions. In the event the Tax Matters Partner shall determine that it is prudent to modify the manner in which the Capital Accounts, or any debits or credits thereto (including, without limitation, debits or credits relating to liabilities that are secured by con- tributed or distributed property or that are assumed by the Part- nership or any of the Partners) , are computed in order to comply with such Regulations, the Tax Matters Partner may make such modi- fication, provided that it is not likely to have a material effect on the amount distributable to any Partner pursuant to Article 12 hereof upon the dissolution of the Partnership. The Tax Matters Partner also zhall (i) make any adjustments that are necessary or appropriate to maintain equality between the Capital Accounts of the Partners and the amount of Partnership Capital reflected on the Partnership's balance sheet, as computed for book purposes, in. accordance with Treas. Reg. section 1.704-1(b)(2)(iv)(q), and (ii) make any appropriate modifications in the event unanticipated events might otherwise cause this Agreement not to comply with Treas. Reg. section 1.704-1(b). "Capital Contributions" mean the amount of money and the agreed fair market value of any property other than money contribu- ted to the Partnership by a Partner with respect to the Percentage Interest held by such Partner pursuant to the terms of this Agree- ment. "Code" means the Internal Revenue Code of 1986, as amen- ded from time to time (or any corresponding provisions of succeed- ing law). "Depreciation" means, for each Fiscal Year or other per- iod, an amount equal to the depreciation, amortization, or other cost recovery deduction allowable with respect to an asset for such year or other period, except that if the Gross Asset Value of an 5 0 of�- it:15766PG0739 asset differs from its adjusted basis for federal income tax pur- poses at the beginning of such year of other period, Depreciation shall be an amount which bears the same ratio to such beginning Gross Asset Value as the federal income tax depreciation, amortiza- tion, or other 'cost recovery deduction for such year or other peri- od bears to such beginning adjusted tax basis; provided, however, that if the federal income tax depreciation, amortization, or other cost recovery deduction for such year is zero, Depreciation shall be determined with reference to such beginning Gross Asset Value using any reasonable method -selected by the Managing Partner. "g'tective Date" means as of December 31, 1990. "grent of Bankruptcy" means, with respect to a Partner or the Partnership, any of the following: (1) filing a voluntary petition in bankruptcy or for reorganization or for the adoption of any arrangement under the Bankruptcy Code (as now or in the future amended) or an admission seeking the relief therein provided; creditors; (2) making a general assignment for the benefit of (3) consenting to the appointment of a receiver for all or a substantial part of such Person's property; (4) in the case of the filing of an involuntary petition in bankruptcy, an entry of an order for relief; (5) the entry of a court order appointing a recei- ver or trustee for all or a substantial part of such Person's pro- perty without his consent; or (6) the assumption of custody or sequestration by a court of competent jurisdiction of all or substantially all of such Person's property. "Execution Date" means the date of execution of this Agreement. "Fiscal Year" means the calendar year, except that the first calendar year of the Partnership Agreement shall begin on the Effective Date. "Gross Appraised Value" means the fair market value of the Project as'of a particular valuation date. As used herein, the "fair market value".of the Project means the maximum amount that a single buyer would reasonably be expected to pay for the entire Project, free and clear of all liens and encumbrances, in a single cash purchase, taking into account the current condition, finan- cing, use, and zoning of the Project. 6 . 1lEE I5T66PCOT40 0 REC The Gros:; Appraised Value may be determined by agreement of the Partners. If they cannot agree upon the fair market value of the Project, the Managing Partner and the other Partners shall selectan appraiser within ten (10) days; except that if a deter- mination of Gross Appraised Value is being made pursuant to Section 8.04, the Breaching Partner rather than the other Partners shall select an appraiser. The appraisers shall meet within ten (10) days of such appointment and shall endeavor, within twenty (20) days of such appointment, to agree upon, and give written notice to the Partnership, the Partners and the Partnership's Accountants, of the Gross Appraised Value of 'the Project (the "Appraisers' No- tice"). If an Appraisers' Notice is not given during such period, then at any time after such period, the appraisers shall appoint a Third Appraiser (the "Third Appraiser"). After the appointment of the Third Appraiser; the. Gross Appraised Value shall be the amount included in an Appraiser's Notice subscribed to by at least two of the three appraisers. If two of the appraisers have not given such an Appraisers' Notice within twenty (20) days of the appointment of the Third Appraiser, the Gross Appraised Value of the Project shall be determined solely by the Third Appraiser, who shall give an Appraiser's Notice within thirty (30) days of his appointment. Any appraiser appointed hereunder shall be disinterested and shall be an M.A.I. appraiser qualified to appraise real property similar to the Project and located in the vicinity of the Project. "Gross Asset Value" means, with respect to any asset, the asset's adjusted basis for federal income tax purposes, except as follows: • (1) the initial Gross Asset Value of any asset contributed by a Partner to the Partnership shall be the agreed gross fair market value of such asset, agreed to by the Partners; (2) the Gross Asset Values of all Partnership assets shall be adjusted to equal their respective gross fair mar- ket values as of the following times: (a) the acquisition of an additional interest in the Partnership by any new or existing Partner in exchange for more than a de minimis Capital Contribu- tion, including, but not limited to any additional Profits Interest acquired by an existing Partner as a result of the dilution of another Partner's Profits Interest arising out of his failure to contribute additional capital pursuant to Section 2.02; (b) the distribution by the Partnership to a Partner of more than a de minimis amount of the Project as consideration for an interest in the Partnership; and (c) the liquidation of the Partnership within the meaning of Treas. Reg. section 1.704-1(b)(2)(ii)(g); provided,' however, that adjustments pursuant to clauses (a) and (b) above shall be made only if, the Partnership's Accountants determine that such adjustments are necessary or appropriate to reflect the relative economic interests of the Partners in the Partnership; 7 lEt I5?66PG0T4I AEC. (3) the Gross Asset Value of any Partnership asset distributed tc any Partner shall be the gross fair market value of such asset on the date of distribution; and (4) the Gross Asset Value of Partnership assets shall be increased (or decreased) to reflect any adjustments to the adjusted basiE of such assets pursuant to Code section 734(b) or Code section 743(b), but only to the extent that such adjustments are taken into account in determining Capital Accounts pursuant to Treas. Reg. section 1.704(b)(2)(iv)(m) and paragraph 3.03(e) here- of; provided, however, that Gross Asset Values shall not be adjus- ted pursuant to this paragraph (4) to the extent the Tax Matters Partner determines that an adjustment pursuant to paragraph (2) above is necessary or appropriate in connection with a transaction that would otherwise result in an adjustment pursuant to this para- graph (4). If the Gross Asset Value of an asset has been determined or adjus- ted pursuant to paragraph (1), (2) or (4) above, such Gross Asset Value shall thereafter be reduced by any Depreciation taken into account with x:,.1spect to such asset in computing Profits and Losses. "Initial Capital Contributions" mean the Capital Contri- butions made by the Partners to the Partnership pursuant to Section 2.01. "Managing Partner" means Natan Rok or the successor man- aging partner as set forth in Section 6.07. "liet Cash Proceeds From Sales or Refinancings" mean the net cash proceeds of the Partnership from the sale (other than a sale of personal property in the ordinary course of the Partner- ship's business), refinancing or other disposition of all or a por- tion of the Project or the receipt of insurance proceeds (except for business interruption insurance) or condemnation awards in excess of the amount used to repair the Project. Net Cash Proceeds From Sales or Refinancings shall include all principal and interest payments with respect to any note or other obligation received by the Partnershipin connection with the sale (other than a sale of personal property in the ordinary course of the Partnership's busi- ness) or other disposition of the Project. "ngt Equity of a Partner's Percentage Interest", means the amount that: would be distributed to such Partner in liquidation of the Partnership pursuant to paragraphs 12.02(c), 12.02(d) and (e), if the Project was sold for its Gross Appraised Value and the Net Cash Proceeds from Sales and Refinancings were distributed in the order of priority set forth in Section 12.02. The Net Equity of a Partner's Percentage Interest shall be determined, without audit or certification, from the books and records of the: Partnership by the Partnership's Accountants. The 8 P 15766110742 Net Equity of a Partner's Percentage Interest shall be determined within thirty (30) days of the day upon which the Partnership's Accountants are apprised in writing of the Gross Asset Value of the Project, and the amount of such Net Equity shall be disclosed to the Partnership and each of the Partners by written notice. The Net Equity determination of the Partnership's Accountants shall be final and binding in the absence of a showing of gross negligence or willful mis'onduct. "Non -Cumulative Preferred Return" means an amount equal to a ten percent (10%) per annum, non -cumulative (prorated for any partial year) preferred return on the aggregate Adjusted Capital Contributions .of the Partners commencing on the Effective Date until the Partnership is liquidated pursuant to Article 12. The Non -Cumulative Preferred Return shall be paid to the Partners pur- suant to paragraph 4.02(b) only to extent Net Operating Cash Flow is available and pursuant to paragraphs 4.05(d) and 12.02(d) only to the extent ,het Cash Proceeds From Sales or Refinancings are available. To the extent the Non -Cumulative Preferred Return is not paid to the Partners in any Fiscal Year,• it shall not be accumulated. The Non -Cumulative Preferred Return is not intended and should not in any way be construed to be a guaranteed payment within the mea;ring of Code section 707(c). "Nonrecourse Deductions" has the meaning set forth in Treas. Reg. 1.704-1T(b)(4)(iv)(b). The amount of Nonrecourse Deductions for a Partnership Fiscal Year equals the excess, if any, of the net increase, if any, in the amount of Partnership Minimum Gain during that Fiscal Year over the aggregate amount of any dis- tributions during that .Fiscal Year of proceeds of a Nonrecourse Liability that are allocable to an increase in Partnership Minimum Gain, determined according to the provisions of Treas. Reg. section 1.704-1T(b) (4) (iv) (b) . " t�cr. ecourse. Liability" has the meaning set forth in Treas. Reg. section 1.704-1T(b)(4)(iv)(k)(3). ",partners" means the Managing Partner and the other Partners where r10 distinction is required by the context in which the term is used herein. "Partner" means any one of the Partners. "Ea tnershin" means the Florida general partnership formed on the Effective Date by this Agreement. "Partnership's Accountants" shall be Lerman and Lerman, P.A., or such other independent certified public accounting firm licensed in Florida which is selected by the Managing Partner. "Partnership Capital" means the total amount of the Capital Contributions of the Partners. OFF.15T66110T43 REC. "Partner Minimum Gain" means an amount, with respect to each Partner Nonrecourse Debt, equal to the Partnership Minimum Gain that would result if such Partner Nonrecourse Debt were treated as a Nonrecourse Liability, determined in accordance with Treas. Reg. section 1.704-1T(b)(4)(iv)(h). "Partner Nonrecourse Debt" has the meaning set forth in Treas. Reg. section 1.704-1T(b)(4)(iv)(k)(4). "Partner Nonrecourse Deductions" has the meaning set forth in Treas. Reg. section 1.704-1T(b)(4)(iv)(h)(3) of the Regu- lations. The amount of Partner Nonrecourse Deductions with respect to a Partner Nonrecourse Debt for a Partnership Fiscal Year equals the excess, if any, of the net increase, if any, in the amount of Partner Minimum Gain attributable to such Partner Nonrecourse Debt during that Fiscal Year over the aggregate amount of any distribu- tions during that Fiscal Year to the Partner that bears the econo- mic risk of loss for such Partner Nonrecourse Debt and are allo- cable to an increase in Partner Minimum Gain attributable to such Partner Nonrecourse Debt, determined in accordance with Treas. Reg. section 1.704-•1T(b) (4) (iv) (h) (3) . "Partnership Minimum Gain" has the meaning set forth in Treas. Reg. sections 1.704-1T(b)(4)(iv)(a)(2) and 1.704-1T(b)(4)- (iv) (c) . "•partnership Nonrecourse Debt" has the meaning set forth in Treas. Reg. section 1.704-IT(b)(4)(iv)(k)(2). "Percentage Interest" means, with respect to any Part- ner, the percentage ownership interest of such Partner in the Part- nership as set forth opposite its name in Section 2.03. In the event any Percentage Interest is transferred in accordance with the provisions of this Agreement, the transferee of such interest shall succeed to the Percentage Interest of his transferor to the extent it relates to .the transferred Percentage Interest. "Prson" means any individual, partnership, corporation, trust, or other entity. "Prime Rate" means the prime rate announced as such from time to time by TransAtlantic Bank, N.A., of Miami, Florida or its successor. Any interest payable under this Agreement with refer- ence to the Prime Rate shall be adjusted on a daily basis, based upon the Prime Rate in effect from time to time, and shall be cal- culated on the basis of a three hundred sixty-five (365) day year with 12 months, each of which has the number of days designated on the calendar applioable to the year(s) in question. 0 "Profits" and "Losses" mean, for each Fiscal Year or other period, an amount equal to the Partnership's taxable income or loss for such year or period, determined in accordance with Code 10 0 R E� : 15766PG0744 ti section 703(a) (for this purpose, all items of income, gain, loss, or deduction required to be stated separately pursuant to Code sec- tion 703(a)(1) shall be included in taxable income or loss), with the following Idjustments: (1) any income of the partnership that is exempt from federal income tax and not otherwise taken into account in computing Profits or Losses shall be added to such taxable income or loss; (2) any expenditures of the Partnership described in Code sectior. 705(a)(2)(B) or treated as Code section 705(a)(2)- (B) expenditures pursuant to Treas. Reg. section 1.704-1(b)(2)(iv)- (i), and not otherwise taken into account in computing Profits of Losses pursuant to this definition shall be subtracted from such taxable income or loss; (3) in the event the Gross Asset Value of any Partnership asset is adjusted as the result of an adjustment des- cribed in paragraph (2) or (3) of the definition of Gross Asset Value set forth in this Section 1.10, the amount of such adjustment shall be taken into account as gain or loss from the disposition of such asset for purposes of computing Profits or Losses; (4) gain or loss resulting from any disposition of the Project with respect to which gain or loss is recognized for federal income tax purposes shall be computed by reference to the Gross Asset Value of the Project, notwithstanding that the adjusted tax basis of the Project differs from its Gross Asset Value; (5) In lieu of the depreciation, amortization, and other cost reco✓ery,deductions taken into account in computing such taxable income or loss, there shall be taken into account Deprecia- tion for such Fiscal Year or other period, computed in accordance with the definition of Depreciation set forth in this Section 1.10; and (6) Notwithstanding any other provision of this definition of Profits and Losses, any items which are specially allocated pursuant to Sections 3.03 or 3.04 hereof shall not be taken into account in computing Profits or Losses. "Profits Interests" means, with respect to any Partner, the interest in Profits as set forth opposite his name in Section 2.04. "Regulations" means the final and temporary (but not proposed) Tpcotde Tax Regulations promulgated under the Code, as such regulations may be amended from time to time (including cor- responding provision of succeeding regulations). • "Section" means a section of this Agreement. 11 115766PGOT45 AEC. "Tax Matters Partner" means the Managing Partner. "VAnsfer" means, as a noun, any voluntary or involun- tary transfer, sale, pledge, hypothecation, or other disposition and, as a versa, voluntarily or involuntarily to transfer, sell, pledge, hypothecate, or otherwise dispose of. "Treas. Reg. section" means a section of the Regula- tions. All terms used in this Agreement which are not defined in this Section 1.10 shall have the meanings set forth elsewhere in this Agreement. Article 2 CAPITAL CONTRIBUTIONS 2.01 Initial Capital Contributions. The Partners have each contributed to the Partnership, in cash, as their Initial Capital Contributions, the amount opposite their name on Exhibit "C" attached hereto. In return for his or her Initial' Capital Contri- bution, each Partner's Capital Account shall be credited by the .amount of such Partner's Initial Capital Contribution. 2.02 Regaired Additional Capital Contributions. (a) Capital Call. Additional Capital Contributions may be called for by the Managing Partner by written demand upon the Partners from time to time for any amount of funds which he be- lieves is necessary, or appropriate to fund any operating deficits, working capital needs, or construction cost overruns for improve- ments to the Project. Such additional Capital Contributions shall be payable in accordance with the Percentage Interests of the Part- ners. Except us otherwise required by this Section 2.02, no Part- ner shall be required to contribute any additional capital to the Partnership. (b) Failure to Contribute. In the event that any Part- ner shall fail to make any such required additional Capital Contri- bution within thirty (30) days of such written notice, then the Managing Partner shall have the option within the fifteen (15) day period thereafter to either: (i) make a loan to the Partnership at the Prime Rate plus two percent (2%) in an amount up to the amount of the requested additional Capital Contribution;iand/or (ii) make a Capital Contribution to the Partnership in an amount up to the amount of the requested additional Capital Contribution. In the event that the Managing Partner does not loan and/or contribute the entire amount ,af such required additional Capital Contribution to the Partnership within such fifteen (15) day period, the. Partners (including the Managing Partner) shall be required by the Managing 12 0 R C: 15766Pc0746 - 0 Partner within the thirty (30) day period thereafter to either: (i) make loans to the Partnership in accordance with their Percen- tage Interest at the Prime Rate plus two percent (2%), in an amount up to the amount of the requested additional Capital Contribution not contributed or loaned to the Partnership by the Managing Part- ner pursuant to the prior sentence; or (ii) make a Capital Contri- bution to the Partnership in accordance with their Percentage Interests in nn amount up to the amount of the required additional Capital Contz'ibution not so contributed or loaned to the Partner- ship by the Managing Partner. To the extent a Partner does not contribute in accordance with his Percentage Interest his propor- tionate share of any required additional Capital Contribution pursuant to (_ii) of the prior sentence, or if the Managing Partner makes an additional Capital Contribution pursuant to the first sentence of. this paragraph (b), the non-contributing Partner's future Profits Interest shall be diluted and the contributing Partners' future Profits Interests shall be increased in accordance with the formula set forth in paragraph (c) below. (c) Computation of Future Profits Interests. Beginning on the date after the contribution of the required,additional Capi- tal Contribution to the Partnership, the future Profits Interests of the Partners shall be equal to the amount determined by dividing the Net Equity of a Partner's Percentage Interest (which includes the additional capital so contributed) on such date by the sum of the Net Equity of all of the Partners' Percentage Interests (which includes the additional capital so contributed) on such date; pro- vided however, that, if all of the Partners contribute their pro- portionate shire of the required additional Capital Contribution pursuant to paragraph (a), any funds contributed to the Partnership by the Partners pursuant to this Section 2.02 shall not affect the Partners' Profits Interests. In addition, no contribution or loan by a Partner of funds to the Partnership pursuant, to this Section 2.02 shall have any affect on the computatiop, of the Partner's Percentage Interest. (d) Mandatory Book -Up of Capital Accounts. To the ex- tent any Partner fails to contribute his proportionate share of a requested additional Capital Contribution pursuant to Section 2.02(b) above,and the Managing Partner or the Partners, as the case may be, contribute all or a portion of such requested addi- tional capital in return for an increase in their future Profits Interests, the Capital Accounts of the Partners shall be booked -up or down on the date of contribution of such requested additional capital in accordance with the provisions of Treas. Reg. section 1.704-1(b)(2)(iv)(f) in order to properly reflect the Gross Appraised Value of the Project on such date. A book -up or down in Gross Asset Value reflects the manner in which the unrealized gain or loss inherent in.the value of the Project would be allocated to the Partners, if there was a taxable disposition of the Project for its Gross Appraised Value on the date of such contribution. 13 M 15766160747 0-0 BEC 2.03 Percentage Interests. The Percentage_Interests of the Partners shall be as set forth on Exhibit "D" attached hereto. Unless otherwise required under this Agreement, no adjustment to the Percentage Interest of any Partner shall be made. 2.04 Profits Interest. Each Partner's interest in Profits ("Profits Interest") shall be as set forth on. Exhibit "E" attached hereto. Unless otherwise required under this Agreement, no adjust- ment to the Profits Interest of any Partner shall be made. 2.05 Withdrawal of Capital. Except as otherwise provided in this Agreement, no Partner shall be entitled to demand or receive a return of any portion of his Capital Contributions from the Part- nership. Under circumstances requiring a return of any Capital Contributions, no Partner shallhave the right to receive property other than'cash, except as may be specifically provided here. 2.06 :interest on Capital. No Partner shall receive any interest, sala:sy or drawing with respect to his Capital Contribu- tions or Capital Account or for services rendered on behalf of the Partnership or otherwise in his capacity as Partner, except as otherwise provided in this Agreement. 2.07 Additional Partners. No additional Partners shall be admitted to the Partnership without the consent of the Managing Partner. 2.08 Partner Loans. Except as otherwise set forth in Sectior. 2.02, no Partner shall be obligated to make any such loan or advance to the Partnership. The Manager Partner may at any time loan or advance funds to the Partnership. The amount of any loan or advance by a lending Partner shall be repayable in accordance with the provisions of Article 4 and shall bear interest at the Prime Rate plus: two percent_(2%). Any such loan or advance shall not affect the -applicable Partner's Percentage or Profits Interest, but shall be treated as a debt due from the Partnership. Article 3 ALLOCATION 3.01 Profits. After giving effect to the special allocations set forth in Sections 3.03 and 3.04 hereof, Profits for any fiscal year shall be allocated to the Partners in accordance with the fol- lowing order of priority: (a) first, to the Partners until the cumulative Profits allocated to them pursuant to this paragraph 3.01(a) for the cur- rent and all prior Fiscal Years are equal to the cumulative Losses allocated to them pursuant to paragraphs 3.02(b) and (c) hereof for all prior Fiscal Years, and in proportion to the :amount of such Losses previously allocated to them; and 14 R . 157661$0748 0 (b) second, to the Partners in accordance with their Profits Interest. 3.02 Lasses. After giving effect to the special allocations set forth in°Sections 3.03 and 3.04 hereof, Losses for any Fiscal Year shall be allocated in accordance with the following order of priority: (a) first, to the Partners in proportion to the amount of and untilthe cumulative Losses allocated to them pursuant to this paragraph. 3.02(a) for the current and all prior Fiscal Years are equal to -.Ile cumulative Profits, if any, allocated pursuant to paragraph 3.C1(b) for all'prior Fiscal Years and in proportion to the amount of, such Profits previously allocated to them; (b) to the Partners in accordance with and in propor- tion to their positive Capital Account balances, until their positive Capital Account balances have been reduced to zero; and (c) then, the balance, if any, Eo the Partners in accordance with, their Percentage Interests. 3.03 peeial Allocations. The following special allocations shall be made in the following order of priority: (a) Minimum Gain Charaeback. Notwithstanding any other provision of this Article 3, if there is a net decrease in Partner- ship Minimum Gain during any Partnership Fiscal Year, each Partner shall be specially allocated items of Partnership income and gain for such year (and, if. necessary, subsequent years) in an amount equal to the portion of such Partner's share of the net decrease in Partnership Minimum Gain, determined in accordance with Treas. Reg. section 1.704-.1T(b) (4) (iv) (f) , that is allocable to the disposition of Partnership property subject to Nonrecourse Liabilities, deter- mined Sn accordance with Treas. Reg. section 1.704-1T(b)(4)(iv)(e). Allocations pursuant to the previous sentence shall be made in pro- portion to the respective amounts required to be allocated to each Partner pursuant thereto. The items to be so allocated shall be determined in accordance with Treas. Reg. section 1.704-1T(b)(4)- (iv)(e). This paragraph 3.03(a) is intended -to comply with the minimum gain chargeback requirement in such section of the Regu- lations and shall be interpreted consistently therewith. (b) Partner Minimum Gain Charaeback. Notwithstanding any other provision of this Article 3 except paragraph 3.03(a), if there is a net decrease in Partner Minimum'Gain attributable to a Partner Nonrecourse Debt during any Partnership Fiscal Year, each Partner who has a share of the Partner Minimum Gain attributable to such Partner Nanreco,prse Debt, determined in accordance with Treas. Reg. section 1.704-1T(b)(4)(iv)(h)'(5), shall be specially allocated items of Partnership income and gain for such year:(and, if neces- sary, subsequent years) in an amount equal to the portion of such 15 1[E .15766110749 AEC Person's share of the net decrease in Partner Minimum Gain attribu- table to such Partner Nonrecourse Debt, determined in accordance with Treas. Reg. section 1.704-1T(b)(4)(iv)(h)(5), that is alloca- ble to the disposition of Partnership property subject to such Partner Nonrecourse Debt, determined in accordance with Treas. Reg. section 1.704•-1T(b) (4) (iv) (h) (4) . Allocations pursuant to the pre- vious sentence shall be made in proportion to the respective amounts required to be allocated to each Partner pursuant thereto. The items to be so allocated shall be determined in accordance with Treas. Reg. section 1.704-1T(b)(4)(iv)(h)(4) of the Regulations. This paragraph 3.03(b) is intended to comply with the minimum gain chargeback requirement in such Treas. Reg. section and shall be interpreted consistently therewith. (c) Nonrecourse Deductions. Nonrecourse Deductions for any Fiscal Year or other period shall be specially allocated to the Partners in accordance with their Percentage Interests. (di Partner Nonrecourse Deductions. Partner Nonre- course Deductions for any Fiscal Year or other period shall be allocated to the Partnerwho bears the economic risk of loss with respect to the Partners Nonrecourse Debt to which such Partner Non - recourse Deductions are attributable in accordance with Treas. Reg. section 1.704-1T (b) (4) (iv) (h) . (e) Section 754 Adiustments. Tp the extent an adjust- ment to the adjusted tax basis of any Partnership asset pursuant to Code section 734(b) or Code section 743(b) is required, pursuant to Treas. Reg. section 1.704-1(b)(2)(iv)(m), to be taken into account in determining Capital Accounts, the amount of such adjustment to the Capital Accounts shall be treated as an item of gain (if the adjustment increases the basis of the asset) or loss (if the adjustment decreases such basis) and such gain or loss shall be specially allocated to the Partners in a manner consistent with the manner in which their Capital Accounts are required to be adjusted pursuant to such section of the Regulations. (f) Eton -Cumulative Preferred Return Allocation. All or a portion of the remaining items of Partnership' income or gain, if any, shall be specially allocated to the Partners in proportion to the Non -Cumulative Preferred Return distributions each has received pursuant to paragraphs 4.02(b), 4.05(d) and 12.02(d) from the com- mencement of the Partnership until the aggregate amounts allocated to the Partners pursuant to this paragraph 3.03(f) for this Fiscal Year and all previous Fiscal Years is equal to the cumulative amount of such distributions to such Partners. 3.04 Curative Allocations to Insure Consistency with Econo- mics of Deal. The partners intend for the economic gain in the value of the Project after the payment of the Non -Cumulative Pre- ferred Return to be shared by the Partners in accordance with their Profits Interests and that Net Cash Proceeds From Sales and Refi- 16 0 0 °Ff15766Pc0750 REC. nancing should be distributed to the Partners in a manner which reflects such economic gain. In addition, Losses should be borne by the Partners based upon their Percentage Interests. The tax allocation provisions set forth in this Agreement are intended to produce final capital account balances that are at levels ("Target Final Balances") which permit distributions of Net Cash Proceeds From Sales or Refinancings pursuant to Section 12.02 to be made in a manner which reflects such economic gain or loss. To the extent that the tax allocation provisions of this Agreement would not pro- duce such Target Final Balances and result in an economic distor- tion, the Managing Partner is'hereby authorized, based upon the advice of the Partnership's Accountant or tax counsel, to amend the Agreement to make the necessary allocations of items of income, gain, loss or deduction in order to produce such Target Final Bal- ances; moreover, to the extent that prospective amendments do not reach such a result, the Managing Partner shall have the authority to amend prior Partnership income tax returns to reallocate items of income, gain, loss or deduction in order to minimize any econo- mic distortions resulting from the tax allocations. For purposes of applying the foregoing sentence, allocations pursuant to this Section 3.04 shall only be made to the extent the Managing Partner reasonably det.ermines that allocations under this Agreement will otherwise be :inconsistent with the economic agreement among the parties to this Agreement. 3.05 General. (a) ' Except as otherwise provided in this Agreement, all items of Partnership income, gain, loss, deduction, and any other allocations nc•t otherwise provided for shall be divided among the Partners in the same proportions as they share Profits or Losses, as the case may be, for the year. (b) The Partners are aware of the income tax conse- quences of the' allocations made by this Article 3 and hereby agree to be bound by the provisions of this Article 3 in reporting their shares of Partnership income and loss for income tax purposes. (c) For purposes of determining the Profits, Losses, or any other items allocable to any period, Profits, Losses, and any such other items shall be determined on a daily, monthly, or other basis, as determined by the Tax Matters Partner using any permissi- ble method under Code section 706 and the regulations thereunder. 3.06 Tax Allocations: Code section 704(c). In accordance with Code section 704(c) and the Regulations thereunder, income; gain, loss, and deduction with respect to any property contributed to the capitalof the Partnership shall, solely for tax purposes, be allocated among the Partners so as to take account of any varia- tion between the adjusted basis of such property to the Partnership for federal income tax purposes and its initial Gross Asset Value. 17 \ ' OFf. 15766N 0751 REC. In the event the Gross Asset Value of the Project is adjusted or treated as adjusted pursuant to paragraph (2)-of the definition of Gross Asset Value, i.e., in the case of a failure of a Partner to contribute a proportionateshare of a required additional Capi- tal Contribution pursuant to Section 2.02, subsequent allocations of income, gain, loss, and deduction with respect to such asset shall take account of any variation between the adjusted basis of the Project for federal income tax purposes and its Gross Asset Value in the same manner as under Code section 704(c) and the Regu- lations thereunder. Any elections or other decisions relating to such allocations shall be made,":,y the Managing Partner in any manner that reasonably reflects the purpose and intention of this Agreement. Allocations pursuant to this Section 3.06 are solely for purposes of federal, state, and local taxes and shall not affect/ or in any way be taken into account in computing, any Person's Capital Account or share of Profits, Losses, other items, or distributions pursuant to any pro- visions of this Agreement. 3.07 Tax Status. Each of the Partners hereby recognize that the Partnership will be subject 'to all provisions of Subchapter K or Chapter 1 of Subtitle A of the Code. Article 4 DISTRIBUTIONS OF NET CASH FLOW 4.01 Est Operating Cash Flow Defined. As used in this Agree- ment, the term "Net Operating Cash Flow" for each Fiscal Year of the Partnership shall mean the total cash receipts of the Partner- ship received, during such year from the operation of the Partner- ship's business ("Operating Receipts"), less those items, listed in paragraphs 4.01(a) through (d). Operating Receipts include '(but are not limited to) cash receipts from the rental of tenant space in the Project, business interruption insurance, other incidental income attributable to or resulting from the operation of the Pro- ject, and amounts previously held in reserve which are deemed by the Managing Partner to no longer be required to be reserved. operating Receipts do not include cash receipts_of the Partnership attributable to events which generate Net Cash Proceeds From Sales or Refinancings, Partnership loans, Partner loans or Capital Contributions to the Partnership. For purposes of calculating Net Operating Cash Flow, the fol- lowing items which are paid out of Operating Receipts shall be deducted from Operating Receipts: (a) all expenses, including interest expense, of the Partnership incurred:in connection with the ownership and operation of the Project, other than any expense not involving a cash expen- 18 Ff.15766110752 Q ° REC. diture such as any amount charged for depreciation, amortization, or cost recovery deductions; (b) all principal payments on account of any loans made to the Partnership or secured by the Project, other than loans from a Partner to the Partnership; (c) any sums expended by the Partnership for capital improvements; and (d) any amounts that are set aside as reserves by the Managing Partner as he reasonably determines. 4.02 Net Operating Cash Flow. Net Operating Cash Flow shall be distributed in the following order of priority: (a) first, to the payment of Partner loans to the Part- nership, if any, owed to any of the Partners in proportion to the outstanding balances of such loans; (b) second, to the Partners until they receive an amount equal to and in proportion to their Non -Cumulative' Preferred Return for such Fiscal Year; and, (c) third, the remaining balance, if any, to the Part- ners in accordance with their Profits Interest as set forth in Sec- tion 2.04. At the time of any distribution of the Net Operating Cash Flow, the Partnership must have available to its unencumbered cash funds suf- ficient for such distribution after taking into account (except in the case of 13quidation of the Partnership) the amounts which the Managing Partner determines should be set aside to provide a rea- sonable reserve for the continuing conduct of the business of the Partnership and for normal working capital. 4.03 Computation of Net Operating Cash Flow. Net Operating Cash Flow shall be computed by the Partnership's Accountants after consultatipn with the Managing Partner within ninety (90) days following the close of the prior Fiscal Year. 4.04 Distribution of Net Operating Cash Flow. The Net Oper- ating Cash Flow shall be distributed, at such times as the Managing Partner shall determine. 4.05 Net Cash Proceeds From Sales or Refinancing. Except as provided in Article 12, the Net Cash Proceeds From Sales or Refi- nancings shall be distributed, at such times as the Managing Partner shall deterinine, in the following order of priority: 19 0 p e.15766PG0753 (as) first, to the payment of the debts and liabilities of the Partnership then due and owing to creditors other than any amounts owed to the Partners; (b) second, to the payment of any Partner loans to the Partnership, Y.f any, in proportion to the outstanding balances of such loans; (c) third, to the Partners until their Adjusted Capital Contribution are reduced to zero; (d) fourth, to the Partners in an amount equal to and in proportion, to their Non -Cumulative Preferred Return for the applicable Fiscal Year, over the sum of all prior distributions to the Partners pursuant to paragraph 4.02(b) for such Fiscal Year; (e.) fifth, to the Partners in accordance with and in proportion to their Capital Account balances; and (f) sixth, the balance to the Partners in accordance with their Profits Interests. 4.06 Distribution Amona Partners. If a Permitted Transfer, pursuant to Article 8 or 9 hereof, of a Percentage Interest in the Partnership occurs during any accounting period, Profits, Losses, each item thereof, and all other items attributable to such Inter- est for such period shall be divided and allocated between the transferor and. the transferee by taking into account their varying interests during the period in accordance with Code section 706(d), using any conventions permitted by law and selected by the Managing Partner. Al: distributions on or before the date of a Permitted Transfer shall be made to the transferor, and all distributions thereafter shall be made to the transferee. Solely for purposes of - making such allocations and distributions, the Partnership shall recognize a Permitted Transfer not later than the end of the calen- dar month during which it is given notice of such Transfer, pro- vided that if the Partnership does not receive a notice stating the date such Interest was transferred and such other information as the Managing Partner may reasonably require within thirty (30) days after the end'of the accounting period during_which the transfer occurs, or if a Transfer is not a Permitted Transfer, then all of such items shall be allocated, and all distributions shall be made, to the Person who, according to the books and records of the Part- nership, on the last day of the accounting period during which the Transfer occurs, was the owner of the Percentage Interest. The Managing Partner and the Partnership shall incur no liability for making allocations and distributions in accordance with the provi- sions of this Section 4.06, whether or not the Managing Partner or the Partnership has knowledge of any Transfer of ownership of any Percentage Interest°in the Partnership. 20 E l 5T66U 0754 REC. Article 5 ACCOUNTING. AND RECORDS 5.01 Books and Records. The Partnership shall maintain at its principal place of business separate books of account for the Partnership which shall show a true and accurate record of all costs and expenses incurred, all charges made, all credits made and received, and all income derived in connection with the operation of the Partnership business in accordance with generally accepted accounting principles consistently applied. The Partnership shall use the method of accounting chosen by the Partnership's Accoun- tants in preparation of its annual reports and for tax purposes and shall keep its books accordingly. The expenses chargeable to the Partnership shall include only those which are reasonable and necessary for the ordinary and efficient operation of :Lhe Partner- ship business and the performance of the obligations,cf the Part- nership under any agreement relating to the business of the Part- nership. Each Partner, or its authorized representative, shall, at the expense of such Partner, have the right at any time, upon reasonable notice to the Managing Partner, to examine and/or copy the Partnership's books and records during normal business hours. 5.02 Reports. The Managing Partner shall be responsible for the preparation of financial reports of the Partnership and the coordination of financial matters of the Partnership with Partner- ship's Accountants. Within ninety (90) days after the end of each Fiscal Year, the Managing Partner shall cause the Partnership's Accountants to furnish to the Managing Partner a copy of the balance sheet of the Partnership as of the last dayof the fiscal year and a statement of.income or loss for the Partnership for such period. Annual statements shall also include a statement showing any item of income,' deduction, credit or loss allocable for federal income tax purposes pursuant to the terms of this Agreement. Annual statements shall be compiled ana reviewed by the Partnership's Accountants. 5.03 Tax Returns. The Managing Partner shall cause the Part- nership's Accountants to prepare all income and other tax returns of the Partnership and shall cause the same to be filed on a timely basis. The Managing Partner shall cause the Partnersh.ip's Accoun- tants to furnish to each Partner a copy of each such return, toge- ther with any schedules or other information which such Partner may reasonably require in connection with such Partner's own tax affairs. 5.04 Tax and Accounting Decisions. All tax and accounting decisions and elections shall be made by the Managing Partner based on the advice of the Partnership's Accountants or counsel. 5.05 Special Basis Adiustment. In connection with any Per- mitted Transfer of a Partnership Percentage Interest, the Partner- 21- rs) C) OFF. d 5766110755 REC. ship shall, at the written request of either the transferor or the transferee, on behalf of the Partnership and at the time and in the manner provided in Treas. Reg: section 1.754-1(b), elect on its federal income tax return to adjust the basis of the Partnership's assets in the manner provided in sections 734(b) and 743(b) of the Code, and such transferee shall pay all costs incurred'by the Part- nership in connection therewith, including, without limitation, reasonable attorneys' and accountants' fees. 5.06 Tax Matters Partner. The Managing Partner shall serve as the Partnership's "Tax Matters Partner" within the meaning of Code section 6231(a)(7) and thus shall be the party designated to receive all notices from the Internal Revenue Service. He shall have all the powers and duties expressly conferred on E. tax matters partner by the Code and shall be entitled to be reimbursed for all customary and reasonable expenses incurred by him on behalf of the Partnership. 5.07+'iscal Year. The Fiscal Year of the.Partnership shall be the calendar year. As used in this Agreement,, the Fiscal Year shall include any partial: calendar year at the beginning and end of the Partnership term. . . 5.08 Bank Accounts. The Managing Partner shall have fiduci- ary responsibility for the safekeeping and use of all funds and assets of the Partnership, whether or not in his immediate posses- sion or control. The funds of the Partnership shall not be commin- gled with the funds of any other Person and the Managing Partner shall not employ, or permit any other Person to employ, such funds in any manner except for the benefit of the Partnership. The bank accounts of the Partnership shall be maintained in such banking institutions as are chosen by the Managing Partner and withdrawals shall be made only in the -regular course of Partnership business and as otherwise authorised in this Agreement on such signature or signatures as the Managing Partner may determine. 5.09 Management Agreement. The Partners agree to enter into a separate Management Agreement with an Affiliate of :he Managing Partner. Such Management Agreement shall in form and !substance be in accordance with the terms and provisions of the attached Exhibit "F". The Managing Partner shall have the sole and exclusive right to terminate such Management Agreement and enter into a neck manage- ment agreement with any Person, whether Affiliated or non -Affilia- ted with the Managing Partner, as he deems necessary and appropri- ate. 5.10 Partnership's Accountants and Counsel. The Managing Partner shall have, he sole and exclusive right to select and ter- minate the Partnership's Accountants and legal counsel for any accounting or legal matter involving the Partnership., 22 RAOFf. ' 66110756 - Article 6 MANAGEMENT 6.01 Day -to -Day Management by Partners. The Managing Partner shall be under a fiduciary duty to conduct and manage the affairs of the Partnership in the best interests of the Partnership and of the other partners including the safekeeping and use of the Project for the exclusive benefit of the Partnership. Except as otherwise provided herein, the Managing Partner shall have the sole and exclusive right to manage and control the business of the Partnership and shall have all of the rights and powers which may be possessed by a general partner under the Act including, without limitation, the right and power to: (a; expend the capital and income of the Partnership to the extent permitted by this Agreement; (bi negotiate, enter in and supervise the performance of contracts or agreements with architects, engineers, surveyors, attorneys, lobbyists, contractors, subcontractors and other persons whose services, labor or materials may be required in furtherance of the businv3s purposes of the Partnership; (c) perform any and all acts necessary or appropriate to acquire, expand, improve, maintain, lease, repair, operate and manage the Project; (d) take and hold real property and personal property of the Partnership, in the Partnership name; (e) execute and deliver on behalf of and in the name of the Partnership, or in the name of a nominee- of the Partnership•, deeds, bills of sale, deeds of trust, mortgages, notes, leases, ground leases; subleases, licenses, rental agreements, occupancy agreements, and/or use agreements of or with respect to all or a portion of the Project, and any and all other instruments necessary or incidental to the conduct of the Partnership's business includ- ing, but not limited to, any instruments or documents necessary to obtain construction or permanent financing as authorized in Article 7; (f► control and manage the Project and arrange for the construction, repair, financing, refinancing, collections, dis- bursements, maintenance, leasing and other matters necessary or desirable in connection with the operation of the Partnership's business; (g). obtain all governmental, zoning and utility appro- vals, consents, permits or certifications which may be necessary or .advisable in connection with the Project and the operation of the Partnership's business; - 23 OFF.15766PG0757 (J REC. (h) undertake such actions as are necessary, advisable or desirable in order that the Partnership shall promptly comply with all material, present and future laws, ordinances, orders, rules, regulations and requirements of all governmental authorities having jurisdiction, which may be applicable to the Partnership or the Project; (i) employ and dismiss from employment, retain or otherwise secure employees, independent contractors or personnel necessary to carry out the purposes of the Partnership; (j) delegate all or any of his rights or duties here- under and in furtherance of any such delegation, to appoint, employ or contract with any Person the Managing Partner may in its sole discretion deem necessary or desirable, including. Affiliates of the Managing Partner; provided, however, that any.such delegation to an Affiliate of the Managing Partner is evidenced by a written con- tract pursuant to which terms are on an arm's-length basis. Such Persons may, under the supervision of the Managing Partner, perform any of the following or other acts or services for the Partnership as the Managing Partner may approve, except that the Managing Part- ner shall continue to be primarily responsible for the performance of all such obligations; serve as the Partnership's advisor and consultant in.connection with policy decisions made by the Managing Partner; act as managers, consultants, correspondents, brokers, architects, contractors, subcontractors, engineers, escrow agents, or in any other capacity deemed by the Managing Partner necessary or desirable; investigate, select and, for the behalf of the Part- nership, conduct relations with Persons acting in such capacities and pay appropriate fees to, and enter into appropriate contracts with, or employ or retain any of them to render services in connec- tion with the Partnership's business; and perform or assist in the performance of administrative or managerial functions necessary in the management of the Partnership; (k) ask for, collect and receive any rents, issues and profits or income from the Project, or any part or parts thereof, and to disburse Partnership funds for Partnership purposes to those persons entitled to receive same; (lj purchase from or through others, contracts of lia- bility, casualty or other insurance for the protection of the pro- perties or affairs of the Partnership or the Partners, or for any purpose convenient or beneficial to the Partnership; (m) pay all taxes, licenses or assessments of whatever kind or nature imposed upon or against the Partnership or the Pro- ject, and for such purposes to make such returns and do all other such acts or things as may be deemed necessary and advisable by the Partnership; 24 Orr.15766PG0758 REc. (n) establish, maintain and supervise the deposit of any monies or securities of the Partnership with federally insured banking institutions or other institutions as may be selected by the Managing Partner, in accounts in the name of the Partnership with such institutions; (o'• institute, prosecute, defend, settle, compromise and dismiss lawsuits or other judicial or administrative proceed- ings brought can or in behalf of, or against, the Partnership or the Partners in connection with the activities arising out of, connec- ted with, or incidental to this Agreement, and to engage counsel or others in connection therewith; (p) execute for and on behalf of the Partnership, and with respect +:o the Project, all such applications for permits and licenses as the Managing Partner deems necessary and advisable; (q) take any action necessary or appropriate for the continuation of the Partnership's valid existence as a general partnership under the laws of the State of. Florida; and (r) conduct the affairs of the Partnership with the general objective of financial gain in accordance with the business purpose of they Partnership set forth in Section 1.04. 6.02 Information Requirement. The Managing Partner shall advise and inf`•orm the other Partners of any transaction, notice, event or proposal which he reasonably believes could significantly or adversely:: affect the Project or the operation of the Partnership's business. 6.03 Insurance Coverage. The Managing Partner shall procure and maintain or cause to be procured and maintained, insurance suf- ficient to envble the Partnership to comply with applicable laws, regulations and financing requirements. 6.04 Reimbursement of Expenses. The Managing Partner shall be entitled to be reimbursed for all reasonable and documented out- of-pocket expenses which are incurred by him on behalf of the Part- nership in connection with the Partnership's business. Reimburse- ment expenses shall be paid as an expense of the Partnership after debts to non -partners have been repaid, but prior to the repayment of any Partner loans or advances. 6.05 Managing Partner's Activities. The Managing Partner shall devote so much of his time and effort to the Partnership's business as he deems to be necessary and advisable for the proper management and supervision of the Partnership's business, but he shall have no obligation to manage the Partnership as his sole and exclusive business. The Partners and/or any of their Affiliates have and will continue to have other businesses and may engage in activities other than those relating to the Partnership, some of 25 R. 15766Pr0759 REC. which may be comparable to, or competitive with, the business of the Partnership. Nothing in this Agreement shall create in the Partnership or. any Partner any right, title. or interest in or to such independent ventures or in the income or proceeds derived therefrom or create any other obligations or liabilities on the part of such Partner to the Partnership or to the other Partner by reason thereof. 6.06 Compensation. Except as otherwise provided for in this Agreement, no Partner shall receive any salary, fee or draw for services rendered by he or she on behalf of the Partnership. 6.07 Successor Menacing Partner. In the event of Natan Rok's death, disability, or Event of Bankruptcy, Sergio Rok shall -replace Natan Rok as Managing Partner. Such Successor Managing Partner shall have the rights and privileges and be required to perform the same obligations as the Managing Partner. Article 7 FINANCING The Managing.Partner shall be authorized to obtain construc- tion or permanent financing form time to time as the Managing Partner shall deem necessary for the alteration, construction., improvement, development and renovation of the Project. Such financing shall be on such terms and conditions and at such rate of interest as the Managing Partner determines to be acceptable. Such financing may be on a secured or unsecured basis from reputable and financially responsible lending institutions or third parties. The Partners hereby agree to pledge their Percentage Interests as col- lateral and to individually and severally guaranty the repayment of a portion of any recourse borrowings of the Partnership in propor- tion to their'Percentage Interests. Such a pledge by a Partner to a lending institution shall not be subject to the conditions and restrictions on Transfer set forth in Article 8. The Partners hereby agree' to execute any and all documents requested by the Managing Partner in connection with the obtaining financing pur- suant to this Article 7. All customary and reasonable expenses incurred in connection with such interim and permanent financing shall be paid out of loan proceeds, including any normal and customary brokerage fee. M 26 1 15766PG0760 Article 8 TRANSFERS OF INTERESTS; WITHDRAWALS 8.01 Restrictions on Transfers. (s.) General. Except in the case of the Partner's pledging of his Percentage Interest to lending institutions pur- suant to Article 7 or except as otherwise provided in this Agree- ment, aPartner's right to Transfer all or any portion of his Per- centage Interest in the Partnership by means of a Permitted Trans- fer shall be subject to the conditions and restrictions set forth in this Section 8.01. (b) Definition of Permitted Transfer; Permitted Trans- feree. (1) a "Permitted Transfer" is a Transfer by a Partner of all of his Percentage Interest in the Partnership to a Permitted Transferee, provided that such Transfer otherwise com- plies with the conditions and restrictions of this Section 8.01; (2) a "Permitted Transferee" of a Partner is any Person who is (1) a Personal Representative of such Partner or (ii) any Person approved as a Permitted Transferee by the Managing Part- ner, which approval may be withheld in the sole and absolute dis- cretion of th.a Managing Partner; and (3) a Partner's "Personal Representative" means any Person who.succeeds.to such Partner's Percentage Interest as a result of an Event of Bankruptcy and any transferee of such Part- ner's Percentage Interest from any such Person. Such Person in- cludes the transferor's executor, administrator, ,trustee or -per- sonal representative to whom such Interest is transferred at death, as a result of,mental or physical incompetency or involuntarily by operation of law. (c). Conditions to Permitted Transfers. A Transfer otherwise permitted under this Section 8.01 shall not be a Permit- ted Transfer and any attempted Transfer of a Partner's Percentage Interest to a Permitted Transferee shall be null and void and of no effect whatever unless and until the following conditions are satisfied: (1) except in the case of a Permitted Transfer to a Partner's Personal Representative, the transferor and transferee shall have executed such documents and instruments of conveyance and assumption as may be necessary or appropriate in the opinion of counsel to the Part;ership to effect such Transfer and to confirm the Permitted Transferee's agreement to be bound by the terms and conditions of this Agreement and, in particular, the assumption of all monetary obligations of the transferor Partner with respect to 27 111E. 15766110761. REC the Percentage Interest being transferred and the transferor Part- ner's agreement to guarantee the prompt payment and performance of such assumed obligations. In any case not described in the pre- ceding sentence, the transfer shall be confirmed by presentation to the Partnership of legal evidence of such Transfer, in form and substance satisfactory to the Partnership. (2) except in the case of a Permitted Transfer to a Partner's Personal Representative, the Partnership may require prior to such Transfer, an opinion of counsel satisfactory to the Partnership confirming that such Transfer will not terminate the Partnership for federal income tax purposes. (3) a Partner making a Permitted Transfer of all or a portion of his'Percentage Interest and the Permitted Transfer- ee thereof shall pay all reasonable costs and expenses incurred by the Partnership in connection with such Transfer. (d) ,Admission of Permitted Transferee as a Partner. A Permitted Transferee of Percentage Interest in the Partnership shall be admitted as a Partner in the Partnership. (e) Effect of Permitted Transfer on'Partnership. The Partners intend that the Permitted Transfer of a Percentage Inter- est in the Partnership shall not cause the dissolution of the Part- nership under the Act; however, notwithstanding any such dissolu- tion, the Partners shall continue to hold the Partnership's assets and operate its business in partnership form under this Agreement as if no such dissolution had occurred. 8.02 povenant Not to Withdraw or Dissolve. Notwithstanding any provision of the Act, each Partner hereby covenants and agrees that the Partners have entered into this Agreement based on their mutual expectation that all Partners wiLl continue as Partners and carry out the duties and obligations undertaken by them hereunder and that, except as otherwise expressly required or permitted here- by, no Partner shall withdraw or retire from the Partnership, be entitled to demand or receive a return of his Capital Contributions or Profits (or a bond or other security for the return of such Con- tributions or Profits), or exercise any power under the Act to dis- solve the Partnership. 8.03 Consequences of Being a Breaching Partner. Notwith- standing anything to the contrary in the Act, if a Partner (a "Breaching Partner") (i) attempts to withdraw from the Partnership or dissolves the Partnership in breach of Section 8.02 or (ii) is subject to an Event of Bankruptcy, the Partnership shall continue and such Breaching partner shall be subject to this Section 8.03. In such event, the fpllowing shall occur: 28 0 °Ff.. I5T66PC0762 =' REC (a) the Breaching Partner shall immediately cease to be a Partner andshall have no power to act for or bind the Partner- ship; (b) the Breaching Partner shall be liable for damages, without requirement of a prior accounting, to the Partnership for all costs and liabilities that the Partnership or any Partner may incur as a result of such breach; (c) the Partnership shall have no obligation to pay to the Breaching Partner his Capital Contributions, or Profits, but may, by notice! to the Breaching Partner within thirty (30) days of his or her br.sach, elect to make Breach Payments (as hereinafter defined) to the Breaching Partner in complete satisfaction of his Percentage Interest in the Partnership; (d) if the Partnership does not elect and is not other- wise required to make Breach Payments pursuant to paragraph 8.04(c) above, the Partnership shall treat the Breaching Partner as if he were an unadmitted assignee of the Percentage Interest of the Breaching Partner with no right to act for or bind the Partnership, or otherwise interfere in the Partnership's operations, and shall make allocations and distributions to the Breaching Partner only of those amounts otherwise payable hereunder with respect to such Interest; (e)' the Partnership may apply any distributions other- wise payable with respect to such Interest (including Breach Pay- ments) to sat:Lsfy, any claims it may have against the Breaching Partner; (f) in the event the breaching event is an attempt to withdraw or dissolve the Partnership, the Breaching Partner shall have no right to inspect the Partnership's books or records or obtain other information concerning the Partnership's operations; (g) the Breaching Partner shall continue to be liable to the Partnership for any unpaid Capital Contributions required hereunder with respect to such Interest and to be jointly or sever- ally liable (whichever the case may be) with the -other Partners for any debts and liabilities (whether actual or contingent, known or unknown) of the Partnership existing at the time the Breaching Partner withdraws or dissolves; and (h) notwithstanding anything to the contrary herein - above provided, unless the Partnership has elected or is required to make Breach Payments to the Breaching Partner in satisfaction of his Percentage Interest, the Partnership may offer and sell the Percentage Interest pf the Breaching Partner to any other Persons on the Breaching Partner's behalf, provided that any Person acquir- ing such Interest becomes a Partner with respect to such Interest and agrees to perform the duties and obligations imposed by this 29 0 2[1: 157661$0763 REC. Agreement on the Breaching Partner. The purchase price must be an amount which is at least equal to eighty percent (80%) of the Net Equity of the Breaching Partner's Percentage Interest on the date of breach; provided that, the terms and conditions of such purchase are not maniff:stly unreasonable. 8.04 Breach Payments. For purposes hereof, Breach Payments shall be made in five installments, equal to one -fifth of the Breach Amount, payable one -fifth within ninety (90) days of the event causing the breach and the remainder annually for the next four years on the anniversary date of the breach by the Breaching Partner, with simple interest accrued from the date of such breach through the date of each such installment is paid on the unpaid balance of sumh Breach Amount at the Prime Rate plus one percent (1%). The Breach Amount shall be an amount equal to the greater of One Dollar or seventy-five (75%) of the Net Equity of the Breaching Partner's Percentage Interest on the day of such breach, based on the Gross Appraised Value of the Project on such day. As permitted by Treas. Reg. section 1.736-1(b)(5)(iii), payments made pursuant to this Section 8.04 shall be treated as payments made in liquida- tion of a Partner's interest in the Partnership pursuant to Code section 73¢(a), unless the Tax Matters Partner desires for such payments to be treated as Code section 736(b) payments. Subject to the terms and conditions set forth in this Article 8, the Managing Partner and the other Partners may agree to purchase in accordance with the right of first refusal procedure set forth in Article 9 to. purchase the .Percentage Interest of the Breaching Partner rather than have the Partnership make such purchase. The Partnership or purchasing Partners, as the case may be, may, at their sole election, prepay all or any portion of the Breach Payments or interest accrued thereon at any time without penalty. 8.05 No Bonding. Notwithstanding anything to the contrary in the Act, if, under paragraph 8..03(d) above, the Partnership treats "a. Breaching Partner as an unadmitted assignee of a Percentage Interest in the Partnership, the Partnership shall not be obligated to secure the value of the Breaching Partner's Percentage Interest by bond or otherwise; provided, however, that if a court of compe- tent jurisdiction determines that, in order to continue the busi- ness of the Partnership such value must be so secured, the Partner- ship may provile such security. If the Partnership provides such security, the 13reaching Partner shall not have any right to parti- cipate in Partnership Profits or Distributions during the term of the Partnership, or to receive any interest on the value of his Percentage Interest. For this purpose, the value of the Percentage Interest of the Breaching Partner shall be the greater of One Dol- lar or seventy-five percent (75%) of the Net Equity of such Inter- est as of the affective date of the Breaching Partner's withdrawal. 30 0 Kt.:15766pc0764 REC. Article 9 RIGHT OF FIRST REFUSAL 9.01 Richt of First Refusal. Except as otherwise permitted by Article 8 hereof, no Partner shall Transfer his Percentage Interest (the "Offered Interest") unless such Partner (the "Sel- ler") first offers to sell the Offered Interest pursuant to the terms of this Article 9. (a) Limitations on. Transfers. No Transfer may be made under this Article 9 unless the Seller has received a bona fide written offer (the "Purchase Offer") from the proposed transferee of the Offered Interest (the "Purchaser") to purchase the Offered Interest for a purchase price (the "Offer Price") denominated and payable in United States dollars at closing or according to speci- fied terms, wi':h or without interest, which offer shall be in writ- ing signed by the Purchaser and shall be irrevocable for a period ending no sooner than the day following the end of the Offer Per- iod, as hereinafter defined. (b) Offer Notice. Prior to making any Transfer that is subject to the terms of this Article 9, the Seller shall give to the Managing Partner and each other Partner (the "Other Partners") written notice (the "Offer Notice") which shall include the follow- ing: (1) the identity of the Purchaser; (2) a copy of the Purchase Offer; (3) a statement signed by the Purchaser to the effect that, upon purchase of the Offered Interest, the Purchaser agrees to become a Partner, to be bound by all of the terms and conditions of this Agreement, as a Partner with respect to the'Offered Interest, and to execute such documents and instruments as the Managing Part- ner deems necessary or appropriate to confirm such agreements; and (4) an offer '(the "First Offer") to sell for the Offer Price the Offered Interest to the Partners pursuant to the terms of this Article 9, payable according to the same terms as those contained in the Purchase Offer, provided that the First Offer shall be made without regard to the requirement of any earnest money or similar deposit required of the Purchaser prior to closing, and without regard to any security (other than the Offered Interest) to be provided by tha Purchaser for any deferred portion of the offer Price. (c) Offer Period. The First Offer shall be irrevocable for a period (the "Offer Period") commencing on the day following the day of the Offer Notice and ending at the expiration of the last day permitted under either paragraphs (d) or (e) below (as the case may be) to accept the Purchase offer. (d) Acceptance of First Offer by Managing Partner. At any time during the first twenty (20) days of the Offer Period, the Managing Partner may accept the First offer as to all or any por- tion of the Offered Interest by giving written notice to the Seller 31 a OFF. 157661$0765 REC. and the Other Partners of such acceptance. In the event that the Managing Partner elects to accept the First Offer with respect to all of the Offered Interest within twenty (20) days of the begin- ning of the .Offer Period, the First Offer shall be deemed to be accepted. If the Managing Partner does not elect to purchase the entire Offered Interest on or before such date, the portion of the offered Interest which the Managing Partner does not elect to purchase (the "Remaining Offered Interest")shall be deemed to be offered to the Other Partners upon the same terms and conditions as set forth under paragraph (b) above, adjusted on a pro-rata basis, for any Offered Interest elected to be purchased by the Managing Partner. “e) Acceptance of Rem Ding Offered Interest by Other Partners. Within twenty (20) days after the twenty (20) day period described in paragraph (d) above, the Other Partners may elect to purchase on a pro-rata basis based upon their Percentage Interests, inter se, the entire Remaining Offered Interest by giving written notice of such election to the Seller, Managing,Partner, and each of the other Partners. In the event all of the Other Partners agree to purchase the entire Remaining Offered Interest, the First Offer shall be deemed to be accepted. In the event that all of the Other Partners. do not elect to purchase their proportionate share of the Remaining Offered Interest, the portion of the Remaining Offered Interest not elected to be purchased shall be deemed to be offered to the electing Other Partners on a pro-rata basis based upon their Percentage Interests, inter se; provided however, that the twenty (20) day period to elect to purchase shall be reduced to five (5) days.' In the event that such Other Partners agree to purchase their proportionate share of such Remaining Offered Interest in accordance with the immediately preceding sentence, the First Offer shall -be deemed to be accepted. If any of such electing Other Partners do not elect to purchase their propor- tionate share of such Remaining Offered Interest, the five (5) day period procedure described in this paragraph (e) to purchase the Remaining Offered Interest shall continue to be utilized to deter- mine whether any of the electing Other Partners (who elected to purchase their proportionate shares of the Remaining Offered Inter- est not elected to be purchased by the electing other Partners pursuant to the prior sentence) desire to purchase the portion of the Remaining Offered Interest not otherwise purchased pursuant to this paragraph (e). If the offer to purchase the entire Seller's Percentage Interest is not deemed to be accepted by the Managing Partner and/or Other Partners (as the case may be) pursuant to the procedure described in either paragraphs (d) above or this paragraph (e), the First Offer shall be deemed to be rejected and the Seller shallbe free to sell his entire Percentage Interest to the Purchaser., . ---- - -- -- N (f) Closing of Purchase of First Offer By Managing Partner and/or Other Partner. In the event the First Offer is deemed to be accepted in accordance with paragraph (d) or (e), 32 0 Kt: 15766Pl0766 REC. above, the closing of the sale of the Offered Interest and Remain- ing Offered Interest (as the case may be) shall take place within sixty (60) days after the expiration of the Offer Period or, if later, the date of closing set forth in the Purchase Offer. The Seller, Managing Partner and all electing Other Partners shall execute such documents and instruments as may be necessary or appropriate to effect the sale of the Offered Interest to the Man- aging Partner and Remaining Offered Interest to the Other Partners (as the case may be). (g) Sale to Purchaser. If the First Offer is deemed to be rejected in accordance with paragraph (e) above, the Seller may sell the Offered Interest and Remaining Offered Interest to the Purchaser at any time within sixty (60) days after the last day of the Offer. Period,providedthat such sale shall be made to the Purchaser on the same terms contained in the Purchase Offer and provided further that such sale complies with the other terms, conditions, and restrictions of this Agreement that are applicable to sales of Interests and are not expressly made inapplicable to sales occurring under this Article 9. In the event that the Offered Interest and Remaining Offered Interest is not sold in accordance with the terms of the preceding sentence, the Offered Interest and Remaining offered Interest shall again become subject to all of the conditions and restrictions of this Article 9. Article 10 REPRESENTATIONS AND WARRANTIES 10.01 General. Each Partner hereby represents and warrants to the Partnership as follows: (&) Such Partner has adequate meano of providing for his current needs and .possible personal contingencies, and has no need for liquidity of his investment in the Partnership; (b) Such Partner can bear the economic risk of losing his entire investment in the Partnership; (c) Such Partner is acquiring his Percentage Interest for his own account, for investment only and not with a view toward the resale or distribution thereof; (d) Such Partner alone, or in conjunction with his personal advisor, has such knowledge and experience in financial matters that he is capable of evaluating the merits and risks of investing in the Partnership; (e) Suchb Partner has read and is familiar with the entire contents of the Partnership Agreement and other documents attached thereto or mentioned therein, and that his investment in 33 0 IS:1�66N0767 sic. the Partnership is based on a thorough review and understanding of all these documents; (f) Such Partner has had an opportunity to consult counsel prior to his investment in the Partnership; (g) Such Partner understands that the Partnership has no prior operating history, and that the purchase of the Percentage Interest is a speculative investment which involves a significant degree of risk of loss of his entire investment in the Partnership; (h) Such Partner understands that there are substantial restrictions on the transferability of his Percentage Interest and that there is: no public market available to trade his Interest. Accordingly,it will probably not be possible for such Partner to readily liquidate his investment in the Partnership in the case of an emergency; (i'i Any federal income tax benefits which may be available to such Partner may be lost through changes to existing laws and regulations, or in the interpretation of existing laws and regulations br as a result of the Internal Revenue Service successfully taking positions which are contrary to the positions taken by the Partnership. Such Partner, in making this investment, is relying solely upon the advice of his personal tax advisor with respect to the! tax aspects of an investment in the Partnership; (j) Such Partner further acknowledges that: (i) His Percentage Interest has not been registered under the Securities Act of 1933 (the "Securities Act"); (2) Such Partner has no right to ,require that the Percentage Interest be registered under the Securities Act; (3) The Securities and Exchange Commission has adopted Rule !44 (which became effective April 15, 1972) and issued Securities Act Releases, Nos. 5223 and 5226, each of which pertains to purchases and resales of unregistered securities such as the Percentage Interest; (4) In accordance with such Rule and Releases, Article 8 of the Partnership Agreement contains a prohibition upon resale or other transfers of the Percentage Interest if, in the opinion of counsel to the Partnership, such resale or transfer would not be in compliance with the Securities Act; (5). Any routine sale made in reliance upon Rule 144 can be made only in limited amounts in accordance with the terms and conditions of that Rule, and if resale of the Percentage Interest by such Partner may not be made pursuant to the provisions of that rule ;which is likely to be the case), compliance with 14 R€C 15766NOT68 REC. Regulation "A" or some other disclosure exemption under the securities Act may be required; (6) Such Partner will not sell his Percentage Interest without registration or other compliance with said Act or the Rules and Regulations thereunder; (7) Such Partner has been provided access to all documentation and information he has requested from the Managing Partner; and, (8) Such Partner has had an opportunity to ask the Managing Partner questions concerning his investment in the Partnership and the Managing Partner has responded to the same; and (k) Such Partner has not reviewed or relied upon any projections in connection with his investment in the Partnership. Article 11 INDEMNIFICATION 11.01 tn\emnification by the Partnership. To the extent per- mitted by law, the Partnership, its receiver or trustee shall hold harmless, indemnify and defend the Managing;Partner, his employees and agents from and against any claim, demand, liability, action, investigation,' payment or expense (including, without limitation, reasonable attorneys' fees, whether suit is instituted or not, and, if instituted, whether at any trial or appellate level) suffered by them in virtue of any. Partnership activities or in connection therewith (the "Liabilities"), provided that, the Managing Partner shall not be entitled to indemnification hereunder if such Liabili- ties are due to or arise from such Partner's, grass negligence, breach of fiduciary duty, or willful misconduct. 'Except as other- wise limited under this Section 11.01, expenses incurred by the Managing Partner, or any employee or agent thereof, in defending any claim attributable to a liability shall be entitled to indemni- fication by the Partnership hereunder. 11.02 Exoneration of Partners for Acts in_Good Faith. Not- withstanding any other provision hereof, and to the maximum extent permissible under applicable law, the other Partners and the Part- nership hereby waive and release the Managing Partner, and any of his employees and other agents thereof, from, any and all claims and liabilities by reason of adverse results to the Partnership or such other Partners or any act or failure to act on the part of the Managing Partner in the performance of any duty of the Managing Partner hereunder, po long as the Managing Partner was proceeding in good faith to propote the best interests of the Partnership and is otherwise entitled to indemnification pursuant to the provisions of Section 11.01 above. If the Managing Partner acts beyond the scope of the authority granted by this Agreement, in addition to 35 0 °ff:15766pc0769 REC. any other remedy available to the Partnership or other Partners, he shall be liable in damages to the Partnership and the other Part- ners for any loss or damages that they may incur or suffer as a consequence of such act. Article 12 DISSOLUTION AND WINDING UP 12.01 l,ioui,datina Events. The Partnership shall dissolve and commence winding up and liquidating upon the earlier to occur of any of the following events ("Liquidating Events"): (a) December 31, 2031; (b) the sale of all or substantially all of the Pro- ject, such that the only remaining significant asset of the Part- nership is cash; (c}' the Managing Partner determines -to dissolve, wind up, and liquidate the Partnership; (d) the Partnership becomes insolvent or bankrupt; or, (e) the happening of any event which under the Act causes a dissolution of a Florida general partnership, and the Partners do not elect to continue the Partnership. The Partners hereby agree that, notwithstanding any provision of the Florida Uniform Partnership Act, the Partnership shall not dis- solve prior to the occurrence of a Liquidating Event. 12.02 Winding Up. Upon the occurrence of a Liquidating Event, the Partnership shall continue solely for the purposes of winding up its affairs in an orderly manner, liquidating its assets, and satisfying the. claims of its creditors and Partners. No Partner shall take any action that is inconsistent with, or not necessary to or appropriate for, winding up the Partnership's business and affairs. The Managing Partner shall be responsible for overseeing the winding up and liquidation of the Partnership and shall take full account of the Partnership's liabilities and Project, and the Project shall be liquidated as promptly as is consistent with obtaining the fair market value thereof, but in no event should such period exceed two (2) years from the Liquidating Event, and the proceeds therefrom, to the extent sufficient therefor, shall be applied and distributed in the order of priority set forth below. (at firpt, to the payment and discharge of all of the Partnership's debts knd liabilities to creditors other than Part- ners; 36 RE :1576%0770 (b) second, to the payment of and in proportion to the amount of any. Partner loans to the Partnership; (c) third, to the Partners until their Ada & ted Capital Contrfbutio,._ art ,educed to zero, (d) 1o.7-to the Partners in an amount equal to and i. in pr���ion their Non -Cumulative Preferred Return; and, (e) then, the balanceif any, to the Partners in accordance with the balances of their Capital Accounts, after giv- ing effect to all contributions, distributions, and allocations for all periods. The Managing Partner shall not receive any additional compensation for any services performed pursuant to this, Article 12. 12.03 Deficit Capital Make-Vp Provision. In the event the Partnership is "liquidated" within the meaning of Treas. Reg. sec- tion 1.704-1(b)(2)(ii)(g), distributions shall be made pursuant to Section 12.02 to the Partners who have positive Capital Accounts in compliance with Treas. Reg. section 1.704-1(b) (2) (ii) (b) (2) , and if a Partner has a deficit balance (after giving effect to all contri- butions, distributions, and allocations for all taxable years, in- cluding the year during which such liquidation occurs), such Part- ner shall contribute to the capital of the partnership the amount necessary to restore such deficit balance to zero in compliance with Treas. Reg. section 1.704-1(b)(2)(ii)(b)(3). The Managing Partner shall withhold a reasonable reserve for Partnership liabi- lities (contingent or .otherwise), provided that such withheld amounts shall be distributed to the Partners as soon as practica- ble. 32.04 Deea.ed Distribution and Recontribution. Notwithstanding any other provisions of this Article 12, in the event the Partner- ship is liquidated within the meaning of Treas. Reg. section 1.704- 1(b)(2)(ii)(g),. but no Liquidating Event has occurred, the Project shall not be liquidated, the Partnership's liabilities shall not be paid or discharged, and the Partnership's affairs shall not be wound up. Instead, the Partnership shall be deemed to have distri- buted the Project in kind to the Partners, who shall be deemed to have assumed and taken subject to all Partnership liabilities, all in accordance with their respective Capital Accounts. Immediately thereafter, the Partners shall be deemed to have recontributed the Property in kind to the Partnership, which shall be deemed to have assumed and taken subject to all such liabilities. 12.05 Rigl}ts of Partners. Except as otherwise provided in this Agreement, each P1prtner shall look solely to the assets of the Partnership for the return of its Capital Contributions and shall have no right or power to demand or receive property other than cash from the Partnership. No Partner shall have priority over any 37 ' C. RE° 1576611W77I other Partner as to the return of its Capital Contributions, dis- tributions, or allocations unless otherwise provided in this Agree- ment. 12.06 Notice of Dissolution. In the event a Liquidating Event occurs or an event occurs that would, but for provisions of Section 12.01 hereof, result in a dissolution of the Partnership, the Managing Partner shall, within thirty (30).days thereafter, (a) provide written notice thereof to the other Partners and to all other parties with whom the Partnership regularly conducts business (as determined in the discretion of the Managing Partner), and (b) publish notice of such dissolution in a newspaper of general circu- lation in each place in which the Partnership regularly conducts business (as determined in the discretion of the Managing Partner). In addition, each Partner shall be furnished with a statement pre- pared by the Partnership's Accountants setting forth the assets and liabilities of the Partnership as of the date of liquidation. All books and records of the Partnership shall be delivered to the Man- aging Partner upon liquidation, which shall retain the books and records for a period of not less than seven years and shall make the books and records available to the Partners for inspection and copying at its principal business office during reasonable business hours. Article 13 MISCELLANEOUS 13.01 Notices. Any notice, payment, demand, or communication required or permitted to be given by any provision of this Agree- ment shall be in writing and shall be deemed to have been deliver- ed, given, and received for all purposes (i) if delivered personal- ly to the Partner or to an officer of the Partner to whom the same is directed, or (ii) whether or not the same is actually received, Al sent by registered or certified mail, postage and charges pre- paid, addressed as follows: if to the Partnership, to the Partner- ship at the address set forth in Section 1.03 hereof, or to such other address as the Partnership may from time to time specify by notice to he. Partners; if to a Partner, to such Partner at the address set forth on Exhibit "B", or to such other address as such Partner may from time to time specify by notice to the Partnership. Any such notice shall be deemed to be delivered, given, and received as of the date so delivered, if delivered personally, or as of the date on which the same was deposited in a regularly main- tained receptacle of the deposit of United States mail, addressed and sent as aforesaid. 13.02 Binding Effect. Except as otherwise provided in this Agreement, every covbnant, term, and provision of this Agreement shall be binding upon and inure to the benefit of the Partners and their respective heirs, legatees, legal representatives, succes- 38 oFF I57661107T2 REC. sors, transferees, and assigns. Any person succeeding to the Per eentage Interast of a Partner shall succeed to'all of such Part- ner's rights, interests and obligations hereunder, subject to and with the benefit of all terms and conditions of this Agreement. 13.03 Colstruetion. Every covenant, term, and provision of this Agreement shall be construed simply;according to its fair meaning and not strictly for or against any such Partner. This Agreement shall be interpreted without regard to any presumption or rule requiring construction against the party causing this Agree- ment to be drafted. 13.04 time. Time is of the essence with respect to this Agreement. 13.05 Captions. Captions contained in this Agreement are for reference purposes only and are not intended to describe, inter- pret, define, or limit the scope, extent, or intent of this Agree- ment or any provision hereof. 13.06 Beverability. Every provision of this Agreement is in- tended to be severable. If any term or provision hereof is illegal or invalid for any reason whatsoever, such illegality or invalidity shall not affect the validity or legality of the remainder of this Agreement. Notwithstanding anything in this Agreement to the con- trary, if for any reason any interest required to be paid hereunder shall exceed the maximum amount permitted by law, such interest shall be automatically reduced to such maximum amount, provided that this sentence shall not be operative if no applicable laws restrict such interest or if no usury defense is available to the obligor of such interest. 13.07 Inoorpor`ation by Reference. Every exhibit, schedule, and other appendix attached to this Agreement and teferred to here- in is hereby incorporated in this Agreement by reference. 13.08 Further Assurances. Each Partner agrees to perform all further acts and execute, acknowledge, and deliver any additional instruments and documents which may be reasonably necessary, appro- priate, or desirable to carry out the provisions of this Agreement. 13.09 variation of Pronouns. All personal pronouns used in this Agreement, whether used in the masculine, feminine, or neuter gender, shall Include all other genders; the singular shall include the plural, and vice versa, as the identity of the person or per- sons may require. 13.10 Governing Law. The laws of the State of Florida shall govern the validity of this Agreement, the construction of its terms, and the interpretation of the rights and duties of the Part- ners without regard to conflicts of law principles thereunder. 39 1.15766110113 RfC 13.11 Counterpart Execution. This Agreement may be executed in any number of counterparts with the same effect as if all of the Partners had signed the same document. All counterparts shall be construed together and shall constitute one agreement. 13.12 Egj hind Party Rights. The provisions of this. Agreement are for the exclusive benefit of the Partnership and the Partners and no other party (including without limitation, any creditor of the Partnership or any Partner) shall have any right or claim against the Partnership or any Partner by reason of those provi- sions or be entitled to enforce any of those provisions against the Partnership or any Partner. 13.13 Integration. This Agreement is the entire agreement between the parties with respect to the subject hereof and super- sede any prior agreement or understanding between the Partners, and no alteration, modification, amendment or interpretation hereof shall be binding unless in writing and signed by the Partners. 13.14 Remedies. Each Partner acknowledges and agrees that the „remedy at law for any breach of any of the terms of this Agreement would be inadequate, and agrees and consents that temporary and permanent injunctive and other equitable reliefmay be granted in any proceeding which may be brought to enforce any provision here- of, including within such other equitable relief, specific perfor- mance, without the necessity of proof of actual damage or inadequa- cy of any legal remedy. Any right or remedy provided for in this Agreement shall be cumulative of any other right, power, or remedy provided for by law or in equity. 13.15'SSeparate Counsel and No Tax Representations. Prior to entering into this Agreement, each of the Partners acknowledges that he has had an opportunity to seek professional advice with respect to the consequences of entering into this Agreement, including the potential income tax consequences of this transaction. The Partners 'acknowledge and understand that the Managing Partner has been represented by separate counsel, which drafted this Agreement. Such firm did not represent the Partnership or any other Partner herein. 13.16 Consent of Partners. Any provision requiring the consent or approval of the Partners shall, except as otherwise specifically provided, require the consent of holders of fifty percent (50%) of the Percentage Interests of the Partners. 13.17 Waiver. One or more waivers of .a breach of any provi- sions of this Agreement by any Partner shall not be construed as a waiver of a subsequent breach of the same or any other provisions, nor shall any delay«or omission by a Partner to seek a remedy for any breach of this Agreement or to exercise the rights accruing to such Partner by reason of a breach by another Partner be deemed a 40 0 We. I5T66M37T4 e c4aiver by the Partner of his remedies and rights with respect to such breach. 13.18 Waiver of Partition. No Partner shall, either directly or directly, take any action to require partition or appraisement of the Partnership or of any of its assets or properties or compel the sale of any Partnership property, and notwithstanding any pro- visions of applicable law to the contrary, each Partner (and his legal representatives, successors, or assigns) hereby irrevocably waives any and all rights to maintain any action for partition or to compel any sale with respect to his Partnership Interest, or with respect to any assets or properties of the Partnership, except as expressly provided in this Agreement. IN WITNESS WHEREOF, the parties have entered into this Agree- ment of Partnership as of the first day above set forth. Signed, sealed and delivered in the presence of: ess (Signatures continued on next page) r 41 By: Its Partner Natan ner Evelyn R 4tS,ZG'i M..sza Rok, Partner 1-3 )�Z�.►�2 Partner r) REC:I5T66NOTT5 Witness / Witness Witness Witness i (Signatures continued on next page) •r eizeZduArae 42 e gio Rok, Partner Mer 9 11. -egl GZ2i do Tuchman, Partner ttr- cu.a Yako M, lP rtner Clara Morj ai(n, ,}partner Witness Centrust.par OFF.15766n0776 �. REC. 43 //.7 R. BRANDON) jR VVCABLE .LIVING TRUST, •.r y -r By: By : //�/ �✓ D. Brandon, Trustee BLUMIN MENDEZ PARTNERSHIP, Partner FS:15766P60777 REC. Exhibit "Au DESCRIPTION OF PROPERTY Lot 11 and the West 1/2 of Lot 12 in Block 117 North, CITY OF MIAMI, accordtng to the Plat thereof, as recorded in Plat Book B, Page 41, of the Public Records of Dade County, Florida. a 44 00 15766 W78 Exhibit "Bu NAMES AND ADDRESSES OF PARTNERS 1) NATAN ROK PH #10b 48 East Fl.agler Street Miami, FL 33131 2) EVELYN ROB: 1950 NE 158th Terrace Miami, FL 33179 3) MASZA ROK Apt. 931 6039 Collins Avenue Miami Beach, FL 33140 4) SERGIO ROK PH #105 48 East F'lagler Street Miami, FL. 33131 VICTOR CAMJI Apt. 110 4141 Collins Avenue Miami Beach, FL 33140 r 6) MOISES BEREZDIVIN Matadero & A Street P.O. Box 11910 San Juan, PR 00922 7) MERDARDO TUCHMAN Matadero & A Street P.O. Box 11910 San Juan, PR 00922 8) YAKO and CLARA MORJAIN Apt. 212 8777 Collins Avenue Miami Beach, FL 33152 9) R.BRANDON & D. BRANDON,• •Trustee under the R.BRANDON REVOCABLE LIVING TRUST 217 Arogan Avenue Coral Gables, FL 33134 10) BLUMIN MENDEZ PARTNERSHIP 3723 1/2 NW 7th Street Miami, FL 33126 45 OFf. 15766PG0779 REC. Exhibit !ICI' INITIAL CAPITAL CONTRIBUTIONS' NAME OF P RTNEit� Ratan Rok Evelyn Rok Masza Rok Sergio Rok Victor Camji Moises Berezd:.vin Merdardo Tuchman Yako and Clara Morjain R. Brandon & D. Brandon, Trustees under the R. Brandon Revocable Living Trust Blumin Mendez Partnership INITIAL CAPITAL CONTRIBUTION 312,500 250,000 125,000 250,000 312,500 250,000 250,000 250,000 250,000 250,000 TOTALS $ 2,500,000, 46 OFF. 15T66PG0700 REC. Exhibit MY, 0 PERCENTAGE INTEREST OF EACH PARTNER PERCENTAGE NAME OF PARTNER INTEREST Natan Rok 12.5% Evelyn Rok 10.0% Masza Rok 5.0% Sergio Rok 10.0% victor Camji 12.5% Moises Berezdivin 10.0% Merdardo Tuchran 10.0% Yako and Clara Morjain 10.0$ R. Brandon & D. Brandon, Trustees under the R. Brandon Revocable Living Trust 10.0% Blumin Mendez Partnership 10.0% TOTALS 10® 47 3 REV. 1 5766PGUT8 f Exhibit ”E“ INITIAL PROFITS INTEREST OF THE PARTNERS NAME OF PARTNER Natan Rok Evelyn Rok Masza Rok Sergio Rok Victor Camji Moises Berezdivin Merdardo Tuchman Yako and Clara Morjain R. Brandon & D. Brandon, Trustees under the R. Brandon Revocable Living Trust Blumin Mendez Partnership PROFITS INTEREST 30.0% 8.0% 4.0% 8.0% 10.0% 8.0% 8.0% 8.0% 8.0% 8.0 TOTALS 100% .t 48 ' / 4 /93 (*CODED IN OH IC$4t AECDIOD ROW DI DADE COU/.ir, RIDE/OS EEC0E0 VFW if!) Iferk of Circuit L Qounty Courts This Instrument Prepared By' and Return To: Ilene Temchin, Esq. City of Miami CityAttomey's Office 444 S.W. 2 o Avenue Miami, Florida 33130-1910 03R222811 2003 APR 04 10:32 DOCSTPHIG 6,3013.00 INTNG 3400.00 HARVEY RUVIN, CLERK DADE COUNTY, FL MORTGAGE AND SECURITY AGREEMENT THIS MORTGAGE AND SECURITY AGREEMENT ereinafter referred to as the "Mortgage"), executed and delivered the a day of r `' 2002, by Old Centrust Building Partnership, a Florida general partnership, (hereinafter referred to as the "Mortgagor"), whose mailing address is 48 East Flagler Street, P11-5, Miami, Florida 33131, to the City of Miami, a municipal corporation of the State of Florida, with offices at 444 S.W. 2 Avenue, Miami, Florida 33130 (hereinafter individually or collectively called "the Mortgagee"). WITNESSETH THAT: FOR DIVERS GOOD AND VALUABLE CONSIDERATION, the receipt and sufficiency of which is hereby acknowledged, and to secure the payment, observance, performance and discharge of any and all of the indebtedness, liabilities, covenants, promises, agreemetlts, terms, conditions and other obligations of every nature whatsoever, whether direct or indirect, absolute or contingent, joint or several, liquidated or unliquidated, of Mortgagor and Flagler First Condominiums, L.L.C., a Florida limited liability company ("FFC"), or any of them, to Mortgagee, evidenced by, secured by, under and as set forth in this Mortgage, the Agreement dated simultaneously herewith between FFC and the Mortgagee (the "Agreement"), and the other documents executed in connection therewith (hereinafter jointly referred to as the "Grant Documents"), the Mortgagor does grant, bargain sell, alien, remise, release, convey and confirm unto the Mortgagee, in fee simple, all of that certain tract of land which the Mortgagor is now seized and possessed and in actual possession, situate in Miami -Dade County, State of Florida, legally described as follows: • SEE EXHIBIT "A" ATTACHED HERETO TOGETHER WITH all structures and improvements now and hereafter located thereon, the rents, issues and profits thereof, all furniture, furnishings, fixtures and equipment now located thereon, and also all gas and electric fixtures, heaters, air conditioning, equipment, machinery, motors, baths, tubs, sinks, water closets, faucets, pipes and other plumbing and heating fixtures, refrigerators, blinds, and other window treatments, which are now or may hereafter pertain to or be used with, in or on said premises, and which, even though they be detached or detachable, are and shall be deemed to be fixtures and accessions to the freehold and a part of the realty, and all additions thereto and replacements thereof, which real property, improvements and personalty shall hereinafter collectively be referred to as the "Mortgaged Property". TO HAVE AND TO HOLD the same, together with all tenements and hereditaments and appurtenances, unto the Mortgagee in fee simple, forever. Page 1 of 14 Pages Mortgagor does covenant with the Mortgagee that Mortgagor is indefeasibly seized of the ed Property in fee simple; that the Mortgagor has full power and lawful right to convey aged Property in fee simple as aforesaid; that the Mortgaged Property is free from all ces except as specified herein; that the Mortgagor will make such further assurances e fee simple title to the Mortgaged Property in the Mortgagee as may reasonably be ed; and that the Mortgagor does hereby fully warrant the title to the Mortgaged Property, and will defend the same against the lawful claims of all persons whomsoever. PROVIDED ALWAYS, that if the Mortgagor and FFC, as applicable, shall perform and comply with and abide by each and every one of the stipulations, agreements, conditions and covenants of this Mortgage, the Agreement, and the other documents executed in connection therewith (hereinafter jointly referred to as "the Grant Documents"), then this Mortgage and the estate thereby created shall cease and be null and void. All capitalized terms not defined herein shall have the meanings provided in the Agreement. AND THE MORTGAGOR HEREBY COVENANTS AND AGREES AS FOLLOWS: 1. PERFORMANCE OF. -AGREEMENT AND MORTGAGE. FFC and the Mortgagor shall pay or otherwise fully perform their obligations with respect to the payment of all surns of money payable by virtue of the Agreement and this Mortgage, or either, promptly on the days when the same severally become due and payable, and shall perform, comply with and abide by each and every of the stipulations, agreements, conditions and covenants set forth in the Agreement, this Mortgage and the other Grant Documents. 2. TAXES AND OTHER CHARGES. The Mortgagor shall pay when due and payable and before any interest, charge or penalty is due thereon, without any deduction, defalcation or abatement, all taxes, assessments, levies, liabilities, obligations, encumbrances, water and sewer rents and all other charges or claims of every nature and kind which may be imposed, suffered, placed, assessed, levied, or filed at any time against this Mortgage, the Mortgaged Property or any part thereof or against the interest of the Mortgagee therein, or which by any present or future law may have priority.over the indebtednesssecured hereby either in lien or in distribution out of the proceeds of any judicial sale, without regard to any law heretofore or hereafter to be enacted imposing payment of the whole or of any part upon the Mortgagee; and insofar as any such tax, assessment, levy, liability, obligation or encumbrance is of record, the same shall be promptly satisfied and discharged of record and the original official document (such as, for instance, the tax receipt or the satisfaction paper officially endorsed or certified) shall be placed in the hands of the Mortgagee no later than such dates; provided, however, that if, pursuant to this Mortgage or otherwise, the Mortgagor shall have deposited with the Mortgagee before the due date thereof sums sufficient to pay any such taxes, assessments, levies, water and sewer rents, charges or claims, and the Mortgagor is not otherwise in default, they shall be paid by the Mortgagee; and provided further, that if the Mortgagor in good faith and by appropriate legal action shall contest the validity of any such items or the amoutp thereof, and shall have established an its books or by deposit of cash with the Moi tgagee, as the Mortgagee may elect, a reserve for the payment " thereof in such amount as the Mortgagee may require, then the Mortgagor shall not be required to pay the item or to produce the required receipts: (a) while the reserve is maintained; and (b) so long as the contest operates to prevent collection, is maintained and prosecuted with diligence, and shall not have been terminated or discontinued adversely to the Mortgagor. The Mortgagor shall famish the Mortgagee with annual receipted tax bills evidencing payment within ninety (90) days from their initial due date, provided, however, that in the event that the Mortgagor shall contest the validity of the tax bill or the amount thereof, the Mortgagor shall furnish the Page 2 of 14 Pages Mortgagee with evidence thereof and compliance with all of the requirements of this paragraph in such ninety (90) day period. to cotnox INSTALLMENTS FOR INSURANCE TAXES AND OTHER CHARGES. limiting the effect of Paragraphs 2 or 5 hereof, the Mortgagee may require the r to pay to the Mortgagee, monthly, an amount equal to one -twelfth (1/12) of the annual ms for the insurance policies referred to hereinabove and the annual real estate taxes, t r and sewer rents, any special assessments, charges or claims and any other item which at any tirFt may be or become a lien upon the Mortgaged Property prior to the lien of this Mortgage; and on demand from time to time FFC and/or the Mortgagor shall pay to the Mortgagee any additional sums necessary to pay the premiums and other items, all as estimated by the Mortgagee. The amounts so paid shall be used in payment thereof if the Mortgagor is not otherwise in default hereunder. No amount so paid shall be deemed to be trust funds but maybe commingled with general funds of the Mortgagee, and no interest shall be payable thereon. ,If, pursuant to any provision of this Mortgage, the whole amount of the unpaid principal debt becomes due and payable, the Mortgagee shall have the right, at its election, to apply any amount so held against the entire indebtedness secured hereby. At the Mortgagee's option, the Mortgagee from time to time may waive, and after any such waiver may reinstate, the provisions of this Paragraph requiring monthly payments. 4. ATTORNEYS' FEES itND COSTS. The Mortgagee shall recover from FFC and/or the Mortgagor, and this Mortgage shall secure payment of, all and singular the costs, charges and expenses, including but not limited to, reasonable trial, appellate, and bankruptcy attorneys' fees, because of the failure on the part of the Mortgagor and/or FFC to perform, comply with, and abide by, each and every of the stipulations, agreements, conditions and covenants of the Agreement and this Mortgage, or either, or any of the other Grant Documents, whether or not suit is brought, and every such payment made by the Mortgagee shall bear interest from the date thereof at the maximum rate permitted by law. 5. INSURANCE. The Mortgagor shall keep the buildings and improvements now or hereafter erected on the Mortgaged Property continuously insured under a policy or policies providing coverage on an "all risk" basis, in a sum not less than full insurable value, including flood insurance if requested by the Mortgagee, in a company or companies acceptable to the Mortgagee. The policy or policies of insurance shall be held by and be payable to the Mortgagee. In the event any sum of money becomes payable under such policy or policies, the Mortgagee shall have the option to receive and apply the same on account of the indebtedness secured by this Mortgage Qr to permit the Mortgagor to receive and use it, or any part thereof, for other purposes, without thereby waiving or impairing any equity lien or right under or by virtue of this Mortgage. In the event the Mortgagor fails to procure and maintain the insurance coverage required hereby, the Mortgagee may procure and pay for such insurance or any part thereof, without waiving or affecting its option to foreclose this Mortgage, or any right thereunder. Each and every such payment made by the Mortgagee shall be secured by this Mortgage; shall be due • and payable on demand; and, shall bear interest from the date each such payment is made at the maximum rate permitted by law. i _ 6. CARE OF THE MORTGAGED PROPERTY. The Mortgagor shall exercise reasonable care in the maintenance of the Mortgaged Property, and shall not permit, commit or suffer any waste, impairment or deterioration of the Mortgaged Property or any part thereof. In the event the Mortgagor fails to keep the Mortgaged Property in good repair, the Mortgagee may make such repairs as it may deem necessary in its sole discretion for the proper preservation thereof, and the full amount of each such payment shall be due and payable with interest at the maximum rate permitted by law on demand, and shall be secured by the lien of this Mortgage. Page 3 of 14 Pages EXISTING/OTHER MORTGAGES AND OBLIGATIONS. This Mortgage shall be ortgage, subordinate to the lien of the existing first mortgage held by Union Planters n the Closing of the construction loan from Wachovia Bank, National Association this shall be a second mortgage, subordinate to the lien of the mortgage in favor of a Bank, National Association to secure an indebtedness not to exceed S9,360,000.00. subordination set forth herein shall be self -operative and no further instrument of subordination shall be required. The Mortgagee agrees from time to time to execute its standard form of subordination agreement to further effectuate the provisions of this paragraph. Any default in the payment or terms and conditions of any existing or other mortgage(s), or any modification and/or acceptance of future advances from any existing or other mortgage(s) shall constitute a default hereunder and the Mortgagee, at its option, may declare all sums due and payable and accelerate the entire indebtedness. The Mortgagee may, at its option, and without waiving its right to accelerate theindebtedness hereby secured and to foreclose the same, pay either before or after delinquency any or all of those certain obligations required by the terms hereofrto be paid by the Mortgagor for the protection of the Mortgage security or for the collection of the indebtedness hereby secured. All sums so advanced or paid by Mortgagee shall be charged into the mortgage account, and every payment so made shall bear interest from the date thereof at the delinquent rate specified in the Agreement, and become an integral part thereof, subject in all respects to=the terms, conditions and covenants of the Agreement, and this Mortgage, as fully and to the same extent as though a part of the original indebtedness evidenced by the Agreement and secured by this Mortgage, excepting however, that said sums shall be repaid to the Mortgagee within Fifteen (15) days after demand by the Mortgagee to the Mortgagor for said payment. 8. INSPECTION. The Mortgagee, and any persons authorized by the Mortgagee, shall have the right at any time, upon reasonable notice to the Mortgagor, to enter the Mortgaged Property at a reasonable hour to inspect and photograph its condition and state of repair. 4. ACCELERATION OF MATURITY. That (a) in the event of any breach of this Mortgage or default on the part of the Mortgagor, or; (b) in the event any of said sums of money herein referred to be not promptly and fully paid within 15 days next after the same severally become due and payable; without demand or notice; or (c) in the event each and every stipulation, agreement, condition and covenants of the Agreement, this Mortgage or any of the other Grant Documents, are not duly, promptly and fully performed, discharged, executed, effected, completed, complied with and abided by, or; (d) in the event the Mortgagor shall fail, within five (5) days written notice by the Mortgagee to execute a Mortgagor's certificate in favor of any assignee or prospective assignee of the Mortgagee's interest hereunder which certificate shall contain such acknowledgments, affirmations, and covenants as may be reasonably required to enable the Mortgagee to assign their interest hereunder, or (e) upon the rendering by any court of last resort of a decision that an undertaking by the Mortgagor as herein provided to pay taxes, assessments, levies liabilities, obligations and encumbrances is legally inoperative or cannot be enforced, or in the event of the passage of any law changing in any way or respect the laws now in force for the taxation of mortgages or debts secured thereby, or the manner of collection of any _ such taxes, so as to affect this Mortgage or the or the obligations and/or any sums that may become due hereunder or secured hereby; or (f) in the event there exists an event of default under and pursuant to the terms of any other obligation of any kind or nature whatsoever of FFC and/or the Mortgagor to the Mortgagee, direct or contingent, whether now existing or hereafter due, existing, /created or arising, then in either or any such event, the aggregate sum then remaining unpaid and/or to be paid or re -paid to the Mortgagee pursuant to the Agreement, with interest • accrued, and any other monies secured hereby shall become due and payable forthwith, or Page 4 of 14 Pages er, at the option of the Mortgagee, as fully and completely as if all of the sums of money nally stipulated to be paid on such day, anything in the Agreement and/or in this to the contrary notwithstanding; and thereupon or thereafter, at the option of the e, without notice or demand, suit at law or in equity, therefore, or thereafter begun, may cuted as if all money secured hereby had matured prior to its institution. 10. NO ADDITIONAL FINANCING. The Mortgagor hereby covenants and agrees that Mortgagor shall not procure any other financing in connection with the Mortgaged Property without the prior written consent of the Mortgagee. 11. DEFENSE OF MORTGAGED PROPERTY AND MORTGAGE. If any action or proceeding shall be commenced by any person other than the Mortgagee, and the Mortgagee is made a party, or in which it shall become necessary for the Mortgagee to defend or take action to uphold or defend the lien of this Mortgage, all sums paid or incurred by the Mortgagee for the expense of any litigation, including court costs and attorneys' fees incurred in any trial, appellate, and bankruptcy proceedings, to prosecute or defend the rights and liens created by this Mortgage shall be paid by the Mortgagor, together with interest thereon at the maximum rate permitted by law from the date thereof, and any such sum and interest thereon shall be a claim upon the Mortgaged Property, attaching or accruing subsequent to the lien of this Mortgage, and shall be secured by the lien of this Mortgage. 12. CONDEMNATION. In the event the Mortgaged Property or any part thereof shall be condemned under the power of eminent domain, the Mortgagee shall have the right to demand that all dtunages awarded for such taking be paid to the Mortgagee and shall be entitled to receive same, up to the aggregate amount then remaining unpaid on the Agreement and this Mortgage, and any such sums shall be applied to the payments last payable thereof. 13. SUBROGATION. To the extent of the indebtedness of FFC to the Mortgagee as described in the Agreement, the Mortgagee shall be subrogated to the lien and the rights of the owners and holders of each and every mortgage, lien or other encumbrance on the Mortgaged Property which is paid or satisfied, in whole or in part, out of the proceeds of the Grant. The respective liens of such mortgages, liens or other encumbrances shall be and are hereby security for the Agreement, as if they had been regularly assigned, transferred, and delivered unto the Mortgagee, notwithstanding the fact that the same may be set aside and canceled of record. 14. APPOINTMENT OF RECEIVER. At any time while a suit is pending to foreclose or to reform this )4rtgage or to enforce any claims arising hereunder, the Mortgagee may apply to a court of appropriate jurisdiction for the appointment of a Receiver, and such court shall forthwith appoint a Receiver of the Mortgaged Property, including all and singular the income, profits, rents, issues and revenues from whatever source derived. The Receiver shall have all the broad and effective functions and powers in anywise entrusted by a court to a Receiver, and such appointment shall be made by such court as an admitted equity and as a matter of absolute right to the Mortgagee without reference to the adequacy or inadequacy of the value of the Mortgaged Property, or to the solvency or insolvency of the Mortgagor or the Defendants. All income, profits, rents, issues and revenues collected by the Receiver shall be applied by such Receiver according to the lien of this Mortgage, and the practice of such court. 15. NO TRANSFER OF MORTGAGED PROPERTY. It is expressly agreed that should the Mortgagor convey title to the Mortgaged Property or any legal or equitable interest therein, to any person, firm or corporation or shall permit or create any further encumbrances upon the Mortgaged Property without the prior written approval of the Mortgagee to such conveyance or encumbrance, all sums outstanding under the Agreement and secured by this Mortgage shall Page 5 of 14 Pages e immediately due and payable, at the option of the Mortgagee. ASES Al•'t,ECTTNG MORTGAGED PROPERTY. The Mortgagor shall comply bserve its obligations as landlord under all leases affecting the Mortgaged Property or ereof. Upon request, the Mortgagor shall fumish promptly to the Mortgagee executed f all such leases now existing or hereafter created. The Mortgagor shall not accept ent of rent more than one (1) month in advance without the prior written consent of the Mortgagee. Nothing contained in this Section or elsewhere in this Mortgage shall be construed to make the Mortgagee a mortgagee in possession unless and until the Mortgagee actually takes possession of the Mortgaged Property either in person or through an agent or receiver. To the extent not provided by applicable law, each lease of the Mortgaged Property, shall provide that, in the event of the enforcement by the Mortgagee of the remedies provided for by law or by this Mortgage, the lessee thereunder will, if requested by the Mortgagee or by any person succeeding to the interest 'of the Mortgagee as the result of said enforcement, automatically become the lessee of any such successor in interest, without any change in the terms or other provisions of the respective lease; provided, however, that said successor in interest shall not be bound by (i) any payment of rent or additional rent for more than one (1) month in advance, except prepayments in the nature of security for the performance by said lessee of its obligations under said lease not in excess of an amount equal to one (1) month's rental, or (ii) any amendment dY modification in the lease made without the consent of the Mortgagee or any successor in interest. Each lease shall also provide that, upon request by said successor in interest, the lessee shall execute and deliver an instrument or instruments confirming its attornment. 17. ASSIGNMENT OF RENTS, ISSUES AND PROFITS. The Mortgagor does hereby bargain, sell, transfer, assign, convey, set over and deliver unto the Mortgagee, as security for the payment and performance of all the terms and conditions of the Agreement and this Mortgage, and any And all amendments, extensions and renewals thereof, all t Asses affecting the Mortgaged Property or any part thereof now existing or which may be executed at any time in the future during the life of this Mortgage, and all amendments, extensions and renewals of said leases and any of them, and all rents and other income which may now or hereafter be or become due or owing under the Leases, and any of them, on account of the use of the Mortgaged Property, it being intended hereby to establish a complete transfer of the leases hereby assigned and all the rents and other income arising thereunder and on account of the use of the Mortgaged Property unto the Mortgagee, with the right, but without the obligation, to collect all of said rents and other income which may become due during the life of the Agreement and this Mortgage. The Mortgagor agrees to deposit with the Mortgagee upon demand such leases as may from time to time be designated by the Mortgagee. Although it is the intention of the parties that this shall be a present assignment, it is expressly understood and agreed, anything herein contained to the contrary notwithstanding, that the Mortgagee shall not exercise any of the rights or powers herein conferred upon it until a default shall occur under the terms and provisions of the Agreement and this Mortgage, but upon the occurrence of any default the Mortgagee shall be entitled, upon notice to the tenants, to all rents and othe/ amounts then due under the leases and thereafter accruing, and this Mortgage shall constitute a direction to and full authority to the tenants, lessees or other occupants of the premises (hereinafter collectively referred to as the 'Tenants") to pay all said amounts to the Mortgagee without proof of the default relied upon. The Tenants are hereby irrevocably authorized to rely upon and comply with any notice or demand by the Mortgagee for the payment to the Mortgagee of any rental or other sums which may be or thereafter become due under the leases, or for the performance of any of the Tenants undertakings under the leases and shall have no right or duty to inquire as to whether any default under this Mortgage has actually occurred or is then existing. Page 6 of 14 Pages MORTGAGE CONSTITUTES SECURITY AGREEMENT. This Mortgage also s a security agreement as defined under the Uniform Commercial Code. The hereby grants to the Mortgagee a security interest in and to all furniture, furnishings, achinery, and personal property of every nature whatsoever now owned or hereafter by the Mortgagor located upon the Mortgaged Property together with all proceeds om and as further described in Exhibit B. The Mortgagor shall execute any and all documents as the Mortgagee may request, including, without limitation, financing statements pursuant to the Uniform Commercial Code as adopted by the State of Florida, to preserve and maintain the priority of the lien created hereby on property which may be deemed personal property or fixtures. The Mortgagor hereby authorizes and empowers the Mortgagee to execute and file on behalf of the Mortgagor all financing statements and refiling and continuations thereof as the Mortgagee deems necessary or advisable to create, preserve or protect said lien. The Mortgagor and Mortgagee expressly agree that the filing of a financing statement shall never be construed as in anywise derogating from or impairing the express declaration and intention of the parties hereto that all such personalty located on or utilized in connection with the real property encumbered by this Mortgage shall at all times and for all purposes, in all proceedings both legal and equitable, be deemed a part of the real property encumbered by this Mortgage. 19. CARE OF PROPERTY. (a) The Mortgagor shall preserve and maintain the Mortgaged Property in good condition and repair. Except in accordance with the Work Plan approved by the Mortgagee pursuant to the Agreement, the Mortgagor shall not remove, demolish, alter or change the use of any building, structure or other improvement presently or hereafter on the Land constituting any part of the Mortgaged Property, or allow the same to occur, without the prior written consent of the Mortgagee. The Mortgagor shall not permit, commit or suffer any waste, impairment or deterioration of the Mortgaged Property or of any part thereof, and will not take any action which will increase the risk of fire or other hazard to the Mortgaged Property or to any part thereof. (b) Except as otherwise provided in this Mortgage, no fixture, personal property or other part of the Mortgaged Property shall be removed, demolished or altered, without the prior written consent of the Mortgagee. The Mortgagor may sell or otherwise dispose of, free from the lien of this Mortgage, furniture, furnishings, equipment, tools, appliances, machinery, fixtures or appurtenances, subject to the lien hereof, which may become worn out, undesirable or obsolete, only if.tney are replaced immediately with similar items of at least equal value which shall, without furtheroction, become subject to the lien of this Mortgage. 20. MORTGAGE SECURES INDEBTEDNESS. It is expressly agreed and understood that this Mortgage secures the indebtedness and the obligations of FFC to the Mortgagee with respect to the Agreement, and all renewals, extensions and modifications thereof. This Mortgage shall not be deemed released, discharged or satisfied until the entire indebtedness evidenced by the Agreement is paid in full or released and canceled by the Mortgagee. 21. MORTGAGEE'S REMEDIES' CUMULATIVE. The Mortgagor agrees that all rights of the Mortgagee hereunder shall be separate, distinct, and cumulative, and that none shall be in exclusion of the other, and that no act of the Mortgagee shall be construed as an election to proceed under any provision of covenant herein to the exclusion of any other, notwithstanding anything herein to the contrary. 22. FUTURE ADVANCES. Pursuant to the laws of the State of Florida, this Mortgage shall secure not only the existing indebtedness evidenced by the Agreement, but also such future Page 7 of 14 Pages es as may be made by the Mortgagee to the Mortgagor in accordance with the Agreement, gage or any other Grant Document executed in connection herewith, whether or not ances are obligatory or are to be made at the option of the Mortgagee, or otherwise, as within twenty (20) years from the date hereof, to the same extent as if such future es were made on the date of the execution of this Mortgage, and the total amount of ebtedness that shall be so secured by this Mortgage may decrease or increase from time: to time, provided that the total unpaid balance so secured at any one time shall not exceed a princihal, amount of ONE MILLION EIGHT HUNDRED THOUSAND AND 00/100 DOLLARS ($1,800,000.00) plus interest thereon and plus any disbursements made for the payment of taxes, levies or insurance on the property covered by the lien of this Mortgage, together with interest on such disbursements. 23. INDEMNIFICATION. The Mortgagor hereby protects, indemnifies and saves harmless the Mortgagee, its officers, directors, agents and employees, from and against any and all liabilities, obligations; claims, damages, penalties, causes of action, costs and expenses (including without limitation, reasonable attorneys' fees and expenses) imposed upon, incurred by or asserted against the Mortgagee or any of such persons by reason of (a) ownership of any interest in the Mortgaged Property or any part thereof, (b) any accident, injury to or death of persons or loss of or damage to property occurring on or about the Mortgaged Property or any part thereof or the adjoining sidewalks, curbs, vaults and vault space, if any, streets or ways, (c) any use, disuse or condition of -the Mortgaged Property or any part thereof, or the adjoining sidewalks, curbs, vaults and vault space, if any, or any streets or ways, (d) any failure on the part of the Mortgagor to perform or comply with any of the terms hereof or of any of the Grant Documents executed in connection herewith, or any inaccuracy in any representation or warranty made by the Mortgagor herein or in any of the Grant Documents executed in connection herewith, (e) any necessity to defend any of the right, title or interest conveyed by this Mortgage, (f) the performance of any labor or services or the furnishing of any materials or other property in respect of the Mortgaged Property or any part thereof, (g) any subsidence or erosion of any part of the surface of the Mortgaged Property, including any shoreline or any bank of any river, stream, creek, lake, ocean or other water source, or (h) the location or existence of asbestos or any toxic or hazardous waste, chemicals, materials or substance on, at, in or under the Mortgaged Property or any part thereof. If any action, suit or proceeding is brought against the Mortgagee, or any of its officers, directors, agents or employees, for any such reason, the Mortgagor, upon the request of such party, will, at the Mortgagor's expense, cause such action, suit orproceeding to be resisted and defended by counsel satisfactory to the Mortgagee or such person. Any amounts payable to an indemnified party under this Section which are not paid within ten (10) days after written demand therefor shall bear interest at the default rate of interest provided in the Agreement from the date of such demand, and such amounts, together with such interest, shall be indebtedness secured by this Mortgage. The obligations of the Mortgagor under this Section shall survive any defeasance of the Mortgage. 24. 'HAZARDOUS MATERIALS. The Mortgagor agrees that Hazardous Materials will not be used, generated, stored or disposed of on the Mortgaged Property. For purposes hereof, "hazardous materials" include (but are not limited to) materials defined as "hazardous waste" under the Federal Resource Conservation and Recovery Act and similar state laws, or as "hazardous substances" under the Federal Comprehensive Environmental Response, Compensation and Liability Act and similar state laws. Hazardous materials include (but are not limited to) solid, semi -solid, liquid or gaseous substances which are toxic, ignitable, corrosive, carcinogenic or otherwise dangerous to human, plant or animal health and well being. Examples of hazardous waste include paints, solvents, chemicals, petroleum products, batteries, transformers, and other discarded man-made materials with hazardous characteristics. The Mortgagee shall have all remedies at law and equity for failure of the Mortgagor to carry out the Page 8 of 14 Pages bligation, including but not limited to specific performance, damages, reasonable es and court costs. This provision shall survive payment of the Agreement and (this Mortgage. �Uq� (29.Y.1, �fcPRESENTATIONS AND WARRANTIES. In order to induce the Mortgagee to make the Grant, the Mortgagor represents and warrants that: (a) there are no actions, suits or proceedings pending or threatened against or affecting the Mortgagor or any portion of the Mortgaged Property, or involving the validity or enforceability of this Mortgage or the priority of its lien, before any court of law or equity or any tribunal, administrative board or governmental authority, and the Mortgagor is not in default under any other indebtedness or with respect to any order, writ, injunction, decree, judgment or demand of any court or any governmental authority; (b) the execution and delivery of this Mortgage and all other Grant Documents do not and shall not (i),Violate any provisions of any law, rule, regulation, order, writ, judgment, injunction, decree, determination or award applicable to the Mortgagor or any other person executing the Agreement, this Mortgage or other Grant Documents, nor (ii) result in a breach of, or constitute a default under, any indenture, bond, mortgage, lease, instrument, credit agreement, undertaking, contract or other agreement to which the Mortgagor or such other person is a party or by which either or both of them or their respective properties may be bound or affected; (c) this Mortgage constitutes a valid and binding obligations of the Mortgagor and any other person executing the same, enforceable against the Mortgagor and such other person(s) in accordance with their respective terms; (d) there is no=fact that the Mortgagor and any guarantor(s) of the Grant have not disclosed to the Mortgagee in writing that could materially adversely affect their respective properties, business or financial conditions or the Mortgage Property or any other collateral for the Grant; (e) FFC, the Mortgagor and any guarantor(s) of the Grant have duly obtained all permits, licenses, approvals and consents from, and made all filings with, any governmental authority (and the same have not lapsed nor been rescinded or revoked), or, if not yet obtained, the Mortgagor shall obtain the same as and when required, which are necessary in connection with the execution and delivery of this Mortgage and any other Grant Document, the making of the Grant, the performance of their respective obligations under any of the Grant Documents, or the enforcement of any Grant Document; and that all such representations and warranties shall survive the closing of the Grant and any bankruptcy proceedings. 26. SEVERABILITY OF INVALID PROVISIONS. In the event any provision of the Agreement and or this Mortgage should be held unconstitutional, illegal or unenforceable for any reason, such provision shall not affect, alter, or otherwise impair any other provision of the Agreement and or this Mortgage. 27. NO WAIVER. It is expressly agreed and understood that a waiver by the Mortgagee of any right or rights conferred to it hereunder with regard to any one transaction or occurrence shall not be deemed a waiver of such right or rights to any subsequent transaction or occurrence. It is further agreed that any forbearance or delay by the Mortgagee in the enforcement of any right or remedy hereunder shall not constitute or be deemed a waiver of such right or remedy. 28. GOVERNING LAW. This Mortgage shall be construed and enforced pursuant to the laws of the State of Florida, excluding df1 principles of choice of laws, conflict of laws and comity. 29. HEADINGS. The headings of the articles, sections, paragraphs and subdivisions of this Mortgage are for convenience and ease of reference only, and are not to be considered a part hereof, and shall not limit or otherwise affect any of the terms or provisions hereof. Page 9 of 14 Pages GENDER AND NUMBER. In this Mortgage and the Agreement it secures, the singular de the plural and the masculine shall include the feminine and neuter. .RTIES BOUND; NO ORAL MODIFICATIONS. Each and every of the terms, d conditions contained herein shall be binding upon the parties hereto and their heirs, assigns and devisee. This Mortgage is not subject to modification other than ritten document or instrument executed by the party or parties to be charged with such modification. 32. WAIVER OF TRIAL BY JURY. THE MORTGAGOR HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES THE RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY LITIGATION BASED HEREON OR ARISING OUT OF, UNDER OR IN CONNECTION WITH, THIS MORTGAGE, OR ANY OF THE GRANT DOCUMENTS OR THE FINANCING CONTEMPLATED HEREBY, OR ANY COURSE OF •CONDUCT, COURSE. OF DEALINGS, STATEMENTS (WHETHER ORAL OR WRITTEN) OR THE ACTIONS OF ANY PARTY HERETO. THIS PROVISION IS A MATERIAL INDUCEMENT FOR THE MORTGAGEE EXTENDING THE GRANT SECURED BY THIS MORTGAGE. IN WITNESS WHEREOF, the Mortgagor has hereunto set its hand and seal the day and year first above written. . Sign :, ea e.. s elivere • ur pr ce./i� Ati'r► ri. •/�Y lint Name: ', ,4"M0 0141EL Old Centrust Bu'; • ing P .firer ju*, a'Florida general partn ,General Partner Page 10 of414 Pages OF FLORIDA ) Y OF MIAMI-DADE ) FOREGOING INSTRUMENT'`was acknowledged before me on this �3 A92 day of. eaee e•2002 by /14,0it/ , as of , General Partner of Old Centrust Building Partnership, a Florida general partnership, on be alf of the partnership, who is personally known to me or who produced 1=MAu r/ 414 / • NG identilTGatio r d did/did not take an oath. �PENE .DEG —re 4 Name of Notary Public, typed, printed or stamped NOTARY PUBLIC STATE OF FLORIDA AT LARGE Irene Del Sol CAMMISSIQN t rOO281N EXAMS Serial number, if any. - E ryppY�,t.,+€ topern c g li • fUAS WAND nw»Ore,rwwSUM.a.we (Seal) STATE OF FLORIDA ) COUNTY OF MIAMI-DADE ) THE FOREGOING INSTRUMENT was acknowledged before me on this day of 2002 by , as of , General Partner of Old Centrust Building Partnership, a Florida general partnership, on behalf of the partnership, who is personally known to me or who produced as identification and did/did not take an oath. IT-Flagler First•Mengage t2.17-02 Signature of Notary Public Name of Notary Public, typed, printed or stamped NOTARY PUBLIC STATE OF FLORIDA AT LARGE Serial number, if any: (Seal) Page 11 of 14 Pages EXHIBIT "A" Legal Description of the Property and the West One -Half of Lot 12 in Block 117 North, City of Miami, according to the Plat thereof recorded in Plat Book B, Page 41, of the Public Records of Miami -Dade County, Florida. P Page 12 of 14 Pages None. 1 EXHIBIT B PERSONAL PROPERTY Page 13 of 14 Pages EXHIBIT C OTHER ENCUMBRANCES: All encumbrances disclosed on Chicago Title Insurance Company Title Insurance Commitment No. 300212690, effective as of November 15, 2002 at 6:00 A.M. STATE OF FLORIDA. COUNTY Of DADE I HEREBY CERTIFY Mal this is a t oLY 01Me of nnq,narltn sot(. on tv� TOU WITNESS mY?WITOt(.c' a!' HARVEY VIN, , �� Court n and Coca y By D.C. -- Page -14 of 14 Pages