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HomeMy WebLinkAboutPreLegislationCity of Miami Legislation Resolution: R-05-0099 City Hall 3500 Pan American Drive Miami, FL 33133 www.miamigov.com File Number: 05-00112 Final Action Date: 2/10/2005 A RESOLUTION OF THE MIAMI CITY COMMISSION, WITH ATTACHMENT(S), ADOPTING THE 31 ST YEAR COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM FUND POLICIES, ATTACHED AND INCORPORATED, RELATED TO PUBLIC SERVICE, ECONOMIC DEVELOPMENT, HOUSING ACTIVITIES AND THE HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS PROGRAM FUNDS. WHEREAS, the Administration has proposed the 31st Year Community Development Block Grant ("CDBG") program fund policies, attached and incorporated, related to public service, economic development, housing activities and the Housing Opportunities for Persons with AIDS (HOPWA")program funds; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are adopted by reference and incorporated as if fully set forth in this Section, Section 2. The 31st year CDBG program fund policies, attached and incorporated, related to public service, economic development, housing activities and the HOPWA program funds, are adopted. Section 3. This Resolution shall become effective immediately upon its adoption and signature of the Mayor {1}. Footnotes: {1} If the Mayor does not sign this Resolution, it shall become effective at the end of ten (10) calendar days from the date it was passed and adopted. if the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. "tkis a eay1!slit %.S 6?..eb— PUBLI C SERVICES PROGRAM POLICIES S h ° r �y�t� 6zcu� �te t7 f '7 vCS K I?14!,-) PUBLIC SERVICES EXISTING PROPOSED FUND DISTRIBUTION BY DISTRICT Allocated based on Contribution to Entitlement: District 1 — 21.2 % District 2 —15.2 % District 3 — 23.9 % District 4 — 16.1 % District 5 - 23.6 % Allocated based on Contribution to Entitlement: District 1— 21.2 % District 2 —15.2 % District 3 — 23.9 % District 4 — 16.1 % District 5 - 23.6 % ELIGIBLEE APPLICANTS Private non-profit CDCs, CBOs carrying out activities benefiting UM income persons. Private non-profit CDCs, CBOs carrying out activities benefiting UM income persons. MINIMUM CONTRACT $5,000.00 $10,000.00 ELDERLY MEALS Requirements: Requirements: a) Minimum age — 62 years or disabled if less than 62 years of age b) Resident of the District funding the activity c) a UM income person d) Participant must be certified by the agency with the City of Miami a) Minimum age — 62 years or disabled if less than 62 years of age b) Resident of the District funding the activity c) a LIM income person d) Participant must be certified by the agency with the City of Miami Reimbursed amounts: Reimbursed umouni a) Congregate Meal - $5.00 per day per person b) Homebound Meal - $7.25 per day per person Higher rates would be accepted if copy of existing contract .from a funding agency is provided. a) Congregate Meal - $5.00 per day per person b) Homebound Meal - $6.50 per day per person Higher rates would be accepted if copy of existing contract from a funding agency is provided. ' CHILD CARE Requirements: Requirements: a) Minimum age — infant b) Maximum Age— S years of age c) Resident of the District funding the activity d) a L/M income person e) Participant must be certified by the' agency with the City of Miami a) Minimum age — infant b) Maximum Age — 5 years of age c) Resident of the District funding the activity d) a UM income person e) Participant must be certified by the agency with the City of Miami Reimbursement: R imbursernentt Paid according to the following rates: Infants - $22.00/day Toddler I (1-2 years of age) $18.00/day Toddler II (2-3 years of age) $17.00/day; Pre-schooler (3-4 years of age) $17.00/day; Pre-schooler II (4-S years of age) $18.00/day. Paid according to the following rates: Infants - $22.00/day Toddler I (1-2 years of age) $18.00/day Toddler II (2-3 years of age) $17.00/day, Pre-schooler (3-4 years of age) $17.00/day; Pre-schooler II (4-5 years of age) $18.00/day. doCwytg44-f. 4 acbls1'-fi b11.14 (If . ais42/ PUBLIC SERVICES PROGRAM POLICIES 0 t/ ba i;,704 o./ PUBLIC SERVICES Al,'1ER SCHOOL AND SCHOOL RECESS DAYS CARE EXISTING Retuirements: a) Minimum age — 6 years of age b) Maximum Age —18 years of age c) Resident of the District funding the activity d) a UM income person e) Participant must be certified by the agency with the City of Miami PROPOSED Requirements: a) Minimum age — 6 years of age b) Maximum Age — 15 years of age c) Resident of the. District funding the activity d) a UM income person e) Participant must be certified by the agency with the City of Miami f) Agency must should operate the program at a City of Miami Park but 211ow some level of flexibility at time of atnitcation. Reimbursed amounts: a) After School Care - $7.70 per day per student (minimum 2.5 hours) b) School Recess and Summer Day Rates - $18.00 per day per student (minimum 7 hours) Higher rates would be accepted if: a) copy of existing contract from a funding agency is provided, or b) rational and budget presented is approved by CD staff Reimbursed amounts: a) After School Care • $7.70 per day per student (minimum 2.5 hours) b) School Recess and Summer Day Rates - $18.00 per day per student (minimum 7 hours) Higher rates would be accepted if: a) copy of existing contract from a funding agency is provided, or b) rational and budget presented is approved by CD staff PERSONS WITH DEVELOPMENTAL DISABILITIES Requirements: a) Proof of developmental disability b) Resident of the District funding the activity c) a UM income person d) Participant must be certified by the agency with the City of Miami Reimbursed amounts: Negotiated with the agency based on the number of participants, number of service days and number of hours that participant is serviced on a daily basis. Requirements: a) Proof of developmental disability b) Resident of the District funding the activity c) a UM income person d) Participant must be certified by the agency with the City of Miami Reimbursed amounts; Will be paid according to the maximum daily reimbursement rates established by South Florida Workforce or State of Florida for the City of Miami service area. Or, negotiated with the agency based on rationale and budget presented by agency. • PUBLIC SERVICES PROGRAM POLICIES �,gs r•>'77' ) BLIC SERVICES EXISTING PROPOSED F ' DISTRIBUTION BY D TRICT ELIGIBLEE APPLICANTS MINIMUM CONT •• CT ELDERLY MEALS CHILD CARE Allocated based on Contribution to Entitlement: District 1- 212 % District 2 -15.2 % District 3 - 23.9 % District 4 -16.1 % District 5 - 23.6 % Private non-profit CDCa, CBOs carrying out activities benefiting L/M income persons, $5,000.00 Reeulrementat - -a)--Minimum age - 62 years or disabled if leas than 62 years of age b) Resident of the District funding the activity c) a UM income person- '•" Participant must be certified by the agency with the City of Miami J elmb d amogntn �'•ngregate Meal - $5.00 per day pa . non • Ho bound Meal - $7.25 per day Per Po . on Higher rates ould 'be accepted if copy of existing ntract from a funding agency la provi. •. a) b) Renuirtmepjft a) Minimum age nfant b) MaximumAge-- -years of age c) Resident of' the Diaict funding the activity d) a L/M income person a) Participant must be certi d by the agency with the City of mi Rel mbursementl Paid according to the following rates: Infants - $22.00/day Toddler I (1-2 years of age S 18.00/day Toddler II (2-3 years of age) S 17.00/day; Pre-schooler (3-4 years of age) S 17.00/day; Pre-schooler II (4-5 years of age) $18.00/day. Allocated based on Contribution Entitlement; District 1- 21.2 % District 2 - 15.2 % District 3 - 23.9 % District 4 - 16.1 % District S - 23.6 % to Private non-profit CDCs, CBOs carrying out activities benefiting IJM income persona. $]0,000.00 Reautrementst e)_. Minimum age - 62 years or disabled if lees than 62 years of age h) Resident of' the District funding the activity c) a L/M income person d) Participant must be certified by the agency with the City of Miami Reimbursed amounts, a) Congregate Meal - $5.00 per day par person b) Homebound Meal • $6,50 per day per person Higher rates would be accepted if copy of existing contract from a funding agency is provided. Acquirements: a) Minimum ago - infant b) N4sxl-trium Age 5 years of age c) Resident of the District funding ale activity d) a L/M income person a) Participant must be certified by die agency with the City of Miami Belmkursement: Paid according to the following rates: Infanta - $22.00/day Toddler I (1-2 years of age) S 18.00/day Toddler II. (2-3 years of age) $17.00/day; Pre-schooler (3-4 years . of ag») 17.00/day; -schooler II (4-5 years of ago) $1. 00/da PUBLIC SERVICES PROGRAM POLICIES P BLIC SERVICES EXISTING PROPOSED A ' R SCHOOL AND SCH s 4 L RECESS DAYS CARE )teguiremettst Requirements; a) Minimum age - 6 years of age b) Maximum Age —18 years of age c) Resident of the District funding the activity d) a LIM income person e) Participant must be certified by the agency with the City of Miami a) Minimum age— 6 years of age b) Maximum Ago -15 years of age c) Resident of the District funding ;the activity d) a UM income person a) Participant must be certified by ;the agency with the City of Miami 1) Agency must operate the program at a City of Miami Park Reimbursed amounts; Reimbursed amounts; a) After School Care - $7.70 per day per student (minimum 2.5 hours) b) School Recess and Summer Day Rates • 818.00 per day per student (minimum 7 hours) Higher tes would be accepted if: a) •.y of existing contract from a to ing agency b provided, or b) ratio • 1 and budget presented is approv-• by CD staff a) After School Cara - 87.70 per day per student (minimum 2.5 hours) b) School Recess and Summer Day Rates - $18.00 per day per student (minimum 7 hours) Higher rates would be accepted if: a) copy of existing contract from a funding agency is provided, or ; . b) rational and budget presented is approved by CD staff PERSONS WITH DEVELOPMENTAL DISABILITIES Requirements; J esruirements; a) Proof of developmental disability b) Resident of the District ibnding +the activity c) a UM income person d) Participant must be certified by !the agency with the City of Miami a) Proof of de lopmental disability b) Resident of - District funding the activity c) a UM income pe on d) Participant must be ertified by the agency with the City • Miami RetJBbuted smounta: Negotiated with the agency bas - • on the number of participants, number o service days and number of hours that partici nt is serviced on a daily basis. Reimbursed amounts; Will be paid according to the maximum daily reimbursement rates established by Sduth Florida Workforce or State of Florida for the City of Miami service area. Or, negotiated with the agency based ; ort rationale and budget presented by agency. ECONOMIC DEVELOPMENT PROGRAM POLICIES ECONOMIC DEVELOPMENT EXISTING PROPOSED FUND DISTRIBUTION BY DISTRICT Allocated based on Contribution to Entitlement: District 1 — 21.2 % District 2 —13.2 % District 3 — 23.9 % District 4 — 16.1 % District S - 23.6 % Allocated based on proposals received. ELIGIBLEE APPLICANTS Private non-profit CDCs, CBOs and private for -profit companies arc eligible to apply for funding under the Economic Development Program for activities that benefit underserved areas and/or very low-, low- and moderate- income persons Private non-profit CDCs, CEOs and private for - profit companies are eligible to apply for funding under the Economic Development Program for activities that benefit underserved areas and/or very' low-, low- and moderate - income persons MINIMUM CONTRACT $20,000.00 .._ ....... __ $50,000.00 COMMERCIAL . FACADE PROGRAM Maximum Project Dollar Amount - $10,000.00- - _- __. _... _. __.. Maximum Project Dollar Amount - $10,000.00 Matching Funds Requiremenj for Individual Matching Fund eg irement forindividual Businesses: Businesses: $2,000 and below - 5% $2,001 -$5,000 -10 % $5,00I-$10,000 - 15 % Matching_Fu.nds Requirement for Commercial $2,000 and below - 5% $2,001 -$5,000 -10 Rio $5,001-$10,000 - 15 % • * Agency has the authority to request a 15% match at any level, if project warrants it. Matching Funds Requirement or Commercial B ps (rninimgrn I city block) Strips (minimum 1 city block) $2,000and below - 0% $2,000 abd below - 0% $2,00I7-$3;O0D = 1-0 % $5,001-$10,000 - 15 % * Agency has the authority to request a 15% match at any level, if project warrants it. $2,001 -$5,000 - 10 % $5,001-$10,000 - 15 % Business must be locate in an area where the LJM income population is 51% or greater. Business must be locate in an area where the UM income population is 51% or greater." Compensation., C9mpensation: Agency compensated at rate of 20% of Total Project Costs. Agency compensated at rate of 20% of Total Project Costs. COMMERCIAL CODE COMPLIANCE PROGRAM Maximum Project Dollar Amount - $10,000.00 Maximum Project Dollar Amount - $15,000.00 Matching Funds Requirement for Individual Matching Funds Reauirement for Individual Businesses: Businesses., 30% of Project value up to $10,000.00 $2,000 and below - 5% $2,001 -$5,000 - 10 % $5,001-$15,000 - 15 % Requirements: Business must be locate in an Requirements-, Business must be locate in an area where the L/M income population is 51% or greater and must have received a Notice of Violation from Code Enforcement Inspectors. arca where the L/M income population is 51% or greater and must have received a Notice of Violation from Code Enforcement Inspectors. Compensation*, Compensation; A nn,1nV f•nTMTaafowl at <at. of'MCA of Tntal A ornev cmmnencaterl at raft. r 9noi nr•r„...1 ECONOMIC DEVELOPMENT PROGRAM POLICIES TECHNICAL ASSISTANCE TO FOR PROFIT BUSINESSES Requirements; Regeirement;;j a)Job Creation only b)For Profit business operating in the City of Miami; c)business must possess valid Certificate of Use and Occupational License; d)jobs must be created within 6 months of completion of the Technical Assistance to the business a)Job Creation only b)For Profit business operating in the City of Miami; c)business must possess valid Certificate of Use and Occupational License; d)jobs must be created within 6 months of completion of the Technical Assistance to th.c business Compensation to the Agency: Compensation to the Agency; a) Reimbursements will be made upon presentation of, both, a request for payment based on the verifiable hours of service related to technical assistance and documentation that a national objective has been attained. b) Verifiable hours of service related to technical assistance are those hours of service provided by the agency that can be substantiated by the payroll records and which are reasonable, necessary and directly allocable to the business receiving the technical assistance from the agency. . Hours of service must be reported in the monthly report and must be documented by the agency. c) Payments will be made at the rate of $75.00 per hour. The accomplishment of a)Reimbursements will be made upon presentation of, both, a request for payment based on the verifiable hours of service related to technical assistance and documentation that a national objective' has been attained. b)Verifiable hours of service related to technical assistance are those hours of service provided by the agency that can be substantiated by the payroll records and which are reasonable, necessary and directly allocable to the business receiving the technical assistance from the agency. Hours of service must be reported in the monthly report and must be documented by the agency. c) Payments will be made at the rate of $75.00 per hour. The accomplishment of _ _ one National Objective (one job created for a low and moderate income person) will _ provide the agency with a maximum of ;5,000.00 of Justifiable reimbursement. one National Objective (one job created for a low and moderate income person) will provide the agency with a maximum of $5,000.00 of Justifiable reimbursement. ECONOMIC DEVELOPMENT PROGRAM POLICIES COMMERCIAL LOAN PROGRAM NONE Applicants: For profit enterprises requiring working capital. NONE Loan Amounts: Minimum - $15,000,00 Maximum - $751000.00 NONE Requirements; I. Business entity must be located in the City of Miami 2. Business and/or Principals are not able to obtain financing without government participation through direct or guaranteed loan programs 3. Business is an equal opportunity employer 4. Business is not relocating jobs 5. Goan must receive environmental clearance by the City of Miami 6, Business receiving the loan must create jobs at a ration of I job for every $15,000 loaned 7. A minimum of 51 % of jobs to be created are to be made available to Low to Moderate income persons 8. Underwriting may be done by City of Miami staff or agencies contracted by the City of Miami to perform underwriting of loans 9. Business must demonstrate ability to repay the loan 10. Loan must be approved by the City's Housing and Commercial Loan Committee: NONE Repayment Terms: Maximum length — 5 years NONE Interest Rates: Interest Rate — market rate, which will be reduced to 0 % once the documentation of jobs created is received and accepted by the City of Miami City of Miami Department of Community Development Housing Program Summary MULTIFAMILY NEW CONSTRUCTION • RENTAL Current Policy {effective 10/01/2004) f Proposed Policy (Effective 10/01/2005 Project Description Affordable new construction rental opportunities in condominiunVtownhome style developments Funding HOME SHIP_,CDBG No Change Repayment Requirements Forgivable Loan converted to second mortgages for the buyers once project is completed. In the case of a Developer default (incomplete project) hull payment of construction ban and accrued default interest of 6%. completed. The construction loan will be converted to a permanent mortosoe on the property once protect Is comoleted, In the case of a Developer default (Incomplete project) full payment of construction lion loan and accrued default interest of 20%. Payment schedule will De based accordina to the protect's cash lbw. Minimum/Maximum Subsidy 51,000 per unit to HUD Maximum subsidy cap based on bedroom size (up to 585,225 for a 4 bedroom unit) No Change Affordability Period 20 years 30 years Developer Fee Up to 25% of the allowable 18% of total project costs based on percentage of project completion No Change Service Fee 1 % of City Loan due and payable as administration fee 30 days after funding approval. No Change Minimum ratio of City funds to other funds in the project 1:5 No Change Type of Assistance Construction hard costs, pre -development cost and other soft costs Priority Priority and preference for projects in Neighborhood Development Zones or Model Blocks Clientele 80% and below of Area Median Income Selection Process Request for Applications and or Proposals. Selections based on rankings and merits of the appitcatbn City of Miami Department of Community Development Housing Program Summery MULTIFAMILY NEW CONSTRUCTION - RENTAL Current Policy (effective 10/01/2004) I Proposed Policy (Effective 10/01120• • Project Description Affordable new construction rental opportunities In condominlumflownhome style developments Funding HOME, SHIP, CDBG No Change Repayment Requirements orgivabie Loan converted to second m • gages for the buyers once project is corn eted. In the case of a Developer defau incomplete project) full payment of cons , on loan and accrued default Interest of . . Forgivable Loan conve - . to second mortgages for the bu once project is completed. In the se of a Developer default (Incompl, project) full payment of cons • ,• n and accrued default Interest of 2, . Minimum/Maximum Subsidy $1,000 per uni o HUD Maximum subsidy cap based on be. • • m size (up to $85,225 fore 4 be• •• •m unit) No Change Affordability Period 20 year 30 years Developer Fee Up to 25% of the allowable • 8% of to project costs based on perce : ge • project completion No Change Service Fee 1% of City Loan due and pay administration fee 30 days = =r fu •r • . approval. No Change Minimum ratio of City funds to other funds In the project :5 No Change Type of Assistance Priority Clientele Selection Process Constructto and costs, pro -development cost and o soft costs Priority a preference for projects In Neighborhood Dev • potent Zones or Modal Blocks BO% a below of Area Median Income Reg • • at for Applications and or Proposals. Selections based rankings and merits of the City of Miami Department of Community Development Housing Program Summary MULTIFAMILY NEW CONSTRUCTION - HOMEOWNERSHIP Current Policy (effective 10/01/2004) [ Proposed Policy (Effective 10/01/2005 Project Description Affordable new construction homeownership opportunities on both scattered sites and condominium/town home style developments • Funding SHIP, HOME, CDBG No Change Repayment Requirements Forgivable Loan converted to second mortgages for the buyers once project is completed. In the case of a Developer default (incompleteproject)full of pl paymenta construction loan and accrued default Interest of 6%. completed. The loan will be transferred to " -- " " over as a secon�moitQaae once protect Is completed, In the case of a Developer default (Incomplete project) full payment of construction loan and accrued default Interest of 20%. -Minimum/Maximum Subsidy 1t000 per wilt to"HUD Maximum subsidy cap based on bedroom size (up to $85,225 _for a 4 bedroom_unit)_..__ . . • No Change Affordability Period 20 Years 30 Years Developer Fee Op 1o1b% of total project costs. Disbursements based on percentage of nmiraM. enmninrinn No Change Service Fee 1% of City Loan due and payable as good faith commitment fee for for -profit developers, 30 days after funding approval to be reimbursed once the project Is complete. No Change Minimum ratio of City funds to other funds in the project 12 - No Change Type of Assistance Priority Clientele Selection Process Construction hard costs, pre -development cost and other soft costs Priority and preference for projects In Neighborhood Development Zones or Model Blocks 805E and below of Area Median Income Request for Applications and or Proposals. Selections based on rankings and merits of the application City of Miami Department of Community Development Housing Program Summary MULTIFAMILY NEW CONSTRUCTION • HOMEOWNERSHIP Current Policy (effective 10/0112004) J Proposed Policy (Effective 10/01/2006 Project Descrtpt • . Affordable new construction homeownership opportunities on both scattered altos and condominium/town home style developments Funding SHIP, HOME, CDBO No Change Repayment Requirements •rgivable Loan converted to second • •rages for the buyers once project is com • ted. In the case of a Developer default complete project) full payment of construct loan and accrued default Interest of 8' -• Forgivable Loan converted to , : end mortgages for the buyers on project is completed. In the case of • eveloper default (Incomplete pro) ..) full payment of construction loan an ccrued default interest of 20%. Minimum/Maximum Subsidy 31,000 per unit to • UD Maximum subsidy cap based on bedro• • size (up to $85,225 fore 4 bedroom unit) No Change Affordability Period 20 Years 30 Years Developer Fee Up to113% of total project coo •-. Disbursements based on pence . • e of ernlsct ersnnIntlnn No Change Service Fee 1% of City Loan due end payable as g• faith commitment fee for for -profit developers, 30 days after funding ar •roval to be reimbursed once the proje complete. No Change Minimum ratio of City funds to other funds in the project 1:2 No Change Type of Assistance Priority Clientele Selection Process Construction hard •• ats, pre -development cost and other soft Priority and • , rence for projects in Neighborhood Development Zo a or Model Blocks 80% and of Area Median income Request .r Applications and or Proposals. Selections based on rankings a • merits of the application Department of Community Development Housing Program Summary SINGLE FAMILY REHABILITATION Current Policy (effective 10/01/2004) Proposed Policy (Effective 10/01/2005 Protect Description To provide home improvement and rehabilitation assistance to homeowners throughout the City In order to maintain the housing stock by assisting with deferred maintenance, emergency repairs, removal of code violations an replacement of unsafe structures. Funding HOME, SHIP, CDBG No Change Repayment Requirements __Forgivable after_1.0 years.of owner-_ _ occupied or If not met, repayment In full. Forgivable after 15 years of owner occupied or If not met, repayment In full. Minimum/Maximum Subsidy $1,000 / $30,000 per home $1,000 ! $3b,000 per home Affordability Period 10 Years 15 Years Developer Fee NIA N/A-- - Service Charge NIA N/A Minimum ratio of City funds to other funds In the project N/A N/A Type of Assistance Construction rehab coats - paid directly to contractor with homeowners signing offon all payment requests No Change Maximum Purchase PriceNaiue of Property New Homes: $199,117; Existing Homes: $173,701 New Homes and Existing homes: 5236,000 Priority Clientele Selection Process Priority and preference for properties in Neighborhood Development Zones or Model Blocks 80% and below of Ares Median Income, priority in the rehab program for elderly homeowners Request for Applications advertised In local newspapers and processed on first -come first served basis. City of Miami Department of Community Development Housing Program Summary SINGLE FAMILY HOMEOWNERSHIP Current Policy (effective 10/01t2004) I Proposed Policy (Effective 10/01/2005 Project Description To assist low Income homebuyers In the purchase of a home by providing clown payment, dosing costs and/or second mortgage ?Mandel ass►stance for the purchase of a newly constructed or existing residential property within the City. Funding HOME, SHIP, COSG No Change Repayment Requirements Forgivable until affordability period of 20 years is met or If not met, repayment In full Non -forgivable loan for an affordability period of 30 years. Full principal repayment of loan upon transfer of property, non -occupancy or et term of loan. Minimum/Maximum Subsidy $1,000 per unit to HUD Maximum subsidy cap based on bedroom size (up to $88,228 for a 4 bedroom unit) No Change Affordability Period 20 Years 30 Years Developer Fee NIA NIA Service Charge N/A N/A Minimum ratio of City funds to other funds in the project N/A N/A Type of Assistance Down Payment assistance and dosing costa No Change Maximum Purchase PriceNalue of Property New Homes: S189,117; Exisllnp Homes: *173,701 New Homes and Existing homes: $230,000 Priority Clientele Selection Process Priority and preference for properties in Neighborhood Development Zones or Model Blocks 80% and below of Area Median Income, priority In the rehab program for elderly homeowners Request for Applications advertised in local newspapers and processed on first -come first served basis.