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HomeMy WebLinkAboutLetterLAW OFFICES OF STEVEN MISHAN, P.A. 848 BRICKELL AVENUE SUITE 1100 MIAMI, FLORIDA 33131 Steven Mishan, Esq Steven@mishanlaw.com March 7, 2008 VIA FACSIMILE AND U.S. MAIL Model Housing Cooperative, Inc. 9041 N. Kendall Drive Miami, Florida 33176 Attn: Mr. Robert Godoy Model Housing Cooperative, Inc. c/o John M. Little, Esq. Legal Services of Greater Miami, Inc. 3000 Biscayne Blvd. Suite 500 Miami, FL 33137 TELEPHONE 305-577-5999 FACSIMILE 305-374-5356 TOLL FREE (877) 577-5999 Re: SunTrust Bank/Model Housing Cooperative, Inc. Notice of Declaration of Default Gentlemen: Silver, Garvett & Henkel, P.A. Of Counsel This office represents SunTrust Bank in connection with its first mortgage on the Model Housing project consisting of a 32 unit condominium project located at 1475-1479 W. Flagler Street, Miami, Florida 33125. SunTrust Bank hereby declares default under its note and mortgage and other loan documents effective immediately as a consequence of the following matters: 1. The note and mortgage have long since matured and the time periods set forth in the forbearance agreements have expired. The project is incomplete with no completion date in sight. 2. Failure to make payment of the February and March interest, late fees, etc. As of this date the mortgage balance is $2,754,695.31 with interest now accruing at the default rate specified in the note. 3. The project is incomplete and the developer/mortgagor has failed to submit a firm list of the purchasers, failed to obtain approvals from the city and county for the purchasers, and no lenders have been designated or commitments from lenders submitted to fund the purchases. 4. Upon advice of the general contractor, installation of appliances cannot be installed because of an absence of security at the project. 5. Change orders are apparently necessary and have not been signed or funded. 6. Such other defaults as are provided in the loan documents both monetary and non - monetary. Demand is hereby made for full payment of the outstanding mortgage note balance failing in which SunTrust Bank shall without further notice commence foreclosure and shall exercise all rights provided under Florida law and those set forth under the mortgage, note and loan documents. Govern yourselves accordingly. y yours, tev 'n Mishan SM:ig cc: SunTrust Bank Cynthia Brannon Miami Dade County 701 NW First Court 14' Floor Miami, FL 33136 Shannon D. Summerset, Esq. County Attorney's Office Miami Dade County 701 NW First Court 14th Floor Miami, Florida 33136 City of Miami 444 SW 2°d Avenue 2°d Floor Miami, FL 33130 Ilene Temchin, Esq. Assistant City Attorney Suite 945 444 SW 2"d Avenue Miami, FL 33130 Miami Dade County Manager's Office 701 NW First Court 14th Floor Miami, FL 33136 City of Miami, Manager's Office 444 SW 2"d Avenue Miami, FL 33130 Maria Rodriguez -Porto, Esq. Miami Dade OCED 701 NW First Court 1e Floor Miami, FL 33136 Lori Soto City of Miami 444 SW 2"d Avenue 2❑d Floor Miami, FL 33130 George Mensa Project Director City of Miami 444 SW 2"d Avenue 2"d Floor Miami, FL 33130