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HomeMy WebLinkAboutProgram Policy FR/SR29TH YEAR CDBG PROGRAM AND HOME PROGRAM POLICY (CDBG Housing Development Category and HOME Homeownership Activities) Priority Activities by Districts: The Request for Proposals (RFP) for 29th Year CDBG Program funding of housing development activities and HOME Program funding of homeownership activities will limit funding to the following District -specific priorities: District Priority Activities District 1 - (1) Down payment Assistance / Second Mortgage (2) New Construction, Homeownership District 2 - (1) New Construction, Homeownership (2) Down payment Assistance / Second Mortgage District 3 - (1) Down payment Assistance / Second Mortgage (2) Multi -family Rehabilitation (3) New Construction, Homeownership District 4 - (1) Multi -family Rehabilitation (2) Down payment Assistance / Second Mortgage (3) New Construction, Homeownership District 5 - (I) New Construction, Homeownership (2) Down payment Assistance / Second Mortgage Elimination of use of.U.S. HUD funds for Housing Administration: Housing administrative costs on Brick and Mortar activities of affordable housing projects will be covered through developer fees of funded projects, thereby eliminating the use of U.S. HUD funds for housing administration. HOME Program Brick and Mortar activities: The HOME Program funding of Brick and Mortar housing development activities will continue to be directed as follows: 75% - New Construction, Homeownership 25% - Rehabilitation and New Construction, Rental units Leveraging Requirements Confirmed: Housing developers will be required to leverage City funds using other public and/or private funding as follows: 5:1 - Rental housing projects 2:1 - Homeownership projects Page 1 of 2 II el .fir A TIMING of Protect Construction For any housing development project to be eligible for funding, construction must be ready to begin within six (6) months of executing an agreement with the City and the project must be able to be completed within twenty-four (24) months of executing the agreement. Down Payment Assistance and Second Mortgages: The down payment assistance and second mortgage programs for CDBG and HOME funding will be project -driven. The maximum funding per eligible home purchase will be S30,000. Funding will be in the form of 0% interest deferred loans which will come due and payable, in full, at sale or in the event that the property is leased or rented during the term of the loan. In the event that the homebuyer seeks to refinance the home prior to the termination of the loan, the City Manager or designee will determine what portion of the loan must be repaid. W72 18 attachment Page 2 of 2