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HomeMy WebLinkAboutP Economic Impact AnalysisC 0 M U N I T i $ OVERTOWN URBAN VILLAGE PROJECT ECONOMIC BENEFIT ANALYSIS 1111 a, I =: t !J f i; l" 1,1_ A N 10 R SA '"ER'S WALK '510 h11. 1=1.(f11T)r'i ON DS- r Prepared for Crosswinds Community By A. L. JACKSON & COMPANY, P.A. 1525 N.W. 167th Street Suite 410 Miami, Florida 33169 (305) 623-3032 January 9, 2006 • • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE TABLE OF CONTENTS PAGES OVERTOWN URBAN VILLAGE PURPOSE / PREFACE Purpose / Preface 2-3 OVERTOWN URBAN VILLAGE PROJECT DESCRIPTION AND LOCATION Project Description and Location 5-6 EXECUTIVE SUMMARY Executive Summary 8-10 ECONOMIC BENEFITS — EMPLOYMENT Employment / Salaries and Wages 12-13 ECONOMIC BENEFITS — PURCHASES OF MATERIALS, GOODS AND SERVICES Purchases of Goods and Services 15 ECONOMIC BENEFITS — INCREMENTAL SPENDING Incremental Resident Spending 17 ECONOMIC BENEFITS — INCREMENTAL FEES AND TAXES Fees and Taxes 19-21 SUMMARY Summary 23 EXHIBITS Exhibit List 25 Overtown Urban Village Tax Increment Projections 26 Overtown Urban Village Tax Assessed Values 27 • • C0MM11NI.73ES OVERTOWN URBAN VILLAGE PURPOSE PREFACE • • • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOW.N URBAN VILLAGE PURPOSE / PREFACE A. L. Jackson & Company, P.A. has been engaged to perform an Economic Benefit Analysis for the proposed Overtown UrbanVillage project (the Project). This report will analyze and estimate the economic benefits associated with the Development / Construction and Operation / Maintenance phases. The .Project is a mixed -use community oriented project which will be developed, operated and managed by the Crosswinds Communities, Inc. (CCI) This analysis is being prepared in support of CCI's Major Use Special Permit (MUSP) application as required by the City of Miami. The Project is estimated to provide significant economic benefits to the City Miami and other contiguous municipalities. These benefits will_ originate not only in the initial development and construction phases, but also in the subsequent operation, management and maintenance of the Project. Our estimate of economic benefit will consider the three primary and universally accepted drivers of economic activity. Expenditures in these areas provide direct and immediate economic benefits to the region where incurred. 1) Employment / Salaries & Wages Our estimate of economic benefits will measure incremental employment, salaries and wages, including payroll taxes and benefits, created as a result of the planning, development, construction and ongoing operation and .maintenance of the Project. 2) Developer and Consumer Spending for Goods & Services It is estimated that the CCI will make significant expenditures for raw and finished materials, goods and services in the Development / Construction and Operation / Maintenance phases of the Project. In addition, there will be marginal / incremental spending generated from the residents that will purchase and occupy the housing units. 3) Tax Increment Funds / Other Taxes and Fees In addition to the economic benefits generated from employment and spending, this project will also generate benefits in the fo„l, of ad valorem taxes and fees, as well as incremental sales taxes from incremental resident spending. 2 • • • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE PURPOSE / PREFACE — Continued In addition to these direct and immediate impacts, there are economic benefits generated indirectly through subsequent re -spending and investment. For instance, the direct purchases of goods and services are used to provide additional employment, other consumer purchases, capital investment, savings, food, housing, transportation, entertainment and purchases of professional services such as doctors, lawyers and accountants. This constant re -spending "multiplies" the effects of the initial purchase and is measured through the use of a multiplier. The multiplier is developed based on a very complicated and intricate set of economic and mathematical theory. Since the development of a multiplier is beyond our scope of expertise, we will rely upon the multiplier developed by the Miami -Dade Planning Department. To illustrate how a multiplier would work, a multiplier of "2" would indicate that for every Sl of direct spending, an indirect benefit of y2 is generated, thereby yielding a S3 total economic benefit (also referred to as economic output) from the particular economic driver. This phenomenon is reflective of the re -spending and re -investing that drives the U.S. Economy. Our estimates of economic benefits were made based on information that is the representations and assumptions of management. Although we feel that our estimates of economic benefit are reasonable, we do not warrant or provide any assurance thereon. Actual results achieved routinely differ from those projected are estimated. In addition, underlying assumptions may be invalidated due to unanticipated events and circumstances, and the effect of those conditions could be material. This report is intended solely for the information and use of Crosswind Community, Inc., the City of Miami, and other applicable local and state agencies and is not intended for and should not be used by anyone other than those specified parties. 3 • • C OVERTOWN URBAN VILLAGE PROJECT DESCRIPTION AND LOCATION • • • CROSSWINDS COMMUNITY, INC. ECONONCIC BENEFIT ANALYSES OVERTOWN URBAN VILLAGE PROJECT DESCRIPTION AND LOCATION The Overtown Urban Village project (the Project) site is Located on the north and south sides of N.W. 7`h St., just east of 1-95 and fronts directly on a seventeen (17) story county office building and a proposes additional twenty one (21) story county office building and the Overtown Transit Station. The Project will entail the construction of approximately 1,050 residential units for home ownership and 75,000 square feet of commercial space on currently vacant land bounded by N.W. 6'1' Street, N.W. 8`1' Street, N.W. 1" Court, and N.W. 3 Avenue. The proposed 1,050 residential units will be comprised of a mixture of housing types, including live/work town homes and mid -rise structures. The development will include a mixture of studio, one ,and two bedroom units and will have an array of amenities, incl parking, swimming pools, and recreational areas. structured The Project will also help support the proposed Overtown Folklife Village Lyric Theatre redevelopment and other projects in the area to revitalize what was once a thriving center of entertainment and culture for its citizenry. With convenient access to the downtown employment centers, the new Performing Arts Center, 1-95, 1-395, UM/Jackson Medical Center and Miami International Airport, this Project will offer the Overtown residents the best opportunity to date to revitalize, rejuvenate and bring prosperity to this blighted and neglected area of the City of Miami. See site plan of project site on next page. 5 • • • SiTE FLAN PRELIMINARY PLANS FOR 6 • EXECUTIVE SU ARY • • • • CROSSWINDS COM.MULAITY, INC. REPORT ON ECONOMIC BENEFITS OVERTOWN URBAN VILLAGE EXECUTIVE SUMMARY Crosswinds Communities, Inc., one of America's leading independent builders and developers, has acquired controlling interest in Sawyer's Walk Limited, which was selected by the City of Miami to develop the three and a half blocks comprising the subject property. Proposed public incentives for this project include the lease/sale of the property at a fair market value, based on the proposed development plan, extensive development and construction activities and the allocation to the project of Tax Increment Funds generated exclusively from this development through 2013 for parking and infrastructure improvements. After 2013, the Project will still be making significant contributions to the City's tax base. See Exhibit 1, "Overtown Urban Village Tax Increment Projections". The Project's overall focus will be on creating homeownership housing opportunities for individuals and families whose respective incomes range from S40,000 to $100,000. The anticipated initial price of these units will range from $190,000 to $300,000+. Sale prices of the units will be adjusted during the anticipated four year development program to reflect changes in market conditions, construction, and labor costs. Approximately twenty percent (20%) or two hundred ten (210) of the units will be set aside as affordable housing restricted to families and individuals whose respective incomes range from 80% to 120% of the Miami -Dade County median family income (in the range of $42,150 - S63,240 for a family of four). These units will be reasonably interspersed throughout the overall project and be reflective of the unit mix of the project. The anticipated selling price of these units will be in the $160,000 - S250,000 range. In addition, fifty (50) completed housing units will be conveyed by Crosswinds Sawyer's Walk to the CRA or its designee and will be set aside exclusively for sale to existing Overtown residents whose incomes range between 50% to 80% of the Miami -Dade County median family income. 8 CROSSWINDS COMMUNITIES, INC. REPORT ON ECONOMIC BENEFITS OVERTOWN URBAN VILLAGE .EXECUTIVE SUN MA.RY - Continued It is anticipated that a subsidy tor potential homeowners will be provided by a combination of public and private sources. These units will be reasonably interspersed throughout the overall project and be reflective of he unit mix of the project. 9 • CROSSWINDS COMMUNITY, INC. REPORT ON ECONOMIC BENEFITS OVERTOWN URBAN VILLAGE EXECUTIVE SUMMARY - Continued The Project is estimated to provide significant economic benefits to the region, which are estimated as follows: Development/ Annual Economic Benefits Drivers Construction** Operating Salaries & Wages / Employment: Employee FTE's 740* 40 Salaries and Wages $ 100,452,774 $ 2,000,000 Direct Purchase of Material Goods & Services Economic Benefits Land Cost (including site prep costs) Construction Hard and Soft Costs, incl. contingency General and Administrative Supplies and Services 17,750,000 132,929,162 4,000,000 2,350,000 Total Direct Purchases of Goods and Services $ 154,679,162 $ 2,350,000 Marginal Consumer Spending incremental Resident Spending - 16,800,000 incremental Fees and Taxes Impact and Other Fees Ad Valorem Taxes Sales Taxes Total Incremental Taxes and Fees Indirect Purchases of Materials Goods and Services: (Multiplier of 1.8792) 9,195,931 9,310.378 11,055,178 630,000 $ 18,506,309 $ 11,685,178 Salaries and Wages 188,770,854 4,698,000 Direct Purchases of Goods and Services (less land costs) 216,444,680 4,416,120 Incremental Resident Spending 31,750,560 Total .Indirect Economic Benefits $ 405,215,534 $ 56,052,240 Total Economic impacts, Direct and Indirect S 678,853,779 $ 73,699,858 * On an annual basis. ** Represents expenditures over a four year development and construction period, 10 • • CI c0 M MUN }E ECONOMIC BENEFITS - EMPLOYMENT • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE EMPLOYMENT / SALARIES AND WAGES Development and Operations Employment and the generation of salaries and wages is one of the most important economic benefits of the development. The economic stimulus generated directly by incremental increases in employment has immediate positive benefits for the City of Miami and the Overtown residents and is a primary means by which development, operations and maintenance expenditures generate indirect economic benefits. The settlement agreement between the City / CRA and Sawyer's Walk includes minority participation requirements that will directly impaet Overtown and African American residents of the City. Most of` the salaries and wages generated in the Development ' Construction pkrise are the direct result of the construction activity. CCI estimates that total payroll costs, including benefits and payroll taxes, will approximate S 100.5 million during development and construction. It is estimated that an average of 740 full-time equivalent employees will be employed over the four year development and construction period. This equates to an average salary and benefits package of approximately $34,000, and the level of workers on the project at one time may vary during peak periods of construction activity. The estimated $100.5 million of salaries and wages will also provide ripples of economic benefit through the multiplier of 1.8792, and when applied to the salaries and wages expended during construction, will result in additional economic benefits approximating $189 million. A portion of this employment that occurs on -site during the Development / Construction Phase is in the form of short-term administration, development and marketing activity. CCI has estimated that it will employ approximately forty (40) full-time equivalents to perform these general and administrative activities, bringing total employees during development and construction to 780 full time equivalent positions. These jobs will include professionals in sales and leasing, development and construction project. office and clerical, job -training and placement, maintenance, etc. 12 • • CROSSWINDS COMMUNITY, INC, ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE Er IPLOYMENT / SALARIES AND WAGES - Continued On-goin,z Operations While many of the salaries and wages generated by the Project occur in the Development and Construction phases, there remains on -going employment that will occur in the Operations and Maintenance phase. CCi estimates that it will employ an average of forty (40) employees at the end of the Project, representing approximately S2,000,000 in salaries and benefits. The total on- going positions can be summarized as follows: • Management • Sales and Leasing • Community Outreach • Security/Police • Parking • Maintenance and Clean -Up 13 • • M U N I T 9 E'S ECONOMIC BENF,FITS - PURCHASES OF MATERIALS, GOODS AND SERVICES S • CROSSWINDS COMMUNITY, II rC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE PURCHASES OF GOODS AND SERVICES Development and Operations An equally important stimulator of economic activity is spending, whether it originates from the consumer or businesses sector. CCI has estimated the total cost of the construction to be $258,988,500. See Table l below for composition of project costs. New Construction Expenditures Land Cost Site Preparation Base Construction Cost C meral & Administrative istrative $ 18,750,000 2,000,000 132,929,162 4,000,000 Total Construction Expenditure $ 157,679,162 Table I - "Suntmary of Direct Purchases". Source Crosswinds Communities, Inc. On-goinz Operations In the Operations & Maintenance phase, economic benefits are also generated through the on- going purchases of goods and services needed in order to manage, operate and maintain this expansive project. These goods and services may be for office supplies, insurance, utilities, professional services such as lawyers and accountants, maintenance or service firms, postage, office equipment rental, etc. CCI has estimated these costs to be approximately S2,350,000 million per year. Upon application of the multiplier, indirect purchases of goods and services approximate $4.4 million. 15 • • IN S COMMUP-4FTIES ECONOMIC BENEFITS - INCREMENTAL SPENDING • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE INCREMENTAL RESIDENT SPENDING As stated previously, the residential portion of the project will consist of 1,050 units, and approximately two hundred ten (210) or twenty percent (20%) of these units will be set -aside as affordable housing units. Fifty (50) of the units will be transferred to the Community Redevelopment Agency for residents who have incomes of between 50%-80% of the then existing median income. The remaining units will be set aside for those individuals who have incomes of between 80% - 120% of the median income. This will mean that a family of four with combined income of $64,000 will be able to qualify for those units set aside as affordable housing. .Assuming that approximately fifty percent (50%) of all the available units will be purchased by existing residents within the City of Miami, the remaining fifty percent (50%) of the units will be purchased by individuals who currently reside outside of the City of Miami's boundaries. Given the selling price of the units, which will range from $160,000 - $300,000, it is furthermore assumed that the average annual median incomes of those qualifying for these units will be approximately $80,000, and will have approximately 40% of discretionary income to spend on purchases of goods and services. When all these elements are factored together, these new residents will bring marginal consumer spending potential to the City of Miami approximating 517 million (1050 units .multiplied by average annual median income of $80,000 multiplied by the 50% of residents relocating from outside of the City of Miami's boundaries multiplied by 40% of discretionary income for purchases of goods and services). This incremental resident spending will also provide indirect benefits, and with a multiplier of 1.8792, will result in indirect marginal consumer expenditures approximating 532 million. 17 • 0 CfC)S,S, N C:titMUNRTIES ECONOMIC BENEFITS - INCREMENTAL FEES AND TAXES • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE FEES AND TAXES Development and Construction Phases — Impact and Other Fees A very significant factor in measuring the economic impact on a specific region of a project is impact and other required development fees. When a development occurs in the region being measured (Miami), specific fees must be paid to the region within which the development is to occur. These fees are estimated to be approximately Si million as depicted in Table It, "Estimate of Project Impact and Other Fees". Description Amount A. Development Square Footages: 1) Total gross building area 2) Maximum development area (FAR) 3) Gross parking area B. Impact Fees: 1) City of Miami Park impact Fee 2) City of Miami Developmental Impact Fee 3) Miami -Dade County Impact Fee - Schools S 4,937,100 910,987 634,564 Sub -Total Impact Fees S 6,491,651 C. Non -Impact Fees: (estimated) 1) Miami -Dade WASD connection fees 2.047,050 2) Building Permit Fee 197,627 3) Installation Energy Fee 126,752 4) Major Use Special Permit Application Fee 50,000 5) Miami -Dade County Code Compliance 152,993 6) Radon Gas Fee 6,375 7) Fire Plan Review Fee 25,000 8) Ground Cover Fee 2,000 9) Land Use / Zoning 2,000 10) Zoning Review for Building Permit Fee 100 11) Certificate of Occupancy Fee 125,800 12) Application Fee 35 Sub -Total Non -Impact Fees Total Project Impact Fees Table II, "Estimate of Project Impact and Other Fees" 2.704,280 9,195;931 19 • CROSSWINDS COMM—UNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE TAXES AND FEES - Continued Development and Construction Phases — Ad Valorem Taxes The Project will generate economic impact in the form of incremental ad valorem taxes or Tax Increment Funds (TIFs). The ad valorem taxes are calculated based on the City of Miami's and Miami Dade County applicable millage rates which combined total $26.24 per $1,000 of value. The TIFs generated through 2013, the anticipated completion date of the Project, will be used to directly fund the parking and infrastructure improvements needed by the Project. It is estimated that total TIF funds generated through 2013 will approximate $18.2 million. See Exhibit 1, "Overtown Urban Village Tax Increment Projections" and Exhibit IL "Overtown Urban Village Tax Assessed Values." On -going Operations and Maintenance — Ad Valorem Taxes Beginning in 2014, the first year of the Operations and Maintenance phases, the ad valorem taxes will begin at approximately $9.1 million, as depicted by Table l[l, "Estimate of Ad Valorem Taxes." However, through 2027, the average of ad valorem tax assessments will approximate $1 1.2 million, as can be seen in Exhibit [1 referred to above. Description Millage Taxes City of Miami Operating 8.7163 $ 3,092,826 City of Miami Debt 0.9500 337,091 School Operating 8.0900 2,870,595 School Debt 0.5970 211,835 Environmental Projects 0.1000 35,483 S. Florida Water Management District 0.5970 211,835 Florida Inland Navigation 0.0385 13,661 County Millage 5.9350 2,105,931 County Debt 0.2850 101,127 Children's Trust 0.4440 157,546 Library 0.4860 172,449 Total Millage and Taxes 26.2388 $ 9,310,378 Table III, "Estimate of Ad Valorem Taxes" 20 • • CROSSWINDS COMMUNITY, INC. ECONOMIC BENEFIT ANALYSIS OVERTOWN URBAN VILLAGE FEES AND TAXES - Continued Ongoing Operations and Maintenance — Incremental Sales Taxes En addition to incremental ad valorem taxes, the Project will also generate incremental general sales taxes through the purchase of goods and services spurred by the incremental consumer spending of the residents. The Project will entail approximately 75,000 square foot of commercial space, and retail sales are estimated to be S300 per square foot. An additional assumption is being made that only 40% of the sales will originate from those outside of the City of Miami / Miami -Dade County borders. At the sales tax rate of seven percent (7/0), the Project will induce approximately S630,000 of annual general sales tax benefit. 21 c • • COMMJNTS SUMMARY • • S UMM ARY CROSSWINDS COMMUNITY, INC. OVERTOWN URBAN VILLAGE .REPORT ON ECONOMIC BENEFITS The proposed Overtown Urban Village project is estimated to provide over ;679 million in economic stimulus during the Project's development and construction, and approximately $74 million in annual recurring economic benefit during the operation and maintenance of the Project. 23 • EXHIBITS • • • CROSSWINDS COMMUNITY, OVERTOWN URBAN VILLAGE EXHIBIT LIST Exhibit -I Overtown Urban Village Tax neremut IncrementProjections Exhibit 11 Overtown Urban Village Tax Assessed Values 25 • Non -Residential Assessed Tax Year Value (1) CROSSWINDS COMMUNITY, INC. OVERTOWN URBAN VILLAGE TAX INCREMENT PROJECTIONS TO 2027 EXHIBIT I Residential Assessed Tax Value (1) Combined Assessed Tax Value Non -Residential / Residential 2010 $ 10,028,400 2011. $ 10,028,400 2012 $ 15,000,000 2013 $ 15,375,000 2014 $ 15,759,375 2015 5 16,153,359 2016 $ 16,557,193 2017 $ 16,971,123 2018 $ 17,395,401 2019 $ 17,830,286 2020 $ 18,276,043 2021 $ 18,732,945 2022 $ 19,201,268 2023 8 19,681,300 2024 $ 20,173,332 2025 $ 20,677,666 2026 8 21,194,607 2027 $ 21,724,472 $197,878,800 $197,878,800 $309,625,430 $363,082,450 $372,159,511 $381,463,499 $391,000,087 $400,775,089 $410,794,466 $421,064,328 $431,590,936 $442,380,709 $453,440,227 $464,776,233 $476,395,638 $488,305,529 $500,513,168 $513,025,997 $ 207,907,200 $ 207,907,200 $ 324,625,430 $ 378,457,450 $ 387,918,88E $ 397,616,858 $ 407,557,280 $ 417,746,212 $ 428,189,867 $ 438,894,614 449,866,979 $ 461,113,654 $ 472,641,495 $ 484,457,532 $ 496,568,971 $ 508,983,195 $ 521,707,775 $ 534,750,469 Homestead Exemptions (2) 13,635,000 13,635,000 20,385,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 23,625,000 Notes: (I) See Exhibit II "Tax Assessed Values." (2) Assumes 90% of residential units will qualify for $25,000 homestead exemption Net Assessable Combined Tax Value S194,272,200 $194,272,200 $304,240,430 $354,832,450 $364,293,886 $373,991,858 $383,932,280 $394,121,212 $404,564,867 $415,269,614 $426,241,979 $437,488,654 $449,0 16,E-95 $460,832,532 $472,943,971 $485,358,195 $498,082,7 75 $511,125,469 76 .Projected Annual Tax IncreIrrent Cumulative 'fax (Taxes Collected) increment Development Average Period Annual 2009-2013 2014-2027 $ 5,097,469 $ 5,097.469 $ 18,17 7 ,843 1.1,234,522 $ 5,097,469 $ 10,194,939 $ 7,982,904 $ 18,177,843 $ 9,310,378 8 27,488220 9,558,634 $ 37,046,855 $ 9,813,098 $ 46,859,952 $ 10,073,922 $ 56,933,875 $ 10,341,268 $ 67,275,142 $ 10,615,297 $ 77,890,439 $ 10,896,176 $ 88,786,615 1.1,184,078 $ 99,970,693 $ 11,479,177 $ 111,449,871 $ 11,781,654 $ 123,231,525 $ 12,091,693 $ 135,323,217 $ 12,409,482 $ 147,732,699 12,735,21.7 $ 160,467,91E $ 13,069,094 $ 173,537,010 • • CROSSWINDS COMMUNITY, INC. OVERTOWN URBAN VILLAGE TAX INCREMENT FUNDS EXHIBIT 11 Residential Completed Units.(.)..) Tax Current Year Yr. Cumulative Saleable Sq. Ft. (1) Current Yr. Cumulative Average Sq. Ft. Sales Price (1) Total Assessed Value (2) ,Available i j Current Yr. Current Cumulative Yr. 2010 606 606 659,596 659,596 5 300 $197,878,800 S 197,878,800 201 l 0 606 659,596 659,596 $ 300 $197,878,800 $197,878,80E 2012 300 906 360,473 1,020,069 5 310 51 1 1,746 630 5309,6-, 5.430 2013 144 1,050 172,442 1,192,511 5 310 5 53 .57,02O 5361082,450 2014 S372, i 59,511 2015 S381,41,3,499 2016 $39I ,01)1),087 2017 S400,775,089 2018 5410. 7 94,466 2019 $42 110 4,328 2020 5431,5i10,936 2021 $442,380,709 2022 $453. (40 227 2023 S464,776,233 2024 $476,395,638 2025 $488,305,529 2026 $500,513,168 2027 S513,025,997 Exhibit 11, " Ov rtown Urban Village Tax Increment Funds of 'Fax Increment I''uuds Notes: ( I ) Per Crosswinds Communities_ Assumes tax assessment occurs year after completion of. construction. (2) In years subsequent to buildout, i.e., years five and beyond, assumes an increase in property values of 2.5 %. - Indicates end of development constriction phases 50,142 24,858 Cumulative Non -Residential Consuuetion Costs Per Sq. l t. (1) Iatal .�„esscd Value Current Yr, ("unt 50.142 S 200 $10,1128,400 S I U.028_400 50,142 S 200 S 10,028.400 S 10 028.411 75,000 200 5 4.671,699 S t 5 00t),006 515,37S_000 S10,153.359 $16.5 7.163 .5!6,9 1.(23 5E7,395_ 0 )1 : ,830,23E S18,276,043 518,7 32,94 S l9,20 l :208 Sle1.681,300) $"20,173, 3 32 S20,67.666 S-1,194,607 S21 24,47.2