HomeMy WebLinkAboutOveviewFlorida
Community Colleges
Risk Manag not Consortim
Celebrating 25 Years
J. David Klaitz
Executive Director
5700 SW 34th Street; Suite 1205
Gainesville, Florida 32608- 367
0352) 955 2190
(SUNCOM) 625-2190
FAX (352) 955-2069
tllrew.fannccorn
Mardi 1.. 2005
OF•ERVLEK
�-' Consc:t;ui aids ex5 .'. risk-sharins
poi./ famed by the Florida Corrinurnit]r
f: alieges' District Board of Trustees under a
mutual agi erent. Florida Statutes a?los;•
the asation of a Cona,Ortillnl tr the Com-
munity colleges tcdeverop a mopr_ratis•e
s-yste n of risk nn anagram -it t1-'1dEr one t St-
p ehen Rea, statewide plan_ In addition. etc
Iarda E+eOstatw-e has provided authority
fort a community colleges to partdpate in
se/ -insurance, excess insuraivr and specif-
ic u urd.tce piugrains thnn.gh tree
Consortium. These programs include:
workers cotTipation. liabil.ihc
ideal+. and life insurance and oilers.
purposr of the Consor6T n is to manage '} e
insurance progtam5 in accordance with
Florida Statutes 1Fnd as approved by die
member cullttgesr Risk Management
(rjundl (part at the Council or Presidens}_
Deductible:
aivan:r,t Of a JOSS paid by the college.
Consortium Loss Fund:
M aniourlt tii money set aside to atrvm
losses incurred by thecolleg . The air.-- uqt.
'Ecoarosed of payments by the colleges
and drawn on dg the year
£access insurance Policy :
Insurance pouffes to provide pmteciion
beyond die- oelf-iris- wl:I limits (iaac fund)
acceptable to the Ctniscxafutk members.
FCUM.CPROPER Y + OVERAGE
2005 E(C SS PROPER ' PROO A' 1
:z Arc of r
. Warr
stned
■$111 dui
�+ar
siii i ilk u
oda
Milhof
lRt.nrit
55
pistol
Attli
1n.
i,SldiEcin ussat. } s5
peed pied
twee
Vi.5 Kam
Est pad
ftl5si I 'Aka
1111)ril
25 ea
pik
o.
tad
ii2i
ors Leeseplot ct
F'�ekiielt675
4
161fiL .-sea
kite our&
5514 fluor
pima
115 Make
ei
35 Mid!
fund
15}4I,a,
part
iiLSMiEM
Ertl' Stre al
pal it
15 Mang
srad
emu.
sus ye
j1L�uk` S751,
,t+1kr
$ !Juicer
�S19MtMin
Crzwercaeli
at
tit
e5
vadat
Ocn.v
pat
Maria!5 Wiese
ADMINISTRATIVE DEFENSE
milaairLisa at rilltbge bays the s Ld.c.rA
t_cuaic ca.run) i.O.4FutsG es op Li
5:41.1.:Vi.4t the
f.171 411: Ji only ...Sok-J.-At atin.-ory fees at
Z,i25"1:011...sec
:r2„,a4,22ii: chs_rs,ei .sn-oglit agains• dir essErme
aria...bog imiploviaami ender oe.e 01 the anlietaing-- (li
Figs Ida 1 luau& kigks -nat ul) lb; Age
. L-op!..poriLl . 14i age) pro-
4,Jai oog (-wiz balkre.
tL4 witSZIR gan...5: 0:: The. Aar....c.ru wad-. Diailic"
kiatiC41, ir".Prt" ACt PI lac Finale
(..rarao.s.rinin" (N.; r of dos 1Inite3
AzI4(&444I thriJ.ye
th
Vaa-ti.ip.,it wiad, pcsittlait dr..z-nrc_inat:i;st
eittpkirorizel! ALat" .151" Appl1CUAS Corrployte.
!ME (TATIIBITI PERFORMANCE!
26.1PLOYEE THErn
(.,lLLELX. Tiro- Ltda.:dual nailrxr tat ti Liar, A
Vq1CX1
C7.M.C.L CiThiCIP.ItVII I es:, FLut4 r f tais to
125.1101. a1.1s.: ealteKs d,-1.1aosibk.
C.P,Wsitt Hasslord ri,41JC: bipirx!veeill.m;"41 Rind
("C'v W.faXrAtt, air IMIAD)
Qr1-1!-•.% Be:•,..11 these limit! site aisliuidual Lollar- must
preciur II. ie..% cost rage
mit,1„.14.0.1.r..ii.C;r:teaagee.tesisfs La pet sLass
Kist -a -me with L.-AL/160g or If arataag college IlLocis.
N oatis.6e e_-+eriii$-Liues klas.1aur, aishoii-
ess fLautbulfnli act ity at"t rraployee do: iodisci,i4
nialeg,e Jte too IIjof the Iraqis,
ina is...Law Lan, Fur d p.tyr iv,: i SZ;.00,3 f I e-dsa41
Ciriuni:,1o1;;sy coperp t JJ1.1:teaja
CRIME (FISCAL
EMIT LOYEE THEFT:
fltit is a WOW college sleOuceible.
1-4-Zadd Consortairot Leas Fond will w: tialoiti_itai
aleti dosct4Jdectiritole
'-r.A,110111-4:: noticed C,an"." rr,l; 1.1 wdl ormss- Ltr
Vias!.01111. heaLit/ Fife
fur."15'
Crrat Arc, k.ri losiataelst Cr
SILLUtifIZLJ t.41.11 in am" "cs .e lialti.""er%S.1/41001111e7
Cay.M.alft pet:9WhjJJjJM, U4aceeLs
t_rera;rtioni funds 'Esuithhi u.p.-era_L7
lintaLeo to infLILArt With if 2i1VOrd Cireal Anvil/an
t:o. doss mot ir:douic faaitif ai pce ormaxce
I MLR- 'AL" rem Daily Re; a tu Uus Or. denim satutieleslaa rosa-avluaerassoas out eeduouam-
_ u-s -Li 1 N SUET IUNI
CYBER RISK;
ctil LK;E: Tlit!" oultaidoal .1J/cp.! ww hate per
de,;.ictiV.es of VAIL* ILLiy.e.ralIt3 Pr.:vet%
T.:AJMER: AC wiEl covf. tap iatSt nu(ltion habRisy arid
Saa5,..niz Prerp:city.
...111." AK; renier inn its eadri college wads
Csa ssa..i.bsea onituoi a4,0 .m.....are sir Sriii
IIABILITY Automobile- State of Florida:
EC.S.XL_K- Gowhortwori Loss Fund va ar.'..1S) 0060 prr
saro.ore prromarobtoe tea 7682/t)
(AIR CFR: Nate- Lexie s,ijds iveStieles as; siss be tesi...wd
iebr one ira.•!" lowd- Conoeikao f_ots Pawl on.°
curer 0.1110SNXIMMOIFIJ,16109talYS:ii.4 01.:.:1t1b)Irs1).
iXAIsfif34. tf an &Leaden. "Nt".....-3 within; the St ors a
thr nnaisisnwsit will be $ e. FT-
Salt000 ocrutiowc.
LIABILITY Automobile -
Federal & Other States
isAlga-111aare is nowt -iv: dech.ctbie_
4.1.Ls-r-urium La-ris Nisi will an:el up
$10itta.11 indoclotE
CARRIER- 1...2x...lon pain" :way mauls Qiwersad low!.
subjma tra its terms, esclusuissead riciditoos.
c-P Kat, ta:onetia .111 mess Ills letnia 1-L7C01.10
esom. d the C.:yowl:4mm 011-A1100.1.
Cstastetc1..E ti ioAege tellodisaiad bathe fag dethogri
outside .11 FLdaUr un F4& t thc
MINAUCtIrIjL.m LAISS flair' Imy as r11115:1.111_
Less...guar, o-Lt kuSt:T.AI.PV.
k-iitose awls kiwi- iite 311-TfAX,
LIABILITY Ccneral - Stale of Florida:
• Therc rnlor.e Aniaratiale
kal:1/41C Coce4stkuniFwd wi) cover 1,%09",irl per
Pe,w4). VW." gos essuaramse OS 761251.
st7LI A3IL5. Coverage eiaends In-pa-tio4Lants
as defined 'at die plus document.
(--% A toil2Lij. Itn.vi.yinE imigin, Um. St* tri lincida, Ate
mazioscro 12ew will be $1.00,030 pee gersari. $201,112
per aortmerice
LIABILI,TY Genera -
Federal AT Other Stales'.
L')1111:- Then: cal.lege deilmtbr
▪ Cwlearaiust Leas ewer wp ze
indaiding defense.
Lo.xelouttptaha.y oak rsuisla tr; corned 'areas
iAli112,3 taus oban4 cs.dasions- and stedinkrre.
cirifF11.- Ubangi set well mires dis tossa.. ,r1S412CO.C111 in
ta the rallIMP/ LULA aethaak
.-..cck.&*i; J11.111 ages:
olia5zde florola Nveattes (lse a -Las
'Wall 41,7 CrsnANgitera 1.41z Faubti u-ij pay izO/
I err -It -ton 'sell osier ;cases tip le K7111.11)11.„ iArlociusz
defense costs Atom eseiniC11.111,1, rst,'S an rpm.'
oi 11 4.11111.011Cs
MONEY & sEcurtirlfES:
COLO:kill Ike scaditoiLd hz:s-,7 a deducible
of *6.900
Ef0j.i.E CoLliV4ti,V1,11..F.4•4 ins ara."•_rup 911,
ii154.;10.1 iz c11s Lt dram rtii.!e.
(-An-far iodend"aai .-xtege o luet.ies
C.r.iroud S154011
1 fit...1E016" Covetagessitend. !nienuiey xtet
=rasters being" -atrociQttctbycriescaarignsnr stunted
rt;thiar ccraracey
tAAWLE. LI a colk-er N.as a aribbery. Ate indlordtial cot•
:est revers Li., foss 3!...(03 of die.kpi TILC Cer_S:411:
Purad pays the noid PASAItl.1
PROPERTY iALL PERMS OTHER
THAN THEFT) (Including Automobile
Phyokal Damage):
L.1-21.1.1;1.,,t_ 'ow 6.4.,i-du4
pswcatia catiept az
Coiookx whiltit is 55,110(1
FCC Atrf..-- Cnircso.tivon Lra, Fundwicort-r.fp
UNCIAL Jr% the .-k-awtiks,
cAmot chori ge...graty tau
Ctt-tEgRooc:/•tartiiquake Lrrhited le age/ie.:521c
of 1DOs0 atbwe U113011313111Calesittstirlt
kifieg moat Ci,er.w.--1-4Ailuitt;
S-117-SORRal0 401P Caass4o6Jori derr!ia dash._
Luk_NisL__IPL It a sioStsve 'litmus -a kiss. Le ostSege wits slay
the Ems+ dtc ;Conan -rim. tons Fund sea pay
the rest t4:r...4%.0t11 N Aterenntiie l'ivraca4 Floatage.
C..CCita, "lite cntlete
ilaral..litaiwe. tags Tian4 will pay wp ctlir-MT Artoml
Citak Vahre nias !-.prar: pr".75itav earnest. or 'leased
Sy fie co.11,
FROPERTY (Theft):
sa jigE The inchtn.iui oalle.ga brae a 47...--L.-tble
011AI= per iiern or 5 CfCs. rreACE_
firirkier C3flw.itkun will awe( up tk.
si,fatiLiva. less 11-.1, siestallak.
Pitetrlt. la a valbge mama ;cLA ti wd( bagoartsilic
lot tilr tc.:115„far per 'Jaw osS±:PAOJi crounenr-
Cameerix...e.lcs.s FIffid ic
diflemyr
s2.5a4coo. Th4 4JI1 4Frousercr ausl'et: rea-ad
by the roilega.
rck.lCa0 Ck COVE.RA C.E ON'S i filt15. - 92 i/£121:17.1
FINE ART:
URI EU- Tn.- indivklue calks, 1.11 I.a,, a ,4.,..,,f,„4„.„.ill,
'Cif INCIM pe, stele rst 1.111.101 pre" a....,tartence
ECD_Q.ic: (.9n5...rtiwn i....*- Novi wO uzner lap le
i2500Albri, ie.-as Ih ded44it1ttt-
a;&1•LeLE 11 a college 54fairs. kas se fiLa .r: ati,ofts As.
pay, -,e lam Itazxl, trst (A../..x"Tlimut Lnis
PIAPIAI rwr the next S.i.,4‘1401311. iTts.,e-1,2f-R r. Six aws...A
1.7irseirage is tor StraceOlatted sl • t hoi P COntra. ilia.
eisliz&naio.
SCHOOL LEADERS'
ERRORS & OMISSION&
!2l.'ECF. The is no. nridere deal,.
11_"(71,11C C.,nu..nlawsn. i......i-Jn.* vrt:, wirt up to 5 SttriX
of e4ott Hails,
CS.Vat-F. Nan! Unica; Fre willl
s5.010.0(x) per cc." or ji.. jp..
writ .1 Criourirsausa aggregate or i-
k.int,N-LAIgal&" COlele.:"ap CX:b
tirMINZ sir emproinec-z•
L6tiVtl,. 11 a ":011.rten caleal icgin:. tIlwr cube"- eyred
wLe
ir, .-_,urgr priiicr te usaawaitiest a - . rigful z."1. Yoe
Cusmosh-an I...G% r kind will i..riy ;di ouria- cad
soul :wards .I, tal...ittoort Notion/11 i lnion ra-e tii1/
nwer op 10 SVILTICX10 pel tt.i.kpe up 4.7 AR null agipe-
t;ae I-w=is The ,::tanscatiusn las tr.. JAW ,ap lia
S2140100111 at. 4WD artriti.1 aggsegate • uis. Nalsor,a1
1...haimia Fine will .64-et The ENAleitz! Allome.t
WORKERS' COMPENSATI 11
Fart I (Statutory):
fr.G.1 R-,F. lliere es sio iriiisge dist lo
R.1-12MC Cor-m,r1ls4E-i Loss Fi. ill ore? de Cost
51/1111T1 ii east arricieto-
.CA1111.1L--4,L MY wk cu.:el up au saaia: .
)-
).(154-FLIAIN'Fi. I/14 C.Crn,arr el1fIt45
te tilrfi..-d Iry FS 4.4ij.
eff,F.I-avee iklit.Ped
compensation covers site citor:s Itir
itir Calsoriioni Loo. f and .4. IQ SI
p t,ig•alauw) limits
WORKEI{S' COMPENSATI4N
Part 2 (Empluver's Liability):
0-5.424Er-ii.-...t.fc 1.-r5 air mlIkpo," (Endo. r.
.1117321-1C. Coosertivori lArak Fond Kai newer Hie bust
le..SatIall; se cad'. accideni
CARRIES. ALI mi. ewes .ip to 51401111006.411F alto;
elat ZCI:ident Si ildralilil i-eaitily ier,"-„iir by discase e...-1/.
e.14:Aurt- 1.5..Liv,)otadike. irTi: tiry br tee.-ne pilic"F
aut.
te
aweicetr-P.oia
to any PlfimS.
Stot:lout.
Jo
implarkic
ter-t..sliess"
apeULIiby
1,0%. ACE