HomeMy WebLinkAboutExhibit 1AConsolidated Plan Reference Code: 1PP (a)
Strategy: Achieve identified projects for quality public facilities which are responsive to the
unique character and differing needs of individual neighborhoods, taking into consideration the
needs of low and moderate income community members.
Targeted Outcome: Improve the health and welfare of target neighborhoods through the
revitalization of public facilities and parks open to the general public.
Source: CDI3G
Historic Preservation
The National Historic Preservation Act of 1966 directs federal agencies to take into account the effects of
their undertakings on historic properties. The regulations are mandated under Section 106 (36 CFR 800).
Furthermore, this implies that public or private places can be rehabbed if they are eligible to be on the
national list of Historic Places or are officially recognized by state or local law, as such. This category also
authorizes the costs of preserving or restoring properties of historic significance, whether publicly or
privately owned. The following are potentially eligible categories for CDBG assistance under historic
preservation: 1) events significant in the broad patterns of our history; persons significant in our past;
distinctive characteristics of type, period, method of construction, or the work of a master, or possessing
high artistic values; yielding information important to history of prehistory. (24 CFR 570.202 (d))
Preserving the historic resources of the City of Miami is essential because of its importance to the
City's common history and community pride. The City will work with the structures it has inherited in
the course of historical transformation. The mission is to properly restore historic sites by reversing the
cycle of decay through reconstruction and rehabilitation of the identified monument.
1. Activity: Provide funding of special projects directed toward the rehabilitation,
preservation, and restoration of historic properties.
Consolidated Plan Reference Code: 1 HP (a)
Strategy: Encourage and support the restoration and preservation of sites and structures that have
historical significance when such restoration activities comply with CDBG program national
objectives.
Targeted Outcome: Meeting the needs of the City's historic sites on a case by case basis as the
needs arise during the time frame of the Consolidated Plan.
Source: CDBG
Infrastructure
The City will ensure that targeted revitalization areas are adequately served and well-preserved.
Community development studies have demonstrated a need to replace deteriorated streets, curbs,
sidewalks, lights, and community facilities. The Department of Community Development will
contribute CDBG dollars in eligible projects and neighborhoods, to address such conditions.
Nevertheless, due to insufficient funds in other City departments committed to such improvements, the
Department of Community Development will allocate funding to those projects and neighborhoods
deemed as CDBG compatible and as opportunities arise on a case -by -case basis throughout the life of
this plan.
2005-2006 Action Plan 56
1. Activity: Ensure that CDBG target areas are adequately restored and preserved to current
City standards.
Consolidated Plan Reference Code: 1 IF (a)
Strategy: Provide, to the greatest extent possible all necessary public infrastructures to support the
development of lower -income neighborhoods.
Targeted Outcome: Create safe, attractive and accessible neighborhoods through the stimulation
of economic growth and infrastructure improvement.
Source: CDBG
Other Community Development Needs
Administration and Planning: CDBG and HOME funds are allowed to cover general and reasonable
costs related to the planning and execution of community development activities, assisted in whole or
partially. These costs are not directly related to providing a specific activity. Program administration
includes items such as overall management, coordination, monitoring, and evaluation of the jurisdictions
programs. Some of the tasks affiliated with program administration are preparing budgets, performance
reports, and staff salaries. The use of program administration has a monetary cap responsive to distinctive
grants. The following are the cap limitations set -forth for the subsequent categories: the cap limitation for
CDBG funds states that no more than 20% of grant funds plus program income may be used for planning
and administration; the cap limitations for the HOME program funds states that nor more than 10% of grant
funds plus program income may be used for administration costs. (24 CFR 570.206 (a) (1)) (24 CFR
92.207HOME)
Section 108 Loan: This is a very technical aspect of CDBG but very practical if put into practice
accordingly. Section 108 loan is an extension of the CDBG program it involves the pledging up to five years
of a community's entire CDBG entitlement as backup collateral for a loan. In other words, if something
goes wrong with the project financed with a loan guaranteed by Section 108, then CDBG money must be
used to pay off the obligation. Section 108 loans serve as the following: a tool to accelerate current CDBG
activities; an opportunity to match sources; a means of providing long-term fixed rate financing; and a tool
to receive funds without obligating general tax funds. The loan terms may last up to twenty (20) years. Some
of the eligible activities under a 108 loan include but not limited to acquisition for economic development
activities, acquisition, rehabilitation of real property owned or acquired by a public entity, clearance,
demolition, site preparation for construction or reconstruction of public site improvements, and housing
rehab and preservation. (24 CFR 570.703 & 705)
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IX. HOME
Home Investment Partnership Program
HUD's Home Investment Partnerships (HOME) Program is intended to increase the supply of safe,
decent, sanitary, and affordable housing for low and very -low-income households. HOME also seeks
to expand the capacity of nonprofit housing providers through CHDOs. Jurisdictions can use HOME
funds to carry out a wide variety of housing activities for low- and very low-income families,
including:
• Homebuyer programs, which may include downpayment and closing costs
assistance, construction loans, or loan guarantees for acquisition, rehabilitation, or
new construction;
• Rental housing programs, consisting of construction loans, permanent mortgage
loans, bridge loans, or loan guarantees for acquisition, rehabilitation, new
construction, and refinancing;
• Homeowner rehabilitation programs, including grants, loans, interest subsidies, and
loan guarantees to pay for hard costs, related soft costs, and refinancing expenses;
and
• Tenant -based rental assistance (TBRA) to pay for rent, utility costs, security
deposits, and utility deposits.
The City of Miami offers three major programs funded under HUD's HOME Program:
▪ Homeownership New Construction Program
• First Time Homebuyer Assistance Program
• Multifamily Rental Housing New Construction Program
Homeownership projects for affordable housing will receive 75% of the City's HOME funds plus
100% of American Dream Downpayment Initiative (ADDI) funds. The remaining 25% of HOME
funds will be directed toward the development of affordable rental housing units. City homeownership
programs offering HOME funds are supplemented by other funding sources to maximize the benefits
of the City's overall strategy.
Funding
Source
HOME
Program
City of Miami Programs
Annual
Performance
Measures
New construction
• Homeownership New Construction Program
• Multi-famil Rental New Construction Pro:ram
95 housing units
250 housin. units
Homebuyer Assistance
■ First Time Homebuyer Assistance Program
50 housing units
The HOME programs are designed to further the City's overall housing development strategy as
outlined in the Five Year Consolidated Plan and to meet the objectives of the National Affordable
Housing Act of 1990 (NAHA). The NAHA objectives are to:
2005-2006 Action Plan 58
• Provide decent affordable housing to lower -income households
■ Expand the capacity of non-profit housing providers
■ Strengthen the ability of state and local governments to provide housing
• Leverage private -sector participation
Affordable Housing Strategy
The City of Miami will use HOME funds to carry out the housing development strategy described in
the Consolidated Plan for 2004-2009. According to the Consolidated Plan, the top priority for the City
of Miami is to preserve affordable housing for low and moderate income families. To do this, the City
of Miami will implement of a four -tiered strategy that focuses on:
• Preserving affordable rental housing for those most in need of housing
assistance through rehabilitation of existing rental stock and new construction.
As recommended in the Consolidated Plan, the focus will be on serving those that
are most in need of rental assistance, namely small families and single person
households below 80% of the median income (with the elderly at 30% below the
median income demonstrating the most need).
■ Assisting existing homeowners to retain and maintain their homes through
rehab assistance. The goal will be to provide financial assistance low and moderate
income homeowners who lack the financial capacity and/or credit history required to
obtain home repair financing from private lenders. Preference will be given to
homeowners in the Model Blocks and to the elderly, disabled and persons with
H1V/AIDS that are between 51 to 80% of the MFI.
■ Preserving affordable homeownership opportunities for working families who
may be eligible for homeownership but may be priced out of the market due to
the escalating cost of real estate, The City will seek to increase the inventory of
affordable homeownership units through new construction and the creation of a
Purchase Rehab program. It will also provide second mortgage, down payment, and
closing cost assistance to hoinebuyers.
■ Stimulating affordable housing development through the creation ofa land
acquisition program and other incentives. The intent is to create incentives that
off -set the barriers that make it difficult to undertake affordable housing projects.
These strategies will be achieved through new in -fill housing initiatives in the City's distressed
neighborhoods. These in -fill initiatives will develop properties in the targeted Neighborhood
Development Zones as well as channeling substantial financial resources into intensive redevelopment
and development of vacant residential parcels throughout the City. The in -fill housing strategy will be
supplemented with multi -unit development in the form of condominiums, town homes and groups of
detached homes, to provide a variety of housing alternatives.
The Neighborhood Development Zones include Allapattah, Coconut Grove, Edison/Little River/ Little
Haiti , East Little Havana, Model City, Overtown and Wynwood. The Neighborhood Development
Zones were identified in the City's Five -Year Consolidated Plan for intensive efforts to foster
economic redevelopment, preserve affordable housing and improve overall neighborhood quality. The
Model Blocks will provide the primary location for the development of new affordable
homeownership and rental housing units through a cooperative effort with the private sector housing
industry, not -for -profit community development corporations (CRCs), Miami -Dade County, the State
2005-2006 Action Plan 59
of Florida and private banking institutions that have made financial commitments through the
Empowerment Zone,
The following section provides a description of the various HOME programs that will be used to carry
out the strategies described above.
Homeownership New Construction Program
The Homeownership New Construction Program is designed to provide assistance to developers for
the production of new homeownership units for purchase by low-income homebuyers. Home Program
funds will be provided for project -specific technical assistance, land acquisition, site development,
construction and soft costs associated with the development of new affordable homeownership housing
units in the City. Funding through this Program will accomplish the following objectives:
• Increase the supply of new homeownership units affordable to low-income residents;
• Spur reinvestment of private capital in older residential neighborhoods;
• Complement other public neighborhood revitalization efforts; and
• Encourage the participation of CHDOs in the development of affordable housing.
The following terms govern the use of Homeownership New Construction Program funds:
1. Leveraging of funds: Developers are required to secure matching project funds
from other public and/or private sources to leverage City assistance at a minimum
ratio of 2:1.
2. Minimum Home Subsidy per Unit: $1,000 per assisted unit.
3. Maximum Home Subsidy per Unit: The City will not exceed the HUD -published
High Cost Maximum HOME Subsidy per Unit for the Miami PMSA, as shown in the
table below, For any subsidy proposed that exceeds the HUD -published maximum
Basic Subsidy amount but does not exceed the High Cost Percentage, City will
require a narrative justifying the need for the type of housing proposed and a
comparison which proves that project area construction costs are higher than in other
Miami residential areas.
Table 18: Table of Basic and High Cost Percentage
Statutory Mortgage Limits
National Housing Act October 2005 — October 2006
Bedroom
Count
0
2
a
4 or more
Basic Maximum Subsidy
2005
Nun -Elevator
Building
$43,964
$50,691
$61,134
$78,252
$87,176
Source: http:llww1'..v
Elevator
$46,267
$53,036
$64,492
$83,430
$91,581
217'%o M axiniuiu Subsidy
Iligli Cost Percentage
Non -Elevator Elevator
Building Building
$95,402
$109,999
$132,660
$169,807
$189,172
. hud. govioffices/hsg/mfhlh i cost!basi c statl i mits.
pdf
$100,399
- $115,088
$139,448
$181,043
$198,731
2005-2006 Action Plan 60
4. Homebuyer Eligibility: In accordance with HOME program regulations, an eligible
homebuyer is an individual or family whose income does not exceed 80% of the area
median income as published annually by HUD, adjusted for family size. The
homebuyer must occupy the assisted home as a principal residence. The City
program focuses on first-time homebuyers, defined as a homebuyer who has not
owned a home during the three years prior to the purchase of the assisted unit.
5. Maximum Purchase Price/Appraised Value: The purchase price or appraised
value of an assisted unit may not exceed the maximum HOME value allowed by
HUD as published by the Federal Housing Authority (FHA) 203(b) mortgage limit
for the type of housing being purchased.
6. Period of Affordability: The affordability period on an assisted unit will be twenty
(30) years from the date of purchase by an eligible homebuyer.
7. Recapture/Resale Provision: In connection with the original sale to an eligible
homebuyer, each assisted unit will be subject to a recapture provision which provides
that, in the event that the unit is resold, leased or rented during the affordability
period, the homebuyer must repay the financial assistance associated with the unit, in
full. Refinancing of an assisted unit during the affordability period requires prior
approval by the City Manager or designee, who will at that time determine whether
the assistance must be repaid in full.
8. Code Compliance: All housing projects must meet the Florida Building Code, the
Miami -Dade County Building Code, the Section 8 Housing Quality Standard, the
City of Miami Building Code, and the Model Energy Building Code or HUD -
accepted equivalent.
9. Financing Mechanism:
Form: Construction financing is provided to the developer or project sponsor in the form of
an interest -bearing, non -amortizing, deferred loan which becomes payable, in full, upon
default or sale of the homeownership unit. Any portion of the funds used to cover the excess
of the cost to build over the market value may be forgiven upon completion of the assisted
units.
Interest Rate: 6% interest simple annual interest rate, unless otherwise determined by City
staff based on the economic feasibility of the project.
Default: Includes, but is not limited to, a failure to cure any incident of non-compliance with
contractual and regulatory requirements during the term of the Loan Agreement.
Other Requirements: Construction must commence within six (6) months of the contract
execution date, and be completed within eighteen (18) months of the agreement execution
date. All units must be sold to City -approved, eligible homebuyers within twelve (12) months
of the issue date of the Certificate of Occupancy, not to exceed thirty (30) months from the
agreement execution date.
First Time Homebuyer Assistance Program
The First Time Homebuyer Assistance Program provides funding for subordinated mortgages and
down payment assistance to low-income first-time homebuyers for the purchase of.a principle
residence. This program makes funds available directly to homebuyers for newly constructed or
existing single family homes and will be funded, in part, with ADDI funds. The following are
essential requirements of this program.
2005-2006 Action Plan 61
I. Homebuyer Eligibility:
i) As defined under ADDI, a first-time hornehuyer is an individual and his or her spouse who
have not owned a home during the three-year period prior to purchase of a home with
assistance under ADDI. The term first-time homchuyer includes displaced homemakers and
single parents. The definition used for ADDI is located in Title 1 of Cranston -Gonzalez
National Affordable Housing Act (Public Law 101-625, approved November 28, 1990)
(NAH-IA)
ii) The home must be located within the City of Miami and occupied by the homebuyer as a
principal residence throughout the affordability period; and
iii) City approval of the (1) homebuyer and (2) homebuyer's superior mortgage lender(s)
[bank, Mortgage Company and/or non-profit agency] for the highest level possible, not to
exceed 30% of household income, is required.
2. Maximum Homebuyer Assistance: Floniebuyer assistance can be up to the
maximum subsidy Limit based on bedroom size. ADDI funds are subject to a
maximum of the greater of $10,000 or 6% of the purchase price.
3. Eligible Housing Types: Eligible properties are limited to single family homes,
town homes, condominium units, and cooperative units,
4, Homebuyer's Down Payment Equity; Minimumdown payment of $500.
5. Subordinated Mortgage Financing: Principal and interest payments plus escrow
payments on the combined mortgages shall not exceed 30% of the household total
gross monthly income, If first mortgage holder is willing to make a loan under higher
ratios, assistance may still be provided.
6. Recapture Provision: In the event that the unit is resold, leased or rented during
the affordability period, the homebuyer must repay the financial assistance
associated with the unit, in full. Refinancing of an assisted unit during the
affordability period requires prior approval by the City Manager or designee, who
will at that time determine whether the assistance must be repaid in full.
7. Maximum Purchase Price/Appraised Value: The purchase price or appraised
value of an assisted unit may not exceed the maximum HOME value allowed by
HUD as published by the Federal Housing Authority (FHA) 203(b) mortgage limit
for the type of housing being purchased.
8. Period of Affordability: The affordability period -on an assisted unit will be twenty
(20) years from the date of purchase by an eligible homebuyer.
9. Form: Funding will be provided to the homebuyer in the form of a deferred, non -
amortizing, non interest -bearing loan which will come payable, in full, in the event
of sale, lease or rental of the assisted property during the affordability period. If the
homebuyer elects to refinance, the City's approval will be required.
Multifamily Rental Housing New Construction Program
Multifamily Rental New Construction Program is available for the new construction of multifamily
rental units located throughout the City of Miami. Financial assistance for multifamily rental
construction is limited to projects that require local matching funds to be approved for Florida Housing
2005-2006 Action Plan 62
Finance Corporation Housing Credit financing. Approval for financing under this program will be
contingent upon funding approval for Housing Credit financing. The program is designed to provide
financial assistance for developers to produce new rental housing projects with five (5) or more units
and is intended to accomplish the following objectives:
• Increase the supply of new rental units affordable to very low and low income
residents;
• Provide standard affordable housing to low and very low income residents;
• To spur reinvestment of private capital in older residential neighborhoods, and;
• To complement other public neighborhood revitalization efforts.
The following terms govern the use of HOME funds for the Multi -Family Rental New Construction
Program:
1. Leveraging of funds: Developers are required to secure matching project funds
from other public and/or private sources to leverage City assistance at a minimum
ratio of 5:1.
2. Minimum HOME Subsidy per Unit: $1,000 per assisted unit,
3. Maximum HOME Subsidy per Unit: The City will not exceed the HUD -published
High Cost Maximum HOME Subsidy per Unit for the Miami PMSA, as shown in the
table below. For any subsidy proposed that exceeds the HUD -published maximum
Basic Subsidy amount but does not exceed the High Cost Percentage, City will
require a narrative justifying the need for the type of housing proposed and a
comparison which proves that project area construction costs are higher than in other
Miami residential areas.
Table 19: Table of Basic and High Cost Percentage
Statutory Mortgage Li,nits
National Housing Act October 2005— October 2006
Bedroom
Count
0
0
2
3-"
4 or more
Basic Maximum Subsidy
2005
Non -Elevator
Building
$43,964
$50,691
$61,134
$78,252—
$87,176
Elevator
BitiItIing
$46,267
$53,036
$64,492
$83,430
$91,581
217"/0 Maximum Subsidy
i ligb Cost Percentage
Non -Elevator Elevator
Building Building
$95,402
$109,999
$132,660
$169,807
$189,172
$100,399
$115,088
$139,448
$181,043
$198,731
Source: http://www.
htai.gov/offices/hsg/mfb/hicost/basicstatlimits.
4. Maximum Monthly Rent:
pdf
i) Monthly rent charged for HOME assisted units shall not exceed the High HOME Rent
published annually by HUD during the Affordability Period, except as provided in (iii) of this
section.
2005-2006 Action Plan 63
ii) In keeping with HOME regulations, a minimum of 20% of HOME assisted units in a
project will be rented to tenants with income not exceeding 50% of the area media income at a
monthly rent that does not exceed the Low HOME Rent published by HUD.
iii) A project wilt not be required to lower monthly rents on HOME assisted units below the
HUD level in effect at the time Program documents are executed with the City.
Table 20: Maximum Monthly Rent (Issued by U.S. HUD 02/2005) for Miami, FL PMSA
Bedroom count;
Low HOME Rent
tl 1 2 3 4 S
473
507
608
703
785
865
946
High HOME Rent
595
639
769
880
963
1043
1124
Source: http://www.hud.gov/offices/cpolaffordablehousing/programs/home/limits/rent12005/florida.pdf
5. Occupancy Requirements:
i) HOME assisted units must be occupied by eligible tenants with income that does not
exceed 80% of the area median income, adjusted for family size.
ii) A minimum of 20% of HOME assisted units must be occupied by eligible tenants with
income that does not exceed 50% of the area median income, adjusted for family size,
6. Floating Units: For projects in which less than 100% of units will be HOME
assisted, the program agreement with the City will indicate that HOME assisted units
are "floating" rather than "fixed" and may vary, while remaining comparable, to
allow flexibility as tenants more in and out of the project.
7. Code Compliance: All projects must meet the Florida Building Code, the Dade
County Building Code, the City of Miami Building Code, the Section 8 Housing
Quality Standards, and the Model Energy Building Code or HUD -accepted
equivalent.
8, Annual Inspection: Projects shall be subject to an annual re -inspection to insure
continuing compliance with minimum housing codes. This inspection will be
initiated one year after the date of the certificate of occupancy, and will occur
annually thereafter for the duration of the affordability period and affordability of
units assisted.
9. Affordability Period: The affordability period on an assisted project will be twenty
(20) years from the date of certificate of occupancy.
Community Housing Development Organizations (CHDOs)
As required by HOME Program regulations, a minimum of 15% of the City's HOME entitlement will
be used as financial assistance for the production of new housing to be sponsored or owned by
Community Housing Development Organizations (CHDOs). Financial assistance may be provided
through any of the City's programs listed in this section, except for ADDI-funded Homebuyer
Assistance
Specifically, the City will provide government matching for community development corporations
(CDCs) applying for tax credit financing for affordable housing projects. The City will also encourage
2005-2006 Action Plan 64
CDCs to partner with private developers by giving developers extra credit points in their RFP
applications if they have a 51 % partner that is a non-profit.
CHDO sponsored projects must meet all the same requirements and are subject to the same terms as
non-CHDO sponsored projects under the programs described above. This focus on CHDO sponsored
projects is designed to assist the City of Miami in accomplishing the following objectives:
■ To spur reinvestment of private capital in older residential neighborhoods through
the production of new affordable housing units sponsored or owned by Community
Housing Development Organizations (CHDOs).
■ To provide standard housing affordable to low and very low income residents.
■ To complement other public neighborhood revitalization efforts.
To qualify for funding as a CHDO, an entity must meet the following HOME criteria:
CHDO must be organized under State and/or local laws;
Must have a tax exempt ruling from the IRS under Section 501(c)(3) of the Internal
Revenue Code of 1986;
• No part of its earnings (profits) may benefit any members, founders, contributors or
individuals;
• Provision of decent housing that is affordable to low and moderate income persons
must be among the purposes stated in the charter, articles of incorporation, resolution
or by-laws of the CHDO; and
• Appropriate organizational structure as required by the HOME Program.
HOME Activities
Below is a list of the activities that the City of Miami will undertake in the utilization of HOME funds:
Strategies to Preserve Affordable Rental Housing
I. Activity: New Construction of Multi -family Rental
Consolidated Plan Reference Code: IRH (b)
Strategy: Increase the supply of affordable rental housing available to very low and low income
residents through new construction.
Targeted Outcome: Increase the supply of affordable housing rental stock
Source: HOME and SHIP
Strategies to Preserve Existing Homeowners — Homeowner Retention
1. Activity: Replacement of Unsafe Housing
Consolidated Plan Reference Code: 1 HA (b)
Strategy: Provide assistance to homeowners to replace unsafe housing structures.
Targeted Outcome: improve the quality of life of existing homeowners by reducing the number
of unsafe structures that are owner occupied.
Source: SHIP and HOME
2005-2006 Action Plan 65
Strategies to Increase Homeownership
1. Activity: New Construction of Homeownership Units
Consolidated Plan Reference Code: 1 HO (a)
Strategy 1: Increase the supply of affordable homeownership units through new construction.
Targeted Outcome: Provide greater opportunities for low to moderate income families to achieve
homeownership and improve their housing conditions.
Source: SHIP and HOME
2. Activity: Homeownership Financing
Consolidated Plan Reference Code: 1 HO (c)
Strategy: Assist low to moderate income families obtain homeownership by providing financing
assistance (i.e. down payment, closing cost, and second mortgages).
Targeted Outcome: Increase the number of households able to achieve homeownership in the
Model Blocks and the NDZs through financing assistance
Source: HOME, SHIP and ADDI
Strategies to Stimulate Affordable Housing Development
1, Activity: Tax Credit Assistance
Consolidated Plan Reference Code: 1 HD (c)
Strategy: Provide Tax Credit Assistance to projects located in the Model Blocks and NDZs by
providing matching funds and assuring that all municipal items on the Tax Credit application
checklist are addressed in a timely manner.
Targeted Outcome: Increase the number of Tax Credit applications for projects located in the
Model Blocks and NDZs.
Source: HOME
2. Activity: Matching Funds for Non -Profits
Consolidated Plan Reference Code: 1 HD (i)
Strategy: Provide capacitybuilding support to non-profit developers by assisting such
organizations to develop partnerships with private developers.
Targeted Outcome l HD (1): Increase the production capacity of local non-profit developers in
the area of real estate development.
2005-2006 Action Plan 66
X. American Dream Downpayment
Initiative (ADDI)
The American Dream Downpayment Initiative (ADDI) was signed into law by President Bush on
December 16, 2003 under the American Dream Downpayment Act (Public Law 108-186) (ADDI
statute). Funds made available under the ADDI statute will be allocated to eligible HOME program
Participating Jurisdictions (PJ) to assist low-income families become first-time homebuyers. Each
local participating jurisdiction receives ADDI funds from the state's share, proportionate to the
percentage of the statewide total of low-income renter households within the participating jurisdiction,
as determined by the most recent available U.S. census data.
The ADDI regulations can be found at 24 CFR Part 92.600 (Subpart M of the HOME rule).
ADDI Funds and HOME
ADDI will be administered as part of the HOME Investment Partnerships Program (HOME) by state
and local participating jurisdictions. ADDI funds may only be used for downpayment assistance
towards the purchase of single family housing by low-income families who are first-time homebuyers.
Rehabilitation that is completed in conjunction with a home purchase assisted with ADDI funds is also
an eligible activity under the ADDI statute. A participating jurisdiction's total rehabilitation assistance
may not exceed 20% of its annual ADDI allocation,
Generally, requirements for HOME homebuyer projects apply to ADDI projects. However, there are
some nuances in the ADDI statute that make the requirements differ slightly from HOME
requirements. As such, the following federal requirements under subpart H of the HOME rule apply to
ADDI funds:
• Federal and nondiscrimination requirements (§ 92.350);
• Environmental review (§ 92.352);
■ Labor requirements (§ 92.354);
■ Lead -based paint (§ 92.355);
• Conflict of interest (§ 92.356); and
■ Consultant activities (§ 92.358).
Downpayment and closing cost_A sistance is provided to first-time homebuyers for the acquisition of
affordable -single family housing. A first-time homebuyer Fs —defined as an individual and his or her
spouse who have not owned a home during the three-year period prior to purchase. A first-time
homebuyer includes an individual who is a "displaced homemaker" or "single parent" and who, even if
while a homemaker or married, owned a home with his or her spouse or resided in a home owned by
the spouse. A "displaced homemaker" means an individual who (1) is an adult; (2) has not worked full-
time in the labor force for a number of years but has, during such years, worked primarily without
remuneration to care for the home and family; and (3) is unemployed or under -employed and is
experiencing difficulty in obtaining or upgrading employment. A "single parent" is defined as an
individual who (1) is unmarried; and (2) has one or more minor children for whom the individual has
custody, or is pregnant.
In accordance with 24 CFR 92.251, housing that is assisted with ADDI HOME funds, at a minimum,
must upon completion be in compliance with Florida Minimum Construction Standards and FHA
minimum standards, local building codes and zoning ordinances. The Administrator will conduct
2005-2006 Action Plan 67
necessary inspections to ensure that all health and safety standards are met. If necessary, the
homebuyer will be notified of deficiencies and the cost and time required for repair. In addition,
housing assisted with HOME funds must also meet Federal lead -based paint requirements in 24 CFR
Part 35 Subpart K (see Appendix 11) and must have passed an environmental review in accordance
with 24 CFR Part 58. Single Family Accessibility Standards must also be met when applicable.
ADDI - Eligible Activities 24 CFR 92,602
a. Eligible activities. ADDI funds may only be used for;
I. Downpayment assistance towards the purchase of single family housing by low-income families
who are first-time homebuyers; and
2. Rehabilitation that is completed in conjunction with the home purchase assisted with ADDI funds.
The rehabilitation assisted with ADDI funds, including the reduction of lead paint hazards and the
remediation of other home health hazards, must be completed within one year of the purchase of the
home. Total rehabilitation shall not exceed 20 percent of the participating jurisdiction's ADDI fiscal
year formula allocation. FY2003 ADDI funds may not be used for rehabilitation.
b. Eligible project costs. ADDI funds may be used for the following eligible costs:
1. Acquisition costs. The costs of acquiring single family housing.
2. Rehabilitation costs. The eligible development hard costs for rehabilitation projects described in §
92.206(a) and the costs for reduction of lead paint hazards and the remediation of other home health
hazards. FY2003 ADDI funds may not be used for rehabilitation.
3. Related soft costs. Reasonable and necessary costs incurred by the homebuyer or participating
jurisdiction and associated with the financing of single family housing acquisition and rehabilitation.
These costs include, but are not limited to:
i. Costs to process and settle the financing for purchase of a home, such as private lender origination
fees, credit report fees, fees for title evidence, fees for recordation and filing of legal documents,
attorneys fees, and private appraisal fees,
ii. Architectural, engineering, or related professional services required to prepare plans, drawings,
specifications, or work write-ups.
Costso provide information services, such as fair housing information to prospective homeowners.
iv. Staff and overhead costs directly related to carrying out the project, such as work specifications
preparation, loan processing inspections, and other services related to assisting a potential homebuyer
(e.g., housing counseling), which may be charged to project costs only if the individual purchases
single family housing with ADDI assistance.
v. Costs of environmental review and release of funds (in accordance with 24 CFR part 58) that are
directly related to the project.
4, Ineligible costs. ADDI funds may not be used for the development costs (hard costs or soft costs) of
new construction of housing or for rental assistance.
c. Forms of investment. A participating jurisdiction may invest ADDI funds as interest -bearing loans or
advances, non -interest bearing loans or advances, interest subsidies consistent with the purposes of this
2005-2006 Action Plan 68
subpart, deferred payment loans, grants, or other forms of assistance that HUD determines to be
consistent with this subpart. Each participating jurisdiction has the right to establish the terms of
assistance, subject to the requirements of this subpart.
d, Minimum amount of assistance. The minimum amount of ADDI funds in combination with HOME
funds that must be invested in a project is $1,000.
e. Maximum amount of assistance. The amount of ADDI funds provided to any family shall not exceed
the greater of six percent of the purchase price of the single family housing or $10,000. This limitation
does not apply to FY2003 ADDI funds.
f. Limitation on subrecipients and contractors. A participating jurisdiction may not provide ADDI
funds to an entity or organization that provides downpayment assistance, if the activities of that entity
or organization are financed in whole or in part, directly or indirectly, by contributions, service fees, or
other payments from the sellers of housing, whether or not made in conjunction with the sale of
specific housing acquired with ADDI funds.
In addition, HOME funds can be used in conjunction with ADDI funds, especially when an investment
of more than $10,000 is required. However, the total HOME and ADDI investment cannot exceed the
maximum per -unit subsidy limits for the jurisdiction.
Local Use of ADDI Funds and Outreach
As an extension of the HOME funds and in line with the HOME housing objectives described in
previous chapters, the City of Miami will use ADDI funds to provide down payment assistance to first
time homebuyers for the purchase of a home. The funds will not be used for rehabilitation at this time,
To assure that all residents have access to ADDI, the City will conduct various outreach activities. This will
include advertising the program on local media outlets in English, Spanish, and Creole. Information will also be
distributed among Home Counseling and Homebuyer program providers, mortgage lenders, realtors, CBOs, public
housing providers and other organizations that serve individuals who may be eligible for assistance.
Finally, the City of Miami will assure the suitability of the ADDI program. ADDI and HOME
regulations will be implemented to meet local needs. In the 30`h Program Year, ADDI assistance will
be provided in combination with the HOME First Time Homebuyer Assistance Program for total
downpayment assistance of 50 housing units. The number of units funded by ADDI will be
approximately 19. It is important to note that funding available from ADDI will include funds from
2003 and 2004, for a total of $444,833.
Funding
Source
ADDI
Oily of Miami Programs
Annual
Performance
Measures
Homebuyer Assistance
■ American Dream Down Payment Program*
19 housing units
Source: ADDI assistance will be provided in combination with the HOME First Time Homebuyer Assistance
Program.
ADDI Eligibility Requirements
As mentioned earlier, the ADDI program will be used in combination with HOME and SHIP. The
following are essential eligibility requirements of the ADDI program.
2005-2006 Action Plan 69
1. Homebuyer Eligibility:
i) Under ADDI, a first-time homebuyer is an individual and his or her spouse who have not
owned a home during the three-year period prior to purchase of a home with assistance under
ADDI. The term first-time homebuyer includes displaced homemakers and single parents.
The definition used for ADDI is located in Title I of Cranston -Gonzalez National Affordable
Housing Act (Public Law 101-625, approved November 28, 1990) (NAHA)
ii) The home must be located within the City of Miami and occupied by the homebuyer as a
principal residence throughout the affordability period; and
iii) City approval of the (1) homebuyer and (2) homebuyer's superior mortgage lender(s)
[bank, Mortgage Company and/or non-profit agency] for the highest level possible, not to
exceed 30% of household income, is required; or amount that the first mortgage lender will
approve.
2. Maximum Homebuyer Assistance: ADDI funds are subject to a maximum of the
greater of S 10,000 or 6% of the purchase price.
3. Eligible Housing Types: Eligible properties are limited to single family homes,
town homes, condominium units, and co-operative units. Under ADDI, single family
homes are defined as a one- to four -family residence, condominium unit, or co-
operative unit.
4. Homebuyer's Down Payment Equity: Minimum down payment of $500.
5. Subordinated Mortgage Financing: Principal and interest payments plus escrow
payments on the combined mortgages shall not exceed 30% of the household total
gross monthly income. If first mortgage holder is willing to make a loan under higher
ratios, assistance can still be provided depending on the risk profile of the entire
loan.
6, Recapture Provision: In the event that the unit is resold, leased or rented during
the affordability period, the homebuyer must repay the financial assistance
associated with the unit, in full. Refinancing of an assisted unit during the
affordability period requires prior approval by the City Manager or designee, who
will at that time determine whether the assistance must be repaid in full.
7. Maximum Purchase Price/Appraised Value: The purchase price or appraised
value of an assisted unit may not exceed the maximum HOME value allowed by
HUD as published by the Federal Housing Authority (FHA) 203(b) mortgage limit
for the type of housing being purchased.
8. Period of Affordability: The affordability period on an assisted unit will be twenty
(20) years from the date of purchase by an eligible homebuyer.
9. Form: Funding will be provided to the homebuyer in the form of a deferred, non -
amortizing, non interest -bearing loan which will come payable, in full, in the event
of sale, lease or rental of the assisted property during the affordability period. If the
homebuyer elects to refinance, the City's approval will be required.
2005-2006 Action Plan 70
Monitoring
According to regulations, HUD will credit ADDI with all first-time homebuyer downpayment
assistance completed during the grant period until the participating jurisdiction's ADDI funds are
depleted. Once all the participating jurisdiction's ADDI funds are depleted, HUD will credit regular
HOME funds for any subsequent downpayment assistance activities. HUD will run a monthly report
tracking ADDI Accomplishments, and Commitment and Disbursement deadlines.
Furthermore, HUD will extract data from IDIS to compile needed reports. Participating jurisdictions
will enter beneficiary information into IDIS just as if ADDI funds were regular HOME funds. The
only additional information participating jurisdictions will be required to enter into IDIS is an
indication of whether the beneficiary of a homebuyer activity is a first-time homebuyer.
2005-2006 Action Plan 71
XI. Section 3
Program Description (24 CFR 135)
In 1994, the Housing and Urban Development Act of 1968 (12 U.S.C. 1701u) was amended by
Congress to help give citizens deprived of economic opportunity increased access to employment and
job training. The Section 3 Act requires recipients of HUD funds and the contractors they employ to
ensure that the economic opportunities generated by the expenditures shall, to the greatest extent
feasible, be directed to low- and very low-income persons, particularly those who are recipients of
government assistance for housing.
HUD -funded housing and development projects represent a major source of economic activity in many
distressed neighborhoods. The Section 3 legislation assures that such funds help to foster local
economic development, neighborhood economic improvement, and self-sufficiency among residents in
the communities being served. It is the legal basis for providing jobs for residents and awarding
contracts to businesses in areas receiving certain type of HI _JD financial assistance for certain
construction projects.
The City of Miami will continue to enforce Section 3 compliance in all applicable programmatic
requirements.
1. Eligibility Criteria: Eligible applicants are characterized as residents of public
housing and low income persons who live in an area in which a HUD -assisted
project is located. A Section 3 business is defined, as a business that employs
residents of public housing, welfare recipients, local construction area residents, low
and very low income persons, or a business who subcontracts with businesses which
provide economic opportunities to low and very low income persons.
2. Compliance Requirements: The City of Miami requires recipients who are awarded
Federal Financial Assistance from HUD for construction projects which exceed
$100,000 to provide economic opportunities, to the greatest extent feasible, to the
following:
• Residents of public housing
• Residents of the neighborhood of the project under construction
• Residents of HUD Youth Build Programs
• Homeless persons
• TANF/AFDC welfare recipients
Compliance is based on the numerical hiring goals and contract awards of each individual
project. The numerical goals for each category differ based on two types of economic
opportunities: (1) employment or training opportunities; (2) and award of contract or
subcontract to employers who take into service low to very low income persons. Moreover,
the regulations require that "efforts to employ Section 3 candidates to the greatest extent
feasible should be made at all job levels". The other principal way for Section 3 recipients to
comply with the regulations is to award contracts to Section 3 certified businesses, contractors
and subcontractors.
3. Compliance Monitoring: The City of Miami monitors compliance with Section 3
requirements in an effort to secure uniformity and consistency with Federal Regulations by
2005-2006 Action Plan 72
requesting that entities awarded contracts in excess of$100,000 develop an Economic
Opportunity Plan. The plan will serve as verification that a good faith effort was executed to
solicit, recruit, facilitate and hire public housing residents and other tow -income persons by
the contractor or subcontractor.
The City of Miami has constructed the following Economic Opportunity Plan with the intent
to measure Section 3 training and employment numerical goals and subcontracting goals
(where subcontracting is allowable). In addition, the City distributes a copy of its plan to all
contracts recipients who must adhere to Section 3 regulations. All those who are held
accountable for compliance with Section 3 requirements must render the Economic
Opportunity Plan issued by the City. Each plan submitted must answer and provide written
documentation to the following objectives:
ii. Identify individual(s) responsible for planning, implementing and tracking the projects
under Section 3 training and employment goals;
Describe efforts (contractors and subcontractors) to be taken to recruit, solicit, encourage,
facilitate, and hire public housing and other low-income persons, identify any private or
public resources that will be used;
iv. Describe contractor's activities to be taken for recruiting, soliciting, encouraging,
facilitating and selecting Section 3 subcontractors, where applicable; and
v. Describe plans to structure project activities in ways that create opportunities for Section
3 firms' participation, where applicable.
The City of Miami offers training sessions to contractors, subcontractors and businesses, on
how to solicit, recruit, encourage and facilitate employment of low to very -low income
residents. The City also provides training to those entities that need technical assistance
completing program forms in an attempt to maintain compliance with regulatory guidelines.
The City demands from all contractors, subcontractors, as well as, any entity seeking
payment/reimbursement that compliance with Section 3 requirements are met and cleared by
the in-house Section 3 compliance monitor. Lack of clearance by the Section 3 compliance
monitor will cause a delay in the receipt of payment.
2005-2006 Action Plan 73
XII. SHIP
State Housing Initiatives Partnership Program:
Local Housing Assistance
State Housing Initiatives Partnership program (SHIP) is the first permanently funded state housing
program in the nation to provide funds directly to local governments to increase affordable housing
opportunities on a noncompetitive basis. The funds are used to produce and preserve affordable
homeownership and multifamily housing for very low, low and moderate income families. SHIP
dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and
closing cost assistance, impact fees, construction and gap financing, mortgage buy -downs, acquisition
of property for affordable housing, matching dollars for federal housing grants and programs, and
homeownership counseling.
The State of Florida SHIP program is a result of the William E. Sadowski Affordable Housing Act.
The centerpiece of this legislation is the State Housing Partnership Act which provides a dedicated
revenue source to state and local governments to facilitate the creation of public/private partnerships
whose purpose is to preserve the existing housing stock and stimulate the production of new affordable
housing. The City of Miami Local Housing Assistance Plan describes how the municipality will use
SHIP funds to meet the affordable housing needs of the community. The following provides an
overview of the items found in the Local Housing Assistance Plan for 2004-2007,
Program Description
The City of Miami will use its SHIP allocation to undertake various homeownership and rental
housing development activities designed to enhance and facilitate the development, purchase and
maintenance of housing units in the City, These housing strategies and activities will be carried out
through the SHIP programs listed on the table below.
Funding
Source
SHIP
Cily of Miami Programs
Annual
Performance
Measures
Rehabilitation
• SHIP Single Family Rehabilitation Program
■ Emergency Home Repair Assistance Program
• SHIP Single Famil Re.lacement Housin: Pro,tram
50 housing units*
5 housin. units*
Homebuyer Assistance
■ SHIP Hornebu ers Financin: Pro:ram
50 housin• units*
New construction
• SHIP Homeownership Development Program
• SHIP Rental Housin_ Develo ment Pro:ram
95 housing units*
250 housin. units*
*The Annual Performance Measures include units funded by HOME and CDBG.
Income Category to be Served
These activities will involve the construction, reconstruction, rehabilitation and acquisition/purchase of
housing to be occupied by very low, low and moderate income households and homeowners or renters
with incomes at or below 120% of the area median income, adjusted for family size, as defined in
Section 420.907, Florida Statutes as follows:
2005-2006 Action Plan 74
• Very low income - one or more natural persons or a family that has a total annual
gross household income that does not exceed 50% of the median annual income
adjusted for family size for households within the Metropolitan Statistical Area.
• Low-income - one or more natural persons or a family that has a total annual gross
household income that does not exceed 80% of the median annual income adjusted
for family size for households within the Metropolitan Statistical area.
• Moderate income - one or more natural persons or a family that has a total annual
gross household income that does not exceed 120% of the median annual income
adjusted for family size for households within the Metropolitan Statistical Area.
Support Services and Counseling
Chapter 67-37005(5)(g,F.A.C.
Applicants applying for SHIP funding receive support services based on the type of assistance
requested. These services are in the form of counseling and or referral to other programs that provide
services they may need. The City of Miami will work with members of the Housing Partnership to
provide support services to those residents/homeowners participating in the various housing programs,
The services include, but are not limited to:
• Assistance/referral to Legal Services of Miami, inc. to homeowners who have title
problems or outstanding liens that would prohibit their participation in the program.
Referrals to other agencies and programs to applicants that do not qualify for
assistance.
Assist homeowners participating in the Single Family rehabilitation and Single
Family Housing Replacement Programs throughout the rehabilitation/reconstruction
process, from the time of application until project completion.
• Referrals to consumer credit clinics and homebuyer counseling programs provided
by local lenders and non-profit organizations.
• Referrals to agencies funded by the South Florida Employment and Training
Consortium for employment and job training.
■ Referrals to appropriate local agencies for fair housing assistance, information and
counseling.
■ Information and referrals on how to apply for Property Tax Exemption, specifically
for the elderly and the disabled.
• Legal aid referrals for counseling and guidance on other legal matters.
Purchase Price Limits
420.9075(4)(c), F.S, and Chapter67-37.007(6)F.A.C. ---
The sales price or value of new or existing eligible housing may not exceed 90% of the median area
purchase price in the statistical area in which the eligible housing is located. Such average area
purchase price may be that calculated for any 12-month period beginning not earlier than the fourth
calendar year prior to the year in which the award occurs.
The purchase price limit for: New Homes:
Existing Homes: $236,835.00
Income Limits, Rent Limits and Affordability
Chapter 67-37.005(5)(e), FA.C..and Section 420.9071(2), F.S.
The City of Miami will use Income and Rent Limits updated annually from the Department of Housing
and Urban Development and distributed by Florida Housing Finance Corporation. The City will
2005-2006 Action Plan 76
ensure that housing provided through this program is affordable, Affordable means that monthly rents
or mortgage payments including taxes and insurance do not exceed 30% of that amount which
represents the percentage of the median annual gross income for the households as indicated in
Sections 420.9071 (19), (20) and (28), F.S. However, the City will not limit an individual household's
ability to devote more than 30% of its income for housing, if the first institutional mortgage lender is
satisfied that the household can afford mortgage payments in excess of the 30% benchmark. In the
case of rental housing the City will ensure that rents do not exceed those rental limits adjusted for
bedroom size.
Monitoring and First Right of Refusal
Section 420.9075(3)(e)and (4) (J), F.S.
The City of Miami will monitor rental projects annually to determine tenant eligibility for at least
fifteen (15) years or the affordability period, whichever is greater. However, any loan or grant in the
original amount of $3,000 or less shall not be subject to these annual monitoring and determination of
tenant eligibility requirements.
Eligible sponsors that offer rental housing for sale before 15 years or that have remaining mortgages
funded under this program must give a first right of refusal to eligible nonprofit organizations for
purchase at the current market value for continued occupancy by eligible persons.
Leveraging
Chapter 67-37.007(1)(b)(c), F.A.C. and Subsection 420.9075(1)(a) and (1)(b3, and (1)(c), F.S.
The City of Miami intends to use HOME and CDBG funds from U.S. HUD to leverage SHIP funds,
thereby reducing the cost of housing. In addition, the City plans to use SHIP funds for developers to
use as local match to leverage additional HOME or Local Housing Credits from Florida Housing
Finance Corporation.
City of Miami SHIP Programs
The following describes the programs the City of Miami will undertake to meet the affordable housing
needs of its very low, low and moderate -income residents using the State Housing Initiatives
Partnership Act (SHIP) funds according with the requirements of Section 420.907 of the Florida
Statutes and Chapter 67-37 of the Florida Administrative Code.
SHIP Single Family Rehab and Code Violation Elimination Program
The Single Family Rehabilitation and Code Violation Elimination Program will provide rehabilitation
assistance to very low, low and moderate income residents who live in single family owner -occupied
properties located within the corporate limits of the City of Miami. The City will provide deferred
payment loan assistance to an eligible homeowner to complete needed repairs such as roofing,
plumbing and electrical work to meet the decent, safe and sanitary standard conditions after
rehabilitation. Below is a description of the program requirements.
1. Income Category to be Served: This strategy will serve very low, low and moderate income
families as stipulated in FAC Chapter 67-37,
2. Maximum Award: Residents meeting the selection criteria will be awarded a maximum of
$30,000 to complete all needed repairs to bring a property to a safe and decent standard.
However, in cases where the amount needed to bring the property to code is higher than
$30,000, a higher amount may be provided upon approval by the City Manager or the
Director of the Department of Community Development acting as his/her designee.
2005-2006 Action Plan 76
3. Recapture Provisions: Financial assistance to be provided under the Single Family
Rehabilitation Program will be provided to eligible homeowners in the form of a three percent
(3%), deferred forgivable payment, ten (10) year loan, There are no monthly payment
requirements associated with this loan. There is no amortization of this loan. Repayment of
the full principal balance and accrued interest_of the loan is required if the property receiving
the financial assistance is rented or sold during the life of the loan. Homeowners that qualify
and receive assistance must execute a Mortgage and Note that will be recorded in the records
of Miami -Dade County Clerk of the Circuit Court for compliance with the recapture
provisions for the program.
In the event of death of all eligible homeowner(s), the heirs to the property can assume the
obligation based on the original terms and conditions provided to the homeowner as long as
the heirs qualify based on the original terms and conditions provided to the homeowner as
long as the heirs qualify based on age, income and household size, remain owner occupants of
the property and do not sell or rent the property for the remaining term of the mortgage and
note. A heir or prospective purchaser who does not qualify based on the provisions of this
strategy will be required to repay the balance of the outstanding loan amount provided by the
City of Miami,
4. Selection Criteria: Alt recipients of assistance must meet the eligibility requirements as
stipulated in the Florida Statutes, Florida Administrative Code, the SHIP Ordinance,
Resolution and this Plan, Eligible housing includes single family homes, owner -occupied
town houses or twin homes only. Manufactured housing and mobile homes are not eligible
for assistance under this program. The properties to be assisted must be owner -occupied and
located within the corporate limits of the City of Miami.
Applications will be processed on a first -come -first serve basis from all applicants meeting
the selection criteria, subject to funding availability and in such a manner as to comply with
the statutory requirements.
• Applicants with household income above (120%) of the median area income
limit are ineligible for SHIP assistance under this strategy.
• Staff will review actual performance data on a continuous basis to ensure that
adjustments are made as necessary to remain in compliance with funding
requirements.
Other selection criteria will include the following:
• The property shall consist of one (1) owner -occupied residential unit.
• Preference will be given to eligible handicapped disabled and elderly (62 years
or older) households and homeowners.
• The property must be located in the City of Miami.
• The appraised value of the home may not exceed the maximum purchase price
limits (value) allowed under the SHIP Program.
• The property must require needed repairs such as roofing, plumbing and
electrical work to meet the decent, safe and sanitary standard conditions after
rehabilitation.
The applicant may not be delinquent on any debt owed to the City of Miami or
Miami -Dade County.
2005-2006 Action Plan 77
Ship Emergency Home Repair Assistance Program
The Ship Emergency Home Repair Assistance Program will provide emergency repair assistance to
very low, low and moderate income owner occupied single family homes located within the corporate
limits of the City of Miami. The City will provide deferred payment loan assistance to an eligible
homeowner to carry out limited repairs such as roofing, electrical and plumbing to immediately rectify
life hazardous and potentially hazardous conditions that threaten the safety and health of the occupants
of the home.
The following terms describe the requirements of the program.
1. Income Category to be Served: Available SHIP funds shall be reserved for housing units
occupied by income eligible persons or households. To comply with the overall requirements
under Chapter 67-37 of the Florida Administrative Code, eligible persons or households will
be very low, low and moderate income.
2. Maximum Award: The maximum award under this strategy will be $15,000.
3. Recapture Provisions: Financial assistance to be provided under the SHIP Emergency Home
Repair Program will be provided to eligible homeowners in the form of a three (3%) percent,
deferred payment forgivable, and a ten (10) year loan. There are no monthly payment
requirements associated with this loan. There is no amortization of this loan. Repayment of
the full principal balance of the loan is required if the property receiving the financial
assistance is rented, leased or sold during the life of the loan. Homeowners that qualify and
receive assistance must execute a Mortgage and Note that will be recorded in the records of
Miami -Dade County Clerk of the Circuit Court for compliance with the recapture provisions
for the program.
In the event of death of all eligible homeowner(s), the heirs to the property can assume the
obligation as long as the they qualify based on the original terms and conditions provided to
the homeowner (including age, income and household size) remain owner occupants of the
property and do not sell or rent the property for the remaining term of the mortgage and note.
An heir or prospective purchaser who does not qualify based on the provisions of this strategy
will be required to repay the balance of the outstanding loan amount provided by the City of
Miami.
4. Selection Criteria: All recipients of assistance must meet the eligibility requirements as
stipulated in the Florida Statutes, Florida Administrative Code, the SHIP Ordinance,
Resolution and this Plan. Eligible housing includes single family homes, owner -occupied
town houses or twin homes only. Manufactured housing and mobile homes are not eligible
for assistance under this program. The properties to be assisted must be owner -occupied and
located within the corporate limits of the City of Miami.
Applications will be processed on a First -come -first serve basis from all applicants meeting
the selection criteria, subject to funding availability and in such a manner as to comply with
the statutory requirements.
• Applicants with household income above (120%) of the median area income
limit are ineligible for SHIP assistance under this strategy.
• Staff will review actual performance data on a continuous basis to ensure that
adjustments are made as necessary to remain in compliance with funding
requirements.
• Other selection criteria will include the following:
• The property shall consist done (1) owner -occupied residential unit.
2005-2006 Action Plan 78
• Preference will be given to eligible handicapped/disabled and elderly (62 years
or older) households and homeowners.
• Handicapped and/or disabled individuals will be considered an individual
having a mental impairment which: (1) Is expected to be long continued and
indefinite duration, (2) substantially impedes his/her ability to live
independently; and is of such a nature that such disability could be improved by
more suitable housing conditions.
• The property must be located in the City of Miami.
■ The appraised value of the home may not exceed the maximum sales price
(value) allowed under the SHIP Program.
• The property must require needed repairs such as roofing, electrical and
plumbing to meet the decent, safe and sanitary standard to immediately rectify
hazardous and potentially hazardous conditions.
■ The maximum amount of financial assistance to be provided may not exceed the
lesser of (1) the actual cost of rehabilitation or (2) $15,000.
■ The applicant may not be delinquent on any debt owned to the City of Miami.
Single Family Replacement Housing Program
The Single Family Replacement Housing Program is designed to address substandard and dilapidated
housing units for which the cost of repairs or poor housing conditions cannot be addressed through the
SHIP and HOME assisted Single Family Rehabilitation Programs.
Under this strategy, only single family residential properties which are beyond repair and unsafe for
human habitation will be provided assistance. The Single Family Housing Inspection.Unit will
determine the economic feasibility (cost) of the rehabilitation and soundness of the structure, in
consultation with the City of Miami Building Department.
The SHIP funds will be used to defray the cost of temporary relocation expenses, demolition of the
dilapidated structure, soft and hard construction costs associated with the reconstruction of the new
home. This strategy will be used primarily to assist existing owners of single family homes where the
most appropriate solution to their housing problem would be to demolish the existing structure and
replace it with a newly constructed housing unit on the exiting lot. Below is -a description of the —
program requirements.
1. Income Category to be Served: Available SHIP funds shall be reserved for income eligible
persons and households who occupy the property as their principal residence. To comply
with the overall requirements under Chapter 67 of the Florida Administrative Code, eligible
persons and households will be very low, low or moderate income,
2. Recapture Provisions: Financial assistance under the Single Family Replacement Housing
Program will be provided to eligible homeowners based on incomes adjusted for household
size. The terms will be a zero (0) to three (3) percent loan that will be repaid in thirty (30)
years based income levels.
2005-2006 Action Plan 79
The following are the repayment schedules based on income:
• Applicants with incomes Tess than 50% of median income will receive a zero
percent (0%) amortizing loan with a term of thirty (30) years. Payment of
principal will begin six (6) months from the issuance of a certificate of
completion and occupancy of the home.
• Applicants with incomes at fifty percent (50%) or higher but less than sixty
percent (60%) of median income will receive a one percent (1%) fully
amortizing loan with a term of thirty (30) years. Payments of the loan will begin
six (6) months from the issuance of a certificate of completion and occupancy of
the home.
• Applicants with incomes at sixty percent (60%) or higher but less than seventy
percent (70%) of median income will receive a two (2%) percent (2%) fully
amortizing loan with a term of thirty (30) years. Payments of the loan will begin
six (6) months from the issuance of a certificate of completion and occupancy of
the home.
• Applicants with incomes at seventy (70%) or higher but less or equal to one
hundred and twenty (120%) of median income will receive a three percent (3%)
fully amortizing loan with a term thirty (30) years. Payments of the loan will
begin six (6) months from the issuance of a certificate of completion and
occupancy of the home.
Persons or households that qualify and receive financial assistance must execute a Deferred
Payment Loan Mortgage and Note that will be filed with the Miami -Dade County Clerk of the
Circuit Court for compliance with the recapture provisions for the program. This mortgage
will remain against the property for the term of the loan..
If the property is rented, leased or sold during the thirty (30) year period, then the loan will
become due and payable to the City of Miami at that time. In the event of death of all eligible
homeowner(s), the heir to the property can assume the obligation of the original owner as
long as the heirs are income eligible, remain owner -occupants of the property and do not sell
or rent the property for the remaining term of the mortgage and note,
3. Maximum Award: Residents meeting the selection criteria will be awarded a
maximum of $110,000 for temporary relocation expenses, demolition of the
dilapidated structure, and atl costs associated with the reconstruction of the new
home.
4. Selection Criteria: All recipients of financial assistance must meet the eligibility
requirements as provided in the Florida Statutes, Florida Administrative Code, the SHIP
Program Ordinance, Resolution, the Plan and this Strategy. Eligible. housing includes single
family owner-oceupied homes that have been determined by the housing inspector, in
consultation with the Department of Building, to be beyond repair, unsafe for human
habilitation and suitable for demolition. Mobile homes or manufactured homes will not be a
type of replacement home offered under this strategy. The properties to be assisted must be
the primary residence of the owner and the property must be located within the corporate
limits of the City of Miami.
Applicants will be selected from an existing waiting list, on a first come first serve basis,
subject to funding availability and in such a manner as to comply with the statutory
requirements:
• Applicants with household income above (120%) percent of the median area
income limit are ineligible for SHIP assistance under this strategy.
2005-2006 Action Plan
80
■ For eligible persons or households who are building a new home on land that
they own, a State -certified Appraiser will determine the sales price or value of
the newly constructed unit. The appraisal must include the land value and the
after construction value of the property and must be dated within twelve (12)
months of the date construction is to commence.
■ The amount of the financial assistance provided will be the full cost of
demolition, temporary relocation and reconstruction of the property, to include
hard and soft costs, not to exceed $ 110,000.
The following costs associated with this strategy are eligible:
• Hard costs, which are typical and customarily viewed as construction cost(s) by
institutional lenders;
■ Payment of impact fees;
• Infrastructure fees typically paid by the developer;
■ Construction soft cost such as architectural and engineering fees, appraisals, if
directly related to housing construction; and
• Temporary relocation cost associated with the reconstruction of the home,
SHIP Homebuyers Financing Program
The City of Miami through the Homebuyers Financing Program will provide down payment, closing
cost and/or second mortgage financing assistance to eligible persons and households who are first time
homebuyers to purchase a newly constructed or existing residential properties within the City of
Miami. The strategy will be available to assist very low, low and moderate income residents to
purchase a single family home, town home or condominium. The following describes the terms that
govern the use of the SHIP Homebuyers Financing Program.
I. Income Category to be Served: This strategy will serve very low, low and moderate income
families in proportions as stipulated in the SHIP Statutes and FAC Chapter 67-37.
2. Maximum Award: Residents meeting the selection criteria will be awarded a maximum
amount based on the number of bedrooms as shown in the chart below. However, the amount
cannot be more than $85,225.00 or the amount needed to meet credit underwriting.
Number of Bedrooms
0
1
2
3
4
Maximum-Slibsidy
$42,980
$49,557
$59,766
$76,501
$85,225
3. Recapture Provisions: Financial assistance to be provided under the SHIP Homebuyer
Financing Program will be provided to eligible homeowners in the form of a zero percent,
deferred payment, and a twenty (20) year loan. There are no monthly payment requirements
associated with this loan, There is no amortization of this loan. Repayment of the full
principal balance of the loan is required if the property receiving the financial assistance is
rented, transferred or sold during the life of the loan, Homeowners that qualify and receive
assistance must execute a Mortgage and Note that will be recorded in the records of Miami -
Dade County Clerk of the Circuit Court for compliance with the recapture provisions for the
program.
In the event of death of all eligible homeowner(s), the heirs to the property can assume the
obligation as long as the they qualify based on the original terms and conditions provided to
the homeowner (including age, income and household size) remain owner occupants of the
2005-2006 Action Plan
81
property and do not sell or rent the property for the remaining term of the mortgage and note.
An heir or prospective purchaser who does not qualify based on the provisions of this strategy
will be required to repay the balance of the outstanding loan amount provided by the City of
Miami.
4, Selection Criteria: Applications will be processed from an existing waiting list on a first -
come, first ready, first serve basis from all applicants meeting the selection criteria, subject to
funding availability and in such a manner as to comply with the statutory requirements.
Other selection criteria will include the following:
■ The property shall consist of one (I) owner -occupied residential unit.
• The property must be located in the City of Miami.
• The appraised value of the home may not exceed the maximum purchase price
limits (value) allowed under the SHIP Program for new and existing homes.
• The property must meet safe and sanitary standard conditions at closing or funds
must be held in escrow to bring it to safe and sanitary standards after closing.
• The applicant may not be delinquent on any debt owed to the City of Miami or
Miami -Dade County.
• Applicants purchasing Manufactured or Mobile homes are not eligible for
funding under this strategy.
SHIP Homeownership Development Program
The SHIP Homeownership Program is designed to promote and create affordable homeownership
opportunities for very low, low and moderate income families and individuals. SHIP Program funds
reserved for this strategy will be used to assist not -for -profit and for profit housing developers or the
City. SHIP funds reserved for this strategy will be utilized by the City of Miami to finance the project
cost associated with site development, hard and soft construction financing and permanent financing
associated with the development of affordable housing units by for -profit and not -for -profit housing
developers or the City.. The following describes the program requirements for the SHIP
Homeownership Development Program.
1. Income Category to be Served: This strategy will serve very low, low and moderate income
families in proportions as stipulated in the SHIP Statutes and FAC Chapter 67-37.
2. Maximum Award: Developments meeting the selection criteria will be awarded a maximum
of thirty thousand dollars $30,000 per unit,
3. Recapture Provisions: The financial assistance provided under this strategy to the developer
may be provided as a low interest rate loan or in the form of a grant which will be determined
based on the economic feasibility and affordability of the housing project(s) to be assisted
with SHIP funds. The assistance provided under this strategy will be provided in the form of
a construction loan at zero — six percent (0% - 6%) and there will be no monthly payments
associated with the loan during the construction phase, Once the developer has successfully
completed the construction and all the housing units are purchased and occupied by eligible
homebuyers, the City of Miami will fully satisfy the developer's obligation to the City in
connection with the financing of the project. Financial assistance made to the developer as a
grant will also be satisfied upon completion of the construction phase and all the housing units
must be marketed and occupied by eligible homebuyers.
2005-2006 Action Plan 82
Financial assistance provided to a project in the form of permanent second mortgage
financing for the homebuyers will be provided to eligible households based on the same
criteria as described in the Homebuyers Financing Program Strategy as previously outlined in
this chapter.
4. Selection Criteria: SHIP funding to be provided by the City of Miami under the
Homeownership Development Program strategy will be awarded through a Request for
Proposal process.
Any SHIP Program allocation including the term of the loan will be recommended by City
staff to the City's Housing and Commercial Loan Committee for approval/disapproval based
on the following criteria:
Project feasibility and ability of the developer/sponsor to commence
construction within six (6) months funding award.
• Evidence of availability of construction and first mortgage financing.
■ Consistency with the City's Five (5) Year Consolidated Plan (2004-2009).
• Ability to demonstrate project will be affordable to low and moderate income
households.
SHIP Activities
Below is a list of the activities that the City of Miami will undertake in the utilization of SHIP funds:
Strategies to Preserve Affordable Rental Housing
1. Activity: New Construction of Multi -family Rental
Consolidated Plan Reference Code: 1 RH (b)
Strategy: Increase the supply of affordable rental housing available to very low and low income
residents through new construction.
Targeted Outcome: Increase the supply of affordable housing rental stock
Source: HOME and SHIP
Strategies to Preserve Existing Homeowners — Homeowner Retention
2. Activity: Single Family Rehab and Code Violation Elimination Assistance
Consolidated Plan Reference Code: 1 HA (a)
Strategy: Provide rehab assistance to homeowners for deferred maintenance, home repairs and
elimination of code violations.
Targeted Outcome: Improve the quality of existing owner occupied housing through rehab
assistance.
Source: SHIP and CDBG
2005-2006 Action Plan 83
3. Activity: Replacement of Unsafe Housing
Consolidated Plan Reference Code: 1 HA (b)
Strategy: Provide assistance to homeowners to replace unsafe housing structures.
Targeted Outcome: Improve the quality of life of existing homeowners by reducing the number
of unsafe structures that are owner occupied.
Source: SHIP and HOME
Strategies to Increase Homeownership
4. Activity: New Construction of Homeownership Units
Consolidated Plan Reference Code: 1 HO (a)
Strategy: Increase the supply of affordable homeownership units through new construction.
Targeted Outcome: Provide greater opportunities for low to moderate income families to achieve
homeownership and improve their housing conditions.
Source: SHIP and HOME
5, Activity: Homeownership Financing
Consolidated Plan Reference Code: 1 HO (c)
Strategy: Assist low to moderate income families obtain homeownership by providing financing
assistance (i.e. down payment, closing cost, and second mortgages),
Targeted Outcome : Increase the number of households able to achieve homeownership in the
Model Blocks and the NDZs through financing assistance
Source: HOME, SHIP and ADDI
2005-2006 Action Plan 84
XIIT. Local Affordable Housing
Incentives for Developers
The City of Miami will continue to provide incentives to developers through the implementation of
Affordable Housing Incentive Plan, This plan provides developers of affordable housing projects with
a number of local incentives that are intended to expedite the pre -development process and reduce
certain cost(s) in connection with the production of affordable housing projects in the City of Miami.
The incentives include:
• Expedited Permitting for Affordable Housing Projects
• Ongoing Review Process
• Impact Fee Wavier / Exemption
• Interim Proprietary and General Services Fee Waiver / Exemption
• Reduction of Parking and Setback Requirements
The requirements of the plan will be amended to limit the incentives to projects that are located within
the Model Block and the NDZ areas.
Description of Local Affordable Housing Incentives
Below is a detailed description of the Affordable Housing Incentives.
Expedited Permitting:
Priority is given to affordable housing developments by expediting the permitting process. The City of
Miami Department of Community Development works closely with the Building Department in
assisting developers through this process. Developers of affordable housing projects whose projects
have been certified as affordable by the City of Miami Department of Community Development are
eligible for certain incentives that assist with expediting the permitting process. Prior to presenting the
project's building plans to the Department of Building for the plan review process, developers are able
to schedule a pre -construction meeting with the Department of Building. A pre -construction meeting
is attended by a representative from each of the plan review sections. This meeting provides the
developers with information and suggestions -that will better prepare them for the plan revision process.
Once the building plans have gone through theplan review process, developers can schedule a "Joint
Review" meeting, also attended by a representative of each of the planning review sections, to address
the comments made by the plan reviewers. This process can shorten the permit approval process by 15
days. There is no charge for this service to developers of certified affordable housing projects.
Ongoing Review Process:
The Department of Community Development conducts on -going reviews of actions being considered
by the City of Miami's Planning Advisory Board, Zoning and Code Enforcement Boards and the City
Commission that are being considered and may have an impact on affordable housing.
2005-2006 Action Plan 85
Impact Fee Waiver / Exemption:
Affordable housing projects are exempted from the payment of Development Impact Fees, as
stipulated in Ordinance No. 10426, adopted April 25, 1998. The Department of Community
Development is required to certify to the Department of Building that the proposed housing project(s)
will be affordable to low and moderate income families and individuals, which results in the developer
securing an exemption from the impact fees. This incentive is functioning as intended.
Interim Proprietary and General Services Fee Waiver / Exemption
Affordable housing projects are exempted from the payment of interim proprietary and general
services fees as stipulated in Ordinance No. 010705, adopted February 7, 1990. The Department of
Community Development is required to certify to the Department of Building that the proposed
housing project(s) will he affordable to low and moderate income families and individuals which
results in the developer securing an exemption from the above mentioned fees. This incentive is
functioning as intended.
Reduction of Parking and Setback Requirements
Affordable housing projects are afforded an opportunity to receive a reduction in parking by the City
of Miami, as stipulated in Section 917.5 of Ordinance No. 11000, adopted September 4, 1990. The
Department of Planning and Zoning is responsible for facilitating this incentive for providers of
housing affordable to low and moderate income. This incentive is functioning as intended.
Interim Proprietary and General Services Fee Waiver / Exemption
Affordable housing projects are exempted from the payment of construction debris removal fees as
stipulated in Ordinance No. 11725, adopted November 17, 1998, The Department of Community
Development is required to certify to the Department of Building that the proposed housing project(s)
will be affordable to low and moderate income families and individuals which results in the developer
securing an exemption from the aforementioned fee. This incentive is functioning as intended.
2005-2006 Action Plan 86
XIV Monitoring
Outcome -based Community Development
The Community Development Director, Assistant Director and Program Managers oversee the
planning process and budgeting process to ensure that projects are developed consistent with grant
requirements. This planning process also ensures that each funded project is consistent with the
Consolidated Plan and makes progress toward identified community development objectives. The
aforementioned staff members make certain that projects are being completed in a timely manner and
that the expenditure deadlines for various grants are being met.
CDBG- Sub -recipient Contracts
For sub -recipient contracts, the Contract Compliance Analysts approves the scope of service. As a
result, the contract analyst engages in contract negotiations consistent with HUD regulations and with
the priority needs identified in the Consolidated Plan. This process will ensure compliance with
applicable laws and HUD guidelines. Then, the plan is reviewed by the program manager who makes
sure conformity is exercised and that the plan coincides with program directives. Finally, the City Law
Department prepares a contract consistent with applicable laws and guiding principles.
Upon, the Law Department endorsing the contract for execution of services the agency will commence
program operations. The agency will then forward expenditures for reimbursement to the Fiscal
Department. The Fiscal Assistants will process payments and review the information rendered for
eligibility, compliance, and reasonableness with the scope of service. Once a payment reimbursement
has been processed by the Finance Department, it is given to the Assistant Director for final approval.
The Contract Compliance Analyst also administers implementation of the funded request for proposal,
to secure that the work is carried out in accordance with the guidelines stipulated in the contract. The
forthcoming sub -recipient agencies will be monitored at a minimum of once per year for compliance
with administrative, financial, and internal control guidelines. The targeted goal for compliance
monitoring will be twice per year for every agency.
Each agency with significant findings on such a monitoring will be typically monitored, on a more
frequent basis in the future. All recipient agencies must provide periodic reports which describe the
activities carried out and identifying the beneficiaries for the project. Moreover, the agencies must also
submit performance and reimbursement reports on a monthly basis. These reports help to identify and
ensure that minority outreach is occurring in conformity with HUD's program objectives.
HOME- Contract Execution Pre -requisites
For projects carried out with the use of HOME funds Contract Compliance Analysts are assigned to
monitor the progress of each project and submit invoices for payment. All payment requests for
HOME construction projects will be cleared and verified by City of Miami Inspectors. The inspectors
will assume responsibility for inspecting construction projects prior to authorization of payment.
Payments for reimbursement are reviewed and approved by the Fiscal Assistants, whom obtain the
final approval from the Finance Assistant Director. This operation protocol preserves a checks and
balance system that minimizes overpayment and promotes sound fiscal management practices. In
addition, the Contract Analyst assures that all prerequisites have been finalized, as it concerns
environmental reviews, Section 3 compliance, and Davis -Bacon monitoring in an attempt to coincide
2005-2006 Action Plan 87
with Federal Regulations. Consequently, all pertinent documentation will be in accordance with
Federal Mandates prior to submission for reimbursement and payment.
The Department of Community Development will implement and outcome -based Consolidated Plan.
The goal of this initiative is to increase the focus, accountability, impact, and ease of monitoring
funded projects. Funds expended through the fiscal years will be tied to performance benchmarks. A
forma monitoring strategy will de developed to evaluate the viability, reliability and impact of funded
projects. The decision to provide continuing funding for an organization should be shaped, in large
part, upon review of their success in meeting established outcomes.
The City understands that all efforts using Federal, State and Local resources must be in accordance with
established laws, regulations, and sound management accounting practices. All programs awarded Federal
monies will be monitored and reported according to the program statutory and regulatory rules of those
programs.
Affordable housing programs will be monitored on an ongoing basis by contract compliance analysts. The
Department of Community Development will establish a sub -recipient monitoring plan at a minimum
establishing the submission of periodic reports and audited financial statements.
A description of the standards and procedures that the City will use to monitor activities carried out in
furtherance of the plan and will ensure long term compliance with requirements of the programs involved,
including minority business outreach. The objectives of the Department of Community Development's
monitoring system are:
• To minimize the City's liability by identifying and correcting major program deficiencies
before resulting in financial payment or funding sanctions.
• To conduct production monitoring as part of an overall process.
■ To conduct quality control and compliance monitoring, by assessing the quality of the
process and product delivery.
CD will continue to comply with HUD's requirements by preparing the following
documents:
> Five Year Consolidated Plan
➢ Annual Action Plan
> Consolidated Annual Performance and Evaluation Report
Davis -Bacon Prevailing Wages
This section provides a brief overview of Davis -Bacon Streamlining and Labor Standards
Administration and Enforcement Objectives:
• Apply Federal labor standards properly. Make certain that labor standards, including
Davis -Bacon prevailing wage rates, are applied where required, Ensure that any
exemptions or exclusions are identified.
■ Through education and advice, support contractor compliance with labor standards.
Provide basic training and technical support to contractors to ensure that they
understand their obligations under prevailing wage and reporting requirements.
• Monitor contractor performance. Perform reviews of payroll submissions and other
information to help ensure contractor compliance with labor standards provisions
and the payment of prevailing wages to workers.
• Investigate probable violations and complaints of underpayment. Thoroughly explore
any evidence of violations, especially allegations of underpayment.
2005-2006 Action Plan 88
■ Pursue debarment against repeat labor standards violators. HUD will not tolerate
contractors who violate the law.
The Davis -Bacon Act (DBA). The Davis -Bacon Act requires the payment of prevailing wage rates
(which are determined by the U.S. Department of Labor) to all laborers and mechanics on Federal
construction projects in excess of $2,000. Construction includes alteration and/or repair, including
painting and decorating, of public buildings or public works.
As stated a prevailing wage must be paid to laborers when federal funds are used to pay labor costs for
any project over $2,000 or any multi -family project over eight units. The prevailing wage is usually
higher than competitive wages, raising the cost of housing production and rehabilitation activities.
Davis -Bacon requires extensive paperwork that adds to housing costs by requiring documentation of
the prevailing wages for compliance with labor monitoring requirement. Additionally, federal
paperwork requirements are extensive, which increase housing costs. While the objective of the
prevailing wage requirements is to protect workers from being paid less than their labor is worth, the
increased cost results in higher housing construction expenses.
These requirements often restrict participation by small, minority contractors. Conversely, many of the
workers hired for such projects are better paid attributed to Davis -Bacon requirements. This is vital for
low income limited skilled workers who are intended to be the beneficiaries of this federal law. The
City of Miami will continue to enforce Davis -Bacon compliance to the greatest extent practicable.
Section 3
In compliance with the Code of Federal Regulations 24 CFR 135, recipients and covered contractors
must demonstrated compliance with the "greatest extent feasible" requirement of Section 3 by meeting
the goals set forth for providing training, employment and contracting opportunities to section 3
residents and section 3 business sectors.
Under Section 3 of the Housing and Urban Development Act of 1968, wherever HUD financial
assistance is give for housing or community development, to the greatest extent feasible, economic
opportunities will be given to residents and businesses in that area. The assistance may be in the form
of job training, employment or contracts, The Housing and Urban Development Act was amended by
Congress in 1994 to help give citizens deprived of economic activity increased access to employment
and job training. The Section 3 Act requires recipients of HUD funds and the contractors they employ
to ensure that the economic opportunities generated by the expenditures go to benefit low-income
persons "To the greatest extent feasible". The City of Miami will continue to enforce Section 3
compliance in all applicable programmatic requirements.
Environmental Reviews
The environmental review process for entitlement jurisdictions is outlined in the Code of Federal
Regulations 24 CFR-58. The procedures outlined in this regulation are -used by entities that assume
HUD's environmental review responsibilities in determining program compliance with the intent of
satisfying the National Environmental Policy Act (NEPA). Jurisdictions must assume this
responsibility in all applicable federal programs through a system of enforced rules and policies.
The Department of Community Development maintains an effective system of communication with
HUD to sustain departmental regulatory compliance. The City endows compliance monitoring by
adhering to the following categories:
• Exempt
• Categorically Excluded
> Not Subject to 58.5
➢ Subject to 58.5
2005-2006 Action Plan 89
■ Environmental Review Assessment
The City's Environmental Review Process is explained in detail the subsequent flowchart.
2005-2006 Action Plan 90
9. CDBG, HOME and HOME- CHDO funds are to be used as gap financing
and not as the only funding source for a project or program. Applicants
must provide written documentation wit lication, of the availability
and status of all other current sources of funding (towards the project or its
administration) at the time the application is submitted.
10.HOME funds are loans, not grants. All HOME funds will be treated as
loans requiring property or another form of collateral to be used as
security for repayment for the duration of the affordability period.
t rgiveness jf the loan will be considered on a, case -by -case basis, only
for projects serving very -low income residents, homeless persons and
families. pR.Qit.. r„l'7
11. For major pita1 improvement and housing projects, OCED may require
that th CDBG gint awarded be in the form of a loan which must be,'
secured by a mortgage on all real property acquired or improved in whole'
or in part with CDBG funds. Contractors shall execute any mortgage
required by OCED and pay any costs associated with recording and
perfecting of said mortgage. However, the contractor will not be required
to make any payments on the mortgage until theproperty is sold or fails to
be used to meet a CDBG national objective.
12.In accordance with industry standards, OCED will hold 2. of te_total
ram, award as a retainer until the completion of the construction work is
1 ve flit ed by OCED. The 10% retainer will be released after satisfactory
final certification of completion or occupancy, final release of liens and as -
built drawings are received by OCED. IA ff.1; Sara LE -r-o ALL k,�..d s
p QJ;) r) (c.c. .4k 1 ac-1%J i5;TiDl•-5) . 79
XV Citizen Participation
In an effort to stimulate citizen involvement and promote citizen participation in the planning process,
the City Commission adopted a revised Citizen Participation Plan which complies with federal
regulations at a publicly advertised Public Hearing (See attached Citizen Participation Plan at the end
of this section). The Citizen Participation Plan was designed to provide city residents the opportunity
to be actively involved in the planning, implementation, and assessment of community needs to be
addressed through the City's grant/loan programs funded by the U.S. Department of Housing and
Urban Development (HUD). These programs include; Community Development Block Grant (CDBG),
Emergency Shelter Grant (ESG), HOME Investment Partnerships Program (HOME), and Housing
Opportunities for Persons with AIDS (HOPWA), and any resulting program income. The focus of the
plan is to:
• Increase public participation;
• Encourage a diverse representation of residents, including minorities, non-English
speaking persons, and persons with disabilities;
• Involve low- and moderate -income residents, especially those living in slum or
blighted areas, and in areas where CDBG funds are being utilized;
• Receive comments, views, suggestions or complaints from residents; and
• Reduce public isolation from government.
In its effort to increase citizen involvement in the Consolidated Plan process, the Department of
Community Development implemented its approved citizen participation endeavor that integrated a
series of public hearings at the District levels that were chaired by the City Commissioners
representing each of the five City Districts. The City Commission's participation in the process
continues to be the catalyst that has contributed to the increased participation by neighborhood
residents. The intent of the District Public Hearings is to determine community needs and solicit
neighborhood input.
In order to create maximum awareness and accessibility of the various activities described above, the
City of Miami implemented a public information campaign intended to: 1) Inform the community
about the Consolidated Planning process, 2) Obtain community buy -in from the beginning, and 3)
Build consensus on the end goals. To accomplish this, the City carried out the activities listed below.
The City diligently advertised the ratification of the Consolidated Plan fourteen (14) days prior to the
June 10, 2004 Commission meeting and strictly followed.
• Published notice of activities in general circulation newspapers, including minority ----
and non-English language newspapers;
• Made notices available in Spanish, English and Creole;
• Used the City of Miami website to convey information on the times and schedules of
the public meetings;
• Worked with community groups to help disseminate information and assure
attendance at public meetings;
• Mailed post cards to city residents notifying them of the public hearings. This was
done at the request of the City Commissioners.
2005-2006 Action Plan 91
Priority Needs
Commission District Priorities
During the Neighborhood Public Hearings, residents and non-profit agencies identified the needs and
priorities for each of the city's Commission Districts. The following is a brief summary of the priority
needs for each Commission District by topic area.
Category: Public Service District 1,2,3,4,5
Elderly Meals
Childcare
After -school Care & Recess
Pros rams for •ersons with Develo•mental Disabilities
Categor : Economic Development District 1,2,3,4,5
Multifamily New Construction — Homeownership
Multifamily New Construction — Rental
Single Family Homeownership
Single Family Rehabilitation
Single Family Re•lacement Homes
Categor : Housin• District 1,2,3,4,5
Commercial Facade Program
Commercial Code Compliance Program
Technical Assistance To For Profit Businesses
Commercial Loan Pro. ram
('ategory: Capital Improvements
Parking
ADA compliance
Beautification of Sth Street
Parking
Open to all facets of capital improvements
Capital Improvements
Maintenance of roadways and rights of way
2005-2006 Action Plan 92
Code Enforcement
Use Law Enforcement Trust Fund to address youth crime
Open to all facets of Code and Law Enforcement
Illegal dumping
Abandoned houses
Traffic Control/Speeding
Noise control in residential areas
Open to all facets of Code and Law Enforcement
Neighborhood appearance
Code Enforcement
Coordination and Government Administration
Lobby Washington for funds
Representative City Boards (i.e. Zoning Board)
Lobby for programs to assist non -citizens and illegal immigrants
Open to various improvements
Open to various improvements
Open to various improvements
Open to various improvem
ents
IIOI'WA Program
County -wide
Long-term tenant based rental subsidies
Emergency rental, —mortgage and utility assistance
Project -based rental subsidiaries
Housing information, referral and advocacy
Special needs residential care
Program inspections
Technical assistance
2005-2006 Action Plan 93
City-wide Priority Needs
The information provided by the residents, local officials and stakeholders was compiled and analyzed
in order to determine the high priority needs for the City of Miami. The following are the issues
deemed to be the highest priority needs for the City:
• Poverty Reduction
• Neighborhood Preservation (Infrastructure Improvements, Slum and Blight
Removal, Crime Reduction, Code enforcement, etc.)
• Preservation of Affordable Housing (rental and ownership)
• Economic Development and Community Revitalization
• Workforce Development/Job Creation
• Education
• Services to Persons with HIV/AIDS
• Elderly Services
2005-2006 Action Plan 94
Public Notice and Review
To assure that residents had an opportunity to provide input and review the proposed polices in the
Action Plan, the City of Miami advertised notice of the public hearings and information on how
residents could access the Action Plan document and submit comments or complaints regarding the
proposed activities. The notices were advertised in the subsequent newspapers; The Miami Herald, El
Nuevo Herald, Miami Times and the Haiti en Marche. Below is a list of the public notice activities:
■ January 24, 2005-February 9, 2005 Notice of Special District Public Hearings:
Advertised notice of Special District Public Hearings with the intent to solicit public
participation. Furthermore to set priorities for funding allocations responsive to the
3151 Program Year Annual Action Plan covering fiscal years 2005-2006. The public
hearings established funding priorities for the following grants: Community
Development Block Grant (CDBG), Emergency Shelter Grant (ESG), American
Dream Downpayment Initiative, Housing Opportunities for Persons with AIDS
(HOPWA), and Home Investment Partnership (HOME).
■ June 9 2005 — Special Public Hearing: Held Special Public Hearing to solicit
public comment and participation for the funding allocation process of activities
subsidized, under the following grants:
+ CDBG;
HOPWA;
+ HOME;
•+• ESG;
+ ADDI;
for the 315' Program Year Annual Action Plan. As such, funding allocations were
approved at the meeting.
• June 13, 2005 — Notice of Comment Period: Advertisement of public notice
referencing the timeframe and commencement of the Action Plan comment period.
■ June 27, 2005 — Comment Period: Commencement of Action Plan comment period
for public review and written comment for a period of thirty (30) days.
2005-2006 Action Plan 95
Table lA
Homeless and Special Needs Population
Estimated Current Unmet
Need Inventor Nced /
Gap
Relative
Priority
Individuals
Example.;
E^mergeflcy Shelter
` ` ,115
; S
Zfta
i M
Beds / Units
Emergency Shelter
1483
773
532
L
Transitional Housing
1495
938
1587
M
Permanent Housing.
2874
701
1398
H
Total
5852
2412
3517
Estimated
Supportive
Services
Slots
Job Training
158
106
52
L
Case Management
4400
2155
2245
H
Substance Abuse Treatment
968
215
753
M
Mental Health Care
1056
132
924
H
Housing Placement
4400
2412
1988
H
Life Skills Training
4490
2412
1988
H
Other
Estimated
Sub-
populations
Chronic Substance Abusers
2420
1185
1235
H
Seriously Mentally I11
616
301
315
M
Dually - Diagnosed
968
474
809
H
Veterans
748
366
382
L
Persons with HIV/AIDS
132
48
84
M
Victims of Domestic Violence
264
129
135
M
Youth
NA
NA
NA
NA
Other
Persons in Families with Children
Example _ ,. f Emergency Shelter
115 '>°
: ' $9
26
M:' . .
Beds / Units
Emergency Shelter
826
617
209
L
Transitional Housing
1542
1044
166
M
Permanent Housing
2043
751
1092
H
Total
4411
2412
1467
Estimated
Supportive
Services
Slots
Job Training
2161
1181
980
M
Case Management
4411
2412
1999
H
Substance Abuse Treatment
396
217
179
M
Mental Health Care
705
385
499
M
Housing Placement
4411
2412
1999
H
Life Skills Training
4411
2412
1999
H
2005-2006 Action Plan
96
Example ..
Emergency Shelter
115:
$9
26
IVI
Other
Estimated
Sub-
populations
Chronic Substance Abusers
400 EST
200
200EST
M
Seriously Mentally I11
617
217
400
M
Dually - Diagnosed
475
385
90
L
Veterans
NA
NA
NA
NA
Persons with HIV/AIDS
NA
NA
NA
NA
Victims of Domestic Violence
750
410
341
H
Youth
NA
NA
NA
NA
Other
ALL NUMBERS ARE BASED ON THE MIAMI-DADE COUNTY'S CURRENT INVENTORY OF
HOUSING — NEEDS ARE BASED BY A POINT IN TIME SELF REPORTED SURVEY CONDUCTED BY
THE CITY OF MIAMI HOMELESS PROGRAM OF 200 INDIVIDUALS. NEEDS ARE BASED ON THE
PERCENTAGES OF THOSE SURVEYED.
NA=POPULATIONS THAT EITHER ARE NOT TRACKED AND/OR SERVED.
2005-2006 Action Plan 97
Table 1B
Special Needs Subpopulations
SPI?CIAI. NEI+;1)S SIJBr()PULATIONS
Elderly, Frail Elderly*
Severe Mental Illness, Developmentally Disabled,
Ph sicall Disabled**
Persons w/HIV/AIDS***
TOTAL
Priority Need Dollars to Address
Level
Ili ;h, mcduun, I.uw,
No Such Need
High
High
Unmet Need
2,207,440
372,867
6,867,150
9,447,457
*Combination of Senior Centers in Public Facilities and Senior Services in Public Service Needs as
reported in Table 2B.
** Handicapped Services as reported in Table 2B.
***HOPWA: 5,386 unmet need x S1,275 = $6,867,1501year
2005-2006 Action Plan 98
Table 1C
Summary of Specific Homeless/Special
Needs Objectives
(Table 1A/1B Continuation Sheet)
Obj
Il
Specific Objectives Performance Expected
Measures (Inns
31" Program (31"
Year 20I15-2006 Program
Year)
2SN (a)
Tenant -based Rental Housing: Provide long-term
Households
1,100
tenant -based rental subsidy and the support of a
comprised of low
households
Housing Specialist to individuals living with AIDS
and their families and increase the current number of
households that can be served by the program from
1,200 households to1,250 households per year.
YEARS 1-5
income persons
living with AIDS
and their family
members provided
tenant -based rent
assistance.
per year.
2SN (b)
Project -based Rental Subsidy: Expand the number
Project -based rent-
42 units
of project -based rent -subsidized units for low income
persons living with AIDS and their families. YEARS
1-5
subsidized units
restricted to housing
low income persons
living with AIDS
and their family
members.
per year.
2005-2006 Action Plan 99
Obj
it
Specific Objectives Performance Expected
Measures Units
31'1 Program (31"
Year 2005-2006 Program
Year)
4 SN (a)
Homeless Prevention Strategy: Develop a homeless
prevention strategy for City residents — YEAR 2
Adopt a plan to end
chronic
homelessness
na
4 SN (b)
Limit Street Feeding: Develop a plan to limit street
feeding — YEAR 1
Enact legislature
na
4 SN (c)
Outreach Services: Expand outreach services —
YEAR 1
Make 25000
contacts and 4500
placements yearly
na
4 SN (d)
Low/Demand Haven Beds: Expand the availability
of low-demand/safe haven beds --- YEAR 2
Fund 80 Additional
Beds
80
4 SN (e)
Mental Health Services: Fund the availability of
mental health services on a street level --YEAR 2
Hire an LCSW
na
4 SN (f)
Collaboration with Miami Police: Strengthen
communication of collaborative efforts with the
Miami Police Department —YEAR 1
Became part of the
yearly training
sessions
40
4 SN (g)
Follow-up on all placements
Hire an additional
Case Manager
na
The City of Miami only provides outreach services to homeless individuals and families and as such will,
implement its objective within the first year of the plan. As Housing units become available within Miami -
Dade County Continuum of Care System of Services, we hope to eliminate homelessness by year 2012.
2005-2006 Action Plan 100
Table 2A
Priority Needs Summary Table
l'1tIOR1"1'1'
HOUSING NH:1,11)ti
(households)
Small Related
(2 to 4 members)
Priority
I evel
lligh, Illeditun,
0-30%
Need
Low
H
Total
households
<811'%,
7,818
Estimated
NeedTotal1111
6,708
`%, of
in Need
12%
Annual
Goals
63
Renter
31-50%
M
5,600
5,270
9%
47
51-80%
H
7,188
5,463
10%
52
Total
20,606
17,441
31 %
162
Large Related
(5 or more members)
0-30%
L
2,241
2,127
4%
80
31-50%
L
1,765
1,756
3%
58
51-80%
L
2,542
2,349
4%
80
Total
6,548
6,232
11%
218
Elderly
(1 & 2 members)
0_30%
H
11,236
7,326
13%
24
31-50%
M
4,965
3,679
6%
11
51-80%
L
2,773
1,528
3%
5
Total
18,974
12,533
22%
40
All Other
0-30%
M
6,376
4,195
7%
0
31-50%
M
3,262
2,841
5"/00
51 $0%
L
3,507
2,325
4%
0
Total
13,145
9,361-
16%
0
TOTAL
59,273
45,567
- 80%
420
Owner
0-30%
M
4,636
3,658
6%
140
31-50%
M
4,593
3,546
6%
195
51-80%
M
7,064
4,528
8%
140-
TOTAL
16,293
11,732
20%
475
g`..
=e
e}T+Q
Special Needs*
0-80%
H
6,996
5,386
100%
1,216
2005-2006 Action Plan
101
PRIORITY
MUSING NEEDS
(households)
Priority Nced Total
I.cvcl Households
Ili/ lk, Medium, LowHIY`%�
Estimated
Need
'i, of
'rolall1lt
in Need
Total 215
Goals
215 Renter
Goals
215 Owner
Goals
Annual
goals
4,455
3,500**
955
Source: US Department of Housing & Urban Development- SOCDS CHAS Data, 2000
H = 10% or greater of Total HH in Need
M= 9-5% of Total HH in Need
L = 4-0% of Total HH in Need
Definitions
Unmet Need: The number of eligible households in need of assistance. This includes households with a cost
burden greater than 30% of income and/or overcrowding, and/or lack of a complete kitchen or plumbing
facilities.
Small Related: A household of 2 to 4 person that includes one person that is related to the householder by
blood, marriage or adoption.
Large Related: A household of 5 or more persons that includes one person that is related to the householder
by blood, marriage or adoption.
Elderly: A household of one or more persons in which the head of the household or spouse is at least 62 years
of age.
Special Needs Population: A household of one or more persons that include persons with mobility
impairments, HIV/AIDS, or persons with alcohol or other drug addiction that may require supportive services.
Other: A household of one or more persons that does not meet the definitions described above.
Goal: Number of households to be assisted with housing.
Calculations —
*Special Needs: Refers to individuals with HIVIAIDS.
**Rental Units/Year
Section 8 Rental 420
Multifamily Rental 250
Multifamily Rental 30 (25%)
700
***Homeownership
Replacement Housing 11
New Construction 95 (75%)
Single Family Rehab 50
Homeownership Assist 40
191
5 Years
3,500
955
2005-2006 Action Plan 102
Table 2B
Community Development Needs
PRIORITY ('OMM(UNFIN
DEVELOPMENT NEEDS
RUIIJ4C> CTLI , N1 F�AS (pro ecl�s) � ` }
Priority Need
Level
high, hlydinm, l.uu,
Nu Surf Nerd
x
Dollars to Address
Unmet Priority Need
(5 Yeas)
}t s
Senior Centers
High
$189,904.80
Handicapped Centers
High
Homeless Facilities* *
Medium
-
Youth Centers
High
Child Care Centers
High
Health Facilities
High
Neighborhood Facilities
Medium
Parks and/or Recreation Facilities
High
$254,600.00
Parking Facilities
High
Non -Residential Historic Preservation
-
INF'RA S TRU C:)<'URE : (projects)
Water/Sewer Improvements
High
$16,553.80
Street Improvements
High
$11,297,000
Sidewalks
High
Solid Waste Disposal Improvements
High
Flood Drain Improvements
High
PUBLIC SERVICE NEEDS (people)
Senior Services
High
$2,017,535.09
Handicapped Services
High/Medium
$372,867.44
Youth Services
High
$1,993,939,75
Child Care Services
High
$274,500.90
Transportation Services
Medium
$108,520.63
Substance Abuse Services
High
$282,368.75
Employment Training
High/Medium
$223, I57.5
Health Services
High
$184,541.88
Lead Hazard Screening
Medium
-
Crime Awareness
High
$408,571.25
Other Public Service Needs
High/Medium
$829,150.63
2005-2006 Action Plan 103
Priority Need
PRIORITY C OMMl1NITY bevel
DEVELOPMENT NEEDS tlik"OUcdium, I.ou,
No Such Nerd
ECONOMIC DEVELOPMENT i`
Dollars to Address
1lnniel Priority Need
(5 Years)
ED Assistance to For-Profits(businesses)
High
$59,446.25
ED Technical Assistance(businesses)
Medium/Low
$991,319.38
Micro -Enterprise Assistance(businesses)
High
$222,260.00
Rehab; Publicly- or Privately -Owned
Commercial/Industrial (projects)
Medium
$621,562.50
C/I* Infrastructure Development (projects)
Medium
-
Other C/I* Improvements(projects)
Medium
$1,108,413.75
PLANNING
Planning
TOTAL ESTIMATED DOLLARS NEEDED:
* Commercial or Industrial Improvements by Grantee or Nan -profit
** At this time the City of Miami does not operate any facilities.
2005-2006 Action Plan 104
Table 2C
Summary of Housing and Community Development Objectives
(Table 2A/2B Continuation Sheet)
Obj
I RH (b)
1 RH (c)
1 HA (b)
Specific Objectives
New Construction of Multi -family Rental:
Increase the supply of affordable rental
housing available to very low and low
income residents through new cdnstruction.
Section 8 Housing Assistance: Provide
rental assistance to residents through the
Section 8 Program.
Single Family Rehab and Code iolation
Elimination Assistance: Provide rehab
assistance to homeowners for deferred
maintenance, home repairs and elimination
of code violations.
Replacement of Unsafe Housing: Provide
assistance to homeowners to replace unsafe
housing structures.
Program
Multi -family Rental
New Construction
Program
Rental Housing
Develo • ment Program
Section 8 Program
Single Family Rehab
Loan Program
Emergency Grant Home
Repair Assistance
Program
Single Family
Replacement Housing
Program
Funding
Source
CDBG
HOME
SHIP
Section 8
Program
CDBG
SHIP
SHIP /
HOME
Expected
Annual
Units 31'
Program
Year 2005-
2006
250/yr
420/yr
50/yr
5/yr
Performance
Measure
Housing Units
Households
Housing Units
Housing Units
Expected
Units
(5 ears)
Program
Years 2004-
2009
1,250
2,100
250
25
Actual
(1999-04)
5-Year
375
420
259
6
2005-2006 Action Plan
105
Obj
#
Specific Objectives Program Funding Expected Performance Expected Actual
Source Annual Measure Units (1999-04)
Units 31' (5 Years) 5-Year
Program Program
Year 2005- Years 2004-
2006 2009
Affordable Homeownership portunities (LfO) - increase Homeownership
1 HO (a)
New Construction of Homeownership
Units: Increase the supply of affordable
homeownership units through new
construction.
I
Homeownership
Development Program
Homeownership New
Construction Program
SHIP
HOME
CDBG
95/yr
Housing Units
475
l 92
1 HO (c)
Homeownership Financing (Down
Payment Assistance): Assist low to
moderate income families obtain
homeownership by providing financing
assistance (i_e_ down payment, closing costs,
and second mortgages).
First Time Homebuyer's
Financing Program
Homebuyer's Financing
Program
American Dream Down
Payment Program
HOME
SHIP
ADDI
50
Housing Units
250
Combination
of H.O. from
Genesis
Stimulate Housing Dew!, , i E I ti it }
1 HD (c)
Tax Credit Assistance/Housing Credit
Match: Provide Tax Credit Assistance to
projects located in the Model Blocks and
NDZs by providing matching funds and
assuring that all municipal items on the Tax
Credit application checklist are addressed in
a timely manner.
The Housing Credit
Match is part of the
New Construction of
Multi -family Rental.
HOME
2
projects/yr
Approved
Applications
10 projects at
$250 DDQ
each for 5
years
2 projects at
$250,000
each per year
I HD (i)
Capacity Building to Non -Profits: Provide
capacity building support to non-profit
developers and assist such organizations to
develop partnerships with private developers.
Capacity
Building/Technical
Support
CDBG
1 CDC
1
partnership
# of capacity
building support
# of partnerships
3 CDCs over
a period of 5
years
5
partnerships
3 CDCs
2005-2006 Action Plan
106
Obj Specific Objectives Program Funding Expected Performance Expected Actual
# Source Annual Measure Units (1999-04)
Units 31" (5 Years) 5-Year
Program Program
Year 2005- Years 2004-
2006 2009
COMMt1NTFY DIVE'LOPMENT O CTIVES
Public Services Objectives-
I PS (a)
1 PS (b)
Elderly Meals and Senior Center Support:
Increase the quality of health for elderly
citizens through the reduction of
malnourishment and isolation of income
groups through de -concentration of housing
for lower income elderly persons.
Elderly Meals and
Senior Center Support
CDBG
700/yr
Number of
persons served
3,500
4,000
1 PS (c)
Transportation: To link elderly persons in
need of support services to essential
community resources.
Transportation Services
CDBG
300/yr
Number of
Persons Served
1,500
2,000
2 PS
Disabled Services: Amplify the supply of
supportive and transitional services required
to enable persons with special needs to live
with dignity and independence.
Disabled Services
CDBG
40/yr
Number of
Persons Served
200
550
3 PS
Youth Services: Prepare children and youth
to transition into successful adults.
Youth Services
CDBG
100/yr
Number of
Persons Served
500
750
4 PS
Childcare Services: Endow a suitable living
environment to low income children and
families that helps to meet both quality of
health and sustains economic self-sufficiency
through the provision of quality childcare
services.
Childcare Services
CDBG
300/yr
Number of
Persons Served
1500
2000
2005-2006 Action Plan
107
Obj Specific Objectives Program Funding Expected Performance Expected Actual
0 Source Annual Measure Units (1999-04)
Units 31' (5 Years) 5-Year
Program Program
Year 2005- Years 2004-
2006
2009
6 PS
Employment & Training: To prepare youth Employment & Training
and unskilled adults for entry into the labor
force.
CDBG I00/yr
umof
peNons er Served 500
0
Economic Beve1°. I ment IN I'ectives
1 ED
Job Creation: Create employment
opportunities in financially distress
neighborhoods while promoting job creation
in the business development corridors, to
include areas within the vicinity of the
Job Creation
CDBG
Number of
persons served
125
8
CBC's as well.
2 ED
Job Retention: Develop business attraction
and retention programs within the business
development corridors creating a chain
reaction that will sprout economic
development activities for low and moderate
income residents.
Job Retention
CDBG
16
Number of
Persons Served
80
8
3 ED
Micro -enterprise: Improve the financial
growing potential of small business firms in
targeted business corridors that will increase
Micro -enterprise
Number of
the demand for labor and create living wage
jobs.
CDBG
25
businesses
assisted
125
4
4 ED
Technical Assistance: Secure small business
incubators, loans that provide inexpensive
manufacturing space to include support
Technical Assistance
Number of
services, managerial advice and consulting
CDBG
businesses
500
25
services for business activities that benefit
low and moderate income persons.
100
assisted
2005-2006 Action Plan
108
Obj
5 ED
Specific Objectives
Commercial and Industrial Improvement:
The improvement of street trees,
landscaping, sidewalk replacement, awnings,
signs, lighting and other exterior facade
improvements.
Program
Commercial and
Industrial Improvement
Funding
Source
CDBG
Expected
Annual
Units 3155
Program
Year 2005-
2006
480/yr
Performance
Measure
Number of
businesses
assisted
Expected
Units
(5 Years)
Program
Years 2004-
2009
2,400
Actual
(1999-04)
5-Year
2,500
6 ED
Code Compliance: Improved safety and
appearance of commercial corridors and
neighborhoods_
Code Compliance
CDBG
SO/yr
Number of
businesses
ass isted
250
NA
Public aci eaud ParkShiectivCS •
1 PP (a)
Manual Artime AC Installation
1
CIP Project
CDBG
To Be
Completed
2Q 05
AC Installation
To Be
Completed in
2005
NA
1 PP (c)
Park West Entertainment District: Land
Acquisition and improvements
CRA Project
CDBG
To Be
Completed
1Q 05
Land
Acquisition and
Improvements
To Be
Completed in
2005
NA
1 PP (d)
Overtown Gazebo: Land Acquisition and
improvements
CRA Project
CDBG
To Be
Completed
IQ 05
Land
Acquisition and
Improvements
To Be
Completed in
2005
NA
2005-2006 Action Plan
109
Table 3
Consolidated Plan Listing of Projects
REFER TO FY 05-06 HUD MATRIX
Applicant's Name
Priority Need
Project Title
Project Description
City of Miami
Location
Objective Number
Project ID
HUD Matrix Code
CDBG Citation
Type of Recipient
CDBG National Objective
Start Date
(mmldd/yyyy)
Completion Date
(mmlddlyyyy)
Performance Indicator
Annual Units
Local ID
Units Upon Completion
The primary purpose of the project is to help:
the Homeless
1
Funding Sources:
CDBG
ESG
HOME
HOPWA
Total Formula
Prior Year Funds
Assisted Housing
PHA
--
Other Funding
Total
Persons with HIV/AIDS
Public Housing Needs
Persons with Disabilities
2005-2006 Action Plan
110
Attachments
➢ HUD Matrix
➢ MAPS (NDZ)
2005-2006 Action Plan
111