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HomeMy WebLinkAboutexhibit3EXHIBIT III DEFINITIONS OF CERTAIN TERMS, RATIOS AND MEASUREMENTS 11 Balance Sheet Components and Ratios Long-term debt: Debt Ratio (%): Gross long-term debt plus the current portion of long-term debt Net funded debt divided by the sum of net fixed assets plus net working capital Income Statement Components and Ratios Gross Revenue and Income: Operating and Maintenance expenses: Net Revenues: Direct Debt: Net Direct Debt: Operating Ratio (%): Interest Coverage (%): Debt Service Coverage (%): Peak Debt service coverage by historical net revenue (%): Peak Debt service coverage by projected net revenues (%): Operating revenue plus non -operating revenue Operating and maintenance expenses net of depreciation, amortization, and interest requirements Gross revenue and income less operating and maintenance expenses A government unit's gross debt less bonds fully supported from enterprises system self-supporting and short-term operating debt A government unit's gross debt less bonds fully supported from enterprise system self-supporting and short-term operating debt, less reserve balances Operating and maintenance expenses divided by total operating revenues Net revenues divided by interest requirement for year Net revenues divided by principal and interest requirements for year Net revenues divided by estimated maximum annual principal and interest requirements on all outstanding debt and the bonds to be issued Projected net revenues for the first full fiscal year following completion of the capital project financed from the new bonds divided by estimated maximum annual principal and interest requirements on all outstanding debt and the bonds to be issued 12 DEFINITIONS: Ad Valorem Tax - Amortization - Direct Debt or Gross Bonded Debt - Net Direct Debt or Net Bonded Debt - Assessed Value - Capital Budget - Capital Project - Capitalized Interest or Funded Interest - Competitive Bid - Conduit Financing - Debt Obligations - A direct tax base "according to value" of property, i.e. levied in proportion to the value of the property against which it is levied. Local governmental bodies with taxing powers may issue bonds or short-term certificates payable from ad valorem taxation. The process of paying the principal amount of an issue of bonds by periodic payments either directly to bondholders or to a sinking fund for the benefit of bondholders. Payments are usually calculated to include interest in addition to a partial payment of the original amount. The sum of the total bonded debt and any unfunded debt (typically short-term notes) of the issuer. Direct debt less sinking fund accumulations and all self-supporting debt. A valuation set upon real estate or other personal property by a government as a basis for levying taxes. The assessed value in Miami is set by the Property Appraiser. The financial plan of capital project expenditures for the fiscal year beginning October 1. It incorporates anticipated revenues and appropriations included in the first year of the six -year Capital Improvement Program (CIP), and any anticipated unspent budget appropriation balances from the previous fiscal year. Any improvement or acquisition of major capital; facilities, roads, bridges, buildings or land with a useful life of at least five years. A portion of the proceeds of a bond issue set aside, upon issuance of the bonds, to pay interest on the bonds for a specified period of time. Interest is commonly capitalized during the construction period of a revenue -producing project. A method of submitting proposals to purchase a new issue of bonds by which the bonds are awarded to the underwriting syndicate presenting the best bid according to stipulated criteria set forth in the notice of sale. Underwriting bonds in this manner is also referred to as a competitive or public sale. Bonds issued by a governmental unit to finance a project to be used primarily by a third party, usually a corporation engaged in private enterprise. The security for such bonds is the credit of the private user rather than the governmental issuer. Generally such bonds do not constitute obligations of the issuer because the corporate obligor is liable for generating pledged revenues. Industrial revenue bonds are common examples of conduit financing. The City serves as a conduit for the Miami Parking System, the Miami Sports and Exhibition Authority and the City of Miami Health Facility Authority. Bonds, notes, letters and lines of credit issued against a pledge of a specific revenue source or sources with proceeds used to fund a project providing for a public benefit. 13 Disclosure Rule - Rule 15c2-12 promulgated by the Securities and Exchange Commission, addressing specific ongoing disclosure requirements for the City. Enterprise System - Enterprise Fund - General Fund Revenue (General Fund) - A revenue -generating project or business which supplies funds necessary to pay debt service on bonds issued to finance the facility. The debts of such projects are self-liquidating when the projects eam sufficient monies to cover all debt service and other requirements imposed under the bond contract. Common examples include water and wastewater facilities. At this time the City does not have any true enterprise funds. A fund used to account for facilities that are financed and operated in a manner similar to private business enterprises, wherein the stated intent is that the costs (including depreciation) of providing goods and services be financed from the revenues recovered primarily through user fees. This fund accounts for all financial transactions except those required to be accounted for in other funds. The fund's resources, ad valorem taxes, and other revenues, provide services or benefits to all residents of the City of Miami. General Obligation Bonds (G.O. Bonds) - Bonds which are secured by the full faith and credit of the issuer. General obligation bonds issued by local units of government are secured by a pledge of the issuer's ad valorem taxing power. Ad valorem taxes necessary to pay debt service on general obligation bonds are typically not subject to the constitutional property tax millage limits. Such bonds constitute debts of the issuer and normally require approval by election prior to issuance. In the event of default, the holders of general obligation bonds have the right to compel a tax levy or legislative appropriation, by mandamus or injunction, in order to satisfy the issuer's obligation. Governmental Bonds - One of two categories of bonds established under the Tax Reform Act of 1986. Bonds issued by localities for the financing of traditional activities and which meet certain tests (related to private use and security) will be tax-exempt and generally are not subject to any volume limits. Maximum Annual Enterprise System Revenue Debt Service - The maximum annual debt service on a consolidated basis of all Enterprise System Revenue Obligations then outstanding for the current or any subsequent fiscal year. Maximum Annual Non -Ad Valorem Debt Service - Negotiated Sale - Non -Ad Valorem Maximum annual debt service on a consolidated basis of all Non -Ad Valorem Revenue Obligations outstanding for the current or any subsequent fiscal year. The sale of a new issue of municipal securities by an issuer through an exclusive agreement with a previously selected underwriter or underwriting syndicate. A negotiated sale should be distinguished from a competitive sale, which requires public bidding by underwriters. Primary points of negotiation for the issuer are the interest rate and purchase price, which reflect the issuer's costs of offering its securities in the market. The sale of a new issue of bonds in this manner is also known as a negotiated underwriting. 14 General Fund Revenues - All legally available general fund revenues derived from some source other than ad valorem taxation on real and personal property. Non -Ad Valorem Revenue Obligations - Obligations evidencing indebtedness for borrowed money (i) payable solely from a covenant to budget appropriate legally available non -ad valorem revenues, (ii) payable directly or indirectly from a covenant to budget and appropriate legally available non -ad valorem revenues, but only if the City reasonably expects to apply such budgeted and appropriated non -ad valorem revenues to the payment of debt service on such obligations. Operating Budget - Pay -As -You -Go -Basis - Per Capita Debt - The operating budget includes appropriations for recurring and certain one-time expenditures that will be consumed in a fixed period of time to provide for day- to-day operations (e.g., salaries and related benefits; operating supplies; contractual maintenance services; professional services and operating equipment). A term used to describe the financial policy of a governmental unit which finances all of its capital outlays from current revenues rather than by borrowing. A governmental unit which pays for some improvements from current revenues and for others by borrowing it on a partial or modified pay -as - you -go -basis. The amount of an issuer's debt divided by population, which is used as an indication of the issuer's credit position by reference to the proportionate debt borne per resident. 15