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HomeMy WebLinkAboutexhibit-plan 2large to make a notable impact on the community. Second, the focus on homeownership ti- proved to be a challenge given that the majority of the households in the CRDs had incomes Tess than 50 percent of the median. In the making of the 2004-2009 Consolidated Plan, the City revisited the concept of the CRDs. Statistical analysis demonstrated that although there had been some changes in poverty from 1990 to 2000, these communities still represented the highest concentration of residents in need of assistance. As such, the City of Miami decided to maintain the CRD boundaries.' However, the guiding principles and concepts for community development were revised to reflect a more holistic approach to development known as NDZs. Consequently, the CRDs were renamed to reflect the change in philosophy. Neighborhood Development Zones (NDZs) The NDZ concept is a comprehensive Tong -term approach to neighborhood revitalization that focuses on community assets as a means of stimulating market driven redevelopment. It is a holistic approach that calls for sustained, multiyear commitments from local governments, the private sector, foundations, and community based organizations. The goal is to "transform the Zone from a fragmented set of residential, commercial, and industrial sites with a reputation as being dangerous and undesirable into a cohesive neighborhood."' Below is a list of the principles that guide the NDZ model and a description of the actions the City has taken to undertake these principles: ■ Community -based leadership and collaboration: The City has existing relationships with the community -based leadership in most of the NDZs and will continue to foster these relationships through its public involvement efforts. ■ Community decision support infrastructure: As a result of research conducted for the Consolidated Plan, the City has developed an extensive archive of neighborhood level data, including maps done using Global Information System (GIS) technology. This information can be made available to the public to facilitate planning and decision making within the NDZs. ■ An inventory of built, economic and social assets: In order to identify the community development opportunities in each of the NDZs and Model Blocks, the City completed an inventory of community assets for each neighborhood. This information will be updated on an annual basis and can be made available to the general public. ■ A neighborhood plan/vision for the future: The City conducted an assessment of existing economic development, housing and capital improvement plans for each of the NDZ neighborhood, including the FEC Corridor Plan, the MLK and 54th Street Plan, the Model City Plan, the CRA Plan for Overtown, and the Grand Avenue Vision for Coconut Grove. In the next five years, the City is committed to supporting some of the recommendations found in these plans. ■ Sustainable Development Plan: The Department of Community Development is working closely with other City departments to develop a coordinated plan for infrastructure improvements and public services in the NDZs. This will serve as a first step for creating a sustainable development plan for these communities. 2 All of the CRD boundaries remained the same, except for Little Havana and Model City. These boundaries were amended by resolution or ordinance. South Florida Community Development Coalition. Neighborhood Development Zones. www://floridacdc.org City of Miami Consolidated Plan DRAFT 27 The following is a list of the NDZs that the City of Miami will target in the next five years. Neighborhood Development Zones Allapattah Coconut Grove Edison/ Little River/Little Haiti East Little Havana West Little Havana Model City Overtown Wynwood Model Blocks Although the NDZs set the framework for neighborhood change, the City of Miami recognizes that the these areas are too large. If community revitalization efforts are to make a visible impact, the focus must shift to smaller geographic areas. The Model Block concept enables the City to advance the principles of the Neighborhood Development Zones by focusing resources in areas within the NDZs that are poised for revitalization. Thus, the Consolidated Plan calls for each NDZ to have a corresponding Model Block. By concentrating resources for housing, public infrastructure improvements, slum and blight removal, and economic development, the aim of the Model Block concept is to provide a visible and concentrated revitalization initiative that can serve as a catalyst for further private investment and change in the NDZ. Specifically, the Model Block concept seeks to: • Create physical improvements through infrastructure improvements, streetscape improvements, code enforcement, and removal of slum and blight. • Improve housing conditions by targeting rehabilitation and new construction assistance in the Model Block area • Stimulate economic development through facade improvements and other forms of targeted business assistance • Improve the living condition of residents in the Model Block by targeting social service assistance.; The key element to the success of a Model Block is to select an area that is in transition. Typically, these areas demonstrate promise for redevelopment, but could easily fall into disinvestment given the right conditions. The infusion of resources through the Model Block program can help to stabilize the area and spur growth. Areas that are suitable to be Model Blocks have a substantial workforce population, relatively good housing stock and tangible opportunities for revitalization. The overall intent is to help preserve the workforce, the housing stock and the character of the neighborhood. The following is a list of the criteria that was used to select the Model Blocks: ■ Workforce population ■ Household Income • Housing stock condition City of Miami Consolidated Plan DRAFT 28 ▪ Proximity to a commercial corridor • Capital improvements • Tangible opportunities for revitalization • Commission and staff recommendations Commercial Business Corridors (CBCs) One of the major elements of the Model Block concept is economic revitalization. Hence, each Model Block area in the Consolidated Plan is in close proximity to a commercial corridor. This is based on the premise that economic development can have a positive impact on the residential areas and, likewise, commercial corridors need a steady stream of clients from the souring areas. Success in redeveloping the CBCs may depend on leveraging opportunities in and around the corridors. Many of the CBCs can build upon projects already taking place in the area. For example, the FEC corridor development plan will help pave the way for new development in Little Haiti and Wynwood. The main goal, however, is similar to that of the Model Block in that the City plans to focus the limited resources in smaller areas that are poised for revitalization. By concentrating resources for economic development, in particular public infrastructure improvements and commercial corridor rehabilitation, the CBC will provide a visible improvement to the corridor that can serve as the foundation to incentize private investment. The following is the criteria used to select the Commercial Business Corridors: • Existing market conditions • Planned capital improvements • Tangible opportunity for revitalization (likelihood of future development) ▪ Proximity to Model Blocks • Commission and staff recommendations The following are two comparative tables that depict the basic characteristics of the NDZs and Model Blocks. Afterward, the boundaries are provided for of each of the Neighborhood Development Zones, Model Blocks, and the Commercial Business Corridors. City of Miami Consolidated Plan DRAFT Table 12: General Characteristics of the NDZs, 2000 Neighborhood Total Median % of MI % with Children 18 % Female Population 65 Housing % Owner % Age of Development Zone Households Income with No High and Under (% Headed and Over (% Units °templed Housing income School of Children In HH with of Seniors in Housing Stock Built SIM or Diploma City of Mond) children the Cky of Units Before 1970 less* (25 18 and Miami) (Over 30 years+) under years old) Allapattah 6,123 517,865 37% 64% 4,282 (6%) 13% 2,598 (4%) 6,489 20% 77% Coconut Grove 912 $28,043 25% 37% 643 (1%) 24% 321 (1%) 1,094 324 89% Edison/LittIe River/Little Flaiti 9,850 519,526 35% 57% 9,306 (11%) 20% 3,377 (5%) 11,617 28% 90% Little Havana 17,501 $14.910 40% 66% 10,183 (14%) 10% 8.446 (14%) 18,572 9% 83% Model City 4,449 $15,615 43% 48% 4,844 (6%) 36% 1,252 (2%) 5,288 25% 84% Overtown 3,646 $13,212 46% 54% 3,315 (4%) 27% 915 (1%) 4,841 13% 82% Wynwood 1,361 514,794 44% 74% 1,307 (2%) 20% 380 (1%) 1,504 21% 87% Total in NDZs 43,842 - 35% 61% 33,880 (43%) 17% 17,289 (28%) 49,311 18% 84% City of Miami 134,344 S23,483 27% 47% 78,797 (100%) 9% 61.768 (100%) 148,554 35% 81% Source: US Census Bureau, 2000 City of Miami Consolidated Plan DRAFT 30 Neighborhoods Defined Allapattah Neighborhood Development Zone In the Allapattah neighborhood. the City has (2) NDZs. One area is bounded by N. W. 17'h Avenue to the East, N. W. 20th Street to the South, N. W. 27th Avenue to the West, and N.W. 36th Street to the North. The other will be bounded by N. W. 20th Street to the North, N. W. 14lh Avenue to the East, N. W. 17`h Avenue to the West, and N. W. 14'h Street to the South. Model Blocks NW 23r Street to the South, NW 28th Street to the North, 27'h Avenue to the West and 22"d Avenue to the East (Census block group: 24022) Community Business Corridors 20th Street Merchant Corridor: NW 20'h Street from 17t Avenue to the East to 27'h Avenue to the West Civic Center Corridors: 20'h Street from 1-95 to the East to 12'h Avenue to the West 12'h Avenue from the Miami River to NW 20'h Street The initial settlement of the Allapattah community began as early as 1856. Today, Allapattah represents the largest industrial area in the City. It is also home to one of the City's primary economic engines, the Civic Center. Because of its central location in Miami -Dade County and proximity to downtown, the airport and seaport, the Allapattah NDZ offers an opportunity for the City to further promote its community and economic development strategy. The following is a list of areas of opportunity for growth within and surrounding the Allapattah neighborhood, 20th Street Merchant's Corridor: The Merchant Corridor is located between 27th and 17th Avenues (and is also the Allapattah NW 20th Street CBC), It is well known for its multiple garment manufacturing and wholesale retail outlets that attract buyers and international exporters, especially from Latin America and the Caribbean. Civic Center: The Miami Partnership, a joint plan between the City of Miami and the University of Miami (UM), calls for the pooling for resources and economic leveraging to implement a neighborhood master plan for the Civic Center. In addition to UM's Jackson Memorial Medical Center, the Civic Center is home to many assets such as the Veteran Medical Administration Center, Cedars Medical Center, the Richard Gerstein Justice Building, the Satte Attorney's Office, the Miami -Dade Community College Medical Campus and the Linsey Hopkins Technical Education Center. These and other establishments bring hundreds of medical students to the area, as well as tens of thousands of people who visit or work in the Civic Center area. The plan envisions restoring natural areas and greenways, creating an entertainment and living complex, establishing an outdoor marketplace, improving the transit stations, and creating a diverse mix of housing for students, senior citizens, and families. The Civic Center area is bounded by NW 20'' Street, the Miami River, NW 71h' Avenue, and NW 126 Avenue. Allapattah Produce Market: The Allapattah Produce District is bounded approximately by NW 10th Avenue to the east and NW 17th Avenue to west and between NW 20`s and 24th City of Miami Consolidated Plan DRAFT 31 Streets. The largest open-air food distribution center in Miami, serves local supermarkets and "bodegas" alike with the freshest variety of South Florida produce, tropical fruits and many other products. The District is considered a major employment center and has been estimated to have over 2,000 employees, primarily in low to semi -skilled capacity that is consistent with skills of the inner city workforce. Allapattah Industrial District: The largest industrial area of the City is located in Allapattah. Many trades are well represented here and a wide range of services are offered- clothes manufacturers, auto repair shops, paint and body shops, carpentry and upholstery shops, shipyards and dry docks located along the banks of the Miami River. Goodwill Manufacturing Facilities: The U.S. Department of Conunerce's expansion of Goodwill manufacturing facilities (located in Allapattah at 2121 NW 21' Street) will likely have a significant impact on the community. The expansion will include an additional 40,000 square feet of factory space, create hundreds of Goodwill jobs and help train over 2,000 additional people with disabilities and special needs for placement in jobs. City of Miami Consolidated Plan DRAFT 32 Coconut Grove Neighborhood Development Zone The Coconut Grove NDZ is bounded by Day Avenue to the North, Franklin Avenue to the South, SW 32"'' Avenue (McDonald) to the East and SW 37`h Avenue to the West Model Block Same as the NDZ described above Business Development Corridor Grand Avenue from SW 32 Avenue to the East to Jefferson Street to the West The Coconut Grove NDZ, also knows as "West Grove," is one of the oldest neighborhoods in the City of Miami. It was established more than a century ago and settled by people from the Bahamas. Descendants of the first families still live here. This area's design and location are a tribute to the richness and bounty which represents generations of South Florida pioneers and settlers. Their contributions have been invaluable to the history of the Grove. Today the original Bahamas -style pine houses still stand and are historically preserved as a tribute to the rich history of this neighborhood and its people. Although millions have been spent trying to revitalize the West Grove, it still contrasts sharply with its affluent neighbors, with 25 percent of residents earning $ 1 2,000 or less just blocks from the upscale CocoWalk mall and downtown Coconut Grove. The biggest challenge today in the West Grove is ameliorating the effects of gentrification brought about by land values in the area. Homes within a block of the West Grove border having tripled in value the past five years- some now worth nearly a half -million dollars. To this end, a collaborative effort has taken shape with the UM's Center for Urban and Community Design, the Knight foundation, the U.S. Housing and Urban Development Department (HUD), Miami -Dade County, the City of Miami and local residents The group plans to rehabilitate decaying homes, develop affordable housing, attract successful businesses, beautify the neighborhood and offer community education programs; all the while maintaining the neighborhood's Bahamian characteristics. Recent improvements: Virrick Park, once crime ridden, was cleaned up during a $3 million restoration project; abandoned homes were shut down and rebuilt; Code enforcement has improved; the first national chain in the community's history, CVS Pharmacy, recently opened its doors. Grand Avenue: The Grand Avenue Vision Plan for the West Grove was funded in part by the Knight Foundation, HUD, and the City of Miami. Recommendations to revitalize the commercial corridor included an infill strategy and mixed use development. Though there are no dollars yet attached to these recommendations, the long awaited plans to landscape and widen the sidewalks along Grand Avenue to make it more pedestrian friendly and help turn it into a fertile commercial district are finally in the development stages. City of Miami Consolidated Plan DRAFT 33 Edison/East Little River/Little Haiti Neighborhood Development Zone The Edison/Little River/Little Haiti NDZ will be bounded by N. W. 79r Street to the North, N.E. 2"d Avenue to the East; 1-95 to the West and N. W. 54`h Street to the South. Model Block 54'h Street to the South, 62"`! Street to the North, NE 4rh Court to the East and NE 2"d Avenue to the West (Census block group: 20041) Business Development Corridor 54th Street from NE Miami Avenue to the West to NE 4`h Court to the East 62"`+ Street (MLK Blvd.) from NE Miami Avenue to the West to NE 4th Court to the East NE 2ni1 Avenue from 54th to the South to 62"`r Street (MLK Blvd.) to the North The Edison/East Little River/ Little Haiti NDZ spans the old Miami neighborhoods of Lemon City, Edison Center, Little River and Buena Vista (a historic residential enclave of Mediterranean style homes). Similar to other communities in Miami -Dade County that have served as havens for immigrants from other communities, today, this NDZ is home to a large Haitian population. The following is a list of areas of opportunity for growth within and surrounding the Edison/Little River/Little Haiti NDZ. Creole District: The heart of the NDZ is sometimes referred to as the Creole District. The district is a commercial stretch of NE 2"d Avenue that extends north of NE 54'h Street to NE 62"d Street (Martin Luther King Boulevard). The commercial node of the Edison/Little River/Little Haiti NDZ is located at the juncture of NE 59th Street and NE 2"d Avenue in the general vicinity of the former Caribbean Market. The commercial strip along NE 2"d Avenue is comprised of numerous food, variety, and hair and beauty supplies stores. Little Haiti Park: The park is envisioned to be a first class, full service park that would include four non-contiguous components: recreational, cultural, governmental, and child development. With $25 million available, the City's plan is to build soccer fields and improve the area around former Caribbean Marketplace at Northeast Second Avenue and 59th Terrace. The Caribbean Marketplace would be the "Cultural Component" which includes a will feature a Black Box Theatre and a "state -of-the-art" dance facility. Additionally, the redeveloped Caribbean Marketplace will include an art gallery and community room. The development of the Market Place is an attempt to reopen an important community landmark that first opened its doors in 1990 and was a place where the locals would meet and shop. Once completed, the Caribbean Marketplace is expected to help reenergize the neighborhood and bring a much needed economic revival to the area, where locals and visitors will have the opportunity to patronage area restaurants, galleries, boutiques, and specialty stores. The 54th Street/Martin Luther King (MLK) Boulevard Commercial Corridors: A recent market study serves as an economic primer for subsequent corridor and "gateway" master plans along the two corridors which run through the Little Haiti and Model City neighborhoods. The findings from this study will inform future planning initiatives of the local market and serve as the economic underpinnings for future planning decisions. The City of Miami plans on focusing its redevelopment along these two corridors —specifically street and landscape improvements along the MLK Boulevard; initial discussions have taken place with Miami Dade County and the City of Hialeah to expand the revitalization efforts along the corridors outside the City's jurisdiction. City of Miami Consolidated Plan DRAFT 34 The Design District: The District is generally considered one of the five most important centers for the home furnishings and interior design industries in the U.S. The heart of the Design District is NE 40`h Street and the surrounding 10 block area. The area has a concentration of showrooms, art galleries, furniture and fabrics that cater to the residential and commercial interior design and architectural industry. Little River Industrial Park: The Edison/Little River/Little Haiti NDZ houses an industrial center of growing economic importance, becoming one of the major employers in the area and one of the major manufacturing and distribution centers in the City. Light manufacturing and warehouse uses are concentrated in Little River Industrial Park on NE 4'h Court and in scattered locations along the FEC right-of-way. City of Miami Consolidated Plan DRAFT 35 Little Havana East Little Havana Neighborhood Development Zone The Little Havana NDZ is bounded by 17'h Avenue to the West and Flagler Street to the South. The northern section runs along the Commission Boundary to the Miami River and continues on a Southeasterly direction along the shoreline to Flagler Street. Model Block NW I" Street to the South, Miami River to the North, NW 10`h Avenue to the West, NW 6'h Court to the East (Census block groups: 52021, 52022) Business Development Corridor Flagler from 12`h Avenue to the West to the River West Little Havana Neighborhood Development Zone/Model Block The West Little Havana NDZ is bounded by SW 8`h Street to the North, SW 12th Street to the South, 32"d Avenue to the West and 27'h Avenue to the East (Census block group: 63012 and 63011) Business Development Corridor SW 27t Avenue from 8'h Street to the North to 12'h Street to the South SW 8`h Street from 32'd Avenue to the West to 27'h Avenue to the East Little Havana, located west of downtown Miami, has emerged in the last 30 years as a vibrant Cuban enclave. In recent years, the area has seen a great influx of other immigrants contributing to ethnic vitality of Little Havana. In fact, recently arrived Central Americans have settled in what was previously Northeast Little Havana. This enclave has come to be known as Little Managua and in its own way is as distinctive from Little Havana. Little Havana is a stable neighborhood with an overall residential mix that includes a diverse blend of low and high-rise mufti -family apartment buildings, duplexes and single-family homes. A centrally located business district is comprised of offices, restaurants, entertainment and diverse shopping opportunities. The following is a list of areas of opportunity for growth within and surrounding the Little Havana NDZ: Miami River Corridor: Recently the Miami River Corridor Urban Infill Plan was completed and recommended that the East Little Havana Model Block area be targeted for urban infill housing. The plan also recommended that Flagler Street west of the river (The Little Havana CBC) be targeted for streetscape improvements. Flagler Street Commercial Corridor: The Flagler Street Corridor begins in Downtown to the east and continues west over the Miami River into Little Havana. The eastern portion of the corridor is in the heart of downtown and is currently enjoying the beginning of a renaissance. The projected influx of residents to downtown is expected to help this sagging downtown commercial corridor and possibly economic opportunity will spillover into Little Havana. The high density of residents in Little Havana (the highest in the City), though poor, City of Miami Consolidated Plan DRAFT 36 together may result in high density levels-offpurchasing power to make the westem portion of the corridor possible. Calle Ocho Commercial Corridor: Not located within the NDZ, but perhaps Little Havana's most well known commercial corridor is SW fi h Street, also known as Calle Ocho. The corridor is populated by business such as restaurants, botanicas, small shops, car dealerships, record stores and cigar factories. The area also has cultural importance such as the Domino Park and Cuban Memorial Boulevard, which offer residents a focal point for community gatherings and daily socializing, celebrations, and political demonstrations. Calle Ocho is also known as the site of the nation's largest block party that annual attracts one million people on a single day. • City of Miami Consolidated Plan DRAFT 37 Model City II Neighborhood Development Zone The Model City NDZ is bounded by NW 7157 Street to the North and by NW 7'h Avenue to the East. The Western boundary runs South along 17'h Avenue until NW 58th Street. On NW 58'h Street the boundary heads East until 19'h Avenue. From 19'h Avenue, the boundary extends South to NW 40'h Street, where it runs East again to 17'h Avenue. On 17t Avenue, the boundary extends North to NW 541h Street. NW 54'h Street continues East until NW 7th Avenue. Model Block NW 59'h Street to the North, NW 55'h Street to the South, NW 7 Court to the East, NW 16'h Avenue to the West (Census block groups: 19037, 19034, and 19041) Business Development Corridors NW 17m Avenue from 54'h Street to the South to NW 62nd Street NW 54'h Street from 17'h Avenue to the West to NW 14'h Avenue NW 62"i Street (Martin Luther King Blvd) from 1-95 West to NW 17''' Avenue The Model City NDZ is made up of mostly of African -American residents and is located in the northwest quarter of the City. The area is an underserved consumer market that has long been in need of modern and diversified neighborhood shopping. It was once a thriving area that went into decline since the 1980 civil disturbance. Since the late 1980's, there has been some success enjoyed along the NW 7"1' Avenue commercial corridor. This was due, in part, to new apartment buildings that brought more customers to the area. Model City currently consists of a number of districts including residential, commercial, cultural and educational that together comprise a community of quiet homes in low density neighborhoods and entrepreneurial activity. But it is also an area in transition -with local business leaders together with active community members shaping a new and better quality of life within the neighborhood. Affordable housing in Model City also received a tremendous boost with the completion of the $5.5 million Edison Towers, the first new high-rise in the area in a long time. In addition, Edison Gardens and Edison Terraces also provide quality residential developments in the area, along with the New Horizons Apartments for the elderly, symbolizing a new commitment to providing decent housing at reasonable costs for the aged in Model City. Community assets include: Belafonte-Tacolcy Youth Center, Model City Mini Police Station, African Square Park -a theme park managed by the Urban League of Greater Miami, Inc., the James E. Scott Community Association -a center for a variety of social skills training program, and in close proximity is the Miami -Dade Community College North Campus, a valuable community resource, offers day and night classes for the development of business skills among minorities. The 54th Street/ Martin Luther King (MLK) Boulevard Commercial Corridors: A recent market study serves as an economic primer for subsequent corridor and "gateway" master plans along the two corridors which run through the Little Haiti and Model City neighborhoods. Multiple projects are planned specifically in Model City on MLK Boulevard: 1) Private developers will begin construction by the end of the year on a $10 million plaza at the site of the old Edison Plaza. The buildings will be demolished and replaced with an expanded two-story complex that will house a Foot Locker, a super market, restaurants, and retail outlets. 2) The City and Miami -Dade County have committed $3 million for facade improvements and street and along MLK Boulevard between NW 7th Avenue and NW 3711' City of Miami Consolidated Plan DRAFT 38 Avenue. 3) A cultural Art Walk, similar in concept to gold star tribute sidewalk in Little Havana, is planned where local and national celebrities can leave their footprints. 4) Monuments and internet kiosks are proposed to pay tribute to Martin Luther King, Jr. as well as other African American and Haitian- leaders. 5) A less developed plan is on the drawing board for a transportation hub with a much needed parking garage. The federal government has allocated $4.5 million to acquire the property near MLK Boulevard and NW 7th Street. Poinciana Industrial Park: Model City area borders Poinciana Industrial Park, a large industrial park, which when fully developed will offer employment for 800 people in light manufacturing jobs. City of Miami Consolidated Plan DRAFT 39 Overtown Neighborhood Development Zone The Overtown NDZ is bounded by NW 20`h Terrace to the North, the F.E.C. railroad tracks to the east, 1-95, SR 836 and the Miami River to the West, and NW 5`h Street to the South. Model Blocks There are 2 Model Blocks in Overtown: One focuses on housing preservation and the second area has opportunities for new construction. Housing Preservation Block- NW 11`h Street to the South, NW 7th Avenue to the East, Commission District Northwest (Census block group: 30012) New Construction — NW 20'h Street to the North, 1-95 to the West, Commission Dist boundary to the East (NW 2nd Court) and NW 14'h Terrace to the South (Census block group: 31002) Business Development Corridor NW 3rd Avenue from NW 5rh Street to the South to 1-395 to the North Overtown is located directly north of Downtown. After Coconut Grove, this neighborhood is the second oldest Black community in Miami -Dade County. The community became a vibrant neighborhood and was considered the Black economic and social mecca of South Florida. By 1965 much of Overtown had been razed for highway construction and "urban renewal." Interstate 95, a ten lane expressway which today is Miami's primary north -south artery, along with the East-West Dolphin Expressway (State route 836) were both constructed directly through the heart of Overtown during the 1960s. With the exception of the Southeast Overtown/Park West Redevelopment Area, the Overtown Community remains in a deteriorated state with substandard housing, abandoned and boarded -up buildings, minimum social services, and a lack of local employment and economic development opportunities There is a perception on the part of Overtown's residents that the many would like to see the area gentrified since it is directly in the path of the northward development of Downtown Miami and in the middle of the proposed Downtown Overtown. If the gentrification issues can be resolved, the following is a list of areas of opportunity for growth within and surrounding the Overtown NDZ: NW Third Avenue Corridor: The corridor (also identified as the CBC for Overtown) is located between NW 5th Street to the South to 1-395 to the North. This stretch of road is considered to be a catalyst to the revitalization of Overtown as a whole. The corridor was designated in 1998 by the City of Miami Commission as "The Historic Overtown Priority Business Corridor." Since then investment in facade improvements have begun to make a transformation in the look and feel of this commercial corridor. In addition, the Miami Community Redevelopment Agency (CRA) has made some improvements to the Overtown area in and around 3rd Avenue over the past 10 years. The most significant project the CRA has completed in the past four years is to provide infrastructure and support for the club district and the Technology Center of the Americas, otherwise known as the Network Access Point (NAP), next to Miami Arena. Of the five recent projects completed by the CRA, four are parking lots along Third Avenue. Overtown Historic Folklife Village: The Folklife Village is envisioned as a mixed -use marketplace covering the two blocks between NW 2"d and 311 Avenues and NW 91h and 10th Streets . The Village boundaries encompass the historic core of Overtown. Within this core City of Miami Consolidated Plan DRAFT 40 were a number of historic properties including the Lyric Theater, the Ward Rooming House, the Johnson X-Ray Clinic, the Dorsey House and the Cola -Nip Building. The redevelopment vision calls for the reconstruction of structures that were demolished or have fallen into disrepair and their adaptive reuse commercial and cultural purposes. Design standards that reflect the character of the areas for new construction and streetscape element are under development. In addition a "Jazz Walk of Fame", sculpture garden, and rehearsal and studio spaces have been proposed for the area. Downtown Overtown: Crosswinds Communities of Michigan, a private developer, has proposed building what has been dubbed Downtown Overtown -a 1,300 to 1,500-unit mixed - income residential development on mostly government -owned lots in central Overtown surrounding the Lyric Theatre. Part of the proposal calls for 200 of the units to be affordable housing, of which 50 would be available to current Overtown residents. The project would also include a commercial component that would be made up of tens of thousands of feet of mixed use space at street level. The development would till most of the vacant land at the neighborhood's historic heart and is considered the largest private redevelopment project in Overtown's history. The project is pending a resolution of a lawsuit over development rights stemming from the existing Poinciana Village condominiums. Overtown Transit Village: The village is envisioned to be the site of a new Miami -Dade County office building (341,000 square feet), retail space, and a large parking garage adjacent to a Metrorail station. Nearly 1,800 employees are expected to work in the village. The center is expected to open in 2006 and estimated to cost $45, million dollars with the county paying the expense. Modifications to 1-395: The Miami -Dade County Metropolitan Planning Organization (MPO) has been considering modifications to I-395 between 1-95 and the Macarthur Causeway. Various scenarios have been presented by the Florida Department of Transportation, the apparent favored alternative being the one with trenched though -lanes with at -grade frontage roads. Park West and the Omni area would be reconnected with bridges for City streets spanning the travel lanes below. The intent is to integrate the northern part of the Overtown neighborhood and the envisioned Midtown with the rest of Overtown and Downtown to the south City of Miami Consolidated Plan DRAFT 41 Wynwood Neighborhood Development Zone The Wynwood NDZ is bounded to the North by N.W. 36'h Street, East by Miami Avenue, South by NW 29'h Street, and West by 1-95. Mode! Block NW 36'h Street to the North, 29th Street to the South, North Miami Avenue to the East and NW 4'h Avenue to the West (Census block group: 26003, 26002) Business Development Corridor NW 2nd Avenue from 29`h Street to the South to 36,h Street to the North Wynwood offers a cultural and commercial cross section of contemporary life in Miami today. The Old San Juan section of Wynwood, commonly known as el "Barrio", gives this section of Miami a Caribbean flair, serving as the City's center of Puerto Rican culture and social activity. Roberto Clemente Park, named for one of Puerto Rico's greatest baseball stars, is a popular spot in the heart of this neighborhood. However, with Wynwood in the midst of becoming Miami's "midtown," the neighborhood will have to confront gentrification issues. The following is a list of areas of opportunity for growth within and surrounding the Wynwood NDZ: Midtown Miami: The proposed Midtown Miami is an approximate 55 acre mixed -use development on the former FEC Railroad site immediately south of the City's Design District and east of the Wynwood NDZ. The project area boundaries are - Northeast 36th Street on the north, rail tracks along Northeast Second Avenue on the east, North Miami Avenue on the west and Northeast 29th Avenue on the south The nearly 18-city block development will consist of 2,800 condominiums, a 150,000 square foot office tower, a 200 room condo/hotel and approximately 119,000 square feet of retail and restaurants on the ground floors of the office and condo towers. The adjacent Shops at Midtown will consist of approximately 599,640 square feet of national anchor tenants, retail and restaurants. The project will also include substantial off -site public infrastructure improvements to adjoining streets and intersections. Up to $170 million in revenues from a special tax district created by the City of Miami and Miami -Dade County will help build the $1.2 billion Midtown Miami project. The project could qualify for a $2 million Economic Development Administration grant from the US Department of Commerce, a $2.5 million Florida Department of Transportation grant, an $800,000 loan from the South Florida Regional Planning Council and a $400,000 Brownfields Economic Development Initiative loan from the county. Also a possibility is a $20.6 million Section 108 loan by HUD through the county for infrastructure. Developers say more than 700 full-time jobs will be created in the seven years expected for construction. In addition, the City anticipates a $314.5 million in tax revenues in 30 years if all the phases are built and $198 million if only two phases are completed Wynwood Art District: Hailed as the "New South Beach" the Wynwood Art District is on the cutting edge. Wynwood recently been transformed from a poor, industrial neighborhood to a budding artist colony with now over thirty contemporary galleries showcasing works by artists such as Art Basel and Dustin Orlando. Also located in the area is the Bakehouse art complex, a training locale and exposition center for many aspiring local artists and craftsmen which boasts the only certified jewelry school in the Southeastern United States. Fashion and Garment District: Nearby, the Fashion and Garment District is a concentration of manufacturing and wholesale distribution retail outlets that have special appeal for shoppers from all over the world. Light manufacturing and warehouse uses are also concentrated near this area. City of Miami Consolidated Plan DRAFT 42 VI. General Housing Needs Assessment Current and Projected Housing Demand in the City of Miami Background. The purpose of this Housing Needs Assessment is to provide an estimate of housing needs projected for 2010. Housing needs represent the human or "demand" side of the City's housing environment. Together with the following "Housing Market Study" section of the plan, a comprehensive analysis is put forth with the goal of guiding subsequent plans and policies. This Housing Needs Assessment begins with an analysis of affordability based on family incomes and an explanation of housing assistance, including eligibility criteria and the various housing programs available. The Needs Assessment then focuses on households in need of assistance and projections for the extremely low-income to moderate income population. Finally, specific housing problems, such as cost burden, substandard housing and overcrowding, are discussed. The objectives of a housing needs assessment within a consolidated plan are to: ■ Increase the availability of permanent housing that is affordable to low- income residents without discrimination * Retain affordable housing stock ■ Reduce the isolation of income groups within areas by increasing housing opportunities and revitalizing deteriorating neighborhoods Low -to -Moderate Household Needs Low to Moderate Households Defined Affordability is defined as gross housing expenses less than or equal to 30 percent of a household's gross income. Four income levels are considered in this assessment, three of which need housing assistance: extremely low-income, low-income, moderate income and middle -income, The respective income levels as percent of area median are as follows: lueuinr I vac] .Extremely Low -Income Low -Income Moderate Income Middle -Income City of Miami Consolidated Plan DRAFT lrcu'ti \1411cil1 I:milt Inru,nc I" I Below 30 Percent Between 31 And 50 Percent Between 51 And 80 Percent. Above 80 Percent 4�. \,ea'} \le.luui 1 ruin' !MOH t 0,1 $12,100 S20,150 $32,500 Above $32,500 43 The 80 percent of median income figure is a traditional measure of eligibility for programmatic housing assistance. For example, all beneficiaries of the federal public housing programs, such as the Low -Income Housing Tax Credit and, in most cases, Section 8 Housing Vouchers, and federal HOME program must have incomes below this amount. It should be noted that low-income households are likely to have a large portion of their income taken up by housing costs. This limits these households' ability to afford other necessities. Households with incomes above 80 percent, considered middle -income, do not qualify for housing assistance programs. Housing Assistance for Low to Moderate Households The U.S. Department of Housing and Urbana Development's (HUD) definition of an assisted household, for the purpose of identification of priority needs, goals, and specific objectives, is "one that will receive benefits through the investment of Federal funds, either alone or in conjunction with the investment of other public or private funds." A renter is benefited if the household or person takes occupancy of affordable housing that is newly acquired (standard housing), newly rehabilitated, or newly constructed, and/or receives rental assistance through new budget authority. An existing homeowner is benefited if the home's rehabilitation is completed. A homebuyer is benefited if a home is purchased during the year. Households that will benefit from more than one program (e.g. a renter who receives rental assistance while occupying newly rehabilitated housing) must be counted only once. To be included, the household's housing unit must, at a minimum, satisfy the HUD Section 8 Housing Quality Standards (see, e.g. 24 CFR 882.109). Eligible Households Defined While most assisted developments have certain income restrictions in place, others do not, such as some properties assisted by the HUD. However, since they were developed under strict unit cost limitations, the resulting housing product is typically affordable to households at lower income levels. Tenant eligibility requirements typically vary depending upon the different programs that have been used to fund a particular development. Often, these requirements include income restrictions, although some properties do not have explicit income restrictions. Developments may be designated to serve families, the elderly, and other groups. A development designated "family" serves the general population. These developments may serve any household of qualifying income, including those with only one person. They may also serve the elderly, the disabled or other special needs populations. This chapter will be limited to the analysis general housing needs. An analysis of the housing needs of the elderly, the disabled, the homeless and other special needs populations will be discussed in the chapters following this section, Inventory of Assists Housing:Units' According to the Inventory of Assisted Rental Housing compiled by the Florida Housing Data Clearinghouse, the City of Miami had a total of 4,141 units in 62 developments in 2003. Not all of these units are counted as assisted housing though, since some are used for caretakers and other persons who are not in the assisted housing population. The number of assisted units for the City is 4,076, that is 98.4 percent of the total. Florida Housing Data Clearinghouse Inventory of Assisted Rental Housing, 2003. City of Miami Consolidated Plan DRAFT 44 More than 70 percent of assisted housing units are provided through programs administered by HUD. These properties include those funded under the following programs: Section 202, Section 811, Section 236, Section 8 New Construction and Rehabilitation, Sections 22l(d)3 and 221(d)4. Although Section 236 and Section 8 New Construction and Rehabilitation programs are no longer active, many properties funded in the past continue to provide affordable housing in Florida. Some developments receive assistance from multiple funding sources. In addition to the programs mentioned above under HUD Multi -Family, other funding sources include: ■ Bonds: Developments financed with bonds typically make use of tax- exempt financing available through state and local governments. The federal government limits the amount of tax-exempt bonds that can be issued within a state in any given year. This maximum is based upon state population. • Guarantee: These developments have received assistance in the form of loan guarantees from the Florida Housing Finance Corporation, sometimes in conjunction with a guarantee offered by the U.S. Department of Housing and Urban Development. • Housing Credits: This is a tax incentive program known as the Low Income Housing Tax Credit. Each year, the federal government allocates housing tax credits to the states for new construction or substantial rehabilitation of rental housing based on state population. When a for -profit or nonprofit developer is successful in the state-wide competition for Low Income Housing Tax Credit resources, they typically sell the tax credits to Iarge investors in order to raise equity capital for the construction or substantial rehabilitation of rental housing serving households at or below 60 percent of Area Median Income. ■ HUD Risk Sharing: This program is a joint effort between the Florida Housing Finance Corporation and the U.S. Department of Housing and Urban Development. Properties with this designation have received some form of loan guarantee through this cooperative effort between state and federal government. • SAIL: Under this program, properties receive financing through the State Apartment Incentive Loan administered by the Florida Housing Finance Corporation. SAIL funds are provided through the State Housing Trust Fund. Table 13: Housing Programs and Respective Number ofl.'nits, City of Miami, 2003 Ulmilia ‘,ourcv Bonds Bonds / Guarantee / Housing Credits / HUD Risk Sharing Bonds / HUD Multi -Family Housing Credits Housing Credits / HUD Multi -Family Housing Credits / SAIL HUD Multi -Family SAIL Total City of Miami Consolidated Plan DRAFT 111111111111 150. 174 250 269 122 212 2,842 57 4,076 151 174 252 125 122 212 3,025 80 4,141 45 Current and Projected Need for Housing Assistance `'_ 20111111111 Methodology The University of Florida's Shimberg Center for Affordable Housing calculated the following projections for housing in this section and for the special housing needs of large family in the "Special Needs Housing Assessment" chapter in this report. The projections are based on 2000 census data of existing housing supply as a baseline to project the housing demand and supply through 2010. Projections for Household Income In the year 2000, of a total of 134,198 households in the City of Miami, 19.1 percent had incomes below 30 percent of area median, 32.2 percent had incomes below 50 percent of area median, and 49.6 percent of all households had incomes below 80 percent of are median. A slight increase in each one of these categories is likely to occur. Projections show that by the year 2010, 19.2 percent of all households will have incomes below 30 percent of area median, 32.4 percent will have incomes below 50 percent of area median, and 49.8 percent of all households will have incomes below 80 percent of area median. Figure 1: Projection of Household Income as Percent of Area Median, City of Miami: 2010 50,000 40,000 w v 30,000 2 E z 20,000 10,000 0 46,911 <20% 20-29.8% 30.39.9% 40.49.9% 50-59.9% 90-79.8% 80-119.9% More than 119.9% Income as Percent of Area Median Given the large proportion of low-income households in the City of Miami, the projection for 2010 is that 72,231 households will need housing assistance. This means that, based solely on their family income, almost 50 percent of all households will qualify for assistance programs by 2010. Finding: Given the large proportion of low-income households in the City of Miami, almost 50 percent of all households will qual f for assistance programs by 2010. City of Miami Consolidated Plan DRAFT 46 Figure 3: Households in Need of Housing Assistance, City of Miami: 2010 Moderate - income HH 25,192 Low -Income HH 19,188 Extremely low. income HH 27,851 Extremely Low -Income Extremely low-income households have incomes at or below 30 percent of the area median. The 2010 projections for the City of Miami show that almost 20 percent of all households will be in the extremely low-income category. Extremely low-income households will represent 38 percent of households in need of housing assistance. Of the 27,851 extremely low-income households, 85 percent will be renters and only 15 percent will be owners. The majority of extremely low-income households will have only one or two persons. Low -Income Low-income households have incomes between 30 and 50 percent of the area median. The 2010 projections for the City of Miami show that 32 percent of all households will be in the low-income category. Low-income households will represent 27 percent of households in need of housing assistance. Of the 19,188 low-income households, 78 percent will be renters and 22 percent will be owners. The majority of low-income households will have only one or two persons. Moderate -Income Moderate -income households have incomes between 50 and 80 percent of area median. The 2010 projections for the City of Miami show that 17.4 percent of all households will be in the moderate -income category. Moderate -income households will represent 35 percent of households in need of housing assistance. Of the 25,192 moderate -income households, 72 percent will be renters and 28 percent will be owners. The majority of moderate -income households wilt have only one or two persons. Middle -Income Middle -income households have incomes above 80 percent of the area median. These households represent half of the total number of households in the City of Miami and do not need housing assistance. The owner / renter ratio for middle -income households differs from those who need housing assistance. Of the 72,809 middle -income households, 50 percent will be renters and 50 percent will be owners. The size of the household and age of the head do City of Miami Consolidated Plan DRAFT 47 not differ from those households who need housing assistance. The majority of middle - income households have only one or two persons and most have heads who are between 35 to 54 years of age. Total Projections by Income Category The projections for the year 2010 show that the majority of households in the City of Miami, 50.2 percent, will have incomes higher than 80 percent of area's median family income. Thirty-six percent of all households will be owners and 64 percent will be renters. The majority of households will have heads of households between 35 and 54 years of age, 38 percent of all heads of household will be in that age category. Less than four percent of households will have heads of households who are between 15 and 24 years old, and 15 percent of all households will be 75 or older. These projections suggest that housing assistance programs should be targeting the extremely low-income population (38 percent) first, then the moderate -income population (35 percent) and thirdly the low-income population (27 percent). Small households and householders between 35 and 54 years of age are the ones that need the most assistance, so programs should be targeting one -bedroom units for middle-aged householders. Priority Housing Needs: Projections suggest that the first priority for housing assistance programs should be given to the extremely low-income population since this group will make up the largest percent of the population in need of assistance (38%). Small households and householders between 35 and 54 years of age are projected to need the most assistance; therefore, housing programs should be targeting one and two bedroom units. Housing Problems Cost Burden Households: current and projected Cost -burdened households are defined as those spending more than 30 percent of their household incomes on housing costs, including utilities. In 2000, 41 percent of households were cost -burdened in the City of Miami. A total of 55,629 households were spending more than 30 percent of their household incomes on housing. That proportion is estimated to remain constant to 2010 %/hen over 60,000 households are predicted to be.cost-burdened. Cost -burden projections for 2010 show that 77 percent of cost -burdened households will be renters. The largest group is expected to be householders between the ages of 35 and 54, representing 37 percent of cost -burdened households. Cost -burden decreases as people age; however, people 75 and older are more cost -burdened than those between 55 and 74 years of age. In terms of household income, projections show that those households making between 20 and 30 percent of area median will be more cost -burdened, representing 17 percent of all cost - burdened households. Households with one or two persons will represent the largest cost - burdened group, 62 percent of all cost -burdened households, a total of 37,200 households. Only 12 percent of households with five or more persons will be cost -burdened. City of Miami Consolidated Plan DRAFT 48 ' Figure 4: Projection of Cost Burdened Households, City of Miami: 2010 25,000 20,000 I15,000 10,000 z 5,000 5,368 30-39% 40-49% [ 50+ % owners 14,691 30.39% 23,424 40-49% 1 50+ % renters Severely Cost Burden Households: current and projected Severely cost -burdened households are defined as those spending more than 50 percent of their household incomes on housing costs, including utilities. In 2000, 20 percent of households were severely cost -burdened in the City of Miami. A total of 26,899 households were spending more than 50 percent of their household incomes on housing. That proportion is estimated to remain constant to 2010 when almost 30 thousand households are predicted to be severely cost -burdened. Severe cost -burden projections for 2010 show that 80 percent of severely cost -burdened households will be renters. Householders between the ages of 35 and 54 will represent 33 percent of severely cost -burdened households, the largest group. Severe cost -burden decreases as people age, however, people 75 and older are more severely cost -burdened than those between 55 and 74 years of age. By 2010, 20 percent of householders over 75 years -old will be severely cost -burdened. In terms of household income, projections show that those households with incomes below 30 percent of area median will be more severely cost - burdened, representing 57 percent of all severely cost -burdened households. Households with incomes below 50 percent of area median will represent 85 percent of all severely cost - burdened households. Households with one or two persons will represent the largest severely cost -burdened group, 66 percent of all severely cost -burdened households, a total of 19,373 households. Only 11 percent of households with five or more persons will be severely cost - burdened. City of Miami Consolidated Plan DRAFT 49 Figure 5: Cost Burden and Severe Cost Burden as Related to Income, City of Miami < 50% AM Q m u d a. N 30%AM 8 • severely cost -burdened le cost -burdened 0 5,000 10,000 15,000 20,000 Number of Households 24,887 25,000 30,000 Substandard Housing Substandard housing is defined as housing that does not meet local code standards for occupancy. Occupied housing units exhibiting one or more of the following characteristics are considered inadequate: no heating fuel, lacking complete kitchen and/or plumbing facilities, and overcrowded. In 2000, there were 9,233 units where no fuel was used (6.9 percent), 3,000 units lacking complete kitchen facilities (2 percent) and 2,593 units lacking complete plumbing facilities (1.7 percent). Overcrowding Overcrowded households are defined as those living in housing units with more than one person per room. In 2000, there were 35,244 overcrowded households in the City of Miami, that is, 26 percent of all households had more than one person per room. Neighborhood Development Zones—NDZs Though the majority of City of Miami residents have minority backgrounds, the prevalence of ethnic minorities in NDZs suggests a correlation between minority populations and poverty. It could be argued that most poor households occupy rental housing because it is all they can afford —though statistics show that renters are more cost -burdened than owners. The high degree of housing deterioration and low degree of homeownership have aided the erosion of the various communities. The following section further summarizes the housing and other relevant social characteristics of the NDZs. City of Miami Consolidated Plan DRAFT 50 Table 14: General Housing and Social Characteristics, NDZ.' Census2000 \ Aliapattah Coconut Grove Edison/ Little ltiver/L.inie. Haiti Little. Havana Model City Ovcrtown 3,646 1 3 58 16 35 —44 Wynwood 1,361 21 48 18 35-44.: City of Miami 134,344 35 58 13 35 — 44 \umber ut How,' hulilti fh,ncrti f Ine I nu I're mot Iluusrhulilti I :u a1nilit• I' I','ltl l l l l l l l n li l (.111111] 11 r.11, mill PI..11.1nin.1iul 1111111. I.inn1, Homeownership Rates All NDZs have homeownership rates that are lower than the City as a whole. This is an indicator of the correlation between poverty and low rates of homeownership. Little Havana is the NDZ with the lowest ownership rate and Coconout Grove is the one that more closely approximates the City's homeownership rate. Household Size NDZs do not differ significantly from the City in terms of household size. The majority of households are single -person or two -person households, while large families represent a smaller percentage. Wynwood is the NDZ with the smaller percentage of small households. Edison/Little River/Little Haiti is the NDZ with the highest percentage of large families, while Coconut Grove and Little Havana are the ones with both a large percentage of one- and two -person households and a smaller percentage of large families than the City as a whole. Household Type In all NDZs more than half of all households are family households; Coconut Grove, Little Havana and Overtown are the NDZs with a proportion of non -family households larger than the City's average. NDZs have a lower rate of married -couple families than the City as a a. whole. While 59 percent of all family households in the City are married couples, less than 30 percent such households exist in Model City and Overtown. Allapattah and Little Havana are the NDZs that approximate the City's average with 57 percent of family households being married couples. Model City and Overtown are also the NDZs with the highest proportion of single, female -headed households, 66 and 61 percent respectively. These two NDZs are closely followed by Coconut Grove with 57 percent of its households being headed by single women with children. City of Miami Consolidated Plan DRAFT 51 Table 15: Household Type, NDZs: Census 2000 I :rnril� liurischuk k Coconut Grove Edison/Little River/Little Haiti Little Havana Model City Overtown Wynwood City of Miami Non I:rinili IIU41'.1'k111h11 ("„) \ia1 ricd �'uuplr :oniilic+ 1" i•Hidh• II,.111111 *Percent of' Family Households Age For the most part, the NDZs predominant age group is the same as the City's: the majority of householders are between 35 and 44 years old. The exceptions are Model City and Edison/Little River/Little Haiti: the former has a higher representation of younger people and most householders are between the ages of 25 and 34, the latter is predominately middle-aged with the 45 to 54 year -old group representing a larger percentage of householders. Key Findings from the General Housing Needs Assessment The following is an extraction of the key issues from this section: Finding 1: With half of all households in the City of Miami eligible to qualify for housing assistance, there is a critical need to identify additional funding sources to provide affordable housing. Almost half of all households in the City of Miami have incomes below 80 percent of area median and thus qualify for housing assistance. This finding indicates the severity of the housing needs in the City of Miami and the limited amount of resources available to meet the existing need. It is also important to note that one quarter of the city's households are overcrowded- also an indicator of housing needs and assistance. Finding 2: Population projections for the City of Miami indicate a growing need to assist the extremely low income population Projections for the year 2010 suggest that housing assistance programs should be targeting: 1st -extremely low-income population (38 percent) 2nd -moderate-income population (35 percent) 3rd -low-income population (27 percent) City of Miami Consolidated Plan DRAFT 52 Finding 3: 41 percent Qfthe.households in the City of Miami are cost burdened —the majority (77 percent) are renters. 20 percent of the households in the City of Miami are severely cost -burdened (80 percent are renters). Small households represent the largest percentage of cost -burdened households. Finding 4: 35 percent of the households in the NDZs earn less than $10,000 a year. Large concentrations of low-income households within the NDZ can be attributed to several factors including low wages, lack of education and worker skills and chronic unemployment. This creates a major impediment for these intended housing markets. Finding 5: 73 percent of the NDZ residents are renters. All NDZs have ownership rates lower than the City's rate. The highest renter rates occur in Little Havana with 91 percent and closely followed by Overtown with 87 percent. Most households in need of assistance are one- and two -person households with a householder between the ages of 35 and 54. Finding 6: NDZ's population is mostly small household renters between the age of 34 and 44 and either Hispanic or African American. Neighborhood Development Zones (NDZs) comprise: 1) predominately minority, 2) single- or two -person households, 3) ownership rates lower than the City's, and 4) concentration of householders between the ages of 35 and 44. Finding 7: More than half of all households in the NDZs are family households. Model City and Overtown have a much lower percentage of married -couple families than other areas, followed closely by Coconut Grove. These three NDZs have a large proportion of single, female -headed households. City of Miami Consolidated Plan. DRAFT 53 VII. Housing Market Study Profile of the Housing Inventory in the City of Miami Housing Market Study Background. The following Housing Market Section of the City of Miami's HUD Consolidated Plan is intended to describe the physical or "supply" side of the City's housing environment. Together with the previous "General Housing Needs Assessment" and the subsequent "Special Housing Needs Assessment" sections of the plan, a clearer understanding of the City's housing issues and conditions should emerge that will help guide the subsequent Strategic Plan. The objectives of a housing market study within a consolidated plan are to: ■ Analyze Miami -Dade County's existing housing supply or inventory, including development trends in single and multi -family housing, housing prices, and residential vacancies and absorption rates. • Assess the City of Miami's inventory of housing, affordability, and housing conditions. • Discuss the "barriers to affordable housing" and specifically those public and private polices that might raise the cost of housing or discourage its development and maintenance. • Establish a list of "critical findings" to serve as the underpinnings for the Strategic Plan. The findings are based on the combination of key issues _identified in the Housing Needs Assessment and the Fjousing Market Study, Miami -Dade Housing Market Overview The City of Miami's current housing market has been strongly influenced by a combination of real estate supply conditions occurring within the larger Miami -Dade market and recent demand factors that have contributed to a significant increase in housing development activity within and adjacent to Miami's Central Business District (CBD). The single greatest factor affecting the City's housing market is the continued growth in Miami Dade's population. Based on figures from Miami Dade County's Department of Planning and Zoning, the County 'is projected to experience a population growth increase of City of Miami Consolidated Plan DRAFT 54 736,466 or 32 percent by the Year 2025. Thisprojected population increase is just under the County's historical population increase since 1970, a period in which the County grew by nearly 1.1 million people. The expectation of a sustained population increase is based on the assumption that Miami Dade County will continue to experience a large immigration inflow and statistical evidence that the natural increase (the excess of births over deaths), still contributes more than 40 percent of the population growth. The population growth of Miami Dade County has a significant impact on housing demand and supply both within the larger County area and the City of Miami. While the City of Miami has lagged behind the County in population growth, the City did experience a growth of nearly 4,000 people flanked by 1990-2000 after previous decades of population decline. Most significant, is the fact that the largest population gains (nearly 15,000 people) occurred in the 35-54 age range, a large "working age" group. This population growth can be viewed as part of a larger demographic trend that has already begun to influence and alter the City of Miami's housing demand and supply. The following housing market analysis defines this demographic shift. Housing Trends and Existing Supply Between 1975 and 2001, there have been 160,236 single-family and 184,276 multi -family building permits issued in Miami -Dade County. During this period, Miami -Dade County averaged 12,600 building permits per year. As shown in Table 16 below, both single-family and multi -family building permit activity have significantly increased in Miami -Dade County since 1997. Table 16.• New Housing Units Authorized by Building Permits, Miami -Dade County 1491- 2003 Near 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2002 (thru Sept.) 2003 (thru Sept.) .1j II lC I ;,iiiik 1 uii% 4,087 5,020 5,540 5,384 7,364 3,826 5,140 5,052 6,166 5,771 6,307 6,600 5,077 5,586 \lulli 1..111111.1. I nil. 2,865 2,581 3,213 4,942 7,425 2,669 4,469 5,126 6,672 6,485 7,138 6,550 5,155 4,806 6,952 7,601 8,753 10,316., 14,789 6,495 9409;;,: 10,17§;• 12,838. 12,256 13,445 13,150. 10,232 ., 14,1g1, I. Percentage Change 2001 vs. 2000 up 9.3percent up 10.1percent up 9.7percent 2002 vs. 2001 up 4.6percent up 8.2percent up 2.2percent 2003 vs. 2002 up 10.0percent down 6.8percent up 1.6percent Source; Reinhold P. Wolff, Inc. 2004 City of Miami Consolidated Ran DRAFT 55 • " " Unlike the early-1990s (economic recession) and m'i"d-1990s (pent-up demand), building permit activity in the past seven years has been steady. However, recent building permit activity reflects increases in both single and multi -family construction. New single-family homes authorized during the third quarter of 2003 totaled 2,292 units, up 38.5percent percent over the third quarter of 2002 (see Table 17 below). Single-family housing construction in 2003-2004 is forecast to be the highest since 1995, with most of the activity occurring in the southern unincorporated areas of Miami -Dade. Table 17: Single Family Housing Starts, Miami -Dade County 2002-2003 Srpl, ;o, 2110_' Total Miami -Dade County Unincorporated Areas Miami Miami Reach Coral Gables Hialeah Hialeah Gardens Homestead North Miami North Miami Beach Other Areas Source: Reinhold P. Wolff, Inc., 2004 1,655 910 248 62 0 84 0 0 0 0 35 .lour HI, 21101 1;673 1,442 26 6 6 4 5 138 0 2 44 ®� A total of 2,262 multi -family housing units were permitted during the third quarter of 2003, up a significant 62.9percent from the third quarter of 2002. Multi -family housing starts are expected to remain steady through 2004. Unlike the geographic concentration of new single- family housing in South Miami -Dade, new multi -family housing starts are primarily located in the City of Miami. A total of 1,553 multi -family units were permitted in the City during the third quarter of 2003 (see Table 18 below). Table 18: Multifamily Housing Starts, Miami -Dade County 2002-2003 Total Miami -Dade County Unincorporated Areas Miami Miami Beach Coral Gables Hialeah Hialeah Gardens Homestead North Miami North Miami Beach Other Areas 5rpt„111.201)2 Source: Reinhold P. Wolff, Inc., 2004 1,389 1,217 27 5 14 0 0 92 0 0 34 .lung•, lll_'llll3 1,438 780 368 35 0 139 0 43 0 0 73 II! 'I111 Y City of Miami Consolidated Plan DRAFT 56 Multi -Family Occupancy and Vacancies Miami -Dade County's multi -family apartment occupancy rates remain high in all sub -markets with a 95.7 percent overall occupancy rate reported for the third quarter of 2003. The multi- family (apartment rentals) vacancy rate for Miami -Dade County increased slightly from 4.3 percent in November 2002 to 4.7percent in November 2003, which represented 2,389 vacant apartment units. The highest vacancy rates were found in Northeast Miami (8.5percent) and Central Beach/North Beach (8.0percent). The lowest vacancy rates occurred in Sunset (0.6percent), Hialeah (1.7percent), East Kendall (2.lpercent) and in the North Gables, South Gables/South Miami area (2.2percent). Absorption of New Rentals Calculating absorption rates requires an understanding of local housing demand and includes such factors as historical trends in the local market and economic and demographic changes e.g. newly formed households, households moving into the market and household moving within the market. Total absorption is also based on the absorption performance of a local housing market looking at such factors as vacancies, rents and incentive programs. During the second quarter of 2003, a total of 779 new rental apartment units were absorbed in Miami - Dade County. This represents a 39.1 percent percent increase from the second quarter in 2002. A total of 1,746 new apartments were absorbed through June, 2003 up 45.7percent from the same period in 2002. For the six month period ending in June 2003 an average of 291 new rental units were absorbed each month. A total of 1,278 new units were available at the end of June 2003, which represented 4.4 months of supply at the pace of absorption during that period. During the six month period an average of 279 units were being completed each month while 257 units were started each month. Through October 2003, there were a total of 4,143 apartment units under construction in Miami -Dade. However, rental apartment building activity remains below the estimated demand level for 6,747 units per year according to Reinhold P. Wolff Economic Research, Inc. The following tables depict the rental construction activity in Miami -Dade through October 2003. As previously noted, new multi -family housing starts are primarily located within the City of Miami. This is true for both new rental developments that are "under construction and lease -up" (Table 19) and rental developments that are "planned" (Table 20). In the category of new rental developments under construction and lease -up, 4,683 of Miami-Dade's 7,998 total units or 58.9percent are located in the City of Miami. Likewise, in the category of rental developments that are planned, 2,384 of Miami-Dade's 4,785 total units or 49.8percent are located in the City of Miami. City of Miami Consolidated Plan DRAFT 57 Coral Gables Miami Miami Coral Gables Miami Beach Sunny Isles Sunny Isles Miami Aventura Miami Miami -Dade Miami -Dade Miami Table 19: New Rental Developments Under Construction/Lease-i p, Miami -Dade County: October 2003 1 ulal ( nih May-01 Jul-00 1,099 0 0 Apr-01 159 159 112 Fcb-02 614 614 533 Oct-00 111 111 111 Jun-02 500 500 312 Mar-02 288 96 41 Aug-02 377 377 234 Mar-01 645 0 0 Aug-02 144 . 0 0 Jan-03 288 0 0 Oct-02 421 0 0 May-02 Market mixed -use Market Rate Market Rate Market Rate Market Rate Market Rate Market Rate Tax Credit Market Rate Market Rate Tax Credit Tax Credit Market Rate I nil( har.rctrritilicy l uil Stir Itiel. I II I(cn1 It.i ii;•i $1,750-$2,86 $945-$2,Q10 Studio 1 & 2 unknown ' unknown` Studio 1 & 2 574.1,078 $I,100•$1,900- Studio 1,2 & 3 .602 - 2,063 $75043,900. 1,2 & 3 707 -1,451 81,49542,993 1,2 & 3 750-.1,489 81,135-82,025 1,2,3 & 4 570 -1,223 5546-8816 1,2 & 3 860. 1,525 81,49545,500 Studio 1,2 & 3 410 - 1,756 . 2&3 914-1,110 1,2 & 3 750 - 1,090 1,2 & 3 unknown Upscale,` Affordable 30percaat 1 ; 60percent AM • $210, $580 35percen1 & 60percent AMI Upscale Affordable Opa-1.acka 216 36 0 Nov-02 Tax Credit 1,2 & 3 625 -1,020 30percentl50percet1 AMI Miami 608 416 132 Aug-02 Market Rate 1,2 & 3 738 -1,594 $93441,900 Miami -Dade 136 0 0 Feb-03 Tax Credit 1,2 & 3 unknown Low -Income Coral Gables 150 0 0 Mar-02 Market Rate 1,2 & 3 774 - 1,419 Upscale Miami 128 0 0 Nov-02 Tax Credit 2 & 3 868 - 1,138 $504$574 Miami 435 0 0 Nov-02 Market Rate Studio 1,2 & 3 529 - 1,147 1,270-3,320 (Preliminary) ' Miami -Dade 212 0 0 May-03 Tax Credit 1,2 & 3 unknown Miami 204 204 195 Jan-03 Tax Credit l,2 & 3 652.1,170 Miami -Dada 288 288 288 Sep-01 Tax Credit 2,3 & 4 900 -1,175 5581-$728, Miami 450 0 0 Aug-03 Market Rate Studio 1,2 & 3 943 - 2,375 Upscale Total: 7,998 3,206 2,343 Source: Reinhold P. Wolff Inc., 2004 UNK a.s: Affordable 7 40percetn1&60pC Vp City of Miami Consolidated Plan DRAFT 58 Miami S. Miarra/Dadeland Miami .' Miami Coral Gables` S. Miami/Dadeland Miami Coral Gables Miami Beach Miami Miami Miami Coral Gables Florida City Hialeah Naranja/Goulds Opa-Locka Miami -Dade Total: Table 21rNew Rental Developittenls Planned, Mianii-Dade County: October 2003 1 nth I'Imitit'tl 1 kw. ,laI I 11;lly Not Set Dec-03 Jan-04 Phase I-367, Phase 11=406 Late 3003 140 Not Sat 380 Not Set. 635 1-Nov 225 Nat Set 393 High Rise 4Q-03 200 Not Set 110 Not Set 365 4Q-03 143 Not Set 159 Not Set 300 Not Set 139 Dec-03 102 1-Nov 159 Not Set 4,78S Source: Reinhold P. Wolff Inc., 2004 City of Miami's Housing Market 1'1.oltt1 1• i,. Tax Credit Market Rate Tax Credit Market Rate unimown Market Rate unknown Market Rate Studio 1,2 & 3 Market Rate Studio 1,2 & 3 Market Rate 1 & 2 Market Rate Studio 1,2 & 3 Tax Credit 1,2 & 3 Tax Credit/Seniors 1 & 2 Market Rate unknown Market Rate unknown Tax Credit 2,3 & 4 Tax Credit 1,2 & 3 Tax Credit 2,3 & 4 Tax Credit 2 & 3 Market Rate 1,2 & 3 1 nit I I''•\ If,nl,�r nl Rt-ntS Inventory According to the 2000 U.S. Census, there are a total of 148,388 housing units within the City of Miami, with an increase of 3,838 housing units since 1990. Approximately 35percent of the City's housing stock is owner -occupied and 65percent renter -occupied. The owner occupancy rate is nearly 24percent less than Miami -Dade County. The City's overall residential vacancy rate declined from 9.9 to 9.6 percent between 1990-2000. The City of Miami's total housing inventory is nearly split between single-family units (1-unit detached and attached) and multi -family units (5 units and greater). Together, single-family detached (45,523 units) and 20+ multi -family structures (39,636 units) comprise 57.3percent of the City's total housing inventory. Within the HUD Consolidated Plan, the City of Miami has created Neighborhood Development Zones (NDZs) in eight lower income neighborhoods to help stimulate urban revitalization and provide affordable homeownership opportunities for the City's workforce. As shown in Table 21 below, the eight NDZs generally reflect the same distribution of structure types as the City. Single-family and 20+ multi -family structures comprise the majority of the NDZs' housing inventory. The main difference between the NDZs and the City is that a larger percentage of single-family "attached" structures/units are found in most City of Miami Consolidated Plan DRAFT 59 of the neighborhoods and particularly in the Little Havana and Edison/Little River/Little Haiti NDZs Table 21: Total Housing Units by Structure Type, City of Miami NDZs tier n.i1' i,f). SINGLE FAMILY • 62,572 2,397 " 625i ;4550 2,606 2,097 1-unit, detached 45,523 1,462 478 4,304 1,320 1,768 1-unit, attached ; 17,049 935 147 1,246 1,286 329. 456 DUPLEX (2 unit}) 8,846 507 112 .1,534 .661 597 90 TRIPLEX & FOURPLEX 9,623 686 Si 1,428 2,645 415 189 MULTI -FAMILY 65,919 2,888 306 2,828 12,602 2,172 3,643. 5 to 9 unite 13,865 717 59 915 5,524 653 905. 10 to 19 units 12,418 473 195 634 3,423 577 1,279 20 or more 39,636 1,698 52 1,279 3,655 942 1,459 MOBILE HOME 1,462 11 277 48 7 24 BOAT, RV, VA, etc. 132 10 10 TOTAL HOUSING UNITS 148,388 6,489 1,094 11,617 18,572 5,288 4,841 Source: U.S. Census Bureau, Census 2000 While the City experienced an overall increase in housing units between 1990-2000, there were notable decreases in certain structure types. Of particular note was the Toss of multi family units in structures containing 5-9 units and 10-19 units. During this period, the City lost 581 units (4 percent decrease) in 5-9 unit structures and 2,028 units (14 percent decrease) in its 10-19 unit structures. Overall, the City experienced a 5 percent increase in multi -family units, due primarily to market rate new construction in Downtown locations. The City's overall renter -occupied units decreased by 1,152 units between 1980-1990 and grew by only 206 units between 1990-2000. 419. ,192: Homebuyer Market Single-family home prices in the City of Miami have increased significantly in recent years, due in part to a saturation of the housing markets in the western suburbs and Miami Beach and lifestyle changes brought about by the revitalization of the City's Design and Performing Arts Districts, Brickell Village and Coconut Grove. Another contributing factor has been the recent influx of higher income immigrants from South America who favor the urban setting of Miami. According to the National Association of Realtors, the current median sale price for a single-family home in the Miami Metropolitan Area is $236,900. City of Miami Consolidated Plan DRAFT B0 The escalating price of single-family homes in the greater Miami area is also impacting sale prices in the City's Neighborhood Development Zones (NDZs). While median sale prices remain below that of the Miami MSA, the high -end of the sale price range depicted in Table 22 below indicates some current single-family sales in the NDZs approaching or exceeding the median sale price for the MSA. ciRillnrrlun ] llr,clul['ncnl /"ur • Allapattah Coconut Grove Edison /Little River/ Little Haiti Little Havana Model City Overtown Wynwood Table 22: Single Family and Condo/ Sale Prices, NDZs: 2004 ti:il,•N t. $29,970 $220,000 S30,000 • $470,000 8 $52,000 - $234,000 $98,000 2 $110,000 - $150,000 $130,000 66 $18,000 - $131,000 $92,000 17 $20,000 - $310,000 S90,000 17 $65,000 - $550,000 $130,000 \1etli.ln S.rlr I'r irr I',i,r I<.1or'. $105,000 $320,000' 6 $64,500 - $100,200 na na wt. Source: Miami -Dade Property Assessors, 2004 & National Association of REALTORS, 2004 In calculating the effect of rising sale prices on "housing affordability", the median household income of the residents of the NDZs is applied to an "affordability index" which is computed as housing costs not exceeding the standard of 30 percent of monthly gross income. In Table 23 below this calculation is determined using the median sale price of a single-family home applied against the median household income for each NDZ. Favorable financing terms were applied (Fixed 30 year mortgage @ 6 percent interest with a 5 percent down payment). Table 23: Affordability of Single Family Hone Purchase in NDZs 14.igLiru[ Iluu[I lir, elirinnrul /line Allapattah Coconut Grove Edison/Little River/Little Haiti Little Havana Model City Overtown Wynwood \1rdiuu Ili,n+ehul,l hit wilt. \Irdiau Siii„ Ir 1 elnil\ Ik"nc $130,000 $28,043 $180,000 $19,526 $98,000 S14,910 $130,000 $15,615 S92,000 $13,212 $90,000 $14,794 $130,000 • $17,865 Source: Urbana Research & Consulting, Inc., 2004 *Based on a 26 week pay period. $447 $701 $488 $373 $390.' $330 $370 Illor,lalilr I'ur,li.nc llniil.ihilip. 878,2824 $122,767. $85,464 $b5:,3 $68,301 $17,793 $64,798 City of Miami Consolidated Plan DRAFT 61 • The housing affordability calculation using the index and financing terms described above shows a substantial "affordability gap" for each of the NDZs. The affordability gap is largest in NDZs, e.g. Wynwood and Little Havana, where the disparity between home sale prices and median household incomes are the greatest. Of note, are the price ranges shown in Table 38 for "condominium" sales in the NDZs. Though few sales transactions were reported, the median sale prices in several of the NDZs, including Little Havana and Overtown were near or within the affordable price range for residing households. Rental Market According to the 2000 U.S. Census, gross rents in the City of Miami have increased by 32 percent since 1990. The escalation in rent prices can be attributed to the overall increase in housing values in the City, as reflected in current sale prices and restricted supply of housing to a .9 percent decline in the City's vacancy rate between 1990-2000. This is exacerbated by a relatively tight 5.6 percent vacancy rate in Miami -Dade as a whole. As previously indicated, the City of Miami is currently experiencing a surge in multi -family housing starts and new developments in the pipeline. However, 76 percent of the 4,683 multi- family rental units under construction/lease-up and 73 percent of the rental units planned are market rate developments with rents ranging from $934 to $3,320 per month. Tax Credit rental developments begin as low as $504 per month, but comprise only 13 percent of the new rentals in the City of Miami. It should also be noted that Tax Credit multi -family rentals have typically smaller square footage than market rate units. The largest Tax Credit rental unit is 1,170 square feet compare to 2,375 for market rate units. Rent prices in the City's NDZs remain lower than the City as a whole, but contract rents still exceed 30 percent household income in all NDZs other than Coconut Grove (See Table 24 below). The highest percentages are found in Overtown, Wynwood, Little Havana and Edison/Little River. It should be noted that the range of the median contract rent in the NDZs is from $375 to $444. In comparison, the fair market rent for the Miami PMSA is $652 for one bedroom units and $813 for a two bedroom unit. Table 24; Rent Affordability in NDZs, 2000 \ril;lrlrur huorl 41 , iicul /urre Allapattah Coconut Grove Edison/Little River/Little Haiti Little Havana Model City Overtown Wynwood City of Miami \Icrli,ui ( bulr:u i !(cul $425 $429 $443 $444 $375 $321 $410 $535 Source: City of Miami Planning and Zoning Department (.rus !{rnl 111 Iiou whu1 Inrnsnc 30.80percent 28.30percant 33.70pereent 35.00percent 31.50percent 38.80perce t. 36.00percent NA* *55.8percent of Miami's renter households have gross rents that exceed 30percent of household income City of Miami Consolidated Plan DRAFT 62 Age and Condition of the Housing Stock Age of Housing The majority (62 percent) of the City of Miami's housing stock was built prior to 1970. Approximately 44 percent of the City's housing stock was built prior to 1960, as compared to only 27 percent for Miami -Dade County (see Table 25 below). Only about 8 percent of the City's housing stock has been built since 1990 compared to 15 percent in the County. An analysis of the City of Miami's Neighborhood Development Zones indicates a much older housing stock than the City as a whole and a smaller percentage of housing built since 1990. Model City (73 percent), Edison Little River/Little Haiti (72 percent) and Little Havana (64 percent) have significantly higher percentages of the housing stock built prior to 1970 with only 6 to 7 percent of the housing within these NDZs built since 1990. Table 25: Age of Housing Stock, City of Miami & Miami -Dade County: 2000 1 rarti 5[rurlury 1kii11 1999 to March 2000 1995-1998 1990-1994 1980-1989 1970-1979 1960-1969 1940-1959 1939 or earlier 1,495 1.0 14,019 1.6 4,930 3.3 50,523 5.9 5,086 3.4 64,968 7.6 16,767 11.3 155,186 18.2 28,201 19.0 191,906 22.5 26,621 17.9 142,827 16.8 49,672 33.4 197,418 23.3 15,782 10.6 35,431 4.2 Source: U.S Census Bureau, Census 2000 Housing Conditions According to the 2000 U.S. Census, 2,593 units or 1.9 percent of the City of Miami's housing stock lack complete plumbing facilities. This represents a 24 percent increase since 1990. The condition of the City's housing stock correlates to overall age with the highest concentrations of "unsafe structures" complaints based on code compliance existing in older, less redeveloped neighborhoods including Little Haiti, Model City and Little Havana (See Table 26 below). City of Miami Consolidated Plan DRAFT 63 Table 26: Unsafe Structures in the City of Alami: Two-year history of complaints (2001-2003) 1..l ipper..East Side 2, Little Haiti 3. Model City 4. Wynwood 5.'Allapattah;;'.. 6. Overtown 7, Down#ow}t 8, W. Little Havana 9. Flagami 10. Coral Way 11. NE Coconut Grove 12. SW Coconut Grove 13. E Little Havana Total 95 Ili ‘tr irl .i 144 211 10% 22% 18% 116 259 Source: City of Miami Building Department, 2004 1litil1 1 -1 Ilitih icl S 91 522 ':1199 ';t.10096 8% 44% 10096 na The concentration of "illegal units" complaints based on building code compliance are generally found in neighborhoods where newer immigrants are concentrated e.g. W. Little Havana, Coral Way, Flagami (See Table 27 below). In these neighborhoods both economic conditions and cultural factors contribute to property owners creating building additions to accommodate extended families or groups of like immigrants. Table 27: Illegal Units in the City of Miami: Two-year history of complaints (2001-2003) \I I \r&,i 1. Upper East Side 2. Little Haiti 3. Model City 4. Wynwood 5. Allapattah 6.Overtovdn 7. Downtowli 8. W. Little Havana 9. Flagami 10. Coral Way 11. NE Coconut Grove 12. SW Coconut Grove 13. E. Little Havana Total 96 llklrirt I 92 157 24 11i hicl 2 71 12 11istri,1 .; Ilitih icf 4 105 101 107 26 76 174 16 56 131 237 26% 12% 2296 273 Source: City of Miami Building Department, 2004 City of Miami Consolidated Plan DRAFT I li�lr it 5 ut.il 6 6 5 97., 4 4 0% 1 0%. 363 34% 131 12% 276 26% 16'; 5 o% 56 5% 382 38 : 1,061 ; :'100% 36% 4% 10096 na - 71 7% 18 18 2% t9y 64 - • Areas of Concentrations of Low Incomeand Racial Minorities Areas of Low Income Concentration According to the 2000 U.S. Census, the City of Miami's Median Household Income is currently $23, 483. This is substantially less than both Miami -Dade County ($35,959) and the Miami PMSA ($39,749). Within the City, there are areas of concentration of low income that have been traditionally targeted for HUD program assistance including designation as Neighborhood Development Zones (NDZs). Table below indicates these low-income concentrations by NDZ and income category. Table 28: Concentrations of Low -Income Households, 2000 iIIapal (oh Less than $10,000. $10K-$14,999 $15K-$19,999 $20K-24,999. $25K-29,999 $30K-34,999 $35K-39,999 $40K-$44,999 $45K-$49,999 $50K-$59,999 $60K-$74,999 $75K-$99,999 $100K-$124,999 $125K-$149,999 S150K-$199,999 $200K or more Total f nr"""1 f .t not cliwn 1 illlt I ittlu 11.1 I illy l,1 \IU,1CI ( it 2,044 204 2,984 6,230 1,745 724 80 1,235 2,638 488 691 54 1,012 1,802 502 508 66 722 .1,513 471. 482 99 744 1,432 235 329. 34 606 1,001 218 315 39 443 717. 133 215 42 433 497 159 155 50 305 317 146 258 102 446 540 102 147 32 435 370 106 148 35 272 217 88 70 28 ' 110 108 7 10 23 20 28 19 6 7 34 10 13 19 21 17 49 81 17 6,123 912 9,830 17,501. 4,449 3,646 f1Sr,lunu Source: U.S Census Bureau, Census 2000 1,497 571 277 319 234 114 105 79 98 98 67 85 83 \ 1111 01111 6liPUMP 124,: 109 115 i � 1E7 1A N 53 34 l ,Y 36 hiAtitaiii Veld 4.16L lt6 The above table indicated that the "less than $10,000" household income category comprises the largest (15,241) amount of households within the City's NDZs. Among the NDZs, Little Havana (6,230) and Edison/Little River/Little Haiti (2,984) have the largest concentrations based on total numbers. However, Overtown (41 percent), Model City (39 percent), Wynwood (39 percent) and Allapattah (33 percent) have the highest percentages of households in the lowest income category. Areas of Racial Concentration According to the 2000 U.S. Census, the City of Miami's Hispanic population is 65.8 percent (238,351 persons) of the total population, an increase of 3.3 percent since 1990. Miami- Dade's total Hispanic population is 1,291,737 or 57 percent of the County's total population. The City of Miami's Black/African-American population is 22.3 percent (80,858) of the total population, a 5.1 percent decrease since 1990. Miami-Dade's Black/African-American population is 457,214, or 20.3 percent of the County's total population. City of Miami Consolidated Plan DRAFT 65 `-Within the City of Miami there are significant concentrations of racial minorities that exceed both the City and County overall percentages. As is the case of the low-income concentrations shown above, the highest concentrations of racial minorities also exist within the City's NDZs (see Table below). The highest concentrations of Hispanics are found in Little Havana (93 percent), Allapattah (85 percent) and Wynwood (72 percent). The highest concentrations of Black/African- Americans are found in Model City (96 percent), Coconut Grove (88 percent), Overtown (74 percent), and Edison/Little River/Little Haiti (68 percent). Table 29: Concentrations of Racial Minorities, 2000 NacrS I lLni,il Total Population Not Hispanic or Latino: White alone Black or African American alone American Indian/Alaska Native alone Asian alone Native Hawaiian/Pacific Blander alone Some other race alone Two or more races Hispanic or Latino: White alone Black or African American alone American Indian/Alaska Native alone Source: U.S. Census Bureau, Census 2000 • 'a1 362,470 16,975 2,308 30,905 44,338 12,752 40411e. gam 24,119 2,587 2,164 26,069 3,037 12,429 42,897 852 91 1,575 2,271 69 72,190 1,541 2,027 20,878 521 12,189 291 19 35 30 2,181 50 3 137 57 4 70 2 12 6 1 388 19 75 33 2 6,102 104 43 3,357 119 155 238,351 198,573 8,668 519 14,388 9,507 1,354 56 144 85 26 3 4,836 3,054 644 37 41,301 323 33,181 102 1,261 151 112 3, 63,4 ANINS 530 talin 7,433 /G , 9 6 43 163: MIN yMN 24'l' C City of Miami Consolidated Plan DRAFT 86 BaFrienf t Aficordatile Housing Land Use and Zoning City land use policies play a significant role in determining the amount and availability of affordable housing within a community. City land use policy guides the location of housing types and densities. Zoning is the planning tool for implementing housing development and regulating its construction. Through zoning incentives, private and non-profit developers can help a City address the housing needs of its low- and moderate -income population. Moreover zoning incentives that increase the density of housing development and provide for a nux uses including transit, are important tools for expanding the local supply of both affordable homeownership and renter housing. Currently, the City of Miami uses "special districts" in locations throughout the City to provide for greater densities, uses and design standards. Similar districts need to be considered for NDZs as part of larger neighborhood revitalization plans. Public Infrastructure Public infrastructure investment can be an important catalyst for housing development activity. Public infrastructure investment has been used successfully in South Florida when targeted to community redevelopment areas. Public infrastructure improvements have also been effectively used in conjunction with model block purchase/rehabilitation programs, helping to insure the investment of both private lenders and first time homebuyers. It is clearly evident that most streets within the City's NDZs lack adequate public infrastructure. Not only does this detract from the physical aesthetics of the streets and surrounding neighborhoods, it also transmits a message that these neighborhoods are low priority. Private Lending According to the 1991 Economic Development Implementation Plan (EDIP) for Miami Dade, the local banking market has gone through dramatic shifts in the past ten years. Large banks, while attempting to fulfill Community Reinvestment Act (CRA) commitments, still have no stake in Miami -Dade over another market area. Capital market assessments once required by the CRA of regulated financial institutions must be undertaken and differentiate between community needs and market demand. While community needs have been well documented, the demand for capital and financial products and services has not. Another important piece of the capital -market assessment is verification that existing financial institutions are unable or unwilling to fill the identified gaps. From the perspective of the homebuyer, a review of Home Mortgage Disclosure Act (HMDA) data in the County's minority areas will unveil that many of the area's top lenders are private mortgage lenders who are considered "sub -prime lenders." The EDIP report cites "these lenders have often been accused of high fees and interest rates as well as onerous terms that lead to increased foreclosures in these areas."(FLU Metropolitan Center, 2001) A recent survey and analysis of private lending patterns in Miami and Miami -Dade revealed certain institutional barriers to affordable housing. Analysis of home purchase and refinance Loans in Miami -Dade County market shows "several patterns of disparate service and under - service to minority markets." Hispanics and especially African Americans show significant racial disparities related to higher failure rates for conventional loan applications, unusually high levels of FHA lending and clearly higher levels of sub -prime lending when compared to whites or predominantly white areas (Calvin Bradford & Associates, 2003). City of Miami Consolidated Plan DRAFT 67 structures (2;028, total units) and 4percent of' its units in 5-9 unit stwctures (581 units). These structure types traditionally support affordable rental housing in older urban neighborhoods. Homebuyer Affordability Within Neighborhood Development Zones (NDZs) Finding 7 Significant single-family affordability gaps exists in the NDZs The Market Study determined that significant single-family home purchase "affordability gaps" exist within the City of Miami NDZs. The large affordability gaps are caused by two critical variables: 1) low median household incomes within the NDZs, and 2) escalating single-family home prices within the NDZs. The affordability gaps are highest within NDZs where median single-family home prices are the highest including Wynwood ($65,202 gap), Little Havana ($64,676 gap) and Coconut Grove ($57,233 gap). Potential Condominium and Market within NDZs Finding 8 Potential Condominiums and Market exists within the NDZs Finding 9 The Market Study determined that there is a potential "affordable" condominium market emerging within several of the NDZs. Condo sales activity in Little Havana and Overtown, in particular, show starting and median sale prices within or near the affordability requirements of households in these neighborhoods. Affordability of Existing Rental Housing Existing contract rents within the NDZs are above the 30 percent threshold for neighborhood residents and will likely increase. The Market Study determined that existing contract rents within NDZs are above the 30percent threshold for neighborhood residents. Lack of rental affordability is greatest in Overtown (38percent) and Wynwood (36percent). The lack of rent affordability within NDZs is largely the result of low median household incomes as contract rents are substantially below the City's median contract rent. The lack of rental affordability is likely to increase as contract rents begin to catch up with market rents. Also, the dwindling supply of multi -family structures e.g. 5-9, 10-19 unit structures will tighten the rental market and impact rent prices. Combination of Unsafe Structures and Age of the Housing Stock within NDZs Finding 10 Most of the housing stock Is over 30 years old. Deferred maintenance and costs associated with code violations and will increase the overall purchase price of homes in the NDZs. The Market Study showed a correlation between neighborhoods having the highest complaints of "unsafe structures" and those neighborhoods having the highest percentages of older housing, e.g. Little Haiti, Model City and East Little Havana. City of Miami Consolidated Plan DRAFT 89 As these neighborhoods have been designated as NDZs, rehabilitation costs associated with code violations and deferred maintenance will significantly affect the overall purchase price of homes in these areas. Concentrations of Low -Income Populations within NDZs Finding 11 Households that earn $10,000 or Tess make up the largest income categories in the NDZs. The Market Study concluded that the "less than $10,000" household income category comprises the largest (15,241) amount of households within the City's NDZs. Among the NDZs, Little Havana (6,230) and Edison/Little River/Little Haiti (2,984) have the largest concentrations based on total numbers. However, Overtown (41 percent), Model City (39 percent), Wynwood (39 percent) and Allapattah (33 percent) have the highest percentages of households in the lowest income category. The existence of large concentrations of low-income households within the City's NDZs can be attributed to several factors including low wages, lack of education and worker skills and chronic unemployment. This creates a major impediment for these intended housing markets (NDZs). Barriers to Affordable Housing Finding 12 Existing land use and public infrastructure policies have limited private sector investment in the NDZs. The Market Study identified several barriers to affordable housing in the City including land use and public infrastructure policies and decisions that have limited private investment opportunity in the NDZs. For example, land use and zoning can serve as barriers to affordable housing by functioning as "disincentives" to both private and non-profit developer sponsors. Conversely, land use and zoning can serve as "incentives" to developers by providing opportunities for creating mixed -use, higher density projects that, in turn, can stimulate mixed -income housing in designated neighborhoods. Public infrastructure investment is critical to affordable housing development because it creates a physical stabilization effect that encourages private investment by homebuyers, while reassuring private lenders who may have been reluctant to invest in these areas. Streetscape improvements e.g. sidewalks, curbing, landscaping, are particularly important as they noticeably improve the physical image of a neighborhood. Finding 13 There are significant patterns of disparate service and underservice in private lending to minorities. The market study also provided analysis of home purchase and refinance loans in the Miami - Dade County market that showed patterns of disparate service and underservice to minority markets. Hispanics and especially African Americans showed significant racial disparities related to higher failure rates for conventional loan applications, unusually high levels of FHA lending and clearly higher levels of subprime lending when compared to whites or predominantly white areas. City of Miami Consolidated Plan DRAFT 70 • Vim. Special Needs Housing Assessment Profile of Special Housing Demand in the City ofMiami The Special Housing Needs Assessment, as required by HUD for the Consolidated Plan, is to provide an estimate of supportive housing needs with structural features and services to enable persons with special needs to live in dignity. Certain population groups have specific housing needs. The groups discussed in this assessment include: • Elderly Persons • Disabled Persons • Single Persons and Large Families • Persons with HIWAIDS and their Families The housing needs of each one of these groups differ enormously. Some of them have characteristics that make it very hard to gather the most basic information about them. Even though there are many agencies and groups involved in improving the quality of information available for some of these groups, it is still rather difficult to produce precise numbers and to forecast with certainty what their needs will be in the future. The following summary is what we do lulow about the groups with specific housing needs: Elderly Population: Of the 360,450 persons in the City of Miami in 2000, 22 percent were 60 or older and 17 percent were 65 or older.' Persons with Disabilities: Persons with disabilities older than 16 years -old accounted for 26 percent of total city population. A total of 95,240 individuals have disabilities in the City. Single -Person Households: There were 40,834 single -person households in the City of Miami in the year 2000. HUD considers persons 62 years and older as elderly, Census information is reported for 5-year cohorts, so most housing assessments us 60 and older or 65 and older. City of Miami Consolidated Plan DRAFT 71 Inventory of Assisted Housing for Disabled Persons Of the 4,076 assisted housing units in the City of Miami, disabled persons can occupy only 36.5 percent with only 5 percent of the assisted units designated exclusively for the disabled. Some units can be occupied by disabled persons as well as other groups who need assisted housing. Disabled persons who are also elderly occupy 2.4 percent of all assisted units and disabled persons in urban Will units represent 1.4 percent of the total. The largest percentage of units serving disabled persons, 28 percent, can also serve the elderly. It was also determined that 61,270 or 64 percent of the City's disabled population is between the ages of 21-64. However, as noted in Table 35 below, only 1,211 or 24 percent of the City's assisted units are family or non -elderly Table 35: Summary Table of Assisted Housing Units, City of Miami. 2003 I'upul:uiuu Congregate / Elderly Disabled Elderly Elderly ! Disabled Elderly -disabled Family Urban Inn / Disabled Total Source: Florida Housing Data Clearinghouse. IPiI 1 'ills 149 199 1,386 04# .,il 1,131 99 ` ' `.' a#IE 1�1111 1,055 6 il:i:l� 57 4,076 Singles and Large Families Single persons and large families that require housing assistance call for special consideration due to the limited stock of small (0 to 1 bedroom) or large (4 or more bedrooms) housing units. Single persons According to the 2000 Census, there were 40,834 single -person households in the City of Miami. Single -person households represented 30 percent of all households. Most single - person households in Miami are renters. These households represent 34 percent of all renter occupied units. Of the total number of owner -occupied units, 24 percent were single -person households and of the total number of renter -occupied units. Forty-six percent of single - person households are White, non -Hispanic. Of all White, single -person households, 40 percent are owner -occupied and 53 percent are renter -occupied. Large families In 2000, 60 percent of large families with five or more rented, while 40 percent owned their dwelling. The majority of large families had incomes higher than 50 percent of area's median family income (72 percent); however, more than 14 percent of large families had incomes lower than 30 percent of area's median. The majority of large families had heads of household between the ages of 35 and 54 (60 percent), while 21 percent of householders were in the 25 to 34 year -old age group. Only 17 percent of large families had heads of household older than 55, and a mere 1.5 percent were younger than 25 years -old. 76 Projections �. The estimated numbers for 2005 suggest the same proportion of renters to owners as 2000. The majority of large families are estimated to have incomes higher than 50 percent of area's median family income (73 percent); still, 14 percent of large families will have incomes lower than 30 percent of area's median. The percentage of large families between the ages of 35 and 54 should increase to 62.5 percent, while 18.5 percent should have heads of household between 25 and 34 years of age. The proportions of younger and older heads of household should remain constant. The projected numbers for 2010 show a slight decrease from 2005 while still showing a slight increase in relation to 2000 concerning tenure. The proportion of owners to renters should shift one percentage point so that 59 percent will be renters and 41 percent will be owners. The proportion of large families estimated to have incomes higher than 50 percent of area's median family income remains the same as in 2005 (73 percent); but 14 percent of large families will still have incomes lower than 30 percent of area's median. The majority of large families will have heads of household between the ages of 35 and 54 (62 percent), while 18 percent of large households will have heads in the 25 to 34 year -old age group. The number of large families with heads of household older than 55 will increase to 19 percent and those younger than 25 years -old will decrease slightly to 1.4 percent. Pomons with, H WAID The City of Miami serves as the administrator of the formula grant -funded Housing Opportunities for Persons with AIDS (HOPWA) program for the entire geographical area of Miami -Dade County. The goal and intent of the local HOPWA Program is to ensure that a continuum of housing options and related housing services is available to low income persons with acquired immunodeficiency syndrome or related diseases and their families to prevent homelessness of such individuals and their families, Eligible Population for Housing Assistance and Related Services Eligibility is based on AIDS status, income and is limited to Miami -Dade residents with a medically verifiable diagnosis of AIDS, as defined by the Centers for Disease Control, and their household family members. It should be noted that under HOPWA regulations, family means a household composed of two or more related persons. The term also includes one or more eligible persons living with another person or persons who are determined to be important to their care and well-being. The term also includes the surviving member or members of any family who were living with the person with AIDS at the time of his or her death in a unit assisted under HOPWA for a certain grace period following the death of the HOPWA client. Only persons with AIDS and their families with annual incomes equal to or less than 80 percent of median income are eligible for HOPWA assistance. Median income levels are determined by incomes equal to or less than the HUD Rental Subsidy Program (Section 8) low-income or very low income limits established by U.S. HUD annually. City of Miami Consolidated Plan DRAFT 77 Housing Preferences The most recent Housing Needs Assessment for Miami -Dade residents living with HIV/AIDS identified an overwhelming rejection of AIDS -only housing and shared housing arrangements. The following sections describe the results of the survey more in detail. Housing Type About 72 percent of persons surveyed would rather live in an apartment building where different kinds of people live together, whether they have HIV, than live in an apartment building where only people with HIV or AIDS live. Given a choice between living in a building comprised of only residents living with HIV/AIDS or moving in with family or friends, over 51 percent preferred moving in with family or friends. A little over 71 percent preferred their own place even if it meant paying more rent rather than sharing a place with other people. Services When asked whether the respondent preferred to live independently and see an agency staff person regularly for help with things like housekeeping, advocacy with the landlord and neighbors, budgeting, or taking medications, than live independently with no services at all, over 47 percent stated "yes", compared to over 33 percent who stated they preferred "no services at all". When asked whether the respondent preferred to live in a building with on - site support services than a building without on -site services, over 52 percent stated yes. Geographic Preference Diverse preference for geographic location of housing was identified by the respondents: City of Miami (37.6 percent of respondents), City of Miami Beach (24 percent), North Dade (23 percent), South Dade (14.6 percent), other parts of Miami -Dade (10.5 percent), City of Hialeah (3.1 percent) and no geographic preference (7.3 percent). Housing Burden The Needs Assessment and Planning Process identified a high housing burden that is a barrier to accessing housing. The following is a brief summary of the findings: Table 37: Disabled Individual 's Housing Burden Based on Income at 100% of Federal Poverty Guidelines/Fair Market Rent in Miami -Dade County \ umber of Iiedr omoN Zero -Bedroom Unit Two -Bedroom Unit MEI $577 (77%) $904 (71 %) It( IliaiIlinp; lirrunr4 lur attar I.i�iiiE I \Irrnu, $171 (23 34 $368 (29%) Source: A presentation given by Apple Tree Perspectives, Inc. based on the following: Annual Update of the HHS Poverty Guidelines (Poverty Guidelines for Family Unit of One - $8,980 and Family Unit. of Three - $15,260), 68 Fed. Reg. 6456, February 7, 2003; HUD Fair Market Rents, 68 Fed. Reg. 56704, October I, 2003 Miami -Dade HIV/AIDS Partnership Housing Committee, 2003 HIV/AIDS Housing Needs Assessment & Strategic Planning for HOPWA FY 2003-2004, June 2003. City of Miami Consolidated Plan DRAFT 79 Housing Gap The Needs Assessment and Planning Process identified the need to offer a continuum of housing options to persons living with HIV/AIDS and their families in Miami -Dade and maintain the same level and type of housing options currently funded by HOPWA. Overwhelmingly, assistance with making rent or mortgage payments and locating and securing affordable housing were identified as unmet, priority needs by consumers and providers, followed by the need for emergency rental, mortgage or utility assistance. The HIV/AIDS housing needs and gap analysis conducted in 2003, estimated that 35 percent of all living HIV/AIDS cases need housing assistance. To meet the need, 6,996 affordable housing units or subsidies dedicated to households living with HIV/AIDS would be required. Of this total number, 1,610 units and/or subsidies are in place; thus, the remaining gap represents an additional 5,386 units (see Table 38).s Table 38: Estimated Number of Individuals Living with HIV/ AIDS in Need of Housing Assistance within the Miami -Dade Metropolitan Division 1. HIV -Positive Individuals Receiving Case Management Services in Need of Housing Assistance 4,695 , 2. Identified Homeless HIV -Positive Individuals in Need of Housing Assistance + 85l 3. Remaining Individuals Living with HIV/ AIDS in Need of Housing Assistance +1.4SQ 4. Total Number of Individuals Living with HIV/ AIDS in Need of Housing Assistance (34.9 % are all living H1V/AIDS cases) - 6,996 5. Existing Housing Resources— Units and Subsidies Dedicated to Individuals Living with HIV/ 1,610AIDS '1&1.Q TOTAL: Estimated Gap Between Existing Housing Resources and Total Number of Individuals Living with HIV/ AIDS in Need of Housing Assistance - 5,386 Source: Apple Tree Perspectives, Inc. on behalf of City of Miami HOPWA Program, October 2003 (Projection of Need as of February 28, 2003). s Apple Tree Perspectives, Inc., 2003 HIV/AIDS Housing Needs Gap Analysis, October 2003. q. 80 Rectathoong;Nent.Flndings; Finding 1: As incomes increase in the elderly population, so do homeownership rates. Elderly persons with incomes above 80 percent of MFI are mostly owners (71 percent), while only 29 percent are renters. These numbers show a strong correlation between homeownership and poverty among the elderly. Finding 2: Most disabled are adults between the age of 21 and 64, Hispanic, and concentrated in the Little Havana and Allapattah NDZ. Most disabled persons in the City of Miami are between the ages of 21 and 64. This group also represents the largest proportion of disabled to total population; the total of 61,270 people represents 30 percent of the total population in that age cohort. Only five percent of the total population is both disabled and elderly, but 32 percent of the disabled population is older than 65. The highest percentage (71 percent) of disabled persons living in the City of Miami is Hispanic. Blacks account for 22 percent of the City's disabled population. The high level of the disabled population that is Hispanic is consistent with the neighborhood concentrations of disabled persons shown above that indicate Little Havana and Allapatah have the largest concentrations of disabled persons among the City's NDZs Finding 3: In the City of Miami, the majority of the single persons and large families rent. Most single -person households in Miami are renters. These households represent 34 percent of all renter occupied units. In 2000, 60 percent of large families with five or more rented, while 40 percent owned their dwelling. The majority of large families had incomes higher than 50 percent of area's median family income (72 percent); however, more than 14 percent of large families had incomes lower than 30 percent of area's median. Finding 4: Persons with HIV/AIDS prefer to live on their own- even if they would need to incur increased housing costs. Therefore, the priority need identified is for locating/securing affordable housing and assistance with rent/mortgage payments. A little over 71 percent preferred their own place even if it meant paying more rent rather than sharing a place with other people. About 72 percent of persons surveyed would rather live in an apartment building where different kinds of people live together, whether they have HIV, than live in an apartment building where only people with HIV or AIDS live. Overwhelmingly, assistance with making rent or mortgage payments and locating and securing affordable housing were identified as unmet, priority needs by consumers and providers, followed by the need for emergency rental, mortgage or utility assistance. The current housing gap is 5,386 units. City of Miami Consolidated Plan DRAFT $1 IX. Homeless Needs Assessment Profile of the Homeless Needs and Strategy in the City ofMiami The purpose of the Homeless Needs Assessment is to describe the nature and extent of homelessness, addressing separately the need for facilities and services for homeless persons and homeless families with children, both sheltered and unsheltered, and homeless subpopulations (HUD Table IA). The description includes the characteristics and needs of low-income individuals and children, especially extremely low-income individuals, who are currently housed but threatened with homelessness. A brief description of the two agencies that serve the homeless population in the City of Miami will also be discussed. Background Miami -Dade County has the highest homeless rate in the State of Florida. According to homeless enumerations conducted in December 2003, approximately 42 percent of the County's homeless population is located within the City of Miami. The high concentration of homelessness in the City can be attributed to the following factors: ■ Three of the five major shelters in the County are located in the City; one of the two remaining is located across the street from the City limits. • Jackson Memorial Hospital (the public hospital that serves the homeless and indigent) is located in the City of Miami. The County's major correctional facility is within the City and releases arrestees from throughout the County into,the City of Miami. Other factors that that attribute to the highhomeless numbers and make Miami unique are the continual flow of immigrants and the warm weather conditions throughout the winter months. Agencies Serving the Homeless h L � Miami•Dade Homeless Trust The Miami -Dade Homeless Trust (Homeless Trust) is a County organization that serves as the link between the five local entitlement jurisdictions, including the City of Miami, and multiple systems of care that also represent various sub -populations impacted by homelessness. The Homeless Trust was created in 1993 by the Board of County Commissioners. One of its missions is to implement the community's Continuum of Care Plan, the Miami -Dade County Community Homeless Plan. This plan delineates a comprehensive strategy for the delivery and coordination of homeless housing and City of Miami Consolidated Plan DRAFT 82 services for the entire County, including all its municipalities and jurisdictions. -It -is comprised of: temporary care (emergency housing), primary care (transitional housing) with extensive case management services, and advance care (permanent) supportive housing. The City of Miami's pro rata share of McKinney funds, as well those of the other four entitlement jurisdictions, are pooled into the Homeless Trust's annual application for funds under U.S. HUD's SuperNOFA. The Homeless Trust serves to reduce duplication of efforts and resources, and ensure coordination between the entitlement jurisdictions, multiple fenders and providers of services to special needs populations. The Board of the Homeless Trust sets policy on funding priorities and strategies utilizing input from key stakeholders. These priorities, as well as the gaps and needs analysis, are utilized by these other major funders, and incorporated on an annual basis into entitlement jurisdictions' Consolidated Action Plans and the local county -wide Social Services Master Plan. Miami Homeless Assistance Program (MHAP) MHAP is a City of Miami office that is a key component in a County -wide Continuum of Care System. It should be noted that, as part of the Continuum of Care agreement, the City of Miami does not operate any homeless facilities. These services are provided by the County. However, since a significant number of the homeless population resides within the city limits, the City of Miami provides outreach services to homeless individuals and families through MHAP. The Mission of MHAP is to provide outreach, assessment, placement, information, referral and transportation services to homeless individuals and families in a caring and professional manner and to employ and train formerly homeless men and women. MHAP's goals are to: • Identify, and engage homeless individuals and to place them into appropriate housing. • Facilitate employability skills, a work history and instill life management responsibilities to our formerly homeless employees, thereby strengthening their ties to the community. • Significantly reduce the number of homeless individuals and families in the City of Miami. City of Miami Homeless. Population Characteristics Miami's homeless population is as diverse as its residents. Those facing homelessness have two main commonalities —they experience dismal poverty and they are unable to access safe and affordable housing. The following is a brief4escription of the City's homeless population based on data collected of the homeless served by the City of Miami Homeless Program in 2003. The majority (49 percent) of the homeless served by MHAP were male adults from the ages of 31 to 50 years.' Approximately 72 percent were non -Hispanic and 60 percent were African American. A little over half, 51 percent, of this population finished high school or completed the General Education Development (GED) program. The majority of the homeless individuals served in 2003, 76 percent, were single or have never been married. With respect to health services, it Was interesting to find that 23 percent of the homeless had health insurance. Approximately 37 percent had utilized an emergency room for medical care and 21 percent had been admitted into Detox or a Crisis Unit for treatment. It was also found that 25 percent had been arrested because they had nowhere else to go and 48 percent had been jailed or in prison. E Miami Homeless Assistance Program City of Miami Consolidated Plan DRAFT 83 Guifent li0M0,10104 Frinumeratlons, . Miami -Dade County The Continuum of Care Gaps Analyses is the method used for quantifying the housing needs of homeless persons by local governments, including Miami -Dade County. It should be noted that MHAP estimates that 42 percent of the County's homeless population are within the City of Miami. According to the Miami -Dade Continuum of Care, Miami -Dade County has a total of 7,627 homeless persons: 4,637 homeless individuals and 756 homeless families with children.2 Table 39: Homeless Populations and Subpopulations, Miami -Dade County: March 2004 1' b 11111.111411 1. Homeless Individuals 2. Homeless Families with Children 2a. Persons in Homeless Families with Children TOTAL (lines 1+2a) 1• Jilt', 1;rw'ti 634 115 459 1,093 I!du tinHind 1 lluu'.iu� 747 331 1,329 2,072 I rnIi 14 c11 3,257 310 1,205 4,462 Source: Continuum of Care Housing Gaps Analysis and Housing Population (revised Mar 2004) 4,637 756'! 2,990 7,627 City of Miami According to MHAP, the homeless population has grown in recent years with the most recent count showing the City's homeless population, within its Neighborhood Enhancement Team (NET) boundaries areas, at 1,152 homeless. The highest counts were found in Downtown and Overtown, followed by Allapattah and Wynwood. Table 40: Homeless Enumerations, City of Miami: 1997-2003 IMEIR I11.27 1999 29 20011 Allapattah • 20 41 N8 Coconut Grove 04 09 SW Coconut Grove 21 19 Coral Way 07 14 Downtown 261 297 Flagami 03 06 Little Haiti 21 65 Little Havana East 79 53 Little Havana West 04 19 Model City 02 19 Overtown 52 63 Upper Eastside 21 59 Wynwood/Edgewater 36 33 TOTAL 531 697 .Ir19 -'111111 11r16 211110 f,%I 1! 2001 I I'7; Nil I t 17 20112 85 75 96 91 68 15 05 7 15 12 12 03 12 22 33 18 27 13 18 09 399 310 327 307 321 02 00 34 16 23 30 47 69 39 93 89 98 62 73 92 39 49 86 31 11 49 30 12 04 01 '••1.i 53 59 135 107 33 76 27, 79 124 187 115 132 170 246 49 24 89 26 97 20 32 23 26 56 55 51 61 101 838 822 1,157 862 925 982 1,152 11 1.; _1.4)11 Source: Miami Homeless Assistance Program, Analysis of Homeless Enumerations 80 09, 18 18 346 8 1.19.: 08 27,. 35 381; 34 2 Data from Continuum of Care Housing Gaps Analysis and Housing Population (CoC Gaps and Needs 2004, revised Mar 2004) City of Miami Consolidated Plan DRAFT 84 The existing inventory of shelter facilities for the homeless in the City of Miami include emergency shelters, transitional housing and permanent housing for both homeless individuals and families. As indicated earlier, however, the homeless shelter facilities located within the City of Miami are not managed or operated by the City. The Miami -Dade Homeless Trust is responsible for funding and overseeing the operation of these facilities. Under the Continuum of Care Agreement, the City is responsible for providing outreach services to the homeless. The Continuum of Care plan divides the demand for beds between homeless single adults and persons in families with children, and the supply of beds among emergency shelters, transitional housing facilities, and permanent housing facilities for each of these populations. The following tables summarize the needs of these two groups as they relate to supply. Table 41: Housing Gap Analysis for Homeless individuals and Families. Miami -Dade County: 2004 I i pr uT Iluutiiu, \ti itilaner INDIVIDUALS. Emergency Shelter Transitional Housing Permanent Supportive Housing TOTAL ( uu i•nt 1111 un o11 'UII 1 l nilt I),.'ilopiurul 'llll1 l lilncl \t i u Y''H:t#AL1P*Stek 773 0 .x 957 24 710 1971 2,440 221 �,31t11K PERSONS IN FAMILIES WITH CHILDREN Emergency Shelter 773 Transitional Housing 957 Permanent Supportive Housing 710 TOTAL 2,440 0 24 197 221 Source: Continuum of Care Housing Gaps Analysis and Housing Population (revised Mar 2004) Homeless Strategy Miami -Dade Homeless Trust Strategy As previously noted, the planning and coordination of homeless programs outlined in Continuum of Care is performed by the Miami -Dade County Homeless Trust. The Homeless Trust is currently engaged in refining a Ten -Year Plan to end homelessness (by 2012). This plan will incorporate existing strategies designed to "close the back door" into homelessness," and "open the front door" out of homelessness. The cooperation of other local jtrisdictions, state agencies and various institutions are key to the continuum of care strategies directed, toward the City of Miami's chronically homeless. The basic strategy components encompass: Pre-treatment Intervention — Maintain existing street outreach programs and expand and/or develop: a) specialized on -the -street outreach teams to compliment existing efforts, and b) stand-alone day/drop-in centers located in areas of high concentrations of chronic homelessness to increase contact with case management services. 2. Pre-treatment Placement — Increase number of Safe Havens to engage service resistant, chronic homeless, including the chronic mentally i11. The Safe Haven model has proven highly effective in engaging the chronic homeless, especially those who are also impacted by mental illness. At present, the continuum has two Safe City of Miami Consolidated Plan DRAFT 85 Havens located in diverse geographic areas. Funding was secured this past year to implement an additional mental health drop -in center. 3. Improve Discharge Planning Services — Improve discharge planning from systems most impacted by chronic homelessness, such as local jails, crisis units and hospitals. Implement court diversion practices to link mentally ill with appropriate housing and services, rather than incarceration. 4. Housing First — The local Continuum of Care has prioritized the creation of housing units following the Housing First model to ensure rapid permanent re- housing of the chronically homeless. If CHDO set -aside funds are awarded under this NOFA, the City of Miami will direct these funds towards expanding the inventory of permanent rental housing for the chronically homeless, utilizing a Housing First model. Shelter plus care clients would be referred to these new permanent housing units. Measures taken by the Homeless Trust under the Housing First strategy include coordination of homeless provider trainings on effective safe haven, low demand and housing first program models and chronic homeless intervention and engagement strategies. 5. Employ Assertive Community Treatment Teams to Increase Housing Stability of Chronically Mentally III - Increase use of Florida Assertive Community Treatment FACT teams to serve chronically homeless. The Florida Department of Children and Families (DCF) has dedicated a FACT team designed to provide intensive wrap -around services and housing allowances, to homeless individuals who are severely mentally ill, or mentally ill with addiction disorders. 6. Ensure On -going Planning Efforts on the Local, Regional and State Levels - The Homeless Trust is working with the Miami Coalition for the Homeless in strategizing efforts related to the 10 year plan to end homelessness. These are ongoing policy level discussions and our focus is on obtaining additional resources toward housing first models and long-term supportive housing. Miami Homeless Assistance Program (MHAP) Strategy In addition to the Homeless Trust comprehensive countywide strategy, the City of Miami's MHAP is in the process of developing a complementary plan to reduce chronic homelessness in the city, in particular downtown. It should be noted that this initiative is not intended to be a comprehensive plan. The following is a brief description of the chromic homeless population and the MHAP's preliminary recommendations to reduce it in the next ten years. •"Chronic Homelessness Defined The chronic homeless population is primarily represented by: 1) the mentally ill; 2) the dually diagnosed (Co-occurring Disorders); and those fully adapted to street living. The chronic homeless typically have high incidence of law enforcement/criminal justice interaction. They also tend to have high re -institutionalization rates. As many of the institutions with which these individuals interact, and/or from which they are discharged, are located in downtown Miami, a substantial majority of chronic homeless can be found within City of Miami boundaries and are served by homeless providers located within the City. The data indicate that 73 percent of the homeless population is individuals and 27 percent is families. Given that the vast majority of people experiencing chronic homelessness are individuals rather than families, the statistics are calculated based on the number of homeless individuals. Based on an analysis of over 500 surveys completed by homeless individuals on the street, and in emergency and transitional housing, the following determination was made: 42 percent of survey respondents who City of Miami Consolidated Plan DRAFT 86 '-were homeless on the streets and 30 percent of the sheltered homeless population of Miami -Dade County were experiencing chronic homelessness. Through similar calculations, the number of chronically homeless sheltered was determined to be 502 in the County's emergency and transitional housing system. This indicates that; 31 percent of the total unsheltered population, 17 percent of the total sheltered population, and a total of 25 percent of the total homeless population of Miami -Dade County is experiencing chronic homelessness. Other results from the point -in -time surveys of homeless people indicate that the chronic homeless population in Miami -Dade County, an estimated 1,704 individuals, represents 25 percent of the total homeless population of the county. In addition, the point -in -time surveys also indicate that 71 percent of the chronically homeless were unsheltered Recommendations The following recommendations for the expansion of MHAP services are mostly tasks that can be undertaken with the current resources. However, to accomplish all the recommendations, it is estimated that the cost will be $536,000 annually. Strategy 1: Organized Street Feedings must be banned. The chronic homeless person is enabled to live on the streets by providing (and promoting) organized feeding sites provided by organizations and individuals. This can be accomplished with current ESG resources. Strategy 2: Outreach must be available 24 hours a day, 7 days a week. To effectively encourage homeless individuals to change the behavior of sleeping outdoors, the City must provide outreach around the clock. This approach has been a success in the past during outreach initiatives and during cold weather. This program will require approximately $108,000 annually in additional funding. Strategy 3: Low Demand Shelter Beds must be accessible 24 hours a day, especially between the hours of 11 pm and 7 am. The City must be prepared to have available beds when a homeless person accepts the shelter. This can be accomplished by providing a minimum of 80 beds per night. A service agreement with the Salvation Army and the Miami Rescue Mission will be established for this service to occur. This program will require approximately $373,000 annually in additional funding. Strategy 4: Outreach teams must have a Clinical Social Worker available for follow-up evaluation when necessary. To achieve this, the .MHAP must contract an individual to provide this service. This program will require approximately $50,000 annually in additional funding. Strategy 5: Advocate and support the reform of the Baker Act Laws. The language should include "language re guardian advocate; provides for release of certain persons for certain purposes; revises criteria and procedures for involuntary City of Miami Consolidated Plan DRAFT 87 examination; provides criteria and procedures for involuntary outpatient placement." This program can be accomplished with current ESG resources. Strategy 6: Follow up with the individuals that have been sheltered. MHAP will ensure that individuals placed in low demand shelters are offered a slot in the "Housing First" program provided by the Homeless Trust. This program can be accomplished with current ESG resources. Strategy 7: Increase coordination with the Miami Police Department when an outreach worker (team) needs assistance. This can be accomplished by providing training to the Police Department in response to the "Pottinger Settlement." Additionally, MHAP must be able to communicate directly with the Police Department. This program can be accomplished with current ESG resources. Strategy 8: After five years of "Pottinger," a legal review of the settlement should be conducted. This is useful so that adjustments can be recommended as necessary. This program can be accomplished with current ESG resources. Strategy 9: All loitering laws, including park operating hours, must be strictly enforced. In conjunction with the Miami Police Department, MHAP will monitor and report any violations. It is recommended that any person violating a life sustaining misdemeanor that refuses assistance when a bed is available should be arrested. This program can be accomplished with current ESG resources. Strategy 10: Legislation should be introduced to resend the City of Miami's "Aggressive Panhandling Ordinance." The City will utilize the countywide ordinance that addresses this issue. This program can be accomplished with current ESG resources. Strategy 11: An approved site to move the Camilus House Shelter must include stipulations in order to acquire a Certificate of Use. These include, but are not limited to: A) "No Loitering" signs must be posted outside the facility, B) Security must be provided around the perimeter of the shelter to ensure that no loitering is allowed, C) 24 hour access to referral services to the City of Miami outreach teams, D) A minimum of 200 beds must be reserved for the City of Miami outreach team referrals, E) Limitation of nightly stays must be reasonable -seven days is not considered reasonable, and F) As "Housing First" and other Permanent Housing options become available, those referred by the City of Miami will get preference. City of Miami Consolidated Plan DRAFT 88 In addition to the above mentioned recommendations to reduce chronic homelessness, MHAP proposes an additional emphasis on two recently successfully implemented initiatives: Hospital Outreach — Homeless patients released from area hospitals are required to have: 1) 14-day supply of medication at the time of discharge, 2) An exempt card that identifies them as homeless and unable to pay for medications and services, and a prescription for an additional 30-day supply of medication and a follow-up visit if required. This program can be accomplished with current ESG resources. Incarceration Release Outreach — MHAP will continue to provide outreach to homeless individuals released from Miami -Dade County jail. Currently, two outreach workers attend two bond hearings and two arraignments daily. During these proceedings, the homeless person is offered shelter assistance pending their release. If the homeless individual chooses not to accept assistance, transportation services are provided back to the jurisdiction of arrest. Since the inception of this project (May 2003) there have been over 1,450 persons contacted, over 500 persons placed into shelter and over 800 persons transported back to the jurisdiction of arrest. This program can be accomplished with current ESG resources, • City of Miami Consolidated Plan DRAFT 89 X. Public Housing Nccds Assessment Profile of Public Housing Demand and Strategy in the City of Miami iBackground The purpose of the public housing needs assessment, as required by the U.S. Department of Housing and Urban Development (HUD), is to provide an estimate of the public housing need and detail a strategy on how the need will be addressed. It should be noted that the City of Miami does not manage public housing units. Miami -Dade Housing Agency (MDHA) is responsible for this function; however, a large portion of the County's inventory is located within the City limits. The following sections describes the public housing inventory operated by MDHA, the waiting lists for public housing, and a summary of the five-year plan for housing choice vouchers. Trends in Public Housing Public housing authorities primarily serve households at the extremely low income level, both through operation of public housing units and through administration of the Housing Choice Voucher program. Nearly 60 percent of public housing units are occupied by households with average annual household incomes of $9,000, that is, below 30 percent of the federal poverty level. Average monthly total tenant payment is $204 per month, including utilities. Housing Choice Vouchers may be used to serve households with incomes up to 50 percent of area median income (AMI). However, public housing authorities are required to allocate at least 75 percent of any new Housing Choice Vouchers to households in the extremely low income group (less than 30 percent of AMI). Incomes for households served by the Housing Choice Voucher program seem to be somewhat higher than those for households residing in public housing -operated units. Their average annual household income is $10,000, $1,000 higher than that of households residing in public housing units, but they still fall below the federal poverty level. About 26 percent of households making use of vouchers fall into the extremely low-income group. Their average total tenant payment is $226, including utilities. Social Security recipients, including both retirement and disability income recipients, make up the largest group served by both public housing rental units and Housing Choice Vouchers. The group receiving Social Security benefits represents 58 percent of households residing in public housing units in Florida; 49 percent of households using vouchers receive Social Security. Wage-earning households make up 28 percent of public housing tenants and 36 percent of voucher holders. Households that receive Temporary Assistance to Needy Families (TANF) represent eight percent of households served by public housing units and 10 percent of those making use of Housing Choice Vouchers. Households with children represent the largest group served by both public housing rental units and the Housing Choice Voucher program, 42 percent of the total number of public housing units and about 55 percent of the households receiving vouchers. Elderly households City of Miami Consolidated Plan DRAFT 90