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Ordinance
File Number: 09-00951
Final Action Date:
AN ORDINANCE OF THE MIAMI CITY COMMISSION AMENDING CHAPTER
40/ARTICLE IV/DIVISION 2, OF THE CODE OF THE CITY OF MIAMI, FLORIDA,
AS AMENDED, ENTITLED "CITY OF MIAMI FIREFIGHTERS' AND POLICE
OFFICERS' RETIREMENT TRUST" TO AMEND THE ORDINANCE; MORE
PARTICULARLY BY AMENDING SECTIONS 40-191, 40-196, 40-200, 40-202,
40-203, AND 40-205; THEREBY INCREASING FIREFIGHTERS' MEMBER
CONTRIBUTIONS FROM EIGHT PERCENT TO NINE PERCENT AND
CHANGING FIREFIGHTERS' RULE OF 64 TO THE RULE OF 68; CONTAINING A
SEVERABILITY CLAUSE, AND PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, Article 43.11 (Pension Stabilization) of the 2007-2010 Collective Bargaining
Agreement ("CBA") between the City of Miami ("City") and International Association of Firefighters,
Local 587 ("IAFF") provides for a long term stabilization goal for the City's general fund contribution;
and
WHEREAS, said goal is to maintain the City's contribution at 37 percent or less of pensionable
payroll by September 30th of each year; and
WHEREAS, Article 43.11 of the above -referenced CBA provides for a one percent increase in
firefighters' member contributions, from eight percent to nine percent, and for the Rule of 64 to be
changed to the Rule of 68 should the long term stabilization goal not be met by September 30, 2009;
and
WHEREAS, the actuaries for the City and APO Board determined that stabilization of the City
of Miami Firefighters' and Police Officers' Retirement Trust ("FIPO") is not attainable as it relates to
firefighters;
NOW, THEREFORE, BE IT ORDAINED BY THE COMMISSION OF THE CITY OF MIAMI,
FLORIDA:
Section 1. Sections 40-191, 40-196, 40-200, 40-202, 40-203, and 40-205 of the Code of the City of
Miami, Florida, as amended, is amended in the following particulars:{1}
"Chapter 40
PERSONNEL
ARTICLE IV, PENSION AND
RETIREMENT PLAN
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File Number. 09-00951
DIVISION 2. CITY OF MIAMI FIREFIGHTERS' AND POLICE OFFICERS' RETIREMENT TRUST
Sec. 40-191. Definitions.
Unless a different meaning is plainly required by the context, the following words and phrases
as used in this division shall have the following meanings:
Rule of 64 shall mean a computation consisting of the sum of a member's age and length of
creditable service, which sum shall permit normal service retirement upon the member's combined age
and creditable service equalling at least 64. The Rule of 64 shall apply to all police officer members.
The Rule of 64 shall also apply to any firefighter member whose combined age and length of
creditable service is equal to or greater than 64 on or before September 30, 2009.
Rule of 68 shall mean a computation consisting of the sum of a member's age and length of
creditable service, which sum shall permit normal service retirement upon the member's combined age
and creditable service equaling at least 68. The Rule of 68 shall only apply to firefighter members
whose combined age and length of creditable service are less than 64 on September 30 2009.
Sec. 40-196. Contributions.
(a) Member Contributions.
(3)(A) Effective the first full pay period following June 16, 2009, and thereafter, regular
contributions of each firefighter member of the retirement system shall be made at the rate of
eight percent of each firefighter member's earnable compensation.
(3)(8) Effective the first full pay period following June 16, 2009, should the firefighter
member's contribution be less than eight percent, the difference between the eight percent and
the actual contribution shall be deducted from the firefighter member's paycheck and placed
into an individual contribution account (ICA), as part of the retirement system. ICA's shall be
established as allowed by IRS Code. If it is found that the IRS Code does not allow for an
individual account, the reduction in contribution shall be reflected in the member's paycheck.
(4) (A) Effective the first full pay period following October 1 2009 and thereafter, regular
contributions of each firefighter member of the retirement system shall be made at the rate of
nine percent of each firefighter member's earnable compensation.
(4)(B) Effective the first full pay period following October 1 2009 should the firefighter
member's contribution be less than nine percent the difference between the nine percent and
the actual contribution shall be deducted from the firefighter member's paycheck and placed
into an individual contribution account (ICA) as part of the retirement system ICA's shall be
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established as allowed by IRS Code. If it is found that the IRS Code does not allow for an
individual account, the reduction in contribution shall be reflected in the member's paycheck.
{4)_ffj Individual Contribution Accounts_
(A) Earnings. Interest on ICA's shall be determined in the same manner as the COLA
transfer methodology. Interest shall be credited periodically to the ICA's as determined by the
retirement system board's actuary, but not less than once a year.
(B) Disbursements. Member contributions and earnings in ICA's shall be deemed 100
percent vested upon deposit. Upon the member's separation, ICA balances shall be disbursed
as provided under the IRS Code. Disbursement of ICA funds may only occur upon separation
or as mandated under the IRS Code
Sec. 40-200. Transfer of city employees to retirement system.
(c) Any member of the retirement system who transferred from the retirement plan may contribute to
the retirement system an amount computed to be sufficient with the member's prospective regular
contributions to make accumulated contributions at normal retirement age equal to the amount such
accumulated contributions would have been had the member been a member of the retirement system
during his or her entire period of service with the city. If such election is not made, upon service, early
service, rule of 7-0-- 64 or 68 or ordinary disability retirement, the member's retirement allowance shall
be reduced by the actuarial equivalent of the amount by which accumulated contributions fall short of
the full amount which would have been the member's accumulated contributions had he or she been a
member of the retirement system during his or her entire period of service with the city. Any member
who elects to make a contribution pursuant to this subsection, and who is granted disability retirement
under the retirement system, shall have his or her disability retirement allowance reduced by the
actuarial equivalent of the then unpaid amounts.
Sec. 40-202. Paybacks for membership credit.
Members shall have the right to receive membership credit in the retirement system in
accordance with the following provisions:
(6) Creditable service years purchase.
a. Firefighter members.
1. A retiring firefighter member, including I.A.F.F. bargaining unit member, who does not participate
in the DROP and retires under service retirement, or rule of 64 or 68 retirement, may purchase from
available leave balances, whole years of creditable service up to a maximum of three years. The
purchase of creditable service under this subsection may not be utilized for eligibility for either service
retirement, or rule of 64 or 68 retirement. Once the leave balances have been applied toward the
purchase of whole years of creditable service, and the amount thereof actually paid to and received by
the trust, the member may purchase the balance of the three years by a lump sum cash payment to
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the trust. Leave balances shall be determined in accordance with the applicable labor agreement
and/or leave payoff practices. The cost of creditable service purchased shall be the prorata actuarially
determined present value based upon the member's average final compensation used to determine
the member's retirement benefit. This benefit shall be available using after tax value of the member's
leave balance; if, in the future, the issue of income taxes is resolved, then it will be available using
pre-tax value of the member's leave balances. Effective June 12, 2007, firefighter members and
I.A.F.F. bargaining unit members, including those electing to participate in either the FORWARD
DROP or BACDROP, may elect to transfer funds from their accounts in the Miami Firefighters' Relief
and Pension Fund (175) to the trust to purchase the three years of creditable service referred to
herein. Members may purchase three whole creditable service years by a lump sum payment of cash
to the trust or a tax qualified transfer of funds from a member's 457 Deferred Compensation Plan at
present value as actuarially determined for each individual member. In no case shall a firefighter
member, including I.A.F.F. bargaining unit member, purchase more than three years of creditable
service through any combination of the above provisions. No benefit provided under this subsection
shall be effective unless and until full payment in accordance herewith is made.
2. Effective the full pay period following October 1, 2-88-7 2009, the following provisions shall
supersede the provisions of subsection a.1., and govern the purchase of creditable service by
firefighter members, including, but not limited to, I.A.F.F. bargaining unit members:
A. A retiring firefighter member, including, I.A.F.F. bargaining unit member, who does not participate
in the DROP and retires under service retirement, or rule of 64 or 68 retirement, may purchase up to
three whole years of creditable service utilizing the member's available leave balances, a tax qualified
transfer of funds to the trust from the member's 457 Deferred Compensation Plan at present value as
actuarially determined for the individual retiring member, lump sum payment of cash to the trust, or
funds transferred to the trust from the member's account with the Miami Firefighters' Relief and
Pension Fund (175).
C. The following provisions shall apply to all purchases of creditable service under paragraphs a.2.A.
and 2.B.:
i. The purchase of creditable service shall be allowed only immediately prior to retirement.
ii. The purchase of creditable service may not be utilized for eligibility for either service retirement, or
rule of 64 or 58 retirement. Once the leave balances or the funds from the member's account with the
Miami Firefighters' Relief and Pension Fund (175) or those from the member's 457 Deferred
Compensation Plan have been applied toward the purchase of whole years of creditable service, and
the amount thereof actually paid to and received by the trust, the member may purchase the balance
of the three years by a lump sum cash payment to the trust. Leave balances shall be determined in
accordance with the applicable labor agreement and/or leave payoff practices. The cost of creditable
service purchased shall be the prorata actuarially determined present value based upon the member's
average final compensation used to determine the member's retirement benefit. The use of leave
balances shall be available using after tax value of the member's leave balance; if, in the future, the
issue of income taxes is resolved, then it will be available using pre-tax value of the member's leave
balances. In no case shall a member purchase more than three years of creditable service through
any combination of the above provisions. No benefit provided under this subsection shall be effective
unless and until full payment in accordance herewith is made.
Sec. 40-203. Benefits.
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(b) Rule of 64 or Rule of 68 retirement.
(1) Any member in service who did not withdraw from active membership in the retirement system
and retiring effective May 28, 1995, may elect service retirement on the basis of his or her combined
age and creditable service equalling 64 or more provided that the member has reached minimum
vesting requirements. Such election shall be made upon written application to the board no less than
ten days nor more than 45 days from May 28, 1995.
(2) Upon rule of 64 retirement, on or after May 28, 1995, a police officer member shall be entitled to
receive a retirement allowance equal to 2.75 percent of the member's average final compensation
multiplied by the years of creditable service for the first 15 years of such creditable service. Such
member shall also be entitled to receive a retirement allowance equal to three percent of the member's
final average compensation multiplied by the years of creditable service in excess of 15 years.
Upon rule of 64 retirement, a firefighter member retiring on May 28, 1995, shall be entitled to receive a
retirement allowance equal to three percent of the member's average final compensation multiplied by
years of creditable service which amount shall be paid yearly in monthly installments.
A member eligible for rule of 64 or Rule of 68 retirement may choose one of the optional allowances
available to him or her on the date of retirement, as provided in subsection (m).
(3) Upon rule of 64 retirement, on or after October 1, 1998, or upon the Rule of 68 retirement on or
after October 1 2009 a member shall be entitled to receive a retirement allowance equal to three
percent of the member's average final compensation multiplied by years of creditable service for the
first 15 years of such creditable service. Such member shall also be entitled to receive a retirement
allowance equal to 3 112 percent of member's final average compensation multiplied by the years of
creditable service in excess of 15 years, which amount shall be paid yearly in monthly installments.
A member eligible for rule of 64 or Rule of 68 retirement may choose one of the optional allowances
available to him or her on the date of retirement, as provided in subsection (m).
(c) Limitation on benefits.
(1) Effective October 1, 1998, member retirement allowances shall not exceed 100 percent of the
member's final average compensation for members retiring under service retirement or rule of 64
retirement, and effective October 1, 2009 for Rule of 68 retirement with the following exceptions:
a. Members whose retirement allowances, prior to October 1, 1998, who had already earned 100
percent or greater of the member's average final compensation shall continue to accrue pension
benefits as outlined under section 40-203.
b. Members whose retirement allowance exceeds 100 percent of their average final compensation as
of October 1, 1998, due to the multiplier change, shall be capped at the new percentage.
(2) Effective June 12, 2007, firefighter member, including, but not limited to, I.A.F.F. bargaining unit
member, retirement allowances shall not exceed 100 percent of the member's final average
compensation for firefighter members and I.A.F.F. bargaining unit members retiring under service
retirements or rule of 64 retirement or Rule of 68 retirement.
(m) Optional allowances.
Option 6: Any member upon service, early service, sr rule of 64 or Rule of 68 retirement may elect to
receive benefits in one of the following three forms, in lieu of the retirement allowance otherwise
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payable to the member:
(p) Deferred retirement option program. Effective October 1, 1995, there is hereby created the City
Deferred Retirement Option Program (DROP) to be administered by the board of trustees. Only
firefighters who have retired after reaching age 50 within ten years of creditable service or who have
retired after reaching a combination of age plus years of creditable service equal to either 64 or 68 as
applicable, and who elect to defer receipt of their retirement benefit into a DROP account shall be
eligible to participate in the DROP. Effective upon the ratification of the Memorandum of
Understanding of July 11, 2008 amending Article 43 of the 2007--2010 collective bargaining
agreement with the IAFF, the maximum participation in the Forward DROP for firefighters shall be 54
full months. Effective upon the ratification of the Memorandum of Understanding of May 8, 2008
amending Article 39 of the 2007--2010 collective bargaining agreement with the FOP, the maximum
participation in the Forward DROP for police officers who elect Forward DROP or are currently in
Forward DROP shall be 84 full months.
(q) Modified deferred retirement option program. Effective upon approval by the city commission of
the F.O.P. and I.A.F.F. labor agreements for October 1, 1998, through September 30, 2001, the
DROP of the retirement system shall consist of a Forward DROP and a BACDROP. Any member who
has reached age 50 with ten years of creditable service, or who has attained a combination of age plus
years of creditable service equal to either 64 or 68 as applicable, shall be eligible to participate in the
DROP.
Sec. 40-205. Adjustments in benefits.
(1) Election of increased benefit of class A membership.
1. Any member may waive payment of the foregoing amount, in which case, upon service,
early service, rule of 64, Rule of 68 or ordinary disability retirement, the member's retirement
allowance shall be reduced by the actuarial equivalent of the amount by which accumulated
contributions fall short of the full amount which would have been the member's accumulated
contributions had he or she been a class A member or contributed at the increased rate during his or
her entire period of membership in the Miami city employees' retirement system.
(2) Executive benefit. Any members who, on or before May 23, 1985, had a vested right to receive
an additional retirement allowance equal to one percent of average final compensation under the
provisions of the Miami city employees' retirement system, presently known as the City of Miami
firefighters' and police officers' retirement trust, which benefit was set forth in former section 40-235(A)
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(3)(a) of this Code (repealed June 13, 1985), shall be entitled to such additional benefit upon service
retirement, early service retirement, of "rule of 64" or Rule of 68 retirement pursuant to this division. A
member shall be deemed to have a vested right if said member, on or before May 23, 1985, was
serving in any of the capacities enumerated in former section 40-235(A)(3)(a) and thereafter continued
to serve in such capacity uninterruptedly for a total combined period of not less than three years.
Those members having such vested right may only continue to earn credit for such allowance up to a
combined period of ten years' service.
Section 2. If any section, part of section, paragraph, clause, phrase or word of this Ordinance is
declared invalid, the remaining provisions of this Ordinance shall not be affected.
Section 3. This Ordinance shall become effective immediately upon its adoption and signature of
the Mayor. {2)
APPROVED AS TO FORM AND CORRECTNESS:
JULIE O. BRU
CITY ATTORNEYU
WV
Footnotes:
{1) Words and/or figures stricken through shall be deleted. Underscored words and/or figures shall
be added. The remaining provisions are now in effect and remain unchanged. Asterisks indicate
omitted and unchanged material.
{2) If the Mayor does not sign this Ordinance, it shall become effective at the end of ten calendar
days from the date it was passed and adopted. If the Mayor vetoes this Ordinance, it shall become
effective immediately upon override of the veto by the City Commission.
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