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HomeMy WebLinkAboutModel InputsMiami's Diver of Life, Inc. Five Year Plan tl4llO(101 IIIPLet.s Scenario 5) units, 2 beds each unit Total of 10 beds at a rate of $130.63 per clay X 30 days per mnnth(average) X 12 months. $290,520.00. Miami Dade Depad►nent of Homan Services Grant of $24,000. Miami Dade Transit Depadment Transpo►tatinn passes at a cost of $40 X 10 X 12 = $4,1300. Donations from other organizations and individuals: `6'120 per month X 12 months = $1,440. y~ . . 11. Year One Revenese Expectancy Annual revenue per financial product Total year one product (noninterest) revenue 12. Credit Loss Provision Factor 13. Animal Tax [tato-Non Profit Organization <Product '1> $290,520 $2.90,520 I 3% <Product 2> <Product 3> <Product 4> $0 $0 $0 Miami's River of Life, Inc:. Five Year Flan Profit and Loss Projections Years Year Year3 Year Year Year i Year 2 Year 3 Year 4 Year 6 A llllllal cullitllative price (revellue) Innease - 1.00% 2.00% 3.00% 4.00% Annual cln0ulativa Inflation (expense) increase - 1.00% 2.00% 3.00% 4.00% Inleresl rale on endlrul cash balance 0.60"/, 0.50'%, 0.501% 0.60% 0.60% Years Year Year3 Year Year II1101'0st Income I-nalls, lrlclll(llll(J fees $0 $0 $0 $0 $0 Interest nn federal funds sold 0 0 0 0 0 Interest and dividends (111 Investlllelll SacurIlles 0 0 0 0 0 Taxable 0 0 0 0- 0 Nontaxable 0 0 0 0 0 Uhler from <50urce' 0 0 0 0 0 Total Intorost Inronlo $0 %0 $0 $0 $0 Intorost Expense Interest nn deposits $0 $0 $0 $0 $0 Interest Oil 011101 bnrrOWlntls 0 0 0 0 0 _Other_ _ __ 0 0 0 0 0 Total Interest Expanse - --- Not Inlerost Income Before Provlslon for Crodlt Losses $0 $0 $0 $0 $0 -Provlslon for credit losses --------------- 0 0 0 0 D Notlntorostlnr,ome $0 $0 $0 $0 $0 NOnhltorost Incomn Florida Depa111nenl of Juvenile Justice $290,520 $203,425 $299,294 $308,273 $320,603 Mland Dade Daparlmont of I human Services 24,000 21,240 24,480 24;720 24;960 Miami -Dade T7ansll Department 4,800 4,824 4,840 4,872. 41897 Pond (lank 0 0 0 0 10 United Way 0 0 0 0 0 Other _ ----- ----- 1,4_40 1,447 1,454 1,462j.469 Total Total Nonhdorest Income $320,760 %323,936 $330,076 $339,327 $351,929- Nonlntorost Exponso Salaries and employee henefits $90,000 $90,900 $92,718 $95,500 $99,320, Maintenance fees 36,200 36,562 37,293 38,412 39,989 Furnllure KFqutpment 30,000 06,360 37,087 38;200' - 30,728. Pm( tans l'levelopment 30,000 30,300 30,006 31,833' 33,107 U1011les 46,000 45,450 46,359 47,750 49;880 Licenses & Fees 6,600 5,555 5,666 5,836 131070 Olber Pi()granl Operational ExIlenses 78,060 78,841 80,417 82,830 86,1.43. Total Nonlntorest Expense _ ho:nnle before laxas ll Income ,$0 Taxes on Incomo Non -Profit Of9anizallon 0% 0 0 0 0 0 Not Income or Loss $p Miami's River of Life, Inc. Five Year Plan Balance Sheet Projections Assets Initial Balance Year I Year 2 Year 3 Year 4 Year 5 Cash and clue from hanks $600 $500 $469 $98 Federal finds sold and sect lritles1xtrchased --_ 0 0 0 0 0 0 Cash and Cash Equivalents $500 $ 500 $469 $98 Securities available for sale $0 $0 $0 $0 $0 $0 Securltles held to maturity 0 0 0 0 0 0 rota l Investment Sectuitles $0 $0 $0 $0 $0 $6 Loans and leases $0 $0 $0 $0 $0 $0 Unearned fees p 0 0 0 0 0 Allowance for credit losses ------ 0 0 0 0 .0 0 fota)II_oans $0 $0 $0 $0 $0 $0 Ar.r tied interest receivable $0 $0 $0 $0 $0 $0 Premises and equipment 0 p p 0 0 0 Other real estate Owned p 0 0 p 0 0 Intangible assets p 0 0 0 0 p (;ash surrender value of life insurance 0 0 0 0 0 0 Net amortized assets 0 0 0 0 0. 0 Deferred Income !axes 0 0 0 0 0 0 Other assets ----- 0 0 0 0 0 0 fntalAs3ots $500 $500 $469 $98 Llabililios and Shareholders' Equity Initial Balance Year 'I Year 2 Year 3 Year 4 Year 5 I )eposils Noninterest- )eHling $0 $0 $0 $0 $0 $0 Interest-bearincf ----- 0 0 0 d 0 0 rotai Deposits— $0 $0 $0 $0 $0 $6 Federal fmids purchased and securities sold $0 $0 $0 $0 $0 $0 Other borrowings 0 0 0 0 0 D Accrued interest payable 0 0 0 0 0 D' Accounts payable 500 500 500 500 500 50D Other liabilities ---- 0 0 0 0 0. o' Total Liabilities $500 $.500 $500 $500 $500 $500 Common stock $0 $0 $0 $0 $0' .. $0 Preferred stock 0 0 0 0 0 0 Acdditlonal pall -in capital 0 0 0 0 0 0 Retained earnings 0 0 Unearned employee stock option shares p p p 0 0 .p Accanntilated other comprehensive Income_ 0 0 0 0 0 0 Total Cdtdty $0 $0 tot rl Llabtlilies and Fguly-_ $500 $500 $469 $98 Miami's River of 1-ife, Inc. Dive Year Play Cash Flow Operating Activities Year 1 Year 2 Year 3 Year 4 Year 5 Total Net income $0 Adjuslman(s to reconcile net earnings to cash provided by operating activities Provision for credit losses $0 $0 $0 $0 $0 $0, Oepreciation and anlortlzation 0 0 0 0 0 0 (gain on sale of securities 0 0 0 0 0 0 Increase in accrued interest payable 0 0 0 0 0 0 Increase in unearned fees 0 0 0 0 0 0. Increase in income taxes payable 0 0 0 0 0 0 Increase in accounts payable and accrued liabilities 0 0 U 0 0 0 Write-down of other real estate Awned 0 0 Cl 0 0 0 Gain on sate of other real estate owned 0 0 0 0 0 0 Gain on sale of assets 0 0 0 0 0 0. IaCfeaSe_ill Surrender valUe Of life InSLlrance 0 0 0 0 0 0 Total Operatinrq Activities _ _ $0 _ Investing Activities � Year 1 Year 2 Year 3 Year 4 Year 5 Total 11llrchase of available -for -sale securities $0 $0 $0 $0 $0 $0 Redemption of other Stocl( 0 0 O 0 0 0 Maturities and calls of available -for -sale securities 0 0 0 0 0 0:` Maturities and calls of held to-alahlrity securities 0 0 0 0 0 0 Proceeds frorn sales of available -for -sale securities 0 0 0 0 0 0 Net increase in loans 0 0 0 0 0 0 I"nceeds from sales of other real estate owned 0 0 0 0 0 0 Capital expenditures for other real estate owned 0 0 0 0 0 0' Capital expenditures for premises and equipment 0 0 0 0 0 0 Proceeds frorn sales of promises and equipment 0 0 0 0 0 Q Total Investing Activities$0 $0 $0 $0, $0 $0 Flnancing Activities Year 1 Year 2 Year 3 Year 4 Year 5 Total Increase in demand and savings account $0 $0 $0 $0 $0 $p Increase in certificates of deposit 0 0 0 0 0 p' Increase in federal funds purchased 0 0 0 0 0 0 Increase In repurchase agreements 0 0 0 0 0 0. Finployee stock options exercised 0 0 0 0 0 0 Repurchase of common stock 0 0 0 0 0 0 Payment of -dividends 0 0 0 0 0 0 _Total 1=inancin;l Activities _ $0 $0 $0 $0 $0 $0 Cclmnlative Cash Flows $0 t ' Beg Inning C;asli Batanco $500 $500 $469 $98 i=nning Cash nalance $500 $469 $9Q i` Miami's River of Life, Inc. Five Year Plan Profit and Loss Projections Year 1 Year 2 Year 3 Year 4 Year 5 Year 1 Year 2 Year 3 Year 4 Year 5 Annual cumulative price (revenue) increase 1.6-W 2.00% 3.00% 4.00% Annual cumulative inflallon (expense) Increase -- 1.00% 2.00%4 3.00% 4.00% Interest rale an ending cash balance 0.50% 0.50% 0,50% 0.50% 0.50% Year 1 Year 2 Year 3 Year 4 Year 5 Interest Income I --)"ills' Iru,hu ing fees $0 $0 $0 $0 $0 Interest on federal frinds wild 0 0 0 0 0 hileiest and dividends on Investment secatrilies 0 0 0 0 0 Taxable 0 0 0 0 0 Nontaxable 0 0 0 0 0 011ier from <souic:e'- 0 0 0 0 0 tolal Interest Income ,$0 $0 $0 $0 $0 Interest Fxponse 1111erost oil deposits $0 $0 9i0 $0 $0 Iilleiest on othei horrowings 0 0 0 0 0 - Other _ 0 0 0 0 0 Total Inlorost Expense --- Nat Interest Income Before Provision for credlt Losses $0 $0 $0 $0 $0 Provision for credlt losses 0 0 0 0 p Not hl(orost Income $0 $0 $0 $0 $0 Noninterest Income I -Io ida I)epai lment of .hlvenlle .histice $290,520 $293,425 $299,294 $308,273 $320,603 Mionll-Dade nepaltnlent offiunlan Services 24,000 24,240 24,480 24,720 24;960 Mlanli-Dade, transit Department 4,800 4,824 4,848 4,872 4,897 fond Bar l( 0 0 0 0 0 United Way 0 0 0 0 0' Other -- 1,440 11447 1,454 1'462., 1,469 "I Mal Noidoter'esllncolne $320,760 ,$323,936 .$330,076 $339,327 $351,929 Noninterest Expenso Salailes and employee henefils $90,000 $90.900 $92,718 $95,500 $99,32Q Malnlenance fees 24,000 2q,240 2 25 4,7� � 25,467 "26,486 1=quinment 36,000 36,360 37,087 38,200 39;728 Dala processin0 30,000 30,300 30,906 31;833 33,107 illililles and Offlca Expenses 45,000 45,450 46,359 47,750 49,660 Director fees 0 0 0 0 0 Amortization 0 0 0 0 0 Iltigalioll 2,500 2,525 2,576 2,653. 21759. Other __--- --u -- 931260 94,103 96,076 08,959 ' . 102,917 Total Noninter'ost Exponse 11IM111e before (axes on Income ,$0 Taxes on Income Non -Profit Or0anizalion niu 0 0 0 0 0 Nut Incomo or Loss $0