HomeMy WebLinkAboutItem #58 - Discussion Item.04
PEAT. MARWICK, MITCHELL & CO.
CERTIFIED PUBLIC ACCOUNTANTS
1000 BRICI[ELL AVENUE
MIAM1, FLORIDA 33131
September 27. 1979
.41
The Honorable Maurice Ferre
City of Miami, Florida
3500 Pan American Drive
Miami. Florida 33133
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Dear Mayor Ferre:
Several months ago we forwarded to you and the members of the City Com-
mission a booklet our firm published relating to audit committees for
municipalities. Recently, you asked for additional information regarding
the use of audit committees and I have ordered additional copies of our
booklet to deliver to you.
We have orally recommended the implementation of an independent audit
committee by the City on previous occasions and we are pleased to hear
of your interest in proceeding to establish such a body at this time.
For your information I have enclosed a copy of a special bulletin issued
by the Municipal Finance Officers Association entitled "Ho to Best
Utilize the External Auditor." On page two of this document under the
heading The Audit Committee, the role of the audit committee is briefly
mentioned. Additionally, I have included an article entitled "How
Greenwich Used an Audit Conmmitte." On the fourth page of this article
the subject of audit committees is addressed.
Our firm has long favored the formation of audit committees in both
the public and private sectors. There are a number of benefits to be
derived through the use of audit coum►ittees, such as: .
- increasing the awareness of Commission Members regard-
ing the role and scope of independent auditors;
- assisting management explain the company's financial
information and financial management processes to
the audit committee in greater detail than would be
practical before the full Commission;
- increasing the independence of the external auditors
by providing a forum in which a free exchange'of
detailed information can take place;
P M.M. 8 CO.
The Honorable Maurice Ferre
September 27, 1979
Page 2
- increasing the effectiveness of internal auditors by
allowing them to report directly to the audit
committee;
- increasing the confidence of taxpayers, bond under-
writers and others who must rely on the financial
integrity of the municipality.
We appreciate the leadership you.have taken with respect to this important
matter and would be pleased to answer any questions you may have.
Very truly yours,
PEAT, • WICK, ITCHELt & CO.
Powell, Managing Partner
EWP/ai,
Enclosures
cc: `Members of the. City Commission"
The City Manager
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•
•
.
SPECIAL BULLETIN 1176E • DEC. 16, 1176 • =1.60
HOW TO BEST UTILIZE.
THE EXTERNAL AUDITOR
BY IRWIN T. OAVID
While most elected officials know the impor-
tance of fiscal responsibility and accounta-
bility for public monies, their awareness has
been heightened in the last several years as
resources have become increasingly scarce and
as the financial stability of local govern-
. ments has become a major public issue. Accord-
ingly, the role of the external auditor --as an
agent of change as well as an attestor --is be-
coming a subject of great interest to public
administrators. Unfortunately, this role has
not been well understood, nor has the work of
the external auditor been fully utilized as a
management tool in government. By knowing the
necessary questions, city and county boards
and councils can increase external accounta-
bility and internal control and can improve
operational efficiency. This article illus-
trates ways to achieve effective utilization
.of professional audit and audit -related serv-
ices.
THE AUDIT PROCESS
Why An Audit? Although audits are often re-
quired by law or regulation, there are several
more fundamental reasons why a unit of local
government should.have an outside audit:
• An audit provides the governing board with
an independent professional opinion of the
financial condition, health and stability of
the governed .unit.
• Audited financial statements provide under -
Writers and rating agencies with the basic
financial information to establish and main-
tain credit ratings. Such ratings can have
significant impact on the debt carrying cost
Irvin '1. David is a partner in the Chicago office of
Touche Ross i Co. and a National Services Director for
.State and Local Government. Since joining Touche Ross
in 1960, he has been active in governmental accounting
and counseling at the state and local government lev-
els. He has had major responsibility in developing and
implementing governmental accounting systems, and has
written several articles in the area of governmental
operations and financial management.
ial bufletin
MUNICIPAL FINANCE
OFFICERS ASSOCIATION
of the government entity and are particularly
important now with the financial "crunch"
facing so many municipalities and counties.
• The statements also provide information for
federal government agencies regarding grant
requests.
• Comments and recommendations to strengthen
the management process and to promote effi-
ciencies and economies of the governmental
unit's operation should be received from the
external auditor --usually as a letter of rec-
ommendations or a management letter.
What Is An Audit? A financial audit is an ex-
amination of accounts and records of the gov-
ernmental unit, conducted in accordance with
generally accepted auditing standards. The
audit may, however; extend beyond the finan-
cial area. For instance, the auditor may also
examine departmental operations to provide an
outside professional opinion regarding perform-
ance, i.e., efficiency and/or effectiveness,
in the specific area examined.
The result of the auditor's work in a fi-
nancial.audit consists of an independent opin-
ion on the fairness of the presentation of the
financial statements and recosrmendatibns for
increased control or operational improvements.
The auditor's opinion is usually in one of the
following categories:
• Unqualified --The statements present fairly •
the financial position and results of opera-
tions of the entity on a consistent basis.
. Qualified --As above except that....
• Adverse —Statements 'do not fairly present fi-
nancial information, with explanation for
reasons as can be'determined in the course
of the audit.
• Disclaimer --The auditor cannot render an
opinion.
A letter of recommendations relating to the
MUNICIPAL FINANCE OFFICERS _.iOCIATION
organisation's internal controls and opera-
tions usually accompanies the opinion. This
letter, intended to assist the governing body
in assessing its operations and in implement-
ing improvements, is often the most important
part of the audit engagement.
Of growing interest to government execu-
tives are the expanding services which can be
performed by the auditor to complement the fi-
.nancial•examinations. These services, like
the financial audit, can be extremely useful
to government officials because they aid in
determining whether funds are being spent as
intended and whether programs are achieving
desired results.
s Of Audits. The four basic types of au -
its are:
• Financial --The auditor reviews financial
transactions and, based on his audit pro-
cedures, renders an opinion on the fairness
of presentation of the governmental unit's
financial statements. Until recently, the
financial audit was the most common.
• Compliance --The auditor reviews operations
in terms of compliance with various laws and
ordinances regarding fiscal and financial
operations, ethical requirements, bond pro-
visions and other regulations. While the
compliance audit has always been a part of
the financial audit, stronger emphasis on
the compliance aspect has surfaced recently.
• Performance --The auditor reviews the effi-
ciency of operations. This review usually
addresses issues relating to organization,
personnel management, information systems,
and cost-effectiveness questions.
.Program --The auditor reviews various pro-
grams (particularly federally funded pro-
grams), to determine if the programs are
accomplishing stated objectives.
In audits of federally funded programs, in-
creased emphasis is being placed on perform-
ance and program aspects of the audit. Follow-
ing the leadership of the U.S. General Account-
ing Office (GAO), this emphasis is expanding
through all levels of the government. In the
future, audits will encompass more performance
.and program requirements; there will be less
emphasis on financial and compliance require-
ments. This is due to increased recognition
of the auditor's role as an agent of change
in addition to his or her role as an attestor.
RELATIONS WITH THE AUDITOR
The successful relationship between a govern-
mental organization and its auditor depends
on a number of factors, including the extent
and the attention paid to the audit relation-
ship by the governmental unit. The audit re-
lationship begins with the selection of the
auditor and is a continuing relationship
throughout the year. Some important factors
in the audit relationship follow.
The Audit Committee. The auditor should be en-
gaged by and report to the governing board of
the governmental unit. The auditor is the in-
dependent representative of the taxpayer
(through the governing board) and is accounta-
ble for providing sufficient information in a
usable form so that the governing board can
exercise due control over management. Accord-
ingly, it is appropriate for the auditor to be
engaged by and report to the governing board.
This relationship can be successfully handled
through an audit committee, a subcommittee of
the governing board.
The formation of an audit committee is now
almost a uniform practice in the private sec-
tor. It is usually considered one of the most
important functions of the board and'one which
cannot be delegated. The same should be true
in the public sector. This does not preclude
participation in the committee by management.
Most audit committees, in fact, do include the
chief executive officer and/or chief financial
officer as ex-officio members of the committee.
The decision making responsibility, however,
clearly must reside with the board, council or
commission and is fundamental to the concept.
Of course on a day-to-day basis the auditors
deal with the governmental unit's management
group. However, the audit report must go to
the governing board. Likewise, the board must
take the appropriate time and interest to get
full benefit from the audit relationship.
The role of the audit committee should in-
clude:
• Determining the scope of the audit.
• Selecting the auditor.
• Reviewing interim and final results of the
audit and asking relevant questions of the
auditor as necessary to support the decision
making process.
• Reporting to the entire governing board the
committee's recommendations for action in- •
dicated by the audit.
Audit Scope. The potential value of an audit
is only•as broad as its scope. Therefore, the
governmental unit, together with the auditor,
must define the scope of the audit; that is,
what is the auditor expected to do. In addi-
tion, the auditor must define the areas he will
emphasize and review (e.g., data processing,
enterprises, etc.) and how, within that scope.
Therefore, the audit committee should discuss
the following scope questions, among others.
with the prospective or current auditor:
• Will the audit program be tailored to our
entity or is it •a general nature/checklist
approach? What specific procedures (includ-
ing statistical sampling) are to be used for
the examination and will they remain the same
next year?
• Will all funds be audited, including the en-
terprise funds, federal grant funds, and rev-
•
MUNICIPAL FINANCE OFFICERS ASi` NATION
enue sharing monies or other revenues? /f
. not, why? -
• Will the a'idit include elements of compliance
audit, performance audit, or program audit?
If so, why? If not, why not? This is quite
often an area in which the board or council
might ask the auditor to perform in-depth
analyses of the effectiveness and efficien-
cies'of various aspects of the operation.
• Will the auditor consider a program of rotat-
ing in-depth analyses of specific areas of
operations? (Quite frequently, the auditor
may perform in-depth analyses of functions
on a rotating basis. For example, one year
an enterprise might be reviewed, another •
year the purchasing function, another year
revenue collections, etc. Such an approach
will hold down costs and provide in-depth
analysis.)
• To what degree will the auditor review the
data processing function? (The auditor
should briefly explain to the audit committee
the EDP audit procedures and, if none are
used, explain why and how computer activities
• will be audited.)
• Will any limitations be placed upon the audit
scope by members of management? What pro-
cedures will be used to mitigate such re-
strictions?
Selecting the Auditor. Although audit stand-
ards and practice principles are uniform with-
in the auditing profession, one audit is not
necessarily the same as another. As with any
other professional service, the quality of and
the value derived from different audit rela-
tionships will differ, depending on the orien-
tation of both the auditors and the governmen-
tal unit. In selecting.auditors, the audit
committee and/or other municipal representa-
tives should interview the key partner and
staff who will be assigned to the engagement.
The committee should be satisfied that the
auditors and their firm have a solid under-
standing of government programs generally and
the operations of their unit in particular.
Some of the factors to be considered in select-
ing the auditor include:
• Understanding of the problem. Does the audi-
tor understand the governmental unit, legal
requirements concerning the proposed work,
current and future needs relating to the gov-
ernmental unit, the governmental unit's ob-
jectives and the parameters of the work to
be accomplished?
• Approaoh/hethodoiogy. Is the proposed meth-
odology feasible and compatible with the gov-
ernmental unit's operations? Is the timing
of the final report appropriate? Will in-
terim reports be available? Is the approach
logical, orderly and consistent with the
specified tasks and desired results?
• Experience. Has the auditor worked for simi-
lar governmental units on similar audits?
Does the auditor have capabilities in areas
which the governmental unit might require
at • later time, such as performance and pro-
gram audits, financial systems, or data pro-
cessing? The auditor should provide, and the
governmental unit should thoroughly check.
references from other clients along with spe-
cific references on key personnel who will
be responsible for the audit.
• Staff qualifications. How is the firm going
to bring its experience to bear on this pro-
ject? Are the staff members who are proposed
for the audit experienced in working with
similar governmental units and on similar
projects?
• Cost. Cost must, of course, be a factor in
selecting the auditor. In evaluating cost
the governmental unit must evaluate the qual-
ity of service being provided by the auditor.
Cost is generally a function of the effort
devoted by the auditor. The effort depends
on factors such as the number of funds to be
audited, the number of reports to be provided,
the extent of use of data processing, the
adequacy of the internal controls and the
accounting records and the timing of the en-
gagement. A major factor affecting cost is
the assistance to be provided by the govern-
mental unit. For instance, an internal audit
staff could perform activities for the out-
side auditors which could impact fees. Like-
wise,,clerical assistance could reduce the
outside audit fees. In evaluating cost, the
governmental unit must also evaluate the
quality of service being provided. The audit
committee must compare "apples to apples" to
assure that they are receiving the same ser-
vice from different auditors. As with other
services, the buyer will.get what he pays for.
QUESTIONS TO ASK YOUR AUDITOR
Regardless of the auditor's scope, he or she
offers significant assistance in the steward-
ship and improvement of local government assets
and operations. Although local government ad-
ministrators deal with the auditor frequently
(during the audit and possibly other times dur-
ing the year), elected officials often have
little contact with the auditor. As a result,
they frequently do not understand the impor-
tance of the audit relationship. This rela-
tionship has begun to change with the practice
of establishing audit committees. -
The audit committee has a continuing respon-
sibility to periodically meet with the auditor
and to review interim and final reports. In
addition, the auditor should make at least one
presentation to the entire governing board,
typically at the conclusion of the audit.
During meetings with the governing board
and/or the audit committee, the auditor should
be questioned in six major areas: 1) Scope of
the audit; 2) Audit firm personnel; 3) Systems
and procedures; 4) Overall findings; 5) Report-
ing issues; and 6) Ethics.
•
Audit Scope. While the audit committee and the
auditor have agreed to the audit scope, it is
MUNICIPAL FINANCE OFFICERS rib''OCIATION
important that the governing body understand
what areas.the auditor actually reviewed and
the reason why a particular scope has been se-
lected. It is particularly important when the
auditor performs in-depth analysis of a par-
ticular area. Therefore, the audit committee
_._should assure itself that the scope defined
.was actually covered and should understand
'what special areas were examined. Questions
.similar to those indicated previously should
be asketat the conclusion of each year's audit.
Audit Firm Personnel. If the audit committee
does not meet frequently with the auditor,
they may wish to ask questions such as:
• What personnel are assigned to the engagement
and what are their qualifications? What are
the qualifications of supervisory personnel?
How much time do they spend on the audit?
What training enables those individuals to
satisfactorily complete the audit?
• How often do audit management personnel meet
with representatives of the governmental
unit? Are they available to answer financial
or other questions during the year? Does
the auditor visit the agencies throughout
the year?
Systems and Procedures. Many questions regard-
ing a local government's systems and procedures
may be addressed in the management letter. In
understanding its potential value, the follow-
ing questions will be especially useful to
elected officials:
• Does the letter identify areas for improve-
ment in operations as well as exceptions to
internal financial controls? Were the ex-
ceptions identified due to the inadequacy of
the systems or to departures from the pre-
scribed systems by government personnel?
• Within staff constraints, is there a proper
segregation of duties?
• Is the internal audit staff being utilized
properly? How can the staff be used more
effectively?
• Is information properly organized and main-
tained and are data retention policies ade-
quate? Are proper controls in place to as-
sure security and confidentiality'of infor-
mation?
•
• Is information reported on a timely and in-
terim basis? Are interim reports accurate
and is management making use of them?
• Are statutes, ordinances, and bond require-
• s►ents being complied with? Does current
bonding of employees and/or officials appear
adequate? Are insurance policies adequate?
• Were prior recommendations made by the audi-
tor instituted? If not, why not? Are they
still valid?
• Overall, are personnel competent and are they
fulfilling their responsibilities in a con-
scientious and professional manner?
Overall Findings. Because of the significant
financial problems faced by many states, coun-
ties and cities, boards and council members are
very interested in the overall financial pic-
ture of their communities. While the adminis-
trator and financial manager of the governmen-
tal unit will, most likely be on top of the fi-
nancial areas, auditors can often provide ad-
ditional comment on the financial operations
based on the breadth of their experience in
the private and public sectors. In reviewing
the auditor's findings the committee should
consider asking:
• Are all sources of available funds being
utilized? Do possibilities exist for addi-
tional grants from either the state or fed-
eral government? For example, is the unit
of local government receiving maximum federal
reimbursement for indirect costs allowed un-
der Federal Management Circular 74-4?
• Does it appear that the local government can
provide more effective services to its con-
stituency without the burden of excessive
taxation and fees?
• Are utilities and enterprise funds self-suf-
ficient? Are the current rate structures
adequate or excessive? Are we in compliance
with federal guidelines?
• What can be done to improve our credit rat-
ing? How can our bonds be made more market-
able? For example, are appropriate cash
flow techniques being used and is there a
formal financial management plan in existence
to assure that excess funds are invested
properly on a timely basis?
• Is our budget definitive enough to properly
monitor costs against appropriations? Are
our budgeting techniques effective? Do they
help preclude the possibility of deficit
spending?
• How can we maintain effective services and •
efficient operations? Can costs be reduced
through consolidation of administrative func-
tions or implementation of improved manage-
ment techniques?
Reporting Issues. The financial -statements and
audit reports of the local unit of government
are the mechanism for communicating findings
to the citizens, the federal government, rating
agencies, and investors. Quite often, these
reports seem confusing, and a governing body
properly asks for necessary explanations. Typ-
ical areas often explored include:
• Can our reports be revised or expanded for
better communication to various potential
audiences? Is reporting in compliance with
established standards?
• Do our interim (e.g., monthly) financial and
statistical reports provide enough informa-
tion, in usable form, for management control
and decision making?
•
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MUNICIPAL FINANCE OFFICERS A )CIATION
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• If any exceptions were taken in the audit
report, what were the reasons for such ex-
ceptions? What future measures can be tak-•
en to remove the exceptions?
• Can we receive a Certificate of Conformance
from the Municipal Finance Officers Associ-
ation? If not, what must be done to put our
statements into compliance with Certificate •
guidelines?
• Do we or should we report on a program bud-
get basis in addition to traditional line -
item reporting?
• What is the difference between accrual, modi-
fied•eccrual, and cash basis accounting?
What does "full disclosure" mean? Is "cur-
rent value (inflation) accounting" of value
to us? What is the difference between equity
balances and reserves?
Ethics. Finally, a matter of great discussion
relates to questions of ethics in government.
Auditors should be asked:
• Did you note any instance where an official.
or employee had any direct or indirect in-
'terest in any business serving government?
• Were all required statements of economic in-
terest properly filed? Did the statements
disclose any conflicts or potential con-
flicts?
• Were salaries of any elected officials
changed during their terms of office? Were
reimburseable expenses adequately documented?
• Were there any transactions by government
employees involving real property with land
trusts? Were beneficiaries disclosed? Did
any potential conflicts exist?
• Were competitive bids solicited and received
if required by' law? Did the examination dis-
close any irregularities or apparent fraud?
In summary, an audit can and should do more
than simply satisfy a legal requirement or the
requirement of an external funding source. An
audit is a tool which those responsible to the
public should use in assuring that their re-
sponsibility is being properly discharged.
Whether the audit is financial, compliance,
performance or program in scope, it should
serve the information needs of the entity be-
ing audited. If it does not, management should
ask questions.
REFERENCES
American Institute of Certified Public Accountants. AICPA Professional Standards ---Auditing
Management Advisory Services, Tax Practice, as of July, 1, 1976. Chicago: Commerce
Clearing House, Inc., 1976.
Includes the currently effective Statements on Auditing Standards, Commentaries by the Auditing
, Standards Executive Committee, and Auditing Interpretations issued by the AICPA staff.
Committee on Governmental Accounting and Auditing, American Institute of Certified Public Ac-
countants. Audits of State and Local Governmental Units. New York: American Institute of
Certified Public Accountants, Inc., 1974.
Industry audit guide prepared to assist the independent auditor in examining and reporting on
financial statements of state and local governmental units. Proper use of the guide requires
thorough knowledge of Governmental Accounting, Auditing, and Financial Reporting.
Comptroller General of the United States. Standards for Audit of Governmental Organisations,
• Programs, Activities and Functions. Washington, D.C.: U.S. General Accounting Office, 1972.
Audit standards for governmental financial and compliance, economy and efficiency, and program
results auditing.
National Committee on Governmental Accounting. Governmental Accounting, Auditing, and Financial
Reporting. Chicago: Municipal Finance Officers Association of the United States and Canada,
1968.
The primary authoritative publication in the field of governmental accounting, this book deals
with accounting and reporting principles, procedures, and illustrations as well as auditing.
National Council on Governmental Accounting. Interpretation 1, GAAFR and the AICPA Audit Guide.
Chicago: Municipal Finance Officers Association of the United States and Canada, 1976.
Analyzes the differences between and provides guidance for the use of Governmental Accounting,
Auditing, and -Financial Reporting and Audits of State and Local Governmental Units.
Sim am am 11
•
How Greenwich used
an
audit committee
• by William J. Reynolds
The Greenwich Board of Estimate and Taxation faced a
ticklish situation this year. Either change the town's
method of accounting from a cash basis to a modified
accrual basis, and report a $2.5 million surplus, or take
a qualified opinion on the town's audit report.
A $2.5 million surplus might seem to be a sign of good
financial management, but not when a $250,000 deficit
had been projected earlier in the year. To the town's
taxpayers it would seem to indicate either that planned
expenditures had not been made, or that someone had
made a serious miscalculation in estimating the financial
needs of the town.
On the other hand, a qualified opinion on the town's
audit report was not particularly desirable either, espe-
cially if it is your first year as Comptroller.
Ordinarily, such a dilemma in the town's finances
would have sent shock waves through the Board —espe-
cially aftcr better than a quarter century of sound finan-
cial administration under a Comptroller praised as `one
of the top men in municipal finance." Now under a new
Comptroller with ncw ideas and ncw problems, in less
.than one year the town already was faccd with an ac-
counting dilemma.
44/World/Spring 1973/PMM&Co.
But, the fact is, the Board and the Comptroller didn't
even bat an eye. They took the whole thing in stride as
part of an orderly transition to accounting for the town's
finances on the bitcis of newly revised generally accepted
accounting principles for municipal governments. As with
any surgery, of course, there is bound to be some trauma
in the post -operative period before the recovery is com-
plete. For Greenwich, the key to the recovery and the
successful transition was a somewhat revolutionary de-
velopment for Local government —the audit committee.
As in most towns, the Greenwich Board of Estimate
and Taxation, a twelve -member, bi-partisan body, is
made up of civic -minded, hardworking people who de-
vote their time and effort to better government. Among
its responsibilities, the Board draws up the annual budget,
makes appropriations for capital projects, and determines
fiscal policy for the town. As in most towns, the Board
members are pretty savvy about local issues and know
pretty much what the town wants and needs. But as in
most towns, too, when it comes to accounting matters
and the annual audit report, the Board members would
prefer to leave that laborious task to the Comptroller
and the town's independent auditor. The problem is that
t
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4
state auditor. State auditors must typically cover three or
four or more years at a time. Litc moves too fast now-
adays to let undesirable conditions cxist uncorrected for
that long. Further, state auditors look mainly for com-
pliance with the law, for defalcations and cash shortages,
and for statistical data that can be used in thc legislature.
This is an important function but other things are im-
portant too. Because it isn't thc job they set out to do,
state auditors arc far less likely than CPAs to explore
ways thtsaudited unit can improve its reporting practices
to prodtke better decisionmaking.
• This somewhat expanded view of the role of the inde-
pendent auditor is fairly recent. A decade ago, most
CPAs were likely to limit themselves to only the detail.
When they audited a purchasing system, the primary —
and usually only concern —was to see that the required
number of bids were received, that the purchase orders
were filled out precisely, and that the arithmetic in the
vendors invoice was correct. Today, his questions are
likely to include: Was this purchase necessary? is the
total system of internal control functioning as it should?
In other words, his scope has broadened beyond verifica-
tion —which .is carried out on a test basis —into analysis
and the making of recommendations. Where properly
employed, the auditor goes beyond being the periodic
examiner of a set of financial statements and becomes a
partner in the year round financial reporting and man-
agement of the government entity.
It should be recognized, however, that government
auditing is different from corporate auditing and requires
auditors with special skills in the field. Not every CPA
has these skills. For example, when auditing for compli-
ance with the law it takes unusual perception and under-
standing of the thrust and purpose of the legislation to
know when to expect word-for-word compliance, and
when not to.
An auditor who is a specialist in governmental audit-
ing comes to the engagement prepared so that his work
can be of genuine value. He familiarizes himself with the
general statutes governing the unit —both state and local.
He gets to know the charter or special acts by which the
unit acquired its rights of existence and its powers. He
has a thorough understanding of the type of organization
permitted, the duties imposed by the charter ordinances,
and state laws, together with similar understanding of
how the unit actually is organized, what activities it is
carrying on, and how these activities are administered.
Most importantly, he understands the uniqueness of gov-
ernmental accounting systems.
As a means of enabling its auditors to develop this
specialized understanding, PMM&Co. developed an au-
dit preparation guide for state and local government au-
diting. It advocates the preparation of tailored audit pro-
grams through the Systems Evaluation Approach (SEA).
Many government officials feel the prima. value of an
audit for their type of organization is thc identification
of weaknesses and problems in internal controls and ad-
ministrative systems. That is why management letters arc
so vital in governmental audits. SEA forces an under-
standing and critical analysis of thc unit and its systems
which can result in comprehensive management letters.
It provides precisely the kinds of information that city
councils mai community residents are interested in.
There arc six basic steps that a governmental auditing
specialist, using SEA, would take to prepare himself for
an audit:
1) He obtains an overall understanding of the client.
This includes an understanding of how thc present state
of the economy affects the client, an understanding of
the client's industry. i.e., government, and an understand-
ing of the client's operations.
2) He identifies major areas of audit concern. The
knowledge and perspective gained from the initial SEA
step is brought to bear in identifying the possible risk
areas from among the common transaction cycles and
audit areas.
3) He determines the major audit objectives. While
general audit objectives exist for financial accounts such
as physical existence and proper ownership, adequacy
of recorded liability, proper ,valuation in accordance
with generally accepted accounting principles, etc., these
general objectives must be expanded into specific audit
objectives for a government audit. Examples are timely
mailing of tax bills, the budget acting as an effective
deterrent against overexpenditure, and encumbrances
properly recognized.
4) He obtains an in-depth understanding of the gov-
ernmental unit's accounting and internal control system.
This is accomplished by identifying the major transaction
cycles and -avoiding arms, e.g., tax assessment, levying
billing, and receivables; personal services and long-term
debt authorization, issuance and servicing, and then flow-
charting the system to establish that understanding.
5) He identifies the internal controls strengths and
weaknesses that have a bearing on audit objectives. This
would be done through a review of the major transaction
cycles and audit areas of the governmental unit.
6) He develops a tailored program. Developing a pro-
gram that is responsive to the audit concerns and that
recognizes the evaluation of the internal control system
is the final step before the actual audit begins.
This approach provideslthe unit that has been audited
with meaningful information that can be used in the
management process as well as forming the basis of a
good financial audit. Only an understanding of the unique
needs and requirements of a governmenial unit can pro-
vide a sound auditing framework whi h measures the
standards of stewardship and accountability and, at the
same time, provides information on which management
decisions can be considered. Good accounting can alert
governmental officials to potential problems so they can
make programs work effectively and correct inefficiencies
and uneconomical practices before serious, or irreparable,
harm is done. The more effective and efficient govern-
ment that results from such auditing not only leads to
less expensive government, but can also enhance officials'
reputations as good managers and prudent administra-
tors. inlay, more than ever before, good accounting is
good politics and the independent CPA, skilled in gov-
ernmental auditing, can he of invaluable assistance. •
• World/Spring 1975/PMM&Co./43
..:._ ,:.,r *-,., �,,,,,, • -- •
_-.. _ . .... ". - "� ...-,.. ,••....._ ter- —•-_
when the Comptroller reports back to the Board, its mem-
bers get the information second-hand. Uninvolved in the
audit function, they remain unaware of vital information
and important decisions that could affect their policy con-
siderations as guardians of the town's coffers and over-
seers of the taxpapers' investment.
Some years ago corporate directors found themselves
in a similar situation with regard to corporate audits.
• While they had been designated as proxies by the com-
pany's shareholders to oversee thcir investment, the direc-
tors were sorely out of touch with the company's auditors.
•In short, they had been isolated from the auditors by the
very people whose performance was being audited —the
company's executives. Instead of getting the story straight
from the horse's mouth, the findings of the audit were
being filtered through the company's executives to the
directors who became little more than a rubber stamp
an thc final audit report.
By the late 1960s, a new concept had begun to take
hold in business —the audit committcc. The idea was to
have a committee made up of two or thrcc directors who
would deal directly with the company's auditors in the
conduct of the audit. The result would be that the dircc-
tors would be getting a first hand look at the audit func-
tion, its findings, the company's performance, and, in
addition, they.would be making decisions which they, as
shareholders' proxies, should be making to safeguard
shareholders' inLestments.
For local government, the audit committee concept
was slow in coming. Already overburdened with other
pressing matters, most local government officials re-
mained unaware of the new development in the business
sector, and continued to rely on the Comptroller or other
financial officers to handle financial matters and take care
of the annual audit report.
The problem with the municipal audit report waaithat,
couched in thc accountant's technical jargon, IF said
nothing to the municipal officeholder. For him the report
was nothing more than a tedious compilation of figures
to be leafed-thipgh and set aside in the facc of more ur-
gent concerns.4'hat was needed was for the audit report
to be taken apart piece by piece and reassembled in terms
that meant something. For thc Greenwich Board the way
to do that was to get at least some of its members directly
involved in thc audit right from the start.
Traditionally it has been thc Comptrollers responsi-
World/Spring 1973/PMM&Co./4S
bility to work on the town's audit with the independent
auditor, to sort out the figures and make heads or tails of
the results, and report back to the Board. In thc process,
howevert the Comptroller was being forced to go far be-
yond his responsibility and assume a decision -making
role in matters that he felt rightfully belonged to the
Board. Now the Board would have to step in and reverse
that trend. The Board's members would have to become
involved in the actual audit, itself, and share a good part
of th;responsibility that had been placed on the Comp-
trollefs shoulders over the years.
In some towns, the suggestion of such involvement
would have brought sharp protests from conscientious
Comptrollers who felt no need to have their bosses look-
ing over thcir shoulders, judging what they had done for
the past year. Because in fact, that's what the audit covers
—the Comptroller's performance over the past year as
financial administrator. To many it would seem an un-
necessary intrusion which could only mean added pres-
sures since the Comptroller's operation would now be
bared to those who had the power to hire and fire him.
Key to the Board's involvement was the realization
that the Comptroller's function in municipal government
is basically administrative. The Comptroller has no con-
stituency to answer to, no voters to represent. He is
essentially an administrator who lends his expertise, at a
price, to the policymakers and elected officials of the
town —the members of the Board. It is they who have the
authority and must make the decisions. It is they who
represent the town and must answer to the voters for
their actions and, ultimately, the actions of the Comp-
troller.
With no real model to go by in local government, and
no evidence that an audit committee would work, the
Board was hesitant about plunging ahead with the idea.
They were treading on uncertain ground and they were
more than a little anxious about the possible unseen
consequences. Too, the individual Board members were
concerned about their role in the audit committee.
Though well qualified to handle the responsibilities of
committee involvement, they were not entirely familiar
with what their duties would be as active participants in
the town's audit function. The idca had to be sold to
them, and it was —by thc Comptroller and by the indepen-
dent auditor which the Board subsequently engaged to
perform the audit. But assurances alone would not allay
their skepticism. It was a new idea for local government.
previously untested, and there was only one way to see
if it would work, and that was to try it out. With somc
trepidation, thc Board appointed two of its membcrs—a
local CPA and a financial vice president for a major
insurance company —to act as an audit committec. For
the audit committee's first and, possibly, only timc around,
its responsibilities would be to:
• interview potential auditors.
• recommend to thc full Board the appointment of a
selected auditor.
• meet with thc auditor and rcvicw the scope of thc
audit to bc conducted.
• bc available during the audit to meet with thc auditor
66/Worki/Spring 1975/PMM&Co.
and discuss findings or procedural recommendations,
and evaluate which recommendations could be adopted
and which should not.
• review the initial draft of the audit report with the
auditor, covering all items contained in thc report and
focusing on thosc recommendations that had been made,
but whose implementation had been postponed.
• present the audit report to the full Board, analyzing
the report and discussing its recommendations for the
future.
Each of these had been a responsibility previously
assumed by the Comptroller. Now the Comptroller would
have to make his recommendations and comments to the
committee and leave the dicisions to them.
The value of the audilffrnmittee quickly became ap-
parent as the impact of recommended new accounting
principles began to be recognized. For some years the
town's financial philosophy had been extremely conserva-
tive, with revenues not recorded until the actual cash had
been received. The town's new independent auditors rec-
ommended that instead of cash basis accounting, reve-
nues be accounted for on a modified accrual basis. This
would be in keeping with generally accepted accounting
principles recently adopted for local government units,
and would achieve a better matching of revenues with
expenditures to be covered. The initial reaction by the
committee, however, was "No." But instead of dropping
it at that. the two audit committee members sat down
face-to-face with the Comptroller and the independent
auditor and through a series of meetings thrashed out the
reasons for and against the recommended change to
accrual accounting. Stick with cash basis accounting and
the audit report would get a qualified opinion from the
auditor. Make a change for the past year to modified ac-
crual accounting and, instead of the estimated $250,000
deficit, the audit report would show a $2.5 million sur-
plus. For the first time Board members were directly in-
volved in accounting and auditing matters that would
have both an 'immediate and a long-range effect on the
town's financial position. The ball had been dropped in
their lap, and the decision was vp to them.
While the audit committee.decided not to make the
change for the past year. it did decide to implement a
change to modifed accrual accounting for the next year.
Because of thg town's conservative approach to local
government finances. and its dependence on a sound
cash position to finance capital projects, the audit com-
mittee felt it was more important that the town have suf-
ficient time to assimilate the change. For that reason they
were willing to accept thc qualified opinion on this year's
statement, wbilc recommending to the Board that a
*change be male for the next year's statement.
The Corahittce didn't stop there, of course. Other rec-
ommended changes were made —changes that would have
to be taken into consideration in future policy decisions —
changes that, without an Alit committee to explain
them, might have gone unnoticed despite thcir import-
ance. They came in accounting methods for Special Re-
serve Funds, the Debt Service Fund, Parking Fund,
Retirement Reserve, and Sewer Improvement Fund.
At the audit committee's presentation to the full Board,
its two members analyzed and discussed the various
sections of the completed audit report. With the Comp-
troller and the independent auditor on the side, the two
members of the committee made a clear. informative
presentation to their colleagues in terms the Board mem-
bers could understand. They discussed the implications
of changes that had been made, the results of operations
for the different funds, the recording of revenues and
their use to cover expenditures, and the financial status
of the town as a result of the year's operations.
The audit committee had achieved what no Comp-
troller could ever hope to have achieved on his own. The
committee had gotten the town's financial policymakers
actively involved and interested in the administration of
the town's financial affairs. The committee had partici-
pated in updating many of the town's accounting meth-
ods and it had transformed meaningless figures into the
meaty, dollars and ccnts appropriations that the Board
had made. Most importantly, through the committee the
Board's members had achieved a better understanding of
those accounting matters that would help them to act
more effectively on behalf of the town's taxpayers.
For the Comptroller's Office, the audit committee had
another important effect. Contrary to what wary Comp-
trollers might think, the audit committee had strength-
ened thc position of thc Comptroller's Office. It had
helped the Board to understand thc town's financial op-
erations and, in doing so, had helped them to bctter
evaluate thc Comptroller's suggestions, actions, and dc-
cisions, as well as the outcomes. further, the audit com-
mittee had provided a solid source of, supporl in the
Comptroller's on -going effort to modify and hopefully
improve the town's accounting practices. Even the Comp-
troller's internal audit staff had felt the effect and it re-
sulted in a boost in morale—thefommittee and the Board
were viewing their work and acting upon it.
But this is only a beginning. The audit committee,
acting as a standing committee, will continue to be in-
volved, both with the Comptroller's Office and with the
town's auditor. As issues ariss and decisions must be
made, the audit committee will be involved. Expanding
its operational base, the committee will go further into
the Comptroller's Office, setting up direct lines of com-
munication with the internal audit staff.
In an effort further to improve the town's overall oper-
ation, "performance audits" are being considered as a
supplement to the standard audit. Unlike the standard
audit, which focuses on the town's financial operations,
the performance audit assesses the town's overall opera-
tion as a local governmental unit and determines whether
it is being efficiently and effccti$cly run. As thc town
moves toward this new development, again the audit
committee will be there, actively involved.
Finally, of all thc effects, paps the most important
is the least obvious —the audit mmittec's effect on thc
taxpaycr's dollar. While it is likely that most taxpayers
will never know of its existence, all will benefit from its
active role in overseeing their investment, in more con-
scientiously administering their tax dollars. ■
World/Spring 1975/PMMd1Co./47
• , •
"In the broad sweep of world history, the surprising
thing is that man has not long ago come toaccept inflation
as normal and a continuing stability of his monetary
unit as exceptional."
—Bach
H... under controls, business and labor leaders begin
to pay more attention to the regulatory body than to the
dynamics of the marketplace."
—Grayson and Neeb
Perspective on
Inflation and controls
by John W. Lee and Robert L. Conn
President Ford's WIN or "Whip Inflation Now" is dead
as are wage and price controls. Yet inflation and controls
are issues that will remain with us for some time and
deserve a good deal of study in the business world. There
are a number of excellent books on the subjects of infla-
tion and controls.
The New Inflation, by G. L. Bach suggests that many
executives and policy makers should re-examine long
held economic beliefs and scrutinize many of the new
economic strategies that are being proposed to arrest the
inflationary tendencies of our economy. Written for the
layman, The New Inflation is an outstanding choice for
those wishing a reasoned overview of inflation in the real
world environment of economic, political, and social
forces. Bach is a professor at Stanford University who
has years of experience as a consultant to the Federal
Reserve Board and to Secretaries of the Treasury.
An excellent text to accompany Professor Bach's book
is C. Jackson Grayson's Confessions of A Price Control-
ler. Grayson, past chairman of the Price Commission,
wrote the book to give the average citizen an insight into
the real process of price controls —how they work and
what they do for and to our country. Light and easy to
read, even humorous. Confessions of a Price Controller
provides us outsiders with an insider's view on the Phase
II Economic Controls of the 1971-73 Price Commission.
The potential problem under price controls arc detailed
by Grayson and co-author Louis Necb as is their warning
"it is much 'easier to get into controls than to get out."
The underlying rationale behind wage and price con-
trols and the complexity inherent in attempting to control
an economic system through government regulation arc
examined in two brief new publications. Professor Abba
41/World/Spring 1971/PMM&Co.
B. Lerner, described by one literary critic as "... one of
the few economists able to communicate intelligently with
the non -economist," has written a clever, thoughtful little
paperback called Flation. Lerner's arguments on the ne-
cessity for controls, and indeed the inevitability of con-
trols, are well -reasoned and persuasive. As a bonus,
Lerner has included a crisp and lucid explanation on the
relevance of international economic affairs, such as the
recurrent dollar crisis and floating exchange rates, to the
present inflationary malaise.
Jerry E. Pohlman's Economics of Wage and Price
Controls presents a well -sustained analysis of the issues
surrounding both inflation and efforts to control it. The
distinguishing characteristic of this book is its objective
attempt to catalog the sources of inflation and evaluate
the probable succcss of alternative public policies, in-
cluding controls, in alleviating the inflation depression
dilemma. The message in each book is similar —the viper
of inflation is in the Keynesian Garden of Eden. The
opinions vary, however, on the appropriate method to
drive the serpent out.
The books reviewed may be ordered directly from the
publishers: The New Inflation (Prentice -Hall, 1973. 100
pages, $3.50), Confessions of a Price Controller (Dow
Jones -Irwin, Inc., 1974, 265 pages, $9.95 ). Flation
(Penguin Books, Inc., 1973, 184 pages, $1.45), and
Economics of Wage and Price Controls, (Grid, Inc.,
1972. 210 pages, $4.95) . ■
Dr. Lee is an Associate Professor of Management at The
Florida State University and a consultant to PMM&Co.
Education Department. Dr. Conn is an Assistant Pro-
fessor of Finance at The Florida State University.