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December 13, 1982
Mr. Howard V. Gary
city wrr.ager
City of Mitzi commission
City Hall
3cn0 ran American Drive
Uiami, r1crlda 33I?:
Dear Mr. Gary:
CITY MANAGER'S OFFICE
1983 JAN -5 ply 12: 50
Mould you please schedule me for a personal appearance at the
Y.t.ar�i C!.ty Cotes Acsion seeting on lanur•ry 13, !?-e?.
I am president of WorOxiestern Meat, Inc., and I will request
ar up%!ted planning •tud of the Allapattah eommorcial/industrial
area.
Th you for your atte tion to this matter.
spectf y submitted
El V4� o Nunes /
Northwestern Meat, X�c.
2100 N.W. 23rd. Street
Miami, Florida 33142
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7CItY OF MIAMI, FLORIDA
INTER -OFFICE MEMORANDUM
TO Howard Gary, City Manager DATE December 28 ]982 FILE
Att. Jack Eads
SUBJECT
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FROM Maurice A. Ferre, Mayor � REFERENCES
ENCLOSURES
Please schedule Mr. Martin Fine to appear before the City of Miami
Commission at our meeting of January 13, 1982. Mr. Fine wishes to
speak on a proposed Housing Finance Plan to be presented to the Florida
Legislature this -upcoming session.
A PROPOSED NOYSIN` l7NANCE PLAN
PRESENTED 70 THE FLORIDA LEGISLATURE
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The message is clears but
WHO WILL LISTEN?
A Proposed Housing Finance Plan
Presented to the Florida Legislature
MARTIN FINE
Miami, Florida
November 1982
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THE PROBLEM
The great questions that disturb the peace and
well-being of man are not about ends, but means. There is
little question that the providing of affordable housing for
families with low and moderate incomes is an important and,
noteworthy goal. However, there is tar less agreement as w
means of achieving this goal. Because inflation has hit our
cities and counties just as it has our households, the methods
by which we can fund the real needs of our society in these
difficult economic times is a matter of mounting national
concern.
Notwithstanding federal and state legislation which
has provided substantial federal funding during the past
forty-five years,. cities and counties throughout Florida still
contain vast areas of slum housing and deteriorating
neighborhoods. These are the "homes" of thousands of hopeless
and frustrated citizens as well as the breeding grounds of
crime and delinquency.
The urgent need to provide affordable housing for
families with low and moderate income in Dade County as well as
in many other counties in Florida cannot be achieved without a
plan for creative and fiscally sound financing on a continuing
basis.
The message is clear, but who will listen?
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THE HISTORY
In 1937 the Congress of the United States passed
housing legislation to assist low income families. Thereafter,
the State of Florida adopted implementing legislation to permit
the cities and counties of Florida to participate in various
public housing, urban renewal and community development
programs.
In 1949 the Congress of the United States declared
that the goal for its housing legislation of that year was to
provide "a decent home in a suitable living environment for
every American family." That admirable but elusive goal has
not yet been achieved, nor does there exist any reasonable
likelihood that it will be attained in the near future.
In November, 1970? Ray Goode, then County Manager,
issued a challenge to the community at the annual meeting of
the Community Relations Board, entitled "Who Will Blow the
Trumpet for the County's Ill Housed?" It was a clear and
unequivocal message that this community could not afford to
allow a substantial portion of its citizens to live in slum and
blighted housing. Shortly thereafter, a community -wide
committee was formed under the auspices of the Urban Coalition
to respond to the challenge. It was composed of influential
citizens, builders, representatives of the banking industry and
others from all segments of the community. In May, 1971, it
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rendered its report which called for "the production in the
next two years of 10#000 units of subsidized housing that are
safe, sanitary and decent and located in suitable neighborhood
environments."
During the past eleven years, the greatest part of
which was a period of substantial economic and social progress,
only approximately 25% of the goal has been met. Although our
political leaders and the chief administrative officers of the
city and county have been committed to providing decent
housing, the goal set in 1971 has not and cannot be met under
present funding limitations.
The State of Florida does not presently provide funds
to the cities and counties for housing programs. In 1981,
however, the Legislature did create a Housing Finance Agency
for the purpose of selling tax exempt bonds and making loans
available to builders and developers for the construction of
low and/or moderate income housing. The Housing Finance Agency
recently sold one issue of bonds in the amount of
$150,000,000. These funds were made available to the consumer
at 13-1/28. It is apparent that even at this rate of interest,
which is lower than most conventional financing now available,
it is not possible for low income or most middle income
families to afford to purchase homes.
In the past, local communities could reasonably expect
to receive some funds from Washington with which to carry out
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their various housing programs. However, sufficient funds
received in a timely and continous basis have never really been
available to properly deal with the problems of redeveloping
the slums and blighted areas of this or any other community in
our country. The current administration in Washington is
committed to a drastic reduction in the level of funding to
local communities for housing and other purposes. This change
in the role of the .federal government will compound the
problems already faced by cities and counties throughout the
country in the area of housing and community development.
As stated earlier, there is no dispute that the goal
of providing decent housing is a vital one, the issue is, and
has always been, the means to provide the funds for achieving
such an end.
ONE PROPOSED SOLUTION
One proposal which this writer has advanced during the
past several legislative sessions is a local option that will
permit counties to levy an additional excise tax on documents
relating to real estate and retain the additional funds in the
county in which it is collected. At the present time, the
State of Florida levies an excise tax on all real estate
transactions which is collected by the sixty-seven counties and
turned over to the State, less a minor fee for the cost of
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collection& to the calendar year ending December 30, 19801,
Dade County collected $37,841,000 from this source.
The Bill, which is attached as Exhibit A, was last
introduced in the Legislative session of 1981, in a slightly
modified form. The House passed it and it was passed by two
committees of the Senate, but languished in that body and died.
in the last remaining days of the session.
The present proposal calls for a one-time payment of
an additional excise tax on all real estate transactions,
excluding single family residences, condominiums and coopera-
tives. The Bill would be particularly effective in capturing
revenue from previously untapped sources since a great many of
the purchasers of land and improved real estate are "off -shore"
entities or persons, which pay no federal or state corporate
income tax.
The funds could be used to acquire land for
redevelopment purposes and for the construction of homes and/or
apartments in the slum and blighted areas of the community.
These funds could also be made available to families which
require assistance in acquiring new and/or existing single
family homes under existing programs presently being
implemented by the City of Miami and Dade County. Both of
these governmental agencies have successfully carried out
home -ownership assistance programs on a limited basis and have
"hands-on experience" in this area.
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The enormity and importance of the redevelopment
process will require a great deal of effort and cooperation
between the public and private sectors. It would provide Miami
and other communities throughout the State with a unique
opportunity to establish various forms of creative partnerships
between public agencies and those in the private sector engaged
in the construction industry such as builders, savings and loan
associations, mortgage bankers, commercial banks, realtors and
others. Miami has been fortunate in being able to establish
many such relationships between public and private sectors
during the past several years and, as a result, the City has a
base upon which to continue and broaden such relationships. An
important benefit of this cooperation would be the possibility
of "leveraging" public funds through participation in private
sector lending institutions resulting in a more effective use
of public funds. Indispensable partners in this venture are
the community based organizations and institutions which
already exist in the neighborhoods. Their participation could
guarantee that local residents will be involved in the
redevelopment process.
This proposal is not only simple and fair, but it is
also financially sound. It does not require a new or expanded
bureaucracy for its implementation. It recognizes that local
communities must develop new sources of funds for housing and
community development programs. Once passed by the
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Legislature, its implementation can be carried out by the
County Commission, without any approval from Washington. It
will, however, require political courage and leadership for the
Legislature to articulate the realities of the situation and
pass the attached Bill to initiate the program.
In an era of unprecedented interest rates, the
opportunity to obtain funds at no interest cost on a continuing
basis is one that should not be lost. In Dade County alone it
is estimated that the doubling of the present excise tax,
exclusive of single family housing, would produce approximately
$25400000 a year.
The Florida Legislature must recognize that a means of
financing local housing programs other than by obtaining funds
from Washington and/or borrowing at high rates of interest must
be found. Since=this proposal would permit each Florida county
the option of determining if it wants to participate in the
proposed program, local implementation and control would be
paramount.
It is this author's hope that the attached proposal
will be a significant means with which our community and others
throughout the State, who wish to do so, can set out again to
achieve the goal of decent housing for all citizens. All I ask
is that people take the time to listen to it and consider its
potential.
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SUMMARY OF PROPOSAL
* ONE-TIME ADDITIONAL EXCISE_ TAX ON REAL ESTATE
TRANSACTIONS OTHER THAN SINGLE FAMILY HOUSING WHICH IS
TO BE RETAINED BY THE COLLECTING COUNTY
* LOCAL OPTION - EACH OF FLORIDA'S 67 COUNTIES CAN
DETERMINE IF IT WANTS TO IMPLEMENT THE PROGRAM
* FISCAL SOUNDNESS -THE PROGRAM PROVIDES A CONTINUOUS
SOURCE OF INTEREST -FREE FUNDS
* NO EXTRA COST - NO NEW ADMINISTRATIVE AGENCY OR EXTRA
PERSONNEL ARE REQUIRED TO CARRY OUT THE COLLECTION OF
THE FUNDS. EXISTING HOUSING AND COMMUNITY DEVELOPMENT
AGENCIES CAN IMPLEMENT THE PROGRAM
* PUBLIC 6 PRIVATE SECTOR COOPERATION - LOCAL GOVERNMENT
AGENCIES CAN WORK WITH THE PRIVATE SECTOR, BOTH IN THE
CONSTRUCTION AND FINANCING OF THE MUCH NEEDED HOUSING
* RESPONSIVE TO PRESENT REAGAN'S REQUEST THAT STATE AND
LOCAL COMMUNITIES ASSUME A GREATER SHARE OF THEIR
LOCAL HOUSING AND COMMUNITY DEVELOPMENT NEEDS
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PROPOSED BILL
A bill to be entitled
An act relating to excise tax on documents;
creating s. 125.0167, Florida Statutes;
authorizing each county to levy a
discretionary surtax for home ownership and
rental assistance purposes; providing
limitations and procedures; creating s.
201.031, Florida Statutes; providing for the
levy of the surtax; providing for the
administration, collection, and distribution
of the proceeds of the surtax for home
ownership or rental assistance programs;
requiring an annual report to the Department
of Banking and Finance; providing an
effective date.
Be It Enacted by the Legislature of the State of Florida:
Section 1. Section 125.0167, Florida Statutes, is
created to read:
125.0167 Discretionary surtax on
documents; adoption; application of revenue. --
(EXHIBIT "A")
excise tax on
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(2) The department of )revenue shall pay all taxes
collected under this section to the governing authority of the
county which levies the surtax for deposit into the home
Ownership and Renters' Assistance Loan Trust Fund of the
county. The funds may be used for any purposes for which funds
deposited in the trust funds of the county may be used as
provided in s. 125.0167(3), and also may be used to pay the
cost of collecting and enforcing the tax levied under this
section.
(3) Each county levying the surtax shall submit, in
its financial report to the Department of Banking and Finance
as required under s. 216.32, information showing the revenues
and the expenses of the fund.
Section 3. This act shall take effect July 1, 1983.
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