HomeMy WebLinkAboutR-85-1142J-Rai-I1(10( a)
t l /F3 />i 5 R ES01,UT I ON;�;
A RR c1T,1J'V1ON AFFIRMT.NG THE DEC[SION OP THE
?ONTNG BOARD AND DFNYT14, T11r APPEAr, c)F T►ip'
CLASS D SPEC rAL PERMIT Ati [, IS'r ED TN ORDTNANC F
9500. AS AMENDED, TFiE 7ON rNG ORDINANCE Or 'I'►JO,
CITY OF MIAMT. ARTICLr, 2.0, SF,CTION 2017,
S,IJBSI,CT CON 2017. R PERMTTT [V(' TFiF DFFF-;RRAI, FAR
A PERIOD Oh' FT'J^ (5) YEARS OF THE'
CONSTRUCTTON OF 57 RI,QIJ [R[�.I) NARKTNG
SPACES (201 0FFSTREE,r PARKING SPACES
RCQUTRI,t)r 1.44 PROVIDED) SATD DEFERRAL OF
CONSTRUCTION WOULD ALLOW THE OPERATION OP THE
MIAMT-DADE COMMUNITY C•7[,LF?GE RTLTNGIJAL CFN, 'PFR
IN CONJUNCTION WITH THE FLORIDA NATIONAL
BA^]K, AS PER PLANS ON PII,E, SUBJECT TO
PROVISIONS CONCERNING REVOCA'T TON OR CHAN(,PS
IN CONDITIONS OR SAFEGUARDS AND A COVENANT
BEING PRESENTED AND APPROVED BY THE LAW
DEPARTMENT WITHIN THIRTY (30) DZYS; ZONED CR--
3/7 COMMERCIAL-RI,S[DENTIAL (GENERAL) WITH A
TIME LTMITATION OF SI,VF'N (7) MONTH IN WHICH A
BUILDING PERMIT MUST I1F t)'3TATNED.
WHEREAS, the Miami Zon i nq Rn,-ir:] ar mr_ r-�0: Ino ,)F Octnher
21, 1935, Ttem B, fol.low inq -in ad »rti ho9rincl; 11')pted
Rr olutinn 7B 151-85 by �n 3 or -in ti.nq thC1.D
Special P.-rmit as listed in Ordinance 9500. -ainonded, the -
7,oning Ordinance of the City Mi ami, Article 20; Section 2017,
Subsection 2017.8 permitting th,-� dF!f.,rral For a p.�ri-)d Of five
(5) years of the construction of 57 requir,�A offstreet narkinq
spaces (201 of fstroet spaces requ ircI 144 provided) , >3a i I
deferral of constriction would allow the operation of the Miami -
Dade Community College Bilingual. Center in conjunction with the
Florida Na t b)na1. Bank, .3S nf� r plans on f- i l e, s u h i Oct to
provisit)ns concerning rev.)cation or changes in conditions or
safeguards and a covenant bi=inq presented anti approved by the Law
Department within thirty (30) day:;- z,)n(-cl CR-3/7 Commercial -
Residential (Gener.31) : and
WHEREAS, concerned neighbors have taken an arp,�al to the
City Commis ion from the grani-inq of the Class D Special Permit;
and
WHEREAS, the City Commi�>>ion after careful co�ntiid.eration of
this matter finds that the Class D p.=rmit as approved by the
4
Z.)ning Roard meets the applicable requirem,�rits c)f. Zoninq
ordinance 9500 • CITY COMMISSION
MEETING OF
9r, -1142 ,
NOV 26 1985 a�
NOW, TfJERFFORE , RE IT RESOLVED BY THE ('(-)MM r`,`rON1 OF TT?F; C TTY
OF M r AM T , FLORT DA'
SF�ct 0)n 1 . The (loci-, i.on ()F the 7,,-)n i rn(1 Tl and in grant i nq
the Class D Special. permit 9, 1 istf-d i-i Ordinance 9500, a�
<imrn�F�j, the 7.(-)nin(g Orcjinance of the Ci tv )f Mi •-imi , :'\rtir l(- 20.
Secl-.ion 2017, Subsection 2017 8 pAr.mP--t-.i_nq t.--he deferral F-)r a
p?riOd of Five (5) years of tho c(-)n�;F.ru(7!Af)r1 .)F 57 r-AJui.r -1
OIriLrr-et parking spac,�s (201. ()Ff t-t-et r3n,i(,( , require-1! 1.44
provided) .k
,,a.id deFerral (-)f co n t:r 1c1:i.cln woul 1 31 1(-)w
the
oper.ati,)n or
jMiami-Daj(7ommuniy
3iin-nt
in
conjunction
with the Florida National.
Rank, as per plans on file,
subject to
pro,1i>;i_(,)ns conc,- rniny
rev :)cation 0r7 changr-r
i n
conditions
or saE,?guards and a co P n a n t hotna presentAd
and
approved by
the Law Department within
thirty (30) days? zoned
(7,Ti-•
3/7 Commercial
-Residential (0-=ner31.) ,
with a t imo 1 i-mitatif)n
of -
seven (7) month, in which �j huildin,a
;r�r,nit must he obt.-iinefi,
i:;
h� rohy ,3F1:irmed.
PASSED
AND ADOPTED ,'I) j ,; 26th day of NOVEMBER 1985.
Mayor
P
MAY RAI
City Clerk
PREPARED AND APPROVED BY:
G. MIRIAM MAER
Assistant City Attorney
APPROVED '.1'0 RM AND CORRECTNESS:
LUCIA A. DOUGHER
City Attorney
GMM/bj r/B080
i
x
- 2- B-114':
•rr .
To: City of Miami Planning and Zoning Board Administration Department
This is to advise that we are the undersigned objectors to the proposed
public hearings (1) on Tuesday November 26, 1985 at 10:30 A.M. at City hall,
3500 Pan American Drive, Dinner Key, Miami, Fla. and (2) on Monday,
December 2, 1985 at 7:00 P.M. at City Hall, 3500 Pan American Drive, Dinner
Key, Miami, Fla. referencing Dade County Community College and Florida
National Bank as per %uclosed legal documents as published in the Diarios
Los Americas in the Miami News and the Miami Revue.
Therefore, Lee H. Schillinger, Attorney, is herein authorized to voice
our objections to this hearing.
I, THE UNDERSIGNED, AM A RESIDENT OR OWNER OF PRIOPPEERTY
LOCATED NEAR 6TH STREET AND S.W. 27TH AVENUE.
AWARE THAT THE MIAMI—DADE COMMUNITY COLLEGE IS SEEKING
TO MOVE FROM ITS EXISTING SCHOOL INTO THE FLORIDA
NATIONAL BANK BUILDING AND THAT, BY DOING SO, IT WILL
HAVE LESS PARKING SPACES THAN IT PRESENTLY HAS. I AM
AWARE THAT THERECLASSD SPECIALPERMIT.
APRESENT pNUISANCE, AND I AM
OPPOSED TO TH
'
Katia Calejo, Z5Z5 5.w. atn az.,70
Ricardo Nunez, 650 S.W. Beacon, Miami, Fla.
Phyllis Deblasio, 2727 S.W. 6th St., Miami, Fla.
(3)
Mae Marzouca, 11052 S.W. 128th•P1., Miami Fla.
-,
Pedro Musa —Rio, M.D., 510 S.W. 27th Ave., MiamiB•
C)
-
Rosa Puello, 2508 S.W. 5th St., Miami, Fla.
c _
Ana Femandea, 2740 S.W. 5th St., Miami, Fla.
`,)
l�s<< c
5
-' . , C , - y" L`-. r - ,„
Marcelina E. Garcia, 2511 S.W. 6th St. , Miami, Fla
� )
, r�
Justine Prohaska, 2534 S.W. 5th St., Miami, Fla.
(9)
Madeline Everett, 2535 S.W. 5th St., Miami, FLa.
.0)
Jesus Perez, 2600 S.W. 5th St., Miami, Fla.
l
-,
I !�� % _� -', ��
Sergio Jacinto, 2524 S.W. 6th St., Miami, Fla.
Penarredonda, 530
S.W. 25th Ave., Miami, Fla.
.3)
Efrain Medina, 620 Beacom
Blvd., Miami, Fla.
y)
Clessie Dollar, 2728
S.W. 5th St., Miami, Fla.
.5)
Chifrstain E. 'lipperer,
2(5437 S.W. 6th St., MiaFlmi
a
FJ� l(i .,..� a 1-1 1 t�l`1:;
C.� �i L. � lw� jlr.�\':l' 41 ��<'��"��
Jack Class,2620 S.W.
5th St., Miami, Fla.
Qira Valdes, 2524 S.W.
5th St., Miami, Fla.
�)
Justo M. Nunez, 2751
S.W. 6thSt., Miami, Fla.
-
CITY OF MIA MI, FLORIDA
INTER -OFFICE MEMORANDUM 14
TO Honorable Mayor and Members
of the City Commission
FROM Sergio Perei
City Manager
DATE: November 13, 1985 FILE'
SUAJECT RESOLUTION - APPEAL BY OBJECTORS
CLASS D SPECIAL PERMIT GRANTED BY
ZONING BOARD - 601-627 SW 27 AVE
REFERENCES -
COMMISSION AGENDA - NOVEMBER 26, 1985
ENCLOSURES: PLANNING AND ZONING ITEMS
It is recommended that a review be
made of the Class D Special Permit
granted by the Zoning Board
permitting the deferral for a period
of five (5) years of the
construction of 57 required
offstreet parking spaces (201
offstreet parking spaces required;
144 provided), said deferral of
construction would allow the
operation of the Miami -Dade
Community College Bilingual Center
in conjunction with the Florida
National Bank at 601-627 SW 27
Avenue.
The Zoning Board, at its meeting of October 21, 1985, Item 8, following an
advertised meeting, adopted Resolution ZB 151-85 by an R to 0 vote, granting
the Class D Special Permit as listed in Ordinance 9500, as amended, the Zoning
Ordinance of the City of Miami, Article 20, Section 2017, Subsection 2017.8
permitting the deferral for a period of five (5) years of the construction of
57 required offstreet parking spaces (201 offstreet parking spaces required;
144 provided), said deferral of construction would allow the operation of the
Miami -Dade Community College Bilingual Center in conjunction with the Florida
National Bank, as per plans on file, subject to provisions concerning
revocation or changes in conditions or safeguards and a covenant being
presented and approved by the Law Department within thirty (30) days; zoned
CR-3/7 Commercial -Residential (General). This Class D Special Permit has a
time limitation of seven (7) months in which a building permit must be
obtained.
Eighteen objections received in the mail; one opponent present at the meeting.
Eleven proponents present at the meeting.
g Backup information is included for your review.
i
n
Honorable Mayor and Members
of the City Commission
Page 2
November 13, 1985
A RESOLUTION to provide for the above has been prepared by the City Attorney's
Office and submitted for consideration of the City Commission.
AEPL:111
cc: Law Department
NOTE: Planning Department recommends:
APPROVAL subject to a two-year review
by the Zoning Board and a Declaration
of Restrictive Covenant to allow at
City's determination the provision of
additional required parking when
needed and a requirement to amend the
covenant with the consent of 75, of
adjacent property owners within a 375'
radius of the subject property
ZONING FACT SHEET
LOCATION/LEGAL
601-627 SW 27 Avenue
The W 1/2 of Lot 63; all of Lots 64 b 65;
Lots 66 through 69 inclusive all less
the W 5' thereof; Lot C and all of Lots 70
through 74 inclusive
BEACOM MANOR (8-121) P.R.D.C.
and
The N 60' of the S 420' of the W 210' of the
SW 1/4 of the SW 1/4, Section 3, Township 54S,
Range 41E less the W 50' thereof
APPLICANT/OWNER
Florida National Bank
c/o Jeffrey Bercow (Attorney for Applicant)
4000 Southeast Financial Center
Miami, FL 33131 Phone 0 577 -2945
ZONING
CR-3/7 Commercial -Residential (General)
REQUEST
Class D Special Permit application as listed in
Ordinance 9500, as amended, the Zoning Ordinance
of the City of Miami, Article 20, Section 2017,
Subsection 2017.8 requesting a deferral for the
construction of 57 required off-street parking
spaces (201 off-street parking spaces required;
144 provided), said deferral of construction
would allow the operation of the Miami -Dade
Community College Bilingual Center in
conjunction with the Florida National Bank on
above site, as per plans on file, and subject
to provisions concerning revocation or changes
in conditions or safeguards.
RECOMMENDATIONS
PLANNING DEPARTMENT APPROVAL SUBJECT TO A TWO YEAR REVIEW BY THE
RESTRICTIVE COVENANT TO AILLOW AT CITY S
DETER14INATIUN THE PROVISION OF AL
REQUIRED PARKING WHEN NEEDED AND A REQUIR MENT
TO AMEND THE CUUNANT WITH TRMNSENT OF 151 OF
AW ACENT PROPERTY OWNERS WITHIN 375 FEET RADIUS
OF THE SUBJECT PROPERTY. e subject request s
n accord with then ent of the Zoning
Ordinance. The College would have a different
peak of parking demand than the Bank.
Furthermore, the College's principal use of the
premises would occur on weekday evenings when
there is a great deal of parking available in
the area along 27 th Avenue and 6th Street.
ErErr ` JL SL•��- � �
lJ �
,9�
PUBLIC WORKS
DADE COUNTY TRAFFIC
b TRANSPORTATION
ZONING BOARD
No dedication is required.
Recommend a deferral of parking requirements
for one year. After which a survey should be
accomplished to determine the actual parking
needs of this project.
At its meeting of October 21, 1985, the Zoning
Board granted the above subject to a covenant
being presented and approved by the Law
Department within thirty (30) days. This
Class D Special Permit has a time limitation
of seven (7) months in which a building permit
must be obtained.
L/
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FEUER, LUSTIG AND SCHILLINGER
ATTORNEYS
DADE SAVINGS BUILDING
2121 PONCE DE LEON BOULEVARD
10301 SOUTH DIXIE HIGHWAY
SUITE 400
MIAM1, FLORIDA 33I56
CORAL GABLES, FLORIDA 33134
TELEPHONE (305) 667-164S
TELEPHONE (305) 444-8383
MARSMALL N. FEUER
ROV R. LUSTIG
LEE H. SCMILLINGER-
• ADMITTED IN
FLORIDA AND
NEW YORn
Executive Secretary
City of Miami
Department of Administration
Planning and Zoning Board
275 N.W. 2nd Street
Miami, FL 33133
PLEASE REPLY TO:
Coral Gables office
October 31, 1985
Re: Notice of Appeal from ZAB Resolution No.
ZB 151-85 granting Class D Special Permit to
Florida National Bank and Miami -Dade
Community College Foundation, Inc.
Dear Mr. Perez-Lugones:
I hereby give Notice of Appeal on behalf of M.B. Garris
and Medina Mae Marzouca from the Zoning Board Resolution No.
151-85 granting a Class D Permit to Florida National Bank for a
deferral of required parking spaces. This notice is given in
accordance with Article 32 and Section 2651 of Zoning Ordinance
No. 9500 of the City of Miami. I am enclosing with this Notice
of Appeal a copy of the cards from the objectors in the neigh-
borhood who joined my clients in their objection to the granting
of the requested Class D Special Permit. We request that the
City Commission review that Resolution and the entire contents of
the file submitted by Florida National Bank and Miami -Dade
Community College and that that Resolution be reversed.
Appellant M.B. Garris owns Lots 10, 11, 12, 13 and the North 1/2
of Lot 14, Block 1, which is directly across 27th Avenue from the
building in question. Objector Medina Mae Marzouca owns an
interest in real property located directly accross S.W. 7th
Street from the site in question.
1. This is a request for a "Variance".
The petition for Class D permit, although filed in the
name of Florida National Bank, is on behalf of the Miami -Dade
Community College Foundation, Inc., which intends to renovate and
lb—
T
Page -2-
October 31, 1985
City of Miami
Planning and Zoning Board
ultimately transfer the property for the Miami -Dade Community
College and lease the property to the Community College. The
Bank and Foundation are apparently attempting to circumvent
Florida Statutes Chapter 240 and Chapter 235. The Miami -Dade
Community College presently operates its School for Bilingual
Studies in the building located directly across 7th Street from
the property in question. The present location provides more
parking than the school needs, although not all of its students
and faculty make use of the available garage. The school merely
desires to move its location, which will substantially detrimen-
tally effect the already crowded area.
The objectors believe that this particular request is
actually for a permanent "variance" from off-street parking
requirements, without complying with the requirements of Article
31 of the Zoning Ordinance.
At the time that the motion to approve the Class D per-
mit, with conditions, was approved, the maker of that Motion
stated that he agreed with the objectors that the request was in
fact a request for a variance. A review of the Letter of Intent
filed on behalf of Florida National Bank and the Miami -Dade
Community College Foundation, Inc. reveals that in fact the
intended request was not for a "deferral" of time to provide
parking (as contemplated by a Class D permit) but was instead
,seeking a permanent reduction of the number of parking spaces
required to move across the street.
The applicant openly admits that the "Foundation"
intends to transfer the property to Miami -Dade Community College,
thereby rendering it subject to the state statutes, as opposed to
the City's jurisdiction.
Article 23 of Ordinance No. 9500 specifically provides
that the Special Permit procedures and requirements are intended
to assure consideration of particular circumstances of each case
and the establishment of such conditions and safeguards as are
reasonably necessary for protection of the public interest
generally, and protection of adjacent properties, the neigh-
borhood, and the City as a whole.
Section 2301.6 makes it very clear that a variance is not a spe-
cial permit and that if a variance is being sought the less
stringent standards for a special permit do not apply. Section
2305.2 relating to special permits, specifically provides:
f
Page -3-
October 31, 1985
City of Miami
Planning and Zoning Board
"Due consideration shall be given to off-
street parking and loading facilities as
related to adjacent streets, with particular
reference to automotive and pedestrian safety
and convenience, internal traffic flow in
control, arrangement in relation to access in
case of fire or other emergency, and screening
and landscaping."
Additionally? Section 2305.7 provides:
"...due consideration shall be given to poten-
tially adverse effects generally on adjoining
and nearby properties, the area, the neigh-
borhood, or the City, of the use or occupancy
as proposed, or its location, construction,
design, character, scale or manner of
operation."
A substantial number of neighborhood property owners have
objected due to the already dense off-street parking problem.
The College has not offered a solution to which it is authorized
to commit itself, nor which it can guarantee will be enforceable.
2. The required Covenant will probably be unenforceable.
The letter of intent dated September 20, 1985 filed on
:behalf of the applicant indicates that the proposed purchase is
to be made by the Miami -Dade Community College Foundation, Inc.
which then proposes to sell the property to the Community
College, i.e., the State of Florida. The letter indicates:
...It is the Foundation's present intention to
transfer the Property to the College within the
next few years. At that time, the College's use
of the property would be exempt from local ordi-
nances.
The Zoning Appeals Board approved the Class D Special
Permit with the requirement that a covenant be filed which
requires the property owner to construct new parking if the City
determines that it is necessary within one year. Since the pro-
perty to which the Class D Special Permit was applicable is to be
used by the College and is to be transferred to Miami -Dade
y
Page -4-
October 31, 1985
City of Miami
Planning and Zoning Board
Community College, the Covenant will become unenforceable and
contrary to State law. If, for example, the construction funding
was not appropriated by the Legislature there could be no
construction. Any garage to be constructed would be subject only
to State regulation.' Although the City may require additional
parking, the State could override the Covenant.
It is clear that since the Covenant may be impossible
of compliance, and since it is the position of the applicant that
it will shortly not be subject to the zoning requirements, this
is an attempt to create a need for spaces for which there may be
no remedy.
The Hiami-Dade Community College is not seeking to add
any services within the City, but merely to change the location
of existing services. This request to allow the community
college to move to another building in the immediate vicinity
will only aggrevate and adversely effect the parking situation of
the neighborhood. A review of survey results filed by the com-
munity college reveals that only 32% of its 293 respondents, or
93 individuals, presently use the existing parking facilities in
the present building. Therefore, 200 students are already using
4 outside facilities. It is clear from that survey that the con-
tinued allowance of the proposed move by the community college
bilingual studies program will have a substantially detrimental
effect on the adjoining property owners. A review of the objec-
tion cards, a copy of which is attached hereto, reflects that
3 most of the objectors were opposed because of the already
aggra-
vated parking situation in the area.
_ For these reasons we believe that the request was in
fact a request for a permanent variance of the zoning ordinance
and not for a deferral as was suggested by the applicant, and
approved by the Board. This is especially so in light of the
fact that compliance with the Covenant may be impossible and the
entire transaction appears to be an attempt to circumvent the
applicable statutory requirements. For these reasons we respect-
fully appeal for the City Commission reversal of the Zoning
Appeals Board Resolution.
Respectfully,
O
E H. ILL ER, ESQ.
LHS/mvn
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
MPLETE FORM AND MAIL. THIS ") MUST BE
—CEIVED BY 1:00 P.M. ON THE DAY G. t'HE HEARING.
I/ We. ati owner (s) of lot G %>� Z Block
of the Subdivision
Property bought in the last year?) Yes ® No
I/ WE Ci Favor THB PETITION
C,'3IaOp e /
Signature
Print Name r. Addras E-'SZJ �LL� S'
Item NO. 8
OPINION'CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THI CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DA OF THE Y.FARING.
1/ We. as owner (s) of lot Block
of the _1, 4abdivision
Prope f y bought in the last year? O Yes I9 No
1/ WE C3 Favor THE PETITION
�OppO3e `_..� .
Signature �u
Print Name tic �+ Address
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 373'
COMPLETE FORM AND MAIL. THIS CARD MUST BE,
RECEIVED BY 1:00 P.M. ON THE DAY THE HEARING.
I/ We, is owner (s) of lot Block i
of th� Su,bdivisioa "
PTE
/rty bought in the last year? p Yes 1'1 No
I C Favor � THE PETITION
>3fbppose
Signature
Print Name P ` ` f D �= �� "'r' " Address L7 t �,L' �'-, G 44-.-A -
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
• RECEIVED BY 1:00 P.M. ON THE DAYOF THE HEARING.
I We. as owner (s) of lots t%-.c �► sC Block 7-.7/ J-/• .�..
of the , • • • Subdivision 4� J.
Property bought in the last year9 Q Yes ® No
Q Favor 'r
1 / W E T�ETITION
®Oppose
Signature CO.
PrintName MA Address i0 W J '
Remarks 7!' 4rrv� Ha J / 3 -i-
Item No. 8
C�
r7MPLETE FORM AND MAIL. THISIr,qD MUST BE
:frEIVED BY 1:00 P.M. ON THE DANI THE HEARING.
} 'e12 !� rn
II We, as owner (s) of lot '� -- Block -�
i
of the Subdivision
Property bought in the last ear? , - p Yes CM No
I/ WE C, Favor t TH PETITION
woppose 1 9 f
Signature A "
Print Name Address -5/0
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
i/ We. as owner (s) of lot GU 6 d 3�d 3� Block
of the 1 . Subdivision
Property bought in the last year?
1/ WE
C Yes
QV No
Signature
Print Name R r S A - -DUEL C. ddress
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
I/ We. as owner (s) of lot Block
of the Subdivision
Property bought in the last year p Yes No
I/ WE C3 Favor T4E' PETITION
�poae
I r �
Signature
Print Name •� A F�'.P w A%?� Address �?5�G •S •� S J+
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
I/ We. as owner (s) of lot- S
Block
of the `'
-Subdivision
Property bought in the last yea . I Ya
I/ WE avor
Oppose
THE PETITION
C
Signature L
Print Name
Address
Item No. 8 V
i
® No
•- ��•�+� �+ry v...cna %jr rnurrr.IT WITHIN 375'
CO'A r ETE FORM AND MAIL. THIS CAR1t ST BE
REt_ :D BY I:00 P.M. ON THE DAY OF Th. .TEARING.
I/ We, as owner (s) of lot__ 7 Block
;7
of the Subdivision
Progeny bought in the last year?? Q Yes No
1/WE CM Favor
ppose
THE PETITION
Signature ? c
Print Na Address __� 1.3 F SCa' S S�
Remarks 92
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THISCARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
.I/We. as owner (s) of lot2_9 "Block
of the Subdivision
Property bought in the Wt year?
Yes No
I/ W E 0 Favor
pwpPos. PETITION
Signature y1SZ.a
Print Name hi�►� ..; � : , _-3'Fddras 7_ S J' -.Sw-1 S S11
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M, ON THE DAY OF THE HEARING.
I/ We, as owner (s) of lot Block
of the
Subdivision
Property bought in the last yea r► p Yes
i8'�No
I/ WE O Favor/'�-) ildn
ppo H� PETITION
Signature
Print Na 7
_ Address -e-660 5 w `j .
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST, BE
RECEIVED BY 1:00 P.M. ON TTHE DAY OF THE HEARING.
'I/We, as owner (s) of lot a1. Block
of the Subdivision
Property bought in the last year' Yes B No
I/WE
Signuun
Print Nai
Remarks
Item No.
COMP' —TE FORM AND MAIL. THIS CARD I CT BE
RECEA BY 1:00 P.M. ON THE DAY Ot TH► \RING.
I/ We, at owner (s) of lot.,
of the — --- , Subdivision
Property bought in the Ia1\t year) Yes
1/ WE C3 Favor -.0-, �\ T ETIT[ON
PZfNo
Signature
Print Name Addres, ,�o `ram
• Remarks /VP AW K/J' ' Vy/L �Bl t
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FOR10 Al 13 MAIL. THIS BARD MUST BE
RECEIVED BY 1:00 P.T. ON THB•DAY OF THE HEARING.
I/We. as.owner (s) of to Block
of the' Subdivision
Property bought in the last year? p Yes �sNo
1 ! W E O Favor
Q...�_ THE' PETITION"'
Signature _
L 17 `, e A. c:
Print Name C F ) E 2., Adliress :20 &-inaz�y /3/-rd
Remarks
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
I / We. as owner (s) of lot Block
of the Subdivision
Property bought in the last year'! C3 Yes =No
I / W E C3 Favor
�THITION
1230ppose
�1
'
Signature
Print Name Address 62
Remarks 4 �'-
Item Ne_ a
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 373'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
1/ We, as owner (s) of lot Block
of the ,- Subdivision
Property Property bought in the last year'! Yes No
1/ WE 0 Favor TH ETITION
Signature.,
Print Name e S .5Ael Address 1 rZm •1 & 2-��
Remuks
Item No. 8
i
COMPLETE FORM AND MAIL. THIS CARD MUST BE
PI 'IVED BY 1:00 P.M. ON THE DAY 0'f ? HEARING.
IIWe, as owner (s) of lot; '« Block
of the I Subdivision
Property bought in the last y Yes
I/ W E p Favor tTX/;PETITION
�ppost
Signature
Print Name Address aLV_'LZ2 642 (2 s'
Remarks ;y A2 E•cr� v•�s /.: GG
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAYO F THE
HEARING.
((�� —12
1as owner 0 of loth Block
of the XW A94101 Subdivision
Property bought in the t year? p Yes Ia No
p favor /
I/� THY�ETITION
idOPpmf .4
Signature
Print Nac
Item No. 8
OPINION CARD FOR OWNERS OF PROPERTY WITHIN 375'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M-. ON THE DAY OF THE HEARING.
I/ Hie. as owtWi (s)•o{ lot - Block
of the •.#*Subdivision
Property bought in the last year? '. --Yes C br. ® No
i
I/ WE C3 Favor THE PETITION
ppose ,
Signature
Print Name /o c ^dam a 2 st S c.1� a'
Remarks
item No. 8
OPINION CARD FOR OWNFRS OF PROPERTY WITHIN 373'
COMPLETE FORM AND MAIL. THIS CARD MUST BE
RECEIVED BY 1:00 P.M. ON THE DAY OF THE HEARING.
I/ We. as owner (s) of lot Block 3
of the Subdivision
Property bought in the last year? Yes No
I/WE
Signature
Print Nai
Remarks
Item No. 8
l��
I
I
G� r¢z� PC
�.
Statement of Support 1p /f.
cfjerl`,�
We, the undersigned, are neighboring businesses, institutions Iva
and/or organizations, who fully support the activities and educational
programs of Miami -Dade Community College's Division of Bilingual Studies.
We welcome,their presence amongst us and recommend approval cf the
special permit in question.
Declaracion de Apoyo
Nosotros los firmantes, negocios, instituciones y organizaciones
vecindarias apoyamos completamente las actividades y los orogramas edu-
cacionales de la Division de Estudios Bilingues del Miami -Dade Community
College.
Acogemos su presencia entre nosotros y recomendamos el apruebo del
permiso especial.
Name/Nombre
11, ,1, 4 em-do,4 0, .e'er
li a; 4 /31?
ure Firma Business/!legocio
1
.I I
Name/Nomhre Signature/Firma, Business/Negocio
RECEIVED
By APPLICATION FOR A CLASS D SPECIAL PERMIT OR SPECIAL EXCEPTION
CONTR L,, File Number DSE-83-
No. rflu generally, or within certain zoning districts, certain structures, uses,
and/or occupancies specified in this ordinance are of a nature requiring special and
intensive review to determine whether or not they should be permitted in specific
locations, and if so, the special Iimitations, conditions, and safeguards which should
be applied as reasonably necessary to promote the general purposes of this Zoning
Ordinance, and, in particular, to protect adjoining properties and the neighborhood
from avoidable potentially adverse effects. It is further intencid at the expertise
and judgement of the Zoning Board be exercised in making such determinations, in
accordance with the rules, considerations and limitations relating to Class D Special
Permits and Special Exceptions. (See Article 26.)
Formal public notice and hearing is not mandatory for Class D Special Permits, but is
mandatory for Special Exceptions. In other respects, these classes of special permits
are the same.
The Zoning Board shall be solely responsible for determinations on applications for
Class D Special Permits and Special Exceptions. All applications in these classes of
special permits shall be referred to the director of the Department of Planning for his
recommendations and the director shall make any further referrals required by these
regulations.
to JEFFR.EY BERCOW , hereby apply to the City of
Miami Zoning Board for approval of, check one:
_X_ Class D Special Permit
_ Special Exception
for property located at 627 Southwest 27th Avenue; 601 S.W. 27th Avenue;
2531 S.W. 7th Street; 2519 S.W. 7th Street;. MM10, Florida.
Nature of Proposed Use (Be specific) The property is presently improved with a
-hank building containing approximately 45,000 sa -ft. of office space.
Annlicant oropose4 converting approximately 30, r00 sn ft to clau—
rooms and ancillary uses for the Division of Bilingual Studies,
Miami —Dade Community College. Approximately 15 nn sq. ft.
will remain as office space. There are 144 parking spaces on site,
and the proposed renovation will require an additional 57 parking
spaces.
Form 10-83
Pogo I of 3
C 4- - 1� 06. 1 /l;
• I attach the following in support or explanation of this application:
y_ I. Two surveys of the property prepared by a State of Florida Registered Land
Surveyor.
_y_ 2. Four copies of: site plan showing (as required) property boundaries, existing and
proposed structure(s), parking, landscaping, screening, etc; building elevations (if
required) with dimensions and computations of lot area (gross and net), LUI ratios
(open space, floor area, parking, etc.), building spacing and height envelope.
See Section 2304.2.1(c).
3. Affidavit disclosing ownership of property covered by application and disclosure of
interest form (Form 4-83 and attach to application.).
4. Certified list of owners of realestate within 375' radious from the outside
boundaries of property covered by this application. (See Form 6-83 and attach to
application).
,.,v 5. At least two photographs that show the entire property (land and improvements).
_.X.. 6. Other (Specify) _Letter of Intent.
7. Fee of $ 60_0_ 00bused on following:
(a) Class D ROO.00
00.00
(b) Special Exception
(c) Surcharge equal to applicable fee from (a) or )above not to eed $400; to
be refunded if there is no appeal (City Code ct' 2-61)
Signature
• 6r rJLW
I Name Jeffrey Bercow, P.A.
Steel Hector & Davis -
Address 4000 Southeast Financial Center
City, State, Zip Miami . Florida 33131
Phone (305) 577-2945
STATE OF FLORIDA) SS:
COUNTY OF DADE )
JEFFREY BERCOW being duly sworn,
deposes and says that he is the (authorized agent of 797 real property described
above; that he has read the foregoing answers and that the some are true and complete; and
(if acting as agent for owner) that he has authority to execute this application form on
behalf of the owner.
10
0
SWORN 70 AND SUBSCRIBED
before me this 18th day
of September— 98_
MY COMMISSION EXPIRES:
Form I M3
(SEAL)
/AName
f�Pftl
Notaryic�btatea t l-14Ida at L.argz
Notary Patric. State of Florida
Mr ConaniWon E4ru Aug. 13. 19U
_amd" ►" hp ►w w"..a, Icy
Page 3 of 3
402
2D
Steel Hwtor& Davis
MWV* Po O@
johoy Bwww. P.A. - BY HAND
rAM 577.2W6
September 20, 1985
City of Miami Zoning Board
275 N.W. 2nd Street
Miami, Florida 33128
Re: Application for Class D Special Permit
627 S.W. 27th Avenue, Miami (the "Property")
Dear Sirs:
This letter of intent is filed in connection with an
application for a Class D Special Permit to defer a portion of
the total required parking for the Property, pursuant to §2017.8
of the Zoning Ordinance of the City of Miami. The Property is
improved with a 45,000 square foot office building (the
"Premises") owned and occupied by Florida National Bank (the
"Bank"). Miami -Dade Community College Foundation, Inc., a
private not -for -profit Florida corporation (the "Foundation") is
the prospective purchaser of the Property. The undersigned is
the authorized agent and attorney for the Foundation and the
Bank.
Present Use of the Property. The Property is zoned
CR-3/7. The Bank presently uses a portion of the Premises for
+commercial banking and associated office purposes. The
remainder of the Premises is vacant. According to the Schedule
.of District Regulations, such office usage in this district
would require one parking space for each 550 square feet of
gross floor area, or approximately 82 parking spaces. There are
144 parking spaces on the Property.
Proposed Uses. After the Foundation acquires title to
the Property, it will lease approximately 15,000 square feet of
gross floor area to the Bank, for continued banking purposes.
The Foundation will convert the approximately 30,000 remaining
square feet of gross floor area to classrooms and associated
uses. The Foundation will lease such converted facilities to
Miami -Dade Community College, Division of Bilingual Studies (the
"College").
The College will use the classrooms for teaching
English to students for whom Spanish is a primary language, and
for support office space associated with such use. Most of the
College's students in the Bilingual Studies program are
part-time, adult students who work full time jobs but take
f
evening or night classes. The Schedule of District Regulations
requires one parking space for each classroom and one parking
-
space for each 100 square feet of classroom space and other
palm 9"M 00=
Y
r °
Mnnw Of $ a" ibm OEM Tdowan Oft
ROOD SaMMr Fp&noW CKwr owe a MdcAmn am BMW so* Bump
j r,
Mir1v. Fladu 33131.23a! 206 Wan AvMRM �`• 1 `,-, 315 Souk CwtMwun StrMt
1
,x� T'
(M) 577.2000 PNm 9040. Fiat 3340 TdOwr . FA dS 3=1
TWx 51.5756 (306) O65 53i 1 (Y04) 2x1 !1W
21
Steel Hector & Davis
City of Miami Zoning Board
September 20, 1985
Page 2
assembly areas. According to the Foundation's architect, Jorge
Iglesias of Spillis, Candela & Partners, Inc., such conversion
to classroom use will require a total of 201 parking spaces for
the building. Of these 201 spaces, the Bank's use will require
27 spaces and the Foundation's use will require 174 spaces.
Bank's Parking Needs. After the Foundation has
finished the proposed renovation, there will be a joint use of
r the Property by the Foundation and the Bank. There are
differing peaks of parking demands by each entity. The banking
and office hours of the Bank are set forth below:
Banking Hours
Monday 9:00 AM - 2:00 PM
Y
Tuesday 9:00 AM - 2:00 PM
Wednesday
Thursday
Friday
Office Hours
9:00 AM - 2:00 PM
9:00 AM - 2:00 PM
9:00 AM - 2:00 PM
and 4:00 PM - 6:00 PM
Monday through
Friday 8:30 AM - 5:00 PM
The Bank's peak parking demands for its required 27 spaces occur
during 10:00 - 11:30 AM and 1:00 - 2:00 PM.
The College. The College presently leases space in the
vicinity of the Property for its Bilingual Studies program.
Based upon the present scheduling patterns for the program, it
appears that the Foundation will have a different peak of
parking demand than the Bank. The Bilingual Studies program has
a morning schedule which runs from 7:00 AM through 1:00 PM, and
a night schedule which begins at 5:40 PM and ends at 11:00 PM.
Such use will only overlap with the Bank's use during the Bank's
morning peak hours, and not during its afternoon peak hours.
Survey. We have attached to this letter the results of
a recent survey conducted by the College, and a copy of the
questionnaire form distributed to Bilingual Studies students and
staff (full and part-time) to determine transportation and
parking patterns. The survey results indicate that 53% of those
v
Steel Hector a Davis
City of Miami Zoning Board
September 20, 1985
Page 3
responding use the college's present facilities after 5:00 PM;
the Bank closes at that hour Monday through Thursday and remains
open until 6:00 P.M. on Friday. Furthermore, almost 20% of the
Bilingual Studies students and staff do not use their own cars
to travel to and from the College's present facilities. Only
32% of those responding (or 39% of those using their own cars)
park at the Bilingual Studies facilities presently offered by
'
the College.
Type of Occupancy. The College's principal use of the
Premises will occur after 5:00 PM on weekday evenings. During
this time period, there is a great deal of parking available
along 27th Avenue, 6th Street, and side streets in the
vicinity. The metered parking in the area is only in use from
- s
7:00 AM to 6:00 PM.
Deferral. Other facilities operated by the College are
exempt from local building and zoning codes by operation of
state law. Unlike these other facilities, the Property must
conform to the City of Miami's Zoning Ordinance because the
Foundation, not the College, will own the Property and perform
the contemplated renovation. However, it is the Foundation's
present intention to transfer the Property to the College within
the next few years. At that time, the College's use of the
.Property would be exempt from local ordinances.
Summary. Because of the proposed joint use of the
Property, the two separate uses will have different peaks of
parking demands. The type of occupancy will create a principal
use by the College in the evening and night hours, at a time
when street parking is plentiful and essentially unmetered.
Because of state law, the presently intended transfer of the
Property to the College will exempt the College's use thereof
from local building and zoning ordinances.
For the foregoing reasons, we request your issuance
a Class D Special Permit for a period of not less than five
years, with provisions for renewal in accordance with
12017.8.2.1 of the Zoning Ordinance of jhe City iami.
JB/5765B
CC: Dr.
Mr.
Mr.
R
Duane Hansen
Stephen Heim
Gary Allen
of
2,3
0 a
Steel Hector a Davis
City of Miami Zoning Board
September 20, 1985
Page 3
responding use the College's present facilities after 5:00 PM;
the Bank closes at that hour Monday through Thursday and remains
open until 6:00 P.M. on Friday. Furthermore, almost 20% of the
Bilingual Studies students and staff do not use their own cars
to travel to and from the College's present facilities. Only
32% of those responding (or 39% of those using their own cars)
park at the Bilingual Studies facilities presently offered by
the College.
Type of Occupancy. The College's principal use of the
Premises will occur after 5:00 PM on weekday evenings. During
this time period, there is a great deal of parking available
along 27th Avenue, 6th Street, and side streets in the
vicinity. The metered parking in the area is only in use from
7:00 AM to 6:00 PM.
Deferral. Other facilities operated by the College are
exempt from local building and zoning codes by operation of
state law. Unlike these other facilities, the Property must
conform to the City of Miami's Zoning Ordinance because the
Foundation, not the College, will own the Property and perform
the contemplated renovation. However, it is the Foundation's
present intention to transfer the Property to the College within
the next few years. At that time, the College's use of the
,Property would be exempt from local ordinances.
Summary. Because of the proposed joint use of the
Property, the two separate uses will have different peaks of
parking demands. The type of occupancy will create a principal
use by the College in the evening and night hours, at a time
when street parking is plentiful and essentially unmetered.
Because of state law, the presently intended transfer of the
Property to the College will exempt the College's use thereof
from local building and zoning ordinances.
For the foregoing reasons, we request your issuance
a Class D Special Permit for a period of not less than five
years, with provisions for renewal in accordance with
12017.8.2.2 of the Zoning Ordinance of a ity iami.
JB/5765B
cc: Dr. Duane Hansen
Mr. Stephen Heim
Mr. Gary Allen
Re OF ly
60
,WZ
J e ercow. P.A.
of
`j
0 0
Steel Hector & Davis
Mrm. FWde
JOrey 9Moow, P. A.
t305f 577.2W5
September 26, 1985
Ms. Gloria Fox
Assistant Director, Administration
City of Miami Planning & Zoning
Boards
275 Northwest 2nd Street
Miami, Florida 33128
Re: Application for Class D Special Permit
627 S.W. 27th Avenue, Miami (the "Proper
Dear Ms. Fox:
BY HAND
Pursuant to the request of Mr. Joseph Genuardi, we
are clarifying the original letter of intent dated September 20,
1985 in connection with the captioned application.
This letter shall serve to confirm the present in-
tentions of Miami Dade Community College Foundation, Inc. (the
"Foundation") regarding the required parking for the subject
property. It is the intention of the Foundation at this time
that if additional parking is required at the end of the re-
quested five year deferral period, the Foundation either will
(a) construct a parking garage on the subject property in order
to add the additional required spaces, or (b) lease offsite
-parking facilities within the scope of 52018 of the Zoning Code,
and improve such facilities in order to provide any additional
required parking spaces.
I
information
immediately
luj
cc:
hope that this letter is satisfactory and that the
set forth herein is sufficient. Please call me
if you have any questiona regarding his letter.
Sincereflour
6fr
lfrry Ber ow, P.A.
Mr. Joseph A. Genuardi
Dr. Duane Hansen
Mr. Stephen Heim
Mr. Gary Allen
MW1W Ofte
40M SouInMM Frarc* CMwr
Man'. PWO 33131.2305
Mm 577 • MW
TOO 51.5750
Palm Bwoh Ofte
SW MOOW Dom
M WOO AvOW
Palm Boom, Fbrrd, Sum
t305) 055.5311
Ta WWN 0"
320 Ba►nw ON* Buidm
316 South COW BOW
TaAdNOW. Ran* 3?301
(ow) 222.4104
AFFIDAVIT
0
. STATE OF FICKDA)
SS.
COUNTY OF DADE )
Before me, the undersigned authority, this day personally
appeared JEFFREY BERCOW who being by rr:e first duly sworn,
upon oath, deposes and says:
1. That he is the owner, or the legal representative of the
owner, submitting the accomparrying application for a public hearing as
required by Ordinance No. 9500 of the Code & the City of Miami, Florida,
effecting the real property located in the City of Miami as described and
listed on the pages attached to this affidavit and made a part thereof.
2.* That all owners which he represents, if any. have given their
full and complete permission for him to act in their behalf for the change
or modification of a classification or regulation of zoning as set out in
the accompanying petition.
3. That the pages attached hereto and made a part of this
affidavit contain the current names, mailing addresses, phone numbers and
legal descriptions for the real property which he is the owner or legal
representative.
4. The facts -as represented in the application and docutreents
submitted in conjunction with this affidavit are true and correct.
Further Affiant sayeth not. '
(SEAL)
Jhffre-y Bercow
Sworn to and Subscribed before me
this _P_*day of Sept
t _19 85 .
N Public, State of Florida at Large
Rotary Rabic. Stab of Rona
My Cfltrrrd:.sion Expires: wy a E*m A% 0.1W
_bodes too To" Na bwwft", Yy
RECEIVED
By.
wONTPOL
No._
i
OWNER'S LIST
Owner's Name Florida National Bank - -
Mailing Address c/o Jeffrey Bercow, 4000 Southeast Financial Center,
Miami, Flori a 33131.
Telephone Number`I ) 577-294S
--- — - -- - -- Legal Description:
See Exhibit "A" attached hereto.
Owner's Name
Mailing Address
5
1
Telephone Number
Legal Description:
Owner's Name
Mailing Address
Telephone Number
Legal Description:
t
2
Any other real estate property owned individually, jointly, or severally
(by corporation, partnership or privately) within 375' of the subject
site is listed as follows: -
ti .
s Street Address legal Description
e
See Exhibit "B" attached
_See Exhibit "B" attached
hereto.
_hereto.
Street Address Legal Description
Street Address Legal Description
f'
,7
fir-
f
EXHIBIT "A"
The West of Lot 63 and all of Lots 64 and 65, and
Lots 66, 67, 68 and 69 all less the West 5 feet
thereof, and Lot C, and all of Lots 70, 71, 72, 73
and 74 of BEACOM MANOR, as recorded in the plat
thereof in Book 8, at page 121 of the Public Records
of Dade County, Florida, and
The North 60 feet of the South 420 feet of the West
210 feet of the Southwest 4 of the Southwest h,
Section 31 Township 54 South, Range 41 East, Dade
County, Florida, less the :Vest 50 feet thereof.
C
1., - I III
Z�
9
1�
a
EXHIBIT "B"'
Drive -In Tellers
501 S.W. 27th Avenue
Lots 43 through 46, less West 5 feet, ard Lots 47 through 50 inclusive, less
South 2 feet of Lots 460 47 and 48, and less South 2 feet of West 18.89 feet
of Lot 49, Beao= Manor Sub, PS 8/121, Section 03, township 54, Range 41, Dade
county, Florida
Employee's Parking Lot
2736 S.W. 6th Street
666 S.W. 27th Avenue
2727 S.W. 7th Street
DISCLOSURE OF CX%NMHIP
1. Legal description and street address of subject real property:
See Exhibit "A" attached hereto.
2. Owner(s) of subject real property and percentage of ownership.
Note: City of Miami Ordinance No. 9419 requires disclosure of all parties
wing a financial interest, either direct or indirect, in the subject
matter of a presentation, requbst or petition to the City Commission.
Accordingly, question #2 requires disclosure of all shareholders of
corporations, beneficiaries of trusts, and/or any other interested parties,
together with their addresses and proportionate interest.
Florida National Bank is the owner of
the subject real property. Florida
National Bank is a publicly held cor-
poration. Its shares are traded on
the OTC (NASDAQ) stock exchange.
We have attached the 19R4 Annual Report
and the 1985 Second Quarter Report of
Florida National Banks of Florida, Inc.,
the holding company tor Florida National Bank.
3. Legal description and street address of any real property (a)
owned by any party listed in answer to question #2, and (b) located within
375 feet of the subject real property.
See Exhibit "B" attached hereto.
STATE OF FLORIDA ) SS:
OOULVI'Y OF DADE )
JEFFREY BERCOW , being duly sworn, deposes and
says Mat ne is the Attorney for N ner) of the real property
described in answer to question #1, above; that he has read the foregoing
answers and that the same are true and eariplete; and (if acting as attorney
for owner) that he has authority to execute this Disclosure of Ownership
form on behalf of the owner. n _ />
SWDXV ZO ACID SULAO"�F.D
before this /BTT�4.
day of
MY COMMISsicu E uins:
Notary Public, ate of -
Florida at barge
taw .Suit of Roads
My Commsim E wkft Aug. U. 1989
load" via iar tie in"Now, My
•
W
(over)
a
m
e
x
z
3
EXHIBIT "A"
The West -� of Lot 63 and all of Lots 64 and 65, and
Lots 66, 67, 68 and 69 all less the West 5 feet
thereof, and Lot Cr and -all of Lots 70, 71, 72, 73
and 74 of BEACOM MMOR, as recorded in the plat
thereof in Book 8, at page 121 of the Public Records
of Dade County, Florida, and.
The North 60 feet of the South 420 feet of the West
210 feet of the Southwest h of the Southwest ,
Section 3, Township 54 South, Range 41 East, Dade
County, Florida, less the :hest 50 feet thereof.
By
CONTROL
No.
30
12
0
s
m
EXHIBIT "B",
Drive -In Tellers
501 S.W. 27th Avenue
Lots 43 through 46, less West 5 feet, and Lots 47 through 50 inclusive, less
South 2 feet of Lots 46, 47 and 48, and less South 2 feet of West 18.89 feet
of Iot 49, Beacom Manor Sub, PB 8/121, Section 03, township 54, Range 41, Dade
County, Florida
EMloyee's Parking Lot
2736 S.W. 6th Street
666 S.W. 27th Avenue
2727 S.W. 7th Street
I
Steel Hector & Davis
Man. pwwa
0" $"-no
BY HAND
September 26, 1985
Ms. Gloria Fox
Assistant Director, Administration
City of Miami Planning & Zoning
Boards
275 Northwest 2nd Street
Miami, Florida 33128
a Re: Application for Class D Special Permit
627 S.W. 27th Avenue, Miami
Dear Ms. Fox:
Pursuant to your request, each of the persons shown
on the attached Exhibit A are known to be the beneficial owners
of more than five percent (5%) of the outstanding shares of
Florida National Banks of Florida, Inc. as of March 31, 1985.
Please let me know should you require further informa-
tion in connection with this matter.
j
Sincefe o, ,4
J fr y B cow, P.A.
luj
Enclosure
cc: Dr. Duane Hansen
Mr. Stephen Heim
Mr. Gary Allen
's
Mon Oft*
FV
i
= Yak
u r�5
� SMaI Meow DowTWflawa O�oa
&Mro a Melon
MOft. Honda 33131 • E� c 3�0 Banat � 1Q
r 205 Wolin Avenue . f,, A- 315 600 CdRol+n &rM
li0d) 577Prm 8adon, AWO 334M TaMlM , AaMda 32101
Tam 61.5758 PON 655.5311 (001) 2Z2•atY+l
3 L-
0
0
ti.
f
r
5
i s�3
F
EXHIBIT A
•
Name and Address of
Percent of
Beneficial Owner
Number of Shares
Common Stock
J.C. Belin and W.L.
Thornton, individually
and as Personal Repre-
1,179,273
9.83%
sentatives of the
Estate of Edward Ball,
deceased
214 Hogan Street
Jacksonville, FL 32202
Jessie Ball duPont
Religious, Charitable
and Educational Fund
607,180
5.06%
214 Hogan Street
Jacksonville, FL 32202
John D. Uible
214 Hogan Street
1,3ll,570
10.93%
Jacksonville, FL 32202
Florida National Bank,
trust accounts
214 Hogan Street
$87,244
7.40%
Jacksonville, FL 32202
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MIAMI-BADE CMIMUNITY COLLEGE
WOLFSON CAMPUS
DIVISION OF BILINGUAL STUDIO_
SUMMARY OF SURVEY RESULTS
A brief survey was conducted at the Division of Bilingual Studies
during the week of September 2. The purpose of this survey was to assess
the transportation and parking patterns of students, faculty and staff
who regularly attend this major off -campus center.
1) Respondents:
Faculty and staff N= 33
Students N-260
Total # of respondents N=293
2) Method of transportation:
Public transportation
Own car
Other means (walk, bicycle,
car pool)
15%
82%
3%
9\ IN— _l _a aL_ __tea____
0
DIRECTORS AND SENIOR OFFICERS
FLORIDA NATIONAL BANKS
OF FLORII)A, INC.
BOARD OF DIRECTORS
Sidney Alterman
President. Alterman Transport Lines. Inc.
lips-Locka. Florida
Henry H. Beckwith
Prestent. Tompkins -Beckwith. Inc.
Jacksom•dle. Fiords
Deane R. Beman
Comnussiorter. PGA TOUR
Porte %*idea Beach. Fiords
E. Bruce Bower
President and Chief Operating Officer
Fiords National Banks of Fiords. Inc.
Austin A. Caruso. Sr.
President. Southern Fruit Distributors. Inc
tMando. Fiords
Julian E. Jackson
President and Chairman of the 'Board
Ll' Chump Food Stares. Inc.
Jackson idle. Florida
Loyd G. Kelly
President and General Manager.
Kelly Trainor Co.
Miam. Fiords
Wilford C. Lyon, Jr.
Chairman of the Bard and
Chief E:ecutrve Officer
Independent insurance Group. Inc.
Jacksam•die. Florida
W. A. McGriff, III
Preaidem. Alliance Mortgage Company
Jockscewdle. Florida
M. D. Moody. Jr
President and Chairman of the Bard
M. D. Moody and Sons. Inc.
Jacksonville. Florida
M. D. Morose
Pm-u* investor
London. Unned Kingdom
Russell B. Newton. Jr.
Prl%w Investor
Jacksumnlle. Fiords
James F. Shivier. Jr.
Chwrman of the Bard
Rernods. Smith and Hills
Archucts•Engnasers•Plattrters, Inc.
Jakaomiik. Fiords
W. C. Smith'
Put Chairman
Standard Od Company of Kentucky
Louisville. Kentucky
John D. Uibk
Chatrtran of the Board and
Chief Eaacuuve Officer
Fforsdai NUMAJ Banks d Florida. Inc.
(amle C. Whitner
Pats Vim Chaminan
Fiaritla ftfatsotal MOM d Flandt. Inc.
•Director Emaraus
..
64
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SENIOR OFFICERS
John D. Uibk
Chairman of the Board and
Chief Executer Officer
E. Bruce Bower
President and Chief Operating Officer
.James E. Linkenauger
Executive Vice President and
Chief Financial Officer
Joe M. Cleaver
Senor Vice President•
and Corporate Secretary
David F. Andrews. CPA
Senor Vice President
and Chief Audits
Douglas W. Rieder
Vice President and Treasurer
R. Dennis Burroughs
Vice President and Comptroller
FLORID NATIONAL BANK
SENIOR OFFICERS
E. Bruce Bower
Chairman of the Board and
Chief Ettecutne Officer
John D. Uible
Vice Chairman
Charles R. Hoskins
President and Chef Operating
Officer
CORPORATE AND PERSONAL
BANKING GROUP
Theodore G. Thoburn
Enewttve Vice President
Carporm and Personal Bardong Group
David L. Brown
Sensor Vace President
Read Products and Deltvery Systems
C. William Curtis. Jr.
Senor Vas Pmsdm
Madwift and Advemung
Lee M. Evans
Senior Vac* Presdent
Pkrsonal That
William M. Jordan
Senor Vice Pre din
Finlgiss Management
Baxter E. Luther
Senor Vice President
Revel Cmda Adminutraium
Barry R Robertson
Senior Vice President
cmprwaie Trust
John P. Willoughby
Senior %re President
Investments
Ralph B.-Wilson:
Senior %We President
Corporate Banking
REAL ESTATE BANKING •
Kevin J. McCullagh
Senior Vice President
Real Estate and Mortgage Banking
FLNANCE GRoup
James E. Linkenauger
Executive Vice President and
Chief Financial Officer
David F. Andrews. CPA
Sensor Vice President
Audit and Loan Review
Joe M. Cleaver
Senior Vice President
Corporate Planning and
Corporate Economist
Brian S. Dickens
Senior Vice President
Asset Lability Management
COMMERCIAL & REAL ESTATE
CREDIT ADMINISTRATION
Joseph H. Williams
Senior Vace President
Commercial a Real Estate
Croft Adnonistrawn
HUMAN RESOURCE MANAGEMENT
Robert M. Negri
Senor Vice President
Human Resource Management
OPERATIONS AND DATA
PROCESSING
Peter P. Hktsler
Senor Vice Presidents
Operatsom and Data Proc"ung
BANK ADMINISTRATION
John Graham
Serape Vice Poe did sad
Bantluns Admina stor
U
MIAMI-DADE COMMUNITY COLLEG;
Mitchell Wolfson New World Center Lampus
DIVISION OF BILINGUAL STUDIES
The purpose of this survey is to assess the transportation habits of stu-
dents, faculty and staff utilizing college outreach centers. Results of this
survey will assist the college in the on -going planning of major off -campus units.
Note: If y,,u have already completed one of these questionnaires, there is no need
to complete this one. Please return.
Instructions: Please bubble -in the response that best describes your particular
s tuat on. (Use the Scantron sheet which has been provided.) Specific comments
may be included on the questionnaire form.
1) My status in this center is that of:
A) full-time student (12 or more credits)
B) part-time student (less than 12 credits)
C) full-time faculty
D') part-time faculty
E) full-time professional/classified staff
If none of the above, please specify:
2) The method of transportation I utilize to come to this center is:
A) public transportation (bus. metrorail, etc)
B) car (individual)
C) carpool
D) I walk
E) bicycle
3) I use the parking facilities at this center:
A) yes
B) no
4) I usually park outside center facilities:
A) yes
B) no
5) My schedule at this center is usually:
A) in the morning (anytime from 7:00 a.m. - 1:00 p.m.)
B) in the early evening (from 5:40 p.m. - 8:10 p.m.)
C) at night (from 8:20 p.m. - 11:00 p.m.)
D) both B and C
E) regular workday (from 8:30 a.m. - 5:00 p.m.)
If none of the above, please specify:
6) What is the approximate distance between your home and this center?
A) 1 - 5 miles
B) 6 - 10 miles
811 - 15 miles
more than 15 miles
THANK YOU VERY MUCH FOR YOUR COOPERATION IN THIS EFFORT
{ r �• �jr
itiv JC''LL
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f
SECURITIES AND EXCHANGE,CCQvIMr-9-SION
Washington, D.C. 20549
FORM 10-K
ANNUAL REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 1984 Commission file number 0-6177
Florida National Banks of Florida, Inc.
(Exact name of registrant as specified in its charter)
Florida
(State or other jurisdiction of
incorporation or organisation)
59.1315519
(/.R.S. Employer
Identification No.)
Edward Ball Building, Jacksonville, Florida 32202
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code — (904) 359-5020
Securities registered pursuant to Section 12(g) of the Act:
Common Stock, $8.331h par value
(Title of Class)
• Indicate by check mark whether the registrant (1) has filed all reports required to be filed
by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months
(or for :such shorter period that the registrant was required to file such reports), and (2) has
j been subject to such Sling requirements for the past 90 days.
YES X , NO
State the aggregate market value of the voting stock held by non -affiliates of the registrant.
The aggregate market value was computed by using the last sales price as reported in the
NASDAQ National Market System on March 15, 1985.
Common Stock, S8.331h par value S414,000,000
Indicate the number of shares outstanding of each of the registrant's classes of common
stock, as of March 15, 1985.
Common Stock, S8.33V3 par value 11,994,152 shares
DOCUMENTS INCORPORATED BY REFERENCE
Portions of the registrant's annual report to stockholders for the fiscal year ended December
31, 1984 are incorporated by reference into Parts 1, II and IV. Portions of the registrant's
definitive proxy statement (pursuant to Regulation 14A), to be filed not more than 120 days
after the end of the fiscal year covered by this report, are incorporated by reference into Part
III.
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PART I ' lac
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ITEM 1. BUSINESS
General
Florida National Banks of Florida, Inc. ("Florida National" or the
"Company") is a registered bank holding company incorporated under the laws of
Florida in January, 1970. The Company was formed for the purpose of acquiring
the outstanding shares of 30 independent unit banks which had been operating
for an extended period of time as an affiliated group under the name of the
Florida National Group. Since the acquisition of these 30 banks in 1971, the
Company has acquired eighteen banks and divested nine banks.
Based on total assets at year-end 1984, Florida National ranks among the
100 largest banking organizations in the United States and is the fourth
largest in Florida. The Company had total assets of $5.36+ billion and total
deposits of $4.38+ billion at December 31, 1984.
Ten of the bank acquisitions and one of the divestures noted previously
occurred in 1984, and were as follows:
-
° On January 1, 1984, Florida National acquired Flagship Bank of
Charlotte County, Flagship First National Bank of Highlands County, Flagship
Peoples Bank of Tallahassee and Flagship Bank of Lake County for approximately
$30.3 million. At acquisition, the four banks had approximately $216 million
in aggregate total assets.
i
° On January 1, 1984, Florida National also acquired certain assets and
liabilities associated with six branch offices located in Hillsborough County
from Sun Banks, Inc. for approximately $12.2 million. At acquisition, the
branches had approximately $82 million in aggregate total deposits.
° On February 29, 1964, Florida National acquired Royal Trust Bank
Corp. ("Royal Trust") for approximately $110.7 million in cash, which included
the retirement of certain indebtedness of Royal Trust in the amount of $28.2
million. Royal Trust owned five banks located in Hillsborough, Pinellas, Dade,
_
Palm Beach, Broward, Orange and Duval counties and. had approximately $949
million in total assets.
° On May 16, 1984, Florida National sold Royal Trust Bank of
Jacksonville to Pan American Banks, Inc. for $2.5 million. At May 16, 1984,
Royal Trust/Jacksonville had approximately $16 million in total assets.
° On December 13, 1984, Florida National acquired Beacon Financial
Corporation, the bank holding company which owned Lighthouse National Bank, for
approximately $5.9 million. At acquisition, Beacon Financial Corporation had
approximately $45 million in aggregate total assets.
These transactions are more fully described in Note 2 to the Consolidated
T Financial Statements on pages 23 and 24 of the 1984 Annual Report to
Stockholders, which is incorporated herein by reference.
In February, 1982, Florida National and Chemical New York Corporation
("Chemical") entered into an agreement to merge if and when interstate banking
5 1
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becomes permissible. In February, 1984, the Company received notice that the
Federal Reserve Board had ruled that the terms of the agreement, as modified,
conformed to the Federal Reserve's guideline governing how bank holding
companies may invest in out-of-state banks. On November 13, 1984, the
Company's common stockholders approved and adopted an Agreement of Merger dated
August 1:, 1984 between Florida National and Chemical. Pursuant to the
agreement, Florida National common stockholders would be entitled to receive
cash in an amount equal to the greater of $40 per share or 1.5 times the per
share book value at the time of the merger. The merger is subject to changes
in banking law to permit interstate banking and regulatory approval. This
proposed merger is more fully described in Note 13 to the Consolidated
Financial Statements on page 30 of the 1984 Annual Report to Stockholders,
which is herein incorporated by reference.
On February 2S, 198S, Florida National sold its mortgage banking
subsidiary, Alliance Mortgage Company ("Alliance"), to Owens-Illinois, Inc. for
approximately $11S million. This transaction, which resulted in an approximate
$41 million, or $3.42 per primary common share, after-tax profit to the
Company, is more fully described in Note 16 to the Consolidated Financial
Statements on pages 30, 31 and 32 of the 1984 Annual Report to Stockholders,
which is herein incorporated by reference.
Subsidiary Banks
The Company's principal subsidiary is Florida National Bank (the "Bank"),
a wholly -owned national bank formed on June 30, 1983 by the statewide merger of
substantially all of the Company's subsidiary banks. All of the banks acquired
in 1984 have been merged into Florida National Bank. The Bank's services
network increased from 96 banking offices and 101 automated teller machines at
December 31, 1983 to 154 banking offices and 118 automated teller machines at
December 31, 1984. The Bank is located in 27 of the state's 67 counties
containing 83.7% of the state's commercial bank deposits and 82% of its
population. Market representation includes the state's 11 most populous
counties, and the six counties where over half the state's population growth is
expected to occur in the next decade.
Florida's branch banking legislation currently allows a commercial bank to
establish de nova branches in its home county and in the former home county of
any bank it has merged with and to establish branches through merger anywhere
in the state. During 1984, the Company opened 3 de novo banking offices and 2
Loan Production Offices. During 1985, Florida National expects to open 17
additional banking offices.
The Company also owns substantially all of the outstanding common stock of
one other banking subsidiary. Kingsley Bank is a state -chartered bank, with
total assets of approximately $34.0 million at December 31, 1984. Florida
National Bank and Kingsley Bank are members of the Federal Deposit Insurance
Corporation, are not entirely dependent upon a single customer or one specific
industry segment the loss of which would have a materially adverse effect on
the operations of the Company and are not engaged in material foreign
operations.
2
35
C
Nonbank Subsidiaries
Florida National also owns bank -related subsidiaries engaged in arranging
credit life insurance for consumer loan customers of Subsidiary Banks,
equipment financing in Florida and certain other Southeastern states and
managing and disposing of other real estate acquired from Subsidiary Banks.
The aggregate total assets and income of these subsidiaries currently
constitute less than 1: of the consolidated assets and income of Florida
National.
Services and Products
Through its extensive statewide banking network, Florida National Bank
offers superior and innovative products and services to customers including:
° Consumer Financial Services which provide individuals with services
which build customer relationships and include checking accounts, NOW accounts,
savings accounts, Florida Gold money market accounts, IRA's, certificates of
deposit, consumer lending, Florida Credit, mortgage lending, credit -related
insurance, discount brokerage services, safe deposit facilities and delivery of
services through Tillie the Alltime Teller, Florida National's automated teller
machines. Florida National's participation in the Florida Interchange Group
enables our customers to transact business throughout the statewide HONOR
automated teller machine network.
° Corporate and Small Business Financial Services which provide
professionals, small businesses and larger corporations with services which
include commercial and real estate lending, international banking, cash
management, correspondent banking, bond and investment services as well as a
full range of retail related products.
° Alliance Mortgage Company, a subsidiary of Florida National Bank
between May 20, 1982 and February 25, 1985, provided customers with a- full
.range of financial services, including residential and commercial real estate
financing and origination and servicing of single family, multi -family and
commercial mortgage loans for institutional investors as well as for the Bank.
At December 31, 1984, Alliance Mortgage Company had a servicing portfolio of
$5.1 billion.
° Florida National Bank's Corporate Trust and Trust Investments Groups
provide expertise in fiduciary management and advisory services to businesses,
individuals, and charitable trusts. Trust services include employee benefit
services, corporate financial services, custody services, tax services and
trust investment services.
Competition
The banking business in Florida in highly competitive. A wide range of
financial institutions, including commercial banks, savings and loan
associations, savings banks, credit unions, finance companies, insurance
companies, stock brokerage companies and money market funds, actively compete
to provide financial services. In addition, commercial banks, trust companies,
investment counselors and mutual funds compete to provide fiduciary services.
3
7
i
As of December 31, 1984, there were approximately 121 bank holding
companies headquartered in the state of Florida. In addition, numerous bank
holding companies headquartered outside of Florida have bank -related operations
in the state. Florida National was the fourth largest bank holding company
located in Florida at December 31, 1984. The Company competes with the other
Florida -based companies for banking business and the acquisition of additional
banking subsidiaries, and with all such companies in the areas of bank -related
services.
Through its two subsidiary banks, Florida National was represented in 27
county market areas at March 1, 1985, containing approximately 821119' of the
state's population and 83% of the total commercial bank deposits in Florida.
The following table sets forth the market share of total commercial bank
deposits for Florida National and its major competitors at September 30, 1984
and September 30, 1983, as published by the Florida Bankers' Association.
September 30,
1984 1983
Market Share Market Share Change in
Bank Holding Company In Bank Deposits In Bank Deposits Market Share
Barnett Banks of Florida, Inc. 16.87% 13.84% +3.03
Sun Banks, Inc. 12.54 14.16** -1.62
Southeast Banking Corporation 10.87 11.31 - .44
FLORIDA NATIONAL BANKS OF
FLORIDA, INC. 6.50* 4.98 +1.52
Other Holding Companies 43.69 43.23 + .46
Independents 9.S3 12.48 -2.95
TOTAL STATE 100.00% 100.00%
x
y
a * Includes Beacon Financial Corporation acquired December 13, 1984.
** Includes total market share of Flagship Banks, Inc. which merged with Sun
Banks, Inc. on December 31, 1983.
Supervision and Regulation
f
t
The earnings and growth of the banking industry and of Florida National
are affected by general economic conditions and also by the monetary and fiscal
policies of the United States and its agencies, particularly the Board of
Governors of the Federal Reserve System (the "Board"). The policies of the
} Board have a significant influence on the overall growth and distribution of
bank loans, investments and deposits. The Board's policies affect interest
rates charged on loans, rates paid on time and savings deposits and yields
received on securities. The Board also sets reserve requirements against
deposits for all depository institutions. Florida National Bank is a member of
$ the Federal Reserve System and is directly subject to the Board's policies.
The Company is a bank holding company within the meaning of the Federal
Bank Holding Company Act of 1956, as amended (the "BHCA") and is subject to
regulation by the Board. The activities of bank holding companies are limited
under the BHCA to the business so closely related to banking, managing, or
controlling banks as to be a proper incident thereto. The BHCA prohibits a
4
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bank holding company from acquiring more than five percent of the voting shares
of any commercial bank without prior approval of the Board. The Board is
prohibited from approving an application by a bank holding company to acquire
voting shares of any commercial bank in another state unless such acquisition
is specifically authorized by the laws of such other state. Florida National
files annual and other periodic reports pursuant to the BHCA, and the Board
also periodically examines Florida National. A bank holding company and
certain of its subsidiaries are prohibited from engaging in certain tie-in
arrangements in connection with any extension of credit or provision of any
property or service.
In addition to the Federal Reserve, Florida National Bank is also subject
to regulation by the Comptroller of the Currency ("OCC") and the Federal
Deposit Insurance Corporation ("FDIC"). As a national bank, Florida National
Bank is subject to periodic examinations by the OCC. Kingsley Bank is subject
to regulation by the Comptroller of the State of Florida and the FDIC.
Kingsley Bank must obtain the approval of the Comptroller of the State of
Florida in order to pay dividends in excess of current year earnings, combined
The approval of the Comptroller of the
with the prior two year's earnings.
Currency is required if the total of all dividends declared by Florida National
Bank in any calendar year exceeds the bank's net profits (as defined) for that
year, combined with its retained net profits for the preceding two calendar
years. The Comptroller of the Currency also has authority to prohibit a
national bank from engaging in what in his opinion constitutes an unsafe or
f unsound practice in conducting its business. The FDIC has similar authority to
prohibit a state chartered bank from engaging in unsafe and unsound practices.
There are various legal limitations on the extent to which Subsidiary
Banks can finance or otherwise supply funds to Florida National or various of
its subsidiaries. Such restrictions limit such borrowings from Subsidiary
Banks to loans secured by specific obligations. Such secured loans are
generally limited in amount to 10% of the bank's capital and surplus and an
aggregate of 20041 of such bank's capital and surplus as to total borrowings by
Florida National and any of its subsidiaries.
The passage and periodic phasing in of the Depository Institutions
Deregulation and Monetary Control Act of 1980 (the "Act") has significantly
affected Florida National and its competitive environment. The principal
provisions of the Act (i) changed the structure and rates of reserves which
Florida National Bank must maintain with the Federal Reserve; (ii) required the
Federal Reserve System to charge member banks for services provided; (iii)
phased out, over a maximum six -year period, regulatory ceilings on deposit
rates of interest; (iv) permanently authorized interest -bearing transactional
accounts; (v) expanded the lending, investment and deposit -taking powers of
thrift institutions; (vi) increased Federal deposit insurance coverage from
$40,000 to $100,000 per account; and (vii) pre-empted certain state usury laws.
Florida has recently adopted a statute, the Regional Reciprocal Banking
Act of 1984, which authorizes bank holding companies located in the southeast
region of the United States (def ined as Alabama, Arkansas, District of
Columbia, Georgia, Louisiana, Maryland, Mississippi, North Carolina, South
Carolina, Tennessee, Virginia and West Virginia, as wall as Florida) to acquire
Florida -based banks or bank holding companies under certain conditions. Two
S
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Florida bank holding companies and two Georgia bank holding companies have
entered into merger agreements.
Executive Officers
The following table lists the executive officers of the Company as of
March 1, 1985:
Year First
Elected
Name Age Office(s) Held An Officer
John D. Uible 49 Chairman of the Board, 1982
Chief Executive Officer
and Director
E. Bruce Bower 44 President, Chief 1982
Operating Officer ai.d
Director
James E. Linkenauger 40 Executive Vice President 1982
and Chief Financial
Officer
None of the executive officers of the Company have been engaged in the
management of Florida National or its subsidiaries for five or more years.
Prior to May, 1982, Messrs. Uible, Bower and Linkenauger were actively engaged
in the management of Alliance Corporation for more than the past five years.
At the time of merger of Alliance with Florida National, Mr. Uible was Chairman
of the Board of Jacksonville National Bank and Charter Mortgage Company. Mr.
Bower was President of Jacksonville National Bank and Mr. Linkenauger was
Executive Vice President and Chief Financial Officer of Jacksonville National
Bank and Charter Mortgage Company.
Employees
At December 31, 1984, Florida National and its subsidiaries had 5,479
employees. The relations between Florida National, its subsidiaries, and their
employees, are believed by management to be good. Florida National has no
knowledge of existing or threatened disputes between it or its subsidiaries and
their respective employees which would affect operations of those subsidiaries.
Statistical Information
The required statistical information has been included in, and should be
read in conjunction with, the Consolidated Financial Statements and Notes
thereto which appear on pages 17 through 34 and with the Financial Review which
appears on pages 35 through 59 of the Company's 1984 Annual Report to
Stockholders ("Annual Report"), hereby incorporated by reference as indicated
under the following captions.
I. Distribution of Assets, Liabilities and Stockholders' Equity; Interest
Rates and Interest Differential
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' Reference is made to pages 56 and 57 of the Annual Report for the average
balance sheets and the analysis of net interest earnings.
Reference is made to page 38 of the Annual Report for the analysis of
volume and rate changes.
Reference is made to pages 22, 23 and 25 of the Annual Report as to the
treatment of non -accrual loans.
II. Investment Portfolio
Reference is made to pages 24, 46 and 47 of the Annual Report for the
analysis of book values, maturity distribution and security concentrations
of the investment portfolio.
III. Loan Portfolio
Reference is made to page 40 of the Annual Report for the analysis of
loans by type.
s' Reference is made to page 42 of the Annual Report for the analysis of loan
maturities and sensitivity to changes in interest rates.
Reference is made to pages 25 and 44 of the Annual Report for the analysis
of non -accrual, past -due and restructured loans.
i
IV. Summary of Loan Loss Experience
Reference is made to pages 42 and 43 of the Annual Report for the analysis
of the allowance for possible loan losses, discussion of factors
influencing charge -off decisions and a breakdown of the allowance by loan
type.
. V. Deposits
Reference is made to pages 45, 56 and 57 of the Annual Report for an
analysis of the average amount of and the average rate paid on deposits by
type.
Reference is made to page 47 of the Annual Report for an analysis of the
maturity distribution of time deposits - $100,000 and over.
VI. Return on Equity and Assets
Reference is made to page 35 of the Annual Report for an analysis of
return on assets, return on equity, dividend payout ratio, equity to
assets ratio and other key financial data.
VII. Short -Term Borrowings
Reference is made to page 26 of the Annual Report for an analysis of
short-term borrowings.
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ITEM 2. PROPERTIES
At December 31, 1984, Florida National and its subsidiaries' consolidated
net premises and equipment was $171.5 million, compared to $98.0 million at
December 31, 1983. Such properties are primarily 154 banking locations,
including land, buildings, furniture, fixtures and equipment. The executive
offices. of the Company are located in the Edward Ball Building in downtown
Jacksonville, Florida. This building is owned by Florida National Bank.
Florida National's subsidiaries generally own their banking offices and related
facilities. The Company owns land and a building in Dade County being used as
an operations center. Florida National considers all of the properties owned
by it or any of its subsidiaries to be suitable and adequate for the purposes
intended.
On October 6, 1983, Florida National sold its downtown bank building in
Miami, Florida, realizing a net profit after taxes of approximately $10.5
million. Florida National Bank continues to occupy a portion of the building
under a five-year operating lease. The transaction is fully described in Note
6 to the Consolidated Financial Statements presented on page 25 of the 1984
Annual Report to Stockholders, which is herein incorporated by reference.
On December 14, 1984, Florida National sold its Coral Gables branch
location in Miami, Florida, realizing an after-tax net profit of approximately
$2.3 million. Florida National continues to occupy a portion of the building
under a five-year operating lease. The transaction is more fully described in
Note 6 to the Consolidated Financial Statements presented on page 25 of the
1984 Annual Report to Stockholders, which is'herein incorporated by reference.
ITEM 3. LEGAL PROCEEDINGS
There are no material pending legal proceedings, nor any such proceedings
kdown to be contemplated, against Florida National or its subsidiaries except
as described in Note 13 to the Consolidated Financial Statements presented on
page 30 of the 1984 Annual Report to Stockholders, which is herein incorporated
by reference.
ITEM 4, SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
On November 13, 1984, a special meeting of Florida National's common
stockholders was held to vote on the Merger and Investment Agreements, dated
August 15, 1984, between Florida National and Chemical New York Corporation.
The agreements were approved as 8,170,146 shares voted in favor of adopting the
agreements and 55,873 shares were cast in opposition to the proposal. In
addition 6,833 shares abstained from voting. No other matters were submitted
to a vote of stockholders during the fourth quarter of 1984.
8
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PART II
ITEM S. MARKET FOR THE REGISTRANT'S COMMON STOCK AND RELATED SECURITY
HOLDER MATTERS
Reference is made to the Stockholder Information section on the inside
back cover and pages 1, 29 and 49 of the 1984 Annual Report to Stockholders for
incorporation of the market for the Registrant's Common Stock, market prices,
dividends paid, dividend policy, approximate number of security holders and
restrictions on payments of dividends by Florida National's subsidiary banks.
The sources of the quotations for the Quarterly Prices of Company Common Stock
are the monthly statistical reports of the National Association of Securities
Dealers, Inc. National Market System.
ITEM 6. SELECTED FINANCIAL DATA
Reference is made to page 35 of the 1984 Annual Report to Stockholders for
incorporation of Selected Financial Data.
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
RESULTS OF OPERATIONS
Reference is made to pages 35 through 59 of the 1984 Annual Report to
Stockholders for incorporation of Management's Discussion and Analysis of
Financial Condition and Results of Operations.
ITEM S. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
Financial statements and notes thereto meeting the requirements of
Regulation S-X are incorporated herein by reference to the 1984 Annual Report
.to Stockholders (pages 16 through 34). Reference is made to the 1984 Annual
Report to Stockholders for incorporation of supplementary financial information
.specified by Regulation S-K, specifically pages 52, 53, 54, S8 and 59 for
selected quarterly financial information and page 55 for information on the
effects of changing prices. Additionally, reference is made to Item 14 of this
Form 10-K for an index of all financial statements, schedules, and
supplementary data.
ITEM 9. DISAGREEMENTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
The Company had no disagreements with its independent accountants on
accounting and financial disclosure matters.
9
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PART II
ITEM 5. MARKET FOR THE REGISTRANT'S COMMON STOCK AND RELATED SECURITY
HOLDER MATTERS
Reference is made to the Stockholder Information section on the inside
back cover and pages 1, 29 and 49 of the 1984 Annual Report to Stockholders for
incorporation of the market for the Registrant's Common Stock, market prices,
' dividends paid, dividend policy, approximate number of security holders and
restrictions on payments of dividends by Florida National's subsidiary banks.
The sources of the quotations for the Quarterly Prices of Company Common Stock
are the monthly statistical reports of the National Association of Securities
jDealers, Inc. National Market System.
ITEM 6. SELECTED FINANCIAL DATA
s
Reference is made to page 35 of the 1984 Annual Report to Stockholders for
incorporation of Selected Financial Data.
f
ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
RESULTS OF OPERATIONS
Reference is made to pages 35 through 59 of the 1984 Annual Report to
Stockholders for incorporation of Management's Discussion and Analysis of
Financial Condition and Results of Operations.
ITEM B. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
Financial statements and notes thereto meeting the requirements of
Regulation S-X are incorporated herein by reference to the 1984 Annual Report
.to Stockholders (pages 16 through 34). Reference is made to the 1984 Annual
Report to Stockholders for incorporation of supplementary financial information
.specified by Regulation S-K, specifically pages 52, 53, 54, 58 and S9 for
selected quarterly financial information and page S5 for information on the
effects of changing prices. Additionally, reference is made to Item 14 of this
Form 10•K for an index of all financial statements, schedules, and
supplementary data.
ITEM 9. DISAGREEMENTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
The Company had no disagreements with its independent accountants on
accounting and financial disclosure matters.
r�
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1
PART III
ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT
The Company will file a definitive proxy statement pursuant to Regulation
14A with the Securities and Exchange Commission not later than 120 days after
December 31, 1984, the close of its fiscal year. Except as noted below, the
information called for by Item 10 of Part III is incorporated herein by this
reference to the aforesaid definitive proxy statement. Information called for
by Item 401(b) of Regulation S-K has been included in Item 1 of this Form 10-K.
ITEM 11. EXECUTIVE COMPENSATION
The Company will file a definitive proxy statement pursuant to Regulation
14A with the Securities and Exchange Commission not later than 120 days after
December 31, 1984, the close of its fiscal year. The information called for by
Item 11 of Part III is incorporated herein by this reference to the aforesaid
definitive proxy statement.
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
The Company will file a definitive proxy statement pursuant to Regulation
14A with the Securities and Exchange Commission not later than 120 days after
December 31, 1984, the close of its fiscal year. The information called for by
Item 12 of Part III is incorporated herein by reference to the aforesaid
definitive proxy statement.
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
The Company will file a definitive proxy statement pursuant to Regulation
' 14A with the Securities and Exchange Commission not later than 120 days. after
December 31, 1984, the close of its fiscal year. The information called for by
Item 13 of Part III is incorporated herein by reference to the aforesaid
definitive proxy statement.
10
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PART IV
ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K
(a) The following documents are filed as part of this report:
(1) Financial Statements
The following financial statements from Florida
National's 1984 Annual Report to Stockholders,
are incorporated by reference:
Page Number(s) in
Annual Report
Florida National Banks of Florida, Inc.
Consolidated Balance Sheets
17
Consolidated Statements of Income
18
Consolidated Statements of Changes in Stockholder's Equity
20-21
Consolidated Statements of Changes in Financial
Position
19
Florida National Banks of Florida, Inc. (Condensed
Parent only)
Balance Sheets
33
Statements of Income
33
Statements of Changes in Stockholders' Equity
20-21
Statements of Changes in Financial Position
34
Notes to Consolidated Financial Statements
22-34
Accountants' Report
16
(2) Schedules
Those financial statement schedules required by Item 8 of Form 10-K
and by paragraph 3(d) of Item 14 of Form 10-K are not applicable or
are not required under the related instructions.
(3) Exhibits
The exhibits required by Item 601 of Regulation S-K and by paragraph
3(c) of Item 14 of Form 10-K attached to this Form 10-K are as
follows:
(3) Articles of Incorporation and By -Laws
(a) Articles of Incorporation, (filed as Exhibit (3)(a) to the
Company's 1983 Form 10-K and incorporated herein by this
reference.)
11
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(b) Certificate of the Voting Powers, Designation, Preference
and Relative Participating, Optional or Other Special
Rights, and the Qualifications, Limitations or Restrictions
Thereof, Which have not been set forth in the Articles of
Incorporation or in any Amendment Thereto, of the $4.50
Cumulative Dividend Perpetual Preferred Stock ($25 Par
Value) of Florida National (filed as Exhibit A to the
Company's Current Report on Form 8-K, dated December 2,
1983, and incorporated herein by this reference.)
(c) By -Laws (filed as Exhibit (3)(c) to the Company's 1983 Form
10-K and incorporated herein by this reference.)
(4) Instruments Defining the Rights of Security Holders, Including
Indentures (a) Exhibits (3)(a) and (3)(b) above, incorporated
herein by this reference.
(10) Material Contracts
(a) Stock Restructuring Agreement, dated as of February 4,
1982, between Florida National and Chemical New York
Corporation ("Chemical") (filed as Exhibit 10(A) to the
Company's Current Report on Form 8-K, dated February 19,
1982, and incorporated herein by this reference)
(b) Merger Agreement, dated as of February 4, 1982, among
-Florida National, Chemical and Chemical Florida Banks, Inc.
(filed as Exhibit 2 to the Company's Current Report on Form
8-K, dated February 19, 1982, and incorporated herein by
this reference)
(c) Agreement dated as of February 4, 1982, between Florida
National and Chemical (filed as Exhibit 10(B) to the
Company's Current Report on Form 8-K, dated February 19,
1982, and incorporated herein by this reference)
(d) Agreement to Register Stock, dated as of May 20, 1982,
between Florida National and John D. Uible (filed as
Exhibit 4(A) to the Company's Current Report on Form 8-K,
dated June 2, 1982, and incorporated herein by this
reference)
(a) Acquisition Agreement, dated as of December 15, 1982,
between Florida National and Southeast Banking Corporation
(filed as Exhibit 2(A) to the Company's Current Report on
Form 8-K, dated December 22, 1932, and incorporated herein
by this reference)
(f) Notice of Purchase of Shares, dated as of December 15,
1982, between Florida National and Southeast Banking
Corporation (filed as Exhibit 2(B) to the Company's Current
Report on Form 8-K, dated December 22, 1982, and
incorporated herein by this reference)
12
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(g) Reciprocal Investment Agreement, dated as of December 15,
1982, between Florida National and Southeast Banking
Corporation (filed as Exhibit 2(C) to the Company's Current
Report on Form 8-K, dated December 22, 1982, and
incorporated herein by this reference)
(h) Acquisition Agreement, dated as of August 5, 1983, between
Florida National and Royal Trustco Limited (filed as
Exhibit 2 to the Company's Current Report on Form 8-K,
dated August 8, 1983, and incorporated herein by this
reference)
(i) Agreement of Merger, dated as of August 15, 1984, between
Florida National, Chemical and Chemical Florida Banks, Inc.
(filed as Exhibit A to the Company's definitive proxy
statement dated November 13, 1984 pursuant to Regulation
14A and herein incorporated by this reference)
(j) Investment Agreement dated as of August 15, 1984, between
Florida National and Chemical (filed as Exhibit B to the
Company's definitive proxy statement dated November 13,
1984 pursuant to Regulation 14A and herein incorporated by
this reference)
(k) Stock Purchase and Sale Agreement, dated as of January 24,
1985, between Florida National and Owens-Illinois, Inc.
(filed as Exhibit 2 to -the Company's Current Report on Form
8•K, dated February 25, 1985, and herein incorporated by
this reference)
13
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50.
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(13) Florida National's 1984 Annual Report to Stockholders (attached
to Florida National's Form 10-K as filed)*
(22) Subsidiaries of Florida National:
Florida National Bank
-Alliance National Life Insurance Company
Alliance Mortgage Company
Alliance Mortgage Acceptance Corp.
Kingsley Bank
Florida National Credit Corporation
Florida National Financial Services, Inc.
Florida National Real Estate Management, Inc.
State or
Jurisdiction of
Incorporation
United States
Arizona
Florida
Delaware
Florida
Florida
Florida
Florida
All other schedules and disclosures are omitted as the required
information is inapplicable or the information is presented in the
financial statements or related notes.
(b) No Current Reports on Form 8-K were filed by the Company during the
Fourth Quarter of 1984.
On February 25, 1985, the Company filed a Form 8-K reporting the
sales of Alliance Mortgage Company to Owens-Illinois, Inc. Details
of this transaction are more fully described in Note 16, to the
Consolidated Financial Statements presented on pages 30, 31 and 32 of
the 1984 Annual Report to Stockholders herein incorporated by this
reference.
*With the exception of the information incorporated from the 1984 Annual
Report in Items 1, 2, 3, 5, 6, 7, 8 and 14 of this report, the 1984 Annual
Report to Stockholders is not to be deemed filed as a part of this Form
10-K.
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SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
has duly caused this report to be signed
Exchange Act of 1934, the registrant
on its behalf by the undersigned, thereunto duly authorized.
FLORIDA NATIONAL BANKS OF FLORIDA, INC.
(Registrant)
Date: "larch 28,_1984 By: /s/ John D. Uible
John D. Uible
Chairman of the the Board and
Chief Executive Officer
f•
Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
h Registrant and in the capacities and on the date indicated:
Signature
,/s/ John D. Uible
(John D. Uible, Chairman of the. (Austin A. Caruso, Sr., Director)
Board, Chief Executive
Officer and Director /s/ Julian E. Jackson
(Julian E. Jackson, Director)
/s/ James E. Linkenauger
(James E. Linkenauger, Executive
Vice President and Chief (Loyd G.-Kelly, Director)
Financial Officer)
/s/ Wilford C. Lyon, Jr.
/s/ R. Dennis Burroughs (Wilford C. Lyon, Jr., Director)
(R. Dennis Burroughs, Vice
President and Comptroller)
(W. A. McGriff, III, Director)
(Sidney Alterman, Director) /s/ M. D. Moody, Jr.
(M. D. Moody, Jr., Director)
Is/ Henry H. Beckwith
(Henry H. Beckwith, Director)
(M. D. Moross, Director)
(Deane R. Boman, Director) /s/ Russell B. Newton, Jr.
(Russell B. Newton, Jr., Director)
is/ E. Bruce Bower
(E. Bruce Bower, President, /s/ James F. Shivler, Jr.
Chief Operating Officer and (James F. Shivler, Jr., Director)
Director)
(George C. Whitner, Vice
C
M ��/�iv Chairman and Director)
� or er��G 11
Date March 28, 1984
�� rt (dr
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57,
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DIRECTORS AND SENIOR OFFICERS
FLORIIMA NATIONAL BANKS
OF FLORII)A, INC.
BOARD OF DIRECTORS
Sidney Alterman
President. Alterman Transport Lines. Inc.
Opa-Locks. Florida
Henry H. Beckwith
President, Tompluns•Beckwith. Inc.
Jacksonville. Florida
Deane R. Beman
Comunissiarier. PGA TOUR
Ponte Nedra Beach. Florida
E. Bruce Bower
President and Chief OperaunR Officer
Floods National Banks of Florida. Inc.
Austin A. Caruso, Sr.
President, Southern Fruit Distributors. Inc.
Orlando, Fiord&
Julian E. Jackson
President and Chairman of the Board
I.il' Champ Food Stores. Inc.
Jacksonville. Florida
Loyd G. Kelly
President and General Manager.
Kelly Tractor Co.
Miami. Florida
Wilford C. Lyon, Jr.
Chairman of the Bard and
Chief Executive Officer
Independent Insurance Group. Inc.
Jacksonville. Florida
W. A. McGriff, III
President. Alliance Mortgage Company
Jacksonville. Florida
M. D. Moody, Jr
President and Chairman of the Bard
M. D. Moody and Sons. Inc.
Jacksonville. Florida
M. D. Moross
Private Investor
Landat, United Kingdom
Russell B. Newton, Jr.
Private Investor
Jacksonville, Florida
James R Shivler, Jr.
Chairman of the Board
Reynolds. Smith and Hills
Arclitects•Engineen•Pfanners, Inc.
Jacksaivilk, Florida
W. C. Smith"
Past chairman
Standard Oil Company of Kentucky
Laoisville. Kemucky
John D. Ulble
Chatrttan of the Board and
Chief Executive Officer
Florida National Banks of Florida. Inc.
George C. Whitner
Past Vice Chairman
Florida National Banks of Fktrida. Inc.
'Director Emeritus
64
SENIOR OFFICERS
av1 Ip. v .5444-1M.. err . .-.-.
John D. Uible
Chairman of the Board and
Chief Executive Officer
E. Bruce Bower
President and Chef Operating Officer
James E. Linkenauger
Executive Vice President and
Chief Financial Officer
Joe M. Cleaver
Senor Vice President
and Corporate Secretary
David F. Andrews, CPA
Senior Vice President
and Chief Auditor
Douglas W. Rieder
Vice President and Treasurer
R. Dennis Burroughs
Vice President and Comptroller
FLORIDA NATIONAL BANK
SENIOR OFFICERS
E. Bruce Bower
Chairman of the Board and
Chief executrve Officer
John D. Uible
Vice Chairman
Charles R. Hoskins
President and Chief Operaung
Officer
CORPORATE AND PERSONAL
BANKING GROUP
Theodore G. Thoburn
Executive Vice President
Corporate and Personal Banking Group
David L. Brown
Senior Vice President
Retail Products and Delivery Systems
C. William Curtis,•Jr
Senior Vice President
Marketing and Adverusing
Lee M. Evans
Senior vice President
Persarnak Bust
William M. Jordan
Senior Vice Pmvdernt
Faciluies (Management
Baxter E. Luther
Senior vice President
Retail Credit Administration
Barney F Robertson
Senior vice President
Corporate Trust
John P. Willoughby
Senior Vice President
Investments
Ralph B,Wilson-
Senior Vice President
Corporate Banking
REAL ESTATE BANKING
Kevin J. McCullagh
Senior Vice President
Real Estate and Mortgage Banking
FINANCE GROUP
James E. Linkenauger
Executive Vice President and
Chief Financial Officer
David F. Andrews, CPA
Senior Vice President
Audit and Loan Review
Joe M. Cleaver
Senior Vice President
Corporate Planning and
Corporate Economist
Brian S. Dickens
Senior Vice President
AssetiLiability Management
COMMERCIAL & REAL ESTATE
CREDIT ADMINISTRATION
Joseph H. Williams
Senior Via President
Commercial & Real Estate
Credit Administration
HUMAN RESOURCE MANAGEMENT
Robert M. Negri
Senor Vice President
Human Resource Management
OPERATIONS AND DATA
PROCESSING
Peter P. Hetzler
Senior vim Presidents
Operations and Data Processing
BANK ADMINISTRATION
11110
John Graham
Senior Vice Presidesit and
Banning Admiuutrawr
�:�� ~114
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STOCKHOLDER INFORMATION
Annual Meeting
Florida :National Banks of Florida, Inc. will hold its annual meeting
on May 16, 1985 at 10:00 A.M. on the construction site of the
Florida :National Tower in the Enterprise Center development. The
meeting will be held at the corner of Hogan and Bay Streets,
Jacksonville, Florida.
Corporate Mailing address
P. Q Box 689
Jacksonville. Florida 32201
Ex-e�'ii M'GMiceess--'—
Edward Ball Building, Suite 700
214 Hogan Street
Jacksonville, Florida 32202
(9U 4) 359-5020
Transfer Agent and Registrar
Florida :National Bank
Corporate Trust Department
P, 0. Box 2942
St. Petersburg, Florida 33731-2942
Auditors
Touche Ross & Co.
Jacksonville, Florida
General Counsel
Kent. Watts and Durden
Jacksonville, Florida
Form 10-K
Copies of Florida National's Annual Report filed with the
Securities and Exchange Commission (Form 10-K) may be
obtained by writing. Florida National Banks of Florida. Inc.,
Attention: Finance Division, P. Q Box 689,Jacksonville, Florida
32201.
Additional Information
Analysts and others seeking financial information about Florida
National are asked to contact James E. Unkenauger, Executive
Vice President and Chief Financial Offim (904) 359-&%1.
Investors and others seeking general information
should contact Joe M. Cleaver, Senior Vice President and
Secretary, (904) 359-5996.
Common Stock
Florida National's corrunon stock is traded on the over-the-counter
(OTC) market and quoted on the National Association of
Securities Dealers Automated Quotations (NASDAQ) National
Market System under the trading synod: FNBF, Effective June
29, 1984, Florida National's comrrm stock was split clue--for-two.
The total volume of Florida National shares traded in 1984
was 5,847,428. On December 31, 1984 there were 11,912,584
common shares outstanding.
Dividend Reinvestment and Stock Purchase Plan
Florida National provides holders of its common stock the
opportunity to purchase additional shares by participating in a
Dividend Reinvestment Plan which offers the following
advantages:
• Automatic reinvestment of dividends at a 5% discount
from market.
• Option to invest up to $1,000 per month for additional shares at
a 5% discount from market.
• No brokerage commissions or record keeping charges.
A prospectus describing the plan may be obtained by writing
Florida National Bank
Corporate '[lust Department
E 0. Box 2942
St Petersburg, Florida 33731-2942
Stockholder Composition
Florida National had 3,025 common stockholders of record on
December 31, 1984. Stockholder distribution by type of holier is
as Ulows:
Type of Number of % of l btal Number of % of Total
Holder folders Holders Shares Owned Shares Owned
Individuals
2,578
95.2%
5,102,913
42.9%
Broken and
Nominees
31
1.0
5,496.519
46.2
Institutions and
Other
416
13.8
1.313.152
11.0
'ibtal•
3.025
100.0%
11,912.594
100.0%
•ExchAdes treasury stock
FORM 4
MEMORANDUM OF VOTING
CONFLICT
LAST NAME -FIRST NAME -MIDDLE NAME
DPI- KINIS , MILLER
MAILING ADDRESS
3500 Fan American Drive
CITY COUNTY
Miami, Dada
DATE ON WHICH VOTE OCCURRED
TgoVerrbor 25, 1985 :.
NAME OF BOARD, COUNCIL, COMMISSION, AUTHORITY, OR COMMITTEE
City of niar^i Commission
THE BOARD, COUNCIL,COMMISSION, AUTHORITY, OR COMMITTEE ON
WHICH i SERVE IS A UNIT OF:
17 CITY O COUNTY O OTHER LOCAL AGENCY O STATE
NAME OF POLITICAL SUBDIVISION OR STATE AGENCY
t
WHO MUST FILE FORM 4
This form is for use by any person serving on either an appointed or elected board, council, commission, authority, or committee,
whether state or local, and it applies equally to members of advisory and non -advisory bodies who are faced with a voting conflict of
interest.
As the voting conflict requirements for public officers at the local level differ from the requirements for state officers, this form is divided
into two parts: PART A is for use by persons serving on local boards (municipal, county, special tax districts, etc.), while PART B is
prescribed for all other boards, i.e., those at the state level.
PART C of the form contains instructions as to when and where this form must be filed.
PART A
VOTING CONFLICT DISCLOSURE FOR LOCAL PUBLIC OFFICERS
[Required by Section 112.3143(3), Florida Statutes (Supp. 1984).]
The Code of Ethics for Public Officers and Employees PROHIBITS each municipal, county, and other local public officer FROM
VOTING in an official capacity upon any measure which inures to his special private gain. Each local officer also is prohibited from
knowingly voting in his official capacity upon any measure which inures to the special gain of any principal (other than a government
agency as defined in Section 112.312(2), Florida Statutes) by whom he is retained.
In any such case a local public officer must disclose the conflict:
(a) PRIOR TO TH E VOTE BEING TAKEN by publicly stating to the assembly the nature of his interest in the matter on which he is
abstaining from voting; and
(b) WITHIN 15 DAYS AFTER THE VOTE OCCURS by describing the nature of his interest as a public record in this part below.
NOTE: Commissioners of a Community Redevelopment Agency created or designated pursuant to Section 163.356 or Section 163.357,
Florida Statutes (Supp. 1984), or officers of independent special tax districts elected on a one -acre, one -vote basis are not prohibited from
voting. In such cases, however, the oral and written disclosure of this part must be made.
1, the undersigned local public officer, hereby disclose that on PIovember 26 , 19 85
(a) I abstained from voting on a matter which (check one):
inured to my special private gain; or
inured to the special gain of JRby horn I
CE FORM 4 • REV. 1044
1 _-
am retained.
PAGE I
(b) The measure on which 1 abstained and the nature of my interest in the measure is as follows:
Item 14 (R-85-1142): Pppeal of Class D Snecial Permit uertaininca to reruir
offstreet oarkina spaces — 601 627 S.T,'. 27 rve.
1.2-03-85
Date Filed
/ 1
Signatur
Please see PART C for instructions on when and where to file this form.
PART S
VOTING CONFLICT DISCLOSURE FOR STATE OFFICERS
[Required by Section 112.3143(2), Florida Statutes (Supp. 1984).]
Each state public officer is permitted to vote in his official capacity on any matter. However, any state officer who votes in his official
capacity upon any measure which inures to his special private gain or the special gain of any principal by whom he is retained is required
to disclose the nature of his interest as a public record in Part 8 below within IS days after the vote occurs.
1, the undersigned officer of a state agency, hereby disclose that on .19 .
(a) I voted on a matter which (check one):
inured to my special private gain; or
inured to the special gain of
, by whom I am retained.
(b) The measure on which I voted and the nature of my interest in the measure is as follows:
Date Filed
IF Signature
k
Please see PART C below for instructions on when and where to file this form.
PART C
FILING INSTRUCTIONS
This memorandum must be filed within fifteen (1 S) days following the meeting during which the voting conflict occurred with the person
responsible for recording the minutes of the meeting, who shall incorporate the memorandum in the meeting minutes. This form need not
be filed merely to indicate the absence of a voting conflict.
NOTICE: UNDER PROVISIONS OF FLORIDA STATUTES# 112.317(19t3L A FAILURE TO MAKE ANY REQUIRED DISCLOSURE CONSTITUTES GROUNDS FOR AND MAY
BE PUNISHED BY ONE OR MORE OF THE FOLLOWING: IMPEACHMENT, REMOVAL OR SUSPENSION FROM OFFICE OR EMPLOYMENT,
DEMOTION, REDUCTION IN SALARY. REPRIMAND, OR A CIVIL PENALTY NOT TO EXCEED 11500.
I-c rVllm • • Rrv. IU-54
PAGE
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