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HomeMy WebLinkAboutR-88-1051J-88-889 09/23/88 RESOLUTION NO. A RESOLUTION AUTHORIZING THE CITY MANAGER TO EXECUTE AN AGREEMEIIT, IN SUBSTANTIALLY THE ATTACHED FORM, WITH CENTURY FINANCIAL SERVICES, INC. TO PROVIDE PROFESSIONAL SERVICES IN THE 14ATLTRF OF TAKING THE GROUP BENEFITS PRUGRAI1 OUT TO BID FOR THE PURPOSE OF IMPLEMENTING A MULTIPLE OPTION - MANAGED CARE MEDICAL PROGRAM FOR THE PERIOD OF FIVE MONTHS AT A MAXIMUM COST OF $28,000; ALLOCATING FUNDS FROM THE DEPARTMENT OF PERSON14EL MANAGEMENT'S TRUST AND AGENCY BUDGET, SUBJECT TO THE AVAILABILITY OF FUNDS. WHEREAS, this service will be used to assist the Department of Personnel Management in performing all work related to the planning, bidding, analyzing and implementing phases associated with bidding the City's group benefits program; and WHEREAS, the Consultant has expressed a desire to perform the required services; and WHEREAS, the City Manager and the Assistant City Manager for the Department of Personnel Management recommend that this five (5) month agreement for consulting services to be provided by Century Financial Services, Inc. be approved; and WHEREAS, funding is available in the Department of Personnel Management's Trust and Agency operating budget to cover the cost of said agreement; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The City Manager or designee is hereby authorized to execute an agreement, in substantially the attached form, with Century Financial Services, Inc. to provide professional services related to the planning, bidding, analyzing and implementing phases associated with bidding the City's group benefits program at a proposed cost not to exceed $28,000,with funds therefor being hereby allocated from the Department of Personnel Management's Trust and Agency Operating Budget. AT TA "I"'T0 CITY COMMISSION MEETING OF NOV 3 11988 RESOLUTION No. 88-10 REMARKS: L T r Section 2. ' 'The City Manager is hereby authorized to instruct the Chief Procurement Officer to issue a Purchase Order for this service, subject to the availability of funds. PASSED AND ADOPTED this 3rd day of 1988. ATTEST: ITY CLERK BUDGETARY REVIEW: i i �. NOHAR S. S A, DIRECTOR DEPARTMENT OF DGET FINANCIAL REVIEW: (Pa. / '/-- CAR ARCIA, DIRECTOR DEPAR NT OF FINANCE PREPARED AND APPROVED BY: ROBERT F. CLARK CHIEF DEPUTY CITY ATTORNEY APPROVED AS TO FORM AND CORRECTNESS: J ERDEZ CITY AT November f 41.0FESSIONAL SERVICES ACREECT This Agreement entered into this day of , 1988, by and between the City o` Miami, a muniripal. corporation of the State of Florida, hereinafter relerred to as "CITY", and Century Financial Services, a Florida For -Profit Corporation, hereinafter referred to as "CONSULTANT." R E C I T A L: WHEREAS, the CITY requires professional services in the nature of taking the CITY'S group benefits program out to bid for the purpose of implementing a multiple option - managed care medical plan; and WHEREAS, the CONSULTANT has demonstrated the ability and expressed a desire to perform the required services for the CITY; NOW, THEREFORE, for and in consideration of mutual covenants herein contained, the parties hereto agree as follows: I. TERN: This Agreement shall commence November 3, 1988 for the purposes of taking the CITY-S group insurance program out to bid and shall terminate March 31, 1989. II. SCOPE OF SERVICES Phase 1- Bid Specification Data Base CONSULTANT shall assist the CITY in examining the impact of consolidating the City and IAFF benefits programs from a redesign standpoint based on the City's analysis of the medical utilization patterns of both groups. Review the multiple option plan designed by the health care subcommittee and recommend any changes for their review prior to going out for bid. Research carriers and/or third party payers capable of administering a "multiple option" plan which meets the City's needs. Phase 2- Preparation of Bid Document CONSULTANT shall assist the CITY in c,)mpilina, analyzing and formatting each of the data elements connected with the two group insurance plans covering a) Executives/Manage -Ial Confidential and AFSCME and b) Firefighters. Fornulate benefit, funding and vendor ;election strategies necessary to consolidate the present plans Into a "managed care" program and wrLte the 9 L d Specifications. Phase 3- Vendor Selection CONSULTANT shall assist the CITY in the Bid distribution. Answer questions, supplying any needed support information and i motivating and sustaining vendor carrier interest. Analyze bid submissions, clarify any vague responses involving benefits, support services and funding. "Spread sheet" results and recommend finalists. Assist in the selection of the finalist vendor. Phase 4- Implementation CONSULTANT shall assist the CITY in overseeing implementation process involving final review of plan documents and reports and should the CITY desire, shall assis.t the CITY in preparing documents necessary to implement a Section 125 Salary Reduction Arrangement to accommodate any employee contributions in a tax favored way. The CITY agrees to provide the CONSULTANT with historical claims experience data, census information, plan documents, funding agreements, stop loss agreements, rating/renewal information, utilization information and catastrophic medical loss history pertaining to members of (a) the Equitable Life insured and ASI welfare benefit plans as well a-s Health Options, CIGNA and Humana HMOs and (b) the ASI self insured/HMO program (Firefighters Union). - 2 - f r The CITY will meet with the CONSULTANT and e5tnbli.h Objectives and methodology of bidding 1,:.-3n which will include thF consolidation of the multiple indemnity/HMO programs into a single benefit and cost efficient "managed care" program. The CITY will meet with the CONSULTANT to assure the successful completion of each phase of the bid process which includes: Phase 1- Development of the benefit specification data base, Phase 2- Preparation of Bid Document, Phase 3- Vendor Selection, and Phase 4- Plan Implementation. IV . COMPENSATION: A) CITY shall. pay CONSULTANT the following compensation range for the services required pursuant to Paragraph II hereof: - Phase 1: $6,000 - $9,000 - Phase 2: $6,000 - $8,000 - Phase 3: $4,000 - $6,000 - Phase 4: $3,000 - $5,000 B) Payment shall be made upon submission of a billing invoice to the CITY. C) CITY shall have the right to review and audit the time records and related records of CONSULTANT pertaining to any payments by the CITY. O. COMPLIANCE WITH FEDERAL, STATE AND LOCAL LAWS: Both parties shall comply with all applicable laws, ordinances and codes of federal, state and local governments. 00 V VI. GENERAL CONDITIONS: A) All notices or other communications which sha11 or may be given pursuant to this Agreement shall he in writing and shall be delivered by personal zervice, or by registered mail addressed to the other party :at the address indicated herein, nr as the same :nay be changed from time to time. Such notice slaali be deemed i given on the day on which personally served; or, if by mail, on the fifth day after being posted or the date of actual receipt, whichever is earlier. CITY OF MIAMI CONSULTANT Angela R. Bellamy Century Financial Services Assistant City Manager 9040 Kimberly Blvd. City of Miami Suite 61 Dept. of Personnel Management Boca Paton, FL 33434 1147 N.W. llth Street, Rm. 103 Miami, FL 33136 B) Title and paragraph headings are for convenient reference and are not a part of this Agreement. C) In the event of conflict between the terms of this Agreement and any terms or conditions contained in any attached documents, the terms in this Agreement shall rule. I D) No waiver or breach of any provision of this Agreement shall constitute a waiver of any subsequent breach of the same or any other provision hereof, and no waiver shall be effective 1 unless made in writing. E) Should any provisions, paragraphs, sentences, words or I phrases contained in this Agreement be determined by a court of 1 competent jurisdiction to be invalid, illegal or otherwise i unenforceable under the laws of the State of Florida or the City of Miami, such provisions, paragraphs, sentences, words or phrases shall be deemed modified to the extent necessary in order to conform with such laws, or if not modifiable to conform with such laws, then same shall be deemed severable, and in either event, the remaining terms and provisions of this Agreement shall remain unmodified and in full force and effect. — 4 — VIi. OWNERSHIP OF DOCUMENTS: All documents developed by CONSULTANT under this Agreement shall he delivered to CITY by said CONSULTANT upon completion of the services required pursuant to paragraph 11 hereof and shall become the property of CITY, without restriction or limitation on its use. CONSULTANT agrees that all documents maintained and generated pursuant to this contractual relationship between CITY and CONSULTANT shall be subject to all previsions of the Public Records Law, Chapter 119, Florida Statutes. It is further understood by and between the parties that any information, writings, maps, contract documents, reports or any i other matter whatsoever which is given by CITY to CONSULTANT pursuant to this Agreement shall at all times remain the property of CITY and shall not be used by CONSULTANT for any other purposes whatsoever without the written consent of CITY. VIII. NONDELEGABILITY: That the obligations undertaken by CONSULTANT pursuant to this Agreement shall not be delegated or assigned to any other person or firm unless CITY shall first consent in writing to the performance or assignment of such service or any part thereof by another person or firm. I%. AUDIT RIGHTS: CITY reserves the right to audit the records of CONSULTANT pertaining to the work and payments related to this project at any time during the performance of this Agreement and for a period of one year after final payment is made under this Agreement. 0 X. AWARD OF AGREEMENT: CONSULTANT warrants that it has not employed or retained any person employed by the CITY to solicit or secure this Agreement and that it has not offered to pav, paid, or agreed to pay any fperson employed by the CITY any fee, commission percentage, i brokerage fee, or gift of any kind contingent upon or resulting I from the award of this Agreement. XI. CONSTRUCTION OF AGREEMENT: This Agreement shall be construed and enforced according to the laws of the State of Florida. SUCCESSORS AND ASSIGNS: . This Agreement shall be binding upon the parties herein, their heirs, executors, legal representatives, successors, and assigns. XIII. INDEMNIFICATION: CONSULTANT shall indemnify and save CITY harmless from and against any and all claims, liabilities, losses, and causes of action which may arise out of CONSULTANT-S activities tinder this _+ Agreement, including all other acts or omissions to act on the part of CONSULTANT, including any person acting for or on its i behalf, and, from and against any orders, judgments, or decrees which may be entered and from and against all costs, attorneys" fees, expenses and liabilities incurred in the defense of any such claims, or in the investigation thereof. 00 0 XIV. CONFLICT OF INTEREST: A) CONSULTANT covenants that no person under its enploy who presently exercises any functions or responsibilities in connection with this Agreement has any personal financial. interests, direct or indirect, with CITY. CONSULTANT further covenants that, in the performance of this Agreement, no pFrs,>n having such conflicting interest s h a 1 1 be employed. Any such interests on the part of CONSULTANT or its employees, must he disclosed in writing to CITY. - B) CONSULTANT is aware of the conflict of interest laws of the City of Miami (City of Miami Code Chapter 2, Article V), D1de f County Florida (Dade County Code Section 2-11.1) and the State of Florida, and agrees that it shall fully comply in all respects with the terms of said laws. XV. INDEPENDENT CONTRACTOR: CONSULTANT and its employees and agents shall be deemed to be independent contractors, and not agents or employees of CITY,• and shall not attain any rights or benefits under the Civil Service or Pension Ordinances of CITY, or any rights generally afforded classified or unclassified employees; further he/she shall not be deemed entitled to the Florida Workers' Compensation benefits as an employee of CITY. XVI. TERMINATION OF CONTRACT: CITY retains the right to terminate this Agreement at any time prior to the completion of the services required pursuant to paragraph II hereof without penalty to CITY. In that event, notice of termination of this Agreement shall be in writing to CONSULTANT, who shall be paid for those services performed prior to the date of its receipt of the notice of termination. In no case, however, will CITY pay CONSULTANT an amount in excess of the total sum provided by this Agreement. $13--105 1 - 7 - to It is hereby undergtond by and bet�,,een CITY and CONSULTANT that any payment made in accordance with this, Section to CONSULTANT shall be made only if said CONSULTANT is not in default under the terms of this Agreement. If CONSULTANT is in default, then CITY shall in no way he obligated and shall not pay to CONSULTANT any sum whatsoever. XVII. NONDISCRIMINATION: CONSULTANT agrees that it shall not discriminate as to race, sex, color, creed, national origin, or handicap in connection with its performance under this Agreement. Furthermore, that no otherwise qualified individual shall, solely by reason of his/her race, sex, color, creed, national origin, or handicap, be excluded from the participation in, be denied benefits of, or be subjected to discrimination under any program or activity receiving federal financial assistance. XVIII. MINORITY PROCUREMENT COMPLIANCE: CONSULTANT acknowledges that it has been furnished a copy of Ordinance No. 10062, the Minority Procurement Ordinance of the City of Miami, and agrees to comply with all applicable substantive and procedural provisions therein, including any amendments thereto. XIX. CONTINGENCY CLAUSE: Funding for this Agreement is contingent on the availability of funds and continued authorization for program activities and is subject to amendment or termination due to lack of funds, or authorization, reduction of funds, and/or change In regulations. — 8 — XX. In the event that CONSULTANT shall fail to comply with each and every term and condition of this Agreement or fails to perform any of the terms and co id it tons contained herein, then CITY, as its sole option, upon written notice to CONSULTANT may cancel and terminate: this Agreement, and all payments, advance's, or other compensation paid to CONSULTANT by CITY while CONSULTANT was in default of the provisions herein contained, shall be forthwith returned to CITY. XXI. ENTIRE AGREEMENT: This instrument and its attachments constitute the sole and only Agreement of the parties hereto relating to said grant and correctly sets forth the rights, duties, and obligations of each to the other as of its date. Any prior agreements, promises, I negotiations, or representations not expressly set forth in this I Agreement are of no force or effect. XXII. AMENDMENTS: No amendments to this Agreement shall be binding on either party unless in writing and signed by both parties. IN WITNES.9 WH(:4110F, the 1,1rti ,s hereto IV c'1uce,i this instrument to be (?�:ecuted by the res1-1cctive of(lcials t))rIeIInto duly authorized, this the day and year first nbove written. ATTEST: MATTY HIRAI City Clerk a ATTEST: i ELLLN K.-7AYLQK, secretary WITNE� S�L, i (As to Consultant) (NOTE: If CONSULTANT is not a Corporation, two witnesses must sign.) APPROVED AS TO INSURANCE REQUIREMENTS: Insurance Man ge- CITY OF MIAMI, a municipal Corporation of the State of Florida: By. CESAR H. ODIO City Manager CONSULTANT- CENTURY FINANCI�k RVICES, INC. ARD J. LEONARD Vice President APPROVED AS TO FORM AND CORRECTNESS: gza J C, RGE F ' A NDEZ City Atto n y 4 CENTURY FINANCIAL SERVICES, INC. SECRETARY'S CERTIFICATE OF BOARD OF DIRECTORS RESOLUTIONS I, ELLEN R. TAYLOR, do hereby certify that I am the Secretary of CENTURY FINANCIAL SERVICES, INC., (hereinafter the "Corporation"), a corporation duly organized and existing under and by virtue of the laws of the State of Florida and am keeper of the records and seal thereof; that the following is a true, correct and compared copy of the resolutions duly adopted by the unanimous consent of all the members of the Board of Directors of said Corporation as of June 20, 1988, and that said resolutions are still in full force and effect and have not been amended, modified, revoked or rescinded. WHEREAS, the Corporation desires to enter into a Professional Services Agreement with the City of Miami, a municipal corporation of the State of Florida; and WHEREAS, the Corporation desires to authorize certain officers to execute said Professional Services Agreement; NOW, THEREFORE, be it RESOLVED, that Richard J. Leonard, Vice President and Assistant Secretary of the Corporation and/or Ellen R. Taylor, Secretary of the Corporation be and hereby are authorized and empowered to execute on behalf of the Corporation that certain Professional Services Agreement by and between the Corporation and the City of Miami (a copy of said Professional Services Agreement is attached hereto and incorporated by reference herein as Exhibit "A"); and be it 1 l 014 FURTHER RESOLVED, that any arrangements, agreements or other instruments or documents executed pursuant to these Resolutions by any officer(s) of the Corporation or by any employee(s) of the Corporation acting pursuant to delegation of authority, may be attested by such person under the corporate seal of the Corporation and may contain such terms and provisions as said person shall, in his/her sole discretion determine; and be it FURTHER RESOLVED, that all acts and deeds heretofore done by any director(s) or officer(s) of the Corporation for and on behalf of the Corporation in entering into, executing, acknowledging or attesting any arrangements, agreements, instruments or documents, or in carrying out the terms and intentions of these Resolutions are hereby ratified, approved and confirmed. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the seal of the at Boca aton, Palm Beach County, Florida, this ��CCorporation �`�`day of i 1988. CENTURY FINANCIAL SERVICES, INC. a Florida Corporation (CORPORATE SEAL) BY: �{ ELLEN R. TAYLqk, SECRETARY Z 88-1051 CITY OF MIAM1, FLORIDA INTER -OFFICE MEMORANDUM TO. Honorable Mayor and Members of the City Commission F"OM: Cesar H. Odio City Manager D^TE: September 26, 1988 FILE: SU.JECT:Recommendation for Agreement Execution (Bidding Group Benefits) REFERENCES: ENCLOSURES: It is respectfully recommended that the City Commission authorize the execution of an agreement in substantially the attached form with Century Financial Services, Inc. to provide consulting services to the Department of Personnel Management relative to taking the City's group benefits program out to bid. The proposed cost of this project is not to exceed $28,000. Funding is available in the Department of Personnel Management's Trust and Agency budget. BACKGROUND In light of the health care problems facing employers nationwide, a committee composed of AFSCME and IAFF representatives and City staff has been formed to address issues concerning the future affordability of the City's health care program. It is the intent of this committee to review the current plan of benefits to determine where changes can be implemented with the objective of entertaining bids in response to a multiple option - managed care medical plan. In order to assist the City with the various aspects associated in the bid process, the professional services of Century Financial Services, Inc. are required in the form of representing the City in the insurance market place; preparing the bid document; analyzing bid responses and recommending carrier selection. -- I ! .. r I•- 1 1A: ill •• 1'1 1=1•• t,IJ11E 1. 1-11: ;0 V I "1•IJI1►KY F IIL.1Ic-TAT. °,F.I:V7CU:*', M.', F,rcRF.'rAk '. ( P'XT1rr�:ATI. ,•1, nOART) nF r1 VrI(7-T.ITTTC',T15 T 151.I,F,N R. TAYf,i)P , d• hit rt,y t I t i 1 y t Ita1- 1 anti t lit, �rrt_I et Ary of (-F,NTITRY FINATIC I lit, SERVTCF;,,, ;tit. . , (her-i II. -IT t-1•1 t ►,v r rl I`trr:il ]c,n•') , a C.O11roI-at.l.t"-lt (1111Y coq,ini t.xi:-' )I,q ;I, t:t aT1.1 1",y viltut,• or 1tit! laws ,f tllc t:t ar. ()r rlcrt idn 31-:,1 1 Chr r.ecrotr1:- a:A !lrreor; thn 1-11C. furl1 j`rlincl i 3 LT'?ltr. c -,ti 1-r •: - •'inc4 c onpal-ed ,-„py 1'. t !,t- r '41 1 --n:: dul y al. ;,t t.-d Ity thy. titiini mc-•us ; c:n ;Cnt r 31 1 !.:he rIt•mLc•t :, of t11- 13n;1: -1 ,:,f i t t•:: t tl':, ct! st+.. d Coi pOr"at ion a!; of .Lunt' ( I I111,8 dltti that sairl I t-'j'.fri 1"- lolls •tru still in fuil I car::F Ir:,i f f ect �jrt 1 t:av, ntlt htte t, atr•� n�]r;i T!1r,rii ri ?_'t1 , revi'ke(i C,r t t':SC:i HHEF.F:AS, the- croj'c,1%,tivJl 41t'R1rPS to C'ntr•I- llit, k' I'roft_:,:,ionaI Set Vic t At.11eement With tllt! City of MI dlni , a :nut"11C1.I1a1 c:vrporat inrT r,l• the State t,f Florlda; an(.? WHEREAS, t.Ae. rat-i:)T, dF-s .rt'S ro :.authc,ri"ze c'ertaan officotrs ti, e!ucUty F-ild Prof erinional i,ervJces Ar1r,:enent ; TIOW, THnREF'1,.AE, 2i: it RESOLVED, k-ltat RiCharci J. heollald. ViCo PUes1dent and Assistant sc,c rt'ta, y ,t t- I,..:! Corporation ancliUlr El l ell t,. Traylor, St:cretn:Y or t hu Corporat-ton 1,r) and 1)i?C.-Ahy nre euth "-Izf:A J111 t-rtl)owt-:�r-1 tc, execute on behalf" of th.• CO"Porati0lt t1,<tt. c;ert iin FT oft'ssional S(.rvi(:t'3 lull t?.tsli{r.tlt- L;y and 1,et.wl cn the C•:)IporaT'ion and t1le City of Miami. (a copy of said Prr,ft-c;1�;iortr+'. Servic-t.ti Agr(err.erit is attache:! hereto anti i nc-,>t l,vr nLt- by 11 <zs 1~ )c111!,,! '•A'• ) - dltci L,v i t. -- I I' : !! ' I I., I ^. : 14 .. I. I I., .. %1 1114 F 1 11 '*--, /01111 a t ir•I i,tlt.Slintlt Icy r r i t I I lac r I rr y nny emhl r,yr i- I ej ps t i o I . I rj r a if )I(. 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M1s.KTTrJf'1' r i o -i I tiio. c ru v' R Y F T II AT) C CAI, T N (7' 1 01-10 a c I p() I a I, 1 1) k7. 0 v n co I- A t i C, n I I s f cl " I 1 14 !11,_�r ;1a cwrli'! -.11 r`W-in,7 m(-tjo,j I-)y ;n,,ni -:,., if; wl I ffsoj ,It i Cal;q 1 Si, .11 -,hN iilti I ti t f r t -1, Vt.- r) I I 16,-,J�t etl 111 .,1 meet It(; (11, 1 Y I It-0 alit] hf.- Id : WITIT"REA11 , IL -,.1 1,. 1 ci n d es I I- e " t c. entel into on PA I e: tj r.,. c 11 r t•r1 C11 the ij ty of Ili aml 5t,itc. of F1 ­u- 1 (1A .1 ml Wit RFAF tit .D r 1: cD a e. j c • _-, *1 1 - t� -^, t , a t_ ! I r) j- f 1 c- r! I- m 01 i cl r r (.*j f c- q I o! i,!i v r v i c v A RPnC)1,Vr_D , f 11 t1 1: R I CI -ri I'd J. 1 r d Vice P r C't3 i (I Q n 1. tang Annimt,,tnt Sect etai y -, r t 11 r-- C (.1 :' 1) k) r 11- u I) :trill/car F- I leri T,-) I, I,., r Secretary of the CC, r po 1, a t j w-le w; thot i zed p und enpcjwt-, c.o vxF.ckj art I -j --h.i certair) Prot eSi s i cnal serviC*J,14 betwt.v-jl the Corpoi-it: i ­_)n and tht- City of wiall'i a TV ^ 5 ;-1 1i t'tc fcr,aionalSo ry i c. 0:!,:; Agr cemen t is attacht_­! : ., r:` 1:A if-. F x !-1 i exeni.:ttyrt pursuant h by silly ) 0 f thc- or po :-I t C, J. or Z�y any Act 11,719 d,r 11�-.n of -rAy I-)e tt t ca d It y t: 1' T.C.'Q 1: I'-L' f' I tj C, p t i :may can rl 5ucrl ter S 01.1S 1 C- L' 1i r t c r 11-1 I Oak : I c, f 71 U I., 1, I I I j t - 1 1-1 1 !1 ii t I I ! ICI ! *, a 11 d A 1'Y m:ly (-)I r)!I lck!j"(n) of r r -N r m t i a I 10 It h a I i t I C t") I I ) " I At 1 0- 11 q' 0' 1- '.'L n 17 IN 1' C- x X n o w I v M o i o I it t irl!it.z 111m,11i. ti Or (lociir-j-1-il r; 11-mrryi nrl tilt t h rn '1110 111( t'll: I k,11!; ter t 11 it.. I,F-mnj It-0 onn •,%I t! h-I t:l-,-y I at ; r i ed, 11)1)1 ovt!,l arld collf i ! mt�ci . TN]:, CONSIAIT may he .; iqw!-I i ti t - -� i I n t. o I I,.-: 1, c, ) 1) i t, s, and a) I a I c L or? c, sh'i I I I't. 11 verif -k! t,I,L- C-11st-lit- h i s C(innont shal I ho f I c, vi with t hi. 11 t, (I r, At Im I L1 of 1*1 i I o c I o 1 s o f 1.11C. r p n r n t r, n . IN WTTIM-15 WHERVOIr, t.ht tIntipI-siytlr:!v c? c- x 11 t. t� ('v3nqo-nt An t.,f the !,4t-11 citly (-.)I, jtjlle, 1988. I PTCHARD* J AR D T P. ­ FCTOR /Zo MARY DIRECTOR JAr I ,KOLA DICO ifi� 88-1051, sl -7 7 771- 77r,