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HomeMy WebLinkAboutR-94-0576f� J-94-623 7/26/94 RESOLUTION N69 4 - 576 tif cd�T���Efl A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF MIAMI, FLORIDA, AUTHORIZING AND PROVIDING FOR THE ISSUANCE OF NOT EXCEEDING $18,000,000 SPECIAL NON -AD VALOREM REVENUE BONDS, SERIES 1994, OF THE CITY FOR THE PURPOSE OF FINANCING THE FUNDING OF A SELF INSURANCE CLAIMS RESERVE FUND OF THE CITY; PROVIDING FOR THE PAYMENT OF THE BONDS FROM NON -AD VALOREM REVENUES AVAILABLE TO THE CITY; MAKING CERTAIN COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH; DELEGATING TO THE MAYOR OR THE CITY MANAGER THE AUTHORITY TO AWARD A NEGOTIATED SALE OF THE BONDS TO WILLIAM R. HOUGH & CO., AS REPRESENTATIVE OF THE UNDERWRITING GROUP AND APPROVING THE CONDITIONS AND CRITERIA OF SUCH SALE; ACCEPTING A COMMITMENT FROM THE BOND INSURER FOR A MUNICIPAL BOND INSURANCE POLICY TO INSURE THE BONDS; ACCEPTING A COMMITMENT FROM FINANCIAL GUARANTY INSURANCE COMPANY FOR A RESERVE FUND INSURANCE POLICY FOR THE 1994 RESERVE ACCOUNT; APPROVING THE FORM AND AUTHORIZING THE USE OF A PRELIMINARY OFFICIAL STATEMENT AND THE EXECUTION AND DISTRIBUTION OF A FINAL OFFICIAL STATEMENT WITH RESPECT TO THE BONDS; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION AND DELIVERY OF A BOND PURCHASE CONTRACT; PROVIDING AN EFFECTIVE DATE; AND PROVIDING CERTAIN OTHER DETAILS. ARTICLE I r- `,AUTHORITY FOR THIS RESOLUTION 0- This resolution is adopted pursuant to Chapter 166, Florida Statutes; Article VIII, Section 2 of the Constitution of the State of Florida; the City Charter of the City of Miami, Florida; and other applicable provisions of law (collectively, the "Act"). ARTICLE II DEFINITIONS SECTION 2.01. Definitions. context otherwise requires: "Act" shall have the Article I hereof. As used herein, unless the meaning ascribed �t �CO�?BSSIOH l IIQ6n0F, JUL 2 6 1994 x.: •Aesolu$etP$T0� 1s "Additional Bonds" means additional obligations issued under -this resolution in compliance with the terms, conditions and limitations contained herein, which will have a lien on the Pledged Revenues ranking equally with the lien of the 1994 Bonds thereon. "Amortization Installment" means the funds to be deposited in the Sinking Fund in a given Bond Year for the payment at maturity or redemption of a portion of Term Bonds of a designated Series, as established by resolution or ordinance of the Issuer at or before the delivery of that Series of Term Bonds. "Annual Budget" means the budget or budgets, as amended and supplemented from time to time, prepared by the Issuer for each Fiscal Year in accordance with the laws of the State of Florida. "Authorized Depositary" means any bank, trust company, national banking association, savings and loan association, savings bank or other banking association selected by the Issuer as a depositary, which isauthorized under Florida law to be a depositary of public funds of the Issuer and which has qualified with all applicable state and federal requirements concerning the receipt of Issuer funds. nationally recognized counsel_. to the validity of, and the federal income tax purposes of states and their political "Bond experienced in exclusion from interest on, subdivisions. Counsel" means matters relating gross income for obligations of "Bond Insurer" means with respect to any Series of Bonds, the issuer of a municipal bond insurance policy insuring the payment, when due, of the principal of and interest on such Series of Bonds. "Bond Obligation" means, as of the date of computation, the sum of: (i) the principal amount of all Current Interest Bonds then Outstanding and (ii) the Compounded Amount on all Capital Appreciation` -Bonds then Outstanding. "Bondholders" means the registered owners (or their authorized representatives) of Bonds. "Bonds" means the 1994 Bonds and any Additional Bonds authorized to be issued pursuant to Article X below. "1994 Bonds" means The City of Miami, Florida Special Non -Ad Valorem Revenue Bonds, Series 1994, or Bonds of such other designation as authorized by Section 5.01 hereof, authorized to be 2 94-� y issued pursuant to this resolution in the aggregate principal amount of not exceeding $18,000,000. "1994 Bonds Reserve Requirement" means the lesser of (i) the Maximum Bond Service Requirement with respect to the 1994 Bonds; (ii) 125% of the average Bond Service Requirement with respect to the 1994 Bonds, or (iii) ten percent (10%) of the proceeds (within the meaning of Section 148(d)(2) of the Code) of the 1994 Bonds. "Bond Service Requirement" means for a given Mond Year the remainder, after. subtracting any accrued interest for that year that has been deposited into ,the Interest Account for that purpose, from the sum of: (1) The amount required to pay the interest coming die on Bonds during that Bond Year, including the accreted interest component of the Compounded Amount of Capital Appreciation Bonds coming due during that Bond Year, (2) The amount required to pay the principal of Serial Bonds and the principal of Term Bonds, including the principal component of the Compounded Amounts of _ Capital Appreciation Bonds maturing in that Bond Year that are not included in the Amortization Installments for such Term Bonds, and (3) The Amortization Installment for all series of Term Bonds for that Bond Year. The interest rate for Variable Rate Bonds shall be calculated as follows: .(A) For purposes of determining (i) the amount required to be budgeted pursuant to Section 6.03 below, and (i) the Bond Service Requirement for purposes of Section 10.02(1) hereof; (x) to the extent that the principal amount of Variable Rate Bonds outstanding (including all covenant to budget and appropriate debt and any debt payable from one or several Pledged Revenues) is less than 25% of all indebtedness secured in whole or in part by the Covenant Revenues, the Maximum Bond Service Requirement shall be calculated assuming an interest rate equal to the greater of 12% per annum or the Bond Buyer.40 Index published immediately prior to making such determination, (y) to the extent that the principal amount of Variable Rate Bonds outstanding is greater than 25% of the principal amount of all K, 94- 576 indebtedness secured in whole or in part by the Covenant Revenues, the Maximum Bond Service Requirement shall be calculated assuming the maximum permissible rate, and (z) for purposes of such calculations, Variable Rate Bonds shall be assumed to be amortized in up to 20 years with level debt service; and (B) For purposes of calculating the Reserve Requirement, Variable Rate Bonds shall be assumed to bear interest at a rate of 9.2%. "Bond Year" means the annual period beginning on the first day of October of each year and ending on the last day of September of the same year; provided that when such term is used to describe the period during which deposits are to be made pursuant to Article VII hereof to amortize the principal and interest on the Bonds maturing or becoming subject to redemption, the principal and interest maturing or becoming subject to redemption on the first day of the month immediately succeeding any Bond Year shall be deemed to mature or become subject to redemption on the last day of the preceding Bond Year. "Business Day" means a day on which banking business is F transacted in the city or cities in which the Paying Agent has its=,. principal corporate trust offices and on which the New York Stock Exchange is open. - "Capital Appreciation Bonds" means Bonds that bear interest, compounded semiannually, that is payable only at maturity or upon redemption prior to maturity in amounts determined by reference to the Compounded Amounts. "City Manager" means the City Manager of the Issuer or any Assistant City Manager or other designee of the City Manager. "Clerk" means the City Clerk or any Deputy City Clerk of the Issuer. "Closing Date" means, with respect to a particular Series of Bonds issued hereunder, the date of issuance and delivery of such Bonds to the original purchaser or purchasers thereof. "Code" means the Internal Revenue Code of 1986, as amended, or any corresponding provisions of any future laws of the United States of America relating to federal income taxation, and except as otherwise provided herein or required by the context thereof, includes interpretations thereof contained or set forth in the applicable regulations of the Department of the Treasury (including applicable final regulations, temporary regulations and 4 94- 576 proposed regulations), the applicable rulings of the Internal Revenue Service (including published Revenue Rulings and private letter rulings) and applicable court decisions. "Composite Reserve Requirement" means the lesser. of (i) ten percent (10%) of the proceeds (within the meaning of Section 148(d)(2) of the Code) of the Bonds secured thereby, (ii) 125% of the average Bond Service Requirement with respect to the Bonds secured thereby and (iii) the Maximum Bond Service Requirement with respect to the Bonds. r "Composite Reserve Account" means the account in the Reserve Fund established pursuant to Section 7.01 hereof. "Compounded Amounts" means the principal amount of the Capital Appreciation Bonds plus the amount of interest that has accreted on such Bonds, compounded semiannually, to the date of calculation, determined by reference to accretion tables contained in each such Bond or an offering circular with respect thereto. The Compounded Amounts for such Bonds as of any date not stated in such tables shall be calculated by adding to the Compounded Amount for such Bonds as of the date stated in such tables immediately preceding the date of computation a portion of the difference p between the Compounded Amount for such preceding date and the Compounded Amount for such Bonds as of the date shown on such tables immediately succeeding the date of calculation, apportioned on the assumption that interest accretes during any period in equal daily amounts on the basis of a year of twelve 30-day months. "Cost of the Project" means those costs described in Section 5.01 hereof. "Covenant Revenues" means the legally available non -ad valorem revenues budgeted and appropriated to pay the principal of, premium,_if any; and interest on the Bonds of a particular series pursuant to Section 6.03 hereof. "Current Interest Bonds" means Bonds that bear interest which is payable -annually, semiannually or monthly, or such more frequent interval as the Issuer may determine. "Dated Date" means the date of authentication or issuance of a Bond. "Director of Finance" means the Director of Finance of the Issuer or his designee. "Fiscal Year" means the period commencing on October 1 of each year and ending on the succeeding September.30, or such other 5 94- ut� consecutive 12-month period as may be hereafter designated as the fiscal year of the Issuer pursuant to general law. "Governing Body" means the City Commission of The City of Miami, Florida. "Investment Obligations" means, to the extent provided by law: (1) direct obligations of the United States of America and securities fully and unconditionally guaranteed as to the timely payment of principal and interest by the United States of America, provided, that the full faith and credit of the United States of America must be pledged to any such direct obligation or guarantee ("Direct Obligations"); I (2) direct obligations and fully guaranteed certificates of beneficial interest of the Export -Import Bank, of the United States; consolidated debt obligations and letter of credit -backed issues of the Federal Home Loan Banks; participation certificates and senior debt obligations of the Federal Home Loan Mortgage Corporation ("FHLMCs"); debentures of the Federal Housing Administration; mortgage -backed securities (except stripped mortgage securities which are valued greater than par on the portion of unpaid principal) and senior debt obligations of the Federal National Mortgage Association ("FNMAs"); j participation certificates of the General Services Administration; guaranteed mortgage -backed securities and guaranteed participation certificates of the Government National Mortgage Association ("GNMAs"); guaranteed participation certificates and guaranteed pool certificates of the Small Business Administration; debt obligations and letter of credit -backed issues of the Student Loan Marketing Association; local authority bonds of the U.S. Department of Housing & Urban Development; guaranteed Title XI financings of the U.S. Maritime Administration; guaranteed transit bonds of the Washington Metropolitan Area Transit Authority; Resolution Funding Corporation securities. (3) direct obligations of any state of the United States of America or any subdivision or agency thereof whose unsecured, uninsured and unguaranteed general obligation debt is rated, at the time of purchase, "A" or better by Moody's and "A" or better by S&P, or any obligation fully and unconditionally guaranteed by any state, subdivision or agency whose unsecured, uninsured and unguaranteed general obligation debt is rated, at the time of purchase, "A" or better by Moody's and "A" or better by S&P; (4) commercial paper (having original maturities of not more than 270 days) rated, at the time of purchase, "P-1" by Moody's and "A-1" or better by S&P; (5) federal funds, unsecured certificates of deposit, time deposits or bankers acceptances (in each case having maturities of not more than 365 days) of any' domestic bank including a branch office of a foreign bank which branch office is located in the United States, provided legal opinions are received to the effect that full and timely payment of such deposit or similar obligation is enforceable against the principal office or any branch of such bank, which, at the.time of purchase, has a short- term "Bank Deposit" rating of "P-1" by Moody's and a "Short -Term CD" rating of "A-1" or better by S&P; (6) deposits of any bank or savings and loan association which has combined capital, surplus and undivided profits of not less than $3 million, provided such deposits are continuously and fully insured by the Bank Insurance Fund or the Savings Association Insurance Fund of the Federal Deposit -Insurance Corporation; (7) investments in money-market funds rated "AAAm" or "AAAm-G" by S&P; (8) repurchase agreements collateralized by Direct obligations, GNMAs, FNMAs or FHLMCs with any registered broker/dealer subject to the Securities Investors' Protection Corporation jurisdiction or any commercial bank insured by the FDIC, if such broker/dealer or bank has an uninsured, unsecured and unguaranteed obligation rated "P-1" or "A3" or better by Moody's, and "A-1" or "A=" or better by S&P, provided: a. a master repurchase agreement or specific written repurchase agreement governs the transaction; and b. the securities are held free and clear of any lien by the Trustee or an independent third party acting solely as agent ("Agent") for the Trustee, and such third party is (i) a Federal Reserve Bank, (ii) a bank which is a member of the Federal Deposit Insurance Corporation and which has combined capital, surplus and undivided profits of not less 7 94- �76 than $50 million or (iii) a bank approved in writing for such purpose by Financial Guaranty Insurance Company, and the Trustee shall have received written confirmation from such third party that it holds such securities free and clear of any lien, as agent for the Trustee; and fC. a performed first security interest under the Uniform Commercial Code, or book entry procedures prescribed at 31 C.F.R. 306.1 et seq. or 31 C.F.R. 350.0 et seq. in such securities is created .for the benefit of the Trustee; and d. the repurchase agreement has a term of 180 days or less, and the Trustee or the Agent will value the collateral securities no less frequently than weekly and will liquidate the collateral securities if any deficiency in the required collateral percentage is not restored within two business days of such valuation; and e. the fair market value of the securities in relation to the amount of the repurchase obligation, including principal and interest, is equal to at least 103%. (9) investment agreements, the issuer, form and substance of which, so long as the 1994 Bonds are outstanding, are specifically approved by the Series 1994 Bond Insurer. 1 "Issuer" means The City of Miami, Florida. "Mayor" means the Mayor or, in his or her absence or inability to perform, the Vice -Mayor of the Governing Body of the Issuer. "Maximum Bond Service Requirement" means, as of any particular date of calculation, the largest Bond Service Requirement for any remaining Bond Year, except that with respect to any Bonds for which Amortization Installments have been established, the amount of principal coming due on the final maturity date with respect to such Bonds shall be reduced by the aggregate principal amount or Compounded Amounts, as the case may be, of such Bonds that -are to be redeemed or paid from Amortization Installments to be made in prior Bond Years. For purposes of this resolution, the Maximum Bond Service Requirement shall be calculated at least annually as of the first day of each Bond Year and as of the date of issuance of any Series of Bonds hereunder. 8 94- 576 "Moody's" means Moody's Investors Service, and its successors. "Outstanding"- or "Bonds outstanding" means all Bonds which have been issued pursuant to this resolution except: Z. (a) Bonds cancelled after purchase in the open market or because of payment at or redemption prior to maturity; (b) Bonds for the payment or redemption of which pursuant to Section 12.02 of this resolution cash funds or Direct Obligations or any combination thereof shall have been theretofore irrevocably set aside in a special account with the Paying Agent or an Authorized Depositary acting as an escrow agent (whether upon or prior to the maturity or redemption date of any such Bonds) in an amount which,. together with earnings on such Direct Obligations, will be sufficient to pay the principal of and interest on such Bonds at maturity or upon their earlier redemption; provided that, if such Bonds are to be redeemed before the maturity thereof; notice of such redemption shall have been given according to the requirements of this resolution or irrevocable =. instructions directing the timely publication of such notice and directing the payment of the principal of and interest on all Bonds at such redemption dates shall have been given to the Paying Agent; and (c) Bonds which are deemed paid pursuant to Section 5.08 hereof or in lieu of which other Bonds have been issued under Section 5.04 hereof. "Paying Agent" means the Issuer or any Authorized Depositary designated by -the Issuer to serve as a Paying Agent or place of payment for the Bonds issued hereunder that shall have agreed to arrange for the timely payment of the principal of, interest on` -and redemption premium, if any, with respect to the Bonds to the registered owners thereof, from funds made available therefor by the Issuer, and any successors designated pursuant to a resolution or ordinance. "Pledged Revenues" means the Covenant Revenues and income received from the investment of moneys deposited in the funds and accounts established hereunder. "Project" means the funding of a self insurance claims reserve fund for the Issuer to be used for the payment of liability settlements or judgments against the Issuer, including �Jl 94- 576 reserves therefor; medical claims liability, including reserves therefor; workers, compensation claims or judgments against the Issuer, including reserves therefor. "Qualified Independent Consultant" means one or more such y qualified and recognized independent consultants, having favorable repute, skill and experience with respect to the acts and duties required of a Qualified Independent Consultant by a particular section or sections hereof, as shall from time to time be retained by the Issuer for the purposes hereof. "Rebate Year" means, with respect to a particular Series of Bonds issued hereunder, the period selected by the Issuer with respect to such Series of Bonds pursuant to the Code. "Rebate Amount" shall have the meaning ascribed to that term in Section 12.03 of this resolution. "Registrar" means the Issuer or any agent designated from time to time by the Issuer, by ordinance or resolution, to maintain the registration books for the Bonds issued hereunder or to perform other duties with respect to registering the transfer of. Bonds. "1994 Reserve Account" means the 1994 Reserve Account ti established pursuant to Section 7.01 of this Resolution. "Reserve Fund" means the Reserve Fund established pursuant to Section 7.01 of this Resolution. "1994 Reserve Product" means the Reserve Fund Policy issued to the Issuer by the 1994 Reserve Product Provider with respect to the 1994 Reserve Account in an available amount equal to the 1994 Bonds Reserve Requirement. "1994 Reserve Product Provider" means Financial Guaranty Insurance Company. "Reserve Product" means bond insurance, a surety bond or a letter of credit or other credit facility used in lieu of a cash deposit in the Composite Reserve Account or any other account in the Reserve Fund and meeting the terms and conditions of Section 7.03(4) of this resolution and, with respect to the 1994 Reserve Account, the terms and conditions of Section 13.01C hereof. "Reserve Product Provider" means a reputable and nationally recognized bond insurance provider or a bank or other financial institution providing a Reserve Product, whose bond insurance policies insuring, or whose letters of credit, surety bonds or other credit facilities securing, the payment, when due, of the principal of and interest on bond issues by public entities results in such issues (as of the date of issuance of the Series of Bonds for which the Reserve Product is to be utilized) being rated in one of the two highest -full rating categories by S&P and Moody's. "Reserve Requirement" means, with respect to the Composite Reserve Account, the Composite Reserve Requirement and with respect to each Series of Bonds issued hereunder that Js not secured by the Composite Reserve Account, the amount of money, if any, or available amount of Reserve Product, if any, required by subsequent resolution or ordinance adopted or enacted prior to the issuance of such Series of Bonds to be maintained in the account in the Reserve Fund with respect to such Series of Bonds pursuant to Section 7.0l.hereof, and which amount shall be available for use only with respect to such Series of Bonds. "S&P" means Standard & Poor's Ratings Group and its successors. "Self Insurance Claims Reserve Fund" means the Self Insurance Claims Reserve Fund established pursuant to Section 7.01 of this resolution. "Serial Bonds" means all Bonds of a Series other than Term Bonds. "Series" means the 1994 Bonds and any portion of the Bonds of an issue authenticated and delivered in a single transaction, payable from an identical source of revenue and identified pursuant to the supplemental ordinance or resolution authorizing such Bonds as a separate Series of Bonds, regardless of variations in maturity, interest rate, Amortization Installments or other provisions, and any Bonds thereafter authenticated and delivered in lieu of or in substitution of a Series of Bonds issued pursuant to this resolution. "SL97ries 1994 Bond Insurance Policy" means the municipal bond new issue insurance policy issued by the Bond Insurer that guarantees payment of principal of and interest on the 1994 Bonds. "Series 1994 Bond Insurer" means Financial Guaranty Insurance Company, a New York stock insurance company, or any successor thereto. "Sinking Fund" means the Sinking Fund established pursuant to Section 7.01 of this resolution. 11 94- 576 "Taxable Bonds" means Bonds the interest on which is not intended at the time of the issuance thereof to be excluded from the gross income of the holders thereof for federal tax purposes. "Term Bonds" means Bonds -of a Series for which Amortization Installments are established, and such other Bonds of a Series so designated by supplemental ordinance or resolution of the Issuer enacted or adopted on or before the date of delivery of such Bonds. "Variable Rate Bonds" means Bonds issued with a variable, adjustable, convertible or other similar rate which is not fixed in percentage at the date of issue for the entire term thereof. SECTION 2.02. Singular/Plural. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms, corporations or other entities including governments or governmental bodies. ARTICLE III FINDINGS It is hereby ascertained, determined and declared that: A. The issuance of the 1994 Bonds for the purpose of funding a self insurance claims reserve fund for the Issuer will serve a public purpose. B. The Issuer is authorized and empowered by the Act to issue the 1994 Bonds and use the proceeds thereof to pay the Costs of the Project. C.. The principal of, premium, if any, and interest on the Bonds and all required sinking fund, reserve and other payments with respect thereto shall be payable from the proceeds of Bonds and from mon4ys deposited in the funds and accounts pledged by this resolution, which the Issuer has full authority to irrevocably pledge. The Issuer shall never be required to levy ad valorem taxes on any real or personal property to pay the principal of, interest on or any premium with respect to the Bonds or to make any of the required sinking fund, reserve or other payments required herein, and the Bonds shall not -constitute a lien on any real or personal property owned by or situated within the limits of the Issuer. 12 94- E76 f D. The Florida League of Cities has developed and administers a First Municipal Loan Program to assist cities and counties with the issuance of tax exempt debt. E. The Governing Body has determined that the terms -and conditions of the First Municipal Loan Program are extremely competitive and advantageous in many ways as the vehicle for undertaking this issuance of the 1994 Bonds. F. The Issuer has been advised by its Director of Finance as to the market appropriateness regarding the sale of the 1994 Bonds to William R. Hough & Co. and any other underwriters that are approved as members of the underwriting group (the "Underwriters") through a negotiated sale in light of current market levels and conditions and as to acceptance of a Bond Purchase Contract to be entered into by the Issuer and the Underwriters, a form of which has been presented on the date hereof (the "Bond Purchase -Contract") setting forth the details of the sale pursuant to the criteria set forth herein. G. Due to the nature and complexity of the transactions relating to the Bonds, it is in the best interest of the Issuer that the Bonds be sold by a negotiated sale to the Underwriters, F allowing market entry at the most advantageous time, rather than at - a specified advertised date, thereby obtaining the best possible price and.interest rate for the Bonds. ARTICLE IV THIS INSTRUMENT TO CONSTITUTE CONTRACT In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall hold the same from time to time, this resolution shall be deemed to be and shall constitute a contract between the Issuer and the Bondholders. The covenants and agreements herein set forth to be performed by the Issuer shall -be for the equal benefit, protection and security of the Bondholders and all Bonds shall be of equal rank and without preference, priority or distinction over any other thereof, except as expressly provided herein. 13 94- 576 ARTICLE V AUTHORIZATION OF THE FUNDING OF A SELF INSURANCE CLAIMS RESERVE FUND; DESCRIPTION, FORM AND TERMS OF BONDS - SECTION 5.01. Authority for the Funding of a Self Insurance Claims Reserve Fund and the Issuance of Bonds. The issuance of the 1994 Bonds for the purpose of funding ,a self insurance claims reserve fund and the deposit of a portion of the proceeds thereof into the Self Insurance Claims Reserve Fund hereinafter created to be used for the purposes herein provided is hereby authorized by the Issuer. Subject and pursuant to the provisions hereof, 1994 Bonds (or Bonds to be designated by the year in which they are to be issued) to be known as "The City of Miami, Florida Special Non -Ad Valorem Revenue Bonds, Series 1994" or to be known by such other designation specified by subsequent ordinance or resolution of the Issuer prior to the sale of the 1994 Bonds, are hereby authorized to be issued, in one or more Series, in an aggregate principal amount of not exceeding Eighteen Million Dollars ($18,000,000), for the purpose of funding the Self Insurance Claims Reserve Fund hereinafter created, the funding of an account in the Reserve Fund and the payment of the costs of r issuance of the 1994 Bonds. Additional Bonds in excess of the: principal amount of the first Series of 1994 Bonds issued pursuant to this resolution may be issued from time to time pursuant to the terms of Article X hereof. The Cost of the Project shall include, without limiting the items of cost permitted under the Act, the following items to the extent they relate to any such Project: (i) all payments of settlements or judgments, including reserves, for liability settlements, medical claims, and workers' compensation claims in the manner provided in the definition of the Project contained herein; (ii) all costs of issuance of Bonds, including, without limitation, the fees and costs of municipal bond insurance, bond counsel, underwriter and underwriter's counsel, special tax counsel and financial advisors, printing costs, rating agency fees, initial acceptance fees of paying agents, registrars, trustees, depositaries and all fees and costs of financial institutions providing special credit facilities with respect to one or more Series of Bonds; (iii) all fees of. special advisors and consultants associated with one or more aspects of such Project; (iv) all amounts required to be paid by this resolution, or any supplemental ordinance or resolution authorizing the issuance of Bonds, into the Reserve Fund or Sinking Fund upon the issuance of any Series of Bonds; (v) the reimbursement to the Issuer of all such eligible costs of such Project that have been advanced by the Issuer from its available funds or on behalf of the Issuer before the delivery 14 94- %7S of a Series of Bonds issued to finance such costs; (vi) the principal, interest, premium, if any, and costs related thereto, payable with respect to any note or other obligation issued by the Issuer to pay any part of the Cost of the Project enumerated in this Section; (vii) all amounts required to .be rebated to the United States of America in order to preserve the exclusion from gross income for federal income tax purposes of interest on Bonds other than Taxable Bonds; and (viii) such other costs and expenses which shall be necessary or incidental to the financing herein authorized. SECTION 5.02. Description of Obligations. The Issuer shall by supplemental ordinance or resolution specify for each Series of Bonds the following: the authorized principal amount of Bonds needed.to pay the Cost of the Project for which such Series of Bonds is issued; the date and terms of maturity or maturities of the Bonds, provided that each maturity date shall be September 1 (or, in the event of semiannual maturities of principal, March 1 and September 1) and that interest payment dates shall be September 1 and March 1, except as may be otherwise provided by subsequent ordinance or resolution enacted or adopted prior to the issuance of such Bonds; the interest rate or rates of the Bonds, which may include variable, dual, convertible or other rates, compound interest, Capital Appreciation Bonds, original issue discount and zero interest rate bonds, provided that the average net interest cost rate on such Bonds shall never exceed the maximum _ interest rate permitted by law in effect at the time such Bonds are issued; and provided further that in the event original issue discount, zero interest rate, Capital Appreciation Bonds, or similar Bonds are issued, only the original principal amount of such Bonds shall be deemed to be issued on the date of issuance for the purposes of the maximum amount of Bonds authorized hereunder; the denominations, numbering and lettering of such Bonds, provided that the Bonds shall be in the denominations of $5,000, or any integral multiple thereof, or in the case -of Capital Appreciation Bonds, $5,000 amount due at maturity or any integral multiple thereof, or any other denomination designated by ordinance or resolution of the Issuer enacted or adopted prior to the issuance of such Bonds; the Paying Agent and place or places of payment of such Bonds; the redemption prices for such Bonds and any terms of redemption or any formula for accretion upon redemption, not inconsistent with the provisions of this resolution, which may include mandatory redemptions or purchases at the election of the holder or registered owner thereof; the amount and date of each Amortization Installment, if any, for such Term Bonds, provided that each Amortization Installment shall fall due on March 1 or September 1, or both, of a Bond Year; the use of proceeds of such Bonds not inconsistent with this resolution, and any other terms or provisions applicable to the Bonds, not inconsistent with the 15 94- 576 provisions of this resolution or the Act. The supplemental ordinance or resolution authorizing a- Series of Bonds shall designate whether or not such Series of Bonds shall be secured by the Composite Reserve Account. All of the foregoing may be added by supplemental resolution or resolutions (or supplemental ordinance or ordinances) adopted (or enacted) at any time and from time to time prior to the issuance of any Series of such Bonds. Unless otherwise so provided, each Bond shall bear interest from the later of the Dated Date or original issue date shown thereon or the most recent interest payment date to which interest, 'has been paid, until payment of the principal sum or until provisi6n for the payment thereof on or after the maturity or redemption date has been duly provided for. The 1994 Bonds may be issued in one or more series and the series designation of such Bonds may be changed to reflect the date and sequence of issuance, and the particular terms thereof. Except as otherwise provided by subsequent ordinance or resolution, all Bonds issued hereunder shall be in registered form, shall be payable in lawful money of the United States of America and shall bear interest from their date, or from such other date as the Issuer may determine, which in the case of Current, Interest Bonds shall be paid by check or draft of the Paying Agent_, mailed to the registered owner thereof unless otherwise provided by -- subsequent ordinance or resolution. Principal, and any interest on Capital Appreciation Bonds, shall be payable at maturity or earlier redemption thereof upon presentation and surrender of such Bonds at the principal office of the Registrar by check or draft unless otherwise provided by subsequent ordinance or resolution. To the extent the Issuer under then applicable law may issue any Series of Bonds in coupon form, the interest on which, in the opinion of Bond Counsel, is excluded from gross income for federal income tax purposes, or, to the extent that such Bonds are to be issued as Taxable Bonds, the Issuer may amend this resolution, including the forms of the Bonds, to authorize and provide for the issuance and payment of coupon Bonds. In addition, notwithstanding the foregoing, if and to the extent permitted by applicable law, the Issuer may establish a system of registration and may issue thereunder uncertificated registered public obligations (not represented by instruments) commonly known as book -entry obligations, certificated registered public obligations (represented by instruments), combinations thereof, or such other obligations as may then be permitted by law. The Issuer shall appoint such registrars, transfer agents; depositaries or other agents as may be necessary to cause the registration, registration of transfer and reissuance of the .Bonds within a commercially reasonable time according to the .then current industry standards and to cause the timely ,payment of interest, principal and premiums, if any, payable with respect to the Bonds. Registration 16 94- Vr76 and registration of transfer of the 1994 Bonds shall be subject to the terms set forth in the forms of the 1994 Bonds in Section 5.09 hereof. If the Issuer adopts a system for the issuance of uncertificated registered public obligations, it may permit thereunder the conversion, at the option of a holder of any Bond then outstanding, of a certificated registered public obligation to an uncertificated registered public obligation, and the reconversion of the same. A list of the names and addresses of the registered owners of the Bonds shall be maintained at all times by the Registrar. t, The registration of the Bonds may be trans f erred, upon the registration books therefor upon delivery to the Registrar, accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Registrar, duly executed by the registered owner of such Bonds or by his attorney -in -fact or legal representative, containing written instructions as to the details of transfer of such Bonds, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of the Bonds, the Registrar shall at the earliest practical time in accordance with the provisions of this resolution enter the transfer of ownership in the registration books for the Bonds and (unless uncertificated registration shall be requested and the Issuer has a registration system that will accommodate uncertificated registration) shall deliver in the name of the new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations for the same aggregate principal amount and payable from the same, sources of funds. Neither the Issuer nor the Registrar shall be required to register the transfer of any Bond during the fifteen (15) days next preceding an interest payment date on the Bonds or, in the case of any proposed redemption of Bonds, after such Bonds or any portion thereof have been selected for redemption. The Registrar or the Issuer may charge the registered owners of such Bonds for the registration of every such transfer of such Bonds sufficient to reimburse it for any tax, fee or any other governmental` charge required to be paid, except for any such governmental charge imposed by the Issuer, with respect to the registration of such transfer, and may require that such amounts be paid before any such new Bonds shall be delivered. If any date for payment of the principal of, premium, if any, or interest on any Bond is not a Business Day, then the date for such payment shall be the next succeeding Business Day, and payment on such day shall have the same force and effect as if made on the nominal date of payment. 17 94- 576 With respect to one or more Series of Bonds issued hereunder, the forms of the Bonds may provide that the holder of any such Bond may demand that the Issuer purchase such Bond by payment of principal and interest within a stated period after delivering notice to a designated agent for the Issuer and providing a copy of the notice with the tender of -the Bond to such agent. The designated agent for the Issuer, in accordance with the terms of a remarketing or .replacement agreement, may provide for the resale or redelivery of the Bonds on behalf of the Issuer at a price provided for in the agreement. If the Bonds shall not be resold or redelivered within a stated period, the agent for the Issuer may be authorized to draw upon a previously executed credit agreement between the Issuer and one or more banks or other financial or lending institutions permitting the Issuer to borrow amounts to be used for the purchase of the Bonds to which such credit agreement shall pertain. The particular form or forms of such demand provisions, the period or periods for payment of principal and interest after delivery of notice, the appointment of the agent for the Issuer, the terms and provisions of the remarketing or replacement agreement, and the terms and provisions of the credit agreement shall be as designated by a supplemental ordinance or resolution of the Issuer adopted prior to the sale and delivery of such Series of Bonds. SECTION 5.03. _Execution of Bonds. The Bonds shall be executed in the name of the Issuer by the Mayor and the seal of the Issuer shall be imprinted, reproduced or lithographed on the Bonds and attested to and countersigned by the Clerk. The signatures of the Mayor and the Clerk on the Bonds may be by facsimile, but one such officer shall sign his manual signature on the Bonds unless the Issuer appoints an authenticating agent, registrar, transfer agent or trustee who shall be authorized and directed to cause one of its duly authorized officers to manually execute the Bonds. If any officer whose signature appears on the Bonds ceases to hold office before the delivery of the Bonds, his signature shall nevertheless be valid and sufficient for all purposes. In addition, any Bond may bear the signature of, or may be signed by, such persons as at the actual time of execution of such Bond shall be the proper officers to sign such Bond although at the date of such Bond or the date of delivery thereof such persons may not have been such officers. SECTION 5.04. Bonds Mutilated, Destroyed, Stolen or Lost. If any Bond is mutilated, destroyed, stolen or lost, the Issuer or its agent may, in its discretion (i) deliver a duplicate replacement Bond, or (ii) pay a Bond that has matured or is about to mature. A mutilated Bond shall be surrendered to and cancelled by the Clerk of the Issuer or its duly authorized agent. The Bondholder must furnish the Issuer or its agent proof of ownership 94- NU76 of any destroyed, stolen or lost Bond; post satisfactory indemnity; comply with any reasonable conditions the Issuer or its agent may prescribe; and pay the Issuer's or its agent's reasonable expenses. Any such duplicate Bond shall constitute an original contractual obligation on the part of the Issuer whether or not the destroyed, stolen, or lost Bond be at any time found by anyone, and such duplicate Bond shall be entitled to equal and proportionate benefits and rights as.to lien on, and source of and security for payment from, the funds pledged to the payment of the -,Bond so mutilated, destroyed, stolen or lost. SECTION 5.05. Provisions for Redemption. Each Series of Bonds shall be subject to redemption prior to maturity at such times and in such manner as shall be established by subsequent resolutions or ordinances of the Issuer adopted or enacted on or before the time of delivery thereof. Notice of redemption shall be given by publication in THE BOND BUYER or CREDIT MARKETS or a financial journal or newspaper of general circulation in the city of New York, New York, not more than sixty ( 60 ) and not less than thirty ( 30 ) days prior to the redemption date, and by the deposit in the U. S. Mail of a copy of the redemption notice, postage prepaid, at least thirty (30) and_;. not more than sixty (60) days before the redemption date to the registered owner of each Bond or portion of Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with provisions hereof; provided, however, that if all Bonds to be redeemed shall be in registered form, notice by mailing given as above prescribed shall be sufficient and notice by publication need not be given. Failure to give such notice, or any defect therein, shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof with respect to which no failure or defect has occurred. Each notice shall set forth the date fixed for redemption for each Bond being redeemed, the rate of interest borne by each Bond being redeemed, the redemption price to be paid, the date of publication, if any, of a notice of redemption, the name and address of the Registrar, and, if less than all of the Bonds then outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Bonds to be redeemed and, in the case of Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such. Bond shall also state that on or after the redemption date, upon surrender of such Bond, a new Bond or Bonds in a principal amount equal to the unredeemed portion of such Bond will be issued. 19 94- E76 01 Any notice mailed as provided in this section shall be conclusively presumed to have been duly given, whether or not the owner of such Bond receives such notice. In addition to the publication and mailing of the notice described above, each notice of redemption and payment of the redemption price shall meet the requirements of this paragraph; provided however, that failure of such notice or payment to comply with the terms of this paragraph shall not in any manner defeat the effectiveness of a call for redemption if notice thereof is given as prescribed above in this Section. (a) Each notice of redemption shall be sent at least thirty-five ( 35 ) days before the redemption date by registered or certified mail or overnight delivery service or telecopy to all registered securities depositories then in the business of holding substantial amounts of obligations of types comprising the Bonds (such depositories now being The Depository Trust Company, New York, New York, Midwest Securities Trust Company, Chicago, Illinois, Pacific Securities Depository Trust Company, San Francisco, California and Philadelphia Depository Trust Company, Philadelphia, Pennsylvania) and to one or more national information services that -- disseminate notices of redemption of obligations such as the Bonds. (b) Each notice of redemption shall be published one time in THE BOND BUYER of New York, New York or, if such publication is impractical or unlikely to reach a substantial number of the holders of the Bonds, in some other financial newspaper or journal which regularly carries notices of redemption of other obligations similar to the. Bonds, such publication to be made at least thirty (30) days .prior to the date fixed for redemption. (cf Upon the payment of the redemption price of Bonds being redeemed, each check or other transfer of funds. issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the Bonds being redeemed with the proceeds of such check or other transfer. SECTION 5.06. Effect of Notice of Redemption. Notice having been given in the manner and under the conditions hereinabove provided, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for 20 94- 576 redemption of such Bonds or portions of Bonds on such date. On the date. so designated for redemption, notice having been published and/or mailed as required herein and moneys for payment of the redemption price being held in separate accounts by the Paying Agents in trust for the registered owners of the Bonds or portions thereof to be redeemed, all as provided in this resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any lien, benefit or security under this resolution, and the holders or registered owners of such Bonds or portions of Bonds shall have no right in respect thereof .except to receive payment of the redemption price thereof and, to the extent provided in Section 5.07 of this Article, to receive Bonds for any unredeemed portions of the Bonds. SECTION 5.07. Redemption of Portion of Registered Bonds. In case part but not all of an outstanding fully registered Bond shall be selected for redemption, the registered owners thereof shall present and surrender such Bond to the Issuer or its designated Paying Agent for payment of the principal amount thereof so called for redemption, and the Issuer shall execute and deliver to or upon the order of such registered owner, without charge therefor, for the unredeemed balance of the principal amount of the Bond so surrendered, a Bond or Bonds fully registered as to._ principal and interest. SECTION 5.08. Bonds Called for Redemption not Deemed Outstanding. Bonds or portions of Bonds that have been duly called for redemption under the provisions of this Article V, and with respect to which amounts sufficient to pay the principal of, premium, if any, and interest to the date fixed for redemption shall be delivered to and held in separate accounts by any Authorized Depositary or any Paying Agent in irrevocable trust for the registered owners thereof, as provided in this resolution, shall not be deemed to be outstanding under the provisions of this resolution and shall cease to be entitled to any lien, benefit or security under this resolution, except to receive the payment of the redemption price on or after the designated date of redemption from moneys deposited with or held. by the Authorized Depositary or Paying Agent, as the case may be, for such redemption of the Bonds and, to the extent provided in Section 5.07 of this Article, to receive Bonds -for any unredeemed portions of the Bonds. SECTION 5.09. Form of Bonds. The text of the Bonds, the form of assignment for such Bonds and the form for the Certificate of Authentication, if any, and provisions for compound, zero and dual interest rate bonds, if any, shall be in substantially the following form, with such omissions, insertions and variations as may be necessary or desirable and authorized, permitted by or not 21 94- %1�076 inconsistent with this resolution or by any subsequent ordinance or resolution enacted or adopted prior to the issuance thereof or as may be approved by the Mayor, including, without limitation, such changes as may be required for the issuance of Capital Appreciation Bonds, Taxable Bonds, uncertificated public obligations or coupon Bonds to the extent herein authorized and for the execution of the Bonds by an authenticating agent: [FORM OF BOND) No . R- $ UNITED STATES OF AMERICA STATE OF FLORIDA THE CITY OF MIAMI SPECIAL NON AD -VALOREM REVENUE BOND, SERIES Interest Maturity Date: Original Dated CUSIP Rate: Date: REGISTERED HOLDER: PRINCIPAL AMOUNT: DOLLARS The City of Miami, Florida (hereinafter called the "Issuer"), for value received, hereby promises to pay to the Registered Holder identified above, or to registered assigns or legal representatives, but solely from the revenues hereinafter mentioned, on the Maturity Date identified above (or earlier as hereinafter provided), the Principal Amount identified above, upon presentation and surrender hereof at the principal office of or its successors, as Bond Registrar and Paying Agent (the "Registrar"), and to pay, solely from such special revenues, interest on the principal sum from the date hereof, or from the most recent interest payment date to which interest has been paid, at the Interest Rate per annum identified above, until payment of the principal sum, or until provision for the payment thereof has been duly provided for, such interest being payable semiannually on the. first day of and the first day of of each year, commencing on 1, 19 Interest will be paid by check or draft mailed to t e Registered Holder hereof at his address as it appears on the registration books of the Issuer maintained by the Registrar at the close of business on the 15th day (whether or not a business day) of the month next preceding the interest payment date (the "Record Date"), irrespective of any transfer or exchange of such Bond subsequent to such Record Date and prior to such interest payment date, unless 22 94- S76 the Issuer shall be in default in payment of interest due on such interest -payment date. In the event of any such default, such defaulted interest shall be payable to the person in whose name such Bond is registered at the close of business on a special record date for- the payment of such defaulted interest.,as established by notice by deposit in the U. S. mails, postage prepaid, by the Issuer to the Registered Holders of Bonds not less than fifteen days preceding such special record date. Such notice shall be mailed to the persons in whose names the Bonds are registered at the close of business on the fifth (5th) day Whether or not a business day) preceding the date of mailing. This Bond and the interest hereon is payable solely from and secured by a prior lien upon and pledge of certain revenues of the Issuer held in the funds and accounts created pursuant to a Resolution of the Issuer adopted by the Issuer'on 199 (the "Resolution") and certain other funds and investment earnings thereon, all in the manner.and to the extent provided in the Resolution. All terms used herein in capitalized form and not otherwise defined shall have the meanings ascribed thereto in the Resolution. Pursuant to the Resolution, the Issuer has covenanted and agreed, to the extent permitted by and in accordance with applicable law and budgetary processes, to prepare, approve and r appropriate in its Annual Budget for each Fiscal Year, by__.. amendment, if necessary and to deposit to the credit of the Sinking Fund established pursuant to the Resolution, Covenant Revenues of the Issuer in an amount which together with other legally available revenues budgeted and appropriated for such purpose equal to the Bond Service Requirement with respect to all Bonds outstanding under the Resolution for the applicable Fiscal Year, plus an amount sufficient to satisfy all other payment obligations of the Issuer under the Resolution for the applicable Fiscal Year. "Covenant Revenues" is defined in the Resolution to mean the legally available non ad valorem revenues budgeted and appropriated to pay the principal of, premium, if any, and interest on the Bonds of a particular Series pursuant to Section 6.03 of the Resolution. Such covenant and agreement on the part of the Issuer to budget and appropriate ;sufficient amounts of Covenant Revenues shall be cumulative, and shall continue until such Covenant, Revenues in amounts, together with any other legally available revenues budgeted and appropriated for such purposes, sufficient to make all required payments under the Resolution as and when due, including any delinquent payments, shall have been budgeted, appropriated and actually paid into the appropriate funds and accounts under the Resolution; provided, however, that such covenant shall not constitute a lien, either legal or equitable, on any of the Issuer's Covenant Revenues or other revenues, nor shall it preclude the Issuer from pledging in the future any of its Covenant Revenues or other revenues to other obligations, nor shall it give the 23 94- 576 Bondholders a prior claim on the Covenant Revenues .• Anything herein or in the Resolution to the contrary notwithstanding, all obligations of the Issuer under the Resolution shall be secured only by the Covenant Revenues and other legally available revenues actually budgeted and appropriated and deposited into the funds and accounts created under the Resolution, as provided for therein. The Issuer may not expend moneys not appropriated or in excess of its current budgeted revenues. The obligation of the Issuer to budget, appropriate and make payments hereunder from its Covenant Revenues is subject to the availability of Covenant Revenueq`of the Issuer after satisfying funding requirements for obligations having an express lien on or pledge of such revenues and after satisfying funding requirements for essential governmental services of the Issuer. Reference is hereby made to the Resolution for the provisions, among others, relating to the terms, lien and security of the Bonds, the custody and application of the proceeds of the Bonds, the rights and remedies of the Registered Holders of the Bonds, the extent of and limitations on the Issuer's rights, duties and obligations, and the provisions permitting the issuance of additional parity indebtedness, to all of which provisions the Registered Holder hereof for himself and his successors in interest assents by acceptance of this Bond. This Bond shall not be deemed to constitute a debt or a pledge of the faith and credit of the Issuer, the State of Florida or any political subdivision thereof within the meaning of any constitutional, legislative or charter provision or limitation. Nothing herein or in the Resolution shall be deemed to create a pledge of or lien on the Covenant Revenues, the ad valorem tax revenues, or any other revenues of the Issuer, or permit or constitute a mortgage or lien upon any assets owned by the Issuer. It is expressly agreed by the Registered Holder of this Bond that such Registered Holder shall never have the right, directly or indirectly, to require or compel the exercise of the ad valorem taxing power of the Issuer or any other political subdivision of the State of Florida or taxation in any form on any real or personal property for any purpose, including, without limitation, for the payment of the principal of and interest or premium on this Bond or for the payment of any other amounts provided for in the Resolution or to maintain or continue any of the activities of the Issuer which generate user service charges, regulatory fees or any other Covenant Revenues, nor shall the Bonds constitute a charge, lien or encumbrance, either legal or equitable, on any property, assets or funds of the Issuer. 24 94- 576 Neither the members of the governing body of the Issuer nor any person executing the Bonds shall be liable personally on the Bonds by reason of their issuance. This Bond shall not be valid or become obligatory fore any purpose or be entitled to any security or benefit under the Resolution until the Certificate of Authentication endorsed hereon shall have been signed by the Registrar. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON THE REVERSE SIDE HEREOF, WHICH FURTHER PROVISIONS SHALL FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF FULLY SET FORTH IN THIS PLACE. IN WITNESS WHEREOF, The City of Miami, Florida, has issued this Bond and has caused the same to be signed by its Mayor and attested to and countersigned by its City Clerk, either manually or with their facsimile signatures, and its corporate seal or a facsimile thereof to be reproduced hereon, all as of the first day of , 19 (SEAL) ATTESTED AND COUNTERSIGNED: By City Clerk THE CITY OF MIAMI, FLORIDA By Mayor CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds designated in and executed under the provisions of the within mentioned Resolution. Date of Authentication: 25 By Authorized Officer y 94- Ur76 [To be printed on the reverse side of Registered Bonds] FURTHER BOND PROVISIONS This Bond is one of an authorized issue of Bonds in the aggregate principal amount of $ , of like date, tenor and effect, except as to number, maturity and interest rate, issued to fund a self insurance claims reserve fund of the Issuer pursuant to the authority of and in full compliance with the Constitution and laws of the State of Florida, including particularly the Resolution, Article VIII, Section 2, Constitution of the State of Florida, Chapter 166, Florida Statutes and the City Charter of the Issuer. This Bond is also subject to the terms and conditions of the Resolution. The Bonds of this issue are subject to redemption prior to their maturity (Insert Term Bond amortization provisions). The Bonds of this issue shall be further subject to redemption prior to their maturity at the option of the Issuer (Insert optional redemption provisions, with appropriate accretion tables for original issue discount and zero coupon Bonds). • r r Notice of such redemption shall be given in the manner required by the Resolution. The registration of this Bond may be transferred upon the registration books upon delivery to the principal office of the Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Registrar, duly executed by the owner of this Bond or by his attorney -in -fact or legal representative, containing written instructions as to the details of transfer of this Bond, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Bond, the Registrar shall at the earliest practical time in accordance with the provisions. of the Resolution enter the transfer of ownership in' -the registration books and shall deliver in the name of the: new transferee or transferees a new fully registered Bond or Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. The Issuer and the Registrar may charge the owner of such Bond for the registration of every such transfer of a Bond an amount sufficient to reimburse them for any' tax, fee or any other governmental charge required (other than by the Issuer) to be paid with respect to the registration of such transfer, and may require that such amounts be paid before any such new Bond shall be delivered. 26 94- 576 If the date for payment of the principal of, premium, if any, or interest -on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the corporate trust office of the Registrar is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such day shall have the same force and effect as if made on the nominal date of payment. It is hereby certified and recited that all acts, conditions and things required to exist, to happen, and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable hereto, and that the issuance of the Bonds of this Series does not violate any constitutional or statutory limitation or provision. [PROVISION FOR VARIABLE RATE BONDS] The form of the Bonds may be modified as appropriate to provide for a variable interest rate calculated initially and from_: time to time by reference to an index or indices to be subsequently designated by the Issuer by supplemental ordinance or resolution pertaining to each Series of Bonds, provided that in no event shall the interest rate calculated in accordance with such formula exceed the maximum rate permitted by law. ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the "Transferor"), hereby sells, assigns and transfers unto (the "Transferee") r PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF TRANSFEREE the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to register the transfer of the within Bond on the books kept for registration and registration of transfer thereof, with full power of substitution in the premises. 27 94- 576 Date: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be re- gistered and no new Bond will be issued in the name of the Transferee, unless the signa- ture(s) to this assignment correspond(s) with the name ;as it appears upon the face of the within Bond in every particu- lar without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. [END OF FORM OF BOND] SECTION 5.10. Application of 1994 Bond Proceeds. Unless otherwise provided to the contrary by subsequent ordinance or resolution enacted or adopted coincident with or prior to the sale of the 1994 Bonds the proceeds, including accrued interest and premium, if any, received from the sale of the 1994 Bonds shall be applied by the Issuer, simultaneously with the delivery of the 1994 Bonds, in the following order and priority: (1) Accrued Interest. Accrued interest, if any, shall be deposited in the Interest Account in the Sinking Fund, hereinafter created, and used to pay the interest on the 1994 Bonds next coming due. (2) Reserve. Fund. An amount equal to the Reserve Requirement hereby established for the 1994 Bonds shall be deposited into the 1994 Reserve Account with respect to the 1994 Bonds in the Reserve Fund or, an amount equal to the premium payable for the 1994 Reserve Product shall be paid to the provider thereof and such 1994 Reserve Product shall be held for the benefit of the 1994 Reserve Account. (3) Cost of Issuance. An amount equal to the costs of issuance of the 1994 Bonds, including, without limitation, the municipal bond insurance premium payable to the Series 1994 Bond Insurer shall be deposited into the 1994 Cost of Issuance Account, hereafter created, to 28 94- 576 be held by the Issuer and shall be used to pay when due the costs of issuance of the 1994 Bonds. (4) All Remaining Funds. The balance of said proceeds shall be deposited to the credit of the Self Insurance Claims Reserve Fund, hereinafter created. SECTION 5.11. Temporary Bonds. Pending the preparation of definitive Bonds, the Issuer may execute and deliver temporary Bonds. Temporary Bonds shall be issuable as registered Bonds without coupons, of anyauthorized denomination, and substantially in the form of the definitive Bonds but with such omissions, insertions, and variations as may be appropriate for temporary Bonds, all as may be determined by the Issuer. Temporary Bonds may contain such reference to any provisions of this resolution as may be appropriate. Every temporary Bond shall be executed and authenticated upon the same conditions and in substantially the same manner, and with like effect, as the definitive Bonds. As promptly as practicable the 'Issuer shall execute and shall furnish definitive Bonds and thereupon temporary Bonds may be surrendered in exchange for definitive Bonds without charge at the principal office of the Registrar, and the Registrar shall authenticate and deliver in exchange for such temporary Bonds a like aggregate r principal amount of definitive Bonds of authorized denominations. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this resolution as definitive Bonds. SECTION 5.12. Delegation of Award of Sale to Underwriters. A. Notwithstanding any. provision of this Resolution to the contrary, unless otherwise provided by subsequent resolution of the Issuer adopted prior to the award of the sale of the 1994 Bonds, the Mayor or the City Manager is hereby authorized and directed to award the sale of the 1994 Bonds to the Underwriters and to approve the terms thereof, including, without limitation, the principal amount thereof, the date thereof, the first interest payment date"with respect thereto, the interest rate or rates with respect thereto, the purchase price thereof and the redemption provisions with respect thereto; provided, however, that in no event shall (i) the principal amount of the 1994 Bonds exceed $18,000,000, (ii) the true interest cost rate of the 1994 Bonds (the "TIC") exceed 8.0% (the "Maximum TIC"); or (iii) the interest rate on the 1994 Bonds exceed the maximum rate permitted by applicable law; and provided further that (iv) the Mayor or City Manager shall have received from the Underwriters the disclosure certificate required pursuant to Section 218.385, Florida Statutes, and shall have been advised of and approved the costs of issuance and payment of same from the proceeds of the 1994 Bonds. The 1994 29 94- 576 Bonds shall have the terms and characteristics provided in the Bond Purchase Contract executed pursuant to the authority of paragraph B below and the Official Statement approved pursuant to Section 5.13 hereof. B. Upon receipt from the Underwriters of a disclosure statement required pursuant to Section 218.385(6), Florida Statutes, and a financial analysis from the Director of Finance evidencing compliance with the interest rate and the Maximum TIC requirements set forth in Paragraph A above, and verifying the principal amount of such 1994 Bonds, the Mayor or the City Manager is hereby authorized to accept the offer of the Underwriters to purchase the 1994 Bonds and to execute and deliver the Bond Purchase Contract, substantially in the form presented to the Governing Body on the date hereof, with such changes, insertions and omissions as shall be approved by the officer executing the Bond Purchase Contract, such execution to be conclusive evidence of the approval thereof. SECTION 5.13. Delegation of Authority to Approve Official Statement. The Mayor or the City Manager is hereby authorized and directed to approve a Preliminary Official, Statement, substantially in the form presented to the Governing Body on the date hereof, including for purposes of making any findings required under Rule 15c2-12 of the Securities Exchange Act of 1934, as amended, and to authorize the distribution in the name and on behalf of the Issuer of the Preliminary Official Statement by the Underwriters in connection with the initial offering and sale of the 1994 Bonds. The Mayor or the City Manager is hereby authorized to approve, execute and deliver, on behalf of the Issuer, the final Official Statement relating to the 1994 Bonds as in his sole discretion he may approve, such execution to be conclusive evidence of such approval. SECTION 5.14. Approval of Commitment for Series 1994 Bond Insurance Policy and 1994 Reserve Product. The commitments of the Series 1994 Bond Insurer to provide the Series 1994 Bond Insurance Policy and the 1994 Reserve Product are each hereby accepted and the City Manager or his designee is hereby authorized to take all actions and execute such documents as may be required in connection therewith. SECTION 5.15. Authorization to Execute Documents. The Mayor and the City Manager are hereby charged with the responsibility of taking all actions necessary to issue the 1994 Bonds upon the terms and conditions contained herein and the Mayor or the City Manager is hereby authorized to sign all documents necessary in connection with the issuance of the 1994 Bonds and to carry out the purposes of this Resolution. 30 94- 576 ARTICLE VI SOURCE OF PAYMENT OF BONDS; SPECIAL OBLIGATIONS OF THE ISSUER SECTION 6.01. Bonds Not to be General Obligation or Indebtedness of the Issuer. The Bonds shall not' be deemed to constitute general obligations or a pledge of the faith and credit of the Issuer, the State of Florida or any political subdivision thereof within the meaning of any constitutional, legislative or charter provision or limitation, but shall be payable solely from and secured by a lien upon and a pledge of the Pledged Revenues, in the manner and to the extent herein provided. No Bondholder shall ever have the right, directly or indirectly, to require or compel the exercise of the ad valorem taxing power of the Issuer or any other political subdivision of the State of Florida or taxation in any form on any real or personal property to pay such Bonds or the interest thereon, nor shall any Bondholder be entitled to payment of such principal and interest from any other funds of the Issuer other than the Pledged Revenues, all in the manner and to the extent herein provided. The Bonds and the indebtedness evidenced thereby shall not constitute a lien upon any real or personal__' property of the Issuer, or any part thereof, or any other tangible personal property of or in the Issuer, but shall constitute a lien only on the Pledged Revenues, all in the manner and the extent provided herein. SECTION 6.02. Pledge. The payment of the principal of, premium, if any, and interest on the Bonds shall be secured forthwith equally and ratably by an irrevocable lien on the Pledged Revenues, all in the manner and to the extent provided herein. The Issuer does hereby irrevocably pledge such Pledged Revenues to the payment of the principal of, premium, if any, and interest on the Bonds, the funding and maintaining of the reserves therefor as required herein, and for all other payments as provided herein, in the order of priorities set forth herein. Notwithstanding the foregoing, nothing herein provided shall be deemed to grant or create a lien on any account in the Reserve Fund created with respect to a particular Series of Bonds in favor of the owners of Bonds of any other Series and each account in the Reserve Fund shall secure only the Series of Bonds with respect to which it was created. SECTION 6.03. Covenant to Budget and Appropriate. The Issuer hereby covenants and agrees to the extent permitted by and in accordance with applicable law and budgetary processes, to prepare, approve and appropriate in its Annual Budget for each Fiscal Year, by amendment if necessary, and to deposit to the 31 94- 576 credit of the Sinking Fund, Covenant Revenues of the Issuer in an amount which, together with other legally available revenues budgeted and appropriated for such purpose, equal the Bond Service Requirement with respect to all Bonds outstanding hereunder for.the applicable Fiscal Year, plus an amount sufficient to satisfy all other payment obligations of the Issuer hereunder for the applicable Fiscal Year, including, without limitation, the obligations of the Issuer to fund and cure deficiencies in any accounts in the Reserve Fund created hereunder. Such covenant and agreement on the part of the Issuer to budget and appropriate sufficient amounts of Covenant Revenues shall be cumulative, and shall continue until such Covenant Revenues in amounts, together with any other legally available revenues budgeted and appropriated for such purposes, sufficient to make all required payments hereunder as and when due, including any delinquent payments, shall have been budgeted, appropriated and actually paid into the appropriate funds and accounts hereunder; provided, however, that such covenant shall not constitute a lien, either legal or equitable, on any of the Issuer's Covenant Revenues or other revenues, nor shall it preclude the Issuer from pledging in the future any of its Covenant Revenues or other revenues to other obligations, nor shall it give the Bondholders a prior claim on the Covenant Revenues. Anything herein to the contrary notwithstanding, all obligations of the Issuer hereunder shall be - secured only by the Covenant Revenues and other legally available revenues actually budgeted and appropriated and deposited into the funds and accounts created hereunder, as provided for herein. The Issuer may not expend moneys not appropriated or in excess of its current budgeted revenues. The obligation of the Issuer to budget, appropriate and make payments hereunder from its Covenant Revenues is subject to the availability of Covenant Revenues after satisfying funding requirements for obligations having an express lien on or pledge of such revenues and after satisfying funding requirements for essential governmental services of the Issuer. If Variable Rate Bonds are outstanding hereunder in any Fiscal Year,, the amounts to be included in the Bond Service Requirement with respect to such Variable Rate Bonds for purposes of this Section 6.03 only shall be initially determined in accordance with the assumptions provided in paragraph (A) of the definition of Bond Service Requirement in Section 2.01 hereof; provided, however, that for the initial budget for a Fiscal Year, such assumptions shall be applied and the, assumed interest rates shall be calculated using the interest rates and data as of the March 1 preceding the commencement of such Fiscal Year. During each Fiscal Year in which Variable Rate Bonds are outstanding, the Issuer shall monitor the actual interest rates applicable thereto in order to determine the sufficiency of the amounts budgeted and appropriated in accordance with such assumed rates., If for any two 32 94- 576 consecutive calendar months the actual average rate of interest on such Bonds constituting Variable Rate Bonds, if continued to the end of such Fiscal Year, would cause the average rate of interest on such Bonds for such Fiscal Year to exceed the assumed interest rate, the Issuer shall, in accordance with and subject to budgetary procedures and limitations imposed by applicable law, initiate proceedings to amend the Annual Budget to increase the amount of the Covenant Revenues budgeted and appropriated pursuant to this Section 6.03 for such Fiscal Year based upon a revised..'assumed interest rate for such Variable Rate Bonds equal to 11.0* of the average rate of interest on such Bonds during such 'preceding calendar month; provided, however, that if the actual Variable Rate is fixed for the remainder of the Fiscal Year, such amendment shall be based upon 100% of the actual Variable Rate. Notwithstanding anything contained in this Section 6.03 with respect to the calculation of interest on Variable Rate Bonds, for purposes of calculating interest on Variable Rate Bonds for purposes of deposits to the Sinking Fund in Section 7.03 hereof, the assumptions provided in Section 7.03 hereof shall control. ARTICLE VII CREATION AND USE OF FUNDS AND ACCOUNTS; DISPOSITION OF REVENUES SECTION 7.01. Creation of Funds and Accounts. There are hereby created and established the "Self Insurance Claims Reserve Fund" and the account therein hereinafter authorized, the "Sinking Fund" and the "Reserve Fund," with separate accounts therein designated as the "1994 Reserve Account" and the "Composite Reserve Account." The Self Insurance Claims Reserve Fund, the Sinking Fund and the Reserve Fund created hereunder and all accounts therein hereafter created shall constitute trust funds for the purposes herein provided, shall be delivered to and held by the Director of Finance (or hn Authorized Depositary designated by the Director of Finance), in each case who shall act as trustee of such funds for the purposes hereof, and shall at all times be kept separate and distinct from all other funds of the Issuer and used only as herein provided. Moneys held in the Self Insurance Claims Reserve Fund, the Sinking Fund and the Reserve Fund and the accounts and subaccounts therein shall be subject to a lien and charge in favor of the holders and registered owners of the Bonds as herein provided. SECTION 7..02. Self Insurance Claims Reserve Fund. There is hereby established a separate account in the Self Insurance 33 94- 576 Claims Reserve Fund designated as the "1994 Costs of Issuance Account" for receipt and disbursement of the costs of issuance of the 1994 Bonds. The Issuer shall establish similar accounts with respect to each Series of Additional Bonds issued hereunder. Moneys in the Self Insurance Claims Reserve Fund and in each account thereof shall be kept separate and apart from all other funds and accounts of the Issuer, and funds initially deposited therein shall be withdrawn, used and applied by the Issuer solely for the payment of the Cost of the Project. Any funds on deposit in the Self Insurance Claims Reserve Fund that in the opinion of the Issuer are not immediately necessary for expenditure, as hereinabove provided, may be invested in Investment Obligations, provided that such investments mature or are redeemable at not less than par on or before the date such funds are estimated to be needed for the purposes hereof. Except as otherwise provided in this resolution, all income derived from the investment of funds in the Self Insurance Claims Reserve Fund shall be deposited into the Self Insurance Claims Reserve Fund. Any amounts remaining in the Self Insurance Claims Reserve Fund from proceeds of the 1994 Bonds after funds on deposit r therein are no longer needed to be expended for the purpose for--' which such fund was created hereunder and which have not been -- reserved by the Issuer for the payment of the Cost of the Project shall be transferred at the option of the Issuer to the Sinking Fund and used to redeem Bonds in the manner described in Section 7.04(3) below, or, upon receipt of an opinion from Bond Counsel that the interest on the Bonds that are not Taxable Bonds will not be required to be included in gross income for federal income tax purposes as a result of such action, (i) shall be deposited into the Sinking Fund and used to pay principal and interest next coming due on the Bonds, or (ii) if needed, shall be deposited into the applicable account in the Reserve Fund, or (iii) shall be paid to the Issuer to be used for any lawful purpose. SEPTION 7.03. Disposition of Covenant Revenues. (1) Commencing immediately following the issuance of the 1994 Bonds, and continuing thereafter so long as any Bonds shall be Outstanding hereunder, the Issuer shall deposit to the credit of the Funds and Accounts listed below on or before the twenty-fifth day of each month, from Covenant Revenues budgeted and appropriated for such purposes, amounts which, together with Funds on deposit therein, will be sufficient to satisfy the cumulative deposit requirements described in clauses (a) and (b) below. Covenant Revenues shall be deposited in the following order and priority: 34 94- 576 (a) First, by deposit into the Sinking Fund an amount which, together with any other amounts required to be deposited therein pursuant to this Resolution, will equal one -sixth (1/6th) of the interest maturing on the Bonds on the next semiannual interest payment date, with respect to Bonds that bear interest payable semiannually, the amount of interest next becoming due or maturing on Bonds that bear interest payable monthly, the amount of interest accruing in such month on Bonds that bear interest payable on other than a monthly or semiannual basis (other than Capital Appreciation Bonds), one -twelfth (1/12tha'iof all principal and, with respect to Capital Appreciation Bonds, the Compounded Amounts, maturing or becoming due during the current Bond Year on the various Series of Serial Bonds that mature annually, one -sixth (1/6th) of all principal and, with respect to Capital Appreciation Bonds, the Compounded Amounts, maturing on the next maturity date in such Bond Year on the various Series of Serial Bonds that mature semiannually, and one -twelfth (1/12th) of the Amortization Installments and unamortized principal balances of Term Bonds coming due during the current Bond Year with respect to the Bonds, until there are sufficient funds then on deposit equal to the sum of the interest, principal and redemption payments due on the Bonds on the next interest, principal and redemption dates in such Bond Year. Deposits shall be increased or decreased to the extent required to pay principal and interest coming due, after making allowance for any accrued and capitalized interest and taking into account deficiencies in prior months, deposits. Additionally, if Bonds constituting Variable Rate Bonds are outstanding on the date amounts are required to be deposited pursuant to paragraph (1) above, the Issuer shall deposit into the Sinking Fund in lieu of the monthly interest deposit or the one -sixth (1/6th) semiannual interest deposit described above, the interest actually accruing on such Bonds for such month (plus any deficiencies in interest deposits for the preceding month), assuming the interest rate thereon on such date will continue through the end of such month. On or before each interest payment date, the Issuer shall make up any deficiencies in such interest deposit, based on the actual interest accruing through such date. (b) Second, by deposit pro rata into the separate accounts in the Reserve Fund, the amounts, if any, which, together with funds on deposit therein, .will be sufficient to make the funds on deposit therein, except as otherwise hereinafter provided, equal to the Reserve Requirement for each applicable Series of Bonds. (c) Thereafter any remaining Covenant Revenues shall be available to the Issuer to be used for any lawful purpose. 35 04= G-76 (2) The deposits to the Sinking Fund described above shall be increased or decreased, as the case may be, to the extent required to pay principal and interest coming due, after taking into account deficiencies in prior months, deposits. (3) Deposits required pursuant to this Section shall be cumulative and the amount of any deficiency in any month shall be added to the amount otherwise required to be deposited in each month thereafter until such time as all such deficiencies have been cured. f (4) If the Issuer shall have determined, or be required, to fund an account in the Reserve Fund with respect to a Series of Bonds, notwithstanding the foregoing, the Issuer shall not be required to fully fund such account in the Reserve Fund at the time of issuance of such Series of Bonds hereunder if (i) it elects, by resolution adopted prior to the issuance of such Series of Bonds, subject to the limits described below, to fully fund the applicable account in the Reserve Fund over a period specified in such resolution not to exceed sixty (60) months, during which it shall make substantially equal monthly installments in order that the amounts on deposit therein at the end of such period shall equal the Reserve Requirement for such Series of Bonds, or (ii) it provides at any time with respect to such Series of Bonds in lieu--' of such funds a Reserve Product issued by a Reserve Product Provider in an amount equal to the difference between the Reserve Requirement and the sums then on deposit (or required to be•oh deposit over a specified period as authorized above) in the applicable account in the Reserve Fund. Such Reserve Product as provided above must provide for payment on any interest or principal payment date (provided adequate notice is given) on which a deficiency exists (or is expected to exist) in moneys held hereunder for a payment with respect to Bonds of the Series secured thereby which cannot be cured by funds in any other account held pursuant to this resolution .and available for such purpose, and which shall name the Paying Agent or an Authorized Depositary who has agreed to serve as trustee for the benefit of the Bondholders as the beneficiary thereof. In no event shall the use of such Reserve Product be permitted if it would cause an impairment in any existing rating on the Bonds or any Series thereof. If the applicable account in the Reserve Fund is to be funded in installments pursuant to clause (i) above upon the issuance of any Additional Bonds, the deposits required pursuant to the foregoing may be limited to the amount which will be sufficient to pay the required monthly installments specified in such resolution, plus an additional amount necessary to.make up any deficienciescaused by withdrawals or resulting .from the semiannual valuation of the funds on deposit therein. If a disbursement is made from a Reserve Product as provided pursuant to clause (ii) above, the Issuer shall 36 94- %r*7S be obligated to reinstate the maximum limits of such Reserve Product immediately following such disbursement or to replace such Reserve Product by depositing into the applicable account in the Reserve Fund from the first Pledged Revenues available for deposit pursuant to clause (1)(b) above, funds in the maximum amount originally payable under such Reserve Product, plus amounts necessary to reimburse the Reserve Product Provider for previous disbursements made pursuant to such Reserve Product, or a combination of such alternatives, and for purposes of clause (1)(b) above, amounts necessary to satisfy such reimbursement obligation and other obligations of the Issuer to such a Reserve Product Provider shall be deemed required deposits into the applicable Reserve Fund account, but shall be used by the Issuer to satisfy its obligations to the Reserve Product Provider. ( 5 ) The Issuer shall not be required to make any further payments into the Sinking Fund, including the accounts therein, and the Reserve Fund when the aggregate amount of funds in the Sinking Fund and the Reserve Fund, including the accounts therein, are at least equal to the aggregate principal amount of Bonds issued pursuant to this resolution and then outstanding, plus the amount of interest then due or thereafter to become due on said Bonds then Outstanding, or if all Bonds then Outstanding have otherwise been defeased pursuant to Section 12.02 below. For purposes of the preceding sentence, in determining that moneys held in the Sinking Fund and Reserve Fund are at least equal to the principal of and interest on a particular Series of Bonds, the Issuer shall take into account moneys in the Reserve Fund only to the extent that such moneys are held in an account therein related to such Series of Bonds. SECTION 7.04. Use of Moneys in the Sinking Fund. (1) Moneys on deposit in the Sinking Fund shall be used solely for the payment of the principal of, interest on and any redemption premiums required with respect to the Bonds; provided, however, that if such principal and interest payments, or a portion thereof, have been made on behalf of the Issuer by an insurer, credit facility issuer, Reserve Product Provider or other entity insuring, guaranteeing or providing, a Reserve Product for the payment of the Bonds, or any Series or maturity, thereof, moneys on deposit therein and allocable to such Series or maturity shall be paid to such insurer, credit facility issuer or entity having theretofore made a corresponding payment on the Bonds. (2) At the maturity date of each Bond and at the due date of such Amortization Installment and installment of interest on such Bonds, the Issuer shall transfer from the Sinking Fund to the Paying Agent for such Bonds sufficient moneys to pay all 37 94- qtji7S principal of, premium, if any, and interest then due and payable with respect to such Bonds. Interest accruing with respect to any fully registered Bond shall be paid by check or draft of the Paying Agent to -the registered owner thereof. (3) Moneys on deposit in the Sinking Fund for the redemption of Bonds shall be applied to the retirement of Bonds issued under the provisions of this resolution and then outstanding in the following order: (a) The Issuer shall first endeavor to purchase Outstanding Term Bonds redeemable from Amortization Installments during such Bond Year, and pro rats (based on the principal amount of the Amortization Installments due in such Bond Year for each such Series of Term Bonds) among all such Bonds if more than one Series of such Term Bonds are Outstanding, or if no such Term Bonds are then Outstanding, the Issuer shall endeavor to purchase Serial Bonds whether or not such Bonds shall then be subject to redemption, but only to the extent moneys are available therefor, at the most advantageous price obtainable, such price not to exceed the principal of such Bonds plus accrued interest (or with respect to Capital Appreciation Bonds, the Compounded Amount) but no such purchase shall =.. be made by the Issuer within a period of thirty ( 30 ) days next preceding any interest payment date on which such Bonds are subject to call for redemption under the provisions of this resolution; (b ) Then, to the extent moneys remain on deposit in the Sinking Fund that are held for the redemption of Bonds, the Issuer shall call for redemption on each interest payment date on which Bonds are subject to redemption, with or without .premium, from such moneys, such 'amount of Term Bonds subject to the Amortization Installments for such Bond Year that have not been purchased pursuant to clause (a) above; and r ( c ) Then, to the extent moneys remain on deposit in the Sinking Fund that were deposited therein pursuant to this resolution for the purpose of redeeming Bonds, the Issuer shall first call any remaining Bonds then subject to redemption, in such order and by such selection method as the Issuer, in its discretion, may determine, from such funds as will exhaust the money then held for the redemption of such Bonds as nearly as may be possible. (d) Then, to the extent moneys remain on deposit in the Sinking Fund that were deposited therein pursuant to *1 94- 576 this resolution for the purpose of redeeming Bonds, the Issuer may, in its discretion from time to time (i) use such moneys to def ease Bonds, pay the principal of or interest on Bonds, or any other lawful purpose, or (ii) keep such moneys on deposit in the Sinking Fund for future use pursuant to this Section 7.04; provided, however, that such moneys shall be used for any purpose or purposes allowed pursuant to clause (i) above only if the .Issuer shall obtain an opinion of Bond Counsel to..the effect that such use will not cause the interest on ony Bond (other than any Taxable Bond) to become included in the gross income of the Bondholder thereof. If Term Bonds are purchased or redeemed pursuant to this section in excess of the Amortization Installments for such Bond Year, such excess principal amount of such Term Bonds so purchased or redeemed shall be credited against subsequent Amortization Installments for such Term Bonds in such Bond Year or Bond Years as the Issuer may determine and as may be reflected in the Issuer's permanent accounting records. Notwithstanding the foregoing, to the extent that moneys are deposited into the Sinking Fund in a given Bond Year in an - amount equal to the Amortization Installment for such Bond Year and are applied to purchase or redeem Term Bonds to which such Amortization Installment applies, then all moneys thereafter deposited to the Redemption Account in such Bond Year may be applied as provided in clause (c) above. SECTION 7.05. Designation of Reserve Requirements: Application of Moneys in the Reserve Fund. Prior to the issuance of each Series of Bonds, the Issuer may establish a separate account, in addition to the Composite Reserve Account, in the Reserve Fund with respect to any Series of Bonds and, by resolution or ordinance designate any Reserve Requirement, if any, that it may determine to_be required with respect to such Series of Bonds and the funding` requirements with respect thereto. Any separate account within the Reserve Fund, including the.Composite Reserve Account, shall secure only those Series of Bonds as shall be designated in a resolution or ordinance of the Issuer. Bonds of each Series shall be secured by the Composite Reserve Account or, if a separate account is established in the Reserve Fund for such Series, only by the account in the Reserve Fund created and established with respect to such Series of Bonds, in such case, and shall have no lien on or right to payment from any other account in the Reserve Fund, including the Composite Reserve Account. Funds on deposit in the separate accounts in the Reserve Fund, if any, shall be used solely to cure deficiencies in the Sinking Fund with respect to those Series of Bonds to which such account pertains. 39 94- 576 If funds on deposit in any account within the Reserve Fund exceed the Reserve Requirement with respect to the. Series of Bonds secured thereby, such excess shall be transferred to the Sinking Fund; provided that .if such excess is due to the substitution. of a Reserve Product, such excess shall be first applied to cure any deficiencies in the Sinking Fund with respect to any Bonds, and then shall be released to the Issuer to use for any lawful purposes that, in the opinion of Bond Counsel, will not cause the interest on any Bonds issued hereunder (other than Taxable Bonds) to, become includable in gross income for federal income tax purpose. The 1994 Reserve Account created in Section 7.01 above shall be held in trust only for the benefit of the Holders of the 1994 Bonds. The 1994 Reserve Account shall be funded at all times at the 1994 Bonds Reserve Requirement. Upon issuance of the 1994 Bonds, there shall be deposited to the credit of the 1994 Reserve Account either cash equal to the 1994 Bonds Reserve Requirement or the 1994 Reserve Product. SECTION 7.06. Paying Agents. The Issuer shall transfer, from the Sinking Fund, and to the extent necessary, the applicable account or accounts in the Reserve Fund, to one or more Paying Agents (which may include the Issuer itself ) as shall be designated by ordinance or resolution hereafter and from time to time enacted or adopted by the Issuer on the Business Day preceding each interest, principal and redemption date, by wire transfer or _ delivery in other immediately available funds, an amount sufficient to pay when due the principal of, interest on and redemption premium, if any, with respect to the 1994 Bonds. Initially, unless otherwise designated by the Mayor or City Manager prior to the issuance of the 1994 Bonds, the Issuer shall act as Paying Agent with respect to the 1994 Bonds. ARTICLE VIII f. DEPOSITARIES OF FUNDS, SECURITY FOR r DEPOSITS AND INVESTMENT OF MONEYS SECTION 8.01. Deposits Constitute Trust Funds. All funds or other property which at any time may be owned or held in the possession of or deposited with the Issuer for application in accordance with the terms and provisions of this resolution shall be held in trust and applied only in accordance with the provisions of this resolution, and shall not be subject to lien or attachment by any creditor of the Issuer. All funds or other property which at any time may be owned or held in the possession of or deposited with the Issuer 40 94- 576 pursuant to this resolution, and any investment income thereon, shall be continuously secured, for the benefit of the Issuer, and the Bondholders in the order and manner and for the purposes provided in this resolution either (a) by depositing with an Authorized Depositary, as custodian, collateral security consisting of obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America having a market value (exclusive of accrued interest) not less than the amount of such deposit, or (b) in such other manner as permitted hereunder and as may then be required or permitted by applicable state and federal laws and regulations regarding the security for, or granting a preference in the case of, the deposit of trust funds, including without limitation, the provisions of Chapter 280, Florida Statutes, as from time to time amended. All moneys deposited with each Authorized Depositary shall be credited to the particular fund or account to which such moneys belong. SECTION 8.02. Investment of Moneys. Moneys held for the credit of the Sinking Fund and the accounts therein and the accounts in the Reserve Fund shall be invested and reinvested by the Issuer in Investment Obligations of the type described in clauses (i) through (iii) and clause (v) of the definition of that. term. Moneys held for the credit of the other funds and accounts established hereunder shall be invested and reinvested by the Issuer in Investment Obligations. Such investments or reinvestments shall mature or become available not later than the respective dates, as estimated by the Issuer, that the moneys held for the credit of said funds and accounts will be needed for the purposes of such funds or accounts; provided, however, that funds in the account in the Reserve Fund related to the 1994 Bonds shall be invested only in Investment Obligations with a remaining maturity of five years or less from date of purchase or subject to redemption upon demand or a longer period with the consent of the Bond Insurer. OYtiigations so purchased as an investment of moneys in any such fund or account shall be deemed at all times to be a part of such fund or account, and shall at all times, for the purposes of this resolution, be valued as frequently as deemed necessary by the Series 1994 Bond Insurer, so long as the 1994 Bonds are outstanding, but not less often than annually, at the market value thereof, exclusive of accrued. interest. Deficiencies in the -amount on deposit in any fund or account resulting from a decline in market value shall be restored no later than the succeeding valuation date. Investments purchased with funds on deposit in the Reserve Fund shall have a term to maturity not greater than five years. Funds held in the 1994 Reserve Account in the Reserve Fund 41 94- 576 established with respect to the 1994 Bonds shall be valued at market value and funds held in an account in the Reserve Fund established with respect to any Series of Bonds other than the 1994 Bonds may be valued .in accordance with a method established by ordinance or resolution of the Issuer enacted or adopted prior to the issuance of such Series of Bonds. Except as otherwise expressly provided herein, including specifically the obligations of the Issuer with respect to,paying the Rebate Amount as set forth in Section 12.03 hereof, all income and profits derived from the investment of moneys in -the Self Insurance Claims Reserve Fund and the Sinking Fund shall be retained in such funds and used for the purposes specified for such respective fund; all income and profits derived from the investment of moneys in the Reserve Fund, if any, shall be retained in the applicable account therein until amounts on deposit in such applicable account equal the applicable Reserve Requirement; thereafter, such income and profits shall be deposited into the Self Insurance Claims Reserve Fund until the Issuer no longer needs such funds to pay the Costs of the Project, and, thereafter, all such income and profits shall be deposited into the Sinking Fund. Notwithstanding the foregoing, income and profits derived from the investment of moneys in the funds and accounts created hereunder F may, at the option of the Issuer, be transferred to the Issuer in order to pay the,Rebate Amount. All such investments shall be made in compliance with Section 12.03 below. ARTICLE IX GENERAL COVENANTS OF THE ISSUER SECTION 9.01; Anti -Dilution Test. The Issuer may incur additional debt that is secured by all or a portion of the Covenant Revenues only if the total amount of Covenant Revenues for the prior fiscal#year were at least 2.00 times the maximum annual debt service of all debt (including all long-term financial obligations appearing on the Issuer's most recent audited financial statements and the debt proposed to be incurred) to be paid from Covenant Revenues (collectively, "Debt"), including any Debt payable from one or several specific revenue sources and (b) so long as the. 1994 Bonds are outstanding and the 1994 Reserve Product is in effect, at least 1.00 times the obligation of the Issuer to repay any Policy Costs (as defined in Section 13.02 hereof) then due and owing to the 1994 Reserve Product Provider. 42 94- 576 SECTION 9.02. Notice of Deposit Shortfall. If and for so long as Bonds insured by a Bond Insurer are Outstanding hereunder, the Issuer covenants that it will notify the Paying Agent, such Bond Insurer, any Reserve Product Provider and any insurance trustee for the Bond Insurer of any shortfall or deficiency in the Sinking Fund at least five (5) days before each principal or payment date on which such shortfall is expected to occur. SECTION 9.03. Annual Audit. << (1) Annual Audit. The Issuer, shall require that an annual audit of its accounts and records with respect to its General Fund and the Pledged Revenues and the funds and accounts hereunder be completed as soon as practicable after the end of each Fiscal Year by an independent certified public accountant of recognized standing. Such audit shall be conducted in accordance with generally accepted auditing standards as applied to governmental units. (2) Availability of Reports. A copy of the comprehensive annual financial report as certified according to the requirements stated herein shall be available for inspection at the offices of the Issuer and shall be promptly furnished to the =: underwriter of each Series of Bonds and mailed to any Bond Insurer, Reserve Product Provider or Bondholder requesting the same, upon payment by such Bond Insurer, Reserve Product -Provider or Bondholder, as the case may be, of the cost of reproduction and mailing. ARTICLE X ISSUANCE OF ADDITIONAL INDEBTEDNESS SECTION 10.01. Issuance of Bonds or Other Obligations. The Issuer will not issue any obligations (other than the 1994 Bonds authorized by Section 5.01 hereof) payable from the Pledged Revenues or the Covenant Revenues, or any portion thereof, or voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge, in each case, having priority to or being on a parity with the lien securing any Bonds issued pursuant to this resolution upon the Pledged Revenues or the Covenant Revenues or any portion thereof, except to the extent permitted and upon the terms and conditions specified in Sections 10.02 and 10.03 below. SECTION 10.02. Issuance of Additional Bonds. Except as provided in Section 10.03 hereof, no Additional Bonds shall be 43 94- 576 issued unless the Issuer shall have complied with the conditions set forth below. (1) There shall have been obtained and filed with the Governing Body a certificate of an independent certified public accountant evidencing compliance with the requirements of Section 9.01 hereof upon the issuance of such Additional Bonds. (2) No Default. The Director of Finance of the;Issuer shall certify that (i) the Issuer is not in default,.,in the performance of any of the covenants and obligations assumed by it hereunder or under any ordinance, resolution or other enabling instrument of the Issuer pursuant to which Additional Bonds have been issued, and (ii) all payments herein required to have been made into the funds and accounts provided by this resolution or by such other ordinance, resolution or enabling instrument shall have been made in full to the extent required. (3) Due Authorization. The City Attorney of the Issuer or a duly authorized assistant City Attorney shall submit an opinion to the Governing Body of the Issuer to the effect that the issuance of such Additional Bonds has been duly authorized and that all conditions precedent to the delivery of such Additional Bonds have been fulfilled. (4) Covenants Applicable. Each ordinance, resolution or enabling instrument authorizing the issuance of Additional Bonds issued pursuant to Section 10.02 and, unless all Bonds outstanding shall be refunded, .Section 10.03 hereof will contain a provision to the effect that all of the covenants herein contained (except as to the details of such Additional Bonds) will be fully applicable to such Bonds as if originally issued hereunder. The 1994 Bonds, all Additional Bonds issued pursuant to this Article X and any other additional debt secured by all or a portion of the Covenant Revenues, regardless of time or times of their issuance shall rank equally without preference of any 1994 Bonds or Additional Bonds over any other; provided however, that any additional debt not issued as Additional Bonds hereunder shall not be secured by or have any lien on the funds and accounts created hereunder or any money or investments held hereunder for the benefit of the holders of the Bonds and, provided further, that if a separate account is established in the Reserve Fund with respect to a Series of Bonds issued hereunder, the holders of such Series of Bonds shall, with respect to the Reserve Fund, have rights only to moneys therein in the account therein created with respect to such Series of Bonds and shall not have any rights with respect to the Composite Reserve Account. Such accounts, if any, in the Reserve Fund may be funded as determined by the Issuer or 44 94- 576 may be insured substantially as authorized by Section 7.03(4) of this resolution. (5) Opinion of Bond Counsel. An opinion of Bond Counsel shall be delivered to the Governing Body to the effect that the issuance of Additional Bonds will not impair the exclusion from gross income for federal income tax purposes of interest paid on any Bonds issued hereunder and then Outstanding that are not Taxable Bonds. J* SECTION 10.03. Refunding Bonds. In addition to the foregoing, the Issuer may issue at any time and from time to time Additional Bonds for the purpose of refunding the 1994 Bonds or any other Series of Bonds, or any maturity of Bonds within a Series, provided that prior to the issuance of such Additional Bonds there shall be filed with the Governing Body of the Issuer a certificate from a Qualified Independent Consultant to the effect that (i) the net proceeds from such Additional Bonds will be sufficient to cause the lien created by this resolution with respect to the Bonds to be refunded to be defeased pursuant to Section 12.02 below and (ii) unless all Bonds then Outstanding shall be refunded or the conditions of Section 10.02 above shall be satisfied, the Bond Service Requirement with respect to such Additional Bonds in each Bond Year following the issuance thereof shall be equal to or less_: - than the Bond Service Requirement for.such Bond Year with respect to the Bonds which would have been Outstanding in that Bond Year had the same not been refunded pursuant to this section. Prior to or concurrently with the issuance of such Bonds, there shall be filed with a representative of the Issuer, an opinion of Bond Counsel to the effect that (i) the net proceeds from the sale of such Additional Bonds have been set aside in irrevocable escrow for the payment of the Bonds to be refunded in the manner described in Section 12.02 below and (ii) the issuance of such Additional Bonds and the use of the proceeds thereof as described above will not have the effect of causing the interest on any Bond then Outstanding under this resolution (other than any Taxable Bond) including the Bonds to be refunded, to become includable in gross income for federal income tax purposes. ARTICLE XI EVENTS OF DEFAULT; REMEDIES SECTION 11.01. Events of Default. Each of the following events is hereby declared an "event of default," that is to say if: (a) payment of principal of any Bond shall not be made when the same shall become due and payable, either 45 94- 576 at maturity (whether by acceleration or otherwise) or on required payment dates by proceedings for redemption or otherwise; or (b) payment of any installment of interest shall not be made when the same shall become due and payable; or (c) the Issuer shall fail to make any deposits required to be made hereunder or shall otherwise faik,,t'o comply with any of the covenants and obligations of%the Issuer hereunder and such failure shall continue unremedied for a period of thirty (30) days after such failure to deposit or other such occurrence; or (d) an order or decree shall be entered, with the consent or acquiescence of the Issuer, appointing a receiver or receivers of the Issuer, or the filing of a petition by the Issuer for relief under federal bankruptcy laws or any other similar law or statute of the United States of America or the State of Florida, which shall not be dismissed, vacated or discharged within thirty (30) days after the filing thereof; or (e) any proceedings shall be instituted, with the consent or acquiescence of the Issuer, for the purpose of effecting a composition between the Issuer and its creditors or for the purpose of adjusting the claims of such creditors, pursuant to any federal or state statutes now or hereafter enacted, if the claims of such creditors are under any circumstances payable from the Pledged Revenues. Notwithstanding the foregoing, with respect to the events described in clause (c),,the Issuer shall not be deemed in default hereunder if such default can be cured within a reasonable period of time and if the Issuer in good faith institutes appropriate curative action and diligently pursues such action until the default has been corrected. SECTION 11.02. Enforcement of Remedies. Upon the happening and continuance of any event of default specified in Section 11.01 of this Article, then and in every such case the owners of not less than twenty-five percent (25%) of the Bond Obligation and the Bond Insurer, if any, may appoint any state bank, national bank, trust company or national banking association qualified to transact business in Florida to serve as trustee for the benefit of the holders of all Bonds then outstanding (the "Default Trustee"). Notice of such appointment, together with 46 94- 576 evidence of the requisite signatures of the Bond Insurer and the holders of twenty-five percent (25%) of the Bond Obligation and the trust instrument under which the Default Trustee shall have agreed to serve shall be filed with the Issuer and the Default Trustee and notice of such appointment shall be published in THE BOND BUYER or a financial journal of general circulation in the City of New York, New York and mailed to the registered holders of the Bonds. No more than one Default Trustee may be appointed and serving hereunder at any one time; however, the holders of a majority of the Bond Obligation and the Bond Insurer, if any, acting jointly, may remove the Default Trustee initially appointed and appoint a successor and subsequent successors at any time. If the default for which the Default Trustee was appointed is cured or waived pursuant to this Article, the appointment of the Default Trustee shall terminate with respect to such default. After a Default Trustee has been appointed pursuant to the foregoing, the Default Trustee may proceed, and upon the written request of owners of twenty-five percent (25%) of the Bond Obligation and the Bond Insurer, if any, acting jointly, shall proceed, to protect and enforce the rights of the Bondholders under the laws of the State of Florida, including the Act, and under this resolution, by such suits, actions or special F proceedings in equity or at law, or by proceedings in the office of any board, body or officer having jurisdiction, either for the specific performance of any covenant or agreement contained herein or in aid of execution of any power herein granted or for the enforcement of any proper legal or equitable remedy, all as the Default Trustee, being advised by counsel, shall deem most effectual to protect and enforce such rights. In the enforcement of any remedy against the Issuer under this resolution the Default Trustee shall be entitled to sue for, enforce payment of and receive any and all amounts then or during any default becoming, and at any time remaining, due from the Issuer for principal, interest or otherwise under any provisions of this resolution or of such Bonds and unpaid, with interest on overdue paymdnts of principal and, to the extent permitted by law, on interest, at the rate or rates of interest specified in such Bonds, together with any and all costs and expenses of collection and of all proceedings hereunder and under such Bonds, without prejudice to any other right or remedy of the Default Trustee or of the Bondholders, and to recover and enforce any judgment or decree against the Issuer, but solely as provided herein and in such Bonds, for any portion of such amounts remaining unpaid and interest, costs and expenses as above provided, and to collect (but solely from moneys in the Sinking Fund, the Reserve Fund and any other moneys available for such purpose) in any manner provided by law, the moneys adjudged or decreed to be payable. 47 94- 576 SECTION 11.03. Effect of Discontinuing Proceedings. In case any proceeding taken by the Default Trustee or any Bondholder on account of any default shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Default Trustee or such Bondholder, then and in every such case the Issuer, the Default Trustee and Bondholders shall be restored to their former positions and rights hereunder, respectively, and all rights, remedies and powers of the Default Trustee shall continue as though no such proceeding had been taken. ' SECTION 11.04. Directions to Default Trustee as to Remedial Proceedings. Anything in this resolution to the contrary notwithstanding, the holders of a majority of the Bond Obligation, the Reserve Product Provider and the Bond Insurer, if any, acting jointly, shall have the right, by an instrument or concurrent instruments in writing executed and delivered to the Default Trustee, to direct the method and place of conducting all remedial proceedings to be taken by the Default Trustee hereunder, provided that such direction shall not be otherwise than in accordance with law or the provisions of this resolution, and that the Default Trustee shall have the right to decline to follow any such direction which in the opinion of the Default Trustee would be unjustly prejudicial to Bondholders not parties to such direction. SECTION 11.05. Restrictions on Actions by Individual Bondholders. No Bondholder shall have any right to institute any suit, action or proceeding in equity or at law for the execution of any trust hereunder or for any other remedy hereunder unless such Bondholder previously shall 'have given to the Default Trustee written notice of the event of default on account of which such suit, action or proceeding is to be taken, and unless the holders of not less than twenty-five percent (25%) of the Bond Obligation shall have made written request of the Default Trustee after the right to exercise such powers or right of action, as the case may be, shall have accrued, and shall have afforded the Default Trustee a reasonable opportunity either to proceed to exercise the powers hereinabove granted or to institute such action, suit or proceeding in its or their name, and unless, also, there shall have been offered to the Default Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby, including the reasonable fees of its attorneys (including fees on appeal), and the Default Trustee shall have refused or neglected to comply with such request within a reasonable time; and such notification, request and offer of indemnity are hereby declared in every such case, at the option of the Default Trustee, to be conditions precedent to the execution of the powers and trusts of this resolution or for any other remedy hereunder. It is understood and intended that no one or more owners of the Bonds hereby secured shall have any right in any 48 94- 576 manner whatever by his or their action to affect, disturb or prejudice the security of this resolution, or to enforce any right hereunder, except in the manner herein provided, and that all proceedings at law or in equity shall be instituted, had :and maintained in the manner herein provided and for the benefit of all Bondholders, and that any individual rights of action or any other right given to one or more of such owners by law are restricted by this resolution to the rights and remedies herein provided. Nothing contained herein, however, shall affect,. 'or impair the right of any Bondholder, individually, to enforce the payment of the principal of and interest on his Bond or Bonds at and after the maturity thereof, at the time, place, from the source and in the manner provided in this resolution. SECTION 11.06. Subrogation. Notwithstanding anything in this resolution to the contrary, if the principal, interest and redemption premium, if any, with respect to any Series of Bonds are paid by a Bond Insurer or Reserve Product Provider with respect to such Series of Bonds, the pledge of the amounts on deposit from time to time in the funds and accounts created hereby and all covenants, agreements and other obligations of the Issuer to the, Bondholders of such Series of Bonds shall continue to exist and the, Bond Insurer and/or the Reserve Product Provider, to the extent of- any payment by such entity with respect to such Series of Bonds, shall be subrogated to the rights of such.Bondholders. ARTICLE XII MISCELLANEOUS PROVISIONS SECTION 12.01. Modification or Amendment. This resolution may be modified or amended by ordinance or resolution and may be supplemented for the completion of all appropriate blanks and for the addition of terms, covenants and provisions in the manner herein provided and as may further be necessary for the issuance of`the Bonds hereunder from time to time by supplemental ordinance or resolution adopted concurrently with or prior to the issuance of the 1994 Bonds. Thereafter, no modification or amendment of this resolution or of any resolution or ordinance amendatory hereof or supplemental hereto not provided for herein, materially adverse to the Bondholders of a Series, the Bond Insurer or the Reserve Product Provider, if any, may 'be made without the consent in writing of both the Bond Insurer, if any, and the owners of not less than a majority of the Bond Obligation of such Series of Bonds, but no modification, amendment or supplemental ordinance or resolution shall permit a change (a) in the maturity of the Bonds or a reduction in the rate of interest thereon, (b) in the 49 94- J'76 amount of the principal obligation of any Bond, (c) that would affect the promise of the Issuer to budget and appropriate legally available non -ad valorem revenues of the Issuer for the payment of the amounts provided herein pursuant to Section 6.03 hereof, or. (d ) -that would reduce such percentage of holders of the Bonds, required above, for such modifications or amendments, without the consent of the Bond Insurer, if any, and all of the Bondholders. For the purpose of Bondholders, voting rights or consents, the Bonds owned by or held for the account of the Issuer, directly or indirectly, shall not be counted. The Issuer may amend this resolution to authorize the issuance of Bonds in coupon form pursuant to Section 5.02 prior to the sale of any Series of Bonds, and may make other amendments not prohibited by the foregoing without the consent of the Bond Insurer and the Bondholders. SECTION 12.02. Defeasance. If, at any time after the date of issuance of the Bonds, (a) all Bonds secured hereby or any Series thereof or.maturity of Bonds within a Series shall have become due and payable in accordance with their terms or otherwise as provided in this resolution, or shall have been duly called for redemption, or the Issuer gives the Paying Agents irrevocable instructions directing the payment of the principal of, premium, if r. any, and interest on such Bonds at maturity or at any earlier redemption date scheduled by the Issuer, or any combination thereof, (b) the whole amount of the principal, premium, if any, and the interest so due and payable upon all of such Bonds or any Series thereof or maturity of Bonds within a Series then Outstanding, at maturity or upon redemption, shall be paid, or sufficient moneys shall be held by a Paying Agent or other Authorized Depositary acting as an escrow agent in irrevocable trust for the benefit of such Bondholders (whether or not in any accounts created hereby) which, when invested in Direct Obligations maturing not later than the maturity or redemption dates of such principal, premium, if any, and interest will, together with the income realized on such investments, be sufficient to pay all such principal, premium, if any, and interest on such Bonds at the maturity thereof or the date upon which such Bonds are to be called for redemption prior to maturity, and (c) provisions satisfactory to the Registrar and Paying Agent shall also be made for paying all fees, charges and expenses of the Registrar and Paying Agent payable hereunder by the Issuer, then and in that case the right, title and interest of such Bondholders hereunder and the pledge of and lien on the Pledged Revenues, the covenant of the Issuer pursuant to Section 6.03 hereof, and all other pledges and liens created hereby or pursuant hereto, with respect to such Bondholders shall thereupon cease, determine and become void, and if such conditions have been satisfied with respect to all Bonds issued hereunder and then Outstanding, all balances remaining in any other funds or accounts created by this resolution other than moneys held 50 94- 576 for redemption or payment of Bonds and to pay all other sums payable by the Issuer hereunder shall be distributed to the Issuer for any lawful purpose; otherwise this resolution shall be, continue and remain in full force and effect. For purposes of this Section 12.02, the amount of interest to accrue on Variable Rate Bonds to maturity or redemption shall be determined by assuming interest thereon will accrue at the maximum rate of interest on such Variable Rate Bonds may bear pursuant to the ordinance or resolution authorizing the issuance thereof, or the maximum rate permitted by law if such authorizing ordinance or resolution provides no maximum rate of interest. Notwithstanding any other provision of this resolution, including in particular this Section 12.02, the obligation to pay over the Rebate Amount to the United States and to comply with all other requirements of Section 12.03 hereof shall survive the defeasance or payment in full of the Bonds. SECTION 12.03. Tax Covenants. It is the intention of the Issuer and all parties under its control that the interest on each Series of Bonds issued hereunder that are not Taxable Bonds be and remain excluded from gross income for federal income tax purposes and to this end the Issuer hereby represents to and covenants with each of the holders of the Bonds issued hereunder-. that are not Taxable Bonds that it will comply with the requirements applicable to it contained in Section 103 and Part IV of Subchapter B of Chapter 1 of the Code to the extent necessary to preserve the exclusion of interest on each Series of Bonds issued hereunder are not Taxable Bonds from gross income for federal income tax purposes. Specifically, without intending to limit in any way the generality of the foregoing, the Issuer covenants and agrees: (1) with respect to each Series of Bonds that are not Taxable Bonds, to make or cause to be made all necessary determinations and calculation or, and to pay to the United States of America from the funds and sources -of revenues pledged to the payment of the Bonds, and from any other legally available funds, at the times and to the extent required pursuant to Section 148(f) of the Code, the excess of the amount earned on all nonpurpose 'investments (as defined in Section 148(f)(6) of the Code) over the amount which would have been earned if such nonpurpose investments were invested at a rate equal to the yield on such Series of Bonds, plus any income attributable to such excess (the "Rebate Amount"); (2) to maintain and retain all records pertaining to the Rebate Amount with respect to each Series of Bonds 51 94- 576 issued hereunder that are not Taxable Bonds and required payments of the Rebate Amount with respect to each such Series of Bonds for at lease six years after the final maturity of each such Series of Bonds or such other period as shall be necessary to comply with the Code; (3) to refrain from using proceeds from the.Bonds issued hereunder that are not Taxable Bonds, in a manner that might cause the Bonds or any of them, to be classified as private activity bonds; and (4) to refrain from taking any action that would cause the Bonds issued hereunder that are not Taxable Bonds, or any of them, to become arbitrage bonds under Section 148 of the Code. The Issuer understands that the foregoing covenants impose continuing obligations on the Issuer that will exist as long as the requirements of Section 103 and Part IV of Subchapter B of Chapter 1 of the Code are applicable to the Bonds. Notwithstanding any other provision of this resolution, including in particular Section 12.02 hereof, the obligation to pay r over the Rebate Amount to the United States and to comply with all__. other requirements this Section 12.03 shall survive the defeasance or payment in full of the Bonds. SECTION 12.04. Severability. If any one or more of the covenants, agreements or provisions of this resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this resolution or of the Bonds issued hereunder. SECTION 12.05. No Third -Party Beneficiaries. Except as herein otherwise expressly provided, nothing in this resolution expressed or implied. is intended or shall be construed to confer upon any person, firm or corporation other than the parties hereto and the owners and holders of the Bonds issued under and secured by this resolution, any right, remedy or claim, legal or equitable, under or by reason of this resolution or any provision hereof, this resolution and all its provisions being intended to be and being for the sole and exclusive benefit of the parties hereto and the owners and holders from time to time of the Bonds issued hereunder. 52 94- 576 SECTION 12.06. Controlling Law; Members of Issuer Not Liable. All covenants, stipulations, obligations and agreements of the Issuer contained in this resolution shall be deemed to be covenants, stipulations, obligations and agreements of the Issuer to the full extent authorized by the Act and provided by the Constitution and laws of the State of Florida. No covenant, stipulation, obligation or agreement contained herein shall be deemed to be a covenant, stipulation, obligation or agreement of any present or future member, agent or employee of the Issuer in his individual capacity, and neither the members of the Issuer nor any official executing the Bonds shall be liable personally on the Bonds or this resolution or shall be subject to any personal liability or accountability by reason of the issuance or the execution by the Issuer or such members thereof. SECTION 12.07. Effect of Covenants. All covenants, stipulations, obligations and agreements of the Issuer contained in this resolution shall be deemed to be covenants, stipulations, obligations and agreements of the Issuer and of the Governing Body and of each department and agency of the Issuer to the full extent authorized or permitted by law, and all such covenants, stipulations, obligations and agreements shall bind or inure to the benefit of the successor or successors thereof from time to time r and any officer, board, body or commission to whom or to which any power or duty affecting such covenants, stipulations, obligations and agreements shall be transferred by or in accordance with law. Except as otherwise provided herein, all rights, powers and privileges conferred and duties and liabilities imposed upon the Issuer or upon the Governing Body by the provisions of this resolution shall be exercised or performed by the Governing Body, or by such other officers, board, body or commission as may be required by law to exercise such powers or to perform such duties. SECTION 12.08. Repeal of Inconsistent Resolutions. All resolutions or parts thereof in conflict herewith are to the extent of such conflict superseded and repealed. r SECTION 12.09. Effective Date. This resolution shall be effective immediately upon its adoption. 53 94- 5'7C, ARTICLE XIII ADDITIONAL COVENANTS WITH RESPECT TO THE SERIES 1994 BOND INSURANCE POLICY AND THE 1994 RESERVE PRODUCT SECTION 13.01. Covenants with Respect to Series 1994 Bond Insurance Policy. So long as any 1994 Bonds remain outstanding or any amounts shall be due and owing the Series 1994 Bond Insurer by the Issuer in connection with the Series 1994 Bond Insurance Policy, the Issuer agrees as follows: A. The Issuer shall deliver the following information to the Series 1994 Bond Insurer: (a) A copy of the Issuer's budget for the succeeding Fiscal Year, annual audited financial statements for the current Fiscal Year, a statement of the amount on deposit in the 1994 Reserve Account in the Reserve Fund as of the most recent valuation, all within one hundred twenty (120) days after the end of the current Fiscal Year and, if not presented in the audited financial statements, a statement of the Pledged Revenues pledged to the payment of the 1994 Bonds in each such Fiscal Year. (b) A copy of any official statement or other disclosure document prepared in connection with any debt obligations hereafter issued by the Issuer and secured by the Pledged Revenues, including Additional Bonds, within thirty (30) days after the issuance of such obligations. (c) Written notice of any draw upon or deficiency in the 1994 Reserve Account in the Reserve Fund as a result of fluctuation of the market value of the investments therein. (d) A copy of any optional redemption notices related to the 1994 Bonds, or any advance refunding of the 1994 Bonds, including therein the principal amounts, maturities and CUSIP numbers thereof. (e) Such additional information as the Series 1994 Bond Insurer may reasonably request from time to time. B. The Issuer shall issue no Additional Bonds while a default shall have occurred and be continuing hereunder. 54 94- "76 C. In addition to all other terms and conditions set forth in this Resolution, other than as provided in Section 13.02 hereof with respect to the 1994 Reserve Product, any Reserve Product related to the 1994 Bonds hereafter obtained by the Issuer shall also comply with the following: (a) The claims -paying ability of the Reserve Product Provider, if a company licensed to issue an insurance policy guarantying the timely payment of debt service on bonds, shall be rated at least "AAA" or "Aaa" by S&P or Moody's, respectively. (b) The form and substance of the Reserve Product, if issued by a surety company or insurance company other than a company licensed to issue an insurance policy guarantying the timely payment of debt service on bonds shall be approved by the Series 1994 Bond Insurer. (c) If the Reserve Product consists of an unconditional -irrevocable letter of credit, the Reserve Product Provider shall be rated at least "AA" by S&P, such letter of credit shall be payable to the beneficiary in one or more draws upon presentation by the beneficiary of a sight draft accompanied by its certificate that it -: then holds insufficient funds to make a required payment of principal or interest on the 1994 Bonds, the draws shall be payable within two days of presentation of the sight draft, the letter of credit shall be for a term of not less than three years, and the Reserve Product Provider shall be required to notify the Issuer and the beneficiary not later than 30 months prior to the stated expiration date of the letter of credit, as to whether such expiration date shall be extended, and if so, shall indicate the new expiration date. If such notice indicates that the expiration date shall not be extended, the Issuer shall deposit in the 1994 Reserve Account in the Reserve Fund an amount sufficient, together with any other Reserve Product therein, to equal the Reserve Requirement on all outstanding 1994 Bonds, such deposit to be paid in equal installments on at least.a semi-annual basis over the remaining term of the letter of credit, unless the Reserve Product is replaced by a Reserve Product meeting the requirements in any of subparagraphs a-c above. The letter of credit shall permit a draw in full not less than two weeks prior to the expiration or termination of such letter of credit if the letter of credit has not been replaced or renewed. The beneficiary shall draw 55 94- 57C upon the letter of credit prior to its expiration or termination unless an acceptable replacement is in place or the 1994 Reserve Account in the Reserve Fund is fully funded in its required amount. (d) The use of any Reserve Product pursuant to the terms hereof, other than the 1994 Reserve Product, shall be subject to receipt of an opinion of counsel acceptable to the Series 1994 Bond Insurer and in form and substance satisfactory to the Series 1994 Bond Insurer as to. -,the due authorization, execution, delivery and enforceability of such instrument in accordance with its terms, subject to applicable laws affecting creditors, rights generally, and, in the event the Reserve Product Provider is not a domestic entity, an opinion of foreign counsel in form and substance satisfactory to the Series 1994 Bond Insurer. In addition, the use of a Reserve Product consisting of an irrevocable letter of credit shall be subject to receipt of an opinion of counsel acceptable to the Series 1994 Bond Insurer and in form and substance satisfactory to the Series 1994 Bond Insurer to the effect that payments under such Reserve Product would not constitute avoidable preferences under Section 547 of the U.S. Bankruptcy Code or similar state laws with avoidable preference provisions in the event of the filing of a petition for relief under the U.S. Bankruptcy Code or similar state laws by or against the Issuer (or any other account party under the Reserve Product). (e) The obligation to reimburse the Reserve Product Provider for any fees, expenses, claims or draws upon such Reserve Product shall be subordinate to the payment of debt service on the Bonds and the right of the Reserve Product Provider to payment or reimbursement of its fees and expenses shall be subordinated to cash replenishment of the 1994 Reserve Account in the Reserve Fund, and, subject, to the second succeeding sentence of this subpard4raph e, its right to reimbursement for claims or draws shall be on a parity with the cash replenishment of the 1994 Reserve Account in the Reserve Fund. The Reserve Product shall provide for a revolving feature under which the amount available thereunder will be reinstated to the extent of any reimbursement of draws or claims paid. If the revolving feature is suspended or terminated for any reason, the right of the Reserve Product Provider to reimbursement will be further subordinated to cash replenishment of the 1994 Reserve Account in the Reserve Fund to an amount equal to the difference between the full original amount available 56 94- 576 under the Reserve Product and the amount then available for further draws or claims. If (i) the Reserve Product Provider becomes insolvent or (ii) the Reserve Product Provider defaults in its payment obligations thereunder or (iii) the claims -paying ability of the Reserve Product Provider falls below a S&P "AAA" or a Moody's "Aaa" or (iv) the rating of the issuer of the letter of credit falls below a S&P "AA," the obligation to reimburse the Reserve Product Provider shall be subordinate to the cash replenishment of the 1994 Reserve Account in the Reserve Fund. (f) If (i) the revolving reinstatement feature described in the preceding paragraph a is suspended or terminated or (ii) the rating of the claims paying ability of the Reserve Product Provider falls below a S&P "AAA" or a Moody's "Aaa" or (iii) the rating of the issuer of the letter of credit falls below a S&P "AA," the Issuer shall either (1) deposit into the 1994 Reserve Account in the Reserve Fund an amount sufficient to cause 'the cash or Investment Obligations on deposit in the 1994 Reserve Account in the Reserve Fund to equal the Reserve Requirement on all outstanding 1994 Bonds, such amount to be paid over the ensuing five years in equal installments -: deposited at least semi-annually or (2) replace such instrument with a Reserve Product meeting the requirements in any of subparagraphs a-c above within six months of such occurrence. In the event (i) the rating of the claims -paying ability of the Reserve Product Provider falls below "A," or (ii) the rating of the issuer of the letter of credit falls below "A", or (iii) the Reserve Product Provider defaults in its payment obligations or (iv) the Reserve Product Provider becomes insolvent, the Issuer shall either (1) deposit into the 1994, Reserve Account in the Reserve Fund an amount sufficient to cause the cash or Investment Obligations on deposit,in the 1994 Reserve Account in the Reserve Fund to equal the Reserve Requirement on all Outstanding 1994 Bonds, such amount to be paid over the ensuing year in equal installments on at least a monthly basis or (2) replace such instrument with a Reserve Product meeting the requirements in any of subparagraphs a-c above within six months of such occurrence. (g) Where applicable, the amount available for draws or claims under the Reserve Product may be reduced by the amount of cash or Investment Obligations deposited in the 19'94 Reserve Account in the Reserve Fund pursuant to the preceding subparagraph f. 57 94- 576 (h) If the Issuer chooses the above described alternatives to a cash -funded 1994 Reserve Account in the Reserve Fund, any amounts owed by the Issuer to the Reserve Product Provider as a result of a draw thereon or a claim thereunder, as appropriate, shall be included in any calculation of debt service requirements required to be made pursuant to this Resolution for any purpose. (i) The Paying Agent shall ascertain the necessity for a claim or draw upon the Reserve Product and provide notice to the Reserve Product Provider in accordance with its terms not later than two days (or such longer period as may be necessary depending on the permitted time period for honoring a draw under the Reserve Product) prior to each interest payment date. (j) Cash on deposit in the 1994 Reserve Account in the Reserve Fund shall be used ( or investments purchased with such cash shall be liquidated and the proceeds applied as required) prior to any drawing on any Reserve Product. If and to the extent that more than one Reserve Product is deposited'in the 1994 Reserve Account in the Reserve Fund, drawings thereunder and repayments of costs associated therewith shall be made on a pro rata basis, calculated by reference to the maximum amounts available thereunder. D. The Issuer shall not distribute or publish a notice of redemption of any 1994 Bond, other than a redemption of term bonds through the operation of a mandatory sinking fund or in connection with 1994 Bonds that are being refunded through the issuance of other 1994 Bonds; unless sufficient moneys have been deposited with the Paying Agent by the Issuer on the date of such notice to pay the principal of, interest on and redemption premium, if any, with respect to such 1994 Bonds on the redemption date thereof. r E. In determining whether a payment default has occurred or whether a payment of the 1994 Bonds has been made, no effect shall be given to payments made under the Series 1994 Bond Insurance Policy. F. The Issuer shall require the Paying Agent to provide prompt notice to the Series 1994 Bond Insurer of any payment default with respect to the 1994 Bonds and of any other default with respect to the 1994 Bonds known to the Paying Agent within thirty (30) days after it obtains knowledge of such default. 58 94- 576 G. Except with respect to the giving of notice of default to Bondholders, the Series 1994 Bond Insurer shall be deemed the holder of all 1994 Bonds for the purposes of Article XI and Section 12.01 hereof. H. Any successor to the Paying Agent for the 1994 Bonds appointed by the Issuer shall have combined capital, surplus and undivided profits of at least $50,000,000 unless the Series 1994 Bond Insurer shall otherwise approve in writing. No resignation or removal of the Paying Agent for the 1994 Bonds shall be:permitted by the Issuer to take effect until a successor has been appointed and has accepted the duties of Paying Agent with respect to the 1994 Bonds. The Issuer shall furnish the Series 1994 Bond Insurer with written notice of the resignation or removal of the Paying Agent with respect to the 1994 Bonds and the appointment of a successor. I. The Series 1994 Bond Insurer shall be considered a party in interest and as a party entitled to (i) notify the Paying Agent of an event of default with respect to the 1994 Bonds and (ii) request the Paying Agent to intervene in judicial proceedings that affect the 1994 Bonds or the security therefor. The Paying, Agent shall accept notice of default with respect to the 1994 Bonds__' from the Series 1994 Bond Insurer. J. (a) If, on the third day preceding any interest payment date for the 1994 Bonds there is not on deposit with the Paying Agent for the 1994 Bonds sufficient moneys available to pay all principal of and interest on the 1994 Bonds due on such date, the Paying Agent shall immediately notify the Series 1994 Bond Insurer and State Street Bank and Trust Company, N.A., New York, New York or its successor as its fiscal agent (the "Fiscal Agent") of the amount of such deficiency. If, by said interest payment date, the Issuer has not provided the amount of such deficiency, the Paying Agent shall simultaneously make available to the Series 1994 Bond Insurer and to the Fiscal Agent the registration books. for the 1994,Bonds maintained by the Paying Agent. In addition: I- (i) The Paying Agent shall provide the'Series 1994 Bond Insurer with a list of the holders of the 1994 Bonds entitled to receive principal or interest payments from the Series 1994 Bond Insurer under the terms of the Series 1994 Bond Insurance Policy and shall make arrangements for the Series 1994 Bond Insurer and its Fiscal Agent (1) to mail, at the expense of the Series 1994 Bond Insurer or its Fiscal Agent, checks or drafts to Bondholders entitled to receive full or partial interest payments from the Series 1994 Bond Insurer, and ( 2 ) to pay principal of the 1994 Bonds surrendered to the 59 94- 576 Fiscal Agent by the Bondholders entitled to receive full or partial principal payments from the Series 1994 Bond Insurer; and (ii) The Paying Agent for the 1994 Bonds shall, at the time it makes the registration books available to the Series 1994 Bond Insurer pursuant to (A) above, notify holders of 1994 Bonds entitled to receive the payment of principal of or interest thereon from the Series 1994 Bond Insurer (1) as to the fact of such entitlement, J 2 ) that the Series 1994 Bond Insurer will remit to then' all or part of the interest payments coming due, (3) that, except as provided in paragraph (b) below, in the event that any Bondholder is entitled to receive full payment of principal from the Series 1994.Bond Insurer, such Bondholder must tender his 1994 Bond with the instrument of transfer in the form provided in the 1994 Bond executed in the name of the Series 1994 Bond Insurer, and (4) that, except as provided in subparagraph (b) below, in the event that such Bondholder is entitled to receive partial payment of principal from the Series 1994 Bond Insurer, such Bondholder must tender his 1994 Bond for payment first to the Paying Agent, which shall note on such 1994 Bond the portion of principal paid by the -: Paying Agent, and then, with the form of transfer executed in the name of the Series 1994 Bond Insurer, to the Fiscal Agent, which will then pay the unpaid portion of principal to the Bondholder, subject to the terms of the Series 1994 Bond Insurance Policy. (b) In the event that the Paying Agent for the 1994 Bonds has notice that any payment of principal of or interest on a 1994 Bond has been recovered from a Bondholder pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Paying Agent shall, Ot the time it provides notice to the Series 1994 Bond Insurer; notify all holders of 1994 Bonds that in the event that any Bondholder's payment is so recovered, such Bondholder will be entitled to payment from the Series 1994 Bond Insurer to the extent of such recovery, and the Paying Agent shall furnish to the Series 1994 Bond Insurer its records evidencing the payments of .principal of and interest on the 1994 Bonds which have been made by the Paying Agent and subsequently recovered from Bondholders, and the dates on which such payments were made. (c) The Series 1994 Bond Insurer shall, to the extent it makes payment of principal of or interest on the Cut 94- 576 1994 Bonds, become subrogated to the rights of the recipients of such payments in accordance with the terms of the Series 1994 Bond Insurance Policy and, to evidence such subrogation, (1) in the case of subrogation as to claims for past due interest, the Paying Agent shall note the -Series 1994 Bond Insurer's rights as subrogee on the registration books maintained by the Paying Agent upon receipt from the Series 1994 Bond Insurer of proof of the payment of interest thereon to the Bondholders of such 1994 Bonds and (2) in the case of subrogation as to claims for past due principal, thg'Paying Agent shall note the Series 1994 Bond Insurer's 'fights as subrogee on the registration books for the 1994 Bonds maintained by the Paying Agent upon receipt of proof of the payment of principal thereof to the Bondholders of such 1994 Bonds. Notwithstanding anything in this resolution to the contrary, the Paying Agent shall make payment of such past due interest and past due principal directly to the Series 1994 Bond Insurer to the extent that the Series 1994 Bond Insurer is a subrogee with respect thereto. K. All notices required to be delivered to the Series 1994 Bond Insurer and the Fiscal Agent hereunder shall be delivered as follows: Financial Guaranty Insurance Company 115 Broadway New York, New York 10006 Attention: Managing Counsel and State Street Bank and Trust Company, N.A. 61 Broadway New York, New York 10006 Attention: Corporate Trust Department L.,. Notwithstanding any other provision contained in this resolution to the contrary: (i) If the Series 1994 Bond Insurer shall be in default in the due and punctual performance of its obligations under its the Series 1994 Bond Insurer Bond Insurance Policy or if such policy for whatever reason is not then enforceable and in full force and effect; or ( ii ) If the Series 1994 Bond Insurer shall apply for or consent to the appointment of a receiver, custodian, trustee or liquidator of itself or of all or a substantial part of its assets, or shall admit in writing 61 94- rv76 its inability, or be generally unable, to pay its debts as such debts become due, or shall make a general assignment for the benefit of its creditors, or commence a voluntary case under the Federal Bankruptcy Code (as now or hereafter in effect) or shall file a petition seeking to take advantage of any other law relating to bankruptcy, insolvency, reorganization, winding up or composition or adjustment of debts, or shall fail to convert in a timely and appropriate manner, or acquiesce in writing to, any other petition filed against, ­/'the Series 1994 Bond Insurer in any involuntary case under said Federal Bankruptcy Code, or shall take any other action for the purpose of effecting the foregoing; or (iii) If a proceeding or case shall be commenced without the application or consent of the Series 1994 Bond Insurer, in any court of competent jurisdiction seeking the liquidation, reorganization, dissolution, winding up or composition or readjustment of debts of the Series 1994 Bond Insurer or the appointment of a trustee, receiver, custodian, or liquidator or the like of the Series 1994 Bond Insurer or of all or a substantial part of its assets, or similar relief with respect to the Series 1994 Bond Insurer under any law relating to bankruptcy, insolvency, reorganization, winding up or composition or adjustment of debts, and such proceeding or case shall continue undismissed and an order, judgment or decree approving or ordering any of the foregoing shall be entered and continue unstayed in effect for a period of one hundred twenty (120) days from the commencement of such proceedings or case, or any order for relief against the Series 1994 Bond Insurer shall be entered in an involuntary case under said Federal Bankruptcy Code; then and in any such event the Series 1994 Bond In: be entitled to any rights specifically granted t4 consent to,'approve or participate in any actions taken by the Issuer, a Bondholder, the Paying Agent pursuant to this resolution or this Resolution o: rights granted to the Series 1994 Bond Insurer undf XIII. purer shall not > it herein to proposed to be or any of them to any other x this Article M. Notice of redemption of any 1994 Bond shall be conditioned upon there being on deposit on the redemption date sufficient money to pay the full redemption price of the 1994 Bonds to be redeemed. 62 94- 576 N. Any acceleration of the 1994 Bonds or any annulment of any acceleration shall be subject to the prior written consent of the Series 1994 Bond Insurer: O. Any rating agency rating the 1994 Bonds must receive notice of each amendment or modification to this Resolution and a copy thereof at least 15 days in advance of its execution or adoption, and the Series 1994 Bond Insurer shall be provided with a full transcript of all proceedings relating to the execution of any modification or amendment to this Resolution. P. Notwithstanding the provisions of Section 12.02 hereof with respect to defeasance of bonds with Direct Obligations, only cash, direct non -callable obligations of the United States of America and securities fully and unconditionally guaranteed as to the timely payment of principal and interest by the United States of America, to which direct obligation or guarantee the full faith and credit of the United States of America has been pledged, Refcorp interest strips, CATS, TIGRS, STRPS, or defeased municipal bonds rated "AAA" by S&P or "Aaa" by Moody's (or any combination thereof) shall be used to effect defeasance of the 1994 Bonds unless the Series 1994 Bond Insurer otherwise approves. In the event of an advance refunding, the Issuer shall cause to be_., delivered a verification report of an independent nationally - recognized certified public accountant. If a forward supply contract is employed in connection with the refunding, (i) such verification report shall expressly state that the adequacy of the escrow to accomplish the refunding project relies solely on the initial escrowed investments and the maturing principal thereof and interest income thereon and does not assume performance under or compliance with the forward supply contract, and (ii) the applicable escrow agreement shall provide that in the event of any discrepancy or indifference between the terms of the forward supply contract and the escrow agreement, the terms of the escrow agreement shall be controlling. SECTION 13.02. Covenants with Respect to the 1994 Reserve Product. So long as the 1994 Reserve Product is in effect, the Issuer agrees as follows: A. The issuer's repayment of any draws under the 1994 Reserve Product and related reasonable expenses incurred by 1994 Reserve Product Provider (together with interest thereon at a rate equal to the lower of (i) the prime rate of -Morgan Guaranty Trust Company of New York in.effect from time to time plus 2% per annum and (ii) the highest rate permitted by law) shall enjoy the same priority as the obligation to maintain and refill the 1994 Reserve Account. Repayment of draws, expenses and accrued interest with respect to the 1994 Reserve Product (collectively, "Policy Costs") 63 94- 576 shall commence in the first month following each draw, and each such monthly payment shall be in an amount at least equal to 1/12 of the aggregate of Policy Costsrelated to such draw. If and to the extent that cash has also been deposited in the 1994 Reserve Account, all such cash shall be used (or investments purchased with such cash shall be liquidated and the proceeds applied as required) prior to any drawing under the 1994 Reserve Product, and repayment of any Policy Costs shall be made prior to replenishment of any Policy Costs shall be made prior to replenishment of any such cash amounts. If, in addition to the 1994 Reserve Product, any other Reserve Product ("Additional Reserve Policy") is provided,; drawings under the 1994 Reserve Product and any such Additional Reserve Policy, and repayment of Policy Costs and reimbursement of amounts due under the Additional Reserve Policy, shall be made on a pro rata basis (calculated by reference to the maximum amounts available thereunder) after applying all available cash in the 1994 Reserve Account and, except as provided in Section 13.01 hereof, prior to replenishment of any such cash draws, respectively. B. If the Issuer shall fail to repay any Policy Costs in accordance with the requirements of Paragraph A hereof, the 1994 Reserve Product Provider shall be entitled to exercise any and all remedies available at law or under this Resolution other than r (i) acceleration of the maturity of the 1994 Bonds or (ii) remedies which would adversely affect 1994 Bondholders. C. This Resolution shall not be discharged until all Policy Costs owing to 1994 Reserve Product Provider shall have been paid in full. D. As security for the Issuer's repayment obligations with respect to the 1994 Reserve Product, the 1994 Reserve Product Provider shall be granted a security interest (subordinate only to that of the 1994 Bondholders) in all revenues and collateral pledged as security for the 1994 Bonds.' E. No additional Bonds may be issued without the prior written consent of the 1994 Reserve Product Provider if any Policy Costs are past due and owing to the 1994 Reserve Product Provider. 64 94- 576 PASSED AND ADOPTED this 26th day of July 1994. • GpCp4 *STEN P.CLARK, MAYOR ATTE MATTY(HIRAI CITY CLERK REVIEWED-75Y : RAFAEL 0. DIAZ DEPUTY CITY AT ORNEY r APPROVED AS T FORM AND CORRECTNESS: A. Q N J S, III CITY ATTOpty LAK-65108.5:717 32363-1 65 94- 576 BOND RESOLUTION SPECIAL NON -AD VALOREM REVENUE BONDS RESOLUTION CITY OF MIAMI, FLORIDA As Issuer Adopted on July 26, 1994 r r 94- 576 TABLE OF CONTENTS Page ARTICLE I AUTHORITY FOR THIS RESOLUTION ARTICLE II DEFINITIONS SECTION 2.01. Definitions . . . . . . . . . . . . . 1 SECTION 2.02. Singular/Plural . . . . . . . . . . . . . 12 ARTICLE III FINDINGS ARTICLE IV THIS INSTRUMENT TO CONSTITUTE CONTRACT ARTICLE V AUTHORIZATION OF THE FUNDING OF A SELF INSURANCE CLAIMS RESERVE FUND; DESCRIPTION, FORM AND TERMS OF BONDS SECTION 5.01. Authority for the Funding of a Self Insurance Claims Reserve Fund and the Issuance of Bonds . . . . . . . . . 14 SECTION 5.02. Description of Obligations . . . . . . . 15 SECTION 5.03. Execution of Bonds . . . . . SECTION 5.04. Bonds Mutilated,' Destroyed , st�l�nor Lost . . . . . . . . . . . . . 18 SECTION 5.05. Provisions for Redemption . . . . . . . . 19 SECTION 5.06. Effect of Notice of Redemption . . . . . 20 SECTION 5.07. Redemption of Portion of Registered Bonds . . 21 SECTION 5.08. Bonds Called for Redemption not Deemed Outstanding . . . . . . . . . . . . . . 21 SECTION 5.09. Form of Bonds .. . .. . . . . . 21 SECTION 5.10. Application of1994 Bond Proceeds . . . . 28 SECTION 5.11. Temporary Bonds . . . . . . . . . . . . . 29 (i) 94- 576 SECTION 5.12. Delegation of Award of Sale to Underwriters . . . . . . . . . . . . . . 29 SECTION 5.13. Delegation of Authority to Approve Official Statement . . . . . . . . . . . .30 SECTION 5.14. Approval of Commitment for Series 1994 Bond Insurance Policy and 1994 Reserve Product . . . . . . . . . . . . . . . 30 SECTION 5.15. Authorization to Execute Documents . . . 30 ARTICLE VI ' SOURCE OF PAYMENT OF BONDS; SPECIAL OBLIGATIONS OF THE ISSUER SECTION 6.01. Bonds Not to be General Obligation or Indebtedness of the Issuer . . . . . . .. 31 SECTION 6.02. Pledge . . . . . . . . . . . . . 31 SECTION 6.03. Covenant to Budget and Appropriate . . . 31 ARTICLE VII CREATION AND USE OF FUNDS AND ACCOUNTS; DISPOSITION OF REVENUES SECTION 7.01. Creation of_ Funds and Accounts . . . 33 SECTION 7.02. Self Insurance Claims Reserve Fund . . . 33 SECTION 7.03. Disposition of Covenant Revenues . . . . 34 SECTION 7.04. Use of Moneys in the Sinking Fund . . . . 37 SECTION 7.05. Designation of Reserve Requirements;. Application of Moneys in the Reserve Fund. . . . . . . . . . . . . . . . . . 39 SECTION 7.06. Paying Agents . . . . . . . . . . . . . . 40 r ARTICLE VIII r DEPOSITARIES OF FUNDS, SECURITY FOR DEPOSITS AND INVESTMENT OF MONEYS SECTION 8.01.. Deposits Constitute Trust Funds . . . . . 40 SECTION 8.02. Investment of Moneys . . . . . . . 41 94- 576 ARTICLE IX GENERAL COVENANTS OF THE ISSUER SECTION 9.01. Anti -Dilution Test . . . . . . . . . . .. 42 SECTION 9.02. Notice of Deposit Shortfall . . . . . . . 43 SECTION 9.03. Annual Audit . . . . . . . . . . . . . . 43 ARTICLE X ISSUANCE OF ADDITIONAL INDEBTEDNESS SECTION 10.01. Issuance of Bonds or Other Obligations 43 SECTION 10.02. Issuance of Additional Bonds . . . . . . 43 SECTION 10.03. Refunding Bonds . . . . . . . . . . . . . 45 ARTICLE XI EVENTS OF DEFAULT; REMEDIES SECTION 11.01. Events of Default . . . . . . . . . . 45, SECTION 11.02. Enforcement of Remedies . . . . . . . 46-- SECTION 11.03. Effect of Discontinuing Proceedings . . . 48 SECTION 11.04. Directions to Default Trustee as to Remedial Proceedings . . . . . 48 SECTION 11.05. Restrictions on Actions by Individual Bondholders . . . . . . . . . . . . . . . 48 SECTION 11.06. Subrogation . . . . . . . . . . . . . . . 49 ARTICLE XII MISCELLANEOUS PROVISIONS SECTION.12.01. Modification or Amendment . . . . . . . . 49 SECTION-12.02. Defeasance . . . . . . . . . . . . . . . 50 SECTION 12.03. Tax Covenants . . . . . . . . . . . . . 51 SECTION 12.04. Severability .. . . . . . . . . 52 SECTION 12.05. No Third-PartyBeneficiaries . . . . . . 52 SECTION 12.06. Controlling Law; Members of Issuer Not Liable . . . . . . . . . . . . . . . 53 SECTION 12.07. Effect of Covenants . . . . . . . . . 53 SECTION 12.08. Repeal of Inconsistent Resolutions . . . 53 SECTION 12.09. Effective Date . . . . . . . . . . . . . 53 94- 576 ARTICLE XIII ADDITIONAL COVENANTS WITH RESPECT TO THE SERIES 1994 BOND INSURANCE POLICY AND THE 1994 RESERVE PRODUCT SECTION 13.01. Covenants with Respect to Series 1994 Bond Insurance Policy . . . . . . . . . . SECTION 13.02. Covenants with Respect to the 1994 Reserve Product . . . . . . . . . . .� 54 63 94- '76 TO : CITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM T Honorable Mayor and Members of the City Commission DATE : JUL 19 IOQ^ FILE : SUBJECT: Agenda Item FROM REFERENCES: Cesa o City ENCLOSURES: RECOMMENDATION; It is respectfully recommended that the attached resolution be approved, authorizing and providing for the issuance of not exceeding $18,000,000 Special Non -Ad Valorem Revenue Bonds, Series 1994, of the City for the purpose of financing the funding of a Self Insurance Claims Reserve Fund of the City; providing for the payment of the bonds from Non -Ad Valorem Revenues available to the City; making certain covenants and agreements in connection therewith; delegating to the Mayor the authority to award a negotiated sale of the bonds to the Underwriters and approving the conditions and criteria of such sale; delegating to the Mayor the authority to negotiate a commitment from the bond insurer for a municipal bond insurance policy to insure the bonds; authorizing the approval and use of a preliminary offering document and the execution and distribution of a final offering document with respect to the bonds; authorizing the execution and delivery of a bond purchase contract; providing an effective date; and providing certain other details. The City of Miami Commission approved an Interlocal Agreement with the Florida League of Cities enabling the City to take advantage of the attractive terms offered by the Florida League of Cities' First Municipal Loan Council. Resolution 94-95 of February 17, 1994 authorized the City Manager to proceed with the purchase of a liability coverage contract from the Florida League of Cities' First Municipal Loan Program ("The League"). Bond counsel to the League has recommended, based on existing tax law, that the proposed transaction be issued as Non -Ad Valorem Revenue Bonds for the purpose of financing the funding of a liability coverage reserve fund in amount not to exceed $18,000,000. These bonds will be issued under the Capital Finance Assistance Program of the League and will provide the resources necessary to meet claim payments for fiscal years 94 and 95. CITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM i TO; Honorable Mayor and Members DATE : July 22, 1994 FILE of the ty Commission SUBJECT : Agenda Item No. 37 July 26, 1994 Meeting FROM : Cep H. Odio REFERENCES: City Manager ENCLOSURES: Pursuant to the proposed resolution, scheduled as agenda item No. 37 of the July 26, 1994 City Commission meeting, authorizing and providing for the issuance of not exceeding $18,000,000 Special Non -Ad Valorem Revenue Bonds, Series 1994, please find enclosed its preliminary official statement and bond purchase contract, substantially in the form in which they will be issued once the transaction is approved. i . i L i I r 94- 576 f . PRELIMINARY OFFICIAL STATEMENT DATED JULY �, 1994 In the opinion of Bond Counsel, assuming continuing compliance with certain arbitrage rebate and other tax requirements referred to herein, under existing law, interest on the Series 1994 Bonds is excluded from gross income for federal income tax purposes and rill not be treated as an item of tax preference in computing the alternative minimum tax. Interest on the Series 1994 Bonds will, however, be taken into account in computing an adjustment made in determining a corporate Series 1994 Bondholder's alternative minimum tax based on such Series 1994 Bondholder's adjusted current earnings, and holders of the Series 1994 Bonds could be subject to the consequences of other provisions of the Internal Revenue Code of 1986, as amended, as further described herein. In the opinion of Bond Counsel, under existing law, the Series 1994 Bonds are also exempt from present intangible personal property taxes imposed by the State of Florida. See "Income Tax Effects" herein. Dated: August 1, 1994 $18,000,000+ City of Miami, Florida Special Non -Ad -Valorem Revenue Bonds, Series 1994 ' Due: July 1, as shown below The City of Miami, Florida Special Non -Ad -Valorem Revenue Bonds, Series 1994 (the "Series 1994 Bonds") are being issued by the City of Miami, Florida (the "Issuer" or the "City') for the purpose of funding a Self Insurance Claims Reserve Fund for the City. See 7HE PROJECT' herein. The Series 1994 Bonds are being issued as fully registered bonds in the denomination of $5,000 each, or integral multiples thereof. Interest on the Series 1994 Bonds is payable semiannually on January 1 and on July 1 of each year, commencing January 1,1995 by check or draft mailed to the registered Bondholders at their addresses as they appear on the registration books maintained by [Insert name of Registrar] (the "Registrar"). Principal on the Series 1994 Bonds is payable upon presentation and surrender when due at the principal corporate trust office of [Insert Name of Paying Agent] (the "Paying Agent"). The Series 1994 Bonds are subject to optional and mandatory redemption as more fully described herein. The Series 1994 Bonds are being issued pursuant to Chapter 166, Florida Statutes; Article VI]I, Section 2 of the Constitution of the State of Florida; the City Charter of the City and other applicable provisions of law (collectively, the "Act") and Resolution No. adopted by the Issuer on July 26, 1994 (the "Resolution"). The Series 1994 Bonds are payable solely from and are secured by a prior lien upon and pledge of certain revenues of the Issuer in the funds and accounts created pursuant to the Resolution and certain other funds and investment earnings thereon, all in the manner and to the extent described in the Resolution. See "SECURITY FOR THE SERIFS 1994 BONDS" herein. Payment of the principal of and interest on the Series 1994 Bonds when due will be insured by a furancial guaranty insurance policy to be issued by F'mancial Guaranty Insurance Company ("FGIC") simultaneously with the delivery of the Series 1994 Bonds. See "SECURITY FOR THE SERIFS 1994 BONDS - Municipal Bond Insurance" herein. FGIC The Series 1994 Bonds shall not be deemed to constitute general obligations or a pledge of the faith and credit of the Issuer, the State of Florida or any political subdivision thereof within the meaning of any constitutional, legislative or charter provision or limitation, but shall be payable solely from and secured by a lien upon and pledge of the Pledged Revenues, In the manner and to the extent described in the Resolution. 94- 5'76 No holder of the Series 1994 Bonds shall ever have the right, directly or indirectly, to require or compel the exercise of the ad valorem taxing power of the Issuer or any other political subdivision of the State of Florida j City or taxation In any form on any real or personal property to pay such aeries 1994 Bond or the interest thereon, nor shall any Bondholder be entitled to payment of such Series 1994 Bond from any moneys of the City other than the Pledged Revenues, all In the manner and to the extent described In the Resolution. i This cover and inside cover page contain certain information for quick reference only. tt is not a summary of the issue. Investors must read the entire Official Statement to obtain information essential to the 4 making of an informed investment decision. { MATURITIES, AMOUNTS, INTEREST RATES AND PRICES OR YIELDS" Interest Price or Interest Price or Arngun i .Maturii Race Yield Amoula Mamfi Rate Yield 4 i S % Term Bonds Due - Yield % (Accrued interest to be added) The Bonds are offered when, as and if issued and accepted by the Underwriters, subject to the approval of legality by Holland & Knight, Miami, Florida, Bond Counsel. Certain legal matters will be passed upon for the Underwriters by their counsel Bryant, Miller and Olive, PA., Tallahassee, Florida Certain matters will be passed on for the City by the City Attorney of the city of Miami. Howard Gary & Company, Miami, Florida and Raymond James & Associates, Inc., St. Petersburg, Florida are serving as financial advisor to the City. It is expected that the Series 1994 Bonds will be delivered to the Underwriters in New York, New York, on or about WIWam R. Hough & Co. Guzman & Company Smith, Mitchell & Associates, Inc. Douglas James Securities, Inc. Dated: Preliminary, subject to change. 94- 576 1 ` i i i THE CITY OF MIAMI, FLORIDA MEMBERS OF THE COMMISSION OF THE CITY ' i The Honorable Stephen P. Clark Mayor The Honorable Miller J. Dawkins Vice Mayor j The Honorable Willie Gort Commissioner The Honorable Victor H. De Yuma t Commissioner The Honorable J. L. Plummer, Jr. i( Commissioner 1 i CITY OFFICIALS City Manager Cesar H. Odio City Attorney A. Quinn Jones, III, Esq. Director of Finance Carlos E. Garcia, CYA. City Clerk Matty Hirai I BOND COUNSEL Holland & Knight Miami, Florida FINANCIAL ADVISORS Howard Gary & Company Miami, Florida Raymond James & Associates, Inc. St. Petersburg, Florida INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS 1 Deloitte & Touche Miami, Florida 94- 576 No dealer, broker, salesperson or other person has been authorized by the City or the Underwriters to give any information or to make any representations other than as contained herein, and, if given or made, such information or representations must not be relied upon as having been authorized by any of the foregoing. This Official Statement is not to be construed as a contract with the purchasers of the Series 1994 Bonds, This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Series 1994 Bonds by any person to make such offer, solicitation or sale. The information set forth herein has been obtained from the City and other sources believed to be reliable, but is not guaranteed as to accuracy or completeness by, and is not to be construed as a representation of, the Underwriters or, as to information from other sources, the City. The information and expressions of opinion stated herein are subject to change without notice, and neither the delivery of this Official Statement nor any We made hereunder shall create, under any circumstance, any implication that there has been no change in the affairs of the City since the date hereof or the earliest date as of which such information is given. This Preliminary Official Statement is in a form deemed final by the City, except for certain permitted omissions, for the purpose of SEC Rule 15c2-12 promulgated under the Securities Exchange Act of 1934, as amended. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS THAT STABILIZE OR MAINTAIN THE MARKET PRICE OF THE SERIES 1994 BONDS AT LEVELS ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME All summaries herein of documents and agreements are qualified in their entirety by reference to such documents and agreements, and all summaries herein of the Series 1994 Bonds are qualified in their entirety by reference to the form thereof included in the aforesaid documents and agreement. NO REGISTRATION STATEMENT RELATING TO THE SERIES 1994 BONDS HAS BEEN FILED WITH THE SECURITIES AND EXCHANGE COMMISSION (THE COMMISSION) OR WITH ANY STATE SECURITIES COMMISSION. THE SERIES 1994 BONDS HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE COMMISSION OR ANY STATE SECURITIES COMMISSION, NOR HAS THE COMMISSION OR ANY STATE SECURITIES COMMISSION PASSED UPON THE ACCURACY OR ADEQUACY OF THIS OFFICIAL STATEMENT. ANY REPRESENTATION TO THE CONTRARY MAY BE A CRIMINAL OFFENSE. 94- 576 INTRODUCTION................................................................ 1 General........................................... 1 The City of Miami.......................................................�;. 1 Purpose.................................................................. 1 Authority ................................................................. 2 Series1994 Bonds.......................................................... 2 Security.................................................................. 2 MunicipalBond Insurance Policy ............................................... 2 AdditionalBonds.......................................................... 2 Amendment of Resolution.................................................... 2 Miscellaneous............................................................. 3 THEPROJECT.................................................................. 3 DESCRIPTION OF THE SERIES 1994 BONDS ......................................... 3 General . 3 Optional Redemption........................................................ 4 Mandatory Redemption...................................................... 4 Notice of Redemption....................................................... 5 Effect of Notice of Redemption ................................................ 6 SECURITY FOR THE SERIES 1994 BONDS ........................................... 6 LimitedObligations......................................................... 6 PledgedRevenues.......................................................... 6 Creation of Funds and Accounts ................................................ 7 SelfInsurance Claims Reserve Fund ............................................. 7 { Disposition of Covenant ` Revenues .............................................. 1 8 Reserve Fund 10 Additional Debt Payable From Covenant Revenues .................................. 10 Refunding Bonds .11 GENERAL INFORMATION REGARDING CITY AND COVENANT REVENUES ............. 11 BudgetDevelopment Process .................................................. 15 Budget Amendment Processes ................................................. 17 BudgetMonitoring Processes .................................... I ............. 17 Financial Structure......................................................... 18 MUNICIPAL BOND INSURANCE POLICY ............................................ 19 SOURCES AND USES OF FUNDS ...... 21 DEBT SERVICE SCHEDULE FOR THE SERIES 1994 BONDS .......... . ........ ........ 21 LITIGATION................................................................... 22 INCOME TAX EFFECTS........................................................ 22 LEGAL MATTERS ....................................................... 24 ENFORCEABILITY OF�REMEDIES........................................ . . . . . � 24 RATINGS .............................................. ........ ... 24 UNDERWRITING........................................................ ... 24 FINANCIAL ADVISORS ..•.................................................. ... 24 CONTINUING DISCLOSURE ...................................................... 25 FINANCIAL STATEMENTS ................ .... ... .. .. .25 AUTHORIZATION OF AND CERTIFICATION CONCERNING OFFICIAL STATEMENT •....... 25 MISCELLANEOUS............................................................... 25 Appendix A - Description of the City of Miami Appendix B - Summaries of Resolution Appendix C - Financial Statements Appendix D - Opinion of Bond Counsel e 4 OFFICIAL STATEMENT Relating To $18,000,0000 City of Miami, Florida Special Non -Ad Valorem Revenue Bonds, Series 1994 INTRODUCTION General This introduction is subject in all respects to the more complete information and definitions contained or incorporated in this Official Statement and should not be considered to be a complete statement of the facts material to making an investment decision. The offering by the City of Miami, Florida (the "City") of its $18,000,0001 Special Non -Ad Valorem Revenue Bonds, Series 1994 (the "Series 1994 Bonds"), to potential investors is made only by means of the entire Official Statement, including all appendices attached hereto. Capitalized terms used but not defined herein have the same meaning as when used in the hereinafter described Resolution, as defined herein, unless the context would clearly indicate otherwise. A description of certain terms and conditions of the Series 1994 Bonds are set forth in the Resolution, the summary of which is contained in Appendix B of this Official Statement. The descriptions of the Series 1994 Bonds, the documents authorizing and securing the same, and the information from various reports and statements contained herein are not comprehensive or definitive. All references herein to such documents, reports and statements are qualified by the entire, actual content of such documents, reports and statements. Copies of such documents, reports and statements referred to herein that are not included in their entirety in this Official Statement may be obtained as described under "MISCELLANEOUS" herein. The City of Miami The City of Miami, which had a 1992 estimated population of 380,700, covers an area of 343 square miles of land and 19.5 square miles of water. It is located at the mouth of the Miami River on the western shore of Biscayne Bay and is a main port of entry in Florida. The City is the County seat of Metropolitan Dade County (the "County") which encompasses over 2,000 square miles of Southeastern Florida Miami is the southern most city and seaport in the continental United States and the center of Pan-American trade and air transportation. The City has operated under the Commission -City Manager form of Government since 1921. The Commission consists of five elected citizens, who are qualified voters in the City, one of whom serves as Mayor. The Commission ads as the governing body of the City with powers to enact ordinances, adopt resolutions and appoint a chief administrative officer known as the City Manager. The economy of the City is based upon a combination of light manufacturing trade, commerce, wholesale and retail trade, and tourism. For additional information regarding the City, See "APPENDIX A- GENERAL INFORMATION- CITY OF MIAMI FLORIDA." Purpose The Series 1994 Bonds are being issued for the purposes of (1) funding a self-insurance claims reserve fund for the City, (2) paying a premium for a surety bond to be deposited into the Reserve Account as described herein, and (3) paying certain costs and expenses related to the issuance of the Series 1994 Bonds. The Series 1994 Bonds are not secured by revenues derived from the Project, but are payable as described herein under "SECURITY FOR THE SERIES 1994 BONDS." •Prtiellminary, subject to change. 94- 576 " Authority The Series 1994 Bonds are being issued pursuant to the Constitution of the State of Florida, the City Charter of the City of Miami, Chapter 166, Florida Statutes, Article VIII, Section 2 of the Constitution of the State of Florida and other provisions of law (collectively, the "Act") and Resolution No. adopted by the City on July 26, 1994, as further amended and supplemented (the "Resolution"). Series 1994 Bonds The Series 1994 Bonds shall be dated as of August 1, 1994 and shall be issued by the City as fully registered bonds in the in the denomination of $5,000 or any integral multiple thereof. Interest on the Series 1994 Bonds is payable on January 1, 1995 and semiannually on each July 1 and January 1 thereafter. [Insert Name of Paying Agent and Registrar] is serving as Paying Agent (the "Paying Agent") and as Registrar (the "Registrar") for the Series 1994 Bonds. The Series 1994 Bonds are subject to optional and mandatory redemption prior to maturity as more fully described herein. See "DESCRIPTION OF THE SERIES 1994 BONDS" herein. Security The Series 1994 Bonds are payable solely from and secured by a pledge of and a lien on (1) the Covenant Revenues deposited in the funds and accounts created under the Resolution and income received from the investment of moneys deposited in the funds and accounts established under the Resolution. Covenant Revenues are defined in the Resolution as the legally available non -ad valorem revenues of the Issuer budgeted and appropriated to pay the principal of, premium, if any, and interest on the Series 1994 Bonds. The lien on the Covenant Revenues does not attach until such time as funds are on deposit in the Sinking Fund. Prior to such time, the holders of the Series 1994 Bonds have no lien upon or pledge of the legally available non -ad valorem revenues of the City. However, the City has covenanted and agreed to the extent permitted by and in accordance with applicable law and budgetary processes, to prepare, approve and appropriate in its Annual Budget for each Fiscal Year, by amendment, if necessary, and to deposit to the credit of the Sinking Fund, Covenant Revenues of the Issuer in an amount which, together with other legally available revenues budgeted and appropriated for such purpose, equal the Bond Service Requirement with respect to the Series 1994 Bonds. Such covenant on behalf of the City is subject to certain limitations and restrictions as more fully described herein under "SECURITY FOR THE SERIES 1994 BONDS Municipal Bond Wuraace Policy Financial Guaranty Insurance Company ("FGIC") has committed to issue, effective as of the date on which the Series 1994 Bonds are issued, a policy of insurance which guarantees the payment, when due, of principal and interest on the Series 1994 Bonds. See "MUNICIPAL BOND INSURANCE' herein. Additional Bonds The City may issue additional obligations payable from the Covenant Revenues subject to certain restrictive covenants set forth in the Resolution. See "SECURITY FOR THE SERIES 1994 BONDS -Additional Debt Payable From Covenant Revenues' herein. Amendment of Resolution Pursuant to the Resolution, the City is granted the right to make certain amendments to the Resolution without the consent of the Holders of the Series 1994 Bonds. See "APPENDIX B - SUMMARY OF CERTAIN PROVISIONS OF THE RESOLUTION" herein. 2 94- 576 Miscellaneous HoUand & Knight, Bond Counsel, will provide an opinion at closing with respect to the Series 1994 Bonds in substantially the form attached hereto as Appendix D. The professionals listed on the first page of this Official Statement participated to varying degrees in the issuance of the Series 1994 Bonds. This Official Statement speaks only as of its date and the information contained herein is subject to change. This Official Statement contains certain information concerning (i) FGIC, its municipal bond insurance policy and its hereinafter described 1994 Reserve Product which shall be deposited into the 1994 Reserve Account. Such information has not been provided by the City and the City does not certify as to the accuracy or sufficiency of the disclosure practices or content of information provided by FGIC and is not responsible for the information provided by FGIC. [The City has agreed with the Underwriters that while the Series 1994 Bonds are outstanding it will provide such information in such manner as may be required pursuant to applicable rules or regulations of the Securities and Exchange Commission or the Municipal Securities Rule -Making Board to enable brokers, dealers or municipal securities dealers to effect transactions in the Series 1994 Bonds in the secondary market.] Descriptions of the Series 1994 Bonds, the Resolution and other agreements and documents contained herein constitute summaries of certain provisions thereof, and do not purport to be complete. Reference is made to the Resolution and such other agreements and documents for a more complete description of such provisions, copies of which may be obtained from the Finance Director of the City of Miami, 300 Biscayne Boulevard, Suite 210, Miami, Florida 33131; (305) 579-6350. THE PROJECT [Subject to Change] The proceeds of the Series 1994 Bonds will be used for the purpose of funding a self-insurance claims reserve fund established under the Resolution (the "Self Insurance Claims Reserve Fund") for the Issuer to be used for the payment of liability settlements or judgments against the City, including reserves therefor, medical claims liability, including reserves therefor, workers' compensation claims or judgments against the Issuer, including reserves therefor. It is expected that the proceeds deposited in the Self Insurance Claims Reserve Fund will be expended by the Issuer [insert applicable period]. The City maintains a self-insurance expendable trust fund to administer insurance activities relating to certain property and liability risk, group accident and health and workers' compensation. The City is insured, subject to $100,000 deductible, for all property loss exposure, except for wind peril, which is limited to S'ZS million. The trust fund as of September 30, 1993 had a deficit fund balance of $6,967,000. DESCRIPTION OF THE SERIES 1994 BONDS General The Series 1994 Bonds will be dated and will mature in the years, and in the amounts and bear interest at the rates and be payable on the dates set forth on the cover page hereof. The Series 1994 Bonds will be issued in fully registered form, in the denomination of $5,000 and any integral multiple thereof, and, when issued, will be registered in the name of the owners thereof. Interest on the Series 1994 Bonds will be payable semiannually on each July 1 and January 1, commencing January 1, 1995, and will be payable by check or draft of , (the "Paying Agent") to the registered owner in whose name the Series 1994 Bond is registered at the close of business on the date which is the Sfteenth day of the calendar month (whether or not a business day) next preceding the month in which such interest payment is due as shown on the registration books of the City maintained by ,, (the "Registrar"). The 3 94- 576 principal of and premium, if any, on the Series 1994 Bonds is payable at maturity or redemption to the registered owner at the corporate trust office of the Paying Agent. The registration of the Series 1994 Bonds may be transferred upon the registration books upon delivery to the principal office. of the Registrar accompanied by a written instrument or instruments of transfer in form and with guaranty of signature satisfactory to the Registrar, duly executed by the owner of the Series 1994 Bonds or by his attorney -in -fact or legal representative, containing written instructions as to the details of transfer of the Series 1994 Bonds, along with the social security number or federal employer identification number of such transferee. In all cases of a transfer of a Series 1994 Bond, the Registrar shall at the earliest practical time in accordance with the provisions of the Resolution enter the transfer of ownership in the registration books and shall deliver in the name of the new transferee or transferees a new fully registered Series 1994 Bond or Series 1994 Bonds of the same maturity and of authorized denomination or denominations, for the same aggregate principal amount and payable from the same source of funds. The City and the Registrar may charge the owner of such Series 1994 Bonds for the registration of every such transfer of a Series 1994 Bonds an amount sufficient to reimburse them for any tax, fee or any other governmental charge required (other than by the Issuer) to be paid with respect to the registration of such transfer, and may require that such amounts be paid before any such new Series 1994 Bonds shall be delivered. Optional Redemption The Series 1994 Bonds maturing on or prior to July 1, are not redeemable prior to their respective dates of maturity. The Series 1994 Bonds maturing July 1, and thereafter are subject to optional redemption prior to their respective dates of maturity, on or after July 1, , at the option of the City from any legally available source, in whole at any time or in part on any interest payment date (in inverse order of maturities and by lot within a maturity if less than an entire maturity is to be redeemed), at the redemption prices (expressed as percentages of principal amounts thereof), together with accrued interest to the redemption date as follows: Redemption Period (Both Dates Ingl ,SiYc) B dem2tion Pn July 1, through June 31, 102% July 1, through June 31, 101 July 1, and thereafter 100 Mandatory Redemption The Series 1994 Bonds maturing on July 1, will be subject to mandatory redemption prior to maturity, by lot, in such manner as the Registrar may deem appropriate, at a redemption price equal to par plus accrued interest to the redemption date, on July 1, and on each July 1 thereafter, from moneys deposited in the Sinking Fund, in the following principal amounts in the years specified: ; WM Principal ollllt i *Maturity i ' I 4 j 94- 576 Notice of Redemption Notice of redemption shall be given by publication in THE BON? BUYER or CREDIT MARKETS or a financial journal or newspaper of general circulation in the City of New York, New York, not more than sixty (60) and not less than thirty (30) days prior to the redemption date, and by the deposit in the U.S. Mail of a copy of the redemption notice, postage prepaid, at least thirty (30) and not more than sixty (60) days before the redemption date to the registered owner of each Series 1994 Bond or portion of Series 1994 Bonds to be redeemed at their addresses as they appear on the registration books to be maintained in accordance with provisions of the Resolution; provided, however, that if all Series 1994 Bonds to be redeemed shall be in registered form, notice by mailing given as above prescribed shall be sufficient and notice by publication need not be given. Failure to give such notice, or any defect therein, shall not affect the validity of the proceedings for the redemption of any Bond or portion thereof with respect to which no failure or defect has occurred. Each notice shall set forth the date fixed for redemption for each Series 1994 Bond being redeemed, the rate of interest borne by each Series 1994 Bond being; redeemed, the redemption price to be paid, the date of publication, if any, of a notice of redemption, thn name and address of the Registrar, and, if less than all of the Series 1994 Bonds then outstanding shall be called for redemption, the distinctive numbers and letters, including CUSIP numbers, if any, of such Series 1994 Bonds to be redeemed and, in the case of Series 1994 Bonds to be redeemed in part only, the portion of the principal amount thereof to be redeemed. If any Bond is to be redeemed in part only, the notice of redemption which relates to such Bond shall also state that on or after the redemption date, upon surrender of such Bond, a new Series 1994 Bond or Series 1994 Bonds in a principal amount equal to the unredeemed portion of such Series 1994 Bond will be issued. Any notice mailed as provided in the Resolution shall be conclusively presumed to have been duly given, whether or not the owner of such Series 1994 Bond receives such notice. In addition to the publication and mailing of the notice described above, each notice of redemption and payment of the redemption price shall meet the following requirements; provided however, that failure of such notice or payment to comply with such terms shall not in any manner defeat the effectiveness of a call for redemption if notice thereof is given as prescribed above. (a) Each notice of redemption shall be sent at least thirty-five (35) days before the redemption date by registered or certified mail or overnight delivery service or telecopy to all registered securities depositories then in the business of holding substantial amounts of obligations of types comprising the Series 1994 Bonds (such depositories now being The Depository Trust Company, New York, New York, Midwest Securities Trust Company, Chicago, Illinois, Pacific Securities Depository Trust Company, San Francisco, California and Philadelphia Depository Trust Company, Philadelphia, Pennsylvania) and to one or more national information services that disseminate notices of redemption of obligations such as the Series 1994 Bonds. (b) Each notice of redemption shall be published one time in THE BOND BUYER of New York, New York or, if such publication is impractical or unlikely to reach a substantial number of the holders of the Series 1994 Bonds, in some other financial newspaper or journal which regularly carries notices of redemption of other obligations similar to the Series 1994 Bonds, such publication to be made at least thirty (30) days prior to the date fixed for redemption. (c) Upon the payment of the redemption price of Series 1994 Bonds being redeemed, each check or other transfer of funds issued for such purpose shall bear the CUSIP number identifying, by issue and maturity, the Series 1994 Bonds being redeemed with the proceeds of such check or other transfer. S 94- 576 Effect of Notice of Redemption Notice having been given in the manner and under the conditions provided in the Resolution, the Series 1994 Bonds or portions of Series 1994 Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption of such Series 1994 Bonds or portions of Series 1994 Bonds on such date. On the date so designated for redemption, notice having been published and/or mailed as required in the Resolution and moneys for payment of the redemption price being held in separate accounts by the Paying Agent in trust for the registered owners of the Series 1994 Bonds or portions thereof to be redeemed, all as provided in the Resolution, interest on the Series 1994 Bonds or portions of Series 1994 Bonds so called for redemption shall cease to accrue, such Series 1994 Bonds and portions of Series 1994 Bonds shall cease to be entitled to any lien, benefit or security under the Resolution, and the holders or registered owners of such Series 1994 Bonds or portions of Series 1994 Bonds shall have no right in respect thereof except to receive payment of the redemption price thereof and, to the extent provided in the Resolution, to receive Series 1994 Bonds for any unredeemed portions of the Series 1994 Bonds. SECURM FOR THE SERIES 1994 BONDS Limited Obligations The Series 1994 Bonds are limited obligations of the City, payable solely from and secured only by Pledged Revenues as provided in the Resolution and as further described herein. The Series 1994 Bonds shall not be deemed to constitute general obligations or a pledge of the faith and credit of the City, the State of Florida or any political subdivision thereof within the meaning of any constitutional, legislative or charter provision or limitation, but shall be payable solely from and secured by a lien upon and a pledge of the Pledged Revenues, in the manner and to the extent provided in the Resolution. No Bondholder shall ever have the right, directly or indirectly, to require or compel the exercise of the ad valorem taxing power of the City or any other political subdivision of the State of Florida or taxation in any form on any real or personal property to pay such Series 1994 Bonds or the interest thereon nor shall any Bondholder be entitled to payment of such principal and interest from any other funds of the City other than the Pledged Revenues, all in the manner and to the extent provided in the Resolution. The Series 1994 Bonds and the indebtedness evidenced thereby shall not constitute a lien upon any real or personal property of the City, or any part thereof~ or any other tangible personal property of or in the City, but shall constitute a lien only on the Pledged Revenues, all in the manner and the extent provided in the Resolution. Pledged Revenues The Series 1994 Bonds are limited obligations of the City payable solely from and secured by the Pledged Revenues. All Series 1994 Bonds will be ratably secured by a lien upon and a pledge of the Pledged Revenues. The Pledged Revenues consist of (1) Covenant Revenues deposited into the Sinking Fund established under the Resolution, and (2) income received from the investment of moneys in the fund and accounts established under the Resolution. No Covenant Revenues will be subject to the lien for the benefit of Bondholders until they are deposited into the Sinking Fund. The City has covenanted in the Resolution, to the extentpermitted by and in accordance with applicable law and budgetary processes, to prepare, approve and appropriate in its annual budget for each Fiscal Year, by amendment if necessary, and to deposit to the credit of the Sinking Fund, Covenant Revenues in an amount which, together with other legally available revenues ' { budgeted and appropriated for such purpose, equal the Bond Service Requirement with respect to all Bonds f outstanding under the Resolution for the applicable Fiscal Year, plus an amount sufficient to satisfy all other payment obligations of the City under the Resolution for such Fiscal Year, including, without limitation, the obligations of the City to fund and cure deficiencies in any accounts in the Reserve Fund. Such covenant and agreement on the part of the city to budget and appropriate sufficient amounts of Covenant Revenues shall be i cumulative, and shall continue until such Covenant Revenues in amounts, together with any other legally available revenues budgeted and appropriated for such purposes, sufficient to make all required payments under the 6 94- 576 Resolution as and when due, including any delinquent payments, shall have been budgeted, appropriated and actually paid into the appropriate funds and accounts under the Resolution ; provide,d however, that such covenant shall not constitute a lien, either legal or equitable, on any of the City;s Covenant Revenues or other revenues, not shall it preclude the City from pledging in the future any of its Covenant Revenues or other revenues to other obligations, nor shall it give the Bondholders a prior claim on the Covenant Revenues. Anything in the Resolution to the contrary notwithstanding, all obligations of the City under the Resolution shall be secured only by the Covenant Revenues and other legally available revenues actually budgeted and appropriated and deposited into the funds and accounts created under the Resolution. The City may not expend moneys not appropriated or in excess of its current budgeted revenues. The obligation of the City to budget, appropriate and make payments under the Resolution from its Covenant Revenues appropriate and make payments under the Resolution from its Covenant Revenues is subject to the availability of Covenant Revenues after satisfying funding requirements for obligations having an express lien on or pledge of such revenues and after satisfying funding requirements for essential governmental services of the City. The Resolution defines "Covenant Revenues" as the legally available non -ad valorem revenues of the City budgeted and appropriated to pay the principal of, premium, if any, and interest on the Bonds of a particular series pursuant to the Resolution. Creation of Funds and Accounts The Resolution provides that there shall be established the "Self Insurance Claims Reserve Fund" and accounts therein for each series of Bonds authorized pursuant to the Resolution, the "Sinking Fund" and the "Reserve Fund," with separate accounts therein designated as the "1994 Reserve Account' and the "Composite Reserve Account! The Resolution further provides that the Self Insurance Claims Reserve Fund, the Sinking Fund and the Reserve Fund and all accounts therein hereafter created shall constitute trust funds for the purposes herein provided, shall be delivered to and held by the Director of Finance (or an Authorized Depositary designated by the Director of Finance), in each case who shall act as trustee of such funds for the purposes of the Resolution, and shall at all times be kept separate and distinct from all other funds of the City and used only as provided in the Resolution. Moneys held in the Self Insurance Claims Reserve Fund, the Sinking Fund and the Reserve Fund and the accounts and subaccounts therein shall be subject to alien and charge in favor of the holders and registered owners of the Series 1994 Bonds as provided in the Resolution. Self Insurance Claims Reserve Fund The Resolution provides that there shall be established a separate account in the Self Insurance Claim Reserve Fund designated as the 01994 Costs of Issuance Account' for receipt and disbursement of the costs of issuance of the Series 1994 Bonds. The City shall establish similar accounts with respect to each Series of Additional Bonds issued under the Resolution. Moneys in the Self insurance Claims Reserve Fund and in each account thereof shall be kept separate and apart from all other funds and accounts of the City, and funds initially deposited therein shall be withdrawn, used and applied by the City solely for the payment of the Cost of the Project. Any funds on deposit in the Self Insurance Claims Reserve Fund that in the opinion of the City arc not immediately necessary for expenditure, as provided in the Resolution, may be invested in Investment Obligations, provided that such investments mature or are redeemable at not less than par on or before the date such funds are estimated to be needed for purposes of the Resolution. Except as otherwise provided in the Resolution, all income derived from the investment of funds in the Self Insurance Claims Reserve Fund shall be deposited into the Self Insurance Claims Reserve Fund. Any amounts remaining in the Self Insurance Claims Reserve Fund from proceeds of the Series 1994 Bonds after funds on deposit therein are no longer needed to be expended for the purpose for which such fund 7 94- 576 f was created and which have not been reserved by the City for the payment of the Cost of the Project shall be transferred at the option of the City to the Sinking Fund and used to redeem Series 1994 Bonds in the manner described in the Resolution, or, upon receipt of an opinion from Bond Counsel that the interest on the Series 1994 Bonds that are not Taxable Bonds will not be required to be included in gross income for federal income tax purposes as a result of such action, (i) shall be deposited into the Sinking Fund and used to pay principal and interest next coming due on the Series 1994 Bonds, or (ii) if needed, shall be deposited into the applicable account in the Reserve Fund, or (W) shall be paid to the City to be used for any lawful purpose. Disposition of Covenant Revenues {1) Commencing immediately following the issuance of the Series 1994 Bonds, and continuing thereafter so long as any Series 1994 Bonds shall be Outstanding, the City shall deposit to the credit of the Funds and Accounts listed below on or before the twenty -.fifth day of each month, from Covenant Revenues budgeted and appropriated for such purposes, amounts which, together with Funds on deposit therein, will be sufficient to satisfy the cumulative deposit requirements described in clauses (a) and (b) below. Covenant Revenues shall be deposited in the following order and priority; (a) First, by deposit into the Sinking Fund an amount which, together with any other amounts required to be deposited therein pursuant to the Resolution, will equal one -sixth (1/6th) of the interest maturing on the Series 1994 Bonds on the next semi-annual interest payment date, with respect to Series 1994 Bonds that bear interest payable semiannually, the amount of interest next becoming due or maturing on Series 1994 Bonds that bear interest payable monthly, the amount of interest accruing in such month on Series 1994 Bonds that bear interest payable on other than a monthly or semiannual basis (other than Capital Appreciation Bonds), one -twelfth (1/12th) of all principal and, with respect to Capital Appreciation Bonds, the Compounded Amounts, maturing or becoming due during the current Bond Year on the various Series of Serial Bonds that mature annually, one -sixth (1/6th) of all principal and, with respect to Capital Appreciation Bonds, the Compounded Amounts, maturing on the next maturity date in such Bond Year on the various Series of Serial Bonds that mature semiannually, and one -twelfth (1/12th) of the Amortization Installments and unamortired principal balances of Term Bonds coming due during the current Bond Year with respect to the Series 1994 Bonds, until there are sufficient funds then on deposit equal to the sum of the interest, principal and redemption payments due on the Series 1994 Bonds on the next interest, principal and redemption dates in such Bond Year. f Deposits shall be increased or decreased to the extent required to pay principal and interest coming due, after making allowance for any accrued and capitalized interest and taking into account deficiencies iA prior ! months' deposits. Additionally, if Series 1994 Bonds constituting Variable Rate Bonds are outstanding on the 25th day of such month the City shall deposit into the Sinking Fund in lieu of the monthly interest deposit or the one -sixth (1/6th) semiannual interest deposit described above, the interest actually accruing on such Series 1994 Bonds for such month (plus any deficiencies in interest deposits for the preceding month), assuming the interest rate thereon on the 25th day of such month will continue through the end of such month. On or before each interest payment date, the City shall make up any deficiencies in such interest deposit, based on the actual interest accruing through such date. (b) Second, by deposit pro rata into the separate accounts in the Reserve Fund, the amounts, if any, which, together with funds on deposit therein, will be sufficient to make the funds on deposit therein, except as otherwise hereinafter provided, equal to the Reserve Requirement for each applicable Series of Bonds. (c) Thereafter any remaining Covenant Revenues shall be available to the Issuer to be used for any lawful purpose. 8 94- 576 (2) The deposits to the Sinking Fund described above shall be increased or decreased, as the case may be, to the extent required to pay principal and interest coming due, after taking into account deficiencies in prior months' deposits. (3) Deposits required as described above shall be cumulative and the amount of any deficiency in any month shall be added to the amount otherwise required to be deposited in each month thereafter until such time as all such deficiencies have beer. cured. (4) If the City shall have determined, or be required, to fund an account in the Reserve Fund with respect to a Series of Bonds., notwithstanding the foregoing, the City shall not be required to fully fund such account in the Reserve Fund at the time of issuance of such Series of Bonds under the Resolution if (i) it elects, by resolution adopted prior to the issuance of such Series of Bonds, subject to the limits described below, to fully fund the applicable account in the Reserve Fund over a period specified in such resolution not to exceed sixty (60) months, during which it shall make substantially equal monthly installments in order that the amounts on deposit therein at the end of such period shall equal the Reserve Requirement for such Series of Bonds, or (ii) it provides at any time with respect to such Series of Bonds in lieu of such funds a Reserve Product issued by a Reserve Product Provider in an amount equal to the difference between the Reserve Requirement and the sums then on deposit (or required to be on deposit over a specified period as authorized above) in the applicable account in the Reserve Fund. Such Reserve Product as provided above must provide for payment on any interest or principal payment date (provided adequate notice is given) on which a deficiency exists (or is expected to exist) in moneys held hereunder for a payment with respect to Bonds of the Series secured thereby which cannot be cured by funds in any other account held pursuant to the Resolution and available for such purpose, and which shall name the Paying Agent or an Authorized Depositary who has agreed to serve as trustee for the benefit of the Bondholders as the beneficiary thereof. In no event shall the use of such Reserve Product be permitted if it would cause an impairment in any existing rating on the Series 1494 Bonds or any Series thereof. If the applicable account in the Reserve Fund is to be funded in installments pursuant to clause (i) above upon the issuance of any Additional Bonds, the deposits required pursuant to the foregoing may be limited to the amount which will be sufficient to pay the required monthly installments specified in such resolution, plus an additional amount necessary to make up any deficiencies caused by withdrawals or resulting from the semiannual valuation of the funds on deposit therein. If a disbursement is made from a Reserve Product as provided pursuant to clause (ii) above, the City shall be obligated to reinstate the maximum limits of such Reserve Product immediately following such disbursement or to replace such Reserve Product by depositing into the applicable account in the Reserve Fund from the first Pledged Revenues available for deposit pursuant to clause (1)(b) above, funds in the maximum amount originally payable under such Reserve Product, plus amounts necessary to reimburse the Reserve Product Provider for previous disbursements made pursuant to such Reserve Product, or a combination of such alternatives, and for purposes of clause (1)(b) above, amounts necessary to satisfy such reimbursement obligation and other obligations of the Usuer to such a Reserve Product Provider shall be deemed required deposits into the applicable Reserve Fund account, but shall be used by the City to satisfy its obligations to the Reserve Product Provider. (5) The City shall not be required to make any further payments into the Sinking Fund, including the accounts therein, and the Reserve Fund when the aggregate amount of funds in the Sinking Fund and the Reserve Fund, including the accounts therein, are at least equal to the aggregate principal amount of Series 1994 Bonds issued pursuant to the Resolution and then outstanding, plus the amount of interest then due or thereafter to become dui on said Series 1994 Bonds then Outstanding, or if all Series 1994 Bonds then Outstanding have otherwise been defeased pursuant to the Resolution. For purposes of the preceding sentence, in determining that moneys held in the Sinking Fund and Reserve Fund are at least equal to the principal of and interest on a particular Series of Bonds, the City shall take into account moneys in the Reserve Fund only to the extent that such moneys are held in an account therein related to such Series of Bonds. i t Reserve Fund The Reserve Requirement for the Series 1994 Bonds will be funded by the 1994 Reserve Product to be provided by FGIC to be delivered at the closing of the Series 1994 Bonds and which meets the qualifications described above. Additlonal Debt Payable From Covenant Revenues The City will not issue any obligations (other than the Series 1994 Bonds) payable from the Pledged Revenues or the Covenant Revenues, or any portion thereof, or voluntarily create or cause to be created any debt, Gen, pledge, assignment, encumbrance or other charge, in each case, having priority to or being on a parity with the lien securing any Series 1994 Bonds issued pursuant to the Resolution upon the Fledged Revenues or the Covenant Revenues or any portion thereof, except to the extent permitted and upon the terms and conditions specified in the Resolution. Except as provided in the Resolution, no Additional Bonds shall be issued unless the City shall have complied with the conditions set forth below. (1) There shall have been obtained and filed with the Governing Body a certificate of an independent certified public accountant evidencing compliance with the requirement contained in the Resolution that the total amount of Covenant Revenues for the prior fiscal year were at least 2.00 times the maximum annual debt service of all debt (including all long-term financial obligations appearing on the City's most recent audited financial statements and the debt proposed to be incurred) to be paid from Covenant Revenues (collectively, "Debt"), including any Debt payable from one or several specific revenue sources. (2) The Director of Finance of the City shall certify that (i) the City is not in default in the performance of any of the covenants and obligations assumed by it hereunder or under any ordinance, resolution or other enabling instrument of the City pursuant to which Additional Bonds have been issued, and (ii) all payments required by the Resolution to have been made into the funds and accounts provided by therein or by such other ordinance, resolution or enabling instrument shall have been made in full to the extent required (3) The City Attorney or a duly authorized assistant City Attorney shall submit an opinion to the Governing Body of the City to the effect that the issuance of such Additional Bonds has been duly authorized and that all conditions precedent to the delivery of such Additional Bonds have been fulfilled. (4) Each ordinance, resolution or enabling instrument authorizing the issuance of Additional Bonds issued pursuant to the Resolution, and, unless all Bonds outstanding shall be refunded, the Resolution will contain a provision to the effect that all of the covenants therein contained (except as to the details of such Additional Bonds) will be sully applicable to such Bonds as if originally issued thereunder. The Series 1994 Bonds, all Additional Bonds issued pursuant to the Resolution and any other additional debt secured by all or a portion of the Covenant Revenues, regardless of time or times of their issuance shall rank equally without preference of any Series 1994 Bonds or Additional Bonds over any other, provided however, that any additional debt not issued as Additional Bonds under the Resolution shall not be secured by or have any lien on the funds and accounts created thereunder or any money or investments held thereunder for the benefit of the holders of the Series 1994 Bonds and, provided further, that if a separate account is established in the Reserve Fund with respect to a Series of Bonds issued thereunder, the holden of such Series of Bonds shall, with respect to the Reserve Fund, have rights only to moneys therein in the account therein created with respect to such Series of Bonds and shall not have any rights with respect to the Composite Reserve Account. Such accounts, if any, in the Reserve Fund may be funded as determined by the Yssuer or may be insured substantially as authorized by the Resolution. (5) An opinion of Bond Counsel shall be delivered to the Governing Body to the effect that the issuance of Additional Bonds will not impair the exclusion from gross income for federal income tax purposes of interest paid on any Bonds issued hereunder and then Outstanding that are not Taxable Bonds, Refunding Bonds In addition to the foregoing, the City may issue at -ny time and from time to time Additional Bonds for the purpose of refunding the Series 1994 Bonds or any other Series of Bonds, or any maturity of Bonds within a Series, provided that prior to the issuance of such Additional Bonds there shall be filed with the Governing Body of the City a certificate from a Qualified Independent Consultant to the effect that (i) the net proceeds from such Additional Bonds will be sufficient to cause the lien created by the Resolution with respect to the Series 1994 Bonds to be refunded to be defeased pursuant to the Resolution and (ii) unless all Series 1994 Bonds then Outstanding shall be refunded or the conditions of the Resolution shall be satisfied, the Bond Service Requirement with respect to such Additional Bonds in each Bond Year following the issuance thereof shall be equal to or less than the Bond Service Requirement for such Bond Year with respect to the Series 1994 Bonds which would have been Outstanding in that Bond Year had the same not been refunded pursuant to the Resolution. Prior to or concurrently with the issuance of such Series 1994 Bonds, there shall be filed with a representative of the City, an opinion of Bond Counsel to the effect that (i) the net proceeds from the sale of such Additional Bonds have been set aside in irrevocable escrow for the payment of the Series 1994 Bonds to be refunded in the manner described in the Resolution and (ii) the issuance of such Additional Bonds and the use of the proceeds thereof as described above will riot have the effect of causing the interest on any Bond then Outstanding under the Resolution (other than any Taxable Bond) including the Series 1994 Bonds to be refunded, to become includable in gross income for federal income tax purposes. GENERAL INFORMATION REGARDING CITY AND COVENANT REVENUES The City generally receives two primary sources of revenue, These include ad valorem taxes and non ad valorem revenues. Ad valorem taxes may not be pledged for the payment of debt obligations of the City without approval of the electorate of the City. The City has certain debt outstanding payable from ad valorem taxation which is more fully described in Appendix C attached hereto. The City is permitted by the Constitution of the State of Florida to levy ad valorem taxes up to $10 per $1,000 of assessed valuation for general governmental services other than the payment of principal and interest on general obligation long-term debt. The tax rate to finance general governmental services (other than the payment of principal and interest on general obligation long-term debt) for the year ended September 30,1993 was $9.5995 per $1,000, Such rate for the period ended September 30,1994 is expected to be . The debt service tax rate for the period ended September 30, 1993 was $2.3308 per $1,000. The other primary source of revenue for the City is non ad valorem revenues. This includes a broad category of revenues, including but not limited to revenues received from the State, investment income and income produced from certain utilities of the City. As more fully described herein, the city has covenanted, subject to certain restrictions and limitations, to budget and appropriate sufficient non ad valorem revenues in each year to pay debt service on the Series 1994 Bonds. As described herein, the holders of the Series 1994 Bonds do not have a Lien on any non ad valorem revenues of the City and the City has certain other debt obligations payable in the same manner as the Series 1994 Bonds and also has outstanding certain other debt obligations payable from a prior lien upon and pledge of certain of the non ad valorem revenues of the City. A large percentage of the revenues cf the City, including ad valorem taxes and non ad valorem revenues, are deposited in the General Fund. The following table represents the ad valorem axes and non ad valorem revenues deposited in the General Fund during the past ten years. All of the non ad valorem revenues deposited 11 94- 576 in the General Fund may not be available for the payment of debt service on the Series 1994 Bonds. Furthermore, as described herein, under "SECURITY FOR THE SERIES 1994 BONDS", the obligation of the city to budget and appropriate.non ad valorem revenues is subject to a variety of factors, including the payment of essential governmental services of the City and the obligation of the City to have a balanced budget. CITY OF MIAMI, FLORIDA GENERAL FUND REVENUES AND OTHER FINANCING SOURCES LAST TEN FISCAL YEARS (in thousands) City Business Inter- Licenses Charges Other Revenue Fiscal Property & Excise Govern- and For and Financing Year Taxes Tax(l) ment -,Permits 5eEv= . Sources(l) Total 1993 $100,091 $43,545 $30,456 $4,741 $ 4,726 M,669 $207,228 1992 99,635 42,013 31,910 4,697 4,116 21,318 203,689 1991 99,966 41,205 25,361 4,773 4,830 24,414 200,549 1990 98,36b 39,414 25,037(2) 6,003 3,856 25,716(2) 198,392 1989 94,001 39,624 29,739 6,330 3,297 18,353 191,343(3) 1988 89,396 42,743 30,225 6,399 1,648 11,283 181,694 1987 90,886 40,822 27,865(4) 6,082 1,974(5) 16,633 194,262 1986 88,138 36,511 33,094 6,016 18,410 6,934 189,103 1985 84,209 33,636 38,191 6,041 17,634 7,169 186,880 1984 78,968 27,186 35,514 5,853 14,834 5,610 167,965 (1) Transfers from other funds representing public utilities service taxes are presented in this schedule as business and excise tax revenues, rather than as other financing sources, to more clearly depict sources of revenues. (2) A change in accounting of the $5.7 million Guaranteed Entitlement revenues pledged for debt repayment decreased the Intergovernmental category and increased the Other Revenue and Financing Sources. (3) A capital lease for the purchase of computer equipment, net present value $5,769,000, has been excluded from this schedule in order to provide a comparison consistent with prior years. (4) Reflects loss of federal revenue sharing funds, which amounted to $7.1 million in 1986. (5) Beginning in FY 1987 Charges for Services do not include revenues pertaining to solid waste collection fees and Building and Zoning permits and fees, as these revenues are being recorded within their respective enterprise fund. As described above, approximately 50% of the revenues deposited in the General Fund come from ad valorem taxes. The primary sources of non ad valorem revenues deposited in the General Fund are more fully described as follows: [Insert Description of Revenues Deposited in General Fund] The following table represent bonds and other debt obligations secured by non ad valorem revenues. NOTE TO CITY - WOULD LIKE TO HAVE TWO TABLES HERE - ONE SHOWING DEBT PAYABLE FROM REVENUES IN GENERAL FUND AND OTHER TABLE SHOWING DEBT PAYABLE FROM OTHER NON AD VALOREM REVENUES. TABLE NEEDS TO BE UPDATED BY CITY TO REFLECT DEBT ISSUED AFTER END OF FISCAL YEAR] 12 94- 576 A C7IY OF AGAMI, FLORIDA REVENUE AND SPECIAL OBLIGATION BONDS, NOIES AND LOAN5 PRINCIPAL AND WrERE r REQUUUDAENM AS OF SEER 30, 1993 MSEA Fiscal Parking Special Special Special Year System Subordinated Revenue Obligation Rental Obligation Ending Revenue Parking System Parking System Refunding Refunding Revenue First Refunding September Bonds Revenue Bonds Revenue Bands Bonds(1) Bonds(1) Bonds Municipal Bonds 30th Series 1986 Series 1986 Series 1992 Serves 1987 Series I Sedes 1 -=n Series 1991A 1994 S 9M,000 S 215,000 $ 3,160,000 S 585,000 $ 300,000 S 670,000 1995 645,000 225,000 3,35S,000 625,000 500,000 695,000 1996 660,000 235,000 3,SM,000 670,000 15,100,000 730,000 1997 685,000 250,000 3,805,000 720,000 760,000 1998 715,0Cd 260,000 4,065,000 r,,5,000 800,000 1999 740,040 275,000 4,345,000 835,000 840,000 2000 775,000 290,000 4,660,000 895,000 $ 610,000 880,000 2001 810,000 310,000 4,755,000 459,821 WOW 930,000 2002 855,000 330,000 5,110,000 428,479 720,000 985,000 2003 895,000 350,000 5,490,000 403,3S8 780,000 2,040,000 2004 945,000 370,000 1,811,064 975,000 950,000 1,110,000 2005 990,000 395,000 1,653,829 1,050,000 925,000 1,180,000 2006 1,045,000 425,000 1,520,371 1,135,000 1,005,000 1,260,000 2007 11110,000 $2,000,000 450,000 096,353 1=1000 11090,000 1,335,000 2008 1,170,000 1,280,099 690,000 1,185,000 1,420,000 2009 1,235,000 1,150,359 1,2851000 11510,000 2010 1,3051000 1,063,Z29 1,395,000 1,600,000 2011 983,410 11520,000 1,700,000 2012 865,815 1,650,000 1=1000 2013 801,229 1,795,000 1,915,000 2014 731,160 1,950,000 2,035,000 2015 629,407 2,115,000 2,155,000 2016 2,300,000 2,290,000 2017 2400,000 2,430,000 2018 2,715,000 Z,580,000 2019 2,950,000 2,735,000 2M .._,.__ .�.. 2,,910.000 Total jgj.15 000 25XMM S562OL325 Sly &LW I&Q.00M lg6900M i (1) Accretion on the Capital Appreciation Bonds portion of the Series 1987 Special Revenue Refunding Bonds and the Series 1990 Special Obligation Refunding Bonds are included as interest. 13 94- 576 CITY OF MIAMI, "RiDA REVENUE AND SPECIAL OBLIGATION BONDS, NOTES AND LOANS PRINCIPAL AND WEREST REQUIREMENTS AS OF SEFIIME.R 30, 1993 MSEA Fiscal Parking Special Special Special Year System Subordinated Revenue Obligation Rental Obligation Ending Revenue Parking System Parking System Refunding Refunding Revenue First Refunding September Bonds Revenue Bonds Revenue Bonds Bonds(1) Bonds(1) Bonds Municipal Bonds 30th Series 1986 Series 1 886 Series 1992_ §Srjes I987 Series 1 Se 'e 19 ,oan Series 1992A 1994 $ 935,000 S 215,000 $ 3,160,000 $ 585,000 3 300,000 $ 670,000 1995 645,000 225,000 3,355,000 625,000 500,000 695,000 1996 660,000 235,000 3,570,000 670,000 15,100,000 730,000 1997 685,000 250,000 3,W5,000 720,000 760,000 1998 715,000 260,000 4,065,000 775,000 800,000 1999 740,OW 275.000 4,345,000 835,000 840,000 2000 775,000 290,000 4,660,000 895,000 $ 610,000 880,000 2001 810,000 310,000 4,755,000 459,821 660,000 930,000 2002 8551000 330,000 5,110,000 428,479 720,000 985,000 2003 895,000 350,000 5,490,000 403,358 780,000 1,040,000 2004 945,000 370,000 1,811,064 975,000 S50,000 1,110,000 2005 990,000 395,000 1,653,829 1,Q50,000 925,000 1,180,000 2006 1,045,000 425,000 1,520,371 1,135,000 11005,000 1,260,000 2007 1,110,000 S2,WO,000 450,000 1,396,353 1,225,000 11090,000 1,335,000 2" 1,170,000 1,2W,099 680,000 1,185,000 1,420,000 2009 1,235,000 1,150,359 1,Y8S,000 1,510,000 2010 1,305,000 1,063,229 1,395,000 1,600,000 2011 983,410 1,520,000 1,700,000 2012 80,815 11650,000 1,8051000 2013 801,229 1,795,000 1,915,000 2014 731,160 11950,000 2,035,000 2015 629,407 4115,000 2,155,000 2016 2,3W,000 2,2W,000 2017 2,SW,000 2,430,000 2018 2,715,000 2,W,000 2019 2195010W 2,735,000 2020 T 2,910.000 o W 15 15 2 �00� t 380 0 AVAVw'WjaW511� A30� 15 900 0 300 wfiW (1) Accretion on the Capital Appreciation Bonds portion of the Series 1987 Special Revenue Refunding Bonds and the Series 1990 Special Obligation Refunding Bonds are included as interest. 94-- 576 Special Special State Obligation Obligation Obligation Governmental Guaranteed Community Refunding Refunding Bonds Financing Entitlement Redevelopment Revenue Bonds Series Commission Bonds Bonds Bonds Total Total Principal S�Ij a 19928 �!$6 L_ ns Series 1989 Series 1990 Series 144j ncioal to t gnd interest $ 510,000 $ 170,000 S 710,400 S 210,000 S 190,000 S 945,000 $ 8,500,400 S 13,330,775 S 21,931,175 535,000 180,000 753,400 225,000 205,000 875,000 8,818,400 12,894,772 21,713,172 555,000 190,000 799,400 240,000 225,000 920,000 23,894,400 12,022,462 35,916,862 585,000 200,000 849,400 255,000 240,000 960,000 9,309,400 10,594,444 19,903,844 610,000 215,000 901,400 275,000 260,000 8,876,400 9,987,3.59 18,80,759 640,000 230,000 956,400 290,000 280,000 9,431,400 9,987,510 19,318,910 675,000 250,000 1,015,400 310,000 305,000 10,665,400 9,326,049 19,991,449 715,000 270,000 1,077,400 330,000 330,000 10,647,221 8,657,123 19,345,344 755,000 290,000 1,143,400 355,000 355,000 11,326,879 11,382,902 22,709,781 795,000 310,000 1,211,400 390,000 390,000 12,044,758 11,091,695 23,136,453 850,000 330,000 1,288,400 405,000 420,000 9,354,464 10,802,109 20,156,573 355,000 1,366,400 435,000 455,000 8,805,229 10,424,930 19,230,159 380,000 1,450,400 465,000 495,000 9,180,771 9,976,271 19,157,042 1,537,400 500,000 535,000 11,178,753 9,691,062 20,869,815 1,632,400 530,000 585,000 8,482,499 9,390,132 17,M,631 1,730,000 570,000 635,000 8,115,359 9,101,637 17,216,996 1,836,400 685,000 7,884,629 8,540,655 16,425,284 1,948,400 745,000 6,896,810 8,263,714 15,160,524 2,066,700 810,000 7,197,515 7,888,031 15,085,546 875,000 5,386,229 7,206,831 12,593,060 950,000 5,666,160 2,310,648 7,976,108 1,030,000 5,929,407 2,016,820 7,%6,227 4,590,000 1,701,340 6,291,340 4,930,000 1,361,555 6,291,555 5,295,000 995,960 6,2%,860 5,685,000 602,342 6.287,342 2,910.004 178,965 3.088.9F�5 57 E3 24 4 775 11 000 000 /y� 3Ig 1 002 09 627 630 476 The following is a listing of non -ad valorem revenues of the city which has been prepared by the City. This listing represents funds the City had available to annually budget and appropriate for debt service and for other governmental services. However, this listing is not intended to represent revenues of the City which would necessarily be available to pay debt service on the Series 1994 Bonds. 14 Non -Ad Valorem Revenues Source of Revenues [TO BE COMPLETED BY CITY] Subtotal I Legally Available Revenues From Enterprise Funds (1) Non -Ad Valorem Revenues Available Before General Operation and Maintenance Expenses (1) General Operation and Maintenance Expenses Not Supported by Ad Valorem Taxes(2) Legally Available Cash Balances (1) Total Net Available Non -Ad Valorem Revenues for Debt Service and Other Commitments i Outstanding Commitments Payable From Non -Ad Valorem Revenues(3) j Total Net Available Non -Ad Valorem Revenues i (1) Represents historical numbers only. No implication should be made that such revenues will be available in subsequent years. (2) Total expenditures in General Fund times ratio of total of revenues deposited in General Fund to non - ad valorem revenues deposited in General Fund. (3) Includes all debt of the City payable in such years from non ad valorem revenues on deposit in the General Fund. Does not include debt which has been incurred subsequent to such years. ` Budget Development Process f In general, the budget development process and content requirements of the City of Miami's annual budget are stated in Section 27 of the City Charter. The City Manager prepares a proposed budget, consistently j with these requirements. Detailed budget requests are made by each City department and agency, are reviewed and analyzed by the Department of Management and Budget, and are approved by the City Manager. The City Manager's proposed budget is considered by the City Commission and at least two public hearings are scheduled Before September 30, the Commission must adopt a budget and this budget may be the same as that proposed by the City Manager or may contain those amendments which the City Commission approves. After Commission action, the proposed budget is revised, if necessary, and is published as the adopted budget. 15 94- 576 0 The specific steps taken to prepare the annual budget are as follows: 1. The City Manager meets with Department Directors to outline the general philosophy for the upcoming budget, to discuss budget management goals, and to establish budgetary guidelines. (Apt) 2. The Department of Management and Bjdget (DMB) distributes the City Manager's memorandum concerning the budget development schedule, budget forms and procedural guidelines, and conducts a budget workshop for City departments and agencies. (May) 3. Municipal departments and agencies prepare budget forms and justification detail and submit them to DMB. (May) 4. DMB reviews and organizes departmental forms and submits them for review, modification and approval by the City Manager. (June) 5. DMB establishes budgetary limits and prepares departmental line -item budgets within the constraints of available revenues. Based on established limits, departments will submit the final copy of their budget request and budget justification detail forms to DMB. (June) 6. The City Manager submits the Final Budget Estimate to the City Commission. (By June 30) 7. The City receives Certification of Value from Property Appraiser which indicates the real and personal property value in the City. (July 1) & The City Manager submits proposed millage rates and public hearing dates On the proposed budget to the City Commission. (By July 31) 9. The City advises Property Appraiser and Tax Collector of millage rates and the day, time and place of first public hearing. (By August 5) 10. The Property Appraiser mails the notice of proposed property taxes and notification of time and location of the first public hearing to property owners. (By August 24) 11. The first public hearing is held on the tentative budget and proposed millage. (Early September) 12. The second public hearing is advertised. (Mid- September) 13. The second public hearing is held to adopt the final millage rate and budget. (Late September) 14. The Property Appraiser and Tax Collector are notified of the adopted millage rate. (By October S) 15. A statement of compliance, a copy of the millage ordinance, a copy of DR420 and a copy of public hearing advertisements are submitted to the State Department of Revenue within 30 days after the adoption of the budget. (Late October) 16 94- 576 N f�1 Budget Amendment Processes There are two ways in. which an adopted budget can be modified during the fiscal year. These are as follows: 1. The City Manager is authorized to transfer within a department any balance of an appropriation to a purpose or object for which an appropriation for the current year is insufficient. This is accomplished in the following manner: • The department prepares a Transfer of Funds. Request Form outlining spec amount and reasons for the transfer. • The City Manager or his designee reviews and approves or disapproves the request. • If approved, departmental appropriations are modified accordingly by the Department of Management and Budget. 2. The City Commission is authorized to transfer between departments any balance of an appropriation to a purpose or object for which an appropriation for the current year is insufficient. This is accomplished in the following manner: • The department prepares an amendatory ordinance outlining the specific purpose for this action. • The City Manager reviews the amendatory ordinance and, if approved, places it on the City Commission meeting agenda. • The City Commission must approve the ordinance by a majority vote. e If approved, departmental appropriations are modified accordingly by the Department of Management and Budget. Budget Monitoring Processes The City of Miami utilizes several methods to monitor the receipt of anticipated revenues and to control budgetary spending during the fiscal year. One of these methods is the line -item allotment system which requires the establishment of predetermined spending plans by departments as measure against previous years' expenditures and permits the Department of Budget to monitor their adherence to this plan on a regular basis. The preparation of quarterly financial reports by the Departments of Finance and Management and Budget also provide for the periodic monitoring of expenditures and revenues during the fiscal year and provide the information necessary to project the CiWs year-end financial situation and fund balance. These revenue and expenditure analyses are further supported by monthly revenue projections, biweekly salary savings projections, and the City's transfer of funds and expenditure control processes. In addition to the financial controls mentioned above, the City of Miami maintains a Position Authorization Request (PAR) System which provides for position control and the monitoring of salary -related expenditures. Financial Structure The budgetary policies of the City of Miami conform to Generally Accepted Accounting Principles as applicable to governments. The following is a summary of Miami's financial structure. The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities, fund equity, revenues, and expenditures or expenses, as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The funds used by the City are grouped by type into three broad fund categories and seven generic fund types as explained below. A. Gove mental Funds Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use, and balances of the City's expendable financial resources and the related current liabilities (except those accounted for in Proprietary Funds) are accounted for through governmental funds. The measurement focus is upon determination of financial position and changes in financial position, rather than upon net income determination. The following are the City's governmental fund types. General Fund - The General Fund is the general Operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. -Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue sources (other than special assessments, expendable trusts or major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest and related costs. Capital Prgjcts Fun 4 - Capital Projects Funds used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). B. Prophet= Funds Proprietary Funds are used to account for a City's organizations and activities which are similar to those often found in the private sector. This means that all assets, liabilities, equities, revenues, expenses and transfers related to the City's business activities, where net income and capital maintenance are measured, are accounted for through Proprietary Funds. The measurement focus is upon determination of net income, financial positions, and changes in financial position. $nteMrise Funds - Enterprise Funds are used to account for two types of operations: 1. Those that are financed and operated in a manner similar to private business enterprises where the costs of providing goods or services to the general public on a continuing basis are financed or recovered primarily through user charges. 1S 94- 576 IV 2. Those where the City has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. Internal Service Funds - Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the City, or to other governments on a cost -reimbursement basis. Where capital replacements are necessary, particularly in the Fleet Management Division, user charges include an amount necessary to provide for replacement of equipment. I= and gengy Funds - Trust and Agency Funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governments, and/or other funds. These include Expendable Trust, Pension Trust, and Agency Funds. Pension Trust Funds are accounted for in essentially the same manner as proprietary funds since capital maintenance is critical. The Citys Expendable Trust Funds (Self Insurance and Pension Administration) are accounted for in essentially the same manner as Governmental Funds. D. _Fxed Assets and Lon¢ - In addition to its fund structure, the City of Miami uses account groups to establish accounting control and accountability for the City's general fixed assets and the unmatured principal of its general long- term obligations. These accounts are not funds. They do not reflect available financial resources and related liabilities, but are accounting records of the general fixed assets and general long-term obligations. The two account groups used by the City are: General Fixed Assets - This account group is used to account for all fixed assets of the City other than those accounted for in the Enterprise Funds and Internal Service Funds. Genera_t Long-term debt - This account group is used to account for the long-term portion of claims payable, accrued compensated absences, lease purchase obligations and outstanding principal balances of long-term debt, other than revenue and special obligation bonds payable recorded in the Enterprise Funds. NEED TO INSERT ADDITIONAL INFORMATION REGARDING PENSION LIABILITIES MUNICIPAL BOND INSURANCE POLICY Concurrently with the issuance of the Series 1994 Bonds, Financial Guaranty Insurance Company ("FGIC') will issue its Municipal Bond New Issue Insurance Policy for the Series 1994 Bonds (the "Policy"). The Policy unconditionally guarantees the payment of that portion of the principal of and interest on the Series 1994 Bonds which has become due for payment, but shall be unpaid by reason of nonpayment by the City. FGIC will make such payments to Citibank, N.A., or its successor as its agent (the 'Fiscal Agent% on the later of the date on which such principal and interest is due or on the business day next following the day on which FDIC shall have received telephonic or telegraphic notice, subsequently confirmed in writing, or written notice by registered or certified mail, from an owner of Series 1994 Bonds or the Paying Agent of the nonpayment of such amount by the City. The Fiscal Agent will disburse such amount due on any Series 1994 Bond to its owner upon receipt by the Fiscal Agent of evidence satisfactory to the Fiscal Agent of the owner's right to receive payment of the principal and interest due for payment and evidence, including any appropriate instruments of assignment, that 19 94- 576 all of such owner's rights to payment of such principal and interest shall be vested in FGIC. The term "nonpayment" in respect of a Series 1994 Bond includes any payment of principal or interest made to an owner of a Series 1994 Bond which has been recovered from such owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with a final, nonappealable order of a court having competent jurisdiction. The Policy is non -cancellable and the premium will be fully paid at the time of delivery of the Series 1994 Bonds. The Policy covers failure to pay principal of the Series 1994 Bonds on their respective stated maturity dates, or dates on which the same shall have been duly called for mandatory sinking fund redemption, and not on any other date on which the Series 1994 Bonds may have been otherwise called for redemption, accelerated or advanced in maturity, and covers the failure to pay an installment of interest on the stated date for its payment. Generally, in connection with its insurance of an issue of municipal securities, FGIC requires, among other things, (i) that it be granted the power to exercise any rights granted to the holders of such securities upon the occurrence of an event of default, without the consent of such holders, and that such holders may not exercise such rights without FGICs consent, in each case so long as FGIC has not failed to comply with its payment obligations under its insurance policy, and (ii) that any amendment or supplement to or other modification of the principal legal documents be subject to FGIC's consent. The specific rights, if any, granted to FGIC in connection with its insurance of the Series 1994 Bonds are set forth in the description of the principal legal documents appearing elsewhere in this Official Statement. Reference should be made as well to such description for a discussion of the circumstances, if any, under which the City is required to provide additional or substitute credit enhancement, and related matters. This Official Statement contains a section regarding the ratings assigned to the Series 1994 Bonds and y reference should be made to such section for a discussion of such ratings and the basis for their assignment to the Series 1994 Bonds. Reference should be made to the description of the City for discussion of the ratings, if any, assigned to such entity's outstanding parity debt that is not secured by credit enhancement. i The Policy is not covered by the Property/Casualty Insurance Security Fund specified in Article 76 of i the 'New York Insurance Law. FGIC is a wholly -owned subsidiary of FGIC Corporation (the "Corporation"), a Delaware holding company. The Corporation is a wholly -owned subsidiary of General Electric Capital Corporation ("GE Capital"). Neither the Corporation nor GE Capital is obligated to pay the debts of or the claims against FGIC. FGIC is a monoline financial guaranty insurer domiciled in the State of New York and subject to regulation by the State of New York Insurance Department. As of September 30, 1993, the total capital and surplus of FGIC was approximately 5744,722,000. FGIC prepares financial statements on the basis of both statutory accounting principles and generally accepted accounting principles. Copies of such financial statements may be obtained by writing to FGIC at 115 Broadway, New York, New York 10006, Attention: Communications Department (telephone number: (212) 312.3000) or to the New York State Insurance Department at 160 West Broadway, 18th Floor, New York, New York 10013, Attention: Property Companies Bureau (telephone number: (212) 602- 0389). 20 SOURCES AND USES OF FUNDS The proceeds to be received from the sale of the Series 1994 Bonds, excluding accrued interest, and certain available City moneys are expected to be applied as follows: SOURCES Par Amount of Bonds Less Original Issue Discount Total Sources USES Deposit to Self Insurance Claims Reserve Fund Costs of Issuance Underwriter's Discount Purchase of 1994 Reserve Product 1 Total Uses , DEBT SERVICE SCHEDULE FOR THE SERIES 1994 BONDS , [To Be Included] j i i ti i j { } j i y 21 94- 576 LITIGATION ISUBJECT TO CHANGE BY CITY ATTORNEY] Except as provided below, there is no pending or to the knowledge of the City, any threatened litigation against the City which in any way questions or affects the validity of the Series 1994 Bonds, or any proceedings or transactions relating to their issuance, sale or delivery, or the adoption of the Resolution, or which may materially adversely affect the imposition, collection and pledge of the Pledged Revenues, or which may materially adversely affect the financial condition of the City. There are a number of claims and lawsuits outstanding against the City, arising principally from personal injuries incurred on City property, for which liability of $79,135,000, including an actuarially determined portion for claims incurred but not reported, was recorded in General Long -Term Debt as of September 30, 1993. Miami Marine Exposition, Inc. filed suit is the United States District Court claiming unlawful rejection of its request for proposal relating to development of Watson Island and is requesting damages. The ultimate outcome of this claim cannot presently be determined. INCOME TAX EFFECTS SUBJECT TO CHANGE BY HOLLAND do MIGHT] In the opinion of Bond Counsel rendered in reliance upon various certificates and opinions, under existing law, interest on the Series 1994 Bonds is excluded from gross income for federal income tax purposes. The opinion of Bond Counsel is conditioned upon compliance by the City with covenants contained in the Resolution to comply with certain arbitrage rebate and other tax requirements contained in the Code, to the extent necessary to preserve the exclusion of interest on the Series 1994 Bonds from gross income for federal income tax purposes. If the City fails to comply with such covenants, interest on the Series 1994 Bonds could become includable in the gross income of the Registered Owners thereof for federal income tax purposes retroactive to the date of issuance. Also in the opinion of Bond Counsel, under existing law, the Series 1994 Bonds are exempt from present Florida intangible personal property taxes. An alternative minimum tax is imposed by the Code on both corporations and taxpayers other than corporations. Interest on the Series 1994 Bonds will not be treated as an item of tax preference for purposes of the alternative minimum tax Interest on the Series 1994 Bonds will therefore not be included in the alternative minimum taxable income of taxpayers other than corporations. interest on the Series 1994 Bonds received by a corporate Series 1994 Bondholder will be included in such Series 1994 Bondholder's adjusted current earnings. A corporation's alternative minimum taxable income will be increased by seventy-five percent (75%) of the corporation's adjusted current earnings not otherwise included in its alternative minimum taxable income. (The Series 1994 Bonds maturing in the years (collectively, the "Discount Bonds") were sold to the public at an original issue discount from their value at maturity. The original issue discount is the excess of the stated redemption price at maturity of such Discount Bonds, over the initial offering price to the public (excluding underwriters and other intermediaries) at which price a substantial amount of that maturity of the Discount Bonds was sold. Under existing law, an appropriate portion of any original issue discount, depending in part on the period a Discount Bond is held by a purchaser thereof, will be treated for federal income tax purposes as interest which is excludable from gross income rather than as taxable gain. Under Section 1288 of the Code, original issue discount on tax-exempt bonds accrues on a compound basis. The amount of original issue discount that accrues to an owner of a Discount Bond during any accrual period a generally equals (i) the issue price of such Discount Bond plus the mount of original issue discount accrued in all prior accrual periods, multiplied by (a) the yield to maturity of such Discount Bond (determined on the basis of compounding at the close of each accrual period and properly adjusted for the length of the accrual period), less (iii) any interest payable on such Discount Bond during such accrual period. The amount of original issue 22 94- 576 1 discount so accrued in a particular accrual period will be considered to be received ratably on each day of the jaccrual period. Proceeds from the sale, exchange, payment or redemption of a Discount Bond in excess of the owner's adjusted basis (as increased by the amount of original issue discount which has accrued and has been treated as tax-exempt interest in his hands) will be treated as gain from the sale or exchange of such Discount Bond and not as interest. The federal income tax consequences of the purcbase, ownership and redemption, sale or other disposition of Discount Bonds which are not purchased in the initial offering at the initial offering price may be determined according to rules which differ from those described above. Owners of Discount Bonds should consult their own tax advisor with respect to the consequences of owning Discount Bonds, including the effect of such ownership under applicable state and local laws.] Reference is made to the proposed form of the opinion of Bond Counsel attached hereto as Appendix D for the complete text thereof. Bond Counsel has expressed no opinion regarding other federal income tax consequences which may arise with respect to the Series 1994 Bonds. For a description of some of the other potential income tax consequences with respect to the Series 1994 Bonds, see the following paragraphs. Other potential federal income tax consequences to holders of the Series 1994 Bonds include the following: 1. BnAronmenlal Superfund Tax Section 59A of the Code imposes for taxable years beginning before January 1, 1996, an additional tax on corporations at a rate of .12 percent on the excess over $2,000,000 of a corporation's "modified alternative minimum taxable income." Interest on the Series 1994 Bonds received by a corporate Series 1994 Bondholder will be included in the determination of such Series 1994 Bondholder's "modified alternative minimum taxable income." 2. EinanciW Inslitudgm and Certain Insurance Companies. Section 265 of the Code provides that a financial institution holding Series 1994 Bonds will be denied any deduction for its interest expense allocable to such Series 1994 Bonds. Under Section 832(b)(5)(B) of the Code, insurance companies subject to the tax imposed by Section 831 of the Code (including property and casualty insurance companies) will be required to reduce the amount of their deductible underwriting losses by 15% of the amount of tax-exempt interest received from investments made after August 7, 1986, including investments in the Series 1994 Bonds. 3. Sgdal Secun-'IX and Railroad Retirement Benefits. Under Section 86 of the Code, recipients of certain social security benefits and railroad retirement benefits may be required to include a portion of such benefits within gross income by reason of receipt of interest on the Series 1994 Bonds. For tax years beginning after December 34 1994, the portion of such benefits which may be includable in a bondholder's gross income will be increased. 4. S Cgrporations. Section 1375 of the Code imposes a tax on the income of an S corporation having Subchapter C earnings and profits at the close of a taxable year, if greater than twenty-five percent (25%) of the gross receipts of such S corporation is passive investment income. Interest on the Series 1994 Bonds will be included in an S corporation's passive investment income. 5. Eore ¢a C=raMon 1Sranch Gffices Tax. Section 884 of the Code imposes a branch profits tax on foreign corporations equal to 30 percent of the 'dividend equivalent amount" for the taxable year. Interest on the Series 1994 Bonds would be taken into account in determining a foreign corporate Series 1994 Bondholder's "dividend equivalent amount" to the extent such interest is effectively connected (or treated as effectively connected) with the foreign corporate Series 1994 Bondholder's conduct of a trade or business within the United States. These and other provisions of the Code and the laws of various states may give rise to adverse federal income tax or state tax consequences to particular Series 1994 Bondholders. Owners of the Series 1994 Bonds should consult their own tax advisors with respect to the tax consequences to them of owning Series 1994 Bonds. 23 94- 576 i I LEGAL MATTERS Certain legal matters in connection with the authorization, issuance and sale of the Series 1994 Bonds are subject to the approval of Holland & Knight, Miami, Florida, Bond Counsel, the form of whose approving opinion is attached hereto as Appendix D. Certain legal matters will be passed upon for the City by A. Quinn Jones, AI, Esq., Miami, Florida, City Attorney. Certain legal matters will be passed upon for the Underwriters by their Counsel, Bryant, Miller and Olive, PA., Tallahassee, Florida. ENFORCEABILITY OF REMEDIES The remedies available to the Holders of the Series 1904 Bonds upon an event of default under the Resolution are in many respects dependent upon judicial actions which are often subject to discretion and delay. Under existing constitutional and statutory law and judicial decisions, including specifically Title 11 of the United States Code, the remedies specified by the Federal bankruptcy code, the Resolution and the Series 1994 Bonds may not be readily available or may be limited. The various legal opinions to be delivered concurrently with the delivery of the Series 1994 Bonds (including Bond Counsel's approving opinion) will be qualified, as to the enforceability of the various legal instruments, by limitations imposed by bankruptcy, reorganization, insolvency or other similar laws affecting the rights of creditors enacted before or after such delivery. RATINGS I It is anticipated that Moodys Investors Service and Standard & Poor's Corporation shall assign municipal bond ratings of "Aaa" and "AAA,' respectively, to the Series 1994 Bonds with the understanding that upon delivery of the Series 1994 Bonds, a policy insuring the payment, when due, of the principal of and interest on the Series 1994 Bonds will be issued by Financial Guaranty Insurance Company. Such ratings reflect only the views of the respective rating agencies and an explanation of the significance of such ratings may be obtained only from the rating agencies. There is no assurance that such ratings will be in effect for any given period of time or that they will not be revised downward or withdrawn entirely by the rating agencies, 4 in the judgment i of the agencies, circumstances so warrant. Any such downward revision or withdrawal of such ratings may have j an adverse effect upon the market price of the Series 1994 Bonds. i UNDERWRITING i The Series 1994 Bonds are being purchased by William R. Hough & Co., Guzman & Company, Smith, Mitchell & Associates, Inc. and Douglas James Securities, Inc. (collectively, the "Underwriters"), at an aggregate purchase price of S (which includes Underwriters' discount of $ and original issue discount of $ ), plus accrued interest, subject to certain terms and conditions set forth in a Bond Purchase Contract between the City and the Underwriters, including the approval of certain legal matters by Bond Counsel and the existence of no material adverse change in the condition of the City from that set forth j in this Official Statement. The Series 1994 Bonds may be offered and sold to certain dealers at prices lower than such offering prices and such public offering prices may be changed from time to time by the Underwriters. FINANCIAL ADVISORS i Raymond James & Associates, Inc, and Howard Gary & Company are serving as Co -Financial Advisors 4 to the City with respect to the sale of the Series 1994 Bonds. The Financial Advisors assisted in the preparation of this Official Statement and in other matters relating to the planning, structuring and issuance of the Series 1994 Bonds and provided other advice. The Financial Advisors will not engage in any underwriting activities with regard to the issuance and We of the Series 1994 Bonds. i 4 ?4 94- 576 CONTINUING DISCLOSURE The Agency has agreed with the Underwriters that while the Series 1994 Bonds are outstanding it will provide such information in such manner as may be required pursuant to applicable rules or regulations of the Securities and Exchange Commission or the Municipal Securities Rule -Making Board to enable brokers, dealers or municipal securities dealers to effect transactions in the Series 1994 Bonds in the secondary market. FINANCIAL STATEMENTS The Audited General Purpose Financial Statements of the City of Miami, Florida, for the Fiscal Year ended September 30, 1993 and report thereon of the Independent Certified Public Accountants are attached hereto as Appendix C. AUTHORIZATION OF AND CERTIFICATION CONCERNING OFFICIAL STATEMENT The delivery of this Official Statement has been duly authorized by the City Commission of the City. At the time of delivery of the Series 1994 Bonds, the Mayor will furnish a certificate to the effect that he has no knowledge or reason to believe that this Official Statement, as of its date and as of the date of delivery of the Series 1994 Bonds, makes any untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made herein, in light of the circumstances under which they are made, not misleading. MISCELLANEOUS The references, excerpts and summaries of all documents referred to herein do not purport to be complete statements of the provisions of such documents and reference is directed to all such documents for full and complete statements of all matters of fact relating to the Series 1994 Bonds, the security for and the source for repayment for the Series 1994 Bonds and the rights and obligations of the holders thereof. Copies of such documents may be obtained from the Finance Director of the City of Miami, 300 Biscayne Boulevard, Suite 210, Miami, Florida 33131; (305) 579-6350. The information contained in this Official Statement has been compiled from official and other sources deemed to be reliable, and is believed to be correct as of the date of the Official Statement, but is not guaranteed as to accuracy or completeness by, and is not to be construed as a representation by, the Underwriters. Any statements made in this Official Statement involving matters of opinion or of estimates, whether or not so expressly stated, are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. The information and expressions of opinion herein are subject to change without notice and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the City since the date hereofi The City has deemed this Preliminary Official Statement final within the contemplation of Rule 15c2-12 of the Securities Exchange Commission except for the omission of certain information permitted by such Rule. CITY OF MIAMI, FLORIDA By, 94- 576 �1 DESCRIPTION OF THE CITY OF MIAMV [Information In this Appendix requires updating throughout, Including where Indicated by bracketed Information] Geography The City of Miami (the "City"), situated at the mouth of the Miami River on the western shore of Biscayne Bay, is a main port of entry in Florida and the county seat of Metropolitan Dade County (the "County") which encompasses over 2,QW square miles of Southeastern Florida. The City comprises 34.3 square miles of land and 19.5 miles of water. Miami is the southern -most major city and seaport in the continental United States and the center of Pan-American trade and air transportation. The nearest foreign territory is the Bahamian island of Bimini, situated approximately fifty miles off the coast of Florida. The County is often referred to herein as Greater Miami. Climate Due to its location near the upper boundary of the tropical zone, Miami's climate is strongly influenced by the Gulf Stream, trade winds and other local climactic factors. Its average yearly temperature is 75.5 degrees Fahrenheit. Summer temperatures average 81.4 degrees Fahrenheit, and winter temperatures average 69.1 degrees Fahrenheit. Rainfall comes most frequently between the months of May and September, with the heaviest in June, averaging nine inches. Population The U.S. Bureau of Census estimates the population of the City at [358,458] as of April 1, 1990. The estimate is being challenged by the City. The City estimates that its population in [1992] was [380,700). According to estimates of the City, the population is expected to increase to [400,000 by the year 2000]. Government of the City The City has operated under the Commission -City Manager form of Government since 1921. The Commission consists of five elected citizens, who are qualified voters in the City, one of whom serves as Mayor. The Commission ads as the governing body of the City with powers to enact ordinances, adopt resolutions and appoint a chief administrative officer known as the City Manager. The City Clerk and City Attorney, as well as members of the Planning Advisory Board, the Zoning Board, The City of Miami Health Facilities Authority and the Miami Sports and Exhibition Authority are also appointed by the City Commission. Members of the Off - Street Parking Board and the Downtown Development Authority are appointed by the respective bodies and ratified by the City Commission. City elections are held in November every two years on a non -partisan basis. Candidates for Mayor must run as such and not for the Commission in general. At each election, two or three members of the Commission are elected for four-year terms. Thus, the terms are staggered so that there are always at least two experienced members of the Commission. A-1 94-- 576 s i i The City Manager serves as the administrative head of the municipal government, charged with the responsibility of managing the City's financial operations and organizing and directing the administrative infrastructure. The City Manager also retains full authority in the appointment and supervision.of department directors, preparation of the Citys annual budget and initiation of the investigative procedures. In addition, the City Manager takes appropriate action on all administrative matters. Mayor and City Commissioners Stephen P. Clark was elected Mayor in Vice -Mayor Miller J. Dawkins was elected commissioner in November 1981, 1985, and 1989 for respective four-year terms. Vice -Mayor Dawkins was elected as Vice -Mayor . His current term expires in 1993. Vice -Mayor Dawkins is a graduate of Florida Memorial College and holds a Master of Science degree from the University of Northern Colorado. Commissioner Dawkins has retired from Miami Dade Community College where he had been employed for over 19 years. Willie Gort was elected commissioner in Victor H. De Yurre was elected commissioner in November 1987 and 1991, for respective four-year terms. Commissioner De Yurre was elected as Vice -Mayor for a one year term commencing December 1,1992. Commissioner Do Yurre is a graduate of the University of Miami and holds a Juris Doctorate from St. Marys University School of Law and a Master of Laws degree in Taxation from the School of Law of the University of Miami. Commissioner De Yurre has his own legal practice and has served on numerous advisory boards and committees in the Miami area. J.L. Plummer, Jr. was appointed commissioner in October 1970 and was elected commissioner in November 1971, and re-elected in 1975, 1979, 19M, 1987, and 1991 for consecutive four-year terms. Commissioner Plummer is a graduate of Miami Senior High School and the Cincinnati College of Mortuary Science. Commissioner Plummer is Chairman of the Board of Ahern -Plummer Funeral Homes, Miami, Flurida. Administration of the City Cesar H. Odio was appointed City Manager, effective December 16,1985. Prior to his appointment to the top administrative position in the City, Mr. Odio served as Assistant City Manager for the City since January 1980. Mr. Odio's responsibilities extended over the functions of parks and recreation, building and vector maintenance, and public facilities. During the Mariel boatlift in 1980, Mr. Odio was appointed to the President's Task Force on Refugee Affairs. Mr. Odio has a Bachelor of Science degree in Public Administration from Florida Memorial College, Miami, Florida, and majored in Business Administration at the University of Santo Tomas de Vi lanova, Havana, Cuba. Carlos E. Garcia, CPA, was appointed Director of Finance in July 1980. Mr. Garcia joined the City in November 1976 is Assistant Finance Director. Mr. Garcia had been previously employed in private industry in A-2 94- 5'76 positions of Treasurer, Controller and Auditor. Mr. Garcia is a cum laude graduate of the University of Miami with a B.B.A. and also holds a Master of Science degree in Management from Florida International University. Mr. Garcia is licensed as a CPA in the State of Florida and is a member of the American and Florida Institutes of Certified Public Accountants and the Government Finance Officer's Association of the United States and Canada. A. Quinn Jones, ffi, Esq. is the City Attorney for the City of Miami. Mr. Jones attended Howard ' University where he graduated magna cum laude with a bachelor of the arts degree in political science in 1973 and received his Juris Doctor degree in 1976. Mr. Jones was associate editor of the Howard Law Journal. Mr. Jones served as attorney of counsel to Daniels & Roth where he handled public utility rate cases before the District of Columbia Public Service Commission. Mr. Jones is a member of Phi Betta Kappa. Mr. Jones has been a member of the Florida Bar since 1980 and is a member of the American and National Bar Associations and the National Institute of Municipal Law Officers, Mr. Jones joined the City Attorneys office in 1983. Mr. Jones served as the admin; trator of the Law Department and the Claims/Insurance Division before being appointed City Attorney. The areas of law in which he practices include labor and employment, cable television and general litigation. Matty Hirai was appointed City Clerk on September 1, 1985. Ms. Hirai was the City's Assistant City Clerk from September 1976 to August 1985. Ms. Hirai is a graduate of Edison High School and has completed course work at Pasadena City College, University of California at Los Angeles, and Hunter College, New York. Ms. Hirai attended specialized courses at Syracuse University and was awarded the three-year Municipal Clerk Certificate. Ms. Hirai is a member of the International Institute of Municipal Clerks, Scope of Services and Agency lFunctlons The City provides certain services as authorized by its Charter. Such services include public safety (police and fire), parks and recreational facilities, trash and garbage collection, street maintenance, construction and maintenance of storm drain systems, planning and development functions, construction of capital improvements, and building code, inspection and enforcement services. The Police Department provides a full range of police services and presently has a uniformed force of [1,114 and 4201 full-time, permanent civilian employees. The Fire Department is rated as Class I and provides a full range of fire protection and emergency services as well as providing a full range of medical and rescue services. The City provides garbage and trash pick-up and enforces sanitation requirements. Disposal of trash and garbage is performed by the County under contract with the City. The Department of Public Works maintains certain streets and sidewalks and manages construction of sewers and the capital facilities required by the City. The State of Florida and the County are responsible for maintaining most arterial streets and all major highways within the City. The Department of Parks, Recreation and Public Facilities maintains and operates all City -owned parks and administers various recreational and cultural programs associated with these facilities. Regional Government Services The following information and data concerning the County describes the regional government services the County provides for its residents, including residents of the City. The County is, in effect, a municipality with governmental powers effective upon the 28 cities in, and the unincorporated areas of, the County. The County does not displace or replace the cities but supplements them by providing certain governmental services. The County can take over particular activities of a eity's A-3 94- 576 operations (1) if the services fall below the minimum standards set by the Board of County Commissioners of the County (the "County Commission"), or (2) with the consent of the governing body of the City. Since its inception, the County government has assumed responsibility for a number of functions, including delivery of county -wide police services, which complement municipal police services within the municipalities, with direct access to the National Crime Information Center in Washington, D.C. and the Florida Crime Information Center; provision of a uniform system of fire protection services, which complement municipal fire protection services within four municipalities and provide full service fire protection for twenty-three municipalities which have consolidated their fire departments with the County's fire department; management of a consolidated two-tier court system pursuant to the revision of Article V of the Florida Constitution which became effective on January 1, 1973; the development and operation of County -wide water and sewer system; the coordination of the various surface transportation programs, including a consolidated public transportation system and a unified rapid transit system; operation of a central traffic control system of the County and eighteen municipalities, which together operate the main library, seventeen branches and six mobile units servicing forth - four county -wide locations; centralization of the property appraiser and tax collector functions; furaishing of data to municipalities, the Board of Public Instruction and several state agencies for the purpose of budget preparation and for their respective governmental operations; collection by the County Tax Collector of all taxes and distribution directly to the respective governmental entities according to their respective tax levies; and development of minimum acceptable standards by the County Commission, enforceable throughout the County in such areas as environmental resources management, building and zoning, consumer protection, health., housing and welfare. ECONOMIC AND DEMOGRAPHIC DATA Introduction and Recent Developments The City's diversified economic base is comprised of light manufacturing, trade, commerce, wholesale and retail trade, and tourism. While the City's share of Florida's tourist trade remains an important economic force, the great gains the City has made in the areas of banking, international business, real estate and transshipment have fortified the economic base. In recent years, the local economy has been adversely impacted by the bankruptcy of several institutions based in greater Miami, including Centrust Bank, Southeast Bank, Eastern Airlines and Pan American Airlines. Major capital improvements have allowed the City or the County to accommodate and foster rapid expansion. The Port of Miami has almost doubled in size, from 325 acres to 600 acres through a $300 million expansion program completed in 1981. The Port expansion program is designed to move 16 million tons of cargo and 4 million cruise ship passengers a year by the year 2000. Miami International Airport is undergoing a $1.0 billion expansion program. A seven -story 7,5W space parking structure, directly across from the main terminal, has been completed An elevated pedestrian sky bridge, opened in early 1985, connects the parking structure to the main terminal. Other projects include the construction of a direct connector road to the airport expressway, and a cargo tunnel. Expansion and modernization of passenger gate areas continues in order to accommodate the increase in domestic and international passenger traffic. Bayside The Rouse Company, a leading builder of specialty marketplaces in downtown waterfront settings, has developed the Bayside Specialty Center on twenty acres of City -owned property along the waterfront in Downtown Miami. The project currently features 235,000 square feet of retail space. 'Total project cost was $M million, with City participation limited to a $4 million investment in infrastructure improvements. The Bayside Parking Garage, located adjacent to the Specialty Center, contains 1,200 parking spaces. A-4 94- 576 1 Bayf runt Paris Bayfront Park, adjacent to the Bayside project area, currently is being redeveloped at a total project cost in excess of $20 million. More than fifty percent (50%) of the project financing has been secured by the City through a variety of Federal, State and private funding sources. Mlaml Arena The County levies a 3% Convention Development Tax on hotel rooms, of which the City receives one- third. This tax is received by the Miami Sports and Exhibition Authority to finance its operations and debt service cost. The most significant project financed by the Authority is the Miami Arena located within the Southeast Overtown/Parkwest redevelopment area, home to the Miami Heat and the University of Miami Hurricanes. This 300,000 square feet multi -purpose facility, competed in 1988 at a total cost of $48 million, accommodates up to 15,600 spectators. f Corporate Expansion The favorable geographic location of Greater Miami, the trained commercial and industrial labor force and the favorable transportation facilities have caused the economic base of the area to expand by attracting to the area many national and international firms doing business in Latin America. In Greater Miami, over 100 international corporations have set up hemispheric operations. Among them are such corporations as Dow Chemical, Gulf Oil Corporation, Owens-Corning Fiberglass Corporation, American Hospital Supply, Coca-Cola Interamerican Corporation, Ocean Chemicals, Inc., a subsidiary of Rohm &%lass Company, Rowye Trading, A.G., Mayr Brothers International and Abtron Corp. Other national firms that have established international operations of office locations in greater Miami are Alcoa International, Ltd., Atlas Chemical Industries, International Harvester, Johns Manville International, Minnesota (3-M) Export, Inc., Pfizer Latin America Royal Export, United Fruit, Baccus Electronics and Kraft. Industrial Development Greater Miami contains over one hundred million square feet of industrial space. Manufacturing concerns account for nearly half of the occupied industrial space and storage companies occupy an additional 35% of the City's industrial space. Transportation and service companies occupy the bulk of the remaining 15% of the Citys industrial space. The Industrial Development Authority (IDA) of the County reports that approximately two-thirds of Greater Miami's industrial firms own their facilities. There are currently 37 industrial parks in Greater Miami. Financial Institutions The County ranks among the top metropolitan areas of the United States in the concentration of international and Edge Act Banks. The Federal Reserve System has established a branch office in the County i to assist the Atlanta office with financial transactions in the South Florida area. The ten year summary presented below is for the County which includes the City of Miami. These figures include national and state chartered banks which are FDIC insured. Non-insured state -chartered banks are excluded. A-5 94- 576 Jugs 30 Number of Banks Total Deposits 1993 1992 62 $22,681,503,000(1) 1991 68 22,087,323,000(1) 1990 69 22,783,647,000 1989 73 21,695,337,000 1988 76 20,070,796,000(2) 1987 69 25,958,000,000 1986 73 23,042,378,000 1985 75 21,615,733,000 1994 76 21,770,028,000 1983 74 19,2.%,681,000 (1) FDIC not available. The data was provided by Florida Bankers Association. (2) Reduction in deposits is attributable to more stringent FDIC regulations, which have, caused a shift to other investments not insured by the FDIC. Source: City of Miami, Florida Comprehensive Annual F"mancial Report, Year Ended September 30, 1993. Tourism Greater Miami always has been a very attractive city for domestic and international tourists. Its climate and beaches draw many thousands of visitors throughout the year. Local government and private interests have cooperated in developing outstanding attractions and events including power boat races at Miami Marine Stadium, the Orange Bowl Classic, the Seaquarium, Parrot Jungle, Monkey Jungle, the Orchid Jungle, dog and horse race tracks, Jai Aiai, the Vizcaya Palace and Metrozoo. Other points of interest and activities include tours o: the Everglades and the Florida Keys, major league professional sports events, and annual attractions such as the Youth Fair, Graphics Miami, Coconut Grove Art Festival, Kwanzaa and Goombay Festivals, Hispanic Heritage Week, and the Orange Bowl Festival events. Major auto racing events are held in the City annually. The Miami Grand Prix auto rare has been run annually in downtown Miami since [1983). Cars and drivers from around the world competed for more than [S'300,000] in prize money in [19921. During [1991], approximately [8.5] million out-of-state visitors stayed in over [53,980] hotel and motel rooms in Greater Miami. Many of these visitors participated in international trade activities such as conventions and conferences. Tourists and visitors expended approximately [$6.0] billion in Greater Miami in [1991], according to the estimates of the County. Medical Facilities The (40] hospitals located in Greater Miami offer virtually all general and highly specialized medical services. This progressive and growing health care delivery system provides educational opportunity for the health care professional and places Miami in the forefront of communities with comprehensive medical capabilities. A-6 94- 576 Recreational Facilities The Greater Miami area is famous for its sailing, deep sea fishing and boat races. There are [35] yacht clubs and marinas, with [685] berthing facilities provided by City -owned marinas. Athletics for spectator sports fans are held at the City -owned Orange Bowl Stadium, the Miami Convention Center and the Miami Arena. Joe Robbie Stadium, which is used by the Miami Dolph;ns and the Florida Marlins, is located in North Central Dade County. Sports competition includes professional and college football, basketball, baseball and championship boat races. Other athletic events include amateur football, basketball, soccer, baseball, motorcycle speedway racing and rowing events. Golf is played year round at the Greater Miami area's [23] public and [14] private courses. Several open golf tournaments arc held each year. The Greater Miami Area's [403] public parks and playgrounds. cover [408,7101 acres, providing residents and visitors with a wide range of subtropical nature settings unique only to South Florida in the continental U.S. Each park has a combination of facilities that are enjoyed year round. The facilities include: public swimming and boating, equestrian trails and baseball and softball fields. The Greater Miami area's [22] public beaches comprise 11,4001 acres, which are freely accessible and are enjoyed year round by residents and tourists. Cultural Facilities and Affairs The Greater Miami area has an extensive library system, several museums of art and history and art galleries. A new cultural center built by the County at a cost of $26.6 million opened in downtown Miami in 1984. The complex, designed by Philip Johnson, is composed of a library, a fine arts center, and a historical Museum. Symphonic and pop concerts are performed regularly. Five theatres draw plays and concerts from around the United States which appeal to all ages. Operas are performed by both amateurs and professionals. Resident dance companies offer a full calendar of events. Educational Institutions The public schools of the County provide educational facilities on primary and secondary levels. Public school enrollment, including both primary and secondary levels, since [1983] is as follows: f _ , School Enrollment ubtic School System i School Year Dade Ending County June Miami Total 1993 N/A(1) 293,575 1992 N/A(1) 295,016 1991 64,615 285,831 1990 52,214 275,807 1989 50,757 265,3M 1988 41,521 250,977 ' 1987 36,994 241,S8g 1986 38,345 231,761 1985 37,093 224,2W 1984 36,992 219,857 i (1) Not available. Source: City of Miami, Florida Finance Department; Dade County School Board. City of Miami information is on a calendar year basis. Dade County information is on a school -year basis. i Over [120,0001 students are enrolled in the following colleges and universities located within the County or Greater Miami Area: Barry University 4 Florida International University Florida Memorial College International Fine Arts College I Miami Christian College Miami -Dade Community College St. Thomas University j University of Miami Fllm Industry The Dade Count film and televisions indust ry try ranks high nationally behind New York and Los Angeles in its annual dollar volume of production expenditures. As estimated by the State of Florida, the total production { expenditures for the State were $283 million in 1991 and the Greater Miami portion was estimated at approximately $175 million. i Apiculture The land area of Greater Miami includes large agricultural expanses on which limes, avocados, mangoes, tomatoes and pole beans are grown for the fresh produce market. During the sunny and warm winter months, the mild climate enables these crops to be grown and harvested. Many of the vegetables are shipped to the j Northern United States during the winter. Exotic tropical fruits such as plantains, lychee fruit, papaya, sugar apples and persian limes grow in the area and cannot be grown anywhere else in the United States. j A-8 94- 576 Forelgn Trade More than 71% of Florida's export trade and 52% of Florida's import trade flowed through the port of the City during the fiscal year 1989/1990, according to the Center for Banking and Fkancial Institutions at Florida International University. Further stimulation in the investment climate has resulted from the implementation of the 12-year Caribbean Basin Initiative program, designed to boost the economics of 27 countries of Central American and the Caribbean islands. The Caribbean Basin Initiative program, which grants duty-free entry into the U.S. of material goods produced in the region, is also expected to bring greater economic stability to those countries. Trade offices have been established in South Florida by several counties, in addition to economic affairs conducted by the 37 foreign consulates located in the Greater Miami area. These trade offices include those established by Belgium, Chile, Colombia, the Dominican Republic, Guatemala, Hong Kong, Jamaica, Korea, Panama, Spain, the Philippines and Japan. Miami International airport The County is the owner of five separate airports within its boundaries. The responsibilities for their operation are assigned to the Dade County Aviation Department. Miami International Airport (the "Airport") ranks 8th in the nation and 10th in the world in the number of passengers using its facilities. It ranks 3rd in the nation and 5th in the world in the movement of domestic and international air cargo. The Airport's facilities include three runway§, a 7,500 car parking complex, approximately two million square feet of warehouse and office space and maintenance shops. Approximately 40,000 individuals are employed at the Airport. In 1992, the Airport served over 26 million passengers and handled 2.0 billion pounds of cargo. Statistics from 1983 are presented below. Passengers Cargo Ys�' f000'sl ,��Q'S� IllS� 1993 1992 26,484 2,075,198 1991 26,591 1,815,134 1990 25,837 1,815,374 1989 25,408 1,730,950 1988 24,224 1,429,944 1987 23,801 1,374,380 1986 21,357 1,200,270 1985 19,853 1,031,700 1984 19,328 1,130,184 Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30, 1993. Port of Nun! The Port of Miami (the "Port") is owned by the County and is operated by the Dade County Seaport Department. From 1982 to 1991, the number of passengers sailing from the Port increased from 1,790,255 to A-9 94- 576 2,928,532, an increase of 66%. This increased growth highlights the Port's emergence as the world's leading j cruise ship port. f ' The Port specializes in unitized trailer and contained cargo handling concepts. The most effective use of equipment and the Ports convenient location combine to make the Port the nation's leading export port to the western Hemisphere. From 1982 to 1991 the total cargo handled increased from approximately 2.7 million I4 tons to over 3.8 million tons, an increase of 40%. The summary of the growth in revenues, passengers and cargo for previous years is presented below: revenues ,j'asseneers Cargo (Tonnage) 1993 1992 $35,754,515 3,095,457 4,959,648 1991 32,733,262 2,928,532 3,882,286 1990 25,736,465(l) 2,734,816 3,590,937 1989 30,036,869 3,100,055 3,206,417 1988 26,489,275 2,502,411 2,602,556 1987 19,933,917 2,633,041 2,425,937 1986 17,973,522 2,520,611 2,406,084 1985 17,135,048 2,326,685 2,333,026 1984 17,943,548 2,217,065 2,287,281 (1) Previous years data included Internal Revenue Service transfers. Actual revenue increased 7% over the prior year. Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30, 1993. Demographic Data The following table indicates the distribution by age groups among the population of residents of the City and of the County. Year City of Miami metro -Dade County 0-4 25,627 139,714 5-17 56,868 328,296 18-20 13,804 82,000 21.24 19,811 111,876 25.44 105,524 609,719 45-54 38,898 212,098 55-59 19,004 91,769 60.64 19,665 90,816 65-74 32,460 146,131 75-84 20,603 94,556 85+ b.2&i 119 Total %L4 1 4i Source: City of Miami, Florida comprehensive Annual Financial Report, Year Ended September 30, 1993. I A-10 94- 576 Retail Sales Although the City contains 22 percent of the population of the County, almost half of the dollar volume of sale transactions for the County are reported in the City. The following table presents five year of taxable Wes information for the City and the County. 'i Taxable Yeas ($ in thousands) i Fiscal Year Miami $ 8,814,453 $ 8,847,178 $8,614,429 $ 8,226,828 Dade County 19,435,493 18,312,80 8,207,737 18,089,189 f j Miami/Dade 45% 48% 47% 45% 1 Sourdhpartment of Revenue; State of Florida Unemployment Rates Annual Aver88, 1993 1992 1991 1990 1989 Miami 14.2% 10.7% 8.3% 7.9% Dade County 10.0 8.7 6.7 6.4 U.S. 7.4 6.7 5.5 53 I Source: United States Department of ]Labor, Bureau of Statistics Building Permits The dollar value of building permits issued in the City and in the unincorporated areas of the County since 1984 is as follows. A-11 94- 576 s i City of Unincorporated MW Miami Dade County 1993 1992 $216,266 $1,186,644 1991 208,914 1,493,522 1990 237,039 1,046,389 1989 308,941 2,731,505 1988 288,771 2,702,387 1987 238,513 1,190,493 1986 192,418 1,023,855 1985 322,785 864,862 1984 345,262 953,066 Source: City of Miami, Florida comprehensive Annual Financial Report, Year Ended September 30, 1993. i New Residential Construction 1 New residential construction in the City since 1984 has been estimated as follows: Number of I Y Units 1993 1992 119• 1991 380 1990 973 1989 1,624 II 1988 212 1 1987 1,425 1986 801 1985 603 1984 1,018 'Includes single, duplex, triple and multi -family housing. i i Source: The City of N iami Department of Building and Zoning. 4 i i 1 i i c A-n i 94- 576 CITY OF MU MI, FLORIDA RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL BONDED DEBT TO TOTAL GENERAL FUND EXPENDITURES AND OTHER FINANCING USES LAST TEN FISCAL YEARS j (in thousands) General Bonded Total General Fund Fiscal Bond Bond Debt Service Expenditures & Other Year Principal Interest E_genditures Mancing Users Bxi,Q 1993 1992 $11,375 $12,620 $23,995 $204,863 11.71% 1991 10,995 12,363 23,358 200,316 11.66 1990 11,711 13,778 25,489 198,354 12.85 1989 11,280 13,659 24,939 193,018 12.92 1988 12,000 14,176 26,176 186,337 14.05 1987 11,400 13,609 25,009 187,700 1332 1986 10,800 13,281 24,081 189,424 12.71 1985 10,010 12,540 22,550 181,805 12.40 1984 9,570 7,924 17,494 166,880 10.48 { Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30, 1993. CITY OF MIAMI, FLORIDA f SCHEDULE OF DIRECT AND OVERLAPPING GENERAL OBLIGATION DEBT September 30, 1993 ` (in thousands) Amount Percentage " Available Applicable City's Share Uross Debt and Reseal Net 12ch 19 cill of Debt City of Miami $ 185,430 $ 690 $ 184,740 100% $184,740 Metro -Dade County 489,171 37,993 451,178 19°b(1) 85,723 School Board(2) 394.020 20.326 323.694 19%0) 71.001 (1) Based Capon the percentage of the County tax roll valuation comprised of real and personal property situated in the City of Miami. ; (2) The amounts provided by the School Board are as of June 30, 1993. E Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30,1992. i 1 ' I j A-13 94- 576 Debt Statistics and Various Debt Ratios The following tables detail the City's debt statistics and significant comparative ratios of debt to population and to the Citys tax base. CITY OF MIAMI, FLORIDA CURRENT DEBT RATIOS SEPTEMBER 30, 1992 FACTORS: Assessed Value(') 511.923.790.000 Net taxable valuation 510.955.540.000 City of Miami debt, net of reserve funds: General obligation $184,740,000 Special obligation(2) .230•570, Combined direct debt $ 415,310,000 Overlapping debt, net of reserve funds:(3) General obligation 5156,724,000 Special obligation 8.M6.000 Combined net overlapping debt 235.570.000 Total net direct and net overlapping debt S 65�0.§N= Population of Miami(4) 380,700 Net assessed valuation per capita $ 31,321 Net taxable valuation per capita $ 28,777 DEBT RATIOS: Nat direct general obligation debt as a percent of taxable assessed valuation 1.69% Combined net direct and overlapping general obligation debt as a percent of taxable assessed valuation 3.12% Net direct general obligation debt per capita $ 485.26 Combined net direct general and special obligation debt per capita $ 1,090.91 Combined net direct and overlapping general obligation debt per capita $ 896•94 Combined net direct and overlapping general and special obligation debt per capita S 1,709.69 (1) Assessed valuation as of the final tax roll from Metropolitan Dade County, using 100% of assessed value as mandated by Florida law. (2) Special obligation debt includes special obligation bonds as well as revenue bonds payable from revenue sources other than ad valorem taxes. (3) Based upon the percentage of the County's tax roll valuation comprised of real and personal property situated in the City of MiamL (4) Based on City of Miami estimate. The 1990 U.S. Bureau' of the Census preliminary population count of 358,455 is being challenged by the City and is expected to be adjusted Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30, 1993. A-14 94- 576 RATIO OF NET GENERAL OBLIGATION BONDED DEBT TO NET ASSESSED VALUE AND NET GENERAL OBLIGATION T BONDED DEBT PER CAPI A (in thousands) Net Net General Fiscal Assessed Homestead Assessed Obligation Year PoRwation(11 Value Exemption Value Bonded Debt Ratio ,_er Capita 1993 1992 383,700(2) $11,923,790 $968,250 $10,955,540 $184,740 1.69% $485.26 1991 383,000(2) 11,777,685 985,533 10,796,152 186,144 1.73 486.79 1990 383,000(2) 11,515,111 981,728 10,533,383 184,102 1.75 481.20 1989 371,444(2) 11,210,985 969,335 10,241,640 195,860 1.91 527.29 1988 369,002(2) 10,761,797 954,978 9,806,819 186,041 1.90 504.17 1987 368,210(2) 10,420,911 933,300 9,487,611 195,578 2.06 514.70 1986 371,975(2) 10,184,933 953,516 9,231,417 190,697 2.07 512.66 1985 380,446(2) 9,696,610 952,430 8,744,180 170,087 1.95 447.07 1984 383,027(2) 9,346,033 954,979 8,391,054 146,102 1.74 381.74 (1) Estimate provided by the State of Florida, Division of Population Studies, Bureau of Business and Economic Research, University of Florida, except where noted (2) Based on City estimate. The 1990 U.S. Bureau of the Census preliminary population count of 358,548 is being challenged by the City and expected to be adjusted (3) Based on the July 1, 1982 population estimate used by the Office of Revenue Sharing of the Federal Government. Source: City of Miami, Florida Comprehensive Annual Financial Report, Year Ended September 30, 1992. General Obligation Bonds Authorized But Not Issued The following table outlines the date, type and amounts of general obligation bonds, other than the Series 1993 Bonds, authorized but unissued as of June 30, 1993. Date of Voter Previously Balance Approval d Dcb Authorized Unissued 10/1/80 Sanitary Sewer $45,000,000 $32,500,000 $12,500,000 0 .7� BM&O DRAFT 07/20/94 i`2652 CITY OF MIAMI FLORIDA SPECIAL NON -AD VALOREM REVENUE BONDS SERIES 1994 BOND PURCHASE CONTRACT July , 1994 City of Miami 300 Biscayne Boulevard Way Suite 210 Miami, Florida 33131 Ladies,and Gentlemen: William R. Hough & Co. , Guzman & Company, Smith Mitchell & Associates, Inc. and Douglas James Securities, Inc. (collectively the "Underwriters"), hereby offer to enter into this Bond Purchase Contract with the City of Miami, Florida (the "Issuer"), for the purchase by the Underwriters and the sale by the Issuer of the Bonds referred to in Section 1 hereof. This offer is made subject to acceptance by the Issuer of this Bond Purchase Contract, evidenced by action taken by the Issuer on July 26, 1994, and by the execution of this Bond Purchase Contract by duly authorized officers of the Issuer forthwith after such action has been taken. Upon such acceptance and execution, this Bond Purchase Contract shall be in full force and effect in accordance with its terms and shall be binding upon the Issuer and the Underwriters. 1. ,agreement to Pprebase and Selo Upon the terms and conditions and in reliance on the representations, warranties and covenants hereinafter set forth, the Underwriters hereby agree to purchase from the Issuer, and the Issuer hereby agrees to sell to the Underwriters, all (but not less than all) of $ in aggregate principal amount of the Issuer's Special Non -Ad Valorem Revenue Bonds, Series 1994, at an aggregate purchase price of $ plus accrued interest thereon from August 1, 1994, to the date of Closing (hereinafter defined) in the amount of $ . The statement required by Section 218.385, Florida Statutes is attachod hereto as Exhibit B. 94- 576 r 2. Description of Bonds. The Bonds are described in, and will be issued and secured under and pursuant to Resolution No. 94- - adopted by the Issuer on July 26, 1994, as amended and supplemented. Bonds shall mature in such years and ,in the amounts, shall bear interest payable on July 1 and January 1 of each year commencing on January 1, 1995 at the rates set forth in Exhibit A attached hereto and shall be subject to optional and mandatory redemption at the times and price set forth in Exhibit A attached hereto. in addition, in connection with the issuance of the Bonds, Financial Guaranty Insurance Company (the "Insurer") will issue a municipal bond insurance policy (the "Insurance Policy") insuring payment of the Bonds, dated the day of the closing. 3. offering. The Underwriters intend to make an offering of all of the Bonds at not in excess of the offering price (or yield) set forth on the cover page of the Official Statement referred to j in Section 4 hereof. The Underwriters, however, reserve the right to change such offering price (or yield) as the Underwriters shall deem necessary in connection with the marketing of the Bonds at any ! time. 4. Delivery of official Statementatnd Other Documents. I (a) Prior to the date hereof, you have provided to the f Underwriters for their review the Preliminary Official State- ment dated July —, 1994, that you deemed final as of its date (the "Nearly Final Official Statement"), except for certain permitted omissions (the "permitted omissions"), as contem- plated by Rule 15c2-12 of the Securities and Exchange Commission ("Rule 15c2-12" or the "Rule") in connection with the pricing of the Bonds. The Underwriters have reviewed the ` Nearly Final Official Statement prior to the execution of this Purchase Contract. The Issuer hereby confirms that the Nearly Final Official Statement was final as of its date, except for the permitted omissions. (b) The Issuer shall deliver, or cause to be delivered, at its expense to the Underwriters within seven (7) business days after the date hereof or within such shorter period as may be requested by the Underwriters in order to accompany any confirmation that requests payment from any customer (i) cuf- f icient copies of the Of f icial Statement ( the "Of f icial State- ment") to enable the Underwriters to fulfill their obligations I pursuant to the securities laws of Florida and the United } States, in form and substance satisfactory to the Underwriters and (ii) an executed original counterpart or certified copy of the Official Statement and the Ordinance. In determining I whether the number of copies to be delivered by the Issuer are reasonably necessary, at a minimum the number shall be suffi- cient to enable the Underwriters to comply with the require- ments of Rule 15c2-12, all applicable rules of the Municipal 2 94- 576 Securities Rulemaking Board ("MSRB") and to fulfill its duties and responsibilities under Florida and federal securities laws generally. The Underwriters agree to file the Official Statement with at least one Nationally Recognized Municipal Securities Information Repository ("NRMSIR") which has been so designated by the Securities and Exchange Commission pursuant to Rule 15c2-12 and with the MSRB (accompanied by a completed Form G-36) not later than two (2) business days after the Closing, and will furnish a list of the names and addresses of each such NRMSIR receiving a copy to the Issuer. The filing of the Official Statement with each such NRMSIR shall be in accor- dance with the terms and conditions applicable to such NRMSIR. The Issuer authorizes the use and distribution of the Official Statement in connection with the public offering and sale of the Bonds. The Underwriters agree that they will not confirm the sale of any Bonds unless the confirmation of sale requesting payment is accompanied or preceded by the delivery of a copy of the Official Statement. The Senior Managing Underwriter (hereinafter defined) shall notify the Issuer of the occurrence of the "end of the underwriting period," as such term is defined in the Rule, on the date which is one day thereafter and of the passage of the date after which the Underwriters no longer remain obligated to deliver Official Statements pursuant to paragraph (b) (4) of the Rule on the date which is one day thereafter. (c) From the date hereof until the time when the Offi- cial Statement is available to any person from a NRMSIR (but in no case less than 25 days following the end of the under- writing period), if any event occurs which may make it neces- sary to amend or supplement the Official Statement in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, the Issuer shall notify the Underwriters and if, in the opinion of the Issuer or the Underwriters, such event requires the preparation and publication of an amendment or supplement to the Official Statement, the Issuer, at its expense, promptly will prepare an appropriate amendment or supplement thereto (and file, or cause to be filed, the same with each NRMSIR having the Official Statement on file, file with the MSRB if the MSRB is requiring or permitting the filing of continuing disclosure information, and mail such amendment or supplement to each record owner of Bonds) so that the statements in the Official Statement as so amended or supplemented will not, in light of the circumstances under which they were made, be misleading, in a form and in a manner approved by the Underwriters. The Issuer will promptly notify the Underwriters of the occurrence of any event of which it has knowledge, which, in its opinion, is an event described in the preceding sentence. The q 94- 576 Is amendments or supplements that may be authorized for use with respect to the Bonds are hereinafter included within the term "Official Statement." (d) The Issuer hereby agrees, to the extent provided by law, to provide ongoing disclosure to owners of the Bonds, and the NRMSIR's in which the official Statement has been filed. Such ongoing disclosure shall include audited financial state- ments of the Issuer, notification of deficiencies in any of the funds and accounts established under the Resolution and such other matters that would have required disclosure if such events had occurred prior to the publication of the Official Statement. The Issuer further agrees to provide any addi- tional disclosure that becomes customary or required in order for the Underwriters to comply with applicable rules of the MSRB, the SEC or any other applicable state or federal agency. 5. Good Faith Deposit. Delivered to the Issuer herewith is a corporate check payable to the order of the Issuer, in the amount of $ (such check or proceeds thereof being hereinafter referred to as the "Good Faith Deposit"). If the Issuer accepts this offer, the Issuer shall hold the check for said Good Faith Deposit uncashed as security for the performance by the Under- writers of their obligations to accept and pay for the Bonds at the Closing. In the event of the Underwriters' compliance with such obligations, the Issuer shall return such check to the Underwriters at the Closing. In the event the Issuer does not execute this Bond Purchase Contract, the Good Faith Deposit shall be immediately returned to the Underwriters without interest. In the event the Issuer fails to deliver the Bonds at the Closing, or in the event the Issuer is unable to satisfy the conditions of its obligations to the Underwriters as set forth in this Bond Purchase Contract, or in the event such obligations of the Underwriters are terminated for any reason permitted by this Bond Purchase Contract, this Bond Purchase Contract shall terminate, and the Good Faith Deposit, uncashed, shall be immediately returned to the Underwriters without interest. In the event that the Underwriters fail (other than for a reason permitted hereunder) to purchase, accept delivery of and pay for the Bonds at the Closing as herein provided, the Issuer may present said Good Faith Deposit for payment and the amount of the Good Faith Deposit may be retained as full liquidated damages for such failure and for any defaults hereunder on the part of the Underwriters. Such retention shall constitute a full release and discharge of all claims by the Issuer against the Underwriters out of the transactions contemplated hereby. 6. Representations. Warranties and Covenants of Issuer. The Issuer hereby represents and warrants to, and covenants with, the Underwriters as follows: (a) The Issuer is and will be at the date of Closing duly organized and validly existing as a municipal corporation 4 94- 576 with the powers and authority set forth in Chapter 166, Florida Statutes, Article VIII, Section 2 of the Constitution of the State of Florida, as amended, its Charter and any other applicable law (collectively, the "Act"). (b) The Issuer has full legal right, power and authority to: (i) enter into this Bond Purchase Contract, (ii) adopt the Resolution, (iii) sell, issue and deliver the Bonds to the Underwriters as provided herein, and (iv) carry out and con- summate the transactions contemplated by this Bond Purchase Contract, the Bonds, the Resolution and the official Statement and any and all other agreements and documents as may be required to be executed and delivered by the Issuer in order to carry out, give effect to and consummate the transactions contemplated hereby, and by the Resolution and the official Statement. (c) The Issuer has complied and at the Closing will be in compliance with all provisions of the Constitution and laws of the State of Florida including, without limitation, the Act and with its obligations pertaining to and in connection with the issuance and sale of the Bonds. (d) The information contained in the official Statement will be true and correct in all material respects and will not contain any untrue statement of a material fact and will not omit to state a material fact that should be stated therein or is necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. The Official Statement in its entirety has been authorized and approved by the Issuer. The Issuer will not amend or supple- ment the Official Statement without the prior written consent of the Underwriters. For a period of sixty (60) days after the date of the Closing, the Issuer will promptly notify the Underwriters of any material adverse change in its financial cgndition or legal status or of any other event, which could have a material adverse effect on the Bonds of which it shall become aware. (e) The Issuer has duly adopted the Resolution and has or prior to the date of Closing, will have duly authorized all necessary action to be 'taken by the Issuer for (i) the issu- ance and sale of the Bonds upon the terms set forth herein, in the Resolution and in the Official Statement; (ii) the use of the Official Statement; (iii) the execution, delivery, receipt and due performance of this Bond Purchase Contract, the Bonds and any and all such other agreements and documents as may be required to be executed, delivered and received by the Issuer in order to carry out, dive effect to and consummate the transactions contemplated hereby, by the Resolution and the Official Statement; and (iv) the carrying out, giving effect 5 94- 576 21 to and consummation of the transactions contemplated hereby and by the Official Statement and the Resolution. (f) There is no action, suit, proceeding, inquiry or investigation to which the Issuer is a party at law or in equity or before or by any court, public board or body pending or, to the best knowledge of the Issuer, threatened against or affecting the Issuer (or, to the best knowledge of the Issuer, any meritorious basis therefor), where an unfavorable deci- sion, ruling or finding would adversely affect (i) the trans- actions contemplated hereby or by the Resolution or the Official Statement or the validity or enforceability of the Bonds, the Resolution, this Bond Purchase Contract or any agreement or instrument to which the Issuer is or is expected to be a party and which is used or contemplated for use in the consummation of the transactions contemplated hereby or by the Resolution or the Official Statement, (ii) the imposition or collection of the non -ad valorem revenues described in the Resolution, (iii) the pledge or lien on the Pledged Revenues pursuant to the Resolution or (iv) the exclusion from gross income of interest on the Bonds for federal income tax purposes. (g) The execution and delivery by the Issuer of the Official Statement, the Bonds, this Bond Purchase Contract, and the other agreements contemplated hereby and by the Resolution or the Official Statement, and compliance with the provisions thereof, will not conflict with or constitute on the Issuer's part a breach of or a default under (i) its Charter or any other governing instruments; (ii) any inden- ture, mortgage, lease, resolution, ordinance, bond or other agreement or instrument to which the Issuer is a party or by which the Issuer is bound; or (iii) any constitutional provision or statute or any order, rule or regulation of any court or governmental agency or body having jurisdiction over the Issuer or any of its activities or property. All con- sents, approvals, authorizations and orders of governmental or regulatory authorities, if any, which are required to be obtained by the Issuer in connection with the issuance and sale of the Bonds have been obtained and remain in full force and effect; provided, however, that no representation is hereby made as to compliance with federal or state securities laws. (h) This Bond Purchase Contract, when executed and delivered, and the Resolution when adopted, will constitute valid, legally binding and enforceable obligations of the Issuer (subject in case of the Bond Purchase Contract and the Resolution to usual equity principles and to any applicable bankruptcy, reorganization, insolvency, moratorium or other laws affecting the enforcement of creditors' rights generally from time to time in effect). The Bonds, when issued, 2 94- 576 authenticated, delivered and paid for as herein provided, will have been duly authorized, executed, authenticated, issued and delivered in accordance with the terms of the Resolution and will, constitute valid and legally binding limited obligations of the Issuer enforceable in accordance with and entitled to the benefits and security of the Resolution (subject to usual equitable principles and any applicable bankruptcy, reorgani- zation, insolvency, moratorium or other laws affecting the enforcement of creditors' rights generally from time to time in effect) and the Resolution will provide, for the benefit and security of the holders from time to time of the Bonds, a legally valid and binding pledge of and the first lien on the Pledged Revenues pledged under the Resolution. (i) The Issuer has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect t4at the Issuer is a bond issuer whose arbitrage certifica- tions may not be relied upon. ( j ) The Issuer agrees to cooperate with the Underwriters and their counsel in any endeavor to qualify the Bonds for offering and sale under the securities laws of such states or jurisdictions as the Underwriters may request. The Issuer authorizes and consents to the use by the Underwriters of the Official Statement, and drafts thereof, in obtaining such qualifications; provided, that the Issuer shall not be required to execute a general or special consent to service of process or qualified to do business in connection with any such qualification. (k) The issuance and sale of the Bonds is not subject to any transfer or other documentary stamp taxes of the State of Florida or any political subdivision thereof. (1) On or prior to the date of delivery of the Official Statement the issuer will furnish to the Underwriters a letter from Aeloitte & Touche, certified public accountants, or any other f irm retained by the Issuer as its independent auditors, to the effect that: (i) they are independent certified public accountants engaged by the Issuer, (ii) they consent to the inclusion of their audit report in the official Statement and to the use of their name in the Official Statement, and (iii) based upon specified procedures, they have verified the information set forth in the debt service coverage table. (m) Neither the Issuer nor anyone acting on its behalf has, directly or indirectly, offered the Bonds for sale to, or solicited any offer to buy the same from, anyone other than the Underwriters. 7 94- 576 y .i (n) The official Statement prior to the Closing as pro- vided above will have been duly authorized, executed and delivered, by the Issuer. (o) Any certificate signed by any of the Issuer's authorized officers and delivered to the Underwriters shall be deemed to be a representation and warranty by the Issuer to the Underwriter, as to the statements made therein. (p) The Issuer shall take no action between the date hereof and the date of the initial issuance of the Bonds which will cause any of the representations or warranties made in this Section 5 to be untrue as of the initial issuance of the Bonds. (q) The Issuer will not take any action or, to the extent the Issuer has control over such action, permit any action to be taken which might result in the loss of the Federal tax exempt status of interest on the Bonds. i (r) The Issuer is not in default and has not been in default at any time after December 31, 1975, as to principal or•interest with respect to any obligation issued by the Issuer, except as disclosed in the official Statement. i 7. Closinct. At 10: 00 a.m. , New York time, on August j 1994, or at such other time or at such other date as shall have been mutually agreed upon by the Issuer and the Underwriters, the Issuer will deliver, or cause to be delivered, to the Underwriters the Bonds, in definitive form, duly executed and authenticated, together with the other documents herein required; and the Und- erwriters will accept such delivery and pay the purchase price of the Bonds by delivering to the Issuer either immediately available funds by wire transfer or a Federal funds check payable to the order of the Issuer as required by the Issuer. Such payment and delivery is herein called the "Closing." If at the Closing the Issuer fails to deliver the Bonds to the Underwriters as provided herein, or if at the Closing any of the conditions specified in Section 8 hereof shall not have been fulfilled to the satisfaction of the Underwriters, the Underwriters may elect to be relieved of any further obligations under this Bond Purchase Contract without j thereby waiving any other rights the Underwriters may have by reason of such failure or nonfulfillment. Payment for and delivery of the Bonds as aforesaid shall be made at such place or places as shall have been mutually agreed upon by the Issuer and the Underwriters. The Bonds will be delivered at the Closing as definitive fully registered bonds in such authorized denominations and registered in such names as the Underwriters may request not less than two business days prior to the Closing. The Bonds to be delivered at the Closing will be wade available to the Underwriters for checking and packaging in New 8 94- 576 0 York, New York, not later than the day prior to the Closing. After execution by the Issuer, authentication by the Registrar and Paying Agent and completion of checking and packaging, the Bonds shall be transferred to and held in safe custody by the Underwriters, or their designated agent; provided that the Issuer shall receive a receipt of safekeeping from the Underwriters or their designated agent, in form satisfactory to the Issuer. The Issuer shall release or authorize the release of the Bonds at the Closing from safe custody to the Underwriters upon receipt of payment for the Bonds as described above. a. conditions to Closing. The Underwriters have entered into this Bond Purchase Contract in reliance upon the representa- tions and warranties of the Issuer contained herein, and in reliance upon the representations and warranties to be contained in the documents and instruments to be delivered at the Closing and upon the performance by the Issuer of its respective obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordingly, the Underwriters' obligations under this Bond Purchase Contract to purchase, to accept delivery of and to pay for the Bonds are conditioned upon the performance by the Issuer of its obligations to be performed hereunder and under such documents and instruments at or prior to the Closing, and are also subject to the following additional conditions: (a) The representations and warranties of the Issuer contained herein shall be true, complete and correct on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) At the time of the Closing, the Resolution shall be in full force and effect in accordance with its terms and shall not have been further amended, modified or supplemented, and the Official Statement shall not have been supplemented or amended, except in any such case as may have been agreed to by the Underwriters; (c) At the time of the Closing, all necessary official action of the Issuer and the other parties thereto relating to this Bond Purchase Contract, the Official Statement and the Bonds shall be in full force and effect in accordance with their respective terms and shall not have been amended, modi- fied or supplemented in any material respect, except in each case as may have been agreed to by the Underwriters; and (d) At or prior to the Closing, the Underwriters shall have received copies of each of the following documents: (1) The Official Statement and each supplement or amendment, if any, thereto, executed on behalf of the Issuer by its Mayor and City Manager; Z 94- 576 (2) The Resolution certified by the City Clerk under seal as having been duly adopted by the City Commission and as being in effect, with such supplements or amendments as may have been agreed to by the Underwriters; (3) The opinion of Bond Counsel addressed to the Issuer and to the Underwriters, dated the date oe Clos- ing, in form and substance acceptable to the Underwriters that under existing law, regulations, judicial decisions and rulings, the interest on the Bonds is excluded from gross income for federal income tax purposes and does not constitute an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations, accompanied by a supplementary opinion, dated the date of Closing and addressed to the Under- writers, substantially to the effect that: (a) this Bond Purchase Contract and the Bonds, have been duly autho- rized, executed and delivered by the Issuer and consti- tute valid, binding and enforceable agreements of the Issuer in accordance with their terms, except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency or other laws affecting creditors' rights generally and subject to general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law) and are entitled to the benefits of the Resolution and the Act; (b) the Issuer has authorized the distribution of the Official Statement; (c) the information in the Official Statement under the headings "DESCRIPTION OF THE 1994 BONDS," "SECURITY FOR THE 1994 BONDS," "INCOME TAX EFFECTS," and in Appendix B and Appendix D are accurate statements or summaries of the matters set forth therein and fairly present the information purported to be shown; and (d) the Bonds are exempt from registration pursuant to the Securities Act of 1933, as amended, and the Resolution is exempt from qualifications pursuant to the Trust Indenture Act of 1939, as amended. (4) An opinion, dated the date of the Closing and addressed to the Underwriters, of the City Attorney, or his designee, to the effect that (i) the Issuer is a public body corporate and politic, duly organized and validly existing under the laws of the State of Florida; (ii) the Issuer has full legal right, power and authority to enter into this Bond Purchase Contract, to adopt the Resolution, to sell, issue and deliver the Bonds as pro- vided in this Bond purchase Contract and to carry out and consummate the transactions contemplated by this Bond Purchase Contract, the Bonds, the Resolution and the Official Statement; (iii) this Bond Purchase Contract has been duly authorized, executed, and delivered by the Issuer and constitutes a valid, binding and enforceable agreement of the Issuer in accordance with its terms except to the extent that the enforceability of the rights and remedies set forth herein may be limited by bankruptcy, insolvency or other laws affecting creditors' rights generally or general principles of equity (regard- less of whether enforcement is sought in a proceeding in equity or at law); (iv) the Issuer has duly authorized, executed, and delivered the Official Statement and has duly authorized the distribution of the Official State- ment; (v) the information in the Official Statement as to legal matters (excluding tax treatment of interest on the Bonds, Blue Sky or other securities registration matters, and financial and statistical information, as to which such counsel need not opine) relating to the Issuer, the Act, the Bonds, the Fledged Revenues and the Resolution, is correct in all material respects, as to matters of law and facts relating thereto, and does not omit any state- ment, as to matters of law and facts relating thereto, which, in his opinion, should be included or referred to therein, and, in addition, such counsel shall state that, based upon his participation in the preparation of the Official Statement as City Attorney and without having undertaken to determine independently the accuracy, completeness or fairness of the statements contained in the Official Statement (except to the extent expressly set forth in this subparagraph (v)), as of the date of the Closing nothing has come to his attention causing him to believe that (A) the Official Statement as of its date contained any untrue statement of a material fact or omitted to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading (except for the financial and statistical information contained in the Official State- ment as to all of which no view need be expressed), or (B) the Official Statement (as supplemented and amended in accordance herewith, if applicable) as of the date of the Closing contains any untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading (except as aforesaid); (vi) the Issuer is not in material breach of or material default under any applicable constitutional provision, law or administrative regulation of the State or the United States or any applicable judgment or decree, applicable to it and by which it may be obligated, or any loan agreement, indenture, bond, note, ordinance, resolu- tion, material agreement or other material instrument tc which the Issuer is a party or to which the Issuer or any of its property or assets is otherwise subject, 11 94- 576 applicable to it and by which it may be obligated, and no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument, except in each case as disclosed 'in the Official Statement; and the execution and delivery of the Bonds, this Bond Purchase Contract and the adoption of the Resolution and compliance with the provisions on the issuer's part contained therein, will not conflict with or constitute a breach of or default under any consti- tutional provision, law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, ordinance, resolution, agreement or other instrument to which the Issuer is a party or to which the Issuer or any of its property or assets is otherwise subject, nor will any such execution, delivery, adoption or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the property or assets of the Issuer or under the terms of any such law, regulation or instrument, except as expressly provided by the Bonds and the Resolution; (vii) the Issuer has the right and power under the Act to adopt the Resolution and the Resolution has been duly and lawfully adopted by the Issuer, is in full force and effect and constitutes the legal, valid and binding obligation of the Issuer, enforceable in accordance with its terms, subject to applicable bank- ruptcy, insolvency and similar laws affecting creditors' rights generally .and subject, as to enforceability, to general principles of equity (regardless of whether enforcement is sought in a proceeding in equity or at law), and no other authorization is required; (viii) the Bonds are valid and binding special obligations of the Issuer, enforceable in accordance with their terms and the terms of the Resolution, subject to applicable bank- ruptcy, insolvency and similar laws affecting creditors' rights generally and subject, as to enforceability, to general principles of equity (regardless of whether enforcement is sought in a proceeding in equity or at law) and are entitled to the benefits of the Resolution and the Act; (ix) there is no action, suit, proceeding, inquiry or investigation to which the Issuer is a party at law or in equity before or by any court, government agency, public board or body, pending or, to the best of his knowledge, threatened against or affecting the Issuer, nor, to the best of his knowledge, is there any basis for any such action, suit, proceeding, inquiry or investigation, wherein an unfavorable decision, ruling or finding would have a materially adverse effect upon the transactions contemplated by the Official Statement, the validity of the Bonds, the Resolution or this Bond Purchase Contract, except as described, in the Official 12 94- 576 . Ll Statement; and (x) all authorizations, consents, approvals and reviews of governmental bodies or regula- tory authorities then required for the Issuer's adoption, execution or performance of the Bonds, the Resolution and this Bond Purchase Contract have been obtained or effected; and, in addition, he shall give his opinion to the same effect set forth under the caption "Litigation" in the official Statement. • (5) An opinion of general counsel of Financial Guaranty Insurance Company, dated the date of Closing and addressed to the Underwriters, in form and substance satisfactory to the 'Underwriters, to the effect that: (i) the Insurer is duly qualified to do business in the State of Florida, (ii) the Insurer has full corporate power and authority to execute and deliver the insurance policy for the Bonds (the "Policy") and the Policy has been duly authorized, executed and delivered by the Insurer and constitutes a legal, valid and binding obligation of the Insurer enforceable in accordance with its terms, and (iii) the information contained in the Official Statement under the heading "Municipal Bond Insurance" is true and correct in all material respects and does not omit any statement which in his opinion should be stated therein in order to make the statements made therein in light of the circumstances in which made, not misleading. (6) An opinion of counsel to the Underwriters, dated the date of Closing and addressed to the Under- writers, in form and substance satisfactory to the Underwriters. (7) Letters from Counsel for the Underwriters, indicating the jurisdictions in which the Bonds have been qualified or exempted under the securities laws of such jurisdictions, and the legality of the Bonds as invest- ments for certain entities. (8) A certificate of the Issuer dated the date of the Closing signed by its Mayor and City Manager, in form and substance satisfactory to the Underwriters, to the effect that (i) the representations and warranties of the Issuer contained herein are true and correct in all material respects as of the date of Closing, as if made on the date of Closing; (ii) the Issuer has performed all obligations to be performed hereunder as of the date of Closing; (iii) the Bond Purchase Contract has been duly authorized, executed and delivered by the Issuer and constitutes a valid, binding and enforceable agreement of the Issuer in accordance with its terms; (iv) the Resolu- tion has been duly and lawfully adopted by the Issuer, is 13 94- 576 in full force and effect, has not been modified, amended or repealed and constitutes a legal, valid and binding obligation of the Issuer, enforceable in accordance with its terms subject to applicable bankruptcy, insolvency and similar laws affecting creditors' rights generally; (v) the Bonds have been duly authorized, executed and delivered by the Issuer and constitute valid and binding obligations of the Issuer, enforceable in accordance with their terms and the terms of the Resolution subject to applicable bankruptcy, insolvency, and similar laws affecting creditors' rights generally, are entitled to the benefits and security of the Resolution and the Act and are payable from and secured by the Pledged Revenues; (vi) except as disclosed in the Official Statement no litigation is pending or threatened (A) to restrain or enjoin the issuance or delivery of the Bonds, (B) in any way contesting or affecting any authority for the issuance of the Bonds or the validity of the Bonds, the Resolution or this Bond Purchase Contract, (C) in any way contesting the corporate existence or powers of the Issuer, (D) which may result in any material adverse change in the business, properties, assets or financial condition of the Issuer, or (F) asserting that the Official Statement contains any untrue statement of a material fact or omits to state anv material fact necessary to make the statements therein, in light of the circumstances under which they were made not misleading; (vii) since September 30, 1993, no material and adverse change has occurred in the financial position of the Issuer except as set forth in or contemplated by the Official Statement; and (viii) the Nearly Final Official Statement did not, as of its date, and the Official Statement did not as of its date, and does not as of the date of Closing, contain any untrue statement of a material fact or omit to state a material fact which should be included therein for the purposes for which the Official Statement is to be used, or which is necessary in order to make the statements contained therein, in light of the circumstances in which they were made, not misleading. (9) copies of the Official Statement executed on behalf of the Issuer by its Mayor and City Manager. (10) An insurance policy of the Insurer, insuring payment when due, of all regularly scheduled payments of principal of and interest on the Bonds and a debt service reserve fund policy of the Insurer all as contemplated by the Official Statement, (11) Evidence that Moody's Investors Service has issued a Aaa rating for the Bonds, that Standard & Poor's 14 94- 576 Corporation has issued a AAA rating for the Bonds and that such ratings are in full force and effect as of the date of Closing, (12) A certificate executed by the appropriate officer of the Issuer, dated the date of Closing, satis- factory to Bond Counsel setting forth the facts, esti- mates and circumstances which establish that it is not expected that the proceeds of the Bonds will be used in a manner that would cause the Bonds to be "arbitrage bonds" within the meaning of the Internal Revenue Code of 1986, as amended, and to the best of the knowledge and belief of such officer, such expectations are reasonable. (13) Such additional legal opinions, certificates, proceedings, instruments and other documents as Counsel for the Underwriters or Bond Counsel may reasonably request to evidence compliance by the Issuer with legal requirements, the truth and accuracy, as of the time of Closing, of the respective representations of the Issuer herein contained and the due performance or satisfaction by the Issuer at or prior to such time of all agreements then required to be satisfied by the Issuer. All the opinions, letters, certificates, instruments and other documents mentioned above or elsewhere in this Bond Purchase Con- tract shall be deemed to be in compliance with the provisions hereof only if they are in a form and substance satisfactory to the Underwriters. 9. Undeaexriterg' Right to Cancel. The Underwriters shall have the right to cancel their obligations to purchase and accept delivery of the Bonds hereunder by notifying the Issuer, in writing or by telegram, of its election to do so between the date hereof and the Closing if prior to the Closing: (a) legislation shall be adopted or be actively con- sidered for adoption by the Congress, or recommended to the Congress for passage by the President of the United States, or favorably reported for passage to either chamber of the Congress by a committee of such chamber to which such legis- lation has been referred for consideration, a decision by a court of the United States or the United States Tax Court shall be rendered, or a ruling, regulation or official state- ment (including a press release) by or on behalf of the Treasury Department of the United States, the Internal Revenue Service or other governmental agency shall be made or proposed to be made with respect to federal taxation upon revenues or other income of the general character to be derived by the Issuer or by any similar body, or upon interest on obligations of the general character of the Bonds, or other action or events shall have transpired which have the purpose or effect, 15 94- 576 directly or indirectly, of changing the federal income tax consequences of any of the transactions contemplated in con- nection herewith, which, in the reasonable opinion of the Underwriters,* materially and adversely affects the market f price of the Bonds or the market price generally of obliga- tions of the general character of the Bonds; or (b) any legislation, ordinance or regulation shall be adopted or be actively considered for adoption by any govern- mental body, department or agency of the State of Florida, or a decision by any court of competent jurisdiction within the State of Florida shall be rendered which, in the reasonable opinion of the Underwriters, materially and adversely affects the market price of the Bonds, or (c) a stop order, ruling, regulation or official state- ment by or on behalf of the Securities and Exchange Commission shall be issued or made to the effect that the issuance, offering or sale of the Bonds, or of obligations of the general character of the Bonds as contemplated hereby, is sub- ject to registration or qualification under the Securities Act of 1933, as amended, or the Trust Indenture Act of 1939, as amended, or is in violation of any provision of either of such acts or the Securities Exchange Act of 1934, as amended; or (d) any event shall have occurred or shall exist which, in the reasonable opinion of the Underwriters, either (i) makes untrue or incorrect in any material respect any statement or information contained in the official Statement, or (ii) is not reflected in the official Statement and should be reflected therein in order to make the statements and information contained therein not misleading in any material respect; or (e) any amendment to the official Statement is proposed by the Issuer or deemed necessary by Bond Counsel or Counsel to the Underwriters pursuant to Section 4(c) hereof which materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them; or (f) there shall have occurred any outbreak or escalation of hostilities or other national or international calamity or crisis or a financial crisis, the effect of such outbreak, calamity or crisis on the financial markets of the United States being such as, in the reasonable opinion of the Und- erwriters, would affect materially and adversely the ability of the Underwriters to market the Bonds; or (g) trading shall be suspended, or new or additional trading or loan restrictions shall be imposed by the New York Stock Exchange or other national securities exchange or 16 94- 576 J it is governmental authority with respect to obligations of the general character of the Bonds or a general banking moratorium shall be declared by federal, Florida or New York authorities; or (h) any litigation shall be instituted, pending or threatened to restrain or enjoin the issuance or sale of the Bonds or in any way protesting or affecting any authority for or the validity of the Bonds, the Resolution, the Insurance Policy, this Bond Purchase Contract or the existence or powers of the Issuer; or (i) there shall have occurred a default with respect to the debt obligations of, or the institution of proceedings under any federal bankruptcy laws by or against, any state of the United States or any city located in the United States having a population of over 500,000, the effect of which, in the opinion of the Underwriters and the Financial Advisors (as defined in the Official Statement), would materially and adversely affect the ability of the Underwriters to market the Bonds; or (j) any rating of the Bonds shall have been downgraded or withdrawn by a national rating service, which materially adversely affects the market for the Bonds or the sale, at the contemplated offering prices, by the Underwriters of the Bonds to be purchased by them; or any proceeding shall be pending or threatened by the Securities and Exchange Commission against the Issuer; or (k) The Insurer shall inform the Issuer or the Under- writers that it will not insure payment of the principal of or interest on the Bonds as described in the Official Statement. 10. Failure to Satisfy conditions; Waiver of Conditions. If the Issuer shall be unable to satisfy the conditions to the obliga- tions of the Underwriters contained in this Bond Purchase Contract, or if the obligations of the Underwriters to purchase and accept delivery of the Bonds shall be terminated for any reason permitted by this Bond Purchase Contract, this Bond Purchase Contract shall terminate and neither the Underwriters nor the Issuer shall be under further obligation hereunder. The Underwriters may, in their discretion, waive any one or more of the conditions imposed by this bond Purchase Contract for the protection of the Underwriters and proceed with the Closing. 11. Notification by,Yseuer. During the offering period or for a period of not exceeding sixty (60) days after the Closing, the Issuer will (a) not adopt any amendment of or supplement to the Official Statement to which after having been furnished with a copy, the Underwriters or their counsel shall reasonably object in writing and (b) notify the Underwriters of any matter which shall 17 94- 576 cause the Official Statement to contain any untrue statement of a material fact or omit to state a material fact that should be stated therein or that is necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. 12. Survival. of Representations Warranties and Agreements. All representations, warranties and agreements of the Issuer set forth in or made pursuant to this Bond Purchase Contract shall remain operative and in full force and effect, regardless of any investigations made by or on behalf of the Underwriters and shall survive the delivery of and payment for the Bonds. 13. Bxpgnses. (a) The Underwriters shall be under no obligation to pay, and the Issuer shall pay, any expense incident to the performance of the Issuer°s obligations hereunder including, but not limited to: (i) the cost of preparation, printing, delivery and distribution of the Resolution, the Official Statement; (ii) the cost of preparation and printing of the Bonds; (iii) the fees and disbursements of Bond Counsel, and, if any, of the City Attorney; (iv) the fees and disbursements of' the Financial Advisors to the Issuer; (v) the fees and disbursements of Deloitte & Touche for their services as cer- tified public accountant for the Issuer; (vi) the fees and disbursements of any other accountants, and other experts, consultants or advisors retained by the Issuer; (vii) fees for bond ratings; (viii) bond insurance premiums; and (ix) any other fees or costs in connection with the issuance of the Bonds which have been authorized or are otherwise customarily and reasonably attributable to the Issuer, except as provided in (b) below. (b) The Underwriters shall pay: (i) the cost of pre- paration and printing of this Bond Purchase Contract and the Blue Sky and Legal Investment Surveys; (ii) all advertising expenses and Blue Sky filing fees in connection with the public offering of the Bonds; and (iii) all other expenses incurred by them or any of them in connection with the public offering of the Bonds, including the fees and disbursements of counsel retained by them. 14. AuEhoritg of the Senior Managing undeMitgr. William R. Hough & Co. (the "Senior Managing Underwriter") has been duly authorized to execute this Purchase Contract and has been duly authorized to act hereunder by and on behalf of the other Underwriters. 15. successors & Assigns, This Bond Purchase Contract shall inure to the benefit of and be binding upon the Issuer and the Underwriters and their respective successors. Nothing herein is 18 94- 576 intended or shall be construed to give any person, firm or cor- poration, other than the parties hereto and their respective i successors and assigns, any legal or equitable right, remedy or claim under or in respect of this Bond Purchase Contract or any provisions herein contained. This Bond Purchase Contract And all conditions and provisions hereof are intended to be for the sole and exclusive benefit of the parties hereto and their respective successors and assigns, and for the benefit of no other person, firm or a corporation. No Underwriters of the Bonds from any of the Underwriters or other persons or entity shall be deemed to be a successor merely by reason of such purchase. 16. notices. Any notice or other communication to be given to the Issuer under this Bond Purchase Contract may be given by delivering the same in writing at the address set forth above, and any notice or other communication to be given to the Underwriters under this Bond Purchase Contract may be given by delivering the same in writing to William R. Hough & Co., 100 Second Ave. S., Suite 800, St. Petersburg, Florida 33701, Attention: Edwin M. Bulleit. 17. Governing Lag. This Bond Purchase Contract shall be governed by and construed in accordance with the laws of the State of Florida. s i 18. Effective Date. This Bond Purchase Contract shall become effective upon your mutual acceptance hereof. 19. Counterparts. This Bond Purchase Contract may be exe- cuted in several counterparts, each of which shall be regarded as an original and all of which shall constitute one and the same document. I� f l i� I 1, I i j i ll� f 19 94- 576 EXHIBIT B CITY OF MIAMI, FLORIDA SPECIAL NON -AD -VALOREM REVENUE BONDS SERIES 1994 DISCLOSURE STATEMENT August , 1994 City Commissioners of City of Miami, Florida Miami, Florida Ladies and Gentlemen: In connection with the proposed issuance by the City of Miami, Florida (the "Issuer") of $ principal amount of the issue of bonds referred to above (the "Bonds"), William R. Hough & Co. on behalf of itself, Guzman & Company, Smith, Mitchell & Associates, Inc. and Douglas James Securities, Inc. (the "Underwriters"), have agreed to underwrite a public offering of the Bonds. Arrangement for underwriting the Bonds will include a Bond Purchase Contract between the Issuer and the Underwriters. The purpose of this letter is to furnish, pursuant to the pro- visions of Section 218.385(4), Florida Statutes, as amended, cer- tain information in respect to the arrangement contemplated for the underwriting of the Bonds as follows: (a) The nature and estimated amount of expenses to be incurred by the Underwriters and paid by the Underwriters in connection with the purchase and reoffering of the Bonds are set forth on Schedule I attached hereto. (b) No person has entered into an understanding with the Underwriters, or to the knowledge of the Underwriters, with the Issuer for any paid or promised compensation or valuable consider- ation, directly or indirectly, expressly or implied, to act solely as an intermediary between the Issuer and the Underwriters or to exercise or attempt to exercise any influence to effect any trans- action in the purchase of the Bonds. s EXHIBIT B CITY OF MIAMI, FLORIDA SPECIAL NON -AD -VALOREM REVENUE BONDS SERIES 1994 DISCLOSURE STATEMENT August , 1994 city Commissioners of City of Miami, Florida Miami, Florida Ladies and Gentlemen: In connection with the proposed issuance by the City of Miami, Florida (the "Issuer") of $ principal amount of the issue of bonds referred to above (the "Bonds"), William R. Hough & Co. on behalf of itself, Guzman & Company, Smith, Mitchell & Associates, Inc. and Douglas James Securities, Inc. (the "Underwriters"), have agreed to underwrite a public offering of the Bonds. Arrangement for underwriting the Bonds will include a Bond Purchase Contract between the Issuer and the Underwriters. The purpose of this letter is to furnish, pursuant to the pro- visions of Section 218.385(4), Florida Statutes, as amended, cer- tain information in respect to the arrangement contemplated for the underwriting of the Bonds as follows; (a) The nature and estimated amount of expenses to be incurred by the Underwriters and paid by the Underwriters in connection with the purchase and reoffering of the Bonds are set forth on Schedule I attached hereto. (b) No person has entered into an understanding with the Underwriters, or to the knowledge of the Underwriters, with the Issuer for any paid or promised compensation or valuable consider- ation, directly or indirectly, expressly or implied, to act solely as an intermediary between the Issuer and the Underwriters or to exercise or attempt to exercise any influence to effect any trans- action in the purchase of the Bonds. B-1 94- 576 (c) The amount of underwriting spread, including the management fee, expected to be realized is as follows: Per $1,000 pond Takedown Underwriting Risk Management Fee Underwriters' Expenses Total Underwriting Spread (d) No other fee, bonus or other compensation is estimated to be paid by the Underwriters in connection with the issuance of the Bonds to any person not regularly employed or retained by the Underwriter (including any "finder", as defined in Section 218.386 (1) (a) , Florida Statutes, as amended) , except as specifi- cally enumerated as expenses to be incurred and paid by the Under- writers, as set forth in Schedule I attached hereto. (e) The names and addresses of the Underwriters are set forth below: William R. Hough & Co. 100 Second Avenue South, Suite 800 St. Petersburg, Florida 33701 Guzman & Company Smith, Mitchell & Associates, Inc. Douglas James Securities, Inc. (f) The Issuer is proposing to issue $ of debt or obligations for the purpose of funding a self-insurance claims reserve fund for the Issuer, paying a premium for a surety bond to be deposited into the Reserve Account and to pay costs of issuance of the. Bonds. This debt or obligation is expected to be repaid over a period of years. At a forecasted true interest cost rate of %, total interest paid over the life of the debt or ga obli'�ti n will be $ . B-2 94- 576 t (g) The source of repayment or security for the proposed obligations is the Pledged Revenues (as defined in the Resolution) including certain Covenant Revenues. Authorizing this debt or obligation will not result in any material adverse change in the amount of Issuer moneys available to finance the other services of the Issuer. We understand that you do not require any further disclosure from the Underwriters, pursuant to Section 218.385(4), Florida Statutes, as amended. f Very truly yours, WILLIAM R. HOUGH & CO. GUZMAN & COMPANY SMITH, MITCHELL & ASSOCIATES, INC. DOUGLAS JAMES SECURITIES, INC. t By: WILLIAM R. HOUGH & CO.