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HomeMy WebLinkAboutR-00-0657J-00-631 7/17/00 RESOLUTION NO. 00— 6057 A RESOLUTION OF THE MIAMI CITY COMMISSION ESTABLISHING THE EXCESS BENEFIT PLAN TO ALLOW ELIGIBLE MEMBERS OF THE CITY OF 'MIAMI FIREFIGHTERS' AND POLICE OFFICERS' RETIREMENT TRUST ("FIPO") AND CITY OF MIAMI GENERAL EMPLOYEES' AND SANITATION EMPLOYEES' RETIREMENT TRUST ("GESE")" TO CONTINUE TO RECEIVE THOSE RETIREMENT BENEFITS TO WHICH THEY ARE -ENTITLED PURSUANT TO.THE CODE OF THE CITY OF MIAMI, FLORIDA, AS AMENDED, WHICH BENEFITS WOULD OTHERWISE BE LIMITED BY THE PROVISIONS CONTAINED IN SECTION 415 OF THE INTERNAL REVENUE CODE; PROVIDING FOR PAYMENT OF SAID BENEFITS; AND FURTHER APPOINTING A COMMITTEE TO ADMINISTER SAID PLAN. WHEREAS, a defined level of benefits are available to eligible members of the City of Miami Firefighters' and Police Officers' Retirement Trust and the City of Miami General Employees' and Sanitation Employees' Retirement Trust, pursuant to Chapter 40, Article IV, Divisions 2 and 3,of the Code of the City of Miami, Florida, as amended (the "Code"); and WHEREAS, Section 415 of the Internal Revenue Code limits the pension benefits an organization may pay an eligible employee unless the organization establishes a qualified governmental excess benefit plan; and WHEREAS, the-- City Commission, pursuant to applicable Internal Revenue Code provisions, wishes to establish a qualified CITY COI ISSION MEETING OF J U L 2 7 n39 Besoluuon Nu. U %I • n governmental excess benefit plan to continue to cover the difference between the allowable pension to be paid and the amount of the defined benefit so the benefits for eligible members are not diminished by changes in the Internal Revenue Code; NOW, THEREFORE, BE IT RESOLVED BY THE COMMISSION OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are hereby adopted by reference thereto and incorporated herein as if fully set forth in this Section. Section 2. An Excess Benefit Plan is hereby established to allow eligible members of the City of Miami Firefighters' and Police Officers' Retirement Trust ("FIPO") and City of Miami General Employees' and Sanitation Employees' Retirement Trust ("GESE") to continue to receive those retirement benefits to which they are entitled pursuant to the Code of the City of Miami, Florida, as amended, which benefits would otherwise be limited by the provisions contained in Section 415 of the Internal Revenue Code, and shall be implemented as follows: (A) Payment of the City of Miami's contribution of excess retirement benefits for eligible members of FIPO and GESE above the limits permitted by the Internal Revenue Code shall be: 0- t1 W d Page 2 of 4 • • (i) funded from the City of Miami General Fund; (ii) paid annually concurrently with the City's annual contribution to normal pension costs which shall cause the City to realize a reduction in normal pension costs in the same amount; and (iii) be deposited in two separate accounts established specifically for FIPO and GESE to receive the City's excess retirement benefit contributions, which accounts shall be separate and apart from the accounts established to receive the City's normal pension contributions for each retirement trust. (B) The actuaries for both the FIPO and GESE Boards of Trustees shall calculate the amounts necessary to fund the defined benefit plans giving effect to the reductions caused by the implementation of Section 415 of the Internal Revenue Code. (C) The excess benefits shall be paid to each eligible member of FIPO and GESS on a monthly basis in an amount equal to the difference between the allowable pension to be paid under the Internal Revenue Code and the amount of the defined benefit granted eligible members pursuant to the provisions set forth in the Code. Section 3. The Boards of Trustees for FIPO and GESE are hereby appointed as the respective committees to administer the Excess Benefit Plans for the sole purposes of receiving the City of Miami's excess benefit contributions and disbursing said contributions to eligible members. Page 3 of 4 ;` Section 4. This Resolution shall become effective immediately upon its adoption and signature of the Mayor.'/ PASSED AND ADOPTED this 27th day of July 1 2000. JOE CAROLLO, MAYOR On accordance with Miami Code Sec. 2-36, since the Mayor did not indicate approval of this legislation by signing it in the designated place provided, said legislpnlion now becomes effective with the elapso of tom (10) days fro e date, of Com '-,S-,'Cn etc.:'On regarding same, without the Mayor exert' 'reg 0 ATTEST: Walter (1–F-de—m6n, City Clerk WALTER J. FOEMAN CITY CLERK TO FORM AND CORRECTNESS VIPOVILARELLO TTORNEY ��p 59:LRC:BSS If the Mayor does not sign this Resolution, it shall become effective at the end of ten calendar days from the date it was passed and adopted. If the Mayor vetoes this Resolution, it shall become effective immediately upon override of the veto by the City Commission. Page 4 of 4 G. U 65 7 25ACITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM TO: The Honorable Mayor and DATE: JUL 18 2000 FILE: Members of the City Commission SUBJECT: Resolution Establishing an Excess Benefits Plan — FIPO And GESE Trusts FROM: REFERENCES: City Manager ENCLOSURES: RECOMMENDATION The Administration recommends that the City Commission approve the attached Resolution that establishes an Excess Benefit Plan for both the GESE Trust and FIPO Trust that will allow a retiree to continue receiving the retirement benefit provided by Ordinance which would otherwise be reduced under the Internal Revenue Service Code, Section 415. BACKGROUND Under Section 415 of the IRS Code, certain limits are placed on the amount of retirement benefits that a pension plan is allowed to pay a beneficiary, i.e., even though the provisions of a pension plan provide that a given retiree is eligible for an annual pension of "X", it cannot be paid to the retiree if "X" exceeds the 415 limits. In order to address this issue, the IRS Code was modified to provide that to the extent that earned benefits for which a retiree is eligible under the provision of a pension plan exceed the revised 415 limits, they may be paid to that retiree through a qualified Excess Benefit Plan. The proposed Resolution establishes an Excess Benefit Plan for both the GESE and FIPO Trusts to remove the obstacle that could prevent our retiring employees from receiving their full benefits as provided by Ordinance. The Excess Benefit Plans will be administered by a committee that shall be composed of each Trust, respectively. Under the Excess Benefit Plan, the City will contribute the excess benefit above the allowed limitations to the Excess Benefit Plan at the same time it makes its annual payment for costs to the two Trusts. The two Trusts will continue to pay the full pension benefits required by Ordinance to the retiree, and the City will realize a deduction in normal pension costs in the same amount. This resolution is to be effective upon approval to permit the respective Boards to continue providing the retirement benefits currently granted by Ordinance. Because the City Commission is not meeting during the month of August, deferral of this issue would delay implementation until September 2000. Wk CAG/RS W `lrco