Loading...
HomeMy WebLinkAboutSEOPW-CRA-R-03-0027Item 21. a&b RESOLUTION NO. SEOPW/CRA R- 0 3 - 27 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE SOUTHEAST OVERTOWN PARK WEST COMMUNITY REDEVELOPMENT AGENCY (the "CRA') AUTHORIZING' THE CRA TO ENTER INTO A PURCHASE AGREEMENT IN SUBSTANTIALLY THE FORM ATTACHED HERETO AS EXHIBIT A (THE "AGREEMENT) WITH JEJ PROPERTIES, INC. ("JEJ") WHO WAS THE SOLE RESPONSIVE RESPONSIBLE BIDDER TO THE INVITATION TO BID FOR THE SALE OF PROPERTY LOCATED AT 936 N.W. 3RD AVENUE; MIANII, FLORIDA ("P-5") AND FURTHER AUTHORIZING THE CRA TO PROVIDE PURCHASE MONEY FINANCING IN THE AMOUNT OF FORTY-ONE THOUSAND SIX HUNDRED AND N0/100 ($41,600.00) TO BE SECURED BY A PURCHASE MONEY MORTGAGE ENCUMBERING P-5 TOGETHER WITH THE ADJOINING PROPERTY AND FURTHER DIRECTING THE CRA AND HOLLAND & KNIGHT, AS SPECIAL TO COUNSEL TO THE CRA, TO PROVIDE TECHNICAL ASSISTANCE TO JEJ WITH RESPECT TO THE REPLATTING OF THE PROPERTY AND ANY UNITY OF TITLE AGREEMENTS REQUIRED WITH RESPECT TO THE PROPERTY TO ENABLE THE PROPERTY AND THE ADJACENT PROPERTY TO BE REDEVELOPED IN ACCORDANCE WITH THE CITY OF MIAMI ZONING CODES. WHEREAS, the CRA is responsible for carrying out community redevelopment activities and projects in the Southeast Overtown/Park West Community Redevelopment Area established pursuant to the Redevelopment Plan; WHEREAS, the CRA desires to provide purchase money financing in the amount of Forty One Thousand Six Hundred and No/100 Dollars ($41,600.00) to enable JEJ to acquire P-5; and WHEREAS, the CRA desires to provide technical assistance to JEJ and assist JEJ in replatting P-5 and the adjacent property and with respect to entering into a unity of title agreement with respect to P-5 and the adjacent property at a cost to _SEOPW/CRA 03- - 27 the CRA not to exceed Twenty Thousand and No/100 Dollars ($20,000.00) for surveying costs, civil engineering costs and legal fees associated therewith. NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY AS FOLLOWS: Section 1. Recitals and finding contained in the Preamble to this Resolution are incorporated herein as if fully set forth' in this section. Section 2. The Board of Directors of the CRA hereby authorize the CRA to provide purchase money financing to JEJ in the amount of Forty One Thousand Six Hundred and No/100 Dollars ($46,100.00) which mortgage will encumber P-5 and the Adjacent Property and be junior and subordinate to an existing first mortgage held by Pacific National Bank in the approximate principal amount of Forty -One Thousand and No/100 Dollars ($41,000.00) and a second mortgage in the approximate amount of Two Hundred Fifty Thousand and No/100 Dollars ($250,000.00). Section 3. The Board of Directors of the CRA authorizes the CRA to provide technical assistance to JEJ with respect to replatting P-5 and .the Adjacent Property to enable the Jackson Soul Food Restaurant to be expanded in compliance with the applicable building codes of the City of Miami and provide technical assistance in connection with the execution of a unity of title agreement at a cost to -the -CRA- not- to exceed -Twenty Thousand --and' Noll 00 ­D611ars ($20,000.00) with respect to surveying, civil engineering and legal services associated therewith. Section 4. This Resolution shall be effective immediately upon adoption. • SEOPW/CRA - 03 - 27 • • PASSED AND ADOPTED this 31st day of March, 2003. Priscilla Thompson Clerk of the Board APPROVED AS TO FORM AND CORRECTNESS: 2-1/1) k William R. Bloom Holland & Knight LLP CRA Special Counsel MIA1 #1190960 vl Arthur E. Teele, Jr., Chairman SE®PW/CRA 03- 27 ITEM 17 CITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM To: Chairman Arthur E. Teele, Jr. and Members of the CRA Board From: Frank Rollason CRA Executive Director RECOMMENDATION: Date: March 18, 2003 File: Subject: Pilot Seed Funding — Margaret Pace Park Events References: Enclosures: Resolution It is respectfully recommended that the CRA Board of Directors adopt the attached resolution related to the Greater Miami Visitor and Conventions Bureau, the Biscayne Bay Marriot, the Renaissance and Double Tree Grande Hotel authorizing and approving a pilot program for seed funding in an amount not to exceed $50,000 for events catering to dignitaries, consulates, FTAA officials, conventions, conferences, and meetings utilizing Margaret Pace Park over a nine month period of time. JUSTIFICATION: The CRA recently renovated Margaret Pace Park and the Administration is recommending (via Item #18) to the CRA Board of Directors to support the hiring of a full time park attendant to oversee the park and further to have the Omni Advisory Board and the Omni community to "adopt' Margaret Pace Park for the purpose of providing supplemental security and maintenance of the park. This resolution seeks to promote alternative uses of the park by providing additional fund sources, which may be used to pay for police, fire, and solid waste fees, as well as other unforeseen miscellaneous expenses. Funding Source: Account Number: 0 FKR/CA/em OMNI TIF TRUST FUND 686001.590320 03- 27 PURCHASE AND SALE AGREEMENT THIS PURCHASE AND SALE AGREEMENT, (the "Agreement") is made and entered into as of the day of February, 2003, by and between THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, of the City of Miami, a public agency and body corporate created pursuant to Section 163.356, Florida Statutes, with offices at 300 Biscayne Boulevard Way, Suite 309, Miami, Florida, 33131 (hereafter "Seller" or "CRA"), and J.E.J. Properties, Inc., a Florida corporation, with offices at 950 N.W. 3rd Avenue, Miami, Florida 33136-("Purchaser"). The Parties hereby agree that Seller shall sell and Purchaser shall buy the following property upon the following terms and conditions: 1. DESCRIPTION OF PROPERTY A. Legal Description Legal description as set forth in Exhibit "A" attached hereto and made a part hereof. B. Street Address . 936 N.W. 3rd Avenue Miami, Florida 33136 2.- PURCHASE PRICE AND PAYMENT The Purchaser agrees to pay and the Seller agrees to accept for the Property the sum of Fifty Two Thousand and No/100 Dollars ($52,000.00) (the "Purchase Price"). The Purchase Price shall be payable as follows: A. Deposit. (1) The Purchaser has delivered to the Seller an initial deposit equal to Five Thousand Two Hundred and No/100 Dollars ($5,200.00) (the "Bid Deposit"). At Closing (as hereinafter defined), the Bid Deposit shall be credited against the Purchase Price. (2) Upon signing this Agreement, the Purchaser shall deliver to Holland & Knight, LLP (the "Escrow Agent") an additional deposit in the amount of Five Thousand Two Hundred and No/100 Dollars ($5,200.00) (the "Purchase Deposit") (the Purchase Deposit and the Bid Deposit are collectively referred to as the "Deposit"). (3) Upon receipt of Form W-9 executed by Purchaser, the Purchase Deposit shall be placed by the Escrow Agent in an interest bearing account SEOPW/CRA Page 1 0 3 r 27 #1190315 v6 - Purchase Agreement / CRA . until this transaction is closed. The interest earned on the Purchase Deposit shall belong to Purchaser. (4) At Closing (as hereinafter defined) the Purchase Deposit, and all interest earned on the Purchase Deposit shall be delivered by the Escrow Agent to the Seller and credited against the Purchase Price. The Purchase Deposit is non-refundable except in the event this Agreement is terminated as provided in paragraphs 4E or 5 herein. B. Financing. At Closing, the Purchaser shall deliver to the Seller a promissory note (the "Note") in the amount of Forty One Thousand Six Hundred and No/100 Dollars ($41,600.00) in the form attached hereto as Exhibit `B". The Note shall be secured by a mortgage (the "Mortgage") encumbering the Property and certain adjacent parcels (the "Adjacent Parcels") described in Exhibit "C". The Mortgage shall be in the form attached hereto as Exhibit "D". The amount of the Note shall be credited against the Purchase Price at Closing. C. Closing Payment. At Closing, the balance of the Purchase Price (increased or decreased by adjustments, credits, prorations, costs; and expenses as set forth in Section 12 of this Agreement) shall be paid by the Purchaser to the Seller by cashier's check, certified check, official bank check, or wire transfer. 3. EFFECTIVE DATE/TIME OF ACCEPTANCE The Effective Date of this Agreement shall be the date on which this Agreement is accepted and executed on behalf of the Seller. 4. ENVIRONMENTAL MATTERS A. Definitions. For purposes of this Agreement: The term "Hazardous Materials" shall mean and include without limitation, any substance which is,- or contains, (A) any "hazardous substance" as now or hereafter defined in the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as amended (42 U.S.C., Section 9601 et seq.) ("CERCLA") or any regulations promulgated under or pursuant to CERCLA; (B) any "hazardous waste" as now or hereafter defined in the Resource Conservation and- Recovery Act (42 U.S.C., Section 6901 et seq.); (C) any substance regulated by the Toxic Substances Control Act (15 U.S.C., Section 2601 et. Seq.); (D) gasoline, diesel fuel, or other petroleum hydrocarbons; (E) asbestos and asbestos containing materials, in any form, whether friable or non -friable; (F) polychlorinated biphenyls; and (G) any additional substances or material which: (i) is now or hereafter cl§2647M Page 2 03-' 2r-� #1190315 v6 - Purchase Agreement / CRA considered to be hazardous or toxic under Environmental Requirements as hereinafter defined; (ii) causes or threatens to cause a nuisance on the Property or adjacent property or poses or threatens to pose a hazard to the health or safety of persons on the Property or adjacent property; or (iii) would constitute a trespass if it emanated or migrated from the Property. The term "Environmental Requirements" shall mean all laws, ordinances, statutes, codes, rules, regulations, agreements, judgments, orders and decrees, now or hereafter enacted, promulgated, or amended of the United States, the states, the counties, the cities, or any other political subdivision, agency or instrumentality exercising jurisdiction over the Seller or the Purchaser, the Property, or the use of the Property, relating to pollution, the protection or regulation of human health, natural resources, or the environment, or the emission, discharge, release or threatened release of pollutants, contaminants, chemicals, or industrial, toxic or hazardous substances or waste or Hazardous Materials into the environment (including, without limitation, ambient air, surface water, groundwater, land or soil). B. Disclaimer As To Environmental Matters. Purchaser acknowledges and agrees that Seller has not made, does not make and specifically negates and disclaims any representations, warranties, promises, covenants, agreements or guaranties of any kind or character whatsoever, whether express or implied, oral or written, (past, present, or future) of, as to, concerning or with respect to environmental matters with reference to the Property, including, but not limited to: (a) the value, nature, quality or condition of the Property, including, without limitation, the water, soil and geology, (b) the compliance of or by the Property, or its operation with any Environmental Requirements, (c) any representations regarding compliance with any environmental protection, pollution, land use, zoning, or development of regional impact laws, rules, regulations, orders or requirements, including the existence in or on the Property of Hazardous Materials. Purchaser further acknowledges and agrees that it is being given the opportunity to inspect the Property, and all relevant documents and records of the Seller as they relate to the Property, including the Level I Environmental Site Assessment and Limited Phase II Subsurface Assessment Report on file at 300 Biscayne Boulevard Way, Suite 309, Miami, Florida 33131, which report revealed some evidence of contamination, and other documents that may exist in the public records of the state, county and/or city relating to the environmental condition of the Property as part of this Agreement and that Purchaser is not relying solely upon any documents provided by, or representations made by or on behalf of Seller, but that Purchaser is responsible to conduct its own investigation of the Property. Purchaser further acknowledges and agrees that any information provided with respect to the Property was obtained from a variety of sources and that Seller has not made any independent investigation or verification of SE®PW/ CRA Page 03- 27 #1190315 v6 - Purchase Agreement / CRA such information and makes no representations as to the accuracy or completeness of such information. Seller is not liable or bound in any matter by any verbal or written statements, representations or information pertaining to the Property, or the operation thereof, furnished by any agent, employee, servant or other person. C. Inspection Period. Purchaser, its employees, agents,. consultants and contractors shall have a period of twenty-five (25) days from the Effective Date (the "Investigation Period") in which to undertake at Purchaser's expense, such physical inspections and other investigations of and concerning the Property including surveys, soil borings, percolation, engineering studies, environmental tests and studies and other tests as Purchaser considers necessary for Purchaser and his consultants to review and evaluate the physical characteristics of the Property and to perform certain work or inspections in connection with such evaluation (the "Environmental Inspection") after giving the Seller twenty-four (24) hours notice prior to each test performed. The CRA, at its sole option, may extend the Investigation Period for an additional twenty-five (25) days if, based upon the results of the testing, additional testing is warranted. For the purpose of conducting the Environmental Inspection, Seller hereby grants to Purchaser and its consultants and agents or assigns, full right of entry upon the Property during the Inspection Period through the closing date. The right of access herein granted shall be exercised and used by Purchaser, its employees, agents, representatives and contractors in such a manner as not to cause any material damage or destruction of any nature whatsoever to, or interruption of the use of, the Property by the. Seller, its employees, officers, agents and tenants. D. Inspection Indemnity, Insurance and Releases. Notwithstanding anything contained in this Agreement to the contrary, as consideration for the Seller granting a continuing right of entry, the Purchaser agrees to: (i) immediately pay or cause to be removed any liens filed against the Property as a result of any actions taken by or on behalf of Purchaser in connection with the inspection of the Property; (ii) immediately repair and restore the Property to its condition existing immediately prior to the Inspection Period; and (iii) indemnify, defend and hold harmless Seller, its employees, officers and agents, from and against all claims, damages or losses incurred to the Property, or anyone on the Property as a result of the actions taken by the Purchaser, any of its employees, agents, representatives or contractors, or. anyone directly or indirectly employed by any of them or anyone for whose acts they may be liable, with respect to the inspection of the Property, regardless of whether or not such . claim, demand, cause of action, damage, liability, loss or expense is caused in part by Seller, its employees, officers and agents, provided, however, Purchaser shall not be liable for the gross negligence or intentional misconduct of Seller, its employees, officers and agents. Nothingherei SE®P/CIZA Page 03- 27 . #1190315 v6 -Purchase Agreement / CRA shall be deemed to abridge the rights, if any, of the Seller to seek contribution where appropriate. The provisions of this indemnity shall survive closing or termination of this Agreement. Prior to Purchaser entering upon the Property for purposes of the Environmental Inspection, Purchaser shall furnish to Seller policies of insurance or certificates of insurance, in such form and amounts as are acceptable to Seller, protecting the Seller during the course of such testing from all claims for personal injury and property damage arising out of or related to the activities undertaken by the Purchaser, its agents, employees, consultants and contractors, or anyone directly or indirectly employed by any of them or anyone for whose acts they may be liable, upon the Property or in connection with the Environmental Inspection. Purchaser hereby waives any and all claims against the Seller for personal injury or property damage sustained by the Purchaser, its employees, agents, contractors, or consultants arising out of or related to the activities undertaken by the Purchaser, its agents, employees, consultants and contractors upon the Property or in connection with the Environmental Inspection and releases the Seller from any claims in connection therewith. E. Remedies/Right of Termination. If, during the Investigation Period, Purchaser discovers the presence of Hazardous Materials on the Property in levels or concentrations which exceed the standards set forth by DERM, the State, or the Federal Government then, prior to the end of the Inspection Period, Purchaser shall notify Seller in writing and deliver to Seller copies of all written reports concerning such Hazardous Materials (the "Environmental Notice"). The Purchaser and Seller shall have seven (7) business days from the date the Seller receives the Environmental Notice to negotiate a mutually agreeable remediation protocol. In the event the Purchaser and Seller are unable to reach agreement with respect thereto within the seven (7) business day period provided herein, the parties shall have the option within two (2) calendar days of the expiration of the seven (7) business day period to terminate this Agreement by written notice to the other party whereupon: (i) all property data and all studies, analysis, reports and plans concerning the Property delivered by Seller to Purchaser, or prepared by or on behalf of the Purchaser, shall be delivered by Purchaser to the Seller; (ii) the Bid Deposit, without interest, shall be returned by Seller and the Purchase Deposit and all interest earned thereon shall be returned by Escrow Agent to Purchaser; and (iii) except for those obligations specifically stated herein to survive termination, the parties shall thereupon be relieved of any and all further responsibility or obligation hereunder. Page 5 #1190315 v6 - Purchase Agreement ( CRA SEOPW/CRA 03- 27 • F. Waiver and Release. In the event that Purchaser does not elect to cancel this Agreement, Purchaser acknowledges and agrees that, to the maximum extent permitted by law, the sale of the Property as provided for herein is made on an "AS IS" "WHERE IS" basis with all faults. Purchaser on behalf of itself and its successors, heirs, and assigns waives, releases, acquits, and forever discharges Seller, its successors and assigns, of and from any and all claims, actions, causes of action, demands, rights, damages, costs, expenses or compensation whatsoever, direct or indirect, known or unknown, foreseen or unforeseen, which Purchaser or any of its successors or assigns now has or which may arise in the future on account or in any way related to or in connection with any past, present, or future physical characteristic or condition of the Property including, without limitation, any Hazardous Materials in, at, on, under, or related to the Property, or any violation or potential violation or any Environmental Requirement applicable thereto. In addition, Purchaser specifically waives all current and future claims and causes of action against Seller arising under CERCLA, RCRA, Chapters 376 and 402, Florida Statutes, and any other federal or state law or county regulation relating to Hazardous Materials in, on, or under the Property. This release shall survive closing or termination of this Agreement. • 5. TITLE EVIDENCE Within ten (10) days of the Effective Date of this Agreement, Seller shall provide Purchaser; at Purchaser's sole cost and expense, with a title insurance commitment issued by Chicago Title Insurance Company, Commonwealth Land Title Insurance Company, First American Title Insurance Company, Lawyers Title Insurance Corporation, or Attorney's Title Insurance Fund, Inc. (the "Title Company") binding the Title Company to insure good, marketable and insurable 'fee simple title to the Land in Purchaser by its ALTA Form B Owner's Title Insurance Policy, at then current promulgated rates with insurance in the amount of the Purchase Price upon the recording of the special warranty deed to be given by Seller. Purchaser's examination of title shall be completed within twenty-one (21) days of the Effective Date. In the event Purchaser's examination of title reflects any condition which renders the title unmarketable in accordance with the standards of the Florida Bar (the "Title Defect"), the Purchaser shall notify Seller in writing within twenty-one (21) days of the Effective Date and allow the Seller sixty (60) calendar days in which to cure the Title Defect. The Seller shall not be required to make any effort, or bring any action, or to incur any expense, to cure any Title Defect or objection. If Seller shall be unable to convey title to the Property according to provisions of this Agreement, Purchaser may: (i) elect to accept such title as is Seller may be able to convey, with no reduction in Purchase Price; or (ii) terminate this Agreement by delivering to Seller written notice of such termination together with all property data, studies, analyses, reports, plSMpWJCRA. Page 6 0 ,3 " 27 #1190315 v6 - Purchase Agreement / CRA and abstracts of title concerning the Property delivered by Seller to Purchaser or prepared by or on behalf of Purchaser; in which case the Bid Deposit, without interest, shall be returned by Seller and the Purchase Deposit and all interest earned thereon shall be returned by the Escrow Agent to Purchaser and, except for those obligations specifically stated herein to survive termination, the parties shall thereupon be relieved of any and all further responsibility or obligation hereunder. Within ten (10) days of the Effective Date of this Agreement, the Title Company shall provide the Seller, at the Purchaser's expense, with a mortgagee title insurance commitment (the "Loan Commitment") issued by the Title Company. The Loan Commitment shall contain coverages acceptable to the Seller and shall be on American Land Title Association's standard loan policy form (1970 with 1984 modifications) insuring the amount of the Note and binding the Title Company to insure the Mortgage as a perfected, valid first lien on the Property and Parcel 1 of the Adjacent Parcels and a perfected, valid third lien on Parcels 2 and 3 of the Adjacent Parcels, free and clear of all defects and encumbrances except such as the Seller shall approve and with such title insurance endorsements as the Seller may require. A marked -up title insurance commitment, in form and content satisfactory to the Seller, shall be delivered to the Seller at Closing. A final title insurance policy, in form and content satisfactory to the Seller, shall be delivered to the Seller within thirty (30) days of Closing. This paragraph shall survive the Closing. 6. DISCLAIMER OF WARRANTIES AS TO PROPERTY; "AS IS" CONVEYANCE. Purchaser is purchasing the Property in an "AS IS" / "WHERE IS" condition and specifically and expressly without any warranties, representations or guaranties, either express or implied, of any kind, nature or type whatsoever from or on behalf of Seller. Without in any way limiting the generality of the immediately preceding, and in addition to the specific disclaimers set forth in Section 4 of this Agreement with respect to Environmental Matters, Purchaser further acknowledges and agrees that in entering into this Agreement and purchasing the Property: (1) Seller has not made, does not, and will not make any warranties or representations, whether express or implied, with respect to the Property, its condition, value, profitability, or marketability; (2) Seller has not made, does not, and will not make any warranties, whether express or implied, of habitability or suitability of the Property for any activities or uses which Purchaser may desire to conduct thereon; (3) Seller has not made, does not, and will not make any SEOPW/CRA representations, whether express or. implied, with respect to O 3 27 Page 7 #1190315 v6 - Purchase Agreement / CRA • compliance with any land use, zoning or development of regional impact laws, rules, regulations, orders or requirements. (4) Purchaser has made and/or has. been given an adequate opportunity to make such legal, factual, or other inquiries and investigations as Purchaser deems necessary, desirable or appropriate with respect to the Property, the value or marketability thereof, and the appurtenances thereto. Such inquiries and investigations of Purchaser shall be deemed to include, but shall not be limited to, the condition of all portions of the Property and such state of facts as an accurate abstract of title would show; (5) Purchaser has not relied, and is not relying, upon any information, document, projection, proforma, statement, representation, guaranty or warranty, whether express or implied, oral or written, material or immaterial that may have been given by or made by or on behalf of Seller. The provisions of this Section shall survive closing or termination of this agreement. 7. RESTRICTIONS, EASEMENTS AND LIMITATIONS The Purchaser further agrees it shall take title subject to: zoning, restrictions, prohibitions, and other requirements imposed by governmental authorities including, but not limited to, public utility easements and all matters appearing on the public records. 8. CLOSING DATE Closing shall take place within forty-five (45) days after the Effective Date, unless extended in writing by the Seller, at a mutually agreeable time (the "Closing") at the office of Holland & Knight LLP, 701 Brickell Avenue, Suite 3000, Miami, Florida 33131. The parties may, subject to mutual agreement, establish an earlier date for Closing. Notwithstanding the foregoing, in the event the Seller elects to satisfy any title objections pursuant to the terms of Section 5 hereof, then Seller shall have the right to extend the Closing date set forth herein. 9. PAYMENT IN LIEU OF TAXES The Purchaser agrees to accept a deed restriction, which shall be binding on the Purchaser, its successors, heirs, and assigns. This restriction shall provide that if the Property, or any -portion thereof, is purchased by an "exempt entity" or is utilized for an "exempt purpose", as such terms are used or defined under Chapter 196 Florida Statutes the owner of the Property shall pay to the CR.A each. year a payment in lieu of taxes (PILOT). The yearly PILOT shall be an amount equal to the sales price, adjusted annually for the consumer price index, times the City of Miami's then current millage SEOPW/CRA Page 8 _ 27 #1190315 v6 - Purchase Agreement / CRA rate. In the event the CRA is no longer in existence the PILOT shall be paid to the City of Miami and shall - be an amount equal to the taxes the City of Miami would have received had the property not been exempt from taxation. 10. RESTRICTION ON USE The Purchaser agrees to accept to a deed restriction, which shall be binding on the Purchaser; its successors, heirs and assigns. This restriction shall provide that the property must be used solely as a parking lot for a period of ten (10) years from the Closing Date. 11. CLOSING DOCUMENTS A. Seller's Closing Documents: At Closing, Seller shall execute and/or deliver to Purchaser the following: (1) Quitclaim Deed in the form of Exhibit "E" attached hereto and made a part hereof; (2) A Closing Statement; (3) A Seller's Affidavit and a Non -Foreign Affidavit; (4) Such documents as are necessary to fully authorize the sale of the Property and the execution of all closing documents by Seller; and (5) Any other documents reasonably necessary or advisable to consummate the transaction contemplated herein. B. Purchaser's Closing Documents: At Closing, Purchaser shall execute and/or deliver to Seller the following: (1) . Such documents as are necessary to fully, authorize the purchase of the Property and the execution of all closing documents by Purchaser, including, without limitation the Note and the Mortgage; (2) The Note; (3) The Mortgage; (4) A Notice Limiting Future Advances in the form attached hereto as Exhibit "F" from each mortgagee holding a mortgage on the Adjacent Parcels, limiting the maximum principal amount that may be secured by such mortgage to the current outstanding principal balance under such mortgages; SEOPRI / CKA Page 9 #1190315 v6 - Purchase Agreement / CRA 03 + (5) Any other documents reasonably necessary or advisable to consummate the transaction contemplated herein; (5) The balance of the Purchase Price as provided for in Section 2 herein, subject to adjustments and prorations as hereinafter provided. 12. CLOSING COSTS AND ADJUSTMENTS At Closing, the following items shall be borne, adjusted, prorated or assumed by or between Seller and Purchaser as follows: A. Adjustments and Proration (1) Real Estate Taxes: Real property taxes, if any, shall be prorated as of the Closing Date. (2) Certified/Pending Liens: Certified, confirmed and ratified governmental liens as of the Closing Date shall be paid by Seller. Pending liens as of the Closing Date shall be assumed by Purchaser. (3) Other Taxes, Expenses, Interest, .Etc: Taxes (other than real property taxes), assessments, water and sewer charges, waste fee and fire protection charges, if applicable, shall be prorated as of the Closing Date. (4) Usual and Customary: Such other items that are usually and customarily pro -rated between purchasers and sellers of properties in the area where the Property is located. All pro - rations shall utilize the 365-day method. B. Closing Costs (1) Each party shall be responsible for its own attorney's fees incurred in connection with the Closing. (2) Purchaser shall pay, all other closing and recording costs incurred in connection with the sale and purchase of the Property described in this Agreement, including, but not limited to: . (i) all inspection and environmental testing costs; (ii) all recording charges, filing fees payable in connection with the transfer of the Property hereunder; including, without limitation the recording fees for the Quit Claim SEOPW/CRA Page 10 0 3 - 27 #1190315 v6 - Purchase Agreement / CRA Deed, the Mortgage and the Notices Limiting Future Advances; (iii) the documentary stamp tax and Miami -Dade County Surtax to be affixed to the deed; (iv) the documentary stamp tax and intangible tax payable in connection with the Note and the Mortgage; (v) the Seller's costs incurred in connection with the public solicitation process related to the sale of the Property, which costs shall not exceed five thousand dollars ($5,000). 13. DEFAULT A) If this transaction does not close as a result of default by Seller, Purchaser as and for its sole and exclusive remedy shall be entitled to: (i) elect to. terminate this Agreement and receive the return of the Bid Deposit, without interest, and the Purchase Deposit with all interest thereon; or (ii) elect to waive any such conditions or defaults and to consummate the transactions contemplated by this Agreement in the same manner as if there had been no conditions or defaults and without any reduction in the Purchase Price and without any further claim against Seller. In no event shall Seller be liable to Purchaser for any actual, punitive, incidental, speculative or consequential damages, or costs or fees of any nature whatsoever. The limitation on Seller's liability set forth herein shall survive closing or termination of this Agreement. B) If this transaction does not close as a result of default by Purchaser, Seller, as and for its sole and exclusive remedy, shall retain the Bid Deposit and the Purchase Deposit and all interest earned thereon, as liquidated damages and not as a penalty for forfeiture, it being acknowledged by the parties that actual damages to Seller would be difficult or impossible to measure. _ C) Neither party shall be entitled to exercise any remedy for a default by the other party, except for failure to timely close, until (i) such party has given the other party notice of the default in accordance with Section 17 below and (ii) a period of ten calendar (10) days has elapsed after such notice is deemed given with the other party having failed to cure the default. 14. RISK OF LOSS The Purchaser assumes all risk of loss or damage to the Property by fire or other casualty, or acts of God, as of the Effective Date. SEOpWICRA Page 11 U 3 - 27 #1190315 v6 - Purchase Agreement / CRA 0 • 15. 16. 17 RELEASE AND INDEMNIFICATION Purchaser and anyone claiming by, through or under Purchaser hereby fully and irrevocably releases Seller, its employees, officers, directors, representatives, agents, successors and assigns (collectively the Seller) from any and all claims that it may now have or hereafter acquire against the Seller for any cost, loss, liability, damage, expense, demand, action or cause of action arising from or related to any defects, errors, omissions or other conditions, including, but not limited to, environmental matters, affecting the Property, or any portion thereof. DESIGNATION OF REPRESENTATIVES Purchaser and Seller acknowledge that proper communication between Purchaser and Seller, and between Purchaser and any governmental authorities having jurisdiction over environmental matters, is to be an important component of the Purchaser's Environmental Inspection period and title examination. Accordingly, to facilitate such communication, the Purchaser and Seller have appointed the following persons on their respective behalves to be their environmental and title representatives, to wit: On behalf of Seller: On behalf of Purchaser: Frank Rollason, Executive Director Community Redevelopment Agency 300 Biscayne Boulevard Way, Ste. 309 Miami, FL 33131 Telephone (305) 579-3324 Fax (305) 372-4646 NOTICES Shirlene Ingraham, President J.E.J. Properties, Inc. 950 N.W. 3rd Avenue Miami, FL 33136 All notices or other communications, which may be given pursuant to this Agreement, shall be in writing and shall be deemed properly served if delivered by personal service or by certified mail addressed to Seller and Purchaser at the address indicated herein. Such notice shall be deemed given on the day on which .personally served; or if by certified mail, on the fifth day after being posted or the date of actual receipt, whichever is earlier: To Seller: Frank Rollason, Executive Director Community Redevelopment Agency 300 Biscayne Boulevard Way, Ste. 309 Is Miami, Florida 33136 Telephone (305) 579-3324 Fax (305) 372-4646 Page 12 #1190315 v6 - Purchase Agreement / CRA To Purchaser: Shirlene Ingraham, President J.E.J. Properties, Inc. 950 N.W. 3rd Avenue Miami, Florida 33131 SEOPW / CRC 03- 27 0 • • With Copies To: Holland & Knight LLP 701 Brickell Avenue Suite 3000 Miami, Florida 33131 Attn: Suzanne P. Viana, Esq, And Alejandro Vilarello General Counsel 444 SW 2nd Avenue, Suite 945 Miami, FL 33130 18. CAPTIONS AND HEADINGS With Copies To: Stephen Siegel, Esq. 7411 Miami Lakes Drive Hialeah, Florida 33014 The Section headings or captions appearing in this Agreement are for convenience only, are not part of this Agreement, and are not to be considered in interpreting this Agreement. 19. BINDING EFFECT This Agreement shall bind and inure to the benefit of the parties hereto and their successors and assigns. Purchaser may assign or pledge this Agreement only with the prior written consent of the CRA's Executive Director, which consent, may be withheld for any or no reason whatsoever; provided, however, that the Purchaser may assign this Agreement to Shirlene Ingraham. ("Ingraham") or an entity owned or controlled by Ingraham without the Seller's consent provided said entity is the owner of the Adjacent Parcels. The transfer of ownership or control of Purchaser, or the appointment of a receiver, whether voluntary or involuntary, without the consent of Seller shall be deemed a breach of this paragraph. 20. GOVERNING LAW This Agreement shall be governed according to the laws of the State of Florida and venue shall be in Miami -Dade County, Florida. 21. COUNTERPARTS This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which shall constitute one and the same Agreement. Page 13 SEOPW/CRA 0 3 - 2'7 #1190315 v6 - Purchase Agreement / CRA • 22. WAIVERS No waiver by either party of any failure or refusal of the other to comply with its obligations shall be deemed a waiver of any other or subsequent failure or refusal to comply. All remedies, rights, undertakings, obligations and agreements contained herein shall be cumulative and not mutually exclusive. 23. SURVIVAL OF REPRESENTATIONSIWARRANTIES All relevant terms of this Agreement, where appropriate, shall survive the closing and be enforceable by the respective parties until such time as extinguished by law. 24. PARTIAL INVALIDITY In the event that any provision of this Agreement shall be unenforceable in whole or in part, such provisionshall be limited to the extent necessary to render same valid, or shall be excised from this Agreement, as circumstances require, and this Agreement shall be construed as if said provision had been incorporated herein as so limited, or as if said provision had not been included herein, as the case may be. • 25. WAIVER OF TRIAL BY JURY • The parties hereby knowingly, voluntarily and intentionally waive any right they may have to a trial by jury in respect to any litigation arising out of, under or in connection with this Agreement, or any course of conduct, course of dealing, statements (whether verbal or written) or actions of any party hereto. This provision is a material inducement for Purchaser and Seller entering into this Agreement. 26. ENTIRE AGREEMENT This Agreement contains the entire agreement between the parties. There are no promises, agreements, undertakings, warranties or representations, oral or written, express or implied, between the parties other than as herein set forth. No amendment or modification of this Agreement shall be valid unless the same is in writing and signed by the parties. 27. TIME OF THE ESSENCE Time is of the essence of this Agreement and in the performance of all conditions and covenants to be performed or satisfied by either party hereto. Whenever a date specified herein shall fall on a Saturday, Sunday or legal holiday, the date shall be extended to the next succeeding business day. SEOPW / CRA Page 14 0 3 - 27 #1190315 v6 - Purchase Agreement! CRA S 28. AUTHORITY OF EXECUTIVE DIRECTOR The Resolution of Seller's Board of Directors shall, in addition to approving the purchase contemplated under this Agreement, empower the Seller's Executive Director to execute amendments to this Agreement or any other document necessary or desirable to accomplish this sale. 29. DUTIES OF ESCROW AGENT The Purchase Deposit shall be held by the Escrow Agent, in trust, on the terms hereinafter set forth: A. If the Closing takes place under this Agreement, the Escrow Agent shall deliver the Purchase Deposit and interest thereon to the Seller. B. Subject to the provisions of Section 29D below, if the Agreement is terminated in accordance with the terms hereof or if the Closing does not take place under this Agreement by reason of the failure of either party to comply with its obligations hereunder, the Escrow Agent shall deliver the Purchase Deposit and interest thereon to the party entitled thereto in accordance with the provisions of this Agreement. C. It is agreed that the duties of the Escrow Agent are only as herein specifically provided and purely ministerial in nature, and the Escrow Agent shall incur no liability whatever except for willful misconduct or gross negligence, as long as the Escrow Agent has acted in good faith. The Seller and the Purchaser each release the Escrow Agent from any act done or omitted to be done by the Escrow Agent in good faith in the performance of its duties hereunder._ D. The Escrow Agent is acting as stakeholder only with respect to the Purchase Deposit and the cash to close. If there is any valid dispute as to whether the Escrow Agent is obligated to deliver the Purchase Deposit or the cash to close or as to whom the Purchase Deposit or cash to close is to be delivered, the Escrow Agent shall not make any delivery, but in such event, the Escrow Agent shall hold same until receipt by it of an authorization in writing, signed by, all parties having interest in such dispute, directing the disposition of same; or in the absence of such authorization, the Escrow Agent shall hold the Purchase Deposit and/or the cash to close until final determination of the rights of the parties in the appropriate proceedings. If such written authorization is not given or proceedings for such determination are not begun within thirty (30) days of the Closing date and diligently continued, the Escrow Agent shall bring an appropriate action or proceeding to interplead the Purchase Deposit. The Escrow Agent shall be reimbursed for all costs and expenses of such action or proceeding, including, without limitation, reasonable attorneys' fees and disbursements, by the party determined not to be entitled to the Purchase Deposit and/or the cash to close. Upon making delivery of the Purchase Deposit and/or the cash to close, the Escrow Agent shall have no further liability. The Purc4kUfW/CRA Page 15 _ 27 #1190315 v6 - Purchase Agreement / CRA 0 0. Is acknowledges that the Escrow Agent is counsel to the Seller and can represent the Seller hereunder in the event of any dispute hereunder, concerning the Purchase Deposit and/or the cash .to close or otherwise, and the Purchaser waives any right to object to same. 30. TECHNICAL ASSISTANCE Seller and Purchaser acknowledge and agree that the Property and the Adjacent Parcels must be replatted and a unity of title agreement executed to enable Purchaser to redevelop the Adjacent Parcels for Purchaser's intended use. Seller agrees to provide technical assistance in connection with the replatting of the Property, and the Adjacent Parcels and utilize its good faith efforts to cause the Property and the Adjacent Parcels to be replatted at Seller's sole cost and expense. In addition, Seller shall provide technical assistance to assist Purchaser in finalizing a unity of title agreement with respect to the Property and the Adjacent Parcels. This provision shall survive the Closing. 31. JOINDER IN REPLATTING AND UNITY OF TITLE The Seller and the Purchaser intend for the Property and the Adjacent Parcels to be replatted by the Purchaser after Closing. The Seller and Jackson (defined below) shall support such replatting and as the holders of the Mortgage and the Second Mortgage (defined below), respectively, shall join in and sign the replat if requested by the Purchaser. The Seller and Jackson shall also support the granting of any unity of title agreement required for the Property and the Adjacent Parcels and as holders of the Mortgage and the Second Mortgage, respectively, shall join in and sign any documents required for such unity of title, if requested by the Purchaser. The provisions of this paragraph shall survive closing. 32. NOTE AND MORTGAGE Seller and Purchaser acknowledge and agree that to enable Purchaser to redevelop the Property and the Adjacent Parcels it will be necessary for the Purchaser to execute a unity of title agreement with respect to the Property and the Adjacent Parcels. Therefore, it will be necessary for the Mortgage to encumber the Property as well as the Adjacent Parcels. Seller and Purchaser acknowledge and agree that the Mortgage shall constitute a first mortgage with respect to the Property and Parcel 1 of the Adjacent Parcels and a third mortgage with respect to Parcels 2 and 3 of the Adjacent Parcels, junior and subordinate to the first mortgage in favor of Pacific National Bank, having an outstanding principal balance of approximately $43,000.00 (the "First Mortgage") and junior and subordinate to a loan to be secured by a second mortgage in favor of Demas Jackson ("Jackson") having an outstanding principal balance of approximately $250,000.00 (the SEOPW/CAA Page 16 0 3 - 27 #1190315 v6 - Purchase Agreement / CRA A C7 C "Second Mortgage"). Copies of the loan documents executed with respect to the First Mortgage are attached hereto as Exhibit "G". Copies of the loan documents executed with respect to the Second Mortgage are attached hereto as Exhibit "H". Purchaser shall provide Seller with copies of any notice of default(s) received by Purchaser with respect to either the First Mortgage or the Second Mortgage. This provision shall survive closing. B. In the event that the holder of the First Mortgage shall require, as a condition to its consent and joinder to the unity of title and/or replatting, that the First Mortgage spread as a first mortgage over the Property and the Adjacent Parcels, then Seller and Jackson shall subordinate the Mortgage and Second Mortgage, respectively, to the First Mortgage. Jackson shall join in the execution of this Agreement for the purpose of consenting to the terms of this Section 32. C. Purchaser acknowledges that the Adjacent Parcels are owned by Purchaser and Shirlene Ingraham. In the event that Purchaser does not own the Adjacent Parcels at Closing, Shirlene Ingraham agrees to execute the Note and Mortgage as well as Purchaser. • D. Purchaser acknowledges and agrees that Seller's obligation to accept the Note and Mortgage at Closing is contingent on the Mortgage constituting a valid mortgage encumbering the Property and the Adjacent Parcels and Seller shall not be required to accept the Note and Mortgage unless Title Company delivers to Seller at Closing, the marked -up title commitment, in form and content acceptable to Seller as required by Section 5. If Title Company does not provide the marked -up title commitment, Seller shall not be required to provide the Note and Mortgage and the transaction shall close on an "all cash" basis. 11 (SIGNATURE PAGE FOLLOWS) Page 17 #1190315 v6 - Purchase Agreement / CRA SEOPW/CRA 03 27 • • • IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement, as of the day and year first above written. ATTEST: Bv: Priscilla A. Thompson City Clerk APPROVED AS TO FORM AND CORRECTNESS: By: William R. Bloom Holland & Knight LLP Special Counsel PURCHASER: J.E.J. PROPERTIES, INC., a Florida corporation By: \M Shirlene Ingraham President l 1 Date Executed: a 1 ($ 1 SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, of the City of Miami, a public agency and body corporate created pursuant to Section 163.356, Florida Statutes ("CRA") Frank Rollason Executive Director Date Executed: APPROVED AS TO INSURANCE REQUIREMENTS: By: Elliot Fixler, Administrator Risk Management Page 18 SEOPW/CRA 03- `7 #1190315 v6 - Purchase Agreement / CRA 0 JOINDER • • Demas Jackson hereby joins in this Agreement for the limited purpose of agreeing to the provisions of Sections 31 and 32 hereof - DIM -AS, JA ON SEOPW/CRA 03- 27 Page 19 #1190315 v6 - Purchase Agreement / CRA • • EXHIBIT "A" LEGAL DESCRIPTION OF PROPERTY Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 20 #1190315 v6 - Purchase Agreement! CRA SEOPW/CRA 03- 27 • EXHIBIT "B" FORM OF NOTE PROMISSORY NOTE Miami, Florida ,2003 FOR VALUE RECEIVED, upon the terms and conditions set forth herein, J.E.J. PROPERTIES, INC., a Florida corporation (the "Debtor"), hereby unconditionally. promises to pay to the order of SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida (the 'Payee"), or its successors or assigns, at 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132, the principal sum of FORTY ONE THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($41,600.00), together with interest thereon at the rate of 4.35%riper annum. Principal and interest shall be due and payable as follows: 1. Debtor shall pay to Payee, on the first day of the first month after the date of this Note, and on the first day of each calendar month thereafter through and including 2005, payments of interest only in the amount of $150.90. 2. Debtor shall pay to Payee, commencing on , 2005 and on the first day of each calendar month thereafter until maturity, monthly principal and interest installments, based on a thirty (30) year amortization schedule, in the amount of $214.35. 3. On , 2018, the entire outstanding principal balance hereof in the amount of $28,302.19, together with all accrued but unpaid interest thereon and any other amounts due under this Note shall be due and payable in full. In the event that any payment due under this Note is not received by Payee within ten (10) days of any due date provided herein, Debtor must pay to Payee a late charge of five percent (5%) of the amount of such payment. The right to collect a late charge shall be in addition to all other rights and remedies of Payee under: or in connection with the loan, including, without limitation, the right to accelerate the entire balance outstanding under this Note as a result of the Debtor's default. The Debtor agrees that such late charge is a fair and reasonable charge for the increased administrative costs incurred in connection with handling late payments and is not a penalty. This provision for late charges shall not be deemed to extend the time for payment or be a "grace period" or "cure period" that gives Debtor a right to cure an Event of Default. Imposition of late charges is not contingent upon the giving of any notice or lapse of any cure period provided for in the Mortgage (hereinafter defined). The Payee shall have the right, which may be exercised at any time, whether or not this Note is due, to pledge or transfer this Note and, if this Note is due, to demand, sue for, collect or make any compromise or settlement it deems desirable. This Note is secured by a Mortgage of even date herewith executed by Debtor in favor of Payee (the "Mortgage"). •. An Event of Default shall occur if any payment of principal or any other payment required under this Note is not received by Payee on the date such payment is due. The occurrence of any Event of Default under the Mortgage shall constitute an Event of Default under this Note. S$OPW CRA Page 21 #1190315 v6 - Purchase Agreement / CRA 03- 2'7 Upon the occurrence of an Event of Default, at Payee's option, the outstandingprincipal balance PrP of this Note, together with all other sums due hereunder shall be immediately due and payable without the necessity of any demand by the Payee. If Payee elects to accelerate the indebtedness pursuant to the provisions hereof, the unpaid principal balance shall bear interest at the maximum rate of interest permitted under applicable law, which shall begin to accrue upon the occurrence of an Event of Default. Should the indebtedness evidenced by this Note or any portion thereof be collected by action at law, or in bankruptcy, receivership or other court proceedings, or should this Note be placed in the hands of attorneys for collection after default, the Debtor shall pay,, upon demand by the Payee, in addition to principal and interest due and payable hereon, court costs, attorneys' fees and other collection charges and expenses whether or not incurred by trials; appeals or bankruptcy actions, unless prohibited by law. I The agreements made by Debtoriwith respect to this Note are expressly limited so that in no event shall the amount of interest received, charged or contracted for by Payee exceed the highest lawful amount of interest permissible under the laws applicable to this Note. If at any time performance of any provision of this Note results in the highest lawful rate of interest permissible under applicable laws being exceeded, then the amount of interest received, charged or contracted for by Payee shall -automatically and without further action by any party be deemed to have been reduced to the highest lawful amount of interest then permissible under applicable laws. If Payee shall ever receive, charge or contract for, as interest, an amount which is unlawful, at Payee's election, the amount of unlawful interest shall be refunded to Debtor (if actually paid) or applied to reduce the then unpaid principal balance of this Note. The Debtor waives (to the fullest extent allowed by law) all requirements of diligence in collection, presentment, notice of nonpayment protest, notice of protest, suit and all other conditions precedent in connection with the collection and enforcement of this Note. NEITHER THE DEBTOR NOR THE PAYEE NOR ANY ASSIGNEE, SUCCESSOR, HEIR OR LEGAL REPRESENTATIVE OF ANY OF THEM SHALL SEEK A JURY TRIAL IN ANY LAWSUIT, PROCEEDING, COUNTERCLAIM OR OTHER PROCEEDING BASED UPON OR ARISING OUT OF THIS NOTE, ANY RELATED AGREEMENT OR INSTRUMENT. NO SUCH PARTY SHALL SEEK TO CONSOLIDATE ANY SUCH ACTION, IN WHICH A JURY TRIAL HAS BEEN WAIVED, WITH ANY OTHER ACTION IN WHICH A JURY TRIAL CANNOT BE OR HAS NOT BEEN WAIVED. THE PROVISIONS OF THIS PARAGRAPH HAVE BEEN FULLY NEGOTIATED BY THE PARTIES HERETO, AND THESE PROVISIONS SHALL BE SUBJECT TO NO EXCEPTIONS. NO PARTY HAS IN ANY WAY AGREED WITH OR REPRESENTED TO ANY OTHER PARTY THAT THE PROVISIONS OF THIS PARAGRAPH WILL NOT BE FULLY ENFORCED IN ALL INSTANCES, THIS PROVISION IS A MATERIAL INDUCEMENT FOR THE PAYEE TO MAKE THE LOAN OR EXTENSION OF CREDIT EVIDENCED BY THIS NOTE. This Note shall be governed by and interpreted in accordance with the laws of the State of Florida. J.E.J. PROPERTIES, INC., a Florida corporation Bv: Name: Shirlene Ingraham Its: President SEOPW / CRA. Page 22 0 3 27 #1190315 v6 - Purchase Agreement / CRA EXHIBIT "C" LEGAL DESCRIPTION OF ADJACENT PARCELS PARCEL 1: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according -to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. PARCEL 2: The North 46 feet Lot 1, and the North 46 feet of the East 28 feet of Lot 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami - Dade County. PARCEL 3: The North 46 feet of Lot 2 less the East 28 feet thereof, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 23 #1190315 v6 - Purchase Agreement / CRA SEOPW/CRA 03 r 27 Prepared by and return to: Suzanne P. Viana, Esq. HOLLAND & KNIGHT LLP 701 Brickell Avenue Suite 3000 Miami, Florida 33131 EXHIBIT "D" FORM OF MORTGAGE MORTGAGE THIS MORTGAGE is executed this day of , 2003, by J.E.J. PROPERTIES, INC., a Florida corporation, whose address is 950 N.W. 3rd Avenue, Miami, Florida 33136-3306 (the "Mortgagor"), in favor of SOUTEMAST OVERTOWN/PARB WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, whose address is 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132 (the "Mortgagee"). WITNESSETH: THAT for good and valuable considerations, and also to secure the payment of the aggregate sum of money named in the promissory note executed of even date herewith by the Mortgagor payable to the Mortgagee in the principal sum of FORTY ONE THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($41,600.00) (the "Note"), the final payment of which is due on , 2018, together with interest thereon, and all other sums of money secured hereby as hereinafter provided, the Mortgagor does grant, bargain, sell, mortgage, alien, remise, release, convey and confirm unto the Mortgagee, in fee simple, the land of which the Mortgagor is now seized and in actual possession, in the County of Miami -Dade, State of Florida, described in Exhibit "A" attached hereto and made a part hereof (the "Land"), together with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging, or in anyway appertaining, and the rents, issues, and profits thereof, and also all the estate, right, title, interest and all claims and demands whatsoever, as well in law as in equity, of said Mortgagor in and to the same, and every part and parcel thereof, and also specifically but not by way of limitation all gas and electric fixtures, water and drainage pumps, pipes, component parts and materials located upon the Land, and which are now or may hereafter pertain to or be used with, in or on said premises, even though they be detached or detachable, are and shall be deemed to be fixtures and accessories to the freehold and a part of the realty. TO HAVE AND TO HOLD, the same, together with the tenements, hereditaments and appurtenances thereunto belonging, and the rents, issues and profits thereof, unto the said Mortgagee. The said Mortgagor hereby covenants with the said Mortgagee that the said Mortgagor is indefeasibly seized with the absolute and fee simple title to the Land, and has full power and lawful authority to sell, convey, transfer and mortgage the same; that it shall � S�#1190315 v6 - Purchase Agreement / CRA Page 24 ®PW/C 0 be lawful at any time hereafter for the Mortgagee to peaceably and quietly enter upon, have, hold and enjoy said Land, and every part thereof; that the Land is free and discharged from all liens, encumbrances and claims of any kind, including taxes and assessments except for the liens of the First Mortgage and Second Mortgage, as such terms are defined in Section 6 herein; that the Mortgagor will make at Mortgagor's expense and at no expense to Mortgagee, such other and further assurances to perfect the fee simple title to said Land, fixtures and personal property in the Mortgage as may hereafter be required; and that the Mortgagor hereby fully warrants unto the Mortgagee the title to said Land and will defend the same against the lawful claims- and demands of all persons whomsoever. PROVIDED, ALWAYS, that if the Mortgagor shall well and truly pay unto the Mortgagee the indebtedness evidenced by the Note, together with any note or notes hereafter executed by the Mortgagor herein by and in accordance with Section 16 of this Mortgage as hereinafter set forth and secured by the lien of this Mortgage, together with interest as therein stated, and shall perform, comply with and abide by each and every one of the stipulations, agreements, conditions and covenants contained and set forth in this Mortgage and in the promissory note secured hereby, this Mortgage and the estate hereby created shall cease and be null and void. AND the Mortgagor does hereby covenant and agree: 1. To perform, comply with and abide by each and very one of the stipulations, agreements, conditions and covenants contained and set forth in said promissory note or notes, this Mortgage and,. if applicable, the loan_ agreement between the Mortgagee and Mortgagor. = 2.. To pay the indebtedness secured by this instrument and according to the true tenor and effect of the promissory note hereinabove mentioned or of any renewal thereof, promptly on the day or days the same severally become due. 3. To pay, before becoming delinquent, all obligations, encumbrances, taxes, assessments, sidewalk paving, sanitary and other assessments, levies or liens, now or hereafter levied or imposed upon or against the Land, and to exhibit to the Mortgagee before such taxes, assessments, liens and encumbrances become delinquent the official receipt for payment thereof, and if the same or any part thereof be not paid before becoming delinquent the Mortgagee may at any time pay the same with accrued interest and charges, if any, without waiving or affecting Mortgagee's option to foreclose this Mortgage, or any right hereunder, and every payment so made shall bear interest from the date thereof at the maximum rate permitted by law, and all such payments with interest shall be secured by the lien hereof. . 4. That- in, the event a suit is instituted to foreclose this Mortgage, the Mortgagee shall be entitled to apply at any time during such foreclosure suit to the court having jurisdiction thereof for the appointment of a receiver of all and singular the Land, and of.all rents, income, profits, issues and revenues thereof, from whatsoever source derived; and. thereupon it hereby expressly covenanted and agreed that the court shall forthwith appoint such -receiver with the usual powers and duties of receivers in like cases; and said appointment shall be made by the court as a matter of strict right to the Mortgagee, and without reference to the adequacy of. inadequacy of the value of the Land, or to the solvency or insolvency of the Mortgagor or any other party defendant to such suit. The Mortgagor hereby specifically waives the right to object to the appointment of a receiver as aforesaid and hereby expressly consents that such appointment shall be made as a admitted equity and as a matter of absolute right to the Mortgagee. Page 25 #1190315 v6 - Purchase Agreement / CRA qgEOPW / CRA 03-. 27 5. That if any proceedings should be instituted against the Land, upon any other lien or claim whether superior or junior (if permitted) to the lien of this Mortgage, then the Mortgagee may declare the promissory note and the indebtedness secured hereby due and payable forthwith and may at its option proceed to foreclose this Mortgage. 6. That, with respect to Parcels 3 and 4 as described on Exhibit A hereto, this Mortgage is a third mortgage, subject and subordinate to that certain mortgage executed by Mortgagor in favor of Home Equity Mortgage Corporation, dated November 9, 2001, recorded November 17, 2001 in Official Records Book 20023 at Page 2814 of the Public Records of Miami -Dade County, Florida, securing the original principal sum of $43,000.00, as assigned to Pacific National Bank by that certain Assignment of Loans and Loan Support Documents dated January 17, 2002 and recorded January 29, 2002 in Official Records Book 20169 at Page 1536 of the Public Records of Miami -Dade County, Florida (the "First Mortgage") and that certain mortgage executed by Mortgagor in favor of Demas Jackson, dated December 17, 2002, recorded December 31, 2002 under Clerk's File Number 02R819835 of the Public Records of Miami -Dade County, Florida, securing the original principal sum of $250,000.00 (the "Second Mortgage"). Mortgagor covenants and agrees to timely comply with and abide by all of the terms and conditions of the First Mortgage, the Second Mortgage and the promissory notes secured thereby. If Mortgagor defaults under the First Mortgage, the Second Mortgage or the promissory notes secured thereby, then Mortgagee may, at its sole option, at any time cure such default, without waiving or affecting Mortgagee's option to foreclose this Mortgage,. or any right hereunder, and every payment so made to cure such default shall bear interest from the date thereof at the maximum rate permitted by law, and all such payments with interest shall be secured by the lien hereof. Mortgagor covenants and agrees to deliver to Mortgagee within five (5) days of receipt of same, any notice of default received from the holders of the First Mortgage, Second Mortgage or the promissory notes secured thereby, Mortgagor further agrees that a default under the First Mortgage, the Second Mortgage or the promissory notes secured thereby shall constitute a default under this Mortgage, and if Mortgagor shall fail to cure any default under the First Mortgage, the Second Mortgage or the promissory notes secured thereby within the time specified therein, such time being of the essence with respect to this Mortgage, .the Mortgagee may, at its sole option, declare all sums secured by this Mortgage to be immediately due and payable, without demand or notice. Mortgagor covenants and agrees that Mortgagor will not enter into or accept any modification or extension of, or accept any future or additional advance under the First Mortgage or Second Mortgage without the prior written consent of Mortgagee, and any breach of such covenant will constitute a default under this Mortgage, whereupon Mortgagee -may, at its sole option, declare all sums secured by this Mortgage -to be immediately due and payable, without demand or notice. 7. To pay all and singular the costs, fees, charges and expenses of every kind, including the cost of an abstract of title to said Land found to be convenient or expedient in connection with any suit for the foreclosure of this Mortgage, and also including, whether the Mortgagee is obligated to pay same or not, reasonable attorney's fees incurred or expended at any time by the Mortgagee because of the failure of the Mortgagor to perform, comply with and abide by all or any of the covenants, conditions and stipulations of said promissory notes, or this Mortgage, in the foreclosure of this Mortgage and in collecting the amount secured hereby with or without legal proceedings, and to reimburse the Mortgagee for every payment made or incurred for any such purpose with interest from date of every such payment at the maximum rate permitted by law; such payments and obligations, with interest thereon as aforesaid, shall be secured by the lien hereof. 8.. To keep the improvements now or hereafter constructed on said Land insured against loss or damage by fire, extended coverage and other perils, and flood insuranc§W/CRA Page 26 #1190315 v6 - Purchase Agreement / CRA 03- 27 Land is in a flood zone area, in a sum not less than their full insurable value, with such value being approved by Mortgagee, at the cost and expense of the Mortgagor, by a company or companies approved by the Mortgagee, the policy or policies to be held by the Mortgagee, and such policy or policies of insurance shall have affixed thereto a standard New York mortgagee clause, making all loss or losses under such policy or policies payable to the Mortgagee as its interest may appear, and to deliver said policy or policies to the Mortgagee when issued with the receipts for the payment of the premium therefor; and in the event any sum of money becomes payable under such policy or policies, the Mortgagee shall have the option to receive and apply the same on account of the indebtedness secured hereby or to permit the Mortgagor to receive and use it, or any part thereof, for other purposes, without thereby waiving or impairing any equity, lien or right under or by virtue of this Mortgage; and the Mortgagee if it deems necessary may place and pay for such insurance, or any part thereof, without losing, waiving or affecting Mortgagee's option to foreclose for breach of this covenant, or anypart thereof, or any right or option under this Mortgage, and every such payment shall bear interest from the date thereof until paid at the maximum rate permitted by law, and all such payments with interest as aforesaid shall be secured by the lien hereof. In the event any loss or damages is suffered, Mortgagor shall notify Mortgagee of such loss or damage .within forty-eight (48) hours after the occurrence thereof; the failure to give such notice shall constitute a default and the Mortgagee shall have the rights herein given for all defaults. 9. To permit, commit or suffer no waste and to maintain the improvements at all times in a state of good repair and condition; and to do or permit to be done to said premises nothing that will alter or. change the use and character of said property or in any way impair or weaken the security of -said mortgage. In case of the refusal, neglect or inability of the Mortgagor to repair and maintain said property, the Mortgagee may, at its option enter upon the property to secure the property, make such repairs or cause the same to be made and advance monies which sums shall be secured by the lien hereof and bear interest at the maximum rate permitted by law. -. 10. To deliver the abstract or abstracts. of title covering the mortgaged property to Mortgagee or its designated agent, which shall at all times, during the life of this Mortgage, remain in the possession of the Mortgagee and in event of the foreclosure of this Mortgage or other transfer of title, all right, title and interest of the Mortgagor in and to any such abstract or abstracts of title shall pass to the purchaser or grantee. 11. That no waiver of any covenant herein or in the obligation secured hereby shall at any time hereafter be held to be a waiver of any of the other terms hereof or of the note secured hereby and further no such waiver shall be deemed to be a continuing waiver. 12.. That to accelerate the maturity of the indebtedness hereby secured because of the failure of the Mortgagor to pay any tax assessment, liability, obligation or encumbrances upon said property as - herein provided, it shall not be necessary nor requisite that the Mortgagee shall first pay the same. 13. That if the Mortgagor shall fail, neglect or refuse fully and promptly to pay the amounts required to be paid by the notes hereby secured or the interest therein specified or any of the sums of money herein referred to or hereby secured, or otherwise duly, fully and promptly to perform, execute, comply with and abide by each, every or any of the covenants, conditions or stipulations of this Mortgage, the promissory note hereby secured (each of the foregoing being referred to as an "event of default"), then the said aggregate sum mentioned in said promissory note, less previous payments, .if any, and any and all sums mentioned herein or secured hereby shall become due and payable forthwith or thereafter at the sEoPW/CRA 03- 27 Page 27 #1190315 v6 - Purchase Agreement / CRA continuing option of the. Mortgagee as fully and completely as if said aggregate sums were originally stipulated to be paid at such time, anything in said promissory notes or herein to the contrary notwithstanding, and the Mortgagee shall be entitled thereupon or thereafter without notice or demand to institute suit at law or in equity to enforce the rights of the Mortgagee hereunder or under said promissory notes. In the event of any default or breach on the part of the Mortgagor hereunder or under said promissory notes, the Mortgagee shall have the continuing option to enforce payment of all sums secured hereby by action at law or by suit in equity to foreclose this Mortgage,. either or both, concurrently or otherwise, and one action or suit shall not abate or be a bar to or waiver of the Mortgagee's right to institute or maintain the other, provided said Mortgagee shall have only one payment and satisfaction of said indebtedness. 14. That in the event Mortgagor shall (a) consent to the appointment of a receiver, trustee or liquidator of all or a substantial part of Mortgagor's assets, or (b) be adjudicated a bankrupt or insolvent, or file a voluntary petition in bankruptcy, or admit in writing its inability to pay its debts as they become due, or (c) make a general assignment for the benefit of creditors, or (d) file a petition or answer seeking reorganization or arrangement with creditors, or to take advantage of any insolvency law, or (e) file an answer admitting the material allegations of a petition filed against the Mortgagor in any bankruptcy, reorganization or insolvency proceeding, or (e) take action to effect any of the foregoing, or (f) default under the terms and conditions of any other loan given by Mortgagee to Mortgagor, any entity controlled or owned by, or otherwise affiliated with, Mortgagor, or (g) default under the terms and conditions of the First Mortgage, the Second Mortgage or the promissory notes secured .thereby, or in the event (h) any order, judgment or decree shall be entered upon an application of a creditor of Mortgagor by a court of competent jurisdiction approving a petition seeking appointment of a receiver or trustee of all or a substantial part of the Mortgagor's assets and such order, judgment or decree shall continue unstayed and in effect for any period of thirty (30) consecutive days, the Mortgagee may declare the note hereby secured forthwith due and payable, whereupon the principal of and the interest accrued on the note and all other sums hereby secured shall become forthwith due and payable as if all of the said sums of money were originally stipulated to be paid on such day; and thereupon the Mortgagee without notice or demand may prosecute a suit at law and/or in equity as if all monies secured hereby had matured prior to its institution. 15. That the Mortgagee or any person authorized by the Mortgagee shall have the right to enter upon and inspect at all reasonable times the mortgaged premises and any and all books and records relating to the property of Mortgagor. 16. . That any sum, or sums which may be loaned or advanced by the Mortgagee to the Mortgagor at any time within twenty (20) years from the date of this indenture, together with interest thereon at .the rate agreed upon at the time of such. loan or advance, shall be equally secured with and have the same priority as the original indebtedness and be subject to all the terms and provisions of this Mortgage; provided, that the aggregate amount of principal outstanding at any time shall not exceed an amount equal to two hundred percent (200%) of the principal amount originally secured hereby. 17. . That, at the sole option of the Mortgagee, in order to more fully protect the security of this Mortgage, upon written notice being given to Mortgagor by Mortgagee, the Mortgagor, together with and in addition to the monthly payments under the terms of the note secured hereby, on the first day of each month and until said note is fully paid, shall pay to the Mortgagee an installment of the taxes and assessments next to become due against the Land, and an installment of premiums next to become due on insurance policies required by the Mortgagee. Such installments shall be equal respectively to such taxes and assessments SE®PW / CRA Page 28 03. 27 #1190315 v6 - Purchase Agreement / CRA • and insurance premiums, all as estimated by the Mortgagee, less all sums already paid thereon, divided by the number of months that are to elapse before one month prior to the date when such taxes and assessments and insurance premiums will become due. Said installments shall be held by the Mortgagee to pay such taxes and assessments and insurance premiums. All payments made under the terms of this Section and under the notes secured hereby shall be added together and the aggregate amount thereof shall be paid by the Mortgagor in a single payment each month to be applied by the Mortgagee in payment of the items and in order following: (a) taxes and assessments, and insurance premiums; (b) interest on the note secured hereby; and (c) amortization of the principal of said note. Any deficiency in the amount of such aggregate monthly payment shall constitute a default under this Mortgage. When such taxes, assessments and insurance premiums fall due, if the amounts deposited by the Mortgagor for such purposes are not sufficient to pay said taxes, assessments and insurance premiums, as the case may be, then due, the Mortgagor will pay to the Mortgagee such deficiency immediately. When such taxes, assessments and insurance premiums fall due, if the amounts deposited by the Mortgagor for such purposes exceed the amounts due for such taxes, assessments and insurance premiums, the excess may, in the discretion of the Mortgagee, be applied on subsequent monthly payments to be made by the Mortgagor. In the event of default under this Mortgage any unexpended funds in the hands of the Mortgagee deposited by the Mortgagor to meet the obligations of taxes, assessments and insurance premiums shall be applied by the Mortgagee upon the indebtedness hereby secured in the following order: (i) interest on advances made by the Mortgagee; (ii) advances made by the Mortgagee; (iii) interest on the principal; and (iv) the principal debt hereby secured. When any such taxes, assessments or insurance premiums fall due the Mortgagor will promptly obtain and deliver to the. Mortgagee statements with respect thereto. This provision is included herein solely for the benefit of the Mortgagee, and the Mortgagee's exercise or non -exercise of the options herein granted shall. not create liability of the Mortgagee to the Mortgagor or to any third party. All third parties dealing with the Mortgagor shall take notice of this. disclaimer and they are advised to make such independent determination as to the nature and extent of their relationship with the Mortgagor as they deem necessary. 18. That the Mortgagor will comply with all building, zoning, fire and health regulations now or hereafter imposed by governmental authority and will comply with all deed restrictions (including, without limitation, the restrictions contained in the Quit -Claim Deed of even date herewith .executed by Mortgagee in favor or Mortgagor), declarations of restrictions, and plat restrictions which may be applicable to the premises. 19. That the Mortgagor will indemnify the Mortgagee upon the Mortgagee's demand for all taxes, assessments and charges that may be assessed upon this Mortgage or the indebtedness secured hereby and paid by the Mortgagee, without regard to any law heretofore enacted or hereafter to be enacted imposing payment of the whole or any part thereof upon the Mortgagee. 20. That the Mortgagee shall have the right at any time and from time to time and without notice or consent of the Mortgagor to release any portion of the Land from the lien of this Mortgage, to release any person liable for payment of any indebtedness secured hereby, to extend the time for payment or alter the terms of payment of all or any part of the indebtedness or otherwise modify this Mortgage or the promissory note secured hereby without affecting or releasing any person (other than the person released pursuant hereto) from liability upon this Mortgage or the promissory note secured hereby, and without otherwise affecting or diminishing the lien of this Mortgage. Page 29 ##1190315 v6 - Purchase Agreement / CRA SE®PW/CRA 03- 27 21. That the Mortgagor shall within ten (10) days of the request of the Mortgagee furnish a written statement of the amount owing on the obligation which this Mortgage secures and therein state whether or not Mortgagor claims any defenses or offsets thereto. 22. That Mortgagor will not permit any other liens or encumbrances whatsoever, including but not limited to the lien of any mortgage, to be filed against the said premises and if any such liens are filed, whether paramount or subordinate to this Mortgage, Mortgagor will have or cause to be had said liens. or encumbrances to be discharged immediately or else the entire principal sum secured hereby shall, at the sole option of the Mortgagee, become immediately due and payable. 23. If intangible tax, documentary stamps or any other tax shall be levied or assessed upon this Mortgage and/or the note or notes secured hereby, the Mortgagor agrees to pay immediately upon demand all such tax or taxes, and the Mortgagor's failure to promptly pay any such tax shall constitute a default under this Mortgage., 24. Except as to the transfer of the Land to Shirlene Ingraham ("Ingraham") or an entity owned or controlled by Ingraham, upon any sale, transfer or conveyance of the Land herein described or any part thereof, or any interest therein, including any security interest in the Land, whether voluntarily or involuntarily and covered by this Mortgage, to any person, firm, or corporation, not previously approved in writing by the holder of this Mortgage, the Mortgagee or holder shall have the right to accelerate the maturity of this Mortgage as though it were due and payable on the day of such transfer and to demand payment in full of the said Mortgage amount or any unpaid balance thereof, and to exercise all the rights and remedies herein or by law reserved to said Mortgagee the same as in any event of default hereunder, anything in the promissory note secured hereby or herein to the contrary notwithstanding. The granting of the loan evidenced by the promissory note hereinabove described and secured hereby is given by Mortgagee in reliance on the Mortgagor herein being and remaining fee simple title holder of the property encumbered hereby. 25. That the Mortgagor shall furnish annually, at the request of the Mortgagee, financial statements in form and certified in a manner satisfactory to the Mortgagee. 26. That in the event Mortgagor should assign the rents of the Land, or any part thereof without the consent of the Mortgagee, then the entire principal sum secured hereby shall, at the option of the Mortgagee, become immediately due and payable; that the Mortgagor, to further secure the payment of the indebtedness hereinabove described, does hereby assign to Mortgagee the rents and profits of said Land. 27. That in the event of foreclosure of this Mortgage or other transfer of title to the Land, all right, title and interest of the Mortgagor in and to any insurance policies then in force, including all premiums thereon paid in advance, and, together with all deposits and advance payments for utility service, in connection with the operation of the Land together with any and all other deposits given or fees paid by Mortgagor, shall pass to the purchaser or grantee. 28. That upon any foreclosure sale of the Land, the same may be sold either as a whole or in parcels, as Mortgagee may elect, and, if in parcels, the same may be divided as • Mortgagee may elect, and, at the election of Mortgagee, may be offered first in parcels and then as a whole, that offer producing the highest price for the entire property to prevail, any law, statutory or otherwise, to the contrary notwithstanding, and Mortgagor waives the right to require any such sale to be made in parcels or the right to select such parcels. SE®PW/CR.A Page 30 0-3- 27 #1190315 v6 - Purchase Agreement / CRA • 29. That Mortgagor hereby grants to Mortgagee, its successors and assigns, a security interest in all fixtures, goods and chattels now or hereafter owned by Mortgagor and now or hereafter located upon or used in connection with the construction or operation of the Land or any improvements thereon, including, but not limited to, all uninstalled materials, equipment or fixtures and all stoves, refrigerators, dishwashers, disposals, water heaters, heating and air conditioning units, incinerators, carpeting, drapes and all other goods and articles of personal property of any kind or description and all replacements thereof and additions thereto. This indenture constitutes a Security Agreement and Financing Statement with respect to said fixtures, goods and chattels covered hereby, together with all proceeds thereof, in accordance with the Uniform Commercial Code. 30. That in the event of the taking of all or any portion of the Land in any proceedings under the power of eminent domain, the entire award rendered in such proceedings shall be paid to Mortgagee, to be applied toward reimbursement of all costs and expenses of Mortgagee in connection with the proceedings, and toward the payment of all amounts payable by Mortgagor to Mortgagee hereunder, and toward the payment of the indebtedness secured hereby, or any portion thereof, whether or not then due or payable. 31. That all notices, demands and requests required or permitted to be given hereunder or by law shall be deemed delivered when deposited in the United States mail, the full postage prepaid thereon, addressed to Mortgagor at 950 N.W. 3rd Avenue, Miami, Florida 33136-3306, Attention: Shirlene Ingraham, or to Mortgagee at 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132, Attention: Frank Rollason, Executive Director, with a copy to Alejandro Vilarello, General Counsel, City of Miami, 444 S.W. 2nd Avenue, Miami, Florida 33130. Any change in address of Mortgagor for the giving of notice hereunder shall not become effective against Mortgagee until written advice of such change shall have been received by Mortgagee. 32. Whenever and wherever the context so requires or admits herein, the use of the singular shall also denote the plural, the use of the masculine shall also denote the feminine, and reference to natural persons shall also refer to artificial persons, and vice - versa. SEOPWICRA 03 - 27 Page 31 #1190315 v6 - Purchase Agreement / CRA • E • • IN WITNESS WHEREOF, the Mortgagor has executed these presents under seal the day and year first above written. Signed, sealed and delivered in the presence of: Name: Name: State of Florida ) ss. County of Miami -Dade ) J.E.J. Properties, Inc., a Florida corporation By: Name: Shirlene Ingraham Title: President (Corporate Seal) The foregoing instrument was acknowledged before me this , 200_, by Shirlene Ingraham as President of J.E.J. Properties, Inc., a Florida corporation, on behalf of the corporation. She is personally known to meor has produced as identification. (NOTARY SEAL) My Commission Expires: Signature: Notary Public, State of Florida Commission No. SEOPW/OZA' 03- 27 Page 32 # 1190315 v6 -Purchase Agreement / CRA • L • • PARCEL I: EXHIBIT " A" LEGAL DESCRUMON Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. PARCEL 2: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat BookB at Page 41, of the Public Records of Miami -Dade County. PARCEL 3: The North 46 feet Lot 1, and the North 46 feet of the East 28 feet of Lot 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of. the Public Records of Miami - Dade County. PARCEL 4: The North 46 feet of Lot 2 less the East 28 feet thereof, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 33 SEOPW/CRA 03 27 #1190315 v6 - Purchase Agreement / CRA • • EXHIBIT "E" FORM OF QUIT -CLAIM DEED This Instrument Prepared By: Suzanne P. Viana, Esq. Holland & Knight LLP 701 Brickell Avenue, Suite 3000 Miami, Florida 33131 Folio Number: 01-0102-070-1020 QUIT -CLAIM DEED THIS QUIT -CLAIM DEED, executed as of the day of February, 2003, by SOUTHEAST OVERTOWNIPARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, whose address is 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132 (the "Grantor"), in favor of J.E.J. PROPERTIES, INC., a Florida corporation, whose address is 950 N.W. 3rd Avenue, Miami, Florida 33136-3306 (the "Grantee"). WITNESSETH, that the Grantor, for and in consideration of the sum of Ten Dollars ($10.00), in hand paid by Grantees, the receipt of which is hereby acknowledged, does hereby remise, release and quit -claim unto the Grantees forever, all of the right, title, interest, claim and demand which the Grantor has in and to the following described lot, piece or parcel of land, situate, lying and being in the County of Miami -Dade, State of Florida, to wit: SEE ATTACHED E%HIBIT "A" (the "Property") TO HAVE AND TO HOLD the same together with all and singular the appurtenances thereunto belonging or in anywise appertaining, and all the estate, right, title, interest, lien, equity and claim whatsoever of Grantor, either in law or equity, to the only proper use, benefit and behoof of Grantees forever. SUBJECT TO: Taxes for the year 2003 and subsequent years, zoning, restrictions, prohibitions, and other requirements imposed by governmental authorities including but not limited to, public utility easements and all matters appearing in the public records. SUBJECT TO THE FOLLOWING RESTRICTIVE COVENANTS WHICH THE GRANTOR HEREBY IMPOSES ON THE PROPERTY WHICH SHALL RUN WITH THE LAND AND WHICH SHALL BE BINDING ON THE GRANTEE, ITS SUCCESSORS, HEIRS AND ASSIGNS: 1. For a period of ten (10) years from the date hereof, the Property must be used solely as a parking lot. In the event that this covenant is violated, Grantor or the City of Miami may pursue all remedies available at law or in equity to enforce this restriction, including, without limitation, injunctive relief. 2. If the Property is conveyed to an "exempt entity" or is utilized for an "exempt purpose" as such terms are used or defined under Chapter 196 Florida Statutes (2002),the SEOPW/CItA Page 34 0 3 - 27 #1190315 v6 - Purchase Agreement I CRA • • owner of the Property shall pay to the Grantor each year a payment in lieu of taxes (hereinafter "PILOT"). The yearly PILOT shall be an amount equal to the sales price of $52,000.00, adjusted annually to reflect increases in the Consumer Price Index ("CPI"), times the City of Miami's then current millage rate. CPI shall mean the U.S. Department of Labor, Bureau of Labor' Statistics, Consumer Price Index, U.S. City Average (all urban items) 1982 =100. In the event that the Grantor is no longer in existence, the PILOT shall be paid to the City of Miami and shall be amount equal to the taxes the City of Miami would have received had the property not been exempt from taxation. IN WITNESS WHEREOF, Grantor has signed and sealed these presents the day and year first above written. Signed, sealed and Delivered in the Presence of: Print Name: Print Name: SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida By: Name: Frank Rollason Title: Executive Director APPROVED AS TO FORM AND CORRECTNESS: Holland & Knight LLP CRA Special Counsel SEOPW/CRA Page 35 0 3 27 #1190315 v6 - Purchase Agreement / CRA • STATE OF FLORIDA ) )SS: COUNTY OF MIAMI-DADE } The foregoing instrument was acknowledged before me, this day of , 2003, by Frank Rollason, Executive Director of SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, on behalf of the agency. He is personally known to me or has produced as identification and did not take an oath. My commission expires: Notary Public Print Name: SEOPW/CRA 03- 27 Page 36 #1190315 v6 - Purchase Agreement / CRA • • • EXHIBIT "A" LEGAL DESCRIPTION Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and.2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 37 SEOPW/CRA 03- 27 #1190315 v6 - Purchase Agreement / CRA • 0 • EXHIBIT "F" FORM OF NOTICE LIMITING FUTURE ADVANCE This Instrument Was Prepared by: Suzanne P. Viana, Esquire HOLLAND & KNIGHT LLP 701 Brickell Avenue, 3la Floor Miami, Florida 33131 NOTICE LDUTING FUTURE ADVANCES , a (the "Mortgagor") executed that certain mortgage and . security agreement (the "Mortgage") dated , in favor of (the "Mortgagee"), recorded in Official Records Book , at Page of the Public Records of Miami -Dade County, Florida. The Mortgage encumbers the following described real property, together with all improvements thereon: • SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. The 'maximum principal amount that may be secured by the Mortgage is hereby limited to $ in accordance with Section 697.04(l)(b), Florida Statutes (2002). E Pursuant to Section 697.04(1)(b), Florida Statutes (2002), a copy of this Notice has been sent to the Mortgagee, on , by certified United States mail, and a recorded copy of this Notice shall hereafter be sent to said Mortgagee by certified United States mail. Signed, sealed and delivered MORTGAGOR: in the presence of: [Print Name] By: Name: Title: [Print Name] Page 38 #1190315 v6 - Purchase Agreement / CRA SEOPW/CRA 03- 27 • �J STATE OF FLORIDA COUNTY OF MIAMI-DARE The foregoing instrument was acknowledged before me this day of by of , a on behalf of said S/He is personally known to me (YES) (NO) or has produced as identification. My Commission Expires: Notary Public State of Florida at Large Page 39 #1190315 v6 - Purchase Agreement / CRA SEOPW/ORA 03- 27 • EXHIBIT "A" • LEGAL DESCRIPTION SECPWICRA 03- 27 Page 40 #1190315 v6 - Purchase Agreement ( CRA • 0 • • • EXHIBIT "G" FIRST MORTGAGE LOAN DOCUMENTS Page 41 SEOPW/CRA 03- 27 #1190315 v6 - Purchase Agreement / CRA • 0 • IMAGE01 : FL-02-211563-2 12/13/2002 05:35:06pn J*18-02 FR1 M:21 PH IFEIML FOX K 0111071 20169PG1$36 THIS 17i nUN= FROPUM SY: Lynn B: Lievis. tsq. Lytut 6. Ltvis, P.A. Suite lea 1390 ericltell Avenue M.i3mi. Florida 33132 page 1 of S 02RO54755 2002 .HIM 19 11115 Afisimem at tam Aim low supDOiti poCVl ens TUB MSIMO ST OF t11AM3 AXD LOAF SOMUT DOC17F'M= tthc 'Asaignaent') is aade this January 17, 2002 by EO*R E=TV !13ATtAM CORFOUTION. a Florida corporation with its principal attices at 7323 carat ley, niaai. rlorlda 33iss ('Atsigdor'1. in favor of Pdclfic Matioaal Bank, A national hasking association, the address 0_ Web Io 1310 Briekell Xvmue. kiaai, Florida 33131 which, together rtth Sts Participants, to referred to as •Aoaioaeo'. For and 1u,cnaeideLation of the AL@ignae't extension of a $2,004,040 cccurad Line of Cesdit to Esalpor lthe •toaa'1. Ataigtar does P&j,*y groat, betsain, sell, aaslga, transfer and set ever unto Assignee those pertain f*curdd R.ortga4e lm*a (the •Loans') and tke Loan smart DocumAte ahie. evidence the Leans vhich are listed on exhihit •A' atradied kmvto ttha •Loan &Mart okminta•1: TO SAVE Alm kOLD the loans and the Lora t;upport Daeuseuts unto Assignso. its succaa■ors and auaigas foravtr. Assignor warrants and represents to Aaslams. as follora: (a) isaignor, is me owner of all of the Gown and Lean Support, Docuamte acalgrea a4 has hill and aooplcte Cover and authority to detiver this Aosi9amait and to transfer and assign tho Leans, and the vas Support aoCunerts to Aceignee; M The Loan support DotuTentrt aaolgned have hat bees codified or amended free Zbe tone to t, ch shay are c=aumatiy dolivered to aasignae k9' A@aignor, (c) Aasigaor shall, at ouch t1ba do timat as Acsigaaa may reasonably requcat, do such further act@ and skall oxamto, acknowledge and delivor such tranefora. A&SLO—sots and seauraoeea as may reasonably be required by Aasionos. tffectivaly to transfer to and inraat In An@ignee. all of tho rilg t, title or interest of Ataiyror in and to'tda Loaaa and the Loan Support vocumttte, SEOPW / CIA 03 27. • • 1MAGE01 : 71,-02-211563-2 12/1312002 05t35106Fn Page 2 of 3 fE1�R 1P!(-18-02 FRI W-22 PA � FAX in �t{7QTl P, 03A4 20169FG 1531 tdl • Aasigaor is ", eel, OW lawful owner of all hj3l %"A equitable of the ticlo iv4' iatetust, ae 1_ader aria 9eeurtd catty, iC and to all of the Loan and the tote. SVppert nft0%=Mt4t that AosLgnor ban good sight, power and authority to %&sign the taac; and that all of tho scans and Loan ar-K,ett Doaraents arc free iraa aw/ Ilan of other eccurity interest; it) That, to the belt of Atsioeorle knowledge. rw deEault at any nature has occurred or wrists Under any of the Loank ae of the daft of tuts Assignsbtt oar does there exist any fact ar event which, with the papa!% of tirm at the declaration of a default, weld e000tituto a decsult under fay lean, if) tleitber Assignor not, to Ateigsor,3 best kwoledga, any debtor of amrtgagot cndet any of the Loans, has =y claims to of detentes against this Aseigneentr and tg) the unpaid principal balance owing envier each Loco u of the date of this Acsigaaenc i& act forth is ashlbit `A'. 64ned. styled end Deliwsod UM ROUL Y "30MAt)B MPMTZGS. is the Presence Ott a Pleri corporation By ■ AN 1laris D4vl s Preridaat SShTR tlP t'LQRIOR tal m or 1t1AK2-il♦1DB i The soreooing ib cement wet acknoWedgei Wets are thin January 17, 2002 by Ana Karla. Davida as pte&ident of Bain Pquity Hortgago Lbrlcratian. a rlotida concretion, an behalf of the corporation. she 1e rozsoeelly�w or ban produced as �denelilc%Lion and vhe Gid (did not; take an a eh. Print Pane• Title- Yoriai N►arb ISUL1 a IBOtaRlflar{ea1 m. .2 c•\eye\e�eltle�.P►.tr. 1e4eas31" .w 0 SF 0 3 - 27 • 0 0 =MAGSOI : FL-02-211563-2 12/13/2002 05:35:060in • 10-18-M RI 03 t Fft A 16t Fm to *747071 20169KIS38 Page 3 of 3 F. 04/64 g:t;t�st •�- The lAan Docuaotsta eataiat of - 1, Mostgage Lean, dated 11104/Ol itt Cho original principal sua of 0_ 43, 000.40made by _j1_LLrUne, DIgraham as sortpagor, is tawr of lions Bquity bor 9mm Corporation, at aortgagee and secured by 1mprw d real property logslly daseribed as, _ZbLyarth 46 feet of Lot 1. 6 The North 46 feet of VIG Bast z" 10eto , 210tk 27, of—Mortof—Morth CER 09 Kl=&. acre The Plat, thereof as recordecl in a e 41 Public Record in &Lami Bade-County. O1R635160 which Nnrtgsge loan to reawded under Clock's Pile tlo. of tho public uecerds of Riami-Dade Comty, slorida, �e.a•ensas'"' seaeovmt �►� CUM CoWidso-' a� wry SE®PW / CRA 03. . 27 • • 1KAGE01 : FL-02-211563-2 12/13/2002 05:25:061Fm Page 1 of 4 artIm OL 23073PG2814 r)1R6-S; MORTGAGE ewwa,wtta t<n ti• «� •• •� yL7ficY �:el it C:' C; 3i :.T4 R THISMORTGAGE.caecuWM 9ta Oal amOVEMBELZM1 SRIRLENE INGILIkHA'.M. a Sicgle Vroman 950 A'W 3' Aveaue Miami, FL 33136 hereinafter eallad teas Mot ifagor, vhieh ten% aha11 inelttda aingetlar or plural carpotation or individual, and either ata aad gull include the heirs. legal M%-ezantatA.vez. auceaasore and assigns of the Mortgagor, to HUME LQui I i mokk It's'AGj 4:01 fat)Rxilcox, its succlssots and/or usigns, 7333 CORAL WAY, ML4ML FL 33155 hacatalier called the mangagoe. w Wz:. ta+n shall include the su=con attd assigns dik said Mttregage %WEREA9. Moapgor ha tseeived a Ian fish the Mortrom India k4ebteo to du MOT%" in for pritee;pti fakr .THREE T4i0USAW12 DOLLARS 4b'0 Cc" <znn rSd3.t1C0M 1 tehEb atdeteedaas is hnda ockri rledged sad is svidtntxd by a cmttain ptmtimorl• ttou wtitb the balance of pti0eipal and araoed 'tttsttti due and �tsb4 oe rl+t OEGEMOER 1 '_D limtd Including pratisioe far pRvalmeta aaeekngort of "to In dw "M of dtfaua tngedts with a clause providing for the pVVa)mau k the Ljoq for for tootta%'s feu, alarms and cum a: collection. The p %_;aiatts ofsudt note, rs which mfererm :j he min made an M re kmce made a ptn at iris inset ent ss thau,gh the same were Ulf RI forth hettiet. ihat thcsald mortbegor, is secure merepah,sani atde Irdebtdrim ei idenced in rite SEW rate does hereby anal. bargain, ertl remise rtlase. candy and mnfuro unto de aid mortgagee. In fee simpit forever, the tollo-ing deacrib d land. of ubith said mortpaa io ntu- WwLll'� sued. tying and being 6 DADE Cb�mty, Aorida. and mac partisuluty tleseribad as fbllaas: The Hann 46 fast of Lot 1, and the V*rt22 46 feet Ot tha Swot 28 feat of Lot 2. Dloek 21, of Nt5WH CITY ON 1C AC, aadoardiesq to tbo Plat thereof, as "Cordad dst Plat Hoak D e Page 41, Rsblic RetOsrda of lltliami.—Dada County, Placid&. THIS Is A 9IRIT MR2:31= Borrower warranty that the oropery Is not ttit RamtRr 14 of Bortuwer ar ap mtaahtr of Nam* ors fomk. oar does It 1Te adjacent or matizaous lberete. It all or any part o f the propcm or ar\ imtrest is sold or traesfeired, theft. and in TA e<•enL dliS merge and no* shall be due and M%lible in full. TOGI: fFiER WTM all end singular theImemMs. hnediaamentand apputteWces ntrRwem bdonSing Or in any wise Appartairtitts ad all 't manes and impovemants now and hereafter on said laid ad di bttnarn a=hed Wertm 0gethca with a31 rer4M (tulles and profie atetvletg ftm said pomiso and all per stain, tiemic waver, plutnl:4 1&irtt, veritTtatiM hexirtt and cooling systems, w•kkh now at at Maas: he in cs 0 said pemi s dOygb dsry be from led or dtaschablt. including but rot limited to all m titav^ stow, avrt apvl'nnces and arpeta and AU addi OrM Mplaomcnas and mortars thereof hat tftr eaqui d or 6-tud. oa ae aid prc,tdscLand all aaaehraents aed ptra OwNt and arty additions, au,uiau or btatsnuu ol� is or to the bui4n4 now or hat 0ta crtaed on the said mmises. TO KAb6 AND TO KOLD tic abase gtnted rimmis6 with the apptatdtanees amco the said Mortpfot. is Ae simple fort<re. A1V0 the mid hr{ottgagor hettby meenants ad Attxa urth Mx aid rtutrtEgta u 6sltoas: I,RST: Ttus tlti 11ort6trpr k IaAtlp SeWd of ahc Atom dattttud ptattiatt. in fa siot tad Nis good right sad a e.ty tAe Same ma MCAVtµ= T1ut ae rid tx<tttams am h" all disd%nod at and hoe do utm tar tide a aniGtatm pdganata, meetsrtia list aitd to esnerumhowca a ace &run a load %horoe.aT gad dot toe hsaagaanr.r ill fill. warrant and defrrd dte yNrtt to rtt \terry¢. ttyivr tLe IsU Ail dZiWs sold deatrAh artdl posts .haft W1%W, and wll rtekt Vah fuller Staunnee to pafad fi: ample title to s:id bnd is the Mon�ecc a► aryl ttaattask he ROrad. aid -ill pqj the set•vul stone of amer aymod in the sold roar tom paid Wall 4=41 mmu of pAmilal ad intava iboa a tramDtO shelf dta and oanrdirt to tY true tam and egos of it,. said rate Page 1 ofd I SE(DPW/CRA 03- 27 -...�. .-..-s .� •-..- ... �. •... .� .�. --.-----.--- .-.----. . < -.-.-� •sty-. ... --r Imr,Eol FL-02-211563-2 12/13/2002 05:35:06Pm Page 2 of 4 SE ',NW. rat Ne llarynSr %7{ ty all and sayutr ek pat,c atie,aee.*u la Lt end eneuatMantxs a(.etah WAIN on dt: lbut: strsctthcd pra{te't). an! upon AN marrQaje and slaty, a Ik IMe1eq t wvW tltaaM, l+efYln Qiingtseoe) th.7atl mot tatamfsat e'etdNleat� fq nteMO�ad iptq a7rtcaa7tetn. te.mte wA vreAr&V O S "I k atpoar b % id: tls \Lrts(¢{�C tH1 aS M'!IR\ lbreh lR efaattt arscwling.ardtu;nd tM r artt.rdtia natsjsec erd denx to trot p oagttb pvd .bm tu4 %be hM3--%4po VO lNuum omparm to tT mww Pwcb:+w IS NI, Iaa lost 014t14c aff"I at c t,zlwou Ytm:w, a.M at s>. WMIIVIM 0, WL% 64M IIONNoldani to thn st%cVW aS the taii Rose 01- A M. M A*A$.t ...mAN: UAd 1ue* P4 0M u QB e�faeot wtCsns mad. i!W l lm Isom% fx" the ttae dtcntd' a the less of ltt�ltae alb%dtktt. b% N Tulabc Thu It.. Marvsw .Jl ". T all rtpl 4%1 N-ro d t1na m., W. w wumna .mw tsow to Ow lien of tba ttt A#W lwateu m MG) be t x*" ftam tape to tuns h lk NAd�C tt Sumo tom b) rz. a uhl adntt and edhtt hood, tauebtm and a mwspauic, fee+ aeA pueiath and W ant lac JIM wh womoma. as m.) k nqum h) *IS Meng eRm MU to p) R MP* -am due all moul x for usch apaance. Im Imum et w* Immsura m t'emvirw V41 the MM044 ti K copra it a of ") de minidttn mam att fw ahleh sold insumm *:91 b. %tjacl w d smut Ta Wants" upon I-V bd.nPper w MlainlmR 7.Ch iddiIdW IrtlUryac a rml` b.: asimoq moray Jrd OMO) fdr .lest all ta.itt mauftc ntu"%,nb tontwv,d in and pmlicio 4• N . via apyt:e. w) A : ) 01 Ow ON Ih►: rerJ I.lOV# or it n..t a e-44W.•r t1.Mmu$.C. luuany aM %wi Sr uwia ewuolmn. a•T�* Mon9gioc am all pet'x a atsl tatatalsthoeof efufl be %U bt Qto Rta psm All dnallel dedg"IM b) (he Mottpapty 0kh age i:rttwl 45 ilfe l.1w4um attd all MOttlClh'raf bsa to issomppetr and Malvsa Mlatew to 1 "mizze. M• 4misti { (If haetdla made; d%it Ile in *A%'m>a ad *all A. a ttasl of d► tronppeafllaneat as Crld w dswah an Conn t abatiat Parer& Sea Owl . jO%v t! "h panic heron and IMW m tern Ira &%I aygda. \o iw11 tpm art,. d Ad pt*ew IS insUnr4c w upo sur) velu td of fittest rrcAtiusn,tAtch nos) to pay able m IL anLvilatien ar ararinslnd st ett or. ihatl he pi to otter (haft IAc Matztcm CA" -Cm h7 rem CAcacnaM driwd m arch poic) m+d aprwmod ►) hleel;:laea facts � a;' MWAW coast hate %M%fA Vame a " aaedad kstatgapaeCYame W09M AW I.Use VMV1slQK Maki -mall sae.err kmm* undo oea fg(aw, pa)aMe U. die MOIWAW a W .- . „\•i h:v..,.- r - ,re tt: \:;c',r.a`:Ca:..1s:`.,tv.:;_ •: '_•.:.:a .t._1: m,w,,e and eprh tk in1C OA Oeea.tat of tlt CldeftWdMii h.Teh ttruteJ. nr k, fraatit tta Votspagar TO nMIA end lxee tt w aN cot dumt.idteW taarW�) a fi. i11/ N Rlpa ring u .. etuip. Gaem W b uncle aid bs . lases av tl i. snnngoQe. In anent or . inset ar ptWjs col dasnttp. to toe a pWn9ff M"M, the blartlalof dtall kue eAMdiaw OWL= bvw? k1 auJI to 6c MOMAll"e and Qa ?ft mpeaa apt nohlr poor a r roes If (k spats is eat trades ptetttpd) h the %lor *w. to event of Fir domms: it lhlt Storms: or (der crsatfer of title to the mang4Fed palms in uatittpciahmaM1 of the webtedaea maeed host.). all :iot. fide and interest of ' We Morsyaaoe in nd ro aeh iep.ttmnor plNia thta in Q1es slafi Rai 1e the PYtelaea • grmtatC Upon oa,• debt.! i thrwar, the Mnrmgm ste. Iwr % ilAewt ttblil�an ps is Ion Ma to del ikt (nsttLlmt en strch AWrims add ray the psfanitlM end taal7e P� mess m pow w the Most ;sw and shell wet Or Mohp "paid 31ad1 air innem thtm 0t dale 01`p4urem al Ne tam of hit ka allow;blcbt Loa " 0OULTIL Tkar .tM ro0 ora.taa. Mid R e a..d b 1a Md M Ike NeWrga2ee march me terw.S oftares ettnnlape and herein sfseattlpl{) cow iSms 1'a, and teel%ddot mn repma iaeuthd A) On: %WWallae in mtbcsion or the +saes maenad tw duty 'If", st.0 tw he lien of st. aranealG 0, iarltcaslte sane of neap rgreankd by Lw eote,.hief this nbttiaa lera+^i. SM.- To perrnit camMk (wa rffl•a mn mom h11Ai1RRar N drrcficHtioh of and f»ltrt, . Men, pat liltatOl. aid Ulm" the fkifate of the ►tmlgaRor m 1 �r e� A�olding on Aid prtTRn �n {eed madition aleClnit eft: \lor�ayAir rt�• 6anad Ne iotmo&a a ayatf eCsaid buildkQi Woo iea"w inertw aap.nl of+m•M, at the immoditl. ?,,S*mkml of dsc nabs hceoby iscutad, and dtc f",m of IAa MorWgos to ceuyy) ..:dt said dmmnd of Its Mgegq a (cc a pwkQ or thirl 1711) dm'a *.art caadwm A bnmcb of rho mtaspaaa and. a Me open of %M Mer M-x imMsdmat) ntmwm the 0eIM1 tmpadd pnaelpsal erd ACCIR aeedg smuml. and the Yawmm. Irma. %ithom Mtk-- idstiaRe pint WWO to faodose rho mavvC, and appl) for the mppointment of a r0004mr. s haeimdor plodded 3lXttl• Ibal Vrc !detnaarf mad+) Trwni•c+ taf.seuaa mad mno to tt'ty 1* mesa e(men�, and Wet7! Rs mtmsMod is said rmmision mlc. tnlfabtr ttdh k, aid all Mao itmU jUvlt due and o%iri/ We fostttipt b> the terms lhemirL and mmuod . b he paid as VAW do min Mamsal -Me doc ItdQads Halt Na ", in 6. pm) 00%of In% aid palm of mono' er arh MR d%emf as padded :a the Laid stole w dos ranfteW. or it w; atna gall be dw an en) sm"Sor or ing,.•6mr ftw4 G. of if QIc innrtd tr at Res` ktcamc tSta dtteaan ew+ny prt dwevf I he tfdoull erN utgla d far m ytae.ef dtiln l yql dk it O is o i tbS Mot;MC or t 5 des iL osrmttd. w datuld Ne )4 mfw sea ch w id a mays12 W kx an! %shay to;%mm or agfo runt an IIC pan of Ua Nengfow to be mwpi•.d %'ills Ga Ma" am is %hilt she epl ew of do, kt.ngyee at' .eeetetmiam is eaa otkar.iac ocptepi.) pro.toad Meiey and pair woo or nrserampimm awminue la eeeketslae se s ta.ee of colts;. { 70) d@1, a:ee oast CeaT ' thatoo(ont6 u die tlptlon of the l.I.nQgm OM ..ioo dl td.er b the ►Mnatg7►. III' .4ir N' "d pNrt;T i Wrn ow%mmW iR ford note w4eda %idr all other 9m; they_ sift as udl as hme,t me% idcd for. dmtl Inrnn, etler liae:y doe nd Mt Sblr. without not = ro tees and Moarpt ` rn Trim U ntee Is floutd tmtttc ntteatear) p(iee ft mW4W and the tortes Secured hcyelou of cftAc of darts In+la Panda at an aspost � "far adatita etc ford rnettytsor lot eawta and agttocS %St d[ \foryagtc u yet) plc a06iL tAtylm WtO t:spasma of such mikvtiom inelm:14 m a %*Ic aoorsr*'i tam aApbaeaflettOd fm.dmsurx x tnhel.5iw- • 81GM)L- ThA in the mcm alb VA is O"Ill tltpad Uric rt x%mr- aflctloic, tanclott u to terWin IC or a miv and`or to enleum pt)raeru"or era, claim Iemuado. Ute Mor"m mar Vpl, to as) resat lf, ing jur+sdaion sbevoor for the " appanooms of a leaves of yid mottFapcd pmrert. ac %cll as dtc 4komq rtafet%. eae and n,codes thmof, and the said ivw:% a pro fit% igme. attd M, atlases ace baeb) eaetepatmd W U apsifaatl) at tottlt cad &MwAoJ in Ow lrantty and addendum .I-,— her=( and welt tmei, a IdwI bat aG the broad and efketi,a fWtctiau and pow In tn,.. be en"uftd A a cow It to a rasher and such topoisubau %Wt be fade h) SwA t wm w all adm" Ogldp 2613 maser of abtdipc right In the Masrfapmc aid : Aomi rdfimmc to Ste adapoat. or laodossa o or des valucof the p papa . FOOMtgad. or b Uc wI-v5cZ1 at iaes eWn) of she Wm(ptoa oad it IS"delonelml and ad felo" (Imam lmww-+®se and w mun 4tatl be appticd lt)• the Tai,v a.-cordirtg to Os: fkn md'w equity a(enio etmnrgc and ft ptacetac of lush emn and arch cpp omumtadi tact,cr shall oc %4mm nolhm to aty ebr bar Immindef. K(TN: TM Mwfy+K hcmb) o otwaU riitm of Atentatead mM acs"Kimn 8aaadln• nw Cana bWah and lama of Flotido. It epeai6dl) Spied drat fires 6 of the ta%alut 6 tAb comarm and that We %d v h) saw Merwagoe of art) ow4w;at hefr&Acr or of the oN;Vuicn qx%a 1 home, %Ul at la. time DtMAO be bmtel b M a main of the tems boreal of or the OWiptim .round hemb:,. T1 NT1,L,1.'pan art) sale. irwi;r or cant,.taea of Ua: M19em. hacin dmn%led eta ww ed h) ttdt trott'tpgc IS aq W%e. firm or cormettion, Hof predtue@ ILmm-cd in - linos 0) the tafdov of Cob Ma Wcp %impan %be t mArof stye ludleial LV47 fi it a etap"1101. 41C 140MAFa,o adder pan No, c d% tick to Ytefaow w maueH) or tk.x moms ao diwgh is %ere due and pmpabtc no the dRy of ouch a wkr and to daaatd rt)mu it fug a use amid emnpgc mmmro or era)' apaid MLmae Items! utd M tltlebe elf tfY R(.Ab aid nekediea At?c r1 ea by 1d. tesstiad 10 old slemegaloe lAe idle! m a sv)' erCat Otd[(Wll hatfa des. Wr %Ahq A Iltt t.mns min' amascrured Ageb� K hmeto a LY contra) naa lmt?rlQal�� Meg tmmt.dac Pape: oft 1, SECPW/CRA 03- - 27 • IMAG301 : FL-02-211563-2 12/11/2002 05:35:06pm Page : of 4 ELEVFN'TH: 4 4lfcka ufc �nv.xJlnu+u(am >etaMJ tl xitap M h tnstd V+aa .J a �t j"6,r lien of an) klld th8Y1.1 k w1iluky, Itic mat 61 II. optu.n mme*l vd, WTaaal6e Jc-vWe all. IMt� •• arW tn: inu.•nlaina. aYcufeJ A.avNl dap and Dat &K ' 1 N !Lee it! I N l N IN �. T11 tT• r!lgY}�) e.•ntN aN49�•J:. W "I w pww of `� YsfLT the pr••te- Itr asitxnl d.)In[m. In. Stlhntapv *211 till, QA drIn in dummy %a all dune. ;iMwd.c far Ih: tulkisb silo( W &MAC$1a swl w 06-3QI.F:nt Taa unto.: to w<ateatyo�s and lhC obllgal0o secured CV " =4 my he applied ull clu t1u M. mat Lai tu} able srnla du. MMvW Itnl the ou lcolon mut.rd heh*y THIRTEIEN" Tha;pstallon."ld► 14L,.%*- unJcr ptc to el. h mor end the Auw .euntl N hrh�. RIA paid %fen du.: sltail he tuNtia ahcr G. e I Sl d:o (hail the Juv due Vw=C to oml 4 6 WOW Mtv;SQM hghaU allal th.trcon and Orm vilk a'We en dlmge• In the Unt use orus pulccvi (10,4101 pie rsraltmeet due uyen nut not !ca a>,123 Rl cec!ti yndl oelinquetn insmllnlar. n and ttleh'let" ettartaY arc.ccured ha Me Itcn dnalf . 1.� FOl'111TEg!rt1e: M'Yhtwt tn.pu nnp tl. ai.kig aN.hu sC1kelp7ppr "Only f4ll in pea) lstth. cl,t't 1, 0 (MD UJ pltt'RTII • Q chant IBM far sptYiatim nI Ow "yr io lfae ro Its .4,1: sew!) t\ tWGcis= tL.np*.W m:! up.a ry44A .IC s Leh tamp p k .n Li'auot W let, mnna.@ r i}a.n1. Yf prtloCgW Ir.t totgMd a "lai IN ac ON.Aw MW (aeJ A as a"W or scurud kmr^ t PM%d.d 0 he M4114. (a) a oklr hb telm, a splaxn "quill N one tocl!lE 111.1 at'the Al mead in" a c., otne19nen:� wd 1r1<Yfaa" pvaluma upaa the fat %i= =urua. a. Ins insralt thenal r #L-urnllnstil With um W ane b) the NOlt�epel F2FTTE.TM: Ili: tic Nk trt;Ailc shall Lends wualb. et the mllrs or tfhc hblyup.�. financid Matawta nl torte aN otniClai in a nronm+ Musk aerl to the h0lfv4,ev 31\•rrjlz% M.Iltis molwc alv.• lecur\t an aeJal: fsk%sl. an.: vtiwl Gian.nf 111: Fn.mlywn WW fe(Mtd to havis and tlanSApor. anJ a) ththR ialetaNthev. ul' d► llonµi(r.a hl 1bc al.+l1,��. a nclnt tl1 gkaflf imatiue lAa fonkr odaanu>.y ma tv atade b. the Slortraw n tha .,Illteu r. m" ,l1.vrusylo, ztl►r prior m al, elks Th.-due dxa of the above n:f~ to prtenry %* aMe Ae<etb ..�vnd: ad xia tfmnpape w qns fr the tM1ijh pulin•Ic ..1 sacuntp ahry aM all inrlataednay h) eh" Meflpibar W Ih[ \LortWgee i0. etul.�a r7lnnnll t!c YY¢e ah,1l It .a mehmd M replClwlt� utYi! (fay aorlpepc a vatiilisd of re.•ead: ptd all v..onsnaand Aphvencnt.nmdnud in rha mmtp & Wa hespplle%N, W ell funA.T mg kmra adaznea Maley the mw4mn a tk Mangaror and all *let ind6tednw onforgmpar to the filar al,. am an• anddl nleuek M ettttsaioaa thatalf, SE\'ENIMENTH: if thin alsrtgttce a svbotdrwe a a ptlar mmVibe or tserlpga eneumbeling the real prarpam dc='bod hQei1L \1alg4dt than rAL w*=1 ate PAW %1600 abt0(nnt of \torWW_ enter into an) agreement wrhmby the ' prier U&V112c Or )6WMga nad Ihd NW wfl-e"I t"t - nr rbI-W Af these, we tuselMbd or tentrhded in any mints e hs:soeceror the line ter the t:M.•matl of the ails t:eeaded or we pefnelpsl ton= *( laid fhene inoximcd or sat addhl*TW edverrms made. htort8rtcot %JU natatain the pdw %ldrt&kM and bone sewmt vh rob) In good standing StriMl• in aelardmcc %11h their Lana, and vain nuke all K men" ortlaired ba the teemf of said morgKc or moripga and Ott notr spewed of ml*\' by a time Ihm is d1 a prior to the due date fbr said pa�vxrls, w4haut the bete(h of any grace Or waietst`ut.n peria.ds. Moold AA% default be atde in the p<mela Of at) iroadlntnd of peimool or jocca an the nou WOU lid '7 Lire prior Sica got. Mlonpuor Rly.. 4hola xw= of demand U-5 'skettratier. pv. such :Anskbaera of pifelpal (eiaeereM And the t VWPt eo (•did shut he pa. able tn• k1seprar on dani nd M hlonlg4gee pith intmt mom" a the rime applicable under Qe Note, secured hrereb). Sour the time of luck payment snd said mnaam ea psld bF Marts" May bt prided to I id Indebtednee secured a This ma nLttpe and IWI be secured h this mat `t nc Upon the I Iwo of Malytgpr 16 kW. abmr%v or PC fin Or cum In be kpt obtrsved and pelfamted. my of ftte teases. mcruiret, pmvtsions and WWI, Oda .rf the prur ltoegaltes, \ 11hnBggar arvics tit 1/o1WAM nun. an behalf of klom a&or or In the name of monssgor. kltep. Observe or Kirli rt, er t#tle W be") obaerasd w perfarmai enp o(sueh emit, o0amAts. ppel'Irioat or agreertunts told to enter upon the manpalged pro". and take all such s"lan etenon ss may be Mecaeary thaefote. to uhe and Um the rigor of\lortcacof in turd 1* Incpm encumber rd tlaetp. Fallilmof\fo Isat to c%vMplystrtaly with the pratsiont ofthis p ragoph shelf consituoe tin nerd of dewil under this mortise and du \ate )at ilrbd 1ltreby aid, a lk etalon of\tonga9ee, tleaymas cum metsial ed in the leaft Hailed haeay shall bmoehc doe airs pp•sbkand eonplculy a If the a,t;gheypte sum a1r;(•nothld N eM feerrled by slrhll hecoafte due snd po�able as Ault) and mlsocroh W if %N egtegait sum nteadbned in the NOT Seeuted h" Here "tCtaall) XtV4lsad In be pid on the date of WCh an rvcd of eehulu, and apart cud saeefaat on \letsrpre mah pnyue jAch Ache and territ" as am pro%idea (or in thin mortgage, PROVIDE ALt►A13. and this mmsal;a n mh tK t.rm aM110lvn that 4111` XIOnpS v sndl .oil and puiv pit,. um the Mwgm- the said sum eC IAmgY rhrcen.. nl in mid Irwa:a W) Me fnraaod e. Ilrsaitl and accumd haand am aam vencwb el, - c"ersd*m thcwcre(u rlathl.T ad%,,,, MIN aA) other W444cdneoll wra c W h{X:M1 N N'IWpQ (on n. loud d1c imAlQ;r4Iu4 ni. haahr.nahlc Ttamn u it "I h=arne due. 4aor44 to the our intold and ro arting I , ,L wbca ff with all costa. eba>zts sad o4wrisG IneluditnpartawaabiqMann,%', (=%Whit the.S4WCp.q acZ IIIWr nr belie Ip in LYYtrsginO• The scree by fceadasute or Nh=%.Lz or In orawnint the Amucul, a tr► Na!1QWv. ahnhcr to nail firAthT.ilt: and shall ..0 Wd auk) kccr. ObsGYL pa(orM Wm9h V\th ord ZhiJ: IA Nero Mad c . drC alfodtions. Y'r=M=ti auhdllhbnt and CM ehaw of aid , iamimnnnote vW this marVW as sad %Hatt i niu4ed lhaalt) ate this ®w4gc aid the csatc Iha%a% Wcued Mho:1 .a'zm and bC null Intl . Aid atrcr-iXe the same styli Moran of N:adiap (cur. ud cR.cL 1'011 AGE NOT REQUIRED TO COStpLM THIS MORTGACE MURL1 BSCWSE VOU HAVE RECEMW THESE DfSCL09t'RES OR HAVE SICllW A WAIN AFPIICATIox IF 1 Ot' OSfALv wis LOAN. THE LE"tR WILL HAVE A MORTGAGE ON VCVR HOME. 1rOl' COVLO LOSE IDLIK HOME 0M A.%A' MONEY YOURAVE Il r INTO IT. IF VOC DO NOT MELT \OlR OBLIGAT10r3 r.WF1l THELOAN. Mltg 110aa.60c Pa6e 3 of 4 SEOPW/CRA 03- 27 i 11 • ZMr1GE01 FL-02-211563-2 12/13/2002 05:35:06PM • ry r•*�'°•e ��''::;-•!� =. i::u ow.•. Cvmw w. W30M the dw WW )Ut . CvsJu.,e+noes ! S %Wed and dcUumd in a: Nac ice aL co N i L SKIRLFAE C�C1ib1NsM - - SFAM GF FLOM-A COUNW OF MnW4ADf. 1be tacspinr kzv mat hm oetpa+Wgcd Aeie c me " 9111 dig or \C1vptahk 2d11, h WILLTNE IVGLANA1t, .A* o OeoenaIV borer* to roo or.rbo has pxw.aeJ DEDMU VC01r, a ler4Gmio+ end •.itn de Ukc on octt NC i tisl'�:t +� •M �atpn CC•.�e• Neu* Robber Sump Seal THIS tb'S7RUMM PREPMUD 1n: MYRON J. RAYYiS, ESQ. 7333 CORAL WAY MIAbQ FLORIDA 331 SS 01-M022 TnWdoc PWdofa oa..am.r+. ova draoao eets� t4hA1fF1• pf,NN cum cvcw owurr Page 4 of 4 SE0PW / CRA. 03- 27 • • • EXHIBIT "H" SECOND MORTGAGE LOAN DOCUMENTS MIA1 #1190315 v6 SEOPW/ORA Page 42 0 i - 27 #1190315 v6 - Purchase Agreement / CRA 12/24/2002 22:43 305-35 STEF'MtN blt[atL 01/23/2003 16:51 9544 6 OFFICE MAX Ll C • WORTOda6 DCSa ,.ew .e.w Prepared by: Timothy Carl Blake, Y.A. 66 West Flagler Street, Ste. 1000 i�i. FL �I 33130 F-..ded the lath day of December Shirlene Ingraham herrina(ter ealbd the marfoagor, to Dumas Jackson, individually. hsrtinaller called the mortgagee: G/ PAGEE 03/86 gAMCa r'aaq qCe l (Whr ewr -Rd heels Om WM ;"'=wp��lw." .nd ^r..rt�e•," Iwbi. dl M. lent,. ev nn,,a tu,reeer, wt de -"—. �nl ee9RN.nrtim nd w: d I.d1.lN.h .wd M. ,uaw.nn eM "W" .r aer— ns: Md LV !ns "-W* ..clade .11 drt .Me 1Kn,. �ea. 1 a SN 1ul —I IMeSSE�iIr that for gaol and valuable camtderattan,, and also in earuideretien of the Ogg" gets wim nemRd in the prambseory note of even daie Amwilh, hereinafter described, the v.ertgagor here. by grRnts, bargain,, sells, aliens, lets,. cnnaeye and canfvnu nnto die mortgagee a1I the eertein land of which the mortgagor is now eRized and in powriar, situate in MIAMI DADE County, Florida. Utz: The North 26 feet of Lot 1, and the North 46 feet of the East 26 feet of Lot 2, Block 27, of_NORTH CITY OF MIAMI, according to the Plat thereof, as Teeorded in Plat Book J. Page 41, Public Records of Miami Dade County, Florida This is a second mortgage. SEOPW / CRA 03- 27 12/24/2082 22: 4j jy5-40 5icrnur �LGUGt_ 01/23/2003 16,51 .954, MICE MAX ® PAGE�04/06 (I "10 �{auft ad to gold the tame, lopathor wfik the tenemfak. ke"J"Grntnls and apPu►le" • issues anti prafilS lhereof, onto Ilse mmillagee, to fee S1mP1e. nancCt Thereto Lnlonptna, and the rank, sadj Ike mortaapor coponMb vrilh the +RorlAaOetnCa tear(sat oulkertly to onv" Stud Ltn� a( la�- land in fee tlmPle: that the mortgagor has Finest rig in Ike paid; that the. mortgagor will trusia suck further atsutontva to hereby tfall,Fwarranb IiInpild like title in Sad lend nrortpa0do at mey reasonably be requfrW, that tke r artgopor and a1111 defend oho Santa apafnal 11" lawful Ciampi of all persons enkatnaoeoer; and tfte< tteid land k free and clear 4 al( enc,cmhTancea except an existing first mortgage as recorded PCCb($ed ;ItUgS, Ikat if seid marlpapor thell pal Wlla tald Morlowee Ike cartons frraRLLt. Mry note herein(ler Su6alanlially Copied ar tdentifted, to.wa., M.m TGn .., NGre RRMCO PopM ta' , fleridn f 2so,000.00 Miami Dade County MR VALUE RVfjFIVF.D, the undettigne:d, (ieinely and tranaAr, if ""PC then am) Wamt�l%%aFa 17, 2002 � Dames Jackson. individually M ..pin� In tit. manner Irerrinaferr aptrifitd, it.: principal ram of Two Hundred Fifty Thousand and No ............................ /100 oULLA" (g2501 000. 00 ) vfeh latetwl fro.a date st the rue of N/A Per peat. per ensure oa the bohoce from time to time remaining usep lid, This a.IA principal asd interest that& be pgabte to b.rful money of the United Statat of Anteriee at Miami Dade Cattnty or at Such place aR may berrafter be dcignated by written notice from the bolder to the maker hereof, ne the date and in the manner following: Due on Demand. As of 1999 the balance was $123,000. The Balance grew to ;205,000 as of the end of 2000. The current balance is as stated above. Thh note with intesed is focused by a monAtRa an etal ettaut, al even date l,tstwhis, male br the maker hereof i. [Aver of the mid payee, and &ball be construed mind esterted occapdrng to the laws of the Stole of Florida. If def utt be made in tic payment of a" of the sums ar iateteat meMimted keetda or lot old mar"pe, or In the performance of an yy of the m�gretlRaltta contained bereie or to mid mortg%5c tbes the tribe ptlncipat cum tied accrued Fnterat stu11 at the option of than hetda hereet hcome at once dap and collectible without eedea, time Wag of the essence; said avid pehwlpal ram and merited Into" *bell both bar. interest from' each time until paid at the hiphat rate albw*id under the lure of the blue of Florida. Failure to eaereipe tilt ePtien Shall nose CMU6tute a waiver of the right to aterefit this Rama In Iha event of any rubaegaseal deretalL Each petsee Cable hertan vrhadcer fsa1 er or Castanet, hereby waive & pre/enhnetu; proton, rest ices antics of protest and notita of dN- honor and eeYeea a Par all tab, inctodinyl a reasonable ttte rne� t fast Whether tuft be breuRhi or no% Ifoffer tnatetitr of th(e note or ddaoft hereunder, a retie said o,ertgagt, Conned fhall be areplered to eotlaet eke nett w to protect the security of said mortsobe. wheervtr tna:d herein the texas '%older", "nokcr" and "pqm." shall be construed in the aingubtr or plutal as I easiest they "quire ar admit. ) Makers Addrtas �........,,�......._.�.._.,...,..._.._�._....._..__._____....__._......_,.(9T.AL) • 950 NW Third Avenue, Miami, F1 33136 Shirlene Ingraham . . ................... _........ ,.......__.........._ _.._ _ _..__.............._....... »,... ...... .... -^-.......... (SEAL) SE®PW/CRA (SEAL) 03- 27 12/24/2002 22:43 305-3� 81/23/2003 16:51 95443� a i trntn ZIcucL OFFICE MAX 0 PAGE 05/06 PJ • • and skall perform. comply tauk and abide by gulch and eortry he agre►manls, supulalla+h. Conditions and corwilanlc Iherraol. and of Ihia morlaorle. lien this mortgage and (he stale hereby created, Shea Cease. de- Irrmint. "lid be milt[ and void. find tfre marl!tatrar hereby lrrrdber Covenants and aaroor to pay promptly ethert deue the principal and inEMrll and other trims al money proVWtd for to said note and tills mortgetge. of lllker: to Day a and s.nptr[ar the lnsrr. esanamrnts, Iruiel. lidbillties. oblloellons. and lrnetun[rranea� of every nature on sold pro- perty: in hermit. "mmil or griller na aras(r. impatrmrnl or deterioration of sale[ -[and or iks (mprotremenll 6wrion eE any time: to prep the hw1rilnps awn or hereafter on mid [and fully Insured in a sum of not hags than Maximises insurable valytygg in a Cmmpgny or romportirs acrrp(nliLe to the morigapee. the policy or policirs to be held by, and payable to. said martgoper, anti .in the etmnl any sum of money became: payable by Vtritte bf suck insumnee the morIgnper shall [,daft fbc rinht 10 reeriue ant[ apply Ifs same to the fndebledness heroby saclsrtld. accounting to the ennrlpopor far any gnrpivx; to pay all cosLr. changes. and o-IrprillSts. including lauvyerg 10.1 and !flit sanrchrs, rraeonab[y tnerirrref or paid by file mortgapoe hacnvur of lite lafltutt of the mortgagor to promptly and fairy comply with thir ageremenM, rlipu[ation. rndifions and oeuannnis of Said note and lilts mor(getpe. or rfl[,rr: to perform, ramply with and abide by rack one[ carry the apreamenls, gliptglattorts, tndtlions and covenant get forth In said note and Ibis marivepe or ellker, In file over!! the mo►Igapar falls to pay mhan due any tax, nsgessmrflt, insnranrn premtvm or other sum of money payable by Viritse of saki note and Ihte innApapn. Or rE161'. 1110 mnrtpapre may pay fhC sarlla. raitflOVI taa(tlfnp or affeclipg Ike option le forec[nne or arty usher rinlrl hnrrlutder, and a[I :ark payments rboll bear intcres( from date thereof of Ike highesl law. fill rate then ailntnerl by 16 Imes of (he Stale of Florida Ifany stem of money har1in refe"4In be oat promptly. pall Wilhin OI.f DEYAM daps next after The garter heramos tine, or of eneh and entry Iho af7rermalll.v. slfrill [nllans, eemr[iGom and roaenanls of said mole and this rnorffinpe, up rf1[,rr. rim nai 1n11y performed, complied udl[, Anil abiletf by, thril the tmtfre sum mantloned in said note, anti flits morlpagn, or lhn #nitro baL,rtrq unpaid thereon, shall Jeer([,urflh or fhnreaftor, ni the aplian of 111a.mortpapM, her crime and ire due and payable., anything in gold note or he./etn to the ronlrary nofulffflattinding. Paillrrr by Ihr morlpapre to exert;64 any of lha rights or options herelrt proatded Anti not ronstiluir n U/ainer of arty rittAls or opitnull fmdrr sal!i note or this mortgage accrued or Ibereollrr arrn/rip. In �dltness Whertof, the. sold marlgapor keg krrennin sinned and seated these presents Eke day "rid —yens first ahova avEllen. Siprled, ,snaied Itl dellr- ed in the preponcr of: `................�..« .. .... ......... blur—c r 1ZAicrti S� astti Pe 33 tie+ _.......... . t l.tn.e ..nl....,t.6.'� �.--3 A i e....... :.. _ ..... .........� _._......�_...._......y. b. Oki e. n., �C. 3"1 1 3 a `.//'��. •••••—•• — . .......................... Shirlene Itigraltael ......................................... _........ _...... __._..... n ................ .......................................... ... ..................... � ........... _ _................... _..................... _._........................ tom STATE OF 1'Lf1RIAA, COUNTY nF Miami— dada 114EPRZY CERTIFY that an th(g day, before me. an of l", rluly authodred In the Statr sto telid and in the County srorenaid to tgkr aekrrowkdgmcriu, penanafly appeared Shirlene Ingraham to me known to be the prrtoe dererlbod in and who ueeuted the foregoing instrument and she aehetraledged befarr me that she executed the same. WITNESS my hand arid official scat in the County and gvgte lggt atorriold s 11th day of December A. D.� 2002 ��ay°�e OFiOT10 TARY ARLEA l ROTARY p L Cr STA OF FLORIDA 0 ` � 1'MCtINl7tAl.elAgi t J< " eatws7otrnsegt:a '� GR /10�o WY aCa1N trasNN [aylMtl IrNr Ja�lrvntrrd p ><d !y: Aaama SEOPW/CRA 03- 27 Is 11 12r'24/2002 22:43 305-36 STEPIiFJJ SItGtL ® rHuc rJ t 81/23/2083 26:51 45443 _ �FICE MAX- PAGE 06/06 p.l"raaa., Nufa, aAMCC FOAM as , Floridn = 250,000.00 M itiami Dade CountyMN FOR VALUE RECEIVED, the undcrAtned, (jointly And eeverolly, if am then one) proTit� t Y�e 17r 2D02 Demas Jackson, individually of nedrr, In she era"nor beralaafnv specified, the peindpel sum a( Two Hundred Fifty Thousand and No........ . /IUD DOLLARS 0250,000.00 ) with latereat f}em date at the rare of !f/A per coat. per annum oo the baLnee from time to lime temetnitdt anpafd. Tee acid principal and (ntereet 6afl be payable in lawful -Warty of the Uaitad state of America at J4iaM.i Dade County or at iucb piece to may hetrafltr be tkrignxted by written notice from the kidder to the maker bereel, on the date and In the mAnaet folio -A : Due on Demand. As of 1999 the balance vas $125,000. Tha Balance grew to 0205,000 as of the end of 2000. The current balance is as staead above. This Nate with interest M aeured by a otortReta an real ertate of even dot hcrawith. made by the maker hereof in fi.or of the said payce, and $hail he tx"mtrued And onfereed according to the laws of ibc Bute of Florida. If ddsult bo nmde in the payment of any of the sumo a interest mentioned herein oe in aid mortlaae, or in the parformatece of An of the asrernuntt contained herein or in old loKutt"t, then'the entire principal Nun cad Accrued inured shall at the option of the ho�gor hereof become At wee due And collectible without notice, time �br�rrq� of etterce; Bad raid prncipal guar and secroed interest th. both (rear interee from ruth lime until paid At the highett tutor adetaxwe ■rde the Lwr of the State of plaids, Failure to eaeteige We option thou not mn,tituae a whrer of the right to taerehet the tame is the ewe of any sttbeegawl default. Lath ptmn liable hereon whether maker of endontr, hereby Baja,.. presentment, protgl, notice notice of prodst and calla et olio honor ►red a`tee to pay Ail Dort,, indudiag a rt,notrabk Attorttays lae, whether molt he btoaght err net, it, after maeunq of this eats or default hereunder, ere untler staid morWgM corn$ 111411 be empiafed ea coiled thin note tar to protect the saurity of 41d ntamugc Whmcxr weed heroin the Iemm "holder", "maker" and 'payee" top o ceniuued in sinQalar at plural at the context my require or admit. Mxkcr'e Addrea r ..��µ <. ... _ f5L/1L) 950 NW Third Avenue, Miami, F1 33136 Shirlene In sham _.._...� ._..........�....�.Y.....___._..._......._...(SEAL) ._...........-........_.�......_.._.___.._.___.�_.._.....�...._._...�..._...._._�_.__..{SEAL) (SEAL) I - SEOPW / CRA 03- 27 1'GI L41 MU'4 'L2: 4-1 nno-.30z I r 01/23/2003 16:51 9544320 PAGE 02/06 OFFICE MAX 0 • OFFICIAL RECEIPT ' CLERK OF CIRCUIT & COUNTY COURT OFFICE OF THE RECORDER CLKL7 Oil REV. 7/01 DADE COUNTY, FLORIDA RECORDING FEES { 00 NOT USE THIS SPACE) I I OFFICIAL RECORDING RECPTD 79D653 nR5 281483QEFT Zi 2002 OEG 31 13:45 OP:01 TR!M z RECORDING FEE 15.00 W OOC STEP MTGE $75.00 INTANGIRL TAX 500.00 y KISC REVENUE 0.37 W TOTAL It370.37 t o 390.00 o CASH TEKD CHANGE .63 w i THIS RECENT HOT VAUD UNLESS VALIDATED INTANGIBLE T AX Doc STAMPS SURTAX REFUND PAYMEKT ACCT REC TOTAL 0**8 web eddmse: www.mlemWadtde*.com SEOPW/CRA p 3 -- 27 12/24/ZUUI� ie:e: 41 JtlJ-Jt)1-*1. i or crnu• ZIQQL� _01/23/2803 16:51 95443OFFICE Ma:( PAGE�01/06 • DEMASJACKSON 1050 N.W. 750 Street MiatrkL FL 33150 December 17, 2002 Shirlenc Jackson, President Jackson Soul Food, Inc. 950 N.W. Yd Avenue Miami, FL 33136 Re: Outstanding Loan Balance/Note Dear Ms. Jackson: This letter will confirm and vcrify that the outstanding balance on the loan is now at S250,000 (Two Hundred Fifty Thousand and no/100 Dollars). As of 1999, the balance was $125,000. The outstanding balance grew to 3205,000 as of the end of 2000. Currently, the balance is as stated above. This will also coafinn that the note is due on dcn=d. In addition, the stock of the restaurant is pledged as accurity for this loan. Sincerely, Dl?M v' ACK.SON y b $LSD-lb4--;S--2rj--D we:�na G.ervrs �.xautei �/f �y SEOPW / CRA 0 3 - 27 Settlement with St. John CDC • • SEOPW/ CRA 03- 27 0 0 ITEM 21 CITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM To: Chairman Arthur E. Teele, Jr. and Date: March 18, 2003 File: Members of the CRA Board f��� Subject: Report from Special Counsel From: Frank . Rollason References: CRA Executive Director Enclosures: Supporting documentation Report from Special Counsel a. History of Parking Lot P-5 b. Sale of P-5 to J.E.J Properties: Resolution authorizing the sale of P-5 to J.E.J Properties c. Settlement with St. John CDC d. Black Archives: P-7 Lease Agreement: Resolution authorizing the CRA to enter into a Lease Agreement with the Black Archives e. Ward Rooming House • sEOPw/CRA 03- 27 U V. History of Parking Lot P-5 • SEOPW/CRA 03- 27 RECAP OF PAG LOT #5 CONSTRUCTION AND RELATEENDITURES r • CONSTRUCTION: Invoice # Amount P5 (P-3) P-3 # 6 10,000.00 P5 (P-3) P3-7 2,000.00 P5 (P-3) CD060101 ' 15,000.00 P5 (P-3 - partial release) P/ KING Lot #3/ AP #3 8,000.00 P5 (P-3 CRA CD040801) # APPLICATION 8,000.00 Total PS payments 43,000.00 DESIGN (A&E) CAP Engineering Parking lot # 5 0000007 1,317.73 Parking lot # 5 0000006 437.52 Parking lot # 5 0000005 526.20 Parking lot # 5 0000004 420.00 Parking lot # 5 0000003 724.91 Parking lot # 5 0000001 7,761.60 Parking lot # 5 0000002 1,739.30 12,927.26 DESIGN (A&E) Bermello Ajamil & Partners Parking lot # 5 - Reimbursables 0006080 22.00 Parking lot # 5 0003073 5,600.00 5,622.00 CONSTRUCTION MANAGEMENT - Civil Cadd P-5 Construction Mgt. P5-01 2,594.00 P-5 Construction Mgt. PS-03 86.00 P-5 Construction Mgt. WO 15 1,620.00 4,300.00 Civil Cadd- GATE DESIGN P-5 Rolling P5-116-01 4,000.00 LAND ACQUISITION Acquistion & closing costs Holland & Knight Trust 61,996.25 DEMOLITION Demolition Masters 0000000083 9,200.00 SURVEY/PERMITS Civil Cadd 1 CRA 9,109.10 Civil Cadd Permits. 270.00 Civil Cadd Permits. 1,555.20 Civil Cadd Permits. 251.00 Civil Cadd 11,185.30 ENVIRONMENTALS Evans Environmental (EE&G) 24006;24035;24192 1,500.00 TOTAL EXPENDITURES FOR PARIUNG LOT #5 153,730.81 Prepared by City of Mtanu CRA-February 2003 P5praW costs.xls SEOPW/CRA 03- 27 u R.. Amp.. • SEOPW/CRA 03- 27 • Why are we selling the Parking LOT P-5? r • Redevelopment Areas in minority communities throughout the nation have a tax P Y g advolerm base problem whether it's slum or blight or poverty, for increasing the real property to comparable values. One of the consequences of the City and CRA giving away land for a dollar, or less than fair value, is that it destroys the ability to create comparable value in the advolerm base of the CRA Redevelopment Area. However, for Commercial Establishments the best way for them to have higher value in the future is to have comparable values where appraisers can come in and see that parcels of land have been sold for higher prices and as such total value of vacant land throughout the redevelopment area rises. • Jackson Soul Food, real property has to be replatted and there has to be a Unity of Title Agreement prepared, which causes the Jackson Soul Food restaurant, the parking lot, and the adjacent property owned by the same people (JEJ) be treated as one parcel so it will be comply with the City Zoning requirements. Parking lot -5 JEJ Properties Jackson Soul Food 50.00' q9s�' METAL FENCE y.:' m ?' 0 �o 'LOT ,y LOT 2 N� D Z'13. LOT.1. 'gyp� p LOT 1 c p�0 - T OO go T j m rn m o o a O p META FENCE z X 50.00' r 50.00' 10 Why don't we keep P-5 it and lease it? • By selling the property it is now subject to advolerm tax value and not of a lease not withstanding that that the leaser or lessee shall pay the advolerm taxes based upon the life of the lease. However the amount of advolerm tax that would be paid by the lessee would less than if they owned it. • In findings of the State of Florida Legislature, when the Redevelopment Authority purchases property, the State of Florida legislation strongly suggests that as the CRA buys property for the purpose of the redevelopment plan it is to in effect SEOM CRA 03- 27 • SEOPW AND OMNI/CRA CITY CLERK'S REPORT MEETING DATE: December 16, 2002 Page No. 7 ITEM 18 A RESOLUTION OF THE BOARD OF DIRECTORS SEOPW/CRA RESOLUTION 02-183 OF THE SOUTHEAST OVERTOWN PARK WEST MOVED: WINTON COMMUNITY REDEVELOPMENT AGENCY (the SECONDED: REGALADO "CRA") AUTHORIZING THE CRA TO ENTER INTO ABSENT: SANCHEZ, A PURCHASE AGREEMENT IN SUBSTANTIALLY GONZALEZ THE FORM ATTACHED HERETO AS EXHIBIT A (THE "AGREEMENT) WITH JEJ PROPERTIES, INC. ("JEJ") WHO WAS THE SOLE RESPONSIVE RESPONSIBLE BIDDER TO THE INVITATION TO BID FOR THE SALE OF PROPERTY LOCATED AT 936 N.W. 3RD AVENUE, MIAMI, FLORIDA ("P-5") AND FURTHER AUTHORIZING THE CRA TO PROVIDE PURCHASE MONEY FINANCING IN THE AMOUNT OF FORTY-ONE THOUSAND SIX HUNDRED AND NO/100 ($41,600.00) TO BE SECURED BY A PURCHASE MONEY MORTGAGE ENCUMBERING P-5 TOGETHER WITH THE ADJOINING PROPERTY AND FURTHER DIRECTING THE CRA AND HOLLAND & KNIGHT, AS SPECIAL TO COUNSEL TO THE CRA, TO PROVIDE TECHNICAL ASSISTANCE TO JEJ WITH RESPECT TO THE REPLATTING OF THE PROPERTY 'AND ANY UNITY OF TITLE AGREEMENTS REQUIRED WITH RESPECT TO THE PROPERTY TO ENABLE THE PROPERTY AND THE ADJACENT PROPERTY TO BE REDEVELOPED IN ACCORDANCE WITH THE CITY OF MIAMI ZONING CODES. • SE®PW / CRA 03- 27 • SEOPW AND OMNI/CRA CITY CLERK'S REPORT MEETING DATE: December 11, 2001 Page No. 8 ITEM 11 A RESOLUTION OF THE BOARD OF DIRECTORS SEOPW/CRA R-01-143 OF THE SOUTHEAST OVERTOWN/PARK WEST MOVED: REGALADO COMMUNITY REDEVELOPMENT AGENCY (CRA) SECONDED: SANCHEZ AUTHORIZING THE EXECUTIVE DIRECTOR TO UNANIMOUS ENTER INTO A PURCHASE AGREEMENT FOR THE ACQUISITION OF PROPERTY LOCATED AT 910 N.W. 2ND COURT OWNED BY THE CHURCH OF DIVINE MISSION; 1) INSTRUCTING THE CITY ATTORNEY TO PREPARE REQUIRED DOCUMENTS INDICATING THAT THE ACQUISITION PRICE WILL BE FOR THE AMOUNT OF $252,000; 2) PROVIDING FOR CLOSING. WITHIN 90 DAYS OF EXECUTION OF THE PURCHASE AGREEMENT; 3) PROVIDING FOR DATE CERTAIN AS TO THE TURNOVER AND PHYSICAL CONDITION OF SAID PROPERTY; 4) PROVIDING FOR THE MEMORIALIZATION OF THE RABBI KING, NAMELY A VIDEO AND BRONZE MARKER, HIS CONTRIBUTIONS TO THE OVERTOWN COMMUNITY; AND 5) PROVIDING FOR THE PRESERVATION AND DELIVERY OF HIS IMAGE THAT CURRENTLY EXISTS ON THE WEST SIDE OF THE STRUCTURE. ITEM 12 A MOTION DIRECTING THE CRA EXECUTIVE SEOPW/CRA M-01-144 DIRECTOR TO ESTABLISH A SALE PRICE OF MOVED: WINTON $50,000 FOR PARKING LOT P5 LOCATED AT 936 SECONDED: GONZALEZ N.W. 3RD AVENUE WITH 100% OF PURCHASE NAYS: SANCHEZ PRICE GOING TO THE CITY OF MIAMI'S ABSENT: REGALADO DEPARTMENT OF COMMUNITY DEVELOPMENT AS PROGRAM INCOME AND WITH CONDITIONS THAT BUYER IS TO MAINTAIN PROPERTY AS PARKING LOT AND PROPERTY IS TO BE PUT ON TAX ROLL. SEOPW / CRA 03- 27 0 . 0 Board Member Sanchez: One no. rChairman Teele: One no. The following motion was introduced by Vice Chairman Winton, who moved for its adoption: SEOPW/CRA MOTION NO. 01-144 A MOTION DIRECTING THE CRA EXECUTIVE DIRECTOR TO ESTABLISH A SALE PRICE OF $50,000 FOR PARKING LOT P5 LOCATED AT 936 N.W. 3RD AVENUE WITH 100% OF PURCHASE PRICE GOING TO THE CITY OF MIAMI' S DEPARTMENT OF COMMUNITY DEVELOPMENT AS PROGRAM INCOME AND WITH CONDITIONS THAT BUYER IS TO MAINTAIN PROPERTY AS PARKING LOT AND PROPERTY IS TO BE PUT ON TAX ROLL. Upon being seconded by Board Member Gonzalez, the motion was passed and adopted by the following vote: AYES: Chairman Arthur E. Teele, Jr. Vice Chairman Johnny Winton Board Member Angel Gonzalez 0 NAYS Board Member Joe Sanchez • ABSENT: Board Member Tomas Regalado 8 December 11, 2001 SEOPW/CIA 03- 27 C J I: • Sale of P-5 to J.E.J Properties • Resolution authorizing the sale of P-5 to J.E.J Properties • • SEOpW / CRA 03- 27