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HomeMy WebLinkAboutSEOPW-CRA-R-03-0009SEOPW/CRA ITEM 18 RESOLUTION NO. 0 3 - 09 A RESOLUTION OF THE BOARD OF DIRECTORS OF THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY ("CRA") REQUESTING THE MIAMI CITY COMMISSION TO SCHEDULE ON THE AGENDA FOR THE NEXT SCHEDULED CITY COMMISSION MEETING, FOR CONSIDERATION AND APPROVAL, THE SETTLEMENT AGREEMENT PERTAINING TO ST. JOHN COMMUNITY DEVELOPMENT CORPORATION AND THE LYRIC VILLAGE. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF MIAMI, FLORIDA: Section 1. The recitals and findings contained in the Preamble to this Resolution are incorporated herein as if fully set forth in this Section. Section 2. The Board of Directors requests the Miami City Commission to schedule on the agenda for the next scheduled City Commission Meeting, for consideration and approval, the settlement agreement pertaining to St. John Community Development Corporation and the Lyric Village. Section 3.- This Resolution shall become effective immediately upon its adoption. SE®PW / CRA 03- 09 PASSED AND ADOPTED this 27th day of January, 2003. ATTEST: P ISCILLA A. THOMPSON CITY CLERK APPROVED AS TO FORM AND CORRECTNESS: 'IDRO VILARELLO C ATTORNEY SEOPW/CRA R-03-09:ELF l Page 2 of 2 SEOPW/CP-A 0 3 - 09 9 E • ITEM 18 CITY OF MIAMI, FLORIDA INTER -OFFICE MEMORANDUM To: Chairman Arthur E. Teele, Jr. and Date: January 13, 2003 File: Members of the CRA Board Subject: Report from Special Counsel From: Frank . Rollason References: CRA Executive Director Enclosures: Report from Special Counsel SEOPW/CXA 03- 009 Martinez, Esperanza ubject: FW: CRA Board Meeting: January 27, 2003 -----Original Message ----- From: WBLOOM@hklaw.com [mailto:WBLOOM@hklaw.com] Sent: Monday, January 13, 2003 2:36 PM To: Martinez, Esperanza Cc: Villacorta, James H; Vilarello, Alejandro Subject: RE: CRA Board Meeting: January 27, 2003 Yes, the following items should be on the Agenda: 1. Ward Rooming House 2. Sale to JEJ-- P-5 3. Update report regarding Vector Bus Bankruptcy 4. St John CDC settlement regarding Lyric Village. 5. Black Achieves Lease William R. Bloom, Esq. Holland & Knight LLP 701 Brickell Avenue, Suite 3000 Miami, Florida 33131 Phone: 305-789-7712 csimile: 305-789-7613 MAIL: wbloom@hklaw.com This email is intended soley for the use of the individual to whom it is addressed and may contain information that is privileged, confidential or otherwise exempt from disclosure under applicable law. If the reader of this email is not the intended recipient or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited. If you have received this communication in error, please immediately notify us by telephone and return the original message to us at the listed email address. Thank You. • i SE®PW/CRAB 03- 009 A PURCHASE AND SALE AGREEMENT THIS PURCHASE AND SALE AGREEMENT, (the "Agreement") is made and entered into as of the day of January, 2002, by and between THE SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, of the City .of Miami, a public agency and body corporate created pursuant to Section 163.356, Florida Statutes, with offices at 300 Biscayne Boulevard Way, Suite 309, Miami, Florida, 33131 (hereafter "Seller" or "CRA"), and J.E.J. Properties, Inc., a Florida corporation, with offices at 950 N.W. 3rd Avenue, Miami, Florida 33136 ("Purchaser"). The Parties hereby agree that Seller shall sell and Purchaser shall buy the following property upon the following terms and conditions: 1. DESCRIPTION OF PROPERTY A. Legal Description Legal description as set forth in Exhibit "A" attached hereto and made a part hereof. B. Street Address 936 N.W. 3rd Avenue Miami, Florida 33136 2. PURCHASE PRICE AND PAYMENT The Purchaser agrees to pay and the Seller agrees to accept for the Property the sum of Fifty Two Thousand and No/100 Dollars ($52,000.00) (the "Purchase Price"). The Purchase Price shall be payable as follows: A. Deposit. (1) The Purchaser has delivered to the Seller an initial deposit equal to Five Thousand Two Hundred and No/100 Dollars ($5,200.00) (the "Bid Deposit"). At Closing (as hereinafter defined), the Bid Deposit shall be credited against the Purchase Price. (2) Upon signing this Agreement, the Purchaser shall deliver to Holland & Knight, LLP (the "Escrow Agent") an additional deposit in the amount of Five Thousand Two Hundred and No/100 Dollars ($5,200.00) (the "Purchase Deposit") (the Purchase Deposit and the Bid Deposit are collectively referred to as the "Deposit"). (3) Upon receipt of Form W-9 executed by Purchaser, the Purchase Deposit shall be placed by the Escrow Agent in an interest bearing account #1190315 v4 - Purchase Agreement / CRA Page 1 SEOPW/CRA 03- 009 until this transaction is closed_. The interest earned on the Purchase Deposit shall belong to Purchaser. (4) At Closing (as hereinafter defined) the Purchase Deposit, and all interest earned on the Purchase Deposit shall be delivered by the Escrow Agent to the Seller and credited against the Purchase Price. The Purchase Deposit is non-refundable except in the event this Agreement is terminated as provided in paragraphs 4E or 5 herein. B. Financing. At Closing, the Purchaser shall deliver to the Seller a promissory note (the "Note") in the amount of Forty. One Thousand Six Hundred and No/100 Dollars ($41,600.00) in the form attached hereto as Exhibit "B". The Note shall be secured by a mortgage (the "Mortgage") encumbering the Property and certain adjacent parcels (the "Adjacent Parcels") described in Exhibit "C". The Mortgage shall be in the form attached hereto as Exhibit "D". The amount of the Note shall be credited against the Purchase Price at Closing. C. Closing Payment. At Closing, the balance of the Purchase Price (increased or decreased by adjustments, credits, proration, costs, and expenses as set forth in Section 12 of this Agreement) shall be paid by the Purchaser to the Seller by cashier's check, certified check, official bank check, or wire transfer. 3. EFFECTIVE DA1E/TII1IE OF ACCEPTANCE The Effective Date of this Agreement shall be the date on which this Agreement is accepted and executed on behalf of the Seller. 4. ENVIRONMENTAL MATTERS A. Definitions. For purposes of this Agreement: The term "Hazardous Materials" shall mean and include without limitation, any substance which is, or contains, (A) any "hazardous substance" as now or hereafter defined in the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as amended (42 U.S.C., Section 9601 et seq.) ("CERCLA") or any regulations promulgated under or pursuant to CERCLA; (B) any "hazardous waste" as now or hereafter defined in the Resource Conservation and Recovery Act (42 U.S.C., Section 6901 et seq.); (C) any substance regulated by the Toxic Substances Control Act (15 U.S.C., Section 2601 et. Seq.); (D) gasoline, diesel fuel, or other petroleum hydrocarbons; (E) asbestos and asbestos containing materials, in any form, whether friable or non -friable; (F) polychlorinated biphenyls; and (G) any additional substances or material which: (i) is now or hereafter classified or Page 2 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 considered to be hazardous or toxic under Environmental Requirements as hereinafter defined; (ii) causes or threatens to cause a nuisance on the Property or adjacent property or poses or threatens to pose a hazard to the health or safety of persons on the Property or adjacent property; or (iii) would constitute a trespass if it emanated or migrated from the Property. The term "Environmental .Requirements" shall mean all laws, ordinances, statutes, codes, rules, regulations, agreements, judgments, orders and decrees, now or hereafter enacted, promulgated, or amended of the United States, the states, the counties, the cities, or any other political subdivision, agency or instrumentality exercising jurisdiction over the Seller or the. Purchaser, the Property, or the use of the Property, relating to pollution, the protection or regulation of human health, natural resources, or the environment, or the emission, discharge, release or threatened release of pollutants, contaminants, chemicals, or industrial, toxic or hazardous substances or waste or Hazardous Materials into the environment (including, without limitation, ambient air, surface water, groundwater, land or soil). B. Disclaimer As To Environmental Matters. Purchaser acknowledges and agrees that Seller has not made, does not make and specifically negates and disclaims any representations, warranties, promises, covenants, agreements or guaranties of any kind or character whatsoever, whether express or implied,, oral or written, (past, present; or future) of, as to, concerning or with respect to environmental matters with reference to the Property, including, but not limited to: (a) the value, nature, quality or condition of the Property, including, without limitation, the water, soil and geology, (b) the compliance of or by the Property, or its operation with any Environmental Requirements, (c) any representations regarding compliance with any environmental protection, pollution, land use, zoning, or development of regional impact laws, rules, regulations, orders or requirements, including the existence in or on the Property of Hazardous Materials. Purchaser further acknowledges and agrees that it is being given the Opportunity to inspect the Property, and all relevant documents and records of the Seller as they relate to the Property, including the Level I Environmental Site Assessment and Limited Phase II Subsurface Assessment Report on file at 300 Biscayne Boulevard Way, Suite 309, Miami, Florida 33131, which report revealed some evidence of contamination, and other documents that may exist in the public records of the state, county and/or city relating to the environmental condition of the Property as part of this Agreement and that Purchaser is not relying solely upon any documents provided by, or representations made by or on behalf of Seller, but that Purchaser is responsible to conduct its own investigation of the Property. Purchaser further acknowledges and agrees, that any information provided with respect to the Property was obtained from a variety of sources and that Seller has not made any independent investigation or verification of #1190315 v4 - Purchase Agreement / CRA Page 3 SEOPW/CRA 03- 009 such information and makes no representations as to the accuracy or completeness of such information. Seller is not liable or bound in any matter by any verbal or written statements, representations or information pertaining to the Property, or the operation thereof, furnished by any agent, employee, servant or other person. C. Inspection Period. Purchaser, its employees, agents, consultants and contractors shall have a period of twenty-five (25) days from the Effective Date (the "Investigation Period") in which to undertake at Purchaser's expense, such physical inspections and other investigations of and concerning the Property including surveys, soil borings, percolation, engineering studies, environmental tests and studies and other tests as Purchaser considers necessary for Purchaser and his consultants to review and evaluate the physical characteristics of the Property and to perform certain work or inspections in connection with such evaluation (the, "Environmental Inspection") after giving the Seller twenty-four (24) hours notice prior to each test performed. The CRA, at its sole option, may extend the Investigation Period for an additional twenty-five (25) days if, based upon the results of the testing, additional testing is warranted. For the purpose of conducting the Environmental Inspection, Seller hereby grants to Purchaser and its consultants and agents or assigns, full right of entry upon the Property during the Inspection Period through the closing date. The right of access herein granted shall be exercised and used by Purchaser, its employees, agents, representatives and contractors in such a manner as not to cause any material damage or destruction of any nature whatsoever to, or interruption of the use of, the Property by the Seller, its employees, officers, agents and tenants. D. Inspection Indemnity, Insurance and Releases. . Notwithstanding anything contained in this * Agreement to the contrary, as consideration for the Seller granting a continuing right of entry, the Purchaser agrees to: (i) immediately pay or cause to be removed any liens filed against the Property as a result of any actions taken by or on behalf of Purchaser in connection with the inspection of the Property; (ii) immediately repair and restore the Property to its condition existing immediately prior to the Inspection Period; and (iii) indemnify, defend and hold harmless Seller, its employees, officers and agents, from and against all claims, damages or losses incurred to the Property, or anyone on the Property as a result of the actions taken by the Purchaser, any of its employees, agents, representatives or contractors, or anyone directly or indirectly employed by any of them or anyone* for whose acts they may be liable, with respect to the inspection of the Property, regardless of whether or not such claim, demand, cause of action, damage, liability, loss or expense is caused in part by Seller, its employees, officers and agents, provided, however, Purchaser shall not be liable for the gross negligence or intentional misconduct of Seller, its employees, officers and agents. Nothing herein Page 4 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 0 .0 shall be deemed to abridge the rights, if any, of the Seller to seek contribution where appropriate. The provisions of this indemnity shall survive closing or termination of this Agreement. Prior to Purchaser entering upon the Property for purposes of the Environmental Inspection, Purchaser shall furnish to Seller policies of insurance or certificates of insurance, in such form and amounts as are acceptable to Seller, protecting the Seller during the course of such testing from all claims' for personal injury and property damage arising out of or related to the activities undertaken by the Purchaser, its agents, employees, consultants and contractors, or anyone directly or indirectly employed by any of them or anyone for whose acts they may be liable, upon the Property or in connection with the Environmental Inspection. Purchaser hereby waives any and all claims against the Seller for personal injury or property damage sustained by the Purchaser, its employees, agents, contractors, or consultants arising out of or related to the activities undertaken by the Purchaser, its agents, employees, consultants and contractors upon the Property or in connection with the Environmental Inspection and releases the Seller from any claims in connection therewith. E. Remedies/Right of Termination. If, during the Investigation Period, Purchaser discovers the presence of Hazardous Materials on the Property in levels or concentrations which exceed the standards set forth by DERM, the State, or the Federal Government then, prior to the end of the Inspection Period, Purchaser shall notify Seller in writing and deliver to Seller copies of all written reports concerning such Hazardous Materials (the "Environmental Notice"). The Purchaser and Seller shall have seven (7) business days from the date the Seller receives the Environmental Notice to negotiate a mutually agreeable remediation protocol. In the event the Purchaser and Seller are unable to reach agreement ' with respect thereto within the seven (7) business day period provided herein, the parties shall have the option within two (2) calendar days of the expiration of the seven (7) business day period to terminate this Agreement by written notice to the other party whereupon: (i) all property data and all studies, analysis, reports and plans concerning the Property delivered by Seller to Purchaser, or prepared by or on behalf of the Purchaser, shall be delivered by Purchaser to the Seller; (ii) the Bid Deposit, without interest, shall be returned by Seller and the Purchase Deposit and all interest earned thereon shall be returned by Escrow Agent to Purchaser; and (iii) except for those obligations specifically stated herein to survive termination, the parties shall thereupon be relieved of any and all further responsibility or obligation hereunder. F. Waiver and Release. Page 5 #1190315 v4 - Purchase Agreement 1 CRA SE®PW/CRA 03- 009 In the event that Purchaser does not elect to cancel this Agreement, Purchaser acknowledges and agrees that, to the maximum extent permitted by law, the sale of the Property as provided for herein is made on an "AS IS" "WHERE IS" basis with all faults. Purchaser on behalf of itself and its successors, heirs, and assigns waives, releases, acquits, and forever discharges Seller, its successors and assigns, of and from any and all claims, actions, causes of action, demands, rights, damages, costs, expenses or compensation whatsoever, direct or indirect, known or unknown, foreseen or unforeseen, which Purchaser or any of its successors or assigns now has or which may arise in the future on account or in any way related to or in connection with any past, present, or future physical characteristic or condition of the Property including, without limitation, any Hazardous Materials in, at, on, under, or related to the Property, or any violation or potential violation or any Environmental Requirement applicable thereto. In addition, Purchaser specifically waives all current and future claims and causes of action against Seller arising under CERCLA, RCRA, Chapters 376 and 402, Florida Statutes, and any other federal or state law or county regulation relating to Hazardous Materials in, on, or under the Property. This release shall survive closing or termination of this Agreement. 5. TITLE EVIDENCE Purchaser, at its sole cost and expense, shall be responsible for obtaining all title documents, which Purchaser requires in order to ascertain the status of title. Purchaser agrees to forward a copy of the aforementioned title documents to Seller immediately upon Purchaser's receipt thereof. Seller shall have no obligation to assist in Purchaser's title examination or the obtaining of title insurance; but, to the extent Seller has evidence of title, including abstracts, prior title policies, and title reports, Seller shall provide copies of same to Purchaser, within five (5) calendar days of the Effective Date. Purchaser's examination of title shall be completed within twenty-one (21) days of the Effective Date. In the event Purchaser's examination of title, reflects any condition which renders the title unmarketable in accordance with the standards of the Florida Bar (the "Title Defect"), the Purchaser shall notify Seller in writing within twenty-one (21) days of the Effective Date and allow the Seller sixty (60) calendar days in which to cure the Title Defect. The Seller shall not be required to make any effort, or bring any action, or to incur any expense, to cure any Title Defect or objection. If Seller shall be unable to convey title to the Property according to provisions of this Agreement, Purchaser may: W elect to accept such title as Seller may be able to convey, with no reduction in Purchase Price; or (ii) terminate this Agreement by delivering to Seller written notice of such termination together with all property data, studies, analyses, reports, plans and abstracts of title concerning the Property delivered by Seller to Purchaser or prepared by or on behalf of Purchaser; in which case the Bid Page 6 #1190315 v4 - Purchase Agreement / CRA SE®PW / CRA 03 - 009 Deposit; without interest, shall be returned by Seller and the Purchase Deposit and all interest earned thereon shall be returned by the Escrow Agent to Purchaser and, except for those obligations specifically stated herein to survive termination, the parties shall thereupon be relieved of any and all further responsibility or obligation hereunder. Within twenty-one (21) days of the Effective Date of this Agreement, the Purchaser shall provide the Seller, at the Purchaser's expense, with a mortgagee title insurance commitment (the "Commitment") issued by Chicago Title Insurance Company, Commonwealth Land Title Insurance Company, First American Title Insurance Company, Lawyers Title Insurance Corporation, or. Attorneys' Title Insurance Fund, Inc. (the "Title Company"). The Commitment shall contain coverages acceptable to the Seller, and shall be on American Land Title Association's standard loan policy form (1970 with 1984 modifications) insuring the amount of the Note and binding the Title Company to insure the Mortgage as a perfected, valid first lien on the Property and a perfected, valid third lien on the Adjacent Parcels, free and clear of all defects and encumbrances except such as the Seller shall approve and with such title insurance endorsements as the Seller may require. A marked -up title insurance commitment, in form and content satisfactory to the Seller, shall be delivered to the Seller at Closing. A final titleinsurance policy, in form and content satisfactory to the Seller, shall be delivered to the Seller within thirty (30) days of Closing. This paragraph shall survive the Closing. 6. DISCLAIMER OF WARRANTIES AS TO PROPERTY; "AS IS" CONVEYANCE. Purchaser is purchasing the Property in an "AS IS" / "WHERE IS" condition and specifically and expressly without any warranties, representations or guaranties, either express or implied, of any kind, nature or type whatsoever from or on behalf of Seller. Without in any way limiting the generality of the immediately preceding, and in addition to the specific disclaimers set forth in Section 4 of this Agreement with respect to Environmental Matters, Purchaser further acknowledges and agrees that in entering into this Agreement and purchasing the Property: (1) Seller has not made, does not, and will not make any warranties or representations, whether express or implied, with respect to the Property, its condition, value, profitability, or marketability; (2) Seller has not made, does not, and will not make any warranties, whether express or implied, of habitability or suitability of the Property for any activities or uses which Purchaser may desire to conduct thereon; (3) Seller has not made, does not, and will not make any representations, whether express or implied, with respect to #1190315 v4 -Purchase Agreement / CRA Page 7 SEOPW/CRA 03- 009 compliance with any land use, zoning or development of regional impact laws, rules, regulations, orders or requirements. (4) Purchaser has made and/or has been given an adequate opportunity to make such legal, factual, or other inquiries and investigations as Purchaser deems necessary, desirable or appropriate with respect to the Property, the value or marketability thereof, and the appurtenances thereto. Such inquiries and investigations of Purchaser shall be deemed to include, but shall not. be limited to, the condition of all portions of the Property and such state of facts as an accurate abstract of title would show; (5) Purchaser has not relied, and is not relying, upon any information, document, projection, proforma, statement, representation, guaranty or warranty, whether express or implied,. oral or written, material or immaterial that may have been given by or made by or on behalf of Seller. The provisions of this Section shall survive closing or termination of this agreement. 7. RESTRICTIONS. EASEMENTS AND LIMITATIONS The Purchaser further agrees it shall take title subject to: zoning, restrictions, prohibitions, and other requirements imposed by governmental authorities including, but not limited to, public utility easements and all matters appearing on the public records. 8. CLOSING DATE Closing shall take place within forty-five (45) days after the Effective Date, unless extended in writing by the Seller, at a mutually agreeable time (the "Closing") at the office of Holland & Knight LLP, 701 Brickell Avenue, Suite 3000, Miami, Florida 33131. The parties may, subject to mutual agreement, establish an earlier date for Closing. Notwithstanding the foregoing, in the event the Seller elects to satisfy any title objections pursuant to the terms of Section 5 hereof, then Seller shall have the right to extend the Closing date set forth herein. 9. PAYMENT IN LIEU OF TAXES The Purchaser agrees to accept a deed restriction, which shall -be binding on the Purchaser, its successors, heirs, and assigns. This restriction shall provide that if the Property, or any portion thereof, is purchased by an "exempt entity" or is utilized for an "exempt purpose", as such terms are used or defined under Chapter 196 Florida Statutes the owner of the Property shall pay to the CR.A each year a payment in lieu of taxes (PILOT). The yearly PILOT shall be an amount equal to the sales price, adjusted annually for the consumer price index, times the City of Miami's then current millage Page 8 #1190315 0 - Purchase Agreement / CRA SEOPW/CRA "' °o O • I--] rate. In the event the CRA is no longer in existence the PILOT shall be .paid to the City of Miami and shall be an amount equal to the taxes the, City of Miami would have received had the property not been exempt from taxation. 10. RESTRICTION ON USE The Purchaser agrees to accept to a deed restriction, which shall be binding on the Purchaser, its successors, heirs and assigns. This restriction shall provide that the property must be used solely as a parking lot for a period of ten (10) years from the Closing Date. 11. CLOSING DOCUMENTS A. Seller's Closing Documents: At Closing, Seller shall executeand/or deliver to Purchaser the following: (1) Quitclaim Deed in the form of Exhibit "E" attached hereto and made a part hereof; (2) A Closing Statement; (3) A Seller's Affidavit and a Non -Foreign Affidavit; (4) Such documents as are necessary to fully authorize the sale of the Property and the execution of all closing documents by Seller; and (5) Any other documents reasonably necessary or advisable to consummate the transaction contemplated herein. B. Purchaser's Closing Documents: At Closing, Purchaser shall execute and/or deliver to Seller the following: (1) Such documents as are necessary to fully authorize the purchase of the Property and the execution of all closing documents by Purchaser, including, without limitation the Note and the Mortgage; (2) The Note; (3) The Mortgage; (4) A Notice Limiting Future Advances in the form attached hereto as Exhibit "F" from each mortgagee holding a mortgage on the Adjacent Parcels, limiting the maximum principal amount that may be secured by such mortgage to the current outstanding principal balance under such mortgages; #1190315 v4 - Purchase Agreement / CRA Page 9 SEOPW / CRA 03". 009 (5) Any other documents reasonably necessary or advisable to consummate the transaction contemplated herein; (5) The balance of the Purchase Price as provided for in Section 2 herein, subject to adjustments and prorations as hereinafter provided. 12. CLOSING COSTS AND ADJUSTMENTS At Closing, the following items shall be borne, adjusted, prorated or. assumed by or between Seller and Purchaser as follows: A. Adjustments and Proration (1) Real Estate Taxes: Real property taxes, if any, shall be prorated as of the Closing Date. (2) Certified/Pending Liens: Certified, confirmed and ratified governmental liens as of the Closing Date shall be paid by Seller. Pending liens as of the Closing Date shall be assumed by Purchaser. (3) Other Taxes, Expenses, Interest Etc: Taxes (other than real property taxes), assessments, water and sewer charges, waste fee and fire protection charges, if applicable, -shall be prorated as of the Closing Date. (4) Usual and Customary: Such other items that are usually and customarily pro -rated between purchasers and sellers of properties in the area where the Property is located. All pro - rations shall utilize the 365-day method. B. Closing Costs (1) Each party shall be responsible for its own attorneys fees incurred in connection with the Closing. (2) Purchaser shall pay all other closing and recording costs incurred in connection with the sale and purchase of the Property described in this Agreement, including, but not limited to: (i) all inspection and environmental testing costs; (ii) all recording charges, filing fees payable in connection with the transfer of the Property hereunder; including, without limitation the recording fees for the Quit Claim Page 10 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 Deed, the Mortgage and the Notices Limiting Future Advances; (iii) the documentary stamp tax and Miami -Dade County Surtax to be affixed to the deed; (iv) the documentary stamp tax and intangible tax payable in connection with the Note and the Mortgage; (v) the Seller's costs incurred in connection with the public solicitation process related to the sale of the Property, which costs shall not. exceed five thousand dollars ($5,000). 13. DEFAULT A) If this transaction does not close as a result of default by Seller, Purchaser as and for its sole and exclusive remedy shall be entitled to: (i) elect to terminate this Agreement and receive the return of the Bid Deposit, without interest, and the Purchase Deposit with all interest thereon; or (ii) elect to waive any such conditions or defaults and to consummate the transactions contemplated by this Agreement in the same manner as if there had been no conditions or defaults and without any reduction in the Purchase Price and without any further claim against Seller. In no event shall Seller be liable to Purchaser for any actual, punitive, incidental, speculative or consequential damages, or costs or fees of any nature whatsoever. The limitation on Seller's liability set forth herein shall survive closing or termination of this Agreement. B) If this transaction does not close as a result of default by Purchaser, Seller, as and for its sole and exclusive remedy, shall retain the Bid Deposit and the Purchase Deposit and all interest earned thereon, as liquidated damages and not as a penalty for forfeiture, it being acknowledged by the parties that actual damages to Seller would be difficult or impossible to measure. Q Neither party shall be entitled to exercise any remedy for a default by the other party, except for failure to timely close, until (i) such party has given the other party notice of the default in accordance with Section 17 below and (ii) a period of ten calendar (10) days has elapsed after such notice is deemed given with the other party having failed to cure the default. 14. RISK OF LOSS The Purchaser assumes all risk of loss or damage to the Property by fire or other casualty, or acts of God, as of the Effective Date. #1190315 v4 - Purchase Agreement / CRA Page 11 SEOPW/CRA 03- 009 15. 16. 17. RELEASE AND INDEMNIFICATION Purchaser and anyone claiming by, through or under Purchaser hereby fully and irrevocably releases Seller, its employees, officers, directors, representatives, agents, successors and assigns (collectively the Seller) from any and all claims that it may now have or hereafter acquire against the Seller for any cost, loss, liability, damage, expense, demand, action or cause of action arising from or related to any defects, errors, omissions or other conditions, including, but not limited to, environmental matters, affecting the Property, or any portion thereof. DESIGNATION OF REPRESENTATIVES Purchaser and Seller acknowledge that proper communication between Purchaser and Seller, and between Purchaser and any governmental authorities having jurisdiction over environmental matters, is to be an important component of the Purchaser's Environmental Inspection period and title examination. Accordingly, to facilitate such communication, the Purchaser and Seller have appointed the following persons on their respective behalves to be their environmental and title representatives, to wit: On behalf of Seller. - Frank Rollason, Executive Director Community Redevelopment Agency 300 Biscayne Boulevard Way, Ste. 309 Miami, FL 33131 Telephone (305) 579-3324 Fax (305) 372-4646 NOTICES On behalf of Purchaser. Shirlene Ingraham, President J.E.J. Properties, Inc. 950 N.W. 3,d Avenue Miami, FL 33136 All notices or other communications, which may be given pursuant to this Agreement, shall be in writing and shall be deemed properly served if delivered by personal service or by certified mail addressed to Seller and Purchaser at the address indicated herein. Such notice shall be deemed given on the day on which personally served; or if by certified mail, on the fifth day after being posted or the date of actual receipt, whichever is earlier: To Seller. - Frank Rollason, Executive Director Community Redevelopment Agency 300 Biscayne Boulevard Way, Ste. 309 Miami, Florida 33136 Telephone (305) 579-3324 Fax (305) 372-4646 Page 12 # 1190315 v4 - Purchase Agreement / CRA To Purchaser. Shirlene Ingraham, President J.E.J. Properties,, Inc. 950 N.W. 3Td Avenue Miami, Florida 33131 SEOPW/CRA 03- 009 0 • 18. 19. 20. 21. 22. With Copies To: Holland & Knight LLP 701 Brickell Avenue Suite 3000 Miami, Florida 33131 Attn: Suzanne P. Viana, Esq. And Alejandro Vilarello General Counsel 444 SW 2nd Avenue, Suite 945 Miami, FL 33130 CAPTIONS AND HEADINGS With Copies To: Stephen Siegel, Esq. 7411 Miami Lakes Drive Hialeah, Florida 33014 The Section headings or captions appearing- in this Agreement are for convenience only, are not part of this Agreement, and are not to be considered in interpreting this Agreement. BINDING EFFECT This Agreement shall bind and inure to the benefit of the parties hereto and their successors and assigns. Purchaser may assign or pledge this Agreement only with the prior written consent of the ClWs Executive Director, which consent, may be withheld for any or no reason whatsoever; provided, however, that the Purchaser may assign this Agreement to Shirlene Ingraham ("Ingraham") or an entity owned or controlled by Ingraham without the Seller's consent provided said entity is the owner of the Adjacent Parcels. The transfer of ownership or control of Purchaser, or the appointment of a receiver, whether voluntary or involuntary, without the consent of Seller shall be deemed a breach of this paragraph. GOVERNING LAW This Agreement shall be governed according to the laws of the State of Florida and venue shall be in Miami -Dade County, Florida. COUNTERPARTS This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which shall constitute one and the same Agreement. WAIVERS #1190315 v4 - Purchase Agreement / CRA Page 13 SEOPW/CRA 03- 009 No waiver by either party of any failure or refusal of the other to comply with its obligations shall be deemed a waiver of any other or subsequent failure or refusal to comply. All remedies, rights, undertakings, obligations and agreements contained herein shall be cumulative and not mutually exclusive. 23. SURVIVAL OF R.EPRESENTATION58WARRANTIES All relevant terms of this Agreement, where appropriate, shall survive the closing and be enforceable by the respective parties until such time as .extinguished by law. 24. - PARTIAL I WALIDITY In the event that any provision of this Agreement shall be unenforceable in whole or in part, such provision shall be limited to the extent necessary to render same valid, or shall be excised from this Agreement, as circumstances require, and this Agreement shall be construed as if said provision had been incorporated herein as so limited, or as if said provision had not been included herein, as the case may be. 25. WAIVER OF TRIAL BY JURY The parties hereby knowingly, voluntarily and intentionally waive any right they may have to a trial by jury in respect to any litigation arising out of, under or in connection with this Agreement, or any course of conduct, course of dealing, statements (whether verbal or written) or actions of any party hereto. This provision is a material inducement for Purchaser and Seller entering into this Agreement. 26. ENTIRE AGREEMENT This Agreement contains the entire agreement between the parties. There are no promises, agreements, undertakings, warranties or representations, oral or written, express or implied, between the parties other than as herein set forth. No amendment or modification of this Agreement shall be valid unless the same is in writing and signed by the parties. 27. TIME OF THE ESSENCE Time is of the essence of this Agreement and in the performance of all conditions and covenants to be performed or satisfied by either party hereto. Whenever a date specified herein shall fall on a Saturday, Sunday or legal holiday, the date shall be extended to the next succeeding business day. 28. AUTHORITY OF EXECUTIVE DIRECTOR The Resolution of Seller's Board of Directors shall, in addition. to approving the purchase contemplated under this Agreement, empower the Seller's #1190315 v4 - Purchase Agreement / CRA Page 14 SEOPW/CRA 03- 009 0 , 0 29. Executive Director to execute amendments to this Agreement or any other document necessary or desirable to accomplish this sale. DUTIES OF ESCROW AGENT The Purchase Deposit shall be held by the Escrow Agent, in trust, on the terms hereinafter set forth: A. If the Closing takes place under this Agreement, the Escrow Agent shall deliver the Purchase Deposit and interest thereon to the Seller. B. Subject to the provisions of Section 29D below, if the Agreement is terminated in accordance with the terms hereof or if the Closing does not take place under this Agreement by reason of the failure of either party to comply with its obligations hereunder, the Escrow Agent shall deliver the Purchase Deposit and interest thereon to the party entitled thereto in accordance with the provisions of this Agreement. C. It is agreed that the duties of the Escrow Agent are only as herein specifically provided and purely ministerial in nature, and the Escrow Agent shall incur no liability whatever except for willful misconduct or gross negligence, as long as the Escrow Agent has acted in good faith. The Seller and the Purchaser each release the Escrow Agent from any act done or omitted to be done by the Escrow Agent in good faith in the performance of its duties hereunder. D. The Escrow Agent is acting as stakeholder only with respect to the Purchase Deposit and the cash to close. If there is any valid dispute as to whether the Escrow Agent is obligated to deliver the Purchase Deposit or the cash to close or as to whom the Purchase Deposit or cash to close is to be delivered, the Escrow Agent shall not make any delivery, but in such event, the Escrow Agent shall hold same until receipt by it of an authorization in writing, signed by all parties having interest in such dispute, directing the disposition of same; or in the absence of such authorization, the Escrow Agent shall hold the Purchase Deposit and/or the cash to close until final determination of the rights of the parties in the appropriate proceedings. If such written authorization is not given or proceedings for such determination are not begun within thirty (30) days of the Closing date and diligently continued, the Escrow Agent shall bring an appropriate action or proceeding to interplead the Purchase Deposit. The Escrow Agent shall be reimbursed for all costs and expenses of such action or proceeding, including, without limitation, reasonable attorneys' fees and disbursements, by the party determined not to be entitled to the Purchase Deposit and/or the cash to close. Upon making delivery of the Purchase Deposit and/or the cash to close, the Escrow Agent shall have no further liability. The Purchaser acknowledges that the Escrow Agent is counsel to the Seller and can represent the Seller hereunder in the event of any dispute hereunder, concerning the Purchase Deposit and/or the cash to close or otherwise, and the Purchaser waives any right to object to same. #1190315 v4 - Purchase Agreement / CRA Page 15 SEOPW/CRA a9 009 0 - 0 30. TECHNICAL ASSISTANCE Seller_ and Purchaser acknowledge and agree that. the Property and the Adjacent Parcels must be replatted and a unity of title agreement executed to enable Purchaser to redevelop the Adjacent Parcels for Purchaser's intended use. Seller agrees to provide technical assistance in connection with the replatting of the Property, and the Adjacent Parcels and utilize its good faith efforts to cause the Property and the Adjacent Parcels to be replatted at Seller's sole cost and expense. In addition, Seller shall provide technical assistance to assist Purchaser in finalizing a unity of title agreement with respect to the Property and the Adjacent Parcels. This provision shall survive the Closing. 31. JOINDER IN REPLATTING AND UNITY OF TITLE The Seller and the Purchaser intend for the Property and the Adjacent Parcels to be replatted by the Purchaser after Closing. The Seller shall support such replatting and as the holder of the Mortgage join in and sign the replat if requested by the Purchaser. The Seller shall also support the granting of any unity of title agreement required for the Property and , the Adjacent Parcels and as holder of the Mortgage shall join in and sign any documents required for such unity of title, if requested by the Purchaser. The provisions of this paragraph shall survive closing. 32. NOTE AND MORTGAGE A. Seller and Purchaser acknowledge and agree that to enable Purchaser to redevelop the Property and the Adjacent Parcels it will be necessary for the Purchaser to execute a unity of title agreement with respect to the Property and the Adjacent Parcels. Therefore, it will be necessary for the Mortgage to encumber the Property as well as the Adjacent Parcels. Seller and Purchaser acknowledge and agree that the Mortgage shall constitute a first mortgage with respect to the Property and a third mortgage with respect to the Adjacent Parcels, junior and subordinate to the first mortgage in favor of Pacific National Bank, having an outstanding principal balance of approximately $43,000.00 (the "First Mortgage") and junior and subordinate to a loan to be secured by a second mortgage in favor of Demas Jackson having an outstanding principal balance of approximately $250,000.00 (the "Second Mortgage"). Copies of the loan documents executed with respect to the First Mortgage are attached hereto as Exhibit "G". The terms of loan documents to be executed with respect to the Second Mortgage are attached hereto as Exhibit "H". Prior to Closing, copies of the loan documents to be executed with respect to the Second Mortgage will be delivered to Seller prior to their execution and shall be subject to Seller's approval in all respects; in the Page 16 #1190315 W - Purchase Agreement / CRA SEOPW/CRA 03- 009 event that Seller shall not approve the Second Mortgage loan documents, then Seller may terminate this Agreement by delivering to Purchaser written notice of such termination, in which case the Bid Deposit, without interest, shall be returned by Seller and the Purchase Deposit and all interest earned thereon shall be returned by Escrow Agent to Purchaser and, except for those obligations specifically stated herein to survive termination, the Parties shall thereupon be relieved of any and all further responsibility or obligation hereunder. Purchaser shall provide Seller with copies of any notice of default(s) received by Purchaser with respect to either the First Mortgage or the Second Mortgage. This provision shall survive closing. B. Purchaser acknowledges that the Adjacent Parcels are owned by Purchaser and Shirlene Ingraham. In the event that Purchaser does not own the Adjacent Parcels at .Closing, Shirlene Ingraham agrees to execute the Note and Mortgage as well as Purchaser. C. Purchaser acknowledges and agrees that Seller's obligation to accept the Note and Mortgage at Closing is contingent on the Mortgage constituting of valid mortgage encumbering the Property and the Adjacent Parcels and Seller shall no be required to accept the Note and Mortgage unless Purchaser delivers to Seller at Closing, the marked -up title commitment, in form and content acceptable to Seller as required by Section 5. If Purchaser does not provide the marked -up title commitment, Seller shall not be required to provide the Note and Mortgage and the transaction shall close on an "all cash" basis. (SIGNATURE PAGE FOLLOWS) Page 17 #1190315 v4 - Purchase Agreement / CRA `�EOPW/ RA 03- 009 • EXHIBIT "A" LEGAL DESCRIPTION OF PROPERTY Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 19 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 EXHIBIT "B" FORM OF NOTE PROMISSORY NOTE Miami, Florida , 2002 FOR VALUE RECEIVED, upon the terms and conditions set forth herein, J.E.J. PROPERTIES, INC., a Florida corporation (the "Debtor"), hereby unconditionally promises to pay to the order of SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida (the "Payee"), or its successors or assigns, at 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132, the principal sum of FORTY ONE THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($41,600.00), together with interest thereon at the rate of 4.35% per annum. Principal and interest shall be due and payable as follows: Debtor shall pay to Payee, on the first day of the first month after the date of this Note, and on the first day of each calendar month thereafter through and including , 2005, payments of interest only in the amount of $150.80. 2. Debtor shall pay to Payee, commencing on , 2005 and on the fast day of each calendar month thereafter until maturity, monthly principal and interest installments, based on a thirty (30) year amortization schedule, in the amount of $214.35. On , 2018, the entire outstanding principal balance hereof in the amount of $28,302.19, together with all accrued but unpaid interest thereon and any other amounts due under this Note shall be due and payable in full. In the event that any payment due under this Note is not received by Payee within ten (10) days of any due date provided herein, Debtor must pay to Payee a late charge of five percent (5%) of the amount of such payment. The right to collect a late charge shall be in addition to all other rights and remedies of Payee under or in connection with the loan, including, without limitation, the right to accelerate the.entire balance outstanding under this Note as a result of the Debtor's default. The Debtor agrees that such late charge is a fair and reasonable charge for the increased administrative costs incurred in connection with handling late payments and is not a penalty. This provision for late charges shall not be deemed to extend the time for payment or be a "grace period" or "cure period" that gives Debtor a right to cure an Event of Default. Imposition of late charges is not contingent upon the giving Qf any notice or lapse of any cure period provided for in the Mortgage (hereinafter defined). The Payee shall have the right, which may be exercised at any time, whether or not this Note is due, to pledge or transfer this Note and, if this Note is due, to demand, sue for, collect or make any compromise or settlement it deems desirable. This Note is secured by a Mortgage of even date herewith executed by Debtor in favor of Payee (the "Mortgage"). An Event of Default shall occur if any payment of principal or any other payment required under this Note is not received by Payee on the date such payment is due. The occurrence of any Event of Default under the Mortgage shall constitute an Event of Default under this Note. #1190315 v4 - Purchase Agreement / CRA Page 20 SBOPW /ORA 03- 000 Upon the occurrence of an Event of Default, at Payee's option, the outstanding principal balance of this Note, together with all other sums due hereunder shall be immediately due and payable without the necessity of any demand by the Payee. If Payee elects to accelerate the indebtedness pursuant to the provisions hereof, the unpaid principal balance shall bear interest at the maximum rate of interest permitted under applicable law, which shall begin to accrue upon the occurrence of an Event of Default. Should the indebtedness evidenced by this Note or any portion thereof be collected by action at law, or in bankruptcy, receivership or other court proceedings, or should this Note be placed in the hands of attorneys for collection after default, the Debtor shall pay, upon demand by the Payee, in addition to principal and interest due andpayable hereon, court costs, attorneys' fees and other collection charges and expenses whether or not incurred by trials, appeals or bankruptcy actions, unless prohibited by law. The agreements made by Debtor with respect to this Note are expressly limited so that in no event shall the amount of interest received, charged or contracted for by Payee exceed the highest lawful amount of interest permissible under the laws applicable to this Note. If at any time performance of any provision of this Note results in the highest lawful rate of interest permissible under applicable laws being exceeded, then the amount of interest received, charged or contracted for by Payee shall automatically and without further action by any party be deemed to have been reduced to the highest lawful amount of interest then permissible under applicable laws. If Payee shall ever receive, charge or contract for, as interest, an amount which is unlawful, at Payee's election, the amount of unlawful interest shall be refunded to Debtor (if actually paid) or applied to reduce the then unpaid principal balance of this Note. The Debtor waives (to the fullest extent allowed by law) all requirements of diligence in collection, presentment, notice of nonpayment, protest, notice of protest, suit and all other conditions precedent in connection with the collection and enforcement of this Note. NEITHER THE DEBTOR NOR THE PAYEE NOR ANY ASSIGNEE, SUCCESSOR, HEIR OR LEGAL REPRESENTATIVE OF ANY OF THEM SHALL SEEK A JURY TRIAL IN ANY LAWSUIT, PROCEEDING, COUNTERCLAIM OR OTHER PROCEEDING BASED UPON OR ARISING OUT OF THIS NOTE, ANY RELATED AGREEMENT OR INSTRUMENT. NO SUCH PARTY SHALL SEEK TO CONSOLIDATE ANY SUCH ACTION, IN WHICH A JURY TRIAL HAS BEEN WAIVED, WITH ANY OTHER ACTION IN WHICH A JURY TRIAL CANNOT BE OR HAS NOT BEEN WAIVED. THE PROVISIONS OF THIS PARAGRAPH HAVE BEEN FULLY NEGOTIATED BY THE PARTIES HERETO, AND THESE PROVISIONS SHALL BE SUBJECT TO NO EXCEPTIONS. NO PARTY HAS IN ANY WAY AGREED WITH OR REPRESENTED TO ANY OTHER PARTY THAT THE PROVISIONS OF THIS PARAGRAPH WILL NOT BE FULLY ENFORCED IN ALL INSTANCES. THIS PROVISION IS A MATERIAL INDUCEMENT FOR THE PAYEE TO MAKE THE LOAN OR EXTENSION OF CREDIT EVIDENCED BY THIS NOTE. This Note shall be governed by and interpreted in accordance with the laws of the State of Florida. J.E.J. PROPERTIES, INC., a Florida corporation By: Name: Shirlene Ingraham Its: President #1190315 v4 - Purchase Agreement / CRA Page 21 SEOI'W/CRA - U09 EXHIBIT "C" LEGAL DESCRIPTION OF ADJACENT PARCELS PARCEL 1: The North .10 Feet of the South_ 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. PARCEL 2: The North 46 feet Lot 1, and the North 46 feet of the East 28 feet of Lot 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami - Dade County. PARCEL 3: The North 46 feet of Lot 2 less the East 28 feet thereof, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 22 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 Prepared by and return to: Suzanne P. Viana, Esq. HOLLAND & KNIGHT LLP 701 Brickell Avenue Suite 3000 Miami, Florida 33131 EXHIBIT "D" FORM OF MORTGAGE MORTGAGE THIS MORTGAGE is executed this day of , 2002, by J.E.J. PROPERTIES, INC., a Florida corporation, whose address is 950 N.W. 3rd Avenue, Miami, Florida 33136-3306 (the "Mortgagor"), in favor of SOUTHEAST OVERTOWNIPARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, whose address is 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132 (the "Mortgagee"). WITNESSETH: THAT for good and valuable considerations, and also to secure the payment of the aggregate sum of money named in the promissory note executed of even date herewith by the Mortgagor payable to the Mortgagee in the principal sum of FORTY ONE THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($41,600.00) (the "Note"), the final payment of which is due on , 2018, together with interest thereon, and all other sums of money secured hereby as hereinafter provided, the Mortgagor does grant, bargain, sell, mortgage, alien, remise, release, convey and confirm unto the Mortgagee, in fee simple, the land of which the Mortgagor is now seized and in actual possession, in the County of Miami -Dade, State of Florida, described in Exhibit "A" attached hereto and made a part hereof (the "Land"), together with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging, or in anyway appertaining, and the rents, issues, and profits thereof, and also all the estate, right, title, interest and all claims and demands whatsoever, as well in law as in equity, of said Mortgagor in and to the same, and every part and parcel thereof, and also specifically but not by way of limitation all gas and electric fixtures, water and drainage pumps, pipes, component parts and materials located upon the Land, and which are now or may hereafter pertain to or be used with, in or on said premises, even though they be detached or detachable, are and shall be deemed to be fixtures and accessories to the freehold and a part of the realty. TO HAVE AND TO HOLD, the same, together with the tenements, hereditaments and appurtenances thereunto belonging, and the rents, issues and profits thereof, unto the said Mortgagee. The said Mortgagor hereby covenants with the said Mortgagee that the said Mortgagor is indefeasibly seized with the absolute and fee simple title to the Land, and has full power and lawful authority to sell, convey, transfer and mortgage the same; that it shall Page 23 #1190315 v4 - Purchase Agreement / CRA SEOPW/ORA `U 1J110 be lawful at any time hereafter for the Mortgagee to peaceably and quietly enter upon, have, hold and enjoy said Land, and every part thereof, that the Land is free and discharged from all liens, encumbrances and claims of any kind, including taxes and assessments except for the liens of the First Mortgage and Second Mortgage, as such terms are defined in Section 6 herein; that the Mortgagor will make at Mortgagor's expense and at no expense to Mortgagee, such other and further assurances to perfect the fee simple title to said Land, fixtures and personal property in the Mortgage as may hereafter be required; and that the Mortgagor hereby fully warrants unto the Mortgagee the title to said Land and will defend the same against the lawful claims and demands of all persons whomsoever. PROVIDED, ALWAYS, that if the Mortgagor shall well and truly pay unto the Mortgagee the indebtedness evidenced by the Note, together with any note or notes hereafter executed by the Mortgagor herein by and in accordance with Section 16 of this Mortgage as hereinafter set forth and secured by the lien of this Mortgage, together with interest as therein stated, and shall perform, comply with and abide by each and every one of the stipulations, agreements, conditions and covenants contained and set forth in this Mortgage and in the promissory note secured hereby, this Mortgage and the estate hereby created shall cease and be null and void. AND the Mortgagor does hereby covenant and agree: 1. To perform, comply with and abide by each and very one of the stipulations, agreements, conditions and covenants contained and set forth in said promissory note or notes, this Mortgage and, if applicable, the loan agreement between the Mortgagee and Mortgagor. 2. To pay the indebtedness secured by this instrument and according to the true tenor and effect of the promissory note hereinabove mentioned or of any renewal thereof, promptly on the day or days the same severally become due. 3. To pay, before becoming delinquent, all obligations, encumbrances, taxes, assessments, sidewalk paving, sanitary and other assessments, levies or liens, now or hereafter levied or imposed upon or against the Land, and to exhibit to the Mortgagee before such taxes, assessments, liens and encumbrances become delinquent the official receipt for payment thereof, and if the same or any part thereof be not paid before becoming delinquent the Mortgagee may at any time pay the same with accrued interest and charges, if any, without waiving or affecting Mortgagee's option to foreclose this Mortgage, or any right hereunder, and every payment so made shall bear interest from the date thereof at the maximum rate permitted by law, and all such payments with interest shall be secured by the lien hereof. 4. That in the event a suit is instituted to foreclose this Mortgage, the Mortgagee shall be entitled to apply at any time during such foreclosure suit to the court having jurisdiction thereof for the appointment of a receiver of all and singular the Land, and of all rents, income, profits, issues and revenues thereof, from whatsoever source derived; and thereupon it hereby expressly covenanted and agreed that the court shall forthwith appoint such receiver with the usual powers and duties of receivers in like cases; and said appointment shall be made by the court as a matter of strict right to the Mortgagee, and without reference to the adequacy of inadequacy of the value of the Land, or to the solvency or insolvency of the Mortgagor or any other party defendant to such suit. The Mortgagor hereby specifically waives the right to object to the appointment of a receiver as aforesaid and hereby expressly consents that such appointment shall be made as a admitted equity and as a matter of absolute right to the Mortgagee. Page 24 SEOPW/CRA #1190315 v4 -Purchase Agreement / CRA 5. That if any proceedings should be instituted against the Land, upon any other lien or claim whether superior or junior (if permitted) to the lien of this Mortgage, then the Mortgagee may declare the promissory note and the indebtedness secured hereby due and payable forthwith and may at its option proceed to foreclose this Mortgage. 6. That this Mortgage is a third mortgage, subject and subordinate to that certain mortgage executed by Mortgagor in favor of Home Equity Mortgage Corporation, dated November 9, 2001, recorded November 17, 2001 in Official Records Book 20023 at Page 2814 of the Public Records of Miami -Dade County, Florida, securing the original principal sum of $43,000.00, as assigned to Pacific National Bank by that certain Assignment of Loans and Loan Support Documents dated January 17, 2002 and recorded January 29, 2002 in Official Records Book 20169 at Page 1536 of the Public Records of Miami -Dade County, Florida (the "First Mortgage") and that certain mortgage executed by Mortgagor in favor of , dated , recorded in Official Records Book at Page of the Public Records of Miami -Dade County, Florida, securing the original principal sum of $ (the "Second Mortgage"). Mortgagor covenants and agrees to timely comply with and abide by all of the terms and conditions of the First Mortgage, the Second Mortgage and the promissory notes secured thereby. If Mortgagor defaults under the First Mortgage, the Second Mortgage or the promissory notes secured thereby, then Mortgagee may, at its sole option, at any time cure such default, without waiving or affecting Mortgagee's option to foreclose this Mortgage, or any right hereunder, and every payment so made to cure such default shall bear interest from the date thereof at the maximum rate permitted by law, and all such payments with interest shall be secured by the lien hereof. Mortgagor covenants and agrees to deliver to Mortgagee within five (5) days of receipt of same, any notice of default received from the holders of the First Mortgage, Second Mortgage or the promissory notes secured thereby. Mortgagor further agrees that a default under the First Mortgage, the Second Mortgage or the promissory notes. secured thereby shall constitute a default under this Mortgage, and if Mortgagor shall fail to cure any default under the First Mortgage, the Second Mortgage or the promissory notes secured thereby within the time specified therein, such time being of the essence with respect to this Mortgage, the Mortgagee may, at its sole option, declare all sums secured by this Mortgage to be immediately due and payable, without demand or notice. Mortgagor covenants and agrees that Mortgagor will not enter into or accept any modification or extension of, or accept any future or additional advance under the First Mortgage or Second Mortgage without the prior written consent of Mortgagee, and any breach of such covenant will constitute a default under this Mortgage, whereupon Mortgagee may, at its sole option, declare all sums secured by this Mortgage to be immediately due and payable, without demand or notice. 7. To pay all and singular the costs, fees, charges and expenses of every kind, including the cost of an abstract of title to said Land found to be convenient or expedient in connection with any suit for the foreclosure of this Mortgage, and also including, whether the Mortgagee is obligated to pay same or not, reasonable attorney's fees incurred or expended at any time by the Mortgagee because of the failure of the Mortgagor to perform, comply with and abide by all or any of the covenants, conditions and stipulations of said promissory notes, or this Mortgage, in the foreclosure of this Mortgage and in collecting the amount secured hereby with or without legal proceedings, and to reimburse the Mortgagee for every payment made or incurred for any such purpose with interest from date of every such payment at the maximum rate permitted by law; such payments and obligations, with interest thereon as aforesaid, shall be secured by the lien hereof. 8. To keep the improvements now or hereafter constructed on said Land insured against loss or damage by fire, extended coverage and other perils, and flood insurance if the Land is in a flood zone area, in a sum not less than their full insurable value, with such value Page 25 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 being approved by Mortgagee, at the cost and expense of the Mortgagor, by a company or companies approved by the Mortgagee, the policy or policies to be held by the Mortgagee, and such policy or policies of insurance shall have affixed thereto a standard New York mortgagee clause, making all loss or losses under such policy or policies payable to the Mortgagee as its interest may appear, and to deliver said policy or policies to the Mortgagee when issued with the receipts for the payment of the premium therefor; and in the event any sum of money becomes payable under such policy or policies, the Mortgagee shall have the option to receive and apply the same on account of the indebtedness secured hereby or to permit the Mortgagor to receive and use it, or any part thereof, for other purposes, without thereby waiving or impairing any equity, lien or right under or by virtue of this Mortgage; and the Mortgagee if it deems necessary may place and pay for such insurance, or any part thereof, without losing, waiving or affecting Mortgagee's option to foreclose for breach of this covenant, or any part thereof, or any right or option under this Mortgage, and every such payment shall bear interest from the date thereof until paid at the maximum rate permitted by law, and all such payments with interest as aforesaid shall be secured by the lien hereof. In the event any loss or damages is suffered, Mortgagor shall notify Mortgagee of such loss or damage within forty-eight (48) hours after the occurrence thereof; the failure to give such notice shall constitute a default and the Mortgagee shall have the rights herein given for all defaults. 9. To permit, commit or suffer no waste and to maintain the improvements at all times in a state of good repair and condition; and to do or permit to be done to said premises nothing that will alter or change the use and character of said property or in any way impair or weaken the security of said mortgage. In case of the refusal, neglect or inability of the Mortgagor to repair and maintain said property, the Mortgagee may, at its option enter upon the property to secure the property, make such repairs or cause the same to be made and advance monies which sums shall be secured by the lien hereof and bear interest at the maximum rate permitted by law. 10. To deliver the abstract or abstracts of title covering the mortgaged property to Mortgagee or its designated agent, which shall at all times, during the life of this Mortgage, remain in the possession of the Mortgagee and in event of the foreclosure of this Mortgage or other transfer of title, all right, title and interest of the Mortgagor in and to any such abstract or abstracts of title shall pass to the purchaser or grantee. 11. That no waiver of any covenant herein or in the obligation secured hereby shall at any time hereafter be held to be a waiver of any of the other terms hereof or of the note secured hereby and further no such waiver shall be deemed to be a continuing waiver. 12. That to accelerate the maturity of the indebtedness hereby secured because of the failure of the Mortgagor to pay any tax assessment, liability, obligation or encumbrances upon said property as herein provided, it shall not be necessary nor requisite that the Mortgagee shall first pay the same. 13. That if the Mortgagor shall fail, neglect or refuse fully and promptly to pay the amounts required to be paid by the notes hereby secured or the interest therein specified or any of the sums of money herein referred to or hereby secured, or otherwise duly, fully and promptly to perform, execute, comply with and abide by each, every or any of the covenants, conditions or stipulations of this Mortgage, the promissory note hereby secured (each of the foregoing being referred to as an "event of default"), then the said aggregate sum mentioned in said promissory note, less previous payments, if any, and any and all sums mentioned herein or secured hereby shall become due and payable forthwith or thereafter at the continuing option of the Mortgagee as fully and completely as if said aggregate sums were #1190315 v4 - Purchase Agreement / CRA Page 26 SE®PW/CRA 03- 009 originally stipulated to be paid at such time, anything in said promissory notes or herein to the contrary notwithstanding, and the Mortgagee shall be entitled thereupon or thereafter without notice or demand to institute suit at law or in equity to enforce the rights of the Mortgagee hereunder or under said promissory notes. In the event of any default or breach on the part of the Mortgagor hereunder or under said promissory notes, the Mortgagee shall have the continuing option to enforce payment of all sums secured hereby by action at law or by suit in equity to foreclose this Mortgage, either or both, concurrently or otherwise, and one action or suit shall not abate or be a bar to or waiver of the Mortgagee's right to institute or maintain the other, provided said Mortgagee shall have only one payment and satisfaction of said indebtedness. 14. That in the event Mortgagor shall (a) consent to the appointment of a receiver, trustee or liquidator of all or a substantial part of Mortgagor's assets, or (b) be adjudicated a bankrupt or insolvent, or file a voluntary petition in bankruptcy, or admit in writing its inability to pay its debts as they become due, or (c) make a general assignment for the benefit of creditors, or (d) file a petition or answer seeking reorganization or arrangement with creditors, or to take advantage of any insolvency law, or (e) file an answer admitting the material allegations of a petition filed against the Mortgagor in any bankruptcy, reorganization or insolvency proceeding, or (e) take action to effect any of the foregoing, or (f) default under the terms and conditions of any other loan given by Mortgagee to Mortgagor, any entity controlled or owned by, or otherwise affiliated with, Mortgagor, or (g) default under the terms and conditions of the First Mortgage, the Second Mortgage or the promissory notes secured thereby, or in the event (h) any order, judgment or decree shall be entered upon an application of a creditor of Mortgagor by a court of competent jurisdiction approving a petition seeking appointment of a receiver or trustee of all or a substantial part of the Mortgagor's assets and such order, judgment or decree shall continue unstayed and in effect for any period of thirty (30) consecutive days, the Mortgagee may declare the note hereby secured forthwith due and payable, whereupon the principal of and the interest accrued on the note and all other sums hereby secured shall become forthwith due and payable as if all of the said sums of money were originally stipulated to be paid on such day; and thereupon the Mortgagee without notice or demand may prosecute a suit at law and/or in equity as if all monies secured hereby had matured prior to its institution. 15. That the Mortgagee or any person authorized by the Mortgagee shall have the right to enter upon and inspect at all reasonable times the mortgaged premises and any and all books and records relating to the property of Mortgagor. 16. That any sum or. sums which may be loaned or advanced by the Mortgagee to the Mortgagor at any time within twenty (20) years from the date of this indenture, together with interest thereon at the rate agreed upon at the time of such loan or advance, shall be equally secured with and have the same priority as the original indebtedness and be subject to all the terms and provisions of this Mortgage; provided, that the aggregate amount of principal outstanding at any time shall- not exceed an amount equal to two hundred percent (200%) of the principal amount originally secured hereby. 17. That, at the sole option of the Mortgagee, in order to more fully protect the security of this Mortgage, upon written notice being given to Mortgagor by Mortgagee, the Mortgagor, together with and in addition to the monthly payments under the terms of the note secured hereby, on the first day of each month and until said note is fully paid, shall pay to the Mortgagee an installment of the taxes and assessments next to become due against the Land, and an installment of premiums next to become due on insurance policies required by the Mortgagee. Such installments shall be equal respectively to such taxes and assessments and insurance premiums, all as estimated by the Mortgagee, less all sums already paid Page 27 #1190315 v4 - Purchase Agreement / CRA SE®PW/CRA v9- 009 thereon, divided by the number of months that are to elapse before one month prior to the date when such taxes and assessments and insurance premiums will become due. Said installments shall be held by the Mortgagee to pay such taxes and assessments and insurance premiums. All payments made under the terms of this Section and under the notes secured hereby shall be added together and the aggregate amount thereof shall be paid by the Mortgagor in a single payment each month to be applied by the Mortgagee in payment of the items and in order following: (a) taxes and assessments, and insurance premiums; (b) interest on the note secured hereby; and (c) amortization of the principal of said note. Any deficiency in the amount of such aggregate monthly payment shall constitute a default under this Mortgage. When such taxes, assessments and insurance premiums fall due, if the amounts deposited by the Mortgagor for such purposes are not sufficient to pay said taxes, assessments and insurance premiums, as the case may be, then due, the Mortgagor will pay to the Mortgagee such deficiency immediately. When such taxes, assessments and insurance premiums fall due, if the amounts deposited by the Mortgagor for such purposes exceed the amounts due for such taxes, assessments and insurance premiums, the excess may, in the discretion of the Mortgagee, be applied on subsequent monthly payments to be made by the Mortgagor. In the event of default under this Mortgage any unexpended funds in the hands of the Mortgagee deposited by the Mortgagor to meet the obligations of taxes, assessments and insurance premiums shall be applied by the Mortgagee upon the indebtedness hereby secured in the following order: (i) interest on advances made by the Mortgagee; (ii) advances made by the Mortgagee; (iii) interest on the principal; and (iv) the principal debt hereby secured. When any such taxes, assessments or insurance premiums fall due the Mortgagor will promptly obtain and deliver to the Mortgagee statements with respect thereto. This provision is included herein solely for the benefit of the Mortgagee, and the Mortgagee's exercise or non -exercise of the options herein granted shall not create liability of the Mortgagee to the Mortgagor or to any third party. All third parties dealing with the Mortgagor shall take notice of this disclaimer and they are advised to make such independent determination as to the nature and extent of their relationship with the Mortgagor as they deem necessary. 18. That the Mortgagor will comply with all building, zoning, fire and health regulations now or hereafter imposed by governmental authority and will comply with all deed restrictions (including, without limitation, the restrictions contained in the Quit -Claim Deed of even date herewith executed by Mortgagee in favor or Mortgagor), declarations of restrictions, and plat restrictions which may be applicable to the premises. 19. That the Mortgagor will indemnify the Mortgagee upon the Mortgagee's demand for all taxes, assessments and charges that may be assessed upon this Mortgage or the indebtedness secured hereby and paid by the Mortgagee, without regard to any law heretofore enacted or hereafter to be enacted imposing payment of the whole or any part thereof upon the Mortgagee. 20. That the Mortgagee shall have the right at any time and from time to time and without notice or consent of the Mortgagor to release any portion of the Land from the lien of this Mortgage, to release any person liable for payment of any indebtedness secured hereby, to extend the time for payment or alter the terms of payment of all or any part of the indebtedness or otherwise modify this Mortgage or the promissory note secured hereby without affecting or releasing any person (other than the person released pursuant hereto) from liability upon this Mortgage or the promissory note secured hereby, and without otherwise affecting or diminishing the lien of this Mortgage. Page 28 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 21. That the Mortgagor shall within ten (10) days of the request of the Mortgagee furnish a written statement of the amount owing on the obligation which this Mortgage secures and therein state whether or not Mortgagor claims any defenses or offsets thereto. 22. That Mortgagor will not permit any other liens or encumbrances whatsoever, including but not limited to the lien of any mortgage, to he filed against the said premises and if any such liens are filed, whether paramount or subordinate to this Mortgage, Mortgagor will have or cause to be had said liens or encumbrances to be discharged immediately or else the entire principal sum secured hereby shall, at the sole option of the Mortgagee, become immediately due and payable. 23. If intangible tax, documentary stamps or any other tax shall be levied or assessed upon this Mortgage and/or the note or notes secured hereby, the Mortgagor agrees to pay immediately upon demand all such tax or taxes, and the Mortgagor's failure to promptly pay any such tax shall constitute a default under this Mortgage. 24. Except as to the transfer of the Land to Shirlene Ingraham ("Ingraham") or an entity owned or controlled by Ingraham, upon any sale, transfer or conveyance of the Land herein described or any part thereof, or any interest therein, including any security interest in the Land, whether voluntarily or involuntarily and covered by this Mortgage, to any person, firm, or corporation, not previously approved in writing by the holder of this Mortgage, the Mortgagee or holder shall have the right to accelerate the maturity of this Mortgage as though it were due and payable on the day of such transfer and to demand payment in full of the said Mortgage amount or any unpaid balance thereof, and to exercise all the rights and remedies herein or by law reserved to said Mortgagee the same as in any event of default hereunder, anything in the promissory note secured hereby or herein to the contrary notwithstanding. The granting of the loan evidenced by the promissory note hereinabove described and secured hereby is given by Mortgagee in reliance on the Mortgagor herein being and remaining fee simple title holder of the property encumbered hereby. 25. That the Mortgagor shall furnish annually, at the request of the Mortgagee, financial statements in form and certified in a manner satisfactory to the Mortgagee. 26. That in the event Mortgagor should assign the rents of the Land, or any part thereof without the consent of the Mortgagee, then the. entire principal sum secured hereby shall, at the option of the Mortgagee, become immediately due and payable; that the Mortgagor, to further secure the payment of the indebtedness hereinabove described, does hereby assign to Mortgagee the rents and profits of said Land. 27. That in the event of foreclosure of this Mortgage or other transfer of title to the Land, all right, title and interest of the Mortgagor in and to any insurance policies then in force, including all premiums thereon paid in advance, and, together with all deposits and advance payments for utility service, in connection with the operation of the Land together with any and all other deposits given or fees paid by Mortgagor, shall pass to the purchaser or grantee. 28. That upon any foreclosure sale of the Land, the same may be sold either as a whole or in parcels, as Mortgagee may elect, and, if in parcels, the same may be divided as Mortgagee may elect, and, at the election of Mortgagee, may be offered first in parcels and then as a whole, that offer producing the highest price for the entire property to prevail, any law, statutory or otherwise, to the contrary notwithstanding, and Mortgagor waives the right to require any such sale to be made in parcels or the right to select such parcels. Page 29 #1 190315 v4 - Purchase Agreement / CRA SEOPW / CRA 03- 009 0 . 0 29. That Mortgagor hereby grants to Mortgagee, its successors and assigns, a security interest in all fixtures, goods and chattels now or hereafter owned by Mortgagor and now or hereafter located upon or used in connection with the construction or operation of the Land or any improvements thereon, including, but not limited to, all uninstalled materials, equipment or fixtures and all stoves, refrigerators, dishwashers, disposals, water heaters, heating and air conditioning units, incinerators, carpeting, drapes and all other goods and articles of personal property of any kind or description and all replacements thereof and additions thereto. This indenture constitutes a Security Agreement and Financing Statement with respect to said fixtures, goods and chattels covered hereby, together with all proceeds thereof, in accordance with the Uniform Commercial Code. 30. That in the event of the taking of all or any portion of the Land in any proceedings under the power of eminent domain, the entire award rendered in such proceedings shall be paid to Mortgagee, to be applied toward reimbursement of all costs and expenses pf Mortgagee in connection with the proceedings, and toward the payment of all amounts payable by Mortgagor to Mortgagee hereunder, and toward the payment of the indebtedness secured hereby, or any portion thereof, whether or not then due or payable. 31. That all notices, demands and requests required or permitted to be given hereunder or by law shall be deemed delivered when deposited in the United States mail, the full postage prepaid thereon, addressed to Mortgagor at 950 N.W. 3*d Avenue, Miami, Florida 33136-3306, Attention: Shirlene Ingraham, or to Mortgagee at 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132, Attention: Frank Rollason, Executive Director, with a copy to Alejandro Vilarello, General Counsel, City of Miami, 444 S.W. 2nd Avenue, Miami, Florida 33130. Any change in address of Mortgagor for the giving of notice hereunder shall not become effective against Mortgagee until written advice of such change shall have been received by Mortgagee. 32. Whenever and wherever the context so requires or admits herein, the use of the singular shall also denote the plural, the use of the masculine shall also denote the feminine, and reference to natural persons shall also refer to artificial persons, and vice - versa. Page 30 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 0'0 ,' IN WITNESS WHEREOF, the Mortgagor has executed these presents under seal the day and year first above written. Signed, sealed and delivered in the presence of: Name: Name: State of Florida ) ) ss. County of Miami -Dade ) J.E.J. Properties, Inc., a Florida corporation By: Name: Shirlene Ingraham Title: President (Corporate Seal) The foregoing instrument was acknowledged before me this , 200_, by Shirlene Ingraham as President of J.E.J. Properties, Inc., a Florida corporation, on behalf of the corporation. She, is personally known to me or has produced as identification. (NOTARY SEAL) My Commission Expires: # 1190315 v4 - Purchase Agreement / CRA Page 31 Signature: Notary Public, State of Florida Commission No. 'OpW/CRA 03®0 99 EXHIBIT "A' LEGAL DESCRIPTION PARCEL L Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. PARCEL 2: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. PARCEL 3: The North 46 feet Lot 1, and the North 46 feet of the East 28 feet of Lot 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami - Dade County. PARCEL 4: The North 46 feet of Lot 2 less the East 28 feet thereof, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. #1190315 v4 - Purchase Agreement / CRA Page 32 SEOPW / CRA 03- 009 EXHIBIT "E" FORM OF QUIT -CLAIM DEED This Instrument Prepared By: Suzanne P. Viana, Esq. Holland & Knight LLP 701 Brickell Avenue, Suite 3000 Miami, Florida 33131 Folio Number: 01-0102-070-1020 QUIT -CLAIM DEED THIS QUIT -CLAIM DEED, executed as of the day of August, 2002, by SOUTHEAST OVERTOWN/PAR.B WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, whose address is 300 South Biscayne Boulevard Way, Suite 432, Miami, Florida 33132 (the "Grantor"), in favor of J.E.J. PROPERTIES, INC., a Florida corporation, whose address is 950 N.W. 3rd Avenue, Miami, Florida 33136-3306 (the "Grantee"). WITNESSETH, that the Grantor, for and in consideration of the sum of Ten Dollars ($10.00), in hand paid by Grantees, the receipt of which is hereby acknowledged, does hereby remise, release and quit -claim unto the Grantees forever, all of the right, title, interest, claim and demand which the Grantor has in and to the following described lot, piece or parcel of land, situate, lying and being in the County of Miami -Dade, State of Florida, to wit: SEE ATTACHED EXHIBIT "A" (the "Property") TO HAVE AND TO HOLD the same together with all and singular the appurtenances thereunto belonging or in anywise appertaining, and all the estate, right, title, interest, lien, equity and claim whatsoever of Grantor, either in law or equity, to the only proper use, benefit and behoof of Grantees forever. SUBJECT TO: Taxes for the year 2003 and subsequent years, zoning, restrictions,. prohibitions, and other requirements imposed by governmental authorities including but not limited to, public utility easements and all matters appearing in the public records. SUBJECT TO THE FOLLOWING RESTRICTIVE COVENANTS WHICH THE GRANTOR HEREBY IMPOSES ON THE PROPERTY WHICH SHALL RUN WITH THE LAND AND WHICH SHALL BE BINDING ON THE GRANTEE, ITS SUCCESSORS, HEIRS' AND ASSIGNS: 1. For a period of ten (10) years from the date hereof, the Property must be used solely as a parking lot. In the event that this covenant is violated, Grantor or the City of Miami may pursue all remedies available at law or in equity to enforce this restriction, including, without limitation, injunctive relief. 2. If the Property is conveyed to an "exempt entity" or is utilized for an "exempt purpose" as such terms are used or defined under Chapter 196 Florida Statutes (2002), the Page 33 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 owner of the Property shall pay to the Grantor each year a payment in lieu of taxes (hereinafter "PILOT"). The yearly PILOT shall be an amount equal to the sales price of $52,000.00, adjusted annually to reflect increases in the Consumer Price Index ("CPI"), times the City of Miami's then current millage rate. CPI shall mean the U.S. Department of Labor, Bureau of Labor Statistics, Consumer Price Index, U.S. City Average (all urban items) 1982 = 100. In the event that the Grantor is no longer in existence, the PILOT shall be paid to the City of Miami and shall be amount equal to the taxes the City of Miami would have received had the property not been exempt from taxation. IN WITNESS WHEREOF, Grantor has signed and sealed these presents the day and year first above written. Signed, sealed and Delivered in the Presence of Print Name: Print Name: Page 34 # 1190315 v4 - Purchase Agreement / CRA SOUTHEAST OVERTOWNIPARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida Name: Frank Rollason Title: Executive Director APPROVED AS TO FORM AND CORRECTNESS: Holland & Knight LLP CRA Special Counsel SEOPW/CRA 03- 009 0 . 0 STATE OF FLORIDA ) )SS: COUNTY OF MIAMI-DADE ) The foregoing instrument was' acknowledged before me, this day of , 2003, by Frank Rollason, Executive Director of SOUTHEAST OVERTOWN/PARK WEST COMMUNITY REDEVELOPMENT AGENCY, a body corporate and politic of the State of Florida, on behalf of the agency. He is personally. known to me or has produced as identification and did not take an oath. Notary Public Print Name: My commission expires: Page 35 # 1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 EXHIBIT "A" LEGAL DESCRIPTION Lot 1 less the South 50 feet and less the North 46 feet and Lot 2 less the South 50 feet and less the North 46 feet of Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. LESS AND EXCEPT THEREFROM: The North .10 Feet of the South 54.00 feet, of the North 100.00 feet of Lots 1 and 2, Block 27, North, City of Miami, according to the Plat thereof recorded in Plat Book B at Page 41, of the Public Records of Miami -Dade County. Page 36 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 EXHIBIT "F" FORM OF NOTICE LIMITING FUTURE ADVANCE This Instrument Was Prepared by: Suzanne P. Viana, Esquire HOLLAND & KNIGHT LLP 701 Brickell Avenue, 31st Floor Miami, Florida 33131 NOTICE LDC7I IG FUTURE ADVANCES , a (the "Mortgagor") executed that certain mortgage and security agreement (the "Mortgage") dated , in favor of (the "Mortgagee"), recorded in Official Records Book , at Page , of the Public Records of Miami -Dade County, Florida. The Mortgage encumbers the following described real property, together with all improvements thereon: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. The maximum principal amount that may be secured by the Mortgage is ,hereby limited to $ in accordance with Section 697.04(1Xb), Florida Statutes (2002). Pursuant to Section 697.04(1)(b), Florida Statutes (2002), a copy of this Notice has been sent to the Mortgagee, on , by certified United States mail, and a recorded copy of this Notice shall hereafter be sent to said Mortgagee by certified United States mail. Signed, sealed and delivered MORTGAGOR: in the presence of: [Print Name] By: _ Name: Title: [Print Name] Page 37 #1190315 v4 - Purchase Agreement / CRA SE®PW/CRA 03- 009 • • STATE OF FLORIDA COUNTY OF MIAMI-DADE The foregoing instrument was acknowledged before me this day of , by of , a on behalf of said S/He is personally known to me (YES) (NO) or has produced as identification. My Commission Expires: Notary Public State of Florida at Large #1190315 v4 - Purchase Agreement / CRA Page 38 SEOPW/CRA 03- 009 • 0 EXHIBIT "A" LEGAL DESCRIPTION Page 39 #1190315 v4 - Purchase Agreement / CRA PW/�C0 0 3 i. EXHIBIT "G" FIRST MORTGAGE LOAN DOCUMENTS Page 40 #1190315 v4 - Purchase Agreement / CRA SEOPW / CRA 03- 009 a IMAGE01 : FL-02-211563-2 12/13/2002 05:35:06pm 0 Page 1 of 3 JWI8-M Fill 03!21 PM 40 WBBt IN 14 1�717071 P. M M 20164P61536 THIS Z1181RUMSST M M1M BY - Lynn s, Levis. Esq. LYmum A. Lewis, A.A. suite 294 1390 Srickell Avenue Kiaml. Florida 33131 02RO34755 200x JW 20 14M &MChm" of LOAie,! AND LOAM SUPW" V=rxc"a =Ia ASSZMlla7cc or tAMS AM LOAN SOPXMT DUCtI== tthe •Asaignaeht•) is aade this JaaUasy 17. 2002 by FJ M R=TY r CO"ODAT10lt, A Florida C=PMtion With its prinelpal otrices at 7223 Coral VEY, Its:sel, slorida 131S5 (•Asaigaor•i, in CBVW of Nclfic Nariwral sank. a national basking association. the address oS vfeleA is 1290 •tiekell Avenue. Mind, riortda 131)l oAlid►, togatlur with Stu Participaats, is referred to as •Assigaeo-. For sad in ct"Ifietatson of the Atsignee19 trtM*icn of a $2.004.008 cccursd Lim of Llesdit to Assignor (the •teas•). Assigner doss uerft grafts bargain, sell. asaiga, transfer and sat agar wmto Assiynee theme Certsin geured wbrtgaye lows (the `Leans) and the Goa:1 support DoMMUNte which evidence the Lomas wMeh are liated an Cwhibit •A• attached horeto [the •Leas smart 06iW."ate•i: 20 nn Alm MM the Loans sad the Lawn support Docuae to vies, Assigns@, its sueeasaws and aaaigaa forewcr. Assignor warrants and rspra■estn to As5i4aea. as follows: tat 768ignor in trA owner of all of the Leans and Loan Support DOCUarlts assigrad and has [till WA Oo"Icte cower and authority t@ delivsec this Aaalsoaent and to transfer and ataign tho luaus and the fora support oetwWrts to Assignse: (b) the Goan 1SUPWt 02twencs assigned have not baea modified or amend 9"" toe tern In WUCk they ere eoec lsrancly dollwrrd to Asslyroe by A@alanor, (c) Asolywr shall. at ouch tioa di tireom as Asnigaaa wy rem@onablY e*Queat, do such turtlier aets sad shall uaawte, acknowledge and deliver such transfer., seeigrambats asd asautaaces as may reaaosablLy be requlrsd by AssigmM. CttectiV41y t0 Master to•and invsot In Mu10nee. all of tlw rig1R, tltlo or iatareat o[ Assignor in and to the Loaras and the Loam support Ooeuakntsm SEOPW/CRA 03- 009 r SMAGE01 : FL-02-211563-2 12/1002 05:35:06pa 090 2 of 3 JBM-I&-M FRI Qua FM FOX 01 Q47911 P. WA14 20169PG 1537 W hssigmr ii ties e:1e and ]aviel weer of all iogsl and Itatovall of tte title a�&t iesoat. as leader and secured earty, in end co all of the Loans and the Las, support miwrmta, that hasignor has Soad Yigbt. power and BUtbwt6y to assip the cue. and that all of tho sad Loan sq istcTest; pert Ooweeats ate free from nay, Ilan or otter rceueity Sncee ie! 'Melt, to the best of usle_eUlt kasrledss, no default of =r nature has occnrtad or arises Ysder ,ay of the Loaat as of the date o! this AW4P iant RM does titers axsst My tact or event abicb, with the P"0498 of tiwe oe the dlelaratisn of a default, "Mid eoo.tltutO a defeelt Under any Lem: if) Meither assignor nor, to Assignor,3 beat k Owledgo, any debtor or mortgagor cader cry of the Loans, has sty claim to or defenses against this ASsignseat: Md tgl The unpaid priac1p&1 balance owiwg amen each Leas u o[ the date of this Ascigaaent is net font!k is uhLbit w . cig■e&led nee end e.livet um Bout WATV WhI MOR CUtPOPAriae. is th& trseenoe ot� a lee;o&e*er&t1m my Maria tLay s-prerident S=T6.0► YLORIoa W w" or NUM -Mot 1 Sbs to"CLo np iastrusent we Aclt&atledtat before at this oanussy 17, 2602 by Iwo Kars& Da-ide as president of Nan 2julty eAsperatles. a Platlaa corporation. an behalf of the cowpox ti n. me iseae&1]y !e or hag produced ` m identfrleetioe and whc rdd /did not; take as Title; (SUL1 sarial + talntt�ais e� ��+ t• roaaaite SE®PW/CRA v3- 009 IMAGS01 : FL-02-211563-2 12/13/10 05:35:06pm We 3 of 3 JAN-I" RI 0M PR • FAIT 14 167CM71 20169K1538 BALbit %r The loan naeumewm een■ist 01. P. OWN 1 • Mortgage 14" oted �1150l=01 lBhdln M oriyl nal ��rineipal S%M of :_ 43.000_ Otade 9 end eee 41Fis Livot of now �Nity i�ocGJ•!e flotmatim, at eartgwe �r l�■Wea �sl D�Pe:tr iep.11r asecxib•a ••, o th 66 feet of Lot 1. i The !north 46 feet o s , ock 27, .&V scrift-citr MA.Maxww TO Iche Plat as racmmrdogm a. rage it vhiCb nasDyaele Laan 1e r®noedsd wader Clerk-s: Pile So. GIR635160 tho Mile. *eoaetila of Uinal-Dade County. Plorim. sm�eno $sb ovww sarrr+■ra.4o++ waft"Mm IW M R" SE®PW / CRA 93�- 009 ZHAGE01 : FL-02-211563-2 12/13*2 05:35:061= OAF KM V. 20013PG2814 MORTGAGE THISMOIITGAGE.egtetutaddae 9r Da) orNOVEMBER.M) SRMLENE INGLtAHAM, a Singlewotnan 9SD A'W',3" Avenue Miami. FL 33136 4age 1 of 4 �rMRr Mrri tin +r. �..•rr. ea .Me hrreiaeat:te:r called the Plertya9os, which terra e1a11 include aiatePnlaw or pltLral corporation or Individual, Wi6d either see &nd small Lreelude the Beira. legal Z"reasi'itat.%VCa, oucceeaoss aid aesions of the Mortgagor, to HUMIL LQU11Y M0kkWGAGX CA)1ke0kAt10A, its successdn and/or assiVm 7333 CORAL WAX, MLAMI. YL 33155 batinal0er ealkd the ttLottylgee, Mesh tam shall inCL,do the setacaors artd emignt afOW said Mocwk wtiEtlFi►$ tMoetgagtu has teeelrOd a roan lhemn tht mertgyee and is 4dabesd to du Mar4agw a dr ptincjpct I ,THREETNZMANt7DOLLA15AIM OGbOannM3 qjQ whkHinddandeesaisheRlabduw►Isdpd sad is evida ed by a certain prom ssoq• sort with the bahm erpfeecoal turd sooeed inberea due and Plow r on du 122cammR LMLWAieeludiiM peor'sien for preps»ntnt.aes4rstion of peimHpal In d"V%* t ordefsuln te8cthw widt a clteuse praridigg for We ptVMMIM k the Moetgjor (se aaalec.'s ka, istpwss and tree of mllecdon. The PU%iP $ of such welt, d which eaFettseee is Mein male at by rehmee made a pen of dtis ivaseaeentes ntea,iih the sane wieet full) set lle M besein. 7llat dxald ssorebesor. so oecvr e4ittepegtaentdsle indebtdnas er9destad in etq ssid mom does hereto aunt bargain, sell. remise relate tmete Lad mnfaoe unto do cW marrjsgee, in re rimplt Ibleve die dbllarim desaebed land. or which mW monMor N view la &IL, seiacd. Misr and being in DADE County. Fleelda smdntare pLrtisylarLv dtacrebed as fbl loss: Thie Ltort" 66 fLaaC of XOt 1, tusd the Wort2L 46 fist of t2m It"t 28 fftftt of Lot: 2, DlOck 27, of NOW CS-Zr or 3QAW, &Coordiaag to Cho Plat thereof, ALS ZOCOsd&d isle PlaC sock D, P6.90 al, Public Records OCL UUmis i—Dad+s Cauzity, ?jowl". sass 75 A Past lemlWAM !n►roaer eearraatr tbet the aroperp• h not the bolocstced of ilemuwer or may member ar 1lerrew ens family. aerdostk lte adjatcat e► tvmti�ooeu tbarets. trail er aoy part of the propn;v or aN interest is sold or vusfvred then, and in ex a-cnL dh mW&W atd now shall be due and MeibJc in Full. 7t7GMMA WTTH all and singular the ancrims. hetedismOn and appuru%ncb olm nro bdaeging or in any tofu mmortsheinc ad all muctstea and imploaemsaes sow and hacelk on slid bid said Ili fixoAns atmehei therein, tagedar wkh all seso, tataes stud profile aomiq flom sndd premise sued LII 914 scam, clectria weer. plwnbetg. Fritts, vea lWk4j. hnt+K and 000liale 1.%U mo, %I&h eau we at my be in or oa said premises Aousb dory be &-died or dcadwbic ingkiftR but rot :kniecid to aA re*4prlgxs, itever, o.=L g+Dpt NCO WA cupat and ell ddltion% lep{sc Mmft turd htetease 9WOOf Malatler aogrdled or totaled on tot said Wendsa and all eeaehm nts sad I'm ti"re"et and WW add i*=& a "Msioas or lemntttel of in or is Se buiidlrtQ nose or haraRer tatted os the said lam• TO HAVE AND TO HOLD the abase gusted pmniuL with the appuweances credo the acid Mortmes. is At simpli fotwre. AND llte said Mottpagm htrcby cowftnis ad Sots rifle ton: sit atal6tgoc as b1low. Fn=- Tlta the at01116401` 6 ILafutb wind of the abmt deidttd litimisa to rat simple end has good gghl sad minty Ae time to ► -Weac Twu dtc mid smote at mar wa d+ahayed land fees all taxer, tie We or aniGnam Ja78arnana me t"O lim std a CrAu eeaserr ar mt ranee o LwA .boo" o wd dun an hst%Mw eitl Rtl• .oararn and dnfMd she 7enne m h \tse�yyet adiaf ae layyyyl doiro and dertunasofsll peasss rhraseaw, sad e,ll tyres soh fudrr ats.rceoo tw pafa ir: aistpk btk a zid Sends the � a, � adaaaaste ht rea�atd• and + in MF Na seYeel Brae ar awAW agreed in ter srd see is he r4kid and off inmllgaea er pftirat ad istawe dtaeea lesrwtb• ■ ten d r" No oaordirea eo ae eve ass and ettaa er<nnc ail. neat Mct fo=Aoc ?Me 1 cf4 SE®PW/CRA 03- 009 IMAG601 : FL-02-211563-2 12/1*2 05:35:06pm Page 2 of 4 ..ti-. .... ..... EE ICMD' That the MortpuKor r.m pt; ao and sryui r the no mcut bMCCI stf 0to) rutwe tin h: abate dteaiW ported. ISD.I vest nit ffmvV2#c aid rote. w Qc tnneq arousal thedn, before d,ItegltncT mash ant .etletft• evrderttott ptetarttlt oYaaud swat, ataetataw, facie. end ertodelewte►s :dfall k og1orr v w td: tK .%turapgpctf on eT hdon: Me+eh 134 of ahem otetatdinR..vr tlrinp Ilk aura al' Otis, WM%V : and d astir he not proa r*4 pad o tten .1 rt tr• htaetrjtpt V ► tt ax" oN4.-Ahm to u s/ po0 3: an m bamm. lime ar w pep It- lul 0111041 ti CWI a I -II& W SUft-Nd, e.w.wl wtevittO t' affw*- 04 r Qht hmnwla ant in Oat mmun r. at d c uii tier uit .% Mt. env ed (� twomliwwtn nuw>tAwl km initsm *mft dt a Ltwwm lk M4 f hwbm RIkwebkH. VM N THIM Tbx the Mlonpgor w41►.Mt idl nmi aa.l r r*W pmptt'n; w. Or l wllcr utcvm\nd It. the 4cn of fhts. �? 11101;1114C u+rxw m W INC imptttd left tare to rift b eho M Heftier %AM lau eq fIm. %uslaum aid trove M"d. M ewraltw, and onaghtpowc% rcw tort ptei" rd Le tea sae than In% arwwwar a M% 1: rtauCmV A. dtc Mervalm and to put IaeeTt" what Out Oil pamuums Gar set •taoelea. TAt aasuft d:aait htut7rwe tttg*vg ! . the Meopagc� alt ttpwt7tine of ae eel) Wt MIrAWAen vMbMty for tshkk said itsunMm twill be wdttrt aid MITI M aletdaIMM 114 eh tilt Mu PSIR tat allimen a w''h additAw Innomhor m nK• b. ttmmts; a Itna.lt ad vumpl) twit) t.hn ttJ a sinHrlatte aluatlmtrts t oerati•t in aNtl ped.i►� u� o N Ae end alai tuwd Ata{lpaar i.+ rr.rt a c►Htttn:r t\avaurale, lasutta�v Ads Ix weiM h. IeM%W! er .».7tpan;s el.pe. eJ M tit; Faon�ate wad sll pelieies and ftn.+tab tttoeaf attaM ee 1teLt s. the ate A4 leta9d tkslget3tltten bi the Ndttppnr vvlw'eh INK aawftl b) the Mon uo., xhl A ataeteduwm Mrstel WUrp w and MWMw Moll r a beswnsar. nor► emoinq or hacalhT mach aftadl ec in gf(tiftb sad tiro k. a fan of to trottpEc ttfltattea m fdlb as boudA yet dafM .eeAauw fwrein m0 slap (;Groh pads P=M Aram aid Mm aaxatra ►%I uuplaa \e ha apmt 4M W sad pte•eaa to imurmat or upm " retina of reties patmium witch rtq) to fmd ttlrk fe t\ tartta�iMiw r teealinawa tMaef. 3hsTl R pn m a alter resit Nc tt'argepae. ecoclt h! Fearer t�dt•culteTtt affitld m teh I'd4 anJ aFlwttal ►) kltatpa♦ d 140t Yak. a: Mwum strati hart NG%td tdmr m a tsROed w1nowd ec Clame tasaptO& to the 171rrs.agw. tivttnms all hw►er ubms ntrtd r roan fei" ra. time U. Ire Mo..gAgw Is W ......w. :;"u dtc. .... ... — .':ro: \•:: 6:�':i S'd.:...:.e :fir ,.. �iC�: :� �'d1 :... ti1m 1: tenet" Gard GFFh de time IMt DwOmt tar tit itldeltbadlhite Nsciy t►ena l w to remit Me MoMMar to mmtive and tat IL or W ltel thaa.f atoaw tlew� wyi.;la M .atprattittg a; Ws/b. Ga rsr tfptl uMa:atd h! t dart ai Ills wnnQaee, la cent o(.1tlss r Ank" daana0c a tie thoeW3899 pnywn, the 16INWr "I hoe danediur: ImlitT fbInel h) MWI to the Momwee tad the M r%mikee wyt Rabe proof o f Ira if ox Dana b not ilia&- pawM 4) to lie mar. mr. a e titst of bmdosure or this Rwrswltt or ati.er !stores• or lde to me mor4pgvd vomM in atiquMfft n of tlm Webi does kend twat.). an ibht. We red internal of the Moamar in aid m rm (awronm poltc ea ehm in naec awl Taws to Me ptwd•Ia a remise, Up" any dc&wa ommr, ow Mofttpec a nta. lhtl w 00d ttbliplednrt ha ile pan sot too) pdlce 1nW MfiW on stfell Ddldmnw wad pas ette pe mkUp and nw r tech mass as paid to tee AW s;qw and tort sort or mane m paid 3NI bw is tK* oem it daa ofPetnm m the Tate ofhabml dtotpbk bt law FVL7tTNe Tlut dt r+ma orw ee. Mid t.r atesd b t. pW b. the %A&W w .order om teewg wrthir rtWVW and Mein 3Pecdflt,tlt) dot itad 1Tr, and Iaeladte15 atti CepmW iDelufMI IN Vac Mantodee in mlbttim of the wm seemed In Otis metrtppepe ahal! bf cwcmd h) the liar ttf Ora atertaapG qe tare at Ile amtr of taona) Ityravntoo 11 the note ..till; thie ^artow Itta7at M FIF M To permit agnmit qw m tt no vet m tM ftunitent tr dtfeYlclltilan of saw pfopxn; , or sn� piers Ihtaanr. wad wpm the Qibaft or the Mongh$of to I,Rp the WdMinp do aW pre.pan in pool cooditioe of equir. th.; *.I*Mggm tow• d mmd the ifnmodu<tsplir ttlfaid baikYtOs 0't• ela.•.t.c dl Ot: anew at state, r the imaedial ram, f1sTf of fht: nett hsTCJtd .rood. awlOtc1hWuedlAekaaTtppapnttotntetp(twgI14dcfwdoftteMltlpratpRtcfaraPOW srthlrg t30Ida�50*1ttttadtwta bna ch of this m•tpappe. aria as W op owl of Qtt slojMw iamtdiotti) ttlaum dtc ndfc tmpaW p lao4w aid joto 1 lendty 3aevtttL Ind etc MurtpiCn roil. aiOtdtl Ratite iesfitac pttmreadtnp n foeoclele this tn�ape, and spiel) Ibr the Ilpgtotntnfnt ei a martyr. as hatlioadlor ftfov uod. SIXTll• 7hlt ale �ltrfttate.r natkq premtaoe ats.ata is sad 4tio Balm -Jw wr m or mw\ alai ittlaat as !claimed is &aid PlmaiSM. toll, umetho w ilh art and dl oda runs jufly due aad oat in{ the dfalgW ch. the rnm %hack and tdt- tD be paid as V.VW W.Mia prmngaL% ales Otte If dcrall dell his MA. in Ils: ltwtwn or dt.• Ipid wam of MM15 of art pan tMMr a+ pro%i" in fhe yard .tat OF dos MIMPIC. Or;[ tie. Soria AWI ate due ON ay UW?ipf r ihyrier owt9 e. a if tic tarots that wwt. hecame du: drawn itch) prom *ratersh3tl Ne it delwdf and wtfaid rem y qw,:*f thin (10) 4*;.T MIN a a fbn meftpt;e or is des if a semer4, r *AM the 34ON04M b oicy Or hd to totted) Witham odrr To a4aa or apt mmi In me PIA or tM Mpndyr 1e be wwrllkd wi• (s tr.awc ecru is .hilt ee Itpdow of W ttosea,Ieee er ooreerai.n is aoa vdmmt isc *ftftb puovldad affew and ouh oft ell or ttoaeamplmm candour in edwatse or e wane of trim (30) "-L men NM I mn NatarfoM at she qwm or the Mano%m ww %%mmow setae to um Nrldw. w. Ow rank cw a nd rkw% rat Ron emonma w in Grid toot msestty will dl olhe sums dtttsin as well at htrcin rm ihd lr. dwil b vrm elueeJimab ate and par able a'idtatd rotict m Oa acid YtoRgtyr ST1t!t'11L• TTtw M tale B stool& ttoatsC neoatar, p w this menFagt yid the trite asotd twwb�' or door or thtm in s* Mats *ran islets* rot artletOat Ilc sold nnrttaeer.enenwt and toles rah •e'tena.Vm to pg all omm &mica Wad tstpereo tar loth cal itYhtditF tsalfmt>tk amece'a fiat abedtareollatad bl, ramdo•tar uhww�ae. 1142103t Thm 1n the mcm altr hart Is atoutRt Ran t11ir .'rat Vat •thaw lactose 4 to tteRM k or ottam imr andar to mfmm p.'m'ru or tn, tlsim aerewoda. fhc btw"m eM appl. to tins teas let ir# jw9 diaian thmeof For the apptanoomt of a taativa of Salt! enaapaped PmpcM- as add as Ow infante. pe61t, mx cod m%vwa ei mef. old tt said w tors&- prwr" in" and M%*mm rr Mob) neRTaIIIIsd w :t grirta*.. rant sod du raw m tiv gmulsq and addatdum "bum !it toof titre sadh fcwis a td•I I Awte an. Ow broad ISM etTeto ai Lawtirta and porasm In W w bt el"Mad, A a ceaK to a tmeiver aid 3uth mm; wwrm Sidi ire Dude b% such coal as as 6:16;add aryl* mJ a IIKW or ab IOIMC rip* M Ore kINVAS,ae and VtAhaa r;(MnC, In the afeptl2Q r WWlggtlq orIk tylueof 6C prtKtap me wgd. or fe k Iol-ww- or tetd.mnq or else Mrtetar and va-Atli.td.nt and such rota pfedla. Irloontc, bate aid atvttfes ltN br ftpplleb h)1at ttsci.tr a.evdirtO m the ILa tad'&- wptlif) of alb moppaFe Ilnd the ptoalete of>tleh eaon and sell.ppomanetaofeteem.cr"IblwOA"nethmto" ehliprbatsrda. Tat`ITN: The Mwx*W tmal a 0stra0 69W c(Aanoteld wad e.mepfot p mmdb)- The Cam iW on and laws of Florida It sPwWml() Wmcd the Gear Is erIse OsKMue is tAa umwm trod drat as wdta'r b) stm Menpapor or W abl4mion ttresyda or ar dtr 0WIftion smarts %Crab% stun a kg. that htffdff be: W td Is tr I water wf IbC w mf bamr a of OK ON ippalm —ww berth.. TE%'M' Pratt an) Sale, tratofa Or esnt gvnm of Ow pwrpan ttaein Jowled ant ms vmci M "mr%W to sot) paws. m" a wpwbliat "M prevlt b tta Tvmd in writing A the w6w of aIb mntlpap:t, to uran the trammov err the balellclal irteardt. it a ewfpaafoft, ale ?/tD�ttp;a to notfe► tom face Utt halt to ac>:laalc ua rftauKn sf tAv mottppe ao dtaupt it wme due and ppabte to the Ott.' of stab uwkr and le dessnd ppoattt M 14 or the 31id wrtFroe attwmm or say Imptaid MLMM tDl MW. V4 M tl0lbC as Ilk V46b aid m etedm bato at 0) M. MMvd to Cd aga1FgM Ole lave al in ae) that of deroah Itarandle, Ok"th ,C in dvo frtsrtthtor)• fdaesesirte *ate) r heels a ffictawteat rtew Iaraaah6. Map} form doc PV 2 off SE®P`1V/CRA 03- 009 d '•I IMAGEc, ' 01 FL-02-211563-2 12/13/2005:35:06pt: se 3 of 4 El E'�'E\TN: U M�rcl.rwec pravxtlinn. afar! xet�aJ IM+n1ep: nt ttiwnd U'ia.1.\n! �o am iunaY Sim ►f sq ►iai snealJ wMnulm, clt V xyapn � u .► ONw� ncfmork\lel> a aea7aLY efavlae L\t. rlf01t1:�P•' arnJ lk. aW.orate.ew rc\w�J M�.mil dr.• urld pal ante . c �� tL► I sI: Ica tw ta:.. m nnc r:vawx>, aMeO! nwm r". w rrl Pert Ihr.•fa a tfste A conJ:rlra.*t mina fMlow Sr., pJtw a.r wdfr tke pM+r. •� neinleal anwen� the Nrgt�apnr I hd1 bawr ds VIOR In demm►.1 VMS all den+a3• aua-iC fee Ow ad, ias of x d.rraf 1i wvwl rb-mem mt Im. lJ to for mmAjWv ul: bm. amadnf Ora unrta.: to %Wr »o and Mr oolijattm ruxmfta kub%and a►1:1rsPP M'e'athepswasLwptalabltofWaAt1.rnacl6gpcumJMaaMrfplrMpvw.dkx�lrr N TKOtMC%'iM: This :1tiaalWk-wi. M A&— Unix Nk Wmk rod and OW Mwr ..R1 mg h w*w 'fart plid "m dw.. *Aa be ImPoL a minx G. a IS1 an. ONTO Ira Aw due twatit tow k 6 Yeew MwisgCa *a4 abliva lheraoa aaa dflmawi(k a 'I* N7 dlYEe• m fbe afaaull: dlen Ps'� 1tMsfa Saar e+flslSrnof Itt uirrn. two Iwl bo: My StS Itt eacb. +ardt oelinquefd inf.1•IIIIteK. ad Yen'w. ChMT-W arce.ewned b o. hell vusmf. . 0 C !OVWrI v M: WWmwn L'laerurnp a� aNtgarene of LYetpOa �wua pnogtarlf• t:l,t'l f\tx fl mr, ana switTII kemiE and fix 2W%* im ww L1t NTOtti M4'.r, r iAdrr to xm: !M !1 !� e►TL \Lr)1d llw�r aG) up...1t r:,I,r.�O .i! CV a.lSrtlee N orb fnrlwl.L plwrar. wr prlaapW WA rlebpd a ON" Imi 111A Oft-AW VON IeoJ .a ra• BOW or twA.a mewad hbe vto, I Pot m be nul4. m a ftfim:hb am at mwmt mitol N one twcift it 121 of thr a iftnod anmAl rbe`. a me mere. and inwmars Innium wNmi Uw fat wilaw awwta. a. 11': wrr.v aw.mf r d.-t.mwned Moat um to Um b) Yr Mrtnpprte Fli7 EC\f1M: liar da .,brW4w "I auniA awwaQl al IA. %qua or Qh 4Mrtaag *• rafalleial pat.11letot m IOfT7t ntd alai Wd in! fnavfw rmd6e10n tO W KUW4 l r SIXTii KM-1LiI uenlaie mlr Sxw%-, Mt. aaJ vi Ma bl. in.: L jt fu iwwtw +d th.• Imumivr+.n rw.w R•feled ' ro hu.:n and ....�.ne ...r.. �..r ,w :.-.c.1...- .� _1,—. !� � _ a1 � n.• . .... f... . may,. ; .. � a . a • , L .� `..:... Llontaw. and euw, Ca f in&fted"m OrA.- Alon",r w the %kwwroa o bdnt mw W.0dre imumdun a11t f nha Ad.u+ay mat be made th IhC SUMP*" r ue .nera a, r. 1.Lulp jw. • dwr Mice b Of snuff the due 02a er ebe abwre 1ie41crre to Tramp.! ruc bsrcl..a�\uad: 1d M6t mofteape •Ins Sic the tlna'1�• Iwrl e i •`f twrunnp sly ttA) MI itl4sbtedn-r1 A! tA. Na>t�nr W the MomMice ifl whMma rartmx the tax+. wm Ik ewn.ctmd nr IsPa+w V0L mW OW mw%p Pe is +edified of rcm ; ally all mweaana and OJIMMllarsenn 111fc11 A dw%nW1Sw uua Im mµ iceNr IA oil ILMx mina amne d%vnsw .rde k the Mwpgn as an magaw wd W *M v iitdekc& * of 110flpjpar In @re btoelpgac. amid =% Wall trat\tals of cam. 1imAtrOwl ME'OrMTii: If Wit alaftpOe is srbs RWO 16 a FW OF MW VSM er0um6w'M dkt real pvpmn ddoibed haeiR l4anslper dlall 1tel Irldtors doe pilaf mt 11W1 OdMaat of l tense. emer into XM' 4W=m nt vrh0lt�' %he prior %Ioflpase or 1 twft1 Mp and Ow NW Irrr•PA I"! OF eishr.. 4thdta, m eladif od I1f amatdWl M W# mwmw I NOSO9%ter. a the C11e h1111e pn'M= tlrAle s1aC tlaf•14d m mite peltfeipN WRXM dLnd role Ir1a0a7d or so) 811 MOW ,&AR eS elude. ►4Wtpew Will WWNlain ON plies %%W%W %nd ma smmd lktieb� In 900111 wAtAft fined!• ib llorSafdaltac with Aleir ta11t.L and +. ill e1Ywc dl pe! ntatn w3W � s. Ike tarn! of rid fArtngJyte m ntenppa and the ran secured tkemb)• by TA Owe am iS on •w pirm to the dw dsu tbf Said pa%t wn. wthmi 11re batfb of any plcc a Ymsim tetal IlerleAf. Scald mm ddwN be mode in tkepk./Ir m ora.) ;nSWimssm of peilteipal or 1mrele1 off *C sari Swuod M 1he prior ktoflssam. >`tselpfnpta rnN. wirfww.a cadre of derrumid tO mart/ape►. PW aoeA iattelYae/a of peiw d or Ifwtics awd tM awnae "}raid 90 be lo: alde W lJaWCw on efalrold M %itt"WOce %'O iUpeA afefsen m the tie spNuarDls node. de Nat 9mrtd We". ban Owe ERw of math payarm, and said /nWnt so paid bl• Nsrt9egee r1W' be IwWrd m ale indebudom fteured al are ale ngage nrd f W 11e Seewled b MiS POWSM t:Pan — Wlae of "-4s or n tam aburot or lfefrm. or =ux a be Year ebeaved and perllprmed. mitt. of Ow terms. eavarltL pmvWons OW w wmsaY Ar We ptfaf mar pgm atOrlAosnr ape us saaFewMae ffwl. m Aelrlf of %tamplew w M ate gum of ktatpOem ka"L obllra or "Koff w gmse to be kcpL obprAd or 0erillommilar f Of Such W", W\ealteL pta'miaM or agawmnta lord to attar upon the MW%topd popery and t hA Wt Such IIcOWN 29m N My be O eaft-, alit e9bte. a the end *at the 4M of%IvrWtot in WW a 1 Apt . etkettberad hemp. Failum afafarTWT 20 Cph• ttflctly %im fie plp i/i/M of" pwagnpk Shalt Nnflittm in 1.w arddut mder twit moetpfge am ate Nat secutedimcby rand, a au W don OrMartpyle,1M WAMV le sum mlmar WAN in the tat S.cafed baebl still taaome doe mina VW" and eomplewy W if mils ►Umgft on wAmaoled N flr Nr ec ucmed by SAWI hmomre due 4111 payable a 1111i1 and oempk"b • if ttr sggMS t SUM mCNIm d in mix Note, WCUmd b" Wee Wt&dl) Sdplflamd t0 K pdd on Ibt axe of fact M event of ddnk wId upon web aetcleatioa MWISa9De tM pwS1t Ouch d2hu ed ICW4" aS 8" Prot ided Alf in Ads "mfWCe. ffb0%1DE. ALW'A% and the MOnOap w an de cwrc wAQAlcwn One :1' Ilw )1 dX W#w "1.roll W Truly pay unfit Or Ltn N"m ebe UW "m armm,, mxhOr4.d in Sid ptrnina:l, nek ftcwwd w. hweiA ad secured heed. aJ aW wm-%b w oa0llt" *wwmf m1! 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TUC LE PWCR NSLL MAS'L A MORTGAGL ON 1'Ok;R INOMC NOV COULD LOST %XWIR KOPAL A.%'D ^W. %WN11i SOLI HAVE ►IL T rq= IT, if VOf 00 NOT `kEr ZLtt OiLS6AT10'" L,r?f A TIIC LOAN. MIS ro m.doe ►ape 3 ors SE®PW/CRA 03- 009 r -,, IMAGE01 : FL-02-212563-2 12/13 _ 2 05:35:06pa O.Se 4 of 4 iMfl abe aA'P.4-.r..K� w m.N:. ��r Wi, srsK1 �110 YCt�CAV Ibh IhfIR` p: NI I(IC d� 615J j'ml 34Rd. Maw ad ddiww iR vw p/pREe 0( 4p N C7 •ti J. SHIMIJUM LNGRANAM '- N L:r i3 �� •� r11ntl1) �a STATE OF FLORL A COUNTY OF f. AMW*kof. The S-Vig aaelwaat ktu WkMorladvcd huhim mK Q* 9111 dk, of \O\'t• stA 2091, b> Wp.LETE RNGRA/tAM- 1-:1- 0 IWINOWl t LTAWK la w c Or who hm Pud--*d PADMEI-Y-OM p• Aeftrw:m and .dm ifr ukr on malt ?c %— lw -w jRw) A �Mr cW—ow3a CC•..W lwyry Robber Sump Sal TM b,*STRLW M ► PARED DY. MYRON J. RAYVLS. ESQ, 7333 CORAL WAY MIA M FLORWA 33155 01-M22 QiWdac pw 1 ot4 smismne �oaa momeomlr® IIMIVk►' IKRMM rid�Cllo(I7oalw! SE®PW / CRA 3- 009 EXHIBIT "H" SECOND MORTGAGE LOAN DOCUMENT TERMS Borrower: Shirlene Ingraham Lender: Demas Jackson (Shirlene Ingraham's father) Loan Amount: $250,000.00 Interest Rate: 7% Date of Loan: 1999 Maturity Date: Due on demand. Payment History: No payments have been made to date. Documentation: The loan was not documented when made in 1999 and no records relating to the loan are available. Mr. Jackson and Ms. Ingraham intend to document the loan transaction prior to the Closing of the Property by executing a promissory note in the amount of $250,000.00 and a mortgage encumbering the Adjacent Parcels. MIA1 #1190315 v4 Page 41 #1190315 v4 - Purchase Agreement / CRA SEOPW/CRA 03- 009 CASE STATUS MEMORANDUM January 24, 2003 RE: In re VECTOUR INC., et al., Case No. 01-10903(JCA), et seq. (Jointly Administered) BACKGROUND VecTour, a motorcoach charter and tour company, has a tenant of the Southeast Overtown/Park West Community Redevelopment Agency (the "CRA") pursuant to a Lease Agreement, dated November 1, 1998, between Justo and Pastora Mayo and J. J. Kelly Charter Bus Service Co., as subsequently modified by Assignment and Assumption of Lease And Amendment, dated August 7, 2000, between Calor Development, Ltd., the CRA and Travelways of Florida, Inc., successor in interest to J. J. Kelly Charter Bus Service Co (the "Lease"). VecTour is successor in interest to Travelways of Florida, Inc. VECTOUR'S BANKRUPTCY FILING VecTour, Inc. of Florida, Inc. ("VecTour"), and its affiliated debtors and debtors in possession (collectively, the "Debtors") filed voluntary petitions for relief under Chapter 11 of the Bankruptcy Code on October 16, 2001 (the "Petition Date"). The Debtors are operating their businesses and managing their properties as debtors in possession pursuant to §§ 1107(a) and 1108 of the Bankruptcy Code. No trustee or examiner has been appointed in these Chapter 11 cases. VECTOUR'S SALE OF ASSETS After the petition date, the Debtors determined that the best course of action with respect to many of the Debtors' businesses was to sell them as going concerns. Pursuant to the Asset Purchase Agreement between the Debtors and Coach USA, Inc., ("Coach") and its wholly owned subsidiary, Florida Acquisitions, Inc. ("Newco"), the Debtors sought and obtained in April, 2002, the Bankruptcy Court's approval to SEOPW/CRA 03- 009 • • January 24, 2003 Page 2 sell substantially all assets, free and clear of liens and encumbrances, to Coach (the "Purchaser"). The sale of the Debtors' assets included vehicles, buses and other personal property including leases and executory contracts. The closing date was June 30, 2002. See, ORDER AUTHORIZING THE SALE OF SUBSTANTIALLY ALL ASSETS OF VECTOUR OF FLORIDA, INC., FREE AND CLEAR OF ALL LIENS ENCUMBRANCES AND OTHER INTERESTS AND AUTHORIZING AND APPROVING DEBTORS' ASSUMPTION AND ASSIGNMENT, OR, IN THE ALTERNATIVE, REJECTION, OF CERTAIN EXECUTORY CONTRACTS, entered April 12, 2002 (the "Sale Order"). The Sale Order provided that all non-residential leases and executory contracts not ultimately assumed by the Debtors and assigned to the Purchaser would be deemed rejected by the Debtors by their filing a notice containing schedules of the rejected leases and executory contracts within five (5) days of the Sale Order. According to the Sale Order such rejection would be retroactive to the date of Debtors' request for approval of the sale, April 11, 2002. LEASE REJECTION By Notice Of Rejected Leases and the subsequent Amended . Notice Of Rejected Leases And Contracts, both dated May 21, 2002, the Debtors gave notice of their rejection of the subject Lease for the premises at 160 N.W. 7th Street, Miami, Florida to the CRA, attention Hilda Tejera and Annette Lewis, 300 Biscayne Blvd., Suite 430, Miami, Florida 33131-2207 (the "Lease Rejection"). CRA'S CLAIM FOR LEASE REJECTION DAMAGES On July 19, 2002 the CRA filed its proof of claim for damages from the Lease Rejection pursuant to the terms of the Lease in the amount of $51,452.54 (the "Claim"). The Claim included unpaid rent, post -petition, for 178 days, and 61/2% Sales Tax. The Claim also included the cost for clean-up of environmental contamination in the amount of $7,826.80, as outlined in correspondence from ATC Associates Inc. ("ATC") to Cesar Calais, Program Manager, H.J. Ross Associates Inc./CRA dated April 17, 2002, attached as Exhibit "C" to the Claim. 0 3 Pwoo • • January 24, 2003 Page 3 As of December 13, 2002, the Debtors have acknowledged and categorized CRA's Claim as a Class 4 general unsecured claim, claim number 940. DEBTORS' PROPOSED THIRD AMENDED CONSOLIDATED PLAN OF LIQUIDATION Treatment of Class 4 Claims (General Unsecured Claims) Pursuant to the Debtors' proposed Third Amended Consolidated Plan of Liquidation, filed January 23, 2003 (the "Plan"), a Litigation Trust will be established after the effective date of the confirmation of the Plan from which allowed general unsecured claims will be satisfied on a pro-rata basis. As soon as is reasonably practicable after the confirmation of the Plan, the Debtor Estate will transfer a lump sum payment of $400,000 in cash to the Litigation Trust on account of the holders of allowed claims in Class 4, of which each such holder will receive a ratable .share, provided, however, that the Trustee, with approval of the Unsecured Creditors Committee, may elect to use all or a portion of such funds to satisfy costs and expenses of the Litigation Trust. Any such funds used to satisfy costs and expenses of the Litigation Trust must be repaid before any distribution of proceeds to holders of Class 2 bank claims. An allowed claimant in Class 4 will further be entitled to receive from the assets of the Litigation Trust a cash distribution representing a ratable share of seventy-five percent (75%) of the first $2,000,000 of the net proceeds from any recovery on litigation claims and twenty-five (25%) of the net proceeds in excess of $2,000,000 from any recovery on litigation claims. Litigation Claims Litigation claims include any right or causes of action which the Debtors elect to pursue under §547 of the Bankruptcy Code, or under §550 of the Bankruptcy Code to recover avoidable transfers or preferences; any claims the Debtors may pursue against current or former officers, directors or insiders of the Debtors; any claims the Debtors may pursue to determine their interests in property; and any SEOPW/CRA 1- 009 January 24, 2003 Page 4 fraudulent conveyance, fraudulent transfer, or other avoidance claims the Debtors may pursue, pursuant to §§ 544, 545, 548, 549, 550 and/or 553 of the Bankruptcy Code or applicable non -bankruptcy law. Second Amended Disclosure Statement According to the SECOND AMENDED DISCLOSURE STATEMENT FOR THE DEBTORS' SECOND AMENDED CONSOLIDATED PLAN OF LIQUIDATION, dated November 26, 2002 (the "Disclosure Statement"), as of September 13, 2002, approximately 4,140 pre -petition claims (including rejection damage claims) aggregating in excess of $1,904,186,203 plus unliquidated amounts have been asserted against the Debtors, both as filed proofs of claim and scheduled claims. The Debtors dispute the majority of the dollar amount of the claims asserted against them. Debtors' Liquidation Analysis According to the Debtors' Liquidation Analysis dated, November 2002, the estimated aggregate allowed claim amount for non -bank unsecured claims was approximately $31,000,000. The anticipated percentage recovery for Class 4 claims from solely the liquidation of the Debtors' assets under a Chapter 7 liquidation plan is 0% versus 1-3% under a Chapter 11 plan. Under the Plan, CRA's Claim will not be paid in full and is considered impaired with respect to the treatment of other classes of claims. Holders of impaired claims will be entitled to vote to accept or reject the Plan. Debtors' counsel anticipate the filing of the Disclosure Statement and proposed Ballots for the Plan to occur by the end of January, 2003. Upon review of the Disclosure Statement and Ballot we will forward our voting recommendation. MIA1 #1198364 v1. SE®PW/CRA 02- 009